<SEC-DOCUMENT>0001193125-19-041325.txt : 20190215
<SEC-HEADER>0001193125-19-041325.hdr.sgml : 20190215
<ACCEPTANCE-DATETIME>20190214193040
ACCESSION NUMBER:		0001193125-19-041325
CONFORMED SUBMISSION TYPE:	40-F
PUBLIC DOCUMENT COUNT:		197
CONFORMED PERIOD OF REPORT:	20181231
FILED AS OF DATE:		20190215
DATE AS OF CHANGE:		20190214

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUN LIFE FINANCIAL INC
		CENTRAL INDEX KEY:			0001097362
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			Z4
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-F
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15014
		FILM NUMBER:		19609315

	BUSINESS ADDRESS:	
		STREET 1:		SUN LIFE ASSURANCE CO OF CANADA
		STREET 2:		ONE YORK STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0B6
		BUSINESS PHONE:		4169794800

	MAIL ADDRESS:	
		STREET 1:		SUN LIFE ASSURANCE CO OF CANADA
		STREET 2:		ONE YORK STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0B6

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SUN LIFE FINANCIAL SERVICES INC
		DATE OF NAME CHANGE:	20030702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SUN LIFE FINANCIAL SERVICES OF CANADA INC
		DATE OF NAME CHANGE:	20000224
</SEC-HEADER>
<DOCUMENT>
<TYPE>40-F
<SEQUENCE>1
<FILENAME>d676358d40f.htm
<DESCRIPTION>40-F
<TEXT>
<HTML><HEAD>
<TITLE>40-F</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>United States </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>Securities and Exchange Commission </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>Form <FONT
STYLE="white-space:nowrap">40-F</FONT> </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B>&#9744;<B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman; " ALIGN="left"><B>REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934
</B></P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>OR </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B>&#9746;<B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman; " ALIGN="left"><B>ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
</B></P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the fiscal year ended December&nbsp;31, 2018 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Commission File Number <FONT STYLE="white-space:nowrap">001-15014</FONT> </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>Sun Life Financial Inc. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of Registrant as specified in its charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Canada
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Province or other jurisdiction of incorporation or organization) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>52411 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Primary Standard
Industrial Classification Code Number (if applicable)) </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(I.R.S. Employer Identification Number (if applicable)) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>1 York Street, 31st Floor, Toronto, Ontario, Canada M5J 0B6 (416) <FONT STYLE="white-space:nowrap">979-9966</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address and telephone number of Registrant&#146;s principal executive offices) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Sun Life Assurance Company of Canada &#150; U.S. Operations Holdings, Inc. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>One Sun Life Executive Park </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Wellesley Hills, Massachusetts 02481 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(781) <FONT STYLE="white-space:nowrap">237-6030</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Name, address (including zip code) and telephone number (including area code) of agent for service in the United States) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Securities registered or to be registered pursuant to Section&nbsp;12(b) of the Act: </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Title of each class</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Name of each exchange on which
registered</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Common Shares</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>New York Stock Exchange</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Securities registered or to be registered pursuant to Section&nbsp;12(g) of the Act. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Title of
Class) </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Securities for which there is a reporting obligation pursuant to Section&nbsp;15(d) of the Act. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Title of
Class) </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For annual reports, indicate by check mark the information filed with this Form: </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B></B>&#9746;<B></B><B>&nbsp;Annual information form</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B></B>&#9746;<B></B><B>&nbsp;Audited annual financial statements</B></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate the number of outstanding shares of each of the issuer&#146;s classes of capital or common stock as of the close of the period covered by the annual
report. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Common Shares</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>598,462,193</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 1</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>16,000,000</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 2</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>13,000,000</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 3</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>10,000,000</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 4</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>12,000,000</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 5</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>10,000,000</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 8R</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>5,192,686</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 9QR</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>6,007,314</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 10R</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>6,919,928</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 11QR</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>1,080,072</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Class&nbsp;A Preferred Shares Series 12R</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;</B></TD>
<TD VALIGN="top" ALIGN="right"><B>12,000,000</B></TD>
<TD NOWRAP VALIGN="top"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant (1)&nbsp;has filed all reports required to be filed by Section&nbsp;13 or 15(d)
of the Exchange Act during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports) and (2)&nbsp;has been subject to such filing requirements for the past 90 days. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Yes&nbsp;&nbsp;&#9746;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;&#9744; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of
Regulation <FONT STYLE="white-space:nowrap">S-T</FONT> (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Yes&nbsp;&nbsp;&#9746;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;&#9744; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule <FONT STYLE="white-space:nowrap">12b-2</FONT> of the Exchange
Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Emerging&nbsp;growth&nbsp;company&nbsp;&nbsp;&#9744; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant has elected not to
use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&nbsp;13(a) of the Exchange Act.&nbsp;&nbsp;&nbsp;&#9744; </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>INCORPORATION BY REFERENCE </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following information is incorporated by reference in this annual report on Form <FONT STYLE="white-space:nowrap">40-F:</FONT> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Disclosure Controls and Procedures </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under
the heading &#147;Accounting and Control Matters &#150; Disclosure Controls and Procedures&#148; in the Company&#146;s Management&#146;s Discussion and Analysis for the year ended December&nbsp;31, 2018 (the &#147;<B>2018 Annual MD&amp;A</B>&#148;)
is incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 Annual MD&amp;A is attached hereto as <U>Exhibit 99.1</U>. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Management&#146;s Annual Report on Internal Control Over Financial Reporting </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the heading &#147;Accounting and Control Matters &#150; Disclosure Controls and Procedures &#150; Management&#146;s Report on Internal
Control over Financial Reporting&#148; in the Company&#146;s 2018 Annual MD&amp;A and the information in the management report titled &#147;Financial Reporting Responsibilities&#148;, attached to the Company&#146;s annual consolidated financial
statements for the year ended December&nbsp;31, 2018 (the &#147;<B>2018 Annual Financial Statements&#148;</B>) is incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A
copy of the Company&#146;s 2018 Annual MD&amp;A is attached hereto as <U>Exhibit 99.1</U>. A copy of the Company&#146;s 2018 Annual Financial Statements are attached hereto as <U>Exhibit 99.2</U>. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Attestation Report of the Registered Public Accounting Firm </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The &#147;Report of Independent Registered Public Accounting Firm&#148; with respect to the audit of the internal control over financial reporting of the
Company, which accompanies the Company&#146;s 2018 Annual Financial Statements is incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s 2018 Annual
Financial Statements are attached hereto as <U>Exhibit 99.2</U>. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Changes in Internal Control Over Financial Reporting </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the heading &#147;Accounting and Control Matters &#150; Disclosure Controls and Procedures &#150; Changes in Internal Control over
Financial Reporting&#148; in the Company&#146;s 2018 Annual MD&amp;A is incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 Annual
MD&amp;A is attached hereto as <U>Exhibit 99.1</U>. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Identification of Audit Committee </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the heading &#147;Directors and Executive Officers &#150; Audit Committee&#148; in the Company&#146;s annual information form dated
February&nbsp;13, 2019 (the &#147;<B>2018 AIF</B>&#148;) is incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 AIF is attached hereto as
<U>Exhibit 99.3</U>. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Audit Committee Financial Expert </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the heading &#147;Directors and Executive Officers &#150; Audit Committee&#148; in the Company&#146;s 2018 AIF is incorporated by
reference herein<I>.</I> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 AIF is attached hereto as <U>Exhibit 99.3</U>. </P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Code of Ethics </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the heading &#147;Code of Business Conduct&#148; in the Company&#146;s 2018 AIF is incorporated by reference herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 AIF is attached hereto as <U>Exhibit 99.3</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the current Sun Life Financial Code of Business Conduct is filed as Exhibit 14.1 to the Company&#146;s annual report on Form <FONT
STYLE="white-space:nowrap">40-F</FONT> for the year ended December&nbsp;31, 2017 and is also available on our website at sunlife.com. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Principal
Accountant Fees and Services </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the headings &#147;Principal Accountant Fees and Services&#148; in the Company&#146;s 2018 AIF is
incorporated by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 AIF is attached hereto as <U>Exhibit 99.3</U>. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><FONT STYLE="white-space:nowrap">Off-Balance</FONT> Sheet Arrangements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The information under the heading &#147;Additional Financial Disclosure &#150; Items related to Statement of Financial
<FONT STYLE="white-space:nowrap">Position&#151;Off-Balance</FONT> Sheet Arrangements&#148; in the Company&#146;s 2018 Annual MD&amp;A is incorporated by reference herein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 Annual MD&amp;A is attached hereto as <U>Exhibit 99.1</U>. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Tabular Disclosure of Contractual Obligations </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The table
entitled &#147;Financial Liabilities and Contractual Obligations&#148; included under the heading &#147;Risk Management &#150; Risk Categories &#150; Liquidity Risk&#148; in the Company&#146;s 2018 Annual MD&amp;A is incorporated by reference
herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Company&#146;s 2018 Annual MD&amp;A is attached hereto as <U>Exhibit 99.1</U>. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Comparison with New York Stock Exchange Governance Rules </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s governance processes and practices are consistent with the New York Stock Exchange corporate governance rules for U.S. publicly-listed
companies. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>UNDERTAKING </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Registrant
undertakes to make available, in person or by telephone, representatives to respond to inquiries made by the Commission staff, and to furnish promptly, when requested to do so by the Commission staff, information relating to: the securities
registered pursuant to Form <FONT STYLE="white-space:nowrap">40-F;</FONT> the securities in relation to which the obligation to file an annual report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> arises; or transactions in said securities.
</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CONSENT TO SERVICE OF PROCESS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Company has previously filed a Form <FONT STYLE="white-space:nowrap">F-X</FONT> in connection with the class of securities in relation to which the obligation to file this annual report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> arises.
Any change to the name or address of the Company&#146;s agent for service of process shall be communicated promptly to the Securities and Exchange Commission by an amendment to the Form <FONT STYLE="white-space:nowrap">F-X</FONT> referencing the
file number of the relevant registration statement of the Company. </P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Exchange Act, the Registrant certifies that it meets all of the requirements for filing on Form <FONT
STYLE="white-space:nowrap">40-F</FONT> and has duly caused this annual report to be signed on its behalf by the undersigned, thereto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>Sun Life Financial Inc.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Melissa J. Kennedy</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Melissa J. Kennedy</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Executive Vice-President,</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chief Legal Officer&nbsp;&amp; Public Affairs</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Dated: February&nbsp;14, 2019</P></TD></TR>
</TABLE></DIV>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>EXHIBITS</B>:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Annual Management&#146;s Discussion and Analysis for the year ended December&nbsp;31, 2018</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Consolidated Annual Financial Statements for the year ended December&nbsp;31, 2018</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Annual Information Form dated February&nbsp;13, 2019 for the year ended December&nbsp;31, 2018</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.4</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certifications required by Rule <FONT STYLE="white-space:nowrap">13a-14(a)</FONT> or Rule <FONT STYLE="white-space:nowrap">15d-14(a),</FONT> pursuant to Section&nbsp;302 of the Sarbanes-Oxley Act of 2002</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.5</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certifications required by Rule <FONT STYLE="white-space:nowrap">13a-14(b)</FONT> or Rule <FONT STYLE="white-space:nowrap">15d-14(b)</FONT> and Section&nbsp;1350 of Chapter 63 of Title 18 of United States Code, pursuant to
Section&nbsp;906 of the Sarbanes-Oxley Act of 2002</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.6</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Consent of Independent Registered Public Accounting Firm</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.7</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Consent of Appointed Actuary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Interactive Data File</TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d676358dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.1 <BR> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="toc"></A>MANAGEMENT&#146;S </B></FONT></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:24pt; font-family:ARIAL"><FONT
 COLOR="#3b4e5c"><B>DISCUSSION </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B>AND ANALYSIS </B></FONT></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>10</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_1">A.&#8201;HOW WE REPORT OUR
RESULTS</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>11</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_2">B.&#8201;OVERVIEW</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">11</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_3">1.&#8201;&#8201;Strategy</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">13</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_4">2.&#8201;&#8201;Financial Objectives</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">13</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_5">3.&#8201;&#8201;Acquisitions</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>14</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_6">C.&#8201;FINANCIAL SUMMARY</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>15</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_7">D.&#8201;PROFITABILITY</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">15</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><A HREF="#mda677604_8">2018 vs. 2017</A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>17</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_9">E.&#8201;&#8202;GROWTH</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_10">1.&#8201;&#8201;Sales and Value of New Business</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">18</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_11">2.&#8201;&#8201;Premiums and Deposits</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">18</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_12">3.&#8201;&#8201;Assets Under Management</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>19</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_13">F.&#8201;&#8201;FINANCIAL
STRENGTH</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>21</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_14">G.&#8201;PERFORMANCE BY BUSINESS
GROUP</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">22</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_15">1.&#8201;&#8201;SLF Canada</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_16">2.&#8201;&#8201;SLF U.S.</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">28</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_17">3.&#8201;&#8201;SLF Asset Management</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">31</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_18">4.&#8201;&#8201;SLF Asia</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">34</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_19">5.&#8201;&#8201;Corporate</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>35</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_20">H.&#8201;INVESTMENTS</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">36</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_21">1.&#8201;&#8201;Investment Profile</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">36</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_22">2.&#8201;&#8201;Debt Securities</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">38</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_23">3.&#8201;&#8201;Equities</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">38</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_24">4.&#8201;&#8201;Mortgages and Loans</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">40</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_25">5.&#8201;&#8201;Derivatives</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">41</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_26">6.&#8201;&#8201;Investment Properties</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">41</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_27">7.&#8201;&#8201;Impaired Assets</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">41</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_28">8.&#8201;&#8201;Asset Default
Provision</A></P></TD></TR></TABLE>
</DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="94%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>42</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_29">I.&#8194;&#8201;CAPITAL AND LIQUIDITY
MANAGEMENT</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">42</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_30">1.&#8201;&#8201;Capital</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">44</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_31">2.&#8201;&#8201;Capital Adequacy</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">45</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_32">3.&#8201;&#8201;Shareholder Dividends</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">46</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_33">4.&#8201;&#8201;Principal Sources and Uses of Funds</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">46</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_34">5.&#8201;&#8201;Liquidity</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>48</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_35">J.&#8201;&#8201;RISK MANAGEMENT</A></B></FONT></P></TD></TR>

<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">48</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_36">1.&#8201;&#8201;Risk Management Framework</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">49</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_37">2.&#8201;&#8201;Risk Universe</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">49</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_38">3.&#8201;&#8201;Risk Culture and Philosophy</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">50</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_39">4.&#8201;&#8201;Risk Appetite</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">50</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_40">5.&#8201;&#8201;Risk Governance</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">52</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_41">6.&#8201;&#8201;Risk Management Policies</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">52</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_42">7.&#8201;&#8201;Risk Management Process</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">53</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_43">8.&#8201;&#8201;Risk Categories</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>70</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_44">K.&#8201;ADDITIONAL FINANCIAL
DISCLOSURE</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">70</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_45">1.&#8201;&#8201;Items related to Statement of Operations</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">72</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_46">2.&#8201;&#8201;Items related to Statement of Financial Position</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">73</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_47">3.&#8201;&#8201;Fourth Quarter 2018 Profitability</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">76</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_48">4.&#8201;&#8201;Previous Quarters</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>77</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_49"><FONT STYLE="white-space:nowrap">L.&#8201;&#8201;NON-IFRS</FONT> FINANCIAL
 MEASURES</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>80</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_50">M.&#8202;ACCOUNTING AND CONTROL
MATTERS</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">80</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_51">1.&#8201;&#8201;Critical Accounting Policies and Estimates</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">86</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_52">2.&#8201;&#8201;Changes in Accounting Policies</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">89</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><A HREF="#mda677604_53">3.&#8201;&#8201;Disclosure Controls and Procedures</A></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>89</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_54">N.&#8201;LEGAL AND REGULATORY
PROCEEDINGS</A></B></FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><FONT COLOR="#3b4e5c"><B>89</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.30em; text-indent:-1.30em; font-size:8pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A HREF="#mda677604_55">O.&#8201;FORWARD-LOOKING
STATEMENTS</A></B></FONT></P></TD></TR>
</TABLE> </div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="99%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><B>Management&#146;s Discussion and Analysis </B></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_1"></A>&nbsp;A. How We Report Our Results </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Financial Inc. (&#147;SLF Inc.&#148;) is a leading international financial services organization providing insurance, wealth and asset management solutions to
individual and corporate Clients. Sun Life Financial has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore,
Vietnam, Malaysia and Bermuda. As of December&nbsp;31, 2018, Sun Life Financial had total assets under management (&#147;AUM&#148;) of $951&nbsp;billion. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc.
is a publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&#147;Sun Life Assurance&#148;). In this management&#146;s discussion and analysis (&#147;MD&amp;A&#148;), SLF Inc., its
subsidiaries and, where applicable, its joint ventures and associates are collectively referred to as &#147;the Company&#148;, &#147;Sun Life Financial&#148;, &#147;we&#148;, &#147;our&#148;, and &#147;us&#148;. Unless otherwise indicated, all
information in this MD&amp;A is presented as at and for the year ended December&nbsp;31, 2018 and the information contained in this document is in Canadian dollars. Where information at and for the year ended December&nbsp;31, 2018 is not available,
information available for the latest period before December&nbsp;31, 2018 is used. Except where otherwise noted, financial information is presented in accordance with International Financial Reporting Standards (&#147;IFRS&#148;) and the accounting
requirements of the Office of the Superintendent of Financial Institutions (&#147;OSFI&#148;). </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We manage our operations and report our financial results in five
business segments: Sun Life Financial Canada (&#147;SLF Canada&#148;), Sun Life Financial United States (&#147;SLF U.S.&#148;), Sun Life Financial Asset Management (&#147;SLF Asset Management&#148;), Sun Life Financial Asia (&#147;SLF Asia&#148;),
and Corporate. Information concerning these segments is included in our annual and interim consolidated financial statements and accompanying notes (&#147;Annual Consolidated Financial Statements&#148; and &#147;Interim Consolidated Financial
Statements&#148;, respectively, and &#147;Consolidated Financial Statements&#148; collectively) and this MD&amp;A. Effective in the first quarter of 2018, we transferred our International business unit from SLF U.S. to SLF Asia and comparable
periods have been changed to conform with the current year presentation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>i. Use of <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We report certain financial information using <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures, as we believe that these measures provide
information that is useful to investors in understanding our performance and facilitate a comparison of our quarterly and full year results from period to period. These <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures do not have
any standardized meaning and may not be comparable with similar measures used by other companies. For certain <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures, there are no directly comparable amounts under IFRS. These <FONT
STYLE="white-space:nowrap">non-IFRS</FONT> financial measures should not be viewed as alternatives to measures of financial performance determined in accordance with IFRS. Additional information concerning these
<FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures and reconciliations to the closest IFRS measures are available in section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. Further
additional information concerning these <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures and reconciliations to the closest IFRS measures are included in the Supplementary Financial Information packages that are available on
www.sunlife.com under Investors - Financial results&nbsp;&amp; reports. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>ii. Forward-looking Statements </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Certain statements in this document are forward-looking statements within the meaning of certain securities laws, including the &#147;safe harbour&#148; provisions of
the United States Private Securities Litigation Reform Act of 1995 and applicable Canadian securities legislation. Additional information concerning forward-looking statements and important risk factors that could cause our assumptions, estimates,
expectations and projections to be inaccurate and our actual results or events to differ materially from those expressed in or implied by such forward-looking statements can be found in section O - Forward-looking Statements in this document. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>iii. Additional Information </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information relating to the Company
can be found in the Consolidated Financial Statements and SLF Inc.&#146;s Annual Information Form (&#147;AIF&#148;) for the year ended December&nbsp;31, 2018. These documents are filed with securities regulators in Canada and are available at
<U>www.sedar.com</U>. SLF Inc.&#146;s Annual Consolidated Financial Statements, annual MD&amp;A and AIF are filed with the United States Securities and Exchange Commission (&#147;SEC&#148;) in SLF Inc.&#146;s annual report on Form <FONT
STYLE="white-space:nowrap">40-F</FONT> and SLF Inc.&#146;s interim MD&amp;As and Interim Consolidated Financial Statements are furnished to the SEC on Form <FONT STYLE="white-space:nowrap">6-Ks</FONT> and are available at <U>www.sec.gov</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">10&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_2"></A>&nbsp;B. Overview&nbsp;&nbsp;&nbsp;&nbsp; </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Financial is a leading international financial services organization providing a diverse range of insurance, wealth and asset management solutions to
individual and corporate Clients. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Purpose and Ambition </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Purpose is
to help our Clients achieve lifetime financial security and live healthier lives. </P> <P STYLE="margin-top:5pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our ambition is to be one of the best insurance and asset management companies in
the world. To achieve this, across each of the four pillars of our business we aim to have: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Top quartile Client scores relative to our competitors </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Each pillar of our business be viewed as one of the best in its market </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Top quartile total shareholder return </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">A disproportionate share of top talent, wrapped in an empowering culture </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_3"></A>1. Strategy </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We aim to provide outstanding value
to our Clients. Our strategy places the Client at the centre of everything we do. We believe our Client for life strategy and purpose, as described below, will allow us to gain a distinct competitive advantage to achieve our goal to be a leader in
each of our four pillars. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g677604g01q78.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Our Client Strategy </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Client-centric
strategy has five key areas of focus that we are pursuing across each of our four pillars. These areas of focus define how we compete in our markets, extend our competitive advantages, fulfill our purpose and support our ambition to be one of the
best insurance and asset management companies in the world. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Client: </B>Our Clients are at the centre of everything we do and we are focused on building
lasting and trusted Client relationships by providing quality products and services that deliver on our Purpose. We believe this allows us to maximize the value we provide our Clients, and leads to better business outcomes for Sun Life Financial. We
achieve this by: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">making it easier to do business with us </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">being more proactive in contacting and engaging with our Clients </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">delivering consistently superior Client service </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Distribution Excellence:</B> Our Clients work with high-quality distribution partners who put them at the centre of what they do. Our distribution partners will
engage Clients where, when and how they wish, in a personalized and relevant way. We continue to invest in our distribution capabilities, through digital channels and by enabling our advisors, agents, partners and brokers to deliver great Client
experiences and focus on meeting Client needs. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Digital, Data</B><B></B><B>&nbsp;&amp; Analytics:</B> Our Digital, Data&nbsp;&amp; Analytics capabilities are
critical to both delivering value to our Clients and for efficiency and effectiveness, while respecting our Clients&#146; privacy. As consumer preferences evolve and technological advancements enable new possibilities and services, Sun Life
Financial is investing in new capabilities across our businesses to reach our Clients more effectively, drive efficiencies and explore new business opportunities. Our focus in these areas is to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">digitize current processes and interactions </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">be more proactive, predictive and personalized with our Clients </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">build and deploy new digital business models </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Financial Discipline:</B> Our continued financial and risk management prudence, efficient use of capital and strong execution will support our medium-term financial
objectives and also support us in meeting our aim of top quartile total shareholder returns while maintaining a preferred risk and capital profile. Specific areas of focus are to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Deliver strong earnings growth and disciplined expense management to support the enterprise&#146;s medium-term objectives.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Create a culture of accountability, purpose and passion for long-term Client and business value embodied by all employees,
including a strong focus on efficient use of resources to drive top and bottom line growth. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Talent and Culture: </B>Delivering on our strategy will require that we maintain our focus on attracting,
retaining and developing the best talent, while also continuing to evolve our talent and culture to manage the increasing pace of change. Specifically, our talent goals are to continue to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Attract a disproportionate share of top talent across our geographies, wrapped in an empowering culture.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Build on our high performance culture and support and reward our diverse, talented workforce. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Ensure that our focus on our Clients becomes deeply embedded in our unique and inclusive culture. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Remain committed to the highest standards of business ethics and good governance. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Our four pillars </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our four pillar approach defines the businesses and
markets in which we compete. In each of these pillars, we focus on creating value for our Clients and shareholders in businesses that have strong growth prospects, favourable return on equity (&#147;ROE&#148;) and strong capital generation in
attractive global markets. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Currently, in our four pillars we are: </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>A
leader in insurance and wealth solutions in our Canadian home market </B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a provider of products and services to over six million Canadians via our Group and Individual businesses that deliver
value to our Clients </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the largest provider of benefits and pensions in the workplace </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">providing a wide range of wealth and insurance products to individuals via retail channels, including our leading Career
Sales Force </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>A leader in U.S. Group Benefits </B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a provider of group life, disability, dental and vision insurance products, as well as a suite of voluntary benefits
products that meet Client needs </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a market leader in Group Benefits, providing insurance solutions to employers and employees </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the largest independent provider of medical stop-loss insurance in the U.S. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>A leader in global asset management </B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a provider of investment products through MFS Investment Management (&#147;MFS&#148;) and Sun Life Investment Management
(&#147;SLIM&#148;) that deliver superior value to Clients through traditional active asset management as well as liability driven investing (&#147;LDI&#148;) and alternative asset classes: </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">MFS is a premier asset management firm offering a comprehensive selection of asset management products and services to
retail and institutional investors around the world </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLIM is an institutional investment management business delivering customized LDI, alternative fixed income and real
estate solutions </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>A leader in Asia through distribution excellence in higher growth markets </B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a provider of individual life and health insurance that delivers Client value in all markets </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">a provider, in select markets, of asset management and group retirement products and services </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">operating across seven markets: Philippines, Hong Kong, Indonesia, Vietnam, Malaysia, India and China
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">among the global leaders in providing life insurance solutions to international high net worth Clients
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Underpinning our strategy is an enduring commitment to Sustainability </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Financial&#146;s focus on advancing sustainability - centred around a vision of building sustainable, healthier communities for life - is an important focus
for our Company and is essential to our overall business success. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We define sustainability as taking accountability for our social, environmental, economic and
governance impacts, risks and opportunities, in ways that help to ensure our long-term ability to deliver value to our Clients, employees, shareholders and communities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our company-wide sustainability strategy, approved by the Board of Directors, focuses on four key areas within which we continue to deepen our commitment and
strengthen our practices: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Organizational resilience: We cultivate an organization that is competitive, forward-thinking, resilient and sustainable
for the long term, so we can continue to meet the needs of our Clients, who are at the centre of all that we do. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Environmental responsibility: We are accountable for the impact of our operations on the environment, so we are
consistently taking steps to measure, manage and reduce that impact. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Community wellness: We believe that by actively supporting the communities in which we live and work, we can help to build
a positive environment for our Clients, employees, advisors and shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Governance and risk management: We believe a <FONT STYLE="white-space:nowrap">well-run</FONT> organization contributes to
a stable operating platform for the Company, and positions us to meet our obligations to stakeholders. Proactive risk management and a strong risk culture are essential to our long-term success. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For additional information on our sustainability strategy, refer to our latest Sustainability Report, which can be found at <U>www.sunlife.com</U>. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">12&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_4"></A>2. Financial Objectives </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company has outlined the following medium-term financial objectives: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#c4c9ce"><B>&nbsp;Measure<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" BGCOLOR="#c4c9ce" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" BGCOLOR="#c4c9ce"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Medium-term</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>financial&nbsp;objectives</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#c4c9ce" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" BGCOLOR="#c4c9ce"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Four-year</FONT></B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>average<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#c4c9ce" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" BGCOLOR="#c4c9ce"><B>2018&nbsp;results</B></TD>
<TD VALIGN="bottom" BGCOLOR="#c4c9ce" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#c4c9ce">&nbsp;&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><B>&nbsp;Underlying EPS growth</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;Growth in EPS reflects the Company&#146;s focus on generating</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;sustainable earnings for shareholders.</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><FONT STYLE="white-space:nowrap">8%-10%</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">13%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">17%</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="10" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD>
<TD HEIGHT="10" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><B>&nbsp;Underlying ROE</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;ROE is a significant driver of shareholder value and is a major focus</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;for management across all businesses.</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><FONT STYLE="white-space:nowrap">12%-14%</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">13.0%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">14.2%</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="10" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD>
<TD HEIGHT="10" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><B>&nbsp;Dividend payout ratio</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;Payout of capital serves shareholder value, based on</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;underlying net income.</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT STYLE="white-space:nowrap">40%-50%</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">41%</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">39%</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Underlying earnings per share (&#147;EPS&#148;), underlying ROE and the dividend payout ratio are <FONT
STYLE="white-space:nowrap">non-IFRS</FONT> financial measures. See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures. The dividend payout ratio represents the ratio of common shareholders&#146; dividends to underlying
net income. See section I - Capital and Liquidity Management - Capital in this document for further information regarding dividends. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Underlying EPS growth is calculated on a four-year compound annual growth rate. Underlying ROE and Dividend payout ratio
are based on a four-year average of <FONT STYLE="white-space:nowrap">2015&nbsp;-&nbsp;2018.</FONT> </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have performed well against our
medium-term financial objectives. Although considered reasonable by the Company, we may not be able to achieve our medium-term financial objectives as our assumptions may prove to be inaccurate. Accordingly, our actual results could differ
materially from our medium-term financial objectives as described above. Our medium-term financial objectives do not constitute guidance. Our medium-term financial objectives are forward-looking <FONT STYLE="white-space:nowrap">non-IFRS</FONT>
financial measures and additional information is provided in this MD&amp;A in the section O - Forward-looking Statements - Medium-Term Financial Objectives. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_5">
</A>3. Acquisitions </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following developments occurred since January&nbsp;1, 2018. Additional information concerning acquisitions and dispositions is
provided in our 2018 Annual Consolidated Financial Statements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In December 2018, we entered into an agreement to merge Bentall Kennedy, our North American real
estate and property management firm, with GreenOak Real Estate (&#147;GreenOak&#148;), a global real estate investment firm. Sun Life Financial will acquire a majority stake in the combined Bentall Kennedy and GreenOak entity that will be part of
SLIM. The transaction is subject to regulatory approvals and customary closing conditions and is expected to close in the first half of 2019. For additional information, refer to Note 3 of our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In January 2018, we acquired Excel Funds Management Inc. and Excel Investment Counsel Inc. (collectively, &#147;Excel Funds&#148;). Excel Funds is an award-winning
Canadian investment manager specializing in emerging markets funds with approximately $800&nbsp;million in assets under management at the time of acquisition. The acquisition is expected to help accelerate the growth of Sun Life Global Investments
through new emerging markets offerings and add Excel Funds&#146; exchange-traded funds to its capabilities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">On October&nbsp;3, 2017, we completed the first stage
of our acquisition of the pension business of FWD Life Insurance Company (Bermuda) Limited (&#147;FWD&#148;) for total consideration of approximately $105&nbsp;million. The first stage included the acquisition of the Mandatory Provident Fund
(&#147;MPF&#148;) business and the commencement of an exclusive <FONT STYLE="white-space:nowrap">15-year</FONT> distribution agreement with FWD that allows Sun Life Hong Kong Limited to distribute its pension products through FWD&#146;s agency force
in Hong Kong. The completion of the second and final stage of the transaction involves the purchase of the Occupational Retirement Schemes Ordinance business of FWD, and is expected to close by the end of 2019, subject to the receipt of regulatory
approvals and satisfaction of customary closing conditions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_6"></A>&nbsp;C. Financial Summary </B></FONT></P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">&nbsp;($ millions, unless otherwise noted)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"><FONT STYLE="font-size:10pt"><B>&nbsp;Profitability</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD ROWSPAN="10" VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Net income (loss)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,485</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income (loss)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,947</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,546</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,335</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Diluted EPS ($)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported EPS (diluted)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4.14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.03</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying EPS (diluted)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4.86</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.80</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Reported basic EPS ($)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>4.16</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3.51</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4.05</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Return on equity (%)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported ROE<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12.1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.7</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying ROE<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>14.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12.2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"><FONT STYLE="font-size:10pt"><B>&nbsp;Growth</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD ROWSPAN="15" VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Sales</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Insurance sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,189</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,042</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,758</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Wealth sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>136,702</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">145,314</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">138,319</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Value of new business<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,154</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">968</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">860</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Premiums and deposits</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net premium revenue</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>18,642</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,048</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Segregated fund deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,553</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,858</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,550</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mutual fund sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>84,202</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">87,515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84,728</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Managed fund sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>38,903</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,093</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,270</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;ASO premium and deposit
equivalents<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>6,808</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,933</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,863</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Total premiums and deposits<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>160,108</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">164,680</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">158,459</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Assets under management<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;General fund assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>168,765</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">162,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">161,071</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Segregated fund assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>103,062</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">106,392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97,167</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mutual fund assets, managed fund assets and other AUM<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>679,316</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">705,673</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">645,037</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Total AUM<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>951,143</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">974,785</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">903,275</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"><FONT STYLE="font-size:10pt"><B>&nbsp;Financial Strength</B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD ROWSPAN="15" VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;LICAT ratios<SUP STYLE="font-size:85%; vertical-align:top">(3)(4)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Sun Life Financial Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>144</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Sun Life
Assurance<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>131</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Financial leverage ratio<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>21.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">23.6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25.2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Dividend<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Dividend yield<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3.7</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.6</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Dividend payout ratio<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>39</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Dividends per common share ($)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.905</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.745</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.620</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;Capital</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Subordinated debt and innovative capital instruments<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,738</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,136</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,534</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>864</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">650</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">412</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>23,706</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22,321</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">21,956</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Total capital</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>28,308</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,107</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">26,902</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Average common shares outstanding (millions)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>606</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Closing common shares outstanding (millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>598.5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">610.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">613.6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Administrative Services Only (&#147;ASO&#148;). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Life Insurance Capital Adequacy Test (&#147;LICAT&#148;) ratio. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">LICAT ratios are not applicable before January&nbsp;1, 2018; we previously used the Minimum Continuing Capital and Surplus
Requirements (&#147;MCCSR&#148;) guideline, the former capital regulatory guideline. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Sun Life Assurance is SLF Inc.&#146;s principal operating life insurance subsidiary. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section I - Capital and Liquidity Management - Capital in this document for further information regarding dividends.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Dividend yield is calculated on dividends per common share paid divided by the daily annual average share price for the
year. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Innovative capital instruments consist of Sun life ExchangEable Capital Securities (&#147;SLEECS&#148;) which qualify as
capital for Canadian regulatory purposes. However, under IFRS they are reported as senior debentures in the Consolidated Financial Statements. For additional information, see the section I - Capital and Liquidity Management - Capital in this
document. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">14&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_7"></A>&nbsp;D. Profitability </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_8"></A>2018 vs. 2017 </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table reconciles our
reported net income and underlying net income. The table also sets out the impact that other notable items had on our reported net income and underlying net income in 2018 and 2017. All factors discussed in this document that impact our underlying
net income are also applicable to reported net income. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, <FONT STYLE="white-space:nowrap">after-tax)</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>&nbsp;Reported net income</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(188</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management actions<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(155</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other adjustments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(82</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(220</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax reform<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(251</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Underlying net income<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,947</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,546</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>&nbsp;Reported ROE<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12.1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.7</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Underlying ROE<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>14.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Experience related items<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of investment activity on insurance contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>135</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mortality</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Morbidity</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Credit</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Lapse and other policyholder behaviour</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(49</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(49</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Expenses<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(49</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>90</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(60</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA in 2017 excludes the $(288) million change that is included in U.S. tax reform, shown separately.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Experience related items reflect the difference between actual experience during the reporting period and best estimate
assumptions used in the determination of our insurance contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In 2018, Expense experience has been revised to exclude certain project spending, which is now presented in Other. Prior
periods have been conformed to this presentation. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our reported net income increased to $2,522&nbsp;million for 2018 compared to
$2,149&nbsp;million in 2017, which primarily reflects the $251&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform. The increase also includes lower fair value adjustments on MFS share-based payment awards and acquisition,
integration and restructuring charges, partially offset by the unfavourable impact of ACMA and market related impacts. Underlying net income growth of 16% to $2,947&nbsp;million was driven by the effect of the lower income tax rate in the U.S.,
growth in the business, interest on par seed capital<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>, investment experience, favourable morbidity experience and favourable other experience, partially offset by unfavourable mortality
experience. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>i. Market related impacts </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Market related impacts in 2018
compared to 2017 were largely driven by unfavourable equity impacts partially offset by net interest rate impacts that included the favourable impact of credit spreads. Market related impacts were unfavourable in SLF Canada and SLF Asia due to
equity impacts, unfavourable in SLF U.K. as a result of positive net interest rate impacts and net interest rate impacts were favourable in SLF Canada and SLF U.S. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>ii. Assumption changes and management actions </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Due to the long-term nature
of our business, we make certain judgments involving assumptions and estimates to value our obligations to policyholders. The valuation of these obligations is recorded in our financial statements as insurance contract liabilities and investment
contract liabilities and requires us to make assumptions about equity market performance, interest rates, asset default, mortality and morbidity rates, lapse and other policyholder behaviour, expenses and inflation and other factors over the life of
our products. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We review assumptions each year, generally in the third quarter, and revise these assumptions if appropriate. We consider our actual experience in
current and past periods relative to our assumptions as part of our annual review. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">During 2018, the net impact of assumption changes and management actions
(&#147;ACMA&#148;) resulted in a decrease of $155&nbsp;million to reported net income, compared to an increase of $81&nbsp;million in 2017 (which excluded the impact of the U.S. tax reform). </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In the first quarter of 2018, the seed capital that was transferred into the participating account at demutualization was
transferred into the shareholder account, along with accrued investment income. The results include income of $110 million of which $75 million was in SLF Canada and $35 million was in SLF U.S. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Assumption Changes and Management Actions by Type </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table sets out the impact of ACMA on our net income in 2018. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="54%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Full year</B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">($ millions, <FONT STYLE="white-space:nowrap">after-tax)</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Impact&nbsp;on&nbsp;net</B><BR>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B>income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Comments</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.34em; font-size:8.5pt; font-family:ARIAL">Mortality/morbidity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>308&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF Asia International, SLF Canada Group Retirement Services, and SLF U.K.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.34em; font-size:8.5pt; font-family:ARIAL">Lapse and other policyholder behaviour</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(454)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Updates to reflect lapse and other policyholder behaviour experience in all jurisdictions. The largest items, which all had unfavourable impacts, were updated policyholder assumptions in SLF U.S. and SLF Asia
International.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.34em; font-size:8.5pt; font-family:ARIAL">Expenses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(11)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Updates to reflect expense experience in all jurisdictions.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.34em; font-size:8.5pt; font-family:ARIAL">Investment returns</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(14)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Updates to various investment related assumptions across the Company.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.34em; font-size:8.5pt; font-family:ARIAL">Model enhancements and other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">Various enhancements and methodology changes across all jurisdictions. The largest items were a favourable change to the provisions in the SLF Canada and SLF U.S. participating accounts,
partially offset by a strengthening of reinsurance provisions in SLF U.S.</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.34em; font-size:8.5pt; font-family:ARIAL">Total impact on net
income<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(155)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA is included in reported net income and is presented as an adjustment to arrive at underlying net income.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In this table, ACMA represent the shareholders&#146; net income impact <FONT STYLE="white-space:nowrap">(after-tax)</FONT>
including management actions. In Note 10.A of our Annual Consolidated Financial Statements, the impact of method and assumptions changes represents the change in shareholder and participating policyholder insurance contract liabilities net of
reinsurance assets <FONT STYLE="white-space:nowrap">(pre-tax)</FONT> and does not include management actions. Further information can be found in section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document.
</P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information on estimates relating to our policyholder obligations, including the methodology and assumptions used in their
determination, can be found in this MD&amp;A under the section M - Accounting and Control Matters - Critical Accounting Policies and Estimates and in Note 10 in our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>iii. Other adjustments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Other adjustments in 2018 decreased reported net
income by $82&nbsp;million, compared to $220&nbsp;million in 2017. The change was driven by lower fair value adjustments on MFS&#146;s share-based payment awards resulting in a favourable impact of $76&nbsp;million, a favourable impact of
$41&nbsp;million from reduced acquisition, integration and restructuring costs in 2017, which included the 2017 restructuring charge, and the improved impact of certain hedges that do not qualify for hedge accounting. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>iv. U.S. tax reform </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The U.S. Tax Cuts and Jobs Act (&#147;U.S. tax
reform&#148;) legislation signed into law on December&nbsp;22, 2017, which took effect on January&nbsp;1, 2018, included a reduction to the U.S. corporate tax rate from 35% to 21% for tax years beginning after 2017, and a number of base broadening
measures including provisions limiting the deductibility of certain payments to related foreign taxpayers. Interpretive guidance on the base broadening provisions was issued by the U.S. Treasury late in 2018, however it is in the form of Proposed
Regulations and is subject to change. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As a result of this legislation, the Company recorded a net charge of $251&nbsp;million ($444&nbsp;million <FONT
STYLE="white-space:nowrap">pre-tax)</FONT> in the fourth quarter of 2017. This reflected an <FONT STYLE="white-space:nowrap">after-tax</FONT> charge of $288&nbsp;million ($444&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax)</FONT> to ACMA,
and a <FONT STYLE="white-space:nowrap">one-time</FONT> charge on the deemed repatriation of foreign earnings of $46&nbsp;million. These are partially offset by a benefit of $83 million<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> relating
to the revaluation of deferred tax balances from 35% to 21%. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>v. Experience related items </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Experience related items in 2018 compared to 2017 reflected favourable impacts of other experience, including interest on par seed capital and investment related
experience in International, impacts of investment activity on insurance contract liabilities, and morbidity experience, partially offset by unfavourable mortality experience. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>vi. Income taxes </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For 2018, our effective tax rates on reported and
underlying net income<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP> were 17.0% and 17.2%, respectively, compared to 10.8% and 20.5%, respectively, for 2017. Our effective tax rate on underlying net income for 2018 is within our expected
range. Our effective tax rate on reported net income for 2017 was most notably impacted by higher reported net income in jurisdictions with lower statutory income tax rates and losses in jurisdictions with higher statutory income tax rates, by U.S.
tax reform, ACMA in SLF U.S., as well as the finalization of prior years&#146; tax filings, which resulted in an unusually low effective tax rate on a reported basis for 2017. Our effective tax rate on underlying net income for 2017 was within our <FONT
STYLE="white-space:nowrap">pre-2018</FONT> expected range of 18% to 22%. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our expected underlying tax rate range for 2018 and future years is revised to 15% to 20%
as a result of U.S. tax reform. Our statutory tax rate is normally reduced by various tax benefits, such as lower taxes on income subject to tax in foreign jurisdictions, a range of tax exempt investment income, and other sustainable tax benefits
that are expected to decrease our effective tax rate. The 15% to 20% range is based on our current understanding of the base broadening measures referred to in section iv. above. </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Excludes $(30) million relating to the net impact on deferred tax balances attributable to participating policyholders.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Our effective income tax rate on underlying net income is calculated using underlying net income and income tax expense
associated with underlying net income, which excludes amounts attributable to participating policyholders. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">16&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>vii. Impact of foreign exchange rates </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have operations in many markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India,
China, Australia, Singapore, Vietnam, Malaysia and Bermuda, and generate revenues and incur expenses in local currencies in these jurisdictions, which are translated to Canadian dollars. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Items impacting our Consolidated Statements of Operations are translated into Canadian dollars using average exchange rates for the respective period. For items
impacting our Consolidated Statements of Financial Position, period end rates are used for currency translation purposes. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table provides the foreign
exchange rates for the U.S. dollar, which is usually our most significant foreign exchange impact, over the past three quarters and two years. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Exchange rate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Quarterly</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Full year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Q4&#146;18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q3&#146;18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q2&#146;18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q1&#146;18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S.&nbsp;Dollar - Average</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1.321</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.290</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1.295</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.298</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S.&nbsp;Dollar - Period end</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.364</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.290</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.313</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.289</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.364</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.258</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In general, our net income benefits from a weakening Canadian dollar and is adversely affected by a strengthening Canadian dollar as
net income from the Company&#146;s international operations is translated back to Canadian dollars. Conversely, in a period of losses, the weakening of the Canadian dollar has the effect of increasing losses in foreign jurisdictions. The relative
impact of foreign exchange in any given period is driven by the movement of foreign exchange rates as well as the proportion of earnings generated in our foreign operations. We generally express the impact of foreign exchange on net income on a
year-over-year basis. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">During the year 2018, our reported net income and underlying net income decreased by $6&nbsp;million and increased by $8&nbsp;million,
respectively, as a result of the impact of the movement of the Canadian dollar in 2018 relative to the average exchange rates in 2017. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_9"></A>&nbsp;E. Growth </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_10"></A>1. Sales and Value of New Business </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Insurance sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>984</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">950</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF U.S.<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,307</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,106</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,053</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>898</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">811</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total insurance sales</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>3,189</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,042</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,758</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Wealth sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15,286</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,976</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10,101</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,056</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,849</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total wealth sales excluding SLF Asset Management</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right"><B>25,387</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right">28,032</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right">22,049</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asset Management sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>111,315</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">117,282</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116,270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total wealth sales</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right"><B>136,702</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right">145,314</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right">138,319</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Value of New Business<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP> (&#147;VNB&#148;)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,154</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">968</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">860</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Effective January&nbsp;1, 2018, we transferred our International business unit from SLF U.S. to SLF Asia, and comparative
figures in 2017 have been changed to conform with the current year presentation. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Total Company insurance sales were $3.2&nbsp;billion in 2018,
compared to $3.0&nbsp;billion in 2017. </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLF Canada insurance sales were down, following a strong first quarter in 2017 in individual insurance sales as a result
of tax legislation and product design changes. Sales in Group Benefits (&#147;GB&#148;) decreased 13% compared to 2017 due to several large case sales in 2017. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLF U.S. insurance sales increased, driven by strong growth in both employee benefits and medical stop-loss.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLF Asia insurance sales were higher, driven primarily by sales growth in the Philippines, India and Hong Kong, partially
offset by lower sales in International due to the competitive environment and market volatility, and the unfavourable currency impact of $19&nbsp;million from the strengthening Canadian dollar. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Total Company wealth sales were $136.7&nbsp;billion in 2018, compared to $145.3&nbsp;billion in 2017. </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLF Canada wealth sales increased, driven by continued growth in individual wealth. Group Retirement Services
(&#147;GRS&#148;) sales were in line with 2017. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLF Asia wealth sales were lower as a result of decreased mutual fund sales in India due to market volatility and the
Philippines due to strong money market sales through a bank relationship in 2017, and the unfavourable currency impact of $314&nbsp;million from the Canadian dollar, partially offset by growth in MPF sales in Hong Kong. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">SLF Asset Management sales decreased, due to lower managed fund sales in both MFS and SLIM, and a reduction of
$0.2&nbsp;billion from the currency impact of the strengthening Canadian dollar, partially offset by increased mutual fund sales in MFS. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Total
Company VNB was $1,154&nbsp;million in 2018, up 19% compared to 2017, driven by higher insurance sales in the U.S. and Asia, higher wealth sales in Canada, and overall improved sales mix with higher profitability. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_11"></A>2. Premiums and Deposits </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Premiums and deposits
were $160.1&nbsp;billion in 2018, compared to $164.7&nbsp;billion in 2017, primarily attributable to lower fund sales, partially offset by increased net premium revenue, and currency impact of $0.7&nbsp;billion from the change in the Canadian
dollar. Adjusted premiums and deposits of $161.4&nbsp;billion in 2018 decreased $6.3&nbsp;billion compared to 2017, largely driven by lower fund sales, partially offset by net premium revenue, and higher segregated fund deposits. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Premiums and Deposits</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net premium revenue</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>18,642</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,048</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Segregated fund deposits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,553</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,858</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,550</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mutual fund sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>84,202</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">87,515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84,728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Managed fund sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>38,903</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,093</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;ASO premium and deposit equivalents<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>6,808</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,933</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,863</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total premiums and deposits<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>160,108</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">164,680</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">158,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Adjusted premiums and deposits<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>161,371</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">167,706</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">158,597</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure that adjusts premiums and deposits for the
impact of Constant Currency Adjustment and Reinsurance in SLF Canada&#146;s GB Operations Adjustment as described in section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Net life, health and annuity premiums were $18.6&nbsp;billion in 2018, up $3.4&nbsp;billion from 2017. The change was driven by higher premiums in GB and GRS in SLF
Canada, partially offset by lower premiums in International in SLF Asia. The strengthening of the Canadian dollar relative to average exchange rates in 2017 decreased net premiums by $38&nbsp;million. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Segregated fund deposits were $11.6&nbsp;billion in 2018, compared to $10.9&nbsp;billion in 2017. The change was largely driven by increases in GRS and individual
wealth in SLF Canada. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sales of mutual funds were $84.2&nbsp;billion in 2018, compared to $87.5&nbsp;billion in 2017, primarily due to decreased sales in India and
the Philippines in SLF Asia and the currency impact from the change in the Canadian dollar. The change of the Canadian dollar relative to average exchange rates in 2017 decreased mutual fund sales by $0.5&nbsp;billion. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sales of managed funds were $38.9&nbsp;billion in 2018, down $5.2&nbsp;billion from $44.1&nbsp;billion in 2017, primarily due to decreased sales in MFS and SLIM,
partially offset by increased sales in Hong Kong in SLF Asia. The change of the Canadian dollar relative to average exchange rates in 2017 decreased managed fund sales by $0.1&nbsp;billion. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">ASO premium and deposit equivalents for 2018 decreased $0.1&nbsp;billion from 2017, primarily attributable to decreases in Hong Kong in SLF Asia, partially offset by
GRS and GB in SLF Canada. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_12"></A>3. Assets Under Management </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">AUM consist of general funds, segregated funds and other AUM. Other AUM includes mutual funds and managed funds, which include institutional and other third-party
assets managed by the Company. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Assets under management</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;General fund assets</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>168,765</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">162,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">161,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Segregated fund assets</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>103,062</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">106,392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97,167</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mutual fund assets, managed fund assets and other AUM<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>679,316</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">705,673</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">645,037</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total
AUM<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>951,143</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">974,785</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">903,275</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">AUM<SUP STYLE="font-size:85%; vertical-align:top"> </SUP>were
$951.1&nbsp;billion as at December&nbsp;31, 2018, compared to AUM of $974.8&nbsp;billion as at December&nbsp;31, 2017. The decrease in AUM of $23.7&nbsp;billion between December&nbsp;31, 2018 and December&nbsp;31, 2017 resulted primarily from: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">unfavourable market movements on the value of mutual funds, managed funds and segregated funds of $52.1&nbsp;billion;
and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">net outflows from mutual, managed and segregated funds of $34.5&nbsp;billion; partially offset by </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">an increase of $57.9&nbsp;billion from the weakening of the Canadian dollar relative to exchange rates at the end of the
fourth quarter of 2017; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">other business growth and activity of $5.0&nbsp;billion. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">18&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The net outflow of mutual, managed and segregated funds of $34.5&nbsp;billion in 2018 was predominantly driven by net
outflows from&nbsp;MFS of $38.5&nbsp;billion, which were partially offset by net inflows $2.0&nbsp;billion from SLF Canada, $1.7&nbsp;billion from SLF Asia and $1.2&nbsp;billion from SLIM. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">General fund assets were $168.8&nbsp;billion as at December&nbsp;31, 2018, up $6.0&nbsp;billion from December&nbsp;31, 2017. The increase in general fund assets was
primarily attributable to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">business growth of $4.2&nbsp;billion; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">an increase of $5.2&nbsp;billion from the weakening of the Canadian dollar against foreign currencies compared to the
prior period exchange rates; partially offset by </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">a decrease of $3.4&nbsp;billion from the change in value of fair value through profit or loss (&#147;FVTPL&#148;) assets
and liabilities. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Segregated fund assets were $103.1&nbsp;billion as at December&nbsp;31, 2018, compared to $106.4&nbsp;billion as at
December&nbsp;31, 2017. The decrease in segregated fund assets was primarily due to unfavourable market movement of $4.3&nbsp;billion, partially offset by net sales of $0.7&nbsp;billion, and the currency impact from the weakening of the Canadian
dollar of $0.6&nbsp;billion. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mutual funds, managed funds and other AUM decreased to $679.3&nbsp;billion, $26.4&nbsp;billion lower than as at December&nbsp;31,
2017. The decrease was mainly driven by unfavourable market movements of $44.4&nbsp;billion and net outflows of $35.3&nbsp;billion, partially offset by $52.1&nbsp;billion of currency impact from the weakening of the Canadian dollar. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_13"></A>&nbsp;F. Financial Strength </B></FONT></P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;LICAT ratio<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Sun Life Financial Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>144</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Sun Life Assurance</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>131</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Financial leverage ratio<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>21.2</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">23.6</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25.2</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Dividend</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Dividend payout ratio<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>39</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Dividends per common share ($)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1.905</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.745</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.620</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>&nbsp;Capital </B>($ millions)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Subordinated debt</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,039</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,437</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,836</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Innovative capital instruments<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>699</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">698</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Equity</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Participating policyholders&#146; equity and <FONT STYLE="white-space:nowrap">non-controlling</FONT> interest</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>864</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">650</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">412</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Preferred shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,257</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Common shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>21,449</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">20,064</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">19,699</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total equity</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>24,570</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22,971</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22,368</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total capital</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>28,308</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,107</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">26,902</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">LICAT ratios are not applicable before January&nbsp;1, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Innovative capital instruments consist of Sun Life ExchangEable Capital Securities, and qualify as regulatory capital.
However, under IFRS they are reported as Senior debentures in our Consolidated Financial Statements. For additional information, see section I - Capital and Liquidity Management - Capital in this document. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Life Insurance Capital Adequacy Test </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">OSFI has implemented a revised
regulatory capital framework referred to as the Life Insurance Capital Adequacy Test in Canada effective January&nbsp;1, 2018. The capital from the LICAT framework responds differently than the previous framework, MCCSR, to changes in a life
insurer&#146;s risk profile and economic environment. LICAT measures the capital adequacy of an insurer using a risk-based approach and includes elements that contribute to financial strength through periods when an insurer is under stress as well
as elements that contribute to policyholder and creditor protection <FONT STYLE="white-space:nowrap">wind-up.</FONT> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc. is a
<FONT STYLE="white-space:nowrap">non-operating</FONT> insurance company and is subject to the LICAT guideline. As at December&nbsp;31, 2018, SLF Inc.&#146;s LICAT ratio was 144%, which is well above OSFI&#146;s regulatory minimum ratio of 90%. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Assurance, SLF Inc.&#146;s principal operating life insurance subsidiary, is also subject to the LICAT guideline. As at December&nbsp;31, 2018, Sun Life
Assurance&#146;s LICAT ratio was 131%, well above OSFI&#146;s supervisory ratio of 100% and regulatory minimum ratio of 90%. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Capital </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our total capital consists of subordinated debt and other capital instruments, participating policyholders&#146; equity and total shareholders&#146; equity which
includes common shareholders&#146; equity and preferred shareholders&#146; equity. As at December&nbsp;31, 2018, our total capital was $28.3&nbsp;billion, up from $27.1&nbsp;billion as at December&nbsp;31, 2017. The increase in total capital was
primarily the result of common shareholders&#146; net income of $2,522&nbsp;million and the foreign currency translation gain included in other comprehensive income (loss) (&#147;OCI&#148;) of $906&nbsp;million, partially offset by the payment of
$1,147&nbsp;million of dividends on common shares, common shares purchased under the normal course issuer bid of $641&nbsp;million detailed below, and the redemption of $400&nbsp;million of subordinated debentures detailed below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We strive to achieve an optimal capital structure by balancing the use of debt and equity financing. The financial leverage ratio for SLF Inc., which includes the
innovative capital instruments and preferred shares issued by SLF Inc. as part of debt for the purposes of this calculation, decreased to 21.2% as at December&nbsp;31, 2018, compared with 23.6% as at December&nbsp;31, 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The legal entity, SLF Inc. (the ultimate parent company) and its wholly-owned holding companies had
$2,523&nbsp;million in cash and other liquid assets as at December&nbsp;31, 2018. Of this amount, $1,547&nbsp;million was held at SLF Inc. The remaining $976&nbsp;million of liquid assets were held by SLF Inc&#146;s wholly-owned holding companies,
which are available to SLF Inc. without any regulatory restrictions. SLF Inc. and its wholly-owned holding companies had $2,019&nbsp;million in cash and other liquid assets as at December&nbsp;31, 2017. The increase in cash and liquid assets in
these holding companies in 2018 was primarily attributable to the dividends from the operating companies including Sun Life Assurance, which were partially offset by the payment of $1,147&nbsp;million of dividends on common shares, common shares
purchased under the normal course issuer bid of $641&nbsp;million, and redemption of $400&nbsp;million of subordinated debentures. Liquid assets as noted above include cash and cash equivalents, short-term investments and publicly traded securities.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">On January&nbsp;30, 2018, SLF Inc. redeemed all of the outstanding $400&nbsp;million principal amount of Series <FONT STYLE="white-space:nowrap">2008-1</FONT>
Subordinated Unsecured 5.59% Fixed/Floating Debentures at a redemption price equal to the principal amount together with accrued and unpaid interest to that date. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Common Share Dividend Activity </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc. increased the dividend paid on its
common shares in the second and fourth quarter of 2018 and paid total common shareholder dividends of $1.905 per common share in 2018, compared to $1.745 paid in 2017. In relation to the Canadian Dividend Reinvestment and Share Purchase Plan
(&#147;DRIP&#148;), commencing with the dividends paid on March&nbsp;31, 2016, common shares were acquired by the plan agent on the open market and no shares were issued from treasury in connection with the plan in 2016, 2017 or 2018. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Normal Course Issuer Bid </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">On August&nbsp;14, 2018, SLF Inc. renewed its
normal course issuer bid. This normal course issuer bid remains in effect until the earlier of August&nbsp;13, 2019 and the date on which SLF Inc. has purchased an aggregate of 14.0&nbsp;million common shares under the bid. Share purchases were as
follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Q4&#146;18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Common<BR>Shares&nbsp;Purchased<SUP STYLE="font-size:85%; vertical-align:top">(1)<BR></SUP>(millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Amount<BR>($&nbsp;millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Common<BR>Shares&nbsp;Purchased<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP><BR>(millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Amount<BR>($&nbsp;millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Bid announced August 2017 (expired August&nbsp;13, 2018)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4.0</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>216</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Bid announced August 2018</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>5.0</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>235</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>8.6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>425</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5.0</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>235</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12.6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>641</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">All of the common shares purchased under SLF Inc.&#146;s normal course issuer bids during 2018 were subsequently
cancelled. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Financial Strength Ratings </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Independent
rating agencies assign credit ratings to securities issued by companies and assign financial strength ratings to financial institutions such as Sun Life Assurance. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The financial strength ratings assigned by rating agencies are intended to provide an independent view of the creditworthiness and financial strength of a financial
institution. Each rating agency has developed its own methodology for the assessment and subsequent rating of life insurance companies. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Rating agencies do not
assign a financial strength rating for SLF Inc., however, credit ratings are assigned to the securities issued by SLF Inc. and its subsidiaries and are described in SLF Inc.&#146;s AIF under the heading Security Ratings. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table summarizes the financial strength ratings for Sun Life Assurance as at January&nbsp;31, 2019 and December&nbsp;31, 2017. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>A.M. Best</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>DBRS</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Moody&#146;s</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Standard&nbsp;&amp; Poor&#146;s</B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>January&nbsp;31, 2019</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>A+</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>AA(low)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Aa3</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>AA-</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">A+</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">AA(low)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">Aa3</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">AA-</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Rating agencies took the following actions on the financial strength rating of Sun Life Assurance throughout 2018: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">April&nbsp;6, 2018 - Standard and Poor&#146;s affirmed the financial strength rating with a positive outlook
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">December&nbsp;5, 2018 - DBRS affirmed the financial strength rating with a stable outlook </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">December&nbsp;14, 2018 - A.M. Best affirmed the financial strength rating with a stable outlook </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">20&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_14"></A>&nbsp;G. Performance by Business Group </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Financial&#146;s business is well diversified across geographies and business types, supported by our four pillar strategy and our diversified offerings of
insurance and wealth products. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g677604g45h10.jpg" ALT="LOGO">
 </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-2.00em; font-size:6pt; font-family:ARIAL">(1)&#8194;&#8201;Excludes Corporate Support.</P></TD></TR>
</TABLE> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, unless otherwise noted)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>942</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">963</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">936</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>52</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(144</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">217</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>909</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">653</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>555</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Corporate</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>64</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(101</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total reported net income (loss)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,485</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income (loss)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,036</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">949</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">887</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>514</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">376</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>925</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">812</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>523</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">458</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Corporate</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(51</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(52</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total underlying net income (loss)<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,947</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,546</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,335</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Effective January&nbsp;1, 2018, we transferred our International business unit from SLF U.S. to SLF Asia as described
below, and comparative figures have been changed to conform with the current year presentation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_15"></A>1. SLF Canada </B></P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#ced2d6">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#ced2d6"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Canada is a leading provider of insurance and
wealth solutions in its home market, providing products and services that deliver value to over six million Canadians through our group and individual businesses. We are the largest provider of benefits and pensions in the workplace, and provide a
wide range of products to individuals via retail channels.</B></P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ced2d6">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#ced2d6"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Business Profile </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#ededed"><B><U>Business Units</U></B></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;Individual Insurance&nbsp;&amp;&nbsp;Wealth</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;Group Retirement Services</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;Group Benefits</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2018 Highlights </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Achieved record year with underlying net income exceeding $1&nbsp;billion and reaching leadership position in most
markets. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Maintained #1 position in workplace solutions including reaching over $97&nbsp;billion GRS assets under administration and
$10&nbsp;billion in business in force in GB. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Reached #1 position in individual insurance sales<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> culminating a
significant continued momentum in premium growth. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continued retail wealth momentum contributing to firm level Sun Life Global Investments (&#147;SLGI&#148;) assets reaching
over $20&nbsp;billion and Sun GIF<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP> gross sales growing 10% over the prior year in an environment of market volatility. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our investment in, and strategic relationship with, Rise People Inc. will open up a range of new health services to many
of our Clients and allow advisors to differentiate and expand their value proposition with a digital platform that simplifies administration and engages employees. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Launched Lumino Health in the fourth quarter of 2018, Canada&#146;s premier network of health resources free to all
Canadians, the first of its kind digital network that enables Canadians to find highly rated providers, compare costs and receive health tips, helping them to make informed health care decisions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our highly rated app in Canada, my Sun Life, enables Clients to search and connect with 150,000 Client-rated, paramedical
health care providers across Canada, click to call for appointment bookings, submit health claims, check investment balances, and click to connect with their financial advisor. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">For straight through electronic underwriting, which occurs for 25% of our individually underwritten applications compared
to the industry average of 9%<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>, we are utilizing artificial intelligence to assist our underwriters in decision making for Client applications from our Career Sales Force (&#147;CSF&#148;)
channel. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Named one of the &#147;Top 25 Companies to work for in Canada&#148; by LinkedIn. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">For the tenth year in a row, voted &#147;Most Trusted Life Insurance Company&#148; by Reader&#146;s Digest.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">For the second year in a row, received a perfect score on the LGBT Corporate Canadian Index (CCI)&nbsp;for our strong
commitment in taking quantifiable actions to support the LGBTQ community. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">For the third year in a row, recognized as one of &#147;Canada&#146;s Top Employers for Young People&#148; in the
editorial competition organized by the Canada&#146;s Top 100 Employers project. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Received top marks from Forrester Research Inc.<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP> for the digital
functionality of our life insurance business, earning top scores in both digital functionality and user experience. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Strategy and Outlook
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As the leading provider of Group Benefits, the market leader in the Group Retirement market and the largest player in individual insurance<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP> in the Canadian market, Sun Life Financial is a market leader in Canada. Going forward, we will continue to leverage our market leadership position across our core businesses and distribution
networks, to deliver on our Purpose to help our Clients achieve lifetime financial security and live healthier lives. Our focus for our Canadian business will be to: </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Put the Client at the centre of everything we do </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continue transforming our business to a Client-centric organization adapted to the digital world. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Enhance the Client experience by making it easier to do business with us and ensuring a seamless experience across all
Business Units. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Deliver an omni-channel experience, engaging Clients where, when and how they wish. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Provide more proactive, personalized contact with our Clients, leveraging digital, data and analytics capabilities.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Advance our Client advocacy work to deliver consistently superior Client service. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Extend market leadership in core businesses </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continue to leverage the life, health and wealth-based CSF, with a focus on digital support complementing our traditional
model to deliver holistic financial planning advice, helping our Clients achieve lifetime financial security and live healthier lives. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Launch new and enhance existing products and services that continue to support our CSF and third party advisors in
offering customized financial plans and life and health insurance solutions to our Clients. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">LIMRA Market Share as of Q3 2018 YTD </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Sun Life Guaranteed Investment Funds </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Munich Re&#146;s 2018 Individual Insurance survey </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The Forrester Life Insurance Wave Canadian Sales Websites Report for Q2 2018 </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">22&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Extend our market leadership in the GB and GRS businesses where we have a high Client retention rate due to our industry
leading technology, our total benefits offering and worksite advantage. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Help GB Clients manage their organizational health from a cost and an employee wellness perspective by providing
Integrated Health Insights reporting. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Further leverage our worksite advantage to drive growth in our GB and GRS businesses. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Leverage digital, data and analytics, and artificial intelligence to develop new business models </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continue our journey of digital transformation by the digitization of the Client and sponsor journey and leveraging data
and analytics more aggressively to drive Client and business outcomes. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Expand our Digital Benefits Assistant and Ella platforms, which deliver personalized, relevant advice to our Clients.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continue to develop and enhance our industry leading mobile platform, with the highest rated life insurance mobile app in
Canada, making it easy and convenient for plan members to manage and use their pensions and benefits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Advance our new business area, Digital Health Solutions (&#147;DHS&#148;), including the launch of our national direct to
consumer <FONT STYLE="white-space:nowrap">sub-brand</FONT> &#147;Lumino Health&#148;. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I><U>Outlook </U></I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Shifting demographics, in particular the aging population and their need for financial security in retirement, and the shift in financial responsibility from
governments and employers to individuals, including the potential for changing pharmacare responsibilities, are expanding the need for individuals to seek out effective life and health protection, and wealth advice. As a trusted market leader
offering a full suite of solutions and advice, and a strong presence at the worksite and in communities across Canada, SLF Canada is well positioned to continue to help our Clients in the right way, at the right time. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Canadian market is facing several headwinds that present both challenges and opportunities for our business. New digital disruptors are emerging, regulatory focus
and changes are impacting all business segments and the competitive environment continues to apply additional pressure on achieving our objectives. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To address
these headwinds, we are actively investing in innovative digital solutions to provide more proactive personalized contact with our Clients and ensure our Clients can interact with us in the channel of their choice with industry leading offerings. We
will continue to adjust and adapt our plans to drive momentum across our core businesses and accelerate growth through our newest business area, DHS. DHS will continue to create digital solutions for both our Clients and providers that will result
in lowering claim expenses to the benefit of our Clients and plan sponsors as well as helping Clients live healthier lives. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:2pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Business Units </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#3b4e5c">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#3b4e5c" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Business&nbsp;</FONT></I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Description</FONT></I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Market position</FONT></I></B></FONT></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Individual&nbsp; Insurance&nbsp;&amp;&nbsp; Wealth&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Provides holistic advice to individuals to help them and their families
achieve lifetime financial security, and live healthier lives, leveraging a broad suite of life and health insurance and investment products</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Products distributed via multi-channel distribution model consisting of the CSF, third-party channels,
including independent brokers and broker-dealers, and direct to consumer for certain products</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;1<SUP STYLE="font-size:85%; vertical-align:top">st</SUP> place market
position by premiums within the individual life and health<BR>market<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;1<SUP STYLE="font-size:85%; vertical-align:top">st</SUP> in fixed product sales<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP> and<SUP STYLE="font-size:85%; vertical-align:top"> </SUP>4<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> place market position by total wealth deposits and premiums<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><I>Group&nbsp;</I></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><I>Benefits&nbsp;</I></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Provides group insurance products in Canada, including life, dental,
extended health care, disability and critical illness, to employers of all sizes</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Leverages our worksite
advantage to offer voluntary benefits solutions to individual plan members, including post-employment life and health plans</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Products distributed by sales representatives in collaboration with independent advisors, benefits
consultants and the CSF</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;1<SUP STYLE="font-size:85%; vertical-align:top">st</SUP> place Group Benefits provider in
Canada for the 9<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> consecutive year<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Group&nbsp; Retirement&nbsp; Services&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Provides defined contribution pension plans and defined benefit solutions
in Canada to employers of all sizes</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Leverages our worksite advantage to offer voluntary savings plans,
including post-employment plans, to those members exiting their employer-sponsored plans</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Defined Benefit
Solutions offers an expanding range of innovative <FONT STYLE="white-space:nowrap">de-risking</FONT> solutions for defined benefit pension plans</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Products distributed by sales representatives in collaboration with a multi-channel distribution network of
pension consultants and advisors</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;GRS ranked 1<SUP STYLE="font-size:85%; vertical-align:top">st</SUP> in
the defined contribution market based on total Capital Accumulation Plan assets for the 16<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> consecutive year<SUP STYLE="font-size:85%; vertical-align:top">(3) </SUP>and 1<SUP
STYLE="font-size:85%; vertical-align:top">st</SUP> in the Defined Benefit Solutions annuity sales market<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">LIMRA Sales Market Share as of Q3 2018 YTD. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on revenue for year ended December 2017 as published in 2018 Fraser Group Universe Report. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on the 2017 Fraser Pension Universe Report. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Financial and Business Results </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Individual Insurance&nbsp;&amp; Wealth</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>328</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">415</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">509</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Group Benefits</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>282</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">332</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Group Retirement Services</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>332</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">216</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Reported net income</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>942</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">963</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">936</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(117</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Assumption changes and management actions<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(60</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Other adjustments<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(16</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Underlying net income<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,036</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">949</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">887</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Reported ROE (%)<SUP STYLE="font-size:85%; vertical-align:top">(3)(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Underlying ROE (%)<SUP STYLE="font-size:85%; vertical-align:top">(3)(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>15.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12.4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">11.4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Insurance sales<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>984</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">950</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Wealth sales<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>15,286</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">14,976</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">13,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Assets under management<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>177,436</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">176,417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">165,252</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Mainly comprised of Certain hedges in SLF Canada that do not qualify for hedge accounting. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The adoption of LICAT impacted the capital allocation for SLF Canada. As a result, reported and underlying ROE&#146;s
increased by approximately 1.6% and 1.8%, respectively, in the year ended 2018. </P></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $942&nbsp;million in 2018, compared to $963&nbsp;million in 2017. Underlying net income was $1,036&nbsp;million in 2018, compared to
$949&nbsp;million in 2017.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income in 2018 compared to 2017 reflected
unfavourable equity market impacts partially offset by favourable credit spread impacts and a favourable impact from certain hedges that do not qualify for hedge accounting. Underlying net income in 2018 compared to 2017 reflected the interest on
par seed capital, business growth and favourable expense experience that resulted from ongoing expense management and lower incentive compensation costs, partially offset by less favourable impacts from investment experience.</P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Growth</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Individual insurance sales of $396&nbsp;million were down 12% from the prior year, following a strong first quarter in 2017 in individual insurance sales as a result of
tax legislation and product design changes. Sales in Group Benefits of $588&nbsp;million decreased 13% compared to 2017 due to several large case sales in 2017, partially offset by an increase in Health-Insured sales.</P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em">


<IMG SRC="g677604g12r18.jpg" ALT="LOGO">
</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">One of our key initiatives is to continue growing our individual
wealth manufactured products, including SLGI mutual funds and Sun GIF<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> segregated funds. AUM for our wealth businesses, including GRS, was $120.2&nbsp;billion, a slight decrease from
$120.8&nbsp;billion in 2017 due to capital markets movement, largely offset by positive net flows in wealth. SLF Canada wealth sales were $15.3&nbsp;billion in 2018, compared to $15.0&nbsp;billion in 2017. Individual wealth sales of
$6.3&nbsp;billion were up 6% in 2018 compared to 2017, driven by continued growth in our wealth manufactured<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP> products, including SLGI mutual funds and Sun GIF<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP> segregated funds. GRS sales of $9.0&nbsp;billion were in line with 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability and Growth by
Business Unit </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Individual Insurance&nbsp;&amp; Wealth </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Individual Insurance&nbsp;&amp; Wealth&#146;s reported net income was $328&nbsp;million in 2018, compared to $415&nbsp;million in 2017. Reported net income in 2018
compared to 2017 was primarily driven by lower equity markets, partially offset by interest on par seed capital and credit spreads. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Individual life and health
insurance product sales decreased 12% from 2017 to $396&nbsp;million in 2018. As noted above, the decrease compared to 2017 was due to a strong first quarter in 2017 in individual insurance sales as a result of tax legislation and product design
changes. Individual wealth product sales of $6.3&nbsp;billion reflect solid growth over 2017 results, in all wealth manufactured products<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Group Benefits </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Group Benefits reported net income was
$282&nbsp;million in 2018, compared to $332&nbsp;million in 2017. Reported net income in 2018 compared to 2017 reflected an unfavourable ACMA adjustment in 2018 and an unfavourable insurance experience, partially offset by strong business growth and
expense management compared to 2017. </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Sun Life Guaranteed Investment Funds. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents individual wealth products developed by Sun Life Financial, which include SLGI mutual funds, Sun GIFs
segregated funds, Guaranteed Investment Certificates, and Accumulation and Payout Annuities. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">24&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Group Benefits had sales of $588&nbsp;million, which decreased compared to $674&nbsp;million in 2017, primarily due
to large case sales in 2017, partially offset by an increase in Health- Insured sales. Group Benefits maintained the #1 market share position for overall revenue in Canada<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> with over
$10&nbsp;billion in businesses in force, while continuing to focus on Client service and productivity. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Group Retirement Services </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Group Retirement Services had reported net income of $332&nbsp;million in 2018, compared to $216&nbsp;million in 2017. Reported net income in 2018 compared to 2017
reflected a favourable ACMA adjustment and business growth. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Group Retirement Services sales of $9.0&nbsp;billion in 2018 were in line with sales of
$9.1&nbsp;billion in 2017. Assets under administration of $97.3&nbsp;billion in 2018 were down from $97.9&nbsp;billion in 2017 due to markets, partially offset by favourable net flows. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_16"></A>2. SLF U.S. </B></P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="95%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom" BGCOLOR="#ced2d6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.59em; font-size:8.5pt; font-family:ARIAL"><B>SLF U.S. is one of the largest
Group Benefits providers in the U.S. market, serving employees and their families at approximately 60,000 workplaces of all sizes across the country with employer-sponsored insurance products and solutions. In addition, our U.S. business manages an <FONT
STYLE="white-space:nowrap">in-force</FONT> block of more than 110,000 individual life insurance policies.</B></P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Business Profile </B></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="5" VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" BGCOLOR="#ededed"><B><U>Business Units</U></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;Group Benefits</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B><FONT STYLE="white-space:nowrap">&#149;&#8195;&#8202;In-force</FONT> Management</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2018 Highlights </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Reached our highest total Group Benefits sales ever at US$1.0&nbsp;billion for the first time, an increase of 16% over
2017, and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">business-in-force</FONT></FONT> of US$4.0&nbsp;billion as at December&nbsp;31, 2018, up 4% over the previous year. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Achieved an <FONT STYLE="white-space:nowrap">after-tax</FONT> profit margin for Group Benefits for the full year of 6.7%,
at the top of our target range, even after adjusting for the benefits of U.S. tax reform. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Acquired Maxwell Health, an innovative insurtech <FONT STYLE="white-space:nowrap">start-up</FONT> with an employee
benefits platform that makes benefits and HR administration simple for employers and their employees. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Created the FullscopeRMS brand to expand our suite of capabilities for industry partners, and introduced a turnkey medical
stop-loss offering. FullscopeRMS grew from our successful Disability RMS business and offers solutions for disability, life, <FONT STYLE="white-space:nowrap">stop-loss</FONT> and voluntary coverages. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Grew our leading medical stop-loss presence in the marketplace, increasing our business in force by 16% in 2018,
maintaining our position as the largest independent stop-loss provider in the U.S. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Advanced our efforts to help our self-funded employer Clients bend the cost curve on health care expenses.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We launched our first product in collaboration with Collective Health which fully integrates stop-loss into its advanced
workforce health management platform. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Saved our stop-loss Clients millions of dollars in costs this year through our Clinical 360 program that combines clinical
experts with data analytics. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continued to make progress on our integration of the acquired employee benefits business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Achieved 95% of our targeted expense synergies and expect to reach our full target of $100&nbsp;million <FONT
STYLE="white-space:nowrap">pre-tax</FONT> <FONT STYLE="white-space:nowrap">run-rate</FONT> synergies as planned in 2019. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Moved the final acquired product to Sun Life&#146;s portfolio, completing the integration of the product suite.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">As of January&nbsp;1, 2019, half of our employer Clients on the acquired business&#146;s platform have gone through
conversion process to the Sun Life Financial platform and products. By the end of 2019, we project that 96% of the employer Clients on the acquired business platform will have gone through the conversion process. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Strategy and Outlook </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the U.S., our strategic direction includes
continuing core strategies and pursuing new, strategic catalysts in adjacent markets to accelerate our growth and achieve our goal of building the best benefits company in the U.S. We are focused on growth opportunities driven by key market trends
and unmet Client needs, including filling insurance coverage gaps for life, disability and voluntary coverages and helping to solve for rising health care costs. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Refining existing strategies to build our core business </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are
continuing to execute on key priorities in our traditional Group markets including: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Growing our National Accounts business by creating a magnetic Client experience, including improving onboarding and
advancing absence management capabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Completing the planned conversion of our Clients from the acquired business platform to the integrated Sun Life platform.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continuing to grow our industry-leading medical stop loss business by providing superior expertise and solutions to help
bend the medical cost curve. </P></TD></TR></TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on revenue for year ended December 2017 as published in 2018 Fraser Group Universe Report. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Growing our FullscopeRMS business with existing disability Clients, and through our new medical stop-loss solution for
industry partners, along with life, voluntary and other expanded coverages based on the successful Disability RMS model. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Deepening our Client focus in every facet of the business to provide a proactive and personal experience, including
initiatives that use predictive analytics, simplified communications, superior, high-touch <FONT STYLE="white-space:nowrap">new-Client</FONT> onboarding and enhanced digital capabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Building on our distribution excellence through enhanced support, education and insights for key brokers and benefits
consultants to help them grow their businesses. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Continuing to drive margin improvement through ongoing pricing discipline, expense management, claims management and
premium growth. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Capitalizing on new, disruptive approaches for rapid growth </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are looking outside our traditional markets to drive sustainable, long-term growth and industry-leading margins by pursuing two new strategies. This work includes:
</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Helping employers and members close insurance coverage gaps by making it easy to understand, select and value their
benefits through solutions that include advanced technology and data analytics to deliver a more proactive, predictive and personalized experience. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Building a suite of self-funded health plan services for employers who have an increasing need to share risk and control
health care and pharmacy costs. This effort leverages our stop-loss expertise to increase the footprint of our market leading business and creates a significant opportunity for growth. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Optimizing the value of our <FONT STYLE="white-space:nowrap">in-force</FONT> business </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We continue to optimize the <FONT STYLE="white-space:nowrap">In-force</FONT> Management business of individual insurance policies and will look to capitalize on our
capabilities through: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Service that meets the needs of our individual life insurance Clients. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Opportunities to improve profitability. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Effective risk and capital management. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I><U>Outlook </U></I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the U.S., the Group market continues to grow at a
steady pace as employers seek to offer competitive benefits in a currently tight labour market. In addition, the health insurance market, which we serve via medical stop-loss, is growing at a faster pace due to medical inflation and increasing
demand. We see a growing insurance coverage gap as fewer Americans buy individual or employer-sponsored insurance. Health coverage is also becoming less affordable, which leaves fewer dollars available for other benefits. Our growth strategies
incorporate these factors to help employees enroll in more coverages that close gaps at work and to help employers manage their health benefit costs. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Consolidation activity in the marketplace presents opportunities even as new participants might enter. With fewer traditional competitors, we see the potential for
digital entrants which we are seizing as an opportunity via investments, partnerships and acquisitions. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A new emerging trend in the U.S. is paid family and
medical leave legislation at both the state and federal levels. This may present an opportunity if private insurers are able to have a role in these government programs that generally mandate worker participation, or a risk if insurers are not
allowed to take part as the programs may overlap with existing short-term disability coverage. Most early states adopting such laws have allowed private insurers to help employers comply with the statutes. We are in active discussions with U.S.
lawmakers about the valuable role private insurers can play in these programs. We see a regulatory headwind in new federal and state cybersecurity and data privacy laws and regulations which could increase costs and compliance obligations. We are
managing through careful monitoring of developments, utilization of our peer group network and the engagement of consultants where prudent. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:2pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Business Units </B></P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#3b4e5c">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#3b4e5c" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#ffffff"><B><I>Business<FONT COLOR="#ffffff">&nbsp;</FONT></I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I>Description</I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I>Market position</I></B></FONT></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Group&nbsp; Benefits&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Provides group insurance products and services, including life, long-term
and short-term disability, absence management, medical stop-loss, dental, vision and voluntary insurance such as accident and critical illness</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Stop-loss insurance provides employers who self-insure their employee health plans with protection against
large claims</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Products distributed through more than 31,000 independent brokers and benefits consultants,
supported by approximately 235 employed sales representatives</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Serves approximately 60,000 employers in
small, medium and large workplaces across the U.S.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;FullscopeRMS, which includes Disability RMS, provides
turnkey solutions for disability, life, stop-loss and voluntary coverages including product development, actuarial, underwriting, claim administration, risk management and distribution training</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Largest independent stop-loss provider<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Largest turnkey disability provider<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;One of the largest preferred provider organization
(&#147;PPO&#148;) dental networks with 125,000 unique dentists<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Top ten group life and disability
provider<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #7f7f7f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>In-force&nbsp; Management&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Provides approximately 110,000 individual life insurance policies, primarily universal
life and participating whole life insurance</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on 2017 National Association of Insurance Commissioners Accident and Healthy Policy Experience Report; excludes
carriers who provide medical coverage. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on 2017 National Association of Insurance Commissioners Accident and Health Policy Experience Report and DRMS market
expertise. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on September 2018 data from the NetMinder Report; based on unique dentist count. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on LIMRA 2017 Annual U.S. Sales &amp; In-Force Reports for group term life, group short-term disability and
long-term disability insurance. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">26&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Financial and Business Results </B></P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;(US$ millions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Group Benefits</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>217</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">&nbsp;In-force</FONT> Management</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(176</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(247</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">90</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Reported net income (loss)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(107</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">163</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Market related impacts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(44</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Assumption changes and management actions<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(302</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(210</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(18</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Acquisition, integration and restructuring<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(52</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(42</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">U.S. tax reform<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(90</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Underlying net income (loss)<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>396</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">289</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">215</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Reported ROE (%)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4.1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Underlying ROE (%)<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14.6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">&nbsp;After-tax</FONT> profit margin for Group Benefits (%)<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6.7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Insurance sales<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>999</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">863</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">794</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;(C$ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">&nbsp;Reported net income (loss)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>52</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(144</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">217</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Underlying net income (loss)<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>514</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">376</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">284</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Effective January&nbsp;1, 2018, we transferred our International business unit from SLF U.S. to SLF Asia, and comparative
figures have been changed to conform with the current year presentation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA in 2017 excludes the US$(231) million ($(293) million) change that is included in U.S. tax reform, shown separately.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Acquisition, integration and restructuring amounts related to the acquisition costs of the U.S. employee benefits business
acquired in 2016 and Maxwell Health acquired in 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="36%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF U.S.&#146;s reported net income was
US$41&nbsp;million ($52 million) in 2018, compared to reported net loss of US$107&nbsp;million ($144 million) in 2017. Underlying net income was US$396&nbsp;million ($514 million) in 2018, compared to US$289&nbsp;million ($376 million) in 2017. The
impact from the movement of the Canadian dollar in 2018 relative to average exchange rates in 2017 did not impact reported net income and decreased underlying net income by $1&nbsp;million.</P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income in 2018 compared to 2017 reflected the US$90&nbsp;million ($114 million)
charge in 2017 related to the enactment of the U.S. tax reform. The increase also reflected less unfavourable net interest rate impacts, and lower acquisition, integration, and restructuring costs as the integration of 2016 employee benefits
acquisition was drawing to a successful close. These increases were partially offset by more unfavourable ACMA<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Underlying net income in 2018 compared to 2017 reflected the impact of lower income tax rates in the U.S., business growth, the interest on par seed capital, favourable
morbidity experience and the impact of investment activity on insurance contract liabilities. These items were partially offset by unfavourable mortality experience.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g677604g14r78.jpg" ALT="LOGO">
</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" COLSPAN="3">The <FONT STYLE="white-space:nowrap">after-tax</FONT> profit margin for Group Benefits<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP> was 6.7% as of the fourth quarter of 2018, compared to 5.0% as of the fourth
quarter of 2017.</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Growth </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF U.S. insurance sales of
US$999&nbsp;million increased by US$136&nbsp;million in 2018 compared to 2017, driven by growth in both employee benefits and medical stop-loss, up 16% and 15%, respectively. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability and Growth by Business Unit </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Group Benefits </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Group Benefits&#146; reported net income was US$217&nbsp;million in 2018, compared to US$140&nbsp;million in 2017. Reported net income in 2018 compared to 2017
reflected the lower income tax rate in the U.S., business growth, improved morbidity experience and a decrease in acquisition, integration and restructuring costs related to the acquisition of U.S. employee benefits businesses. These items were
partially offset by unfavourable mortality experience and the less favourable impact of ACMA. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I><FONT STYLE="white-space:nowrap">In-Force</FONT> Management
</I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">In-force</FONT> Management&#146;s reported net loss was US$176&nbsp;million in 2018, compared to net loss of
US$247&nbsp;million in 2017. Reported net loss in 2018 compared to 2017 reflected improved market impacts related to changes in interest rates and credit spreads, interest on par seed capital, the lower income tax rate in the U.S. and more
favourable impact on investing activity on insurance contract liabilities. These items were partially offset by an increase in unfavourable ACMA, and unfavourable mortality experience. Net income in 2017 also reflected the unfavourable impact of the
U.S. tax reform. </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left"></P></TD></TR></TABLE>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section D - Profitability - 2018 vs. 2017 - ii. Assumption changes and management actions in our 2018 annual MD&amp;A
for details on ACMA in 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on underlying net income, on a trailing four quarters basis, and which is described in section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_17"></A>3. SLF Asset Management </B></P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#ced2d6">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ced2d6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Asset Management segment is comprised of MFS and SLIM.
MFS is a premier global asset management firm which offers a comprehensive selection of financial products and services that deliver superior value and actively manages assets for retail and institutional investors around the world. SLIM is an
institutional investment management business that delivers liability driven investing, alternative fixed income and real estate solutions to Clients, with operations in the U.S. and Canada.</B></P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Business Profile </B></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" BGCOLOR="#ededed"><B><U>Business Units</U></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;MFS Investment Management</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;Sun Life Investment Management</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2018 Highlights </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We ended 2018 with $649.7&nbsp;billion in assets under management consisting of $584.2&nbsp;billion (US$428.4 billion)
from MFS and $65.5&nbsp;billion from SLIM. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We announced our intention to merge Bentall Kennedy, our leading North American real estate and property management firm,
with GreenOak, a global real estate firm with approximately $15&nbsp;billion (US$11 billion) in assets under management as at December&nbsp;31, 2018. We will acquire a majority stake in the combined Bentall Kennedy and GreenOak entity. This
transaction, which is expected to close in 2019, will broaden our asset management pillar by expanding the capabilities of our alternatives manager, SLIM. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Strong investment performance of MFS&#146;s U.S. retail mutual fund assets ranked in the top half of their Lipper
categories based on three-, five- and <FONT STYLE="white-space:nowrap">ten-year</FONT> performance, with 78%, 79% and 94%, respectively, as at December&nbsp;31, 2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Bentall Kennedy was ranked among the top five firms globally in the 2017 Global Real Estate Sustainability Benchmark
rankings. This is the seventh year that the team at Bentall Kennedy has received this recognition. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Strategy and Outlook </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The SLF Asset Management strategy is to design and deliver investment products through MFS and SLIM that will deliver growth in traditional active asset management as
well as LDI and alternative asset classes. MFS competes primarily in the global institutional and U.S. retail markets. SLIM leverages Sun Life Financial&#146;s long-standing expertise in LDI and private asset class investments to offer customized
investment solutions to third-party institutional investors. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>MFS: Continue to deliver superior investment performance to our Clients while building a world
class fixed income platform </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">MFS&#146;s active management strategy focuses on delivering value to our Clients over the long term. Our strong relative
performance puts us in a competitive position over other asset managers: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">With increasing market volatility and a successful track record, MFS is well positioned to attract flows from all Client
sectors that are seeking risk managed capital appreciation over the long term based on our disciplined, long-term approach. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Going forward, MFS will strive to maintain margins in the top quartile of active managers&#146; margins and grow net
income while maintaining our commitment to provide long-term value to clients. </P></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Expanding our sales focus to include fixed income while managing
expenses will be the key driver of this objective. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Leverage the SLIM portfolio of companies to develop new products and expand distribution </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLIM is well positioned to take advantage of three key trends in our target markets: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">increased allocations to fixed income by pension funds looking to <FONT STYLE="white-space:nowrap">de-risk.</FONT>
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt"><FONT STYLE="white-space:nowrap">out-sourcing</FONT> of asset management by insurance companies. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">increased demand for alternatives due to low nominal interest rates. </P></TD></TR></TABLE>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our strategy is to continue to deliver superior investment performance, expand our distribution capabilities and product lineup with offerings that leverage our
existing investment capabilities, and continue to investigate potential acquisitions that fit our strategic targets. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I><U>Outlook</U> </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Going forward, we foresee consolidation in the asset management industry continuing. Regulatory changes are driving clients and platforms to consolidate assets into
fewer investment firms. A market correction will accelerate consolidation of less skilled and <FONT STYLE="white-space:nowrap">sub-scale</FONT> active managers, providing us with opportunities to establish new Client relationships. Within this
context we believe that we have the scale, proven long-term track records and broad product portfolios to take advantage of this opportunity to gain market share. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Active asset management businesses are facing headwinds as demand for passive and alternative strategies grows faster than the overall market, as well as slow downward
pressure on fees, from technology, new market entrants, regulation and increased transparency. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To address these headwinds, we will continue to position our active
asset manager to serve the large pool of alpha-seeking assets in both the retail and institutional markets, bringing our scale, and proven track record to the service of our global Clients. We will leverage our data analytics capabilities to
continue to improve our distribution capabilities. Approximately 20% of all global invested assets turn over each year, resulting in excess of $15 trillion being reinvested. Even with some investors choosing a passive strategy, as a well-positioned
and skilled active manager we will have the opportunity to grow. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The demand for alternative strategies, with LDI solutions having the fastest rate of growth in
the space, aligns with SLIM&#146;s strategic positioning, and our deep understanding of LDI based on our insurance operations experience. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">28&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:2pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp; &nbsp;&nbsp;Business Units </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="59%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#3b4e5c">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-RIGHT:1.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#3b4e5c" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Business&nbsp;</FONT></I></B></FONT></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Description</FONT></I></B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Market
position</FONT></I></B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1.00pt solid #ffffff; padding-right:2pt">&nbsp;&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><I>MFS&nbsp;</I></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Actively manages assets for retail and institutional investors, including pension plans, sovereign wealth
funds, monetary authorities, and endowments and foundations</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Retail products are distributed through
financial advisors, brokerages and other professionals</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Institutional products are distributed by an
internal sales force, which is aided by a network of independent consultants</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" NOWRAP BGCOLOR="#ebedee"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Over US$428&nbsp;billion in AUM</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;The 10<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> largest U.S. Retail funds manager<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1.00pt solid #ffffff; padding-right:2pt" BGCOLOR="#ededed"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><I>SLIM&nbsp;</I></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;SLIM
delivers LDI, alternative fixed income and real estate solutions to Clients through a portfolio of companies, including:</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Bentall Kennedy, a real estate investment manager operating in Canada and the U.S.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Prime Advisors, Inc., a U.S.-based investment management firm specializing in customized fixed income
portfolios primarily for U.S. insurance companies</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Ryan Labs Asset Management Inc., a New York-based asset
manager specializing in fixed income and LDI</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;SLIIC, a Canadian institutional asset manager that provides
investment expertise in alternative asset classes and LDI to pension funds and other institutional investors</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Institutional products are distributed by an internal sales force, which is aided by a network of independent
consultants</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Over
$65.5&nbsp;billion in AUM</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1.00pt solid #ffffff; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">As reported by Strategic insight based on AUM as at December&nbsp;31, 2018. </P></TD></TR></TABLE>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:2pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Financial and Business Results </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;SLF Asset Management (C$ millions)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>909</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">653</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fair value adjustments on MFS&#146;s share-based payment awards<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(81</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other<SUP STYLE="font-size:85%; vertical-align:top">(2)(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(78</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>925</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">812</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assets under management (C$
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>649.7</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">677.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">624.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross sales (C$ billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>111.4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">117.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net sales (C$ billions)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(37.3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(22.4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(12.2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;MFS (C$ millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>893</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">612</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">700</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fair value adjustments on MFS&#146;s share-based payment awards<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(81</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax
reform<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(95</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>898</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">788</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">670</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assets under management (C$
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>584.2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">618.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">571.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross sales (C$ billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>104.3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">106.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net sales (C$ billions)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(38.5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(28.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(16.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;MFS (US$ millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>689</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">471</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">528</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fair value adjustments on MFS&#146;s share-based payment awards<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(64</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax reform</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(75</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>693</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">610</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">506</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">&nbsp;Pre-tax</FONT> net operating profit margin ratio<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Average net assets (US$ billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>477.5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">460.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">421.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assets under management (US$
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>428.4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">491.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">425.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross sales (US$ billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>80.6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">82.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net sales (US$ billions)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(29.7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(21.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(12.6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;SLIM (C$ millions)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other<SUP STYLE="font-size:85%; vertical-align:top">(2)(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assets under management (C$
billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>65.5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross sales (C$ billions)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>7.0</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net sales (C$ billions)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6.1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes $11 in acquisition, integration and restructuring in 2018 relating to the merger of Bentall Kennedy and GreenOak,
expected to close in 2019, and a charge relating to U.S. tax reform in 2017. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In the fourth quarter of 2017, the U.S. tax reform of $(78) million consists of a charge of $32&nbsp;million relating to
the revaluation of its deferred tax balances, consisting of a charge of $49&nbsp;million for MFS, partially offset by a benefit of $17&nbsp;million for SLIM, and a <FONT STYLE="white-space:nowrap">one-time</FONT> charge on the deemed repatriation of
foreign earnings of $46&nbsp;million for MFS in the fourth quarter of 2017. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="75%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Asset Management&#146;s reported net
income in 2018 was $909&nbsp;million, compared to $653&nbsp;million in 2017. Underlying net income was $925&nbsp;million in 2018, compared to $812&nbsp;million in 2017. The impact from the movement of the Canadian dollar in 2018 relative to average
exchange rates in 2017 decreased reported net income and underlying net income by $2&nbsp;million.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Asset Management&#146;s reported net income in 2018 compared to 2017 reflected the $78&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform.
The increase also reflected the impact of lower fair value adjustments on MFS&#146;s share-based payment awards. Underlying net income was US$693&nbsp;million in 2018, compared to US$610&nbsp;million in 2017 which reflected the impact of the lower
income tax rate in the U.S., and higher average net assets.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Growth</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8.5pt; font-family:ARIAL">SLF Asset Management&#146;s AUM was $649.7&nbsp;billion in 2018, compared to $677.6&nbsp;billion in 2017. The decrease was primarily due to asset depreciation of
$43.9&nbsp;billion and net outflows of $37.3&nbsp;billion, partially offset by the weakening Canadian dollar relative to exchange rates at the end of 2017 of $52.9&nbsp;billion.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center">


<IMG SRC="g677604g78t41.jpg" ALT="LOGO">
</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability and Growth by Business Unit </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>MFS </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">MFS&#146;s reported net income in 2018 was US$689&nbsp;million,
compared to US$471&nbsp;million in 2017. MFS&#146;s reported net income in 2018 compared to 2017 reflected the US$75&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform. The increase also reflected the impact of lower fair
value adjustments on MFS&#146;s share-based payment awards, the impact of the lower income tax rate in the U.S. and higher fee income from higher average net assets. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">AUM was US$428.4&nbsp;billion ($584.2 billion) as at December&nbsp;31, 2018, compared to US$491.6&nbsp;billion ($618.3 billion) as at December&nbsp;31, 2017. The
decrease of US$63.2&nbsp;billion was primarily driven by asset depreciation of US$33.5&nbsp;billion, and net outflows of US$29.7&nbsp;billion. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>SLIM
</I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLIM&#146;s reported net income in 2018 was $16&nbsp;million compared to $41&nbsp;million in 2017, reflecting the $17&nbsp;million benefit in 2017 related
to the enactment of the U.S. tax reform. The decrease also reflected the impact of acquisition expenses incurred in 2018 for the pending GreenOak transaction. SLIM&#146;s underlying net income was $27&nbsp;million compared to $24&nbsp;million in
2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLIM&#146;s AUM was $65.5&nbsp;billion as at December&nbsp;31, 2018, compared to $59.3&nbsp;billion as at December&nbsp;31, 2017. This increase was
primarily due to the impact of movement of the Canadian dollar relative to exchange rates in 2017 and asset appreciation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">30&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_18"></A>4. SLF Asia </B></P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#ced2d6">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ced2d6"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Asia operates in seven markets, delivering value to
over 20&nbsp;million Clients by providing life, health and wealth management solutions through a multi-channel distribution approach. SLF Asia&#146;s seven Asian markets account for over 87% of GDP and 91% of life insurance premiums of higher growth
markets in Asia. As well, SLF Asia manages our International high net worth insurance business.</B></P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Business Profile </B></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" BGCOLOR="#ededed"><B><U>Business Units</U></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2" BGCOLOR="#ededed"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;Insurance and Wealth</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ededed">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ededed"><B>&#149;&#8195;&#8202;International</B> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2018 Highlights </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our wealth and asset management businesses in Asia ended 2018 with total AUM of $48.6&nbsp;billion, including:
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">$11.9&nbsp;billion from our Hong Kong pension business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">$24.2&nbsp;billion from our asset management joint venture in India. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Bancassurance sales in India more than quadrupled after further establishing our relationship with HDFC Bank Limited, the
largest bank in India&#146;s private sector, as we develop scale in this market. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We launched or enhanced digital tools and products to empower and inspire our Clients, such as: </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">A new Client app in Hong Kong, with <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">first-in-the-market</FONT></FONT></FONT> capability to accelerate payments to Clients for hospitalization and accident <FONT STYLE="white-space:nowrap">e-claims.</FONT> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our SunActiv app in Malaysia that rewards Clients for staying healthy and active. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">A launch of seven innovative products in four countries this year, including a <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">first-of-its-kind</FONT></FONT></FONT> in the Philippines with online shopping platform Lazada to make it easier for Clients to purchase insurance online. Through these initiatives with
digital partners, we now provide protection products to more than 38,000 Clients. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We completed a strategic investment in Bowtie. This investment in the first virtual insurer in Hong Kong approved under
the Fast Track<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> will further solidify our focus on becoming a leading insurance company at the forefront of innovation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our Hong Kong MPF earned key industry awards that demonstrate we are providing relevant and value-added service to our
Clients, including: </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the top ranking in Mercer&#146;s latest MPF Provider Satisfaction Rankings </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">the Sun Life Rainbow MPF Scheme was named &#147;Scheme of the Year 2018&#148; by MPF Ratings </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">In Asia, Sun Life Financial ranked as one of the top six insurance brands in the 2018 list of Campaign Asia&#146;s Top
1000 Brands<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>, a confirmation that our brand equity is growing in the region. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Strategy
and Outlook </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In order to achieve our ambitious growth objectives in earnings, sales and value of new business, SLF Asia will need to grow scale in all our
markets, with world-class distribution capabilities, operations excellence, underpinned with superior digital and data&nbsp;&amp; analytics expertise while investing in the right talent. Our areas of focus for Asia are to: </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Build World-class distribution </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Extend our reach across channels and segments to serve the growing insurance markets in Asia, and reach more Clients via
expanding our health and wellness offerings. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Create a unique distribution differentiator in each market by continuing to build on our Most Respected Advisor
(&#147;MRA&#148;) principles to create the next generation of elite distribution leaders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Use data and analytics to drive advancement in Client retention, advisor productivity, quality recruitment and training
and development. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Transform our operations and business model </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Digitize our business and use technology to create operating leverage in all functions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Deliver an omni-channel experience engaging Clients where, when and how they wish. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Enhance the Client experience by making it easier to do business with us and ensuring a seamless experience in all our
markets in Asia. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Use data and analytics to become more Client-centric, personal, proactive and predictive to reach prospective Clients and
engage existing Clients. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Successfully integrate our International business into SLF Asia, enabling us to develop additional domestic high net worth
capabilities and create revenue synergies to maximize value. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Continue to build scale in each of our markets </B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Achieve scale in each market to play a bigger role in the lives of our Clients, continuously offering them the best
solutions at the most competitive price. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">To grow our scale, we will focus on both organic and inorganic opportunities. For inorganic growth, we will consider
transformative opportunities while selectively pursuing incremental opportunities when they meet our criteria. </P></TD></TR></TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Fast Track process refers to the pilot launched by the Insurance Authority of Hong Kong on September&nbsp;29, 2017. It is
a fast track for applications for authorizations of new insurers owning and operating solely digital distribution channels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">As reported by marketing authority Campaign Asia. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I><U>Outlook </U></I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We
expect that Asia&#146;s economic growth will continue to underpin the expansion of the life and health insurance and wealth industries. This, combined with favourable demographics, low penetration rates for insurance and significant growth of the
middle class, provides tremendous opportunities for SLF Asia. We expect bancassurance will remain the fastest growing channel in most of our markets. Digital will also continue to increase in importance in Asia as a means to engage, sell to and
service Clients, and we will continue to invest in this area. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Asian markets face headwinds, such as changing regulatory regimes, increased competition from
new entrants, and economic and geopolitical uncertainty, which continue to pose challenges and opportunities to our businesses. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We believe our diversified
business with multi-country presence and multi-channel distribution makes us well positioned to capture opportunities as they arise, and protects our business as a whole against adverse economic or regulatory cycles in any one market. Overall, our
current strong market positions, key strategic partnerships and our ability to leverage our global expertise position us well for the future. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:2pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Business Markets </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#3b4e5c">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#3b4e5c" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Business&nbsp;</FONT></I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Description</FONT></I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Market Position</FONT></I></B></FONT></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><B>Insurance&nbsp; and Wealth</B>&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Philippines<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual and group life and health insurance products to individuals and businesses
through a multi-channel distribution network</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Mutual funds to individual and institutional Clients through
agency, brokerage, bancassurance and digital partners</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;#1 ranked insurance company<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;3<SUP STYLE="font-size:85%; vertical-align:top">rd</SUP> largest mutual fund operation in the country<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Hong Kong&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual and group life and health insurance to individuals and
businesses through agency and brokerage distribution</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;MPF and pension administration to individuals and
businesses through agency and brokerage distribution</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Top 10 in Agency for Life Insurance<SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;4<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> largest provider based on AUM, 2<SUP
STYLE="font-size:85%; vertical-align:top">nd</SUP> based on net inflows<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Indonesia&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual life and health insurance and creditor life insurance through agency, telco
arrangements and bancassurance, including an exclusive bancassurance partnership with CIMB Niaga, the 5<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> largest bank in the country</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Ranked in the Top 15 overall and Top 10 in Agency<SUP
STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Vietnam&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual insurance and pensions distributed through agency, corporate
sales and digital distribution channels</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Ranked in the Top 15 overall<SUP
STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>Malaysia<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP>&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual and group insurance through banks and telco arrangements, including an
exclusive bancassurance agreement with CIMB Bank, Malaysia&#146;s 2<SUP STYLE="font-size:85%; vertical-align:top">nd</SUP> largest bank, and a newly established agency force in partnership with CIMB Principal Asset Management</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;3<SUP STYLE="font-size:85%; vertical-align:top">rd</SUP> in bancassurance sales<SUP
STYLE="font-size:85%; vertical-align:top">(9)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>India<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP>&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual and group insurance, savings and retirement products through
agency, brokerage and bancassurance channels</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Mutual fund products to both individual and institutional
investors through independent financial advisors, banks, and direct distribution channels</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;8<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> largest life
insurance company in India<SUP STYLE="font-size:85%; vertical-align:top">(11)</SUP></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;4<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> largest mutual fund operation in the country<SUP STYLE="font-size:85%; vertical-align:top">(12)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><I>China<SUP STYLE="font-size:85%; vertical-align:top">(13)</SUP>&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual and group life and health insurance and savings products distributed through
agency, brokerage, bancassurance and digital channels</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Institutional asset management, passive third-party
asset management and debt financing business through direct distribution</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Top 10 and the fastest growing life insurance company in China among multinationals<SUP
STYLE="font-size:85%; vertical-align:top">(14)</SUP></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:10pt"><B>International</B>&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Individual life insurance solutions for <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">high-net-worth</FONT></FONT> individuals and families residing outside the U.S. and Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;Manages a block of International wealth investment products closed to new sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&#149;&#8194;&#8202;A leader in International <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">high-net-</FONT></FONT> worth life insurance business</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Philippines: Includes a Joint venture with the Yuchengco Group - Sun Life Grepa Financial, Inc. (49%).
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Insurance Commission of the Philippines, based on 2017 total premium income for Sun Life of Canada (Philippines).
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Philippine Investment Funds Association, based on December 2018 ending assets under management. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Insurance Authority of Hong Kong, Provisional Statistics on Hong Kong Long Term Insurance Business, based on third quarter
2018 year to date annualized first year premiums. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Mercer MPF Report (as at December&nbsp;31, 2018). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Indonesia Life Insurance Association industry report, based on third quarter 2018 year to date first year premiums.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">December 2018 year to date annualized first year premiums based on data shared among industry players.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Malaysia: Joint ventures with Khazanah Nasional Berhad and CIMB Group Holdings Berhad - Sun Life Malaysia Assurance Berhad
(49%), Sun Life Malaysia Takaful Berhad (49%). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Life Insurance Association of Malaysia and Insurance Services Malaysia Berhad, based on the third quarter 2018 year to
date annualized first year premium for conventional and takaful business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">India: Joint ventures with the Aditya Birla Group - Aditya Birla Sun Life Insurance Company Limited (49%), Aditya Birla
Sun Life Asset Management Company Limited (&#147;Aditya Birla Sun Life AMC Limited&#148;) (49%). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Insurance Regulatory Authority of India, based on 2018 first year premiums among private players. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(12)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Association of Mutual Funds in India, based on average assets under management for the quarter ended December&nbsp;31,
2018. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(13)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">China: Joint ventures with the China Everbright Group: Sun Life Everbright Life Insurance Company Limited (24.99%), Sun
Life Everbright Asset Management Co., Ltd (24.74%). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(14)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">China Banking Insurance Regulatory Commission, based on gross premiums for November 2018 year to date (excluding universal
and variable universal life insurance deposits and pension companies). </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">32&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Financial and Business Results </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Insurance and Wealth</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>381</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">326</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">309</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;International<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>174</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">452</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">291</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>555</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(30</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management
actions<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>76</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other<SUP STYLE="font-size:85%; vertical-align:top">(3)(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(14</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>523</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">461</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">458</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported ROE (%)<SUP STYLE="font-size:85%; vertical-align:top">(3)(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11.3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying ROE
(%)<SUP STYLE="font-size:85%; vertical-align:top">(3)(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>10.6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8.9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Insurance Sales<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>898</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">811</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Wealth
Sales<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>10,101</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">13,056</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8,849</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Effective January&nbsp;1, 2018, we transferred our International business unit from SLF U.S. to SLF Asia, and comparative
figures have been changed to conform with the current year presentation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In 2018, Other amounts relate primarily to a distribution arrangement in India for asset management. In 2016, Other
amounts relate primarily to an adjustment for a <FONT STYLE="white-space:nowrap">non-cash</FONT> gain upon acquiring control over the operations of Sun Life Vietnam Insurance Company Limited and upon acquiring control over the operations of PT CIMB
Sun Life in Indonesia, partially offset by acquisition and integration costs. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">As a result of a revision of the capital allocation model for SLF Asia, reported and underlying ROEs increased by 1.5% for
the year ended 2018. </P></TD></TR></TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="41%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reported net income was $555&nbsp;million in
2018, compared to $778&nbsp;million in 2017. Underlying net income in 2018 was $523&nbsp;million, compared to $461&nbsp;million in the prior year. The impact from the movement in the Canadian dollar in 2018 relative to average exchange rates in 2017
decreased reported net income and underlying net income by $12&nbsp;million and $10&nbsp;million, respectively.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reported net income in 2018 compared to 2017 predominantly reflected less favourable ACMA and unfavourable equity markets. Underlying net income in 2018 compared to 2017
reflected growth in the business and investment related experience in International, partially offset by higher new business strain, unfavourable expense experience reflecting business growth initiatives across SLF Asia, and unfavourable mortality
experience in International.</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Growth</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">SLF Asia insurance sales were $898&nbsp;million in 2018, compared to $811&nbsp;million in 2017. On a constant currency basis, individual insurance sales increased 13%
mainly driven by growth in the Philippines, India, and Hong Kong, partially offset by sales in International which were lower due to the competitive environment and market volatility.</P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">SLF Asia wealth sales were $10.1&nbsp;billion in 2018, compared to $13.1&nbsp;billion in 2017.
Wealth sales were down 20% on a constant currency basis over 2017, as a result of lower mutual funds sales in India due to market volatility and the Philippines due to elevatated money market sales in 2017, partially offset by continued strong
growth in Hong Kong pension business.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="center">


<IMG SRC="g677604g09r70.jpg" ALT="LOGO">
</P></TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability by Business Unit and Growth by Business Market </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income for Insurance and Wealth was $381&nbsp;million in 2018, compared to $326&nbsp;million in 2017. Reported net income in 2018 compared to 2017
reflected favourable impact from ACMA and business growth, partially offset by unfavourable market related impacts primarily due to equity market changes, expense experience reflecting business growth initiatives and new business strain. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We continued to build our agency and alternate distribution channels, leverage a more balanced product portfolio and increase efficiency and productivity while
maintaining Client focus. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>Philippines</I></B><B> - </B>On a local currency basis, individual insurance sales were up 27% from 2017. Mutual and managed fund
AUM were $1.4&nbsp;billion as at the end of 2018, 34% lower than 2017, measured in local currency, reflecting strong money market sales through a bank relationship in 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Agency headcount reached approximately 14,800 at the end of 2018, 33% higher than 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>Hong Kong</I></B><B> - </B>On a local currency basis, individual insurance sales were up 16% from 2017, with growth in both the agency and broker channel. AUM in
our pension business reached $11.9&nbsp;billion, up 8% from 2017, measured in local currency, and pension net flows were up 59% over the prior year. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Agency
headcount grew 10% from 2017 to approximately 2,200 at the end of 2018. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>Indonesia</I></B><B> - </B>On a local currency basis, our individual life insurance sales in Indonesia were
down 3% from 2017, with growth in bancassurance channels offset by lower telemarketing sales. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Agency headcount was at approximately 8,800 in 2018, a reduction
from the previous <FONT STYLE="white-space:nowrap">year-end,</FONT> as we focused on quality and terminated inactive agents. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>Vietnam</I></B><B> - </B>On a
local currency basis, individual insurance sales grew by 40% from 2017, driven primarily by growth in the corporate sales channel. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Agency headcount was almost
4,700 at the end of 2018, up 24% from 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>Malaysia</I></B><B> - </B>On a local currency basis, individual insurance sales in Malaysia were up 7% in 2018
compared to 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Malaysia&#146;s agency force, newly established in 2018, surpassed 400 agents. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>India</I></B><B> - </B>On a local currency basis, individual life insurance sales were up 45% from 2017, driven by growth in bancassurance through establishment
of our relationship with HDFC Bank Limited. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">On a local currency basis, gross sales of equity and fixed income funds decreased by 27% due to market volatility.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Total AUM at the end of 2018 were $49.3&nbsp;billion, of which $24.2&nbsp;billion is reported in our AUM, in line with the balances at the end of 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>China</I></B><B> - </B>On a local currency basis, sales of individual insurance products by Sun Life Everbright Life Insurance Company Limited (&#147;SLEB&#148;)
were up 14% in 2018 compared to 2017, driven by strong performance of the broker channel. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>International </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">International&#146;s reported net income was $174&nbsp;million in 2018, compared to $452&nbsp;million in 2017. Reported net income in 2018 compared to 2017 reflected
the less favourable ACMA impacts, as well as unfavourable market impacts. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sales in International life insurance in 2018 were $82&nbsp;million, a decrease of 34%
compared to 2017 due to the competitive environment and market volatility. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_19"></A>5. Corporate </B></P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate includes the results of our United Kingdom
business (SLF U.K.) and Corporate Support. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:2pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Business Units </B></P></div> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#3b4e5c">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD></TR>
<TR BGCOLOR="#3b4e5c" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Business&nbsp;</FONT></I></B></FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1.00pt solid #ffffff">&nbsp;</TD>
<TD VALIGN="bottom"><FONT COLOR="#ffffff"><B><I><FONT COLOR="#ffffff">Description</FONT></I></B></FONT></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ebedee">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:9pt"><I>SLF U.K.&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ebedee" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ebedee"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8194;&#8202;SLF U.K. has a <FONT STYLE="white-space:nowrap">run-off</FONT> block
of business consisting of approximately 590,000 <FONT STYLE="white-space:nowrap">in-force</FONT> life and pension policies, with approximately &pound;11&nbsp;billion of AUM. Since December 2010, SLF U.K. has been closed to new business and focuses
on supporting existing Clients. Most administrative functions have been outsourced to external service providers which are managed by an <FONT STYLE="white-space:nowrap">in-house</FONT> management team.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="2" STYLE="BORDER-LEFT:1.00pt solid #7f7f7f" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" ALIGN="right"><FONT STYLE="font-size:9pt"><I>Corporate Support&nbsp;</I></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-LEFT:1.00pt solid #7f7f7f">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8.5pt; font-family:ARIAL">&#149;&#8194;&#8202;Corporate Support operations consist of the expenses, debt charges,
investment income, capital and other items not allocated to Sun Life Financial&#146;s other business segments, as well as the Company&#146;s <FONT STYLE="white-space:nowrap">Run-off</FONT> reinsurance business. Coverage in our <FONT
STYLE="white-space:nowrap">Run-off</FONT> reinsurance business includes long-term care, medical coverage, and guaranteed minimum income and death benefit coverage. The block also includes group long-term disability and personal accident which are
100% retroceded.</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">34&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ced2d6;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:2pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;&nbsp;Financial and Business Results </B></P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><FONT STYLE="font-size:10pt"><B>Summary statements of operations</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2018</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2017</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2016</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF U.K.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">184</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Corporate Support</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(186</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(282</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(181</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>64</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(101</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(13</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management
actions<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>140</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Acquisition, integration and
restructuring<SUP STYLE="font-size:85%; vertical-align:top">(3)(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(55</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax
reform<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(54</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income (loss)<SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(51</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(52</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA in 2017 excludes the $5&nbsp;million change that is included in U.S. tax reform, shown separately.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In 2017, the amount consists primarily of the impact in the fourth quarter of 2017 of the Company&#146;s plan to enhance
business processes and organizational structures and capabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The reported net income was $64&nbsp;million in the Corporate segment in 2018, compared to a reported net loss of $101&nbsp;million in 2017, which reflected the
$54&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform and the 2017 restructuring charge. The increase also reflected the favourable impact of ACMA, partially offset by unfavourable market related impacts, predominately due
to net interest rate impacts. Underlying net loss was $51&nbsp;million in 2018, compared to an underlying net loss of $52&nbsp;million in the prior year, reflecting increased profitability in SLF U.K. and higher investment income on surplus assets,
largely offset by lower benefit of tax related items. The impact from the movement of the Canadian dollar relative to average exchange rates in 2017 decreased reported net loss by $8&nbsp;million and decreased underlying net loss by $5&nbsp;million.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Profitability by Business Unit </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>SLF U.K. </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF U.K.&#146;s reported net income was $250&nbsp;million in 2018, compared to $181&nbsp;million in 2017, which reflected the favourable impact of ACMA, increased
profitability, partially offset by unfavourable market related impacts, predominately due to net interest rate impacts. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><I>Corporate Support </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In Corporate Support, the reported net loss was $186&nbsp;million in 2018, compared to a reported net loss of $282&nbsp;million in 2017. The decrease in loss was
primarily due to the $54&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform and the 2017 restructuring charge. The favourable change also reflected favourable ACMA relating to the termination of assumed business, higher
investment income on surplus assets, partially offset by lower benefit of tax related items. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_20"></A>&nbsp;H. Investments </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company strives to ensure that all general fund investments are properly aligned with business objectives including meeting policyholder obligations and
maintaining adequate liquidity at all times. Consideration is given in our investment process to a wide range of factors, including ensuring attractive risk and return profiles, appropriate diversification by asset type, credit exposure and sector,
financial condition of issuers and borrowers, quality and value of underlying security and macro- and micro-economic developments and trends including prospects for specific industry sectors. The Risk&nbsp;&amp; Conduct Review Committee of the Board
of Directors (&#147;The Risk&nbsp;&amp; Conduct Review Committee&#148;) approves policies that contain prudent standards and procedures for the investment of our general fund assets. These policies include requirements, restrictions and limitations
for interest rate, credit, equity market, real estate market, liquidity, concentration, currency, and derivative risks. Compliance with these policies is monitored on a regular basis and reported annually to the Risk&nbsp;&amp; Conduct Review
Committee. The Governance, Nomination&nbsp;&amp; Investment Committee of the Board of Directors monitors the Company&#146;s Investment Plan and investment performance, oversees practices, procedures and controls related to the management of the
general fund investment portfolio, and reviews corporate governance guidelines and processes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_21"></A>1. Investment Profile </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We had total general fund invested assets of $151.7&nbsp;billion as at December&nbsp;31, 2018, compared to $146.1&nbsp;billion as at December&nbsp;31, 2017. The
increase in general fund invested assets was primarily due to an increase in operating activities as well as changes in the currency impact from the weakening of Canadian dollar relative to exchange rates at the end of the fourth quarter of 2017,
offset by a decline in net fair value. Our general fund invested assets are well diversified across investment types, geographies and sectors with the majority of our portfolio invested in fixed income high-quality assets. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional detail on our investments is provided in Notes 5 and 6 to our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following chart sets out the composition of our general fund invested assets<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g677604g85y72.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The values and ratios presented are based on the carrying value of the respective asset categories. Generally the carrying
values for invested assets are equal to their fair values; however our mortgages and loans are generally carried at amortized cost. As at December&nbsp;31, 2018, the fair value of mortgages and loans was $48.4&nbsp;billion ($45.4&nbsp;billion as at
December&nbsp;31, 2017) and the carrying value of mortgages and loans was $46.8&nbsp;billion ($42.8&nbsp;billion as at December&nbsp;31, 2017). For invested assets supporting insurance contracts, in the event of default, if the amounts recovered are
insufficient to satisfy the related insurance contract liability cash flows that the assets are intended to support, credit exposure may be greater than the carrying value of the assets. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of: Other invested assets (3%), Policy loans (2%), Derivative assets (1%) for both 2018 and 2017.
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_22"></A>2. Debt Securities </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our
debt securities portfolio is actively managed through a regular program of purchases and sales aimed at optimizing yield, quality and liquidity, while ensuring that it remains well diversified and duration-matched to insurance contract liabilities.
With the exception of certain countries where we have business operations, including Canada, the United States, the United Kingdom and the Philippines, our exposure to debt securities from any single country did not exceed 1% of total invested
assets on our 2018 Annual Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">36&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Debt Securities by Issuer and Industry Sector </B></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><B>Total</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><B>%&nbsp;of&nbsp;Total</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">Total</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">%&nbsp;of&nbsp;Total</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Debt securities issued or guaranteed by:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canadian federal government</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,576</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>7%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canadian provincial and municipal government</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13,065</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>18%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,296</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. government and agency</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,907</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,049</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other foreign government</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>5,646</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>8%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,113</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total government issued or guaranteed debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>27,194</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>37%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,656</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Corporate debt securities by industry
sector<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Financials</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9,860</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Utilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6,881</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Industrials</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,643</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,797</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Energy</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,968</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,112</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Communication services</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,307</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,371</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Real estate</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,016</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Health care</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,033</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Consumer staples</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,882</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,271</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Consumer discretionary</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,581</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,692</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Materials</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,481</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,473</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Information technology</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,231</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total corporate debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>39,883</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>53%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,064</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Asset-backed securities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>7,366</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>10%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,899</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total debt securities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>74,443</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">72,619</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Our grouping of debt securities by sector is based on the Global Industry Classification Standard and S&amp;P Dow Jones
Indices. During 2018, certain consumer discretionary and information technology debt securities were moved to the communication services sector. 2017 balances have been changed to conform with current year presentation. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Debt Securities by Credit Rating </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The credit risk ratings in the following
table were established in accordance with the internal rating process described in this MD&amp;A under the heading J - Risk Management - 8 - Risk Categories - Credit Risk Management Governance and Control. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our debt securities with a credit rating of &#147;A&#148; or higher represented 72% of the total debt securities as at December&nbsp;31, 2018, compared to 71% as at
December&nbsp;31, 2017. Debt securities with a credit rating of &#147;BBB&#148; or higher represented 99% of total debt securities as at December&nbsp;31, 2018, compared to 98% as at December&nbsp;31, 2017. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g677604g28s12.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Debt Securities by Geography </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The
carrying value of FVTPL and AFS debt securities by geographic location is presented in the following table. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="30%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>FVTPL<BR>debt<BR>securities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>AFS debt<BR>securities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;of&nbsp;Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">FVTPL&nbsp;debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">AFS debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;of&nbsp;Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>25,091</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,217</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>29,308</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>38%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,246</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21,329</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,917</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>27,246</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>37%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,758</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,719</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,477</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Europe</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,840</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,278</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10,118</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>14%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,923</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,402</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,325</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,673</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>445</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,118</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,694</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">571</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,265</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,469</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,184</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>3,653</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>5%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,460</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">846</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,306</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>61,402</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>13,041</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>74,443</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">59,967</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12,652</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">72,619</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our gross unrealized losses as at December&nbsp;31, 2018 for FVTPL and AFS debt securities were $1.4&nbsp;billion and
$0.2&nbsp;billion, respectively, compared with $0.3&nbsp;billion and $0.1&nbsp;billion, respectively, as at December&nbsp;31, 2017. The increase in gross unrealized losses was largely due to the impact from rising interest rates and credit spreads.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_23"></A>3. Equities </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our equity portfolio is well
diversified with approximately 50% of our portfolio invested in exchange-traded funds as at December&nbsp;31, 2018, compared to 58% as at December&nbsp;31, 2017. Exchange-traded fund holdings are primarily in the S&amp;P/Toronto Stock Exchange
(&#147;TSX&#148;) 60 Index Fund and TD Emerald U.S. Market Index Fund. The reduction is consistent with our strategy to lower our exposure to index funds and to equity markets overall. The carrying value of equities by issuer geography as at
December&nbsp;31, 2018 is set out in the following table. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Equities by Issuer Geography </B></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>FVTPL<BR>equities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>AFS<BR>equities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;of&nbsp;Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">FVTPL<BR>equities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">AFS<BR>equities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;of&nbsp;Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Equity securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,651</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,666</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>58%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,282</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>508</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>388</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>896</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>19%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">671</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,436</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Europe</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>371</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>381</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>8%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">404</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">410</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>469</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>206</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>675</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">212</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">825</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total equity securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,014</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>620</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>4,634</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,078</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">942</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,020</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Excluding exchange-traded funds and mutual funds, there were no issuers exceeding 1% of the equity portfolio as at December&nbsp;31,
2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_24"></A>4. Mortgages and Loans </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mortgages and
loans in this section are presented at their carrying value on our 2018 Annual Consolidated Financial Statements. Our mortgage portfolio consisted almost entirely of first mortgages and our loan portfolio consisted of private placement loans. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The carrying value of mortgages and loans by geographic location is presented in the following table<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Mortgages and Loans by Geography </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="30%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Mortgages</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Loans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;of&nbsp;Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Mortgages</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Loans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;of&nbsp;Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,557</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13,238</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>21,795</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>46%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,390</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,265</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,876</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,458</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>19,334</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>41%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,542</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Europe</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,628</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,628</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>8%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,706</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,706</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>332</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>332</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">265</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">265</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,733</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,733</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>4%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,534</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,534</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>16,433</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>30,389</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>46,822</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">15,493</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,312</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">42,805</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The geographic location for mortgages is based on the location of the property and for loans it is based on the country of
the creditor&#146;s parent. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Mortgage Portfolio </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at
December&nbsp;31, 2018, we held $16.4&nbsp;billion of mortgages, compared to $15.5&nbsp;billion as at December&nbsp;31, 2017. Our mortgage portfolio consists entirely of commercial mortgages, as presented in the following table. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Insured</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Uninsured</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Insured</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Uninsured</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Retail</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,202</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,202</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,291</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,291</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Office</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,228</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,228</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,261</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,261</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Multi-family residential</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,196</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,179</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,375</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,921</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,661</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,582</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Industrial and land</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,906</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,906</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,660</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,660</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>341</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>381</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>722</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">449</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,537</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>12,896</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>16,433</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,171</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12,322</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">15,493</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;% of total mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>78</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">80</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">38&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at December&nbsp;31, 2018, 33% of our commercial mortgage portfolio consisted of multi-family residential
mortgages; there are no single family residential mortgages. Our uninsured commercial portfolio had a weighted average <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">loan-to-value</FONT></FONT> ratio of approximately 55% as at
December&nbsp;31, 2018, consistent with December&nbsp;31, 2017. While we generally limit the maximum <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">loan-to-value</FONT></FONT> ratio to 75% at issuance, we may invest in mortgages
with a higher <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">loan-to-value</FONT></FONT> ratio in Canada if the mortgage is insured by the Canada Mortgage and Housing Corporation (&#147;CMHC&#148;). The estimated weighted average
debt service coverage for our uninsured commercial portfolio is 1.75 times. Of the $3.5&nbsp;billion of multi-family residential mortgages in the Canadian commercial mortgage portfolio, 93% were insured by the CMHC. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Loan Portfolio </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at December&nbsp;31, 2018, we held $30.4&nbsp;billion of
loans, compared to $27.3&nbsp;billion as at December&nbsp;31, 2017. Private placement loans provide diversification by type of loan, industry segment and borrower credit quality. The private placement loan portfolio consists of senior secured and
unsecured loans to large- and <FONT STYLE="white-space:nowrap">mid-market</FONT> sized corporate borrowers, securitized lease/loan obligations secured by a variety of assets, and project finance loans in sectors such as power and infrastructure. The
growth in the portfolio is consistent with our strategy to increase our investments in private placement loans, as well as the currency impact of the movement of the Canadian dollar relative to exchange rates at the end of 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The credit risk ratings in the following chart were established in accordance with the internal rating process described in this MD&amp;A under the heading J - Risk
Management - 8 - Risk Categories - Credit Risk Management Governance and Control. As at December&nbsp;31, 2018, 96% of our total loan portfolio is investment grade, compared to 97% as at December&nbsp;31, 2017. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="5" ALIGN="center">


<IMG SRC="g677604g37k84.jpg" ALT="LOGO">
</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Mortgages and Loans Past Due or Impaired </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The gross carrying value and allowance for mortgages and loans past due or impaired are presented in the following table. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Gross carrying value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Allowance for losses</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Mortgages</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Loans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Mortgages</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Loans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Not past due</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>30,332</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>46,759</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Past due:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Past due less than 90 days</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Past due 90 days or more</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impaired</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>93</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>124</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>75</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>16,458</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>30,439</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>46,897</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>75</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">&nbsp;December&nbsp;31, 2017</P></TD>

<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Gross carrying value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Allowance for losses</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Mortgages</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Loans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Mortgages</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Loans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Not past due</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">15,482</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,180</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,662</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Past due:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Past due less than 90 days</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Past due 90 days or more</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impaired</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">89</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">15,515</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,340</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">42,855</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes $21&nbsp;million of sectoral provisions as at December&nbsp;31, 2018, and $20&nbsp;million of sectoral provisions
as at December&nbsp;31, 2017. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our impaired mortgages and loans, net of allowances for losses, were $49&nbsp;million as at December&nbsp;31,
2018, compared to $72&nbsp;million as at December&nbsp;31, 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_25"></A>5. Derivatives </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of derivative assets held by the Company was $1,112&nbsp;million, while the fair value of derivative liabilities was $2,295&nbsp;million as at
December&nbsp;31, 2018, compared to a fair value of derivative assets of $1,478&nbsp;million and a fair value of derivative liabilities of $1,756&nbsp;million as at December&nbsp;31, 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We use derivative instruments to manage risks related to interest rate, equity market and currency fluctuations and in replication strategies to reproduce permissible
investments. Our use of derivatives in these risk mitigation strategies does not mitigate all risk exposure; rather, they are used to keep us within our risk tolerance limits. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In addition to the general policies and monitoring, we use a variety of tools in counterparty risk management. <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Over-the-counter</FONT></FONT> (&#147;OTC&#148;) derivative transactions are executed under International Swaps and Derivatives Association (&#147;ISDA&#148;) Master Agreements. A Credit Support Annex accompanies most of
the ISDAs, which establish requirements for collateral. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Derivative Instruments </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The values associated with our derivative instruments are presented in the following table. Notional amounts serve as the basis for payments calculated under
derivatives contracts and are not exchanged. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;As at December&nbsp;31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net fair value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(278</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total notional amount</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>59,198</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">54,121</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The total notional amount of our derivatives increased to $59.2&nbsp;billion as at December&nbsp;31, 2018 from $54.1&nbsp;billion as at
December&nbsp;31, 2017. The change in notional amount is mainly attributable to an increase of $2.6&nbsp;billion in foreign exchange contracts used for hedging foreign currency assets, as well as an increase of $2.3&nbsp;billion in interest rate
contracts for risk management purposes. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The net fair value of derivatives was a liability of $1,183&nbsp;million as at December&nbsp;31, 2018, compared to a
liability of $278&nbsp;million as at December&nbsp;31, 2017. The increase in the liability was primarily due to the impact from changes in foreign exchange rates and swap curves. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Certain of our derivatives are designated in qualifying hedging relationships for accounting purposes, and represented $0.9&nbsp;billion, or 1.6% of the total notional
amount. Derivatives are designated in hedging relationships for accounting purposes to minimize accounting mismatches. These hedging relationships are documented at inception and hedge effectiveness is assessed on a quarterly basis. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our derivatives designated in qualifying hedging relationships for accounting purposes include interest rate swaps, foreign exchange agreements, equity forwards and,
previously, currency swaps. We designate certain interest rate swaps in fair value hedging relationships to hedge interest rate exposure on AFS assets. We also designate certain foreign exchange agreements in fair value and cash flow hedging
relationships to manage foreign currency fluctuations associated with AFS assets. Additionally, we designate certain equity forwards in cash flow hedging relationships for anticipated payments of awards under certain stock-based compensation plans.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Credit Equivalent Amount </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As the regulator of the Canadian insurance
industry, OSFI provides guidelines to quantify the use of derivatives. The credit equivalent amount, a measure used to approximate the potential credit exposure, is determined as the replacement cost of the derivative contracts with a positive fair
value plus an amount representing the potential future credit exposure. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The risk-weighted credit equivalent amount is a measure used to determine the amount of
capital necessary to support derivative transactions for certain Canadian regulatory purposes. It is determined by weighting the credit equivalent amount according to the nature of the derivative and the creditworthiness of the counterparties. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Credit<BR>equivalent<BR>amount<BR>(&#147;CEA&#148;)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Risk<BR>weighted<BR>CEA<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Credit<BR>equivalent<BR>amount<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Risk<BR>weighted<BR>CEA<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Foreign exchange contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>433</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">405</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Interest rate contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Equity and other contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>542</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">561</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Amounts presented are net of collateral received. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The December&nbsp;31, 2018 risk-weighted credit equivalent amount is calculated under the new LICAT guideline, which were
effective January&nbsp;1, 2018. LICAT ratios are not applicable before January&nbsp;1, 2018. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Credit Default Swaps By Underlying Financial
Instrument Credit Rating </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Credit default swaps (&#147;CDS&#148;) are derivative contracts that transfer credit risk related to an underlying referenced
financial instrument from one counterparty to another. The purchaser receives protection against the decline in the value of the referenced </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">40&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
financial instrument as a result of specified credit events such as default or bankruptcy. The Company sells credit protection through CDS to replicate credit exposure of an underlying reference
security and enhance investment returns. The credit risk ratings of the underlying reference securities for single name contracts were established in accordance with the internal rating process described in section J - Risk Management - 8 - Risk
Categories - Credit Risk Management Governance and Control. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table provides a summary of the credit default swap protection sold by credit rating of
the underlying reference security. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Notional<BR>amount</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Fair&nbsp;value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Notional<BR>amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Fair&nbsp;value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Single name CDS contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>611</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>674</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">446</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total single name CDS contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,333</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,097</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;CDS index contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total CDS contracts sold</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,356</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,121</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional detail on our derivative portfolio by derivative type is provided in Note 6.A.iv to our 2018 Annual Consolidated Financial
Statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_26"></A>6. Investment Properties </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Office, retail and industrial properties are the major components of our investment properties portfolio, representing approximately 81% as at December&nbsp;31, 2018.
The increase in our investment property portfolio is predominantly driven by market appraisal gains and the impact of currency movement, partially offset by net sales this year. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Investment Properties by Type and Geography </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="41%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="26" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Office</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Industrial</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Retail</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B><FONT STYLE="white-space:nowrap">Multi-family</FONT><BR>residential</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Other</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;of&nbsp;Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,937</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,119</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,092</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>900</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>378</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,426</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>76%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>847</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>358</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>338</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>109</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,652</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>23%</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Europe</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>79</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,809</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,491</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,468</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>900</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>489</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>7,157</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100%</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="26" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B></B>December&nbsp;31, 2017<B></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Office</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Industrial</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Retail</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">Multi-family</FONT><BR>residential</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;of&nbsp;Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1,966</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,177</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">921</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">196</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,260</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">907</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">318</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Europe</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">76</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">2,897</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,330</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,601</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">921</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">318</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,067</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_27"></A>7. Impaired Assets </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Financial assets that are classified as FVTPL, which represented 45% of our invested assets as at December&nbsp;31, 2018, do not have allowances for losses since
changes in the fair value of these assets are recorded to income and the assets are recorded at fair value on our 2018 Annual Consolidated Financial Statements. In the event of default, if the amounts recovered are insufficient to satisfy the
related insurance contract liability cash flows that the assets are intended to support, credit exposure may be greater than the carrying value of the asset. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In
the absence of objective evidence of impairment, impairment losses are not recognized on AFS debt securities, equity securities and other invested assets. If the cost of these assets is greater than their fair values, unrealized losses are
recognized in other comprehensive income. Unrealized losses may be due to interest rate fluctuations or depressed fair values in sectors which have experienced strong negative market performance. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional detail on our impairment policy is provided in Note 1.iii to our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_28"></A>8. Asset Default Provision </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We make provisions
for possible future credit events in the determination of our insurance contract liabilities. The amount of the provision for asset default included in insurance contract liabilities is based on possible reductions in future investment yields that
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
vary by factors such as type of asset, asset credit quality (rating), duration and country of origin. To the extent that an asset is written off, or disposed of, any amounts that were set aside
in our insurance contract liabilities for possible future asset defaults in respect of that asset are released. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our asset default provision reflects the provision
relating to future credit events for fixed income assets currently held by the Company that support our insurance contract liabilities. Our asset default provision as at December&nbsp;31, 2018 was $2,389&nbsp;million for losses related to possible
future credit events for fixed income assets currently held by the Company that support our insurance contract liabilities. This represents 2.3% of the fixed income assets supporting insurance contract liabilities reported on our Consolidated
Statements of Financial Position as at December&nbsp;31, 2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our asset default provision as at December&nbsp;31, 2018 was $101&nbsp;million higher than the
provision as at December&nbsp;31, 2017, primarily due to increases in the provision for assets purchased net of dispositions, weakening of the Canadian dollar, and changes to credit ratings, offset by the release of provisions on fixed income assets
supporting our insurance contract liabilities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table sets out the changes in our asset default provision for existing fixed income investments. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Opening balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,288</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Purchases, dispositions and net asset
movement<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>205</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Changes in assumptions and methodologies</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(16</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Changes in ratings</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>47</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Release of provisions<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(266</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(272</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Currency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>115</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(80</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Closing balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,389</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,288</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net movement reflects the fluctuation in the value of FVTPL assets arising from movements in interest rates, credit
spreads and other factors that impact the market value of fixed income investments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">This amount represents the orderly release of provisions for future credit events held in insurance contract liabilities.
</P></TD></TR></TABLE> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_29"></A>&nbsp;I. Capital and Liquidity Management </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Capital and liquidity management is core to our business as an insurance company. We ensure adequate capital for the protection of our policyholders, Clients and
creditors, while managing capital adequacy and allocation across our businesses for the benefit of our shareholders. In addition, we maintain strong financial flexibility by ensuring that sufficient liquid assets are available to cover our
anticipated payment obligations and funding requirements. We invest in various types of assets with a view to matching them with liabilities of various durations. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The regulatory environments in which we operate are expected to evolve as governments and regulators work to develop the appropriate level of financial regulation
required to ensure that capital, liquidity and risk management practices are sufficient to withstand severe economic downturns. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_30"></A>1.
Capital </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have a capital risk policy designed to maintain a strong capital position and to provide the flexibility necessary to take advantage of growth
opportunities, to support the risk associated with our businesses and to optimize shareholder return. Our capital risk policy is also intended to provide an appropriate level of risk management over capital adequacy risk, which is defined as the
risk that capital is not or will not be sufficient to withstand adverse economic conditions, to maintain financial strength, or to allow the Company and its subsidiaries to take advantage of opportunities for expansion. Our capital base is
structured to exceed minimum regulatory and internal capital targets and to maintain strong credit and financial strength ratings, while maintaining a capital-efficient structure. Capital is managed both on a consolidated basis under principles that
consider all the risks associated with the business as well as at the business group level under the principles appropriate to the jurisdictions in which we operate. The capital of our foreign subsidiaries is managed on a local statutory basis in a
manner commensurate with their individual risk profiles. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Financial, including all of its business groups, engages in a capital planning process annually
in which capital deployment options, capital raising and dividend recommendations are presented to the Board of Directors. Capital reviews are regularly conducted which consider the potential impacts under various business, interest rate and equity
market scenarios. Relevant components of these capital reviews, including dividend recommendations, are presented to the Risk&nbsp;&amp; Conduct Review Committee on a quarterly basis. The Board of Directors is responsible for the approval of our
annual capital plan and quarterly shareholder dividends. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company&#146;s capital risk policy establishes policies, operating guidelines and procedures that
govern the management of capital. The capital risk policy is reviewed annually by the Risk&nbsp;&amp; Conduct Review Committee and any changes are approved by the Board of Directors. Our Corporate Treasury and Risk Management functions are
responsible for the development and implementation of the capital risk policy. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company&#146;s capital base consists mainly of common shareholders&#146;
equity. Other sources of capital include preferred shareholders&#146; equity and subordinated debt issued by SLF Inc. and Sun Life Assurance. For Canadian regulatory purposes, our capital also includes innovative capital instruments issued by Sun
Life Capital Trust and Sun Life Capital Trust II. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">42&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table summarizes the sources of our capital and our capital position over the past two years. Notes 13,
14, 15 and 21 to our 2018 Annual Consolidated Financial Statements include additional details on our capital. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Subordinated debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,039</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,437</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Innovative capital instruments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>699</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>864</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">650</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Preferred shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,257</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Common shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>21,449</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">20,064</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>24,570</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22,971</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total capital</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>28,308</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,107</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Financial leverage ratio<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>21.2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">23.6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Innovative capital instruments are presented net of associated transaction costs and consist of SLEECS, which were issued
by Sun Life Capital Trust and Sun Life Capital Trust II. SLEECS qualify as capital for Canadian regulatory purposes. However, under IFRS they are reported as Senior debentures in our Annual and Interim Consolidated Financial Statements.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our total capital consists of subordinated debt and other
capital instruments, participating policyholders&#146; equity and total shareholders&#146; equity which includes common shareholders&#146; equity and preferred shareholders&#146; equity. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Common shareholders&#146; equity was $21.4&nbsp;billion as at December&nbsp;31, 2018, compared with $20.1&nbsp;billion as at December&nbsp;31, 2017. The
$1.4&nbsp;billion increase was due to common shareholders&#146; net income and OCI, partially offset by dividends on common shares and shares repurchased and cancelled. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The table below provides the earliest par call and maturity dates for our subordinated debt, innovative capital instruments and preferred shares outstanding as at
December&nbsp;31, 2018. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Description</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Interest<BR>Rate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Earliest&nbsp;Par&nbsp;Call</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>Date/Redemption<BR>Date<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Maturity</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Principal/<BR>Face&nbsp;Amount</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Subordinated Debt Issued by Sun Life Assurance</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;6.30% Debentures, Series 2</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">6.30%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>n/a</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2028</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">150</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Subordinated Debt Issued by SLF Inc.</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series <FONT STYLE="white-space:nowrap">2007-1</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">5.40%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>May&nbsp;29, 2037</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2042</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series <FONT STYLE="white-space:nowrap">2014-1</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">2.77%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>May&nbsp;13, 2019</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2024</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series <FONT STYLE="white-space:nowrap">2015-1</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">2.60%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>September&nbsp;25,&nbsp;2020</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2025</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series <FONT STYLE="white-space:nowrap">2016-1</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">3.10%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>February&nbsp;19, 2021</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2026</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series <FONT STYLE="white-space:nowrap">2016-2</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">3.05%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>September&nbsp;19, 2023</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2028</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series <FONT STYLE="white-space:nowrap">2017-1</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">2.75%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>November&nbsp;23, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2027</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Trust Units Issued by Sun Life Capital Trust</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLEECS - Series B</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">7.09%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>June&nbsp;30, 2032</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Debt Securities Issued by Sun Life Capital Trust II</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLEECS - Series <FONT STYLE="white-space:nowrap">2009-1</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">5.86%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>December&nbsp;31, 2019</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2108</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Class&nbsp;A Preferred Shares Issued by SLF Inc.</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">4.75%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Any time</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 2</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">4.80%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Any time</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">325</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 3</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">4.45%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Any time</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 4</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">4.45%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Any time</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">4.50%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Any time</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 8R<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">2.275%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>June&nbsp;30, 2020</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 9QR<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">Floating</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>June&nbsp;30, 2020<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">150</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 10R<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">2.842%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>September&nbsp;30, 2021</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 11QR<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">Floating</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>September&nbsp;30,&nbsp;2021<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Perpetual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series
12R<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">3.806%</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2021</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">Perpetual</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">300</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The earliest date on which the Company has the option, but not the obligation, to call securities for redemption at their
par value. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">On the earliest redemption date and every five years thereafter, the dividend rate will reset to an annual rate equal to
the <FONT STYLE="white-space:nowrap">5-year</FONT> Government of Canada bond yield plus a spread specified for each series. The specified spread for Class&nbsp;A shares is: Series 8R - 1.41%, Series 10R - 2.17% and Series 12R - 2.73%. On the
earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert their shares into the series that is one number higher than their existing series. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders of Series 9QR Shares will be entitled to receive quarterly floating rate
<FONT STYLE="white-space:nowrap">non-cumulative</FONT> dividends at an annual rate equal to the then <FONT STYLE="white-space:nowrap">3-month</FONT> Government of Canada treasury bill yield plus 1.41%. Holders of the Series 9QR Shares will have the
right, at their option, to convert their Series 9QR Shares into Series 8R Shares on June&nbsp;30, 2020, and on June&nbsp;30 every five years thereafter. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders of Series 11QR Shares will be entitled to receive quarterly floating rate
<FONT STYLE="white-space:nowrap">non-cumulative</FONT> dividends at an annual rate equal to the then <FONT STYLE="white-space:nowrap">3-month</FONT> Government of Canada treasury bill yield plus 2.17%. Holders of the Series 11QR Shares will have the
right, at their option, to convert their Series 11QR Shares into Series 10R Shares on September&nbsp;30, 2021, and on September&nbsp;30 every five years thereafter. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redeemable on the redemption date and every five years thereafter, in whole or in part, at par, and on any other date at
$25.50 per share. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table shows the number of common shares and stock options outstanding of SLF Inc. for the last two
years. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><FONT STYLE="font-size:9pt"><B>&nbsp;Number of Common Shares Outstanding</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;(in millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>610.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Stock options exercised</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Common shares repurchased and cancelled</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(12.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3.5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Shares issued as consideration for business
acquisition</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>0.1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Balance, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>598.5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">610.5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><FONT STYLE="font-size:9pt"><B>&nbsp;Number of Stock Options Outstanding</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;(in millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Options issued</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Options exercised, forfeited or expired</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(0.4</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(0.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Balance, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3.1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3.0</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Under our Canadian Dividend Reinvestment and Share Purchase Plan (the &#147;Plan&#148;), Canadian-resident common and preferred
shareholders may choose to have their dividends automatically reinvested in common shares of SLF Inc. and may also purchase common shares through the Plan with cash. For dividend reinvestments, we may, at our option, issue common shares of SLF Inc.
from treasury at a discount of up to 5% to the volume-weighted average trading price or direct that common shares be purchased on behalf of participants on the open market through the TSX and alternative Canadian trading platforms (collectively, the
&#147;Exchanges&#148;) at the market price. Common shares of SLF Inc. acquired by participants through optional cash purchases may also be issued from treasury or purchased through the Exchanges at SLF Inc.&#146;s option, in either case at no
discount. Commencing with the dividends payable on March&nbsp;31, 2016 and until further notice, common shares purchased under the Plan were purchased on the open market. There are no applicable discounts because the common shares are being
purchased on the open market and are not being issued from treasury. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc. grants stock options to certain employees. These options are granted at the closing
price of SLF Inc.&#146;s common shares on the TSX on the grant date. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at January&nbsp;31, 2019, SLF Inc. had 597,163,466 common shares, 3,076,414 options to
acquire SLF Inc. common shares and 92,200,000 Class&nbsp;A Shares outstanding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_31"></A>2. Capital Adequacy </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">OSFI has indicated that it will review the effectiveness of the LICAT guideline and update it to keep abreast of development in the life insurance industry and
evolving risk measurement and management practices </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>SLF Inc. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc.
is a <FONT STYLE="white-space:nowrap">non-operating</FONT> insurance company and was subject to OSFI&#146;s LICAT guideline as at December&nbsp;31, 2018. In accordance with this guideline, SLF Inc. manages its capital in a manner commensurate with
its risk profile and control environment, and SLF Inc.&#146;s regulated subsidiaries comply with the capital adequacy requirements imposed in the jurisdictions in which they operate. SLF Inc.&#146;s consolidated capital position is above its
internal target. As at December&nbsp;31, 2018, SLF Inc.&#146;s LICAT ratio was 144%. For additional information, refer to section F - Financial Strength in this document. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Sun Life Assurance </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Assurance, SLF Inc.&#146;s principal operating
life insurance subsidiary in Canada, was subject to OSFI&#146;s LICAT guideline as at December&nbsp;31, 2018. The Company expects to maintain a LICAT ratio for Sun Life Assurance at or above 120%. With a LICAT ratio of 131% as at December&nbsp;31,
2018, Sun Life Assurance&#146;s capital ratio is well above OSFI&#146;s supervisory ratio of 100% and regulatory minimum ratio of 90%. The LICAT guideline uses a risk-based approach for measuring specific life insurer risks and for aggregating the
results to calculate the amount of a life insurer&#146;s regulatory required capital to support these risks. Certain of these risk components, along with available capital, are sensitive to changes in equity markets and interest rates as outlined in
the Risk Management section of this MD&amp;A. For additional information, refer to section F - Financial Strength in this document. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">44&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table shows the components of Sun Life Assurance&#146;s LICAT ratio for 2018. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="91%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Sun Life Assurance LICAT Ratio</B></P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Capital resources</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Retained earnings and contributed surplus</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13,338</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Adjusted accumulated other comprehensive income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,405</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Common and preferred shares</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,945</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Innovative capital instruments and subordinated debt</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>849</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Less:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Goodwill</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,552</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">&nbsp;Non-life</FONT> investments
and other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,791</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Available capital</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16,253</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Surplus allowance and eligible deposits</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>8,799</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Total Capital resources</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>25,052</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Capital requirements</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Credit, market and insurance risks</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>19,887</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Less: Diversification and other credits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,292</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Segregated fund guarantee risk</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>983</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Operational risk</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,646</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total before scalar</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>18,224</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Base solvency buffer (Total before scalar x
1.05)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>19,136</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;LICAT ratio</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>131</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Foreign Life Insurance Companies </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Foreign
subsidiaries and foreign operations of SLF Inc. must comply with local capital or solvency requirements in the jurisdictions in which they operate. Our operations maintained capital levels above the minimum local regulatory requirements during 2018.
Additional information on capital and regulatory requirements for our foreign subsidiaries and foreign operations is provided in SLF&nbsp;Inc.&#146;s AIF under the heading Regulatory Matters. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the U.S., as at December&nbsp;31, 2018, we have two internal reinsurance arrangements with affiliated reinsurance companies, in Delaware and Vermont, relating to
our closed block of individual universal life insurance products with <FONT STYLE="white-space:nowrap">no-lapse</FONT> guarantee benefits issued in the U.S. The Delaware reinsurance structure was established in 2013 and finances excess U.S.
statutory reserves for certain universal life policies issued between January 2000 and February 2006. The financing of U.S. statutory reserve requirements in excess of those required under IFRS for the Delaware reinsurance company is supported by a
guarantee from SLF&nbsp;Inc. The Vermont reinsurance structure was established in 2007 for certain policies issued between March 2006 and December 2008. Under the Vermont reinsurance structure, the related excess U.S. statutory reserve requirements
are funded through a long-term financing arrangement established with an unrelated financial institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_32"></A>3. Shareholder Dividends
</B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The declaration, amount and payment of dividends by SLF Inc. is subject to the approval of our Board of Directors and is dependent on our results of
operations, our reported net income, financial condition, cash requirements and contractual restrictions. Capital management activities, as well as regulatory considerations and macro-economic factors including the economic outlook for the
jurisdictions in which we do business, are also considered along with other factors. The Board of Directors reviews the level of dividends on a quarterly basis. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A
regular and appropriate level of dividend payout and growth provides a stable source of return to common shareholders. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We target a dividend payout ratio of
between 40% and 50% based on underlying net income, except where circumstances and the factors noted above would suggest a different ratio. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">During 2018, our
dividend payout ratio to common shareholders based on our reported net income was 46% and on an underlying net income basis was 39%. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc. increased its common shareholders&#146; dividend for the fourth quarter of 2018 to $0.50. Total common
shareholder dividends declared in 2018 were $1.905 per share, compared to $1.745 in 2017. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"><B>Dividends declared</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;Amount per share</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Common shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.905</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.745</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.620</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Class&nbsp;A preferred shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.187500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.187500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.187500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 2</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.200000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.200000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.200000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 3</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.112500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.112500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.112500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 4</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.112500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.112500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.112500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.125000</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.125000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.125000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 8R<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.568800</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.568800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.568800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 9QR<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.656200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.493900</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.476000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 10R<SUP STYLE="font-size:85%; vertical-align:top">(1)(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.710500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.710500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.908900</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series 11QR<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.846200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.683900</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.169000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Series
12R<SUP STYLE="font-size:85%; vertical-align:top">(1)(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>0.951500</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">0.951500</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1.062500</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">On the redemption date and every five years thereafter, the dividend rate will reset to an annual rate equal to the <FONT
STYLE="white-space:nowrap">5-year</FONT> Government of Canada bond yield plus a yield specified for each series. The specified yield for Class&nbsp;A shares is: Series 8R - 1.41%, Series 10R - 2.17% and Series 12R - 2.73%. On the earliest redemption
date and every five years thereafter, holders will have the right, at their option, to convert their shares into the series that is one number higher than their existing series. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The dividend rate was reset on June&nbsp;30, 2015 to a fixed annual dividend rate of 2.275% until the redemption date
June&nbsp;30, 2020. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders of the Series 9QR Shares are entitled to receive quarterly floating rate
<FONT STYLE="white-space:nowrap">non-cumulative</FONT> dividends at an annual rate equal to the then <FONT STYLE="white-space:nowrap">3-month</FONT> Government of Canada treasury bill yield plus 1.41%. Holders of the Series 9QR Shares will have the
right, at their option, to convert their Series 9QR Shares into Series 8R Shares on June&nbsp;30, 2020 and on June&nbsp;30 every five years thereafter. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The dividend rate was reset on September&nbsp;30, 2016 to a fixed annual dividend rate of 2.842% until the redemption date
September&nbsp;30, 2021. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders of the Series 11QR Shares are entitled to receive quarterly floating rate
<FONT STYLE="white-space:nowrap">non-cumulative</FONT> dividends at an annual rate equal to the then <FONT STYLE="white-space:nowrap">3-month</FONT> Government of Canada treasury bill yield plus 2.17%. Holders of the Series 11QR Shares will have the
right, at their option, to convert their Series 11QR Shares into Series 10R Shares on September&nbsp;30, 2021 and on September&nbsp;30 every five years thereafter. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The dividend rate was reset on December&nbsp;31, 2016 to a fixed annual dividend rate of 3.806% until the redemption date
December&nbsp;31, 2021. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_33"></A>4. Principal Sources and Uses of Funds </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our primary source of funds is cash provided by operating activities, including premiums, investment management fees and net investment income. These funds are used
primarily to pay policy benefits, dividends to policyholders, claims, commissions, operating expenses, interest expenses and shareholder dividends. Excess cash flows generated from operating activities are generally invested to support future
payment requirements. We also raise funds from time to time, through borrowing and issuing of securities, to finance growth, acquisitions or other needs. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at
December&nbsp;31, 2018, we maintained net cash, cash equivalents and short-term securities totaling $9.4&nbsp;billion. In addition to providing for near-term funding commitments, cash, cash equivalents and short-term securities include amounts that
support short-term payment obligations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Net cash, cash equivalents and short-term securities increased $652&nbsp;million in 2018. The below table outlines our
principal sources and uses of cash. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net cash provided by operating activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,834</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net cash provided by (used in) investing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(280</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(339</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net cash provided by (used in) financing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,566</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,019</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Changes due to fluctuations in exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(179</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Increase (decrease) in cash and cash equivalents</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,238</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(553</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net cash and cash equivalents, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,956</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,509</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net cash and cash equivalents, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,194</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,956</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Short-term securities, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,208</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,794</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Net cash, cash equivalents and short-term securities, end of
year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>9,402</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8,750</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_34"></A>5. Liquidity </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We
generally maintain an overall asset liquidity profile that exceeds requirements to fund insurance contract liabilities under prescribed adverse liability demand scenarios. To strengthen our liquidity further, we actively manage and monitor our: </P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">capital levels </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">asset levels </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">matching position </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">diversification and credit quality of investments </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">cash forecasts and actual amounts against established targets </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">46&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are subject to various regulations in the jurisdictions in which we operate. The ability of SLF Inc.&#146;s
subsidiaries to pay dividends and transfer funds is regulated in certain jurisdictions and may require local regulatory approvals and the satisfaction of specific conditions in certain circumstances. Through effective cash management and capital
planning, SLF Inc. ensures that its subsidiaries, as a whole and on a stand-alone basis, are properly funded and maintain adequate liquidity to meet obligations, both individually and in aggregate. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Inc. and its wholly-owned holding companies had $2,523&nbsp;million in cash and other liquid assets as at December&nbsp;31, 2018. See section F - Financial
Strength for more information. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We maintain various credit facilities for general corporate purposes, as set out in the table below. Unless otherwise noted, all
amounts are in Canadian dollars. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;Credit Facility</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Utilized</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Expiry</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Utilized</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Expiry</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Committed</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>US&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>US&nbsp;$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2021</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">US&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">US&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Uncommitted</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>US&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>US&nbsp;$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>74</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">US&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">US&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Uncommitted</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>225</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>110</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" ALIGN="right">93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Uncommitted</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>US&nbsp;$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>US&nbsp;$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">US&nbsp;$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">US&nbsp;$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The agreement relating to our committed credit facility contains typical covenants for investment grade companies regarding solvency,
credit ratings and financial strength, all of which were met as at December&nbsp;31, 2018. These covenants include, but are not limited to, the maintenance of total equity by SLF Inc. of at least $12&nbsp;billion, tested as of the last day of each
fiscal quarter. SLF Inc.&#146;s total equity was $24.6&nbsp;billion as at December&nbsp;31, 2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our failure to comply with the covenants under the committed
credit facility would, subject to grace periods in the case of certain covenants, result in an event of default. This could require us to repay any outstanding borrowings or to cash collateralize letters of credit under the facility. A failure by
SLF Inc. (or any of its subsidiaries) to pay an obligation due for an amount exceeding $250&nbsp;million would also result in an event of default under the committed credit facility described above. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Based on our historical cash flows and liquidity management processes, we believe that the cash flows from our operating activities will continue to provide sufficient
liquidity for us to satisfy debt service obligations and to pay other expenses as they fall due. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_35"></A>&nbsp;J. Risk Management </B></FONT></P></div>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_36"></A>1. Risk Management Framework </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company has an
established Risk Management Framework (&#147;Risk Framework&#148;) approved by the Board of Directors that prescribes a comprehensive set of protocols and programs that need to be followed in conducting business activities. The risks that arise when
providing products and services to Clients, which are in line with our purpose to help our Clients achieve lifetime financial security and live healthier lives, are managed within these protocols and programs. Effective risk management is critical
to the overall profitability, competitive market positioning and long-term financial viability of the Company. While all risk cannot necessarily be eliminated, the Risk Framework seeks to ensure that risks to a business undertaking are appropriately
managed to achieve the Company&#146;s business objectives over time and are not expected to exceed <FONT STYLE="white-space:nowrap">pre-established</FONT> boundaries for risk taking. The Risk Framework, corporate strategy and business objectives are
all aligned and risk management protocols and programs are embedded within every business segment. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g677604g61h60.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Three Lines of Defence </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company has
adopted the Three Lines of Defence model to provide a consistent, transparent and clearly documented allocation of accountability and segregation of functional responsibilities. This segregation of responsibility helps to establish a robust control
framework that promotes transparent and independent challenge of all risk taking activities, and encourages that all functions engage in self-critical examination to foster continuous improvement of the management of risk in our business. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The <B>first line of defence (&#147;LOD&#148;) </B>is represented by the business segment management who own the risks that are intrinsic to the business and have the
primary responsibility to identify, measure, manage, monitor and report these risks. Some of the first LOD risk related responsibilities include: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Management, mitigation and reporting on risk within their business operations; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Accountability for business results and the risks taken to achieve those results; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Identification of key and emerging risks; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Operating within risk appetite and according to risk management policies. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The <B>second line of defence </B>includes the Chief Risk Officer (&#147;CRO&#148;) and various functional heads who are responsible for providing independent
oversight of our Company-wide risk management programs. The CRO is responsible for developing our Risk Framework and Risk Appetite Policy, and for overseeing the development and implementation of risk management strategies aimed at optimizing the
risk-return profile of the Company. The CRO is supported by a network of business segment risk officers. The functional heads support the CRO in the implementation and communication of our Risk Framework and Risk Appetite Policy. Some of the key
second LOD risk related responsibilities include: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Establishment of the risk management framework and policies; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Providing oversight, and challenge, of first line current and emerging risks; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Independent reporting to the Board of Directors on the level of risk against risk appetite. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">48&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The <B>third line of defence </B>responsibilities are distinct from first and second LOD responsibilities. The
Internal Audit function is the third LOD and is responsible for providing independent assurance to management, the Risk&nbsp;&amp; Conduct Review Committee and OSFI on the design and operational effectiveness of the risk management practices carried
out by first LOD and second LOD. Internal Audit provides a quarterly opinion on the effectiveness of internal controls, risk management and governance processes to the Risk&nbsp;&amp; Conduct Review Committee. In addition, the Risk&nbsp;&amp;
Conduct Review Committee may engage third-party independent reviews to supplement the third LOD review of the effectiveness of the Company&#146;s risk management programs. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_37"></A>2. Risk Universe </B></P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As a large financial services
organization operating in a complex industry, the Company encounters a variety of risks. We are subject to financial and insurance risks that are connected to our liabilities and also in connection with the management and performance of our assets,
including how we match returns from assets with the payment of liabilities to our Clients. We also face risks in formulating our business strategy and business objectives, in carrying on our business activities in the pursuit of our strategy and
objectives, and from external factors such as changes in the economic, political, competitive and regulatory environments. The Risk Framework covers all risks and these have been grouped into six major categories: credit, market, insurance, business
and strategic, operational and liquidity risks. The Risk Framework sets out the key risk management processes in the areas of risk: appetite, identification, measurement, management, monitoring and reporting. The Risk Framework sets out both
qualitative and quantitative measures and processes to control the risk the Company will bear in respect of each of these categories of risk and in aggregate. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_38">
</A>3. Risk Culture and Philosophy </B></P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Risk Framework recognizes the importance of risk culture in the effective management of the Company&#146;s risks. Risk
culture relates to how we behave and respond, in addition to the requirements we set. It enables and rewards taking the right risks in an informed manner. It facilitates effective challenge and being transparent about risks and outcomes without fear
of reprisal. It drives us to understand Client needs and preferences so that we can act in their best interests. Our risk culture is supported by a strong tone from the top which emanates from the Board of Directors and cascades through the Board
Committees, our Chief Executive Officer (&#147;CEO&#148;) and other executive officers, management and staff. A key premise of our risk management culture is that all employees have an important role to play in managing the Company&#146;s risks. In
order to support employees in fulfilling their role, we have taken action to ensure our risk protocols and procedures are well defined and embedded in our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT>
business activities, assess that appropriate resources and training are provided, establish and communicate a common risk philosophy and a high bar for integrity and conduct, and encourage every employee to openly identify risk exposures and
communicate escalating risk concerns. The following six elements are foundational to our risk culture: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Establishing tone from the top </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Encouraging transparency in risk-taking </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Performing effective challenge in conducting business decisions </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Aligning incentives and risk management practices </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Effectively communicating the risk culture expectations </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Establishing clear accountabilities </P></TD></TR></TABLE>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our risk management program is embedded in the Company&#146;s culture, which encourages ownership and responsibility for risk management at all levels. Our compensation
programs are aligned to the organization&#146;s risk management practices through our governance structure for the design and approval of incentive compensation plans and processes used to support the alignment of compensation and risk management.
We continuously reinforce and embed the culture through communication and training on the risk culture elements at various forums and across various levels through training on the Code of Conduct annually, reinforcing accountability through
performance reviews and compensation, and through defining roles, responsibilities and expectations in the risk management policies. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Risk Framework sets out
the Company&#146;s risk philosophy and includes the following core principles. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Strategic Alignment </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our corporate strategy and business objectives are required to be established within the boundaries set out in the Risk Framework and the Risk Appetite Policy. This
requires us to consider whether a business activity will result in a risk profile that we are willing to accept and which we are prepared to manage. We have established a range of explicit risk appetite limits and control points for credit, market,
insurance, operational and liquidity risks. Business and strategic risk is managed through our strategic and business planning process and controls over the implementation of these strategic and business plans. Risks associated with activities
outside our risk appetite or outside the acceptable defined risks are avoided. </P> <P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Stakeholder Interests </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Risk Appetite Policy considers the interests of a large number of key stakeholders, including policyholders, shareholders, debt-holders, employees, regulators,
distributors, rating agencies and other capital markets participants. The policy describes how to balance the needs, expectations, risk and reward perspectives, and investment horizons of these different stakeholders. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Effective risk management requires that objectives and incentives be aligned to ensure management&#146;s decisions are aligned with the Company&#146;s risk philosophy
and risk appetite. To ensure this, the business plans and strategies are independently tested to ensure that they operate within the boundaries and requirements set out in the Risk Framework and the Risk Appetite Policy, and the results of this
testing are reported to the Board of Directors. Compensation programs for employees are approved by the Board of Directors and the Board Committees and are aligned with the Company&#146;s risk philosophy, values, business and risk management
strategies, and the long-term interests of stakeholders. In establishing annual performance objectives, we consider risk management goals to ensure that business decisions are consistent with the desired risk and return profile of the Company. </P>
<P STYLE="margin-top:8pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Capability Alignment </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We seek out profitable risk-taking opportunities in
those areas where we have established risk management skills and capabilities. Conversely, we endeavour to avoid or transfer risks that are beyond our risk-taking capability. Our ability to measure and evaluate risks, the quality of our risk
governance and control environment, the depth and quality of our risk responses and the robustness of our pricing strategies are particularly important capabilities that we assess. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Portfolio Perspective </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In
evaluating a particular risk, consideration is given to a portfolio perspective of risk and return including the explicit recognition of the impacts of diversification and concentration and how different risks interact with each other. This
perspective is extended to the development of risk mitigation and pricing strategies, recognizing that often the most cost-effective way of managing risk involves utilizing available relationships already inherent in our business. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk-Adjusted Returns </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The financial return metrics which are used to assess
business activities are required to be risk-adjusted. Financial return metrics are developed in consideration of the constraints set out in the Risk Appetite Policy, and reflect the expected costs of mitigation and the cost of risk capital required
to support the risk taking activity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_39"></A>4. Risk Appetite </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Risk Appetite Policy defines the amount and type of risk we are willing to accept in pursuit of our business objectives, and is approved by the Board of Directors.
It is forward-looking and our strategic plan, capital plan, business plan and business objectives are established within its boundaries. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company&#146;s risk
appetite seeks to balance the various needs, expectations, risk and reward perspectives and investment horizons of key stakeholders. In particular, our risk appetite supports the pursuit of shareholder value while ensuring that the Company&#146;s
ability to pay claims and fulfill policyholder commitments is not compromised. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company&#146;s risk appetite is the primary mechanism to communicate its risk
philosophy and the boundaries of permissible risk-taking across the enterprise. It ensures that business activities are assessed against performance criteria that are appropriately risk-adjusted. Our risk appetite supports the objective of
maintaining adequate capital, managing return on equity, managing earnings volatility, managing long-term profitability and managing liquidity. To accomplish this, our risk appetite includes a wide array of qualitative and quantitative standards
that reflect the Company&#146;s overall risk management principles and values. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We generally accept diversifiable risks and utilize risk pooling to create
portfolios with relatively low liability volatility. We take risk where we have internal expertise such as actuarial, underwriting, claims management, investment and distribution or where reinsurance partners are able to supplement our internal
expertise. We prefer risks where it is possible to diversify across various segments including products, geographies, distribution channels or asset classes in order to maximize diversification opportunities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Risk Appetite Policy sets out specific constraints which define the aggregate level of risk that the Company is willing to accept. We translate our risk appetite
constraints into specific risk limits by risk class and business segment. Our risk profile is measured, managed and monitored regularly to ensure that we operate within our risk appetite. Our risk appetite limits are reviewed periodically to reflect
the risks and opportunities inherent in our evolving business strategies and operating environment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_40"></A>5. Risk Governance </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Risk Framework sets out lines of responsibility and authority for risk-taking, governance and control. These governance requirements are summarized below. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g677604g67l15.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">50&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Board of Directors </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our
Board of Directors is ultimately responsible for ensuring the oversight of all risks across the enterprise and has primary responsibility for taking action to ensure risk management policies, programs and practices are in place. By approving our
Risk Framework and the Risk Appetite Policy, and providing ongoing oversight of the risk management programs, the Board of Directors monitors that the principal risks are appropriately identified and managed. The Board of Directors oversees business
and strategic risk through review and approval of the business and strategic plans, and regularly discusses key themes, issues and risks emerging in connection with the design or implementation of these plans. The Board of Directors also monitors
risk management activities of our subsidiaries and risk posed to the Company through its joint venture arrangements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Risk&nbsp;&amp; Conduct Review Committee
is a standing committee of the Board of Directors whose primary functions are to assist the Board of Directors with oversight of the management of risk enterprise-wide and of the risk management function, to ensure that management has in place
policies, processes and controls designed to identify and effectively manage the significant risks to which the Company is exposed and has sufficient capital to underpin those risks. The Committee regularly monitors that the risk profile is within
the agreed risk appetite of the Company and that the Company&#146;s capital position is in compliance with regulatory capital requirements, and recommends to the Board for approval, and monitors, the specific risk limits allocated to the businesses
and the annual Capital Plan. The Risk&nbsp;&amp; Conduct Review Committee meets with senior business and functional leaders who have first-hand knowledge of risks and the risk management programs, oversees the effectiveness of the risk management
function, and obtains reports from Internal Audit on the effectiveness of risk controls within the business and risk function. It reviews and approves all risk management policies and reviews compliance with those policies. In addition, where the
Board of Directors has allocated oversight of specific risk management programs to other committees of the Board of Directors (&#147;Board Committees&#148;), the Risk&nbsp;&amp; Conduct Review Committee is tasked with providing the Board of
Directors with an integrated view of oversight of all risk management programs across all Board committees. The committee also oversees compliance with legal and regulatory requirements and the identification and management of compliance risk. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Governance, Nomination&nbsp;&amp; Investment Committee of the Board of Directors is responsible for assisting the Board of Directors in reviewing and monitoring
the Company&#146;s Investment Plan and investment performance, overseeing investment practices, procedures and controls related to the management of the general fund investment portfolio and the Company&#146;s asset management businesses, and
reviewing and approving transactions, either separately or jointly with the Risk&nbsp;&amp; Conduct Review Committee, where the acquisition of individual investments for the General Account would, on their own, exceed certain limits or ranges in the
Investment and Credit Risk Management Policy. In addition, the Committee is also responsible for developing effective corporate governance guidelines and processes including policies and processes to sustain ethical behaviour, and developing
processes to assess the effectiveness of the Board of Directors and its Committees. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Audit Committee of the Board of Directors is responsible for assisting the
Board of Directors in overseeing the integrity of financial statements and related information provided to shareholders and others, compliance with financial regulatory requirements, adequacy and effectiveness of the internal controls implemented
and maintained by management, and assessing the qualifications, independence and performance of the external auditor. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Management Resources Committee of the
Board of Directors is responsible for assisting the Board of Directors in ensuring we have the leadership resources for succession of senior executive positions and programs to effectively attract, retain, develop and reward executives for achieving
our strategic objectives. The Management Resources Committee reviews the design, approval and governance of material incentive programs to align business objectives and incentives to ensure that these incentive programs do not encourage excessive
risk taking, and reviews the implications of key enterprise risks, including human resources risks, on compensation design and human resources practices. In addition, the Management Resources Committee reviews and makes recommendations to the Board
of Directors with respect to compensation matters, including the remuneration of executives who have a material impact on the risk exposure of the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Senior Management Committees </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Executive Risk Committee (&#147;ERC&#148;) provides executive management oversight of the Company&#146;s enterprise risk management activities. This includes the
review and articulation of the risk appetite, review that the risk profile is within the agreed risk appetite, and review that there are policies, processes and controls in place to identify and effectively manage the significant risks, in
accordance with the risk appetite and overall objective of promoting a balanced business and product model that will achieve agreed upon risk-adjusted returns and allocate capital accordingly. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Investment&nbsp;&amp; Credit Risk Committee is responsible for reviewing matters related to the management of the Company&#146;s general fund assets which includes
providing oversight and direction on the current and potential credit and investment risk exposures facing the Company and mitigating strategies to ensure that effective credit risk management practices and controls are in place. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Corporate Asset Liability Management Committee is responsible for providing executive oversight and direction for the effective measurement, control and management
of the market and liquidity risks in the design and operation of general fund investment strategies for efficiently discharging the Company&#146;s general fund liabilities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Operational Risk&nbsp;&amp; Compliance Committee is responsible for providing oversight of the Company&#146;s operational and compliance risk management practices,
current and emerging operational risk exposures, and the processes to ensure ongoing identification of major operational and compliance risks facing the Company. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Insurance Risk Committee is responsible for providing oversight and direction on insurance risk exposures facing the Company and to ensure that effective insurance
risk management practices and controls are in place. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Accountabilities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Primary accountability for risk management is delegated by the Board of Directors to our CEO, and the CEO further delegates responsibilities throughout the Company
through management authorities and responsibilities. The CEO delegates accountability for risk management to our executive officers, who are accountable for ensuring the management of risk in the scope of their business accountability is in
accordance with the Board-approved Risk Framework, Risk Appetite Policy and risk management policies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_41"></A>6. Risk Management Policies
</B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In order to support the effective communication, implementation and governance of our Risk Framework, we have codified our processes and operational
requirements in a comprehensive series of risk management policies and operating guidelines. These policies and guidelines promote the application of a consistent approach to managing risk exposures across our global business platform. The Board of
Directors and Board Committees regularly review and approve significant changes to the risk management policies and also regularly review management&#146;s reporting and attestation on compliance to these policies. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_42"></A>7. Risk Management Process </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The risk management
process as set out in our Risk Framework is described below: </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Identification and Measurement </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All business segments employ a common approach to identify and measure risks. Business segments have accountability for identifying and managing risks facing their
business. We have a process to identify and monitor emerging risks that may have a material impact on our finances, operations or reputation. We evaluate potential correlations between various risk events and categories, and monitor emerging risks,
regulatory and rating agency requirements, and industry developments. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Risk measurement involves determining and evaluating potential risk exposures, and includes
a number of techniques such as monitoring key risk indicators, assessing probability and severity of risks, and conducting stress testing. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A robust stress testing
program is an essential component of the Company&#146;s Risk Framework used to measure, monitor and mitigate the Company&#146;s risk exposures and ensure ongoing capital adequacy under plausible stress events. Stress testing is performed on key
metrics such as earnings, regulatory capital ratios and liquidity to identify and monitor potential vulnerabilities to key risk drivers and ensure that the Company is operating within its risk appetite. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We develop and test a range of scenarios based on our internal assessment and regulatory guidance. Sensitivity testing is conducted on a regular basis and measures the
earnings and regulatory capital impact from changes in underlying risk factors. Sensitivity testing is performed for individual risks and for consolidated risk exposures at different levels of stress and at various levels of aggregation. Scenario
testing involves changes to a number of risk factors to assess the impact of and interaction between these risk factors. These scenarios include integrated scenario testing, reverse scenario testing and key assumption sensitivity testing. We also
use the Dynamic Capital Adequacy Testing (&#147;DCAT&#148;) process, as required by our regulator, to project income and capital for a five-year period under plausible adverse scenarios. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">52&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Management, Monitoring and Reporting </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Risk management decisions are formed by evaluating how well the outcomes of the risk measurements and risk assessments for a business activity conform to our risk
appetite, including an assessment of risk-adjusted return. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Monitoring processes include oversight by the Board of Directors, which is exercised through Board
Committees and senior management committees described in the section of this MD&amp;A under the heading Risk Governance. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Senior management committees, Board
Committees and the Board of Directors regularly review reports that summarize our risk profile, including the exposures across our principal risks including any changes in risk trends and emerging risks. These committees also review the
effectiveness of the mitigation strategies presented in the reports. On a regular basis, the Board of Directors and the Board Committees review and approve any significant changes to key policies for the management of risk and review compliance with
these policies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_43"></A>8. Risk Categories </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT
STYLE="font-family:ARIAL;background-color:#ededed">The shaded text and tables in the following section of this MD&amp;A represent our disclosure on credit, market and liquidity risks in accordance with IFRS 7 <I>Financial Instruments -
Disclosures</I> and includes a discussion on how we measure risk and our objectives, policies and methodologies for managing these risks. The shaded text and tables represent an integral part of our audited annual Consolidated Financial Statements
for the year ended December&nbsp;31, 2018. The shading in this section does not imply that these disclosures are of any greater importance than <FONT STYLE="white-space:nowrap">non-shaded</FONT> tables and text, and the Risk Management disclosure
should be read in its entirety.</FONT><FONT STYLE="font-family:ARIAL"> This information should be considered carefully together with other information in this MD&amp;A and in our 2018 AIF, our 2018 Consolidated Financial Statements and other reports
and materials that we file with securities regulators. </FONT></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8pt; font-family:ARIAL">In this section, segregated funds include segregated fund guarantees, variable annuities and investment products, and includes <FONT
STYLE="white-space:nowrap">Run-off</FONT> reinsurance in our Corporate business segment. </P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Risk Framework has grouped all risks into six major risk
categories: credit, market, insurance, business and strategic, operational and liquidity risks. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>i. Credit Risk </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Credit risk is the possibility of loss from amounts owed
by our borrowers or financial counterparties. We are subject to credit risk in connection with issuers of securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties (including derivative, repurchase
agreement and securities lending counterparties), other financial institutions and other entities. Losses may occur when a counterparty fails to make timely payments pursuant to the terms of the underlying contractual arrangement or when the
counterparty&#146;s credit rating or risk profile otherwise deteriorates. Credit risk can also arise in connection with deterioration in the value of, or ability to realize, any underlying security that may be used as collateral for the debt
obligation. Credit risk can occur as a result of broad economic conditions, challenges within specific sectors of the economy, or from issues affecting individual companies. Events that result in defaults, impairments or downgrades of the securities
in our investment portfolio would cause the Company to record realized or unrealized losses and may cause an increase in our provisions for asset default, adversely impacting earnings. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Credit Risk Management Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We employ a wide range of
credit risk management practices and controls, as outlined below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Credit risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Risk appetite limits have been established for credit risk. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Income and regulatory capital sensitivities are monitored, managed and reported against
<FONT STYLE="white-space:nowrap">pre-established</FONT> risk limits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive Investment and Credit Risk Management Policy, guidelines and practices are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Specific investment diversification requirements are in place, such as defined investment limits for asset class,
geography, and industry. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Risk-based credit portfolio, counterparty, and sector exposure limits have been established. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Mandatory use of credit quality ratings for portfolio investments has been established and is reviewed regularly. These
internal rating decisions for new fixed income investments and ongoing review of existing rating decisions are independently adjudicated by Corporate Risk Management. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive due diligence processes and ongoing credit analyses are conducted. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive compliance monitoring practices and procedures including reporting against
<FONT STYLE="white-space:nowrap">pre-established</FONT> investment limits are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Reinsurance exposures are monitored to ensure that no single reinsurer represents an undue level of credit risk.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse credit
developments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our core principles of credit risk management
include asset diversification, fundamental research and analysis of cash flows, proactive and continuous risk monitoring, active management and relative value assessment, all with the objective of optimizing risk-adjusted returns, with due
consideration for the impacts of capital and taxation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">We rate fixed income investments primarily through the use of internally developed scorecards which combine an estimated probability of default and
loss given default to determine an expected loss and credit risk rating. This rating is expressed using a <FONT STYLE="white-space:nowrap">22-point</FONT> scale that is generally consistent with those used by external rating agencies, and is based
on detailed examination of the borrower&#146;s, or issuer&#146;s, credit quality and the characteristics of the specific instrument. The probability of default assessment is based on borrower-level or issuer-level analysis, which encompasses an
assessment of industry risk, business strategy, competitiveness, strength of management and other financial information. The loss given default assessment is based on instrument-level analysis, which considers the impact of guarantees, covenants,
liquidity and other structural features. These scorecards provide input to stochastic <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">value-at-risk</FONT></FONT> models and are used to stress test the portfolio, which provide
insight into the distribution and characteristics of credit risk within our portfolios. In accordance with our policies and under normal circumstances, our ratings cannot be higher than the highest rating provided by certain Nationally Recognized
Statistical Rating Organizations (&#147;NRSROs&#148;). Certain assets, including those in our sovereign debt and asset-backed securities portfolios, are assigned a rating based on ratings provided by NRSROs using a priority sequence order of
Standard&nbsp;&amp; Poor&#146;s, Moody&#146;s, Fitch and DBRS Limited. </P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information on credit risk can be found in Note 6 to our 2018 Annual
Consolidated Financial Statements and in the Risk Factors section in the AIF. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>ii. Market Risk </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are exposed to financial and capital market risk, which
is defined as the risk that the fair value or future cash flows of an insurance contract or financial instrument will fluctuate because of changes or volatility in market prices. Market risk includes equity, interest rate and spread, real estate and
foreign currency risks. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Market Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We employ a wide range of market risk management practices and controls as outlined below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Market risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee.. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Risk appetite limits have been established for equity, interest rate, real estate and foreign currency risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Income and regulatory capital sensitivities are monitored, managed and reported against
<FONT STYLE="white-space:nowrap">pre-established</FONT> risk limits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive asset-liability management and hedging policies, programs and practices are in place. </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Product Design and Pricing Policy requires a detailed risk assessment and pricing provisions for material risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse market movements.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Specific market risks and our risk management
strategies are discussed below in further detail. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Equity Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Equity
risk is the potential for financial loss arising from declines or volatility in equity market prices. We are exposed to equity risk from a number of sources. A portion of our exposure to equity risk arises in connection with benefit guarantees on
segregated fund contracts. These benefit guarantees may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing for these guarantees is uncertain, and will depend upon a number of factors including general capital
market conditions, underlying fund performance, policyholder behaviour, and mortality experience, which may result in negative impacts on our net income and capital. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We generate revenue in our asset management businesses and from certain insurance and annuity contracts where fees are levied on account balances that are affected
directly by equity market levels. Accordingly, we have further exposure to equity risk as adverse fluctuations in the market value of such assets will result in corresponding adverse impacts on our revenue and net income. In addition, declining and
volatile equity markets may have a negative impact on sales and redemptions (surrenders) in these businesses, and this may result in further adverse impacts on our net income and financial position. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also have direct exposure to equity markets from the investments supporting other general account liabilities, surplus, and employee benefit plans. These exposures
fall within our risk-taking philosophy and appetite, and are therefore generally not hedged. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:11pt; font-family:ARIAL"><B>Interest Rate and Spread Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Interest rate and spread risk
is the potential for financial loss arising from changes or volatility in interest rates or spreads when asset cash flows and the policy obligations they support are not matched. This may result in the need to either sell assets to meet policy
payments and expenses or reinvest excess asset cash flows in unfavourable interest rate or spread environments. The impact of changes or volatility in interest rates or spreads is reflected in the valuation of our financial assets and liabilities
for insurance contracts. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our primary exposure to interest rate and spread risk arises from certain general account products and segregated
fund contracts which contain investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options and benefit guarantees. If investment returns fall below guaranteed levels, we may be required to increase
liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are
linked to underlying fund performance and may be triggered upon death, maturity, withdrawal or annuitization. These products are included in our asset-liability management program and the residual interest rate exposure is managed within our risk
appetite limits. </P></div>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">54&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">Declines in interest rates or narrowing spreads can result in compression of the net spread between interest earned on investments and interest
credited to policyholders. Declines in interest rates or narrowing spreads may also result in increased asset calls, mortgage prepayments and net reinvestment of positive cash flows at lower yields, and therefore adversely impact our profitability
and financial position. Negative interest rates may additionally result in losses on our cash deposits and low or negative returns on our fixed income assets impacting our profitability. In contrast, increases in interest rates or a widening of
spreads may have a material impact on the value of fixed income assets, resulting in depressed market values, and may lead to lower LICAT ratios or losses in the event of the liquidation of assets prior to maturity. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain insurance and annuity products, and adversely impact
the expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss and
accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse
impact of the underlying losses. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We also have direct exposure to interest rates and spreads from investments supporting other general account
liabilities, surplus and employee benefit plans. Lower interest rates or a narrowing of spreads will result in reduced investment income on new fixed income asset purchases. Conversely, higher interest rates or wider spreads will reduce the value of
our existing assets. These exposures fall within our risk-taking philosophy and appetite and are therefore generally not hedged. </P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A sustained low interest
rate environment may adversely impact our earnings, regulatory capital requirements and our ability to implement our business strategy and plans in several ways, including: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Lower sales of certain insurance and wealth products, which can in turn pressure our operating expense levels;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Shifts in the expected pattern of redemptions (surrenders) on existing policies; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Higher new business strain reflecting lower new business profitability; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Reduced return on new fixed income asset purchases, and higher hedging costs; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">The impact of changes in actuarial assumptions; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Impairment of goodwill; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Additional valuation allowances against our deferred tax assets. </P></TD></TR></TABLE>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:11pt; font-family:ARIAL"><B>Market Risk Sensitivities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We utilize a variety of methods
and measures to quantify our market risk exposures. These include duration management, key rate duration techniques, convexity measures, cash flow gap analysis, scenario testing, and sensitivity testing of earnings and regulatory capital ratios
versus risk appetite limits. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our net income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> is affected by the determination of
policyholder obligations under our annuity and insurance contracts. These amounts are determined using internal valuation models and are recorded in our Annual Consolidated Financial Statements, primarily as Insurance contract liabilities. The
determination of these obligations requires management to make assumptions about the future level of equity market performance, interest rates, credit and swap spreads and other factors over the life of our products. Differences between our actual
experience and our best estimate assumptions are reflected in our Annual Consolidated Financial Statements. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information
regarding these estimates. </P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The market value of our investments in fixed income and equity securities fluctuates based on movements in interest rates and
equity markets. The market value of fixed income assets designated as AFS that are held primarily in our surplus segment increases with declining interest rates and decreases with rising interest rates. The market value of equities designated as AFS
and held primarily in our surplus segment increases with rising equity markets and decreases with declining equity markets. Changes in the market value of AFS assets flow through OCI and are only recognized in net income when realized upon sale, or
when considered impaired. The amount of realized gains (losses) recorded in net income in any period is equal to the unrealized gains (losses) or OCI position at the start of the period plus the change in market value during the current period up to
the point of sale for those securities that were sold during the period. The sale or impairment of AFS assets held in surplus can therefore have the effect of modifying our net income sensitivity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We realized $25&nbsp;million <FONT STYLE="white-space:nowrap">(pre-tax)</FONT> in net gains on the sale of AFS assets during the fourth quarter of 2018 and
$121&nbsp;million in 2018 ($25&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax</FONT> in the fourth quarter of 2017, and $195&nbsp;million in 2017). The net unrealized (losses) gains or OCI position on AFS fixed income and equity assets were
$(98) million and $43&nbsp;million, respectively, <FONT STYLE="white-space:nowrap">after-tax</FONT> as at December&nbsp;31, 2018 ($171&nbsp;million and $175&nbsp;million, respectively, <FONT STYLE="white-space:nowrap">after-tax</FONT> as at
December&nbsp;31, 2017). </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT STYLE="background-color:#ededed; ">(1)</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left"><FONT STYLE="background-color:#ededed">Net income refers to common shareholders&#146; net income in section J - Risk
Management in this document. </FONT></P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Equity Market Sensitivities </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table sets out the estimated immediate impact on, or sensitivity of, our net income and OCI and Sun Life Assurance&#146;s LICAT ratio to certain
instantaneous changes in equity market prices as at December&nbsp;31, 2018 and December&nbsp;31, 2017. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD></TR>


<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="16" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>As at December</B><B></B><B>&nbsp;31, 2018
</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">($ millions, unless otherwise noted)</P></TD>
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><B></B><B></B><B></B>&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in Equity Markets<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>25%&nbsp;decrease</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>10%&nbsp;decrease</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>10%&nbsp;increase</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>25%&nbsp;increase</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on net income<SUP STYLE="font-size:85%; vertical-align:top">(2)(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>(300</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B> 100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B> 250</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on OCI<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>(50</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B> 50</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B> 100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on
LICAT<SUP STYLE="font-size:85%; vertical-align:top">(2)(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2.0%&nbsp;point<BR>decrease</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.0%&nbsp;point<BR>decrease</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>0.5%&nbsp;point<BR>increase</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.0%&nbsp;point<BR>increase</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD></TR>

<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="16" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">As at December&nbsp;31, 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">($ millions, unless otherwise noted)</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in Equity Markets<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25% decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10% decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10% increase</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25% increase</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on net income<SUP STYLE="font-size:85%; vertical-align:top">(2)(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(300</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on OCI<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(200</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(50</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on
LICAT<SUP STYLE="font-size:85%; vertical-align:top">(2)(4)</SUP></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> n/a<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> n/a<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> n/a<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> n/a<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents the respective change across all equity markets as at December&nbsp;31, 2018 and December&nbsp;31, 2017.
Assumes that actual equity exposures consistently and precisely track the broader equity markets. Since in actual practice equity-related exposures generally differ from broad market indices (due to the impact of active management, basis risk, and
other factors), realized sensitivities may differ significantly from those illustrated above. Sensitivities include the impact of <FONT STYLE="white-space:nowrap">re-balancing</FONT> equity hedges for dynamic hedging programs at 2% intervals (for
10% changes in equity markets) and at 5% intervals (for 25% changes in equity markets). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at
December&nbsp;31, 2018 and December&nbsp;31, 2017, and include new business added and product changes implemented prior to such dates.<SUP STYLE="font-size:85%; vertical-align:top"> </SUP> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net income and OCI sensitivities have been rounded to the nearest $50&nbsp;million. The sensitivities exclude the market
impacts on the income from our joint ventures and associates, which we account for on an equity basis. </P></TD></TR></TABLE></div>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The LICAT sensitivities illustrate the impact on Sun Life Assurance as at December&nbsp;31, 2018. LICAT ratios are not
applicable before January&nbsp;1, 2018. LICAT ratios are rounded to the nearest 0.5%. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Interest Rate Sensitivities </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table sets out the estimated immediate impact on, or sensitivity of, our net income and OCI and Sun Life Assurance&#146;s LICAT ratio to certain
instantaneous changes in interest rates as at December&nbsp;31, 2018 and December&nbsp;31, 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Sun Life Assurance&#146;s LICAT ratio decreases with rising
interest rates and increases with declining interest rates, which is opposite to our net income sensitivity. Increases to interest rates will reduce the value of our assets and margins in our actuarial liabilities, resulting in a lower LICAT ratio
(LICAT includes the change in OCI associated with assets designated as AFS). On adoption of LICAT, given the change in the sensitivity profile, the ranges of sensitivities were reviewed and updated accordingly. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B></B>($ millions, unless otherwise noted)<B></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>As&nbsp;at&nbsp;December&nbsp;31,&nbsp;2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">As&nbsp;at&nbsp;December&nbsp;31,&nbsp;2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in Interest Rates<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>50&nbsp;basis&nbsp;point<BR>decrease</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>50&nbsp;basis&nbsp;point<BR>increase</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50&nbsp;basis&nbsp;point<BR>decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50&nbsp;basis&nbsp;point<BR>increase</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on net income<SUP STYLE="font-size:85%; vertical-align:top">(2)(3)(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#ededed" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on
OCI<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(250</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(250</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; font-size:8pt; font-family:ARIAL">Potential impact on
LICAT<SUP STYLE="font-size:85%; vertical-align:top">(2)(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2.5%&nbsp;point<BR>increase</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1.5%&nbsp;point<BR>decrease</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Interest rate sensitivities assume a parallel shift in assumed interest rates across the entire yield curve as at
December&nbsp;31, 2018 and December&nbsp;31, 2017 with no change to the Actuarial Standards Board (&#147;ASB&#148;) promulgated Ultimate Reinvestment Rate (&#147;URR&#148;). Variations in realized yields based on factors such as different terms to
maturity and geographies may result in realized sensitivities being significantly different from those illustrated above. Sensitivities include the impact of <FONT STYLE="white-space:nowrap">re-balancing</FONT> interest rate hedges for dynamic
hedging programs at 10 basis point intervals (for 50 basis point changes in interest rates). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at
December&nbsp;31, 2018 and December&nbsp;31, 2017, and include new business added and product changes implemented prior to such dates. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net income and OCI sensitivities have been rounded to the nearest $50&nbsp;million. The sensitivities exclude the market
impacts on the income from our joint ventures and associates, which we account for on an equity basis. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The majority of interest rate sensitivity, after hedging, is attributed to individual insurance products. We also have
interest rate sensitivity, after hedging, from our fixed annuity and segregated funds products. </P></TD></TR></TABLE></div>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The LICAT sensitivities illustrate the impact on Sun Life Assurance as at December&nbsp;31, 2018. LICAT ratios are not
applicable before January&nbsp;1, 2018. LICAT ratios are rounded to the nearest 0.5%. </P></TD></TR></TABLE>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">The above sensitivities were determined using a 50 basis point change in interest rates and a 10% change in our equity markets because we believe that
these market shocks were reasonably possible as at December&nbsp;31, 2018. We have also disclosed the impact of a 25% change in equity markets to illustrate that significant changes in equity market levels may result in other than proportionate
impacts on our sensitivities. </P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our OCI sensitivity to changes in equity markets has markets has decreased over 2018 due primarily to equity sales. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Interest rate sensitivities do not include any impact from changes to the ASB promulgated URR. In 2014, ASB made changes to the Canadian actuarial standards of
practice with respect to economic reinvestment assumptions used in the valuation of insurance contract liabilities. The changes relate to assumed future interest rates, credit spreads and the use of <FONT STYLE="white-space:nowrap">non-fixed</FONT>
income assets supporting fixed obligations. When the ASB promulgated these changes, the intention was to review these assumptions every five years, or sooner if circumstances warrant. The last update to the URR was a 10 basis point reduction in
2017. Given the continuing low interest rates, we expect the ASB will revisit the reinvestment assumptions in 2019, but the magnitude of any potential changes due to the promulgation remains uncertain. Based on current assumptions, as at
December&nbsp;31, 2018, our estimated sensitivity to a 10 basis point decrease in the URR would have been a decrease in reported net income of approximately $75&nbsp;million. The actual impact could differ from the Company&#146;s estimate. The
statements concerning expected URR changes are forward-looking. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">56&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:11pt; font-family:ARIAL"><B>Credit Spread and Swap Spread Sensitivities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have estimated the immediate impact or sensitivity of our net income attributable to certain instantaneous changes in credit and swap spreads.
The credit spread sensitivities reflect the impact of changes in credit spreads on our asset and liability valuations (including <FONT STYLE="white-space:nowrap">non-sovereign</FONT> fixed income assets, provincial governments, corporate bonds, and
other fixed income assets). The swap spread sensitivities reflect the impact of changes in swap spreads on swap-based derivative positions and liability valuations. </P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, unless otherwise noted)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Credit&nbsp;Spread&nbsp;Sensitivities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Swap&nbsp;Spread&nbsp;Sensitivities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net income sensitivity<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50&nbsp;basis&nbsp;point<BR>decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50&nbsp;basis&nbsp;point<BR>increase</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">20&nbsp;basis&nbsp;point<BR>decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">20&nbsp;basis&nbsp;point<BR>increase</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;December&nbsp;31, 2018</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(75)</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 75</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 25</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(25)</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(100)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 25</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(25)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&nbsp;(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In most instances, credit spreads are assumed to revert to long-term insurance contract liability assumptions generally
over a five-year period. <SUP STYLE="font-size:85%; vertical-align:top"> </SUP></P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&nbsp;(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Sensitivities have been rounded to the nearest
$25&nbsp;million.<SUP STYLE="font-size:85%; vertical-align:top">&nbsp;</SUP> </P></TD></TR></TABLE></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">The credit and swap spread sensitivities assume a parallel shift in the indicated spreads across the entire term structure. Variations in realized
spread changes based on different terms to maturity, geographies, asset classes and derivative types, underlying interest rate movements, and ratings may result in realized sensitivities being significantly different from those provided above. The
credit spread sensitivity estimates exclude any credit spread impact that may arise in connection with asset positions held in segregated funds. Spread sensitivities are provided for the consolidated entity and may not be proportional across all
reporting segments. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates. </P></div>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Market Risk Management Strategies </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Market risk is managed at all stages
during the product life cycle including product design and development, ongoing review and positioning of our suite of products, and ongoing asset-liability management and hedge <FONT STYLE="white-space:nowrap">re-balancing.</FONT> </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">We have implemented asset-liability management and hedging programs involving regular monitoring and adjustment of market risk exposures using assets,
derivative instruments and repurchase agreements to maintain market risk exposures within our risk appetite. The general availability and cost of these hedging instruments may be adversely impacted by a number of factors including changes in
interest rates, increased volatility in capital markets, and changes in the general market and regulatory environment within which these hedging programs operate. In particular, regulations for <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">over-the-counter</FONT></FONT> derivatives could impose additional costs and could affect our hedging strategy. In addition, these programs may themselves expose us to other risks. </P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our market risk management strategies are developed based on policies and operating guidelines at the enterprise level, business segment level and product level.
Liabilities having a similar risk profile are grouped together and a customized investment and hedging strategy is developed and implemented to optimize return within our risk appetite limits. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In general, market risk exposure is mitigated by the assets supporting our products. This includes holdings of fixed income assets such as bonds and mortgages.
Derivative instruments may supplement these assets to reduce the risk from cash flow mismatches and mitigate the market risk associated with liability features and optionality. The following table sets out the use of derivatives across a number of
our products as at December&nbsp;31, 2018. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Asset-Liability Management Applications for Derivative Usage </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The primary uses of derivatives are set out in the table below. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" ALIGN="center">


<TR>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="30%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Products/Application</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Uses of Derivative</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Derivatives Used</B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">General asset-liability management - interest rate risk exposure for most insurance and annuity products</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">To manage the sensitivity of the duration gap between assets and liabilities to interest rate changes</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Interest rate swaps, swaptions, floors and bond futures</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Guarantees on insurance and annuity contracts - minimum interest rate guarantees, guaranteed surrender values and guaranteed annuitization options</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">To limit potential financial losses from significant reductions in asset earned rates relative to contract guarantees</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Interest rate swaps, swaptions, floors and bond futures.</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Segregated fund guarantees</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">To manage the exposure of product guarantees sensitive to movement in equity market and interest rate levels and currency fluctuations</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Put options, call options, futures and swaps on equity indices, interest rate swaps and bond futures, and foreign exchange forwards</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Currency exposure in relation to asset-liability management</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">To reduce the sensitivity to currency fluctuations by matching the value and cash flows of specific assets denominated in one currency with the value and cash flows of the corresponding
liabilities denominated in another currency</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Currency swaps and forwards</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Credit exposure</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">To replicate credit exposures and enhance investment returns</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Credit default swaps</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>General Account Insurance and Annuity Products </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Most of our expected sensitivity to changes in interest rates and about <FONT STYLE="white-space:nowrap">two-thirds</FONT> of our expected sensitivity to changes in
equity markets are derived from our general account insurance and annuity products. We have implemented market risk management strategies to mitigate a portion of the market risk related to our general account insurance and annuity products. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Individual insurance products include universal life and other long-term life and health insurance products. Major sources of market risk exposure for individual
insurance products include the reinvestment risk related to future premiums on regular premium policies, asset reinvestment risk on both regular premium and single premium policies and the guaranteed cost of insurance. Interest rate risk for
individual insurance products is typically managed on a duration basis, within tolerance ranges set out in the applicable investment policy or guidelines. Targets and limits are established so that the level of residual exposure is commensurate with
our risk appetite. Exposures are monitored frequently, and assets are <FONT STYLE="white-space:nowrap">re-balanced</FONT> as necessary to maintain compliance within policy limits using a combination of assets and derivative instruments. A portion of
the longer-term cash flows are backed with equities and real estate. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For participating insurance products and other insurance products with adjustability
features, the investment strategy objective is to provide a total rate of return given a constant risk profile over the long term. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Fixed annuity products
generally provide the policyholder with a guaranteed investment return or crediting rate. Interest rate risk for these products is typically managed on a duration basis, within tolerance ranges set out in the applicable investment guidelines.
Targets and limits are established such that the level of residual exposure is commensurate with our risk appetite. Exposures are monitored frequently, and are <FONT STYLE="white-space:nowrap">re-balanced</FONT> as necessary to maintain compliance
within prescribed tolerances using a combination of fixed income assets and derivative instruments. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Certain insurance and annuity products contain minimum
interest rate guarantees. Market risk management strategies are implemented to limit potential financial loss due to reductions in asset earned rates relative to contract guarantees. These typically involve the use of hedging strategies utilizing
interest rate derivatives such as interest rate floors, swaps and swaptions. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Certain insurance and annuity products contain features which allow the policyholders
to surrender their policy at book value. Market risk management strategies are implemented to limit the potential financial loss due to changes in interest rate levels and policyholder behaviour. These typically involve the use of hedging strategies
such as dynamic option replication and the purchase of interest rate swaptions. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Certain products have guaranteed minimum annuitization rates. Market risk
management strategies are implemented to limit the potential financial loss and typically involve the use of fixed income assets, interest rate swaps, and swaptions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Segregated Fund Guarantees </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Approximately
<FONT STYLE="white-space:nowrap">one-third</FONT> of our equity market sensitivity and a small amount of interest rate risk sensitivity as at December&nbsp;31, 2018 are derived from segregated fund products. These products provide benefit
guarantees, which are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing these guarantees is uncertain and depends upon a number of factors including general capital
market conditions, our hedging strategies, policyholder behaviour and mortality experience, each of which may result in negative impacts on net income and capital. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">58&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table provides information with respect to the guarantees provided for our segregated fund products.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Segregated Fund Risk Exposures</B> ($ millions) </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="16" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><B>Fund&nbsp;value</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><B>Amount&nbsp;at&nbsp;Risk<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><B>Value&nbsp;of&nbsp;guarantees<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center"><B>Insurance&nbsp;contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,202</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>792</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10,742</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>552</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,798</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>444</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,165</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>147</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">&nbsp;Run-off</FONT> reinsurance<SUP
STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,215</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>277</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,219</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>255</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>16,215</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,513</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>15,126</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>954</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="16" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">Fund&nbsp;value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">Amount&nbsp;at&nbsp;Risk<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">Value&nbsp;of&nbsp;guarantees<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="center">Insurance&nbsp;contract<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">315</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">399</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,727</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">&nbsp;Run-off</FONT> reinsurance<SUP
STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,534</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">375</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,546</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">385</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">18,709</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">940</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">16,176</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">891</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The Amount at Risk represents the excess of the value of the guarantees over fund values on all policies where the value
of the guarantees exceeds the fund value. The Amount at Risk is not currently payable as the guarantees are only payable upon death, maturity, withdrawal or annuitization if fund values remain below guaranteed values. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">For guaranteed lifetime withdrawal benefits, the value of guarantees is calculated as the present value of the maximum
future withdrawals assuming market conditions remain unchanged from current levels. For all other benefits, the value of guarantees is determined assuming 100% of the claims are made at the valuation date. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The insurance contract liabilities represent management&#146;s provision for future costs associated with these guarantees
and include a provision for adverse deviation in accordance with Canadian actuarial standards of practice. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Effective January&nbsp;1, 2018, we transferred our International business unit from SLF U.S. to SLF Asia, and balances in
2018 have been changed to conform with the current year presentation. For further information, see section G - Performance by Business Group. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The <FONT STYLE="white-space:nowrap">Run-off</FONT> reinsurance business includes risks assumed through reinsurance of
variable annuity products issued by various North American insurance companies between 1997 and 2001. This line of business is part of a closed block of reinsurance, which is included in the Corporate segment. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The movement of the items in the table above from December&nbsp;31, 2017 to December&nbsp;31, 2018 primarily resulted from the following factors: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">the total fund values decreased due to a decline in equity markets and net redemptions from products closed to new
business, which was partially offset by the weakening of the Canadian dollar against the U.S. dollar; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">the total amount at risk increased due to a decline in equity markets and the weakening of the Canadian dollar against
the U.S. dollar, which was partially offset by net redemptions from products closed to new business; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">the total value of guarantees decreased due to net redemptions from products closed to new business, which was partially
offset by the weakening of the Canadian dollar against the U.S. dollar; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">the total insurance contract liabilities increased due to a decline in equity markets and the weakening of the Canadian
dollar against the U.S. dollar, which was partially offset by net redemptions from products closed to new business. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Segregated Fund Hedging
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our hedging programs use derivative instruments to mitigate the interest and equity related exposure of our segregated fund contracts. As at December&nbsp;31,
2018, over 90% of our segregated fund contracts, as measured by associated fund values, were included in a hedging program. While a large percentage of contracts are included in the hedging program, not all of our market risk exposure related to
these contracts is hedged. For those segregated fund contracts included in the hedging program, we generally hedge the value of expected future net claims costs and associated margins. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table illustrates the impact of our hedging program related to our sensitivity to a 50 basis point
decrease in interest rates and a 10% and 25% decrease in equity markets for segregated fund contracts as at December&nbsp;31, 2018 and December&nbsp;31, 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Impact of Segregated Fund Hedging </B>($ millions)<B> </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="4"><B>&nbsp;December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="6" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($&nbsp;millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Changes&nbsp;in</B>&nbsp;<B>interest</B>&nbsp;<B>rates</B><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Changes&nbsp;in&nbsp;equity markets</B><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net income sensitivity<SUP
STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>50&nbsp;basis&nbsp;point</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>decrease</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>10%&nbsp;decrease</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>25%&nbsp;decrease</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Before hedging</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(150</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(150</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(450</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Hedging impact</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>350</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net of hedging</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(50</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">&nbsp;December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Changes in&nbsp;interest&nbsp;rates<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Changes&nbsp;in&nbsp;equity&nbsp;markets<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net income sensitivity<SUP
STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50&nbsp;basis&nbsp;point<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">decrease</P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10%&nbsp;decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25%&nbsp;decrease</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Before hedging</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(200</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(150</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(450</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Hedging impact</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">350</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net of hedging</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(50</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net income sensitivities have been rounded to the nearest $50&nbsp;million. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Since the fair value of benefits being hedged will generally differ from the financial statement value (due to different
valuation methods and the inclusion of valuation margins in respect of financial statement values), this will result in residual volatility to interest rate and equity market shocks in net income and capital. The general availability and cost of
these hedging instruments may be adversely impacted by a number of factors, including volatile and declining equity and interest rate market conditions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a parallel shift in assumed interest rates across the entire yield curve as at December&nbsp;31, 2018 and
December&nbsp;31, 2017, with no change to the ASB promulgated URR. Variations in realized yields based on factors such as different terms to maturity and geographies may result in realized sensitivities being significantly different from those
illustrated above. Sensitivities include the impact of <FONT STYLE="white-space:nowrap">re-balancing</FONT> interest rate hedges for dynamic hedging programs at 10 basis point intervals (for 50 basis point changes in interest rates).
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents the change across all equity markets as at December&nbsp;31, 2018 and December&nbsp;31, 2017. Assumes that
actual equity exposures consistently and precisely track the broader equity markets. Since in actual practice equity-related exposures generally differ from broad market indices (due to the impact of active management, basis risk, and other
factors), realized sensitivities may differ significantly from those illustrated above. Sensitivities include the impact of <FONT STYLE="white-space:nowrap">re-balancing</FONT> equity hedges for dynamic hedging programs at 2% intervals (for 10%
changes in equity markets) and at 5% intervals (for 25% changes in equity markets). </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our hedging strategy is applied both at the line of business
or product level and at the Company level using a combination of longer-dated put options and dynamic hedging techniques (i.e., frequent <FONT STYLE="white-space:nowrap">re-balancing</FONT> of short-dated interest rate and equity derivative
contracts). We actively monitor our overall market exposure and may implement tactical hedge overlay strategies in order to align expected earnings sensitivities with risk management objectives. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Real Estate Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Real estate risk is the potential for financial loss
arising from fluctuations in the value of, or future cash flows from our investments in real estate. We are exposed to real estate risk and may experience financial losses resulting from the direct ownership of real estate investments or indirectly
through fixed income investments secured by real estate property, leasehold interests, ground rents, and purchase and leaseback transactions. Real estate price risk may arise from external market conditions, inadequate property analysis, inadequate
insurance coverage, inappropriate real estate appraisals, or from environmental risk exposures. We hold direct real estate investments that support general account liabilities and surplus, and fluctuations in value will impact our profitability and
financial position. A material and sustained increase in interest rates may lead to deterioration in real estate values. An instantaneous 10% decrease in the value of our direct real estate investments as at December&nbsp;31, 2018 would decrease net
income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> by approximately $275&nbsp;million ($250&nbsp;million decrease as at December&nbsp;31, 2017). Conversely, an instantaneous 10% increase in the value of our direct real estate investments
as at December&nbsp;31, 2018 would increase net income by approximately $275&nbsp;million ($250&nbsp;million increase as at December&nbsp;31, 2017). </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:11pt; font-family:ARIAL"><B>Foreign Currency Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Foreign currency
risk is the result of mismatches in the currency of our assets and liabilities (inclusive of capital), and cash flows. This risk may arise from a variety of sources such as foreign currency transactions and services, foreign currency hedging,
investments denominated in foreign currencies, investments in foreign subsidiaries and net income from foreign operations. Changes or volatility in foreign exchange rates could adversely affect our financial condition and results of operations.
</P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">As an international provider of financial services, we operate in a number of countries, with revenues and expenses denominated in several local
currencies. In each country in which we operate, we generally maintain the currency profile of assets to match the currency of aggregate liabilities and required surplus. This approach provides an operational hedge against disruptions in local
operations caused by currency fluctuations. Foreign currency derivative contracts such as currency swaps and forwards are used as a risk management tool to manage the currency exposure in accordance with our Asset Liability Management Policy. As at
December&nbsp;31, 2018 and December&nbsp;31, 2017, the Company did not have a material foreign currency risk exposure on a functional currency basis. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Changes in exchange rates can affect our net income and surplus when financial results in functional currencies are translated into Canadian
dollars. Net income earned outside of Canada is generally not currency hedged and a weakening in the local currency of our foreign operations relative to the Canadian dollar can have a negative impact on our net income reported in Canadian currency.
A strengthening in the local currency of our foreign operations relative to the Canadian dollar would have the opposite effect. Regulatory capital ratios could also be impacted by changes in exchange rates. </P></div>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net income sensitivities have been rounded to the nearest $25&nbsp;million. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">60&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:11pt; font-family:ARIAL"><B>Additional Cautionary Language and Key Assumptions Related to Sensitivities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our market risk sensitivities are measures of our estimated change in net income and OCI for changes in interest rates and equity market price
levels described above, based on interest rates, equity market prices and business mix in place as at the respective calculation dates. These sensitivities are calculated independently for each risk factor, generally assuming that all other risk
variables stay constant. The sensitivities do not take into account indirect effects such as potential impacts on goodwill impairment or valuation allowances on deferred tax assets. The sensitivities are provided for the consolidated entity and may
not be proportional across all reporting segments. Actual results can differ materially from these estimates for a variety of reasons, including differences in the pattern or distribution of the market shocks, the interaction between these risk
factors, model error, or changes in other assumptions such as business mix, effective tax rates, policyholder behaviour, currency exchange rates and other market variables relative to those underlying the calculation of these sensitivities. The
extent to which actual results may differ from the indicative ranges will generally increase with larger capital market movements. Our sensitivities as at December&nbsp;31, 2017 have been included for comparative purposes only. </P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have also provided measures of our net income sensitivity to instantaneous changes in credit spreads, swap spreads, real estate price levels, and capital
sensitivities to changes in interest rates and equity price levels. The real estate sensitivities are <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures. For additional information, see section L&nbsp;- <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. The cautionary language which appears in this section is also applicable to the credit spread, swap spread, real estate, and LICAT ratio sensitivities. In particular,
these sensitivities are based on interest rates, credit and swap spreads, equity market, and real estate price levels as at the respective calculation dates and assume that all other risk variables remain constant. Changes in interest rates, credit
and swap spreads, equity market, and real estate prices in excess of the ranges illustrated may result in other-than-proportionate impacts. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As these market risk
sensitivities reflect an instantaneous impact on net income, OCI and Sun Life Assurance&#146;s LICAT ratio, they do not include impacts over time such as the effect on fee income in our asset management businesses. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">The sensitivities reflect the composition of our assets and liabilities as at December&nbsp;31, 2018 and December&nbsp;31, 2017, respectively. Changes
in these positions due to new sales or maturities, asset purchases/sales, or other management actions could result in material changes to these reported sensitivities. In particular, these sensitivities reflect the expected impact of hedging
activities based on the hedge programs in place as at the December&nbsp;31 calculation dates. The actual impact of hedging activity can differ materially from that assumed in the determination of these indicative sensitivities due to ongoing hedge <FONT
STYLE="white-space:nowrap">re-balancing</FONT> activities, changes in the scale or scope of hedging activities, changes in the cost or general availability of hedging instruments, basis risk (i.e., the risk that hedges do not exactly replicate the
underlying portfolio experience), model risk, and other operational risks in the ongoing management of the hedge programs or the potential failure of hedge counterparties to perform in accordance with expectations. </P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">The sensitivities are based on methods and assumptions in effect as at December&nbsp;31, 2018 and December&nbsp;31, 2017, as applicable. Changes in the
regulatory environment, accounting or actuarial valuation methods, models, or assumptions (including changes to the ASB promulgated URR) after those dates could result in material changes to these reported sensitivities. Changes in interest rates
and equity market prices in excess of the ranges illustrated may result in other than proportionate impacts. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our hedging programs may themselves expose us to
other risks, including basis risk (i.e., the risk that hedges do not exactly replicate the underlying portfolio experience), volatility risk, derivative counterparty credit risk, and increased levels of liquidity risk, model risk and other
operational risks. These factors may adversely impact the net effectiveness, costs, and financial viability of maintaining these hedging programs and therefore adversely impact our profitability and financial position. While our hedging programs are
intended to mitigate these effects (e.g., hedge counterparty credit risk is managed by maintaining broad diversification, dealing primarily with highly rated counterparties, and transacting through <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">over-the-counter</FONT></FONT> contracts cleared through central clearing houses, exchange-traded contracts or bilateral <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT>
contracts negotiated directly between counterparties that include credit support annexes), residual risk, potential reported earnings and capital volatility remain. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; padding-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For the reasons outlined above, our sensitivities should only be viewed as directional estimates of the underlying sensitivities of each factor
under these specialized assumptions, and should not be viewed as predictors of our future net income, OCI, and capital. Given the nature of these calculations, we cannot provide assurance that actual impact will be consistent with the estimates
provided. </P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Information related to market risk sensitivities and guarantees related to segregated fund products should be read in conjunction with the
information contained in the sections in this MD&amp;A under the section M&nbsp;- Accounting and Control Matters&nbsp;- 1&nbsp;- Critical Accounting Policies and Estimates. Additional information on market risk can be found in Note 6 of our 2018
Annual Consolidated Financial Statements and the Risk Factors section in the AIF. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>iii. Insurance Risk </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Insurance risk is the uncertainty of product performance
due to actual experience emerging differently than expected in the areas of policyholder behaviour, mortality, morbidity, and longevity. In addition, product design and pricing, expense and reinsurance risks impact multiple risk categories,
including insurance risk. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Insurance Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We employ a wide range of insurance risk management practices and controls, as outlined below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Insurance risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Risk appetite limits have been established for policyholder behaviour, mortality and morbidity, and longevity risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Income and regulatory capital sensitivities are monitored, managed and reported against
<FONT STYLE="white-space:nowrap">pre-established</FONT> risk limits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive Insurance Risk Policy, guidelines and practices are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">The global underwriting manual aligns underwriting practices with our corporate risk management standards and ensures a
consistent approach in insurance underwriting. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Board-approved maximum retention limits are in place. Amounts issued in excess of these limits are reinsured.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Detailed procedures, including criteria for approval of risks and for claims adjudication are established and monitored
for each business segment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Underwriting and risk selection standards are established and overseen by the corporate underwriting and claims risk
management function. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Diversification and risk pooling is managed by aggregation of exposures across product lines, geography and distribution
channels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">The Insurance Risk Policy and Investment and Credit Risk Management Policy establish acceptance criteria and protocols to
monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Reinsurance counterparty risk is monitored, including annual reporting of reinsurance exposure to the Risk&nbsp;&amp;
Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Concentration risk exposure is monitored on group policies in a single location to avoid a catastrophic event occurrence
resulting in a significant impact. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Various limits, restrictions and fee structures are introduced into plan designs in order to establish a more homogeneous
policy risk profile and limit potential for anti-selection. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">The Product Design and Pricing Policy requires detailed risk assessment and pricing provision for material risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Company specific and industry level experience studies and sources of earnings analysis are monitored and factored into
valuation, renewal and new business pricing processes. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse movements in
insurance risk factors. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We use reinsurance to limit losses, minimize
exposure to significant risks and to provide additional capacity for growth. Our Insurance Risk Policy sets maximum global retention limits and related management standards and practices that are applied to reduce our exposure to large claims.
Amounts in excess of the Board-approved maximum retention limits are reinsured. On a single life or <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">joint-first-to-die</FONT></FONT> basis our retention limit is $25 in Canada and is
US$25&nbsp;million outside of Canada. For survivorship life insurance, our maximum global retention limit is $30 in Canada and is US$30&nbsp;million outside of Canada. In certain markets and jurisdictions, retention levels below the maximum are
applied. Reinsurance is utilized for numerous products in most business segments, and placement is done on an automatic basis for defined insurance portfolios and on a facultative basis for individual risks with certain characteristics. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our reinsurance coverage is well diversified and controls are in place to manage exposure to reinsurance counterparties. Reinsurance exposures are monitored to ensure
that no single reinsurer represents an undue level of credit risk. This includes performing periodic due diligence on our reinsurance counterparties as well as internal credit assessments on counterparties with which we have material exposure. While
reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary responsibility to the policyholders. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Specific
insurance risks and our risk management strategies are discussed below in further detail. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Policyholder Behaviour Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We can incur losses due to adverse policyholder behaviour relative to the assumptions used in the pricing and valuation of products with regard to lapse of policies or
exercise of other embedded policy options. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Uncertainty in policyholder behaviour can arise from several sources including unexpected events in the
policyholder&#146;s life circumstances, the general level of economic activity (whether higher or lower than expected), changes in the financial and capital markets, changes in pricing and availability of current products, the introduction of new
products, changes in underwriting technology and standards, as well as changes in our financial strength or reputation. Uncertainty in future cash flows affected by policyholder behaviour can be further exacerbated by irrational behaviour during
times of economic turbulence or at key option exercise points in the life of an insurance contract. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Various types of provisions are built into many of our
products to reduce the impact of uncertain policyholder behaviour. These provisions include: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Surrender charges that adjust the payout to the policyholder by taking into account prevailing market conditions.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Limits on the amount that policyholders can surrender or borrow. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Restrictions on the timing of policyholders&#146; ability to exercise certain options. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Restrictions on both the types of funds Clients can select and the frequency with which they can change funds.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Policyholder behaviour risk is also mitigated through reinsurance on some insurance contracts. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Internal experience studies are monitored to review and update policyholder behaviour assumptions as needed which could result in updates to policy liabilities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Mortality and Morbidity Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mortality and morbidity risk is the risk that
future experience could be worse than the assumptions used in the pricing and valuation of products. Mortality and morbidity risk can arise in the normal course of business through random fluctuation in realized
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">62&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
experience, through catastrophes, or in association with other risk factors such as product development and pricing or model risk. Adverse mortality and morbidity experience could also occur
through systemic anti-selection, which could arise due to poor plan design, or underwriting process failure or the development of investor-owned and secondary markets for life insurance policies. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The risk of adverse morbidity experience also increases during economic slowdowns, especially with respect to disability coverages, as well as with increases in high
medical treatment costs and growth in utilization of specialty drugs. This introduces the potential for adverse financial volatility in our financial results. External factors including medical advances could adversely affect our life insurance,
health insurance, critical illness, disability, long-term care insurance and annuity businesses. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Detailed uniform underwriting procedures have been established to
determine the insurability of applicants and to manage exposure to large claims. These underwriting requirements are regularly scrutinized against industry guidelines and oversight is provided through a corporate underwriting and claim management
function. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We do not have a high degree of concentration risk to single individuals or groups due to our well-diversified geographic and business mix. The largest
portion of mortality risk within the Company is in North America. Individual and group insurance policies are underwritten prior to initial issue and renewals, based on risk selection, plan design, and rating techniques. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Insurance Risk Policy approved by the Risk&nbsp;&amp; Conduct Review Committee includes limits on the maximum amount of insurance that may be issued under one
policy and the maximum amount that may be retained. These limits vary by geographic region and amounts in excess of limits are reinsured to ensure there is no exposure to unreasonable concentration of risk. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Longevity Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Longevity risk is the potential for economic loss,
accounting loss or volatility in earnings arising from adverse changes in rates of mortality improvement relative to the assumptions used in the pricing and valuation of products. This risk can manifest itself slowly over time as socioeconomic
conditions improve and medical advances continue. It could also manifest itself more quickly, for example, due to medical breakthroughs that significantly extend life expectancy. Longevity risk affects contracts where benefits or costs are based
upon the likelihood of survival (for example, annuities, pensions, pure endowments, reinsurance, segregated funds, and specific types of health contracts). Additionally, our longevity risk exposure is increased for certain annuity products such as
guaranteed annuity options by an increase in equity market levels. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To improve management of longevity risk, we monitor research in the fields that could result in
a change in expected mortality improvement. Stress-testing techniques are used to measure and monitor the impact of extreme mortality improvement on the aggregate portfolio of insurance and annuity products as well as our own pension plans. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Product Design and Pricing Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Product design and pricing risk is the risk
a product does not perform as expected, causing adverse financial consequences. This risk may arise from deviations in realized experience versus assumptions used in the pricing of products. Risk factors include uncertainty concerning future
investment yields, policyholder behaviour, mortality and morbidity experience, sales levels, mix of business, expenses and taxes. Although some of our products permit us to increase premiums or adjust other charges and credits during the life of the
policy or contract, the terms of these policies or contracts may not allow for sufficient adjustments to maintain expected profitability. This could have an adverse effect on our profitability and capital position. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Product Design and Pricing Policy, approved by the Risk&nbsp;&amp; Conduct Review Committee, establishes the framework governing our product design and pricing
practices and is designed to align our product offerings with our strategic objectives and risk-taking philosophy. Consistent with this policy, product development, design and pricing processes have been implemented throughout the Company. New
products follow a stage-gate process with defined management approvals based on the significance of the initiative, and each initiative is subject to a risk assessment process to identify key risks and risk mitigation requirements, and is reviewed
by multiple stakeholders. Additional governance and control procedures are listed below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Pricing models, methods, and assumptions are subject to periodic internal peer reviews. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Experience studies, sources of earnings analysis, and product dashboards are used to monitor actual experience against
those assumed in pricing and valuation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">On experience rated, participating, and adjustable products, emerging experience is reflected through changes in
policyholder dividend scales as well as other policy adjustment mechanisms such as premium and benefit levels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Limits and restrictions may be introduced into the design of products to mitigate adverse policyholder behaviour or apply
upper thresholds on certain benefits. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Expense Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Expense risk is the risk that future expenses are higher than the assumptions used in the pricing and valuation of products. This risk can arise from general economic
conditions, unexpected increases in inflation, slower than anticipated growth, or reduction in productivity leading to increases in unit expenses. Expense risk occurs in products where we cannot or will not pass increased costs onto the Client and
will manifest itself in the form of a liability increase or a reduction in expected future profits. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We closely monitor expenses through an annual budgeting
process and ongoing monitoring of any expense gaps between unit expenses assumed in pricing and actual expenses. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Reinsurance Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We purchase reinsurance for certain risks underwritten by our various insurance businesses. Reinsurance risk is the risk of financial loss due to adverse developments
in reinsurance markets (for example, discontinuance or diminution of reinsurance capacity, or an increase in the cost of reinsurance), insolvency of a reinsurer or inadequate reinsurance coverage. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Changes in reinsurance market conditions, including actions taken by reinsurers to increase rates on existing and new coverage and our ability to obtain appropriate
reinsurance, may adversely impact the availability or cost of maintaining existing or securing </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
new reinsurance capacity, with adverse impacts on our business strategies, profitability and financial position. There is an increased possibility of rate increases or renegotiation of legacy
reinsurance contracts by our reinsurers, as the global reinsurance industry continues to review and optimize their business models. In addition, changes to the regulatory treatment of reinsurance arrangements could have an adverse impact on our
capital position. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have an Insurance Risk Policy and an Investment and Credit Risk Management Policy approved by the Risk&nbsp;&amp; Conduct Review Committee,
which set acceptance criteria and processes to monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. These policies also set minimum criteria for determining which reinsurance companies qualify as suitable
reinsurance counterparties having the capability, expertise, governance practices and financial capacity to assume the risks being considered. Additionally, these policies require that all agreements include provisions to allow action to be taken,
such as recapture of ceded risk (at a potential cost to the Company), in the event that the reinsurer loses its legal ability to carry on business through insolvency or regulatory action. Periodic due diligence is performed on the reinsurance
counterparties with which we do business and internal credit assessments are performed on reinsurance counterparties with which we have material exposure. Reinsurance counterparty credit exposures are monitored closely and reported annually to the
Risk&nbsp;&amp; Conduct Review Committee. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">New sales of our products can be discontinued or changed to reflect developments in the reinsurance markets. Rates for <FONT
STYLE="white-space:nowrap">in-force</FONT> reinsurance treaties can be either guaranteed or adjustable for the life of the ceded policy. There is generally more than one reinsurer supporting a reinsurance pool to diversify this risk. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information on insurance risk can be found in Note 7 to our 2018 Annual Consolidated Financial Statements and in the Risk Factors section in the AIF. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>iv. Business and Strategic Risk </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Business and strategic risk includes risks related to changes in the economic or political environment, changes in distribution channels or Client behaviour, changes in
the competitive environment, risks relating to the design or implementation of our business strategy, changes in the legal or regulatory environment and changes to environmental events and developments. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Business and Strategic Risk Management Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We employ a
wide range of business and strategic risk management practices and controls, as outlined below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Business and strategic risk governance practices are in place, including independent monitoring and review and reporting
to senior management, the Board of Directors and the Board Committees. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Business and strategic risk is managed through our strategic and business planning process and controls over the
implementation of these plans. These plans are reviewed and discussed by our Executive Team and the key themes, issues and risks emerging are discussed by the Board of Directors and the Board Committees. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our business and strategic plans are subject to approval by the Board of Directors, which also receives regular reviews of
implementation progress against key business plan objectives. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive policies including the Risk Framework, Risk Appetite Policy, Product Design and Pricing Policy, and Capital
Risk Policy are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our corporate strategy and business objectives are established within the boundaries of the Risk Appetite Policy. Our
business strategies and plans are designed to align with our risk appetite, our capital position and our financial performance objectives. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our risk appetite is periodically assessed, taking into consideration the economic and regulatory environments in which we
operate. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Merger, acquisition and divestiture transactions are governed by a Board-approved risk management policy and significant
transactions require the approval of the Board of Directors. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse scenarios.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Key and emerging risks are identified, monitored and reported, including emerging regulatory changes that may have a
material impact on our finances, operations or reputation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Specific business and strategic risks are
discussed below in further detail. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Economic and Political Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We
operate in various geographies and our business and financial operations are susceptible to regional and global economic, political and regulatory changes. We may be affected by economic and capital markets conditions and economic shocks around the
globe as a result of increasingly connected global markets. Factors such as changes in interest rates, foreign exchange rates, market volatility, housing prices, consumer spending, saving and debt, business investment and inflation around the globe
can affect the business and economic environments in which we operate. Continued economic and political uncertainty may give rise to increased business and strategic risks including those associated with industry restructuring, mergers and
acquisitions, changing competitive dynamics and changes in the legal, regulatory and tax regimes in which our businesses operate. In addition, adverse economic conditions often arise in conjunction with volatile and deteriorating capital markets
conditions, which can have an adverse impact on Client behaviour and in turn on our sales and profitability, credit and financial strength ratings, and capital and liquidity positions. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Implementation of Business Strategy </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our business strategies and plans are
dependent on the successful execution of organizational and strategic initiatives designed to support the growth of our business. Our ability to manage the execution of these initiatives effectively and prioritize initiatives directly affects our
ability to execute our strategies. Identifying and implementing the right set of initiatives is critical to achieving our business plan targets. Failure to implement these initiatives could also lead to cost structure challenges. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">64&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Distribution Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Failure
to achieve planned distribution scale or appropriate and compliant distribution of products could materially impact our financial and strategic objectives. This includes the inability to attract and retain intermediaries and agents at a cost that is
financially feasible to the Company, or to develop digital sales and Client support capabilities and technologies. Distribution risk may also be influenced where our distribution or product strategy and related services (including digital sales and
Client support capabilities and technologies) are not developed, modified or executed in line with our strategic objectives or in consideration of the changes in Client behaviour or our regulatory environment. In addition, the lack of a
well-diversified distribution model in the jurisdictions in which we do business may cause over-reliance on agency channel or key partners. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Competition Risk
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Competition from insurance companies, banks, asset managers, mutual fund companies, financial planners and other service providers (including new entrants and <FONT
STYLE="white-space:nowrap">non-traditional</FONT> financial services companies) is intense, and could adversely affect our business in certain countries. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The
businesses in which we engage are highly competitive and our ability to sell our products is dependent on many factors, including scale, price and yields offered, distribution channels, digital capabilities, financial strength ratings, range of
product lines and product quality, brand strength, investment performance, historical dividend levels and the ability to provide value added services to distributors and Clients. In certain markets, some of our competitors may be superior to us on
one or more of these factors. Our competitors have significant potential to disrupt our business through targeted strategies to reduce our market share which may include targeting our key people or bancassurance partners and other distributors or
aggressively pricing their products. Our ability to achieve our business plans and strategies depends significantly upon our capacity to anticipate and respond quickly to these competitive pressures. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Technology is driving rapid change in the financial services sector and is enabling new entrants to compete or offer services to our competitors to enhance their
ability to compete in certain segments of the insurance, wealth and asset management markets. The emergence of new technologies such as robotic process automation, artificial intelligence, blockchain and advanced analytics may have an impact on the
financial services sector and how companies interact with their stakeholders. Our current competitors or new entrants may use these or other new technologies to provide services in various areas such as customized pricing, proactive outreach to
Clients and targeted marketing in order to strengthen their Client relationships and influence Client behaviour. The impact of disruption from changing technology and innovation by traditional and
<FONT STYLE="white-space:nowrap">non-traditional</FONT> competitors who may offer a better user experience, functionality or lower priced products and may have lower distribution costs will require us to adapt at a more rapid pace and may create
margin pressures. The risk of disruption may also impact our distribution models as new and low cost digital-based business models emerge in connection with the distribution of financial services and products, such as insurtechs and robo-advisors.
These risks are evolving rapidly with an increasing number of digital users and are difficult to anticipate and respond to proactively, and may adversely impact our profitability and financial position. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Investment Performance </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Investment performance risk is the possibility that
we fail to achieve the desired return objectives on our investment portfolio, or that our asset management businesses fail to design or execute investment strategies in order to achieve competitive returns on the products and managed accounts
offered by these businesses. Failure to achieve investment objectives may adversely affect our revenue and profitability through slower growth prospects and adverse impacts on policyholder or Client behaviour. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Changes in Legal and Regulatory Environment </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Most of our businesses are
subject to extensive regulation and supervision. Changes to legislation, regulations or government policies, or the manner in which they are interpreted or enforced, may require that we make significant changes to our strategy, may result in
increased implementation costs and diversion of resources to manage the change, could impact financial reporting, accounting processes and capital requirements, and could impact the ability of sales intermediaries to distribute our products, all of
which could have an adverse effect on our business and operations. Our failure to comply with existing and evolving regulatory requirements could also result in regulatory sanctions and could affect our relationships with regulatory authorities and
our ability to execute our business strategies and plans. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">These changes could impact our capital requirements, the regulatory framework for our products and
services, the regulation of selling practices, sales intermediaries (such as bancassurance) and product offerings (such as prescription drugs), solvency requirements, executive compensation, corporate governance practices and could impose
restrictions on our foreign operations, which may include changes to the limits on foreign ownership of local companies. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Environmental Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our financial performance may be adversely affected if we do not adequately prepare for the direct or indirect negative impacts of environmental events and
developments, including those related to physical impacts of climate change and the shift towards a lower-carbon economy. These events and developments may include increased frequency and severity of natural or human-made environmental disasters,
and emerging regulatory and public policy developments, and their impacts on our operations, invested assets, suppliers and Clients. External factors such as stakeholder expectations around environmental performance, resource constraints, impact of
climate change and costs associated with adaptation are also potential sources of environmental risk. These risks may also affect our Clients and our suppliers, which could have a negative impact on our operations and performance. Further, an
environmental issue on a property owned, leased or managed by us or on any property with which we are affiliated could have financial or reputational impacts. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">A
transition to a low carbon economy could affect public and private fixed income asset values. Existing portfolio investments in coal, oil sands producers, and related industries, such as railways and pipelines, may pose economic and headline risk as
a result of the observed transition away from carbon-intensive industries related to changing climate. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We maintain an environmental risk management program to help protect investment assets (primarily real estate,
mortgage and certain private fixed income assets) from losses due to environmental issues and to help ensure compliance with applicable laws. An important aspect of the program is an assessment of new investment assets for existing and potential
environmental risks. Additionally, all employees who are involved in underwriting and asset management investments in real estate and private debt secured by real estate, complete environmental training and provide annual <FONT
STYLE="white-space:nowrap">sign-off</FONT> on compliance with the Company&#146;s environmental guidelines. We have programs in place across our real estate portfolio to identify and mitigate environmental risks, to conserve energy and to reduce
waste and we maintain insurance policies to cover certain environmental risks on owned assets. Environmental factors are incorporated into initial and ongoing reviews and assessments of public fixed income, private fixed income, real estate and
commercial mortgage investments and this is overseen by our Sustainable Investment Council. Our cross-functional North American Investments Environmental Committee works to identify and assess environmental risks across our investment assets. Our
International Sustainability Council convenes on broader environmental and sustainability issues. We report on environmental management annually in our Sustainability Report reviewed by the Governance, Nomination&nbsp;&amp; Investment Committee.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>International Operations </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The future success of our businesses in our
international operations depends in large part on our ability to grow and compete in the markets where we operate. Challenges in these markets pose strategic and execution risk including our ability to attract and retain qualified employees and
executives with local experience and critical skills, political, legal, economic, competition or other risks, risks associated with joint venture operations, developing and executing our risk management practices, and our ability to attract, retain,
expand and diversify distribution channels. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Mergers, Acquisitions, Strategic Investments and Divestitures </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We regularly explore opportunities to selectively acquire other businesses or to divest ourselves of all or part of certain businesses, in support of our growth and
strategic objectives. These transactions introduce the risk of financial loss due to a potential failure to achieve the expected financial or other strategic objectives. There is a risk that we may be unable to make an appropriate acquisition in a
desired market or business line or are unable to realize the financial and strategic benefits of the transactions due to competitive factors, regulatory requirements or other factors. These risks could adversely impact our ability to achieve our
financial and strategic objectives. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information on business and strategic risk can be found in the Risk Factors section in the AIF. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>v. Operational Risk </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Operational risk is the risk of loss (financial and <FONT STYLE="white-space:nowrap">non-financial)</FONT> resulting from inadequate or failed internal processes,
people and systems or from external events. Operational risk is present in all of our business activities and encompasses a broad range of risks as described below. Operational risk management is embedded in the practices utilized to manage other
risks and, therefore, if not managed effectively, operational risk can impact our ability to manage other key risks. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Operational Risk Management Governance and
Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We employ a wide range of operational risk management practices and controls, as outlined below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Operational risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Board Committees. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Risk appetite limits have been established in Operational Risk. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Comprehensive Operational Risk Management Framework, Policies, guidelines and practices are in place.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our governance practices, corporate values, Code of Conduct and Company-wide approach to managing risk set the foundation
for mitigating operational risks. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Our Code of Conduct sets the tone for a strong ethical culture, and we regularly review and update the Code of Conduct to
ensure that it continues to meet the expectations of regulators and other stakeholders. All our directors and employees must reconfirm annually their understanding of and commitment to comply with the Code of Conduct. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We have established appropriate internal controls and systems, compensation programs, and seek to hire and retain
competent people throughout the organization and provide ongoing training to our people. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse scenarios.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We mitigate a portion of our operational risk exposure through our corporate insurance program by purchasing insurance
coverage that seeks to provide insurance against unexpected material losses resulting from events such as criminal activity, property loss or damage and liability exposures, or that satisfies legal requirements and contractual obligations.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Specific operational risks and our risk
management strategies are discussed below in further detail and in the Risk Factor section in the AIF. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Information Security and Privacy Risks </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Information and technology are used in almost all aspects of our business and operations. As part of our Client strategy, we continue to enhance the digital side of our
business to support and enable new business models and processes, that are more personal, proactive and predictive. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our business and the successful implementation
of our digital strategy are dependent on various factors including maintaining a secure environment for our Clients, employees and other parties&#146; information. This requires the effective and secure use, management and oversight of information
and physical assets. We engage with various stakeholders and leverage emerging technologies, including digital, mobile applications, cloud computing, artificial intelligence and robotic process automation. These
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">66&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
technologies are used to collect, process and maintain information relating to business transactions and financial reporting, as well as the personal information of our Clients and employees. We
also obtain services from a wide range of third-party service providers and have outsourced some business and information technology functions in various jurisdictions. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We continue investing in people, processes and technology to strengthen our abilities to respond to the evolving threat landscape. Sun Life Financial&#146;s
Information Security framework is overseen by the Chief Information Security Officer, supported by senior leadership and by our Operational Risk Management Framework. Our information security framework and governance controls (policies, procedures,
training) are aligned with recognized industry standards and are compliant with applicable laws and regulations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our well-established security controls and
processes are intent on protecting our information and computer systems and the information entrusted to us by our Clients and employees. Our protection strategy leverages information security risk assessments and privacy impact assessments to
evaluate potential risks. The security framework also includes technology and process safeguards and regularly promotes secure behavioural practices. As part of our layered security approach, we deliver general security awareness training sessions
to all employees every year that is reinforced with regular awareness resources and activities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Many jurisdictions in which we do business are developing and
implementing cyber security reporting requirements and more stringent consumer privacy legislation. Our global privacy program monitors adherence to our global privacy commitments, local laws and local privacy policies. We have also established a
network of privacy officers across the Company who monitor emerging privacy legislation and provide guidance on handling personal information and help manage, report and resolve any privacy incidents that may occur. We also conduct privacy training,
provide regular monitoring and reporting and carry cyber risk insurance to help mitigate the impact of privacy incidents. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Social media risks could also
significantly impact our reputation due to the broad reach and real-time interaction of online media reporting. We monitor social media so that we may take swift action in mitigating any event that has the potential to negatively impact our brand.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Human Resources Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We operate in an increasingly competitive and
global business environment and ensuring our ability to attract, retain and enable high performing talent that is diverse and engaged is essential to meeting the needs of our Clients. The loss of our top talent could have a material adverse effect
on our reputation and business objectives given their skills, knowledge of our business, Client relationships, industry affiliations and experience, and the potential difficulty of promptly finding qualified replacements. For example, in our asset
management business, the loss of certain professionals could adversely affect current and potential clients&#146; perceptions of our ability to provide continuity of product and service offerings. This could result in a decline in sales and assets
under management. Across the business, our ability to achieve business objectives could be adversely affected if we are unable to attract, retain or effectively deploy resources with the <FONT STYLE="white-space:nowrap">in-depth</FONT> knowledge and
necessary skills required, or are unable to design compensation programs that effectively drive employee behaviour. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To mitigate this risk, we have comprehensive
Human Resource policies, practices and programs in place. Our talent acquisition, rewards and development programs seek to attract, build and retain top talent and create strong succession plans. We also measure and monitor employee engagement
regularly to ensure we create and maintain a work environment where all employees are welcome and able to contribute effectively. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Regulatory Compliance, Legal
and Conduct Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are subject to extensive regulatory oversight by insurance and financial services regulators in the jurisdictions in which we conduct
business. In recent years, there has been an increased focus by regulators globally on Client fairness, conduct, anti-money laundering, privacy and data governance. Failure to comply with applicable laws or to conduct our business consistent with
changing regulatory or public expectations could adversely impact our reputation and may lead to regulatory investigations, examinations, proceedings, settlements, penalties, fines, restrictions on our business, litigation or an inability to carry
out our business strategy. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our Chief Compliance Officer oversees our comprehensive Company-wide compliance framework, which is consistent with regulatory guidance
from OSFI and other regulators. This framework promotes proactive, risk-based management of compliance and regulatory risk, and includes Company-wide and business segment policies, standards and operating guidelines, programs to promote awareness of
laws and regulations that impact us, ongoing monitoring of emerging legal issues and regulatory changes and training programs. There are also new employee orientation programs that include anti-money laundering and anti-terrorist financing,
anti-bribery and corruption, privacy and information security risk management. To ensure effective oversight and implementation, the framework is supported by a network of compliance officers and the general counsel in each business segment. The
Chief Compliance Officer reports regularly to the Board of Directors and Board Committees on the state of compliance, key compliance risks, emerging regulatory trends, escalation of key issues and key risk indicators. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Execution and Integration Risks Relating to Mergers, Acquisitions, Strategic Investments and Divestitures </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We regularly explore opportunities to acquire other financial services businesses or to divest ourselves of all or part of certain businesses, in support of our growth
and strategy goals. Any transaction that we enter into introduces the risks related to completing the transactions as planned including effective separation and integration of the transferred businesses, effective or efficient integration,
restructuring or reorganization of the businesses after the transactions have closed, and motivating and retaining personnel to effectively execute these transactions. In addition, the integration of operations and differences in organizational
culture may require the dedication of significant management resources, which may distract management&#146;s attention from our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> business. These risks could
have an impact on our business relationship with various stakeholders including future employees, Clients, distributors and partners. Anticipated cost synergies or other expected benefits may not materialize due to a failure to successfully
integrate the acquired business with our existing operations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To mitigate this risk, we have established procedures to oversee the execution and integration of merger and
acquisition transactions. Regular updates on the execution and integration risks relating to these transactions are provided to the Board of Directors, Board Committees and senior management committees, as appropriate. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Information Technology Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The use of technology and computer systems is
essential in supporting and maintaining business operations. We use technology to support virtually all aspects of our business and operations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The rapidly
changing business environment increases the risk of our technology strategy not being agile enough to adapt to new business demands in a timely manner leading to financial losses, increased costs and the inability to meet Client needs. To manage the
risks associated with our technology infrastructure and applications, we have implemented a number of policies, directives and controls through our technology approval and risk governance model to ensure ongoing systems availability, stability and
currency. A system development methodology and process has also been designed and implemented. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Third-Party Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We engage in a variety of third-party relationships, including with distributors, independent contractors, outsourcing service providers and suppliers. Our
profitability or reputation could be impacted if these third parties are unable to meet their ongoing service commitments or fail to perform to expected standards. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To manage these risks, we have established Company-wide policies and guidelines which are consistent with OSFI&#146;s and other local regulatory requirements. Our
outsourcing and supplier risk management programs include specific requirements, guidelines and methodologies to effectively identify, assess, manage, monitor and report on the outsourcing and supplier risks. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Business Disruption Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our businesses are dependent on the availability
of trained employees, physical locations to conduct operations and access to technology. A significant business disruption to our operations can result if one or more of these key elements are negatively impacted. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To manage this risk, we have implemented a business continuity program to facilitate the recovery of critical business operations. This program encompasses business
continuity, crisis management and disaster recovery planning. Our policy, guidelines and operating procedures establish consistent processes designed to ensure that key business functions can continue and normal operations can resume effectively and
efficiently should a major disruption occur. In addition, to regularly update and test business continuity plans for critical business operations, we conduct mandatory business continuity awareness training for all employees annually and have <FONT
STYLE="white-space:nowrap">off-site</FONT> backup facilities and failover capability designed to minimize downtime and accelerate recovery time in the event of a major disruption. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Model Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We use complex models to support many business functions
including product development and pricing, capital management, valuation, financial reporting, planning, hedging, asset-liability management and risk management. Model risk is the risk of loss, either in the form of financial loss, inappropriate or
poor business decisions, damage to reputation, or other adverse impact, arising from inaccurate model outputs or incorrect use or interpretation of model outputs. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">To manage model risk, we have established robust, Company-wide model risk management procedures over the models&#146; life cycle with respect to building, using,
changing and retiring models. The policy and operating guidelines set out minimum, risk-based requirements to ensure that models are effectively controlled, maintained and appropriately understood by users. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Information Management Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As an international provider of financial
services, we deal with extensive information across a number of countries. Information management risk is the inability to capture, manage, retain and dispose business records, and the inability to provide data that is fit for purpose, accurate,
complete or timely to support business decisions. Failure to manage these risks could have financial or reputational impacts, and may lead to regulatory proceedings, penalties and litigation. To manage and monitor information management risk, we
have an internal control framework, data governance and record management practices in place. Additional information on operational risk can be found in the Risk Factors section in the AIF. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>vi. Liquidity Risk </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Liquidity risk is the possibility that we will not be able to fund all cash outflow commitments and collateral requirements as they fall due. This includes the risk of
being forced to sell assets at depressed prices resulting in realized losses on sale. This risk also includes restrictions on our ability to efficiently allocate capital among our subsidiaries due to various market and regulatory constraints on the
movement of funds. Our funding obligations arise in connection with the payment of policyholder benefits, expenses, reinsurance settlements, asset purchases, investment commitments, interest on debt, and dividends on common and preferred shares.
Sources of available cash flow include general fund premiums and deposits, investment related inflows (such as maturities, principal repayments, investment income and proceeds of asset sales), proceeds generated from financing activities, and
dividends and interest payments from subsidiaries. We have various financing transactions and derivative contracts under which we may be required to pledge collateral or to make payments to our counterparties for the decline in market value of
specified assets. The amount of collateral or payments required may increase under certain circumstances (such as changes to interest rates, credit spreads, equity markets or foreign exchange rates), which could adversely affect our liquidity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">68&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Liquidity Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We generally maintain a conservative liquidity position and employ a wide range of liquidity risk management practices and controls, which are described below: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Liquidity risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee.. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Liquidity is managed in accordance with our Asset Liability Management Policy and operating guidelines.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Liquidity contingency plans are maintained for the management of liquidity in a liquidity event. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress testing is performed by comparing liquidity coverage risk metrics under a
<FONT STYLE="white-space:nowrap">one-month</FONT> stress scenario to our policy thresholds. These liquidity coverage risk metrics are measured and managed at the enterprise and legal entity levels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Stress testing of our collateral is performed by comparing collateral coverage ratios to our policy threshold.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Cash Management and asset-liability management programs support our ability to maintain our financial position by ensuring
that sufficient cash flow and liquid assets are available to cover potential funding requirements. We invest in various types of assets with a view of matching them to our liabilities of various durations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">We actively manage and monitor our capital and asset levels, and the diversification and credit quality of our
investments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Various credit facilities for general corporate purposes are maintained. </P></TD></TR></TABLE>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8.5pt; font-family:ARIAL">The following table summarizes the contractual maturities of our significant financial liabilities and contractual commitments as at December&nbsp;31,
2018 and December&nbsp;31, 2017: </P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px #ededed;background-color:#ededed;;padding-top:2pt;padding-bottom:3pt">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Financial Liabilities and Contractual Obligations</B></P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;December&nbsp;31, 2018</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B></B>&nbsp;($ millions)<B></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>Within 1<BR>year</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1&nbsp;year&nbsp;to<BR>3 years</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>3&nbsp;years&nbsp;to<BR>5 years</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>Over 5<BR>years</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>Total</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Insurance and investment contract
liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>&nbsp;11,950</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 8,388</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 8,653</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>&nbsp;264,246</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>&nbsp;293,237</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Senior debentures and unsecured
financing<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>438</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>556</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>234</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,880</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6,108</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Subordinated debt<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>103</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>207</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>207</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,724</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,241</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Bond repurchase agreements</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,824</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,824</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Accounts payable and accrued expenses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,971</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,971</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Secured borrowings from mortgage securitization</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>182</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>435</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>187</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>817</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,621</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Borrowed
funds<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>55</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>49</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>45</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>68</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>217</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>20,523</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 9,635</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 9,326</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>273,735</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>313,219</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Contractual commitments<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Contractual loans, equities and mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 1,157</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 1,044</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 536</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 1,063</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B> 3,800</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Operating leases</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>230</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>182</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>506</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,056</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total contractual commitments</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 1,295</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 1,274</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 718</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 1,569</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B> 4,856</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;December&nbsp;31, 2017</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">&nbsp;($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Within 1<BR>year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">1 year to<BR>3 years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">3&nbsp;years&nbsp;to<BR>5 years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Over 5<BR>years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Insurance and investment contract
liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 10,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 7,552</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 7,729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 242,181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 267,704</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Senior debentures and unsecured
financing<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">516</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">489</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,393</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,518</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Subordinated debt<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,229</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,857</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Bond repurchase agreements</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,976</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,976</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Accounts payable and accrued expenses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,814</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,814</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Secured borrowings from mortgage securitization</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">333</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">701</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,513</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Borrowed
funds<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">80</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">264</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 18,439</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 8,704</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 8,916</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 251,587</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 287,646</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Contractual commitments<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Contractual loans, equities and mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 1,138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 761</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 2,933</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Operating leases</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">207</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">148</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">452</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">923</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total contractual commitments</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 1,254</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 1,027</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 362</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 1,213</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 3,856</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">These amounts represent the undiscounted estimated cash flows of insurance and investment contract liabilities on our
Consolidated Statements of Financial Position. These cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund
products, policyholder dividends, amounts on deposit, commissions and premium taxes offset by contractual future premiums and fees on <FONT STYLE="white-space:nowrap">in-force</FONT> contracts. These estimated cash flows are based on the best
estimated assumptions used in the determination of insurance and investment contract liabilities. Due to the use of assumptions, actual cash flows will differ from these estimates. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Payments due based on maturity dates and include expected interest payments. Actual redemption of certain securities may
occur sooner as some include an option for the issuer to call the security at par at an earlier date. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Contractual commitments and operating lease commitments are not reported on our Consolidated Financial Statements.
Additional information on these commitments is included in Note 23 of our 2018 Annual Consolidated Financial Statements. </P></TD></TR></TABLE></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional
information on liquidity risk can be found in Note 6 to our 2018 Annual Consolidated Financial Statements and the Risk Factors section in the AIF. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_44"></A>&nbsp;K. Additional Financial Disclosure </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_45"></A>1. Items related to Statement of Operations </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>i. Business Group Summary Statement of Operations </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, <FONT STYLE="white-space:nowrap">after-tax)</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF U.S.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF Asset<BR>Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF Asia</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net premiums</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,886</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,803</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,947</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>18,642</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net investment income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,942</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>305</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>76</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>53</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,389</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fee income</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,240</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>73</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>4,111</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>514</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>28</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>5,966</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,842</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Revenue</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15,068</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,181</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,124</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,537</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>87</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>26,997</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross claims and benefits paid and Changes in insurance/investment contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,529</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,308</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>836</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(309</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16,364</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,542</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Operating expenses, commissions and other
expenses<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,106</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,557</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,931</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,247</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>302</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9,143</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,376</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reinsurance expenses (recoveries)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(1,138</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(682</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(164</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(37</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(2,021</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(4,373</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Total benefits and expenses</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13,497</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,183</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,931</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,919</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(44</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>23,486</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Income tax expense (benefit)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>308</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(19</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>284</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(27</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Preferred shareholders&#146; dividends</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Participating policyholders&#146; income and <FONT
STYLE="white-space:nowrap">non-controlling</FONT> interests in net income of subsidiaries</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>321</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(35</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>298</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Reported net income (loss)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>942</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>52</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>909</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>555</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>64</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes net transfer to (from) segregated funds, premium taxes and interest expense. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Canada </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Revenue was $15.1&nbsp;billion in 2018, an increase of
$1.8&nbsp;billion from 2017, primarily due to higher net premiums in GB and GRS, partially offset by decreases in the fair value of FVTPL assets. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF U.S.
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Revenue for the year ended December&nbsp;31, 2018 was US$4.0&nbsp;billion ($5.2 billion), an decrease of US$1.3&nbsp;billion from 2017, primarily due to an
decrease in net investment income of US$1.2&nbsp;billion. The decrease in net investment income was largely due to decreases in the fair value of FVTPL assets and <FONT STYLE="white-space:nowrap">non-hedging</FONT> derivatives. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Asset Management </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Revenue for the year ended December&nbsp;31, 2018 was
$4.1&nbsp;billion, consistent with 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Asia </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Asia&#146;s
revenue was $2.5&nbsp;billion in 2018 compared to $4.5&nbsp;billion in 2017 largely due to decreases in the fair value of FVTPL assets in 2018, and lower net premiums in International. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>ii. Revenue </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Revenue includes: (i)&nbsp;premiums received on life and health
insurance policies and fixed annuity products, net of premiums ceded to reinsurers; (ii)&nbsp;net investment income comprised of income earned on general fund assets, realized gains and losses on AFS assets and changes in the value of derivative
instruments and assets designated as FVTPL and currency changes on assets and liabilities; and (iii)&nbsp;fee income received for services provided. Premium and deposit equivalents from ASO, as well as deposits received by the Company on investment
contracts such as segregated funds, mutual funds and managed funds are not included in revenue; however, the Company does receive fee income from these contracts, which is included in revenue. Fee income and ASO premium and deposit equivalents are
an important part of our business and as a result, revenue does not fully represent sales and other activity taking place during the respective periods. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Net
investment income can experience volatility arising from the quarterly fluctuation in the value of FVTPL assets and foreign currency changes on assets and liabilities, which may in turn affect the comparability of revenue from period to period. The
change in fair value of FVTPL assets is driven largely by market related factors such as interest rates, credit spreads and equity returns. The debt and equity securities that support insurance contract liabilities are generally designated as FVTPL
and changes in fair values of these assets are recorded in net investment income in our Consolidated Statements of Operations. Changes in the fair values of the FVTPL assets supporting insurance contract liabilities are largely offset by a
corresponding change in the liabilities. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">70&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;Revenue</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">&nbsp;($ millions)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Premiums</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>8,677</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,831</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Health insurance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9,121</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,519</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,909</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Annuities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>3,183</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,488</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,624</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>20,981</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,427</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Ceded</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(1,521</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,659</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,772</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Health insurance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(489</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,554</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,247</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Annuities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(329</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(344</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(360</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(2,339</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(4,557</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(4,379</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Net premiums</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>18,642</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">15,281</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">15,048</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Net investment income (loss)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Interest and other investment income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,641</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,413</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,489</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fair value<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> and foreign currency changes on
assets and liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(3,373</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,233</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Net gains (losses) on AFS assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">195</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">223</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Net investment income (loss)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,389</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8,211</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,945</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Fee income</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>5,966</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,842</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,580</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Total revenue</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>26,997</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">29,334</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28,573</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Adjusted revenue<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>31,034</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">29,757</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28,724</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents the change in FVTPL assets and liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Adjusted revenue is a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure that excludes from revenue the
impact of Constant Currency Adjustment, FV Adjustment and Reinsurance in SLF Canada&#146;s Group Operations Adjustment as described in section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document.
</P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Revenue of $27.0&nbsp;billion in 2018 was down $2.3&nbsp;billion from revenue of $29.3&nbsp;billion in 2017. The decrease was mainly
attributable to decreases in the fair value of FVTPL assets largely due to widening credit spreads and higher interest rates in 2018, partially offset by higher net premium revenue in SLF Canada. The currency impact from the change in the Canadian
dollar relative to average exchange rates in 2017 decreased revenue by $50&nbsp;million. Adjusted revenue in 2018 was $31.0&nbsp;billion, an increase of $1.3&nbsp;billion from 2017. The increase was primarily driven by higher net premium revenue in
SLF Canada, partially offset by lower fee income due to market volatility from our asset management and wealth businesses primarily due to lower asset values. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Gross premiums were $21.0&nbsp;billion in 2018, up from $19.8&nbsp;billion in 2017. The increase in gross premiums was primarily driven by increases in GB and GRS in
SLF Canada, partially offset by decreases in international in SLF Asia. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Ceded premiums in 2018 were $2.3&nbsp;billion, compared to $4.6&nbsp;billion from 2017.
The decrease was primarily attributable to the termination of a reinsurance agreements in GB in SLF Canada, partially offset by increases in SLF U.S. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Net
investment income in 2018 was $2.4&nbsp;billion, down $5.8&nbsp;billion from $8.2&nbsp;billion in 2017. The decrease in net investment income was primarily due to decreases in the fair value of FVTPL assets compared to the prior year in SLF Canada,
SLF U.S. and SLF Asia. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Fee income was $6.0&nbsp;billion in 2018, compared to $5.8&nbsp;billion in 2017. The increase was mainly driven by increased fee income in
SLF Asset Management, SLF Canada, partially offset by decreased fee income in SLF U.S. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>iii. Benefits and Expenses </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Total benefits and expenses were $23.5&nbsp;billion in 2018, down $3.1&nbsp;billion from $26.5&nbsp;billion in 2017. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Benefits and Expenses</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Gross claims and benefits paid</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15,986</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Changes in insurance/investment contract
liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>378</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,511</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reinsurance expenses (recoveries)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(2,021</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,373</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,313</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Commissions</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,339</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,403</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,372</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Operating expenses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6,432</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,410</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>372</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">563</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">348</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>&nbsp;Total benefits and expenses</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>23,486</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">26,545</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">25,128</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes increase (decrease) in insurance contract liabilities, decrease (increase) in reinsurance assets, increase
(decrease) in investment contract liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Other includes net transfer to (from) segregated funds, premium taxes and interest expense. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Gross claims and benefits paid in 2018 were $16.0&nbsp;billion, up $0.6&nbsp;billion from 2017 primarily as a result of increases in GB in SLF Canada, partially offset
by International in SLF Asia. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Changes in insurance/investment contract liabilities and reinsurance assets of $0.4&nbsp;billion, decreased by
$5.8&nbsp;billion over 2017. The change was primarily attributable to changes in actuarial liabilities in 2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Commission expenses of $2.3&nbsp;billion in 2018
remained largely unchanged from 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Operating expenses of $6.4&nbsp;billion in 2018 were level with 2017. The movement of the Canadian dollar decreased
operating expenses $23&nbsp;million from the strengthening of the Canadian dollar. Additional information on operating expenses can be found in Note 18 in our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Other expenses of $0.4&nbsp;billion were down $0.2&nbsp;billion from 2017 primarily as a result of an increase in net transfers from segregated funds. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>iv. Taxes </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Income Taxes </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In 2018, we had an income tax expense of $597&nbsp;million on reported net income before taxes of $3,511&nbsp;million, which resulted in an effective income tax rate of
17.0%. This compares to an income tax expense of $302&nbsp;million on reported net income before taxes of $2,789&nbsp;million and an effective income tax rate of 10.8% in 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">On an underlying basis<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>, in 2018, we had an income tax expense of $642&nbsp;million on our underlying net income
before taxes of $3,731&nbsp;million, representing an effective income tax rate of 17.2% which is within our expected range. This compares to an income tax expense of $692&nbsp;million on our underlying net income before taxes of $3,381&nbsp;million
and an effective income tax rate of 20.5% in 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">See section D - Profitability - vi - Income taxes for additional information on our effective tax rates. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Other Taxes </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In addition to income taxes, we pay various indirect taxes in
jurisdictions in which we carry on business. Indirect taxes include premium taxes, investment income tax, payroll related taxes, property taxes, sales taxes, business taxes and other taxes, as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Income tax expense</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Indirect taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Premium taxes (net of premium taxes on ceded
business)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>345</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Payroll taxes</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>163</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Property taxes</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>126</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Goods and services tax (GST), harmonized tax (HST) and other sales taxes</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>122</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Business taxes and other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total indirect taxes</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>794</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">775</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total taxes</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,391</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,077</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported effective income tax rate</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>17.0</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10.8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total taxes as a percentage of net income before deduction of
total taxes</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>32.3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">30.2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Premium taxes include investment income tax. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_46"></A>2. Items related to Statement of Financial Position </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>i. Changes in Liabilities and Shareholders&#146; Equity </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Insurance contract
liabilities balances before Other policy liabilities and assets of $114.9&nbsp;billion as at December&nbsp;31, 2018 increased by $3.8&nbsp;billion compared to December&nbsp;31, 2017, mainly due to balances arising from new policies and changes in
balances on <FONT STYLE="white-space:nowrap">in-force</FONT> policies (which include fair value changes on FVTPL assets supporting insurance contract liabilities), partially offset by the currency impact of the strengthening of the Canadian dollar
relative to exchange rates at December&nbsp;31, 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Shareholders&#146; equity, including preferred share capital, was $23.7&nbsp;billion as at December&nbsp;31,
2018, compared to $22.3&nbsp;billion as at December&nbsp;31, 2017. The $1.4&nbsp;billion increase in shareholders&#146; equity was primarily due to: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">shareholders&#146; net income of $2.6&nbsp;billion in 2018, before preferred share dividends of $94&nbsp;million;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">an increase of $757&nbsp;million from the change of the Canadian dollar relative to exchange rates at the end of the
fourth quarter of 2017; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">the impact of $89&nbsp;million from the transfer of seed capital from the participating account to the shareholder
account; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">changes in the remeasurement of defined benefit plans of $84&nbsp;million; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(v)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">$13&nbsp;million from stock options exercised and $4&nbsp;million from stock-based compensation; partially offset by
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(vi)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">common share dividend payments of $1,147&nbsp;million; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(vii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">a decrease of $641&nbsp;million from the repurchase and cancellation of common shares; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(viii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">net unrealized losses on AFS assets in OCI of $402&nbsp;million. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>ii. <FONT STYLE="white-space:nowrap">Off-Balance</FONT> Sheet Arrangements </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the normal course of business, we are engaged in a variety of financial arrangements. The principal purposes of these arrangements are to earn management fees and
additional spread on a matched book of business and to reduce financing costs. </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Our effective income tax rate on underlying net income is calculated using underlying net income and income tax expense
associated with underlying net income, which excludes amounts attributable to participating policyholders. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">72&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">While most of these activities are reflected on our balance sheet with respect to assets and liabilities, certain of
them are either not recorded on our balance sheet or are recorded on our balance sheet in amounts that differ from the full contract or notional amounts. The types of <FONT STYLE="white-space:nowrap">off-balance</FONT> sheet activities we undertake
primarily include asset securitizations and securities lending. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Asset Securitizations </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the past, we sold mortgage or bond assets to <FONT STYLE="white-space:nowrap">non-consolidated</FONT> structured entities, which may also purchase investment assets
from third parties. Our securitized AUM held by these <FONT STYLE="white-space:nowrap">non-consolidated</FONT> structured entities were $1&nbsp;million as at December&nbsp;31, 2018 and December&nbsp;31, 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">However, the majority of our securitization activities are recorded on our Consolidated Statements of Financial Position. We securitize multi-residential mortgages
under the National Housing Act Mortgage-Backed Securities program sponsored by the CMHC. The securitization of the multi-residential mortgages with the CMHC does not qualify for <FONT STYLE="white-space:nowrap">de-recognition</FONT> and remains on
our Consolidated Statements of Financial Position. Additional information on this program can be found in Note 5 to our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Securities Lending </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We lend securities in our investment portfolio to other
institutions for short periods to generate additional fee income. We conduct our program only with well-established, reputable banking institutions that carry a minimum credit rating of &#147;AA&#148;. Collateral, which exceeds the fair value of the
loaned securities, is deposited by the borrower with a lending agent, usually a securities custodian, and maintained by the lending agent until the underlying security has been returned to us. We monitor the fair value of the loaned securities on a
daily basis with additional collateral obtained or refunded as the fair value fluctuates. Certain arrangements allow us to invest the cash collateral received for the securities loaned. Loaned securities are recognized in our Consolidated Statements
of Financial Position as Invested Assets. As at December&nbsp;31, 2018, we loaned securities with a carrying value of $2.2&nbsp;billion for which the collateral held was $2.3&nbsp;billion. This compares to loaned securities of $1.5&nbsp;billion,
with collateral of $1.5&nbsp;billion as at December&nbsp;31, 2017. The increase is a result of an increase in our program limit. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>iii. Goodwill and Intangibles
Impairment </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company completed its annual goodwill and indefinite life intangible asset impairment testing in the fourth quarter of 2018. There were no
goodwill impairment charges in 2018 or 2017. No impairment charges on intangible assets were recognized in 2018 or 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>iv. Commitments, Guarantees,
Contingencies and Reinsurance Matters </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the normal course of business, we enter into leasing agreements, outsourcing arrangements and agreements involving
indemnities to third parties. We are also engaged in arbitration proceedings from time to time with certain companies that have contracts to provide reinsurance to the Company. Information regarding our commitments, guarantees and contingencies are
summarized in Note 23 to our 2018 Annual Consolidated Financial Statements. A table summarizing our significant financial liabilities and contractual obligations can be found in this MD&amp;A in the section J - Risk Management - 8 - Risk Categories
- vi - Liquidity Risk. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_47"></A>3. Fourth Quarter 2018 Profitability </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table reconciles our net income measures and sets out the impact that other notable items had on our net income in the fourth quarter of 2018 and 2017.
All factors discussed in this document that impact our underlying net income are also applicable to reported net income. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Q4&#146;18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q4&#146;17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, <FONT STYLE="white-space:nowrap">after-tax)</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>580</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">207</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(153</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(57</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management
actions<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other adjustments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(92</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax
reform<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(251</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>718</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">641</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported ROE<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10.9</B></TD>
<TD NOWRAP VALIGN="bottom"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.1</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying
ROE<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>13.6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12.7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Experience related items<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of investment activity on insurance contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>28</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Mortality</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Morbidity</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(12</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Credit</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Lapse and other policyholder behaviour</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Expenses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(26</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>44</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA in 2017 excludes the charge that is included in U.S. tax reform, shown separately. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Experience related items reflect the difference between actual experience during the reporting period and best estimate
assumptions used in the determination of our insurance contract liabilities. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $580&nbsp;million in the fourth quarter of 2018 compared to $207&nbsp;million in the fourth
quarter of 2017. Underlying net income was $718&nbsp;million compared to $641&nbsp;million in the fourth quarter of 2017. Reported net income compared to the fourth quarter of 2017 primarily reflected the $251&nbsp;million charge in 2017 related to
the enactment of the U.S. tax reform. The increase also reflected positive impacts from other adjustments and ACMA, partially offset by market related impacts. Underlying net income compared to the fourth quarter of 2017 reflected the effect of the
lower income tax rate in the U.S., favourable expense experience and favourable other experience, partially offset by unfavourable mortality and morbidity experience. Market volatility reduced our fee income from our asset management and wealth
businesses primarily due to lower asset values, offsetting business growth in our life and health insurance businesses. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In the fourth quarter of 2018, our
effective income tax rates on reported net income and underlying net income were 14.5% and 16.8%, respectively. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Performance by Business Group - Fourth Quarter
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We manage our operations and report our financial results in five business segments. The following section describes the operations and financial performance
of SLF Canada, SLF U.S., SLF Asset Management, SLF Asia and Corporate. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table sets out the differences between our reported net income (loss) and
underlying net income (loss) by business segment. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Q4&#146;18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Q4&#146;17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, <FONT STYLE="white-space:nowrap">after-tax)</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF<BR>Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF U.S.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF Asset<BR>Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SLF&nbsp;Asia</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>96</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>118</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>244</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>125</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>580</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">207</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(134</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(22</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(153</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(57</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management
actions<SUP STYLE="font-size:85%; vertical-align:top">(1)(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other adjustments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(92</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax
reform<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(251</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income (loss)<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>227</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>140</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>718</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">641</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA in 2017 excludes the charge that is included in U.S. tax reform, shown separately. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Canada </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Canada&#146;s reported net income was $96&nbsp;million in
the fourth quarter of 2018, compared to $172&nbsp;million in the fourth quarter of 2017. Underlying net income in the fourth quarter of 2018 was $245&nbsp;million, compared to $232&nbsp;million in the fourth quarter of 2017. Reported net income in
the fourth quarter of 2018 compared to the fourth quarter of 2017 reflected unfavourable equity market impacts partially offset by favourable credit spread impacts, and favourable ACMA. Underlying net income in the fourth quarter of&nbsp;2018
compared to the same period in 2017 reflected favourable expense experience that resulted from ongoing expense management and lower incentive compensation costs and favourable policy administration updates, partially offset by less favourable
investment experience. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF U.S. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF U.S.&#146;s reported net income
was US$89&nbsp;million ($118 million) in the fourth quarter of 2018, compared to reported net loss of US$49&nbsp;million ($63 million) in the fourth quarter of 2017. Underlying net income was US$91&nbsp;million ($121 million), compared to
US$74&nbsp;million ($95 million) in the fourth quarter of 2017. The impact from the movement of the Canadian dollar in the fourth quarter of 2018 relative to average exchange rates in the fourth quarter of 2017 increased reported and underlying net
income by $5&nbsp;million. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income in the fourth quarter of 2018 compared to the fourth quarter of 2017 reflected the US$90&nbsp;million ($114
million) charge in 2017 related to the enactment of the U.S. tax reform. The increase also reflected favourable interest rate impacts in the fourth quarter of 2018. Underlying net income in the fourth quarter of 2018 compared to the fourth quarter
of 2017 reflected the impact of lower income tax rates in the U.S., business growth, favourable lapse and policyholder behaviour experience in <FONT STYLE="white-space:nowrap">In-force</FONT> Management, and reinsurance administration updates,
partially offset by unfavourable morbidity experience in Group Benefits and unfavourable mortality experience in <FONT STYLE="white-space:nowrap">In-force</FONT> Management. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The <FONT STYLE="white-space:nowrap">after-tax</FONT> profit margin for Group Benefits<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> was 6.7% as of the
fourth quarter of 2018, compared to 5.0% as of the fourth quarter of 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Asset Management </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Asset Management&#146;s reported net income was $244&nbsp;million in the fourth quarter of 2018, compared to $114&nbsp;million in the fourth quarter of 2017. SLF
Asset Management had underlying net income of $227&nbsp;million in the fourth quarter of 2018, compared to $226&nbsp;million in the fourth quarter of 2017. The impact from the movement of the Canadian dollar in the fourth quarter of 2018 relative to
average exchange rates in the fourth quarter of 2017 increased reported net income and underlying net income by $10&nbsp;million and $9&nbsp;million, respectively. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In U.S. dollars, MFS&#146;s reported net income was US$189&nbsp;million in the fourth quarter of 2018, compared to US$72&nbsp;million in the fourth quarter of 2017.
MFS&#146;s reported net income compared to the fourth quarter of 2017 reflected the US$75&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform. The increase also reflected the impact of negative fair value adjustments on </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Based on underlying net income, on a trailing four quarters basis, and which is described in section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">74&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
MFS&#146;s share-based payment awards. MFS&#146;s underlying net income was US$167&nbsp;million in the fourth quarter of 2018, compared to US$174&nbsp;million in the fourth quarter of 2017 as a
result of lower average net assets, largely offset by the lower income tax rate in the U.S. <FONT STYLE="white-space:nowrap">Pre-tax</FONT> net operating profit margin ratio for MFS<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> for the
fourth quarter of 2018 of 38%, down from 40% for the fourth quarter of 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLIM&#146;s reported net loss was $5&nbsp;million compared to net income of
$23&nbsp;million in the fourth quarter of 2017, primarily due to the $17&nbsp;million benefit in 2017 related to the enactment of the U.S. tax reform. The decrease also reflected acquisition expenses incurred in 2018 for the pending GreenOak
transaction. SLIM&#146;s underlying net income of $6&nbsp;million was in line with the fourth quarter of 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>SLF Asia </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF Asia&#146;s reported net income was $125&nbsp;million in the fourth quarter of 2018, compared to reported net income of $121&nbsp;million in the fourth quarter of
2017. Underlying net income was $140&nbsp;million, compared to $111&nbsp;million in the fourth quarter of 2017. The impact from the movement of the Canadian dollar in the fourth quarter of 2018 relative to average exchange rates in the fourth
quarter of 2017 increased reported net income and underlying net income by $1&nbsp;million and $2&nbsp;million, respectively. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income in the fourth
quarter of 2018 compared to the fourth quarter of 2017 reflected unfavourable market related impacts, primarily equity markets as well as net interest rate impacts, partially offset by favourable ACMA. Underlying net income in the fourth quarter of
2018 compared to the fourth quarter of 2017 reflected favourable investment experience and investment related experience in International, partially offset by higher new business strain. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Corporate </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate had reported net loss of $3&nbsp;million in the fourth
quarter of 2018, compared to reported loss of $137&nbsp;million in the fourth quarter of 2017, which reflected the $54&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform. The favourable change also reflected the 2017
restructuring charge and favourable ACMA in 2018 relating to the termination of assumed business. Underlying net loss was $15&nbsp;million, compared to underlying loss of $23&nbsp;million in the fourth quarter of 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">SLF U.K.&#146;s reported net income in the fourth quarter of 2018 increased compared to the fourth quarter of 2017 reflecting the unfavourable impacts from the
treatment of policyholder tax losses in 2017 and ACMA. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Corporate Support had a reported net loss of $34&nbsp;million in the fourth quarter of 2018, compared to a
reported net loss of $143&nbsp;million in the fourth quarter of 2017. The favourable change was primarily due to the $54&nbsp;million charge in 2017 related to the enactment of the U.S. tax reform and the 2017 restructuring charge. The favourable
change also reflected favourable ACMA relating to the termination of assumed business. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Growth - Fourth Quarter </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Revenue for the fourth quarter of 2018 was $8.2&nbsp;billion, compared to $8.6&nbsp;billion in the fourth quarter of 2017. Revenues decreased primarily as a result of
the decreases in the fair value of FVTPL assets largely due to widening credit spreads and higher interest rates in the fourth quarter of 2018, compared to net gains generated from decreases in interest rates and narrowing credit spreads in the same
period last year, partially offset by increased premiums. The currency impact from the change in the Canadian dollar relative to average exchange rates in the fourth quarter of 2017 increased revenue by $121&nbsp;million. Adjusted revenue was
$8.3&nbsp;billion for the fourth quarter of 2018, up $0.5&nbsp;billion from the fourth quarter of 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Premiums and deposits were $41.5&nbsp;billion for the
quarter ended December&nbsp;31, 2018, compared to $41.0&nbsp;billion for the quarter ended December&nbsp;31, 2017. The increase was primarily driven by mutual fund sales growth, increased net premiums and the currency impact of $1.1&nbsp;billion
from the weakening Canadian dollar, partially offset by lower managed fund sales. Total adjusted premiums and deposits in the fourth quarter of 2018 were down $1.2&nbsp;billion compared to the same period in the prior year. The decrease was mainly
due to lower managed fund sales, partially offset by increased mutual fund sales and net premiums. </P> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_48"></A>4. Previous Quarters </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table provides a summary of our results for the eight most recently completed quarters. A more complete discussion of our historical quarterly results
can be found in our interim and annual MD&amp;As for the relevant periods. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="30" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Quarterly results</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, unless otherwise noted)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Q4&#146;18</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q3&#146;18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q2&#146;18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q1&#146;18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q4&#146;17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q3&#146;17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q2&#146;17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Q1&#146;17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total revenue</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>8,180</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,826</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,993</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,648</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,009</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Common shareholders&#146; net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>580</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">567</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">706</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">669</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">207</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">817</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">574</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">551</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>718</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">730</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">770</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">641</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">643</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">689</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">573</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Diluted EPS ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>0.96</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.09</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.89</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1.19</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.05</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.05</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Basic reported EPS ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>0.96</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.94</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.90</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income (loss) by segment</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>96</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">249</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">172</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">185</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">266</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF U.S.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>118</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(267</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">105</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(63</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(178</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>244</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">210</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">185</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">171</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>125</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">164</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">133</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">133</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">216</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">356</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Corporate</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">94</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(19</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(137</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total&nbsp;reported&nbsp;net&nbsp;income&nbsp;(loss)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>580</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">567</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">706</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">669</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">207</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">817</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">574</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">551</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income (loss) by
segment<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Canada<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">295</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">232</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">266</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">229</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">129</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asset Management<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>227</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">216</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">226</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">199</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>140</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">128</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Corporate<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(21</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(13</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(23</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total&nbsp;underlying&nbsp;net&nbsp;income&nbsp;(loss)<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>718</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">730</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">729</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">770</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">641</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">643</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">689</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">573</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Third Quarter 2018 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $567&nbsp;million in the second quarter of 2018, reflecting a $269&nbsp;million unfavourable change in ACMA compared to the same quarter in
2017. Underlying net income was $730&nbsp;million, primarily driven by strong business growth, the lower income tax rate in the U.S., higher investment income on surplus assets, partially offset by new business strain. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Second Quarter 2018 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $706&nbsp;million in the
second quarter of 2018, reflecting an $82&nbsp;million favourable change in market related impacts compared to the same quarter in 2017. Underlying net income was $729&nbsp;million, primarily driven by strong business growth and favourable morbidity
experience, partially offset by expenses, credit experience, and the impact of investment activity on insurance contract liabilities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>First Quarter 2018
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $669&nbsp;million in the first quarter of 2018, reflecting a $79&nbsp;million unfavourable change in market related impacts compared to
the same quarter in 2017. Underlying net income was $770&nbsp;million, primarily driven by interest on par seed capital of $110&nbsp;million, strong business growth, the lower income tax rate in the U.S., as well as the impact of investment activity
on insurance contract liabilities, partially offset by weaker mortality and lapse experience. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Fourth Quarter 2017 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $207&nbsp;million in the fourth quarter of 2017, reflecting unfavourable impact of the U.S. tax reform, a restructuring charge, and the impact
from interest rates compared to the fourth quarter of 2016. Underlying net income was $641&nbsp;million, reflecting the growth in our wealth businesses and favourable morbidity and mortality experience. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Third Quarter 2017 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $817&nbsp;million in the third
quarter of 2017, reflecting favourable market related activity primarily driven by interest rates and changes in the fair values of real estate, and favourable impact of ACMA, partially offset by the unfavourable impact of the movement of the
Canadian dollar and other adjustments compared to the third quarter of 2016. Underlying net income was $643&nbsp;million, reflecting favourable mortality experience, growth in fee income on our wealth businesses and new business gains, partially
offset by a lower level of gains from investing activity. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">76&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Second Quarter 2017 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $574&nbsp;million in the second quarter of 2017, reflecting the unfavourable effect of market related impacts driven by interest rate changes,
the unfavourable impact of acquisition, integration and restructuring amounts, fair value adjustments on MFS&#146;s share-based payment awards, and certain hedges in SLF Canada that do not qualify for hedge accounting. Reported net income also
reflected the factors discussed in underlying net income. Underlying net income was $689&nbsp;million, reflecting business growth, gains from investing activity on insurance contract liabilities, positive credit experience and favourable morbidity
and mortality experience, partially offset by unfavourable lapse and other policyholder experience, unfavourable expense experience, including investment in growing our businesses, and unfavourable other experience. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>First Quarter 2017 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Reported net income was $551&nbsp;million in the first
quarter of 2017, reflecting the favourable effect of market related impacts partially offset by the unfavourable impact of acquisition, integration and restructuring amounts and fair value adjustments on MFS&#146;s share-based payment awards.
Reported net income also reflected the factors discussed in underlying net income. Underlying net income was $573&nbsp;million, reflecting favourable mortality experience in SLF Canada and SLF U.K. and gains from investing activities on insurance
contract liabilities, partially offset by lapse and other policyholder behaviour experience and unfavourable mortality experience in SLF U.S. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_49"></A>&nbsp;L. <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>i. Underlying Net Income and Underlying EPS </B></P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Underlying net income (loss)
and financial measures based on underlying net income (loss), including underlying EPS or underlying loss per share, and underlying ROE, are <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures. Underlying net income (loss) removes
from reported net income (loss) the impact of the following items that create volatility in our results under IFRS and when removed assist in explaining our results from period to period: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">market related impacts that differ from our best estimate assumptions, which include: (i)&nbsp;impact of returns in
equity markets, net of hedging, for which our best estimate assumptions are approximately 2% per quarter. This also includes the impact of the basis risk inherent in our hedging program, which is the difference between the return on underlying funds
of products that provide benefit guarantees and the return on the derivative assets used to hedge those benefit guarantees; (ii)&nbsp;the impact of changes in interest rates in the reporting period and on the value of derivative instruments used in
our hedging programs including changes in credit and swap spreads, and any changes to the assumed fixed income reinvestment rates in determining the actuarial liabilities; and (iii)&nbsp;the impact of changes in the fair value of investment
properties in the reporting period; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">assumption changes and management actions, which include: (i)&nbsp;the impact of revisions to the methods and
assumptions used in determining our liabilities for insurance contracts and investment contracts and (ii)&nbsp;the impact on insurance contracts and investment contracts of actions taken by management in the current reporting period, referred to as
management actions which include, for example, changes in the prices of <FONT STYLE="white-space:nowrap">in-force</FONT> products, new or revised reinsurance on <FONT STYLE="white-space:nowrap">in-force</FONT> business, and material changes to
investment policies for assets supporting our liabilities; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">Other adjustments: </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">certain hedges in SLF Canada that do not qualify for hedge accounting - this adjustment enhances the comparability of
our net income from period to period, as it reduces volatility to the extent it will be offset over the duration of the hedges; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">fair value adjustments on MFS&#146;s share-based payment awards that are settled with MFS&#146;s own shares and
accounted for as liabilities and measured at fair value each reporting period until they are vested, exercised and repurchased - this adjustment enhances the comparability of MFS&#146;s results with publicly traded asset managers in the United
States; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">acquisition, integration and restructuring costs (including impacts related to acquiring and integrating acquisitions);
and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL; " ALIGN="left">other items that are unusual or exceptional in nature. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All factors discussed in this document that impact our underlying net income are also applicable to reported net income. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">All EPS measures in this document refer to fully diluted EPS, unless otherwise stated. As noted below, underlying EPS excludes the dilutive impact of convertible
instruments. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table sets out the amounts that were excluded from our underlying net income (loss) and underlying EPS,
and provides a reconciliation to our reported net income (loss) and EPS based on IFRS. A reconciliation of our underlying net income to our reported net income for the fourth quarters of 2018 and 2017 is provided in this MD&amp;A in section K -
Additional Financial Disclosure - 3 - Fourth Quarter 2018 Profitability. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Reconciliations of Select Net Income Measures </B></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, unless otherwise noted)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Equity market impact</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact from equity market changes</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(159</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Basis risk impact</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Equity market impact</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(174</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Interest rate impact</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of interest rate changes</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(116</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(79</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of credit spread movements</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>56</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(54</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of swap spread movements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(31</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Interest rate impact<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(91</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(157</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of changes in the fair value of investment
properties</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>77</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(188</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management
actions<SUP STYLE="font-size:85%; vertical-align:top">(2)(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(155</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other adjustments:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Certain hedges in SLF Canada that do not qualify for hedge accounting</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(16</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fair value adjustments on MFS&#146;s share-based payment awards</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(81</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Acquisition, integration and restructuring</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(82</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(123</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(27</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total of other adjustments</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(82</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(220</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax
reform<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(251</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,947</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,546</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,335</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported EPS (diluted) ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4.14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.03</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(0.31</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.01</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management actions ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(0.26</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.07</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Certain hedges in SLF Canada that do not qualify for hedge accounting ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>0.01</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.03</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.01</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Fair value adjustments on MFS&#146;s share-based payment awards ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(0.01</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.13</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.05</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Acquisition, integration and restructuring ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(0.14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.20</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.04</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax reform ($)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of convertible securities on diluted EPS ($)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(0.01</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(0.01</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(0.02</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying EPS (diluted) ($)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>4.86</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4.15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3.80</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Our exposure to interest rates varies by product type, line of business, and geography. Given the long-term nature of our
business, we have a higher degree of sensitivity in respect of interest rates at long durations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">ACMA in 2017 excludes the $(288) million change that is included in U.S. tax reform, shown separately.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following table shows the <FONT STYLE="white-space:nowrap">pre-tax</FONT> amount of underlying net income
adjustments: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions, unless otherwise noted)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reported net income (after tax)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income adjustments <FONT STYLE="white-space:nowrap">(pre-tax):</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Market related impacts<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(179</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(79</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Assumption changes and management
actions<SUP STYLE="font-size:85%; vertical-align:top">(1)(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(246</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(61</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other adjustments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(150</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(297</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(40</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;U.S. tax reform<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#151;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(444</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Total underlying net income adjustments <FONT
STYLE="white-space:nowrap">(pre-tax)</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right"><B>(575</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right">(881</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Tax related to underlying net income adjustments</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">484</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">113</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Underlying net income<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP> (after tax)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,947</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,546</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,335</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See section L - <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document for a breakdown of
components within this adjustment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">U.S. tax reform of $(444) million <FONT STYLE="white-space:nowrap">(pre-tax)</FONT> is shown separately, and is excluded
from ACMA of $(61) million <FONT STYLE="white-space:nowrap">(pre-tax).</FONT> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measure. See section L - <FONT
STYLE="white-space:nowrap">Non-IFRS</FONT> Financial Measures in this document. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Tax related to underlying net income adjustments may vary from
the expected effective tax rate range reflecting the mix of business based on the Company&#146;s international operations. The aggregate tax effect depends on whether the underlying adjustment increases and reductions to <FONT
STYLE="white-space:nowrap">pre-tax</FONT> income occurred in high or low tax jurisdictions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">78&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>ii. Additional <FONT STYLE="white-space:nowrap">Non-IFRS</FONT> Measures </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management also uses the following <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures: </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Return on equity. </B>IFRS does not prescribe the calculation of ROE and therefore a comparable measure under IFRS is not available. To determine reported ROE and
underlying ROE, respectively, reported net income (loss) and underlying net income (loss) is divided by the total weighted average common shareholders&#146; equity for the period. The quarterly ROE is annualized.<B> </B> </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Financial leverage ratio. </B>This total debt to total capital ratio is ratio of debt plus preferred shares to total capital, where debt consists of all capital
qualifying debt securities. Capital qualifying debt securities consist of subordinated debt and innovative capital instruments.<B> </B> </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Dividend payout
ratio.</B> This is the ratio of dividends paid per share to diluted underlying EPS for the period. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Sales. </B>In SLF Canada, insurance sales consist of sales
of individual insurance and group benefits products; wealth sales consist of sales of individual wealth products and sales in GRS. In SLF U.S., insurance sales consist of sales by Group Benefits. In SLF Asia, insurance sales consist of the
individual and group insurance sales by our subsidiaries and joint ventures and associates, based on our proportionate equity interest, in the Philippines, Hong Kong, Indonesia, India, China, Malaysia, and Vietnam and sales from our International
business unit; wealth sales consist of Hong Kong wealth sales, Philippines mutual fund sales, wealth sales by our India and China insurance joint ventures and associates, and Aditya Birla Sun Life AMC Limited&#146;s equity and fixed income mutual
fund sales based on our proportionate equity interest, including sales as reported by our bank distribution partners. SLF Asset Management sales<SUP STYLE="font-size:85%; vertical-align:top"> </SUP>consist of gross sales (inflows) for retail and
institutional Clients; unfunded commitments are not included in sales. Sales are also expressed on a constant currency basis, which is a measure of sales that provides greater comparability across reporting periods by excluding the impact of
exchange rate fluctuations from the translation of functional currencies to the Canadian dollar.<B> </B> </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Value of New Business.</B> VNB represents the present
value of our best estimate of future distributable earnings, net of the cost of capital, from new business contracts written in a particular time period, except new business in our SLF Asset Management pillar. The assumptions used in the
calculations are generally consistent with those used in the valuation of our insurance contract liabilities except that discount rates used approximate theoretical return expectations of an equity investor. Capital required is generally based on
Sun Life Assurance&#146;s LICAT operating target. VNB is a useful metric to evaluate the present value created from new business contracts. There is no directly comparable IFRS measure. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Adjusted revenue.</B> This measure is an alternative measure of revenue that provides greater comparability across reporting periods, by excluding the impact of:
(i)&nbsp;exchange rate fluctuations, from the translation of functional currencies to the Canadian dollar, for comparisons (&#147;Constant Currency Adjustment&#148;); (ii) Fair value and foreign currency changes on assets and liabilities (&#147;FV
Adjustment&#148;); and (iii)&nbsp;reinsurance for the insured business in SLF Canada&#146;s GB operations (&#147;Reinsurance in SLF Canada&#146;s GB Operations Adjustment&#148;). </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Revenues</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>26,997</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,573</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Constant Currency Adjustment</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(62</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;FV Adjustment</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(3,373</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,233</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reinsurance in SLF Canada&#146;s GB Operations
Adjustment</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(602</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(3,026</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2,758</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Adjusted revenue</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>31,034</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">29,757</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28,724</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Adjusted premiums and deposits. </B>This measure is an alternative measure of premiums and deposits that provides greater
comparability across reporting periods by excluding the impact of: (i)&nbsp;the Constant Currency Adjustment; and (ii)&nbsp;the Reinsurance in SLF Canada&#146;s GB Operations Adjustment. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Premiums and deposits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>160,108</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">164,680</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">158,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Constant Currency Adjustment</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(661</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,620</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Reinsurance in SLF Canada&#146;s GB Operations
Adjustment</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(602</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(3,026</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2,758</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Adjusted premiums and deposits</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>161,371</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">167,706</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">158,597</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">Pre-tax</FONT> net operating profit margin ratio for MFS.</B> This ratio is a measure of the
profitability of MFS, which excludes the impact of fair value adjustments on MFS&#146;s share-based payment awards, investment income, and certain commission expenses that are offsetting. These commission expenses are excluded in order to neutralize
the impact these items have on the <FONT STYLE="white-space:nowrap">pre-tax</FONT> net operating profit margin ratio and have no impact on the profitability of MFS. There is no directly comparable IFRS measure. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B><FONT STYLE="white-space:nowrap">After-tax</FONT> profit margin for SLF U.S. Group Benefits. </B>This ratio assists in explaining our results from period to period
and is a measure of profitability that expresses SLF U.S. Group Benefits underlying net income as a percentage of net premiums. This ratio is calculated by dividing underlying net income (loss) by net premiums for the trailing four quarters. There
is no directly comparable IFRS measure. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Impact of foreign exchange.</B> Items impacting our Consolidated Statements of Operations, such as Revenue, Benefits
and expenses, and Total net income (loss), are translated into Canadian dollars using average exchange rates for the respective period. For items impacting our Consolidated Statements of Financial Position, such as Assets and Liabilities, period end
rates are used for currency translation purposes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Several IFRS financial measures are presented on a constant currency adjusted basis to exclude the impact of foreign
exchange rate fluctuations. These measures are calculated using the average or period end foreign exchange rates, as appropriate, in effect at the date of the comparative period. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Assumption changes and management actions.</B> In this MD&amp;A, the impact of assumption changes and management actions on shareholders&#146; net income <FONT
STYLE="white-space:nowrap">(after-tax)</FONT> is included in reported net income and is excluded in calculating underlying net income, as described in this MD&amp;A under the heading D - Profitability - 2018 vs. 2017. Note 10.A of our Annual
Consolidated Financial Statements shows the <FONT STYLE="white-space:nowrap">pre-tax</FONT> impact of method and assumption changes on shareholder and participating policyholder Insurance Contract Liabilities net of reinsurance assets, excluding
changes in other policy liabilities and assets. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The MD&amp;A view of assumption changes and management actions is the impact on shareholders&#146; net income
(after tax). The Annual Consolidated Financial Statement view is a component of the change in total company liabilities. The following table provides a reconciliation of the differences between the two measures: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2016</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of method and assumption changes on Insurance Contract Liabilities <FONT
STYLE="white-space:nowrap">(pre-tax)</FONT><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>278</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(35</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Less: Participating
Policyholders<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>533</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">181</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">181</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of method and assumption changes excluding participating policyholders <FONT
STYLE="white-space:nowrap">(pre-tax)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(255</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(216</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Less: Tax</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(90</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(51</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(114</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Impact of method and assumption changes excluding participating policyholders <FONT
STYLE="white-space:nowrap">(after-tax)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(165</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(102</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Add: Management Actions
<FONT STYLE="white-space:nowrap">(after-tax)</FONT><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(243</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other <FONT STYLE="white-space:nowrap">(after-tax)</FONT><SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(13</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Assumption changes and management actions <FONT
STYLE="white-space:nowrap">(after-tax)</FONT><SUP STYLE="font-size:85%; vertical-align:top">(5)(6)(7)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(155</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(207</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Note 10.A of our Annual Consolidated Financial Statements shows the <FONT STYLE="white-space:nowrap">pre-tax</FONT> impact
of method and assumption changes on shareholder and participating policyholder Insurance contract liabilities net of reinsurance assets, excluding changes in other policy liabilities and assets. The amount shown in the table above is the
shareholders&#146; income impact related to the amount shown in Note 10.A of our Annual Consolidated Financial Statements. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Adjustment to remove the <FONT STYLE="white-space:nowrap">pre-tax</FONT> impact of method and assumption changes on
amounts attributed to participating policyholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Adjustment to include the <FONT STYLE="white-space:nowrap">after-tax</FONT> impact of management actions on insurance
contract liabilities and investment contract liabilities which include, for example, changes in the prices of <FONT STYLE="white-space:nowrap">in-force</FONT> products, new or revised reinsurance on <FONT STYLE="white-space:nowrap">in-force</FONT>
business, and material changes to investment policies for assets supporting our liabilities. In the second quarter of 2017, management actions were mainly in SLF U.S., primarily comprised of the expected impact of recapturing certain reinsurance
treaties and the expected cost of reinsurance in certain other treaties. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Adjustments to include the <FONT STYLE="white-space:nowrap">after-tax</FONT> impact of method and assumption changes on
investment contracts and other policy liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes the tax impacts of assumption changes and management actions on insurance contract liabilities and investment
contract liabilities, reflecting the tax rates in the jurisdictions in which we do business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Assumption changes and management actions is included in reported net income and is excluded in calculating underlying net
income, in this MD&amp;A under the heading D - Profitability - 2018 vs. 2017. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In 2017, the impact on reported net income of an increase of $81&nbsp;million is presented as an adjustment to arrive at
underlying net income as Assumption changes and management actions. The impact on reported net income of a decrease of $288&nbsp;million ($444&nbsp;million <FONT STYLE="white-space:nowrap">pre-tax)</FONT> related to the U.S. tax legislation changes
enacted on December&nbsp;22, 2017, included in the $(207)&nbsp;million above, is included as part of the U.S. tax reform impact that is reported separately as an adjustment to arrive an underlying net income (see section D - Profitability - iv -
U.S. tax reform). </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Real estate market sensitivities.</B> Real estate market sensitivities are <FONT STYLE="white-space:nowrap">non-IFRS</FONT>
financial measures for which there are no directly comparable measures under IFRS so it is not possible to provide a reconciliation of these amounts to the most directly comparable IFRS measures. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Other.</B> Management also uses the following <FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures for which there are no comparable financial
measures in IFRS: (i)&nbsp;ASO premium and deposit equivalents, mutual fund sales, managed fund sales, insurance sales, and total premiums and deposits; (ii)&nbsp;AUM, mutual fund assets, managed fund assets, other AUM, and assets under
administration; (iii)&nbsp;the value of new business, which is used to measure the estimated lifetime profitability of new sales and is based on actuarial calculations; and (iv)&nbsp;assumption changes and management actions, which is a component of
our sources of earnings disclosure. Sources of earnings is an alternative presentation of our Consolidated Statements of Operations that identifies and quantifies various sources of income. The Company is required to disclose its sources of earnings
by its principal regulator, OSFI. </P> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_50"></A>&nbsp;M. Accounting and Control Matters </B></FONT></P></div>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_51"></A>1. Critical Accounting Policies and Estimates </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our significant accounting and actuarial policies are described in Notes 1, 2, 3, 5, 6, 7 and 10 of our 2018 Annual Consolidated Financial Statements. Management must
make judgments involving assumptions and estimates, some of which may relate to matters that are inherently uncertain, under these policies. The estimates described below are considered particularly significant to understanding our financial
performance. As part of our financial control and reporting, judgments involving assumptions and estimates are reviewed by the independent auditor and by other independent advisors on a periodic basis. Accounting policies requiring estimates are
applied consistently in the determination of our financial results. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Benefits to Policyholders </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>General </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The liabilities for insurance contracts represent the
estimated amounts which, together with estimated future premiums and net investment income, will provide for outstanding claims, estimated future benefits, policyholders&#146; dividends, taxes (other than income taxes), and expenses on <FONT
STYLE="white-space:nowrap">in-force</FONT> insurance contracts. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">80&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In determining our liabilities for insurance contracts, assumptions must be made about mortality and morbidity rates,
lapse and other policyholder behaviour, interest rates, equity market performance, asset default, inflation, expenses, and other factors over the life of our products. Most of these assumptions relate to events that are anticipated to occur many
years in the future. Assumptions require significant judgment and regular review and, where appropriate, revision. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We use best estimate assumptions for expected
future experience and apply margins for adverse deviations to provide for uncertainty in the choice of the best estimate assumptions. The amount of insurance contract liabilities related to the application of margins for adverse deviations to best
estimate assumptions is called a provision for adverse deviations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Best Estimate Assumptions </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Best estimate assumptions are intended to be current, neutral estimates of the expected outcome as guided by Canadian actuarial standards of practice. The choice of
best estimate assumptions takes into account current circumstances, past experience data (Company and/or industry), the relationship of past to expected future experience, anti-selection, the relationship among assumptions, and other relevant
factors. For assumptions on economic matters, the assets supporting the liabilities and the expected policy for asset-liability management are relevant factors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Margins for Adverse Deviations </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The appropriate level of margin for
adverse deviations on an assumption is guided by Canadian actuarial standards of practice. For most assumptions, the standard range of margins for adverse deviations is 5% to 20% of the best estimate assumption, and the actuary chooses from within
that range based on a number of considerations related to the uncertainty in the determination of the best estimate assumption. The level of uncertainty, and hence the margin chosen, will vary by assumption and by line of business and other factors.
Considerations that would tend to indicate a choice of margin at the high end of the range include: </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">The statistical credibility of the Company&#146;s experience is too low to be the primary source of data for choosing the
best estimate assumption </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Future experience is difficult to estimate </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">The cohort of risks lacks homogeneity </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Operational risks adversely impact the ability to estimate the best estimate assumption </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8.5pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8.5pt">Past experience may not be representative of future experience and the experience may deteriorate </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Provisions for adverse deviations in future interest rates are included by testing a number of scenarios of future interest rates, some of which are prescribed by
Canadian actuarial standards of practice, and determining the liability based on the range of possible outcomes. A scenario of future interest rates includes, for each forecast period between the statement of financial position date and the last
liability cash flow, interest rates for risk-free assets, premiums for asset default, rates of inflation, and an investment strategy consistent with the Company&#146;s investment policy. The starting point for all future interest rate scenarios is
consistent with the current market environment. If few scenarios are tested, the liability would be at least as great as the largest of the outcomes. If many scenarios are tested, the liability would be within a range defined by the average of the
outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Provisions for adverse deviations in
future equity returns are included by scenario testing or by applying margins for adverse deviations. In blocks of business where the valuation of liabilities uses scenario testing of future equity returns, the liability would be within a range
defined by the average of the outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile. In blocks of business where the valuation of liabilities does not use scenario testing of
future equity returns, the margin for adverse deviations on common share dividends is between 5% and 20%, and the margin for adverse deviations on capital gains would be 20% plus an assumption that those assets reduce in value by 20% to 50% at the
time when the reduction is most adverse. A 30% reduction is appropriate for a diversified portfolio of North American common shares and, for other portfolios, the appropriate reduction depends on the volatility of the portfolio relative to a
diversified portfolio of North American common shares. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In choosing margins, we ensure that, when taken one at a time, each margin is reasonable with respect to
the underlying best estimate assumption and the extent of uncertainty present in making that assumption, and also that, in aggregate, the cumulative impact of the margins for adverse deviations is reasonable with respect to the total amount of our
insurance contract liabilities. Our margins are generally stable over time and are generally only revised to reflect changes in the level of uncertainty in the best estimate assumptions. Our margins tend to be at the high end of the range for
expenses and in the <FONT STYLE="white-space:nowrap">mid-range</FONT> or higher for other assumptions. When considering the aggregate impact of margins, the actuary assesses the consistency of margins for each assumption across each block of
business to ensure there is no double counting or omission and to avoid choosing margins that might be mutually exclusive. In particular, the actuary chooses similar margins for blocks of business with similar characteristics, and also chooses
margins that are consistent with other assumptions, including assumptions about economic factors. The actuary is guided by Canadian actuarial standards of practice in making these professional judgments about the reasonableness of margins for
adverse deviations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The best estimate assumptions and margins for adverse deviations are reviewed at least annually and revisions are made when appropriate. The
choice of assumptions underlying the valuation of insurance contract liabilities is subject to external actuarial peer review. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Critical Accounting Estimates
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Significant factors affecting the determination of policyholders&#146; benefits, the methodology by which they are determined, their significance to the
Company&#146;s financial condition and results of operations are described below. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I><FONT STYLE="white-space:nowrap">Non-fixed</FONT> Income Market Movements
</I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are exposed to equity markets through our segregated fund products (including variable annuities) that provide guarantees linked to underlying fund
performance and through insurance products where the insurance contract liabilities are supported by <FONT STYLE="white-space:nowrap">non-fixed</FONT> income assets. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For segregated fund products (including variable annuities), we have implemented hedging programs involving the use
of derivative instruments to mitigate a large portion of the equity market risk associated with the guarantees. The cost of these hedging programs is reflected in the liabilities. The equity market risk associated with anticipated future fee income
is not hedged. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The majority of <FONT STYLE="white-space:nowrap">non-fixed</FONT> income assets that are designated as FVTPL support our participating and
universal life products where investment returns are passed through to policyholders through routine changes in the amount of dividends declared or in the rate of interest credited. In these cases, changes in
<FONT STYLE="white-space:nowrap">non-fixed</FONT> income asset values are largely offset by changes in insurance contract liabilities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Interest Rates
</I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We generally maintain distinct asset portfolios for each major line of business. In the valuation of insurance contract liabilities, the future cash flows
from insurance contracts and the assets that support them are projected under a number of interest rate scenarios, some of which are prescribed by Canadian actuarial standards of practice. Reinvestments and disinvestments take place according to the
specifications of each scenario, and the liability is set based on the range of possible outcomes. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For certain products, including participating insurance and
certain forms of universal life policies and annuities, policyholders share investment performance through routine changes in the amount of dividends declared or in the rate of interest credited. These products generally have minimum interest rate
guarantees. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Hedging programs are in place to help mitigate the impact of interest rate movements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Mortality </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mortality refers to the rates at which death occurs for
defined groups of people. Life insurance mortality assumptions are generally based on the past five to ten years of experience. Our experience is combined with industry experience where our own experience is insufficient to be statistically valid.
Assumed mortality rates for life insurance and annuity contracts include assumptions about future mortality improvement based on recent trends in population mortality and our outlook for future trends. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Morbidity </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Morbidity refers to both the rates of accident or sickness
and the rates of recovery therefrom. Most of our disability insurance is marketed on a group basis. We offer critical illness policies on an individual basis in Canada and Asia, long-term care on an individual basis in Canada, and medical stop-loss
insurance is offered on a group basis in the U.S. In Canada, group morbidity assumptions are based on our five-year average experience, modified to reflect any emerging trend in recovery rates. For long-term care and critical illness insurance,
assumptions are developed in collaboration with our reinsurers and are largely based on their experience. In the U.S., our experience is used for both medical stop-loss and disability assumptions, with some consideration of industry experience. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Policy Termination Rates </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Policyholders may allow their policies to
lapse prior to the end of the contractual coverage period by choosing not to continue to pay premiums or by surrendering their policy for the cash surrender value. Assumptions for lapse experience on life insurance are generally based on our
five-year average experience. Lapse rates vary by plan, age at issue, method of premium payment, and policy duration. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Premium Payment Patterns </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">For universal life contracts, it is necessary to set assumptions about premium payment patterns. Studies prepared by industry or the actuarial profession are used for
products where our experience is insufficient to be statistically valid. Premium payment patterns usually vary by plan, age at issue, method of premium payment, and policy duration. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Expense </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Future policy-related expenses include the costs of premium
collection, claims adjudication and processing, actuarial calculations, preparation and mailing of policy statements, and related indirect expenses and overhead. Expense assumptions are mainly based on our recent experience using an internal expense
allocation methodology. Inflationary increases assumed in future expenses are consistent with the future interest rates used in scenario testing. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B><I>Asset
Default </I></B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As required by Canadian actuarial standards of practice, insurance contract liabilities include a provision for possible future default of the
assets supporting those liabilities. The amount of the provision for asset default included in the insurance contract liabilities is based on possible reductions in future investment yield that vary by factors such as type of asset, asset credit
quality (rating), duration, and country of origin. The asset default assumptions are comprised of a best estimate plus a margin for adverse deviations, and are intended to provide for loss of both principal and income. Best estimate asset default
assumptions by asset category and geography are derived from long-term studies of industry experience and the Company&#146;s experience. Margins for adverse deviation are chosen from the standard range (of 25% to 100%) as recommended by Canadian
actuarial standards of practice based on the amount of uncertainty in the choice of best estimate assumption. The credit quality of an asset is based on external ratings if available (public bonds) and internal ratings if not (mortgages and loans).
Any assets without ratings are treated as if they are rated below investment grade. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In contrast to asset impairment provisions and changes in FVTPL assets arising
from impairments, both of which arise from known credit events, the asset default provision in the insurance contract liabilities covers losses related to possible future (unknown) credit events. Canadian actuarial standards of practice require the
asset default provision to be determined taking into account known impairments that are recognized elsewhere on the statement of financial position. The asset default provision included in the insurance contract liabilities is reassessed each
reporting period in light of impairments, changes in asset quality ratings, and other events that occurred during the period. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">82&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Sensitivities to Best Estimate Assumptions </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The sensitivities presented below are forward-looking statements. They include measures of our estimated net income sensitivity to changes in the best estimate
assumptions in our insurance contract liabilities based on a starting point and business mix as at December&nbsp;31, 2018 and as at December&nbsp;31, 2017, reflecting the update of actuarial method and assumption changes described in this MD&amp;A
under the heading Assumption Changes and Management Actions and, where appropriate, taking into account hedging programs in place as at December&nbsp;31, 2018 and December&nbsp;31, 2017 described in this MD&amp;A under the heading Market Risk. These
sensitivities represent the Company&#146;s estimate of changes in best estimate assumptions that are reasonably likely based on the Company&#146;s and/or the industry&#146;s historical experience and industry standards and best practices as at
December&nbsp;31, 2018 and December&nbsp;31, 2017. We have also disclosed in the table below the impact of a 50 basis point change in risk free interest rates and 25% and 10% changes in equity markets to illustrate the impact of immediate market
shocks. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Changes to the starting point for interest rates, equity market prices and business mix will result in different estimated sensitivities. Additional
information regarding equity and interest rate sensitivities, including key assumptions, can be found under the heading J&nbsp;- Risk Management - 8 - Risk Categories - Market Risk Sensitivities in this document. The following table summarizes the
impact these sensitivities would have on our net income. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="61%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Critical Accounting Estimate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Sensitivity</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">($ millions, <FONT STYLE="white-space:nowrap">after-tax)</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest Rates</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">50 basis point parallel decrease in interest rates across the entire yield curve</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">50 basis point parallel increase in interest rates across the entire yield curve</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity Markets</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">25% decrease across all equity markets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(300</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(300</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">10% decrease across all equity markets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">10% increase across all equity markets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">25% increase across all equity markets</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">1% reduction in assumed future equity and real estate returns</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(560</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(485</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2% increase in the best estimate assumption for insurance products - where higher mortality would be financially adverse</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(35</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(55</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">2% decrease in the best estimate assumption for annuity products - where lower mortality would be financially adverse</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(120</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(120</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Morbidity</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">5% adverse change in the best estimate assumption</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(185</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(175</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy Termination Rates</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">10% decrease in the termination rate - where fewer terminations</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">would be financially adverse</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(250</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(240</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">10% increase in the termination rate - where more terminations</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">would be financially adverse</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(195</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(175</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Operating Expenses and Inflation</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">5% increase in unit maintenance expenses</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(175</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(160</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Fair Value of Assets and Liabilities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Debt
securities, equity securities and certain other invested assets are designated as FVTPL or AFS and are recorded at fair value in our Consolidated Statements of Financial Position. Changes in fair value of assets designated as FVTPL, and realized
gains and losses on sale of FVTPL assets are recorded in income. Changes in fair value of AFS assets are recorded in OCI. For foreign currency translation, exchange differences calculated on the amortized cost of AFS debt securities are recognized
in income and other changes in carrying amount are recognized in OCI. The exchange differences from the translation of AFS equity securities and other invested assets are recognized in OCI. Net impairment losses and realized gains and losses on sale
of AFS assets are reclassified from OCI to income. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of government and corporate debt securities is determined using quoted prices in active markets
for identical or similar securities. When quoted prices in active markets are not available, fair value is determined using market standard valuation methodologies, which include discounted cash flow analysis, consensus pricing from various broker
dealers that are typically the market makers, or other similar techniques. The assumptions and valuation inputs in applying these market standard valuation methodologies are determined primarily using observable market inputs, which include, but are
not limited to, benchmark yields, reported trades of identical or similar instruments, broker-dealer quotes, issuer spreads, bid prices, and reference data including market research publications. In limited circumstances, <FONT
STYLE="white-space:nowrap">non-binding</FONT> broker quotes are used. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of asset-backed securities is determined using quoted prices in active
markets for identical or similar securities, when available, or valuation methodologies and valuation inputs similar to those used for government and corporate debt securities. Additional valuation inputs include structural characteristics of the
securities, and the underlying collateral performance, such as prepayment speeds and delinquencies. Expected prepayment speeds are based primarily on those previously experienced in the market at projected future interest rate levels. In instances
where there is a lack of sufficient observable market data to value the securities, <FONT STYLE="white-space:nowrap">non-binding</FONT> broker quotes are used. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of equity securities is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active
markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash
flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Mortgages and loans are generally carried at amortized cost.
The fair value of mortgages and loans, for disclosure purposes, is determined by discounting the expected future cash flows using a current market interest rate applicable to financial instruments </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
with a similar yield, credit quality and maturity characteristics. Valuation inputs typically include benchmark yields and risk-adjusted spreads from current lending activities or loan issuances.
The risk-adjusted spreads are determined based on the borrower&#146;s credit and liquidity, as well as term and other loan-specific features. Long-term mortgages and loans are generally categorized in Level&nbsp;3 of the fair value hierarchy. The
significant unobservable input is a portion of these risk adjusted spreads at or beyond the 20 year point for mortgages and at or beyond the 10 year point for loans. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Derivative financial instruments are recorded at fair value with changes in fair value recorded in income unless the derivative is part of a qualifying hedging
relationship for accounting purposes. The fair value of derivative financial instruments depends upon derivative types. The fair value of exchange-traded futures and options is determined using quoted prices in active markets, while the fair value
of OTC derivatives is determined using pricing models, such as discounted cash flow analysis or other market standard valuation techniques, with primarily observable market inputs. Valuation inputs used to price OTC derivatives may include swap
interest rate curves, foreign exchange spot and forward rates, index prices, the value of underlying securities, projected dividends, volatility surfaces, and in limited circumstances, counterparty quotes. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of OTC derivative financial instruments also includes credit valuation adjustments to reflect the credit risk of both the derivative counterparty and
ourselves as well as the impact of contractual factors designed to reduce our credit exposure, such as collateral and legal rights of offset under master netting agreements. Inputs into determining the appropriate credit valuation adjustments are
typically obtained from publicly available information and include credit default swap spreads when available, credit spreads derived from specific bond yields, or published cumulative default experience data adjusted for current trends when credit
default swap spreads are not available. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of other invested assets is determined using quoted prices in active markets for identical securities or
similar securities. When quoted prices in active markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs
primarily include projected future operating cash flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Investment
properties are recorded at fair value with changes in fair value recorded in income. The fair value of investment properties is generally determined using property valuation models that are based on expected capitalization rates and models that
discount expected future net cash flows at current market interest rates reflective of the characteristics, location, and market of each property. Expected future net cash flows include contractual and projected cash flows and forecasted operating
expenses, and take into account interest, rental and occupancy rates derived from market surveys. The estimates of future cash inflows, in addition to expected rental income from current leases, include projected income from future leases based on
significant assumptions that are consistent with current market conditions. The future rental rates are estimated based on the location, type and quality of the properties, and take into account market data and projections at the valuation date. The
fair values are typically compared to market-based information for reasonability, including recent transactions involving comparable assets. The methodologies and inputs used in these models are in accordance with real estate industry valuation
standards. Valuations are prepared externally or internally by professionally accredited real estate appraisers. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The fair value of short-term securities is
approximated by their carrying amount adjusted for credit risk where appropriate. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Due to their nature, the fair value of policy loans and cash are assumed to be
equal to their carrying values, which is the amount these assets are recorded at in our Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Investments for accounts of
segregated fund holders are recorded at fair value with changes in fair value recorded in net realized and unrealized gains (losses) within the segregated fund and are not recorded in our Consolidated Statements of Operations. The fair value of
investments for accounts of segregated fund holders is determined using quoted prices in active markets or independent valuation information provided by investment managers. The fair value of direct investments within investments for accounts of
segregated fund holders, such as short-term securities and government and corporate debt securities, is determined according to valuation methodologies and inputs described above in the respective asset type sections. The fair value of the secured
borrowings from mortgage securitization is based on the methodologies and assumptions as described above for asset-backed securities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The methodologies and
assumptions for determining the fair values of investment contract liabilities are included in Note 10.B of our 2018 Annual Consolidated Financial Statements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We
categorize our assets and liabilities carried at fair value, based on the priority of the inputs to the valuation techniques used to measure fair value, into a three-level fair value hierarchy as follows: </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Level&nbsp;1: Fair value is based on the unadjusted quoted prices for identical assets or liabilities in an active market. The types of assets and liabilities
classified as Level&nbsp;1 generally include cash and cash equivalents, certain U.S. government and agency securities, exchange-traded equity securities, and certain segregated and mutual fund units held for account of segregated fund holders. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Level&nbsp;2: Fair value is based on quoted prices for similar assets or liabilities traded in active markets, or prices from valuation techniques that use significant
observable inputs, or inputs that are derived principally from or corroborated with observable market data through correlation or other means. The types of assets and liabilities classified as Level&nbsp;2 generally include Canadian federal,
provincial and municipal government, other foreign government and corporate debt securities, certain asset-backed securities, OTC derivatives, and certain segregated and mutual fund units held for account of segregated fund holders. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Level&nbsp;3: Fair value is based on valuation techniques that require one or more significant inputs that are not based on observable market inputs. These
unobservable inputs reflect our expectations about the assumptions market participants would use in pricing the asset or liability. The types of assets and liabilities classified as Level&nbsp;3 generally include certain corporate bonds, certain
other invested assets, and investment properties. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">84&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As pricing inputs become more or less observable, assets are transferred between levels in the hierarchy. Total gains
and losses in income and OCI are calculated assuming transfers into or out of Level&nbsp;3 occur at the beginning of the period. For a financial instrument that transfers into Level&nbsp;3 during the reporting period, the entire change in fair value
for the period is included in the Level&nbsp;3 reconciliation schedule in Note 5 to our 2018 Annual Consolidated Financial Statements. For transfers out of Level&nbsp;3 during the reporting period, the change in fair value for the period is excluded
from the Level&nbsp;3 reconciliation schedule in Note 5 to our 2018 Annual Consolidated Financial Statements. Transfers into Level&nbsp;3 occur when the inputs used to price the financial instrument lack observable market data and as a result, no
longer meet the Level&nbsp;1 or 2 criteria at the reporting date. Transfers out of Level&nbsp;3 occur when the pricing inputs become more transparent and satisfy the Level&nbsp;1 or 2 criteria at the reporting date. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Transfers into and out of Level&nbsp;3 for financial assets were $14&nbsp;million and $380&nbsp;million for the year ended December&nbsp;31, 2018, respectively,
compared to $512&nbsp;million and $546&nbsp;million, respectively, for the year ended December&nbsp;31, 2017. The total amount of the net realized/unrealized gains (losses) related to financial instruments transferred out of Level&nbsp;3 during the
period, which were excluded from the Level&nbsp;3 reconciliation, was a loss of $9&nbsp;million as at December&nbsp;31, 2018 compared to a gain of $14&nbsp;million as at December&nbsp;31, 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information on the fair value measurement of investments can be found in Note 5 of our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Impairment </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management assesses debt and equity securities, mortgages and
loans and other invested assets for objective evidence of impairment at each reporting date. Financial assets are impaired and impairment losses are incurred if there is objective evidence of impairment as a result of one or more loss events that
have an impact on the estimated future cash flows that can be reliably estimated. Objective evidence of impairment generally includes significant financial difficulty of the issuer, including actual or anticipated bankruptcy or defaults and
delinquency in payments of interest or principal or disappearance of an active market for the financial assets. All equity instruments in an unrealized loss position are reviewed to determine if objective evidence of impairment exists. Objective
evidence of impairment for an investment in an equity instrument or other invested asset also includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with
adverse effects that have taken place in the technological, market, economic or legal environment in which the issuer operates, and a significant or prolonged decline in the fair value of an equity instrument or other invested asset below its cost.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Additional information on the impairment of financial assets can be found in Notes 1 and 6 of our 2018 Annual Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Goodwill </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Goodwill represents the excess of the cost of an acquisition over
the fair value of the net identifiable tangible and intangible assets of the acquired businesses. Goodwill is carried at original cost less any impairment subsequently incurred. Goodwill is assessed for impairment annually or more frequently if
events or circumstances occur that may result in the recoverable amount of a cash generating unit (&#147;CGU&#148;) falling below its carrying value. A CGU is the smallest identifiable group of assets that generates cash inflows that are largely
independent of cash inflows from other groups of assets. The goodwill balances are allocated to either individual or groups of CGUs that are expected to benefit from the synergies of the business combination. Goodwill impairment is quantified by
comparing a CGU&#146;s or a group of CGU&#146;s carrying value to its recoverable amount, which is the higher of fair value less cost to sell and value in use. Impairment losses are recognized immediately and cannot be reversed in future periods.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">No impairment charges were recognized in 2018. We had a carrying value of $5.4&nbsp;billion in goodwill as at December&nbsp;31, 2018. Additional information on
goodwill can be found in Note 9 of our 2018 Annual Consolidated Financial Statements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Intangible Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Intangible assets consist of finite life and indefinite life intangible assets. Finite life intangible assets are amortized on a straight-line basis over varying
periods of up to 40 years, and are charged through operating expenses. The useful lives of finite life intangible assets are reviewed annually, and the amortization is adjusted as necessary. Indefinite life intangibles are not amortized, and are
assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying values of the indefinite life intangible assets to their recoverable
amounts. If the carrying values of the indefinite life intangibles exceed their recoverable amounts, these assets are considered impaired, and a charge for impairment is recognized in our Consolidated Statements of Operations. The recoverable amount
of intangible assets is determined using various valuation models, which require management to make certain judgments and assumptions that could affect the estimates of the recoverable amount. There were no impairment charges in 2018 and 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As at December&nbsp;31, 2018 our finite life intangible assets had a carrying value of $1,110&nbsp;million, which reflected the value of the field force, asset
administration contracts, and Client relationships acquired as part of the Clarica, CMG Asia, Genworth EBG, Ryan Labs, Prime Advisors, Bentall Kennedy, and the U.S. employee benefits business acquisitions, as well as software costs. Our indefinite
life intangible assets had a carrying value of $668&nbsp;million as at December&nbsp;31, 2018. The value of the indefinite life intangible assets reflected fund management contracts of MFS and Bentall Kennedy. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Income Taxes </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Income tax assets and liabilities for the current and prior
periods are measured at the amount expected to be recovered from or paid to the taxation authorities. Deferred income tax is provided using the liability method. Our provision for income taxes is calculated based on the tax rates and tax laws that
have been enacted or substantially enacted by the end of the reporting period. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">As a multinational organization, we are subject to taxation in numerous
jurisdictions. We seek to operate in a tax efficient manner while ensuring that we are in compliance with all laws and regulations. The determination of the required provision for current and deferred income taxes requires that we interpret tax
legislation in the jurisdictions in which we operate and that we make </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
assumptions about the expected timing of realization of deferred income tax assets and liabilities. Tax laws are complex and their interpretation requires significant judgment. The provision for
income taxes reflects management&#146;s interpretation of the relevant tax laws and its best estimate of the income tax implications of the transactions and events during the period. We believe that our provisions for uncertain tax positions
appropriately reflect the risk of tax positions that are under audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. The adequacy of our tax provision is reviewed at the end of each reporting
period. To the extent that our interpretations differ from those of tax authorities or the timing of realization is not as expected, the provision for income taxes may increase or decrease in future periods to reflect actual experience. The amount
of any increase or decrease cannot be reasonably estimated. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Deferred income tax assets are recognized for all deductible temporary differences, carry forward of
unused tax losses and unused tax credits to the extent that it is probable that taxable profit will be available against which the temporary differences, unused tax losses and unused tax credits can be utilized. At each reporting period, we assess
all available evidence, both positive and negative, to determine the amount of deferred income tax assets to be recorded. If it is probable that the benefit of tax losses and tax deductions will not be realized, a deferred income tax asset is not
recognized. The assessment requires significant estimates and judgment about future events based on the information available at the reporting date. On December&nbsp;22, 2017 due to enactment of new U.S. tax law, the U.S. federal corporate tax rate
decreased from 35% to 21% effective January&nbsp;1, 2018. As a result, deferred tax assets and liabilities relating to U.S. temporary differences were revalued at the tax rate expected to apply when the liability is settled or the asset is realized,
which decreased to 21%. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">From time to time, local governments, in countries in which we operate, enact changes to statutory corporate income tax rates. These
changes require us to review and <FONT STYLE="white-space:nowrap">re-measure</FONT> our deferred tax assets and liabilities as of the date of enactment. As at December&nbsp;31, 2018, our net deferred tax asset in the Consolidated Statements of
Financial Position was $887&nbsp;million, primarily in Canada. Any future tax rate reductions in jurisdictions where we carry a net deferred tax asset, could result in a reduction in the carrying value of the deferred tax asset and a corresponding
income tax expense at the time of substantial enactment of a rate reduction. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Pension Plans and Other Post-Retirement Benefits </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company sponsors defined benefit pension plans and defined contribution plans for eligible employees. All of our material defined benefit plans worldwide are closed
to new entrants with new hires participating in defined contribution plans. Our defined benefit pension plans offer benefits based on length of service and final average earnings and certain plans offer some indexation of benefits. We maintain
certain supplementary <FONT STYLE="white-space:nowrap">non-contributory</FONT> defined benefit pension arrangements for eligible employees, which are primarily for benefits which are in excess of local tax limits. In addition to these plans, in some
countries the Company sponsors certain post-retirement benefit plans (for medical, dental and/or life insurance benefits) for eligible qualifying employees and their dependents who meet certain requirements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In Canada, since January&nbsp;1, 2009, all new employees participate in a defined contribution plan, while existing employees continue to accrue future benefits in the
prior plan which provides a defined benefit plan and an optional contributory defined contribution plan. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">With the closure of the Canadian defined benefit plans to
new entrants, the volatility associated with future service accruals for active members has been limited and will decline over time. As at December&nbsp;31, 2018, there are no active members in the U.K. and no active employees accruing future
service benefits in the U.S. defined benefit plans. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The major risks remaining in relation to past service obligations are increases in liabilities due to a
decline in discount rates, greater life expectancy than assumed and adverse asset returns. We continue to implement our plan to <FONT STYLE="white-space:nowrap">de-risk</FONT> our material defined benefit pension plans Company-wide by systematically
shifting the pension asset mix towards liability matching investments over the next few years. The target for our significant plans is to minimize volatility in funded status arising from changes in discount rates and exposure to equity markets.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Due to the long-term nature of these defined benefit plans, the calculation of benefit expenses and accrued benefit obligations depends on various assumptions,
including discount rates, rates of compensation increases, health care cost trend rates, retirement ages, mortality rates and termination rates. Based upon consultation with external pension actuaries, management determines the assumptions used for
these plans on an annual basis. The discount rate used for our material defined benefit plans is determined with reference to market yields of high-quality corporate bonds that are denominated in the same currency in which the benefits will be paid,
and that have terms to maturity approximating the terms of obligations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Actual experience may differ from that assumed, which would impact the valuation of
defined benefit plans and the level of benefit expenses recognized in future years. Details of our pension and post-retirement benefit plans and the key assumptions used for the valuation these plans are included in Note 25 of our 2018 Annual
Consolidated Financial Statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_52"></A>2. Changes in Accounting Policies </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We have included in this section a summary of changes in accounting policies. Where there are references to Notes, these are part of our 2018 Annual Consolidated
Financial Statements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>New and Amended International Financial Reporting Standards Adopted in 2018 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following new and amended IFRS are effective for annual periods beginning on or after January&nbsp;1, 2018, and did not have a material impact on our Consolidated
Financial Statements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In May 2014, the IASB issued IFRS 15<I> Revenue from Contracts with Customers</I> (&#147;IFRS 15&#148;), which replaces IAS 11
<I>Construction Contracts</I>, IAS 18 <I>Revenue</I> and various interpretations. Amendments to IFRS 15 were issued in September 2015 and April 2016. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">86&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">
IFRS 15 establishes principles about the nature, amount, timing, and uncertainty of revenue arising from contracts with customers. IFRS 15 requires entities to recognize revenue to reflect the
transfer of goods or services to customers measured at the amounts an entity expects to be entitled to in exchange for those goods or services. Insurance contracts and revenues arising from those contracts, primarily premium revenue, are not within
the scope of this standard. Revenues from service contracts and service components of investment contracts (which are treated as service contracts) that are reported in Fee income and primarily arise from our asset management businesses are within
the scope of IFRS 15. IFRS 15 also provides guidance related to the costs to obtain and to fulfill a contract. We adopted IFRS 15 on a cumulative retrospective basis and recognized differences on transition to IFRS 15 as at January&nbsp;1, 2018 in
retained earnings. As a result of the adoption of IFRS 15, we derecognized a portion of our deferred acquisition costs (previously recognized in Other assets) and the related deferred tax liability on our Consolidated Statements of Financial
Position, which reduced opening retained earnings by $44 on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis as at January&nbsp;1, 2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In September
2016, the IASB issued <I>Amendments to IFRS 4</I> to allow insurance entities whose predominant activities are to issue contracts within the scope of IFRS 4 an optional temporary exemption from applying IFRS 9 <I>Financial Instruments</I>
(&#147;IFRS 9&#148;) (&#147;deferral approach&#148;). On January&nbsp;1, 2018, we qualified for and elected to take the deferral approach. Consequently, we will continue to apply IAS 39 <I>Financial Instruments: Recognition and Measurement</I>
(&#147;IAS 39&#148;), the existing financial instrument standard. To enable a comparison to entities applying IFRS 9, entities that apply the deferral approach are required to provide fair value disclosures separately for those financial assets that
pass and fail the Solely Payment of Principal and Interest (&#147;SPPI&#148;) test, and disclose credit ratings of financial assets that pass the SPPI test. Financial assets which pass the SPPI test are assets with contractual terms that give rise
on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In June 2016, the IASB issued
<I>Classification and Measurement of Share-based Payment Transactions</I>, which amends IFRS 2 <I>Share-based Payment.</I> The amendments clarify how to account for certain types of share-based payment transactions, such as the effects of vesting
and <FONT STYLE="white-space:nowrap">non-vesting</FONT> conditions on the measurement of cash-settled share-based payments. These amendments are applicable to awards granted on or after that date and to unvested and vested but unexercised awards
outstanding at that date. These amendments were applied prospectively. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In December 2016, the IASB issued <I>Annual Improvements to IFRSs 2014-2016 Cycle</I>,
which includes minor amendments to IFRS 1 <I>First-time Adoption of International Financial Reporting Standards </I>and<I> </I>IAS 28 <I>Investments in Associates and Joint Ventures </I>(&#147;IAS&nbsp;28&#148;). </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In December 2016, the IASB issued <I>Transfers of Investment Property (Amendments to IAS 40). </I>The amendments to IAS 40 <I>Investment Property</I> clarify that an
entity shall transfer property to, or from, investment property when, and only when, there is evidence of a change in use. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In December 2016, the IASB issued IFRIC
22 <I>Foreign Currency Transactions and Advance Consideration </I>(&#147;IFRIC 22&#148;), which was developed by the IFRS Interpretations Committee. IFRIC 22 clarifies that for purposes of determining the exchange rate in transactions which include
the receipt or payment of advance consideration in a foreign currency, the date of the transaction is the date of initial recognition of the <FONT STYLE="white-space:nowrap">non-monetary</FONT> prepayment asset or deferred income liability. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>New and Amended International Financial Reporting Standards to be Adopted in 2019 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following new and amended IFRS were issued by the IASB and are expected to be adopted by us in 2019. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In January 2016, the IASB issued IFRS 16 <I>Leases</I> (&#147;IFRS 16&#148;), which replaces IAS 17 <I>Leases</I>, and related interpretations. IFRS 16 sets out the
principles for the recognition, measurement, presentation and disclosure of leases for both lessees and lessors. For lessees, IFRS 16 removes the classification of leases as either operating or financing and requires that all leases to be recognized
on the statement of financial position, with certain exemptions allowed by this new standard. The accounting for lessors is substantially unchanged. The standard is effective for annual periods beginning on or after January&nbsp;1, 2019, to be
applied retrospectively, or on a modified retrospective basis. We will be adopting IFRS 16 on a modified retrospective basis. At the time of adoption of IFRS 16, we expect to recognize
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">right-of-use</FONT></FONT> assets of approximately $800 and lease liabilities of approximately $900 on our Consolidated Statements of Financial Position. Together with the
derecognition of deferred balances previously recognized under IAS 17, the overall impact to retained earnings is not expected to be material. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In June 2017, the
IASB issued IFRIC 23 <I>Uncertainty over Income Tax Treatments </I>(&#147;IFRIC 23&#148;)<I>, </I>which was developed by the IFRS Interpretations Committee. IFRIC 23 clarifies how to apply the recognition and measurement requirements in IAS 12
<I>Income Taxes </I>(&#147;IAS 12&#148;), when there is uncertainty over income tax treatments, and requires an entity to determine whether tax treatments should be considered collectively or independently. In addition, IFRIC 23 addresses the
assumptions an entity should make about the examination of tax treatments by taxation authorities, as well as how an entity should consider changes in facts and circumstances. IFRIC 23 also provides guidance on how to determine taxable profit (tax
loss), tax bases, unused tax losses, unused tax credits, and tax rates, based on whether it is probable that a tax authority will accept an uncertain tax treatment used, or proposed to be used, by an entity in its income tax filings. IFRIC 23 is
effective for annual periods beginning on or after January&nbsp;1, 2019 and is to be applied retrospectively, or on a cumulative retrospective basis. We do not expect IFRIC 23 to have a material impact on our Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In October 2017, the IASB issued narrow-scope amendments to IAS 28. The amendments clarify that long-term interests in an associate or joint venture to which the
equity method is not applied should be accounted for following the requirements of IFRS 9. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2019, and are to be applied retrospectively with certain exceptions. As
we will not adopt IFRS 9 until 2021, we will be required to apply IAS 39 to the long-term interests in associates or joint ventures covered by these amendments. We do not expect the adoption of these amendments to have a material impact on our
Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">87</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In December 2017, the IASB issued <I>Annual Improvements to IFRSs 2015-2017 Cycle</I>, which includes minor
amendments to four IFRS standards. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2019. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In February 2018, the IASB issued <I>Plan Amendment, Curtailment or Settlement</I> which amends IAS 19 <I>Employee Benefits</I> (&#147;IAS 19&#148;). Under IAS 19,
when an amendment, curtailment or settlement of a defined benefit pension plan occurs, the net defined benefit liability or asset is remeasured. The amendments require an entity to use the updated assumptions from this remeasurement to determine
current service cost and net interest for reporting periods after the change to the plan. The amendments are applicable to plan amendments, curtailments or settlements occurring on or after January&nbsp;1, 2019. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>New and Amended International Financial Reporting Standards to be Adopted in 2020 or Later </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following new and amended standards were issued by the IASB and are expected to be adopted by us in 2020 or later. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In July 2014, the IASB issued the final version of IFRS 9, which replaces IAS 39. IFRS 9 includes guidance on the classification and measurement of financial
instruments, impairment of financial assets, and hedge accounting. Financial asset classification is based on the cash flow characteristics and the business model in which an asset is held. The classification determines how a financial instrument is
accounted for and measured. IFRS 9 also introduces an impairment model for financial instruments not measured at fair value through profit or loss that requires recognition of expected losses at initial recognition of a financial instrument and the
recognition of full lifetime expected losses if certain criteria are met. In addition, a new model for hedge accounting was introduced to achieve better alignment with risk management activities. This standard is effective for annual periods
beginning on or after January&nbsp;1, 2018. In October 2017, the IASB issued narrow-scope amendments to IFRS 9. The amendments clarify the classification of certain prepayable financial assets and the accounting of financial liabilities following
modification. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2019. However, pursuant to the aforementioned amendments to IFRS 4, we elected the deferral approach permitted under IFRS 4 to continue to apply IAS
39. We are currently assessing the impact that IFRS 9, along with these amendments, will have on our Consolidated Financial Statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In May 2017, the IASB
issued IFRS 17, which replaces IFRS 4. IFRS&nbsp;17 establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. IFRS 17 requires entities to measure insurance contract liabilities at their current
fulfillment values using one of three measurement models, depending on the nature of the contract. IFRS 17 is effective for annual periods beginning on or after January&nbsp;1, 2021 and is to be applied retrospectively to each group of insurance
contracts unless impracticable. If, and only if, it is impracticable to apply IFRS 17 retrospectively for a group of insurance contracts, an entity shall apply IFRS 17 using a modified retrospective approach or a fair value approach. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year, to January&nbsp;1, 2022. Additionally, the IASB has commenced a
process of evaluating the need for making possible amendments to IFRS 17. This discussion will continue into 2019, and will be followed by a public consultation on the proposed amendment(s) before any changes are confirmed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">IFRS 17 will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of Operations. Any regulatory
and tax regimes that are dependent upon IFRS accounting values may also be impacted. In particular, the introduction of IFRS 17 will require revisions to OSFI&#146;s LICAT guideline that became effective on January&nbsp;1, 2018. OSFI has indicated
that, in developing the revisions to align the LICAT guideline with the accounting standard, they intend to maintain capital frameworks with current capital policies and minimize the potential industry-wide capital impacts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The adoption of IFRS 17 will be a significant change for us and for the industry. In order to ensure effective implementation, we have established a transition program
for IFRS 17 and dedicated significant resources to the implementation. IFRS 17 requires a more expansive set of data, calculations, external disclosure, analyses and controls than the current accounting standard. This necessitates new technologies
to support computational aspects and controls relevant to managing the business under IFRS 17. As a result, the project to implement IFRS 17 is a multi-year suite of enterprise-wide actions, technology upgrades, policy and process changes, education
and change management initiatives. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We continue to assess both the potential financial statement and business implications of the standard and have regular
discussions on application and interpretation of IFRS 17 with our peers in Canada through industry and professional associations. We are also monitoring and participating in international developments related to the adoption and interpretation of
this standard. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In March 2018, the IASB issued a revised <I>Conceptual Framework for Financial Reporting </I>(&#147;2018 Conceptual Framework&#148;), which
replaces the <I>Conceptual Framework for Financial Reporting</I> issued in 2010. The 2018 Conceptual Framework includes revised definitions of an asset and a liability, as well as new guidance on measurement, derecognition, presentation and
disclosure. The 2018 Conceptual Framework is effective for annual periods beginning on or after January&nbsp;1, 2020. We are currently assessing the impact the adoption of this framework will have on our Consolidated Financial Statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In October 2018, the IASB issued <I>Definition of a Business,</I> which amends IFRS 3 <I>Business Combinations</I>. The amendments clarify the definition of a business
to assist entities in determining whether a transaction represents a business combination or an acquisition of assets. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2020, to be applied prospectively. We will
assess the impact the adoption of these amendments will have on the accounting treatment of future transactions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">In October 2018, the IASB issued <I>Definition of
Material (Amendments to IAS 1 and IAS 8).</I> The amendments clarify the definition of material and provide guidance to improve consistency in its application in IFRS standards. The amendments are effective for annual periods beginning on or after
January&nbsp;1, 2020. We are currently assessing the impact the adoption of these amendments will have on our Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">88&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><A NAME="mda677604_53"></A>3. Disclosure Controls and Procedures </B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company has established disclosure controls and procedures that are designed to provide reasonable assurance that all relevant information is gathered and reported
to senior management, including the Company&#146;s President and CEO, Executive Vice-President and Chief Financial Officer (&#147;CFO&#148;), and Executive Vice-President, Chief Legal Officer and Public Affairs, on a timely basis so that appropriate
decisions can be made regarding public disclosure. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">An evaluation of the effectiveness of our disclosure controls and procedures, as defined under rules adopted by
the Canadian securities regulatory authorities and the SEC, as at December&nbsp;31, 2018, was carried out under the supervision of and with the participation of the Company&#146;s management, including the CEO and the CFO. Based on our evaluation,
the CEO and the CFO concluded that the design and operation of these disclosure controls and procedures were effective as at December&nbsp;31, 2018. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Management&#146;s Report on Internal Control over Financial Reporting </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Management is responsible for establishing and maintaining adequate internal control over financial reporting to provide reasonable assurance regarding the reliability
of our financial reporting and the preparation of our financial statements in accordance with IFRS. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Due to its inherent limitations, internal control over
financial reporting may not prevent or detect misstatements on a timely basis. Projections of any evaluation of the effectiveness of internal control over financial reporting to future periods are subject to the risk that the controls may become
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We conducted an assessment of the
effectiveness of our internal control over financial reporting, as of December&nbsp;31, 2018, based on the framework and criteria established in <I>Internal Control-Integrated Framework (2013)</I>, issued by the Committee of Sponsoring Organizations
of the Treadway Commission. Based on that assessment, we have concluded that our internal control over financial reporting was effective as of December&nbsp;31, 2018. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our internal control over financial reporting, as of December&nbsp;31, 2018, has been audited by the Company&#146;s external auditor, Deloitte LLP, Independent
Registered Public Accounting Firm, who also audited our Annual Consolidated Financial Statements for the year ended December&nbsp;31, 2018. As stated in the Report of Independent Registered Public Accounting Firm, they have expressed an unqualified
opinion on our internal control over financial reporting as of December&nbsp;31, 2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Changes in Internal Control over Financial Reporting </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">No changes were made in our internal control over financial reporting for the period which began on January&nbsp;1, 2018 and ended December&nbsp;31, 2018 that have
materially affected or are reasonably likely to materially affect our internal control over financial reporting. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_54"></A>&nbsp;N. Legal and Regulatory Proceedings </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings can be found in Note 23 of our 2018
Annual Consolidated Financial Statements. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><FONT COLOR="#3b4e5c"><B><A NAME="mda677604_55"></A>&nbsp;O. Forward-looking Statements </B></FONT></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">From time to time, the Company makes written or oral forward-looking statements within the meaning of certain securities laws, including the &#147;safe harbour&#148;
provisions of the United States Private Securities Litigation Reform Act of 1995 and applicable Canadian securities legislation. Forward-looking statements contained in this MD&amp;A include statements (i)&nbsp;relating to our growth strategies,
financial objectives, future results of operations, and strategic goals; (ii)&nbsp;concerning the expected impact of the U.S. employee benefits business acquisition completed in 2016 on earnings per share, excluding transaction and integration costs
and our expected <FONT STYLE="white-space:nowrap">pre-tax</FONT> run rate synergies which are described in this MD&amp;A under the heading G - Performance by Business <FONT STYLE="white-space:nowrap">Group&nbsp;-&nbsp;2&nbsp;-</FONT> SLF U.S.; (iii)
concerning our medium-term financial objectives which are described in this MD&amp;A under the heading B - Overview - 2 <FONT STYLE="white-space:nowrap">-</FONT> Financial Objectives, (collectively, our &#147;medium-term financial objectives&#148;);
(iv) relating to productivity and expense initiatives, growth initiatives, outlook, and other business objectives; (v)&nbsp;relating to the expected impact of the U.S. tax reform on the Company&#146;s tax expense (vi)&nbsp;relating to our expected
tax range for future years; (vii)&nbsp;relating to the merger of Bentall Kennedy and GreenOak and our acquisition of a majority stake in the combined entity; (viii)&nbsp;that are predictive in nature or that depend upon or refer to future events or
conditions; (ix)&nbsp;set out in this document under the heading J - Risk Management - 8 Risk Categories - Market Risk - Market Risk Sensitivities - Equity Market Sensitivities and Interest Rate Sensitivities; (x)&nbsp;relating to cash flows,
anticipated payment obligations, funding requirements and our ability to meet these obligations; (xi)&nbsp;relating to tax provisions; (xii)&nbsp;relating to risks and uncertainties; and (xiii)&nbsp;that include words such as &#147;achieve&#148;,
&#147;aim&#148;, &#147;ambition&#148;, &#147;anticipate&#148;, &#147;aspiration&#148;, &#147;assumption&#148;, &#147;believe&#148;, &#147;could&#148;, &#147;estimate&#148;, &#147;expect&#148;, &#147;goal&#148;, &#147;initiatives&#148;,
&#147;intend&#148;, &#147;may&#148;, &#147;objective&#148;, &#147;outlook&#148;, &#147;plan&#148;, &#147;project&#148;, &#147;seek&#148;, &#147;should&#148;, &#147;strategy&#148;, &#147;strive&#148;, &#147;target&#148;, &#147;will&#148; and similar
expressions are forward-looking statements. Forward-looking statements include the information concerning our possible or assumed future results of operations. These statements represent our current expectations, estimates and projections regarding
future events and are not historical facts. Forward-looking statements are not a guarantee of future performance and involve risks and uncertainties that are difficult to predict. Future results and shareholder value may differ materially from those
expressed in these forward-looking statements due to, among other factors, the matters set out in this MD&amp;A under the headings B - Overview - 2 - Financial Objectives; D - Profitability - 2018 vs. 2017; I - Capital and Liquidity Management; J -
Risk Management; and M - Accounting and Control Matters - 1 - Critical Accounting Policies and Estimates and in the AIF under the heading Risk Factors, and the factors detailed in SLF Inc.&#146;s other filings with Canadian and U.S. securities
regulators, which are available for review at <U><FONT STYLE="font-family:ARIAL" COLOR="#3b4e5c">www.sedar.com</FONT></U><FONT STYLE="font-family:ARIAL"> and <U><FONT STYLE="font-family:ARIAL" COLOR="#3b4e5c">www.sec.gov</FONT></U><FONT
STYLE="font-family:ARIAL">. </FONT></FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="98%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" ALIGN="right">Management&#146;s Discussion and
Analysis&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">89</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Medium-Term Financial Objectives </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company&#146;s medium-term financial objectives set out in B - Overview - 2 - Financial Objectives are forward-looking
<FONT STYLE="white-space:nowrap">non-IFRS</FONT> financial measures. Our ability to achieve those objectives is dependent on our success in achieving growth initiatives and business objectives and on certain key assumptions that include: (i)&nbsp;no
significant changes in the level of interest rates; (ii)&nbsp;average total equity market return of approximately 8% per annum; (iii)&nbsp;credit experience in line with best estimate actuarial assumptions; (iv)&nbsp;no significant changes in the
level of our regulatory capital requirements; (v)&nbsp;no significant changes to our effective tax rate; (vi)&nbsp;no significant increase in the number of shares outstanding; (vii)&nbsp;other key assumptions include: no material changes to our
hedging program, hedging costs that are consistent with our best estimate assumptions, no material assumption changes including updates to the economic scenario generator and no material accounting standard changes; and (viii)&nbsp;our best estimate
actuarial assumptions used in determining our insurance and investment contract liabilities. Our underlying ROE is dependent upon capital levels and options for deployment of excess capital. Our medium-term financial objectives do not reflect the
indirect effects of interest rate and equity market movements including the potential impacts on goodwill or the current valuation allowance on deferred tax assets as well as other items that may be
<FONT STYLE="white-space:nowrap">non-operational</FONT> in nature. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Our target dividend payout ratio of <FONT STYLE="white-space:nowrap">40%-50%</FONT> of our
underlying net income assumes that economic conditions and our results will enable us to maintain our payout ratio in the target range, while maintaining a strong capital position. The declaration, amount and payment of dividends is subject to the
approval of SLF Inc.&#146;s Board of Directors and our compliance with the capital requirements in the Insurance Companies Act (Canada). Additional information on dividends is provided in the section I - Capital and Liquidity Management - 3 -
Shareholder Dividends in this MD&amp;A. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Although considered reasonable by the Company, we may not be able to achieve our medium-term financial objectives as the
assumptions on which these objectives were based may prove to be inaccurate. Accordingly, our actual results could differ materially from our medium-term financial objectives as described in the section B - Overview - 2 - Financial Objectives in
this MD&amp;A. Our medium-term financial objectives do not constitute guidance. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Risk Factors </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Important risk factors that could cause our assumptions and estimates, and expectations and projections to be inaccurate and our actual results or events to differ
materially from those expressed in or implied by the forward-looking statements contained in this document, including our medium-term financial objectives, are set out below. The realization of our forward-looking statements, including our ability
to meet our medium-term financial objectives, essentially depends on our business performance which, in turn, is subject to many risks. Factors that could cause actual results to differ materially from expectations include, but are not limited to:
<B>credit risks</B> - related to issuers of securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties, other financial institutions and other entities; <B>market risks</B> - related to the performance of
equity markets; changes or volatility in interest rates or credit spreads or swap spreads; real estate investments; and fluctuations in foreign currency exchange rates; <B>insurance risks</B> - related to policyholder behaviour; mortality
experience, morbidity experience and longevity; product design and pricing; the impact of higher-than-expected future expenses; and the availability, cost and effectiveness of reinsurance; <B>business and strategic risks</B> - related to global
economic and political conditions; the design and implementation of business strategies; changes in distribution channels or Client behaviour including risks relating to market conduct by intermediaries and agents; the impact of competition; the
performance of our investments and investment portfolios managed for Clients such as segregated and mutual funds; changes in the legal or regulatory environment, including capital requirements and tax laws; the environment, environmental laws and
regulations; tax matters, including estimates and judgments used in calculating taxes; our international operations, including our joint ventures; market conditions that affect our capital position or ability to raise capital; downgrades in
financial strength or credit ratings; and the impact of mergers, acquisitions and divestitures; <B>operational risks</B> - related to breaches or failure of information system security and privacy, including cyber-attacks; our ability to attract and
retain employees; legal, regulatory compliance and market conduct, including the impact of regulatory inquiries and investigations; the execution and integration of mergers, acquisitions, strategic investments and divestitures; our information
technology infrastructure; a failure of information systems and Internet-enabled technology; dependence on third-party relationships, including outsourcing arrangements; business continuity; model errors; information management; and <B>liquidity
risks </B>- the possibility that we will not be able to fund all cash outflow commitments as they fall due. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The following risk factors are related to the merger
of Bentall Kennedy and GreenOak and our acquisition of a majority stake in the combined entity that could have a material adverse effect on our forward-looking statements: (1)&nbsp;the ability of the parties to complete the transaction;
(2)&nbsp;failure of the parties to obtain necessary consents and approvals or to otherwise satisfy the conditions to the completion of the transaction in a timely manner, or at all; (3)&nbsp;our ability to realize the financial and strategic
benefits of the transaction; (4)&nbsp;failure to effectively or efficiently reorganize the operations of Bentall Kennedy and GreenOak after the transaction has closed; and (5)&nbsp;the impact of the announcement of the transaction and the dedication
of Sun Life Financial&#146;s resources to completing the transaction on Bentall Kennedy and GreenOak. These risks all could have an impact on our business relationships (including with future and prospective employees, Clients, distributors and
partners) and could have a material adverse effect on our current and future operations, financial conditions and prospects. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">The Company does not undertake any
obligation to update or revise its forward-looking statements to reflect events or circumstances after the date of this document or to reflect the occurrence of unanticipated events, except as required by law. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt">

<TR>
<TD WIDTH="96%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">90&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report
2018&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Management&#146;s Discussion and Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>d676358dex992.htm
<DESCRIPTION>EX-99.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.2 <BR> </B></P>
<P STYLE="margin-top:48pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A NAME="index"></A>CONSOLIDATED </B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:29pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#3b4e5c"><B>FINANCIAL STATEMENTS </B></FONT></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="right"><FONT COLOR="#3b4e5c"><B>AND NOTES </B></FONT></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A HREF="#fin677604_1">FINANCIAL REPORTING RESPONSIBILITIES</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B>92</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A HREF="#fin677604_2">APPOINTED ACTUARY&#146;S REPORT</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B>93</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A HREF="#fin677604_3">INDEPENDENT AUDITOR&#146;S REPORT</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B>94</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A HREF="#fin677604_4">REPORTS OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B>96</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A HREF="#fin677604_4a">CONSOLIDATED FINANCIAL STATEMENTS </A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B>98</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_6">Consolidated Statements of Operations</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_7">Consolidated Statements of Comprehensive Income (Loss)</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">99</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_8">Consolidated Statements of Financial Position</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_9">Consolidated Statements of Changes in Equity</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_10">Consolidated Statements of Cash Flows</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B><A HREF="#fin677604_11">NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS</A></B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT COLOR="#3b4e5c"><B>103</B></FONT></TD>
<TD NOWRAP VALIGN="bottom"><FONT COLOR="#3b4e5c"><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_12">Significant Accounting Policies&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;1</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_13">Changes in Accounting Policies&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;2</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_14">Acquisitions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;3</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_15">Segmented Information&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;4</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_16">Total Invested Assets and Related Net Investment Income&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;5</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">117</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_17">Financial Instrument Risk Management&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;6</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_18">Insurance Risk Management&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;7</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">134</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_19">Other Assets&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;8</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">137</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_20">Goodwill and Intangible Assets&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;&nbsp;&nbsp;9</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">137</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_21">Insurance Contract Liabilities and Investment Contract Liabilities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;10</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_22">Reinsurance&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;11</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_23">Other Liabilities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;12</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">146</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_24">Senior Debentures and Innovative Capital Instruments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;13</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_25">Subordinated Debt&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;14</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_26">Share Capital&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;15</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_27">Interests in Other Entities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;16</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_28">Fee Income&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;17</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_29">Operating Expenses&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;18</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_30">Share-Based Payments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;19</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_31">Income Taxes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;20</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_32">Capital Management&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;21</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_33">Segregated Funds&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;22</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_34">Commitments, Guarantees and Contingencies&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;23</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_35">Related Party Transactions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;24</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_36">Pension Plans and Other Post-Retirement Benefits&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;25</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_37">Earnings (Loss) Per Share&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;26</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="font-size:9pt"><A HREF="#fin677604_38">Accumulated Other Comprehensive Income (Loss)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note&nbsp;27</A></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">167</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;91</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:ARIAL"><A NAME="fin677604_1"></A>Financial Reporting Responsibilities </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management is responsible for preparing the Consolidated Financial Statements. This responsibility includes selecting appropriate accounting policies and making
estimates and other judgments consistent with International Financial Reporting Standards. The financial information presented elsewhere in the annual report to shareholders is consistent with these Consolidated Financial Statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Board of Directors (&#147;Board&#148;) oversees management&#146;s responsibilities for financial reporting. An Audit Committee of
<FONT STYLE="white-space:nowrap">non-management</FONT> directors is appointed by the Board to review the Consolidated Financial Statements and report to the Board prior to their approval of the Consolidated Financial Statements for issuance to
shareholders. Other key responsibilities of the Audit Committee include reviewing the Company&#146;s existing internal control procedures and planned revisions to those procedures, and advising the Board on auditing matters and financial reporting
issues. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management is also responsible for maintaining systems of internal control that provide reasonable assurance that financial information is reliable, that
all financial transactions are properly authorized, that assets are safeguarded, and that Sun Life Financial Inc. and its subsidiaries, collectively referred to as &#147;the Company&#148;, adhere to legislative and regulatory requirements. These
systems include the communication of policies and the Company&#146;s Code of Business Conduct throughout the organization. Internal controls are reviewed and evaluated by the Company&#146;s internal auditors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management conducted an assessment of the effectiveness of the Company&#146;s internal control over financial reporting, as of December&nbsp;31, 2018, based on the
framework and criteria established in <I>Internal Control </I>&#150; <I>Integrated Framework (2013)</I>, issued by the Committee of Sponsoring Organizations of the Treadway Commission. Based on that assessment, management has concluded that the
Company&#146;s internal control over financial reporting was effective as of December&nbsp;31, 2018. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Audit Committee also conducts such review and inquiry of
management and the internal and external auditors as it deems necessary towards establishing that the Company is employing appropriate systems of internal control, is adhering to legislative and regulatory requirements and is applying the
Company&#146;s Code of Business Conduct. Both the internal and external auditors and the Company&#146;s Appointed Actuary have full and unrestricted access to the Audit Committee with and without the presence of management. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Office of the Superintendent of Financial Institutions, Canada conducts periodic examinations of the Company. These examinations are designed to evaluate compliance
with provisions of the <I>Insurance Companies Act </I>(Canada) and to ensure that the interests of policyholders, depositors, and the public are safeguarded. The Company&#146;s foreign operations and foreign subsidiaries are examined by regulators
in their local jurisdictions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company&#146;s Appointed Actuary, who is a member of management, is appointed by the Board to discharge the various actuarial
responsibilities required under the <I>Insurance Companies Act </I>(Canada), and conducts the valuation of the Company&#146;s actuarial liabilities. The role of the Appointed Actuary is described in more detail in Note 10. The report of the
Appointed Actuary accompanies these Consolidated Financial Statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company&#146;s external auditor, Deloitte LLP, Independent Registered Public Accounting
Firm, has audited the Company&#146;s internal control over financial reporting as of December&nbsp;31, 2018, in addition to auditing the Company&#146;s Consolidated Financial Statements for the years ended December&nbsp;31, 2018 and
December&nbsp;31, 2017. Its reports to the Board and shareholders express unqualified opinions and accompany these Consolidated Financial Statements. Deloitte LLP meets separately with both management and the Audit Committee to discuss the results
of its audit. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="49%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP>


<IMG SRC="g677604g46e58.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">


<IMG SRC="g677604g03m01.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP>Dean A. Connor</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Kevin D. Strain, CPA, CA</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP>President and Chief Executive Officer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Executive Vice-President and Chief Financial Officer</TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">Toronto, Ontario, Canada </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">92&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B><A NAME="fin677604_2"></A>Appointed Actuary&#146;s Report </B></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:2.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:2.00pt solid #3b4e5c">&nbsp;</P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>THE SHAREHOLDERS AND DIRECTORS OF SUN LIFE FINANCIAL INC. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">I have valued the
policy liabilities and reinsurance recoverables of Sun Life Financial Inc. and its subsidiaries for its Consolidated Statements of Financial Position at December&nbsp;31, 2018 and December&nbsp;31, 2017 and their change in the Consolidated
Statements of Operations for the year ended December&nbsp;31, 2018 in accordance with accepted actuarial practice in Canada, including selection of appropriate assumptions and methods. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In my opinion, the amount of policy liabilities net of reinsurance recoverables makes appropriate provision for all policy obligations and the Consolidated Financial
Statements fairly present the results of the valuation. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g677604g61h43.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:2pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Kevin Morrissey </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fellow, Canadian Institute
of Actuaries </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto, Ontario, Canada </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Appointed Actuary&#146;s Report</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;93</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B><A NAME="fin677604_3"></A>Independent Auditor&#146;s Report </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">To the Shareholders and the Board of Directors of Sun Life Financial Inc. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Opinion
</B></P> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have audited the consolidated financial statements of Sun Life Financial Inc. and its subsidiaries (the &#147;Company&#148;), which comprise the consolidated
statements of financial position as at December&nbsp;31, 2018 and 2017, and the consolidated statements of operations, comprehensive income (loss), changes in equity and cash flows for the years then ended, and notes to the consolidated financial
statements, including a summary of significant accounting policies (collectively referred to as the &#147;financial statements&#148;). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In our opinion, the
accompanying financial statements present fairly, in all material respects, the financial position of the Company as at December&nbsp;31, 2018 and 2017, and its financial performance and its cash flows for the years then ended in accordance with
International Financial Reporting Standards as issued by the International Accounting Standards Board (&#147;IFRS&#148;). </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Basis for Opinion </B></P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We conducted our audit in accordance with Canadian generally accepted auditing standards (&#147;Canadian GAAS&#148;). Our responsibilities under those standards are
further described in the <I>Auditor&#146;s Responsibilities for the Audit of the Financial Statements</I> section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the
financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Other Information </B></P> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management is responsible for the other information.
The other information comprises: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Management&#146;s Discussion and Analysis </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The information, other than the financial statements and our auditor&#146;s reports thereon, in the Annual Report
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The information, other than the financial statements and our auditor&#146;s reports thereon, in the Annual Report on <FONT
STYLE="white-space:nowrap">Form&nbsp;40-F.</FONT> </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our opinion on the financial statements does not cover the other information and we do not and
will not express any form of assurance conclusion thereon. In connection with our audit of the financial statements, our responsibility is to read the other information identified above and, in doing so, consider whether the other information is
materially inconsistent with the financial statements or our knowledge obtained in the audit, or otherwise appears to be materially misstated. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We obtained
Management&#146;s Discussion and Analysis and the Annual Report on Form&nbsp;40-F prior to the date of this auditor&#146;s report. If, based on the work we have performed on this other information, we conclude that there is a material misstatement
of this other information, we are required to report that fact in this auditor&#146;s report. We have nothing to report in this regard. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Annual Report is expected
to be made available to us after the date of the auditor&#146;s reports. If, based on the work we will perform on this other information, we conclude that there is a material misstatement of this other information, we are required to report that
fact to those charged with governance. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Responsibilities of Management and Those Charged with Governance for the Financial Statements </B></P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management is responsible for the preparation and fair presentation of the financial statements in accordance with IFRS, and for such internal control as management
determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In preparing the
financial statements, management is responsible for assessing the Company&#146;s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management
either intends to liquidate the Company or to cease operations, or has no realistic alternative but to do so. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Those charged with governance are responsible for
overseeing the Company&#146;s financial reporting process. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Auditor&#146;s Responsibilities for the Audit of the Financial Statements </B></P>
<P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error,
and to issue an auditor&#146;s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always detect a material misstatement when it
exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional skepticism throughout the audit. We also: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design
and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one
resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate
in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company&#146;s internal control. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related
disclosures made by management. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">94&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Independent Auditor&#146;s Report</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Conclude on the appropriateness of management&#146;s use of the going concern basis of accounting and, based on the audit
evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Company&#146;s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required
to draw attention in our auditor&#146;s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our
auditor&#146;s report. However, future events or conditions may cause the Company to cease to continue as a going concern. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether
the financial statements represent the underlying transactions and events in a manner that achieves fair presentation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities
within the Company to express an opinion on the financial statements. We are responsible for the direction, supervision and performance of the group audit. We remain solely responsible for our audit opinion. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any
significant deficiencies in internal control that we identify during our audit. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We also provide those charged with governance with a statement that we have complied
with relevant ethical requirements regarding independence, and to communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, and where applicable, related safeguards. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g677604g70d67.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Chartered Professional Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Licensed Public
Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto, Ontario, Canada </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Independent Auditor&#146;s Report</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;95</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B><A NAME="fin677604_4"></A>Report of Independent Registered Public Accounting Firm </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">To the Shareholders and the Board of Directors of Sun Life Financial Inc. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Opinion
on the Financial Statements </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have audited the accompanying consolidated statements of financial position of Sun Life Financial Inc. and subsidiaries (the
&#147;Company&#148;) as at December&nbsp;31, 2018 and 2017, the related consolidated statements of operations, comprehensive income (loss), changes in equity and cash flows, for each of the two years in the period ended December&nbsp;31, 2018, and
the related notes (collectively referred to as the &#147;financial statements&#148;). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as at December&nbsp;31, 2018 and 2017, and
its financial performance and its cash flows for each of the two years in the period ended December&nbsp;31, 2018, in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company&#146;s internal control over
financial reporting as of December&nbsp;31, 2018, based on criteria established in <I>Internal Control &#150; Integrated Framework (2013)</I><I></I>&nbsp;issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report
dated February&nbsp;13, 2019, expressed an unqualified opinion on the Company&#146;s internal control over financial reporting. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Basis for Opinion </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">These financial statements are the responsibility of the Company&#146;s management. Our responsibility is to express an opinion on the Company&#146;s financial statements
based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the
Securities and Exchange Commission and the PCAOB. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and
perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits
also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.
</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g677604g70d67.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Chartered Professional Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Licensed Public
Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto, Ontario, Canada </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have served as the Company&#146;s auditor since 1875. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">96&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Report of Independent Registered Public Accounting Firm</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>Report of Independent Registered Public Accounting Firm </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">To the Shareholders and the Board of Directors of Sun Life Financial Inc. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Opinion
on Internal Control over Financial Reporting </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have audited the internal control over financial reporting of Sun Life Financial Inc. and subsidiaries (the
&#147;Company&#148;) as of December&nbsp;31, 2018, based on criteria established in <I>Internal Control&nbsp;&#150;&nbsp;Integrated Framework (2013)</I>&nbsp;issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In
our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December&nbsp;31, 2018, based on criteria established in <I>Internal Control &#150; Integrated </I><I>Framework
(2013)</I>&nbsp;issued by COSO. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the
consolidated financial statements as of and for the year ended December&nbsp;31, 2018, of the Company and our report dated February&nbsp;13, 2019, expressed an unqualified opinion on those financial statements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Basis for Opinion </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company&#146;s management is responsible for
maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Financial Reporting Responsibilities report. Our responsibility is
to express an opinion on the Company&#146;s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the
U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We conducted our audit in accordance
with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included
obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing
such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Definition and
Limitations of Internal Control over Financial Reporting </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">A company&#146;s internal control over financial reporting is a process designed to provide reasonable
assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company&#146;s internal control over financial reporting
includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2)&nbsp;provide reasonable assurance
that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with
authorizations of management and directors of the company; and (3)&nbsp;provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company&#146;s assets that could have a material
effect on the financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g677604g70d67.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Chartered Professional Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Licensed Public
Accountants </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto, Ontario, Canada </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Report of Independent Registered Public Accounting Firm</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;97</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B><A NAME="fin677604_4a"></A>&nbsp;<A NAME="fin677604_6"></A>CONSOLIDATED STATEMENTS OF OPERATIONS </B></P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December 31, (in millions of Canadian dollars except for per share amounts)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>20,981</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Ceded</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,339</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,557</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;18,642</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;15,281</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss):</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest and other investment income (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,641</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,413</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value and foreign currency changes on assets and liabilities (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(3,373</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net gains (losses) on available-for-sale assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">195</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,389</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fee income (Note 17)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,966</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,842</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total revenue</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>26,997</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">29,334</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross claims and benefits paid (Note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15,986</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in insurance contract liabilities (Note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>312</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,327</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Decrease (increase) in reinsurance assets (Note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>97</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">821</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in investment contract liabilities (Note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance expenses (recoveries) (Note 11)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,021</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,373</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commissions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,339</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,403</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net transfer to (from) segregated funds (Note 22)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(308</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(119</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Operating expenses (Note 18)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,432</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,410</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premium taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>375</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">379</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>305</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">303</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total benefits and expenses</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>23,486</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">26,545</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income (loss) before income taxes</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,511</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,789</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Income tax expense (benefit) (Note 20)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,914</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,487</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Net income (loss) attributable to participating policyholders
(Note 21)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>298</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Shareholders&#146; net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,616</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Preferred shareholders&#146; dividends</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">93</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Common shareholders&#146; net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,522</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,149</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"></TD>
<TD VALIGN="top" BGCOLOR="#ffffff"></TD>
<TD VALIGN="top" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Average exchange rates during the reporting periods:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ALIGN="right"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL" ALIGN="right">U.S. dollars</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.30</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Earnings (loss) per share (Note 26)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Basic earnings (loss) per share</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4.16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3.51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted earnings (loss) per share</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4.14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3.49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Dividends per common share</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.905</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.745</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL">The attached notes form part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">98&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_7"></A>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) </B></P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31, (in millions of Canadian dollars)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total net income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,914</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,487</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Other comprehensive income (loss), net of taxes:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items that may be reclassified subsequently to income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in unrealized foreign currency translation gains (losses):</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>911</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(737</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in unrealized gains (losses) on available-for-sale assets:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(313</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>247</TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reclassifications to net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(89</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>(112</TD>
<TD NOWRAP VALIGN="bottom"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in unrealized gains (losses) on cash flow hedges:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>3</TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reclassifications to net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>(8</TD>
<TD NOWRAP VALIGN="bottom"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share of other comprehensive income (loss) in joint ventures and associates:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>(31</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total items that may be reclassified subsequently to income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>506</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>(638</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items that will not be reclassified subsequently to income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Remeasurement of defined benefit plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>84</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>(69</TD>
<TD NOWRAP VALIGN="bottom"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revaluation surplus on transfer to investment properties (Note
5.A)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>139</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total items that will not be reclassified subsequently to
income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>84</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>70</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other comprehensive income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>590</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>(568</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total comprehensive income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,504</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>1,919</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Participating policyholders&#146; comprehensive income (loss)
(Note 21)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>303</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>238</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Shareholders&#146; comprehensive income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,201</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>1,681</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:12pt; font-family:ARIAL"><B>&nbsp;INCOME TAXES INCLUDED IN OTHER COMPREHENSIVE INCOME (LOSS) </B></P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December 31, (in millions of Canadian dollars)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Income tax benefit (expense):</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items that may be reclassified subsequently to income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized foreign currency translation gains / losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>$</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>&#150;</TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains / losses on available-for-sale assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>58</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>(92</TD>
<TD NOWRAP VALIGN="bottom"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reclassifications to net income for available-for-sale assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>39</TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains / losses on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>(1</TD>
<TD NOWRAP VALIGN="bottom"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reclassifications to net income for cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total items that may be reclassified subsequently to income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>(51</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items that will not be reclassified subsequently to income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Remeasurement of defined benefit plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>22</TD>
<TD NOWRAP VALIGN="bottom"><B></B>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revaluation surplus on transfer to investment properties (Note
5.A)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>(33</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total items that will not be reclassified subsequently to
income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(17</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>(11</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total income tax benefit (expense) included in other comprehensive
income (loss)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(62</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL">The attached notes form part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;99</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_8"></A>CONSOLIDATED STATEMENTS OF FINANCIAL POSITION </B></P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31, (in millions of Canadian dollars)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,506</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,890</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities (Notes 5 and 6)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>74,443</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">72,619</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities (Notes 5 and 6)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,634</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans (Notes 5 and 6)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>46,822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets (Notes 5 and 6)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,830</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,222</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,106</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment properties (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7,157</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,067</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>151,726</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">146,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets (Note 8)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,498</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,408</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets (Notes 10 and 11)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,141</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred tax assets (Note 20)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,295</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Intangible assets (Note 9)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,779</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,667</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Goodwill (Note 9)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,412</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,183</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>168,765</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">162,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments for account of segregated fund holders (Note 22)</P></TD>

<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>103,062</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">106,392</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total assets</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>271,827</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">269,112</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Liabilities and equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities (Note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>121,923</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">117,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities (Note 10)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,164</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities (Notes 5 and 6)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,295</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,756</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred tax liabilities (Note 20)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>322</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">403</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other liabilities (Note 12)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12,153</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,987</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Senior debentures (Note 13)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,299</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subordinated debt (Note 14)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,039</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,437</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;144,195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;139,749</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contracts for account of segregated fund holders (Note 22)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>96,663</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">99,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contracts for account of segregated fund holders (Note
22)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6,399</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,271</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total liabilities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>247,257</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">246,141</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued share capital and contributed surplus</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 10,749</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 10,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; retained earnings and accumulated other
comprehensive income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>12,957</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">11,410</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23,706</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>864</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">650</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 24,570</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 22,971</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total liabilities and equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>271,827</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">269,112</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Exchange rates at the end of the reporting periods:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ALIGN="right"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL" ALIGN="right">U.S. dollars</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1.36</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL">The attached notes form part of these Consolidated Financial Statements.
</P> <P STYLE="margin-top:7pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Approved on behalf of the Board of Directors on February&nbsp;13, 2019. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP>


<IMG SRC="g677604g46e58.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">


<IMG SRC="g677604g29o27.jpg" ALT="LOGO">
</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"><B>Dean A. Connor</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>Sara G. Lewis</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">President and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Director</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">100&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_9"></A>CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY </B></P></div> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December 31, (in millions of Canadian dollars)<B></B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Shareholders:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Preferred shares (Note 15)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning and end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,257</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,257</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Common shares (Note 15)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,582</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,614</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Stock options exercised</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares purchased for cancellation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(50</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares issued as consideration for business
acquisition</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>8,419</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8,582</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Contributed surplus</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share-based payments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Stock options exercised</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>73</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Retained earnings</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10,305</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,360</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustment for change in accounting policy (Note 2)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(44</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year, after change in accounting policy</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10,261</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,360</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,616</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends on common shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,147</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,066</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends on preferred shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(94</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(93</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares purchased for cancellation (Note 15)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(458</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(125</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transfer from accumulated other comprehensive income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(13</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transfer from participating policyholders&#146; equity (Note
21)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>89</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11,267</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10,305</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Accumulated other comprehensive income (loss), net of taxes (Note 27)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,105</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,653</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other comprehensive income (loss) for the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>585</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(561</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transfer to retained earnings</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,690</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,105</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total shareholders&#146; equity, end of year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>23,706</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 22,321</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Participating policyholders:</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>650</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">412</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss) (Note 21)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>298</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other comprehensive income (loss) for the year (Note 27)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Transfer to retained earnings (Note 21)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(89</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total participating policyholders&#146; equity, end of
year</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>864</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">650</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Total equity</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;24,570</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;22,971</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL">The attached notes form part of these Consolidated Financial
Statements.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;101</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_10"></A>CONSOLIDATED STATEMENTS OF CASH FLOWS&nbsp;&nbsp;&nbsp;&nbsp; </B></P></div>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31, (in millions of Canadian dollars)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash flows provided by (used in) operating activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income (loss) before income taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,511</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,789</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest expense related to financing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>247</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in insurance and investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>281</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,368</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Decrease (increase) in reinsurance assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>97</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">821</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized and unrealized (gains) losses and foreign currency changes on invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,252</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,798</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sales, maturities and repayments of invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>62,387</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55,973</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Purchases of invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(65,353</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(60,633</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income taxes received (paid)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(307</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(436</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgage securitization (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>96</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other operating activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(377</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash provided by (used in) operating activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,834</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash flows provided by (used in) investing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net (purchase) sale of property and equipment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(85</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(182</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment in and transactions with joint ventures and associates (Note 16)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(64</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(121</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends received from joint ventures and associates (Note 16)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions, net of cash and cash equivalents acquired (Note
3)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(61</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other investing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(165</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash provided by (used in) investing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(280</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(339</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Cash flows provided by (used in) financing activities</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase in (repayment of) borrowed funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(40</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issuance of subordinated debt, net of issuance costs (Note 14)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Redemption of senior debentures and subordinated debt (Notes 13 and 14)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(800</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issuance of common shares on exercise of stock options</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares purchased for cancellation (Note 15)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(641</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(175</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Dividends paid on common and preferred shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,227</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,155</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest expense paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(271</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(257</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash provided by (used in) financing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,566</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,019</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Changes due to fluctuations in exchange rates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(179</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in cash and cash equivalents</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,238</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(553</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash and cash equivalents, beginning of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,956</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,509</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash and cash equivalents, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,194</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,956</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Short-term securities, end of year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,208</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,794</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash, cash equivalents and short-term securities, end of year
(Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,402</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,750</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of total cash consideration paid of $100, less cash and cash equivalents acquired of $39 in 2017.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL">The attached notes form part of these Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">102&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Consolidated Financial Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_11"></A>Notes to the Consolidated Financial Statements </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL">(Amounts in millions of Canadian dollars except for per share amounts and where otherwise stated. All amounts stated in U.S. dollars are in millions.) </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_12"></A>1. Significant Accounting Policies </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Description of Business </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Sun Life Financial Inc. (&#147;SLF Inc.&#148;) is a
publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&#147;Sun Life Assurance&#148;). Both companies are incorporated under the Insurance Companies Act (Canada), and are regulated by the
Office of the Superintendent of Financial Institutions, Canada (&#147;OSFI&#148;). SLF Inc. and its subsidiaries are collectively referred to as &#147;us&#148;, &#147;our&#148;, &#147;ours&#148;, &#147;we&#148;, &#147;the Enterprise&#148;, or
&#147;the Company&#148;. We are an internationally diversified financial services organization providing savings, retirement and pension products, and life and health insurance to individuals and groups through our operations in Canada, the United
States (&#147;U.S.&#148;), Asia, and the United Kingdom (&#147;U.K.&#148;). We also operate mutual fund and investment management businesses, primarily in Canada, the U.S., and Asia. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Statement of Compliance </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We prepared our Consolidated Financial Statements in
accordance with International Financial Reporting Standards (&#147;IFRS&#148;) as issued and adopted by the International Accounting Standards Board (&#147;IASB&#148;). Our accounting policies have been applied consistently within our Consolidated
Financial Statements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Basis of Presentation </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our Consolidated Statements
of Financial Position are presented in the order of liquidity and each statement of financial position line item includes both current and <FONT STYLE="white-space:nowrap">non-current</FONT> balances, as applicable. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have defined our reportable segments and the amounts disclosed for those segments based on our management structure and the manner in which our internal financial
reporting is conducted. Transactions between segments are executed and priced on an <FONT STYLE="white-space:nowrap">arm&#146;s-</FONT> length basis in a manner similar to transactions with third parties. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The significant accounting policies used in the preparation of our Consolidated Financial Statements are summarized below and are applied consistently by us. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Estimates, Assumptions and Judgments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The application of our accounting
policies requires estimates, assumptions and judgments as they relate to matters that are inherently uncertain. We have established procedures to ensure that our accounting policies are applied consistently and that the processes for changing
methodologies for determining estimates are controlled and occur in an appropriate and systematic manner. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Use of Estimates and Assumptions </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The preparation of our Consolidated Financial Statements requires us to make estimates and assumptions that affect the application of our policies and the reported
amounts of assets, liabilities, revenue and expenses. Key sources of estimation uncertainty include the measurement of insurance contract liabilities and investment contract liabilities, determination of fair value, impairment of financial
instruments, determination and impairment of goodwill and intangible assets, determination of provisions and liabilities for pension plans, other post-retirement benefits, income taxes, and the determination of fair value of share-based payments.
Actual results may differ from our estimates thereby impacting our Consolidated Financial Statements. Information on our use of estimates and assumptions are discussed in this Note. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Judgments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In preparation of these Consolidated Financial Statements, we use
judgments to select assumptions and determine estimates as described above. We also use judgment when applying accounting policies and when determining the classification of insurance contracts, investment contracts and service contracts; the
substance of whether our relationship with a structured entity, subsidiary, joint venture or associate constitutes control, joint control or significant influence; functional currencies; contingencies; acquisitions; deferred income tax assets; and
the determination of cash generating unit (&#147;CGU&#148;). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;103</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Significant estimates and judgments have been made in the following areas and are discussed as noted: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="58%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract and investment contract assumptions and measurement</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Insurance Contract Liabilities and Investment Contract Liabilities</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">Note 10 Insurance Contract Liabilities and Investment Contract Liabilities</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="4"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Determination of fair value</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Basis of Consolidation</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Determination of Fair Value</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 3 Acquisitions</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 5 Total Invested Assets and Related Net Investment Income</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impairment of financial instruments</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Financial Assets Excluding Derivative Financial Instruments</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 6 Financial Instrument Risk Management</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="2" STYLE="BORDER-TOP:1px solid #000000">Income taxes</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">Note 1 Income Taxes</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 20 Income Taxes</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pension plans</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Pension Plans and Other Post-Retirement Benefits</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 25 Pension Plans and Other Post-Retirement Benefits</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="4"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Goodwill and intangible assets on acquisition and impairment</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Goodwill</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Intangible Assets</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 3 Acquisitions</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 9 Goodwill and Intangible Assets</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" ROWSPAN="2">Determination of control for purpose of consolidation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 1 Basis of Consolidation</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Note 16 Interests in Other Entities</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Share-based payments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">Note 19 Share-Based Payments</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Basis of Consolidation </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our Consolidated
Financial Statements include the results of operations and the financial position of subsidiaries, which includes structured entities controlled by us, after intercompany balances and transactions have been eliminated. Subsidiaries are fully
consolidated from the date we obtain control, and deconsolidated on the date control ceases. The acquisition method is used to account for the acquisition of a subsidiary from an unrelated party at the date that control is obtained, with the
difference between the consideration transferred and the fair value of the subsidiary&#146;s net identifiable assets acquired recorded as goodwill. Judgment is required to determine fair value of the net identifiable assets acquired in a business
combination. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We control an entity when we have power over an entity, exposure to or rights to variable returns from our involvement with an entity, and the ability
to affect our returns through our power over an entity. Power exists when we have rights that give us the ability to direct the relevant activities, which are those activities that could significantly affect the entity&#146;s returns. Power can be
obtained through voting rights or other contractual arrangements. Judgment is required to determine the relevant activities and which party has power over these activities. When we have power over and variable returns from an entity, including an
investment fund that we manage, we also apply significant judgment in determining whether we are acting as a principal or agent. To make this determination, we consider factors such as how much discretion we have regarding the management of the
investment fund and the magnitude and extent of variability associated with our interests in the fund. If we determine we are the principal rather than the agent, we would consolidate the assets and liabilities of the fund. Interests held by
external parties in investment funds that we consolidate are recorded as third-party interest in consolidated investment funds in Other liabilities. If we lose control of an entity, the assets and liabilities of that entity are derecognized from our
Consolidated Statements of Financial Position at the date at which control is lost and any investment retained is remeasured to fair value. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">A joint venture exists
when SLF Inc., or one of its subsidiaries, has joint control of a joint arrangement and has rights to the net assets of the arrangement. Joint control is the contractually agreed sharing of control and exists only when the decisions about the
relevant activities require the unanimous consent of the parties sharing control. Associates are entities over which SLF Inc. or its subsidiaries are able to exercise significant influence. Significant influence is the power to participate in the
financial and operating policy decisions of an investee but not have control or joint control over those decisions. Significant influence is generally presumed to exist when SLF Inc. or its subsidiaries hold greater than 20% of the voting power of
the investee but does not have control or joint control. The equity method is used to account for our interests in joint ventures and associates. A joint operation exists when SLF Inc., or one of its subsidiaries, has joint control of an arrangement
that gives it rights to the assets and obligations for the liabilities of the operation, rather than the net assets of the arrangement. For joint operations, we record our share of the assets, liabilities, revenue and expenses of the joint
operation. Judgment is required to determine whether contractual arrangements between multiple parties results in control, joint control or significant influence, with consideration of the relevant activities of the entity, voting rights,
representation on boards of directors and other decision-making factors. Judgment is also required to determine if a joint arrangement is a joint venture or joint operation, with consideration of our rights and obligations and the structure and
legal form of the arrangement. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Determination of Fair Value </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fair value is
the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Fair value is measured using the assumptions that market participants would use when pricing an asset or
liability. We determine fair value by using quoted prices in active markets for identical or similar assets or liabilities. When quoted prices in active markets are not available, fair value is determined using valuation techniques that maximize the
use of observable inputs. When observable valuation inputs are not available, significant judgment is required to determine fair value by assessing the valuation techniques and valuation inputs. The use of alternative valuation techniques or
valuation inputs may result in a different fair value. A description of the fair value methodologies, assumptions, valuation techniques, and valuation inputs by type of asset is included in Note&nbsp;5. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">104&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Foreign Currency Translation </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Translation of Transactions in Foreign Currencies </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The financial results of SLF
Inc. and its subsidiaries, joint ventures and associates are prepared in the currency in which they conduct their ordinary course of business, which is referred to as functional currency. Transactions occurring in currencies other than the
functional currency are translated to the functional currency using the spot exchange rates at the dates of the transactions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Monetary assets and liabilities in
foreign currencies are translated to the functional currency at the exchange rate at the statement of financial position date. <FONT STYLE="white-space:nowrap">Non-monetary</FONT> assets and liabilities in foreign currencies that are held at fair
value are translated using the exchange rate at the statement of financial position date, while <FONT STYLE="white-space:nowrap">non-monetary</FONT> assets and liabilities that are measured at historical cost are translated using the exchange rate
at the date of the transaction. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The resulting exchange differences from the translation of monetary items and <FONT STYLE="white-space:nowrap">non-monetary</FONT>
items held at fair value, with changes in fair value recorded to income, are recognized in our Consolidated Statements of Operations. For monetary assets classified as
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> (&#147;AFS&#148;), translation differences calculated on amortized cost are recognized in our Consolidated Statements of Operations and other changes
in carrying amount are recognized in other comprehensive income (&#147;OCI&#148;). The exchange differences from the translation of <FONT STYLE="white-space:nowrap">non-monetary</FONT> items classified as AFS are recognized in OCI. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Translation to the Presentation Currency </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In preparing our Consolidated
Financial Statements, the financial statements of foreign operations are translated from their respective functional currencies to Canadian dollars, our presentation currency. Assets and liabilities are translated at the closing exchange rate at the
statement of financial position date, and income and expenses are translated using the average exchange rates. The accumulated gains or losses arising from translation of functional currencies to the presentation currency, net of the effect of any
hedges, are included as a separate component of OCI within equity. Upon disposal of a foreign operation that includes loss of control, significant influence or joint control, the cumulative exchange gain or loss related to that foreign operation is
recognized in income. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Invested Assets </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Financial Assets Excluding
Derivative Financial Instruments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial assets include cash, cash equivalents and short-term securities, debt securities, equity securities, mortgages and
loans, financial assets included in other invested assets and policy loans. Financial assets are designated as financial assets at fair value through profit or loss (&#147;FVTPL&#148;) or AFS assets, or are classified as loans and receivables at
initial recognition. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications
applicable to these assets: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">FVTPL</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">FVTPL and AFS</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">FVTPL and AFS</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Loans and receivables</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">FVTPL and AFS</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Loans and receivables</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mortgages and loans include mortgages, loans and debt securities not quoted in an active market. Financial assets included in Other
invested assets include investments in limited partnerships, segregated funds and mutual funds. Cash equivalents are highly liquid instruments with a term to maturity of three months or less, while short-term securities have a term to maturity
exceeding three months but less than one year. Policy loans are fully secured by the policy values on which the loans are made. The accounting for each asset classification is described in the following sections. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>i) Initial Recognition and Subsequent Measurement </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Generally, debt
securities, equity securities and other invested assets supporting our insurance contract liabilities or investment contract liabilities measured at fair value are designated as FVTPL, while debt securities, equity securities and other invested
assets not supporting our insurance contract liabilities or that are supporting investment contract liabilities are measured at amortized cost or designated as AFS. Mortgages and loans and policy loans are classified as loans and receivables.
Financial assets are recognized in the Consolidated Statements of Financial Position on their trade dates, which are the dates that we commit to purchase or sell the assets. Originated mortgages and loans are recognized in the Consolidated
Statements of Financial Position on their funding dates. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Financial Assets at Fair Value Through Profit or Loss </I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial assets at FVTPL include financial assets that are held for trading (&#147;HFT&#148;), as well as financial assets that have been designated as FVTPL at initial
recognition. A financial asset is classified as HFT if it is acquired principally for the purpose of selling in the near term. A financial asset can be designated as FVTPL if it eliminates or significantly reduces a measurement or recognition
inconsistency that would otherwise arise from measuring assets or liabilities or recognizing the gains and losses on them on different bases; or if a group of financial assets, financial liabilities or both, is managed and its performance is
evaluated on a fair value basis. Cash equivalents and short-term securities have been classified as HFT. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Generally, debt securities, equity securities and other
invested assets supporting insurance contract liabilities or investment contract liabilities measured at fair value have been designated as FVTPL. This designation has been made to eliminate or significantly reduce the measurement inconsistency that
would arise due to the measurement of the insurance contract or investment contract liabilities, which are based on the carrying value of the assets supporting those liabilities. Because the carrying value of insurance contract liabilities is
determined by reference to the assets supporting those liabilities, changes in the insurance contract liabilities generally offset changes in the fair value of debt securities classified as FVTPL, except for changes that are due to impairment. The
majority of equity securities and other invested assets classified as FVTPL are held to support products where investment returns are passed through to policyholders and therefore, changes in the fair value of those assets are significantly offset
by changes in insurance contract liabilities. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;105</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial assets classified as FVTPL are recorded at fair value in our Consolidated Statements of Financial Position
and transaction costs are expensed immediately. Changes in fair value as well as realized gains and losses on sale are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations.
Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I><FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Available-for-Sale</FONT></FONT> Financial Assets </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial assets classified as AFS are recorded at
fair value in our Consolidated Statements of Financial Position and transaction costs are capitalized on initial recognition. Transaction costs for debt securities are recognized in income using the effective interest method, while transaction costs
for equity securities and other invested assets are recognized in income when the asset is derecognized. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in fair value are recorded to unrealized gains and
losses in OCI. For foreign currency translation, exchange differences calculated on the amortized cost of AFS debt securities are recognized in income and exchange differences calculated on other changes in carrying amount are recognized in OCI. The
exchange differences from the translation of AFS equity securities and other invested assets are recognized in OCI. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of
Operations. Net impairment losses and realized gains and losses on the sale of assets classified as AFS are reclassified from accumulated OCI to Net gains (losses) on
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> assets in our Consolidated Statements of Operations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Loans
and Receivables </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Loans and receivables are generally carried at amortized cost. Transaction costs for mortgages and loans are capitalized on initial recognition
and are recognized in income using the effective interest method. Realized gains and losses on the sale of mortgages and loans, interest income earned, and fee income are recorded in Interest and other investment income in our Consolidated
Statements of Operations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>ii) Derecognition </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial assets are
derecognized when our rights to contractual cash flows expire, when we transfer substantially all our risks and rewards of ownership, or when we no longer retain control. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>iii) Impairment </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Financial assets are assessed for impairment on a quarterly
basis. Financial assets are impaired and impairment losses are incurred if there is objective evidence of impairment as a result of one or more loss events and that event has an impact on the estimated future cash flows that can be reliably
estimated. Objective evidence of impairment generally includes significant financial difficulty of the issuer, including actual or anticipated bankruptcy or defaults and delinquency in payments of interest or principal or disappearance of an active
market for that financial asset. Objective evidence of impairment for an investment in an equity instrument or other invested asset also includes, but is not limited to, the financial condition and near-term prospects of the issuer, including
information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates that may indicate that the carrying amount will not be recovered, and a
significant or prolonged decline in the fair value of an equity instrument or other invested asset below its cost. Management exercises considerable judgment in assessing for objective evidence of impairment. Due to the inherent risks and
uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, the actual impairment amount and the timing of the recognition of impairment may differ from management assessment. The impairment assessment process
is discussed in Note 6. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Financial Assets at Fair Value Through Profit or Loss </I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Since financial assets classified as FVTPL are carried at fair value with changes in fair value recorded to income, any reduction in value of the assets due to impairment
is already reflected in income. However, the impairment of assets classified as FVTPL generally impacts the change in insurance contract liabilities due to the impact of asset impairment on estimates of future cash flows. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Available-for-Sale</FONT></FONT> Financial Assets </I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">When there is objective evidence that a financial asset classified as AFS is impaired, the loss in accumulated OCI is reclassified to Net gains (losses) on <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> assets in our Consolidated Statements of Operations. Following impairment loss recognition, a debt security continues to be carried at fair value with
changes in fair value recorded in OCI, and it is assessed quarterly for further impairment loss or reversal. Subsequent losses on an impaired equity security or other invested asset, including losses relating to foreign currency changes, are
reclassified from OCI to income in subsequent reporting periods until the asset is derecognized. Once an impairment loss on a debt security classified as AFS is recorded to income, any reversal of impairment loss through income occurs only when the
recovery in fair value is objectively related to an event occurring after the impairment was recognized. Impairment losses on an equity security or other invested asset classified as AFS are not reversed through income. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Loans and Receivables </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">If an impairment loss on an individual mortgage or
loan has been incurred, the amount of the loss is measured as the difference between the asset&#146;s carrying amount and the present value of the estimated future cash flows discounted at the asset&#146;s original effective interest rate. For
collateralized financial assets, the present value of the estimated future cash flows reflects the cash flows that may result from foreclosure less costs to sell, whether or not foreclosure is probable. If no evidence of impairment exists for an
individually assessed mortgage or loan, it is included in a group of loans with similar credit risk characteristics and collectively assessed for impairment. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">When an
impairment loss has been incurred, the carrying amount of the asset is reduced through the use of an allowance account, and the amount of the loss is recognized in income. If the impairment loss subsequently decreases and the decrease can be related
objectively to an event occurring after the initial impairment charge was recognized, the previous impairment charge is reversed by adjusting the allowance account and the reversal is recognized in income. Interest income is recognized on impaired
mortgages and loans using the effective interest rate method and it is based on the estimated future cash flows used to measure the impairment loss. Changes in the allowance account, other than write-offs net of recoveries, are charged against
Interest and other investment income in our Consolidated Statements of Operations. Write-offs, net of recoveries, are deducted from the allowance account when there is no realistic prospect of recovery, which is typically not before derecognition of
the asset through foreclosure or sale. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">106&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Collateral </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Cash received
(pledged) as collateral is recognized (derecognized) in our Consolidated Statements of Financial Position with corresponding amounts recognized in Other liabilities (Other assets), respectively. All other types of assets received (pledged) as
collateral are not recognized (derecognized) in our Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Derivative Financial Instruments </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">All derivative financial instruments are recorded at fair value in our Consolidated Statements of Financial Position. Derivatives with a positive fair value are recorded
as Derivative assets while derivatives with a negative fair value are recorded as Derivative liabilities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The accounting for the changes in fair value of a
derivative instrument depends on whether or not it is designated as a hedging instrument for hedge accounting purposes. Changes in (i)&nbsp;fair value of derivatives that are not designated for hedge accounting purposes, which are defined as
derivative investments, and (ii)&nbsp;embedded derivatives that are bifurcated, are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Income earned or paid on these
derivatives is recorded in Interest and other investment income in our Consolidated Statements of Operations. Hedge accounting is applied to certain derivatives to reduce income statement volatility. When certain qualification criteria are met,
hedge accounting recognizes the offsetting effects of hedging instruments and hedged items in income or defers the effective portion of changes in fair value of hedging instruments in OCI until there is a recognition event, such as the occurrence of
a forecasted transaction or the disposal of an investment in a foreign operation, or hedge accounting is discontinued. All hedging relationships are documented at inception and hedge effectiveness is assessed at inception and on a quarterly basis to
determine whether the hedging instruments are highly effective in offsetting changes attributable to the hedged risk in the fair value or cash flows of the hedged items. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Fair Value Hedges </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Certain interest rate swaps and foreign currency forwards
are designated as hedging instruments in fair value hedges of the interest rate or foreign exchange rate risks associated with AFS assets. Changes in fair value of the derivatives are recorded in Interest and other investment income in our
Consolidated Statements of Operations. The change in fair value of the AFS assets related to the hedged risk is reclassified from OCI to income. As a result, ineffectiveness, if any, is recognized in income to the extent that changes in fair value
of the derivatives and AFS assets do not offset. Interest income earned and paid on the AFS assets and swaps in the fair value hedging relationships are recorded in Interest and other investment income in our Consolidated Statements of Operations.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Cash Flow Hedges </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Certain equity and foreign currency forwards are
designated as hedging instruments in cash flow hedges for anticipated payments of awards under certain share-based payment plans and for anticipated foreign currency purchases of foreign operations. Changes in the fair value of derivatives for the
effective portion of the hedge are recognized in OCI, while the ineffective portion of the hedge and any items excluded from the hedging relationship, such as the
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">spot-to-forward</FONT></FONT> differential, are recognized in Interest and other investment income in our Consolidated Statements of Operations. A portion of the amount recognized in
OCI related to the equity forwards is reclassified to income as a component of Operating expenses as the liabilities for the share-based payment awards are accrued over the vesting period. A portion of the amounts recognized in OCI related to the
foreign currency forwards would be reclassified to income upon disposal or impairment of the foreign operations. All amounts recognized in, or reclassified from, OCI are net of related taxes. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Embedded Derivatives </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">An embedded derivative is a component of a host
contract that modifies the cash flows of the host contract in a manner similar to a derivative, according to a specified interest rate, financial instrument price, foreign exchange rate, underlying index or other variable. We are required to
separate embedded derivatives from the host contract, if an embedded derivative has economic and risk characteristics that are not closely related to the host contract, meets the definition of a derivative, and the combined contract is not measured
at fair value with changes recognized in income. If an embedded derivative is bifurcated for accounting purposes from the host contract, it will be accounted for as a derivative. For further details on embedded derivatives in insurance contracts,
see the Insurance Contract Liabilities accounting policy in this Note. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Investment Properties </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment properties are real estate held to earn rental income, for capital appreciation, or both. Properties held to earn rental income or for capital appreciation
that have an insignificant portion that is owner-occupied are classified as investment properties. Properties that do not meet these criteria are classified as property and equipment, included in Other assets as described below. Expenditures related
to ongoing maintenance of properties incurred subsequent to acquisition are expensed. Investment properties are initially recognized at cost in our Consolidated Statements of Financial Position. Various costs incurred associated with the acquisition
of an investment property are either capitalized or expensed depending on whether or not the acquisition is considered a business combination. Investment properties are subsequently measured at fair value with changes in value recorded to Fair value
and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">When the use of a property changes from owner-occupied to
investment property, any gain arising on the remeasurement of the property to fair value at the date of transfer is recognized in our Consolidated Statements of Operations to the extent that it reverses a previous impairment loss. Any remaining
increase is recognized in OCI. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Other Invested Assets &#150; <FONT STYLE="white-space:nowrap">Non-Financial</FONT> Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other invested assets also include <FONT STYLE="white-space:nowrap">non-financial</FONT> assets such as investments in joint ventures and associates, which are accounted
for using the equity method. Investments in joint ventures and associates are initially recorded at cost. The investment in joint ventures and associates is increased by our share of capital contributions and for purchases of additional interests
and is reduced by distributions received. In addition, subsequent adjustments to the investment are made for our share of net income or loss and our share of OCI. Our share of net income is recorded in Interest and other investment income in our
Consolidated Statements of Operations and our share of OCI is recorded in our Consolidated Statements of Comprehensive Income (Loss). Impairment losses on equity method investments are recognized when events or changes in circumstances indicate that
they are impaired. The impairment loss recognized is the difference between the carrying amount and the recoverable amount. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;107</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Other Assets </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other assets,
which are measured at amortized cost, include accounts receivable, investment income due and accrued, deferred acquisition costs, and property and equipment. Deferred acquisition costs arising from service contracts or from service components of
investment contracts are amortized over the expected life of the contracts based on the future expected fees. Owner-occupied properties are amortized to their residual value over 25 to 49 years. Furniture, computers, other office equipment, and
leasehold improvements are amortized to their residual value over 2 to 20 years. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Reinsurance Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In the normal course of business, we use reinsurance to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with
well-established, highly rated reinsurers. Reinsurance assets are measured consistently with the amounts associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Amounts due to or from
reinsurers with respect to premiums received or paid claims are included in Other assets and Other liabilities in the Consolidated Statements of Financial Position. Premiums for reinsurance ceded are presented as premiums ceded in the Consolidated
Statements of Operations. Reinsurance expenses (recoveries), as presented in our Consolidated Statements of Operations, represent reinsurance expenses and expense recoveries resulting from reinsurance agreements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reinsurance assets are subject to impairment testing. If impaired, the carrying value is reduced, and an impairment loss is recognized in Reinsurance expenses
(recoveries) in our Consolidated Statements of Operations. Impairment occurs when objective evidence exists (as a result of an event) after the initial recognition of the reinsurance asset indicating that not all amounts due under the terms of the
contract will be received, and the impairment can be reliably measured. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reinsurance assumed is accounted for as an insurance, investment or service contract
depending on the underlying nature of the agreement and if it meets the definition of an insurance, investment or service contract. For the accounting for these types of contracts, see the respective policy section in this Note. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Intangible Assets </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Intangible assets consist of finite life and indefinite
life intangible assets. Finite life intangible assets are amortized on a straight-line basis over varying periods of up to 40 years, and are charged through operating expenses. The useful lives of finite life intangible assets are reviewed annually,
and the amortization is adjusted as necessary. Indefinite life intangibles are not amortized, and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is
assessed by comparing the carrying values of the indefinite life intangible assets to their recoverable amounts. If the carrying values of the indefinite life intangibles exceed their recoverable amounts, these assets are considered impaired, and a
charge for impairment is recognized in our Consolidated Statements of Operations. The recoverable amount of intangible assets is determined using various valuation models, which require management to make certain judgments and assumptions that could
affect the estimates of the recoverable amount. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Goodwill </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Goodwill
represents the excess of the cost of an acquisition over the fair value of the net identifiable tangible and intangible assets of the acquired businesses. It is carried at original cost less any impairment subsequently incurred. Goodwill is assessed
for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU or a group of CGUs falling below its carrying value. A CGU is the smallest identifiable group of assets that generates
cash inflows that are largely independent of cash inflows from other groups of assets. We exercise significant judgment in determining our CGUs. The factors considered in determining our CGUs include product cash inflows, product distribution,
target markets, and how management monitors and evaluates the operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The goodwill balances are allocated to either individual or groups of CGUs that are
expected to benefit from the synergies of the business combination. Goodwill impairment is quantified by comparing a CGU&#146;s or a group of CGUs&#146; carrying value to its recoverable amount, which is the higher of fair value less costs of
disposal and value in use. Impairment losses are recognized immediately and cannot be reversed in future periods. Significant judgment is involved in estimating the model inputs used to determine the recoverable amount of our CGUs or group of CGUs,
including those for discount rates, capital, the value of new business, expenses, cash flow projections, and market multiples, due to the uncertainty and the forward-looking nature of these inputs. The assumptions may differ from the actual
experience, and estimates may change from period to period based on future events or revisions of assumptions. These key assumptions are discussed in Note 9. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Insurance Contract Liabilities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Insurance contracts are contracts under which
we accept significant insurance risk from a policyholder by agreeing to compensate the policyholder if a specified uncertain future event adversely affects the policyholder. The presence of significant insurance risk in individual contracts is
assessed by reviewing books of contracts with homogeneous risk features. Judgment is required to determine the classification of a contract as an insurance contract, investment contract or a service contract. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">As discussed in the Segregated Funds section of this Note, certain insurance contracts under which the policyholder bears the risks associated with the underlying
investments are classified as Insurance contracts for account of segregated fund holders in our Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Insurance contract
liabilities, including policy benefits payable and provisions for policyholder dividends, are determined in accordance with Canadian accepted actuarial practice and any requirements of OSFI. As confirmed by guidance provided by the Canadian
Institute of Actuaries (&#147;CIA&#148;), the current Canadian Asset Liability Method (&#147;CALM&#148;) of valuation of insurance contract liabilities satisfies the IFRS 4 <I>Insurance Contracts </I>(&#147;IFRS 4&#148;) requirements for eligibility
for use under IFRS. Under CALM, liabilities are set equal to the statement of financial position value of the assets required to support them. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Some insurance
contracts contain discretionary participation features (&#147;DPF&#148;), whereby the policyholder has the right to receive potentially significant additional benefits based on the actual investments and other experience on a block of similar
contracts. IFRS allows the <FONT STYLE="white-space:nowrap">non-guaranteed,</FONT> or participating, elements of such contracts to be classified as either a liability or as equity, depending on the nature of our obligation to the policyholder. The
contracts issued by us contain constructive obligations to the policyholder with </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">108&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
respect to the DPF of the contracts. We have therefore elected to classify these features as a liability, consistent with accounting treatment under CALM, and in accordance with guidance provided
by the CIA. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Derivatives embedded in insurance contracts are treated as separate derivatives and measured at fair value with changes in fair value recognized in
income, except when the embedded derivative itself meets the definition of an insurance contract under IFRS, or when the risks and characteristics are closely related to those of the host contracts or when the derivative is the policyholder&#146;s
option to surrender an insurance contract for a fixed amount or an amount based on a fixed amount and an interest rate. The derivatives that have not been separated are accounted for as insurance contract liabilities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Significant judgment is required in determining our liabilities for insurance contracts including the assumptions required for their determination. Application of
different assumptions may result in different measurement of the insurance contract liabilities. Actual experience may differ from assumptions, and estimates may change from period to period based on future events or revisions of assumptions. Key
assumptions and considerations in choosing assumptions are discussed in Note 10 and sensitivities are discussed in Note 7. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Financial Liabilities </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Investment Contract Liabilities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Contracts issued by us that do not transfer
significant insurance risk, but do transfer financial risk from the policyholder to us, are financial liabilities and are accounted for as investment contracts. Service components of investment contracts are treated as service contracts. For further
details on how service components of investment contracts are treated, see the Service Contracts accounting policy in this Note. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Liabilities for investment contracts
without DPF are measured at FVTPL or amortized cost. Contracts recorded at FVTPL are measured at fair value at inception and each subsequent reporting period. Contracts recorded at amortized cost are initially recognized at fair value, less
transaction costs directly attributable to the issue of the contract. At each subsequent period, the contracts are measured at amortized cost using the effective interest method. Changes in fair value of investment contract liabilities recorded at
FVTPL and amortization on contracts recorded at amortized cost are recorded as an Increase (decrease) in investment contract liabilities in our Consolidated Statements of Operations. Deposits collected from and payments made to contract holders are
recorded as an increase and decrease in Investment contract liabilities in our Consolidated Statements of Financial Position. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">As discussed in the Segregated Funds section of this Note, certain investment contracts under which the policyholder bears the risks associated with the underlying
investments are classified as Investment contracts for account of segregated fund holders in the Consolidated Statements of Financial Position. The accounting for investment contracts that contain DPF is described in the Insurance Contract
Liabilities section of this Note. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Other Liabilities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other liabilities,
which are measured at amortized cost, include accounts payable, repurchase agreements, accrued expenses and taxes, senior financing and provisions. Liabilities for provisions, other than insurance contract liabilities and investment contract
liabilities, are recognized for present legal or constructive obligations as a result of a past event if it is probable that they will result in an outflow of economic resources and the amount can be reliably estimated. The amounts recognized for
these provisions are the best estimates of the expenditures required to settle the present obligations or to transfer them to a third party at the statement of financial position date, considering all the inherent risks and uncertainties, as well as
the time value of money. These provisions are reviewed as relevant facts and circumstances change. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Senior Debentures and Subordinated Debt </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Senior debentures and subordinated debt liabilities are recorded at amortized cost using the effective interest method. Transaction costs are recorded as part of the
liability and are recognized in income using the effective interest method. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Service Contracts </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Contracts issued by us to customers that do not transfer
significant insurance risk and do not transfer financial risk from the customer to us, including contracts for investment management service, are classified as service contracts. Service components of investment contracts are also accounted for as
service contracts. Fee income earned from these contracts is described in the Premium and Fee Income Recognition accounting policy section of this Note. Deferred acquisition costs are described under the Other Assets accounting policy section of
this Note. Where the cost of meeting the obligations of the contract exceed the economic benefits expected to be received under it, a provision is recognized in Other liabilities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Segregated Funds </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Segregated funds are products for which we issue a contract
where the benefit amount is directly linked to the fair value of the investments held in the particular segregated fund. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the
specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risks and rewards of the fund&#146;s investment performance. In addition, certain contracts include guarantees from us. We derive fee income from
segregated funds, which is included in Fee income in our Consolidated Statements of Operations. Policyholder transfers between general funds and segregated funds are included in Net transfer to (from) segregated funds in our Consolidated Statements
of Operations. Deposits to segregated funds are reported as increases in segregated funds liabilities and are not reported as revenues in our Consolidated Statements of Operations. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Investments for Account of Segregated Fund Holders </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investments for account of
segregated fund holders are recorded separately from the Total general fund assets in our Consolidated Statements of Financial Position and are carried at fair value. Fair values are determined using quoted market values or, where quoted market
values are not available, estimated fair values as determined by us. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;109</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Insurance Contracts for Account of Segregated Fund Holders </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Insurance contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial
Position. Insurance contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders. The liabilities reported as Insurance
contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in the fair value of the invested assets
of the segregated funds are recorded in net realized and unrealized gains (losses) within the segregated fund and are not recorded in our Consolidated Statements of Operations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other assets and liabilities associated with these insurance contracts, such as origination costs and the liabilities associated with guarantees provided by us, are
included in general fund liabilities in Insurance contract liabilities in our Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Investment Contracts for Account of
Segregated Fund Holders </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our
Consolidated Statements of Financial Position. Investment contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders. The
liabilities reported as Investment contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other
liabilities associated with these investment contracts, such as onerous contract provisions required for service components, are included in general fund liabilities in Investment contract liabilities in our Consolidated Statements of Financial
Position. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Income Taxes </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Current income tax assets and liabilities for the
current and prior periods are measured at the amount expected to be recovered from or paid to the taxation authorities. Deferred income tax is provided using the liability method on temporary differences at the statement of financial position date
between the tax bases of assets and liabilities and their carrying amounts for financial reporting purposes. Current and deferred income tax relating to items recognized in the current or previous period in OCI or directly in equity is accordingly
recognized in OCI or equity and not in our Consolidated Statements of Operations. Interest and penalties payable to taxation authorities are recorded in Interest expense and Operating expenses, respectively, in our Consolidated Statements of
Operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Deferred income tax assets and liabilities are calculated based on income tax rates and laws that are expected to apply when the liability is settled or
the asset is realized, which are normally those enacted or considered substantively enacted at our Consolidated Statements of Financial Position dates. Deferred income tax assets are recognized for all deductible temporary differences, carry forward
of unused tax credits and unused tax losses to the extent of the probability that future taxable profit will be available against which these assets can be utilized. At each reporting period, we assess all available evidence, both positive and
negative, to determine the amount of deferred income tax assets to be recognized. The recognition of deferred income tax assets requires estimates and significant judgment about future events, such as projections of future taxable profits, based on
the information available at the reporting date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The determination of the required provision for current and deferred income taxes requires that we interpret tax
legislation in the jurisdictions in which we operate. For each reporting period, our income tax provision reflects our best estimate, based on the information available at the reporting date, of tax positions that are under audit or appeal by
relevant tax authorities. To the extent that our estimate of tax positions or the timing of realization of deferred income tax assets or liabilities are not as expected, the provision for income taxes may increase or decrease in the future to
reflect the actual experience. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Deferred income tax is provided on temporary differences arising on investments in subsidiaries, joint ventures and associates, except
where we control the timing of the reversal of the temporary difference and it is apparent that the temporary difference will not reverse in the foreseeable future. No deferred income tax asset or liability is recognized in relation to temporary
differences that arise from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, did not affect either the accounting profit or taxable profit or loss. Deferred
income tax assets and deferred income tax liabilities are offset if a legally enforceable right exists to set off current tax assets against current tax liabilities, the deferred income taxes relate to the same taxable entity and the same taxation
authority and we intend either to settle on a net basis, or to realize the asset and settle the liability simultaneously. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In determining the impact of taxes, we are
required to comply with Canadian accepted actuarial practice and IFRS. CALM requires that all projected cash flows associated with insurance contract liabilities, including income taxes, be included in the determination of insurance contract
liabilities. The insurance contract liabilities are therefore determined including all policy-related income tax effects on a discounted basis, and then adjusted for any related deferred income tax assets and liabilities held in accordance with
IFRS. The net result of this adjustment is to leave the discounting effect of the deferred income taxes associated with temporary differences on policy- related tax items in the insurance contract liabilities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Pension Plans and Other Post-Retirement Benefits </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For defined benefit plans,
the present value of the defined benefit obligation is calculated by independent actuaries using the projected unit credit method, and actuarial assumptions that represent best estimates of future variables that will affect the ultimate cost of
these obligations. The discount rate used for our material defined benefit plans is determined with reference to market yields of high-quality corporate bonds that are denominated in the same currency in which the benefits will be paid, and that
have terms to maturity approximating the terms of obligations. Plan assets are measured at fair value and are held in separate trustee administered funds or as qualifying insurance contracts. The difference between the fair value of the plan assets
and the present value of the defined benefit obligation is recognized on the Consolidated Statements of Financial Position as an asset or liability in Other assets or Other liabilities, respectively. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Costs charged to our Consolidated Statements of Operations include current service cost, any past service costs, any gains or losses from curtailments or settlements, and
interest on the net defined benefit liability (asset). Remeasurement of the net defined benefit liability (asset), which includes the impact of changes to the actuarial assumption underlying the liability calculations, liability experience gains or
losses, the difference between the return on plan assets and the amount included in the interest on the net defined benefit </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">110&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
liability (asset), is reflected immediately in OCI. The calculation of the defined benefit expenses and obligations requires judgment as the recognition is dependent on various actuarial
assumptions such as discount rates, health care cost trend rates and projected compensation increases. These key assumptions are discussed in Note 25. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Dividends
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Dividends payable to holders of shares of SLF Inc. are recognized in the period in which they are authorized or approved. Dividends that have been reinvested in
additional common shares under the Dividend Reinvestment and Share Purchase Plan (&#147;DRIP&#148;) are also reflected as dividends within retained earnings. Where SLF Inc. has issued common shares from treasury under the DRIP, the additional shares
have been reflected in common shares. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Premium and Fee Income Recognition </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Gross premiums for all types of insurance contracts excluding segregated fund contracts are generally recognized as revenue when due. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fee income is generated from insurance contracts and service contracts. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fee income
from insurance contracts includes fees from segregated fund contracts, guarantee fees and other fees associated with insurance contracts and is typically recognized as revenue when services are rendered. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fee income from service contracts represents fees associated with <FONT STYLE="white-space:nowrap">non-insurance</FONT> contracts with customers, and includes
Distribution fees, Fund management and other asset-based fees, and Administrative services and other fees. Distribution fees includes fees earned from the distribution of investment products and other intermediary activities. Fund management and
other asset-based fees includes fees earned from investment management services. Administrative services and other fees includes fees earned from contract administration and other management services. Fee income from service contracts is typically
recognized as revenue when services are rendered at either a point in time or over time. The majority of fee income from service contracts is comprised of variable consideration which is based on a percentage of assets under management or another
variable metric and is recognized as revenue when it is highly probable that a significant reversal in the amount of the revenue recognized will not occur. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Share-Based Payments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Stock options of SLF Inc. granted to employees are
accounted for as equity-settled share-based payment transactions. The total compensation expense for stock options is computed based on the fair value of the stock option at the date of grant and the estimated number of options expected to vest at
the end of the vesting period. The expense is recognized over the vesting period as compensation expense in Operating expenses in our Consolidated Statements of Operations, with an offset to contributed surplus in our Consolidated Statements of
Changes in Equity. When options are exercised, new common shares are issued, contributed surplus is reversed and the common shares issued are credited to common shares in our Consolidated Statements of Changes in Equity. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other share-based payment plans based on the value of SLF Inc.&#146;s common shares are accounted for as cash-settled share-based payment transactions. The total
liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are recomputed at the end of each reporting period and are measured at the fair value of the award at
that reporting date. The liabilities are accrued and expensed on a straight-line basis over the vesting periods. The liabilities are settled in cash at the end of the vesting period. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Share-based payment awards within MFS Investment Management (&#147;MFS&#148;), which are based on their own shares, are accounted for as cash-settled share-based payment
awards. The vested and unvested awards, as well as the shares that have been issued under these plans, are recognized as liabilities because MFS has a practice of purchasing the issued shares from employees after a specified holding period. The
total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are accrued over the vesting period and are measured at fair value at each reporting period
with the change in fair value recognized as compensation expense in Operating expenses in our Consolidated Statements of Operations. The liabilities are settled in cash when the shares are purchased from the employees. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Basic and Diluted Earnings Per Share (&#147;EPS&#148;) </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Basic EPS is
calculated by dividing the common shareholders&#146; net income by the weighted average number of common shares issued and outstanding. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Diluted EPS adjusts common
shareholders&#146; net income and the weighted average number of common shares for the effects of all dilutive potential common shares under the assumption that convertible instruments are converted and that outstanding options are exercised.
Diluted EPS is calculated by dividing the adjusted common shareholders&#146; net income by the adjusted weighted average number of common shares outstanding. For convertible instruments, common shareholders&#146; net income is increased by the <FONT
STYLE="white-space:nowrap">after-tax</FONT> expense on the convertible instrument while the weighted average common shares are increased by the number of common shares that would be issued at conversion. For stock options, it is assumed that the
proceeds from the exercise of options whose exercise price is less than the average market price of common shares during the period are used to repurchase common shares at the average market price for the period. The difference between the number of
common shares issued for the exercise of the dilutive options and the number of common shares that would have been repurchased at the average market price of the common shares during the period is adjusted to the weighted average number of common
shares outstanding. </P> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;2. <A NAME="fin677604_13"></A>Changes in Accounting Policies </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2.A New and Amended International Financial Reporting Standards Adopted in 2018 </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2.A.i IFRS 15 </B><B><I>Revenue from Contracts with Customers</I></B><B> </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In
May 2014, the IASB issued IFRS 15 <I>Revenue from Contracts with Customers </I>(&#147;IFRS 15&#148;), which replaces IAS 11 <I>Construction Contracts</I>, IAS 18 <I>Revenue </I>and various interpretations. Amendments to IFRS 15 were issued in
September 2015 and April 2016. IFRS&nbsp;15 establishes principles about the nature, amount, timing, and uncertainty of revenue arising from contracts with customers. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;111</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
IFRS 15 requires entities to recognize revenue to reflect the transfer of goods or services to customers measured at the amounts an entity expects to be entitled to in exchange for those goods or
services. Insurance contracts and revenues arising from those contracts, primarily premium revenue, are not within the scope of this standard. Revenues from service contracts and service components of investment contracts (which are treated as
service contracts) that are reported in Fee income and primarily arise from our asset management businesses are within the scope of IFRS 15. IFRS 15 also provides guidance related to the costs to obtain and to fulfill a contract. We adopted IFRS 15
on a cumulative retrospective basis and recognized differences on transition to IFRS 15 as at January&nbsp;1, 2018 in retained earnings. As a result of the adoption of IFRS 15, we derecognized a portion of our deferred acquisition costs (previously
recognized in Other assets) and the related deferred tax liability on our Consolidated Statements of Financial Position, which reduced opening retained earnings by $44 on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis as at
January&nbsp;1, 2018. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Additional disclosure on revenue from contracts with customers is included in Note 17. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2.A.ii </B><B><I>Amendments to IFRS 4 </I></B><B>(IFRS 9 deferral approach) </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In September 2016, the IASB issued <I>Amendments to IFRS 4 </I>to allow insurance entities whose predominant activities are to issue contracts within the scope of IFRS 4
an optional temporary exemption from applying IFRS 9 <I>Financial Instruments </I>(&#147;IFRS 9&#148;) (&#147;deferral approach&#148;). On January&nbsp;1, 2018, we qualified for and elected to take the deferral approach as our activities are
predominantly connected with insurance in accordance with IFRS standards. Consequently, we will continue to apply IAS 39 <I>Financial Instruments: Recognition and Measurement </I>(&#147;IAS 39&#148;), the existing financial instrument standard. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">To enable a comparison to entities applying IFRS 9, entities that apply the deferral approach are required to disclose fair value and changes in fair value separately for
(i)&nbsp;those financial assets that pass the Solely Payment of Principal and Interest (&#147;SPPI&#148;) test, excluding any financial asset that is managed and whose performance is evaluated on a fair value basis; and (ii)&nbsp;all other financial
assets, including financial assets that are managed and their performance is evaluated on a fair value basis. We are also required to disclose credit ratings of financial assets that pass the SPPI test. Financial assets which pass the SPPI test are
assets with contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. See Note 5.A.i for disclosure of the carrying value and fair value of our financial
assets as at December&nbsp;31, 2018 and 2017. Except for Debt securities designated as AFS and Mortgages and loans, our financial assets are managed and their performance is evaluated on a fair value basis. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table includes these disclosures: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #000000"><B>December&nbsp;31,&nbsp;2018</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">($ billions)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>IAS&nbsp;39&nbsp;Classification</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>SPPI</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B><FONT STYLE="white-space:nowrap">Non-SPPI</FONT></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">AFS</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12.9</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>0.1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans supporting Insurance contract
liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">Amortized&nbsp;cost</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>43.8</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans not supporting Insurance contract
liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">Amortized&nbsp;cost</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>4.4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>0.2</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements
of Operations of classifying assets supporting those liabilities as SPPI or <FONT STYLE="white-space:nowrap">non-SPPI</FONT> is not material. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Note
6.A.v discloses the carrying value of Debt securities and Mortgages and loans by credit risk rating. Debt securities designated as AFS with a credit rating below investment grade have a carrying value of $0.1&nbsp;billion as at December&nbsp;31,
2018. Mortgages and loans with a credit rating below investment grade have a carrying value of $2.1&nbsp;billion as at December&nbsp;31, 2018. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2.A.iii Other New
and Amended IFRS </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following new and amended IFRS are effective for annual periods beginning on or after January&nbsp;1, 2018, and did not have a material
impact on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In June 2016, the IASB issued <I>Classification and Measurement of Share-based Payment Transactions</I>, which
amends IFRS 2 <I><FONT STYLE="white-space:nowrap">Share-based</FONT> Payment. </I>The amendments clarify how to account for certain types of share-based payment transactions, such as the effects of vesting and
<FONT STYLE="white-space:nowrap">non-vesting</FONT> conditions on the measurement of cash-settled share-based payments. These amendments are applicable to awards granted on or after that date and to unvested and vested but unexercised awards
outstanding at that date. These amendments were applied prospectively. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In December 2016, the IASB issued <I>Annual Improvements to IFRSs 2014-2016 Cycle</I>, which
includes minor amendments to IFRS 1 <I>First-time Adoption of International Financial Reporting Standards </I>and IAS 28 <I>Investments in Associates and Joint Ventures </I>(&#147;IAS 28&#148;). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In December 2016, the IASB issued <I>Transfers of Investment Property (Amendments to IAS 40). </I>The amendments to IAS 40 <I>Investment Property </I>clarify that an
entity shall transfer property to, or from, investment property when, and only when, there is evidence of a change in use. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In December 2016, the IASB issued IFRIC 22
<I>Foreign Currency Transactions and Advance Consideration </I>(&#147;IFRIC 22&#148;), which was developed by the IFRS Interpretations Committee. IFRIC 22 clarifies that for purposes of determining the exchange rate in transactions which include the
receipt or payment of advance consideration in a foreign currency, the date of the transaction is the date of initial recognition of the <FONT STYLE="white-space:nowrap">non-monetary</FONT> prepayment asset or deferred income liability. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2.B New and Amended International Financial Reporting Standards to be Adopted in 2019 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following new and amended IFRS were issued by the IASB and are expected to be adopted by us in 2019. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In January 2016, the IASB issued IFRS 16 <I>Leases </I>(&#147;IFRS 16&#148;), which replaces IAS 17 <I>Leases</I>, and related interpretations. IFRS 16 sets out the
principles for the recognition, measurement, presentation and disclosure of leases for both lessees and lessors. For lessees, IFRS 16 removes the classification of leases as either operating or financing and requires that all leases to be recognized
on the statement of financial position, with certain exemptions allowed by this new standard. The accounting for lessors is substantially </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">112&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
unchanged. The standard is effective for annual periods beginning on or after January&nbsp;1, 2019, to be applied retrospectively, or on a modified retrospective basis. We will be adopting IFRS
16 on a modified retrospective basis. At the time of adoption of IFRS 16, we expect to recognize <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">right-of-use</FONT></FONT> assets of approximately $800 and lease liabilities of
approximately $900 on our Consolidated Statements of Financial Position. Together with the derecognition of deferred balances previously recognized under IAS 17, the overall impact to retained earnings is not expected to be material. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In June 2017, the IASB issued IFRIC 23 <I>Uncertainty over Income Tax Treatments </I>(&#147;IFRIC 23&#148;)<I>, </I>which was developed by the IFRS Interpretations
Committee. IFRIC 23 clarifies how to apply the recognition and measurement requirements in IAS 12 <I>Income Taxes </I>(&#147;IAS 12&#148;), when there is uncertainty over income tax treatments, and requires an entity to determine whether tax
treatments should be considered collectively or independently. In addition, IFRIC 23 addresses the assumptions an entity should make about the examination of tax treatments by taxation authorities, as well as how an entity should consider changes in
facts and circumstances. IFRIC 23 also provides guidance on how to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits, and tax rates, based on whether it is probable that a tax authority will accept an uncertain
tax treatment used, or proposed to be used, by an entity in its income tax filings. IFRIC 23 is effective for annual periods beginning on or after January&nbsp;1, 2019 and is to be applied retrospectively, or on a cumulative retrospective basis. We
do not expect IFRIC 23 to have a material impact on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In October 2017, the IASB issued narrow-scope amendments to IAS 28. The
amendments clarify that long-term interests in an associate or joint venture to which the equity method is not applied should be accounted for following the requirements of IFRS 9. The amendments are effective for annual periods beginning on or
after January&nbsp;1, 2019, and are to be applied retrospectively with certain exceptions. As we will not adopt IFRS 9 until 2021, we will be required to apply IAS 39 to the long-term interests in associates or joint ventures covered by these
amendments. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In December 2017, the IASB issued
<I>Annual Improvements to IFRSs 2015-2017 Cycle</I>, which includes minor amendments to four IFRS standards. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2019. We do not expect the adoption of these
amendments to have a material impact on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In February 2018, the IASB issued <I>Plan Amendment, Curtailment or Settlement
</I>which amends IAS 19 <I>Employee Benefits </I>(&#147;IAS 19&#148;). Under IAS 19, when an amendment, curtailment or settlement of a defined benefit pension plan occurs, the net defined benefit liability or asset is remeasured. The amendments
require an entity to use the updated assumptions from this remeasurement to determine current service cost and net interest for reporting periods after the change to the plan. The amendments are applicable to plan amendments, curtailments or
settlements occurring on or after January&nbsp;1, 2019. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>2.C New and Amended International Financial Reporting Standards to be Adopted in 2020 or Later </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following new and amended standards were issued by the IASB and are expected to be adopted by us in 2020 or later. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In July 2014, the IASB issued the final version of IFRS 9, which replaces IAS 39. IFRS 9 includes guidance on the classification and measurement of financial instruments,
impairment of financial assets, and hedge accounting. Financial asset classification is based on the cash flow characteristics and the business model in which an asset is held. The classification determines how a financial instrument is accounted
for and measured. IFRS 9 also introduces an impairment model for financial instruments not measured at fair value through profit or loss that requires recognition of expected losses at initial recognition of a financial instrument and the
recognition of full lifetime expected losses if certain criteria are met. In addition, a new model for hedge accounting was introduced to achieve better alignment with risk management activities. This standard is effective for annual periods
beginning on or after January&nbsp;1, 2018. In October 2017, the IASB issued narrow-scope amendments to IFRS 9. The amendments clarify the classification of certain prepayable financial assets and the accounting of financial liabilities following
modification. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2019. However, pursuant to the aforementioned amendments to IFRS 4, we elected the deferral approach permitted under IFRS 4 to continue to apply IAS
39. We are currently assessing the impact that IFRS 9, along with these amendments, will have on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In May 2017, the IASB issued
IFRS 17, which replaces IFRS 4. IFRS 17 establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. IFRS 17 requires entities to measure insurance contract liabilities at their current fulfillment
values using one of three measurement models, depending on the nature of the contract. IFRS 17 is effective for annual periods beginning on or after January&nbsp;1, 2021 and is to be applied retrospectively to each group of insurance contracts
unless impracticable. If, and only if, it is impracticable to apply IFRS 17 retrospectively for a group of insurance contracts, an entity shall apply IFRS 17 using a modified retrospective approach or a fair value approach. In November 2018, the
IASB tentatively decided to defer the effective date of IFRS 17 by one year, to January&nbsp;1, 2022. IFRS 17 will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of
Operations. We are currently assessing the impact that IFRS 17 will have on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In March 2018, the IASB issued a revised
<I>Conceptual Framework for Financial Reporting </I>(&#147;2018 Conceptual Framework&#148;), which replaces the <I>Conceptual Framework for Financial Reporting </I>issued in 2010. The 2018 Conceptual Framework includes revised definitions of an
asset and a liability, as well as new guidance on measurement, derecognition, presentation and disclosure. The 2018 Conceptual Framework is effective for annual periods beginning on or after January&nbsp;1, 2020. We are currently assessing the
impact the adoption of this framework will have on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In October 2018, the IASB issued <I>Definition of a Business, </I>which
amends IFRS 3 <I>Business Combinations</I>. The amendments clarify the definition of a business to assist entities in determining whether a transaction represents a business combination or an acquisition of assets. The amendments are effective for
annual periods beginning on or after January&nbsp;1, 2020, to be applied prospectively. We will assess the impact the adoption of these amendments will have on the accounting treatment of future transactions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In October 2018, the IASB issued <I>Definition of Material (Amendments to IAS 1 and IAS 8). </I>The amendments clarify the definition of material and provide guidance to
improve consistency in its application in IFRS standards. The amendments are effective for annual periods beginning on or after January&nbsp;1, 2020. We are currently assessing the impact the adoption of these amendments will have on our
Consolidated Financial Statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;113</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_14"></A>3. Acquisitions </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Pending Acquisition </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">On December 19, 2018, we entered into an agreement with
GreenOak Real Estate (&#147;GreenOak&#148;), a global real estate investment firm, to merge GreenOak with the Bentall Kennedy group of companies and to acquire 56% of the combined entity (&#147;Bentall GreenOak&#148;), with the right to
approximately 90% of Bentall GreenOak&#146;s earnings over 8.5 years and the ability to acquire the remaining interest in the future. The combined entity will be reported in our Sun Life Financial Asset Management (&#147;SLF Asset Management&#148;)
business segment. The acquisition of 56% of Bentall GreenOak is expected to close in the first half of 2019, subject to receipt of regulatory approvals and satisfaction of customary closing conditions. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Acquisition in Sun Life Financial Asia </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">On October&nbsp;3, 2017, we completed
the first stage of our acquisition of the pension business of FWD Life Insurance Company (Bermuda) Limited (&#147;FWD&#148;) for total consideration of approximately $105, consisting of $92 initial cash consideration and estimated contingent
consideration of $13 to be paid if certain future performance targets are achieved. The first stage included the acquisition of the Mandatory Provident Fund business and the commencement of an exclusive
<FONT STYLE="white-space:nowrap">15-year</FONT> distribution agreement with FWD that allows Sun Life Hong Kong Limited to distribute its pension products through FWD&#146;s agency force in Hong Kong. The fair value of the net identifiable assets
acquired in the transaction was $89, which included intangible assets of $61 and a related deferred tax liability of $10. The acquired intangible assets consist of client relationships and distribution intangible assets which are subject to
amortization on a straight-line basis over their projected economic life of 30 years and 15 years, respectively. We recognized goodwill of $16 as a result of this transaction. The completion of the second and final stage of the transaction involves
the purchase of the Occupational Retirement Schemes Ordinance business of FWD, and is expected to close by the end of 2019, subject to the receipt of regulatory approvals and satisfaction of customary closing conditions. These transactions will
strengthen our position in the Hong Kong pension market and will be reported in our Sun Life Financial Asia (&#147;SLF Asia&#148;) reportable segment. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_15"></A>4. Segmented Information </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have five reportable segments: SLF Canada, SLF U.S., SLF Asset Management, SLF Asia, and Corporate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">These reportable segments operate in the financial services industry and reflect our management structure and internal financial reporting. Corporate includes the results
of our U.K. business unit (&#147;SLF U.K.&#148;) and our Corporate Support operations, which include <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance operations as well as investment income, expenses, capital, and other items not
allocated to our other business groups. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Effective the first quarter of 2018, a change in the organizational and reporting structure resulted in the International
business unit being transferred from the SLF U.S. reportable segment to the SLF Asia reportable segment. Consequently, approximately $10,000 of insurance contract liabilities pertaining to individual
<FONT STYLE="white-space:nowrap">non-participating</FONT> life and health policies transferred from SLF U.S. to SLF Asia, along with the associated assets. The information reported to the Chief Operating Decision Maker now includes the results of
the International business unit in the SLF Asia reporting package and the segmental information presented in these Consolidated Financial Statements now includes the results of the International business unit in the SLF Asia reportable segment. In
accordance with IFRS 8 <I>Operating Segments</I>, the segmental information for prior reporting periods has been restated to conform with current period presentation. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Revenues from our reportable segments are derived principally from life and health insurance, investment management and annuities, and mutual funds. Revenues not
attributed to the strategic business units are derived primarily from Corporate investments and earnings on capital. Transactions between segments are executed and priced on an <FONT STYLE="white-space:nowrap">arm&#146;s-length</FONT> basis in a
manner similar to transactions with third parties. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The expenses in each business segment may include costs or services directly incurred or provided on their behalf
at the enterprise level. For other costs not directly attributable to one of our business segments, we use a management reporting framework that uses assumptions, judgments, and methodologies for allocating overhead costs, and indirect expenses to
our business segments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Intersegment transactions consist primarily of internal financing agreements which are measured at fair values prevailing when the
arrangements are negotiated. Intersegment investment income consists primarily of interest paid by SLF U.S. to Corporate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Intersegment fee income is primarily asset
management fees paid by SLF Canada and Corporate to SLF Asset Management, and product distribution fees paid by SLF Asset Management to SLF Asia Intersegment transactions are presented in the Consolidation adjustments column in the following tables.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management considers its external clients to be individuals and corporations. We are not reliant on any individual client as none is individually significant to our
operations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">114&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Results by segment for the years ended December 31, are as follows: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="30%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF<BR>Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF&nbsp;U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asset<BR>Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF<BR>Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Consolidation<BR>adjustments</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross premiums:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 3,261</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;(79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,796</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,633</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>94</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Health insurance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,316</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,767</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>9,121</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total gross premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;13,373</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>20,981</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: ceded premiums</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,487</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>232</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,339</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,942</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>305</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>76</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,389</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fee income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,240</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>73</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,111</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>514</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>154</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(126</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,966</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15,068</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,181</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,124</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,537</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>239</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(152</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>26,997</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total benefits and expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,497</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,930</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,919</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>109</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(152</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23,486</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>308</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(19</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>284</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>51</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B> 1,263</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B> 17</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B> 910</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B> 567</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B> 157</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>2,914</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Net income (loss) attributable to participating
policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>321</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(35</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>298</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 942</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 52</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 910</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 555</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 157</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,616</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross premiums:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,464</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,488</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">94</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,831</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Health insurance</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,916</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,570</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8,519</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total gross premiums</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,527</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: ceded premiums</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">436</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">226</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,557</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net investment income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,133</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,722</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;526</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(79</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fee income</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,132</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">103</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,037</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">524</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">118</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(72</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,842</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total revenue</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,267</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,837</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,547</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(151</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total benefits and expenses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,369</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,976</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,679</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(151</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">197</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(392</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">453</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">1,176</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">(140</TD>
<TD NOWRAP VALIGN="top">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">653</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">806</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="top">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="top">$</TD>
<TD NOWRAP VALIGN="top" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">2,487</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Net income (loss) attributable to participating
policyholders</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">213</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; net income (loss)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">963</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(144</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">653</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">778</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,242</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described
in this Note. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;115</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Assets and liabilities by segment are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF<BR>Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF<BR>U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> </B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asset<BR>Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF<BR>Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Consolidation<BR>adjustments</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>As at December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;86,697</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;34,584</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,468</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;28,855</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;14,378</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(217</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;168,765</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments for account of segregated fund holders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 85,885</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 491</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 6,173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 10,513</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>103,062</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 78,946</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 30,671</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 2,396</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 23,692</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 8,707</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> (217</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>144,195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">As at December 31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund assets</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">84,698</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">32,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,115</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,234</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(191</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">162,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments for account of segregated fund holders</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">87,817</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">488</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,986</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">106,392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">76,683</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">28,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,346</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,748</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,372</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(191</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">139,749</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described
in this Note. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The revenue and assets of our reportable segments differ from geographic segments primarily due to the geographic segmenting of our
SLF Asset Management and Corporate segments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table shows revenue by country for SLF Asset Management and Corporate: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asset Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,945</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,961</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>58</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United Kingdom</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>142</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>179</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other countries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,124</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,082</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;239</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;752</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of the Canadian operations of the Bentall Kennedy group of companies (&#147;Bentall Kennedy&#148;) and Sun Life
Institutional Investments (Canada) Inc. for SLF Asset Management. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table shows total assets by country for SLF Asset Management and
Corporate: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asset Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund assets:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,147</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,550</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,984</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United Kingdom</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,274</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,744</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>321</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,384</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,723</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other countries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>170</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total general fund assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,468</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,115</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 14,378</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 14,605</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment for account of segregated fund holders:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United Kingdom</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 10,513</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;11,986</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total investment for account of segregated fund holders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,513</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11,986</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of the Canadian operations of Bentall Kennedy and Sun Life Institutional Investments (Canada) Inc. for SLF Asset
Management. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">116&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_16"></A>5. Total Invested Assets and Related Net Investment Income </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5.A Fair Value of Invested Assets </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>5.A.i Carrying Value and Fair Value of
Financial Assets </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying values and fair values of our financial assets are shown in the following table: </P>
<P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Carrying<BR>value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Fair</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>value</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Carrying<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Fair</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,506</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,506</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,890</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,890</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities&nbsp;&#150;&nbsp;fair value through profit or loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>61,402</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>61,402</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,967</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,967</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">securities&nbsp;&#150;&nbsp;available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,041</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,041</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities&nbsp;&#150;&nbsp;fair value through profit or loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,014</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,014</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">securities&nbsp;&#150;&nbsp;available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>620</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>620</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>46,822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>48,434</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45,406</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets&nbsp;&#150;&nbsp;fair value through profit or loss<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,701</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,701</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">assets&nbsp;&#150;&nbsp;available-for-sale</FONT></FONT><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">562</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">562</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,222</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,222</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,106</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,106</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total financial
assets<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;143,061</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;144,673</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;137,691</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;140,292</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Other invested assets (FVTPL and AFS) include our investments in segregated funds, mutual funds, and limited partnerships.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Invested assets on our Consolidated Statements of Financial Position of $151,726 ($146,139 as at December&nbsp;31, 2017)
includes Total financial assets in this table, Investment properties of $7,157 ($7,067 as at December&nbsp;31, 2017), and Other invested assets &#150; <FONT STYLE="white-space:nowrap">non-financial</FONT> assets of $1,508 ($1,381 as at
December&nbsp;31, 2017). </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Derivative liabilities with a fair value of $2,295 ($1,756 as at December&nbsp;31, 2017) are also included on the
Consolidated Statements of Financial Position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our mortgages and loans are generally carried at amortized cost. The fair value of mortgages and loans, for disclosure
purposes, is determined based on the methodology and assumptions described in Note 5.A.ii. As at December&nbsp;31, 2018, $40,730 and $7,704 are categorized in Level&nbsp;2 and Level&nbsp;3, respectively, of the fair value hierarchy described in this
Note ($38,601 and $6,805 as at December&nbsp;31, 2017). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Policy loans are carried at their unpaid principal balances. The fair value of policy loans, for disclosure
purposes, is approximated by their carrying value, as policy loans are fully secured by policy values on which the loans are made and are categorized in Level&nbsp;2 of the fair value hierarchy. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>5.A.ii Fair Value Methodologies and Assumptions </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of government
and corporate debt securities is determined using quoted prices in active markets for identical or similar securities. When quoted prices in active markets are not available, fair value is determined using market standard valuation methodologies,
which include discounted cash flow analysis, consensus pricing from various broker dealers that are typically the market makers, or other similar techniques. The assumptions and valuation inputs in applying these market standard valuation
methodologies are determined primarily using observable market inputs, which include, but are not limited to, benchmark yields, reported trades of identical or similar instruments, broker-dealer quotes, issuer spreads, bid prices, and reference data
including market research publications. In limited circumstances, <FONT STYLE="white-space:nowrap">non-binding</FONT> broker quotes are used. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of
asset-backed securities is determined using quoted prices in active markets for identical or similar securities, when available, or valuation methodologies and valuation inputs similar to those used for government and corporate debt securities.
Additional valuation inputs include structural characteristics of the securities, and the underlying collateral performance, such as prepayment speeds and delinquencies. Expected prepayment speeds are based primarily on those previously experienced
in the market at projected future interest rate levels. In instances where there is a lack of sufficient observable market data to value the securities, <FONT STYLE="white-space:nowrap">non-binding</FONT> broker quotes are used. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of equity securities is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active
markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash
flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of mortgages and loans is determined by
discounting the expected future cash flows using a current market interest rate applicable to financial instruments with a similar yield, credit quality, and maturity characteristics. Valuation inputs typically include benchmark yields and
risk-adjusted spreads from current lending activities or loan issuances. The risk-adjusted spreads are determined based on the borrower&#146;s credit and liquidity, as well as term and other loan-specific features. Long-term mortgages and loans are
generally categorized in Level&nbsp;3 of the fair value hierarchy. The significant unobservable input is a portion of these risk-adjusted spreads at or beyond the <FONT STYLE="white-space:nowrap">20-year</FONT> point for mortgages and at or beyond
the <FONT STYLE="white-space:nowrap">10-year</FONT> point for loans. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of derivative financial instruments depends upon derivative types. The fair value
of exchange-traded futures and options is determined using quoted prices in active markets, while the fair value of <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT> (&#147;OTC&#148;) derivatives is
determined using pricing models, such as discounted cash flow analysis or other market standard valuation techniques, with primarily observable market inputs. Valuation inputs used to price OTC derivatives may include swap interest rate curves,
foreign exchange spot and forward rates, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;117</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
index prices, the value of underlying securities, projected dividends, volatility surfaces, and in limited circumstances, counterparty quotes. The fair value of OTC derivative financial
instruments also includes credit valuation adjustments to reflect the credit risk of both the derivative counterparty and ourselves as well as the impact of contractual factors designed to reduce our credit exposure, such as collateral and legal
rights of offset under master netting agreements. Inputs into determining the appropriate credit valuation adjustments are typically obtained from publicly available information and include credit default swap spreads when available, credit spreads
derived from specific bond yields, or published cumulative default experience data adjusted for current trends when credit default swap spreads are not available. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of other invested assets is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active
markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash
flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of investment properties is generally determined
using property valuation models that are based on expected capitalization rates and models that discount expected future net cash flows at current market interest rates reflective of the characteristics, location, and market of each property.
Expected future net cash flows include contractual and projected cash flows and forecasted operating expenses, and take into account interest, rental, and occupancy rates derived from market surveys. The estimates of future cash inflows in addition
to expected rental income from current leases, include projected income from future leases based on significant assumptions that are consistent with current market conditions. The future rental rates are estimated based on the location, type, and
quality of the properties, and take into account market data and projections at the valuation date. The fair values are typically compared to market-based information for reasonability, including recent transactions involving comparable assets. The
methodologies and inputs used in these models are in accordance with real estate industry valuation standards. Valuations are prepared externally or internally by professionally accredited real estate appraisers. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of short-term securities is approximated by their carrying amount, adjusted for credit risk where appropriate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of investments for account of segregated fund holders is determined using quoted prices in active markets or independent valuation information provided by
investment managers. The fair value of direct investments within investments for account of segregated fund holders, such as short-term securities and government and corporate debt securities, is determined according to valuation methodologies and
inputs described above in the respective asset type sections. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The methodologies and assumptions for determining the fair values of investment contract liabilities
are included in Note 10.B. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>5.A.iii Fair Value Hierarchy </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We categorize
our assets and liabilities carried at fair value, based on the priority of the inputs to the valuation techniques used to measure fair value, into a three-level fair value hierarchy as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Level&nbsp;1: Fair value is based on the unadjusted quoted prices for identical assets or liabilities in an active market. The types of assets and liabilities classified
as Level&nbsp;1 generally include cash and cash equivalents, certain U.S. government and agency securities, exchange- traded equity securities, and certain segregated and mutual fund units held for account of segregated fund holders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Level&nbsp;2: Fair value is based on quoted prices for similar assets or liabilities traded in active markets, or prices from valuation techniques that use significant
observable inputs, or inputs that are derived principally from or corroborated with observable market data through correlation or other means. The types of assets and liabilities classified as Level&nbsp;2 generally include Canadian federal,
provincial and municipal government, other foreign government and corporate debt securities, certain asset-backed securities, OTC derivatives, and certain segregated and mutual fund units held for account of segregated fund holders. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Level&nbsp;3: Fair value is based on valuation techniques that require one or more significant inputs that are not based on observable market inputs. These unobservable
inputs reflect our expectations about the assumptions market participants would use in pricing the asset or liability. The types of assets and liabilities classified as Level&nbsp;3 generally include certain corporate bonds, certain other invested
assets, and investment properties. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">118&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;1</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;2</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;3</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 8,926</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>580</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 9,506</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 7,683</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 1,207</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 8,890</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities&nbsp;&#150;&nbsp;fair value through profit or loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,253</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>59,776</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>373</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>61,402</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58,447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">417</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,967</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities&nbsp;&#150;&nbsp;
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,513</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,485</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,041</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">818</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,698</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">136</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities&nbsp;&#150;&nbsp;fair value through profit or loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,967</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,845</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>202</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,014</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,379</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,532</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">securities&nbsp;&#150;&nbsp;available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>186</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>36</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>620</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,085</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,451</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>898</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,241</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,322</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">912</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,721</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,773</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment properties</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7,157</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7,157</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,067</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,067</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total invested assets measured at fair value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 14,982</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 75,140</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 10,052</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>100,174</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 14,632</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 74,669</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 9,546</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 98,847</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments for account of segregated fund holders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>24,705</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>76,761</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,596</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>103,062</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,481</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">77,757</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,154</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">106,392</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total assets measured at fair value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;39,687</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;151,901</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;11,648</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;203,236</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;42,113</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;152,426</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;10,700</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;205,239</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,284</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,295</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,751</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,756</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total liabilities measured at fair value</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 2,284</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 2,298</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 1,751</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 1,759</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="33"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="32"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Debt securities &#150; fair value through profit or loss consist of
the following:</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>December 31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;1</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;2</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;3</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian federal government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 3,815</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 3,830</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 3,351</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 3,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian provincial and municipal government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,852</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,866</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,142</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,253</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>125</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,380</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other foreign government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,895</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,929</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,318</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,361</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34,665</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>205</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34,870</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33,864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,170</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asset-backed securities:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commercial mortgage-backed securities<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,464</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,467</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,460</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Residential mortgage-backed securities<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,961</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,961</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Collateralized debt obligations<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>143</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>143</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>856</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>956</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">508</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">541</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total debt securities &#150; fair value through profit or
loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,253</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;59,776</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;373</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;61,402</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,103</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;58,447</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;59,967</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" COLSPAN="33"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="32"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Debt securities &#150; <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">available-for-sale</FONT></FONT> consist of the following:</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="top"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt"></P> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:8pt; font-family:ARIAL">&nbsp;</P>
<P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt"></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>December 31, 2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;1</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;2</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Level&nbsp;3</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;1</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;2</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Level&nbsp;3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian federal government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,746</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,746</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 1,832</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 1,832</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian provincial and municipal government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,199</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,199</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,513</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,527</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">818</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">818</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other foreign government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>716</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>717</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,971</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>42</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,013</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asset-backed securities:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commercial mortgage-backed securities<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>766</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>766</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">744</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">744</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Residential mortgage-backed securities<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>386</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>386</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Collateralized debt obligations<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>804</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>804</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">345</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">414</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>883</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>883</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">651</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">662</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total debt securities &#150; <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,513</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11,485</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;43</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13,041</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;818</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11,698</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;136</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12,652</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">During 2018 and 2017, we did not have any significant transfers between Level&nbsp;1 and Level&nbsp;2. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;119</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in
Level&nbsp;3: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6.5pt" ALIGN="center">


<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL">For the year ended</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Debt</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>securities&nbsp;&#150;</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>fair&nbsp;value</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>through&nbsp;profit<BR>or loss</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Debt</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>securities&nbsp;&#150;</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>available-for-</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>sale</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Equity</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>securities&nbsp;&#150;</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>fair&nbsp;value</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>through</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>profit&nbsp;or&nbsp;loss</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Equity</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>securities&nbsp;&#150;</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B><FONT
STYLE="white-space:nowrap">available-for-</FONT></B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>sale</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Other</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>invested</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Investment</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>properties</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Total&nbsp;invested</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>assets</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>measured at</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>fair value</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Investments</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>for&nbsp;account&nbsp;of</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>segregated</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>fund holders</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>Total&nbsp;assets</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>measured&nbsp;at</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right"><B>fair value</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL"><B>December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Beginning balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>417</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>136</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>167</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>38</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,721</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,067</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,546</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10,700</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Included in net income<SUP STYLE="font-size:85%; vertical-align:top">(1)(3)(5)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>69</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>441</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>515</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>29</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>544</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Included in OCI<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(22</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(22</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Purchases</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>164</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>140</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>644</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,592</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>430</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,022</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Sales</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(227</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,113</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,396</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Settlements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Transfers into Level 3<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Transfers (out) of Level 3<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(159</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(221</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(380</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(385</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Foreign currency translation<SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>141</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>209</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>225</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Ending balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>373</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;202</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;36</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,241</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;7,157</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;10,052</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,596</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;11,648</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Gains (losses) included in earnings relating to instruments
still held at the reporting date<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>69</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>331</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>414</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>441</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">December 31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Beginning balance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">442</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">144</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,544</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,592</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,920</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">865</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Included in net income<SUP STYLE="font-size:85%; vertical-align:top">(1)(3)(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(59</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Included in OCI<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Purchases</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">180</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">505</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,414</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Sales</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(318</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(277</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(645</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(77</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(722</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Settlements</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(66</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(78</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(79</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Transfers into Level 3<SUP STYLE="font-size:85%; vertical-align:top">(2)(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Transfers (out) of Level 3<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(284</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(262</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(546</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(546</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Foreign currency translation<SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(18</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(113</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(151</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(146</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Ending balance</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">417</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">136</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">167</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,721</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,067</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9,546</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,154</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10,700</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6.5pt; font-family:ARIAL">Gains (losses) included in earnings relating to instruments still
held at the reporting date<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(59)</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">123</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Included in Net investment income (loss) for Total invested assets measured at fair value in our Consolidated Statements
of Operations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Transfers into Level&nbsp;3 occur when the inputs used to price the assets and liabilities lack observable market data,
and as a result, no longer meet the Level&nbsp;1 or 2 definitions at the reporting date. Transfers out of Level&nbsp;3 occur when the pricing inputs become more transparent and satisfy the Level&nbsp;1 or 2 criteria and are primarily the result of
observable market data being available at the reporting date, thus removing the requirement to rely on inputs that lack observability. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Total gains and losses in net income (loss) and OCI are calculated assuming transfers into or out of Level&nbsp;3 occur at
the beginning of the period. For an asset or liability that transfers into Level&nbsp;3 during the reporting period, the entire change in fair value for the period is included in the table above. For transfers out of Level&nbsp;3 during the
reporting period, the change in fair value for the period is excluded from the table above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Foreign currency translation relates to the foreign exchange impact of translating Level&nbsp;3 assets and liabilities of
foreign subsidiaries from their functional currencies to Canadian dollars. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Investment properties included in net income is comprised of fair value changes on investment properties of $529 ($211 in
2017) net of amortization of leasing commissions and tenant inducements of $88 ($53 in 2017). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Transfers into Level&nbsp;3 in Investment properties includes the reclassification of our former head office location in
2017, previously classified as owner- occupied with a fair value of $259 at the time of transfer from Other assets to Investment properties. The reclassification recognized a revaluation surplus of $172, which was recorded as an increase of $139 of
accumulated other comprehensive income, net of taxes of $33. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Unobservable Inputs and Sensitivity for Level&nbsp;3 Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our assets categorized in Level&nbsp;3 of the fair value hierarchy are primarily Investment properties, Debt securities, and Other invested assets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of Investment properties is determined by using the discounted cash flows methodology as described in Note 5.A.ii. The key unobservable inputs used in the
valuation of investment properties as at December&nbsp;31, 2018 include the following: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Estimated rental value: The estimated rental value is based on contractual rent and other local market lease transactions
net of reimbursable operating expenses. An increase (decrease) in the estimated rental value would result in a higher (lower) fair value. The estimated rental value varies depending on the property types, which include retail, office, and industrial
properties. The estimated rental value (in dollars, per square foot, per annum) ranges from $12.00 to $76.00 for retail and office properties and from $3.00 to $11.00 for industrial properties. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Rental growth rate: The rental growth rate is typically estimated based on expected market behaviour, which is influenced by
the type of property and geographic region of the property. An increase (decrease) in the rental growth rate would result in a higher (lower) fair value. The rental growth rate (per annum) ranges from 0.00% to 3.00%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Long-term vacancy rate: The long-term vacancy rate is typically estimated based on expected market behaviour, which is
influenced by the type of property and geographic region of the property. An increase (decrease) in the long-term vacancy rate would result in a lower (higher) fair value. The long-term vacancy rate ranges from 2.00% to 10.00%.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Discount rate: The discount rate is derived from market activity across various property types and geographic regions and is
a reflection of the expected rate of return to be realized on the investment over the next 10 years. An increase (decrease) in the discount rate would result in a lower (higher) fair value. The discount rate ranges from 4.00% to 10.25%.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Terminal capitalization rate: The terminal capitalization rate is derived from market activity across various property types
and geographic regions and is a reflection of the expected rate of return to be realized on the investment over the remainder of its life after the <FONT STYLE="white-space:nowrap">10-year</FONT> period. An increase (decrease) in the terminal
capitalization rate would result in a lower (higher) fair value. The terminal capitalization rate ranges from 4.25% to 8.75%. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">120&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in the estimated rental value are positively correlated with changes in the rental growth rate. Changes in the
estimated rental value are negatively correlated with changes in the long-term vacancy rate, the discount rate, and the terminal capitalization rate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our Debt
securities categorized in Level&nbsp;3, which are included in Debt securities &#150; FVTPL and Debt securities &#150; AFS in the Level&nbsp;3 roll forward table, consist primarily of corporate bonds. The fair value of these corporate bonds is
generally determined using broker quotes that cannot be corroborated with observable market transactions. Significant unobservable inputs for these corporate bonds would include issuer spreads, which are comprised of credit, liquidity, and other
security-specific features of the bonds. An increase (decrease) in these issuer spreads would result in a lower (higher) fair value. Due to the unobservable nature of these broker quotes, we do not assess whether applying reasonably possible
alternative assumptions would have an impact on the fair value of the Level&nbsp;3 corporate bonds. The majority of our debt securities categorized in Level&nbsp;3 are FVTPL assets supporting insurance contract liabilities. Changes in the fair value
of these assets supporting insurance contract liabilities are largely offset by changes in the corresponding insurance contract liabilities under CALM. As a result, though using reasonably possible alternative assumptions may have an impact on the
fair value of the Level&nbsp;3 debt securities, it would not have a significant impact on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Other invested assets
categorized in Level&nbsp;3, which are included in Other invested assets &#150; FVTPL and Other invested assets &#150; AFS in the Level&nbsp;3 roll forward table, consists primarily of limited partnership investments. The fair value of our limited
partnership investments are based on net asset value (&#147;NAV&#148;) provided by management of the limited partnership investments. Based on the unobservable nature of these NAVs, we do not assess whether applying reasonably possible alternative
assumptions would have an impact on the fair value of the Level&nbsp;3 limited partnership investments. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Valuation Process for Level&nbsp;3 Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our assets categorized in Level&nbsp;3 of the fair value hierarchy are primarily Investment properties, Debt securities, and limited partnership investments included in
Other invested assets. Our valuation processes for these assets are as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of Investment properties are based on the results of appraisals
performed annually and reviewed quarterly for material changes. The valuation methodology used to determine the fair value is in accordance with the standards of the Appraisal Institute of Canada, the U.S., and the U.K. Investment properties are
appraised externally at least once every three years. Investment properties not appraised externally in a given year are reviewed by qualified appraisers. A management committee, including investment professionals, reviews the fair value of
Investment properties for overall reasonability. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of Debt securities is generally obtained by external pricing services. We obtain an understanding of
inputs and valuation methods used by external pricing services. When fair value cannot be obtained from external pricing services, broker quotes, or internal models subject to detailed review and validation processes are used. The fair value of debt
securities is subject to price validation and review procedures to ensure overall reasonability. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of limited partnership investments, included in Other
invested assets, is based on NAV. The financial statements used in calculating the NAV are generally audited annually. We review the NAV of the limited partnership investments and perform analytical and other procedures to ensure the fair value is
reasonable. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5.B Interest and Other Investment Income </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Interest and other
investment income consist of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>131</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities &#150; fair value through profit or loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,312</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,292</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities &#150;
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>384</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">352</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages and loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,050</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,928</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>175</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total interest income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,097</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities &#150; dividends on fair value through profit or loss</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>160</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities &#150; dividends on
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment properties rental income<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>594</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">623</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment properties expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(259</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(286</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>242</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">223</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment expenses and taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(207</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(193</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total interest and other investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,641</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,413</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Comprised of operating lease rental income. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;121</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5.C Fair Value and Foreign Currency Changes on Assets and Liabilities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value change:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,704</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,630</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(401</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">441</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,295</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">649</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total change in fair value through profit or loss assets and liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(4,376</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,780</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value changes on investment properties</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>529</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange gains (losses)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>446</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(388</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Realized gains (losses) on property and equipment<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>28</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value and foreign currency changes on assets and
liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(3,373</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,603</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any
offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease
and as a result, we recognized a gain of $28. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5.D Cash, Cash Equivalents and Short-Term Securities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities
presented in our Consolidated Statements of Cash Flows consist of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,089</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash equivalents</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;4,592</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,208</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,794</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,506</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,890</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Bank overdraft, recorded in Other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>104</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>9,402</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">8,750</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5.E Derivative Financial Instruments and Hedging Activities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair values of derivative financial instruments by major class of derivatives are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Assets</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Liabilities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Assets</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Liabilities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>922</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(440</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(518</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>130</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1,820</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">177</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,232</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>60</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(35</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">113</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,112</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(2,295</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,478</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,756</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table presents the fair values of derivative assets and liabilities categorized by type of hedge for accounting purposes and
derivative investments: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD ROWSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Total notional</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>amount</B></P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Total&nbsp;notional</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">amount</P></TD>
<TD VALIGN="bottom" ROWSPAN="2" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Fair value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Assets</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Liabilities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Assets</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Liabilities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative investments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>58,268</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,101</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,134</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">53,299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,575</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>779</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(153</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(181</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>151</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;59,198</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,112</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;(2,295</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;54,121</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,478</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;(1,756</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Derivative investments are derivatives that have not been designated as hedges for accounting purposes.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We did not have any net investment hedges in 2018 or 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">122&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Hedge ineffectiveness recognized in Interest and other investment income consists of the following: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value hedging ineffectiveness:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gains (losses) on the hedged items attributable to the hedged risk</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(41</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(22</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gains (losses) on the hedging derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>40</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net ineffectiveness on fair value hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For cash flow hedges, we had hedge ineffectiveness of $1 in 2018 ($3 in 2017). We expect to reclassify a loss of $2 from accumulated OCI
to net income within the next 12 months that relates to cash flow hedges of anticipated award payments under certain share-based payment plans that are expected to occur in 2019, 2020 and 2021. The reclassification of accumulated OCI to income
relating to these foreign currency forwards occurs upon disposal or impairment of the foreign operation. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>5.F Transfers of Financial Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We enter into transactions, including mortgage securitization, repurchase agreements and securities lending, where we transfer financial assets while retaining the risks
and rewards of ownership of the assets. These transferred financial assets are not derecognized and remain on our Consolidated Statements of Financial Position. The carrying value of the transferred assets and the associated liabilities are
described in the sections below. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>5.F.i Mortgage Securitization </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We
securitize certain insured fixed rate commercial mortgages through the creation of mortgage-backed securities under the National Housing Act Mortgage-Backed Securities (&#147;NHA MBS&#148;) Program sponsored by the Canada Mortgage and Housing
Corporation (&#147;CMHC&#148;). The NHA MBS are then sold to Canada Housing Trust, a government-sponsored security trust that issues securities to third- party investors under the Canadian Mortgage Bond (&#147;CMB&#148;) program. The securitization
of these assets does not qualify for derecognition as we have not transferred substantially all of the risks and rewards of ownership. Specifically, we continue to be exposed to <FONT STYLE="white-space:nowrap">pre-payment</FONT> and interest rate
risk associated with these assets. There are no expected credit losses on the securitized mortgages, as the mortgages were already insured by the CMHC prior to securitization. These assets continue to be recognized as Mortgages and loans in our
Consolidated Statements of Financial Position. Proceeds from securitization transactions are recognized as secured borrowings and included in Other liabilities in our Consolidated Statements of Financial Position. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Receipts of principal on the securitized mortgages are deposited into a principal reinvestment account (&#147;PRA&#148;) to meet our repayment obligation upon maturity
under the CMB program. The assets in the PRA are typically comprised of cash and cash equivalents and certain asset-backed securities. We are exposed to reinvestment risk due to the amortizing nature of the securitized mortgages relative to our
repayment obligation for the full principal amount due at maturity. We mitigate this reinvestment risk using interest rate swaps. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value and fair value
of the securitized mortgages as at December&nbsp;31, 2018 are $1,328 and $1,318, respectively ($1,283 and $1,267 as at December&nbsp;31, 2017). The carrying value and fair value of the associated liabilities as at December&nbsp;31, 2018 are $1,453
and $1,446, respectively ($1,355 and $1,346 as at December&nbsp;31, 2017). The carrying value of asset-backed securities in the PRA as at December&nbsp;31, 2018 and 2017 are $124 and $75, respectively. There are no cash and cash equivalents in the
PRA as at December&nbsp;31, 2018 and 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of the secured borrowings from mortgage securitization is based on the methodologies and assumptions for
asset-backed securities described in Note 5.A.ii. The fair value of these liabilities is categorized in Level&nbsp;2 of the fair value hierarchy as at December&nbsp;31, 2018 and 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>5.F.ii Repurchase Agreements </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We enter into repurchase agreements for
operational funding and liquidity purposes. Repurchase agreements have maturities ranging from 7 to 365 days, averaging 127 days, and bear interest at an average rate of 1.92% as at December&nbsp;31, 2018 (1.25% as at December&nbsp;31, 2017). The
carrying values of the transferred assets and the obligations related to their repurchase, which approximate their fair values, are $1,824 as at December&nbsp;31, 2018 ($1,976 as at December&nbsp;31, 2017). These liabilities are categorized in
Level&nbsp;2 of the fair value hierarchy. Collateral primarily consists of cash and cash equivalents as well as government guaranteed securities. Details on the collateral pledged are included in Note 6.A.ii. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>5.F.iii Securities Lending </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company engages in securities lending to
generate additional income. Certain securities from its portfolio are lent to other institutions for short periods. Collateral exceeding the fair value of the securities lent is deposited by the borrower with a lending agent, usually a securities
custodian, and maintained by the lending agent until the underlying security has been returned to us. The fair value of the securities lent is monitored on a daily basis with additional collateral obtained or refunded as the fair values fluctuate.
Collateral primarily consists of Canadian federal and provincial government securities and cash and cash equivalents. Certain arrangements allow us to invest the cash collateral received for the securities lent. The carrying values of the securities
lent approximate their fair values. The carrying values of the securities lent and the related collateral held are $2,217 and $2,338 as at December&nbsp;31, 2018 ($1,467 and $1,546 as at December&nbsp;31, 2017). </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;6. <A NAME="fin677604_17"></A>Financial Instrument Risk Management </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The significant risks related to financial instruments are credit risk, market risk (including equity risk, interest rate and spread risk, and foreign currency risk) and
liquidity risk. The following sections describe how we manage these risks. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Some of our financial instruments risk management policies and procedures are described in
our Annual Management&#146;s Discussion and Analysis (&#147;MD&amp;A&#148;) for the year ended December&nbsp;31, 2018. The shaded text and tables in the Risk Management section of the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;123</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
MD&amp;A represent part of our disclosures on credit, market and liquidity risks and include a description of how we measure our risk and our objectives, policies and methodologies for managing
these risks. Therefore, the shaded text and tables are an integral part of these Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We use derivative instruments to manage market
risks related to equity market, interest rate and currency fluctuations and in replication strategies for permissible investments. We do not engage in speculative investment in derivatives. The gap in market sensitivities or exposures between
liabilities and supporting assets is monitored and managed within defined tolerance limits, by using derivative instruments, where appropriate. We use models and techniques to measure the effectiveness of our risk management strategies. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>6.A Credit Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Credit risk is the possibility of loss from amounts owed by our borrowers or financial counterparties. We are subject to credit risk in connection with issuers of
securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties (including derivative, repurchase agreement and securities lending counterparties), other financial institutions and other entities. Losses may
occur when a counterparty fails to make timely payments pursuant to the terms of the underlying contractual arrangement or when the counterparty&#146;s credit rating or risk profile otherwise deteriorates. Credit risk can also arise in connection
with deterioration in the value of, or ability to realize, any underlying security that may be used as collateral for the debt obligation. Credit risk can occur as a result of broad economic conditions, challenges within specific sectors of the
economy, or from issues affecting individual companies. Events that result in defaults, impairments or downgrades of the securities in our investment portfolio would cause the Company to record realized or unrealized losses and may cause an increase
in our provisions for asset default, adversely impacting earnings. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Credit Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We employ a wide range of credit risk management practices and controls, as outlined below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Credit risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Risk appetite limits have been established for credit risk. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Income and regulatory capital sensitivities are monitored, managed and reported against
<FONT STYLE="white-space:nowrap">pre-established</FONT> risk limits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Comprehensive Investment and Credit Risk Management Policy, guidelines and practices are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Specific investment diversification requirements are in place, such as defined investment limits for asset class, geography,
and industry. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Risk-based credit portfolio, counterparty, and sector exposure limits have been established. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Mandatory use of credit quality ratings for portfolio investments has been established and is reviewed regularly. These
internal rating decisions for new fixed income investments and ongoing review of existing rating decisions are independently adjudicated by Corporate Risk Management. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Comprehensive due diligence processes and ongoing credit analyses are conducted. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly. </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Comprehensive compliance monitoring practices and procedures including reporting against
<FONT STYLE="white-space:nowrap">pre-established</FONT> investment limits are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Reinsurance exposures are monitored to ensure that no single reinsurer represents an undue level of credit risk.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Stress-testing techniques, such as Dynamic Capital Adequacy Testing (&#147;DCAT&#148;), are used to measure the effects of
large and sustained adverse credit developments. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.A.i Maximum Exposure to Credit Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our maximum credit exposure related to financial instruments as at December&nbsp;31 is the balance as presented in our Consolidated Statements of Financial Position as we
believe that these carrying amounts best represent the maximum exposure to credit risk. The credit exposure for debt securities may be increased to the extent that the amounts recovered from default are insufficient to satisfy the actuarial
liability cash flows that the assets are intended to support. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The positive fair value of derivative assets is used to determine the credit risk exposure if the
counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all derivative contracts with a positive fair value. Additionally, we have credit exposure to items not on the Consolidated Statements of
Financial Position as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Off-balance</FONT> sheet items:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loan commitments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,460</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,740</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Guarantees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total <FONT STYLE="white-space:nowrap">off-balance</FONT> sheet
items</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,460</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,752</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Loan commitments include commitments to extend credit under commercial and multi-family residential mortgages and private
debt securities not quoted in an active market. Commitments on debt securities contain provisions that allow for withdrawal of the commitment if there is deterioration in the credit quality of the borrower. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.A.ii Right of Offset and Collateral </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We invest in financial assets which may
be secured by real estate properties, pools of financial assets, third-party financial guarantees, credit insurance, and other arrangements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For OTC derivatives,
collateral is collected from and pledged to counterparties to manage credit exposure according to the Credit Support Annex (&#147;CSA&#148;), which forms part of the International Swaps and Derivatives Association&#146;s (&#147;ISDA&#148;) master
agreements. It is common practice to execute a CSA in conjunction with an ISDA master agreement. Under the ISDA master agreements for OTC </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">124&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
derivatives, we have a right of offset in the event of default, insolvency, bankruptcy, or other early termination. In the ordinary course of business, bilateral OTC exposures under these
agreements are substantially mitigated through associated collateral agreements with a majority of our counterparties. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For exchange-traded derivatives subject to
derivative clearing agreements with the exchanges and clearinghouses, there is no provision for <FONT STYLE="white-space:nowrap">set-off</FONT> at default. Initial margin is excluded from the table below as it would become part of a pooled
settlement process. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For repurchase agreements and reverse repurchase agreements, assets are sold or purchased with a commitment to resell or repurchase at a future
date. Additional collateral may be pledged to or collected from counterparties to manage credit exposure according to bilateral repurchase or reverse repurchase agreements. In the event of default by a counterparty, we are entitled to liquidate the
assets we hold as collateral to offset against obligations to the same counterparty. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In the case of securities lending, assets are lent with a commitment from the
counterparty to return at a future date. Cash or securities are received as collateral from the counterparty. In the event of default by the counterparty, we are entitled to liquidate the assets we hold as collateral to offset against obligations to
the same counterparty. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We do not offset financial instruments in our Consolidated Statements of Financial Position, as our rights of offset are conditional. The
following tables present the effect of conditional netting and similar arrangements. Similar arrangements include global master repurchase agreements, security lending agreements, and any related rights to financial collateral. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As&nbsp;at&nbsp;December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" NOWRAP BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>Financial&nbsp;</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>instruments<BR>presented&nbsp;in&nbsp;the<BR>Consolidated<BR>Statements of<BR>Financial<BR>Position<SUP STYLE="font-size:85%; vertical-align:top">(1)
</SUP></B></P></TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" NOWRAP ALIGN="center" STYLE="border-bottom:1.00px solid #000000" BGCOLOR="#ffffff"><B>Related amounts not set<BR>off&nbsp;in the Consolidated<BR>Statements of Financial<BR>Position</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Financial</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">instruments<BR>presented&nbsp;in&nbsp;the</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Consolidated<BR>Statements of<BR>Financial<BR>Position<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00px solid #000000">Related amounts not set<br>off in the Consolidated<BR>Statements of Financial<BR>Position</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>Financial<BR>instruments<BR>subject to<BR>master&nbsp;netting<BR>or
similar<BR>agreements</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP BGCOLOR="#ffffff">
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>Financial<BR>collateral<BR>(received)<BR>pledged<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right"><B>Net&nbsp;amount</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Financial<BR>instruments<BR>subject to<BR>master&nbsp;netting<BR>or similar<BR>agreements</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Financial<BR>collateral<BR>(received)<BR>pledged<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6.5pt; font-family:ARIAL" ALIGN="right">Net&nbsp;amount</P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Financial assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Derivative assets (Note 6.A.v)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B><B></B></TD>
<TD VALIGN="bottom" ALIGN="right"><B></B>&nbsp;<B>(768</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B><B></B></TD>
<TD VALIGN="bottom" ALIGN="right"><B></B> <B>(298</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B><B></B></TD>
<TD VALIGN="bottom" ALIGN="right"><B></B> <B>46</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B><B></B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(694</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(662</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Reverse repurchase agreements (Note 8)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(17</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Total financial assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 1,129</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B><B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B> <B>(785</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B><B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B> <B>(298</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B><B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B> <B>46</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,478</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(694</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(662</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Financial liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> (2,295</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B><B></B></TD>
<TD VALIGN="bottom" ALIGN="right"><B></B> <B>768</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B><B></B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B><B></B></TD>
<TD VALIGN="bottom" ALIGN="right"><B></B> <B>1,132</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B><B></B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B><B></B></TD>
<TD VALIGN="bottom" ALIGN="right"><B></B> <B>(395</B></TD>
<TD NOWRAP VALIGN="bottom"><B></B><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,756</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">694</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">754</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(308</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Repurchase agreements (Note&nbsp;5.F.ii)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(1,824</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,807</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(1,976</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,976</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Total financial liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4,119</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B><B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>785</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B><B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>2,939</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B><B></B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B><B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>(395</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B><B>)</B>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(3,732</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;694</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,730</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(308</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net amounts of the financial instruments presented in our Consolidated Statements of Financial Position are the same as
our gross recognized financial instruments, as we do not offset financial instruments in our Consolidated Statements of Financial Position. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Financial collateral excludes overcollateralization and for exchange-traded derivatives, initial margin. Total financial
collateral, including initial margin and overcollateralization, received on derivative assets was $470 ($853 as at December&nbsp;31, 2017), received on reverse repurchase agreements was $17 ($nil as at December&nbsp;31, 2017), pledged on derivative
liabilities was $1,726 ($1,127 as at December&nbsp;31, 2017), and pledged on repurchase agreements was $1,824 ($1,976 as at December&nbsp;31, 2017). </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.A.iii Concentration Risk </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Concentrations of credit risk arise from exposures
to a single debtor, a group of related debtors, or groups of debtors that have similar credit risk characteristics, such as groups of debtors in the same economic or geographic regions or in similar industries. Related issuers may have similar
economic characteristics so that their ability to meet contractual obligations may be impacted similarly by changes in the economic or political conditions. We manage this risk by appropriately diversifying our investment portfolio through the use
of concentration limits. In particular, we maintain policies which set counterparty exposure limits to manage the credit exposure for investments in any single issuer or to the same underlying credit. Exceptions exist for investments in securities
which are issued or guaranteed by the Government of Canada, U.S. or U.K. and issuers for which the Risk&nbsp;&amp; Conduct Review Committee have granted specific approval. Mortgages are collateralized by the related property, and generally do not
exceed 75% of the value of the property at the time the original loan is made. Our mortgages and loans are diversified by type and location and, for mortgages, by borrower. Loans provide diversification benefits (name, industry and geography) and
often provide stronger covenants and collateral than public debt securities, thereby providing both better credit protection and potentially higher recoveries in the event of default. The following tables provide details of the debt securities,
mortgages, and loans held by issuer country, geographic location and industry sector, where applicable. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of debt securities by geographic location
is shown in the following table. The geographic location is based on the country of the creditor&#146;s parent. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair&nbsp;value&nbsp;through<BR>profit or loss</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B><FONT STYLE="white-space:nowrap">Available-</FONT></B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>for-sale</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Total debt</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>securities</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Fair&nbsp;value&nbsp;through<BR>profit&nbsp;or loss</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Available-</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">for-sale</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total debt<BR>securities</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff"><B>$&nbsp;&nbsp;&nbsp;&nbsp;25,091</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,217</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;29,308</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;24,132</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,114</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;28,246</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff"><B>21,329</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,917</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>27,246</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,758</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,719</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,477</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United Kingdom</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff"><B>5,092</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>565</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,657</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,319</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">590</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,909</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>9,890</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2,342</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>12,232</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">9,758</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2,229</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">11,987</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$&nbsp;&nbsp;&nbsp;&nbsp;61,402</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$&nbsp;&nbsp;&nbsp;&nbsp;13,041</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$&nbsp;&nbsp;&nbsp;&nbsp;74,443</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">$&nbsp;&nbsp;&nbsp;&nbsp;59,967</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">$&nbsp;&nbsp;&nbsp;&nbsp;12,652</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">$&nbsp;&nbsp;&nbsp;&nbsp;72,619</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;125</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of debt securities by issuer and industry sector is shown in the following table: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair&nbsp;value<BR>through<BR>profit&nbsp;or&nbsp;loss</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Available-<BR>for-sale</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total&nbsp;debt<BR>securities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Fair&nbsp;value<BR>through<BR>profit&nbsp;or&nbsp;loss</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Available-<BR>for-sale</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total&nbsp;debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities issued or guaranteed by:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian federal government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 3,830</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,746</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 5,576</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,832</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canadian provincial and municipal government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,866</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,199</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,065</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,138</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,296</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.S. government and agency</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,380</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,527</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,907</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">818</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,049</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other foreign government</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,929</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>717</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,646</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,361</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">752</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,113</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total government issued or guaranteed debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>22,005</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,189</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>27,194</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,540</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,656</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate debt securities by industry
sector<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Financials</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,390</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,470</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,860</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,856</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,705</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Utilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,353</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>528</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,881</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,756</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">550</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Industrials</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,053</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>590</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,643</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,090</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">707</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,797</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Energy</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,628</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>340</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,968</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,657</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,112</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Communication services<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,826</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>481</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,307</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,826</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,371</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,640</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>376</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,016</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,213</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Health care</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,734</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>299</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,033</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,256</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">323</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consumer staples</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,625</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>257</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,882</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,920</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">351</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,271</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Consumer discretionary<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,372</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>209</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,581</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,329</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,692</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Materials</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,225</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>256</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,481</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">262</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">1,473</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Information
technology<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,024</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>207</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,231</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,056</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">267</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,323</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total corporate debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34,870</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,013</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>39,883</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,170</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">5,894</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">40,064</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Asset-backed securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,527</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,839</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7,366</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,681</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,218</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,899</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;61,402</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;13,041</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;74,443</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;59,967</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;12,652</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;72,619</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Balances in 2017 have been changed to conform with current year presentation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Our grouping of debt securities by sector is based on the Global Industry Classification Standard and S&amp;P Dow Jones
Indices. During 2018, certain Consumer discretionary and Information technology debt securities were moved to the Communication services sector. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of mortgages and loans by geographic location and type is shown in the following tables. The geographic location for mortgages is based on location of
property, while for corporate loans it is based on the country of the creditor&#146;s parent. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"><B>As at December 31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>United&nbsp;States</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>United&nbsp;Kingdom</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Retail</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,921</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 2,281</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 4,202</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Office</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,811</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,417</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,228</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Multi-family residential</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,455</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,920</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,375</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Industrial and land</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>752</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,154</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,906</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>618</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>104</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>722</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total mortgages<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,557</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 7,876</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16,433</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>13,238</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11,458</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,547</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,146</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>30,389</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total mortgages and loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;21,795</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;19,334</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,547</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,146</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;46,822</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">$3,537 of mortgages in Canada are insured by the CMHC. </P></TD></TR></TABLE>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">United&nbsp;States</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">United&nbsp;Kingdom</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Retail</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,291</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Office</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,898</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,261</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Multi-family residential</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,368</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,582</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Industrial and land</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">670</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">990</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,660</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">581</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">118</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total mortgages<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,390</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">15,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">13,265</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9,542</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,678</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,827</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">27,312</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total mortgages and loans</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;21,655</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;16,645</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,678</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,827</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;42,805</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">$3,171 of mortgages in Canada are insured by the CMHC. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">126&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.A.iv Contractual Maturities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The contractual maturities of debt securities are shown in the following table. Actual maturities could differ from contractual maturities because of the borrower&#146;s
right to call or extend or right to prepay obligations, with or without prepayment penalties. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair value<BR>through<BR>profit or loss</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Available-</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>for- sale</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total&nbsp;debt<BR>securities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B></B>Fair value<BR>through profit<BR>or loss<B></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B></B>Available-</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">for- sale</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total&nbsp;debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in 1 year or less</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 2,189</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,175</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 3,364</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,432</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,053</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in years 2-5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,307</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,865</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14,172</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,903</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,465</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,368</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in years 6-10</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10,080</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,580</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12,660</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,148</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,177</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,325</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due after 10 years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>39,826</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,421</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>44,247</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">40,484</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,957</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">45,441</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;61,402</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;13,041</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;74,443</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;59,967</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;12,652</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;72,619</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of mortgages by scheduled maturity, before allowances for losses, is as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in 1 year or less</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 968</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">931</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in years 2-5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,118</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,829</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in years 6-10</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,351</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,963</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due after 10 years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,021</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,792</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;16,458</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;15,515</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of loans by scheduled maturity, before allowances for losses, is as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in 1 year or less</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,425</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,806</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in years 2-5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,968</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due in years 6-10</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,968</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Due after 10 years</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>16,863</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">14,216</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;30,439</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;27,340</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Notional amounts of derivative financial instruments are the basis for calculating payments and are generally not the actual amounts
exchanged. The following table provides the notional amounts of derivative instruments outstanding by type of derivative and term to maturity: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Term to maturity</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Term to maturity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Under 1<BR>Year</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>1 to 5<BR>Years</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Over 5<BR>Years</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Under 1<BR>Year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">1 to 5<BR>Years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Over 5<BR>Years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Over-the-counter</FONT></FONT>
contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> &#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> &#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> &#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,101</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,506</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16,685</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;21,292</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,348</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,486</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,053</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,887</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Options purchased</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,198</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,898</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,737</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,833</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,266</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,451</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,779</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Options written<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>477</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>648</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>225</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,350</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">786</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,245</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,529</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,544</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,347</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>532</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,451</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,210</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14,193</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">332</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,744</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forward contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>158</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>285</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">109</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>113</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Credit derivatives</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,329</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,356</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">903</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">170</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Exchange-traded contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest rate contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Futures contracts<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,669</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,669</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,415</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,415</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Futures contracts<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,377</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,377</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,216</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,216</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Options purchased<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>186</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>186</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">465</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">512</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total notional amount<B></B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;16,308</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;13,006</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;29,884</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;59,198</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;15,895</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;11,879</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;26,347</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;54,121</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">These are covered short derivative positions that may include interest rate options, swaptions, or floors.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;127</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table provides the fair value of derivative instruments outstanding by term to maturity: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Term to maturity</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Term to maturity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Under 1<BR>Year</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>1 to 5<BR>Years</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Over 5<BR>Years</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Under 1<BR>Year</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">1 to 5<BR>Years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Over 5<BR>Years</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;862</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,112</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;97</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;226</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,155</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Derivative liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(240</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(555</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;(1,500</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> (2,295</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(90</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(347</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> (1,319</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> (1,756</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.A.v Asset Quality </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following sections
describe our assessment of the credit quality of our financial assets. We monitor credit quality based on internal risk ratings as well as ratings assigned by external rating agencies where available. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Debt Securities by Credit Rating </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment grade debt securities are those
rated BBB and above. Our debt security portfolio was 99% investment grade based on carrying value as at December&nbsp;31, 2018 (98% as at December&nbsp;31, 2017). The credit risk ratings were established in accordance with the internal rating
process described in the Credit Risk Management Governance and Control section. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table summarizes our debt securities by credit quality: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>Fair&nbsp;value</B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>through</B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>profit&nbsp;or&nbsp;loss</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B></B><BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B><FONT STYLE="white-space:nowrap">Available-</FONT></B><BR>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>for-&nbsp;sale</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B></B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B></B></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>Total&nbsp;debt</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>securities</B></P></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL"><B>&nbsp;</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR><BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">Fair&nbsp;value<BR>through<BR>profit&nbsp;or&nbsp;loss</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">Available-<BR>for-sale</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">Total&nbsp;debt<BR>securities</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities by credit rating:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AAA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,728</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,919</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;15,647</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,870</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;13,449</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14,208</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,044</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16,252</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,006</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,809</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19,089</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,447</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21,536</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,603</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>17,646</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,483</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>20,129</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,674</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,568</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BB and lower</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>731</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>148</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>879</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">885</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,184</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;61,402</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;13,041</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>$&nbsp;&nbsp;&nbsp;&nbsp;74,443</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;59,967</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;12,652</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;72,619</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Mortgages and Loans by Credit Rating </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The
credit quality of mortgages and loans is evaluated internally through regular monitoring of credit-related exposures. We use judgment and experience to determine what factors should be considered when assigning an internal credit rating, which is
validated through the use of credit scoring models, to a particular mortgage or corporate loan. The internal credit ratings reflect the credit quality of the borrower as well as the value of any collateral held as security. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following tables summarize our mortgages and loans by credit quality indicator: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages by credit rating:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insured</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,537</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,171</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AAA</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,209</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,841</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,304</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,925</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,060</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BB and lower</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>912</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,227</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impaired</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>16,433</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">15,493</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Loans by credit rating:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AAA</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>341</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4,659</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,670</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11,483</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,626</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12,766</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,745</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BB and lower</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,097</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impaired</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total loans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;30,389</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;27,312</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">128&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Derivative Financial Instruments by Counterparty Credit Rating </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Derivative instruments consist of bilateral OTC contracts negotiated directly between counterparties, OTC contracts cleared through central clearing houses or
exchange-traded contracts. Since a counterparty failure in an OTC derivative transaction could render it ineffective for hedging purposes, we generally transact our derivative contracts with highly rated counterparties. In limited circumstances, we
enter into transactions with lower-rated counterparties if credit enhancement features are included. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We pledge and hold assets as collateral under CSAs for bilateral
OTC derivative contracts. The collateral is realized in the event of early termination as defined in the agreements. The assets held and pledged are primarily cash and debt securities issued by the Canadian federal government and U.S. government and
agencies. While we are generally permitted to sell or <FONT STYLE="white-space:nowrap">re-pledge</FONT> the assets held as collateral, we have not sold or <FONT STYLE="white-space:nowrap">re-pledged</FONT> any assets. Exchange-traded and cleared OTC
derivatives require the posting of initial margin, as well as daily cash settlement of variation margin. The terms and conditions related to the use of the collateral are consistent with industry practice. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Further details on collateral held and pledged as well as the impact of netting arrangements are included in Note 6.A.ii. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table shows the OTC derivative financial instruments with a positive fair value split by counterparty credit rating: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Gross<BR>positive<BR>replacement<BR>cost<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Impact of<BR>master<BR>netting<BR>agreements<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Net<BR>replacement<BR>cost<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Gross<BR>positive<BR>replacement<BR>cost<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Impact of<BR>master<BR>netting<BR>agreements<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Net<BR>replacement<BR>cost<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Over-the-counter</FONT></FONT>
contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>289</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(252</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">113</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(95</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>750</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(507</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>243</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(589</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>46</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">466</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">456</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Total&nbsp;over-the-counter&nbsp;derivatives</FONT></FONT><SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,085</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(768</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;317</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,451</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(694</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;757</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Exchange-traded derivatives with a positive fair value of $27 in 2018 ($27 in 2017) are excluded from the table above, as
they are subject to daily margining requirements. Our credit exposure on these derivatives is with the exchanges and clearinghouses. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of
replacing, at current market rates, all contracts with a positive fair value. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The credit risk associated with derivative assets subject to master netting arrangements is reduced by derivative
liabilities due to the same counterparty in the event of default or early termination. Our overall exposure to credit risk reduced through master netting arrangements may change substantially following the reporting date as the exposure is affected
by each transaction subject to the arrangement. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net replacement cost is positive replacement cost less the impact of master netting agreements. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Credit Default Swaps by Underlying Financial Instrument Credit Rating </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Credit
default swaps (&#147;CDS&#148;) are OTC contracts that transfer credit risk related to an underlying referenced financial instrument from one counterparty to another. The purchaser receives protection against the decline in the value of the
referenced financial instrument as a result of specified credit events such as default or bankruptcy. The seller receives a periodic premium in return for payment contingent on a credit event affecting the referenced financial instrument. CDS index
contracts are those where the underlying referenced financial instruments are a group of assets. The Company enters into credit derivatives to replicate credit exposure of an underlying reference security and enhance investment returns. The credit
risk ratings of the underlying reference securities for single name contracts were established in accordance with the internal rating process described in the Credit Risk Management Governance and Control section. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table provides a summary of the credit default swap protection sold by credit rating of the underlying reference security: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Notional<BR>amount</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair<BR>value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Notional<BR>amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Fair<BR>value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Single name CDS contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>611</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>674</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">446</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total single name CDS contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,333</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">1,097</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">CDS index contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total credit default swap contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,356</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;23</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,121</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;25</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;129</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Reinsurance Assets by Credit Rating </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The table below presents the distribution of Reinsurance assets by credit rating: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Gross<BR>exposure</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Collateral</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Net<BR>exposure</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Gross<BR>exposure</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Collateral</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Net<BR>exposure</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets by credit rating:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">AA</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,442</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 1,436</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 1,237</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">A</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,760</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>83</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,632</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">99</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,533</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BBB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>203</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>132</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>71</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">157</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">BB</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,617</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,539</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">B</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">CCC</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>252</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>72</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Not rated</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>79</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>75</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">76</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5,413</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,985</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,428</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,902</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,820</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,082</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: negative reinsurance assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,272</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">874</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total Reinsurance assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,141</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;4,028</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.A.vi Impairment of Assets </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management
assesses debt and equity securities, mortgages and loans, and other invested assets for objective evidence of impairment at each reporting date. We employ a portfolio monitoring process to identify assets or groups of assets that have objective
evidence of impairment, having experienced a loss event or events that have an impact on the estimated future cash flows of the asset or group of assets. There are inherent risks and uncertainties in our evaluation of assets or groups of assets for
objective evidence of impairment, including both internal and external factors such as general economic conditions, issuers&#146; financial conditions and prospects for economic recovery, market interest rates, unforeseen events which affect one or
more issuers or industry sectors, and portfolio management parameters, including asset mix, interest rate risk, portfolio diversification, duration matching, and greater than expected liquidity needs. All of these factors could impact our evaluation
of an asset or group of assets for objective evidence of impairment. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management exercises considerable judgment in assessing for objective evidence of impairment
and, based on its assessment, classifies specific assets as either performing or into one of the following credit quality lists: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&#147;Monitor List&#148; &#150; the
timely collection of all contractually specified cash flows is reasonably assured, but changes in issuer-specific facts and circumstances require monitoring. No impairment charge is recorded for unrealized losses on assets related to these debtors.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&#147;Watch List&#148; &#150; the timely collection of all contractually specified cash flows is reasonably assured, but changes in issuer-specific facts and
circumstances require heightened monitoring. An asset is moved from the Monitor List to the Watch List when changes in issuer- specific facts and circumstances increase the possibility that a security may experience a loss event on an imminent
basis. No impairment charge is recorded for unrealized losses on assets related to these debtors. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&#147;Impaired List&#148; &#150; the timely collection of all
contractually specified cash flows is no longer reasonably assured. For these investments that are classified as AFS or amortized cost, an impairment charge is recorded or the asset is sold and a realized loss is recorded as a charge to income.
Impairment charges and realized losses are recorded on assets related to these debtors. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our approach to determining whether there is objective evidence of impairment
varies by asset type. However, we have a process to ensure that in all instances where a decision has been made to sell an asset at a loss, the asset is impaired. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Debt Securities </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Objective evidence of impairment on debt securities involves
an assessment of the issuer&#146;s ability to meet current and future contractual interest and principal payments. In determining whether debt securities have objective evidence of impairment, we employ a screening process. The process identifies
securities in an unrealized loss position, with particular attention paid to those securities whose fair value to amortized cost percentages have been less than 80% for an extended period of time. Discrete credit events, such as a ratings downgrade,
are also used to identify securities that may have objective evidence of impairment. The securities identified are then evaluated based on issuer-specific facts and circumstances, including an evaluation of the issuer&#146;s financial condition and
prospects for economic recovery, evidence of difficulty being experienced by the issuer&#146;s parent or affiliate, and management&#146;s assessment of the outlook for the issuer&#146;s industry sector. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management also assesses previously impaired debt securities whose fair value has recovered to determine whether the recovery is objectively related to an event occurring
subsequent to the impairment loss that has an impact on the estimated future cash flows of the asset. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Asset-backed securities are assessed for objective evidence of
impairment. Specifically, we periodically update our best estimate of cash flows over the life of the security. In the event that there is an adverse change in the expected cash flows, the asset is impaired. Estimating future cash flows is a
quantitative and qualitative process that incorporates information received from third parties, along with assumptions and judgments about the future performance of the underlying collateral. Losses incurred on the respective mortgage- backed
securities portfolios are based on loss models using assumptions about key systematic risks, such as unemployment rates and housing prices, and loan-specific information such as delinquency rates and <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">loan-to-value</FONT></FONT> ratios. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Equity Securities and Other Invested Assets </I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Objective evidence of impairment for equity securities and investments in limited partnerships, segregated funds, and mutual funds involves an assessment of the prospect
of recovering the cost of our investment. Instruments in an unrealized loss position are </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">130&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
reviewed to determine if objective evidence of impairment exists. Objective evidence of impairment for these instruments includes, but is not limited to, the financial condition and near-term
prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates, and a significant or prolonged decline in
the fair value of the instruments below their cost. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We apply presumptive impairment tests to determine whether there has been a significant or prolonged decline in
the fair value of an instrument below its cost, and unless extenuating circumstances exist, the instrument is considered to be impaired. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Mortgages and Loans
</I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Objective evidence of impairment on mortgages and loans involves an assessment of the borrower&#146;s ability to meet current and future contractual interest and
principal payments. In determining whether objective evidence of impairment exists, we consider a number of factors including, but not limited to, the financial condition of the borrower and, for collateral dependent mortgages and loans, the fair
value of the collateral. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mortgages and loans causing concern are monitored closely and evaluated for objective evidence of impairment. For these mortgages and loans,
we review information that is appropriate to the circumstances, including recent operating developments, strategy review, timelines for remediation, financial position of the borrower and, for collateral-dependent mortgages and loans, the value of
security as well as occupancy and cash flow considerations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In addition to specific allowances, circumstances may warrant a collective allowance based on objective
evidence of impairment for a group of mortgages and loans. We consider regional economic conditions, developments for various property types, and significant exposure to struggling tenants in determining whether there is objective evidence of
impairment for certain collateral dependent mortgages and loans, even though it is not possible to identify specific mortgages and loans that are likely to become impaired on an individual basis. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management also assesses previously impaired mortgages and loans to determine whether a recovery is objectively related to an event occurring subsequent to the impairment
loss that has an impact on the estimated future cash flows of the asset. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Impairment of Fair Value Through Profit or Loss Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We generally maintain distinct asset portfolios for each line of business. Changes in the fair values of these assets are largely offset by changes in the value of
insurance contract liabilities, when there is an effective matching of assets and liabilities. For assets designated as FVTPL, the change in fair value arising from impairment is not separately disclosed. The reduction in fair values of FVTPL debt
securities attributable to impairment results in an increase in insurance contract liabilities charged through the Consolidated Statements of Operations. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Impairment of <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Available-For-Sale</FONT></FONT> Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We recognized impairment losses on <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> assets of $12 for the year ended
December&nbsp;31, 2018 ($7 during 2017). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We did not reverse any impairment on AFS debt securities during 2018 and 2017. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Past Due and Impaired Mortgages and Loans </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The distribution of mortgages and
loans past due or impaired is shown in the following tables: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" ROWSPAN="2" NOWRAP><B>As at December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Gross carrying value</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#ffffff">&nbsp;</TD>
<TD COLSPAN="2" ROWSPAN="2" VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Allowance for losses</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#ffffff"><B>Mortgages</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#ffffff"><B>Loans</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#ffffff"><B>Mortgages</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#ffffff"><B>Loans</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Not past due</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16,427</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>30,332</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>46,759</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past due:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past due less than 90 days</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past due 90 days or more</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impaired</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>31</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>93</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>124</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>75</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;16,458</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;30,439</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;46,897</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;25</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;50</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;75</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="12"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="12"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Gross carrying value</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Allowance for losses</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP>As at December&nbsp;31, 2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Mortgages</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Loans</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Total</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Mortgages</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Loans</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right">Total</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="2" COLSPAN="4" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Not past due</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 15,482</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 27,180</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 42,662</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past due:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past due less than 90 days</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Past due 90 days or more</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Impaired</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">89</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 15,515</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 27,340</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">42,855</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;131</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Changes in Allowances for Losses </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The changes in the allowances for losses are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Mortgages</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Loans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Provision for (reversal of) losses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Write-offs, net of recoveries, and other adjustments</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Provision for (reversal of) losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Write-offs, net of recoveries, and other adjustments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December&nbsp;31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;25</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;75</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>6.B Market Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We are exposed to financial and capital market risk, which is defined as the risk that the fair value or future cash flows of an insurance contract or financial
instrument will fluctuate because of changes or volatility in market prices. Market risk includes equity, interest rate and spread, real estate and foreign currency risks. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Market Risk Management Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We employ a wide range of
market risk management practices and controls as outlined below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Market risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Risk appetite limits have been established for equity, interest rate, real estate and foreign currency risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Income and regulatory capital sensitivities are monitored, managed and reported against
<FONT STYLE="white-space:nowrap">pre-established</FONT> risk limits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Comprehensive asset-liability management and hedging policies, programs and practices are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly. </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Product Design and Pricing Policy requires a detailed risk assessment and pricing provisions for material risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse market movements.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Specific market risks and our risk management
strategies are discussed below in further detail. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.B.i Equity Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Equity risk is the potential for financial loss arising from declines or volatility in equity market prices. We are exposed to equity risk from a number of sources. A
portion of our exposure to equity risk arises in connection with benefit guarantees on segregated fund contracts. These benefit guarantees may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing for these guarantees
is uncertain, and will depend upon a number of factors including general capital market conditions, underlying fund performance, policyholder behaviour, and mortality experience, which may result in negative impacts on our net income and capital.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We generate revenue in our asset management businesses and from certain insurance and annuity contracts where fees are levied on account balances that are affected
directly by equity market levels. Accordingly, we have further exposure to equity risk as adverse fluctuations in the market value of such assets will result in corresponding adverse impacts on our revenue and net income. In addition, declining and
volatile equity markets may have a negative impact on sales and redemptions (surrenders) in these businesses, and this may result in further adverse impacts on our net income and financial position. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We also have direct exposure to equity markets from the investments supporting other general account liabilities, surplus, and employee benefit plans. These exposures
fall within our risk-taking philosophy and appetite, and are therefore generally not hedged. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of equities by issuer country is shown in the
following table: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Fair&nbsp;value<BR>through<BR>profit&nbsp;or&nbsp;loss</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B><FONT STYLE="white-space:nowrap">Available-</FONT></B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>for- sale</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total<BR>equities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Fair&nbsp;value<BR>through<BR>profit&nbsp;or&nbsp;loss</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">Available-</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><FONT STYLE="white-space:nowrap">for-sale</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total<BR>equities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,651</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,666</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,282</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United States</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>508</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>388</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>896</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">671</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,436</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">United Kingdom</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>126</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>734</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>212</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>946</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">901</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">213</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,114</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total equities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,014</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;620</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,634</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;5,078</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;942</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,020</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">132&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>6.B.ii Embedded Derivatives Risk </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">An embedded derivative is contained within a host insurance contract if it includes an identifiable condition to modify the cash flows that are otherwise payable. This
section is applicable to those embedded derivatives where we are not required to, and have not measured (either separately or together with the host contract) the embedded derivative at fair value. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">A significant market risk exposure from embedded derivatives arises in connection with the benefit guarantees on segregated fund contracts. These benefit guarantees are
linked to underlying fund performance and may be triggered upon death, maturity, withdrawal, or annuitization. We have implemented hedging programs to mitigate a portion of this market risk exposure. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We are also exposed to significant interest rate risk from embedded derivatives in certain general account products and segregated fund contracts, which contain explicit
or implicit investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options, and benefit guarantees. If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital
in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund
performance and may be triggered upon death, maturity, withdrawal, or annuitization. These products are included in our asset-liability management program and the residual interest rate exposure is managed within our risk appetite limits. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We are also exposed to interest rate risk through guaranteed annuitization options included primarily in retirement contracts and pension plans. These embedded options
give policyholders the right to convert their investment into a pension on a guaranteed basis, thereby exposing us to declining long-term interest rates as the annuity guarantee rates come into effect. Embedded options on unit-linked pension
contracts give policyholders the right to convert their fund at retirement into pensions on a guaranteed basis, thereby exposing us to declining interest rates and increasing equity market returns (increasing the size of the fund which is eligible
for the guaranteed conversion basis). Guaranteed annuity options are included in our asset-liability management program and most of the interest rate and equity exposure is mitigated through hedging. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain insurance and annuity products, and adversely impact the
expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss and
accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse
impact of the underlying losses. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Certain annuity and long-term disability contracts contain embedded derivatives as benefits are linked to the Consumer Price Index;
however most of this exposure is hedged through the Company&#146;s ongoing asset-liability management program. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>6.C Liquidity Risk </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Liquidity risk is the possibility that we will not be able to
fund all cash outflow commitments and collateral requirements as they fall due. This includes the risk of being forced to sell assets at depressed prices resulting in realized losses on sale. This risk also includes restrictions on our ability to
efficiently allocate capital among our subsidiaries due to various market and regulatory constraints on the movement of funds. Our funding obligations arise in connection with the payment of policyholder benefits, expenses, reinsurance settlements,
asset purchases, investment commitments, interest on debt, and dividends on common and preferred shares. Sources of available cash flow include general fund premiums and deposits, investment related inflows (such as maturities, principal repayments,
investment income and proceeds of asset sales), proceeds generated from financing activities, and dividends and interest payments from subsidiaries. We have various financing transactions and derivative contracts under which we may be required to
pledge collateral or to make payments to our counterparties for the decline in market value of specified assets. The amount of collateral or payments required may increase under certain circumstances (such as changes to interest rates, credit
spreads, equity markets or foreign exchange rates), which could adversely affect our liquidity. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Liquidity Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We generally maintain a conservative liquidity position and employ a wide range of liquidity risk management practices and controls, which are described below: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Liquidity risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Liquidity is managed in accordance with our Asset Liability Management Policy and operating guidelines.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Liquidity contingency plans are maintained for the management of liquidity in a liquidity event. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Stress testing is performed by comparing liquidity coverage risk metrics under a
<FONT STYLE="white-space:nowrap">one-month</FONT> stress scenario to our policy thresholds. These liquidity coverage risk metrics are measured and managed at the enterprise and legal entity levels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Stress testing of our collateral is performed by comparing collateral coverage ratios to our policy threshold.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Cash Management and asset-liability management programs support our ability to maintain our financial position by ensuring
that sufficient cash flow and liquid assets are available to cover potential funding requirements. We invest in various types of assets with a view of matching them to our liabilities of various durations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">We actively manage and monitor our capital and asset levels, and the diversification and credit quality of our investments.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Various credit facilities for general corporate purposes are maintained. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We are subject to various regulations in the jurisdictions in which we operate. The ability of SLF Inc.&#146;s subsidiaries to pay dividends and transfer funds is
regulated in certain jurisdictions and may require local regulatory approvals and the satisfaction of specific conditions in certain circumstances. Through effective cash management and capital planning, SLF Inc. ensures that its subsidiaries, as a
whole and on a stand-alone basis, are properly funded and maintain adequate liquidity to meet obligations, both individually and in aggregate. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;133</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Based on our historical cash flows and liquidity management processes, we believe that the cash flows from our
operating activities will continue to provide sufficient liquidity for us to satisfy debt service obligations and to pay other expenses as they fall due. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_18"></A>7. Insurance Risk Management </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>7.A Insurance Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Insurance risk is the uncertainty of product performance due to actual experience emerging differently than expected in the areas of policyholder behaviour, mortality,
morbidity, and longevity. In addition, product design and pricing, expense and reinsurance risks impact multiple risk categories, including insurance risk. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Insurance Risk Management Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We employ a wide range of
insurance risk management practices and controls, as outlined below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Insurance risk governance practices are in place, including independent monitoring and review and reporting to senior
management and the Risk&nbsp;&amp; Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Risk appetite limits have been established for policyholder behaviour, mortality and morbidity, and longevity risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Income and regulatory capital sensitivities are monitored, managed and reported against
<FONT STYLE="white-space:nowrap">pre-established</FONT> risk limits. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Comprehensive Insurance Risk Policy, guidelines and practices are in place. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The global underwriting manual aligns underwriting practices with our corporate risk management standards and ensures a
consistent approach in insurance underwriting. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Board-approved maximum retention limits are in place. Amounts issued in excess of these limits are reinsured.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Detailed procedures, including criteria for approval of risks and for claims adjudication are established and monitored for
each business segment. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Underwriting and risk selection standards are established and overseen by the corporate underwriting and claims risk
management function. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Diversification and risk pooling is managed by aggregation of exposures across product lines, geography and distribution
channels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The Insurance Risk Policy and Investment and Credit Risk Management Policy establish acceptance criteria and protocols to
monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Reinsurance counterparty risk is monitored, including annual reporting of reinsurance exposure to the Risk&nbsp;&amp;
Conduct Review Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Concentration risk exposure is monitored on group policies in a single location to avoid a catastrophic event occurrence
resulting in a significant impact. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Various limits, restrictions and fee structures are introduced into plan designs in order to establish a more homogeneous
policy risk profile and limit potential for anti-selection. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly. </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The Product Design and Pricing Policy requires detailed risk assessment and pricing provision for material risks.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Company specific and industry level experience studies and sources of earnings analysis are monitored and factored into
valuation, renewal and new business pricing processes. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse movements in
insurance risk factors. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and
supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We use reinsurance to limit losses, minimize
exposure to significant risks and to provide additional capacity for growth. Our Insurance Risk Policy sets maximum global retention limits and related management standards and practices that are applied to reduce our exposure to large claims.
Amounts in excess of the Board-approved maximum retention limits are reinsured. On a single life or joint- <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">first-to-die</FONT></FONT> basis our retention limit is $25 in Canada and is
US$25 outside of Canada. For survivorship life insurance, our maximum global retention limit is $30 in Canada and is US$30 outside of Canada. In certain markets and jurisdictions, retention levels below the maximum are applied. Reinsurance is
utilized for numerous products in most business segments, and placement is done on an automatic basis for defined insurance portfolios and on a facultative basis for individual risks with certain characteristics. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our reinsurance coverage is well diversified and controls are in place to manage exposure to reinsurance counterparties. Reinsurance exposures are monitored to ensure
that no single reinsurer represents an undue level of credit risk. This includes performing periodic due diligence on our reinsurance counterparties as well as internal credit assessments on counterparties with which we have material exposure. While
reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary responsibility to the policyholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Specific
insurance risks and our risk management strategies are discussed below in further detail. The sensitivities provided below reflect the impact of any applicable ceded reinsurance arrangements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>7.A.i Policyholder Behaviour Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We can incur losses due to adverse policyholder behaviour relative to the assumptions used in the pricing and valuation of products with regard to lapse of policies or
exercise of other embedded policy options. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Uncertainty in policyholder behaviour can arise from several sources including unexpected events in the
policyholder&#146;s life circumstances, the general level of economic activity (whether higher or lower than expected), changes in the financial and capital markets, changes in pricing and availability of current products, the introduction of new
products, changes in underwriting technology </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">134&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">
and standards, as well as changes in our financial strength or reputation. Uncertainty in future cash flows affected by policyholder behaviour can be further exacerbated by irrational behaviour
during times of economic turbulence or at key option exercise points in the life of an insurance contract. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For individual life insurance products where fewer
terminations would be financially adverse to us, net income and equity would be decreased by about $250 ($240 in 2017) if the termination rate assumption were reduced by 10%. For products where more terminations would be financially adverse to us,
net income and equity would be decreased by about $195 ($175 in 2017) if the termination rate assumption were increased by 10%. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Policyholder Behaviour Risk Management Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Various types
of provisions are built into many of our products to reduce the impact of uncertain policyholder behaviour. These provisions include: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Surrender charges that adjust the payout to the policyholder by taking into account prevailing market conditions.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Limits on the amount that policyholders can surrender or borrow. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Restrictions on the timing of policyholders&#146; ability to exercise certain options. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Restrictions on both the types of funds clients can select and the frequency with which they can change funds.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Policyholder behaviour risk is also mitigated through reinsurance on some insurance contracts. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Internal experience studies are monitored to review and update policyholder behaviour assumptions as needed, which could result in updates to policy liabilities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>7.A.ii Mortality and Morbidity Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mortality and morbidity risk is the risk that future experience could be worse than the assumptions used in the pricing and valuation of products. Mortality and morbidity
risk can arise in the normal course of business through random fluctuation in realized experience, through catastrophes, or in association with other risk factors such as product development and pricing or model risk. Adverse mortality and morbidity
experience could also occur through systemic anti-selection, which could arise due to poor plan design, or underwriting process failure or the development of investor-owned and secondary markets for life insurance policies. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The risk of adverse morbidity experience also increases during economic slowdowns, especially with respect to disability coverages, as well as with increases in high
medical treatment costs and growth in utilization of specialty drugs. This introduces the potential for adverse financial volatility in our financial results. External factors including medical advances could adversely affect our life insurance,
health insurance, critical illness, disability, long-term care insurance and annuity businesses. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For life insurance products for which higher mortality would be
financially adverse to the Company, a 2% increase in the best estimate assumption would decrease net income and equity by about $35 ($55 in 2017). This sensitivity reflects the impact of any applicable ceded reinsurance arrangements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For products where morbidity is a significant assumption, a 5% adverse change in the assumptions would reduce net income and equity by about $185 ($175 in 2017). This
sensitivity reflects the impact of any applicable ceded reinsurance arrangements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Mortality and Morbidity Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Detailed uniform underwriting procedures have been established to determine the insurability of applicants and to manage exposure to large claims. These underwriting
requirements are regularly scrutinized against industry guidelines and oversight is provided through a corporate underwriting and claim management function. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We do
not have a high degree of concentration risk to single individuals or groups due to our well-diversified geographic and business mix. The largest portion of mortality risk within the Company is in North America. Individual and group insurance
policies are underwritten prior to initial issue and renewals, based on risk selection, plan design, and rating techniques. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Insurance Risk Policy approved by the
Risk&nbsp;&amp; Conduct Review Committee includes limits on the maximum amount of insurance that may be issued under one policy and the maximum amount that may be retained. These limits vary by geographic region and amounts in excess of limits are
reinsured to ensure there is no exposure to unreasonable concentration of risk. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>7.A.iii Longevity Risk </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Longevity risk is the potential for economic loss,
accounting loss or volatility in earnings arising from adverse changes in rates of mortality improvement relative to the assumptions used in the pricing and valuation of products. This risk can manifest itself slowly over time as socioeconomic
conditions improve and medical advances continue. It could also manifest itself more quickly, for example, due to medical breakthroughs that significantly extend life expectancy. Longevity risk affects contracts where benefits or costs are based
upon the likelihood of survival (for example, annuities, pensions, pure endowments, reinsurance, segregated funds, and specific types of health contracts). Additionally, our longevity risk exposure is increased for certain annuity products such as
guaranteed annuity options by an increase in equity market levels. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For annuities products for which lower mortality would be financially adverse to us, a 2% decrease
in the mortality assumption would decrease net income and equity by about $120 ($120 in 2017). These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Longevity Risk Management Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">To improve management of
longevity risk, we monitor research in the fields that could result in a change in expected mortality improvement. Stress-testing techniques are used to measure and monitor the impact of extreme mortality improvement on the aggregate portfolio of
insurance and annuity products as well as our own pension plans. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;135</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>7.A.iv Product Design and Pricing Risk </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Product design and pricing risk is the risk a product does
not perform as expected, causing adverse financial consequences. This risk may arise from deviations in realized experience versus assumptions used in the pricing of products. Risk factors include uncertainty concerning future investment yields,
policyholder behaviour, mortality and morbidity experience, sales levels, mix of business, expenses and taxes. Although some of our products permit us to increase premiums or adjust other charges and credits during the life of the policy or
contract, the terms of these policies or contracts may not allow for sufficient adjustments to maintain expected profitability. This could have an adverse effect on our profitability and capital position. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Product Design and Pricing Governance and Control </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our Product Design and
Pricing Policy, approved by the Risk&nbsp;&amp; Conduct Review Committee, establishes the framework governing our product design and pricing practices and is designed to align our product offerings with our strategic objectives and risk-taking
philosophy. Consistent with this policy, product development, design and pricing processes have been implemented throughout the Company. New products follow a stage-gate process with defined management approvals based on the significance of the
initiative, and each initiative is subject to a risk assessment process to identify key risks and risk mitigation requirements, and is reviewed by multiple stakeholders. Additional governance and control procedures are listed below: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Pricing models, methods, and assumptions are subject to periodic internal peer reviews. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Experience studies, sources of earnings analysis, and product dashboards are used to monitor actual experience against those
assumed in pricing and valuation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">On experience rated, participating, and adjustable products, emerging experience is reflected through changes in
policyholder dividend scales as well as other policy adjustment mechanisms such as premium and benefit levels. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Limits and restrictions may be introduced into the design of products to mitigate adverse policyholder behaviour or apply
upper thresholds on certain benefits. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>7.A.v Expense Risk </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Risk Description </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Expense risk is the risk that future expenses are higher
than the assumptions used in the pricing and valuation of products. This risk can arise from general economic conditions, unexpected increases in inflation, slower than anticipated growth, or reduction in productivity leading to increases in unit
expenses. Expense risk occurs in products where we cannot or will not pass increased costs onto the client and will manifest itself in the form of a liability increase or a reduction in expected future profits. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The sensitivity of liabilities for insurance contracts to a 5% increase in unit expenses would result in a decrease in net income and equity of about $175 ($160 in 2017).
These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Expenses Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We closely monitor expenses through an annual budgeting process and ongoing monitoring of any expense gaps between unit expenses assumed in pricing and actual expenses.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>7.A.vi Reinsurance Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Risk Description </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We purchase reinsurance for certain risks underwritten by our various insurance businesses. Reinsurance risk is the risk of financial loss due to adverse developments in
reinsurance markets (for example, discontinuance or diminution of reinsurance capacity, or an increase in the cost of reinsurance), insolvency of a reinsurer or inadequate reinsurance coverage. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in reinsurance market conditions, including actions taken by reinsurers to increase rates on existing and new coverage and our ability to obtain appropriate
reinsurance, may adversely impact the availability or cost of maintaining existing or securing new reinsurance capacity, with adverse impacts on our business strategies, profitability and financial position. There is an increased possibility of rate
increases or renegotiation of legacy reinsurance contracts by our reinsurers, as the global reinsurance industry continues to review and optimize their business models. In addition, changes to the regulatory treatment of reinsurance arrangements
could have an adverse impact on our capital position. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Reinsurance Risk Management Governance and Control </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have an Insurance Risk Policy and an Investment and Credit Risk Management Policy approved by the Risk&nbsp;&amp; Conduct Review Committee, which set acceptance
criteria and processes to monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. These policies also set minimum criteria for determining which reinsurance companies qualify as suitable reinsurance counterparties
having the capability, expertise, governance practices and financial capacity to assume the risks being considered. Additionally, these policies require that all agreements include provisions to allow action to be taken, such as recapture of ceded
risk (at a potential cost to the Company), in the event that the reinsurer loses its legal ability to carry on business through insolvency or regulatory action. Periodic due diligence is performed on the reinsurance counterparties with which we do
business and internal credit assessments are performed on reinsurance counterparties with which we have material exposure. Reinsurance counterparty credit exposures are monitored closely and reported annually to the Risk&nbsp;&amp; Conduct Review
Committee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">New sales of our products can be discontinued or changed to reflect developments in the reinsurance markets. Rates for
<FONT STYLE="white-space:nowrap">in-force</FONT> reinsurance treaties can be either guaranteed or adjustable for the life of the ceded policy. There is generally more than one reinsurer supporting a reinsurance pool to diversify this risk. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">136&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_19"></A>8. Other Assets </B></P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other
assets consist of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accounts receivable</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,451</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment income due and accrued</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,131</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Property and equipment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>621</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred acquisition costs<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>130</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">160</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Prepaid expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>309</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">282</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premium receivable</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>567</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">522</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued post-retirement benefit assets (Note 25)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>184</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">82</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>105</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,498</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,408</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Amortization of deferred acquisition cost charged to income during the year amounted to $33 in 2018 ($53 in 2017).
</P></TD></TR></TABLE> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_20"></A>9. Goodwill and Intangible Assets </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>9.A Goodwill </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in the carrying amount of goodwill acquired through
business combinations by reportable segment are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="39%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF U.S.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asia</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asset<BR>Management</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January 1, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,573</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,112</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">686</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">767</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">179</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions (Note 3)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(69</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(47</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(38</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(150</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, December 31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,573</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,043</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>34</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>41</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>88</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>50</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>46</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>188</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,607</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,138</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;705</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;775</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;187</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;5,412</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Goodwill was not impaired in 2018 or 2017. The carrying amounts of goodwill allocated to our CGUs or groups of CGUs are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">SLF Canada</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,100</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,066</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group retirement services</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>453</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">453</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,054</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,054</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">SLF U.S. Employee benefits group</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,138</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,043</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">SLF Asia</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>705</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">SLF Asset Management</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">MFS</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>515</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">481</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sun Life Investment Management (&#147;SLIM&#148;)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>260</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">248</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Corporate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">U.K.</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>187</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">183</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;5,412</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;5,183</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Goodwill acquired in business
combinations is allocated to the CGUs or groups of CGUs that are expected to benefit from the synergies of the particular acquisition. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Goodwill is assessed for
impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU falling below its carrying value. The recoverable amount is the higher of fair value less costs of disposal and value in use.
We use fair value less costs of disposal as the recoverable amount. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We use the best evidence of fair value less costs of disposal as the price obtainable for the
sale of a CGU, or group of CGUs. Fair value less costs of disposal is initially assessed by looking at recently completed market comparable transactions. In the absence of such comparables, we use either an appraisal methodology (with market
assumptions commonly used in the valuation of insurance companies or asset management companies) or a valuation multiples methodology. The fair value measurements are categorized in Level&nbsp;3 of the fair value hierarchy. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;137</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Under the appraisal methodology, fair value is assessed based on best estimates of future income, expenses, level and
cost of capital over the lifetime of the policies and, where appropriate, adjusted for items such as transaction costs. The value ascribed to new business is based on sales anticipated in our business plans, sales projections for the valuation
period based on reasonable growth assumptions, and anticipated levels of profitability of that new business. In calculating the value of new business, future sales are projected for 10 to 15 years. In some instances, market multiples are used to
approximate the explicit projection of new business. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The discount rates applied reflect the nature of the environment for that CGU. The discount rates used range
from 9.0% to 12.5% (after tax). More established CGUs with a stronger brand and competitive market position use discount rates at the low end of the range and CGUs with a weaker competitive position use discount rates at the high end of the range.
The capital levels used are aligned with our business objectives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Under the valuation multiples methodology, fair value is assessed with reference to multiples or
ratios of comparable businesses. For life insurers and asset managers, these valuation multiples and ratios may include <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">price-to-earnings</FONT></FONT> or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">price-to-assets-under-management</FONT></FONT> measures. This assessment takes into consideration a variety of relevant factors and assumptions, including expected growth, risk, and market
conditions among others. The <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">price-to-earnings</FONT></FONT> multiples used range from 10.5 to 11.5. The
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">price-to-assets-under-management</FONT></FONT> ratios used range from 0.6% to 2.0%. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Judgment is
used in estimating the recoverable amounts of CGUs and the use of different assumptions and estimates could result in material adjustments to the valuation of CGUs and the size of any impairment. Any material change in the key assumptions including
those for capital, discount rates, the value of new business, and expenses, as well as cash flow projections used in the determination of recoverable amounts, may result in impairment charges, which could be material. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In considering the sensitivity of the key assumptions above, management determined that there is no reasonably possible change in any of the above that would result in
the recoverable amount of any of the CGUs to be less than its carrying amount. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>9.B Intangible Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in intangible assets are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Finite life</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Internally</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>generated&nbsp;software</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Indefinite</B><BR><B>life</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Gross carrying amount</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January 1, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">518</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,172</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">661</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,351</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Additions</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions (Note 3)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Disposals</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(17</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(36</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(89</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, December 31, 2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">579</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,202</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">625</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,406</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Additions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>118</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>117</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>46</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>45</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>116</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>722</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,266</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;673</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,661</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accumulated amortization and impairment losses</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January 1, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(291</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(353</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(648</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization charge for the year</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(59</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(53</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(112</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Disposals</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, December 31, 2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(338</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(397</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(739</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization charge for the year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(66</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(53</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(119</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(13</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(24</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>Balance, December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(417</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(461</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(882</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net carrying amount, end of period:</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">As at December 31, 2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">241</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">805</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">621</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,667</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>As at December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>305</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>805</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>669</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,779</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">138&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The components of the intangible assets are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Finite life intangible assets:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Distribution, sales potential of field force</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>366</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">376</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Client relationships and asset administration contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>439</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">429</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Internally generated software</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>305</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">241</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total finite life intangible assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,110</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,046</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Indefinite life intangible assets:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fund management contracts<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>669</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">621</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total indefinite life intangible assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>669</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">621</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total intangible assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,779</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,667</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Fund management contracts are attributable to SLF Asset Management, where its competitive position in, and the stability
of, its markets support their classification as indefinite life intangible assets. </P></TD></TR></TABLE>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_21"></A>10. Insurance Contract Liabilities and Investment Contract Liabilities </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>10.A Insurance Contract Liabilities </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.A.i Description of Business
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The majority of the products sold by the Company are insurance contracts. These contracts include all forms of life, health and critical illness insurance sold
to individuals and groups, life contingent annuities, accumulation annuities, and segregated fund products with guarantees. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.A.ii Methods and Assumptions
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>General </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The liabilities for insurance contracts represent the
estimated amounts which, together with estimated future premiums and net investment income, will provide for outstanding claims, estimated future benefits, policyholders&#146; dividends, taxes (other than income taxes), and expenses on <FONT
STYLE="white-space:nowrap">in-force</FONT> insurance contracts. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In determining our liabilities for insurance contracts, assumptions must be made about mortality and
morbidity rates, lapse and other policyholder behaviour, interest rates, equity market performance, asset default, inflation, expenses, and other factors over the life of our products. Most of these assumptions relate to events that are anticipated
to occur many years in the future. Assumptions require significant judgment and regular review and, where appropriate, revision. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We use best estimate assumptions for
expected future experience and apply margins for adverse deviations to provide for uncertainty in the choice of the best estimate assumptions. The amount of insurance contract liabilities related to the application of margins for adverse deviations
to best estimate assumptions is called a provision for adverse deviations. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Best Estimate Assumptions </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Best estimate assumptions are intended to be current, neutral estimates of the expected outcome as guided by Canadian actuarial standards of practice. The choice of best
estimate assumptions takes into account current circumstances, past experience data (Company and/or industry), the relationship of past to expected future experience, anti-selection, the relationship among assumptions, and other relevant factors.
For assumptions on economic matters, the assets supporting the liabilities and the expected policy for asset-liability management are relevant factors. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Margins
for Adverse Deviations </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The appropriate level of margin for adverse deviations on an assumption is guided by Canadian actuarial standards of practice. For most
assumptions, the standard range of margins for adverse deviations is 5% to 20% of the best estimate assumption, and the actuary chooses from within that range based on a number of considerations related to the uncertainty in the determination of the
best estimate assumption. The level of uncertainty, and hence the margin chosen, will vary by assumption and by line of business and other factors. Considerations that would tend to indicate a choice of margin at the high end of the range include:
</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The statistical credibility of the Company&#146;s experience is too low to be the primary source of data for choosing the
best estimate assumption </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Future experience is difficult to estimate </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">The cohort of risks lacks homogeneity </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Operational risks adversely impact the ability to estimate the best estimate assumption </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Past experience may not be representative of future experience and the experience may deteriorate </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provisions for adverse deviations in future interest rates are included by testing a number of scenarios of future interest rates, some of which are prescribed by
Canadian actuarial standards of practice, and determining the liability based on the range of possible outcomes. A scenario of future interest rates includes, for each forecast period between the statement of financial position date and the last
liability cash flow, interest rates for risk-free assets, premiums for asset default, rates of inflation, and an investment strategy consistent with the Company&#146;s investment policy. The starting point for all future interest rate scenarios is
consistent with the current market environment. If few scenarios are tested, the liability would be at least as great as the largest of the outcomes. If many scenarios are tested, the liability would be within a range defined by the average of the
outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;139</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provisions for adverse deviations in future equity returns are included by scenario testing or by applying margins for
adverse deviations. In blocks of business where the valuation of liabilities uses scenario testing of future equity returns, the liability would be within a range defined by the average of the outcomes that are above the 60th percentile of the range
of outcomes and the corresponding average for the 80th percentile. In blocks of business where the valuation of liabilities does not use scenario testing of future equity returns, the margin for adverse deviations on common share dividends is
between 5% and 20%, and the margin for adverse deviations on capital gains would be 20% plus an assumption that those assets reduce in value by 20% to 50% at the time when the reduction is most adverse. A 30% reduction is appropriate for a
diversified portfolio of North American common shares and, for other portfolios, the appropriate reduction depends on the volatility of the portfolio relative to a diversified portfolio of North American common shares. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In choosing margins, we ensure that, when taken one at a time, each margin is reasonable with respect to the underlying best estimate assumption and the extent of
uncertainty present in making that assumption, and also that, in aggregate, the cumulative impact of the margins for adverse deviations is reasonable with respect to the total amount of our insurance contract liabilities. Our margins are generally
stable over time and are generally only revised to reflect changes in the level of uncertainty in the best estimate assumptions. Our margins tend to be at the high end of the range for expenses and in the
<FONT STYLE="white-space:nowrap">mid-range</FONT> or higher for other assumptions. When considering the aggregate impact of margins, the actuary assesses the consistency of margins for each assumption across each block of business to ensure there is
no double counting or omission and to avoid choosing margins that might be mutually exclusive. In particular, the actuary chooses similar margins for blocks of business with similar characteristics, and also chooses margins that are consistent with
other assumptions, including assumptions about economic factors. The actuary is guided by Canadian actuarial standards of practice in making these professional judgments about the reasonableness of margins for adverse deviations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The best estimate assumptions and margins for adverse deviations are reviewed at least annually and revisions are made when appropriate. The choice of assumptions
underlying the valuation of insurance contract liabilities is subject to external actuarial peer review. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Mortality </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Mortality refers to the rates at which death occurs for defined groups of people. Life insurance mortality assumptions are generally based on the past five to ten years
of experience. Our experience is combined with industry experience where our own experience is insufficient to be statistically valid. Assumed mortality rates for life insurance and annuity contracts include assumptions about future mortality
improvement based on recent trends in population mortality and our outlook for future trends. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Morbidity </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Morbidity refers to both the rates of accident or sickness and the rates of recovery therefrom. Most of our disability insurance is marketed on a group basis. We offer
critical illness policies on an individual basis in Canada and Asia, long-term care on an individual basis in Canada, and medical stop-loss insurance is offered on a group basis in the U.S. In Canada, group morbidity assumptions are based on our
five-year average experience, modified to reflect any emerging trend in recovery rates. For long-term care and critical illness insurance, assumptions are developed in collaboration with our reinsurers and are largely based on their experience. In
the U.S., our experience is used for both medical stop-loss and disability assumptions, with some consideration of industry experience. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Lapse and Other
Policyholder Behaviour </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Lapse </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Policyholders may allow their policies
to lapse prior to the end of the contractual coverage period by choosing not to continue to pay premiums or by surrendering their policy for the cash surrender value. Assumptions for lapse experience on life insurance are generally based on our
five-year average experience. Lapse rates vary by plan, age at issue, method of premium payment, and policy duration. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Premium Payment Patterns </I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For universal life contracts, it is necessary to set assumptions about premium payment patterns. Studies prepared by industry or the actuarial profession are used for
products where our experience is insufficient to be statistically valid. Premium payment patterns usually vary by plan, age at issue, method of premium payment, and policy duration. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Expense </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Future policy-related expenses include the costs of premium
collection, claims adjudication and processing, actuarial calculations, preparation and mailing of policy statements, and related indirect expenses and overhead. Expense assumptions are mainly based on our recent experience using an internal expense
allocation methodology. Inflationary increases assumed in future expenses are consistent with the future interest rates used in scenario testing. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Investment
Returns </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Interest Rates </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We generally maintain distinct asset
portfolios for each major line of business. In the valuation of insurance contract liabilities, the future cash flows from insurance contracts and the assets that support them are projected under a number of interest rate scenarios, some of which
are prescribed by Canadian actuarial standards of practice. Reinvestments and disinvestments take place according to the specifications of each scenario, and the liability is set based on the range of possible outcomes. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I><FONT STYLE="white-space:nowrap">Non-Fixed</FONT> Income Rates of Return </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We
are exposed to equity markets through our segregated fund products (including variable annuities) that provide guarantees linked to underlying fund performance and through insurance products where the insurance contract liabilities are supported by <FONT
STYLE="white-space:nowrap">non-fixed</FONT> income assets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For segregated fund products (including variable annuities), we have implemented hedging programs
involving the use of derivative instruments to mitigate a large portion of the equity market risk associated with the guarantees. The cost of these hedging programs is reflected in the liabilities. The equity market risk associated with anticipated
future fee income is not hedged. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">140&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The majority of <FONT STYLE="white-space:nowrap">non-fixed</FONT> income assets that are designated as FVTPL support
our participating and universal life products where investment returns are passed through to policyholders through routine changes in the amount of dividends declared or in the rate of interest credited. In these cases, changes in <FONT
STYLE="white-space:nowrap">non-fixed</FONT> income asset values are largely offset by changes in insurance contract liabilities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><I>Asset Default </I></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">As required by Canadian actuarial standards of practice, insurance contract liabilities include a provision for possible future default of the assets supporting those
liabilities. The amount of the provision for asset default included in the insurance contract liabilities is based on possible reductions in future investment yield that vary by factors such as type of asset, asset credit quality (rating), duration,
and country of origin. The asset default assumptions are comprised of a best estimate plus a margin for adverse deviations, and are intended to provide for loss of both principal and income. Best estimate asset default assumptions by asset category
and geography are derived from long-term studies of industry experience and the Company&#146;s experience. Margins for adverse deviation are chosen from the standard range (of 25% to 100%) as recommended by Canadian actuarial standards of practice
based on the amount of uncertainty in the choice of best estimate assumption. The credit quality of an asset is based on external ratings if available (public bonds) and internal ratings if not (mortgages and loans). Any assets without ratings are
treated as if they are rated below investment grade. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In contrast to asset impairment provisions and changes in FVTPL assets arising from impairments, both of which
arise from known credit events, the asset default provision in the insurance contract liabilities covers losses related to possible future (unknown) credit events. Canadian actuarial standards of practice require the asset default provision to be
determined taking into account known impairments that are recognized elsewhere on the statement of financial position. The asset default provision included in the insurance contract liabilities is reassessed each reporting period in light of
impairments, changes in asset quality ratings, and other events that occurred during the period. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.A.iii Insurance Contract Liabilities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Insurance contract liabilities consist of the following: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"><B>As at December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF U.S.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asia</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21,095</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,785</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,651</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,076</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34,607</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,435</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,239</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12,463</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>391</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>37,528</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,591</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,674</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>32</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15,297</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,267</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(44</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,608</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14,856</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>12,461</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>147</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>12,614</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities before other policy liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>63,849</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24,729</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19,249</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7,075</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>114,902</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: Other policy liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,049</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,457</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,276</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>239</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7,021</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;66,898</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;26,186</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;21,525</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;7,314</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;121,923</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Primarily business from the U.K. and <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance operations. Includes U.K.
business of $980 for Individual participating life, $240 for Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health, $5,214 for Individual annuities, and $170 for Other policy liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder
dividends, and provisions for experience rating refunds. </P></TD></TR></TABLE> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Corporate<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,918</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,582</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,705</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,186</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34,391</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,449</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">394</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35,028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group life and health</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,131</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,427</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,602</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,178</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(68</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">11,607</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">106</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">11,720</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities before other policy liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61,995</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23,065</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,806</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">111,091</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: Other policy liabilities<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,088</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,345</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,032</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">229</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,694</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total insurance contract liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;65,083</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;24,410</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;20,257</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;8,035</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;117,785</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described
in Note 4. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Primarily business from the U.K. and <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance operations. Includes U.K.
business of $1,089 for Individual participating life, $250 for Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health, $5,692 for Individual annuities, and $158 for Other policy liabilities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder
dividends, and provisions for experience rating refunds. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;141</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.A.iv Changes in Insurance Contract Liabilities and Reinsurance Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in Insurance contract liabilities and Reinsurance assets are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December 31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Insurance<BR>contract<BR>liabilities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Reinsurance</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>assets</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Net</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Insurance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">contract</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B></B>liabilities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Reinsurance</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Net</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balances, before Other policy liabilities and assets as at January 1,</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>111,091</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,503</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>107,588</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">108,411</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,541</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">103,870</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in balances on in-force policies</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(3,094</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(129</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,965</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,757</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(779</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,536</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balances arising from new policies</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,780</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>128</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,652</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,941</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Method and assumption changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(374</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(96</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(278</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(371</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(198</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(173</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in Insurance contract liabilities and Reinsurance
assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>312</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(97</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>409</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5,327</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(821</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,148</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,499</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>247</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,252</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2,647</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(217</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(2,430</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balances before Other policy liabilities and assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>114,902</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,653</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>111,249</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">111,091</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,503</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">107,588</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other policy liabilities and assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7,021</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>488</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6,533</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,694</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">525</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6,169</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total Insurance contract liabilities and Reinsurance assets, December
31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;121,923</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,141</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;117,782</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;117,785</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;4,028</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;113,757</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.A.v Impact of Method and
Assumption Changes </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Impacts of method and assumption changes on Insurance contract liabilities net of Reinsurance assets are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="40%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>For the year ended December 31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Net increase (decrease)<BR>before income taxes</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Description</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality / Morbidity</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(337</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF Asia International, SLF Canada Group Retirement Services and SLF
U.K.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lapse and other policyholder behaviour</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>563</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Updates to lapse and other policyholder behaviour in all jurisdictions. The largest items, which all had unfavourable impacts, were updated lapse assumptions in SLF U.S. and SLF Asia
International.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expenses</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Updates to reflect expense experience in all jurisdictions including updates to SLF Canada participating life accounts.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment returns</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(331</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Updates to various investment-related assumptions across the Company including updates to SLF Canada participating life accounts.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Model enhancements and other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>(179</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">Various enhancements and methodology changes across all jurisdictions. The largest items were a favourable change to the participating provisions for adverse deviation in SLF Canada and SLF
U.S., partially offset by a change in reinsurance provisions in SLF U.S.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total impact of method and assumption changes</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(278</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">142&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="40%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the year ended December 31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Net increase (decrease)</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">before income taxes</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">Description</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality / Morbidity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">(286</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF U.S. In-force Management and SLF Asia International
insurance and favourable mortality improvement in SLF U.K.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Lapse and other policyholder behaviour</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">Updates to reflect lapse and other policyholder behaviour experience in all jurisdictions. The largest items were lower lapse rates on lapse supported business in SLF U.S.
and updated lapse assumptions in SLF Canada&#146;s individual insurance business.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">Updates to reflect expense experience in all jurisdictions. The largest items were a refinement to the allocation of expenses in SLF Canada and increased expenses in the
closed block of business in SLF Asia International wealth.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment returns</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">(62</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">Updates to various investment related assumptions across the Company. This included a reduction of the provision for investment risk in SLF Canada and other updated
investment related assumptions, offset partially by updates to promulgated ultimate reinvestment rates.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Model enhancements and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">Various enhancements and methodology changes across all jurisdictions. Includes the favourable impact on insurance contract liabilities from the resolution of tax
uncertainties in a U.S. subsidiary and updates to the SLF Canada participating individual life business, partially offset by changes due to U.S. tax reform and updates to reflect reinsurance market conditions.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total impact of method and assumption
changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(173</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>10.B Investment Contract Liabilities </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.B.i Description of Business </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following are the types of Investment
contracts <FONT STYLE="white-space:nowrap">in-force:</FONT> </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Term certain payout annuities in Canada </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Guaranteed Investment Contracts in Canada </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">Unit-linked products issued in the U.K. and Hong Kong </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt"><FONT STYLE="white-space:nowrap">Non-unit-linked</FONT> pensions contracts issued in the U.K. and Hong Kong
</P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.B.ii Method and Assumption Changes </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Investment
Contracts with Discretionary Participation Features </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment contracts with DPF are measured using the same approach as insurance contracts. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Investment Contracts without Discretionary Participation Features </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment
contracts without DPF are measured at FVTPL if by doing so, a potential accounting mismatch is eliminated or significantly reduced or if the contract is managed on a fair value basis. Other investment contracts without DPF are measured at amortized
cost. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value liability is measured through the use of prospective discounted cash-flow techniques. For unit-linked contracts, the fair value liability is
equal to the current unit fund value, plus additional <FONT STYLE="white-space:nowrap">non-unit</FONT> liability amounts on a fair value basis if required. For <FONT STYLE="white-space:nowrap">non-</FONT> unit-linked contracts, the fair value
liability is equal to the present value of cash flows. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Amortized cost is measured at the date of initial recognition as the fair value of consideration received,
less the net effect of principal payments such as transaction costs and <FONT STYLE="white-space:nowrap">front-end</FONT> fees. At each reporting date, the amortized cost liability is measured as the present value of future cash flows discounted at
the effective interest rate where the effective interest rate is the rate that equates the discounted cash flows to the liability at the date of initial recognition. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;143</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.B.iii Investment Contract Liabilities </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment contract liabilities consist of the following: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"><B>As at December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF&nbsp;Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF&nbsp;Asia</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>254</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>257</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,646</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>43</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,689</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>212</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>212</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,646</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;466</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;52</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,164</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Included in the Investment contract liabilities of $3,164 are liabilities of $515 for investment contracts with DPF, $2,646 for investment
contracts without DPF measured at amortized cost, and $3 for investment contracts without DPF measured at fair value. </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF&nbsp;Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF&nbsp;Asia</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Corporate</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">260</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,565</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">246</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">246</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,517</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;506</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;59</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,082</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Included in the Investment contract liabilities of $3,082 are liabilities of $562 for investment contracts with DPF, $2,517 for investment
contracts without DPF measured at amortized cost, and $3 for investment contracts without DPF measured at fair value. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>10.B.iv Changes in Investment Contract
Liabilities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in investment contract liabilities without DPF are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>Measured&nbsp;at<BR>fair value</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;<BR></B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>Measured&nbsp;at<BR>amortized&nbsp;cost</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;<BR>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">Measured&nbsp;at<BR>fair value</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">Measured&nbsp;at<BR>amortized&nbsp;cost</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;<BR>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance as at January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,517</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deposits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>483</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>53</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Withdrawals</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(420</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(322</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance as at December&nbsp;31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>2,646</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,517</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in investment contract
liabilities with DPF are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance as at January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>562</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in liabilities on <FONT STYLE="white-space:nowrap">in-force</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(84</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Liabilities arising from new policies</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(84</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance as at December&nbsp;31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;515</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;562</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>10.C Gross Claims and Benefits
Paid </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Gross claims and benefits paid consist of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Maturities and surrenders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2,609</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,389</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annuity payments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1,876</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,849</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Death and disability benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3,948</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,836</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Health benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6,421</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,079</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policyholder dividends and interest on claims and deposits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>1,132</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,200</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total gross claims and benefits paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;15,986</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;15,353</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">144&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>10.D Total Assets Supporting Liabilities and Equity </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following tables show the total assets supporting total liabilities for the product lines shown (including insurance contract and investment contract liabilities) and
assets supporting equity and other: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"><B>As at December&nbsp;31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Debt<BR>securities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Equity<BR>securities</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Mortgages<BR>and loans</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Investment<BR>properties</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19,624</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,557</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 7,978</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,736</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 4,397</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 39,292</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>18,720</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,303</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14,398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,638</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,058</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>45,117</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,271</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>70</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,217</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,882</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>18,440</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,918</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,769</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>959</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>18,695</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,448</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,298</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>822</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13,603</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11,462</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>620</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,162</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>783</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>17,591</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>33,618</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;74,443</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;4,634</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;46,822</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;7,157</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;35,709</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;168,765</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR></TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Debt<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Equity<BR>securities</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Mortgages<BR>and loans</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Investment<BR>properties</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 18,855</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 3,190</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 7,458</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 4,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 4,508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 38,656</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,560</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,360</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,348</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,702</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group life and health</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,003</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,799</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,667</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,542</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,001</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,506</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,303</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,860</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,076</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">538</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,499</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity and other</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">11,124</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">942</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,842</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,074</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">16,491</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">32,473</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;72,619</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;6,020</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;42,805</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;7,067</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;34,209</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;162,720</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>10.E Role of the Appointed Actuary </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The
Appointed Actuary is appointed by the Board and is responsible for ensuring that the assumptions and methods used in the valuation of policy liabilities and reinsurance recoverables are in accordance with accepted actuarial practice in Canada,
applicable legislation, and associated regulations or directives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Appointed Actuary is required to provide an opinion regarding the appropriateness of the policy
liabilities net of reinsurance recoverables at the statement dates to meet all policy obligations of the Company. Examination of supporting data for accuracy and completeness and analysis of our assets for their ability to support the amount of
policy liabilities net of reinsurance recoverables are important elements of the work required to form this opinion. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Appointed Actuary is required each year to
investigate the financial condition of the Company and prepare a report for the Board. The 2018 analysis tested our capital adequacy until December&nbsp;31, 2022, under various adverse economic and business conditions. The Appointed Actuary reviews
the calculation of our Life Insurance Capital Adequacy Test (&#147;LICAT&#148;) Ratios. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_22"></A>11. Reinsurance </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reinsurance is used primarily to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established,
highly-rated reinsurers. Coverage is well-diversified and controls are in place to manage exposure to reinsurance counterparties. While reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary
responsibility to the policyholders. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>11.A Reinsurance Assets </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reinsurance
assets are measured using the amounts and assumptions associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Reinsurance assets are comprised of the following: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"><B>As at December 31, 2018</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF&nbsp;Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF U.S.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Asia</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Corporate<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>20</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>210</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(205</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,076</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>36</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>928</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group life and health</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>358</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,848</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,208</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>186</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>186</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>121</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets before other policy assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;294</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,934</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;218</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;207</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,653</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: Other policy
assets<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>80</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>307</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>42</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>488</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total Reinsurance assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>374</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,241</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>260</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>266</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,141</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Primarily business from the U.K. and <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance operations. Includes U.K.
business of $21 for Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health, and $47 for Individual annuities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder
dividends, and provisions for experience rating refunds. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;145</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31, 2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF&nbsp;Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF U.S.<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">SLF Asia<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Corporate<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual participating life</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(33</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">207</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">178</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">129</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">809</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,033</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group life and health</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,626</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,970</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Individual annuities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">195</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">195</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Group annuities</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">127</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">127</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance assets before other policy assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">602</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,402</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">282</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">217</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,503</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: Other policy
assets<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">353</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">525</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total Reinsurance assets</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;687</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,755</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;314</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;272</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;4,028</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described
in Note 4. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Primarily business from the U.K. and <FONT STYLE="white-space:nowrap">run-off</FONT> reinsurance operations. Includes U.K.
business of $22 for Individual <FONT STYLE="white-space:nowrap">non-participating</FONT> life and health, and $58 for Individual annuities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder
dividends, and provisions for experience rating refunds. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">There was no impairment of Reinsurance assets in 2018 or 2017. Changes in Reinsurance
assets are included in Note 10.A.iv. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>11.B Reinsurance (Expenses) Recoveries </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Reinsurance (expenses) recoveries are comprised of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Recovered claims and benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,839</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,704</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Commissions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">85</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reserve adjustments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">224</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Operating expenses and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>83</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">360</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Reinsurance (expenses) recoveries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,021</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,373</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>11.C Reinsurance Gains or Losses </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We did not
enter into reinsurance arrangements that resulted in profits on inception in 2018 or 2017. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_23"></A>12. Other Liabilities </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>12.A Composition of Other Liabilities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other liabilities consist of the
following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accounts payable</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,045</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,972</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Bank overdrafts and cash pooling</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>104</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Repurchase agreements (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,824</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,976</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued expenses and taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,137</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,927</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Borrowed funds<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>188</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Senior financing<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,066</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Accrued post-retirement benefit liability (Note 25)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>651</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Secured borrowings from mortgage securitization (Note 5)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,453</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,355</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>685</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">775</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;12,153</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;11,987</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The change in Borrowed funds relates to net cash flow changes of $(40) in 2018 ($(45) in 2017) and foreign exchange rate
movements of $1 in 2018 ($(2) in 2017). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The change in Senior financing relates to net cash flow changes of $nil in 2018 ($nil in 2017) and foreign exchange rate
movements of $161 in 2018 ($(129) in 2017). </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>12.B Borrowed Funds </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Borrowed funds include the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Currency of<BR>borrowing</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Maturity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Encumbrances on real estate</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Cdn.&nbsp;dollars</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Current&nbsp;&#150;&nbsp;2033</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>177</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">206</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Encumbrances on real estate</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">U.S. dollars</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">Current&nbsp;&#150;&nbsp;2020</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total borrowed funds</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;188</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;227</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Interest expense for the borrowed funds was $10 and $13 for 2018 and 2017. The aggregate maturities of borrowed funds are included in Note
6. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">146&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>12.C Senior Financing </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">On
November&nbsp;8, 2007, a structured entity consolidated by us issued a US$1,000 variable principal floating rate certificate (the &#147;Certificate&#148;) to a financial institution (the &#147;Lender&#148;). At the same time, Sun Life Assurance
Company of <FONT STYLE="white-space:nowrap">Canada-U.S.</FONT> Operations Holdings, Inc. (&#147;U.S. Holdings&#148;), a subsidiary of SLF Inc., entered into an agreement with the Lender, pursuant to which U.S. Holdings will bear the ultimate
obligation to repay the outstanding principal amount of the Certificate and be obligated to make quarterly interest payments at three-month LIBOR plus a fixed spread. SLF Inc. has fully guaranteed the obligation of U.S. Holdings. The structured
entity issued additional certificates after the initial issuance, totaling to US$515, none of which were issued during 2018 and 2017. Total collateral posted per the financing agreement was US$nil as at December&nbsp;31, 2018 (US$nil as at
December&nbsp;31, 2017). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The maximum capacity of this agreement is US$2,500. The agreement expires on November&nbsp;8, 2037 and the maturity date may be extended
annually for additional <FONT STYLE="white-space:nowrap">one-year</FONT> periods upon the mutual agreement of the parties, provided such date is not beyond November&nbsp;8, 2067. The agreement can be cancelled or unwound at the option of U.S.
Holdings in whole or in part from time to time, or in whole under certain events. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">For the year ended December&nbsp;31, 2018, we recorded $57 of interest expense
relating to this obligation ($36 in 2017). The fair value of the obligation is $1,879 ($1,776 in 2017). The fair value is determined by discounting the expected future cash flows using a current market interest rate adjusted by SLF Inc.&#146;s
credit spread and is categorized in Level&nbsp;3 of the fair value hierarchy. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_24"></A>13. Senior Debentures and Innovative Capital Instruments </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>13.A Senior Debentures<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following obligations are included in Senior debentures as at December 31: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Interest<BR>rate</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Earliest&nbsp;par&nbsp;call or<BR>redemption date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Maturity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">SLF Inc. senior debentures</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series D issued June 30, 2009<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.70%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>300</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series E issued August 23, 2011<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.57%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>299</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Assurance senior debentures<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued to Sun Life Capital Trust ("SLCT I")</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series B issued June 25, 2002</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.09%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June 30, 2032</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2052</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>200</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued to Sun Life Capital Trust II ("SLCT II")</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series C issued November 20, 2009<SUP
STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6.06%</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">December&nbsp;31,&nbsp;2019</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2108</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>500</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">500</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total senior debentures</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,299</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,299</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,390</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,439</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">All senior debentures are unsecured. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redeemable in whole or in part at any time prior to maturity at a price equal to the greater of par and a price based on
the yield of a corresponding Government of Canada bond plus 0.575% for the Series D debentures and 0.53% for the Series E debentures. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redemption is subject to regulatory approval. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redeemable in whole or in part on any interest payment date or in whole upon the occurrence of a Regulatory Event or Tax
Event, as described in the debenture. Prior to June&nbsp;30, 2032, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus 0.32%; from June&nbsp;30, 2032, the redemption price is
par. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">On December&nbsp;31, 2019, and every fifth anniversary thereafter (&#147;Interest Reset Date&#148;), the interest rate
will reset to an annual rate equal to the five-year Government of Canada bond yield plus 3.60%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redeemable in whole or in part. If redemption occurs on an Interest Reset Date, the redemption price is par; otherwise, it
is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus (i) 0.65% if redemption occurs prior to December&nbsp;31, 2019, or (ii) 1.30% if redemption occurs after December&nbsp;31, 2019. Also redeemable
in whole at par at any time upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fair value is determined based
on quoted market prices for identical or similar instruments. When quoted market prices are not available, fair value is determined from observable market data by dealers that are typically the market makers. The fair value is categorized in
Level&nbsp;2 of the fair value hierarchy. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Interest expense for senior debentures was $76 for 2018 and 2017, respectively. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The senior debentures issued by SLF Inc. are direct senior unsecured obligations and rank equally with other unsecured and unsubordinated indebtedness of SLF Inc. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>13.B Innovative Capital Instruments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Innovative capital instruments consist of
Sun Life ExchangEable Capital Securities (&#147;SLEECS&#148;), which were issued by SLCT I and SLCT II (together &#147;SL Capital Trusts&#148;), established as trusts under the laws of Ontario. SLCT I issued Sun Life ExchangEable Capital Securities
&#150; Series B (&#147;SLEECS B&#148;), which are units representing an undivided beneficial ownership interest in the assets of that trust. SLEECS B are <FONT STYLE="white-space:nowrap">non-voting</FONT> except in certain limited circumstances.
Holders of the SLEECS B are eligible to receive semi-annual <FONT STYLE="white-space:nowrap">non-</FONT> cumulative fixed cash distributions. SLCT II issued Sun Life ExchangEable Capital Securities &#150; Series
<FONT STYLE="white-space:nowrap">2009-1</FONT> (&#147;SLEECS <FONT STYLE="white-space:nowrap">2009-1&#148;),</FONT> which are subordinated unsecured debt obligations. Holders of SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> are eligible to
receive semi-annual interest payments. The proceeds of the issuances of SLEECS B and SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> were used by the SL Capital Trusts to purchase senior debentures of Sun Life Assurance. The SL Capital Trusts
are not consolidated by us. As a result, the innovative capital instruments are not reported on our Consolidated Financial Statements. However, the senior debentures issued by Sun Life Assurance to the SL Capital Trusts are reported on our
Consolidated Financial Statements. </P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;147</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The SLEECS are structured to achieve Tier 1 regulatory capital treatment for SLF Inc. and Sun Life Assurance and, as
such, have features of equity capital. No interest payments or distributions will be paid in cash by the SL Capital Trusts on the SLEECS if Sun Life Assurance fails to declare regular dividends (i)&nbsp;on its Class&nbsp;B <FONT
STYLE="white-space:nowrap">Non-Cumulative</FONT> Preferred Shares Series A, or (ii)&nbsp;on its public preferred shares, if any are outstanding (each, a &#147;Missed Dividend Event&#148;). In the case of the SLEECS
<FONT STYLE="white-space:nowrap">2009-1,</FONT> if a Missed Dividend Event occurs or if an interest payment is not made in cash on the SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> for any reason, including at the election of Sun Life
Assurance, holders of the SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> will be required to invest interest paid on the SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> in <FONT STYLE="white-space:nowrap">non-cumulative</FONT> perpetual
preferred shares of Sun Life Assurance. In the case of the SLEECS B, if a Missed Dividend Event occurs, the net distributable funds of SLCT I will be distributed to Sun Life Assurance as the holder of Special Trust Securities of that trust. If the
SL Capital Trusts fail to pay in cash the semi-annual interest payments or distributions on the SLEECS in full for any reason other than a Missed Dividend Event, then, for a specified period of time, Sun Life Assurance will not declare dividends of
any kind on any of its public preferred shares, and if no such public preferred shares are outstanding, SLF Inc. will not declare dividends of any kind on any of its preferred shares or common shares. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Each SLEECS B unit and each one thousand dollars principal amount of SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> will be automatically exchanged for 40 <FONT
STYLE="white-space:nowrap">non-</FONT> cumulative perpetual preferred shares of Sun Life Assurance if any one of the following events occurs: (i)&nbsp;proceedings are commenced or an order is made for the
<FONT STYLE="white-space:nowrap">winding-up</FONT> of Sun Life Assurance; (ii)&nbsp;OSFI takes control of Sun Life Assurance or its assets; (iii)&nbsp;Sun Life Assurance&#146;s capital ratios fall below applicable thresholds; or (iv)&nbsp;OSFI
directs Sun Life Assurance to increase its capital or provide additional liquidity and Sun Life Assurance either fails to comply with such direction or elects to have the SLEECS automatically exchanged (&#147;Automatic Exchange Event&#148;). Upon an
Automatic Exchange Event, former holders of the SLEECS will cease to have any claim or entitlement to distributions, interest or principal against the issuing SL Capital Trusts and will rank as preferred shareholders of Sun Life Assurance in a
liquidation of Sun Life Assurance. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">According to OSFI guidelines, innovative capital instruments can comprise up to 15% of net Tier 1 capital with an additional 5%
eligible for Tier 2B capital. As at December&nbsp;31, 2018, for regulatory capital purposes of Sun Life Assurance, $699 (2017 &#150; $699) represented Tier 1 capital. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The table below presents additional significant terms and conditions of the SLEECS: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">Issuer</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Issuance date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="right">Distribution or interest</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL" ALIGN="right">payment dates</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Annual<BR>yield</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Redemption date at<BR>the issuer&#146;s option</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Conversion date at<BR>the holder&#146;s option</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Principal<BR>amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL">Sun Life Capital Trust(1)(2)(3)(4)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;25,&nbsp;2002</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;30,&nbsp;December&nbsp;31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.093%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">June&nbsp;30,&nbsp;2007</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Any time</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL">SLEECS B</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL">Sun Life Capital Trust II(1)(2)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL">SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">November&nbsp;20,&nbsp;2009</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">June&nbsp;30, December 31</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">5.863%</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">December&nbsp;31,&nbsp;2014</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">No&nbsp;conversion&nbsp;option</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">500</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="1"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD>
<TD HEIGHT="1" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:6pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;700</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Subject to regulatory approval, the SL Capital Trusts may (i)&nbsp;redeem any outstanding SLEECS, in whole or in part, on
the redemption date specified above or on any distribution date thereafter, or in the case of SLCT II, on any date thereafter, and (ii)&nbsp;may redeem all, but not part of any class of SLEECS upon occurrence of a Regulatory Event or a Tax Event,
prior to the redemption date specified above. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The SLEECS B may be redeemed for cash equivalent to (i)&nbsp;the greater of the Early Redemption Price or the Redemption
Price if the redemption occurs prior to June&nbsp;30, 2032 or (ii)&nbsp;the Redemption Price if the redemption occurs on or after June&nbsp;30, 2032. Redemption Price is equal to one thousand dollars plus the unpaid distributions, other than unpaid
distributions resulting from a Missed Dividend Event, to the redemption date. Early Redemption Price for the SLEECS B is the price calculated to provide an annual yield, equal to the yield of a Government of Canada bond issued on the redemption date
that has a maturity date of June&nbsp;30, 2032, plus 32 basis points, plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. The SLEECS
<FONT STYLE="white-space:nowrap">2009-1</FONT> may be redeemed for cash equivalent to, on any day that is not an Interest Reset Date, accrued and unpaid interest on the SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> plus the greater of par
and a price calculated to provide an annual yield equal to the yield of a Government of Canada bond maturing on the next Interest Reset Date plus (i) 0.60% if the redemption date is prior to December&nbsp;31, 2019 or (ii) 1.20% if the redemption
date is any time after December&nbsp;31, 2019. On an Interest Reset Date, the redemption price is equal to par plus accrued and unpaid interest on the SLEECS <FONT STYLE="white-space:nowrap">2009-1.</FONT> </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The <FONT STYLE="white-space:nowrap">non-cumulative</FONT> perpetual preferred shares of Sun Life Assurance issued upon an
Automatic Exchange Event in respect of the SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December&nbsp;31, 2032. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders of SLEECS B may exchange, at any time, all or part of their SLEECS B units for
<FONT STYLE="white-space:nowrap">non-cumulative</FONT> perpetual preferred shares of Sun Life Assurance at an exchange rate for each SLEECS of 40 <FONT STYLE="white-space:nowrap">non-cumulative</FONT> perpetual preferred shares of Sun Life
Assurance. SLCT I will have the right, at any time before the exchange is completed, to arrange for a substituted purchaser to purchase SLEECS tendered for surrender to SLCT I so long as the holder of the SLEECS so tendered has not withheld consent
to the purchase of its SLEECS. Any <FONT STYLE="white-space:nowrap">non-cumulative</FONT> perpetual preferred shares issued in respect of an exchange by the holders of SLEECS B will become convertible, at the option of the holder, into a variable
number of common shares of SLF Inc. on distribution dates on or after December&nbsp;31, 2032. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders of SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> are eligible to receive semi-annual interest payments at
a fixed rate until December&nbsp;31, 2019. The interest rate on the SLEECS <FONT STYLE="white-space:nowrap">2009-1</FONT> will reset on December&nbsp;31, 2019 and every fifth anniversary thereafter to equal the five-year Government of Canada bond
yield plus 3.40%. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">148&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp; <A NAME="fin677604_25"></A>14. Subordinated Debt </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following obligations are included in Subordinated debt as at December&nbsp;31, and qualify as capital for Canadian regulatory purposes: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Interest<BR>rate</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Earliest par call or<BR>redemption date<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Maturity</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sun Life Assurance:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued May&nbsp;15, 1998<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Sun Life Financial Inc.:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued May&nbsp;29, 2007<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.40</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">May&nbsp;29,&nbsp;2037</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2042</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>398</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued January 30, 2008<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.59</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">January&nbsp;30,&nbsp;2018</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued March&nbsp;2, 2012<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.38</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">March&nbsp;2, 2017</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued May&nbsp;13, 2014<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.77</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">May&nbsp;13, 2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">249</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued September&nbsp;25, 2015<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.60</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">September&nbsp;25,&nbsp;2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>499</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued February&nbsp;19, 2016<SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.10</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">February&nbsp;19, 2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>349</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">349</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued September 19, 2016<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.05</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">September&nbsp;19,&nbsp;2023&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>995</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">995</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Issued November&nbsp;23, 2017<SUP
STYLE="font-size:85%; vertical-align:top">(11)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2.75</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">November&nbsp;23, 2022</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2027</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>398</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">398</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total subordinated debt</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,039</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,437</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,129</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,583</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The debentures issued by SLF Inc. in 2007 are redeemable at any time and the debentures issued by SLF Inc. in 2014, 2015,
2016, and 2017 are redeemable on or after the date specified. From the date noted, the redemption price is par and redemption may only occur on a scheduled interest payment date. Redemption of all subordinated debentures is subject to regulatory
approval. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">6.30% Debentures, Series 2, due 2028, issued by The Mutual Life Assurance Company of Canada, which subsequently changed
its name to Clarica Life Insurance Company (&#147;Clarica&#148;) and was amalgamated with Sun Life Assurance. These debentures are redeemable at any time. Prior to May&nbsp;15, 2028, the redemption price is the greater of par and a price based on
the yield of a corresponding Government of Canada bond plus 0.16%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2007-1</FONT> Subordinated Unsecured 5.40% Fixed/Floating Debentures due 2042.
From May&nbsp;29, 2037, interest is payable at 1.00% over Canadian dollar offered rate for three-month bankers&#146; acceptances (&#147;CDOR&#148;). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">For redemption of the 2007 debentures prior to the date noted, and for redemptions of the September&nbsp;19, 2016
debentures between September&nbsp;19, 2021 and September&nbsp;19, 2023, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus 0.25% for the 2007 debentures and 0.52% for the
September&nbsp;19, 2016 debentures. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2008-1</FONT> Subordinated Unsecured 5.59% Fixed/Floating Debentures due 2023. On
January&nbsp;30, 2018, SLF Inc. redeemed all of the outstanding $400 principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2012-1</FONT> Subordinated Unsecured 4.38% Fixed/Floating Debentures due 2022. On
March&nbsp;2, 2017, SLF Inc. redeemed all of the outstanding $800 principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2014-1</FONT> Subordinated Unsecured 2.77% Fixed/Floating Debentures due 2024.
From May&nbsp;13, 2019, interest is payable at 0.75% over CDOR. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2015-1</FONT> Subordinated Unsecured 2.60% Fixed/Floating Debentures due 2025.
From September&nbsp;25, 2020, interest is payable at 1.43% over CDOR. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2016-1</FONT> Subordinated Unsecured 3.10% Fixed/Floating Debentures due 2026.
From February&nbsp;19, 2021, interest is payable at 2.20% over CDOR. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2016-2</FONT> Subordinated Unsecured 3.05% Fixed/Floating Debentures due 2028.
From September&nbsp;19, 2023, interest is payable at 1.85% over CDOR. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Series <FONT STYLE="white-space:nowrap">2017-1</FONT> Subordinated Unsecured 2.75% Fixed/Floating Debentures due 2027.
From November&nbsp;23, 2022, interest is payable at 0.74% over CDOR. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fair value is determined based on quoted market prices for identical or
similar instruments. When quoted market prices are not available, fair value is determined from observable market data by dealers that are typically the market makers. The fair value is categorized in Level&nbsp;2 of the fair value hierarchy. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Interest expense on subordinated debt was $105 and $122 for 2018 and 2017, respectively. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_26"></A>15. Share Capital </B></P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The
authorized share capital of SLF Inc. consists of the following: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">An unlimited number of common shares without nominal or par value. Each common share is entitled to one vote at meetings of
the shareholders of SLF Inc. There are no <FONT STYLE="white-space:nowrap">pre-emptive,</FONT> redemption, purchase, or conversion rights attached to the common shares. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:8pt">An unlimited number of Class&nbsp;A and Class&nbsp;B <FONT STYLE="white-space:nowrap">non-voting</FONT> shares, issuable in
series. The Board is authorized before issuing the shares, to fix the number, the consideration per share, the designation of, and the rights and restrictions of the Class&nbsp;A and Class&nbsp;B shares of each series, subject to the special rights
and restrictions attached to all the Class&nbsp;A and Class&nbsp;B shares. The Board has authorized 13 series of Class&nbsp;A <FONT STYLE="white-space:nowrap">non-voting</FONT> preferred shares, 10 of which are outstanding. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The common and preferred shares of SLF Inc. qualify as capital for Canadian regulatory purposes. See Note 21. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Dividends and Restrictions on the Payment of Dividends </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Under the <I>Insurance
Companies Act</I> (Canada), SLF Inc. and Sun Life Assurance are each prohibited from declaring or paying a dividend on any of its shares if there are reasonable grounds for believing that it is, or by paying the dividend would be, in contravention
of: (i)&nbsp;the requirement that it maintains adequate capital and adequate and appropriate forms of liquidity, (ii)&nbsp;any regulations under the <I>Insurance Companies Act</I> (Canada) in relation to capital and liquidity, and (iii)&nbsp;any
order by which OSFI directs it to increase its capital or provide additional liquidity. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">SLF Inc. and Sun Life Assurance have each covenanted that, if a distribution
is not paid when due on any outstanding SLEECS issued by the SL Capital Trusts, then (i)&nbsp;Sun Life Assurance will not pay dividends on its public preferred shares, if any are outstanding, and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;149</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">(ii) if Sun Life Assurance does not have any public preferred shares outstanding, then SLF Inc. will not pay dividends
on its preferred shares or common shares, in each case, until the 12th month (in the case of the SLEECS issued by SLCT I) or 6th month (in the case of SLEECS issued by SLCT II) following the failure to pay the required distribution in full, unless
the required distribution is paid to the holders of SLEECS. Public preferred shares means preferred shares issued by Sun Life Assurance which: (a)&nbsp;have been issued to the public (excluding any preferred shares held beneficially by affiliates of
Sun Life Assurance); (b) are listed on a recognized stock exchange; and (c)&nbsp;have an aggregate liquidation entitlement of at least $200. As at December&nbsp;31, 2018, Sun Life Assurance did not have outstanding any shares that qualify as public
preferred shares. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The terms of SLF Inc.&#146;s outstanding preferred shares provide that for so long as Sun Life Assurance is a subsidiary of SLF Inc., no dividends
on such preferred shares are to be declared or paid if Sun Life Assurance&#146;s minimum regulatory capital ratio falls below the applicable threshold. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In addition,
under the terms of SLF Inc.&#146;s outstanding preferred shares, SLF Inc. cannot pay dividends on its common shares without the approval of the holders of those preferred shares unless all dividends on the preferred shares for the last completed
period for which dividends are payable have been declared and paid or set apart for payment. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Currently, the above limitations do not restrict the payment of
dividends on SLF Inc.&#146;s preferred or common shares. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The declaration and payment of dividends on SLF Inc.&#146;s shares are at the sole discretion of the Board
of Directors and will be dependent upon our earnings, financial condition and capital requirements. Dividends may be adjusted or eliminated at the discretion of the Board on the basis of these or other considerations. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>15.A Common Shares </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The changes in common shares issued and outstanding for
the years ended December&nbsp;31 were as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">Common shares (in millions of shares)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Number&nbsp;of<BR>shares</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Amount</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Number&nbsp;of<BR>shares</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Amount</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January 1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>610.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,582</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,614</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Stock options exercised (Note 19)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares purchased for cancellation<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(12.5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3.5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(50</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shares issued as consideration for business
acquisition</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>0.1</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, December 31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>598.5</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;8,419</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">610.5</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;8,582</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">On August&nbsp;14, 2018 and August&nbsp;14, 2017, SLF Inc. launched normal course issuer bids to purchase and cancel up to
14&nbsp;million common shares of SLF Inc. (&#147;commons shares&#148;) between August&nbsp;14, 2018 and August&nbsp;13, 2019 (the &#147;2018 NCIB&#148;) and 11.5&nbsp;million common shares between August&nbsp;14, 2017 and August&nbsp;13, 2018,
respectively. Common shares purchased for cancellation are purchased through the facilities of the Toronto Stock Exchange, other Canadian stock exchanges, and/or alternative Canadian trading platforms, at prevailing market rates, or by way of
private agreements or share repurchase programs under issuer bid exemption orders issued by securities regulatory authorities at a discount to the prevailing market price. On December&nbsp;10, 2018, in connection with the 2018 NCIB, SLF Inc.
implemented an automatic repurchase plan with its designated broker in order to facilitate purchases of common shares. Under the automatic repurchase plan, SLF Inc.&#146;s designated broker may purchase common shares pursuant to the 2018 NCIB at
times when SLF Inc. ordinarily would not be active in the market due to regulatory restrictions or self-imposed blackout periods. In 2018, SLF Inc. purchased and cancelled approximately 12.5&nbsp;million common shares at an average price per share
of $50.83 for a total amount of $635 under these programs. An additional 0.1&nbsp;million common shares were purchased in 2018 and cancelled in 2019 at an average price of $44.91 for a total amount of $6 under the 2018 NCIB. The total amount paid to
purchase the shares is allocated to Common shares and Retained earnings in our Consolidated Statements of Changes in Equity. The amount allocated to Common shares is based on the average cost per common share and amounts paid above the average cost
are allocated to Retained earnings. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">1.1&nbsp;million shares were purchased pursuant to a third-party share repurchase program under an issuer bid exemption
order at a discount to the prevailing market price of the common shares on the Toronto Stock Exchange. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">150&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>15.B Preferred Shares </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The
were no changes in preferred shares issued and outstanding for the years ended December&nbsp;31, 2018 and December&nbsp;31, 2017. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Further information on the
preferred shares outstanding as at December&nbsp;31, 2018, is as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL"><B>Class A Preferred shares</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:6pt; font-family:ARIAL"><B>(in millions of shares)</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Issue date</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Annual<BR>dividend<BR>rate</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Annual<BR>dividend<BR>per&nbsp;share</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Earliest par call or<BR>redemption date<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Number<BR>of shares</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Face<BR>amount</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Net<BR>amount<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">February 25, 2005</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">4.75%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1.19</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">Any time</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>394</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 2</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">July 15, 2005</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">4.80%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1.20</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">Any time</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>325</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>318</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 3</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">January 13, 2006</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">4.45%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1.11</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">Any time</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 4</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">October 10, 2006</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">4.45%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1.11</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">Any time</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>300</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>293</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 5</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">February 2, 2007</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">4.50%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1.13</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">Any time</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>250</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>245</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 8R<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">May 25, 2010</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">2.275%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">0.57</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">June 30, 2020</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>130</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 9QR<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">June 30, 2015</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">Floating</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&nbsp;Floating</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">June 30, 2020</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6.0</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>150</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>147</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 10R<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" BGCOLOR="#ffffff">August 12, 2011</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">2.842%</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">0.71</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff">September 30, 2021</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="right" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6.9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>173</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>169</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 11QR<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" BGCOLOR="#ffffff">September&nbsp;30,&nbsp;2016</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right">Floating</TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right">Floating</TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" NOWRAP ALIGN="right" BGCOLOR="#ffffff">September 30, 2021</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" NOWRAP ALIGN="right" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>1.1</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>27</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>26</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Series 12R<SUP
STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">November&nbsp;10,&nbsp;2011</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">3.806%</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;&nbsp;$<B></B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">0.95<B></B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP><B></B>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">December 31, 2021</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>12.0</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>300</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>293</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total preferred shares</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>92.2</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,305</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,257</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redemption of all preferred shares is subject to regulatory approval. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Net of <FONT STYLE="white-space:nowrap">after-tax</FONT> issuance costs. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">On the earliest redemption date and every five years thereafter, the dividend rate will reset to an annual rate equal to
the <FONT STYLE="white-space:nowrap">5-year</FONT> Government of Canada bond yield plus a spread specified for each series. The specified spread for Class&nbsp;A shares is: Series 8R &#150; 1.41%, Series 10R &#150; 2.17% and Class&nbsp;A <FONT
STYLE="white-space:nowrap">Non-Cumulative</FONT> <FONT STYLE="white-space:nowrap">5-Year</FONT> Rate Reset Preferred Shares Series 12R (&#147;Series 12R Shares&#148;) &#150; 2.73%. On the earliest redemption date and every five years thereafter,
holders will have the right, at their option, to convert their shares into the series that is one number higher than their existing series. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redeemable on the redemption date and every five years thereafter, in whole or in part, at $25.00 per share.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Holders are entitled to receive quarterly floating rate <FONT STYLE="white-space:nowrap">non-cumulative</FONT> dividends
at an annual rate equal to the then <FONT STYLE="white-space:nowrap">3-month</FONT> Government of Canada treasury bill yield plus a spread specified for each series. The specified spread for Class&nbsp;A shares is: Series 9QR &#150; 1.41% and Series
11QR &#150; 2.17%. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert
those shares into the series that is one number lower than their existing series. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Redeemable on the redemption date and every five years thereafter, in whole or in part, at $25.00 per share, and on any
other date at $25.50 per share. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The annual dividend per share in the table above is the amount paid per share in 2018. </P></TD></TR></TABLE>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_27"></A>16. Interests in Other Entities </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>16.A Subsidiaries </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our principal subsidiaries are Sun Life Assurance and Sun
Life Global Investments Inc. Sun Life Assurance is our principal operating insurance company and holds our insurance operations in Canada, the U.S., the U.K., the Philippines, Hong Kong, Indonesia and Vietnam. These insurance operations are operated
directly by Sun Life Assurance or through other subsidiaries. Sun Life Global Investments Inc. is a <FONT STYLE="white-space:nowrap">non-operating</FONT> holding company that holds our asset management businesses, including Massachusetts Financial
Services Company and the group of companies under SLIM. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We are required to comply with various regulatory capital and solvency requirements in the jurisdictions in
which we operate that may restrict our ability to access or use the assets of the group and to pay dividends. Further details on these restrictions are included in Notes 15 and 21. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>16.B Joint Ventures and Associates </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have interests in various joint
ventures and associates that principally operate in India, Malaysia, China, and the Philippines. We also have interests in joint ventures related to certain real estate investments in Canada. Our interests in these joint ventures and associates
range from 24.99% to 50%. The following table summarizes, in aggregate, the financial information of these joint ventures and associates: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at or for the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Carrying amount of interests in joint ventures and associates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,500</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,369</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Our share of:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>91</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other comprehensive income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(31</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total comprehensive income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>98</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In 2018, we increased our investment in our joint ventures and associates by $64 ($121 in 2017), primarily in Asia. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">During 2018, we received dividends from our joint ventures and associates of $34 ($36 in 2017). We also incurred rental expenses of $16 ($9 in 2017) related to leases
with our joint ventures and associates, with the remaining future rental payments payable to our joint ventures and associates totaling $228 over 14 years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;151</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>16.C Joint Operations </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We
invest jointly in investment properties and owner-occupied properties which are <FONT STYLE="white-space:nowrap">co-managed</FONT> under contractual relationships with the other investors. We share in the revenues and expenses generated by these
properties in proportion to our investment. The carrying amount of these jointly controlled assets, which is included in Investment properties and in Other Assets for owner-occupied properties, is $1,223 as at December&nbsp;31, 2018 ($1,205 as at
December&nbsp;31, 2017). The fair value of these jointly controlled assets is $1,307 as at December&nbsp;31, 2018 ($1,293 as at December&nbsp;31, 2017). </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>16.D
Unconsolidated Structured Entities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">SLF Inc. and its subsidiaries have interests in various structured entities that are not consolidated by us. A structured
entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who controls the entity, such as when any voting rights relate to administrative tasks only and the relevant activities are directed
by means of contractual arrangements. We have an interest in a structured entity when we have a contractual or <FONT STYLE="white-space:nowrap">non-contractual</FONT> involvement that exposes us to variable returns from the performance of the
entity. Our interest includes investments held in securities or units issued by these entities and fees earned from management of the assets within these entities. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Information on our interests in unconsolidated structured entities is as follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December 31,</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>2018</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>Type of structured entity</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Type&nbsp;of&nbsp;investment<BR>held</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Consolidated</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Statements&nbsp;of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Financial&nbsp;Position</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>line item</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Carrying</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>amount</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Maximum</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>exposure<BR>to&nbsp;loss<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Carrying</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">amount</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Maximum</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">exposure</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">to loss<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securitization entities &#150; third-party managed</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Debt&nbsp;securities</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Debt&nbsp;securities</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;7,366</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;7,366</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;5,899</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;5,899</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Securitization entities &#150; third-party managed</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"><FONT STYLE="white-space:nowrap">Short-term&nbsp;securities</FONT></TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;<BR><BR></TD>
<TD VALIGN="top" ALIGN="right">Cash,&nbsp;cash&nbsp;equivalents<BR>and short-term<BR>securities</TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR>&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>430</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>430</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">725</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">725</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment funds &#150; third-party managed</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Investment&nbsp;fund&nbsp;units</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Equity securities</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>3,439</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>3,439</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">4,877</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">4,877</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment funds &#150; company managed<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;<BR><BR></TD>
<TD VALIGN="top" ALIGN="right">Investment fund units<BR>and&nbsp;Limited&nbsp;partnership<BR>units</TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR>&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;<BR></TD>
<TD VALIGN="top" ALIGN="right">Equity securities and<BR>Other invested assets</TD>
<TD NOWRAP VALIGN="top">&nbsp;<BR>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>1,705</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>1,705</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">1,455</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">1,455</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Limited partnerships &#150; third-party managed</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Limited&nbsp;partnership&nbsp;units</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Other invested assets</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>1,557</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>1,557</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">1,258</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">1,258</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The maximum exposure to loss is the maximum loss that we could record through comprehensive income as a result of our
involvement with these entities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes investments in funds managed by our joint ventures with a carrying amount of $213 ($245 in 2017).
</P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>16.D.i Securitization Entities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Securitization entities
are structured entities that are generally financed primarily through the issuance of debt securities that are backed by a pool of assets, such as mortgages or loans. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Third-Party Managed </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our investments in third-party managed securitization
entities consist of asset-backed securities, such as commercial mortgage-backed securities, residential mortgage-backed securities, collateralized debt obligations (&#147;CDOs&#148;), and commercial paper. These securities are generally large-issue
debt securities designed to transform the cash flows from a specific pool of underlying assets into tranches providing various risk exposures for investment purposes. We do not provide financial or other support to these entities other than our
original investment and therefore our maximum exposure to loss on these investments is limited to the carrying amount of our investment. We do not have control over these investments since we do not have power to direct the relevant activities of
these entities, regardless of the level of our investment. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Company Managed </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We provide collateral management services to various securitization entities, primarily CDOs, from which we earn a fee for our services. The financial support provided to
these entities is limited to the carrying amount of our investment in these entities. We provide no guarantees or other contingent support to these entities. We have not consolidated these entities since we do not have significant variability from
our interests in these entities and we do not have any investment in these entities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>16.D.ii Investment Funds and Limited Partnerships </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Investment funds and limited partnerships are investment vehicles that consist of a pool of funds collected from a group of investors for the purpose of investing in
assets such as money market instruments, debt securities, equity securities, real estate, and other similar assets. The preceding table includes our investments in all investment funds, including mutual funds, exchange-traded funds, and segregated
funds, and our investments in certain limited partnerships. Some of these investment funds and limited partnerships are structured entities. For all investment funds and limited partnerships, our maximum exposure to loss is equivalent to the
carrying amount of our investment in the fund or partnership. Investment funds and limited partnerships are generally financed through the issuance of investment fund units or limited partnership units. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Third-Party Managed </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We hold units in investment funds and limited
partnerships managed by third-party asset managers. Our investments in fund units and limited partnership units generally give us an undivided interest in the investment performance of a portfolio of underlying assets managed or tracked to a
specific investment mandate for investment purposes. We do not have control over investment funds or limited partnerships that are structured entities since we do not have power to direct their relevant activities. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">152&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8.5pt; font-family:ARIAL"><B>Company Managed </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We hold
units in Company managed investment funds and limited partnerships. We generally have power over Company managed investment funds and limited partnerships that are structured entities since we have power to direct the relevant activities of the
funds and limited partnerships. However, we have not consolidated these funds and limited partnerships since we do not have significant variability from our interests in these funds and limited partnerships. We earn management fees from the
management of these investment funds and limited partnerships that are commensurate with the services provided and are reported in Fee income. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management fees are
generally based on the value of the assets under management. Therefore, the fees earned are impacted by the composition of the assets under management and fluctuations in financial markets. The fee income earned is included in Fund management and
other asset based fees in Note 17. We also hold units in investment funds and limited partnerships managed by our joint ventures. Our share of the management fees earned is included as part of the Net income (loss) reported in Note 16.B. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>16.E Consolidated Structured Entities </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">A significant structured entity
consolidated by us is the entity that issued the senior financing that is described in more detail in Note&nbsp;12.C. We also consolidate certain investment funds managed by Sun Life Institutional Investments (Canada) Inc. that invest primarily in
mortgages and investment properties. </P> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_28"></A>17. Fee Income </B></P></div> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Fee
income for the years ended December&nbsp;31 consists of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fee income from insurance contracts</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>968</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">894</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fee income from service contracts:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Distribution fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>829</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">867</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fund management and other asset-based fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,444</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,423</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Administrative service and other fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>725</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">658</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total fee income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;5,966</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;5,842</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Balances in 2017 have been changed to conform with current year presentation as a result of the adoption of IFRS 15
described in Note 2. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Distribution fees and Fund management and other asset-based fees are primarily earned in the SLF Asset Management segment.
Administrative service and other fees are primarily earned in the SLF Canada segment. The fee income by reportable segment is presented in Note 4. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_29"></A>18. Operating Expenses </B></P></div>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Operating expenses for the years ended December&nbsp;31 consist of the following: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Employee expenses<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,707</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,672</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Premises and equipment</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>268</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Capital asset depreciation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>107</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Service fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>870</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">799</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amortization of intangible assets (Note 9)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>119</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">112</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other
expenses<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,361</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,467</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total operating expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;6,432</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;6,410</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">See table below for further details. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes restructuring costs of $60 recorded in 2017 for the Company&#146;s plan to enhance business processes and
organizational structures and capabilities. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Employee expenses for the years ended December&nbsp;31 consist of the following: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Salaries, bonus, employee benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,322</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,155</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share-based payments (Note 19)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>346</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other personnel costs</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>39</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total employee expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;3,707</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;3,672</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;153</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_30"></A>19. Share-Based Payments </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>19.A Stock Option Plans </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">SLF Inc. has granted stock options to eligible
employees under the Executive Stock Option Plan. These options are granted at the closing price of the common shares on the Toronto Stock Exchange (&#147;TSX&#148;) on the grant date for stock options granted after January&nbsp;1, 2007. The options
granted under the stock option plans vest over a four-year period. All options have a maximum exercise period of 10 years. The maximum numbers of common shares that may be issued under the Executive Stock Option Plan are 29,525,000 shares. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The activities in the stock option plans for the years ended December&nbsp;31 are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Number of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>stock<BR>options<BR>(thousands)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Weighted<BR>average<BR>exercise</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>price</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Number of</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">stock<BR>options<BR>(thousands)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Weighted<BR>average<BR>exercise</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">price</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, January&nbsp;1,</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,008</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>33.88</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,397</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34.19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Granted</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>517</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>53.96</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">369</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">48.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Exercised</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(399</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>34.57</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(437</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34.70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Forfeited</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>43.79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47.96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expired</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(317</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">52.54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance, December&nbsp;31,</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,101</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>37.06</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,008</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">33.88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Exercisable, December&nbsp;31,</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,041</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;30.97</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,071</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;29.76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The average share price at the date of exercise of stock options for the year ended December&nbsp;31, 2018 was $53.28 ($49.98 for 2017).
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Compensation expense for stock options was $3 for the year ended December&nbsp;31, 2018 ($3 for 2017). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The stock options outstanding as at December&nbsp;31, 2018, by exercise price, are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">Range of exercise prices</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Number of<BR>stock<BR>options<BR>(thousands)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Weighted<BR>average<BR>remaining<BR>contractual<BR>life (years)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Weighted<BR>average<BR>exercise<BR>price</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$18.00 to $24.00</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>624</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2.63</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21.28</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$24.01 to $30.00</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>350</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.74</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>27.79</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$30.01 to $35.00</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>308</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1.82</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>31.11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$35.01 to $45.00</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>949</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6.23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>39.45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">$45.01 to $53.96</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>870</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8.75</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>51.62</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total stock options</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,101</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5.49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;37.06</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The weighted average fair values of the stock options, calculated using the Black-Scholes option pricing model, granted during the year
ended December&nbsp;31, 2018 was $7.00 ($9.41 for 2017). The Black-Scholes option pricing model used the following assumptions to determine the fair value of options granted during the years ending December 31: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">Weighted average assumptions</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Risk-free interest rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.3</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expected volatility</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31.7</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expected dividend yield</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expected life of the option (in years)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Exercise price</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;53.96</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;48.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Expected volatility is based on historical volatility of the common shares, implied volatilities from traded options on the common shares,
and other factors. The expected term of options granted is derived based on historical employee exercise behaviour and employee termination experience. The risk-free rate for periods within the expected term of the option is based on the Canadian
government bond yield curve in effect at the time of grant. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>19.B Employee Share Ownership Plan </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In Canada, we match eligible employees&#146; contributions to the Sun Life Financial Employee Stock Plan. Employees may elect to contribute from 1% to 20% of their target
annual compensation to the Sun Life Financial Employee Stock Plan. Under this plan the match is provided for employees who have met one year of employment eligibility and is equal to 50% of the employee&#146;s contributions up to 5% of an
employee&#146;s annual compensation. The match is further capped by a one thousand five hundred dollar annual maximum. Our contributions vest immediately and are expensed. We recorded an expense of $8 for the year ended December&nbsp;31, 2018 ($7
for 2017). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">154&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>19.C Other Share-Based Payment Plans </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">All other share-based payment plans use notional units that are valued based on the common share price on the TSX. Any fluctuation in the common share price changes the
value of the units, which affects our share-based payment compensation expense. Upon redemption of these units, payments are made to the employees with a corresponding reduction in the accrued liability. We use equity swaps and forwards to hedge our
exposure to variations in cash flows due to changes in the common share price for all of these plans. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Details of these plans are as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Senior Executives&#146; Deferred Share Unit (&#147;DSU&#148;) Plan: </B>Under the DSU plan, designated executives may elect to receive all or a portion of their annual
incentive award in the form of DSUs. Each DSU is equivalent in value to one common share and earns dividend equivalents in the form of additional DSUs at the same rate as the dividends on common shares. The designated executives must elect to
participate in the plan prior to the beginning of the plan year and this election is irrevocable. Awards generally vest immediately; however, participants are not permitted to redeem the DSUs until after termination, death, or retirement. The value
at the time of redemption will be based on the fair value of the common shares immediately before their redemption. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Sun Share Unit (&#147;Sun Share&#148;) Plan:
</B>Under the Sun Share plan, participants are granted units that are equivalent in value to one common share and have a grant price equal to the average of the closing price of a common share on the TSX on the five trading days immediately prior to
the date of grant. Participants generally hold units for up to 36 months from the date of grant. The units earn dividend equivalents in the form of additional units at the same rate as the dividends on common shares. Units may vest or become payable
if we meet specified threshold performance targets. The plan provides for performance factors to motivate participants to achieve a higher return for shareholders (performance factors are determined through a multiplier that can be as low as zero or
as high as two times the number of units that vest). Payments to participants are based on the number of units vested multiplied by the average closing price of a common share on the TSX on the five trading days immediately prior to the vesting
date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Additional information for other share-based payment plans: </B>The units outstanding under these plans and the liabilities recognized for these units in
our Consolidated Statements of Financial Position are summarized in the following table: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">Number of units (in thousands)</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Sun&nbsp;Shares</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>DSUs</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Units outstanding December&nbsp;31, 2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5,967</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>854</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6,821</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Units outstanding December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;6,507</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,040</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;7,547</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Liability accrued as at December&nbsp;31, 2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>200</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>35</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>235</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Liability accrued as at December&nbsp;31, 2017</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">300</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Compensation expense and the income tax expense (benefit) for other share-based payment plans for the years ended December&nbsp;31 are
shown in the following table. Since expenses for the DSUs are accrued as part of incentive compensation in the year awarded, the expenses below do not include these accruals. The expenses presented in the following table include increases in the
liabilities for Sun Shares and DSUs due to changes in the fair value of the common shares and the accruals of the Sun Shares liabilities over the vesting period, and exclude any adjustment in expenses due to the impact of hedging. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Compensation expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>87</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(32</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>19.D Share-Based Payment Plans of MFS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Share-based payment awards within MFS are based on their own shares. Restricted share awards and stock option awards are settled in MFS shares and restricted stock unit
awards are settled in cash. Restricted share awards, restricted stock unit awards, and stock option awards generally vest over a four-year period and continued employment is generally the only service requirement for these awards. Holders of
restricted share awards and restricted stock unit awards are entitled to receive <FONT STYLE="white-space:nowrap">non-forfeitable</FONT> dividend equivalent payments during the vesting period at the same rate as the dividends on MFS&#146;s shares.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Although restricted share awards and stock option awards are settled in shares, all of the MFS share-based awards, including outstanding MFS shares, are accounted
for as cash-settled share-based payment awards due to the fact that MFS has a practice of repurchasing its outstanding shares after a specified holding period. The fair value of stock option awards is determined using the Black-Scholes option
pricing model, while the fair value of restricted share awards, restricted stock unit awards, and outstanding MFS shares are estimated using a market consistent share valuation model. The amount of periodic compensation expense recognized is
impacted by grants of new awards, vesting, exercise, and forfeiture of unvested awards, share repurchases, changes in fair value of awards, and outstanding MFS shares. The total liability accrued attributable to all MFS share-based payment plans as
at December&nbsp;31, 2018 was $831 ($844 as at December&nbsp;31, 2017) which includes a liability of $677 (US$496) for the stock options, restricted shares, and outstanding MFS shares. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Compensation expense and the income tax expense (benefit) for these awards for the years ended December&nbsp;31 are shown in the following table: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Compensation expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>248</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">341</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(49</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(85</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;155</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1px;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_31"></A>20. Income Taxes </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>20.A Deferred Income Taxes </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following represents the deferred tax assets
and liabilities in the Consolidated Statements of Financial Position by source of temporary differences: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Assets<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Assets<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(738</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(841</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Policy liabilities<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,116</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>379</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;322</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred acquisition costs</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>95</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">84</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Losses available for carry forward</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>600</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">543</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pension and other employee benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>183</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(136</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(150</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(47</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>120</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">90</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">114</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,209</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>322</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,295</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">403</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total net deferred tax asset</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>887</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">892</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Our deferred tax assets and deferred tax liabilities are offset when there is a legally enforceable right to offset
current tax assets against current tax liabilities and when the deferred taxes relate to the same taxable entity and the same taxation authority. Negative amounts reported under Assets are deferred tax liabilities included in a net deferred tax
asset position; negative amounts under Liabilities are deferred tax assets included in a net deferred tax liability position. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes unused tax credits. </P></TD></TR></TABLE>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The movement in net deferred tax assets for the years ended December&nbsp;31, are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="39%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Investments</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Policy<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Deferred<BR>acquisition<BR>costs</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Losses<BR>available<BR>for carry<BR>forward</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Pension<BR>and&nbsp;other<BR>employee<BR>benefits</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">As at December 31, 2017</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(957</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>896</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;77</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;549</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;351</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>892</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charged to statement of operations</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(170</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>107</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(149</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(37</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charged to other comprehensive income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>45</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(17</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charged to equity, other than other comprehensive income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(29</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>As at December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(746</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>737</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>96</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>648</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>319</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(167</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;887</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes unused tax credits. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Investments</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Policy<BR>liabilities<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Deferred<BR>acquisition<BR>costs</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Losses<BR>available<BR>for carry<BR>forward</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Pension<BR>and other<BR>employee<BR>benefits</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Other<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">As at December 31, 2016</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,064</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">171</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;513</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;410</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;761</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions (disposals) through business combinations</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charged to statement of operations</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">388</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(74</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(66</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(209</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Charged to other comprehensive income</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(73</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(64</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(20</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">As at December 31, 2017</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(957</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">896</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">549</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">351</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">892</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Includes unused tax credits. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have accumulated <FONT STYLE="white-space:nowrap">non-capital</FONT> tax losses, primarily in Canada, the Philippines, and the U.K., totaling $3,245 ($2,662 in 2017).
The benefit of these tax losses has been recognized to the extent that it is probable that the benefit will be realized. In addition, in the U.S., we have, net capital losses of $30 ($26 in 2017) for which a deferred tax asset of $6 ($6 in 2017) has
been recognized. Unused tax losses for which a deferred tax asset has not been recognized amount to $702 as of December&nbsp;31, 2018 ($511 in 2017) primarily in the Philippines and Indonesia. We also have capital losses of $460 in the U.K. ($449 in
2017) and $176 in Canada ($176 in 2017) for which a deferred tax asset of $102 ($100 in 2017) has not been recognized. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">156&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We will realize the benefit of tax losses carried forward in future years through a reduction in current income taxes
as and when the losses are utilized. These tax losses are subject to examination by various tax authorities and could be reduced as a result of the adjustments to tax returns. Furthermore, legislative, business or other changes may limit our ability
to utilize these losses. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Included in the deferred tax asset related to losses available for carry forward are tax benefits that have been recognized on losses
incurred in either the current or the preceding year. In determining if it is appropriate to recognize these tax benefits, we rely on projections of future taxable profits, and we also consider tax planning opportunities that will create taxable
income in the period in which the unused tax losses can be utilized. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The <FONT STYLE="white-space:nowrap">non-capital</FONT> losses carried forward in Canada expire
beginning in 2028 and the capital losses can be carried forward indefinitely. The operating and capital losses in the U.K. can be carried forward indefinitely. The <FONT STYLE="white-space:nowrap">non-capital</FONT> losses in the Philippines can be
carried forward three years, and the <FONT STYLE="white-space:nowrap">non-capital</FONT> losses in Indonesia can be carried forward five years. Net capital losses in the U.S. expire beginning in 2021. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We recognize a deferred tax liability on all temporary differences associated with investments in subsidiaries, branches, joint ventures and associates unless we are able
to control the timing of the reversal of these differences and it is probable that these differences will not reverse in the foreseeable future. As at December&nbsp;31, 2018, temporary differences associated with investments in subsidiaries,
branches, joint ventures and associates for which a deferred tax liability has not been recognized amount to $5,723 ($5,611 in 2017). </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>20.B Income Tax Expense
(Benefit) </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>20.B.i&nbsp;&nbsp;</B>In our Consolidated Statements of Operations, Income tax expense (benefit) for the years ended December&nbsp;31 has the
following components: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current income tax expense (benefit):</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current year</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>561</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments in respect of prior years, including resolution of tax disputes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax rate and other legislative changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total current income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>560</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">516</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred income tax expense (benefit):</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Origination and reversal of temporary differences</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>42</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(151</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax expense (benefit) arising from unrecognized tax losses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments in respect of prior years, including resolution of tax disputes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax rate and other legislative changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(53</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total deferred income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>37</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(214</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;597</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;302</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>20.B.ii&nbsp;&nbsp;</B>Income tax benefit (expense) recognized directly in equity for the years ended December 31: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Recognized in other comprehensive income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current income tax benefit (expense)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred income tax benefit (expense)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(64</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total recognized in other comprehensive income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>20</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">(62</TD>
<TD NOWRAP VALIGN="top">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Recognized in equity, other than other comprehensive income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deferred income tax benefit (expense)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total income tax benefit (expense) recorded in equity, including tax
benefit (expense) recorded in other comprehensive income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;29</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(62</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;157</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>20.B.iii&nbsp;&nbsp; </B>Our effective income tax rate differs from the combined Canadian federal and provincial
statutory income tax rate as follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">%</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,914</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"></TD>
<TD VALIGN="top" BGCOLOR="#ffffff"></TD>
<TD VALIGN="top" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">$</TD>
<TD VALIGN="top" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,487</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: Income tax expense (benefit)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total net income (loss) before income taxes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,511</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,789</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Taxes at the combined Canadian federal and provincial statutory income tax rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>939</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>26.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">746</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Increase (decrease) in rate resulting from:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Higher (lower) effective rates on income subject to taxation in foreign jurisdictions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(222</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(6.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(257</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9.2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax exempt investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(131</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(3.8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(213</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7.6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax (benefit) cost of unrecognized tax losses and tax credits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>0.1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Tax rate and other legislative changes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.3</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Adjustments in respect of prior years, including resolution of tax disputes</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(0.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>0.5</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">0.6</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total tax expense (benefit) and effective income tax rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>597</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>17.0</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">302</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10.8</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Statutory income tax rates in other jurisdictions in which we conduct business range from 0% to 30%, which creates a tax rate differential
and corresponding tax provision difference compared to the Canadian federal and provincial statutory rate when applied to foreign income not subject to tax in Canada. Generally, higher earnings in jurisdictions with higher statutory tax rates result
in an increase of our tax expense, while earnings arising in tax jurisdictions with statutory rates lower than 26.75% (rounded to 26.8% in the table above) reduce our tax expense. These differences are reported in higher (lower) effective rates on
income subject to taxation in foreign jurisdictions. The benefit reported in 2018 included higher income in jurisdictions with low statutory income tax rates compared to 2017, as well as losses in jurisdictions with high statutory income tax rates.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Tax exempt investment income includes tax rate differences related to various types of investment income that is taxed at rates lower than our statutory income tax
rate, such as dividend income, capital gains arising in Canada, and various others. Fluctuations in foreign exchange rates, changes in market values of real estate properties and other investments have an impact on the amount of these tax rate
differences. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Tax (benefit) cost of unrecognized tax losses/tax credits reflects unrecognized losses in Asia that were recognized in 2018. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">U.S. tax reform legislation was signed into law on December&nbsp;22, 2017 and took effect on January&nbsp;1, 2018. The legislation includes a reduction to the corporate
tax rate from 35% to 21% for tax years beginning after 2017, and a <FONT STYLE="white-space:nowrap">one-time</FONT> tax on the deemed repatriation of foreign earnings. Tax rate and other legislative changes in 2017 includes a benefit relating to the
revaluation of our deferred tax balances of $53 and a <FONT STYLE="white-space:nowrap">one-time</FONT> deemed repatriation charge of $46. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Adjustments in respect of
prior periods, including the resolution of tax disputes relates primarily to tax audit adjustments and the finalization of tax filings in Canada, Asia and the U.S. in 2018, and in Canada and the U.S. in 2017. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Other in 2018 includes a charge of $28 ($26 in 2017) relating to withholding taxes on distributions from our foreign subsidiaries. The charge has been primarily offset by
a benefit of $16 relating to investments in joint ventures in Asia ($16 in 2017), which are accounted for using the equity method. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_32"></A>21. Capital Management </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>21.A Capital </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our capital base is structured to exceed minimum regulatory and
internal capital targets and maintain strong credit and financial strength ratings while maintaining a capital efficient structure. We strive to achieve an optimal capital structure by balancing the use of debt and equity financing. Capital is
managed both on a consolidated basis under principles that consider all the risks associated with the business as well as at the business group level under the principles appropriate to the jurisdiction in which each operates. We manage the capital
for all of our international subsidiaries on a local statutory basis in a manner commensurate with their individual risk profiles. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Board of Directors of SLF Inc.
is responsible for the annual review and approval of the Company&#146;s capital plan and capital risk policy. Management oversight of our capital programs and position is provided by the Company&#146;s Executive Risk Committee, the membership of
which includes senior management from the finance, actuarial, and risk management functions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We engage in a capital planning process annually in which capital
deployment options, fundraising, and dividend recommendations are presented to the Risk&nbsp;&amp; Conduct Review Committee of the Board of Directors. Capital reviews are regularly conducted which consider the potential impacts under various
business, interest rate, and equity market scenarios. Relevant components of these capital reviews, including dividend recommendations, are presented to the Risk&nbsp;&amp; Conduct Review Committee on a quarterly basis. The Board of Directors is
responsible for the approval of the dividend recommendations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The capital risk policy is designed to ensure that adequate capital is maintained to provide the
flexibility necessary to take advantage of growth opportunities, to support the risks associated with our businesses and to optimize return to our shareholders. This policy is also intended to provide an appropriate level of risk management over
capital adequacy risk, which is defined as the risk that capital is not or will not be sufficient to withstand adverse economic conditions, to maintain financial strength or to allow us and our subsidiaries to support ongoing operations and to take
advantage of opportunities for expansion. SLF Inc. manages its capital in a manner commensurate with its risk profile and control environment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">158&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Regulated insurance holding companies and <FONT STYLE="white-space:nowrap">non-operating</FONT> life companies were
subject to the Minimum Continuing Capital and Surplus Requirements (&#147;MCCSR&#148;) capital rules which had been established by OSFI and which were in force as at December&nbsp;31, 2017. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Effective January&nbsp;1, 2018, OSFI has replaced MCCSR with LICAT. Results as measured under LICAT are fundamentally different than under MCCSR and are not directly
comparable to MCCSR. The LICAT Guideline sets a Supervisory Target Total Ratio of 100% and a minimum Total Ratio of 90%. The Company has established capital targets in excess of the Supervisory Target Total Ratio. SLF Inc.&#146;s consolidated
capital position was above its internal target and exceeded levels that would require regulatory or corrective action as at December&nbsp;31, 2018 and December&nbsp;31, 2017. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The Company&#146;s regulated subsidiaries must comply with the capital adequacy requirements imposed in the jurisdictions in which they operate. In certain jurisdictions,
the payment of dividends from our subsidiaries is subject to maintaining capital levels exceeding regulatory targets and/or receiving regulatory approval. We maintained capital levels above minimum local requirements as at December&nbsp;31, 2018 and
December&nbsp;31, 2017. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">At December&nbsp;31, 2018, our principal operating life insurance subsidiary in Canada, Sun Life Assurance, is also subject to the LICAT
Guideline. With a LICAT Ratio of 131% as at December&nbsp;31, 2018, Sun Life Assurance&#146;s LICAT Ratio is above OSFI&#146;s supervisory target ratio of 100% and regulatory minimum ratio of 90%. In the U.S., Sun Life Assurance operates through a
branch which is subject to U.S. regulatory supervision and it exceeded the levels under which regulatory action would be required as at December&nbsp;31, 2018 and December&nbsp;31, 2017. In the U.S., we use captive reinsurance arrangements to
provide efficient financing of U.S. statutory reserve requirements in excess of those required under IFRS. Under one such arrangement, the funding of these reserve requirements is supported by a guarantee from SLF Inc. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our capital base consists mainly of common shareholders&#146; equity, participating policyholders&#146; equity, preferred shareholders&#146; equity and certain other
capital securities that qualify as regulatory capital. For regulatory reporting purposes under the LICAT framework, there were further adjustments, including goodwill, <FONT STYLE="white-space:nowrap">non-life</FONT> investments, and others as was
prescribed by OSFI, to the total capital figure presented in the table below: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Subordinated debt</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,039</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,437</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Innovative capital instruments<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>699</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" BGCOLOR="#ffffff" ALIGN="right"><B>864</B></TD>
<TD NOWRAP VALIGN="top" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">650</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Preferred shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,257</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shareholders&#146; equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>21,449</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">20,064</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total capital</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;28,308</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;27,107</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Innovative capital instruments are SLEECS issued by the SL Capital Trusts (Note 13). The SL Capital Trusts are not
consolidated by us. </P></TD></TR></TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>21.B Participating Account Seed Capital </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In the first quarter of 2018, with OSFI&#146;s approval, seed capital, together with interest earned since demutualization, was transferred from the participating account
to the shareholder account. The transfer of seed capital is recorded on our Consolidated Statements of Changes in Equity as a Transfer from participating policyholders&#146; equity totaling $89, comprised of $50 in SLF Canada and $39 (US$30) in SLF
U.S. The transfer of interest on seed capital is included as a reduction in Participating policyholders&#146; net income (loss) and an increase in Shareholders&#146; net income (loss) totaling $110, on a <FONT STYLE="white-space:nowrap">pre-</FONT>
and <FONT STYLE="white-space:nowrap">post-tax</FONT> basis, comprised of $75 in SLF Canada and $35 (US$28) in SLF U.S. At the time of demutualization, OSFI required shareholders to transfer seed capital into the participating account to support
participating insurance policies sold after demutualization. It was anticipated that over time the seed capital would no longer be needed and that the seed capital and accumulated interest would be returned to the shareholders, subject to
OSFI&#146;s approval. The transfer has no impact on regulatory capital requirements, and will have no adverse impact on the policy dividends or security of benefits of participating policyholders. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_33"></A>22. Segregated Funds </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We have segregated fund products, including variable annuities, unit-linked products and universal life insurance policies, in Canada, the U.S., the U.K., and Asia.
Under these contracts, the benefit amount is contractually linked to the fair value of the investments in the particular segregated fund. Policyholders can select from a variety of categories of segregated fund investments. Although the underlying
assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risk and rewards of the funds&#146;
investment performance. Therefore, net realized gains and losses, other net investment income earned, and expenses incurred on the segregated funds are attributable to policyholders and not to us. However, certain contracts include guarantees from
us. We are exposed to equity market risk and interest rate risk as a result of these guarantees. Further details on these guarantees and our risk management activities related to these guarantees are included in the Risk Management section of the
MD&amp;A. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We derive fee income from segregated funds. Market value movements in the investments held for segregated fund holders impact the management fees earned on
these funds. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;159</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The segregated fund types offered, by percentage of total investments for account of segregated fund holders, were
within the following ranges as at December&nbsp;31, 2018 and 2017: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="90%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Type of fund</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Money market</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">1 to 5</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">10 to 15</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balanced</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">40 to 45</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#ffffff"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">40&nbsp;to&nbsp;45</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Money market funds include investments that have a term to maturity of less than one year. Fixed income funds are funds that invest
primarily in investment grade fixed income securities and where less than 25% can be invested in diversified equities or high-yield bonds. Balanced funds are a combination of fixed income securities with a larger equity component. The fixed income
component is greater than 25% of the portfolio. Equity consists primarily of broad-based diversified funds that invest in a well-diversified mix of Canadian, U.S. or global equities. Other funds in this category include low volatility funds,
intermediate volatility funds, and high volatility funds. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>22.A Investments for Account of Segregated Fund Holders </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The carrying value of investments held for segregated fund holders are as follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">As at December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Segregated and mutual fund units</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> 89,049</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 91,637</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9,771</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,799</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Debt securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,448</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Cash, cash equivalents and short-term securities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>711</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">457</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment properties</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>400</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortgages</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>156</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;103,558</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;106,951</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Less: Liabilities arising from investing activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>496</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">559</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total investments for account of segregated fund holders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;103,062</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;106,392</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>22.B Changes in Insurance Contracts and Investment Contracts for Account of Segregated Fund Holders </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in insurance contracts and investment contracts for account of segregated fund holders are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Insurance contracts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Investment contracts</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance as at January&nbsp;1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;99,121</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;90,388</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;7,271</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;6,779</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Additions to segregated funds:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deposits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>11,468</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,772</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>85</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net transfer (to) from general funds</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(308</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(119</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net realized and unrealized gains (losses)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(7,123</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(658</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">883</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other investment income</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4,576</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4,853</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>178</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">152</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total additions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>8,613</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;19,647</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(395</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,121</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Deductions from segregated funds:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Payments to policyholders and their beneficiaries</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10,224</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>614</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">643</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Management fees</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1,004</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">963</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>57</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Taxes and other expenses</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>256</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">267</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movements</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(413</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">245</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(194</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(83</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total deductions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;11,071</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 10,914</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>477</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">629</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net additions (deductions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B> (2,458</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,733</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(872</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">492</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Acquisitions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Balance as at December&nbsp;31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B> 96,663</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right"> 99,121</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6,399</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7,271</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">160&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_34"></A>23. Commitments, Guarantees and Contingencies </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>23.A Lease Commitments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We lease offices and certain equipment. These are
operating leases with rents charged to operations in the year to which they relate. Total future rental payments for the remainder of these leases total $1,056. The future rental payments by year of payment are included in the MD&amp;A as described
in Note 6. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>23.B Contractual Commitments </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In the normal course of
business, various contractual commitments are outstanding, which are not reflected in our Consolidated Financial Statements. In addition to loan commitments for debt securities and mortgages included in Note 6.A.i, we have equity, investment
property, and property and equipment commitments. As at December&nbsp;31, 2018, we had a total of $3,800 of contractual commitments outstanding. The expected maturities of these commitments are included in the MD&amp;A as described in Note 6. </P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>23.C Letters of Credit </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We issue commercial letters of credit in the normal
course of business. As at December&nbsp;31, 2018, we had credit facilities of $891 available for the issuance of letters of credit ($835 as at December&nbsp;31, 2017), from which a total of $227 in letters of credit were outstanding ($203 as at
December&nbsp;31, 2017). </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>23.D Indemnities and Guarantees </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In the normal
course of our business, we have entered into agreements that include indemnities in favour of third parties, such as confidentiality agreements, engagement letters with advisors and consultants, outsourcing agreements, leasing contracts, trade-mark
licensing agreements, underwriting and agency agreements, information technology agreements, distribution agreements, financing agreements, the sale of equity interests, and service agreements. These agreements may require us to compensate the
counterparties for damages, losses or costs incurred by the counterparties as a result of breaches in representation, changes in regulations (including tax matters), or as a result of litigation claims or statutory sanctions that may be suffered by
the counterparty as a consequence of the transaction. We have also agreed to indemnify our directors and certain of our officers and employees in accordance with our <FONT STYLE="white-space:nowrap">by-laws.</FONT> These indemnification provisions
will vary based upon the nature and terms of the agreements. In many cases, these indemnification provisions do not contain limits on our liability, and the occurrence of contingent events that will trigger payment under these indemnities is
difficult to predict. As a result, we cannot estimate our potential liability under these indemnities. We believe that the likelihood of conditions arising that would trigger these indemnities is remote and, historically, we have not made any
significant payment under such indemnification provisions. In certain cases, we have recourse against third parties with respect to the aforesaid indemnities, and we also maintain insurance policies that may provide coverage against certain of these
claims. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In the normal course of our business, we have entered into purchase and sale agreements that include indemnities in favour of third parties. These agreements
may require us to compensate the counterparties for damages, losses, or costs incurred by the counterparties as a result of breaches in representation. As at December&nbsp;31, 2018, we are not aware of any breaches in representations that would
result in any payment required under these indemnities that would have a material impact on our Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Guarantees made by us that can be
quantified are included in Note 6.A.i. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>23.E Guarantees of Sun Life Assurance Preferred Shares and Subordinated Debentures </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">SLF Inc. has provided a guarantee on the $150 of 6.30% subordinated debentures due 2028 issued by Sun Life Assurance. Claims under this guarantee will rank equally with
all other subordinated indebtedness of SLF Inc. SLF Inc. has also provided a subordinated guarantee of the preferred shares issued by Sun Life Assurance from time to time, other than such preferred shares which are held by SLF Inc. and its
affiliates. Sun Life Assurance has no outstanding preferred shares subject to the guarantee. As a result of these guarantees, Sun Life Assurance is entitled to rely on exemptive relief from most continuous disclosure and the certification
requirements of Canadian securities laws. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following tables set forth certain consolidating summary financial information for SLF Inc. and Sun Life Assurance
(consolidated): </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="38%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">Results for the years ended</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Inc.<BR>(unconsolidated)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Sun Life<BR>Assurance<BR>(consolidated)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other<BR>subsidiaries<BR>of SLF Inc.<BR>(combined)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Consolidation<BR>adjustment</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Inc.<BR>(consolidated)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>361</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22,619</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,453</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(436)</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;26,997</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; net income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,616</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,036</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>382</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2,418)</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2,616</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December 31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revenue</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">441</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23,421</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,550)</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">29,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders&#146; net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">427</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(2,004)</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;161</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Assets and liabilities as at</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>SLF Inc.</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(unconsolidated)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Sun Life</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Assurance</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>(consolidated)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other<BR>subsidiaries<BR>of SLF Inc.<BR>(combined)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Consolidation<BR>adjustment</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>SLF Inc.<BR>(consolidated)</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><B>December 31, 2018</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;24,255</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;143,040</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6,991</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(22,560</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;151,726</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other general fund assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,088</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21,958</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;10,389</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(19,396</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>17,039</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments for account of segregated fund holders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>103,014</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>48</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>103,062</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>122,066</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8,534</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(8,677</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>121,923</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,164</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,164</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other general fund liabilities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4,636</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>21,801</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5,972</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(13,301</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>19,108</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December 31, 2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Invested assets</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23,382</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">138,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,531</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(21,919</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">146,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other general fund assets</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,530</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,437</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">17,152</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(29,538</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,581</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investments for account of segregated fund holders</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">106,341</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">106,392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Insurance contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">118,003</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,234</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(8,452</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">117,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Investment contract liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total other general fund liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,591</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,558</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,822</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(24,089</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18,882</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>23.F Legal and Regulatory Proceedings </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We are
regularly involved in legal actions, both as a defendant and as a plaintiff. Legal actions naming us as a defendant ordinarily involve our activities as a provider of insurance protection and wealth management products, as an investor and investment
advisor, and as an employer. In addition, government and regulatory bodies in Canada, the U.S., the U.K., and Asia, including federal, provincial, and state securities and insurance regulators and government authorities, from time to time, make
inquiries and require the production of information or conduct examinations or investigations concerning our compliance with insurance, securities, and other laws. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Provisions for legal proceedings related to insurance contracts, such as for disability and life insurance claims and the cost of litigation, are included in Insurance
contract liabilities in our Consolidated Statements of Financial Position. Other provisions are established outside of the Insurance contract liabilities if, in the opinion of management, it is both probable that a payment will be required and a
reliable estimate can be made of the amount of the obligation. Management reviews the status of all proceedings on an ongoing basis and exercises judgment in resolving them in such manner as management believes to be in our best interest. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Two class action lawsuits have been filed against Sun Life Assurance in connection with sales practices relating to, and the administration of, individual policies issued
by the Metropolitan Life Insurance Company (&#147;MLIC&#148;). These policies were assumed by Clarica when Clarica acquired the bulk of MLIC&#146;s Canadian operations in 1998 and subsequently assumed by Sun Life Assurance as a result of its
amalgamation with Clarica. One of the lawsuits (<I>Fehr et al v Sun Life Assurance Company of Canada</I>) is issued in Ontario and the other (<I>Alamwala v Sun Life Assurance Company of Canada</I>) is in British Columbia. In the <I>Fehr </I>action,
the motions judge dismissed the plaintiff&#146;s motion for certification in its entirety by way of a <FONT STYLE="white-space:nowrap">two-part</FONT> decision released on November&nbsp;12, 2015 and December&nbsp;7, 2016. The plaintiffs appealed
and, in a decision released on September&nbsp;5, 2018, the Ontario Court of Appeal overturned part of the lower court&#146;s decision and certified three alleged breach of contract claims related to the policies. Sun Life Assurance has sought leave
to appeal this decision to the Supreme Court of Canada. The other action (<I>Alamwala v Sun Life Assurance Company of Canada</I>) has remained largely dormant since it was commenced in 2011 and has not been certified. We will continue to vigorously
defend against the claims in these actions. In connection with the acquisition of the Canadian operations of MLIC, MLIC agreed to indemnify Clarica for certain losses, including those incurred relating to the sales of its policies. Should either of
the <I>Fehr </I>or the <I>Alamwala </I>lawsuits result in a loss, Sun Life Assurance will seek recourse against MLIC under that indemnity through arbitration. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management does not believe that the probable conclusion of any current legal or regulatory matter, either individually or in the aggregate, will have a material adverse
effect on the Consolidated Statements of Financial Position or results of operations of the Company. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_35"></A>24. Related Party Transactions </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">SLF Inc. and its subsidiaries, joint ventures and associates transact business worldwide. All transactions between SLF Inc. and its subsidiaries have been eliminated on
consolidation. Transactions with joint ventures and associates, which are also related parties, are disclosed in Note 16. Transactions between the Company and related parties are executed and priced on an
<FONT STYLE="white-space:nowrap">arm&#146;s-length</FONT> basis in a manner similar to transactions with third parties. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">162&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>24.A Transactions with Key Management Personnel, Remuneration and Other Compensation </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Key management personnel refers to the executive team and Board of Directors of SLF Inc. These individuals have the authority and responsibility for planning, directing,
and controlling the activities of the Company. The aggregate compensation to the executive team and directors are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Executive<BR>team</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Directors</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Executive team</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Directors</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Number of individuals</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Base salary and annual incentive compensation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;18</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Additional short-term benefits and other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share-based long-term incentive compensation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Value of pension and post-retirement benefits</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>24.B Other Related Party Transactions </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We
provide investment management services for our pension plans. The services are provided on substantially the same terms as for comparable transactions with third parties. We also hold units of investment funds managed by certain of our joint
ventures. The carrying amount of our investment in these funds is included in Note 16.D. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_36"></A>25. Pension Plans and Other Post-Retirement Benefits </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We sponsor defined benefit pension plans and defined contribution plans for eligible employees. All of our material defined benefit plans worldwide are closed to new
entrants with new hires participating in defined contribution plans. Material defined benefit plans are located in Canada, the U.S., and the U.K. The defined benefit pension plans offer benefits based on length of service and final average earnings
and certain plans offer some indexation of benefits. The specific features of these plans vary in accordance with the employee group and countries in which employees are located. In addition, we maintain supplementary
<FONT STYLE="white-space:nowrap">non-contributory</FONT> defined benefit pension arrangements for eligible employees, which are primarily for benefits which are in excess of local tax limits. As at December&nbsp;31, 2014, there are no active members
in the U.K. and the U.S. defined benefit plans continuing to accrue future service benefits. On January&nbsp;1, 2009, the Canadian defined benefit plans were closed to new employees. Canadian employees hired before January&nbsp;1, 2009 continue to
earn future service benefits in the previous plans, which includes both defined benefit and defined contribution components, while new hires since then are eligible to join a defined contribution plan. In addition, one small defined benefit plan in
the Philippines remains open to new hires. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Our funding policy for defined benefit pension plans is to make at least the minimum annual contributions required by
regulations in the countries in which the plans are offered. Our U.K. defined benefit pension scheme is governed by pension trustees. In other countries in which we operate, the defined benefit pension arrangements are governed by local pension
committees. Significant plan changes require the approval of the Board of Directors of the sponsoring subsidiary of SLF Inc. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We also established defined contribution
plans for eligible employees. Our contributions to these defined contribution pension plans may be subject to certain vesting requirements. Generally, our contributions are a set percentage of employees&#146; annual income and may be a set
percentage of employee contributions, up to specified levels. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">In addition to our pension plans, in Canada and the U.S., we provide certain post-retirement health
care and life insurance benefits to eligible employees and to their dependents upon meeting certain requirements. Eligible retirees may be required to pay a portion of the premiums for these benefits and, in general, deductible amounts and <FONT
STYLE="white-space:nowrap">co-insurance</FONT> percentages apply to benefit payments. These post- retirement benefits are not <FONT STYLE="white-space:nowrap">pre-funded.</FONT> In Canada, certain post-retirement health care and life insurance
benefits are provided for eligible employees who retired before December&nbsp;31, 2015. Eligible employees in Canada who retire after December&nbsp;31, 2015 will have access to voluntary retiree-paid health care coverage. In the U.S., certain
post-retirement health care and life insurance benefits are provided to eligible retirees. In the U.S., employees who were not age 50 with 10 years of service as of December&nbsp;31, 2015 only have access to subsidized retiree health care coverage
until eligible for Medicare. Eligible existing and future retirees and covered dependents eligible for Medicare receive an annual contribution to a health reimbursement account to be applied against individual coverage and other eligible expenses.
</P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.A Risks Associated with Employee Defined Benefit Plans </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">With the
closure of the material defined benefit pension and retiree benefit plans to new entrants, the volatility associated with future service accruals for active members has been limited and will decline over time. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The major risks remaining in relation to past service obligations are increases in liabilities due to a decline in discount rates, greater life expectancy than assumed
and adverse asset returns. We have significantly <FONT STYLE="white-space:nowrap">de-risked</FONT> the investments of our material defined benefit pension plans Company-wide by shifting the pension asset mix away from equities and into more fixed
income and liability-matching investments. In 2018, the risk in our U.K. pension plan was reduced through a <FONT STYLE="white-space:nowrap">buy-in</FONT> insurance contract protecting the majority of pensioner benefits. The target for our material
funded defined benefit plans is to minimize volatility in funded status arising from changes in discount rates and exposure to equity markets. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;163</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.B Defined Benefit Pension and Other Post-Retirement Benefit Plans </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following tables set forth the status of the defined benefit pension and other post-retirement benefit plans: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>2017</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Pension</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Other&nbsp;post-<BR>retirement</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Total</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Pension</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Other&nbsp;post-<BR>retirement</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in defined benefit obligations:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit obligation, January 1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,661</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>268</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,929</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,807</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current service cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>54</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>118</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial losses (gains)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(253</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(264</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(159</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(170</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Settlement losses (gains)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(86</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(86</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Plan amendments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movement</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>65</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(20</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit obligation, December 31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,458</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>262</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,720</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,661</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">268</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3,929</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Change in plan assets:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value of plan assets, January 1</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,301</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,301</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,243</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,243</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Administrative expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest income on plan assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>105</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>105</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return on plan assets (excluding amounts included in net interest expense)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Employer contributions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>127</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>142</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">80</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">91</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits paid</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(180</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(195</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(159</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(170</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Settlement losses (gains)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(80</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(80</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movement</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>57</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>57</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value of plan assets, December 31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,253</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>3,253</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,301</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">3,301</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amounts recognized on Statement of Financial Position:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fair value of plan assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,253</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3,253</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Defined benefit (obligation)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(3,458</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(262</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(3,720</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(3,661</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(268</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(3,929</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net recognized (liability) asset, December 31</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(205</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(262</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(467</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(360</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(268</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(628</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Components of net benefit expense recognized:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Current service cost</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>54</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>59</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Administrative expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net interest expense (income)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>22</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Settlement losses (gains)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Plan amendments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(1</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other long-term employee benefit losses (gains)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(3</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Net benefit expense</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>67</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>78</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Remeasurement of net recognized (liability) asset:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Return on plan assets (excluding amounts included in net interest expense)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(156</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial gains (losses) arising from changes in demographic assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial gains (losses) arising from changes in financial assumptions</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>241</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>249</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(161</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(172</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Actuarial gains (losses) arising from experience adjustments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(50</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(45</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Foreign exchange rate movement</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(2</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>(4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Components of defined benefit costs recognized in Other comprehensive
income (loss)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>95</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>101</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(87</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(4</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(91</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">In 2017, the Company terminated and completely settled the defined benefit pension plan of a U.S. subsidiary within the
SLF Asset Management segment. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">164&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.C Principal Assumptions for Significant Plans </B></P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Canada</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>%</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>U.K.</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>%</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>U.S.</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>%</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">U.K.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">%</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">U.S.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">%</P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">To determine defined benefit obligation at end of year:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Discount rate for pension plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.60</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2.85</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4.40</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.70</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Rate of compensation increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.00</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pension increases</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B><FONT STYLE="white-space:nowrap">0.00-0.15</FONT></B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.15</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">0.00-0.15</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">To determine net benefit expense for year:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Discount rate for pension plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.40</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2.30</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.70</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.25</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Rate of compensation increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pension increases</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B><FONT STYLE="white-space:nowrap">0.00-0.15</FONT></B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3.50</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">0.00-0.15</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Health care trend rates:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Initial health care trend rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5.42</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>6.50</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.50</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Ultimate health care trend rate</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>4.50</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5.00</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.00</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Year ultimate health care trend rate reached</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2030</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>2023</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2030</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2023</TD></TR></TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="3%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Canada</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>U.K.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>U.S.</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">U.K.</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">U.S.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality rates:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life expectancy (in years) for individuals currently at age&nbsp;65:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Male</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>23</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Female</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Life expectancy (in years) at 65 for individuals currently at age 45:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Male</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>25</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Female</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>28</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>26</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Average duration (in years) of pension obligation</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>17.3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>16.9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>12.2</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.3</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Discount Rate, Rate of Compensation Increase and Health Care Cost </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The major economic assumptions which are used in determining the actuarial present value of the accrued benefit obligations vary by country. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The discount rate assumption used for material plans is determined by reference to the market yields, as of December&nbsp;31, of high- quality corporate bonds that have
terms to maturity approximating the terms of the related obligation. In countries where a deep corporate market does not exist, government bonds are used. Compensation and health care trend assumptions are based on expected long-term trend
assumptions which may differ from actual results. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.D Sensitivity of Key Assumptions </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following table provides the potential impact of changes in key assumptions on the defined benefit obligation for pension and other post-retirement benefit plans as
at December&nbsp;31, 2018. These sensitivities are hypothetical and should be used with caution. The impact of changes in each key assumption may result in greater than proportional changes in sensitivities. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="79%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Pension</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B><FONT STYLE="white-space:nowrap">Post-retirement</FONT><BR>benefits</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Interest/discount rate sensitivity<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1% decrease</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>644</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>33</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1% increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(500</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;(28</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Rate of compensation increase assumption:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1% decrease</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(75</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1% increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>78</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Health care trend rate assumption:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1% decrease</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(13</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1% increase</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>n/a</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mortality rates<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">10% decrease</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>89</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents a parallel shift in interest rates across the entire yield curve, resulting in a change in the discount rate
assumption. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Represents 10% decrease in mortality rates at each age. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;165</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.E Fair Value of Plan Assets </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Composition of fair value of plan assets, December 31: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Equity investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Fixed income investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>76</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Real estate investments</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Qualifying insurance contract</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Other</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total composition of fair value of plan assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>100</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>%&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The fair value of our equity investments in 2018 and 2017 are consistent with Level&nbsp;1 or Level&nbsp;2 fair value hierarchy. In 2018,
2% of our fixed income investments (2% in 2017) are determined based on valuation techniques consistent with Level&nbsp;1 of the fair value hierarchy. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The assets of
the defined benefit pension plans are primarily held in trust for plan members, and are managed within the provisions of each plan&#146;s investment policies and procedures. Diversification of the investments is used to limit credit, market, and
foreign currency risks. We have significantly <FONT STYLE="white-space:nowrap">de-risked</FONT> the investments of our material defined benefit pension plans by shifting the pension asset mix away from equities and into more fixed income and
liability-matching investments. In 2018, the risk in our U.K. pension plan was reduced through a <FONT STYLE="white-space:nowrap">buy-in</FONT> insurance contract, protecting the majority of pensioner benefits. The long-term investment objectives of
the defined benefit pension plans are to equal or exceed the rate of growth of the liabilities. Over shorter periods, the objective of the defined benefit pension plan investment strategy is to minimize volatility in the funded status. Liquidity is
managed with consideration to the cash flow requirements of the liabilities. </P> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.F Future Cash Flows </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">The following tables set forth the expected contributions and expected future benefit payments of the defined benefit pension and other post-retirement benefit plans:
</P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="71%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Pension</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">Post-retirement</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Total</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Expected contributions for the next 12 months</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;134</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Expected Future Benefit Payments </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="49%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="6%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2020</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2021</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2022</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2023</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">2024</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">to 2028</P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Pension</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">168</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">175</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">190</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,022</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Post-retirement</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">92</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;176</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;184</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;191</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;200</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;207</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">$&nbsp;&nbsp;&nbsp;&nbsp;1,114</TD></TR>
</TABLE> <P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>25.G Defined Contribution Plans </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">We expensed
$120 in 2018 ($109 for 2017) with respect to defined contribution plans. </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_37"></A>26. Earnings (Loss) Per Share </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Details of the calculation of the net income (loss) and the weighted average number of shares used in the earnings per share computations are as follows: </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="13"></TD>
<TD HEIGHT="13" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="13" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shareholders&#146; net income (loss) for basic earnings per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;2,522</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;2,149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: increase in income due to convertible instruments<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Common shareholders&#146; net income (loss) on a diluted
basis</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>2,532</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">2,159</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Weighted average number of common shares outstanding for basic earnings per share (in millions)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>606</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: dilutive impact of stock options<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP> (in
millions)</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Add: dilutive impact of convertible instruments<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP> (in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Weighted average number of common shares outstanding on a diluted
basis (in millions)</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>611</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">618</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Basic earnings (loss) per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4.16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3.51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Diluted earnings (loss) per share</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4.14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3.49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">The convertible instruments are the SLEECS B issued by Sun Life Capital Trust. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">Excludes the impact of 1&nbsp;million stock options for the year ended December&nbsp;31, 2018 (nil for the year ended
December&nbsp;31, 2017) because these stock options were antidilutive for the period. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top">166&nbsp;&nbsp;&nbsp;&nbsp;Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;<A NAME="fin677604_38"></A>27. Accumulated Other Comprehensive Income (Loss) </B></P></div>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Changes in accumulated other comprehensive income (loss), net of taxes, are as follows: </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="36%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #000000">For the years ended<BR>December&nbsp;31,</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Balance,<BR>beginning<BR>of period</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>Other</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>comprehensive</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right"><B>income (loss)</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>Balance,<BR>end of<BR>period</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">Balance,<BR>beginning<BR>of period</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Other</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">comprehensive<BR>income (loss)</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000">Other</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Balance,<BR>end of</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">period</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items that may be reclassified subsequently to income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized foreign currency translation gains (losses), net of hedging activities</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,012</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;911</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,923</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,749</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;(737</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;1,012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses) on available-for-sale assets</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>346</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(402</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(56</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">346</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Unrealized gains (losses) on cash flow hedges</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(11</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(10</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(21</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">(6</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Share of other comprehensive income (loss) in joint ventures and associates</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(31</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(24</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(31</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(31</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Items that will not be reclassified subsequently to income:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Remeasurement of defined benefit plans</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(347</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>84</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>(263</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">(291</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(69</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(347</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Revaluation surplus on transfers to investment properties</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>145</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>&#150;</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>145</B></TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">139</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">145</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,114</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>590</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,704</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">1,669</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(568</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;13</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,114</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total attributable to:</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Participating policyholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>9</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(7</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Shareholders</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,105</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>585</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,690</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">1,653</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(561</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,105</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="2"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4" BGCOLOR="#ffffff"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD>
<TD HEIGHT="2" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,114</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>590</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>$</B></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right"><B>1,704</B></TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#ffffff" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff" ALIGN="right">1,669</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">(568</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">)&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">$</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000" ALIGN="right">1,114</TD>
<TD NOWRAP VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:ARIAL; " ALIGN="left">During 2017, the Company transferred cumulative remeasurement losses of $13 from accumulated other comprehensive income
(loss) to retained earnings as a result of the termination and complete settlement of the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:6pt" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Notes&nbsp;to&nbsp;Consolidated&nbsp;Financial&nbsp;Statements</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Sun Life Financial Inc.&nbsp;&nbsp;&nbsp;&nbsp;Annual Report 2018&nbsp;&nbsp;&nbsp;&nbsp;167</TD></TR></TABLE>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>d676358dex993.htm
<DESCRIPTION>EX-99.3
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.3</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="right"><B>Exhibit 99.3 </B></P>
<P STYLE="margin-top:120pt; margin-bottom:0pt; font-size:28pt; font-family:ARIAL"><I>Annual Information Form </I></P> <P STYLE="margin-top:36pt; margin-bottom:0pt; font-size:20pt; font-family:ARIAL">Sun Life Financial Inc. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL">For the Year Ended December&nbsp;31, 2018 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL">February&nbsp;13, 2019 </P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>Table of Contents </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>Annual<BR>Information<BR>Form</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>Management&#146;s<BR>Discussion&nbsp;&amp;<BR>Analysis<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>Consolidated<BR>Financial<BR>Statements<BR>and Notes<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Corporate Structure</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Development of the Business</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">3</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Business of Sun Life Financial</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Section&nbsp;B</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Financial Performance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Section&nbsp;C</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="white-space:nowrap">8-12</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Investments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Section H</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Note 5</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Risk Management</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">Section J</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">Note 6</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Capital Structure</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">7</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">Section I</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">Note&nbsp;15</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Dividends</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">10</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">Section I</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">11</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Security Ratings</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">10</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Transfer Agents and Registrar</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">13</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Directors and Executive Officers</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">13</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Code of Business Conduct</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Principal Accountant Fees and Services</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">17</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Interests of Experts</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Regulatory Matters</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">18</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Risk Factors</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">30</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Legal and Regulatory Proceedings</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">45</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Additional Information</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">45</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Appendix A - Charter of the Audit Committee</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">47</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:26%">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>
As indicated, parts of the Company&#146;s MD&amp;A, consolidated financial statements and accompanying notes for the year ended December&nbsp;31, 2018 are incorporated by reference in this AIF. The 2018 MD&amp;A (as defined below) and the 2018
Consolidated Financial Statements (as defined below) may be accessed at <FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sedar.com</U></FONT><FONT STYLE="font-family:ARIAL"> and
</FONT><FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sec.gov</U></FONT><FONT STYLE="font-family:ARIAL">, respectively. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">1</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following defined terms are used in this document. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="39%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="36%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0"><B>Abbreviation</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0"><B>Description</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0"><B>Abbreviation</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1.00pt solid #5eade0; BORDER-BOTTOM:1.00pt solid #5eade0"><B>Description</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><B>AIF</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Annual Information Form</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>OECD</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The Organization for Economic Cooperation and Development</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><B>IFRS</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">International Financial Reporting Standards</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>OSFI</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Office of the Superintendent of Financial Institutions, Canada</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><B>LICAT</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Life Insurance Capital Adequacy Test</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>SEC</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">United States Securities and Exchange Commission</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><B>MCCSR</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Minimum Continuing Capital and Surplus Requirements</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>Sun Life Assurance</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Sun Life Assurance Company of Canada</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><B>MD&amp;A</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Management&#146;s Discussion&nbsp;&amp; Analysis</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>SLF Inc.</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Sun Life Financial Inc.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>NAIC</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">National Association of Insurance Commissioners, United States</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>Superintendent</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">The Superintendent under the Office of the Superintendent of Financial Institutions Act</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Presentation of Information </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In this AIF, SLF
Inc. and its consolidated subsidiaries are collectively referred to as &#147;Sun Life Financial&#148;, the &#147;Company&#148;, &#147;we&#148;, &#147;us&#148; or &#147;our&#148; and also includes, where applicable, our joint ventures and associates.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Unless otherwise indicated, all information in this AIF is presented as at and for the year ended December&nbsp;31, 2018, and amounts are expressed in Canadian
dollars. Financial information is presented in accordance with IFRS and the accounting requirements of OSFI. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Documents Incorporated by Reference </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The following documents are incorporated by reference in and form part of this AIF: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">SLF Inc.&#145;s MD&amp;A for the year ended December&nbsp;31, 2018 (our &#147;2018 MD&amp;A&#148;), and
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">SLF Inc.&#145;s Consolidated Financial Statements and accompanying notes for the year ended December&nbsp;31, 2018 (our
&#147;2018 Consolidated Financial Statements&#148;). </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These documents have been filed with securities regulators in Canada and with the SEC and may
be accessed at <FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sedar.com</U></FONT><FONT STYLE="font-family:ARIAL"> and </FONT><FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sec.gov</U></FONT><FONT STYLE="font-family:ARIAL">,
respectively. </FONT></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Forward-looking Statements </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain statements in
this AIF and the documents incorporated by reference herein including, (i)&nbsp;statements relating to our strategies, (ii)&nbsp;statements that are predictive in nature, (iii)&nbsp;statements that depend upon or refer to future events or
conditions, and (iv)&nbsp;statements that include words such as &#147;achieve&#148;, &#147;aim&#148;, &#147;ambition&#148;, &#147;anticipate&#148;, &#147;aspiration&#148;, &#147;assumption&#148;, &#147;believe&#148;, &#147;could&#148;,
&#147;estimate&#148;, &#147;expect&#148;, &#147;goal&#148;, &#147;intend&#148;, &#147;may&#148;, &#147;objective&#148;, &#147;outlook&#148;, &#147;plan&#148;, &#147;project&#148;, &#147;seek&#148;, &#147;should&#148;, &#147;initiatives&#148;,
&#147;strategy&#148;, &#147;strive&#148;, &#147;target&#148;, &#147;will&#148; and similar expressions are forward-looking statements. Forward-looking statements include information concerning our possible or assumed future results of operations.
These statements represent our current expectations, estimates and projections regarding future events and are not historical facts. Forward-looking statements are not a guarantee of future performance and involve risks and uncertainties that are
difficult to predict. Future results and shareholder value may differ materially from those expressed in these forward-looking statements due to, among other factors, the matters set out in this AIF under Risk Factors and in our annual MD&amp;A
under the heading Forward-looking Statements and the factors detailed in our annual and interim financial statements and other filings with Canadian and U.S. securities regulators, which are available for review at <U>www.sedar.com</U> and
<U>www.sec.gov</U>, respectively. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Important risk factors that could cause our assumptions and estimates, and expectations and projections to be inaccurate and our
actual results or events to differ materially from those expressed in or implied by the forward-looking statements contained in this document, are set out below. The realization of our forward-looking statements, essentially depends on our business
performance which, in turn, is subject to many risks. Factors that could cause actual results to differ materially from expectations include, but are not limited to: <B>credit risks</B> - related to issuers of securities held in our investment
portfolio, debtors, structured securities, reinsurers, counterparties, other financial institutions and other entities; <B>market risks</B> - related to the performance of equity markets; changes or volatility in interest rates or credit spreads or
swap spreads; real estate investments; and fluctuations in foreign currency exchange rates; <B>insurance risks</B> - related to policyholder behaviour; mortality experience, morbidity experience and longevity; product design and pricing; the impact
of higher-than-expected future expenses; and the availability, cost and effectiveness of reinsurance; <B>business and strategic risks</B> - related to global economic and political conditions; the design and implementation of business strategies;
changes in distribution channels or Client behaviour including risks relating to market conduct by intermediaries and agents; the impact of competition; the performance of our investments and investment portfolios managed for Clients such as
segregated and mutual funds; changes in the legal or regulatory environment, including capital requirements and tax laws; the environment, environmental laws and regulations; tax matters, including estimates and judgments used in calculating taxes;
our international operations, including our joint ventures; market conditions that affect our capital position or ability to raise capital; downgrades in financial strength or credit ratings and the impact of mergers, acquisitions and divestitures;
<B>operational risks</B> - related to breaches or failure of information system security and privacy, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">2</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
including cyber-attacks; our ability to attract and retain employees; legal, regulatory compliance and market conduct, including the impact of regulatory inquiries and investigations; the
execution and integration of mergers, acquisitions, strategic investments and divestitures; our information technology infrastructure; a failure of information systems and Internet-enabled technology; dependence on third-party relationships,
including outsourcing arrangements; business continuity; model errors; information management; and <B>liquidity risks </B>- the possibility that we will not be able to fund all cash outflow commitments as they fall due. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Company does not undertake any obligation to update or revise its forward-looking statements to reflect events or circumstances after the date of this document or to
reflect the occurrence of unanticipated events, except as required by law. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Corporate Structure </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. was incorporated under the Insurance Companies Act, Canada (the &#147;Insurance Act&#148;) on August&nbsp;5, 1999, to become the holding company of Sun Life
Assurance in connection with the demutualization of Sun Life Assurance. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Assurance was incorporated in 1865 as a stock insurance company and was converted
into a mutual insurance company in 1962. On March&nbsp;22, 2000, Sun Life Assurance implemented a plan of demutualization under which it converted back to a stock company pursuant to Letters Patent of Conversion issued under the Insurance Act. Under
this plan of demutualization, Sun Life Assurance became a wholly-owned subsidiary of SLF Inc. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The head and registered office of SLF Inc. is located at 1 York Street,
Toronto, Ontario, M5J 0B6. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. conducts its business worldwide through direct and indirect operating subsidiaries, joint ventures and associates. SLF
Inc.&#146;s principal subsidiaries are included in the subsidiaries listed in SLF Inc.&#146;s annual report and that list of subsidiaries is incorporated herein by reference. That list includes the percentage of voting shares owned by SLF Inc.,
directly or indirectly, and where those companies are incorporated, continued, formed or organized. SLF Inc.&#146;s current annual report is accessible on <U>www.sedar.com</U>, <U>www.sec.gov</U> and <U>www.sunlife.com</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We manage our operations and report our financial results in five business segments: Sun Life Financial Canada (&#147;SLF Canada&#148;), Sun Life Financial United States
(&#147;SLF U.S.&#148;), Sun Life Financial Asset Management (&#147;SLF Asset Management&#148;), Sun Life Financial Asia (&#147;SLF Asia&#148;) and Corporate. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Development of the Business </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Financial is a leading international
financial services organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Sun Life Financial has operations in a number of markets worldwide, including Canada, the United States, the United
Kingdom (the &#147;U.K.&#148;), Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of December&nbsp;31, 2018, Sun Life Financial had total assets under management of
$951&nbsp;billion. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Three Year History: Acquisitions, Disposals, and Other Developments </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We assess our businesses and corporate strategies on an ongoing basis to ensure that we make optimal use of our capital and provide maximum shareholder value. The
following summary outlines our major acquisitions, dispositions and other developments in the past three years in our business segments. Additional information is provided in Note 3 to SLF Inc.&#145;s 2018 Consolidated Financial Statements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>SLF Canada </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In January 2018, we acquired Excel Funds Management Inc. and
Excel Investment Counsel Inc. (collectively, &#147;Excel Funds&#148;), a Canadian firm specializing in the emerging markets asset class. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>SLF U.S. </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In June 2018, we acquired Maxwell Health, a Boston based <FONT STYLE="white-space:nowrap">start-up</FONT> with a comprehensive employee benefits platform. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, our International business unit was transferred from the SLF U.S. to the SLF Asia. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In November 2017, we formed a strategic relationship with CollectiveHealth, Inc., which is built around an advanced technology platform. Together, we aim to transform the
benefits experience for self-funded employers and their employees in the U.S. by integrating stop-loss protection with health and other employee benefits and pooling our data analytics capabilities to serve Clients better. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In October 2017, we launched the new Sun Life Dental Network&reg;, enabling employers to provide competitive coverage with a widespread national Preferred Provider
Organization that allows employees to locate participating dentists. Our dental network also includes the Premier Dental Group, Inc., which was acquired in 2017 and has helped us grow in key markets in the U.S.. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">3&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In March 2016, we acquired Assurant, Inc.&#146;s U.S. Employee Benefits business. The acquired business added new
capabilities and scale to our group benefits business in the U.S., including a dental business and provider network, a group life and disability business, products and capabilities in voluntary benefits and vision, and integrated capabilities in
benefits communications, deductions reporting, and administration. Also acquired in the transaction was Disability Reinsurance Management Services, Inc., which provides turnkey disability risk management products and services to other insurance
companies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>SLF Asset Management </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In December 2018, we entered into
an agreement to merge Bentall Kennedy, our real estate and property management firm, with GreenOak Real Estate (&#147;GreenOak&#148;), a global real estate investment firm. Sun Life Financial will acquire a majority stake in the combined Bentall
Kennedy and GreenOak entity that will be part of Sun Life Investment Management. The transaction is subject to regulatory approvals and customary closing conditions and is expected to close in the first half of 2019. For additional information,
refer to Note 3 of our 2018 Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>SLF Asia </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>Hong Kong </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In December 2018, we completed a strategic investment in Bowtie Life
Insurance Company Limited (&#147;Bowtie&#148;). Bowtie expects to offer insurance products in or from Hong Kong through its digital distribution channels in the first half of 2019, without the use of any conventional channels involving insurance
agents, banks or insurance brokers. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On October&nbsp;3, 2017, we completed the first stage of our acquisition of the pension business of FWD Life Insurance Company
(Bermuda) Limited (&#147;FWD&#148;) for total consideration of approximately $105&nbsp;million. The first stage included the acquisition of the Mandatory Provident Fund business and the commencement of an exclusive
<FONT STYLE="white-space:nowrap">15-year</FONT> distribution agreement with FWD that allows Sun Life Hong Kong Limited to distribute its pension products through FWD&#146;s agency force in Hong Kong. The completion of the second and final stage of
the transaction involves the purchase of the Occupational Retirement Schemes Ordinance business of FWD, and is expected to close by the end of September 2019, subject to the receipt of regulatory approvals and satisfaction of customary closing
conditions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>India </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In April 2016, we increased our ownership in our
insurance joint venture company in India, Aditya Birla Sun Life Insurance Company Limited (&#147;ABSLI&#148;) from 26% to 49% by purchasing the additional shares from our joint venture partner, Aditya Birla Nuvo Limited. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>Indonesia </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In July 2016, we increased our ownership interest in PT CIMB Sun
Life in Indonesia from 49% to 100% by purchasing 51% of PT CIMB Sun Life held by subsidiaries of CIMB Group Holdings Berhad. We also entered into an extended bancassurance arrangement with PT Bank CIMB Niaga to strengthen our distribution
capabilities. Following the completion of the transaction, we integrated PT CIMB Sun Life with our wholly owned subsidiary in Indonesia, PT Sun Life Financial Indonesia. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>Malaysia </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In May 2017, we signed a
<FONT STYLE="white-space:nowrap">10-year</FONT> arrangement with CIMB Principal Asset Management (&#147;CPAM&#148;), enabling Sun Life Malaysia to fast track the launch of its agency channel through CPAM&#146;s 8,000 agents and over 300,000 Clients.
In addition, we also announced an arrangement with U Mobile, one of Malaysia&#146;s fastest growing telecommunication companies, to offer life insurance via a telco service. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>Vietnam </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In April 2017, we acquired an ownership interest in Crescent Asia
Limited, the holding company of Global Online Financial Solutions, which operates TIMO, Vietnam&#146;s first digital bank. In addition, we entered into a three-year arrangement with TIMO to offer the life and health insurance products of Sun Life
Vietnam Insurance Company Limited to TIMO&#146;s membership base. In January 2016, we increased our ownership interest in PVI Sun Life Insurance Company Limited (&#147;PVI Sun Life&#148;) from 49% to 75%, by acquiring an additional 26% of the
charter capital of PVI Sun Life from our joint venture partner PVI Holdings. In November 2016, we acquired the remaining 25% of PVI Sun Life and renamed the company Sun Life Vietnam Insurance Company Limited. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>International </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Effective January&nbsp;1, 2018, our International business unit
was transferred to the SLF Asia from the SLF U.S. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Business of Sun Life Financial </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Information about our business and operating segments, our strategy, products and methods of distribution, risk management policies and investment activities, is included
in the 2018 MD&amp;A, which is incorporated by reference in this AIF. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The global financial services industry continues to evolve in response to demographic,
technological and economic trends. Specific trends that have an impact on our businesses include: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The aging of the population in developed markets, which is generating a greater demand for wealth accumulation products for
working age employees, income solutions for employees closer to retirement and wealth transfer vehicles for retirees. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The longer life expectancy and the downloading of responsibility from governments and employers to individuals have created
demand for products such as critical illness and voluntary group insurance, as well as wealth management. Consumers are turning to these products to access a range of health-care services and take a greater role in managing their retirement savings
(e.g. decumulation products such as annuities). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Consumer concerns regarding the adequacy of public pension plans and employer funded retirement plans, coupled with the
pressure from low investment yields, continues to drive growth in financial vehicles that address consumers&#146; needs for solutions that provide safeguards against market volatility in retirement. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The growing middle class in the emerging markets in Asia is increasing demand for a wide variety of financial products,
including insurance, savings and investment vehicles. In addition to increasing individual income levels, other factors contributing to increased demand include strained public resources, regulatory changes and regional demographic trends such as
the aging population in China. These markets are expected to grow much faster than industrialized countries since penetration rates in these emerging markets are much lower. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Increased demand for <FONT STYLE="white-space:nowrap">low-cost</FONT> asset management services (such as index funds) and
income-oriented products (including fixed-income and alternative asset classes) is having an impact on the products and services offered by asset management businesses. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The pace of digital innovation is accelerating and there are several trends that impact our business: growing digital
adoption by Clients; increasing competition from new market entrants (including <FONT STYLE="white-space:nowrap">non-traditional</FONT> service providers such as insurtech and fintech companies); emergence of
<FONT STYLE="white-space:nowrap">start-ups</FONT> in the external <FONT STYLE="white-space:nowrap">eco-system</FONT> partnering with incumbents; data becoming a more valuable asset and analytics becoming more vital to business success; increasing
applications of artificial intelligence across business and functional areas; and the rise of digital health technologies and digital health business models and business. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Competition </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The markets in which Sun Life Financial participates are highly
competitive. We compete against other insurance companies, banks, asset managers, mutual fund companies, financial planners and other financial services providers. Frequently, competition is based on factors including price, the ability to provide
value-added products and services, financial strength and consistent delivery of an excellent experience to distributors and Clients through both traditional and more innovative digital channels. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">While we have seen an improvement in economic conditions in recent years across many of our main markets (including Canada, U.S. and Asia), we believe we are entering a
period of increased economic, market, and <FONT STYLE="white-space:nowrap">geo-political</FONT> volatility. Given the length of the current economic cycle, low unemployment levels, and historic strong asset performance, vulnerabilities may appear as
central bank support is further removed. Credit experience remains strong, but there is the potential for this trend to turn as the credit cycle ages. Furthermore, trade disputes between China and the U.S. and recent market signals, (e.g. U.S. yield
curve inversion) indicate that we may be facing a recession in 2019 or 2020, which would impact our business. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sustained low investment yields (and tightening
investment spreads) and evolving regulatory requirements continue to be challenges for our industry and have forced insurers and financial services providers to review their businesses, <FONT STYLE="white-space:nowrap">re-focus</FONT> their
operations and in some cases discontinue or divest <FONT STYLE="white-space:nowrap">non-core</FONT> lines of business, as well as acquire businesses with higher growth potential. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Technological advances including advanced data and analytical tools, coupled with changes in consumer preferences and behaviours, are enabling new market entrants and
existing market participants the opportunity to compete in new and innovative ways that could challenge traditional insurance, asset management and wealth management business models. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition to closely monitoring potential business disruptors, we also continuously adapt by making investments in technology and advanced analytics and building
digital services and tools. Examples include evolving the capabilities of &#147;Ella&#148;, our interactive digital coach in Canada; growing Sun Life GO, an online insurance application process; launching Lumino Health, which allows all Canadians to
access our provider search tool; forming a strategic relationship with Rise People, a Canadian digital HR and benefits platform; acquiring Maxwell Health, a U.S. benefits platform for small and <FONT STYLE="white-space:nowrap">mid-sized</FONT>
businesses in the U.S.; investing in Collective Health, a digital U.S. employer benefits solution; investing in Bowtie, Hong Kong&#146;s first virtual insurer licensed by the Insurance Authority of Hong Kong under its Fast Track program; and
expanding distribution channels with telecommunications and <FONT STYLE="white-space:nowrap">e-commerce</FONT> partnerships in Asia. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The markets in which we compete
are diverse and at different stages of development: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In Canada, the financial services industry is relatively mature and the three largest life insurance companies serve more
than <FONT STYLE="white-space:nowrap">two-thirds</FONT> of the Canadian life insurance and group benefits markets. In the wealth space, we also face competition from Canadian retail banks and investment dealers, and also from emerging disruptors
such as &#147;robo-advisors&#148;. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In the United States, the largest insurance market in the world, the market is more fragmented and characterized by a large
number of competitors. We face strong competition from established players in the group life and disability, dental, stop-loss, and voluntary markets, all of which are markets with a number of competitors. In the
<FONT STYLE="white-space:nowrap">turn-key</FONT> disability market, there are two other primary competitors and competition is expected to remain stable. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In Asia, the life insurance markets in countries where we participate are relatively underdeveloped (with the exception of
Hong Kong, which is a developed market seeing robust insurance growth driven by a growing middle class and consumers from mainland China purchasing life insurance products in Hong Kong). The growth potential for insurance in these markets, such as
India and China, has created strong competition from both domestic and international insurers. Across Asia, we are seeing the larger pan-Asian insurers grow at the fastest rate, with consolidation occurring in many markets. Additionally, many of the
Asian markets that we operate in have foreign ownership restrictions, and this may place constraints on our ability to operate or grow in these markets. In the international high net worth life insurance market (which we moved from SLF U.S. to SLF
Asia) competition is increasing from the three main competitors who operate in this business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In asset management, despite some consolidation, we face strong competition from a variety of players including large global
asset managers, small local managers specializing in niche markets, multi-national and local banks as well as other insurance companies. In addition, there has been a trend among retail and institutional investors towards lower-cost passive
investment products, including index and other types of exchange-traded funds, which has led to a decreased allocation of investor assets to active investment strategies. This may impact our ability to attract and retain Clients in our actively
managed products. At the same time, there has been an increased demand for fixed-income, liability-driven investing and yield-oriented alternative products among institutional investors. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Seasonality </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Some of our businesses are subject to seasonal factors. In Canada,
sales of investment products spike during the first quarter of the year due to a contribution deadline for Registered Retirement Savings Plans. Timing of sales campaigns also influences sales of individual products in Canada and Asia. In the U.S.,
the sales pattern of our group life and health business largely reflects the renewal timing of employee benefit plans of our corporate Clients, many of which begin on January&nbsp;1 each year. This often results in higher sales in the fourth
quarter. In India, the sales of individual insurance products usually peak in the first quarter of each year due to tax planning by Clients. Overall, the impact of seasonal trends is not material to Sun Life Financial. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Number of Employees </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As at December&nbsp;31, 2018, we had 22,318 full-time
equivalent employees across our operations excluding joint ventures and associates. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="90%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Business Segment</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" ALIGN="right">Employees</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP>&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">SLF Canada</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,898</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">SLF U.S.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,640</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">SLF Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,175</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">SLF Asia</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:ARIAL">Corporate<SUP STYLE="font-size:85%; vertical-align:top">2</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" ALIGN="right">4,588</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP> Excludes temporary staff. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP> Corporate includes the operations of our United Kingdom business unit (&#147;SLF U.K.&#148;), investments,
enterprise services and other supporting functions. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Sustainability Commitment </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are committed to the principle of sustainability in conducting our business. We define sustainability as taking accountability for our social, environmental, economic
and governance impacts, risks and opportunities, in ways that help to ensure our long-term ability to deliver value to our Clients, employees, shareholders and communities. Our focus on sustainability reflects the long-term nature of the commitments
we make to our Clients, provides a more viable long-term operating and financial platform for the Company and positions us to better meet the needs of future generations. Our sustainability strategy rests on four principles within which we continue
to deepen our commitment and strengthen our practices: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Organizational resilience </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Environmental responsibility </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Community wellness </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Governance and risk management </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Assurance was the first major Canadian life insurer to sign on to the United Nations-supported Principles for Responsible Investment. MFS Investment Management
(&#147;MFS&#148;) and Sun Life Institutional Investments (Canada) Inc., Bentall Kennedy and Ryan Labs all part of Sun Life Asset Management, have also adopted these Principles. SLF Inc. was the only North American insurance company to be ranked
among the 2018 Global 100 Most Sustainable Corporations. SLF Inc. was included on the Dow Jones Sustainability Index - North America, and continues to be a constituent in the FTSE4Good Index. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In line with our commitment to environmental responsibility, Sun Life Financial has established greenhouse gas emissions reduction targets across our corporate real
estate and real estate investment portfolios. We are on track to achieve targeted reductions of 20% per square foot by 2020 and 30% per square foot by 2030. Sun Life Financial is a supporter of the Task Force on Climate-related Financial
Disclosures. In 2018, we <FONT STYLE="white-space:nowrap">co-hosted</FONT> the Geneva Association&#146;s global forum on critical climate-</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">6&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
resilient infrastructure, bringing together senior executives, government representatives and other stakeholders to discuss key issues related to climate-resilient critical infrastructure. Our
commitment to sustainability is set out in our Code of Business Conduct which applies to all employees and directors. The Governance, Nomination&nbsp;&amp; Investment Committee of the SLF Inc. Board of Directors reviews and approves our enterprise
sustainability policy and annual sustainability report, receives annual reports on our sustainability program and initiatives and ensures our approach to sustainability is consistent with our corporate strategy. At the management level, our
International Sustainability Council is composed of senior representatives from a diverse range of geographic regions, business units and functions. This Council is responsible for advocacy and awareness of sustainability across the enterprise. The
Council works closely with the Sustainability team on strategy and policy development and monitoring, and risk escalation. The Council meets regularly and reports progress to our senior executive management and to the Governance,
Nomination&nbsp;&amp; Investment Committee. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Additional details on our Sustainability Strategy, including our most recent Sustainability Report, can be found on our
website at: https://www.sunlife.com/Sustainability. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Capital Structure </B></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>General </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#145;s authorized capital consists of unlimited numbers of
Common Shares, Class&nbsp;A Shares and Class&nbsp;B Shares, each without nominal or par value. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Class&nbsp;A Shares and Class&nbsp;B Shares may be issued in
series as determined by SLF Inc.&#145;s Board of Directors. The Board of Directors is authorized to fix the number, consideration per share, designation and rights and restrictions attached to each series of shares. The holders of Class&nbsp;A
Shares and Class&nbsp;B Shares are not entitled to any voting rights except as described below or as otherwise provided by law. Additional information concerning our capital structure is included in SLF Inc.&#145;s 2018 MD&amp;A under the heading
Capital and Liquidity Management and in Notes <FONT STYLE="white-space:nowrap">13-15</FONT> and 21 to the 2018 Consolidated Financial Statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Common
Shares </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Common Shares are listed on the Toronto, New York and Philippines stock exchanges, under the ticker symbol &#147;SLF&#148;. Each
Common Share is entitled to one vote at meetings of the shareholders of SLF Inc., except for meetings at which only holders of another specified class or series of shares are entitled to vote separately as a class or series. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Common Shares are entitled to receive dividends if and when declared by the Board of Directors. Dividends must be declared and paid in equal amounts per share on all
Common Shares, subject to the rights of holders of the Class&nbsp;A Shares and Class&nbsp;B Shares. Holders of Common Shares will participate in any distribution of the net assets of SLF Inc. upon its liquidation, dissolution or <FONT
STYLE="white-space:nowrap">winding-up</FONT> on an equal basis per share, subject to the rights of the holders of the Class&nbsp;A Shares and Class&nbsp;B Shares. There are no <FONT STYLE="white-space:nowrap">pre-emptive,</FONT> redemption, purchase
or conversion rights attaching to the Common Shares. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Class&nbsp;A Shares </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Class&nbsp;A Shares of each series rank on parity with the Class&nbsp;A Shares of each other series with respect to the payment of dividends and the return of capital
on the liquidation, dissolution or <FONT STYLE="white-space:nowrap">winding-up</FONT> of SLF Inc. The Class&nbsp;A Shares are entitled to preference over the Class&nbsp;B Shares, the Common Shares and any other shares ranking junior to the
Class&nbsp;A Shares with respect to the payment of dividends and the return of capital. The special rights and restrictions attaching to the Class&nbsp;A Shares as a class may not be amended without such approval as may then be required by law,
subject to a minimum requirement of approval by the affirmative vote of at least <FONT STYLE="white-space:nowrap">two-thirds</FONT> of the votes cast at a meeting of the holders of Class&nbsp;A Shares held for that purpose. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table provides information on SLF Inc.&#145;s issued and outstanding Class&nbsp;A Shares (the &#147;Class&nbsp;A Preferred Shares&#148;). These Class&nbsp;A
Preferred Shares are listed on the Toronto Stock Exchange (&#147;TSX&#148;). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="80%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="14%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" COLSPAN="11">Class&nbsp;A Preferred Shares</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">Number of<BR>Shares<BR>Issued</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">TSX<BR></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Ticker<BR>Symbol</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">Quarterly<BR>Dividend<BR>($)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">Redemption&nbsp;Date</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">Prospectus&nbsp;Date</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">16,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.A</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.296875</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Any time</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">February&nbsp;17, 2005</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">13,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.B</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.300000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Any time</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">July&nbsp;8, 2005</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">10,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.C</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.278125</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Any time</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">January&nbsp;6, 2006</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 4</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">12,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.D</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.278125</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Any time</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">October&nbsp;2, 2006</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 5</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">10,000,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.E</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.281250</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Any time</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">January&nbsp;25, 2007</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 8R</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">5,192,686</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.G</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.142188</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">June&nbsp;30,&nbsp;2020</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">May&nbsp;13, 2010</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 9QR</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">6,007,314</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.J</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Floating</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">June&nbsp;30,&nbsp;2020</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">May&nbsp;13, 2010</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 10R</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">6,919,928</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.H</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">0.177625</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">September&nbsp;30,&nbsp;2021</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">August&nbsp;5, 2011</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Series 11QR</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">1,080,072</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">SLF.PR.K</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Floating</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">September&nbsp;30,&nbsp;2021</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">August&nbsp;5, 2011</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 12R</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">12,000,000</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">SLF.PR.I</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">0.237875</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">December&nbsp;31,&nbsp;2021</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">November&nbsp;3,&nbsp;2011</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The shares in each series of Class&nbsp;A Preferred Shares were issued for $25 per share and holders are entitled to receive the <FONT
STYLE="white-space:nowrap">non-cumulative</FONT> quarterly dividends outlined in the preceding table. Subject to regulatory approval, SLF Inc. may redeem: (i)&nbsp;the Series 1, 2, 3, 4 or 5 shares at any time; (ii)&nbsp;the Series 8R, 9QR, 10R,
11QR and 12R on the redemption date noted above and every five years thereafter for $25 per share; and (iii)&nbsp;the Series 9QR and 11QR at any other time for $25.50 per share, in each case in whole or in part. Additional information concerning
these shares is contained in the Investor Relations section of <FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sunlife.com</U></FONT><FONT STYLE="font-family:ARIAL"> and in the prospectus and prospectus supplement under which the shares were
issued, which may be accessed at </FONT><FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sedar.com</U></FONT><FONT STYLE="font-family:ARIAL">. </FONT></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Class&nbsp;B Shares </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Class&nbsp;B Shares of each series rank on a
parity with the Class&nbsp;B Shares of each other series with respect to the payment of dividends and the return of capital on the liquidation, dissolution or <FONT STYLE="white-space:nowrap">winding-up</FONT> of SLF Inc. The Class&nbsp;B Shares are
entitled to preference over the Common Shares and any other shares ranking junior to the Class&nbsp;B Shares with respect to the payment of dividends and the return of capital, but are subordinate to the Class&nbsp;A Shares and any other shares
ranking senior to the Class&nbsp;B Shares with respect to the payment of dividends and return of capital. The special rights and restrictions attaching to the Class&nbsp;B Shares as a class may not be amended without such approval as may then be
required by law, subject to a minimum requirement of approval by the affirmative vote of at least <FONT STYLE="white-space:nowrap">two-thirds</FONT> of the votes cast at a meeting of the holders of Class&nbsp;B Shares held for that purpose. No
Class&nbsp;B Shares have been issued. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Constraints on Shares </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Insurance
Act contains restrictions on the purchase or other acquisition, issue, transfer and voting of the shares of SLF Inc. and Sun Life Assurance. Information on those restrictions can be found in this AIF under the heading Regulatory Matters - Canada -
Restrictions on Ownership. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Market for Securities </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The following tables
set out the price range and trading volumes of SLF Inc.&#145;s Common Shares and Class&nbsp;A Preferred Shares on the TSX during 2018 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="55%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="17%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">Common<BR>Shares</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">Price<BR>($)<BR>Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-TOP:1px solid #5eade0; BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL" ALIGN="right">Trading&nbsp;volume</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:ARIAL" ALIGN="right">(thousands)</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">January</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">55.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.21</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.37</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">22,317</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">February</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">55.16</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">49.62</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">52.86</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">24,640</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">March</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">55.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">52.91</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">24,890</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">April</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.63</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">50.77</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">17,463</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">May</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">56.09</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.79</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.59</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">24,868</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">June</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">55.61</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.78</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">52.83</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">22,453</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">July</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.98</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">52.30</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">16,103</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">August</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">53.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">49.66</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.87</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">26,882</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">September</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">52.69</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">50.09</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">17,253</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">October</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">51.58</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">47.05</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">48.21</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">30,870</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">November</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">49.65</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">46.96</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">49.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">26,639</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="top">December</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">49.32</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">43.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">45.29</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">34,698</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="90%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="5">Class&nbsp;A Preferred Shares</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="7" VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="9"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 2</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">January</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.34</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.68</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.16</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.46</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">February</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.19</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.44</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.64</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.64</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">452</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">March</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.86</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.49</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">307</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.89</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.07</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.66</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">143</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">April</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.65</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.18</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">131</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.33</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.56</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">80</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">May</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.64</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.04</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.01</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.31</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">134</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">June</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.98</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.85</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.85</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">90</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">July</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.89</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.37</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.03</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.73</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">74</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">August</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.39</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">188</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.87</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.53</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.61</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">157</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">September</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.30</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">89</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.78</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.48</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.59</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">October</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.34</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.58</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.39</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">196</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">November</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.41</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">206</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.85</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.41</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.74</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">136</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.56</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.29</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.59</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.84</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">199</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="9"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 3</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 4</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">January</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.34</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.68</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.47</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.01</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">February</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.19</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">252</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">March</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.86</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.49</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">307</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.30</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.66</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">326</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">April</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.65</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.18</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">131</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.99</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">May</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.64</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.04</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.96</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.98</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">June</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.98</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.72</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.89</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">236</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">July</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.89</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.37</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.90</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.44</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.58</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">153</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">August</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.39</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">188</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.41</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.54</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">160</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">September</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.30</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">89</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.27</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.46</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">October</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.34</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.58</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.49</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.74</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.08</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">166</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">November</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.41</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">206</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.56</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.56</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.29</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.75</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.21</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">173</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="9"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 5</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 8R</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">January</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.28</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.64</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.05</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">89</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.38</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.48</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">73</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">February</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.14</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.26</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.26</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">307</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.83</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.18</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">March</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.88</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">163</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.76</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.28</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.28</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">April</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.42</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">115</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.88</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.03</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">May</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.85</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.12</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.03</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.02</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">337</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">June</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.73</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.73</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.87</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.38</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.51</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">115</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">July</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.03</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.70</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">104</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.89</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">393</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">August</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.83</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.56</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">137</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.82</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.07</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">91</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">September</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.61</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.34</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.49</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.07</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.71</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.91</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">72</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">October</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.47</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.83</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">185</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.27</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.28</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.76</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">November</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.11</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.54</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.21</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">16.46</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.02</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.38</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.66</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.24</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.21</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">9&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="90%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 9QR</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 10R</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">January</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">270</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.39</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.46</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">159</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">February</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.87</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.45</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.61</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">195</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">March</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.95</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.53</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.69</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">April</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.52</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.02</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">78</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">May</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.30</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.69</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">June</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.94</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.45</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.07</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.44</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.44</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">July</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.33</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.53</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.93</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.38</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.44</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.26</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">August</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.25</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.89</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.12</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.85</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">175</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">September</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.75</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.90</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.58</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">October</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.29</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.19</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">80</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.93</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.09</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.95</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">November</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.30</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">16.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">16.92</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.51</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.08</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.11</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.14</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">377</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">16.87</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">203</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="9"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="8"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="9" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 11QR</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Series 12R</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center">Price ($)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">Trading&nbsp;volume</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">High</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Low</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Close</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right" STYLE="BORDER-BOTTOM:1px solid #5eade0">(thousands)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">January</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.79</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">25.27</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.43</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">240</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">February</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.75</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.55</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">25.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.21</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.26</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">114</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">March</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.38</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.57</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.29</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.62</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.80</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">93</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">April</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.62</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.87</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">May</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.19</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.13</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.48</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.77</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">June</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.15</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.85</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.33</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.01</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.17</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">206</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">July</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.67</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.08</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.60</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.10</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.31</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">August</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.20</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.68</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.46</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.07</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.33</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">138</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">September</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.51</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.39</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.40</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.05</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.14</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">October</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.49</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.68</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.04</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24.34</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">22.90</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.51</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">508</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">November</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23.93</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.97</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.18</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">128</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">December</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.00</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.65</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21.50</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.64</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.33</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Sales of Unlisted Securities </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. has not
issued any unlisted securities since January&nbsp;1, 2018. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:ARIAL"><B>Dividends </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
declaration, amount and payment of dividends by SLF Inc. is subject to the approval of its Board of Directors and is dependent on our results of operations, financial condition, cash requirements, regulatory and contractual restrictions and other
factors considered by the Board of Directors. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The dividends declared by SLF Inc. in the three years ended December&nbsp;31, 2018 are set out in the 2018 MD&amp;A
under the heading Capital and Liquidity Management - Shareholder Dividends, which is incorporated by reference in this AIF. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Insurance Act prohibits the
declaration or payment of dividends on shares of an insurance company if there are reasonable grounds for believing a company does not have, or the payment of the dividend would cause the company not to have, adequate capital or liquidity, or upon
any direction made by the Superintendent. The Insurance Act also requires that an insurance company notify the Superintendent of the declaration of a dividend at least fifteen days before the dividend payment date. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As a holding company, SLF Inc. depends primarily on the receipt of funds from its subsidiaries to pay shareholder dividends, interest payments and operating expenses. The
source of these funds is primarily dividends and capital repayments that SLF Inc. receives from its subsidiaries. The inability of its subsidiaries to pay dividends or return capital in the future may materially impair SLF Inc.&#145;s ability to pay
dividends to shareholders or to meet its cash obligations. Additional information concerning legislation regulating the ability of SLF Inc.&#145;s subsidiaries in Canada, the U.S., the U.K. and Asia to pay dividends or return capital can be found in
this AIF under the heading Regulatory Matters. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. and Sun Life Assurance have each covenanted that, if a distribution is not paid when due on any outstanding
Sun Life ExchangEable Capital Securities (&#147;SLEECS&#148;) issued by Sun Life Capital Trust and Sun Life Capital Trust II, Sun Life Assurance will not pay dividends on its Public Preferred Shares, if any are outstanding. If Sun Life Assurance
does not have any Public Preferred Shares, then SLF Inc. will not pay dividends on its preferred shares or Common Shares, in each case, until the twelfth month (in the case of the SLEECS issued by Sun Life Capital Trust) or sixth month (in the case
of SLEECS issued by Sun Life Capital Trust II) following the failure to pay the required distribution in full, unless the required distribution is paid to the holders of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">10&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
the SLEECS. Public Preferred Shares means preferred shares issued by Sun Life Assurance which: (a)&nbsp;have been issued to the public (excluding any preferred shares held beneficially by
affiliates of Sun Life Assurance); (b) are listed on a recognized stock exchange; and (c)&nbsp;have an aggregate liquidation entitlement of at least $200&nbsp;million. Sun Life Assurance has not issued any shares that qualify as Public Preferred
Shares as at the date of this AIF. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The terms of SLF Inc.&#145;s outstanding Class&nbsp;A Preferred Shares provide that for so long as Sun Life Assurance is a
subsidiary, no dividends on such preferred shares may be declared or paid if Sun Life Assurance&#146;s minimum regulatory capital ratio falls below the applicable threshold. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Security Ratings </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#145;s Class&nbsp;A Preferred Shares, senior
unsecured debentures, and subordinated unsecured debentures are rated by independent rating agencies. Security ratings assigned to securities by the rating agencies may be subject to revision or withdrawal at any time by the applicable rating agency
and are not a recommendation to purchase, hold or sell these securities as such ratings do not comment as to market price or suitability for a particular investor. Security ratings are intended to provide investors with an independent measure of the
credit quality of an issue of securities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The table below provides the security ratings for SLF Inc.&#145;s securities as at February&nbsp;13, 2019. S&amp;P and
Fitch have positive outlooks on SLF Inc. issuer credit ratings from March&nbsp;13 and March&nbsp;17, 2017, respectively. All other rating agencies currently have stable outlooks on SLF Inc. issuer credit ratings: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="19" STYLE="BORDER-BOTTOM:1px solid #5eade0">Security Ratings</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4" ALIGN="center">A.M. Best<SUP STYLE="font-size:85%; vertical-align:top">1</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" BGCOLOR="#d1fcfc">DBRS<SUP STYLE="font-size:85%; vertical-align:top">2</SUP></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center">Fitch<SUP STYLE="font-size:85%; vertical-align:top">3</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" BGCOLOR="#d1fcfc">Moody&#146;s<SUP STYLE="font-size:85%; vertical-align:top">4</SUP></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center">S&amp;P<SUP STYLE="font-size:85%; vertical-align:top">5</SUP></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="4"></TD>
<TD HEIGHT="4" COLSPAN="4"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="4" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD>
<TD HEIGHT="4" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" ALIGN="center">Rating</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Rank</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">Rating</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">Rank</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Rating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Rank</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">Rating</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">Rank</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Rating</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">Rank</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><I>Senior Unsecured Debentures</I></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Series D&nbsp;&amp; E</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" ALIGN="right">a-</TD>
<TD NOWRAP VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">7&nbsp;of&nbsp;21</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">A</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">6&nbsp;of&nbsp;26</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">A-</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">7&nbsp;of&nbsp;21</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">NR<SUP STYLE="font-size:85%; vertical-align:top">6</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">-</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">A</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">6&nbsp;of&nbsp;22</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><I>Subordinated Unsecured Debentures</I></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">bbb+</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8 of 21</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#d1fcfc">A&nbsp;(low)</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#d1fcfc">7 of 26</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">BBB+</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8 of 21</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#d1fcfc">NR<SUP STYLE="font-size:85%; vertical-align:top">6</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#d1fcfc">-</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">A-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7 of 22</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Series <FONT STYLE="white-space:nowrap">2007-1,</FONT> <FONT STYLE="white-space:nowrap">2014-1,</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">2015-1,</FONT> <FONT STYLE="white-space:nowrap">2016-1,</FONT> <FONT STYLE="white-space:nowrap">2016-2</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">and <FONT STYLE="white-space:nowrap">2017-1</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#d1fcfc"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><I>Class&nbsp;A Preferred Shares</I></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Series 1 - 5, 8R, 9QR, 10R, 11QR and 12R</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0" ALIGN="right">bbb</TD>
<TD NOWRAP VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">9 of 21</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc"><FONT STYLE="white-space:nowrap">Pfd-2</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">5 of 16</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">BBB-</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">10&nbsp;of&nbsp;21</TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc" ALIGN="center">Baa1<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">(hyb)</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#d1fcfc" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0" BGCOLOR="#d1fcfc">8&nbsp;of&nbsp;21</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT STYLE="white-space:nowrap">P-2(high)</FONT><BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center">/BBB+<SUP
STYLE="font-size:85%; vertical-align:top">7</SUP></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #5eade0">4&nbsp;of&nbsp;18/<BR>6&nbsp;of&nbsp;20<SUP STYLE="font-size:85%; vertical-align:top">7</SUP></TD></TR>
</TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">1</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">A.M. Best Company, Inc. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">DBRS Limited. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">3</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Fitch Ratings, Inc., part of Fitch Group, is majority owned by Hearst. We do not participate in Fitch&#146;s ratings
process, or provide additional information to Fitch Ratings, beyond our available public disclosures. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">4</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Moody&#146;s Investors Service, a subsidiary of Moody&#146;s Corporation (NYSE: MCO). Moody&#146;s rate Preferred Shares
Series 2 only. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">5</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">S&amp;P Global (NYSE:SPGI) </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">6</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Not Rated. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="1%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">7</SUP></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The Canadian scale rating/global scale rating for preferred shares. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. has made payments in the ordinary course to A.M. Best, DBRS, Moody&#146;s and S&amp;P in connection with the assignment of ratings on the securities of SLF Inc.
In addition, SLF Inc. has made customary payments in respect of certain other services provided to SLF Inc. by the applicable rating agencies during the last two years. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The descriptions of the ratings below are sourced from public information as disclosed by each rating agency. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>A.M. Best </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A.M. Best&#146;s issue credit rating (&#147;IR&#148;) provides an
opinion of credit quality assigned to issues that gauges the ability to meet the terms of the obligations and can be issued on a long- or short-term basis. An IR assigned to a specific issue is A.M. Best&#146;s opinion of the issuer&#146;s ability
to meet the ongoing financial obligations to security holders when due. As such, an IR is an opinion regarding the relative future credit risk. Credit risk is the risk that a debt issuer may not meet its contractual financial obligations as they
come due. The rating does not address any other risk, including, but not limited to, liquidity risk, market value risk or price volatility of rated obligations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A.M.
Best assigns long-term IR in a range from &#147;aaa&#148; to &#147;c&#148;. Ratings from &#147;aa&#148; to &#147;ccc&#148; may be enhanced with a &#147;+&#148; (plus) or &#147;-&#148; (minus) to indicate whether credit quality is near the top or
bottom of a category. The absence of either a plus or minus designation indicates the rating is in the middle of the category. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Senior Unsecured
Debentures have been assigned an &#147;a-&#148; rating. An &#147;a-&#148; rating denotes an issuer&#146;s excellent ability to meet the terms of the obligation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF
Inc.&#146;s Subordinated Unsecured Debentures and Class&nbsp;A Preferred Shares have been assigned &#147;bbb+&#148; and &#147;bbb&#148; ratings, respectively. A &#147;bbb&#148; rating denotes an issuer&#146;s good ability to meet the terms of the
obligation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">11&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>DBRS </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The DBRS long-term
rating scale provides an opinion on the risk of default. That is, the risk that an issuer will fail to satisfy its financial obligations in accordance with the terms under which an obligation has been issued. Ratings are based on quantitative and
qualitative considerations relevant to the issuer, and the relative ranking of claims. DBRS assigns long-term ratings in a range from AAA to D, and &#147;(high)&#148; and &#147;(low)&#148; designations indicate standing within the major rating
categories. The absence of either a &#147;(high)&#148; or &#147;(low)&#148; designation indicates the rating is in the middle of the category. There are no &#147;(high)&#148; or &#147;(low)&#148; designations for AAA and D ratings. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Senior Unsecured Debentures have been assigned an A rating. SLF Inc.&#146;s Subordinated Unsecured Debentures have been assigned an A (low) rating. A
ratings, reflecting a good credit quality, are assigned to issues when the capacity for the payment of financial obligations is substantial, but of lesser credit quality than AA, and the issue may be vulnerable to future events, but qualifying
negative factors are considered manageable. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">DBRS assigns ratings for preferred shares in a range from <FONT STYLE="white-space:nowrap">Pfd-1</FONT> to D. Reference
to &#147;high&#148; and &#147;low&#148; designations indicate standing within the major rating categories. The absence of either a &#147;(high)&#148; or &#147;(low)&#148; designation indicates the rating is in the middle of the category. There are
no &#147;(high)&#148; or &#147;(low)&#148; designations for D ratings. The DBRS preferred share rating scale is used in the Canadian securities market and is meant to give an indication of the risk that a borrower will not fulfill its full
obligations in a timely manner, with respect to both dividend and principal commitments. SLF Inc.&#146;s Class&nbsp;A Preferred Shares have been assigned a <FONT STYLE="white-space:nowrap">Pfd-2</FONT> rating, the second highest among rating
categories used by DBRS. Preferred shares rated <FONT STYLE="white-space:nowrap">Pfd-2</FONT> are of satisfactory credit quality. Protection of dividends and principal is still substantial, but earnings, the balance sheet and coverage ratios are not
as strong as <FONT STYLE="white-space:nowrap">Pfd-1</FONT> rated companies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Fitch </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fitch&#146;s credit ratings provide an opinion on the relative ability of an entity to meet financial commitments, such as interest, preferred dividends, repayment of
principal, insurance claims or counterparty obligations. Fitch&#146;s credit ratings do not directly address any risk other than credit risk. In particular, ratings do not deal with the risk of a market value loss on a rated security due to changes
in interest rates, liquidity and other market considerations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fitch assigns long-term ratings for debt and preferred shares in a range from AAA to C. The modifiers +
or - may be appended to a rating to denote relative status within major rating categories. The absence of either a plus or minus designation indicates the rating is in the middle of the category. Such modifiers are not added to the AAA rating or to
ratings below CCC. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Senior Unsecured Debentures have been assigned an <FONT STYLE="white-space:nowrap">A-</FONT> rating. An A rating denotes
expectations of low credit risk and the capacity for payment of financial commitments is considered strong. This capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings. SLF
Inc.&#146;s Subordinated Unsecured Debentures and Class&nbsp;A Preferred Shares have been assigned BBB+ and BBB- ratings, respectively. A BBB rating indicates that expectations of credit risk are currently low and the capacity for payment of
financial commitments is considered adequate but adverse business or economic conditions are more likely to impair this capacity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Moody&#146;s </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Moody&#146;s long-term obligation ratings are forward-looking opinions of the relative credit risk of financial obligations with an original maturity of one year or more.
They reflect both on the likelihood of a default on contractually promised payments and the expected financial loss suffered in the event of default. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Moody&#146;s
assigns long-term obligation ratings in a range from Aaa to C. Moody&#146;s appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. The modifier 1 indicates that the obligation ranks in the higher end of
its generic rating category; the modifier 2 indicates a <FONT STYLE="white-space:nowrap">mid-range</FONT> ranking; and the modifier 3 indicates a ranking in the lower end of that generic rating category. Additionally, a &#147;(hyb)&#148; indicator
is appended to all ratings of hybrid securities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Class&nbsp;A Preferred Shares Series 2 have been assigned a Baa2 (hyb) rating. Obligations rated Baa
are judged to be medium-grade and subject to moderate credit risk and as such may possess certain speculative characteristics. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Standard&nbsp;&amp; Poor&#146;s
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">An S&amp;P issue credit rating is a forward-looking opinion about the creditworthiness of an obligor with respect to a specific financial obligation. The opinion
reflects S&amp;P&#146;s view of the obligor&#146;s capacity and willingness to meet its financial commitments as they come due, and may assess terms, such as collateral security and subordination, which could affect ultimate payment in the event of
default. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">S&amp;P&#146;s credit ratings for securities are based, in varying degrees, on S&amp;P&#146;s analysis of the following considerations: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Likelihood of payment - capacity and willingness of the obligor to meet its financial commitment on an obligation in
accordance with the terms of the obligation; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Nature of and provisions of the obligation and the promise imputed by S&amp;P; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Protection afforded by, and relative position of, the obligation in the event of bankruptcy, reorganization, or other
arrangement under the laws of bankruptcy and other laws affecting creditors&#146; rights. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">12&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These ratings are an assessment of default risk, but may incorporate an assessment of relative seniority or ultimate
recovery in the event of default. Junior obligations are typically rated lower than senior obligations, to reflect the lower priority in bankruptcy. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">S&amp;P assigns
long-term ratings in a range from AAA to D. The ratings from AA to CCC may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. The absence of either a plus or minus designation
indicates the rating is in the middle of the category. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Senior Unsecured Debentures and Subordinated Unsecured Debentures have been assigned A and <FONT
STYLE="white-space:nowrap">A-</FONT> ratings, respectively. An A rating category indicates that the obligor&#146;s capacity to meet its financial commitment on the obligation is strong. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">S&amp;P has Canadian and global rating scales for preferred shares. S&amp;P assigns ratings for Canadian preferred shares in a range from
<FONT STYLE="white-space:nowrap">P-1</FONT> to D on the Canadian scale and from AA to D on the global rating scale. S&amp;P uses &#147;high&#148; and &#147;low&#148; designations to indicate standing within the major rating categories on the
Canadian rating scale and plus or minus designations to indicate the relative standing of securities within a particular rating category on the global rating scale. The absence of either a &#147;high&#148; and &#147;low&#148; or a plus or minus
designation indicates the rating is in the middle of the category. There are no plus and minus or &#147;high&#148; and &#147;low&#148; designations for CC, C and D ratings, and no plus designation for a AA rating category. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">S&amp;P&#146;s preferred share rating on the Canadian scale is a forward-looking opinion about the creditworthiness of an obligor with respect to a specific preferred
share obligation issued in the Canadian market, relative to preferred shares issued by other issuers in the Canadian market. There is a direct correspondence between the specific ratings assigned on the Canadian preferred share scale and the various
rating levels on the global debt rating scale of Standard&nbsp;&amp; Poor&#146;s. S&amp;P presents an issuer&#146;s preferred share ratings on both the global rating scale and on the Canadian national scale when listing the ratings for a particular
issuer. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#146;s Class&nbsp;A Preferred Shares have been assigned a <FONT STYLE="white-space:nowrap">P-2</FONT> (high) rating on the Canadian scale, which
corresponds to a BBB+ rating on the global scale. The <FONT STYLE="white-space:nowrap">P-2</FONT> rating denotes that the specific obligation exhibits adequate protection parameters. However, adverse economic conditions or changing circumstances are
more likely to lead to a weakened capacity of the obligor to meet its financial commitment on the obligation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Transfer Agents and Registrars </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Common Shares </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">AST Trust Company (Canada) is the principal transfer agent and
the registrar for SLF Inc.&#145;s Common Shares. The central securities register is maintained in Toronto, Ontario, Canada. The transfer agent and <FONT STYLE="white-space:nowrap">co-transfer</FONT> agents for SLF Inc.&#146;s Common Shares are as
follows (opposite their applicable jurisdictions): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="80%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="67%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT STYLE="font-size:8pt">Transfer Agent</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0">Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">AST Trust Company (Canada)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">1 Toronto Street, Suite 1200</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Toronto, Ontario</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Canada M5C 2V6</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT STYLE="font-size:8pt"><FONT STYLE="white-space:nowrap">Co-Transfer</FONT> Agents</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">United States</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">American Stock Transfer&nbsp;&amp; Trust Company, LLC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">6201 15<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> Avenue</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Brooklyn, NY 11219</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">United
States</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">United Kingdom</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Link Asset Services</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">34 Beckenham Road</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Beckenham BR3 4TU</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Kent</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">United Kingdom</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Philippines</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Rizal Commercial Banking Corporation</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">RCBC Stock Transfer
Processing Section</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ground Floor, West Wing</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">GPL (Grepalife) Building</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">221 Senator Gil Puyat Avenue</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Makati City, Philippines</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0">Hong Kong</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Computershare Hong Kong Investor Services Limited</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">17M Floor, Hopewell Centre</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">183 Queen&#146;s Road East</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Wanchai, Hong Kong</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">13&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Preferred Shares and Debentures </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">AST Trust Company (Canada) is the transfer agent and the registrar for SLF Inc.&#145;s Class&nbsp;A Preferred Shares, and CIBC Mellon Trust Company c/o BNY Trust Company
of Canada is the trustee and the registrar for SLF Inc.&#145;s senior unsecured debentures, Series&nbsp;D and E and its subordinated unsecured debentures, Series <FONT STYLE="white-space:nowrap">2007-1,</FONT>
<FONT STYLE="white-space:nowrap">2014-1,</FONT> <FONT STYLE="white-space:nowrap">2015-1,</FONT> <FONT STYLE="white-space:nowrap">2016-1,</FONT> <FONT STYLE="white-space:nowrap">2016-2</FONT> and <FONT STYLE="white-space:nowrap">2017-1.</FONT> The
registers for those securities are maintained in Toronto, Ontario, Canada. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Directors and Executive Officers </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Board of Directors </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As of the date of this AIF, the Board of Directors of SLF
Inc. had four standing committees: Audit Committee, Governance, Nomination&nbsp;&amp; Investment Committee, Management Resources Committee and Risk&nbsp;&amp; Conduct Review Committee. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table sets out the directors of SLF Inc. as of the date of this AIF and, for each director, the province or state and country of his or her residence,
principal occupation, years as a director, and membership on board committees. The term of each director expires at the close of business of the Annual Meeting in 2019. Each director of SLF Inc. is an independent director as defined in the
Company&#146;s Director Independence Policy, except Mr.&nbsp;Connor, the President&nbsp;&amp; Chief Executive Officer of SLF Inc. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="97%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt">


<TR>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="30%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Name and</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Province/State and Country</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>of Residence</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Principal</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>Occupation</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><B>Director<BR>Since</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><B>Board Committee Membership</B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">William D. Anderson</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Ontario,
Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Chairman, SLF Inc. and Sun Life</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Assurance</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2010</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">None</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Dean A. Connor</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Ontario,
Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">President&nbsp;&amp; Chief Executive Officer, SLF Inc. and Sun Life Assurance</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2011</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">None</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Stephanie L. Coyles</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Ontario,
Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Audit</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Risk&nbsp;&amp;
Conduct Review</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Martin J. G. Glynn</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">British
Columbia, Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2010</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management Resources</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Risk&nbsp;&amp; Conduct Review</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Ashok K. Gupta</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">London,
England</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2010</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management Resources</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Risk&nbsp;&amp; Conduct Review</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">M. Marianne Harris</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Ontario,
Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2013</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management Resources</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Risk&nbsp;&amp; Conduct Review</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Sara Grootwassink Lewis</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">California, U.S.A.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2014</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Audit</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Governance,
Nomination&nbsp;&amp; Investment</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Christopher J. McCormick</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Florida, U.S.A.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2017</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Governance, Nomination&nbsp;&amp; Investment</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Management Resources</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">James M. Peck</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Illinois,
U.S.A.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">President&nbsp;&amp; Chief Executive Officer, TransUnion</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Management Resources</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Risk&nbsp;&amp; Conduct Review</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Scott F. Powers</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Massachusetts, U.S.A.</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2015</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Governance, Nomination&nbsp;&amp; Investment</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Management Resources</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Hugh D. Segal, OC,OONT,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">CD
Ontario, Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Principal of Massey College, University of Toronto</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2009</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Audit</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Governance,
Nomination&nbsp;&amp; Investment</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Barbara G. Stymiest</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Ontario,
Canada</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">Corporate Director</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0">2012</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Audit</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL">Risk&nbsp;&amp;
Conduct Review</P></TD></TR>
</TABLE></DIV> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Each director of SLF Inc. has been engaged for more than five years in his or her present principal occupation or in other
capacities with the company or organization (or predecessor thereof) in which he or she currently holds his or her principal occupation, except: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Ms.&nbsp;Coyles, who from 2012 to 2016 was an independent strategy consultant; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;McCormick, who from 2001 to 2016 was Chief Executive Officer, L.L.Bean, Inc.; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Powers, who from 2008 to August 2015 was President and Chief Executive Officer, State Street Global Advisors and
Executive Vice-President, State Street Corporation; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Segal, who from 2005 to July 2014 was a Senator, Parliament of Canada. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Audit Committee </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The responsibilities and duties of the Audit Committee are
set out in its charter, a copy of which is attached as Appendix A. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Board of Directors has determined that each member of its Audit Committee is independent as
defined in the Company&#146;s Director Independence Policy and is financially literate. In the board&#146;s judgment, a member of the Committee is financially literate if, after seeking and receiving any explanations or information from senior
financial management of the Company or the auditors </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">14&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
of the Company that the member requires, the member is able to read and understand the consolidated financial statements of the Company to the extent sufficient to be able to intelligently ask,
and to evaluate the answers to, probing questions about the material aspects of those financial statements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The members of the Audit Committee as of the date of this
AIF and their qualifications and education are set out below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sara Grootwassink Lewis (Chair), is a corporate director, a Certified Public Accountant and a Chartered
Financial Analyst. Prior to 2009, she held progressively senior positions during her seven-year career with Washington Real Estate Investment Trust, a publicly traded real estate investment trust, including Executive Vice-President, and was Chief
Financial Officer from 2002 to 2009. Ms.&nbsp;Lewis joined the Board of Directors, the Governance, Nomination&nbsp;&amp; Investment Committee and the Management Resources Committee of SLF Inc. and Sun Life Assurance in December 2014. She became a
member of the Audit&nbsp;&amp; Conduct Review Committee in May 2016. Ms.&nbsp;Lewis is a director and the chair of the Audit Committee of PS Business Parks, Inc. She is also a director and Chair of the Audit Committee of Weyerhaeuser Company.
Ms.&nbsp;Lewis was a director and a member of the Audit Committee of Adamas Pharmaceuticals, Inc. from March 2014 to June 2016. She served as a director and a member of the Audit Committee of Plum Creek Timber Company, Inc. from November 2013 until
its acquisition by Weyerhaeuser in February 2016. Ms.&nbsp;Lewis was also a director and a member of the Audit Committee of CapitalSource, Inc. from 2004 to April 2014, and was the chair of the Audit Committee from February 2013 to April 2014. In
addition, Ms.&nbsp;Lewis serves on the Leadership Board and Governance Working Group for the United States Chamber of Commerce - Center for Capital Markets Competitiveness and is Trustee of The Brookings Institution. She is a National Association of
Corporate Directors Board Leadership Fellow and a member of the Tapestry West Audit Committee Network. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Stephanie L. Coyles is a corporate director. Her background is
as a strategic consultant and advisor who has worked with a diverse clientele across North America, including retail, consumer distribution, private equity and business consulting organizations. She was previously Chief Strategic Officer at
LoyaltyOne Co. from 2008 to 2012. Prior to that, Ms.&nbsp;Coyles spent 18 years with McKinsey&nbsp;&amp; Company Canada where she held progressively senior positions and was a principal for eight years from 2000 to 2008. Ms.&nbsp;Coyles joined the
Board of Directors, the Audit&nbsp;&amp; Conduct Review Committee and the Governance, Nomination&nbsp;&amp; Investment Committee of SLF&nbsp;Inc. and Sun&nbsp;Life Assurance in January 2017. She is currently a director and a member of the Audit
Committee of M&eacute;tro Inc. Ms.&nbsp;Coyles also serves on the advisory board of Reliant Web Hosting Inc. and on the board of The Earth Rangers Foundation. She holds a Master in Public Policy degree and a Bachelor of Commerce degree.
Ms.&nbsp;Coyles also received the ICD.D designation from the Institute of Corporate Directors and the CERT Certificate in Cybersecurity Oversight, issued by the CERT Division of the Software Engineering Institute at Carnegie Mellon University. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Hugh D. Segal, OC, OONT, CD is Principal of Massey College, University of Toronto. He was a Canadian senator from 2005 to July 2014. Before that Mr.&nbsp;Segal was
President&nbsp;&amp; Chief Executive Officer of the Institute for Research on Public Policy. He was formerly Vice-Chair of the Institute of Canadian Advertising. Mr.&nbsp;Segal joined the Board of Directors, the Governance&nbsp;&amp; Conduct Review
Committee and the Investment Oversight Committee of SLF Inc. and Sun Life Assurance in 2009. He became a member of the Audit&nbsp;&amp; Conduct Review Committee in May 2016. Mr.&nbsp;Segal served as a director of Just Energy Group Inc. from 2001 to
June 2015 and was a member of its audit committee from June 2013 to June 2015. Mr.&nbsp;Segal is a Senior Advisor at Aird&nbsp;&amp; Berlis LLP. He is a Distinguished Fellow at the Munk School of Global Affairs, University of Toronto, a
Distinguished Fellow at the School of Policy Studies, Queen&#146;s University and a Senior Fellow at the Canadian Institute of Global Affairs. Mr.&nbsp;Segal is an Honourary Captain of the Royal Canadian Navy, an Honorary Captain of the Canadian
Forces College, Chair of The NATO Association of Canada and Honorary Chair of the Navy League of Canada. Mr.&nbsp;Segal is an officer of the Order of Canada and a member of the Order of Ontario. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Barbara&nbsp;G. Stymiest, a corporate director, is a Chartered Professional Accountant who was Chair of BlackBerry Limited, a company that provides technology that allows
endpoints to trust one another, communicate securely, and maintain privacy, from January 2012 to November 2013. She was a member of the Group Executive at Royal Bank of Canada, an international banking and financial services organization, from 2004
to June 2011. Ms.&nbsp;Stymiest was Royal Bank&#146;s Group Head, Strategy, Treasury and Corporate Services from 2010 to June 2011 and Chief Operating Officer from 2004 to 2009. Prior to that she held senior positions in the financial services
sector including Chief Executive Officer, TSX Group Inc., Executive Vice-President and Chief Financial Officer, BMO Nesbitt Burns, and Partner, Financial Services Group, Ernst&nbsp;&amp; Young LLP. Ms.&nbsp;Stymiest joined the Board of Directors,
the Management Resources Committee and the Risk Review Committee of SLF Inc. and Sun Life Assurance in May 2012. She became a member of the Audit&nbsp;&amp; Conduct Review Committee and Chair of the Risk&nbsp;&amp; Conduct Review Committee (formerly
the Risk Review Committee) in May 2015. Ms.&nbsp;Stymiest is a Fellow of the Chartered Professional Accountants of Ontario and received an Award of Outstanding Merit from that organization in 2011. She is a director and Chair of the audit and risk
management committee of BlackBerry Limited, a director and Chair of the audit committee of George Weston Limited, one of North America&#146;s largest food processing and distribution groups, Chair of the Canadian Institute for Advanced Research and
Vice Chair of University Health Network. She holds an Honours Business Administration degree. In November 2018, Ms.&nbsp;Stymiest was named to the 2018 National Association of Corporate Directors (NACD) Directorship 100. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#145;s Board of Directors has determined that each of Sara Grootwassink Lewis and Barbara&nbsp;G. Stymiest is an audit committee financial expert as defined by
the SEC. The SEC has indicated that the designation of a person as an audit committee financial expert does not make that person an &#147;expert&#148; for any purpose, or impose any duties, obligations or liabilities on that person that are greater
than those imposed on members of the audit committee and board of directors who do not carry this designation or affect the duties, obligations or liabilities of any other member of the Audit Committee or Board of Directors. Each of Ms.&nbsp;Lewis
and Ms.&nbsp;Stymiest is &#147;independent&#148; within the meaning of the listing standards of the New York Stock Exchange and Rule <FONT STYLE="white-space:nowrap">10A-3</FONT> of the U.S. Securities Exchange Act of 1934, as amended. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Executive Officers </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The
following table sets out the executive officers of SLF Inc. as of the date of this AIF. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><B>Name</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>Province/State and</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>Country of Residence</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0"><B>Position</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Dean A. Connor</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">President&nbsp;&amp; Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Claude A. Accum</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Hong Kong</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">President, SLF Asia</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Kevin P. Dougherty</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Executive Vice-President, Innovation and Partnerships</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Linda M. Dougherty</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Executive Vice-President, Corporate Strategy and Global Marketing</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Daniel R. Fishbein</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Maine, USA</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">President, SLF U.S.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Colm J. Freyne</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Executive Vice-President&nbsp;&amp; Chief Risk Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Jacques Jr. Goulet</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">President, SLF Canada</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Melissa J. Kennedy</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Executive Vice-President, Chief Legal Officer&nbsp;&amp; Public Affairs</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Stephen C. Peacher</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Massachusetts, USA</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">President, Sun Life Investment Management</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Helena J. Pagano</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Executive Vice-President, Chief Human Resources&nbsp;&amp; Communications Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle">Mark S. Saunders</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Ontario, Canada</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle">Executive Vice-President&nbsp;&amp; Chief Information Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">Kevin D. Strain</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">Ontario, Canada</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #5eade0">Executive Vice-President&nbsp;&amp; Chief Financial Officer</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Each executive officer of SLF Inc. has held his current position or other senior positions with the Company during the past five years
with the following exceptions: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Prior to September 2015, Ms.&nbsp;Dougherty was Managing Director, Strategy, Analytics and Transformation, TD Wealth
Management, The Toronto-Dominion Bank; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Prior to March 2014, Mr.&nbsp;Fishbein was President, Specialty Businesses, Aetna Inc.; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Goulet was President, Health and Wealth, Mercer (US) Inc. (&#147;Mercer&#148;), from January 2017 to December
2017, President, Retirement, Health and Benefits, Mercer, from October 2014 to December 2016, President, Retirement, Mercer, from March 2013 to October 2014; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Prior to June 2014, Ms.&nbsp;Kennedy was Senior Vice-President, General Counsel&nbsp;&amp; Corporate Affairs, Ontario
Teachers&#146; Pension Plan; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(v)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Prior to February 2017, Ms.&nbsp;Pagano was Managing Director, Head of Human Resources, RBC Capital Markets and
Investor&nbsp;&amp; Treasury Services, Royal Bank of Canada. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Cease Trade Orders, Bankruptcies, Penalties and Sanctions </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To the best of SLF Inc.&#146;s knowledge, as at February&nbsp;13, 2019, except as set out below, no director or executive officer of SLF Inc., </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">is or has been, in the last ten years, a director, chief executive officer or chief financial officer of a company
(including SLF Inc.) that, while that person was acting in that capacity, </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">was the subject of a cease trade or similar order or an order that denied the company access to any exemption under
Canadian securities legislation, for a period of more than 30 consecutive days, or </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">was subject to an event that resulted, after that person ceased to be a director, chief executive officer or chief
financial officer, in the company being the subject of a cease trade or similar order or an order that denied the company access to any exemption under Canadian securities legislation, for a period of more than 30 consecutive days.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">is or has been, in the last ten years, a director or executive officer of a company (including SLF Inc.) that, while that
person was acting in that capacity or within a year of that person ceasing to act in that capacity, became bankrupt, made a proposal under any legislation relating to bankruptcy or insolvency or was subject to or instituted any proceedings,
arrangement or compromise with creditors or had a receiver, receiver manager or trustee appointed to hold its assets, </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">has, within the last ten years, become bankrupt, made a proposal under any legislation relating to bankruptcy or
insolvency, or become subject to or instituted any proceedings, arrangement or compromise with creditors, or had a receiver, receiver manager or trustee appointed to hold the assets of the director or executive officer; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">has been subject to (a)&nbsp;any penalties or sanctions imposed by a court relating to securities legislation or by a
securities regulatory authority or has entered into a settlement agreement with a securities regulatory authority or (b)&nbsp;any other penalties or sanctions imposed by a court or regulatory body that would likely be considered important to a
reasonable investor in making an investment decision. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Ms.&nbsp;Coyles was a director of Postmedia Network Canada Corp. while it completed a restructuring following an
arrangement plan under the Canada Business Corporation Act in October 2016. Ms.&nbsp;Coyles is no longer a director of Postmedia Network Canada Corp. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mr.&nbsp;Glynn
was a director of MF Global Holdings Ltd. when it filed a voluntary petition under Chapter 11 of the Bankruptcy Code in the United States in October 2011. Mr.&nbsp;Glynn is no longer a director of MF Global Holdings Ltd. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mr.&nbsp;Peck was a director and President&nbsp;&amp; Chief Executive Officer of TransUnion when it agreed to settle a Civil Investigative Demand by the US Consumer
Financial Protection Bureau (CFPB) in December 2016 focused on common industry practices relating to the advertising, marketing and sale of consumer reports, credit scores or credit monitoring products to consumers by TransUnion&#146;s Consumer
Interactive segment.&nbsp;TransUnion executed a Stipulation and Consent to the Issuance of a Consent Order which was issued by the CFPB in January 2017, which required them to implement certain practice changes in the way they advertise, market and
sell products and services to consumers, develop a comprehensive compliance plan, and pay approximately US$13.9&nbsp;million for redress to eligible customers and a civil money penalty to the CFPB in the amount of US$3.0&nbsp;million. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Shareholdings of Directors and Executive Officers </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To the knowledge of SLF
Inc., as at December&nbsp;31, 2018, SLF Inc.&#145;s directors and executive officers, as a group, owned, directly or indirectly, or had voting control or direction over 209,831 Common Shares of SLF Inc., or less than 1% of the total Common Shares
outstanding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Code of Business Conduct </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our approach to business conduct
is based on ethical behaviour, adhering to high business standards, integrity and respect. The Board of Directors sets the &#147;tone from the top&#148; and satisfies itself that senior management sustains a culture of integrity throughout the
organization. The Board has adopted the Sun Life Financial Code of Business Conduct that applies to all directors, officers and employees. The Sun Life Financial Code of Business Conduct may be accessed on the Sun Life Financial website at
<U>www.sunlife.com</U>. It has been filed with securities regulators in Canada and with the SEC and may be accessed at <U>www.sedar.com</U> and <U>www.sec.gov</U>, respectively. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Governance, Nomination&nbsp;&amp; Investment Committee reviews the effectiveness of, and compliance with, the Code of Business Conduct, reports on its review to the
Board of Directors on an annual basis, and makes recommendations on amendments as required. No waivers of the Code for directors or executive officers have been granted. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Principal Accountant Fees and Services </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The following table shows the fees
related to services provided by the Company&#146;s external auditors, Deloitte LLP, for the past two years: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="90%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center">Year&nbsp;Ended&nbsp;December&nbsp;31</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;($ millions)</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>2018</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">2017<B><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Audit Services</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>17.3</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.1</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Audit-Related Services</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>1.1</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1.4</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Tax Services</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>0.3</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">0.3</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;Other Services</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0"><B>1</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1.00pt solid #5eade0">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-BOTTOM:1.00pt solid #5eade0">0.9</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"><FONT STYLE="font-size:8pt">&nbsp;<B><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B>Adjustment of $(0.1) to 2017 fees.</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Audit fees</B> relate to professional services rendered by the auditors for the audit of our annual consolidated financial statements,
the statements for our segregated funds and services related to statutory and regulatory filings. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Audit-related fees</B> include assurance services not directly
related to performing the audit of the annual consolidated financial statements of the Company. These include internal control reviews, specified procedure audits and employee benefit plan audits. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>Tax fees</B> relate to tax compliance, tax advice and tax planning. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL"><B>All other
fees</B> relate to products and services other than audit, audit-related and tax as described above. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I><FONT STYLE="white-space:nowrap">Pre-Approval</FONT>
Policies and Procedures </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Audit Committee of SLF Inc. and Sun Life Assurance have adopted a policy restricting the use of the external auditor (the
&#147;Policy&#148;). The objective of the Policy is to ensure that the independence of the external auditor is not compromised by certain engagements. The Policy is based on the following principles, which specify that the external auditor cannot:
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">17&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">function in the role of management of the Company; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">audit its own firm&#146;s work; or </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">serve in an advocacy role for the Company. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Policy requires that any services to be provided by the external auditor be <FONT STYLE="white-space:nowrap">pre-approved</FONT> by the Audit Committees of SLF Inc.
and/or Sun Life Assurance, as applicable, and the audit committee of any affected subsidiary that is itself directly subject to the Sarbanes-Oxley Act of 2002. If a service has not been <FONT STYLE="white-space:nowrap">pre-approved</FONT> by the
Audit Committee, specific approval must be obtained from the committee before an engagement letter can be issued and the related work commenced. The committee has, subject to certain fee thresholds and reporting requirements, <FONT
STYLE="white-space:nowrap">pre-approved</FONT> certain audit, audit-related and other permissible <FONT STYLE="white-space:nowrap">non-audit</FONT> services that are consistent with maintaining the independence of the external auditor. These <FONT
STYLE="white-space:nowrap">pre-approved</FONT> services are reviewed annually by the committee. The Policy prohibits engaging the external auditor to provide certain services, including: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">bookkeeping or other services related to accounting records or financial statements; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">financial information systems design or implementation services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">appraisal or valuation services, fairness opinions or contribution in kind reports; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">actuarial services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">internal audit outsourcing services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">management functions or human resources services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">broker or dealer, investment adviser, underwriting, securities or investment banking services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">legal services and expert services unrelated to an audit; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">any service for which no fee is payable unless a specific result is obtained; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">any <FONT STYLE="white-space:nowrap">non-audit</FONT> tax services that recommend the Company engage in confidential
transactions or aggressive tax position transactions, as defined by the U.S. Public Company Accountability Oversight Board; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">any other service that governing regulators or professional bodies determine to be impermissible. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Fees paid to SLF Inc.&#145;s external auditors have been approved by the Audit Committee of the Board of Directors of SLF Inc. or otherwise in accordance with the
Policy. None of the services provided by the Company&#146;s external auditors described above were approved pursuant to a waiver of <FONT STYLE="white-space:nowrap">pre-approval</FONT> provisions under SEC rules (paragraph (c)(7)(i)(C) of Rule 2 -
01 of Regulation <FONT STYLE="white-space:nowrap">S-X).</FONT> </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Interests of Experts </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Deloitte LLP is the auditor of SLF Inc. and is independent of SLF Inc. within the meaning of the Rules of Professional Conduct of the Chartered Professional Accountants
of Ontario and the rules and standards of the Public Company Accounting Oversight Board (U.S.), as well as the securities laws and regulations administered by the U.S. Securities and Exchange Commission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Kevin Morrissey, the Appointed Actuary of SLF Inc., has provided an opinion on the value of policy liabilities and reinsurance recoverables for SLF Inc.&#145;s
statements of financial position as at December&nbsp;31, 2018 and 2017 and the change in the consolidated statement of operations for the years ended December&nbsp;31, 2018 and 2017. Mr.&nbsp;Morrissey owned beneficially, directly or indirectly,
less than 1% of all outstanding securities or other property of SLF Inc. or its affiliates when he prepared that opinion, and after that opinion was prepared, and he does not expect to receive any such securities or other property in excess of that
amount in the future. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Regulatory Matters </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Financial is subject
to regulation and supervision by government authorities in the jurisdictions in which it does business. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Canada </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulation of Insurance Operations </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. is incorporated under and
governed by the Insurance Act. OSFI administers the Insurance Act and supervises the activities of Sun Life Financial. SLF Inc. has all the powers and restrictions applicable to life insurance companies governed by the Insurance Act, which permits
insurance companies to offer, directly or through subsidiaries or networking arrangements, a broad range of financial services, including: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Insurance and reinsurance; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Investment counselling and portfolio management; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Mutual funds and segregated funds; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Trust services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Banking services; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Real property brokerage and appraisal; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Merchant banking services. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">18</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Insurance Act requires the filing of annual and other reports on the financial condition of insurance companies,
provides for periodic examinations of insurance companies&#146; affairs, imposes restrictions on transactions with related parties, and sets out requirements governing certain aspects of insurance companies&#146; businesses. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">OSFI supervises SLF Inc. on a consolidated basis to ensure that it has an overview of activities of SLF Inc. and its consolidated subsidiaries. This consolidated
supervision includes the ability to review insurance and <FONT STYLE="white-space:nowrap">non-insurance</FONT> operations of SLF Inc. and subsidiaries and supervisory power to bring about corrective action. OSFI has extensive powers to intervene in
the affairs of regulated insurance companies, including the power to request information or documents, to conduct investigations, to require that appropriate actions are taken to address issues identified by OSFI and to levy fines. OSFI may
intervene and assume control of an insurance company governed by the Insurance Act if OSFI deems that the amount of the company&#146;s available capital is not sufficient. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Investment Powers </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the Insurance Act, a life insurance company
must maintain a prudent portfolio of investments, subject to certain overall limitations on the amount it may invest in certain classes of investments, such as commercial loans, real estate and stocks. Additional restrictions (and, in some cases,
the need for regulatory approvals) limit the type of investments which Sun Life Financial can make in excess of 10% of the voting rights or 25% of the equity of any entity. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Capital and Surplus Requirements </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. and Sun Life Assurance, SLF
Inc.&#146;s principal operating life insurance subsidiary in Canada, are subject to OSFI&#146;s regulatory capital framework. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>LICAT </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">OSFI implemented the Life Insurance Capital Adequacy Test (&#147;LICAT&#148;) Guideline, a revised regulatory capital framework in Canada effective January&nbsp;1, 2018,
replacing the Minimum Continuing Capital and Surplus Requirement (MCCSR). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The LICAT Guideline uses a risk-based approach for measuring specific life insurer risks
and for aggregating the results to calculate the amount of a life insurer&#146;s regulatory required capital to support these risks. LICAT measures the capital adequacy of an insurer using a Total Ratio and a Core Ratio and is one of several
indicators used by OSFI to assess an insurer&#146;s financial condition. The Total Ratio is the Available Capital plus Surplus Allowance and Eligible Deposits divided by a Base Solvency Buffer as described below. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The principal elements included in determining Qualifying Regulatory Available Capital (&#147;Available Capital&#148;) under LICAT include common shares, contributed
surplus, retained earnings, the participating account, accumulated currency translation account, unrealized gains and losses on available for sale equity and debt securities, qualifying preferred shares, innovative capital instruments and
subordinated debt. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The calculation of the Total Ratio takes into consideration other aspects of the balance sheet that are available as loss absorbing capacity,
including the Surplus Allowance and Eligible Deposits. The Surplus Allowance includes the provisions for adverse deviations for <FONT STYLE="white-space:nowrap">non-economic</FONT> and risk-free interest rate assumptions. The Eligible Deposits
consist of the excess deposits held for unregistered reinsurers and claims fluctuation reserves. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Base Solvency Buffer includes five risk components:
(1)&nbsp;credit risk, (2)&nbsp;market risk, (3)&nbsp;insurance risk, (4)&nbsp;segregated funds guarantee risk, and (5)&nbsp;operational risk. Credits are available for: (1)&nbsp;qualifying <FONT STYLE="white-space:nowrap">in-force</FONT>
participating and adjustable products, (2)&nbsp;other risk mitigation and risk transfer, and (3)&nbsp;risk diversification. The sum of the risk components, net of credits, are multiplied by 1.05 to arrive at the Base Solvency Buffer. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The LICAT Guideline sets a Supervisory Target Total Ratio of 100% and a minimum Total Ratio of 90%. The supervisory target provides a cushion above the minimum
requirements, provides a margin for other risks, and facilitates OSFI&#146;s early intervention process. The supervisory target is not applicable to regulated insurance holding companies and <FONT STYLE="white-space:nowrap">non-operating</FONT>
insurance companies. The Company has established capital targets in excess of the supervisory target set by OSFI. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Restrictions on Dividends and Capital
Transactions </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Insurance Act prohibits the declaration or payment of dividends on shares of an insurance company if there are reasonable grounds for
believing the company does not have, or the payment of the dividend would cause the company not to have, adequate capital or liquidity, or upon any direction made by the Superintendent. The Insurance Act also requires that an insurance company
notify the Superintendent of the declaration of a dividend at least fifteen days before the dividend payment date. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Insurance Act also prohibits the purchase for
cancellation of shares issued by an insurance company or the redemption of redeemable shares or other similar capital transactions, if there are reasonable grounds for believing that the company does not have, or the payment would cause the company
not to have, adequate capital or liquidity, or upon any direction made by the Superintendent. Further, any redemption or purchase for cancellation of shares issued by an insurance company or similar capital transactions are prohibited without the
prior approval of the Superintendent. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Restrictions on Ownership </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The Insurance Act contains restrictions on the purchase or other acquisition, issue, transfer and voting of the shares of an insurance company. Pursuant to these
restrictions: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">19&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">No person is permitted to acquire any shares of SLF Inc. if the acquisition would cause the person to have a
&#147;significant interest&#148; in any class of shares of SLF Inc., without the prior approval of the Minister of Finance of Canada; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">SLF Inc. is not permitted to record any transfer or issue of shares of SLF Inc. if the transfer or issue would cause the
person to have a significant interest in SLF Inc., unless prior approval is obtained from the Minister of Finance of Canada; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">No person who has a significant interest in SLF Inc. may exercise any voting rights attached to the shares held by that
person, unless prior approval of the Minister of Finance of Canada is obtained. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A person has a significant interest in a class of shares where the
aggregate of any shares of that class beneficially owned by that person, any entity controlled by that person and any person acting jointly or in concert with that person exceeds 10% of all of the outstanding shares of that class of shares. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the Insurance Act, the Minister of Finance of Canada may approve only the acquisition of a significant interest of up to 30% of any class of <FONT
STYLE="white-space:nowrap">non-voting</FONT> shares and up to 20% of a class of voting shares, provided that the person acquiring those shares does not have direct or indirect influence over SLF Inc. that, if exercised, would result in that person
having control in fact of SLF Inc. In addition, the Insurance Act prohibits life insurance companies, including SLF Inc., from recording a transfer or issuing shares of any class to Her Majesty in right of Canada or of a province, an agent of Her
Majesty, a foreign government or an agent of a foreign government. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. is required to continue to control, but not wholly own, Sun&nbsp;Life Assurance. Any
shares of Sun&nbsp;Life Assurance that are not owned by SLF Inc. are required to meet the widely held criteria (no individual may own more than 10% of any class of shares without prior approval of the Minister of Finance of Canada). The 20% limit on
voting share ownership and 30% limit on <FONT STYLE="white-space:nowrap">non-voting</FONT> share ownership apply to the direct and indirect cumulative ownership of Sun&nbsp;Life Assurance, with the effect that no single investor will be able to use
the holding company structure to exceed those ownership restrictions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Appointed Actuary </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In accordance with the Insurance Act, SLF Inc.&#145;s Board of Directors has appointed a Fellow of the Canadian Institute of Actuaries as its &#147;Appointed
Actuary&#148;. The Appointed Actuary must provide an opinion on: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The value of the Company&#146;s consolidated policy liabilities as at the end of each fiscal period in accordance with
accepted actuarial practice, including the selection of appropriate assumptions and methods; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Whether the amount of policy liabilities makes appropriate provisions for all obligations to policyholders; and
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Whether the valuation of liabilities is fairly presented in the consolidated financial statements. </P></TD></TR></TABLE>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Regulations require that the Appointed Actuary meet with the Board of Directors or a delegated Committee of the Board at least once in each financial year to report, in
accordance with accepted actuarial practice, on the Company&#146;s financial position and its expected future financial condition. The Appointed Actuary must report to the Chief Executive Officer and the Chief Financial Officer of SLF Inc. any
matters that, in the Appointed Actuary&#146;s opinion, could have material adverse effects on the financial condition of SLF Inc. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Prescribed Supervisory
Information </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Supervisory Information (Insurance Companies) Regulations made under the Insurance Act prohibit regulated insurance companies, such as SLF
Inc. and Sun Life Assurance, from disclosing, directly or indirectly, &#147;prescribed supervisory information&#148;, as defined in those Regulations. Prescribed supervisory information includes assessments, recommendations, ratings and reports
concerning the Company made by or at the request of the Superintendent, orders of the Superintendent with respect to capital and liquidity, certain regulatory actions taken with respect to the Company, prudential agreements between the Company and
the Superintendent, and directions of the Superintendent that we cease or refrain from committing, or remedy, unsafe or unsound practices in conducting our business. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Provincial/Territorial Insurance Regulation </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Canada, life insurance
is also subject to provincial regulation and supervision in each province and territory in Canada. Provincial insurance regulation is primarily concerned with market conduct matters, the rights and obligations under insurance contracts, and the
licensing and oversight of insurance intermediaries. In addition to those regulations, guidelines adopted by the Canadian Life and Health Insurance Association (&#147;CLHIA&#148;) govern several aspects of our business in Canada. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF&nbsp;Inc. is licensed as an insurance company in Canada under the Insurance Act and is the holding company for the Sun Life Financial group of companies. SLF Inc. is
not licensed to carry on life insurance business in any province or territory in Canada. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Assurance and Sun Life Insurance (Canada) Limited are licensed to
carry on life insurance and accident and sickness insurance business in each province and territory in Canada. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulation of Securities Operations
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Several of SLF Inc.&#146;s subsidiaries in Canada are registered with various Canadian Securities Administrators as dealers, advisors or managers under one
or more of the following categories of registration: mutual fund dealer, investment fund manager, commodity trading manager, investment counsel/portfolio manager and exempt market dealer. These entities, their registered employees and their products
and/or services are regulated in Canada under provincial and territorial securities laws which are administered and enforced by the various Canadian Securities Administrators, and certain entities are also subject to the rules of the applicable
self-regulatory organization, such as the Mutual Fund Dealers Association of Canada for mutual fund dealers. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">20&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
These entities may be subject to examinations or proceedings by the various Canadian Securities Administrators and self-regulatory organizations. These examinations or proceedings could subject
our registered subsidiaries to a range of regulatory sanctions, including censure, limitations on the registrant&#146;s activities, and termination of registration, and could subject these entities to a cessation of sales or the rescission of a sale
of securities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Client Protection for Financial Institution Failure </I></B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Assurance&#146;s Canadian policyholders are provided protection from an insolvency through Assuris, a not for profit organization that is funded by its member
insurance companies. Every life insurance company authorized to sell insurance policies in Canada is required, by the federal, provincial and territorial regulators, to become a member of Assuris. Assuris provides separate protection for individual,
group, registered and <FONT STYLE="white-space:nowrap">non-registered,</FONT> life insurance policies and annuity policies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The MFDA Investor Protection Corporation
(&#147;IPC&#148;) provides Clients with protection, within defined limits, in the event of the insolvency of their mutual fund dealer. The IPC is funded by its member mutual fund dealers, including Sun Life Financial Investment Services (Canada)
Inc. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Canada Deposit Insurance Corporation (&#147;CDIC&#148;) is a federal crown corporation created to protect deposits made with member financial institutions
in case of their failure. CDIC member institutions, including Sun Life Financial Trust Inc., fund deposit insurance through premiums paid on the insured deposits that they hold. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Other Regulatory Matters </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Privacy of Client Information and
Anti-Spam Legislation </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Canadian federal, and some provincial, laws and regulations require organizations, including financial institutions to protect the
security and confidentiality of Client information. This includes financial institutions notifying Clients about their policies and practices relating to their collection, use and disclosure of Client information and their policies to protect the
security and confidentiality of that information. New requirements include additional record keeping obligations and an obligation to notify individuals and report to privacy regulators when there is a real risk of significant harm to affected
individuals resulting from a breach of security safeguards. Canadian anti-spam legislation imposes certain restrictions and formalities on the delivery of commercial electronic messages to existing and prospective Clients. This includes obtaining
consent from recipients and providing the ability to unsubscribe from subsequent messages. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Anti-Money Laundering Legislation </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Proceeds of Crime (Money Laundering) and Terrorist Financing Act,<I> </I>Canada, contains measures to assist in detecting, deterring, and facilitating the
investigation of money laundering and terrorist financing offences. This legislation and the associated regulations impose reporting, recordkeeping and &#147;know your Client&#148; obligations on SLF Inc. and certain of its subsidiaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>United States </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the U.S. SLF Inc. does not carry on business and is not
regulated as an insurance company. Sun Life Assurance and several indirect U.S. subsidiaries of SLF Inc. carry on business and are regulated as insurance companies in the United States. Michigan is Sun&nbsp;Life Assurance&#146;s &#147;state of
entry&#148; and is treated as the state of domicile for Sun Life Assurance&#146;s U.S. branch (the &#147;U.S. Branch&#148;). The U.S. Branch is licensed to transact business in every state in the United States except New&nbsp;York, plus in the
District of Columbia, Puerto Rico, and the U.S. Virgin Islands. SLF Inc.&#145;s U.S. life and health insurance subsidiaries are, collectively, licensed to transact business in all states, the District of Columbia, and Puerto Rico. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain of SLF Inc.&#145;s U.S. subsidiaries, including Massachusetts Financial Services Company (&#147;MFS&#148;) and its subsidiaries; Ryan Labs Asset Management Inc.,
Prime Advisors, Inc., certain Bentall Kennedy entities, and certain contracts, policies and funds issued, offered or managed by them are subject to regulation under federal securities laws administered by the SEC and under certain state securities
laws. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulation of Insurance Operations - State Level </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the
United States, each state, the District of Columbia, and U.S. territories and possessions have insurance laws that apply to companies licensed to carry on an insurance business in the jurisdiction. The primary regulator of an insurance company,
however, is the state insurance department or equivalent body located in its state of domicile. Most jurisdictions have laws and regulations governing the financial aspects of insurers, including standards of solvency, reserves, reinsurance, capital
adequacy and the business conduct of insurers. In addition, the laws of the various states provide state insurance regulators with broad administrative powers to approve policy forms and related materials and approve rates for certain lines of
insurance, grant and revoke licenses to transact business, regulate trade practices, license agents, and require statutory financial statements. The primary purpose of such regulation is the protection of policyholders and consumers, rather than
shareholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The National Association of Insurance Commissioners (&#147;NAIC&#148;) is the U.S. standard-setting and regulatory support organization created and
governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer review, and coordinate their
regulatory oversight. NAIC members, together with the central resources of the NAIC, form the national system of state-based insurance regulation in the United States. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">21&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The U.S. Branch and SLF Inc.&#145;s U.S. life and health insurance subsidiaries are subject to the insurance holding
company laws and regulations in the states in which they are domiciled (or deemed to be commercially domiciled). Most states&#146; insurance holding company laws generally require each insurer that is domiciled therein and that is a member of a
holding company system to register with the insurance regulatory authority of that state and, annually, to furnish those authorities with certain reports that include information concerning capital structure, ownership, financial condition, certain
intercompany transactions and general business operations. In addition, under most states&#146; holding company laws, transactions within the holding company system to which the domestic insurer is a party must be fair and equitable and such
insurer&#146;s policyholder surplus following any such transaction must be both reasonable in relation to its outstanding liabilities and adequate for its needs. Most states require prior regulatory approval of the change of control of the domestic
insurer or an entity that controls the domestic insurer and prior notice or regulatory approval of certain intercompany transfers of assets or other material affiliate transactions to which a domestic insurer is a party. Generally, under such laws,
a state insurance authority must approve in advance the direct or indirect acquisition of 10% or more of the voting securities of an insurance company domiciled in the state. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc.&#145;s U.S. special purpose financial captive insurance companies are subject to the laws and regulations applicable to captive insurers in their states of
domicile, as well as the terms of the business plans approved by, and the licensing orders issued by, the companies&#146; domestic regulators. Generally, a special purpose financial captive insurance company is required to seek regulatory approval
prior to taking any action that would deviate from the activities described in its approved business plan or specifically permitted by the licensing order issued by its domestic regulator. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The U.S. Branch and SLF Inc.&#145;s U.S. life and health insurance subsidiaries are required to file detailed annual and quarterly financial statements with state
insurance regulators in each of the states in which they are licensed, and their business and accounts are subject to examination by such regulators at any time. Regulators have authority to limit or prohibit the ability to issue new policies if, in
their judgment, an insurer is not maintaining sufficient surplus or capital or if the further transaction of business would be detrimental to policyholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As part
of their oversight process, state insurance departments conduct detailed examinations periodically (generally every three to five years) of the financial condition and market conduct of insurance companies domiciled in their states. The latest
published examination reports of the U.S. Branch and SLF Inc.&#145;s U.S. life and health insurance companies did not raise any material issues or adjustments. In addition to the periodic examinations, states will on occasion perform targeted market
conduct reviews that may cover, among other things, content of disclosures, advertising, sales practices and complaint handling. Examinations are sometimes conducted in cooperation with the departments of other states under guidelines published by
the NAIC. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Restrictions on Dividends </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The amount of
dividends that an insurance company may pay to its parent without prior regulatory approval is regulated under the U.S. state insurance holding company laws and regulations and under the terms of licensing orders issued by various states. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>NAIC IRIS Ratios </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The NAIC has developed a set of
financial relationships or &#147;tests&#148; known as the Insurance Regulatory Information System (&#147;IRIS&#148;) to assist state regulators in monitoring the financial condition of insurance companies and identifying companies that may require
special attention or action by insurance regulatory authorities. A second set of confidential ratios, called the Financial Analysis Solvency Tracking System, is also used for monitoring. Insurance companies generally submit data to the NAIC, which
in turn analyzes the data using prescribed financial data ratios, each with defined &#147;usual ranges&#148;. Having ratios that fall outside the usual range does not necessarily indicate that a company experienced unfavourable results. Generally,
if four or more of an insurance company&#146;s ratios fall outside the usual ranges, regulators will begin to investigate or monitor the company. Regulators have the authority to impose remedies with various degrees of supervision, ranging from
increased monitoring to certain business limitations. For the twelve-month period ended December&nbsp;31, 2018, the most recent period for which results are available, SLF Inc.&#145;s U.S. life and health insurance subsidiaries were within the usual
ranges for most of the IRIS ratios: the U.S. Branch had four ratios outside of the usual ranges, which was anticipated in connection with a reinsurance transaction that occurred during the year and received regulatory approval. The ratios that were
outside the usual ranges did not indicate any adverse solvency issues. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Risk-based Capital Ratio Requirements </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">All states have risk-based capital (&#147;RBC&#148;) ratio requirements for insurance companies. The NAIC RBC system was created to provide a capital adequacy standard
that is related to risk, raises a safety net for insurers, is uniform among the states, and provides regulatory authority for timely action. The RBC system requires an insurer to calculate a minimum amount of capital that it must maintain to support
the various risks to which it is exposed. A separate factor is used across each major risk category, and may vary by primary insurance type. RBC focuses on the material risks that are common for the particular insurance type. For life and health
insurance, RBC considers investment risk, insurance risk, interest rate risk, and other market and business risks, by applying factors to various amounts presented in the company&#146;s statutory financial statements. The RBC framework was updated
in 2018 to incorporate the impacts of the Tax Cuts and Jobs Act of 2017. For the year ended December 31, 2018, the RBC ratio for the U.S. Branch and SLF Inc.&#145;s U.S. life and health insurance subsidiaries is expected to exceed the levels under
which any remedial or regulatory action would be required. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Statutory Reserves </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">State insurance laws require life and health insurance companies to analyze the adequacy of their reserves annually. The appointed actuary for the U.S. Branch and SLF
Inc.&#146;s other U.S. life and health insurance subsidiaries must submit an opinion that such reserves, when considered in light of the assets held with respect to those reserves, make adequate provision for the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">22&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
associated contractual obligations and related expenses of the U.S. Branch and each of SLF Inc.&#146;s life and health insurance subsidiaries. If such opinion cannot be provided, the affected
insurer must set up additional reserves. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under NAIC rules, life and health insurance companies must maintain an asset valuation reserve (&#147;AVR&#148;), which is a
provision for potential asset credit defaults. The size of the AVR depends upon the composition and results of a company&#146;s investment portfolio. These reserves are recorded for purposes of statutory accounting practices; they are not recorded
under the provisions of IFRS and therefore have no impact on SLF Inc.&#145;s reported results of operations or financial position. The AVR affects the determination of statutory surplus, and changes in such reserves may affect the ability of SLF
Inc.&#145;s U.S.&nbsp;life and health insurance subsidiaries to pay dividends or other distributions to their respective parents and also may affect the amounts required to be maintained in trust by the U.S. Branch (see discussion below under
Minimum Statutory Surplus and Capital). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2016, laws related to the implementation of principles-based reserving reached the threshold required to enact
principles-based reserving and became operative on January&nbsp;1, 2017. Companies have a three year window to become compliant with the law. This change will have little impact on SLF Inc.&#146;s U.S. life and health insurance subsidiaries based on
their current product offerings. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Minimum Statutory Surplus and Capital </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The U.S.&nbsp;Branch and SLF Inc.&#145;s U.S. life and health insurance subsidiaries are required to have minimum statutory surplus and capital of various amounts,
depending on the states in which they are licensed and the types of business that they transact. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The U.S.&nbsp;Branch is required to maintain a certain amount of
assets in trust with a financial institution acceptable to the Director of Michigan&#146;s Department of Insurance and Financial Services (the &#147;Michigan Director&#148;) in an amount at all times at least equal to the sum of the
U.S.&nbsp;Branch&#146;s reserves and other liabilities, the minimum required capital and surplus, and any additional amounts considered necessary by the Michigan Director to cover the U.S. Branch&#146;s liabilities. Generally, these assets are
available only to meet the obligations of Sun Life Assurance to its U.S.&nbsp;policyholders, claimants and other U.S. Branch creditors. Amendments to the trust agreement must be approved by the Michigan Director. As at December&nbsp;31, 2018, the
U.S. Branch had assets in trust in excess of Michigan&#146;s requirements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Investments of Insurance Companies </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The U.S.&nbsp;Branch and SLF Inc.&#145;s other U.S.&nbsp;life and health insurance subsidiaries are subject to state laws and regulations that require diversification of
their investment portfolios and limit the amount of investments in certain investment categories such as below-investment-grade fixed income securities, equity real estate, foreign investments and equity investments. Failure to comply with these
laws and regulations would cause investments exceeding regulatory limits to be treated as <FONT STYLE="white-space:nowrap">non-admitted</FONT> assets for purposes of measuring surplus and, in some instances, would require divestiture of such <FONT
STYLE="white-space:nowrap">non-qualifying</FONT> investments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>State Guaranty Association Assessments </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">All states, the District of Columbia and Puerto Rico require insurers to participate in the local insurance guaranty association. The association may levy assessments for
policyholder losses incurred by impaired or insolvent insurers. Generally, assessments up to certain prescribed limits are based upon the proportionate share of premiums written by member insurers in the lines of business in which the impaired or
insolvent insurer is engaged. A large part of the assessments paid by SLF Inc.&#145;s U.S. insurance subsidiaries pursuant to these laws may be used as credits for a portion of its U.S. premium taxes. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulation of Insurance Operations - Federal Level </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Although the
U.S.&nbsp;federal government does not directly regulate the insurance business, federal legislation and administrative policies in several areas apply to the conduct of the insurance business, including age and sex discrimination, investment company
regulation, financial services regulation, health care regulation, foreign corrupt practices regulation and federal taxation. For example, the U.S.&nbsp;Congress has, from time to time, considered legislation related to limitations on antitrust
immunity and the alteration of the federal income tax structure. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulation of Securities Operations </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The investment management activities of SLF Inc.&#145;s U.S. subsidiaries are subject to federal and state laws and regulations in the jurisdictions where they conduct
business. MFS and certain of SLF Inc.&#145;s other U.S. subsidiaries are registered as investment advisers under the Investment Advisers Act of 1940, as amended (the &#147;Advisers Act&#148;), which imposes various obligations on registered
investment advisers, including fiduciary duties, and disclosure, operational, recordkeeping and reporting requirements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Several of SLF Inc.&#145;s U.S. subsidiaries
issue or have issued products that are registered with the SEC as investment companies under the Investment Company Act of 1940, as amended (the &#147;1940 Act&#148;) and which issue securities that are registered under the Securities Act of 1933,
as amended (the &#147;1933 Act&#148;). Certain of SLF Inc.&#145;s U.S. subsidiaries provide investment management services to affiliated funds, which similarly are registered as investment companies under the 1940 Act and which issue securities that
are registered under the 1933 Act. The 1940 Act and the 1933 Act impose various obligations on registered investment companies and with respect to the securities that they issue, including disclosure, operational, recordkeeping and reporting
requirements and, in the case of the 1940 Act, prohibitions or restrictions on certain transactions with affiliates. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Registered investment companies and investment
advisers are regulated by and subject to examination by the SEC. The SEC is authorized to institute proceedings and impose sanctions for violations of the U.S. federal securities laws. Failure to comply with applicable securities laws could subject
SLF Inc.&#146;s investment companies and investment adviser subsidiaries to a range of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">23&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
regulatory sanctions, including censure, limitations on the registrant&#146;s activities, and termination of registration, and could subject its registered investment companies to a cessation of
sales or rescission of securities sold. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">To the extent that any products are deemed to be securities under U.S. federal or state securities laws, they are qualified
for sale as needed in certain states in the United States and the District of Columbia. Marketing and sales of securities products are subject to the Securities Exchange Act of 1934, as amended (the &#147;1934 Act&#148;), and regulations promulgated
by the Financial Industry Regulatory Authority (&#147;FINRA&#148;). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Certain of SLF Inc.&#145;s U.S. subsidiaries are registered as broker-dealers under the 1934 Act
and are subject, for example, to the SEC&#146;s net capital rules, and are members of, and subject to regulation by FINRA. Certain other U.S. subsidiaries of SLF Inc. are registered as transfer agents under the 1934 Act. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">MFS also conducts business in the European Union (&#147;EU&#148;) that is also subject to securities laws and regulations. The revised Markets in Financial Instruments
Directive and Regulation (together &#147;MiFID II&#148;) became effective on January&nbsp;3, 2018 and applies across the EU and member states of the European Economic Area (&#147;EEA&#148;). Implementation of MiFID II is having a significant impact
on both the structure and operation of EU financial markets. Some of the main changes introduced under MiFID II include applying enhanced disclosure requirements, enhancing conduct of business and governance requirements, broadening the scope of pre
and post trade transparency, increasing transaction reporting requirements, transforming the relationship between Client commissions and research, and further regulation of trading venues. In response to MiFID II, MFS is paying for all external
investment research for all clients (including <FONT STYLE="white-space:nowrap">non-European</FONT> clients). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Other U.S. Regulatory Matters </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>U.S. Tax Reform </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">U.S. tax reform legislation signed into
law on December&nbsp;22, 2017, effective January&nbsp;1, 2018, included a reduction to the corporate tax rate from 35% to 21% for tax years beginning after 2017, changes to the amount of reserves that are tax deductible and a <FONT
STYLE="white-space:nowrap">one-time</FONT> tax on the deemed repatriation of foreign earnings. In addition, this legislation included a number of base broadening measures including provisions limiting the deductibility of certain amounts including
payments to related foreign taxpayers and expanded rules impacting foreign source income of <FONT STYLE="white-space:nowrap">non-US</FONT> affiliates. There is uncertainty surrounding the provisions limiting the deductibility of certain amounts
including payments to related foreign taxpayers. Interpretive guidance on these provisions was issued by the U.S. late in 2018. However, they are in the form of Proposed Regulations and are subject to change. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>The Dodd-Frank Act </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Wall Street Reform and Consumer
Protection Act (&#147;Dodd-Frank Act&#148;), which was signed into law in July 2010, enacted numerous legal and regulatory changes for the financial services industry, which have been gradually implemented over the ensuing years. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Dodd-Frank Act mandated the U.S. federal regulation of the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT>
(&#147;OTC&#148;) derivatives market and granted new joint regulatory authority to the SEC and the U.S. Commodity Futures Trading Commission (&#147;CFTC&#148;) over OTC derivatives. While the SEC and CFTC continue to promulgate additional rules,
certain of SLF Inc.&#145;s. derivatives operations have become subject to, among other things, new recordkeeping, reporting and documentation requirements. In addition, certain <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivatives entered
into as part of SLF Inc.&#146;s derivatives operations have become subject to <FONT STYLE="white-space:nowrap">two-way</FONT> variation margin requirements and may become subject to <FONT STYLE="white-space:nowrap">two-way</FONT> initial margin
requirements beginning in 2020. These margining requirements are expected to increase the cost and reduce the availability of <FONT STYLE="white-space:nowrap">non-cleared</FONT> derivatives. Collectively, the Dodd-Frank Act requirements have
increased the direct and indirect costs of the Company&#146;s hedging and related activities and will likely increase them further in the future. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>LIBOR </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Uncertainty relating to the LIBOR and other
Interbank Offer Rates (&#147;IBORs&#148;) calculation process and potential phasing out of LIBOR and other IBORs after December, 31, 2021, may adversely affect the value of SLF Inc.&#146;s derivatives and securities investments (collectively, the
&#147;Investments&#148;) that are LIBOR or IBOR-based. On July&nbsp;27, 2017, the U.K. Financial Conduct Authority, which regulates the panel banks that submit quotes to the ICE Benchmark Administration (which is responsible for computing LIBOR) for
the purpose of calculating LIBOR, announced that it will no longer require or compel panel banks to submit rates for the calculation of the LIBOR rates after December&nbsp;31, 2021.&nbsp;At this time it is not clear whether LIBOR and other IBORs
will be discontinued, but the suspension, discontinuance or unavailability of LIBOR and other IBORs is a possibility.&nbsp;In addition, regulatory and industry initiatives concerning LIBOR and other IBORs, such as a change in the compiling body,
sponsor or administrator of LIBOR and other IBORs, could result in changes or modifications affecting LIBOR or IBOR-based investments like the Investments<STRIKE>.</STRIKE>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In the United States, the Alternative Reference Rates Committee of the Federal Reserve Board has identified the Secured Overnight Financing Rate (&#147;SOFR&#148;) as a
potential replacement rate for USD LIBOR. SOFR is a broad measure of the cost of borrowing cash overnight collateralized by Treasury securities.&nbsp;It is expected that some market participants will transition to SOFR in anticipation of the
potential cessation of USD LIBOR after December&nbsp;31, 2021.&nbsp;A transition to SOFR (whether prior to or after December&nbsp;31, 2021) may adversely affect the trading of USD LIBOR-based investments, including the Investments, insofar as their
value, liquidity, return, and usefulness for intended purpose are concerned.&nbsp;While it may be possible to convert SOFR into an approximate USD LIBOR-equivalent rate by adding, subtracting or otherwise incorporating one or more interest rate
spreads, or by making other appropriate adjustments, the feasibility and appropriateness of such adjustments will depend </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">24&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
on a variety of factors, including market conditions, monetary policy, and factors affecting SOFR&#146;s or USD LIBOR&#146;s integrity during the transition. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Similar benchmark reform is also underway in several other countries, where working groups (including, but not limited to, the Canadian Alternative Reference Rate Working
Group in Canada, the Sterling Risk Free Rate Working Group in the United Kingdom, and the Working Group on Risk-Free Reference Rates for the Euro Area in the European Union) have identified, and are considering the implications of a transition to,
alternative secured or unsecured (depending upon the jurisdiction) &#147;risk free&#148; transaction-based rates, which may or may not have been published at the time of this disclosure, e.g. the Euro Short-Term Rate (&#147;ESTER&#148;), the
alternative reference rate selected by the Working Group on Risk-Free Reference Rates for the Euro Area, will be published by October, 2019. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At this time, it is not
possible to predict the effect of any changes to the methodology for calculating LIBOR or other IBORs or of any other benchmark reform that may happen in the United States or elsewhere. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Cybersecurity and Privacy of Client Information </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">U.S.
regulators at the federal and state level are increasing their focus on cybersecurity. In particular, U.S. insurance regulators have begun to adopt new laws and regulations designed to address specific cyber risks. These laws and regulations require
licensees, including SLF Inc.&#146;s U.S. insurance subsidiaries, to implement risk-based information security programs; establish detailed procedures for investigating cybersecurity events, assessing risk, and overseeing third-party service
providers; and comply with increased regulatory reporting requirements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition, U.S. federal and state laws require financial institutions, including insurers,
investment companies and investment dealers, to protect the security and confidentiality of Client information and to notify Clients about the institution&#146;s policies and practices relating to its collection, use and disclosure of client
information. States are starting to enact new consumer focused privacy laws that will significantly change data privacy requirements in the U.S., impose greater penalties for <FONT STYLE="white-space:nowrap">non-compliance,</FONT> and provide for
private rights of action. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These laws and regulations will increase the costs and compliance obligations associated with the Company&#146;s information security
activities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>The Affordable Care Act </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Patient
Protection and Affordable Care Act (&#147;Affordable Care Act&#148;) enacted significant legal and regulatory changes for the health care and insurance industries with a primary goal of increasing the number of Americans with health insurance
coverage. While the law&#146;s changes are primarily directed at traditional health insurance products not offered by the U.S. Branch and SLF Inc.&#146;s U.S. life and health insurance subsidiaries, the Affordable Care Act has led to an increase in
the number of employers choosing to self insure their health plans. The expansion of the self-insured health plan market has positively impacted our medical stop-loss business. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>The USA PATRIOT Act of 2001 </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The USA PATRIOT Act of 2001
(the &#147;PATRIOT Act&#148;) seeks to promote cooperation among financial institutions, regulators and law enforcement agencies in identifying parties that may be involved in terrorism, money laundering or other illegal activities. Regulations
applicable to the insurance industry require insurance companies issuing &#147;covered products&#148; to implement anti-money laundering programs and file suspicious activity reports with the U.S. Treasury Department. SLF Inc.&#145;s U.S.
subsidiaries that issue covered products and its U.S. broker-dealer subsidiaries have implemented anti-money laundering programs to comply with the PATRIOT Act regulations and with the Office of Foreign Assets Control requirements with respect to
anti-terrorist financing. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>Paid Family and Medical Leave </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A growing number of states have passed or are considering mandated paid family and medical leave (&#147;PFML&#148;) programs. These programs generally provide partial
income protection for an employee who is unable to work on account of his or her own serious health condition or for various family care reasons. There are a number of PFML proposals at the federal level as well. PFML programs overlap with short
term disability coverage and, as a result, could have a negative impact on the short term disability marketplace in which the U.S. Branch and SLF Inc.&#146;s U.S. life and health subsidiaries operate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Bermuda </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Assurance and certain SLF Inc. subsidiaries carry on
insurance and investment business in or from Bermuda and are regulated as insurance or investment companies, as the case may be, in that jurisdiction. The Bermuda Monetary Authority (&#147;BMA&#148;) is the primary regulator of domestic and
international insurance and investment companies carrying on business in or from Bermuda, and has regulatory authority for licensing and registration matters. The BMA has broad supervisory powers to regulate licensees under the Insurance Act 1978
and the Investment Business Act 2003, and is also the designated supervisory authority over the financial services industry in respect of Bermuda&#146;s Proceeds of Crime Act anti-money laundering legislation. In accordance with these and related
laws, Sun Life Assurance and certain subsidiaries of SLF Inc. are subject to requirements governing their solvency, financial reporting, and business conduct. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>United Kingdom </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">25&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. does not carry on business and is not regulated as an insurance or asset management company in the U.K.
However, it is the indirect owner of Sun Life Assurance Company of Canada (U.K.) Limited (&#147;Sun Life (U.K.)&#148;), which is regulated as an insurance company in the U.K. Insurance supervision in the U.K. is carried out by two financial services
regulators, the Financial Conduct Authority (&#147;FCA&#148;) and the Prudential Regulation Authority (&#147;PRA&#148;). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The PRA is the regulatory authority
responsible for ensuring effective prudential regulation of insurance companies. It has three statutory objectives: to promote the safety and soundness of firms, a secondary objective to facilitate effective competition and specifically for
insurers, to contribute to the securing of an appropriate degree of protection for policyholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The FCA&#146;s statutory objective is to ensure that the relevant
markets function well. It has three operational objectives: to secure an appropriate degree of protection for consumers; to protect and enhance the integrity of the U.K. financial system and to promote effective competition in the interests of
consumers in the markets for regulated financial services and services provided by recognized investment exchanges in carrying on certain regulated activities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun
Life (U.K.) is authorized by the PRA under the Financial Services Act 2012 as an insurer to carry out regulated financial services business in the U.K. and is regulated by the PRA and the FCA.<I> </I>It is also subject to various U.K. laws (for
example, the <I>Data Protection Act 2018</I> in relation to the processing of Client data). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Insurance Regulation </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life (U.K.) carries out certain regulated activities in the U.K. in relation to long-term contracts of insurance. Insurance companies in the U.K. are required to meet
certain threshold conditions and to conduct their business in accordance with the provisions set out in the FCA and PRA Handbooks of Rules and Guidance. Under these requirements, Sun Life (U.K.) must maintain systems, procedures and controls
appropriate to the nature, scale and complexity of its business, to conduct its business with due regard to the interests of its Clients and to treat them fairly. It is also required to file financial statements and other information returns with
the FCA and PRA on a regular basis. Sun Life (U.K.) is regulated as a &#147;standard formula&#148; firm under the European Solvency II regime. This requires it to monitor and annually review this standard formula approach to ensure it holds a level
of capital appropriate to its risk profile, and report to the regulator its ongoing compliance in that respect. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Solvency II includes a group supervision regime that
applies to groups wholly operating within the EEA, and to companies that carry on business in the EEA as part of &#147;insurance groups&#148;, such as Sun Life Financial, that are located outside the EEA. Sun Life (U.K.), its ultimate EEA holding
company (SLF of Canada UK Limited) and a number of small, mostly inactive and unregulated entities are supervised on a group basis. A rule modification is currently in place between Sun Life (U.K.) and the PRA to meet the requirements of the group
supervision regime. This permission has been granted until December&nbsp;31, 2022. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Regulatory requirements determined at the EU level are also enacted in the U.K. As
a member of the EU, the U.K. is subject to specific European regulation and European Commission Directives which are relevant to Sun Life (U.K.)&#146;s business. Although the U.K. voted in favour of leaving the EU in a referendum held in June 2016,
regulators have issued a statement confirming that relevant EU legislation and regulations will continue to apply to firms, and any EU directives and regulations currently in the process of being implemented will also apply until the U.K. leaves the
EU. Sun Life (U.K.) is also required to comply with the conduct of business standards of the Irish financial regulator, the Central Bank of Ireland, in respect of its book of Irish policies. As Sun Life (U.K.) also holds &#147;passport
permissions&#148; to cover certain life risks in EEA jurisdictions, Gibraltar and Jersey, conduct-related requirements also arise in those jurisdictions from time to time. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Restrictions on Dividends and Capital Transactions </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life (U.K.) is
subject to the guidelines set out by the PRA and the provisions of the Companies Act 2006 governing the payment of dividends, which prevent any distribution by a company except out of profits available for this purpose. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Financial Ombudsman Service </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance companies in the U.K. are subject
to the jurisdiction of the Financial Ombudsman Service which provides consumers with a free, independent service to enable disputes with financial firms to be resolved. The Ombudsman is empowered to order firms to pay fair compensation for loss and
damage and may order a firm to take such steps as the Ombudsman determines to be just and appropriate in order to remedy a complaint. The Financial Ombudsman Service is funded by levies and case fees payable by businesses covered by the Ombudsman.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Financial Services Compensation Scheme </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Financial Services
Compensation Scheme established under the Financial Services and Markets Act 2000 and funded by statutory levies on authorized and regulated companies, provides for the protection of certain individual&nbsp;financial services consumers in the U.K.
who may be affected by the inability of financial services companies, including insurance companies, who carry on regulated business in the U.K. to meet their liabilities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>The Pensions Regulator </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Pensions Regulator is the U.K. regulator of
workplace pension schemes, and has agreed a joint strategy with the FCA, aimed at strengthening their relationship and taking joint action to deliver better outcomes for pension savers and those entering retirement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">26&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Intervention </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Both the
FCA and the PRA have extensive powers to intervene in the affairs of an authorized insurance company. These include the power to fine an authorized company and to vary or cancel its permission to carry on regulated activities in the U.K., to request
information or documents, to investigate the business of the company and to require the company to take appropriate actions to satisfy required threshold conditions for authorization. In addition, SLF U.K is subject to the FCA and the PRA&#146;s
Senior Managers and Certification Regime effective December 2018. This regime includes the introduction of a certification process for individuals whose roles have the potential to significantly harm the firm if they are not carried out correctly.
Also, the majority of staff will be subject to the FCA&#146;s Individual Conduct Rules with effect from December 2019, with firms being obliged to inform the FCA and PRA if formal disciplinary action is taken against any staff member as a result of
any of these Conduct Rules being breached. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulatory Methodology </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In order to pursue its objectives, the PRA imposes standards or policies that govern the actions of regulated entities and supervises these by assessing the risks each
entity poses to the PRA&#146;s objectives and, where necessary, takes action to reduce them. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The FCA also applies a risk and outcomes based regulatory methodology.
Its focus is towards the outcomes achieved by firms and individuals, rather than primarily applying a prescriptive, rules-based regime to regulate processes. The FCA has highlighted that, as part of outcomes focused regulation, it wishes to work
more closely with firms, particularly as strategic initiatives are announced, to fully work through the implications of any such changes and challenge management&#146;s thinking at an early stage to ensure the correct regulatory outcomes. While
treating Clients fairly continues to be a major focus of the FCA&#146;s regulatory reviews, the FCA continues to place emphasis on the wider subject of conduct risk. Both U.K. regulators have publicly stated their intention to be proportionate and
forward looking, in order to anticipate and deal with risks before they crystalize. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Asia </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Financial carries on business through subsidiaries, joint ventures or associates in the Philippines, Hong Kong, Indonesia, India, China, Vietnam and Malaysia.<B>
</B>The operations of our subsidiaries, joint ventures and associates in Asia are subject to the local regulatory and supervisory schemes in the jurisdictions in which they operate, which varies from country to country, but the regulators typically
grant (or revoke) licenses to operate and control the ability of a company to operate an insurance business in that country. In general, the applicable legislation in a particular country includes features governing the registration of agents,
regulation of product features and product approvals, asset allocation, minimum capital, the basis for calculating solvency and reserves, the valuation of policyholder liabilities, conditions for outsourcing
<FONT STYLE="white-space:nowrap">non-core</FONT> functions, policyholder and investor protection, and money laundering, know-your-Client and terrorist financing requirements. Regulatory authorities may also regulate affiliations with other financial
institutions, shareholder structures and may impose restrictions on declaring dividends and the ability to effect certain capital transactions and many jurisdictions require insurance companies to participate in policyholder protection schemes. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Philippines </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our operations in the Philippines, established in 1895,
distribute a diverse range of insurance and savings products largely through our career agency sales force and bancassurance channel. We offer individual and group life and health insurance products to individuals and businesses through our
wholly-owned subsidiary, Sun Life of Canada (Philippines), Inc. (&#147;Sun Life Philippines&#148;), and our joint venture with the Yuchengco Group, Sun Life Grepa Financial, Inc. (&#147;Sun Life Grepa&#148;), in which we have a 49% ownership stake.
In addition, we offer mutual funds and <FONT STYLE="white-space:nowrap">pre-need</FONT> products respectively through Sun Life Philippines&#146; wholly-owned subsidiaries, Sun Life Asset Management Company, Inc. (&#147;Sun Life Asset Management
(Philippines)&#148;) and Sun Life Financial Plans Inc. (&#147;SLFPI&#148;). There are no foreign ownership restrictions applicable to life insurance, mutual funds, or <FONT STYLE="white-space:nowrap">pre-need</FONT> businesses in Philippines. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Philippines and Sun Life Grepa are life insurance companies incorporated in the Philippines and governed by the Insurance Code. Sun Life Philippines offers
individual and group life and health insurance products through its agency sales force. Sun Life Grepa offers its individual and group life products through an agency sales force and through bancassurance distribution arrangements. The Insurance
Commission supervises and regulates the operations of life, <FONT STYLE="white-space:nowrap">non-life,</FONT> and <FONT STYLE="white-space:nowrap">pre-need</FONT> companies. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Life insurance companies in the Philippines are required at all times to maintain the minimum net worth requirements prescribed by regulations. Current minimum net worth
requirements are 550&nbsp;million Philippine Pesos (Php), the total amount of which must be increased to Php900&nbsp;million by 2019 and to Php1.3&nbsp;billion by 2022. In addition, life insurance companies must maintain a minimum risk-based capital
(RBC) ratio of 100% as prescribed in the Risk-Based Capital Framework. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Asset Management (Philippines) is a mutual fund manager and distributor and is
governed by the Securities Regulation Code and the Investment Company Act. SLFPI is governed by the <FONT STYLE="white-space:nowrap">Pre-Need</FONT> Code and offers pension and education plans in the Philippines. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Securities and Exchange Commission supervises and regulates the operations of investment company advisers and mutual fund companies and issues licenses to these
companies and other securities market participants. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Hong Kong </I></B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">27&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our Hong Kong operations offer a full range of products to address insurance and savings needs. We offer individual life
and health insurance, mandatory provident funds (the government-legislated pension system) and pension administration to individuals and businesses through a career sales agency force and independent financial advisors. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Hong Kong Limited is licensed to carry on the business of &#147;long-term&#148; insurance and is regulated under the Hong Kong Insurance Ordinance by the
Insurance Authority (&#147;IA&#148;), which oversees the authorization and regulation of insurance companies. The IA took over from the previous government-funded regulator, the Office of the Commissioner of Insurance, on June&nbsp;26, 2017 to
enhance the regulatory regime. Within two years, it will take over the regulation of insurance intermediaries from the existing self-regulatory organisations through a statutory licencing regime. The Insurance Agents Registration Board under the
Hong Kong Federation of Insurers (a self-regulatory body of the insurance industry) is currently responsible for registering insurance agents. Our Hong Kong operations are also regulated by the Hong Kong Securities and Futures Commission, which
approves the marketing materials of investment linked products, and the Mandatory Provident Fund Schemes Authority, which oversees the supervision and regulation of mandatory provident fund schemes and occupational retirement schemes, as well as the
trustees and intermediaries who administer and distribute these schemes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Hong Kong, long-term insurance companies are required to maintain at all times a required
solvency margin. The required solvency margin is the higher of $2&nbsp;million Hong Kong dollars (HKD) or the aggregate of two components: a percentage of the mathematical reserves and a percentage of the capital at risk as prescribed under the
Insurance Companies (Margin of Solvency) Regulation (which is generally 4% of the mathematical reserves and 0.3% of the capital at risk). For a long-term insurer, the value of its assets must be greater than the amount of its liabilities by at least
the required solvency margin. The minimum <FONT STYLE="white-space:nowrap">paid-up</FONT> capital for insurers in Hong Kong is HKD$10&nbsp;million. The actual capital requirement depends on the business undertaken by the insurer. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Indonesia </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Indonesia, we offer individual life and health insurance,
as well as creditor life insurance through our wholly-owned subsidiary, PT Sun Life Financial Indonesia. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">PT Sun Life Financial Indonesia is licensed to carry on
insurance business in Indonesia and can distribute life insurance products. PT Sun Life Financial Indonesia can additionally manufacture and distribute Shariah products through its Shariah unit. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Otoritas Jasa Keuangan (&#147;OJK&#148;) is the regulator responsible for supervising the insurance industry. The Indonesia Life Insurance Association
(&#147;AAJI&#148;) continues to act as a conduit between insurers and the Ministry of Finance and the OJK in terms of the development of new regulations and guidelines. Insurance sales forces are licensed by the AAJI. The Indonesia Sharia Insurance
Association acts in the similar capacity as AAJI in relation to the Shariah business. The implementation of anti-money laundering controls in the insurance industry is monitored by the Indonesian Financial Transaction Reports and Analysis Center.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Life insurance companies in Indonesia are required to maintain a minimum solvency ratio of 120% of the minimum required capital and must have minimum shareholder
equity of 100&nbsp;billion Indonesian Rupiah. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In October 2014, legislation was enacted in Indonesia that introduced significant changes to the insurance sector in
Indonesia, including establishing single presence requirements, establishing local ownership requirements to be prescribed by regulations, establishing an insurance guarantee program, requiring that Shariah (Takaful) products are distributed through
separate standalone insurance companies within 10 years, requiring the appointment of a controlling entity that will be responsible for losses of the insurance company under its control and imposing stiffer penalties and sanctions for <FONT
STYLE="white-space:nowrap">non-compliance.</FONT> The Government Regulation which regulates local/foreign ownership requirements has since been issued and a grandfathering provision has been included to allow existing ownership by a foreign
shareholder to be maintained. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Vietnam </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In Vietnam, we offer a
diverse range of insurance, savings, investment and pension products through our wholly owned subsidiary Sun Life Vietnam Insurance Company Limited (&#147;Sun Life Vietnam&#148;). There are no foreign ownership restrictions applicable to Sun Life
Vietnam, however, a transfer of 10% or more of the charter capital of any life insurer must be approved by the Ministry of Finance of Vietnam (&#147;MOF&#148;). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance operations in Vietnam are mainly regulated by the MOF, which sets the standards on all insurance business matters, including product approvals, limits on
commission rates payable on insurance products, actuarial liability valuation, and solvency requirements. Life insurers have responsibility for legal capital of Vietnamese Dong (VND) 600&nbsp;billion and that a security deposit equal to 2% of the
legal capital be maintained at a commercial bank in Vietnam. Life insurers that sell pension products are required to have a minimum legal capital of VND 800&nbsp;billion and minimum equity of VND 1,000&nbsp;billion and a solvency margin of VND
300&nbsp;billion over the minimum solvency margin. The MOF also requires life insurers to maintain minimum reserves and a minimum solvency margin of 4% of insurance reserves plus either (i) 0.1% of sums at risk for policies with a term of five years
or less, or (ii) 0.3% of the sums at risk for policies with a term over five years. An additional solvency margin of VND 100&nbsp;billion over the minimum solvency margin is also required for companies transacting universal life business and
additional amounts of capital may be required to enter other lines of business. Life insurers must also establish a reserve fund to ensure their solvency. The annual contribution is 5&nbsp;per cent of
<FONT STYLE="white-space:nowrap">after-tax</FONT> profits up to a maximum of 10&nbsp;per cent of an insurer&#146;s charter capital. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Vietnam&#146;s products
are distributed through a career agency sales force for individual Clients and through a general agency for corporate Clients. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">28&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>India </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">ABSLI, our
insurance joint venture with the Aditya Birla Group in India in which we have a 49% stake, provides a full range of individual and group insurance, savings and retirement products through a multi-channel distribution network, including an agency
sales force, bancassurance distribution, brokers and worksite marketing. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance operations in India are regulated by the Insurance Regulatory&nbsp;&amp;
Development Authority of India, whose duties include issuing certificates of registration to insurance companies, protecting the interests of policyholders, and regulating, promoting and ensuring the orderly growth of the insurance industry. In
recent years, a number of regulatory changes have been introduced, affecting matters that include product design and structure including commissions, distribution, investments, expense management, risk management, corporate governance and grievance
handling. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Life insurance companies in India are expected to maintain a Minimum Solvency Ratio (Total Assets Available for Solvency / Required Solvency Margin) of
150% at all times, where the Required Solvency Margin is an amount calculated by applying specified factors to reserves and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">amounts-at-risk.</FONT></FONT> Life insurance companies are
required to maintain their Available Solvency Margin at a level which is not less than the greater of fifty per cent of the amount of minimum required capital and one hundred percent of Required Solvency Margin. The Minimum <FONT
STYLE="white-space:nowrap">Paid-up</FONT> Capital for life insurers is INR 1&nbsp;billion. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The foreign investment limit in the insurance sector in India is 49% of
the equity share capital in an Indian insurance company. In addition, prior approval is required from the Insurance Regulatory&nbsp;&amp; Development Authority of India for any sale of shares over 1% of the total equity share capital and any
purchase of more than 5% of the equity share capital and increases in foreign investment in an Indian insurance company must comply with the pricing guidelines specified by the Reserve Bank of India and Guidelines on Indian Owned and Control. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Aditya Birla Sun Life Pension Management Limited (formerly known as Birla Sun Life Pension Management Limited) (&#147;ABSLPML&#148;) is a wholly owned subsidiary of
ABSLI. ABSLPML&#146;s business offers pension solutions and acts as Pension Fund Manager under the National Pension Scheme Trust of the National Pension System (&#147;NPS&#148;) to manage pension funds in the private sector according to the
provisions of the NPS, the schemes, and the guidelines issued by the Pension Fund Regulatory and Development Authority. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mutual funds and portfolio management
services in India are regulated by the guidelines and regulations issued by the Securities and Exchange Board of India and various other applicable statutes. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Aditya
Birla Sun Life AMC Limited (formerly known as Birla Sun Life Asset Management Company Limited) (&#147;ABSLAMC&#148;), our asset management joint venture in India in which we have a 49% stake, offers mutual fund products and portfolio management
services to both individual and institutional investors. ABSLAMC is authorized to carry on an asset management business in India and is the investment manager to the schemes launched under Aditya Birla Sun Life Mutual Fund (formerly known as Birla
Sun Life Mutual Fund) (&#147;ABSLMF&#148;). ABSLAMC acts as investment manager to schemes launched under ABSLMF, offers portfolio management services and it and its products and services are regulated by the Securities and Exchange Board of India.
ABSLAMC also acts as investment advisor to two offshore funds. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>China </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Everbright Life Insurance Company Limited is a Chinese domestic life insurance company in which we have a 24.99% ownership stake. It operates a
multi-distribution model that combines a direct career agency, financial consultants, telemarketing and bancassurance alliances to sell individual life and health insurance and savings products. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Sun Life Everbright Life Insurance Company Limited has a 99% ownership stake in Sun Life Everbright Asset Management Co., Ltd, which carries on business in China as an
insurance asset management company. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The insurance industry is regulated by the China Banking and Insurance Regulatory Commission (&#147;CBIRC&#148;), which is an
agency authorized by the State Council of the People&#146;s Republic of China. The CBIRC has authority to: (i)&nbsp;promulgate laws and regulations applicable to the insurance industry and insurance market participants; (ii)&nbsp;approve and examine
insurance companies and insurance intermediaries in China and, where applicable, abroad; (iii)&nbsp;establish investment regulations; (iv)&nbsp;approve and examine the policy terms and premium rates for insurance products; (v)&nbsp;set standards to
measure the financial soundness of insurance companies; (vi)&nbsp;require insurance companies to submit reports concerning their business operations and condition of assets; and (vii)&nbsp;order the suspension of all or part of an insurance
company&#146;s business. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Currently, Chinese life insurance companies are allowed to invest in the following assets (subject to the satisfaction of conditions
prescribed for each form of investment): bank deposits, government bonds of China, government agency bonds, corporate bonds, stocks, securities investments funds, real estate, domestic financial derivatives such as forwards, options and interest
rate swaps, certain products of commercial banks, trust companies, securities companies and insurance asset management companies, and other investment channels as approved by the State Council. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The minimum <FONT STYLE="white-space:nowrap">paid-up</FONT> capital of an insurance company is 200&nbsp;million Chinese yuan (RMB) and there are additional capital
requirements when additional branches are established. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance asset management companies are also regulated by the insurance regulatory agency under the State
Council and may conduct the following businesses: (i)&nbsp;managing funds in RMB or foreign currencies entrusted to it by its Clients; (ii)&nbsp;managing its own funds in RMB or foreign currencies; (iii)&nbsp;offering insurance asset management
products; and (iv)&nbsp;other businesses approved by the insurance regulator or other departments of the State Council. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">29&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The investment of insurance funds by insurance asset management companies is subject to the same requirements and
limitations applicable to the investment activities of insurance companies. Custodians are designated for funds managed by insurance asset management companies and the custodians must be independent commercial banks or financial institutions that
satisfy regulatory requirements. The registered capital of an insurance asset management company may not be less than RMB100&nbsp;million or the equivalent amount of other freely convertible currencies. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Malaysia </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our operations in Malaysia offer individual and group
insurance and takaful products through Sun Life Malaysia Assurance Berhad and Sun Life Malaysia Takaful Berhad, our joint ventures with Khazanah Nasional Berhad and CIMB Group Holdings Berhad, in which we have a 49% ownership stake. The companies
have an exclusive bancassurance agreement with CIMB Group to distribute insurance and takaful products through the CIMB bank network across Malaysia. The companies have expanded their distribution channel to include other bancassurance partners,
tied agency distribution and telco-assurance. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The central bank of Malaysia, Bank Negara Malaysia, regulates entities carrying on the insurance business and requires
life insurers to have a minimum <FONT STYLE="white-space:nowrap">paid-up</FONT> capital of Ringgit Malaysian 100&nbsp;million. Bank Negara Malaysia also requires insurers to maintain a capital adequacy level that is commensurate with their risk
profiles under a risk-based capital framework and has set a minimum Supervisory Target Capital Adequacy Level of 130&nbsp;per cent. There is a 70% limit on foreign equity ownership in insurance companies in Malaysia. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Other Jurisdictions </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In each of the countries in which our other subsidiaries,
joint ventures and associates operate, local regulatory authorities supervise and monitor their business and financial condition. In a number of countries, certain insurance subsidiaries, joint ventures and associates are required to meet specific
minimum working and regulatory capital requirements. Certain of our subsidiaries, including MFS and its subsidiaries, joint ventures and associates, also conduct business in various countries, including Singapore, Japan and Australia, that are
subject to securities laws and regulations, which vary from country to country. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Risk Factors </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">This section provides a summary of some of the significant risks that could affect (and, in some cases, are affecting) our business, reputation, financial condition or
results of operations. As a large financial services organization operating in a complex industry, the Company encounters a variety of risks. We are subject to financial and insurance risks that are connected to our liabilities and also in
connection with the management and performance of our assets, including how we match returns from assets with the payment of liabilities to our Clients. We also face risks in formulating our business strategy and business objectives, in carrying on
our business activities in the pursuit of our strategy and objectives, and from external factors such as changes in the economic, political, competitive and regulatory environments. These risk factors have been grouped as outlined in our Risk
Management Framework into six major categories: credit, market, insurance, business and strategic, operational and liquidity risks. Other risks, not specified below, may exist but are not considered to be material at the present time may also impact
our business in the future. This information should be considered carefully together with other information in this AIF and in the 2018 MD&amp;A, the 2018 Consolidated Financial Statements and other reports and materials that we file with securities
regulators. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These risks may occur independently or in combinations, and may occur simultaneously or in an environment where one or more risks evolve rapidly. For
example, a major global pandemic could have a material adverse impact on mortality and claims experience. Such an event may also trigger adverse global capital markets developments, including a downturn in equity market levels and interest rates,
increased market volatility and credit deterioration, and could also lead to operational risks such as disruptions in third party service arrangements. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">While a
number of risks that are described below provide examples of inter-connectedness and relationships between risks, these do not represent a complete inventory. It should be noted that these relationships can continue to develop and change over time,
and the combined adverse impact on our profitability, financial position, and reputation could be significantly greater than the sum of the individual parts. Our assessment of the impact and probability of these risks changes over time. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A description of our risk management approach can be found under the heading Risk Management in our 2018 MD&amp;A. Many of the risk factors set out below contain
forward-looking statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><U>Credit Risk </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Credit risk is the
possibility of loss from amounts owed by our borrowers or financial counterparties. We are subject to credit risk in connection with issuers of securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties
(including derivative, repurchase agreement and securities lending counterparties), other financial institutions and other entities. Losses may occur when a counterparty fails to make timely payments pursuant to the terms of the underlying
contractual arrangement or when the counterparty&#146;s credit rating or risk profile otherwise deteriorates. Credit risk can also arise in connection with deterioration in the value of, or ability to realize, any underlying security that may be
used as collateral for the debt obligation. Credit risk can occur as a result of broad economic conditions, challenges within specific sectors of the economy, or from issues affecting individual companies. Events that result in defaults, impairments
or downgrades of the securities in our investment portfolio would cause the Company to record realized or unrealized losses and may cause an increase in our provisions for asset default, adversely impacting earnings. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">30&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Volatility in the capital markets, including deteriorating credit and negative real estate risk indicators, fluctuations
in global or domestic macro-economic factors, or loss given default expectations, may have a significant impact on the value of the fixed income assets in our investment portfolio. For example, our asset-backed portfolio is sensitive to fluctuations
in macro-economic factors, assumed default rates for the underlying collateral pool and loss given default expectations. In addition, our asset-backed portfolio has exposure to lower rated securities that are highly leveraged, with relatively small
amounts of subordination available below our securities to absorb losses in the underlying collateral pool. For these securities, if a relatively small percentage of the underlying collateral pool defaults, we may lose all of our principal
investment in the security. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As part of our risk management strategy, we maintain hedging programs that may employ the use of derivatives. Market conditions determine
the availability and cost of the derivative protection. Although we deal primarily with highly rated counterparties, a derivative counterparty&#146;s insolvency or its inability or unwillingness to make payments under the terms of a derivative
agreement could have an adverse effect on our profitability and financial position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We purchase reinsurance for certain risks underwritten by our various insurance
businesses. Reinsurance does not relieve us from our direct liability to policyholders and accordingly, we bear credit risk with respect to our reinsurers. Although we deal primarily with highly rated reinsurers, deterioration in their credit
ratings, or reinsurer insolvency, inability or unwillingness to make payments under the terms of a reinsurance agreement could have an adverse effect on our profitability and financial position. The risk that a reinsurer is unable or unwilling to
make payments may occur due to, but is not limited to, legal disagreements, interpretations by a court regarding the terms of the reinsurance contract, changes in laws and regulations or interpretation of those changes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><U>Market Risk </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are exposed to financial and capital market risk, which
is defined as the risk that the fair value or future cash flows of an insurance contract or financial instrument will fluctuate because of changes or volatility in market prices. Market risk includes equity, interest rate and spread, real estate and
foreign currency risks. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Equity Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Equity risk is the potential
for financial loss arising from declines or volatility in equity market prices. We are exposed to equity risk from a number of sources. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A portion of our exposure to
equity risk arises in connection with benefit guarantees on segregated fund contracts and variable annuities. These benefit guarantees may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing for these guarantees is
uncertain, and will depend upon a number of factors including general capital market conditions, underlying fund performance, policyholder behaviour and mortality experience, which may result in negative impacts on our net income and capital. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">While a large percentage of these variable annuity and segregated fund contracts are included in our hedging program, not all of this exposure is hedged. For those
contracts included in our hedging program, we generally hedge the value of expected future net claims costs and associated margins, as we are primarily focused on hedging expected economic costs associated with providing the guarantees. Since the
value of benefits being hedged will generally differ from the financial statement value (due to different valuation methods and the inclusion of valuation margins in respect of financial statement values), this approach will result in residual
volatility to equity market shocks in reported income and capital. The general availability and cost of these hedging instruments may be adversely impacted by a number of factors, including changes in interest rates, increased volatility in capital
markets and changes in the general market and regulatory environment within which these hedging programs operate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our hedging programs may themselves expose us to
other risks such as basis risk (the risk that hedges do not exactly replicate the underlying portfolio experience), derivative counterparty credit risk, increased levels of liquidity risk, model risk and other operational risks. These factors may
adversely impact the net effectiveness, costs and financial viability of maintaining our hedging programs and therefore adversely impact our profitability and financial position. While our hedging programs include various elements aimed at
mitigating these effects (for example, counterparty credit risk is managed by maintaining broad diversification, dealing primarily with highly rated counterparties and transacting through <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">over-the-counter</FONT></FONT> contracts cleared through central clearing houses, exchange-traded contracts or bilateral <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT>
contracts negotiated directly between counterparties that include applicable credit support annexes), residual risk and potential reported earnings and capital volatility remain. In addition, regulations for <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">over-the-counter</FONT></FONT> derivatives could impose additional costs and could affect our hedging strategy. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We generate revenue in our
asset management businesses and from certain insurance and annuity contracts where fees are levied on account balances that are affected directly by equity market levels. Accordingly, we have further exposure to equity risk as adverse fluctuations
in the market value of such assets will result in corresponding adverse impacts on our revenue and net income. In addition, declining and volatile equity markets may have a negative impact on sales and redemptions (surrenders) in these businesses,
and this may result in further adverse impacts on our net income and financial position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also have direct exposure to equity markets from the investments
supporting other general account liabilities, surplus, and employee benefit plans. These exposures fall within our risk-taking philosophy and appetite, and are therefore generally not hedged. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">31&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Interest Rate and Spread Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Interest rate and spread risk is the potential for financial loss arising from changes or volatility in interest rates or spreads when asset cash flows and the policy
obligations they support are not matched. This may result in the need to either sell assets to meet policy payments and expenses or reinvest excess asset cash flows in unfavourable interest rate or spread environments. The impact of changes or
volatility in interest rates or spreads is reflected in the valuation of our financial assets and liabilities for insurance contracts. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our primary exposure to
interest rate and spread risk arises from certain general account products and segregated fund contracts which contain investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options and benefit guarantees.
If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums
not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal or annuitization. These products are included in our asset-liability
management program and the residual interest rate exposure is managed within our risk appetite limits. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Declines in interest rates or narrowing spreads can result in
compression of the net spread between interest earned on investments and interest credited to policyholders. Declines in interest rates or narrowing spreads may also result in increased asset calls, mortgage prepayments and net reinvestment of
positive cash flows at lower yields, and therefore adversely impact our profitability and financial position. Negative interest rates may additionally result in losses on our cash deposits and low or negative returns on our fixed income assets
impacting our profitability. In contrast, increases in interest rates or a widening of spreads may have a material impact on the value of fixed income assets, resulting in depressed market values, and may lead to lower LICAT capital ratios or losses
in the event of the liquidation of assets prior to maturity. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Significant changes or volatility in interest rates or spreads could have a negative impact on sales of
certain insurance and annuity products, and adversely impact the expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their
contracts, potentially forcing us to liquidate assets at a loss and accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation
features, these may not be sufficient to fully offset the adverse impact of the underlying losses. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also have direct exposure to interest rates and spreads from
investments supporting other general account liabilities, surplus and employee benefit plans. Lower interest rates or a narrowing of spreads will result in reduced investment income on new fixed income asset purchases. Conversely, higher interest
rates or wider spreads will reduce the value of our existing assets. These exposures fall within our risk-taking philosophy and appetite and are therefore generally not hedged. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have implemented asset-liability management and hedging programs involving regular monitoring and adjustment of risk exposures using assets, derivative instruments and
repurchase agreements to maintain interest rate exposures within our risk appetite. The general availability and cost of these hedging instruments may be adversely impacted by a number of factors including changes in interest rates, increased
volatility in capital markets, and changes in the general market and regulatory environment within which these hedging programs operate. In particular, regulations for
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT> derivatives could impose additional costs and could affect our hedging strategy. In addition, these programs may themselves expose us to other risks
such as those described under the heading Risk Factors - Market Risk - Equity Risk in this AIF. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">A sustained low interest rate environment may adversely impact our
earnings, regulatory capital requirements and our ability to implement our business strategy and plans in several ways, including: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Lower sales of certain insurance and wealth products, which can in turn pressure our operating expense levels;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Shifts in the expected pattern of redemptions (surrenders) on existing policies; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Higher new business strain reflecting lower new business profitability; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reduced return on new fixed income asset purchases, and higher hedging costs; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(v)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The impact of changes in actuarial assumptions; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(vi)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Impairment of goodwill; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(vii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Additional valuation allowances against our deferred tax assets. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have taken various management actions to mitigate the risk of low levels of interest rates including changes in product mix, product design and hedging activities. If
low levels of interest rates continue to be persistent over an extended period of time, other effects may also surface including changes in policyholder behaviour and actuarial assumptions prescribed by the regulating bodies. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Real Estate Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Real estate risk is the potential for financial loss
arising from fluctuations in the value of, or future cash flows from our investments in real estate. We are exposed to real estate risk and may experience financial losses resulting from the direct ownership of real estate investments or indirectly
through fixed income investments secured by real estate property, leasehold interests, ground rents, and purchase and leaseback transactions. Real estate price risk may arise from external market conditions, inadequate property analysis, inadequate
insurance coverage, inappropriate real estate appraisals or from environmental risk exposures. We hold direct real estate investments that support general account liabilities and surplus, and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">32&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
fluctuations in value will impact our profitability and financial position. A material and sustained increase in interest rates may lead to deterioration in real estate values. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Foreign Currency Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Foreign currency risk is the result of mismatches
in the currency of our assets and liabilities (inclusive of capital), and cash flows. This risk may arise from a variety of sources such as foreign currency transactions and services, foreign currency hedging, investments denominated in foreign
currencies, investments in foreign subsidiaries and net income from foreign operations. Changes or volatility in foreign exchange rates could adversely affect our financial condition and results of operations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As an international provider of financial services, we operate in a number of countries, with revenues and expenses denominated in several local currencies. In each
country in which we operate, we generally maintain the currency profile of assets to match the currency of aggregate liabilities and required surplus. This approach provides an operational hedge against disruptions in local operations caused by
currency fluctuations. Foreign currency derivative contracts such as currency swaps and forwards are used as a risk management tool to manage the currency exposure in accordance with our Asset Liability Management Policy. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in exchange rates can affect our net income and surplus when financial results in functional currencies are translated into Canadian dollars. Net income earned
outside of Canada is generally not currency hedged and a weakening in the local currency of our foreign operations relative to the Canadian dollar can have a negative impact on our net income reported in Canadian currency. A strengthening in the
local currency of our foreign operations relative to the Canadian dollar would have the opposite effect. Regulatory capital ratios could also be impacted by changes in exchange rates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><U>Insurance Risk </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance risk is the uncertainty of product
performance due to actual experience emerging differently than expected in the areas of policyholder behaviour, mortality, morbidity, and longevity. In addition, product design and pricing, expense and reinsurance risks impact multiple risk
categories, including insurance risk. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Policyholder Behaviour Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We can incur losses due to adverse policyholder behaviour relative to the assumptions used in the pricing and valuation of products with regard to lapse of policies or
exercise of other embedded policy options. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Uncertainty in policyholder behaviour can arise from several sources including unexpected events in the
policyholder&#146;s life circumstances, the general level of economic activity (whether higher or lower than expected), changes in the financial and capital markets, changes in pricing and availability of current products, the introduction of new
products, changes in underwriting technology and standards, as well as changes in our financial strength or reputation. Uncertainty in future cash flows affected by policyholder behaviour can be further exacerbated by irrational behaviour during
times of economic turbulence or at key option exercise points in the life of an insurance contract. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Many of our products include some form of embedded policyholder
option. These could range from simple options relating to surrender or termination, to more complex options relating to payment of premiums or various other benefit and coverage provisions. Changes in the relative frequency or pattern with which
these options are elected (relative to those assumed in the pricing and valuation of these options) could have an adverse impact on our profitability and financial position. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Systemic forms of policyholder behaviour risk could also arise with the development of investor-owned and secondary markets for life insurance policies. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Mortality and Morbidity Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality and morbidity risk is the risk
that future experience could be worse than the assumptions used in the pricing and valuation of products. Mortality and morbidity risk can arise in the normal course of business through random fluctuation in realized experience, through
catastrophes, or in association with other risk factors such as product development and pricing or model risk. Adverse mortality and morbidity experience could also occur through systemic anti-selection, which could arise due to poor plan design, or
underwriting process failure or the development of investor-owned and secondary markets for life insurance policies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The risk of adverse morbidity experience also
increases during economic slowdowns, especially with respect to disability coverages, as well as with increases in high medical treatment costs and growth in utilization of specialty drugs. This introduces the potential for adverse financial
volatility in our financial results. External factors including medical advances could adversely affect our life insurance, health insurance, critical illness, disability, long-term care insurance and annuity businesses. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Mortality and morbidity concentration risk is the risk of a catastrophic event, such as natural environmental disasters (for example, earthquakes), human-made disasters
(for example, acts of terrorism, military actions, and inadvertent introduction of toxic elements into the environment) as well as pandemics that could occur in geographic locations where there is significant insurance coverage. These factors could
adversely affect our mortality or morbidity experience relative to the assumptions used in the pricing and valuation of products, leading to a material adverse effect on our profitability and financial position. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">33&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Current legislation restricts insurers from requiring Clients to take or release the results of genetic tests. If
Clients have access to the results of genetic tests and we do not, this creates asymmetry of information between Clients and insurers, which could adversely impact mortality and morbidity experience and policyholder behaviour. This asymmetry of
information may increase as genetic testing advances and becomes more accessible, giving rise to better diagnoses of conditions where treatments are expensive or <FONT STYLE="white-space:nowrap">non-existent.</FONT> The asymmetry of information may
lead to increased anti-selection in new business underwriting. There may also be an impact on policy lapse rates where adverse genetic testing results may motivate Clients to retain their policies resulting in higher claims payouts than assumed in
the pricing and valuation of products, as well as increased insurance rates which may result in loss of new and existing Clients. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Longevity Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Longevity risk is the potential for economic loss, accounting loss or volatility in earnings arising from adverse changes in rates of mortality improvement relative to
the assumptions used in the pricing and valuation of products. This risk can manifest itself slowly over time as socioeconomic conditions improve and medical advances continue. It could also manifest itself more quickly, for example, due to medical
breakthroughs that significantly extend life expectancy. Longevity risk affects contracts where benefits or costs are based upon the likelihood of survival (for example, annuities, pensions, pure endowments, reinsurance, segregated funds, and
specific types of health contracts). Additionally, our longevity risk exposure is increased for certain annuity products such as guaranteed annuity options by an increase in equity market levels. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Many of our products provide benefits over the policyholder&#146;s continued lifetime. Higher than expected improvements in policyholder life expectancy could therefore
increase the ultimate cost of these benefits, thereby requiring strengthening of policyholder liabilities and resulting in reductions in net income and capital. For longevity risks, external factors including medical advances could adversely affect
our life insurance, health insurance, critical illness, disability, long-term care insurance and annuity businesses. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Product Design and Pricing Risk
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Product design and pricing risk is the risk a product does not perform as expected, causing adverse financial consequences. This risk may arise from
deviations in realized experience versus assumptions used in the pricing of products. Risk factors include uncertainty concerning future investment yields, policyholder behaviour, mortality and morbidity experience, sales levels, mix of business,
expenses and taxes. Although some of our products permit us to increase premiums or adjust other charges and credits during the life of the policy or contract, the terms of these policies or contracts may not allow for sufficient adjustments to
maintain expected profitability. This could have an adverse effect on our profitability and capital position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Products that offer complex features, options or
guarantees require increasingly complex pricing models, methods or assumptions, leading to additional levels of uncertainty. The risk of mis-pricing increases with the number and inherent uncertainty of assumptions needed to model a product. Past
experience data supplemented with future trend assumptions may be poor predictors of future experience. Lack of experience data on new products or new Client segments increases the risk that future actual experience unfolds differently from expected
assumptions. External environmental factors may introduce new risk factors, which were unanticipated during product design, and have an adverse result on the financial performance of the product. Policyholder sophistication and behaviour in the
future may vary from that assumed at the time the product is designed, thereby adversely affecting the product&#146;s financial performance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Expense Risk
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Expense risk is the risk that future expenses are higher than the assumptions used in the pricing and valuation of products. This risk can arise from general
economic conditions, unexpected increases in inflation, slower than anticipated growth, or reduction in productivity leading to increases in unit expenses. Expense risk occurs in products where we cannot or will not pass increased costs onto the
Client and will manifest itself in the form of a liability increase or a reduction in expected future profits. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">From time to time, certain products or business
segments may be closed for new sales (for example our international wealth business in the Asia pillar, our business in SLF U.K. and our individual insurance business in the U.S.). Our ability to effectively manage the
<FONT STYLE="white-space:nowrap">run-off</FONT> of business in these products or business segments introduces additional risks, such as policyholder behaviour and expense risk that may have an adverse effect on our operations, profitability and
financial position. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Reinsurance Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We purchase reinsurance for
certain risks underwritten by our various insurance businesses. Reinsurance risk is the risk of financial loss due to adverse developments in reinsurance markets (for example, discontinuance or diminution of reinsurance capacity, or an increase in
the cost of reinsurance), insolvency of a reinsurer or inadequate reinsurance coverage. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in reinsurance market conditions, including actions taken by
reinsurers to increase rates on existing and new coverage and our ability to obtain appropriate reinsurance, may adversely impact the availability or cost of maintaining existing or securing new reinsurance capacity, with adverse impacts on our
business strategies, profitability and financial position. There is an increased possibility of rate increases or renegotiation of legacy reinsurance contracts by our reinsurers, as the global reinsurance industry continues to review and optimize
their business models. In addition, changes to the regulatory treatment of reinsurance arrangements could have an adverse impact on our capital position. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">34&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><U>Business and Strategic Risk </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Business and strategic risk includes risks related to changes in the economic or political environment, changes in distribution channels or Client behaviour, changes in
the competitive environment, risks relating to the design or implementation of our business strategy, changes in the legal or regulatory environment and changes to environmental events and development. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Economic and Political Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We operate in various geographies and our
business and financial operations are susceptible to regional and global economic, political and regulatory changes. We may be affected by economic and capital markets conditions and economic shocks around the globe as a result of increasingly
connected global markets. Factors such as changes in interest rates, foreign exchange rates, market volatility, housing prices, consumer spending, saving and debt, business investment and inflation around the globe can affect the business and
economic environments in which we operate. Continued economic and political uncertainty may give rise to increased business and strategic risks including those associated with industry restructuring, mergers and acquisitions, changing competitive
dynamics and changes in the legal, regulatory and tax regimes in which our businesses operate. In addition, adverse economic conditions often arise in conjunction with volatile and deteriorating capital markets conditions, which can have an adverse
impact on Client behaviour and in turn on our sales and profitability, credit and financial strength ratings, and capital and liquidity positions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Currently, there
are various factors that impact continuing economic and political risk and uncertainty, including the following examples: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">the shift to protectionism leading to ongoing trade uncertainties and/or new or increased tariffs; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">macro-economic uncertainty and potential disruptive policy changes due to global political unrest and strained relations
between countries, such as between the United States and Russia or China; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">uncertainty due to Euroscepticism in various European Union countries and the impact of Brexit negotiations;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">increased support for populist parties; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">rising income inequality. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The impact of these factors include the possibility of continued low growth, sustained low interest rates, increased volatility in interest rates and equity markets, and
a continuation of relatively low yet volatile credit spreads. The impact on the economic environment from any of these events may not be consistent with our assumptions and expectations, which may adversely impact our financial results and the
ability to implement our business strategy. Market-related impacts from the economic environment, legal, regulatory or policy changes or other governmental actions could continue to place pressure on our earnings, regulatory capital requirements,
profitability, liquidity and our ability to implement our business strategies and plans. Low interest rates and increased volatility create a number of challenges for us including increased hedge costs, lower investment yields, adverse policyholder
behaviour and lower levels of new business profitability. Other impacts of macro-economic uncertainty and volatility may lead to other financial and <FONT STYLE="white-space:nowrap">non-financial</FONT> impacts including goodwill impairment, decline
in our share price and impact on our credit and financial strength ratings. These risks continue to have the potential to inflict significant damage on global and regional markets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Implementation of Business Strategy </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our business strategies and plans
are dependent on the successful execution of organizational and strategic initiatives designed to support the growth of our business. Our ability to manage the execution of these initiatives effectively and prioritize initiatives directly affects
our ability to execute our strategies. Identifying and implementing the right set of initiatives is critical to achieving our business plan targets. Failure to implement these initiatives could also lead to cost structure challenges. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We regularly review and adapt our business strategies and plans to take account of changes in the external business, economic, political and regulatory environments in
which we operate. Our financial performance is dependent upon our ability to implement and execute our business strategies and plans for growth. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our business
strategies and plans are designed to align with our risk appetite, our capital position and our financial performance objectives. We periodically reassess our risk appetite taking into consideration the economic, regulatory and competitive
environments in which we operate. The current economic, regulatory and competitive environment requires us to identify and adapt rapidly to new opportunities and refine our strategies. If we fail to identify new opportunities, revise our strategies
on a timely basis or adapt to the changing environment, we may not be able to achieve our growth objectives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Successful execution of our business strategies and
plans impacts a number of factors, including our ability to generate sufficient earnings to maintain an adequate level of capital, our ability to generate sustained investment performance, our ability to meet regulatory requirements, our ability to
manage our risk exposures effectively, our ability to attract and retain Clients and distributors, our ability to have the right set of diverse products and business mix, and our ability to reduce operating expenses while maintaining our ability to
hire, retain and motivate key personnel. There is no certainty that we will be successful in implementing our business strategies or that these strategies will achieve our objectives. If our business strategies are not successful or are not executed
effectively, we may not be able to achieve our growth objectives or react to market opportunities, which may have an adverse impact on our business and financial results. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">35&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Distribution Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Failure to achieve planned distribution scale or appropriate and compliant distribution of products could materially impact our financial and strategic objectives. This
includes the inability to attract and retain intermediaries and agents at a cost that is financially feasible to the Company, or to develop digital sales and Client support capabilities and technologies. Distribution risk may also be influenced
where our distribution or product strategy and related services (including digital sales and Client support capabilities and technologies) are not developed, modified or executed in line with our strategic objectives or in consideration of the
changes in Client behaviour or our regulatory environment. In addition, the lack of a well-diversified distribution model in the jurisdictions in which we do business may cause over-reliance on agency channel or key partners. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We distribute our products through a variety of distribution channels, including direct sales agents, managing general agents, independent general agents, financial
intermediaries, broker-dealers, banks, pension and benefits consultants and other third-party marketing organizations. We compete with other financial institutions to attract and retain these intermediaries and agents on the basis of products,
compensation, support services and financial position. We also face the risk that our key distribution partners may merge, undergo consolidation, change in ownership structure or change their distribution model which could materially impact sales
and our growth targets. New distribution channels could emerge that may impact the effectiveness of our current distribution strategy. Distribution channels are growing rapidly in some businesses in certain countries, which may heighten the risks of
market conduct and channel conflicts or overlaps. The capability to reach and retain Clients through use of digital technology and data analytics is becoming increasingly important in the insurance industry. While use of digital-based distribution
channels may help us achieve or expand scale, these channels expose us to regulatory compliance and information security related risks. Our sales and results of operations could be materially adversely affected if we do not have the right
distribution or product strategy and related technology or if we are unsuccessful in attracting and retaining intermediaries and agents. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Competition Risk
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Competition from insurance companies, banks, asset managers, mutual fund companies, financial planners and other service providers (including new entrants
and <FONT STYLE="white-space:nowrap">non-traditional</FONT> financial services companies) is intense, and could adversely affect our business in certain countries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The businesses in which we engage are highly competitive and our ability to sell our products is dependent on many factors, including scale, price and yields offered,
distribution channels, digital capabilities, financial strength ratings, range of product lines and product quality, brand strength, investment performance, historical dividend levels and the ability to provide value added services to distributors
and Clients. In certain markets, some of our competitors may be superior to us on one or more of these factors. Our competitors have significant potential to disrupt our business through targeted strategies to reduce our market share which may
include targeting our key people or bancassurance partners and other distributors or aggressively pricing their products. Our ability to achieve our business plans and strategies depends significantly upon our capacity to anticipate and respond
quickly to these competitive pressures. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Technology is driving rapid change in the financial services sector and is enabling new entrants to compete or offer services
to our competitors to enhance their ability to compete in certain segments of the insurance, wealth and asset management markets. The emergence of new technologies such as robotic process automation, artificial intelligence, blockchain and advanced
analytics may have an impact on the financial services sector and how companies interact with their stakeholders. Our current competitors or new entrants may use these or other new technologies to provide services in various areas such as customized
pricing, proactive outreach to Clients and targeted marketing in order to strengthen their Client relationships and influence Client behaviour. The impact of disruption from changing technology and innovation by traditional and <FONT
STYLE="white-space:nowrap">non-traditional</FONT> competitors who may offer a better user experience, functionality or lower priced products and may have lower distribution costs will require us to adapt at a more rapid pace and may create margin
pressures. The risk of disruption may also impact our distribution models as new and low cost digital-based business models emerge in connection with the distribution of financial services and products, such as insurtechs and robo-advisors. These
risks are evolving rapidly with an increasing number of digital users and are difficult to anticipate and respond to proactively, and may adversely impact our profitability and financial position. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Competitors may offer a greater selection of or lower cost products, which may create margin pressure in some of our businesses and impact our profitability and market
share. In the asset management sector, there has been a trend among investors towards <FONT STYLE="white-space:nowrap">lower-fee</FONT> passive investment products such as index and other types of exchange-traded funds, which may impact our ability
to attract and retain Clients in our actively managed products. Product development and product life cycles have shortened in many product segments, leading to more intense competition with respect to product features. This increases product
development and administrative costs and reduces the time frame over which capital expenditures can be recovered. Regulatory and compliance costs also generally rise with increases in the range and complexity of our product portfolio. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have many large and well-capitalized competitors with access to significant financial resources and in certain jurisdictions, these competitors have significant market
share and established distribution relationships and brands. Among other things, the competition in these industries throughout the world has resulted in a trend towards the global consolidation of the financial services industry including, in
particular, the insurance, banking and asset management sectors. To the extent that consolidation continues, we will increasingly face competition from large, well-capitalized financial services companies in many of the jurisdictions in which we
operate. These larger companies have the ability to heavily invest in fundamental activities for sustained profitable growth and superior Client service in the life insurance industry such as brand equity, product development,
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">36&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
technology, risk management, and distribution capability. There can be no assurance these developments will not adversely affect our businesses in certain countries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Many of our insurance products, particularly those offered by the group segment, are renewed annually. Given this relatively high frequency of renewal activity, this
business may be particularly exposed to adverse persistency through competitive market pressures. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Different accounting bases of reporting and regulatory capital
requirements across multiple jurisdictions may cause us to be at a disadvantage compared to some of our competitors due to differences in reported earnings and due to these reporting and regulatory capital requirements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Investment Performance </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Investment performance risk is the possibility
that we fail to achieve the desired return objectives on our investment portfolio, or that our asset management businesses fail to design or execute investment strategies in order to achieve competitive returns on the products and managed accounts
offered by these businesses. Failure to achieve investment objectives may adversely affect our revenue and profitability through slower growth prospects and adverse impacts on policyholder or Client behaviour. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">For our insurance businesses, the performance of our investment portfolio depends in part upon the level of and changes in interest rates, spreads, credit experience,
equity prices, real estate values, the performance of the economy in general, the performance of the specific obligors included in these portfolios and other factors that are beyond our control. These changes can affect our net investment income
substantially in any period. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In our asset management businesses, investment performance, along with achieving and maintaining superior distribution and Client
services, is critical. If investment performance is less than that of our competitors or applicable benchmarks, we could lose existing and potential Clients. Similarly, a shift in investing trends and Client preference towards products that differ
from our investment products or strategies, and in particular, the trend towards passive or alternative investment portfolios, could also lead to increased outflows. Accordingly, poor investment performance by our asset management operations or a
shift in investing trends and Client preferences could adversely affect sales, increase outflows, reduce the level of assets under management or lead to a decline in the fee margin, which could adversely impact our revenues, income and capital
position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Changes in Legal and Regulatory Environment </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Most of our
businesses are subject to extensive regulation and supervision. Changes to legislation, regulations or government policies, or the manner in which they are interpreted or enforced, may require that we make significant changes to our strategy, may
result in increased implementation costs and diversion of resources to manage the change, could impact financial reporting, accounting processes and capital requirements, and could impact the ability of sales intermediaries to distribute our
products, all of which could have an adverse effect on our business and operations. Our failure to comply with existing and evolving regulatory requirements could also result in regulatory sanctions and could affect our relationships with regulatory
authorities and our ability to execute our business strategies and plans. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These changes could impact our capital requirements, the regulatory framework for our
products and services, the regulation of selling practices, sales intermediaries (such as bancassurance) and product offerings (such as prescription drugs), solvency requirements, executive compensation, corporate governance practices and could
impose restrictions on our foreign operations, which may include changes to the limits on foreign ownership of local companies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Currently there are a number of
regulatory developments in Canada and globally which could impact our business and the way we are regulated or supervised in various jurisdictions, which include the following: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In 2017, the International Accounting Standards Board (&#147;IASB&#148;) issued <I>IFRS 17, Insurance Contracts </I>(IFRS
17), which establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. This standard is effective at the same time as IFRS 9 <I>Financial Instruments </I>(IFRS 9) as Sun Life has elected the
deferral option under the Amendments to IFRS 4 <I>Insurance Contracts</I>, which allows an optional temporary exemption from applying IFRS 9 until 2021. In November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 and extend
the temporary exemption date for IFRS 9 by one year to 2022. Additionally, the IASB has commenced a process of evaluating the need for making possible amendments to IFRS 17. This discussion will continue into 2019, and will be followed by a public
consultation on the proposed amendment(s) before any changes are confirmed. The adoption of these new standards will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of
Operations. In addition to the execution risks due to the potential significant changes, these standards may also impact future product designs, investment strategies and uses of reinsurance. Since the regulatory capital guideline in Canada is
currently aligned with IFRS, the new standards may also result in modifications to LICAT. Additionally, other jurisdictions may not adopt IFRS 17 as issued or with the same effective date as the IASB, which may affect comparison with our global
competitors. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">In Canada, there has been increased focus on enhancing the affordability of and accessibility to prescription drugs,
including pressure from provincial governments, the media and advocacy groups on the federal government to implement a form of universal or nationalized pharmacare program. If implemented, these changes could impact our business in several ways,
including our ability to offer prescription drug coverage, the price and level of coverage of other benefits we offer or are able to offer through our Canadian group benefits business, which in turn could impact plan renewals and retention of group
Clients, plan member interaction and the value of other coverage offered by that business. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">37&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">OSFI, which regulates Canadian insurance companies, published a revised life insurance regulatory capital guideline (LICAT)
effective January&nbsp;1, 2018. OSFI is revising the LICAT Guideline for the upcoming IFRS 17 implementation. In addition, OSFI is also considering alternatives for <FONT STYLE="white-space:nowrap">in-force</FONT> variable annuity and segregated
fund capital requirements, including scenario-based approaches and potential credit for hedging, which may materially change the capital required to support our <FONT STYLE="white-space:nowrap">in-force</FONT> variable annuity and segregated fund
business and may create differences in capital requirements, profitability and reported earnings on those products that may put us at a disadvantage compared to some of our competitors regulated outside of Canada. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Insurance and securities regulators are imposing greater scrutiny over Client fairness and advisor conduct related practices
and are assessing product fees, compensation practices, sales practices and related conflicts of interest. Regulators are also imposing higher standards that relate to interacting with Clients, which may: increase disclosure obligations related to
fees; impose prohibitions or restrictions on the payment of certain types of commissions and service fees to agents, advisors and third-party distributors; result in changes to product features and sales and market practices by agents, advisors,
product manufacturers and distributors; and require us to pay for research that was previously included in the cost of trade execution. Examples of these changes include proposed changes by the Canadian Securities Administrators to National
Instrument <FONT STYLE="white-space:nowrap">31-103</FONT> <I>Registration Requirements, Exemptions and Ongoing Registrant Obligations</I> and the creation of the new Financial Services Regulatory Authority of Ontario. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Changes to U.S. tax legislation may lead to changes in pricing or other actions by our competitors that could impact Client
behaviour. In addition, the new tax legislation may lead to interpretive guidance or other changes that could impact our corporate structure, arrangements between affiliates or the products and services we offer, and there is uncertainty regarding
both the timing and details of any such guidance or other changes. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The NAIC, the U.S. standard-setting and regulatory support organization created and governed by the chief insurance
regulators in the U.S., has adopted a number of model laws and regulations that are transforming the way state regulators evaluate and monitor insurance companies. These model laws and regulations, which states have begun to enact, require insurers
to increase their level of regulatory reporting around risk management, solvency, and governance practices, and allow the U.S. regulators to lead or participate in the group-wide supervision of certain international insurance groups. These
regulatory developments are increasing the complexity of ensuring compliance and could result in changes to the capital standards associated with our U.S. business. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Changes in U.S. trade and fiscal policy under the current administration may impact the regulation of financial services in
the U.S. and may impact the implementation of or result in the replacement of regulatory reforms previously introduced in connection with the Dodd-Frank Act and other legislation. In addition, there are current discussions to negotiate or
renegotiate certain international trade agreements with other countries, including the recently concluded negotiations on the replacement of NAFTA with the Canada-United States-Mexico Agreement, which must now be ratified in each of the three
countries. These regulatory or policy reforms could impact our insurance and asset management businesses. However, the full impact of any potential reforms is not yet clear. These uncertainties make it difficult to predict with certainty how trade
and fiscal policy changes will impact the financial services sector and the broader economy. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">Regulators are increasing their focus on cybersecurity and new laws and regulations have begun to emerge that will require
the Company to enhance its information security programs, will increase regulatory reporting obligations and will have an impact on the costs and resources associated with the Company&#146;s information security activities. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">The U.K. has indicated it will cease its membership in the EU effective March&nbsp;29, 2019 (known as &#147;Brexit&#148;).
The U.K. currently remains a member of and subject to the laws and regulations imposed by the EU and it is currently uncertain how any future withdrawal will impact our operations and regulatory environment in the U.K. or how it will address trade,
freedom of movement, and other key legislative arrangements with the EU. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">See the heading Regulatory Matters above for a description of our
regulatory environment in Canada, the U.S., the U.K., Asia and Bermuda and other examples of changes in regulation that may affect our business and operations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Environmental Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our financial performance may be adversely affected
if we do not adequately prepare for the direct or indirect negative impacts of environmental events and developments, including those related to physical impacts of climate change and the shift towards a lower-carbon economy. These events and
developments may include increased frequency and severity of natural or human-made environmental disasters, and emerging regulatory and public policy developments, and their impacts on our operations, invested assets, suppliers and Clients. External
factors such as stakeholder expectations around environmental performance, resource constraints, impact of climate change and costs associated with adaptation are also potential sources of environmental risk. These risks may also affect our Clients
and our suppliers, which could have a negative impact on our operations and performance. Further, an environmental issue on a property owned, leased or managed by us or on any property with which we are affiliated could have financial or
reputational impacts. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As an owner/lessor of, investor in and manager of real estate, we may be impacted where environmental events damage or disrupt the underlying
properties. In addition, our businesses and the properties underlying our investments are subject to environmental laws and regulations in all key jurisdictions where we carry on business or hold investments. Consequently, we may experience
environmental impacts or liabilities that could adversely affect the value of those businesses and properties, their ability to generate income, and costs related to any required compliance requirements or remediation. Through other invested assets,
such as loans, bonds or equity investments, we could be subject to these impacts and negative consequences from environmental violations by counterparties. Our reputation and operations may be adversely affected if we or our tenants,
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">38&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
borrowers, or other associated parties violate environmental regulations or best practices. Similarly, if our Clients, shareholder groups, or other key stakeholders deem that our environmental
risk mitigation practices are inadequate, our reputation and operations could be negatively affected. Failure to comply with an existing or potential Client&#146;s environmental or sustainability policies could disqualify us from bidding on, or
earning business opportunities, or retaining existing business. We may also experience reduced access to capital markets if sustainability indices and/or investors find that our practices fall short of their criteria, which in turn could result in
being removed from one or more of these indices or as an appropriate investment by investors. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As noted above under &#147;Insurance Risk - Mortality and Morbidity
Risk&#148;, environmental risks, including climate change risks have implications in areas such as catastrophic risk and the concentration risk presented by natural and human-made environmental disasters, which could impact our mortality and
morbidity experience and our pricing and modeling assumptions as these events increase. For example, in our group benefits businesses, a localized event that affects the workplace of one or more of our Clients could cause a significant loss related
to a concentration of claims under group policies. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition to the impacts noted above, failure to adequately prepare for the potential impacts of environmental
risks, including those associated with climate change, may have other direct and indirect negative impacts. These may include business losses or disruption, including a shift in Client preferences or demands, resulting from: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">extreme weather conditions or other environmental disasters, </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">longer-term shifts and impacts related to warming temperatures, the availability of food and water and other ongoing climate
change impacts, </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">wider and/or more rapid transmission of new and existing diseases through pandemics or otherwise, and </P></TD></TR></TABLE>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:9pt">other unforeseen human consequences. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Significant environmental changes and disasters may also reduce the overall level of economic activity in affected areas which could hurt our businesses, the value of our
investments, our ability to offer products and services, or service our existing Clients. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">These risks could also harm the financial condition of our reinsurers and
insurers of property which we own, lease, have invested in or manage which may increase the risk of default on recoveries from these reinsurers and insurers, may increase the cost of reinsuring our business or the cost of insurance, and may result
in reinsurance or insurance coverage being unavailable. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A transition to a low carbon economy could affect public and private fixed income asset values. Existing
portfolio investments in coal, oil sands producers, and related industries, such as railways and pipelines, may pose economic and headline risk as a result of the observed transition away from carbon- intensive industries related to changing
climate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Tax Matters </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The validity and measurement of tax benefits
associated with various tax positions taken or expected to be taken in our tax filings are a matter of tax law and are subject to interpretation. Tax laws are complex and their interpretation requires significant judgment. The provision for income
taxes reflects management&#146;s interpretation of the relevant tax laws and its best estimate of income tax implications of the transactions and events during the period. There can be a risk that tax authorities could differ in their interpretation
of the relevant laws and could assert that tax positions taken by the company give rise to a need for reassessment, including reassessment under specific or general anti-avoidance rules or transfer pricing provisions. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The assessment of additional taxes, interest and penalties or damage to the Company&#146;s reputation could be materially adverse to our future results of operations and
financial position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the liability method of accounting for income taxes, deferred tax assets are recognized for the carryforward of unused tax losses and tax
credits, as well as amounts that have already been recorded in the financial statements, but will not result in deductible amounts in determining taxable income until future periods. Deferred tax assets are recognized only to the extent of the
probability that taxable profit will be available against which the future tax deductions and unused tax losses can be utilized. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">At the end of each reporting period,
we must assess the value of our deferred tax assets. The determination of our deferred tax assets is dependent upon projections of future taxable profits. Our projections require significant judgments and estimates about future events, including
global economic conditions and the future profitability of our businesses. If the profitability of our businesses is lower than our projections or if our outlook diminishes significantly, we may be required to reduce the value of our deferred tax
assets. Any change to our deferred tax assets could have a material adverse impact on our future results of operations and financial position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are also subject to
changing income tax regulations. Sun Life Financial currently has an effective income tax rate that is lower than the Canadian statutory income tax rate for corporations. The Company reflects favourable tax impacts in its financial statements from
certain tax benefits, including but not limited to <FONT STYLE="white-space:nowrap">tax-exempt</FONT> investment income, dividends received deductions, tax credits (from certain investments or from taxes paid on foreign source income), and
favourable tax rates in certain jurisdictions in which we operate. In addition, many of our life insurance products benefit Clients with preferred tax treatment under various tax regimes. For example life insurance policies and annuity contracts in
the U.S. and Canada allow for the deferral or elimination of taxation on earnings (inside buildup) accrued under the policy. There is a risk that tax legislation, administrative guidance or legislative developments could lessen or eliminate some of
the benefits currently available to the Company or its policyholders. This risk could result in lower product sales or increased lapses of policies, and could have a material adverse effect on our future results of operations and financial position.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In 2015 and 2016, the Organisation for Economic <FONT STYLE="white-space:nowrap">Co-operation</FONT> and Development (&#147;OECD&#148;) developed 15 different action
plans with respect to Base Erosion and Profit Shifting (the &#147;BEPS initiative&#148;) on the need for governments to combat the erosion of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">39&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
their collective tax. Individual governments have introduced or could introduce unilateral changes which can result in new reporting and compliance requirements for the Company. For example,
Canada and many other countries have introduced additional reporting requirements, commonly referred as Country by Country Reporting, which were effective for the 2016 taxation year and commenced in Canada in 2017. At this time it remains uncertain
which other recommendations of the OECD will be adopted, which countries will adopt them and when, therefore, the impact on the Company is unclear. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">From time to
time, governments in countries in which we operate enact changes to statutory corporate income tax rates, as the U.S. did in 2017. These changes require us to review and <FONT STYLE="white-space:nowrap">re-measure</FONT> our deferred tax assets and
liabilities as of the date of substantive enactment. As of December&nbsp;31, 2018, the Company reported a $887&nbsp;million net deferred tax asset in its Consolidated Statements of Financial Position, primarily in Canada. Any future tax rate
reductions in jurisdictions where we carry a net deferred tax asset could result in a reduction in the carrying value of the deferred tax asset and a corresponding income tax expense at the time of substantive enactment of a rate reduction. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>International Operations </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The future success of our businesses in our
international operations depends in large part on our ability to grow and compete in the markets where we operate. Challenges in these markets pose strategic and execution risk including our ability to attract and retain qualified employees and
executives with local experience and critical skills, political, legal, economic, competition or other risks, risks associated with joint venture operations, developing and executing our risk management practices, and our ability to attract, retain,
expand and diversify distribution channels. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">If we are unable to attract, retain and engage qualified employees and executives with relevant experience and critical
business skills, our ability to grow our business in our international operations as quickly as planned may be limited. Competition for qualified employees and distribution partners in our international operations, in particular the Asian markets,
continues to be strong and could adversely impact our ability to attract and retain talent. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our international operations may face political, legal and regulatory,
economic, competitive, operational or other risks that we may not face in our domestic operations. Examples of this type of risk are the risk of changes in regulation, political risks due to changes in government, discriminatory regulation,
political instability, nationalization or expropriation of assets, changes to the maximum level of <FONT STYLE="white-space:nowrap">non-domestic</FONT> ownership, price controls and exchange controls or other restrictions that could prevent us from
transferring funds from these operations out of the countries in which they operate or converting local currencies we hold into Canadian dollars or other currencies. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Capital markets in certain international markets may not have the same depth, liquidity or range of investment options generally available in other markets in which we
operate. In particular, the more limited availability of long-duration assets exposes our Asian operations to higher asset-liability management costs and potential risk. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have entered into joint venture arrangements in certain markets in Asia, where we may have a lesser degree of control over these businesses that may expose us to
additional operational, financial, compliance and legal risks. We may be dependent on our joint venture counterparty for capital, product distribution, local market knowledge, or other resources. Our ability to exercise management control or
influence over these joint ventures and the success of our investments in them will depend on the cooperation between the joint venture participants and the terms of the joint venture agreements, which allocate control among the joint venture
participants. If we are unable to effectively manage these joint ventures, or any joint venture counterparty fails to meet its obligations under the joint venture arrangement, encounters financial difficulty, elects to alter, modify or terminate the
relationship, or a joint venture does not comply with local legislation or regulations, we may be unable to achieve our objectives and our results of operations and brand may be negatively impacted. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Capital Adequacy </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Capital adequacy risk is the risk that our capital
position is not or will not be sufficient to withstand adverse economic conditions, to maintain our financial strength, to allow us and our subsidiaries to support ongoing operations and to take advantage of opportunities for expansion, and to
support the risk taking activity in pursuit of our business objectives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The strength of our capital position depends in part upon the level of and changes in
interest rates and equity prices, credit experience, mortality and morbidity experience, currency rate fluctuations and our overall profitability. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Various factors
such as declining equity markets, downgrades in ratings, changes in interest rates, changes in credit spreads on corporate bonds and asset backed securities, lower earnings and inability to access capital markets on a timely basis may negatively
impact our capital ratios, and may impair our financial position and our ability to execute our business strategies and plans. In addition, regulatory changes implemented by OSFI in 2018 and regulatory changes being considered by other regulators
world-wide may adversely impact the capital ratios of SLF Inc. and its insurance subsidiaries. These factors may impair our financial position and our ability to execute our business strategy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Credit and Financial Strength Ratings </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Financial strength ratings
represent the opinions of rating agencies regarding the financial ability of an insurance company to meet its obligations under insurance policies. Credit ratings indicate the opinions of rating agencies regarding an issuer&#146;s ability to meet
the terms of debt, preferred share and Tier 1 hybrid capital obligations in a timely manner, and are important factors in a company&#146;s overall funding profile and ability to access external capital. A downgrade by a rating agency in the credit
ratings of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">40&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
securities issued by SLF Inc. and its subsidiaries or the financial strength ratings of SLF Inc.&#145;s insurance company subsidiaries could adversely affect our financial condition and results
of operations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The financial strength rating of an insurance company is a key competitive factor in marketing its products and in attracting and retaining agents
and distributors. If our credit or financial strength ratings are downgraded, our financial condition, competitive position and results of operations could be negatively impacted in many ways, including: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Reducing new sales of insurance products, annuities and investment products; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Higher level of surrenders and withdrawals; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Higher reinsurance costs; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Requiring us to reduce prices for products and services to remain competitive; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Increasing our cost of capital and limiting our access to the capital markets, thus reducing our financial flexibility;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Reducing our ability to enter into normal course derivative or hedging transactions and increasing the costs associated
with such transactions; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Adversely affecting our relationships with our advisors and third-party distributors of our products.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition, downgrades in our credit or financial strength ratings below thresholds specified in certain of our derivative agreements, reinsurance
agreements and other agreements could result in the counterparties to those agreements having the right to terminate those agreements or to require that we provide support for those agreements in the form of collateral or letters of credit. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Changes in methodologies and criteria used by rating agencies could also result in downgrades that do not reflect changes in the general economic conditions or our
financial condition. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Additional information concerning our ratings is provided in this AIF under the heading Security Ratings and in our 2018 MD&amp;A under the
heading Financial Strength. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Mergers, Acquisitions, Strategic Investments and Divestitures </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We regularly explore opportunities to selectively acquire other businesses or to divest ourselves of all or part of certain businesses, in support of our growth and
strategic objectives. These transactions introduce the risk of financial loss due to a potential failure to achieve the expected financial or other strategic objectives. There is a risk that we may be unable to make an appropriate acquisition in a
desired market or business line or are unable to realize the financial and strategic benefits of the transactions due to competitive factors, regulatory requirements or other factors. These risks could adversely impact our ability to achieve our
financial and strategic objectives. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Although we undertake extensive due diligence in connection with potential acquisitions, there may be liabilities or asset
impairments that we fail to, or are unable to discover during our due diligence investigations. There could also be unforeseen liabilities or asset impairments, including goodwill impairments that arise in connection with acquisitions or
divestitures of businesses. There is no assurance that we will achieve our financial or strategic objectives or anticipated cost savings following an acquisition. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The purchase and sale agreements that support acquisition transactions typically include indemnifications provided by the seller to the purchaser. These rights are
typically limited by survival periods and limitations on the nature and amount of losses we may recover and there is a risk that these indemnifications will not be collectible or be sufficient to fully offset losses arising from the acquired
business. We would also be exposed to the credit risk of the selling party with respect to its ability to pay if an indemnification provision is triggered. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The use
of our own funds as consideration in any acquisition would consume capital resources, which could affect our capital plan and render those funds unavailable for other corporate purposes. Moreover, as a result of uncertainty and risks associated with
potential acquisitions and dispositions of businesses, rating agencies may take certain actions with respect to the ratings assigned to SLF Inc. and/or its subsidiaries. There could also be changes in regulatory requirements arising from a
transaction that could impact our operations or capital requirements in unanticipated ways. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We may also periodically choose to divest all or part of certain
businesses. These businesses may have certain linkages to other businesses within the company, both operational and financial. The separation process may result in disruptions to retained businesses due to loss of shared resources, the effort
required to effect separation or financial strain. When we dispose of all, or part of certain businesses, we may remain liable to the acquirer or to third parties for certain losses or costs arising from the divested business. We may also incur a
loss on the disposition. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We also regularly explore opportunities to invest in early-stage companies, together with a strategic partnership arrangement. These types
of transactions may introduce heightened reputational risk that we may fail to, or are unable to, discover during our due diligence investigations. The reputational risk often outweighs the risk of financial loss due to the nature of the strategic
partnership arrangements we enter into as part of these types of transactions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Risks relating to execution and integration of our acquisitions have been included in
the Operational Risk section. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><U>Operational Risk </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Operational risk is
the risk of loss (financial and <FONT STYLE="white-space:nowrap">non-financial)</FONT> resulting from inadequate or failed internal processes, people and systems or from external events. Operational risk is present in all of our business activities
and encompasses a broad range of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">41&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
risks as described below. Operational risk management is embedded in the practices utilized to manage other risks and, therefore, if not managed effectively, operational risk can impact our
ability to manage other key risks. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Information Security and Privacy Risks </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Information and technology are used in almost all aspects of our business and operations. As part of our Client strategy, we continue to enhance the digital side of our
business to support and enable new business models and processes that are more personal, proactive and predictive. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our business and the successful implementation of
our digital strategy are dependent on various factors including maintaining a secure environment for our Clients, employees and other parties&#146; information. This requires the effective and secure use, management and oversight of information and
physical assets. We engage with various stakeholders and leverage emerging technologies, including digital, mobile applications, cloud computing, artificial intelligence and robotic process automation. These technologies are used to collect, process
and maintain information relating to business transactions and financial reporting, as well as the personal information of our Clients and employees. We also obtain services from a wide range of third-party service providers and have outsourced some
business and information technology functions in various jurisdictions. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">There continues to be increased information security and privacy attacks across all industry
sectors, including financial institutions, retailers and governments and the scope of these threats continues to increase in size and complexity. This increasing level of malicious activity poses a significant risk to our systems and these risks may
be exacerbated by the breadth of our operations, our geographic footprint and the complexity of our technology systems. A serious security or privacy breach of either an internal or third-party service provider&#146;s computer system that contains
sensitive business, Client and/or employee information may result in business interruption, theft or misuse of confidential information, regulatory penalties and scrutiny, litigation, reputational damage and may have an adverse impact on current and
future business opportunities with our Clients, employees and business relationships. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In particular, privacy breaches could occur and may result in unauthorized
access and disclosure or use of personal information. Many jurisdictions in which we do business are developing and implementing reporting requirements relating to cybersecurity and more stringent consumer privacy legislation. Social media risks
could also significantly impact our reputation due to the broad reach and real-time interaction of such media. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have established security controls and processes
that are intended to protect information and computer systems including information security risk assessments and privacy impact assessments. Notwithstanding these measures, the threat environment is rapidly and constantly changing, and there
remains a possibility that our processes and controls could be unsuccessful in detecting or preventing a security breach. We remain vulnerable, and work with third parties who may also be vulnerable, to computer viruses and other types of malicious
software, cyber-attacks and hacking attempts from unauthorized persons, the physical theft of computer systems, internal programming or human errors, fraud, or other disruptive problems or events. There is also a risk that certain internal controls
fail, which could also exacerbate the consequences from such events. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Human Resources Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We operate in an increasingly competitive and global business environment and ensuring our ability to attract, retain and enable high performing talent that is diverse
and engaged is essential to meeting the needs of our Clients. The loss of our top talent could have a material adverse effect on our reputation and business objectives given their skills, knowledge of our business, Client relationships, industry
affiliations and experience, and the potential difficulty of promptly finding qualified replacements. For example, in our asset management businesses, the loss of certain professionals could adversely affect current and potential client&#146;s
perceptions of our ability to provide continuity of product and service offerings. This could result in a decline in sales and assets under management. Across the business, our ability to achieve business objectives could be adversely affected if we
are unable to attract, retain or effectively deploy resources with the <FONT STYLE="white-space:nowrap">in-depth</FONT> knowledge and necessary skills required, or are unable to design compensation programs that effectively drive employee behaviour.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Regulatory Compliance, Legal and Conduct Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are subject to
extensive regulatory oversight by insurance and financial services regulators in the jurisdictions in which we conduct business. In recent years, there has been an increased focus by regulators globally on Client fairness, conduct, anti-money
laundering, privacy and data governance. Failure to comply with applicable laws or to conduct our business consistent with changing regulatory or public expectations could adversely impact our reputation and may lead to regulatory investigations,
examinations, proceedings, settlements, penalties, fines, restrictions on our business, litigation or an inability to carry out our business strategy. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our business
is based on public trust and confidence and any damage to that trust or confidence could cause Clients not to buy, or to redeem, our products. We also face a significant risk of litigation in the ordinary course of operating our business including
the risk of class action lawsuits. In addition, we also face the risk of reputational damage or loss due to intentional, malicious, illegal or unethical acts such as fraud, misappropriation or circumvention of the law by internal and/or external
parties including our employees, Clients, distributors, service providers or other third parties. Even with controls in place, these parties may behave in ways that could harm, injure or otherwise negatively impact our Clients and other
stakeholders. For instance, we may not be able to fully monitor or control the manner of distribution of our products by third party firms or the submission of falsified applications or claims, despite the training and compliance programs in place.
We may suffer financial, reputation or other harm to our business if our products are distributed by such firms in an inappropriate manner or to Clients for whom such products are unsuitable. We are subject to anti-bribery and anti-corruption laws,
including the U.S. Foreign Corrupt Practices Act, the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">42&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">
Canadian Corruption of Foreign Public Officials Act, and the U.K. Bribery Act, each of which include significant civil and criminal penalties if breached. Our policies, including our Code of
Business Conduct, require strict adherence to these laws. In the course of business, we, or our joint ventures, distribution or other <FONT STYLE="white-space:nowrap">non-controlled</FONT> business partners, may from time to time transact with
government entities. As a consequence, we may be at risk of censure under anti-bribery and anti-corruption laws if our or our partners&#146; due diligence or other process and procedures when transacting with government entities are deemed
inadequate. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Insurance and securities regulatory authorities and other government agencies in jurisdictions we operate regularly make inquiries, conduct
investigations and administer market conduct examinations with respect to compliance with applicable anti-money laundering, bribery, corrupt practices, insurance, privacy and securities laws and regulations. As well, regulatory and governmental
authorities, industry groups and rating agencies have developed initiatives regarding market conduct. In recent years, financial services regulators and other governmental authorities in many of the countries in which we operate have raised issues
and commenced regulatory inquiries, investigations and proceedings with respect to current and past business practices in the financial services industry, and have given greater emphasis to the investigation of those practices. For example,
regulatory reviews and investigations have been made concerning suitability of sales of certain products, payment of commissions and other fees to intermediaries, market timing and late trading in investment funds, governance practices, allegations
of improper life insurance pricing, sales and compensation practices by life and annuity insurers and mutual fund dealers, including related conflicts of interest and anti-money laundering controls and procedures. Current and future regulatory
investigations, examinations, proceedings, and civil actions arising out of such matters could adversely affect our reputation, and may result in settlements, penalties, fines, restrictions on our business, litigation or an inability to carry out
our business strategy or may cause us to make changes to our business and compliance practices, policies and procedures, which in turn could impact our profitability and future financial results and increase our litigation risk. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under the Insurance Act and the Supervisory Information (Insurance) Regulations (Canada) and pursuant to similar restrictions in other jurisdictions, we are prohibited
from directly or indirectly disclosing any supervisory information relating to SLF Inc., Sun Life Assurance and their affiliates. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Execution and Integration
Risks Relating to Mergers, Acquisitions, Strategic Investments and Divestitures </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We regularly explore opportunities to acquire other financial services
businesses or to divest ourselves of all or part of certain businesses, in support of our growth and strategy goals. Any transaction that we enter into introduces risks related to completing the transactions as planned, including effective
separation and integration of the transferred businesses, effective or efficient integration, restructuring or reorganization of the businesses after the transactions have closed, and motivating and retaining personnel to effectively execute these
transactions. In addition, the integration of operations and differences in organizational culture may require the dedication of significant management resources, which may distract management&#146;s attention from our
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> business. These risks could have an impact on our business relationship with various stakeholders including future employees, Clients, distributors and
partners. Anticipated cost synergies or other expected benefits may not materialize due to a failure to successfully integrate the acquired business with our existing operations. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Information Technology Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The use of technology and computer systems
is essential in supporting and maintaining business operations. We use technology to support virtually all aspects of our business and operations. The rapidly changing business environment increases the risk of our technology strategy not being
agile enough to adapt to new business demands in a timely manner leading to financial losses, increased costs and the inability to meet Client needs. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Initiatives
supporting our business strategy rely on developing innovative information technology solutions and upgrading our existing systems on a timely basis to meet business needs. Although every reasonable precaution is taken to ensure information
technology systems remain available, stable and current, it is not possible to fully eliminate all risk. Some changes and upgrades are extremely complex and there is a chance that an undetected technical flaw may exist, which, when implemented,
stops or disrupts critical information technology systems or business applications or leads to operational errors such as incorrect financial reporting. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Third-Party Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We engage in a variety of third-party relationships,
including with distributors, independent contractors, outsourcing service providers and suppliers. Our profitability or reputation could be impacted if these third parties are unable to meet their ongoing service commitments or fail to perform to
expected standards. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">An interruption in our relationship with certain third parties or other parties engaged by such third parties, the impairment of their reputation
or creditworthiness, their failure to provide contracted services in the manner agreed or in accordance with applicable laws and regulations could materially and adversely affect our business objectives or expose us to regulatory fines and/or
reputational harm. Even with contingency plans developed for our material third party arrangements, there can be no assurance that we would be able to transition to alternate sources for these arrangements in a timely manner, at reasonable cost, or
with minimal disruption to our stakeholders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">43&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Business Disruption Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Our businesses are dependent on the availability of trained employees, physical locations to conduct operations, and access to technology. A significant business
disruption to our operations can result if one or more of these key elements are negatively impacted. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Although we have implemented and periodically test our business
continuity, crisis management and disaster recovery plans, a sustained failure of one or more of our key business processes or systems could materially and adversely impact our business, operations and employees. These failures can result from
disruption of our processes and systems due to utility outages, fires, floods, severe storms, cyber-attacks, terrorism and other human-made attacks, natural disasters and other events. We have experienced increased incidences and impacts of
disruption due to weather events such as tropical storms and flooding in the geographies in which we operate, as well as earthquakes and pandemic risks. In addition to these key business processes and system disruptions, these unanticipated events,
including disease pandemics, can also negatively affect staff, preventing them from getting to work or from operating business processes. Business disruptions can also occur due to changes in environmental risk and related impacts have been
highlighted above under the heading &#147;Environmental Risk&#148;. Also, because some of our business processes are performed by third parties and some of our systems interface with or are dependent on third-party systems, we could experience
service interruptions if these third-party operations or systems fail. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Model Risk </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We use complex models to support many business functions including product development and pricing, capital management, valuation, financial reporting, planning, hedging,
asset-liability management and risk management. Model risk is the risk of loss, either in the form of financial loss, inappropriate or poor business decisions, damage to reputation, or other adverse impact, arising from inaccurate model outputs or
incorrect use or interpretation of model outputs. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Model risk can arise from many sources including inappropriate methodologies, assumptions or parameters, incorrect
use of source data, inaccurate or untimely source data, incorrect application or operator errors, increasing product complexity and regulatory expectations. If the models&#146; methodologies and assumptions are not appropriately set or well
controlled, or data or implementation errors occur in the models, this could result in a negative impact on our results and financial position. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Many of our methods
and models for managing risk and exposures are based upon the use of observed historical precedents for financial market behaviour, credit experience and insurance risks. As a result, these methods may not fully predict future risk exposures, which
can be significantly greater than our historical measures indicate. Other risk management methods depend upon the evaluation of information regarding markets, Clients, catastrophic occurrence or other matters that are publicly available or otherwise
accessible to us. However, this information may not always be accurate, complete, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">up-to-date,</FONT></FONT> properly evaluated or necessarily indicative of ultimate realized
experience. As we review and update our models, changes might be made to valuation methods and assumptions, which may impact our results. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B><I>Information
Management Risk </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">As an international provider of financial services, we deal with extensive information across a number of countries. Information management
risk is the inability to capture, manage, retain and dispose business records, and the inability to provide data that is fit for purpose, accurate, complete or timely to support business decisions. Failure to manage these risks could have financial
or reputational impacts, and may lead to regulatory proceedings, penalties and litigation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Additional information on operational risk can be found in the Risk
Factors section of the AIF. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B><U>Liquidity Risk </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Liquidity risk is the
possibility that we will not be able to fund all cash outflow commitments and collateral requirements as they fall due. This includes the risk of being forced to sell assets at depressed prices resulting in realized losses on sale. This risk also
includes restrictions on our ability to efficiently allocate capital among our subsidiaries due to various market and regulatory constraints on the movement of funds. Our funding obligations arise in connection with the payment of policyholder
benefits, expenses, reinsurance settlements, asset purchases, investment commitments, interest on debt, and dividends on common and preferred shares. Sources of available cash flow include general fund premiums and deposits, investment related
inflows (such as maturities, principal repayments, investment income and proceeds of asset sales), proceeds generated from financing activities, and dividends and interest payments from subsidiaries. We have various financing transactions and
derivative contracts under which we may be required to pledge collateral or to make payments to our counterparties for the decline in market value of specified assets. The amount of collateral or payments required may increase under certain
circumstances (such as changes to interest rates, credit spreads, equity markets or foreign exchange rates), which could adversely affect our liquidity. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Under stress
conditions, significant increases in funding obligations can occur in conjunction with material reductions in cost effective sources of available cash inflow. In particular, adverse stress scenarios could involve significant increases in
policyholder cash surrenders and terminations and decreases in the amounts of premiums and deposits being generated by existing and new Clients. Adverse capital market conditions may also be associated with a material reduction in available market
liquidity and clearing prices for expected asset sales, and reductions in the level of cash inflows (dividends, interest payments and expected maturities) on continuing portfolio investments. These developments could have an adverse effect on our
financial position and results of operations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">44&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We engage in various transactions including repurchase agreements and other capital markets transactions to meet
short-term cash requirements. The cost and our ability to execute these transactions may be negatively impacted by illiquid or volatile markets. Disruption in the financial markets may limit our access to capital in the event we are required to seek
additional liquidity to operate our businesses. This will result in increased costs to raise capital coupled with less desirable terms or maturities which would decrease future profitability and financial flexibility. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">SLF Inc. is a holding company for its insurance, wealth and asset management subsidiaries and does not have significant operations of its own. Dividends and interest
payments from its subsidiaries are its principal sources of cash. If the cash received from its subsidiaries is insufficient, then it may be required to raise debt or equity externally or sell some of its assets. We are subject to various
regulations in the jurisdictions in which we operate. The ability of SLF Inc.&#145;s subsidiaries to pay dividends and transfer funds is regulated in certain jurisdictions and may require local regulatory approvals and the satisfaction of specific
conditions in certain circumstances. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">In addition, rating agencies publish credit ratings of securities issued by SLF Inc. and its subsidiaries, which have an impact
on the interest rates paid by those companies on borrowed funds. A material downgrade in the issuer credit ratings could limit our access to capital or increase the cost of borrowing and may have an adverse effect on our financial condition. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We have established financing arrangements that support NAIC statutory reserves for universal life policies issued by Sun Life Assurance in the U.S. Our ability to
support these reserves with these financing structures can be negatively impacted by market conditions and regulatory changes. Further, these financings, in all or in part, are treated as operating leverage by the rating agencies. If, due to a
change in rating agency methodology or position, the rating agencies cease to treat these financings as operating leverage, without providing any grandfathering provisions, there may be an adverse impact on our credit and financial strength ratings.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Legal and Regulatory Proceedings </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">We are regularly involved in legal
actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings is provided in Note 23 of our 2018 Consolidated Financial Statements and is incorporated herein by reference. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Since January&nbsp;1, 2018, (i) no penalties or sanctions have been imposed against Sun Life Financial by a court or regulatory body that would likely be considered
important to a reasonable investor in making an investment decision; (ii)&nbsp;Sun Life Financial has not entered into any settlement agreements with a court relating to Canadian securities legislation or with a Canadian securities regulatory
authority and (iii)&nbsp;no penalties or sanctions have been imposed against Sun Life Financial by a Canadian securities regulatory authority, other than nominal late filing fees, or by a court relating to Canadian securities legislation. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>Additional Information </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Additional information including directors&#146; and
officers&#146; remuneration and indebtedness, principal holders of SLF Inc.&#145;s securities, securities authorized for issuance under equity compensation plans and interests of informed persons in material transactions, if applicable, is contained
in SLF Inc.&#145;s information circular for its most recent annual meeting of security holders that involved the election of directors. Additional financial information is provided in SLF Inc.&#145;s MD&amp;A and consolidated financial statements
for its most recently completed financial year. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Requests for copies of these documents may be sent to the Corporate Secretary of SLF Inc. at 1 York Street, 31st
Floor, Toronto, Ontario, M5J 0B6. Copies of these documents and other additional information related to SLF Inc. are available at <FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sunlife.com</U></FONT><FONT STYLE="font-family:ARIAL">, </FONT><FONT
STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sedar.com</U></FONT><FONT STYLE="font-family:ARIAL"> and </FONT><FONT STYLE="font-family:ARIAL" COLOR="#1e3aff"><U>www.sec.gov</U></FONT><FONT STYLE="font-family:ARIAL">. </FONT></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">45&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:15pt; font-family:ARIAL"><B>APPENDIX A - Charter of the Audit Committee </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:11pt; font-family:ARIAL"><B>Sun Life Financial Inc. and Sun Life Assurance Company of Canada (&#147;the Corporation&#148;) </B></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Purpose </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The Audit Committee (the &#147;Committee&#148;) is a standing
committee of the Board of Directors (the &#147;Board&#148;) whose primary functions are to assist the Board with its oversight role with respect to: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The integrity of financial statements and related information provided to shareholders and others; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The Corporation&#146;s compliance with financial regulatory requirements; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The adequacy and effectiveness of the internal control environment implemented and maintained by management; and
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">The qualifications, independence and performance of the External Auditor who is accountable to the Committee, the Board
and the shareholders. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Membership </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Committee is
composed of not less than three Directors, including a Committee Chair, appointed by the Board on an annual basis following each annual meeting. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Each member of the
Committee shall be independent as defined in the Director Independence Policy and financially literate. In the Board&#146;s judgment, a member of the Committee is financially literate if, after seeking and receiving any explanations or information
from senior financial management or the External Auditor of the Corporation that the member requires, the member is able to read and understand the consolidated financial statements of the Corporation to the extent sufficient to be able to
intelligently ask, and to evaluate the answers to, probing questions about the material aspects of those financial statements. In addition, the Committee shall have at least one member that the Board has determined is an audit committee financial
expert. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Committee membership is reviewed in connection with appointments to the Committee and annually by the Governance, Nomination&nbsp;&amp; Investment Committee
to ensure the Committee as a whole includes members with the experience and expertise required to fulfill the Committee&#146;s mandate and that the financial literacy and the audit committee financial expert requirements (as defined by the
Securities and Exchange Commission) are met. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">Any member of the Committee may be removed or replaced at any time by the Board and the Board shall fill vacancies on
the Committee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Structure and Operations </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">A meeting of the Committee may
be called at any time by the Chairman of the Board (the &#147;Chairman&#148;) or by any member of the Committee. The Committee meets as frequently as necessary, but not less than four times a year. A quorum at any meeting of the Committee shall be
three members. The Chair of the Committee reports to the Board after each Committee meeting. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Chair of the Committee is consulted in advance in connection with
the appointment, reassignment, replacement or dismissal of the Chief Actuary, Chief Auditor and Chief Financial Officer, and annually on the performance assessment and compensation awarded to those individuals. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The External Auditor reports to the Committee. The External Auditor receives notice of, and may attend all Committee meetings. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">The Committee holds a private session at each regularly scheduled meeting with each of the Chief Actuary, Chief Auditor, Chief Financial Officer and representatives of
the External Auditor, and with the Chief Risk Officer and Chief Compliance Officer, as appropriate, and those individuals have unrestricted access to Committee members between meetings. The Committee holds a private session at each meeting of the
Committee for members only. The Committee has full access to the Corporation&#146;s records and information and, in consultation with the Chairman, may engage any special advisors it deems necessary to provide independent advice at the expense of
the Corporation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:9pt; font-family:ARIAL">On an annual basis, the Committee will review this Charter and the Forward Agenda for the Committee and, where necessary, recommend changes to the
Board for approval. This Charter will be posted on the Corporation&#146;s website and the Committee will prepare a report on its activities for inclusion in the annual meeting material. The Committee shall undertake and review with the Board, an
annual performance evaluation of the Committee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>Duties and Responsibilities of the Committee </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Financial Reporting </I></B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews with management and the External Auditor and makes recommendations to the Board on the approval of:
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">the interim unaudited consolidated financial statements, including the notes thereto, Management&#146;s Discussion and
Analysis and related news release; and </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">46&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">the annual audited consolidated financial statements, including the notes thereto, Management&#146;s Discussion and
Analysis and related news release. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">In conducting its review of the quarterly and annual financial statements: </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">reviews the underlying earnings; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">discusses with the External Auditor any significant changes that were required in the external audit plan, any significant
issues raised with management during the course of the audit or review, including any restrictions on the scope of activities or access to information, and those matters that are required to be discussed under generally accepted auditing standards;
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">receives a report from management on its review of the financial statements, Management&#146;s Discussion and Analysis and
related news release, and discusses with the President&nbsp;&amp; Chief Executive Officer and the Chief Financial Officer any significant issues raised in connection with the certifications relating to financial disclosure and controls that those
officers are required to file with securities regulatory authorities; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">assures itself that the External Auditor is satisfied that the accounting estimates and judgements made by management, and
management&#146;s selection of accounting principles, reflect an appropriate application of International Financial Reporting Standards; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(e)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">seeks assurances from the External Auditor that the financial statements, including the notes thereto, fairly present the
financial position, results of operations and cash flows of the Corporation; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(f)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">discusses with the Chief Actuary the parts of the quarterly and annual audited consolidated financial statements prepared
by that officer; </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(g)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">reviews with management and the External Auditor the Corporation&#146;s principal accounting and actuarial practices and
policies; and </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(h)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">considers emerging industry, regulatory and accounting standards and the possible impact on the Corporation&#146;s
principal accounting practices and policies, including consideration of the use of <FONT STYLE="white-space:nowrap">non-IFRS</FONT> measures. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>External Auditor </I></B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews the independence of the External Auditor, including the requirements relating to such independence under the laws
governing the Corporation, the applicable rules of stock exchanges on which the Corporation&#146;s securities are listed and regulatory bodies with responsibility for establishing auditor independence requirements and policies. At least annually,
the Committee receives from and reviews with the External Auditor its written statement delineating relationships with the Corporation and, if necessary, recommends that the Board take appropriate action to satisfy itself of the External
Auditor&#146;s independence and accountability to the Committee, the Board and shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Appraises the skills, resources and performance of the External Auditor and recommends to the Board the appointment or, if
so determined by the Committee, the replacement of the External Auditor, subject to the approval of the shareholders. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews and approves the scope and terms of the External Auditor&#146;s engagement, and reviews and recommends for
approval by the Board the engagement letter and remuneration of the external auditor. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews and approves the Restricting Use of External Auditor Policy which outlines the services for which the External
Auditor can be engaged, the approval process for such services and the policy regarding the employment of former employees of the External Auditor. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Determines, reviews and approves the services to be performed by the External Auditor and the fees to be paid to the
External Auditor for audit, audit-related and other services permitted by law and in accordance with the Restricting Use of External Auditor Policy, with such approvals to be given by the Committee, through the exercise of authority delegated to one
or more of the Committee&#146;s independent members or pursuant to <FONT STYLE="white-space:nowrap">pre-approval</FONT> procedures adopted by the Committee in accordance with applicable requirements. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews with the External Auditor and management the overall scope of the external audit plan, quality control procedures
and the resources that the External Auditor will devote to the audit. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews with the External Auditor any regulatory matters that pertain to the External Auditor. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Internal Control and Audit </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">10.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Requires management to implement and maintain appropriate internal control procedures, reviews and evaluates the
effectiveness of such procedures, and ensures that appropriate action is being taken to address any material internal control deficiencies. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">11.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews at least annually and makes recommendations to the Board on the approval of the Corporation&#146;s Internal
Control Framework. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">12.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews management&#146;s reports on the effectiveness of the Corporation&#146;s disclosure controls and procedures and
its internal control over financial reporting. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">13.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews and approves the annual internal audit plan and oversees its coordination with the External Auditor&#146;s audit
plan. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">14.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews with management and the Chief Auditor the effectiveness of the internal control procedures, including a quarterly
report thereon received from the Chief Auditor that includes disclosure of any significant changes that were required in the internal audit plan and any significant issues raised with management during the course of any internal audit work,
including any restrictions on the scope of activities or access to information. </P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Governance </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">15.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews and approves the organizational structure of the Actuarial, Finance and Internal Audit functions on an annual
basis. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">16.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews, at least annually, and approves changes to the statements of mandate, responsibility and authority of the Chief
Actuary, Chief Auditor and Chief Financial Officer. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">47&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="right">Annual Information Form 2018 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">17.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews, at least annually, the adequacy of the authority, independence and resources of the Chief Actuary, Chief Auditor
and Chief Financial Officer. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">18.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Establishes the scope and frequency of the independent reviews of the Actuarial, Finance and Internal Audit functions.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">19.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Approves the objectives and reviews the effectiveness of the Chief Actuary, Chief Auditor and Chief Financial Officer and
the Actuarial, Internal Audit and Finance functions annually. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">20.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Requires the Chief Actuary, Chief Auditor and Chief Financial Officer to report on any material disagreements with other
members of senior management relating to the business, and reviews how such matters are being addressed. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">21.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews succession plans for the roles of Chief Actuary, Chief Auditor, Chief Financial Officer and other senior
management roles overseen by the Committee. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">22.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews matters within its mandate that are addressed in the regular examination and similar reports received from
regulatory agencies, including management&#146;s responses and recommendations. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">23.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Discusses with the External Auditor the financial and control-related aspects of material transactions that are being
proposed by the Corporation. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">24.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews and discusses with the External Auditor and Chief Actuary such reports and regulatory returns of the Corporation
as may be specified by law. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">25.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Discusses the qualifications for and determines whether a member of the Committee is a financial expert, and in
conjunction with the Governance, Nomination&nbsp;&amp; Investment Committee, ensures the ongoing financial literacy of Committee members. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I>Other </I></B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">26.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Reviews the annual report on litigation or other reports, as required. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:9pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left">27.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:9pt; font-family:ARIAL; " ALIGN="left">Performs such other duties and exercises such other powers as may, from time to time, be assigned to or vested in the
Committee by the Board, and such other functions as may be required of the Committee by law, regulation or stock exchange rule. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top">Sun Life Financial Inc. | sunlife.com</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">48&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR></TABLE>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>5
<FILENAME>d676358dex994.htm
<DESCRIPTION>EX-99.4
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.4</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.4 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATION </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Dean A. Connor certify
that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">I have reviewed this annual report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of Sun Life Financial
Inc.; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules <FONT STYLE="white-space:nowrap">13a-15(e)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(e))</FONT> and internal control over financial reporting (as defined in Exchange Act Rules <FONT
STYLE="white-space:nowrap">13a-15(f)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(f))</FONT> for the issuer and have: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting
principles; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Evaluated the effectiveness of the issuer&#146;s disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Disclosed in this report any change in the issuer&#146;s internal control over financial reporting that
occurred during the period covered by the annual report that has materially affected, or is reasonably likely to materially affect, the issuer&#146;s internal control over financial reporting; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#146;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the issuer&#146;s auditors and the audit committee of the issuer&#146;s board of directors (or persons performing the equivalent functions): </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">All significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the issuer&#146;s ability to record, process, summarize and report financial information; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Any fraud, whether or not material, that involves management or other employees who have a significant role in
the issuer&#146;s internal control over financial reporting. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: February&nbsp;14, 2019 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Dean A. Connor</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dean A. Connor</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">President and</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Chief Executive Officer</TD></TR>
</TABLE></DIV>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Kevin D. Strain certify that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">I have reviewed this annual report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of Sun Life Financial
Inc.; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules <FONT STYLE="white-space:nowrap">13a-15(e)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(e))</FONT> and internal control over financial reporting (as defined in Exchange Act Rules <FONT
STYLE="white-space:nowrap">13a-15(f)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(f))</FONT> for the issuer and have: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting
principles; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Evaluated the effectiveness of the issuer&#146;s disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Disclosed in this report any change in the issuer&#146;s internal control over financial reporting that
occurred during the period covered by the annual report that has materially affected, or is reasonably likely to materially affect, the issuer&#146;s internal control over financial reporting; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#146;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the issuer&#146;s auditors and the audit committee of the issuer&#146;s board of directors (or persons performing the equivalent functions): </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">All significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the issuer&#146;s ability to record, process, summarize and report financial information; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Any fraud, whether or not material, that involves management or other employees who have a significant role in
the issuer&#146;s internal control over financial reporting. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: February&nbsp;14, 2019 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Kevin D. Strain</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Kevin D. Strain</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Executive Vice-President and</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Chief Financial Officer</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5
<SEQUENCE>6
<FILENAME>d676358dex995.htm
<DESCRIPTION>EX-99.5
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.5</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.5 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Certification </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">pursuant to
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 U.S.C. Section&nbsp;1350 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">as adopted pursuant to </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Section&nbsp;906 of the Sarbanes-Oxley Act of 2002 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In connection with the Annual Report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of Sun Life Financial Inc. (the &#147;Company&#148;) for the year
ended December&nbsp;31, 2018 as filed with the Securities and Exchange Commission on the date hereof (the &#147;Report&#148;), each of the undersigned officers of the Company certifies pursuant to 18 U.S.C.&#167; 1350, as adopted pursuant to
Section&nbsp;906 of the Sarbanes-Oxley Act of 2002, that to his respective knowledge: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the Report fully complies with the requirements of Section&nbsp;13(a) or 15(d) of the Securities Exchange Act
of 1934, as amended; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the information contained in the Report fairly presents, in all material respects, the financial condition and
results of operations of the Company. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: February&nbsp;14, 2019 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Dean A. Connor</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dean A. Connor</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">President and</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Chief Executive Officer</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: February&nbsp;14, 2019 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Kevin D. Strain</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Kevin D. Strain</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Executive Vice-President and</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Chief Financial Officer</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This certificate has not been, and shall not be deemed to be, &#147;filed&#148; with the Securities and Exchange
Commission for purposes of Section&nbsp;18 of the Securities Exchange Act of 1934. </P> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.6
<SEQUENCE>7
<FILENAME>d676358dex996.htm
<DESCRIPTION>EX-99.6
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.6</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.6 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Consent of Independent Registered Public Accounting Firm </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We consent to the incorporation by reference in Registration Statement Nos. <FONT STYLE="white-space:nowrap">333-105130</FONT> and <FONT
STYLE="white-space:nowrap">333-216115</FONT> on <FONT STYLE="white-space:nowrap">Form&nbsp;S-8</FONT> and to the use of our reports dated February&nbsp;13, 2019 relating to the consolidated financial statements of Sun Life Financial Inc. and
subsidiaries (the &#147;Company&#148;) and the effectiveness of the Company&#146;s internal control over financial reporting appearing in this Annual Report on <FONT STYLE="white-space:nowrap">Form&nbsp;40-F</FONT> of the Company for the year ended
December&nbsp;31, 2018. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">/s/ Deloitte LLP</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Chartered Professional Accountants</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Licensed Public Accountants</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Toronto, Ontario, Canada</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">February&nbsp;14, 2019 </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.7
<SEQUENCE>8
<FILENAME>d676358dex997.htm
<DESCRIPTION>EX-99.7
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.7</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.7 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CONSENT OF APPOINTED ACTUARY </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I consent
to the use and incorporation by reference in this Annual Report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of Sun Life Financial Inc. (the &#147;Company&#148;) for the year ended December&nbsp;31, 2018 of the Appointed Actuary&#146;s
Report to the Shareholders and Directors dated February&nbsp;13, 2019 (the &#147;Report&#148;), relating to the valuation of the policy liabilities and reinsurance recoverables of the Company and its subsidiaries for its Consolidated Statement of
Financial Position at December&nbsp;31, 2018 and December&nbsp;31, 2017 and their change in the Consolidated Statements of Operations for the year ended December&nbsp;31, 2018. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Kevin Morrissey</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Kevin Morrissey</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Fellow, Canadian Institute of Actuaries</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Toronto, Ontario, Canada </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">February&nbsp;14, 2019 </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>9
<FILENAME>slf-20181231.xml
<DESCRIPTION>XBRL INSTANCE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!--p:1F400BB6CEA35D8C8A8E8054B85B1553,x:24358f22fc714fec863f7775b870eb69-->
<xbrli:xbrl xmlns:country="http://xbrl.sec.gov/country/2017-01-31" xmlns:country-all="http://xbrl.sec.gov/country-all/2017-01-31" xmlns:country-ent-all="http://xbrl.sec.gov/country-ent-all/2017-01-31" xmlns:country-ent-std="http://xbrl.sec.gov/country-ent-std/2017-01-31" xmlns:country-std="http://xbrl.sec.gov/country-std/2017-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2016-01-31" xmlns:currency-all="http://xbrl.sec.gov/currency-all/2016-01-31" xmlns:currency-ent-all="http://xbrl.sec.gov/currency-ent-all/2016-01-31" xmlns:currency-ent-std="http://xbrl.sec.gov/currency-ent-std/2016-01-31" xmlns:currency-std="http://xbrl.sec.gov/currency-std/2016-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2014-01-31" xmlns:dei-all="http://xbrl.sec.gov/dei-all/2014-01-31" xmlns:dei-ent-all="http://xbrl.sec.gov/dei-ent-all/2014-01-31" xmlns:dei-ent-std="http://xbrl.sec.gov/dei-ent-std/2014-01-31" xmlns:dei-std="http://xbrl.sec.gov/dei-std/2014-01-31" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/deprecated" xmlns:deprecated1="http://www.xbrl.org/2009/role/deprecated" xmlns:exch="http://xbrl.sec.gov/exch/2017-01-31" xmlns:full_ifrs_doc_entry_point="http://xbrl.ifrs.org/taxonomy/2017-03-09/ifrs/full_ifrs_doc_entry_point" xmlns:full_ifrs_entry_point="http://xbrl.ifrs.org/taxonomy/2017-03-09/ifrs/full_ifrs_entry_point" xmlns:gen="http://xbrl.org/2008/generic" xmlns:ifrs-full="http://xbrl.ifrs.org/taxonomy/2017-03-09/ifrs-full" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:invest-all="http://xbrl.sec.gov/invest-all/2013-01-31" xmlns:invest-ent-all="http://xbrl.sec.gov/invest-ent-all/2013-01-31" xmlns:invest-ent-std="http://xbrl.sec.gov/invest-ent-std/2013-01-31" xmlns:invest-std="http://xbrl.sec.gov/invest-std/2013-01-31" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:label="http://xbrl.org/2008/label" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:naics-all="http://xbrl.sec.gov/naics-all/2017-01-31" xmlns:naics-ent-all="http://xbrl.sec.gov/naics-ent-all/2017-01-31" xmlns:naics-ent-std="http://xbrl.sec.gov/naics-ent-std/2017-01-31" xmlns:naics-std="http://xbrl.sec.gov/naics-std/2017-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:reference="http://www.xbrl.org/2009/role/reference" xmlns:reference1="http://xbrl.org/2008/reference" xmlns:rol_dim="http://xbrl.ifrs.org/role/ifrs/dimensions" xmlns:rol_ias_10_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_10_2017-03-09" xmlns:rol_ias_11_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_11_2017-03-09" xmlns:rol_ias_12_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_12_2017-03-09" xmlns:rol_ias_16_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_16_2017-03-09" xmlns:rol_ias_17_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_17_2017-03-09" xmlns:rol_ias_18_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_18_2017-03-09" xmlns:rol_ias_19_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_19_2017-03-09" xmlns:rol_ias_1_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_1_2017-03-09" xmlns:rol_ias_20_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_20_2017-03-09" xmlns:rol_ias_21_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_21_2017-03-09" xmlns:rol_ias_23_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_23_2017-03-09" xmlns:rol_ias_24_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_24_2017-03-09" xmlns:rol_ias_26_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_26_2017-03-09" xmlns:rol_ias_27_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_27_2017-03-09" xmlns:rol_ias_29_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_29_2017-03-09" xmlns:rol_ias_2_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_2_2017-03-09" xmlns:rol_ias_33_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_33_2017-03-09" xmlns:rol_ias_34_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_34_2017-03-09" xmlns:rol_ias_36_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_36_2017-03-09" xmlns:rol_ias_37_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_37_2017-03-09" xmlns:rol_ias_38_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_38_2017-03-09" xmlns:rol_ias_40_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_40_2017-03-09" xmlns:rol_ias_41_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_41_2017-03-09" xmlns:rol_ias_7_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_7_2017-03-09" xmlns:rol_ias_8_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ias_8_2017-03-09" xmlns:rol_ifric_2_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifric_2_2017-03-09" xmlns:rol_ifric_5_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifric_5_2017-03-09" xmlns:rol_ifrs_12_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_12_2017-03-09" xmlns:rol_ifrs_13_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_13_2017-03-09" xmlns:rol_ifrs_14_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_14_2017-03-09" xmlns:rol_ifrs_15_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_15_2017-03-09" xmlns:rol_ifrs_16_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_16_2017-03-09" xmlns:rol_ifrs_1_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_1_2017-03-09" xmlns:rol_ifrs_2_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_2_2017-03-09" xmlns:rol_ifrs_3_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_3_2017-03-09" xmlns:rol_ifrs_4_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_4_2017-03-09" xmlns:rol_ifrs_5_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_5_2017-03-09" xmlns:rol_ifrs_6_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_6_2017-03-09" xmlns:rol_ifrs_7_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_7_2017-03-09" xmlns:rol_ifrs_8_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_ifrs_8_2017-03-09" xmlns:rol_sic_27_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_sic_27_2017-03-09" xmlns:rol_sic_29_2017-03-09="http://xbrl.ifrs.org/role/ifrs/rol_sic_29_2017-03-09" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:sic-all="http://xbrl.sec.gov/sic-all/2011-01-31" xmlns:sic-ent-all="http://xbrl.sec.gov/sic-ent-all/2011-01-31" xmlns:sic-ent-std="http://xbrl.sec.gov/sic-ent-std/2011-01-31" xmlns:sic-std="http://xbrl.sec.gov/sic-std/2011-01-31" xmlns:slf="http://www.sunlife.com/20181231" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:stpr-all="http://xbrl.sec.gov/stpr-all/2011-01-31" xmlns:stpr-ent-all="http://xbrl.sec.gov/stpr-ent-all/2011-01-31" xmlns:stpr-ent-std="http://xbrl.sec.gov/stpr-ent-std/2011-01-31" xmlns:stpr-std="http://xbrl.sec.gov/stpr-std/2011-01-31" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink">
	<link:schemaRef xlink:href="slf-20181231.xsd" xlink:type="simple" />
	<xbrli:context id="FD2018Q4YTD">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries9QRMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries12RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries5Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries10RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries8RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries11QRMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries4Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AdditionalPaidinCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AdditionalPaidinCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AdditionalPaidinCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AdditionalPaidinCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AdditionalPaidinCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:IssuedCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">slf:FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">slf:FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_OwnerOccupiedPropertiesMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">slf:OwnerOccupiedPropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_OwnerOccupiedPropertiesMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">slf:OwnerOccupiedPropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_DebtSecuritiesAvailableForSaleMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:DebtSecuritiesAvailableForSaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS4Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS4Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_DebtSecuritiesAvailableForSaleMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:DebtSecuritiesAvailableForSaleMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS4Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS4Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS4Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS4Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BelowInvestmentGradeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BelowInvestmentGradeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2019Q1Jan01_ifrs-full_NewIFRSsAxis_slf_IFRS16Member_slf_ScenarioAxis_slf_ScenarioForecast1Member_slf_SubsequentEventType1Axis_slf_SubsequentEvent1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NewIFRSsAxis">slf:IFRS16Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ScenarioAxis">slf:ScenarioForecast1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:SubsequentEventType1Axis">slf:SubsequentEvent1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2019-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ExternalCreditGradesAxis_slf_BelowInvestmentGradeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BelowInvestmentGradeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2018Q1Jan01_ifrs-full_InitiallyAppliedIFRSsAxis_slf_IFRS15Member_slf_RestatementAxis_slf_RestatementAdjustment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:InitiallyAppliedIFRSsAxis">slf:IFRS15Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:RestatementAxis">slf:RestatementAdjustment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-01-01</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BusinessCombinationsAxis">slf:FWDLifeInsuranceCompanyBermudaLimitedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-10-03</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2018Q4Dec19_ifrs-full_BusinessCombinationsAxis_slf_GreenOakRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BusinessCombinationsAxis">slf:GreenOakRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-19</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="D2017Q4Oct03-Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_ClientRelationshipsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BusinessCombinationsAxis">slf:FWDLifeInsuranceCompanyBermudaLimitedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:ClientRelationshipsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-10-03</xbrli:startDate>
			<xbrli:endDate>2017-10-03</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="D2018Q4Dec19-Dec19_ifrs-full_BusinessCombinationsAxis_slf_GreenOakRealEstateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BusinessCombinationsAxis">slf:GreenOakRealEstateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-12-19</xbrli:startDate>
			<xbrli:endDate>2018-12-19</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="D2017Q4Oct03-Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BusinessCombinationsAxis">slf:FWDLifeInsuranceCompanyBermudaLimitedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-10-03</xbrli:startDate>
			<xbrli:endDate>2017-10-03</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="D2017Q4Oct03-Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_DistributionIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BusinessCombinationsAxis">slf:FWDLifeInsuranceCompanyBermudaLimitedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:DistributionIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-10-03</xbrli:startDate>
			<xbrli:endDate>2017-10-03</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:AnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:HealthInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:LifeInsuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q1_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-03-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:EliminationOfIntersegmentAmountsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentConsolidationItemsAxis">ifrs-full:ReportableSegmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q1_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-03-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_InterestRateSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_InterestRateSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_OtherContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:OtherContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_OtherContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:OtherContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_ForeignExchangeContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:ForeignExchangeContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_ForeignExchangeContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:ForeignExchangeContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignExchangeContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignExchangeContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignExchangeContract1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignExchangeContract1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:CashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:DerivativeInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:CashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:FairValueHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:DerivativeInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:FairValueHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_PolicyLoans1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:PolicyLoans1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_PolicyLoans1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:PolicyLoans1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CollateralizedDebtObligations1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesOtherMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ResidentialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:USGovernmentAgenciesDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ForeignGovernmentDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CommercialMortgageBackedSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfFinancialAssetsAxis_slf_Loans1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:Loans1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuritizedMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuritizedMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CashAndCashEquivalentsInPrincipalReinvestmentAccountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_IndustrialPropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInvestmentPropertyAxis">slf:IndustrialPropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesInPrincipalReinvestmentAccountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritizedMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:SecuritizedMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritiesLendingCollateralMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:SecuritiesLendingCollateralMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_MortgagesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentPropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestmentPropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetRepurchaseAgreementTransferredAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetRepurchaseAgreementTransferredAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuritizedMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuritizedMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_LeasingCommissionsAndTenantInducementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:LeasingCommissionsAndTenantInducementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_RetailAndOfficePropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInvestmentPropertyAxis">slf:RetailAndOfficePropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2019Q4YTD_slf_ScenarioAxis_slf_ScenarioForecast1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ScenarioAxis">slf:ScenarioForecast1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2019-01-01</xbrli:startDate>
			<xbrli:endDate>2019-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_WeightedAverageMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:WeightedAverageMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritizedMortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:SecuritizedMortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_IndustrialPropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInvestmentPropertyAxis">slf:IndustrialPropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetBackedSecuritiesInPrincipalReinvestmentAccountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritiesLendingCollateralMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:SecuritiesLendingCollateralMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SecuritiesLendingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SecuritiesLendingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetRepurchaseAgreementTransferredAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:AssetRepurchaseAgreementTransferredAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_LeasingCommissionsAndTenantInducementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:LeasingCommissionsAndTenantInducementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_RetailAndOfficePropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInvestmentPropertyAxis">slf:RetailAndOfficePropertiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:DiscountedCashFlowMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SecuritiesLendingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SecuritiesLendingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:SeparateAccountAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level2OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_EquitySecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:EquitySecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_EquitySecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:EquitySecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CashAndCashEquivalentsInPrincipalReinvestmentAccountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:CurrencySwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CreditDerivativeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsOtherContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InterestRateSwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsEquityContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:WrittenOptionsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OptionContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TechnologyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:AssetbackedFinancingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:RealEstateInvestment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherForeignGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:RealEstateInvestment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TechnologyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:U.S.GovernmentAndAgencyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:UtilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:EnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:IndustrialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:EnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:GovernmentIssuedOrGuaranteedDebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:RealEstateInvestment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:GovernmentIssuedOrGuaranteedDebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:MaterialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerStaplesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherForeignGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerStaplesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:FinancialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerStaplesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:RealEstateInvestment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:MaterialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:GovernmentIssuedOrGuaranteedDebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:MaterialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerDiscretionaryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:GovernmentIssuedOrGuaranteedDebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:UtilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TelecommunicationServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:AssetbackedFinancingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:IndustrialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherForeignGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerDiscretionaryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:MaterialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TelecommunicationServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerDiscretionaryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TechnologyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:IndustrialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:AssetbackedFinancingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:UtilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:AssetbackedFinancingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherForeignGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:UtilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:HealthcareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:AssetbackedFinancingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherForeignGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:HealthcareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:EnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:FinancialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TelecommunicationServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherForeignGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:RealEstateInvestment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:U.S.GovernmentAndAgencyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:RealEstateInvestment1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:IndustrialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:HealthcareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:GovernmentIssuedOrGuaranteedDebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:U.S.GovernmentAndAgencyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:FinancialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:U.S.GovernmentAndAgencyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerStaplesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:FinancialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerDiscretionaryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:U.S.GovernmentAndAgencyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TelecommunicationServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TelecommunicationServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:HealthcareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:FinancialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:IndustrialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TechnologyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TechnologyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:EnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:HealthcareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:MaterialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianProvincialAndMunicipalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:UtilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:EnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TelecommunicationServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:AssetbackedFinancingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:TechnologyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CanadianFederalGovernmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:IndustrialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:HealthcareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerDiscretionaryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:UtilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:GovernmentIssuedOrGuaranteedDebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:U.S.GovernmentAndAgencyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerDiscretionaryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerStaplesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:MaterialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:EnergyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:ConsumerStaplesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:CorporateDebtSecurities1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="invest:InvestmentSectorAxis">slf:FinancialsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:NotRatedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:CCCRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:NotRatedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:CCCRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:NotRatedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:NotRatedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:CCCRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:CCCRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:CCCRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:CCCRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:NotRatedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:NotRatedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:CollateralMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetExposureMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:IndustrialAndLandMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OfficeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MultiFamilyResidentialMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:RetailMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:ReverseRepurchaseAgreementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialLiabilitiesAxis">slf:RepurchaseAgreements1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:TotalFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:ReverseRepurchaseAgreementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialLiabilitiesAxis">slf:RepurchaseAgreements1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:TotalFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialLiabilitiesAxis">slf:DerivativeLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ImpairedRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_InsuredRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:InsuredRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ImpairedRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_InsuredRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:InsuredRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_GuaranteesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:GuaranteesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_GuaranteesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:GuaranteesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBRatingAndLowerMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AAARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ImpairedRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ImpairedRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:GrossPositiveReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:ImpactOfMasterNettingAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">slf:NetReplacementCostMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsOverTheCounterContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_CreditDefaultSwapIndexContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:CreditDefaultSwapIndexContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_CreditDefaultSwapIndexContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:CreditDefaultSwapIndexContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:ARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:BBBRatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">slf:AARatingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:SingleNameCreditDefaultSwapContractMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:OtherCountriesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">slf:PastDueLessThanNinetyDaysMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:LoanCommitmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsNeitherPastDueNorImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsImpairedMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_FinancialAssetsInsurerAxis_slf_CanadaMortgageAndHousingCorporationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:FinancialAssetsInsurerAxis">slf:CanadaMortgageAndHousingCorporationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DerivativesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">slf:DerivativeInstrumentsExchangeTradedContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_FinancialAssetsInsurerAxis_slf_CanadaMortgageAndHousingCorporationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:MortgagesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:FinancialAssetsInsurerAxis">slf:CanadaMortgageAndHousingCorporationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:FinancialAssetsAvailableforsaleCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:SingleLifeInsuranceContractsOutsideOfCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SurvivorshipLifeInsuranceContractsInCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:SurvivorshipLifeInsuranceContractsInCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SingleLifeInsuranceContractsInCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:SingleLifeInsuranceContractsInCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:PolicyholderBehaviourRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:PolicyholderBehaviourRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:MorbidityRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:MortalityRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:PolicyholderBehaviourRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:MortalityRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:PolicyholderBehaviourRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:LifeInsuranceAnnuitiesContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:LongevityRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:MorbidityRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:LifeInsuranceAnnuitiesContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:LongevityRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">ifrs-full:LifeInsuranceContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:ExpenseRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">ifrs-full:LifeInsuranceContractsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:ExpenseRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFCanadaGroupBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFUSEmployeeBenefitsGroupMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFUSEmployeeBenefitsGroupMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementMFSMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFAssetManagementMFSMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFCanadaGroupBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupRetirementServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFCanadaGroupRetirementServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaIndividualMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFCanadaIndividualMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaIndividualMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFCanadaIndividualMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_CorporateUKMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:CorporateUKMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementSLIMMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFAssetManagementSLIMMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFUSEmployeeBenefitsGroupMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFUSEmployeeBenefitsGroupMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupRetirementServicesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFCanadaGroupRetirementServicesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_CorporateUKMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:CorporateUKMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementMFSMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFAssetManagementMFSMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementSLIMMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis">slf:SLFAssetManagementSLIMMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_IncomeApproachMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:IncomeApproachMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_IncomeApproachMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ValuationTechniquesUsedInFairValueMeasurementAxis">ifrs-full:IncomeApproachMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:ComputerSoftwareMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:IndefiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAmortisationAndImpairmentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:OtherIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsAndGoodwillAxis">ifrs-full:GoodwillMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAssetManagementMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_CustomerrelatedIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:CustomerrelatedIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_FiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:FiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_DistributionSalesPotentialOfFieldForceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:DistributionSalesPotentialOfFieldForceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_FundManagementContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:FundManagementContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_FiniteLifeIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:FiniteLifeIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_DistributionSalesPotentialOfFieldForceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">slf:DistributionSalesPotentialOfFieldForceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_FundManagementContractsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:IntangibleAssetsWithIndefiniteUsefulLifeAxis">slf:FundManagementContractsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_CustomerrelatedIntangibleAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">ifrs-full:CustomerrelatedIntangibleAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesAndAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesAndAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfInvestmentReturnsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfInvestmentReturnsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfMortalityAndMorbidityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfMortalityAndMorbidityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfModelEnhancementsAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpensesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfExpensesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:EquityAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:OtherFinancialAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:InvestmentPropertyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">slf:MortgagesAndLoansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtAmortisedCostCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialLiabilitiesAxis">ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ProductsAndServicesAxis">slf:InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpensesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfExpensesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfMortalityAndMorbidityMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfMortalityAndMorbidityMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfModelEnhancementsAndOtherMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfInvestmentReturnsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfInvestmentReturnsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_ReinsuranceAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialCorporateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:OtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialAsiaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualNonparticipatingLifeAndHealthMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualParticipatingLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:ReinsuranceAssetsBeforeOtherPolicyAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:GroupAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInsuranceContractsAxis">slf:IndividualAnnuitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_ReinsuranceAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:ReinsuranceAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2020Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:EncumbranceOnRealEstateMaturingin2020Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2033Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:EncumbranceOnRealEstateMaturingin2033Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2020Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:EncumbranceOnRealEstateMaturingin2020Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2033Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:EncumbranceOnRealEstateMaturingin2033Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:OtherBorrowingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">ifrs-full:ConsolidatedStructuredEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="D2017Q4Nov09-Dec11_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">ifrs-full:ConsolidatedStructuredEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2007-11-09</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:OtherBorrowingsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="D2007Q4Nov8toNov8_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">ifrs-full:ConsolidatedStructuredEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2007-11-08</xbrli:startDate>
			<xbrli:endDate>2007-11-08</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">ifrs-full:ConsolidatedStructuredEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">ifrs-full:ConsolidatedStructuredEntitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:VariablePrincipalFloatingRateCertificateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodTwoMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustIISEECS20091Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsRedemptionPeriodTwoMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember_ifrs-full_CapitalRequirementsAxis_slf_TierOneCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeExchangEableCapitalSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:CapitalRequirementsAxis">slf:TierOneCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodOneMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsRedemptionPeriodOneMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_ifrs-full_TypesOfInterestRatesAxis_slf_FiveYearGovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:FiveYearGovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SeniorDebenturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_FiveYearGovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustIISEECS20091Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:FiveYearGovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember_ifrs-full_CapitalRequirementsAxis_slf_TierOneCapitalMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeExchangEableCapitalSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:CapitalRequirementsAxis">slf:TierOneCapitalMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember_ifrs-full_ClassesOfShareCapitalAxis_slf_NonCumulativePerpetualPreferenceSharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeExchangEableCapitalSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:NonCumulativePerpetualPreferenceSharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodTwoMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsRedemptionPeriodTwoMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustSLEECSBMember_ifrs-full_ClassesOfShareCapitalAxis_slf_NonCumulativePerpetualPreferenceSharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustSLEECSBMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:NonCumulativePerpetualPreferenceSharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodOneMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustIISEECS20091Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsRedemptionPeriodOneMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SeniorDebenturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SeniorDebenturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustSLEECSBMember_ifrs-full_TypesOfInterestRatesAxis_slf_AnnualYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustSLEECSBMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:AnnualYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustIISEECS20091Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustSLEECSBMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustSLEECSBMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_AnnualYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustIISEECS20091Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:AnnualYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeCapitalTrustIISEECS20091Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SeniorDebenturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_ifrs-full_TypesOfInterestRatesAxis_slf_FiveYearGovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:FiveYearGovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSubordinatedDebtIssuedMay151998Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSubordinatedDebtIssuedMay151998Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:CanadianDollarOfferedRateCDORMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsAfterRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:CanadianDollarOfferedRateCDORMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsAfterRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:CanadianDollarOfferedRateCDORMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsAfterRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:CanadianDollarOfferedRateCDORMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsAfterRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsBeforeRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsBeforeRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:CanadianDollarOfferedRateCDORMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsAfterRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2017Q1Mar02_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-03-02</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:CanadianDollarOfferedRateCDORMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsAfterRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsBeforeRedemptionDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:BorrowingsRedemptionPeriodAxis">slf:BorrowingsBeforeRedemptionDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeAssuranceSubordinatedDebtIssuedMay151998Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">slf:GovernmentOfCanadaBondYieldMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries9QRMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries12RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_slf_ShareRepurchaseProgram1Axis_slf_A2018NCIBMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ShareRepurchaseProgram1Axis">slf:A2018NCIBMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries8RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_slf_ShareRepurchaseProgram1Axis_slf_ThirdPartyShareRepurchaseProgramMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ShareRepurchaseProgram1Axis">slf:ThirdPartyShareRepurchaseProgramMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries10RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries8RSeries10RAndSeries12RMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries11QRMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2017Q3Aug14_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-08-14</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="I2018Q3Aug14_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-08-14</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:OrdinarySharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries3Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">ifrs-full:PreferenceSharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries2Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries5Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">slf:PreferenceSharesClassASeries4Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:InvestmentFundsManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_LimitedPartnershipsManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:LimitedPartnershipsManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:OtherEquitySecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:InvestmentFundsManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:SecuritisationVehiclesManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:SecuritisationVehiclesManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherEquitySecuritiesAndOtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:InvestmentFundsManagedByParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:CashCashEquivalentsAndShortTermInvestmentsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:SecuritisationVehiclesManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">ifrs-full:DebtSecuritiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:SecuritisationVehiclesManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_LimitedPartnershipsManagedByThirdPartyMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:LimitedPartnershipsManagedByThirdPartyMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:OtherEquitySecuritiesAndOtherInvestedAssetsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">slf:InvestmentFundsManagedByParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_ifrs-full_JointVenturesWhereEntityIsVenturerMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">ifrs-full:JointVenturesWhereEntityIsVenturerMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_JointVenturesAxis_slf_CanadianRealEstateJointVenturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:JointVenturesAxis">slf:CanadianRealEstateJointVenturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_JointVenturesAxis_slf_CanadianRealEstateJointVenturesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:JointVenturesAxis">slf:CanadianRealEstateJointVenturesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_JointOperationsAxis_ifrs-full_JointOperationsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:JointOperationsAxis">ifrs-full:JointOperationsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_JointOperationsAxis_ifrs-full_JointOperationsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:JointOperationsAxis">ifrs-full:JointOperationsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_JointVenturesAxis_ifrs-full_JointVenturesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_ifrs-full_InvestmentFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:JointVenturesAxis">ifrs-full:JointVenturesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">ifrs-full:InvestmentFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_ifrs-full_JointVenturesWhereEntityIsVenturerMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">ifrs-full:JointVenturesWhereEntityIsVenturerMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_JointVenturesAxis_ifrs-full_JointVenturesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_ifrs-full_InvestmentFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:JointVenturesAxis">ifrs-full:JointVenturesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">ifrs-full:InvestmentFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunShareUnitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunShareUnitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_DeferredShareUnitsDSUsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:DeferredShareUnitsDSUsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_DeferredShareUnitsDSUsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:DeferredShareUnitsDSUsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:MFSInvestmentManagementShareBasedAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:MFSInvestmentManagementShareBasedAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeFiveMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeThreeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeFourMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeOneMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeTwoMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsAndDeferredShareUnitsDSUMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunShareUnitsAndDeferredShareUnitsDSUMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsAndDeferredShareUnitsDSUMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunShareUnitsAndDeferredShareUnitsDSUMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeShareOwnershipPlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeShareOwnershipPlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeStockOption1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunSharePlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunSharePlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:MFSInvestmentManagementShareBasedAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeShareOwnershipPlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:SunSharePlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeShareOwnershipPlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeStockOption1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeStockOption1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:EmployeeShareOwnershipPlanMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfSharebasedPaymentArrangementsAxis">slf:MFSInvestmentManagementShareBasedAwardsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeTwoMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeFiveMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeOneMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeTwoMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeFourMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeThreeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeFiveMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeFourMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeThreeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangesOfExercisePricesForOutstandingShareOptionsAxis">slf:ExercisePriceRangeOneMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_slf_Asia1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:Asia1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_slf_Asia1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">slf:Asia1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:PensionAndOtherEmployeeBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:Investments1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:PensionAndOtherEmployeeBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:DeferredAcquisitionCostsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:Investments1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:OtherTemporaryDifferencesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:DeferredAcquisitionCostsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:OtherTemporaryDifferencesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:PensionAndOtherEmployeeBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:OtherTemporaryDifferencesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:Investments1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:DeferredAcquisitionCostsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:OtherTemporaryDifferencesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:UnusedTaxLossesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:Investments1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:PensionAndOtherEmployeeBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:DeferredAcquisitionCostsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:OtherPolicyLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:PensionAndOtherEmployeeBenefitsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:DeferredAcquisitionCostsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">slf:Investments1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:OtherTemporaryDifferencesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeExchangEableCapitalSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">slf:SunLifeExchangEableCapitalSecuritiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:SunLifeAssuranceMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RetainedEarningsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">slf:ParticipatingPolicyholdersMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeCanadaMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">slf:SunLifeFinancialUnitedStatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-03-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InsuranceContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InsuranceContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InsuranceContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InsuranceContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InsuranceContracts1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestmentsForSegregatedFundHoldersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">slf:InvestmentsForSegregatedFundHoldersMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfLiabilitiesAxis">slf:InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:FixedIncomeFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:MoneyMarketFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:EquityFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:BalancedFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:MoneyMarketFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:EquityFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:BalancedFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:FixedIncomeFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:BalancedFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:EquityFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:EquityFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:FixedIncomeFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:BalancedFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:MoneyMarketFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:MoneyMarketFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:InvestmentType1Axis">slf:FixedIncomeFunds1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_slf_LitigationStatus1Axis_slf_PendingLitigation1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:LitigationStatus1Axis">slf:PendingLitigation1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:SunLifeAssuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:OtherSubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:ParentCompany1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:SunLifeAssuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:ParentCompany1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ConsolidationEliminations1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ConsolidationEliminations1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:OtherSubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:SunLifeAssuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:ParentCompany1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:SunLifeAssuranceMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:OtherSubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ConsolidationEliminations1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:ParentCompany1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ConsolidationEliminations1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="dei:LegalEntityAxis">slf:OtherSubsidiariesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidatedEntities1Axis">slf:SubsidiaryIssuer1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:ConsolidationItems1Axis">slf:ReportableLegalEntities1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">slf:ExecutiveTeamMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">slf:Director1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">slf:ExecutiveTeamMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">slf:Director1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:GB</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:MaleCurrentlyAtAge65Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:ForeignDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:US</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlanParticipantsAxis">slf:FemaleAt65ForIndividualsCurrentlyAtAge45Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PlanAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:PresentValueOfDefinedBenefitObligationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfMedicalCostTrendRatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpectedLifeMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfExpectedLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfDiscountRatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfDiscountRatesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:PensionPlansDefinedBenefit1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpectedLifeMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfExpectedLifeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">slf:OtherPostretirementBenefitsPlan1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_slf_DefinedBenefitPlansAssetCategoriesAxis_slf_FixedIncomeInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlansAssetCategoriesAxis">slf:FixedIncomeInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_slf_DefinedBenefitPlansAssetCategoriesAxis_slf_FixedIncomeInvestmentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level1OfFairValueHierarchyMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="slf:DefinedBenefitPlansAssetCategoriesAxis">slf:FixedIncomeInvestmentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpectedLifeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">slf:ActuarialAssumptionOfExpectedLifeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:DomesticDefinedBenefitPlansMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfDiscountRatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfMedicalCostTrendRatesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">ifrs-full:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_slf_EmployeeStockOption1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis">slf:EmployeeStockOption1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_slf_EmployeeStockOption1Member">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="slf:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis">slf:EmployeeStockOption1Member</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RevaluationSurplusMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RevaluationSurplusMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RevaluationSurplusMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:EquityAttributableToOwnersOfParentMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RevaluationSurplusMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfCashFlowHedgesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlansMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:RevaluationSurplusMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ComponentsOfEquityAxis">ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2016-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:InsuranceAndInvestmentContractLiabilitiesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BorrowedFundsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SubordinatedLiabilitiesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SecuredBorrowingsFromMortgageSecuritizationMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanThreeYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2018-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:AccountsPayableAndAccruedExpensesMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:BondRepurchaseAgreementsMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialLiabilitiesAxis">slf:SeniorDebenturesAndUnsecuredFinancingMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:instant>2017-12-31</xbrli:instant>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:SwapSpreadRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CreditRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">slf:SwapSpreadRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:EquityPriceRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:EquityPriceRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:InterestRateRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:InterestRateRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:InterestRateRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:EquityPriceRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:InterestRateRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:EquityPriceRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2017-01-01</xbrli:startDate>
			<xbrli:endDate>2017-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:EquityPriceRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:context id="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember">
		<xbrli:entity>
			<xbrli:identifier scheme="http://www.sec.gov/CIK">0001097362</xbrli:identifier>
			<xbrli:segment>
				<xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
				<xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:EquityPriceRiskMember</xbrldi:explicitMember>
			</xbrli:segment>
		</xbrli:entity>
		<xbrli:period>
			<xbrli:startDate>2018-01-01</xbrli:startDate>
			<xbrli:endDate>2018-12-31</xbrli:endDate>
		</xbrli:period>
	</xbrli:context>
	<xbrli:unit id="CAD_PER_shares">
		<xbrli:divide>
			<xbrli:unitNumerator>
				<xbrli:measure>iso4217:CAD</xbrli:measure>
			</xbrli:unitNumerator>
			<xbrli:unitDenominator>
				<xbrli:measure>xbrli:shares</xbrli:measure>
			</xbrli:unitDenominator>
		</xbrli:divide>
	</xbrli:unit>
	<xbrli:unit id="shares">
		<xbrli:measure>xbrli:shares</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="number">
		<xbrli:measure>xbrli:pure</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="USD_PER_CAD">
		<xbrli:divide>
			<xbrli:unitNumerator>
				<xbrli:measure>iso4217:USD</xbrli:measure>
			</xbrli:unitNumerator>
			<xbrli:unitDenominator>
				<xbrli:measure>iso4217:CAD</xbrli:measure>
			</xbrli:unitDenominator>
		</xbrli:divide>
	</xbrli:unit>
	<xbrli:unit id="segment">
		<xbrli:measure>slf:segment</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="cad">
		<xbrli:measure>iso4217:CAD</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="square_foot">
		<xbrli:measure>slf:square_foot</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="USD_PER_square_foot">
		<xbrli:divide>
			<xbrli:unitNumerator>
				<xbrli:measure>iso4217:USD</xbrli:measure>
			</xbrli:unitNumerator>
			<xbrli:unitDenominator>
				<xbrli:measure>slf:square_foot</xbrli:measure>
			</xbrli:unitDenominator>
		</xbrli:divide>
	</xbrli:unit>
	<xbrli:unit id="usd">
		<xbrli:measure>iso4217:USD</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="class_series">
		<xbrli:measure>slf:class_series</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="year">
		<xbrli:measure>slf:year</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="Year">
		<xbrli:measure>slf:Year</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="claim">
		<xbrli:measure>slf:claim</xbrli:measure>
	</xbrli:unit>
	<xbrli:unit id="individual">
		<xbrli:measure>slf:individual</xbrli:measure>
	</xbrli:unit>
	<dei:AmendmentFlag contextRef="FD2018Q4YTD" id="Fact-F2C6BB93D8FE5949A93D8C74E33C9700">false</dei:AmendmentFlag>
	<dei:CurrentFiscalYearEndDate contextRef="FD2018Q4YTD" id="Fact-E91D5B2E885858DEAA1520A1BB57CABB">--12-31</dei:CurrentFiscalYearEndDate>
	<dei:DocumentFiscalPeriodFocus contextRef="FD2018Q4YTD" id="Fact-96298D06355558488150E87D63C2D043">FY</dei:DocumentFiscalPeriodFocus>
	<dei:DocumentFiscalYearFocus contextRef="FD2018Q4YTD" id="Fact-18ED33B6155E5DDBB7B0E204BD229DD7">2018</dei:DocumentFiscalYearFocus>
	<dei:DocumentPeriodEndDate contextRef="FD2018Q4YTD" id="Fact-B799E7FC79C05DE893A3A6C788BBB347">2018-12-31</dei:DocumentPeriodEndDate>
	<dei:DocumentType contextRef="FD2018Q4YTD" id="Fact-5D4C17BABF3D511AA56356428E86D8F4">40-F</dei:DocumentType>
	<dei:EntityCentralIndexKey contextRef="FD2018Q4YTD" id="Fact-4C56F40A63DE5C5694B9BA229B1593A9">0001097362</dei:EntityCentralIndexKey>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="INF" id="Fact-47DA3A1FD38456479DF38F5DA1979570" unitRef="shares">598462193</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="INF" id="Fact-114F2E31C20453A4BD098C0D2DAA2921" unitRef="shares">6919928</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember" decimals="INF" id="Fact-F971870C159257ECBBCE75105EB112AC" unitRef="shares">1080072</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="INF" id="Fact-47CA6BD19BEC565E977453BA7261770B" unitRef="shares">12000000</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member" decimals="INF" id="Fact-EA1239FFE9295A4188DFEAD84D1B28F8" unitRef="shares">16000000</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member" decimals="INF" id="Fact-257F62C7C9B755549C70877E7DC468E5" unitRef="shares">13000000</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member" decimals="INF" id="Fact-3597F4C7985E53CCB6DE56186A8282CF" unitRef="shares">10000000</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member" decimals="INF" id="Fact-1D14A9A13A255D689999BB81891EE54C" unitRef="shares">12000000</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member" decimals="INF" id="Fact-C40144B790BD505989AC2E1772CBC042" unitRef="shares">10000000</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="INF" id="Fact-814BB171FA5258FEB441BD951C7278BE" unitRef="shares">5192686</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCommonStockSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember" decimals="INF" id="Fact-8D563C052D32595ABC08FA04B85B5D8F" unitRef="shares">6007314</dei:EntityCommonStockSharesOutstanding>
	<dei:EntityCurrentReportingStatus contextRef="FD2018Q4YTD" id="Fact-7A389C266A7350ABAE167F58B42204E8">Yes</dei:EntityCurrentReportingStatus>
	<dei:EntityRegistrantName contextRef="FD2018Q4YTD" id="Fact-9EC9C54638A15C69ABAD33386BFCEA94">SUN LIFE FINANCIAL INC</dei:EntityRegistrantName>
	<ifrs-full:Accruals contextRef="FI2017Q4" decimals="-6" id="Fact-1BE320E604C95835A4DB7DC20E449C40" unitRef="cad">2927000000</ifrs-full:Accruals>
	<ifrs-full:Accruals contextRef="FI2018Q4" decimals="-6" id="Fact-FE05FDC0285855328D790F307C76AA18" unitRef="cad">3137000000</ifrs-full:Accruals>
	<ifrs-full:AccruedIncome contextRef="FI2017Q4" decimals="-6" id="Fact-BB6E07331913596980B5068522990810" unitRef="cad">1078000000</ifrs-full:AccruedIncome>
	<ifrs-full:AccruedIncome contextRef="FI2018Q4" decimals="-6" id="Fact-F4E2328FA5005C079C776238A3B9C27A" unitRef="cad">1131000000</ifrs-full:AccruedIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4" decimals="-6" id="Fact-4B899976146F52D299ADEBD333E39AE6" unitRef="cad">1669000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-BA5042E60BF3590F8432FDB0AC422DE4" unitRef="cad">1653000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember" decimals="-6" id="Fact-D5D9ACC8D6EB5524A9C940DA67B2006E" unitRef="cad">-6000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" decimals="-6" id="Fact-990112396AF75917BE64971FF1D5D2CC" unitRef="cad">1749000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" decimals="-6" id="Fact-06B78B6EDE8A5BE789B26734843ECFDA" unitRef="cad">0</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" decimals="-6" id="Fact-1EC41E638F1C5773BFB236C3DE9FB4AA" unitRef="cad">211000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" decimals="-6" id="Fact-8AD52B46DB035BE08F9F843652208114" unitRef="cad">-291000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" decimals="-6" id="Fact-E8970FC44D1F50B09CE7F4D9699C58C2" unitRef="cad">6000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-D339E9F15ED65DDB87850CB1CFFEB5B7" unitRef="cad">16000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4" decimals="-6" id="Fact-B2E434E868FF552885891E1C6F19C7AA" unitRef="cad">1114000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-259FB61097E856759DFE7D4110E3B6F8" unitRef="cad">1105000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember" decimals="-6" id="Fact-4C23EC0D909B59C3804FBA2C9814D1D6" unitRef="cad">-11000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" decimals="-6" id="Fact-B3628707238251D0820F10EEB3971247" unitRef="cad">1012000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" decimals="-6" id="Fact-8F2F7C63CE095203828E36A45B350211" unitRef="cad">-31000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" decimals="-6" id="Fact-166485D0EB36525CB9E37F4C3A830ACB" unitRef="cad">346000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" decimals="-6" id="Fact-0A1D125A70E754EA9D68EF2046B0EAC3" unitRef="cad">-347000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" decimals="-6" id="Fact-9BB7311F27295557A1FA14BF5B80FF5E" unitRef="cad">145000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-EE28B8F46C455A56AD4DF45173890DEF" unitRef="cad">9000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4" decimals="-6" id="Fact-43C165DD600E59E8A788EBCEAC45DEAC" unitRef="cad">1704000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember" decimals="-6" id="Fact-4D24D0ABE6705A81AC847791DC7C3DDE" unitRef="cad">-21000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" decimals="-6" id="Fact-94894DFD7B2858BEAB584B6934E546E7" unitRef="cad">1923000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" decimals="-6" id="Fact-E58F8AE8A3CF54D1BD875723FE04D796" unitRef="cad">-24000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" decimals="-6" id="Fact-1D7C6E125AC653F5942FF85978790DC6" unitRef="cad">-56000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" decimals="-6" id="Fact-FAA27695EBCB57A4ABDA6A9DF84A1858" unitRef="cad">-263000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" decimals="-6" id="Fact-1EC005A0F16F57B285DA95EDDF61CCEE" unitRef="cad">145000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AccumulatedOtherComprehensiveIncome contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-B030E1CF37FB59728F920C52784441F4" unitRef="cad">14000000</ifrs-full:AccumulatedOtherComprehensiveIncome>
	<ifrs-full:AcquisitiondateFairValueOfTotalConsiderationTransferred contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-F1C62B7F1FD32315EE6F51CD52CC67CF" unitRef="cad">105000000</ifrs-full:AcquisitiondateFairValueOfTotalConsiderationTransferred>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-7464904789A55EF3983C7B738E1DDEC9" unitRef="cad">16000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-DA5F43BF7B5953038C8FF1B5F61BC902" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-5F5F3167487E54E0A9154172BF3F3ABE" unitRef="cad">16000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-3480EBB503C051D0B8327A83C26C577F" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-71F84960DC40505BB0CC170C037A14E6" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-19EEB9C443D55294A39140F70F33047E" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-9B5ED8C82BFA54F5B97514C50108F760" unitRef="cad">41000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-C95379DCBF9557039BBD4B31BDED59D2" unitRef="cad">34000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-5AB1A9E632BF5DBFBC101AB6ED3A9E12" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-E08615FF4A105E4EA011D1AA7C916A8A" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-676EDF497DC459BA8E6D8964EE855829" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-09267BD7A3395FE8B2DC6E9B2E4174DD" unitRef="cad">7000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-3F044EBD45B65D60A7A4DE9A486337CD" unitRef="cad">61000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-897B5DD112F95EE8B3BA3F319FD6BF32" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-90158DF3C6415FF78BB38F91242168E3" unitRef="cad">61000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-62DF68C225D25A878A91303AF3D26455" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-064C0D1BCDDF549E93F86191B7B09EF6" unitRef="cad">22000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-0BECDCB8064E582ABD3242131C29D531" unitRef="cad">0</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-D1B27FBE3D69594F9C537E0D005D95FA" unitRef="cad">19000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-141FAB826A0F5A32AF3CFE261DA0380B" unitRef="cad">3000000</ifrs-full:AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:ActuarialAssumptionOfDiscountRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-1F3DFD11BBFB55D0B7C3C8E13322A1CB" unitRef="number">0.0340</ifrs-full:ActuarialAssumptionOfDiscountRates>
	<ifrs-full:ActuarialAssumptionOfDiscountRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-C0F0E0A248A750849F9F5D904387CD52" unitRef="number">0.0230</ifrs-full:ActuarialAssumptionOfDiscountRates>
	<ifrs-full:ActuarialAssumptionOfDiscountRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-D1DD0BC99E6E55969A17FF4A4664ADFB" unitRef="number">0.0370</ifrs-full:ActuarialAssumptionOfDiscountRates>
	<ifrs-full:ActuarialAssumptionOfDiscountRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-B81B4A6CEBC35E0896EB394821BF751E" unitRef="number">3.6000</ifrs-full:ActuarialAssumptionOfDiscountRates>
	<ifrs-full:ActuarialAssumptionOfDiscountRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-CE755CB0C5185372A49A7D4924D9F1E0" unitRef="number">2.8500</ifrs-full:ActuarialAssumptionOfDiscountRates>
	<ifrs-full:ActuarialAssumptionOfDiscountRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-8859B4F9F3205A87AF3B0840416B48D3" unitRef="number">4.4000</ifrs-full:ActuarialAssumptionOfDiscountRates>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="4" id="Fact-B5B9C659B26C548C88895EFD2F3A4754" unitRef="number">0.0000</ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="4" id="Fact-D0161F23DF8952E6BCEF016782EC352A" unitRef="number">0.0015</ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-8D0828E71B7856BCB7C410151B29907A" unitRef="number">0.0350</ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="4" id="Fact-EF3A39FD47E953749A8E1514CD22F1C5" unitRef="number">0.0000</ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="4" id="Fact-B5D0B591F1805B8E83D801C1AAA08118" unitRef="number">0.0015</ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-D66BF494F7BC5303AF3046F11F658A9D" unitRef="number">3.1500</ifrs-full:ActuarialAssumptionOfExpectedRatesOfPensionIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfSalaryIncreases contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-EBD1D53B567751C6A180625A020701FE" unitRef="number">0.0310</ifrs-full:ActuarialAssumptionOfExpectedRatesOfSalaryIncreases>
	<ifrs-full:ActuarialAssumptionOfExpectedRatesOfSalaryIncreases contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-B80F9A9A220F502D994DB7F8AF3F19B9" unitRef="number">3.0000</ifrs-full:ActuarialAssumptionOfExpectedRatesOfSalaryIncreases>
	<ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-E0F9A0139947564590AFF9C8886E0604" unitRef="number">0.0547</ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates>
	<ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-D684C3D63CD954579E9B00A28CD83D58" unitRef="number">0.0650</ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates>
	<ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-D82CC28BE4BC549199B7581E7B00CA14" unitRef="number">5.4200</ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates>
	<ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-072F130DA8435F579D12139761075F45" unitRef="number">6.5000</ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-836D3ECF648155779FB098F27555EFC3" unitRef="cad">3000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-C3FF42CFE85E52B19E8EBC728D09BC2A" unitRef="cad">1000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-64148BB65D9255DBB6D9C28902790B4D" unitRef="cad">2000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A8C7AC65A9C05ADAB13D2A3180182EDD" unitRef="cad">5000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-7D799EDEDD095EF39AEF9FBBC06F095B" unitRef="cad">-2000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-1DFEB0DD7976582FB7F7109AFD14E41E" unitRef="cad">7000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-894AD6E41ED55B7C968686694616A753" unitRef="cad">-172000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-FB063F4382ED5215BFA7CE0CFBE93B73" unitRef="cad">-11000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-9A1B6F34293F59828BDE5A798334D937" unitRef="cad">-161000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-52A18EC217C4517B8896936D5A611777" unitRef="cad">249000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-48C6D2FA3E9A520F93C960112FF36532" unitRef="cad">8000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-85AF9B53B783585F87CC814B61977107" unitRef="cad">241000000</ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued contextRef="FD2017Q4YTD" decimals="-6" id="Fact-BD8CEDCA623756799098F06C5812CB48" unitRef="cad">2941000000</ifrs-full:AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued>
	<ifrs-full:AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E14771BE9A52594F89C287DAEF154F82" unitRef="cad">3780000000</ifrs-full:AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-A04CDA359DF85DFE8AAA7F5BDC02D9D8" unitRef="cad">86000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-68FF757D3263517782413444EB21697A" unitRef="cad">81000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-BB595810A95656319B9C37FDE00A0285" unitRef="cad">5000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-84FC9E3A8C2250B4836AF87C21B71044" unitRef="cad">0</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-2F1528E3D46F54018A585E88212A3215" unitRef="cad">117000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-8E29BE75DA4E5887AEDC0F80DC3DEA84" unitRef="cad">118000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-4BBAA417835D5643AB83B8593F70FEC2" unitRef="cad">-1000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-1B389017755F58F993275188FA82E937" unitRef="cad">0</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AdjustedWeightedAverageShares contextRef="FD2017Q4YTD" decimals="-6" id="Fact-C6954704F1AD5BFFA8C5169B596D7485" unitRef="shares">618000000</ifrs-full:AdjustedWeightedAverageShares>
	<ifrs-full:AdjustedWeightedAverageShares contextRef="FD2018Q4YTD" decimals="-6" id="Fact-9ABEA729697E5BBFB404479B65DCBEB9" unitRef="shares">611000000</ifrs-full:AdjustedWeightedAverageShares>
	<ifrs-full:AdjustmentToProfitLossForPreferenceShareDividends contextRef="FD2017Q4YTD" decimals="-6" id="Fact-1138D5A293555AFC8E80850A97B81A57" unitRef="cad">93000000</ifrs-full:AdjustmentToProfitLossForPreferenceShareDividends>
	<ifrs-full:AdjustmentToProfitLossForPreferenceShareDividends contextRef="FD2018Q4YTD" decimals="-6" id="Fact-49E95D24751B5E3DA64D7E9256C882F0" unitRef="cad">94000000</ifrs-full:AdjustmentToProfitLossForPreferenceShareDividends>
	<ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0876AC12DF9E59009E1F7B7E6DA13686" unitRef="cad">25000000</ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod>
	<ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod contextRef="FD2018Q4YTD" decimals="-6" id="Fact-AFED5F2BD1A75D2EB7219F3457D97D32" unitRef="cad">-1000000</ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod>
	<ifrs-full:AdjustmentsForDeferredTaxOfPriorPeriods contextRef="FD2017Q4YTD" decimals="-6" id="Fact-F4E02E4EF72B51AD819D23724E7962B4" unitRef="cad">-10000000</ifrs-full:AdjustmentsForDeferredTaxOfPriorPeriods>
	<ifrs-full:AdjustmentsForDeferredTaxOfPriorPeriods contextRef="FD2018Q4YTD" decimals="-6" id="Fact-CDA5EA684ED65BA581D739018B48EC32" unitRef="cad">-9000000</ifrs-full:AdjustmentsForDeferredTaxOfPriorPeriods>
	<ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="FD2017Q4YTD" decimals="-6" id="Fact-1FD85A722F825285A65022630F6D1529" unitRef="cad">-2798000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
	<ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="FD2018Q4YTD" decimals="-6" id="Fact-90B8837EED2355A58BA1F72C59A089F7" unitRef="cad">3252000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
	<ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-B50F00F1DBFC5183B19FA1C8BC20D83B" unitRef="cad">5368000000</ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities>
	<ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-0AC474A189145EDAB3BFBB1D9A4B9D7D" unitRef="cad">8733000000</ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities>
	<ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-F98E230068055A668EDDECFD3AE575DC" unitRef="cad">492000000</ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities>
	<ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-51B9B52E62AC584DBFF75D05F4FF3585" unitRef="cad">281000000</ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities>
	<ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-66716290CB8D5D1EAB463331FCA525DA" unitRef="cad">-2458000000</ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities>
	<ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-A0AC009980EE5EFE80BD8024CC80F3DF" unitRef="cad">-872000000</ifrs-full:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities>
	<ifrs-full:AdjustmentsForInterestExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-16F51E58BB205D04935D3A4AFCF05C28" unitRef="cad">247000000</ifrs-full:AdjustmentsForInterestExpense>
	<ifrs-full:AdjustmentsForInterestExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-41FE4E1D60872310376276146F025DCA" unitRef="cad">247000000</ifrs-full:AdjustmentsForInterestExpense>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-BA8D51CF77C7534A87902F7665B52686" unitRef="cad">7000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-955A2115FA775E6096D448B597FE5897" unitRef="cad">23000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-1FDCDD15915956388399C2086AC680F0" unitRef="cad">30000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-2AE7746445475DC1B5D2450710601676" unitRef="cad">28000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-0109303AF4F6572DA5A7A9ADC2DE2BA2" unitRef="cad">22000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-3717582788455BFF855D0B3427A1D1CA" unitRef="cad">50000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-C5F55CF04B4558FA90D5887B202766D8" unitRef="cad">50000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-C733887A55CD567C9F33E8823A81308C" unitRef="cad">25000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-E538196947E65C8BBC2E5EA54D9EB581" unitRef="cad">75000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD" decimals="-6" id="Fact-7E2FF814D97058F7A2F3D911DC4B1C0C" unitRef="cad">112000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-065B69C08DA65B5BA4F5E336487F39F1" unitRef="cad">-112000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-3D1FBF2C274851F2A36D817259571DA9" unitRef="cad">-59000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-C276FB4F4C345738AC28CBCFF8F2B9F6" unitRef="cad">-53000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-A9E3C567BA3B51A49AF828E0ABC3772C" unitRef="cad">0</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD" decimals="-6" id="Fact-43AAA219BC3A552F9F439351326B8725" unitRef="cad">119000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-C9B68C5BEAAB51A0968BAC267F4AE021" unitRef="cad">-119000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-E2554398B734583A8424290D2F32F112" unitRef="cad">-66000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-1E16448A43B05FF1B4E2632B5B030BD7" unitRef="cad">-53000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-CDFB220B61C45019811C76D033052A06" unitRef="cad">0</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:ApplicableTaxRate contextRef="FD2017Q4YTD" decimals="3" id="Fact-40D1B88247A050E89571BE9BB6635802" unitRef="number">0.268</ifrs-full:ApplicableTaxRate>
	<ifrs-full:ApplicableTaxRate contextRef="FD2018Q4YTD" decimals="3" id="Fact-1BA852A407E05D26BBC0FE46B4198CC1" unitRef="number">0.268</ifrs-full:ApplicableTaxRate>
	<ifrs-full:ApplicableTaxRate contextRef="FD2018Q4YTD" decimals="4" id="Fact-10154B4D89E85E84B9BB37B2621AA6E1" unitRef="number">0.2675</ifrs-full:ApplicableTaxRate>
	<ifrs-full:ApplicableTaxRate contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="2" id="Fact-4CFE17A7B3A25045B4D3BDB36E1CC196" unitRef="number">0.00</ifrs-full:ApplicableTaxRate>
	<ifrs-full:ApplicableTaxRate contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="2" id="Fact-B22FC723BEE2549F9B3A9D586AD49FFC" unitRef="number">0.30</ifrs-full:ApplicableTaxRate>
	<ifrs-full:Assets contextRef="FI2017Q4" decimals="-6" id="Fact-AE103C8F9A7B535FA43FB41DA4481304" unitRef="cad">269112000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9058E531F60287E092E32E13E8E07285" unitRef="cad">1103000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D6F75AFBBC0C4E7D6B722E13E930399D" unitRef="cad">58447000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-92652F832E4731EC2C7D2E13E81261FB" unitRef="cad">417000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-719475822AD452839D8BDE746FB7F637" unitRef="cad">59967000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9522610B0346B69B3E1F2E13E91F2BF6" unitRef="cad">3379000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F61826D83E92AC490F002E13E8A17723" unitRef="cad">1532000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EFC7FA6FD860228699D52E13E81B585B" unitRef="cad">167000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-251983D6F64E5944AF5CB9530D23E983" unitRef="cad">5078000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5BA54767957EF07A86662E13E8268590" unitRef="cad">818000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0A3BDC6DB2C89C6FC6CF2E13E9DD1D7F" unitRef="cad">11698000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F274A0122EDDA3E5166A2E13E885CF2A" unitRef="cad">136000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-94DCE93F2D5D5507B92728A2D2FE768A" unitRef="cad">12652000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D65DE3EC6288FE112FA82E13E8EC7CB1" unitRef="cad">710000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DC59F71B15AA98D22DD32E13E83DCE12" unitRef="cad">194000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-61DB08D1906EFEE0B4ED2E13E94739E0" unitRef="cad">38000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-21F4E5FA19AD52B0BDE7AAE340516A64" unitRef="cad">942000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EF703C46340978377D812E13E86FD47D" unitRef="cad">27000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CDFFEAC53C249466C28A2E13E8D569A3" unitRef="cad">1451000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-77444DCA168C6B2CEA372E13E9ED70D7" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7E4D479A0C4358D9A9C902416211503B" unitRef="cad">1478000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5EC9C4DB6B66F607AA9E2E13E9A10F14" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E62DB979E733BEBBC2BA2E13E97AEE2A" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A8B22C367D0A146D5E282E13E836635C" unitRef="cad">7067000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C747F6AF5DB75EACA5E2CFF93B48381F" unitRef="cad">7067000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-682B73D6F5D7BA0B2F942E13E953109D" unitRef="cad">7683000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4507447BAB74543AFD2D2E13E98B519F" unitRef="cad">1207000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-647708BD76A9A42823C82E13E832A4FC" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-832646D29FFD5895B1DF5600A6A2346F" unitRef="cad">8890000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5D089D7068AF5A459EF62251DC3C6905" unitRef="cad">14632000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-777423917F0A5C329A603620C2DB91F0" unitRef="cad">74669000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-35835E71A03657D9852F5642BDFFE0DF" unitRef="cad">9546000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-35B170FB4D70501A982230B50C8118B2" unitRef="cad">98847000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-00F84666E67353D7ABB42A39C4912F8B" unitRef="cad">106951000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A0A14C8FF7BE89D894632E13E82D3B4B" unitRef="cad">912000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1145983DA64A9BA0EA0C2E13E8FC4B4F" unitRef="cad">140000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-78A1477FCDF7AEA16D142E13E914B613" unitRef="cad">1721000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9371B5BB9D94576CB98B9EBED3A67EA9" unitRef="cad">2773000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E604AE9B8FD385F691732E13E9F8AA2A" unitRef="cad">27481000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-823E5865F2E5940387D72E13E87BD8DE" unitRef="cad">77757000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D66F74799ABED82D03DD2E13E96F5E40" unitRef="cad">1154000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BF23512A3D035EE98F26ACD6D99F00FB" unitRef="cad">106392000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7FBAFBBD2A0B51CDAB1A9F25BD2AFFE0" unitRef="cad">42113000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-40AFA6A5D54455F785804A7625974B5F" unitRef="cad">152426000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-54B7815B105154A48923AA2E8D06707D" unitRef="cad">10700000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2017Q4_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-94A001974F415E4384B81C7DBF029018" unitRef="cad">205239000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4" decimals="-6" id="Fact-DD4305E1D5CC5BA287688BF2A60179FF" unitRef="cad">271827000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C6109565833856239E4BBE1171A4B234" unitRef="cad">1253000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5759CECB0E255DB0AA55EF9897D35E62" unitRef="cad">59776000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-019E7E75C1DC56A991C9EA03FD0187C9" unitRef="cad">373000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-700407B8C13931E1CC662E13E8213EFF" unitRef="cad">61402000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-21DF322EE6EC555CBD15CC921926742A" unitRef="cad">1967000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AE7BCEB12A79552BA48DE0ED2F2BEABF" unitRef="cad">1845000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-94A2F548C83D5D2380A845F330C0E6E8" unitRef="cad">202000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-04C1EE397C94BE02D7152E13E8C91560" unitRef="cad">4014000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-24F7B2B183A459738FE56DB4959CB7B0" unitRef="cad">1513000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B5CE579C081857EB8D499496D31C3870" unitRef="cad">11485000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-299E490F0DA15A1AA9DBF4D63A0F5C41" unitRef="cad">43000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C328B199FF136A18DB1C2E13E96444B1" unitRef="cad">13041000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D1D4111448165E11A356D7BDAD8620BE" unitRef="cad">398000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BA374E41C83A55748C029710C00663C4" unitRef="cad">186000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-61CE59552F1B59D5AD35DEA5BCFE058D" unitRef="cad">36000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F4B4AD2C2F870AB7DB612E13E93C402D" unitRef="cad">620000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B2AE3E0550B35BFEAE7F3779C2F9AC2A" unitRef="cad">27000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-84ECBCE57BF05BE68C3426250CAC342F" unitRef="cad">1085000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FFBBBCE4580C55D0B75B07FC6CBD54BA" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AB1DE8F6CCD9BB984E692E13E9ABB5AB" unitRef="cad">1112000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9EB0DC7895AC5B8CB9586FAE04FC278E" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-56C0CD0B52AC57A0878CDC95BB7C80EA" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-508DB61B2A70518995DC8C670BAB6355" unitRef="cad">7157000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-85F059A1FD9E1BE40A132E13E9BC158F" unitRef="cad">7157000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-718CDC08F2625E9A8E2E96917D1FEB79" unitRef="cad">8926000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2304B86C28825004860950B9EB902220" unitRef="cad">580000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-693FCA300892547F9AECCFD99A040351" unitRef="cad">0</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-992F49FEA9AA0871D9402E13E864951D" unitRef="cad">9506000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0196F4EE532E52F39FB78C05021A8DB0" unitRef="cad">14982000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-55E59DE1DEF455A9BBF3FB4326648D79" unitRef="cad">75140000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6CF478E87C2F50B782BC318FEF63EC79" unitRef="cad">10052000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0680956CB03F57CD95CB3B1A78619792" unitRef="cad">100174000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-CBECD33D037658A59335750699CA50C0" unitRef="cad">103558000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FAA4A10A80C6517292337B8891C40079" unitRef="cad">898000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-64585B1CB70B5F0395E6D6556B47B565" unitRef="cad">183000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-49F01D44C4145F2696C3161F400DFB8A" unitRef="cad">2241000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C138F09796023F5532FC2E13E996612D" unitRef="cad">3322000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-707C28EFD1735A9C98F53B450023B41E" unitRef="cad">24705000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-62903088E35151FFAD71C47AE1A0A04C" unitRef="cad">76761000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DA565F66404356D2966668417DD5FDEC" unitRef="cad">1596000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FACED736FD835F73ADC2FD2CB0F50ACD" unitRef="cad">103062000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7D781B06DF1F574E9F53329D1EE00435" unitRef="cad">39687000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F9245B3928AE5C2D8F5F688668326E9C" unitRef="cad">151901000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8AD57A9C8E045F079B27D2EA49F9140D" unitRef="cad">11648000000</ifrs-full:Assets>
	<ifrs-full:Assets contextRef="FI2018Q4_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DFE5901468F4558B8D3966DF8116DED7" unitRef="cad">203236000000</ifrs-full:Assets>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-2013DF53EB8052948709F04DA89D669A" unitRef="cad">5899000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByThirdPartyMember" decimals="-6" id="Fact-30341355AC335F5A9A7C2DBC8AE0CCC0" unitRef="cad">4877000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-5171E0691D395BB88F2DD5EE8A7DE875" unitRef="cad">725000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByParentMember" decimals="-6" id="Fact-BC43716213515AF39A0EE014D2F4968E" unitRef="cad">1455000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_LimitedPartnershipsManagedByThirdPartyMember" decimals="-6" id="Fact-F5D87BE21DD65A47ADB94020FCC96DC9" unitRef="cad">1258000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2017Q4_ifrs-full_JointVenturesAxis_ifrs-full_JointVenturesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_ifrs-full_InvestmentFundsMember" decimals="-6" id="Fact-A4CD7F8151345708849A779D2E622B8B" unitRef="cad">245000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByThirdPartyMember" decimals="-6" id="Fact-E3558E829A6F54818462E8E6009362CA" unitRef="cad">3439000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-18611F566AAD5B80BDB24F36A1DF6555" unitRef="cad">430000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByParentMember" decimals="-6" id="Fact-1498310F80755CEB986799D1F90DEC6D" unitRef="cad">1705000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities contextRef="FI2018Q4_ifrs-full_JointVenturesAxis_ifrs-full_JointVenturesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_ifrs-full_InvestmentFundsMember" decimals="-6" id="Fact-54F24CD108DC6EFA560E5236C458E347" unitRef="cad">213000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
	<ifrs-full:AverageEffectiveTaxRate contextRef="FD2017Q4YTD" decimals="3" id="Fact-6D40768E2A36530F90515B7F4520B32E" unitRef="number">0.108</ifrs-full:AverageEffectiveTaxRate>
	<ifrs-full:AverageEffectiveTaxRate contextRef="FD2018Q4YTD" decimals="3" id="Fact-F3DEA9CD8F6F53D484ACD0ED5AA736EB" unitRef="number">0.170</ifrs-full:AverageEffectiveTaxRate>
	<ifrs-full:AverageForeignExchangeRate contextRef="FD2017Q4YTD" decimals="2" id="Fact-58C6997A129B50B4A03867ECBA6C8232" unitRef="USD_PER_CAD">1.30</ifrs-full:AverageForeignExchangeRate>
	<ifrs-full:AverageForeignExchangeRate contextRef="FD2018Q4YTD" decimals="2" id="Fact-BA3216257EA25CB9813A191B280D51E3" unitRef="USD_PER_CAD">1.30</ifrs-full:AverageForeignExchangeRate>
	<ifrs-full:BankOverdraftsClassifiedAsCashEquivalents contextRef="FI2017Q4" decimals="-6" id="Fact-B336470089045F5D91EDC72185E13EF3" unitRef="cad">140000000</ifrs-full:BankOverdraftsClassifiedAsCashEquivalents>
	<ifrs-full:BankOverdraftsClassifiedAsCashEquivalents contextRef="FI2018Q4" decimals="-6" id="Fact-75D7C159DFD75B4DB61345B99EB33145" unitRef="cad">104000000</ifrs-full:BankOverdraftsClassifiedAsCashEquivalents>
	<ifrs-full:BasicEarningsLossPerShare contextRef="FD2017Q4YTD" decimals="2" id="Fact-03BE76824BC95FDAA9C557B0B8DFCA57" unitRef="CAD_PER_shares">3.51</ifrs-full:BasicEarningsLossPerShare>
	<ifrs-full:BasicEarningsLossPerShare contextRef="FD2018Q4YTD" decimals="2" id="Fact-930A69260E525FE098122EE396620240" unitRef="CAD_PER_shares">4.16</ifrs-full:BasicEarningsLossPerShare>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" decimals="-6" id="Fact-15777B0DC35B59B8B9E46E4B44E256F1" unitRef="cad">300000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" decimals="-6" id="Fact-FD07DB66AC155247A712328DD2A12EC0" unitRef="cad">299000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember" decimals="-6" id="Fact-857723B685AB54379DC569EAD9737295" unitRef="cad">1299000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-156FC64EC4925057AEDB0730E4563E21" unitRef="cad">3437000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" decimals="-6" id="Fact-5AFDEAB5BD1B551FB75636DA5BB99F64" unitRef="cad">200000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" decimals="-6" id="Fact-1EEEE3C10C6151AF9F27DFC974A86B10" unitRef="cad">500000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" decimals="-6" id="Fact-1E6347CF303A5E3B93B63EFB576C7009" unitRef="cad">150000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember" decimals="-6" id="Fact-2F3B2609CB4357F49B99B458EF9930D2" unitRef="cad">699000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember_ifrs-full_CapitalRequirementsAxis_slf_TierOneCapitalMember" decimals="-6" id="Fact-5A0355921AC954EE41932F33E0D49451" unitRef="cad">699000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" decimals="-6" id="Fact-BA0F65A50B4556C2B6A0868925F05F4C" unitRef="cad">349000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" decimals="-6" id="Fact-CA9527F36A4B5B559DF3BA6BB774B7BF" unitRef="cad">400000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" decimals="-6" id="Fact-5E6C978734B85FD8B280631EE62E128F" unitRef="cad">0</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" decimals="-6" id="Fact-D14B3ADFDDB65B9BA86F37A3CFCF22AB" unitRef="cad">249000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" decimals="-6" id="Fact-3918DBB33354553B8BC5E7251D93E2CD" unitRef="cad">398000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" decimals="-6" id="Fact-6B4093D159D179B1BD9A2F3D40CCCA6D" unitRef="cad">398000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" decimals="-6" id="Fact-A6F23FAC20E35C678DF043E5D67A9414" unitRef="cad">995000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" decimals="-6" id="Fact-376CD7AA31B356C5A4BFBD6999BD1195" unitRef="cad">498000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" decimals="-6" id="Fact-00846C3B59B95739905A4FDE40A03EAB" unitRef="cad">300000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" decimals="-6" id="Fact-8338FADA3FE95AD78F18C4930240C2FD" unitRef="cad">299000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember" decimals="-6" id="Fact-1DB0161E02635E908BA95E3356FF1B9A" unitRef="cad">1299000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-53D66C3948865418BC6DB22250CE4F5C" unitRef="cad">3039000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" decimals="-6" id="Fact-FF50EB482B515B768D43AD0B54CB40F5" unitRef="cad">200000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" decimals="-6" id="Fact-54CD252CA9335D4AA60E6A8FCF1D9EE8" unitRef="cad">500000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" decimals="-6" id="Fact-9364781CCF385760936F86565933C877" unitRef="cad">150000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember" decimals="-6" id="Fact-4E92AA1E8DF750708CB0074196ACA710" unitRef="cad">699000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember_ifrs-full_CapitalRequirementsAxis_slf_TierOneCapitalMember" decimals="-6" id="Fact-D43FA9F5CBEBC3F1A60F5212788DC393" unitRef="cad">699000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" decimals="-6" id="Fact-DD4F3AB5358E5BBBAC87446DF2300CAC" unitRef="cad">349000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" decimals="-6" id="Fact-5BB999C8CC955694A42261AFD3004009" unitRef="cad">0</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" decimals="-6" id="Fact-56771E9A591059AB94513F532FDF4B16" unitRef="cad">0</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" decimals="-6" id="Fact-393880D6D24C5852A6B305774449A488" unitRef="cad">250000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" decimals="-6" id="Fact-3F17AAAA9EDF5E7281E287DD4C2DF9B4" unitRef="cad">398000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" decimals="-6" id="Fact-9CC2CEEFCEA151A0BC77CD4EAFC6A345" unitRef="cad">398000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" decimals="-6" id="Fact-5C61E688465A511AA82517945A0C05FB" unitRef="cad">995000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" decimals="-6" id="Fact-F0BB8CF079065B37A23C4568CDCB82F1" unitRef="cad">499000000</ifrs-full:Borrowings>
	<ifrs-full:Borrowings contextRef="I2017Q1Mar02_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" decimals="-6" id="Fact-C786FA9AA65B5BCAB758AB25C0549DCA" unitRef="cad">800000000</ifrs-full:Borrowings>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember" decimals="INF" id="Fact-0DA1DDCF31DD513FBC118A5E93B120A1" unitRef="number">0.00575</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodOneMember" decimals="INF" id="Fact-27053AE778F35AB2BB29A086CB019991" unitRef="number">0.0065</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodTwoMember" decimals="INF" id="Fact-1407EADCFC5F5A0FAB3A3487C7FDC6D8" unitRef="number">0.013</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember" decimals="INF" id="Fact-72E9FCDAE339576BB2BC1B180A4F90AC" unitRef="number">0.0053</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember" decimals="INF" id="Fact-4FB4862DB24D5C6892482CD667F718F8" unitRef="number">0.0032</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_ifrs-full_TypesOfInterestRatesAxis_slf_FiveYearGovernmentOfCanadaBondYieldMember" decimals="4" id="Fact-E2CFD284F24158718C4802FA70EB8C6F" unitRef="number">0.0360</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember" decimals="INF" id="Fact-E3F97E1E0D985DDE904CE1B1D3EBB1B8" unitRef="number">0.0016</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_FiveYearGovernmentOfCanadaBondYieldMember" decimals="INF" id="Fact-5C28BB4D334D59CD937923B30D98CEB4" unitRef="number">0.034</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember" decimals="INF" id="Fact-A71DBD7E3BB557B3B90DF373C27F40DF" unitRef="number">0.0032</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodOneMember" decimals="INF" id="Fact-A03911F81CEC55B5AE805ACD0FC00BD9" unitRef="number">0.006</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsRedemptionPeriodTwoMember" decimals="INF" id="Fact-57547D3CBF3756C8AF4B205FF4B49436" unitRef="number">0.012</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember" decimals="INF" id="Fact-847FB7FFB80E5EF4B2E9B05B4228B62F" unitRef="number">0.022</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember" decimals="INF" id="Fact-AD8247BB5D9E58A1B133F5C22ADC636F" unitRef="number">0.0075</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember" decimals="INF" id="Fact-6FDC99B9C5735CFBBE58807909975D1E" unitRef="number">0.01</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsBeforeRedemptionDateMember" decimals="INF" id="Fact-0C524E99A8FB5051BFB62B552A727F48" unitRef="number">0.0025</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember" decimals="INF" id="Fact-BA3A2DFFC1E15AB7B096E1ACF7686653" unitRef="number">0.0074</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember" decimals="INF" id="Fact-C2120BC449625F3C809B0C1CFC0E6F77" unitRef="number">0.0185</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_ifrs-full_TypesOfInterestRatesAxis_slf_GovernmentOfCanadaBondYieldMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsBeforeRedemptionDateMember" decimals="INF" id="Fact-E29C1639082650EEA45C0B3F137A77C7" unitRef="number">0.0052</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsAdjustmentToInterestRateBasis contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_ifrs-full_TypesOfInterestRatesAxis_slf_CanadianDollarOfferedRateCDORMember_slf_BorrowingsRedemptionPeriodAxis_slf_BorrowingsAfterRedemptionDateMember" decimals="INF" id="Fact-49208799F3645276849BC590C6229FE4" unitRef="number">0.0143</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" decimals="INF" id="Fact-5FD97BA55A8A5EEEA927824E2CCE4C77" unitRef="number">0.057</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" decimals="INF" id="Fact-4D9F7862E51C53528351FB8D5A57C8B6" unitRef="number">0.0457</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" decimals="INF" id="Fact-CD73BA18D78C5AB7B369DF6391B8F103" unitRef="number">0.0709</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" decimals="INF" id="Fact-BA610C6220B75F7182A3DC58813563FD" unitRef="number">0.0606</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" decimals="INF" id="Fact-542120BCCA675C20BC7D3CC4C8407EB5" unitRef="number">0.063</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member_ifrs-full_TypesOfInterestRatesAxis_slf_AnnualYieldMember" decimals="INF" id="Fact-66E468E62090533FB2B618B331FB30F4" unitRef="number">0.05863</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustSLEECSBMember_ifrs-full_TypesOfInterestRatesAxis_slf_AnnualYieldMember" decimals="INF" id="Fact-405361AB33ED55F1A77A5C812782AA50" unitRef="number">0.07093</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" decimals="INF" id="Fact-503E2A140B3D54A4A1EAEB803E2439CA" unitRef="number">0.031</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" decimals="INF" id="Fact-9F431CACAF4853AA8C8BA652855809C1" unitRef="number">0.0559</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" decimals="INF" id="Fact-DCA6D46B46CE5557BB2F96560DAD07AE" unitRef="number">0.0277</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" decimals="INF" id="Fact-FD432628732153F08BD795951FB19993" unitRef="number">0.054</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" decimals="INF" id="Fact-7EE3D54C908A5C9193C1696E535E23C1" unitRef="number">0.0275</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" decimals="INF" id="Fact-6A3DE81C053859D8BAC2249441585C8A" unitRef="number">0.0305</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" decimals="INF" id="Fact-5FCAF1906D4A5E79ACC5B87489C8DE13" unitRef="number">0.026</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:BorrowingsInterestRate contextRef="I2017Q1Mar02_ifrs-full_BorrowingsByNameAxis_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" decimals="INF" id="Fact-BD4BBCAC87615DA485B3BF47AAE403AD" unitRef="number">0.0438</ifrs-full:BorrowingsInterestRate>
	<ifrs-full:Cash contextRef="FI2017Q4" decimals="-6" id="Fact-F86A325BF65353FEA03753DBC462D4B8" unitRef="cad">1504000000</ifrs-full:Cash>
	<ifrs-full:Cash contextRef="FI2018Q4" decimals="-6" id="Fact-89074339855A52E0958A0C3D70573903" unitRef="cad">2089000000</ifrs-full:Cash>
	<ifrs-full:CashAndCashEquivalents contextRef="FI2016Q4" decimals="-6" id="Fact-E8ED281712E75922B1CC6528ADD5ACD4" unitRef="cad">6509000000</ifrs-full:CashAndCashEquivalents>
	<ifrs-full:CashAndCashEquivalents contextRef="FI2017Q4" decimals="-6" id="Fact-B2729E4569CE506588CAAE8D484B1E10" unitRef="cad">5956000000</ifrs-full:CashAndCashEquivalents>
	<ifrs-full:CashAndCashEquivalents contextRef="FI2018Q4" decimals="-6" id="Fact-6A5D1B87F38B53E19DE18B37E5D593C0" unitRef="cad">7194000000</ifrs-full:CashAndCashEquivalents>
	<ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition contextRef="FI2017Q4" decimals="-6" id="Fact-ACAAE8C33D20541891321611C30AF892" unitRef="cad">8750000000</ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition>
	<ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition contextRef="FI2018Q4" decimals="-6" id="Fact-0F71A1A6D0A1537EBFF0853C92F301DF" unitRef="cad">9402000000</ifrs-full:CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition>
	<ifrs-full:CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013 contextRef="FD2017Q4YTD" decimals="0" id="Fact-810AB5A014F8E2FAA04928FB9CBA243C" unitRef="cad">39</ifrs-full:CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013>
	<ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-E8326BF36D315D628DC9E91DB8EF93B1" unitRef="cad">2730000000</ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-90EA697BFEC0573A944BC493B52110CA" unitRef="cad">754000000</ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-B09668F21333587B8E188A02D2577446" unitRef="cad">1976000000</ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-9C41658FFB6850D492FF2B0E01FE3D5C" unitRef="cad">2939000000</ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-A43302F3C62A5FB086ED5B45326B2630" unitRef="cad">1132000000</ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-5E30FDDE468D57E9A773927731415225" unitRef="cad">1807000000</ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-B4AE3323A17C55F080FE982D390337B0" unitRef="cad">662000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-B814E3FA499B5E3396B0BFEE22EACFF8" unitRef="cad">662000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-DE4C73C2D5674B207FFF764C250ABC50" unitRef="cad">0</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-D2D2CA59D3D05531B23D7E3B36EBCFA7" unitRef="cad">298000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-54B2E303014656349369F8E09ECC505C" unitRef="cad">298000000</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-5E35DF29F08FC2FF95B1764C1AA1BCB1" unitRef="cad">0</ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:CashEquivalents contextRef="FI2017Q4" decimals="-6" id="Fact-5252D52D3B30592D99E1763EF75B3055" unitRef="cad">4592000000</ifrs-full:CashEquivalents>
	<ifrs-full:CashEquivalents contextRef="FI2018Q4" decimals="-6" id="Fact-19C2893B1BA956ECA81F6D2E0F3EEE3A" unitRef="cad">5209000000</ifrs-full:CashEquivalents>
	<ifrs-full:CashFlowsFromUsedInFinancingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-70D885268602567A924F0E8E00CEAF3D" unitRef="cad">-2019000000</ifrs-full:CashFlowsFromUsedInFinancingActivities>
	<ifrs-full:CashFlowsFromUsedInFinancingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-1AA51DD1C0905C3C8B3DFAF7450CA369" unitRef="cad">-2566000000</ifrs-full:CashFlowsFromUsedInFinancingActivities>
	<ifrs-full:CashFlowsFromUsedInInvestingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-373A4AF2FE8455D3B7B5676196781848" unitRef="cad">-339000000</ifrs-full:CashFlowsFromUsedInInvestingActivities>
	<ifrs-full:CashFlowsFromUsedInInvestingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-9230F36119A15356826B4B72CB62A158" unitRef="cad">-280000000</ifrs-full:CashFlowsFromUsedInInvestingActivities>
	<ifrs-full:CashFlowsFromUsedInOperatingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-15A598D6324E563C9647B41A070D04DD" unitRef="cad">1984000000</ifrs-full:CashFlowsFromUsedInOperatingActivities>
	<ifrs-full:CashFlowsFromUsedInOperatingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E5E977A2E9F953E98FF3A1B82DF49D4D" unitRef="cad">3834000000</ifrs-full:CashFlowsFromUsedInOperatingActivities>
	<ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-9696D11E3B635D8EBA01579F9FF69E68" unitRef="cad">61000000</ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities>
	<ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A7AD0037680758D687DDAF5DE160D3A5" unitRef="cad">0</ifrs-full:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities>
	<ifrs-full:CashTransferred contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-6B0CB7B68650C1B54E0351CD7454F167" unitRef="cad">92000000</ifrs-full:CashTransferred>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A487D0BC9E5C55E0B9E36412DE75FA04" unitRef="cad">2780000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-880181E653845EF393FB012CEE97D603" unitRef="cad">1630000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-D220D637EB7B52A896444599FF595153" unitRef="cad">649000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember" decimals="-6" id="Fact-7E329E30055F5B7E9790382156A4840B" unitRef="cad">1000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_EquitySecurities1Member" decimals="-6" id="Fact-03C8655737EB5F9DBE6D93307A7679B7" unitRef="cad">441000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-363699F8E8385BA9A75165901A1171EF" unitRef="cad">59000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2E64A4012BE258A0965CF33FEB30B8DC" unitRef="cad">-4376000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-621B049B5D625BE69E3A4A12C1F32838" unitRef="cad">-2704000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-75916C7684C45A538BFBDDED77517923" unitRef="cad">-1295000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember" decimals="-6" id="Fact-033DC3FF93F05530A8BEF8939C6512AF" unitRef="cad">8000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_EquitySecurities1Member" decimals="-6" id="Fact-8D65C782994E5E018781A67DEB038D9D" unitRef="cad">-401000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-942476FE02A954B5A3E67CD0059E5745" unitRef="cad">16000000</ifrs-full:ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets>
	<ifrs-full:ClosingForeignExchangeRate contextRef="FI2017Q4" decimals="2" id="Fact-304B9A77524B529F830F4F031F92850D" unitRef="USD_PER_CAD">1.26</ifrs-full:ClosingForeignExchangeRate>
	<ifrs-full:ClosingForeignExchangeRate contextRef="FI2018Q4" decimals="2" id="Fact-1A2E73C6878F515BB9D481ACC0D7918C" unitRef="USD_PER_CAD">1.36</ifrs-full:ClosingForeignExchangeRate>
	<ifrs-full:ComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-BE3856A3471E57B08BA8CBA0CF25779B" unitRef="cad">1919000000</ifrs-full:ComprehensiveIncome>
	<ifrs-full:ComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-723899ABFD5E5F49BB49690B3E8DC33D" unitRef="cad">3504000000</ifrs-full:ComprehensiveIncome>
	<ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0986CCBCD8F15430AD37C613F664D18F" unitRef="cad">1681000000</ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent>
	<ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F8B87D8AC3EC5C0C8D527B5C86B25659" unitRef="cad">3201000000</ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent>
	<ifrs-full:ConsiderationPaidReceived contextRef="FD2017Q4YTD" decimals="0" id="Fact-2F83A1392E7A136D28DE28F83E1A2C31" unitRef="cad">100</ifrs-full:ConsiderationPaidReceived>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2017Q4" decimals="-6" id="Fact-94FC9E5607C95D3D9FBCE077D27E9AED" unitRef="cad">3856000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-71C5E8CE6F0A5EDE9C4CBBDACB4D544F" unitRef="cad">1213000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-F0BCB1F148F15B28AC12FBEB40A4EAFD" unitRef="cad">1027000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-B992A483DFD255AD8FD6E58A0CD8557C" unitRef="cad">362000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-238ED46ED3495CF8B5DA0262B6D2C3C5" unitRef="cad">1254000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2018Q4" decimals="-6" id="Fact-45D284D391FF54D38012AB0AD3B2A0A3" unitRef="cad">4856000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-5FF2446133C95962931CC7AA8CFD9055" unitRef="cad">1569000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-10CDD6ADAE0459EC87A4B3CD40186509" unitRef="cad">1274000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-E0C68E913F075BF88DD3A70B90A3B502" unitRef="cad">718000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContractualCapitalCommitments contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-1B8CA2E74C7C56F4A68D808F2881AFC4" unitRef="cad">1295000000</ifrs-full:ContractualCapitalCommitments>
	<ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-233B5184848A5DD6A0218A0CFFC7568F" unitRef="cad">11000000</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-84B37F0572105267A5C0B2DBEA8F73E3" unitRef="cad">80000000</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-A7C34DC7D0655EA1B7CB6E0D9D44FFB5" unitRef="cad">91000000</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-DE8AF6C41E80520A95F34874725D5AD9" unitRef="cad">15000000</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-E9D3340DD53F5C79AB4AB80651FDE1A5" unitRef="cad">127000000</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-624D2679334652D7B0172459C08D43D8" unitRef="cad">142000000</ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity contextRef="FD2017Q4YTD" decimals="-6" id="Fact-DCE27C3227345696AB61D605A7CFF00E" unitRef="cad">62000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
	<ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7B57E9E521B15539B2C568473386F83B" unitRef="cad">-29000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
	<ifrs-full:CurrentInvestments contextRef="FI2017Q4" decimals="-6" id="Fact-A850A82F1BEA5DC9990463DE501567A0" unitRef="cad">2794000000</ifrs-full:CurrentInvestments>
	<ifrs-full:CurrentInvestments contextRef="FI2018Q4" decimals="-6" id="Fact-A2AC61D510C85B69B6B7C8D3ED590F7D" unitRef="cad">2208000000</ifrs-full:CurrentInvestments>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-81AAC8E937C25DFC984C63D4694DC2E6" unitRef="cad">50000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-459FB9273714504C94126640CB18CF4D" unitRef="cad">3000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-F74FFFD06AC055098D1AB4506CF188C7" unitRef="cad">3000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-781DEA6A7AFE5D2ABEC6FEA1ED818EBB" unitRef="cad">47000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-96C8C3D539A55DE2A1DF8F60608404CB" unitRef="cad">47000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-8D0B2E6079E65B4A947F7C872226DBD3" unitRef="cad">50000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-FCF640D34CD25B9BB10FC6E68EE55C1F" unitRef="cad">59000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-349E34CD10825471B899CC64D8B990D6" unitRef="cad">5000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-987C2DD4FA3D5024A1341123E16E3C83" unitRef="cad">5000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-36F79AE21D3A5471A5D973BB04472EBF" unitRef="cad">54000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-44FC75307EBA5710BA1911D0463F1581" unitRef="cad">54000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-CDE8DF2B8A495C3591A99C357109907F" unitRef="cad">59000000</ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset>
	<ifrs-full:CurrentTaxExpenseIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-FD683095179557E0B8A8F340E74CEEEC" unitRef="cad">445000000</ifrs-full:CurrentTaxExpenseIncome>
	<ifrs-full:CurrentTaxExpenseIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-0D9D5D256ED95436B18936C72A76FE36" unitRef="cad">561000000</ifrs-full:CurrentTaxExpenseIncome>
	<ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods contextRef="FD2017Q4YTD" decimals="-6" id="Fact-B5819CB1F1C15E158D6734C7E313BDCD" unitRef="cad">516000000</ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods>
	<ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods contextRef="FD2018Q4YTD" decimals="-6" id="Fact-0887850065B55C55A9C2529F9D73F037" unitRef="cad">560000000</ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods>
	<ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity contextRef="FD2017Q4YTD" decimals="-6" id="Fact-6658F5DFA3625E5FB12D2EE5F6969EBE" unitRef="cad">-2000000</ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
	<ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity contextRef="FD2018Q4YTD" decimals="-6" id="Fact-C94AB6F66B615ADCA7178D1E7A5F8A5D" unitRef="cad">4000000</ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
	<ifrs-full:DebtInstrumentsHeld contextRef="FI2017Q4" decimals="-6" id="Fact-648E8B9893265A948A7B0A7CE2F0027D" unitRef="cad">72619000000</ifrs-full:DebtInstrumentsHeld>
	<ifrs-full:DebtInstrumentsHeld contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-6C91894650F85D8E9A2441436BA06FC5" unitRef="cad">3517000000</ifrs-full:DebtInstrumentsHeld>
	<ifrs-full:DebtInstrumentsHeld contextRef="FI2018Q4" decimals="-6" id="Fact-39A988ED9AEF5199AF0171761B83CF57" unitRef="cad">74443000000</ifrs-full:DebtInstrumentsHeld>
	<ifrs-full:DebtInstrumentsHeld contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-0142B9A57FDA50B9819718D66234D5BF" unitRef="cad">3448000000</ifrs-full:DebtInstrumentsHeld>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4" decimals="-6" id="Fact-3164A96D32315ED5836BF74C8B5639D8" unitRef="cad">1295000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-8692B8CB8929551FB3BA378F14F872A0" unitRef="cad">6000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-877B67A113A05BD3AD0D0E434DB45FB5" unitRef="cad">90000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-4E5AABB60278547BB70F2876C16917A0" unitRef="cad">543000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-476EA3FCE4365850A2C562795F4969B0" unitRef="cad">84000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-8242E9FF537E55DFBA71BF6F429EA2ED" unitRef="cad">-841000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-50C842DB9FBA5002A285A8819403F833" unitRef="cad">1218000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-4AB5EAD107A4560A847C9A60E04FA8C9" unitRef="cad">201000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4" decimals="-6" id="Fact-6D2C15987F43524299B398B7A4DCA646" unitRef="cad">1209000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-A6B3C5A916C1EFF492A552623B12A6B8" unitRef="cad">6000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-F6DD418A3A215FD3A2A96E97641EDCEB" unitRef="cad">-47000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-326F093C45095134A8B0446086603C12" unitRef="cad">600000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-90D217A097F35588ADF01E0275EB33E6" unitRef="cad">95000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-394136D1B5A651D3BB40F10F130E5A51" unitRef="cad">-738000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-2E93F4FA14615CB8A154AD2B6E4FE783" unitRef="cad">1116000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxAssets contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-A87325EA2A845599904C5F38974B3CF9" unitRef="cad">183000000</ifrs-full:DeferredTaxAssets>
	<ifrs-full:DeferredTaxExpenseIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-FEC21F2CBAE1A5E18CBB9F23BB6E7A6D" unitRef="cad">0</ifrs-full:DeferredTaxExpenseIncome>
	<ifrs-full:DeferredTaxExpenseIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A35FD62BDBBCFED24E769F23BB659B98" unitRef="cad">-9000000</ifrs-full:DeferredTaxExpenseIncome>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-8CCC9779606C5DA4A808FA257C479B9C" unitRef="cad">214000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-F8CA256F64EB52BEBC9075D0179F4AB4" unitRef="cad">-209000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-0E58CEEA2C985BBC8AEC1DDC322CD845" unitRef="cad">43000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-F51479571DF257AABBAE677FA0994099" unitRef="cad">-74000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-91BEC116BB095BD4B26035DEB016598F" unitRef="cad">132000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-A2F9F6436AAD595BB24E8435485D976E" unitRef="cad">388000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-A316533479825D2C829825D984947DFC" unitRef="cad">-66000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-15848D0F42C3585CBCC5D33A3E63CE93" unitRef="cad">-37000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-CC4A9CBEE6EB5356862951B61299E9AF" unitRef="cad">-149000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-938B6037A6F45ECE8C893F546081D47E" unitRef="cad">107000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-00316016235E5FF681D1D85F1C467D41" unitRef="cad">6000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-FC36BBEE606C5B8AABA7D4A4C6BDAD7C" unitRef="cad">195000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-3AF649D72981534CBBF8D50E01FE26C5" unitRef="cad">-170000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-BBFB9B0A466D50E8A0CA3B26B193B938" unitRef="cad">-26000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
	<ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences contextRef="FD2017Q4YTD" decimals="-6" id="Fact-17EB261522ED58B791A0944C87CB67B8" unitRef="cad">-151000000</ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences>
	<ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences contextRef="FD2018Q4YTD" decimals="-6" id="Fact-9EDC14E497F35A59A9EE27AC6B681C2E" unitRef="cad">42000000</ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences>
	<ifrs-full:DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes contextRef="FD2017Q4YTD" decimals="-6" id="Fact-73D499348A76366CEFD62F87DFEAB19A" unitRef="cad">-53000000</ifrs-full:DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes>
	<ifrs-full:DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes contextRef="FD2018Q4YTD" decimals="-6" id="Fact-62A9FB48CFCB903E2CEB2F87DFF943FB" unitRef="cad">0</ifrs-full:DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-16D6E650B9215275A814FCF87896DD35" unitRef="cad">403000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-82FE4384E3D95BBA809F4B03D9D74F1F" unitRef="cad">114000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-CCD426A4A99A5B558C90BBA7D7646DF9" unitRef="cad">-6000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-5590A55BB2A459BCA58B814F13224F78" unitRef="cad">7000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-BDCE99FD20E254869F7349891A2AF685" unitRef="cad">116000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-53B7B017F796599F807FF009C433240B" unitRef="cad">322000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-F0034011BA1E562D9C4ECBB7991BA8B9" unitRef="cad">-150000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-C00492268672523B8ECA16430AB52714" unitRef="cad">322000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-E43812C86EC756F3B844769DB207314B" unitRef="cad">120000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-43CFBF8449AD59CF885923449587AAD0" unitRef="cad">-48000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-9C268AB1283C59A7A01CE46CAA8FC98B" unitRef="cad">-1000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-1692EAD024D156BE936ED29B081DE612" unitRef="cad">8000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-EFAC3FBBC10E5654921ADD71AE195FBB" unitRef="cad">379000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilities contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-461DE396E74556C1B5F086B5D9E42091" unitRef="cad">-136000000</ifrs-full:DeferredTaxLiabilities>
	<ifrs-full:DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-6FB13E3C9CDE2977AAB951CE671615B4" unitRef="cad">10000000</ifrs-full:DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4" decimals="-6" id="Fact-1945287B4C5950BD99A5F955CDC908FE" unitRef="cad">-761000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-B6D1418B1D975C51BE534C09552F9B2F" unitRef="cad">-214000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-1CD0176055BD5FFFA03BDCBB0BC63DC4" unitRef="cad">-513000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-302DD1EF8B61514090265061BCC1E1EB" unitRef="cad">-171000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-E7F5B3237A3F57F4BC8FA4BC1A856324" unitRef="cad">1064000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-F8A84DBF2F885D74880A02A12067FA27" unitRef="cad">-517000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2016Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-66D7CDDDC7BF5ACB8D2E8E21B0B39150" unitRef="cad">-410000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4" decimals="-6" id="Fact-9B6A721889BC516BB1184C40DE25C8CF" unitRef="cad">-892000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-F361C40C671555D68D6DDC66BA006AB5" unitRef="cad">24000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-1FB621E28A0D5438B53F12DBD3CE64A1" unitRef="cad">-549000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-163A7EB5BC4C5A8696896AD8F50CFB2D" unitRef="cad">-77000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-6994C07344065730B8FDF401EB12BCE9" unitRef="cad">957000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-A981CDA6025A593B884654273D281829" unitRef="cad">-896000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2017Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-B37DA3069B755D7A95E130F9EC65CCC2" unitRef="cad">-351000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4" decimals="-6" id="Fact-C5BC4772CF7C5219BB17970F32D23C65" unitRef="cad">-887000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-8AE2BDA8DA5E5C18B3A2326B6B6858BC" unitRef="cad">167000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-3809FBA4AA5B587D887F69BFD357CF4C" unitRef="cad">-648000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-CDE1A3110EBF545080E4EADE22AEEA26" unitRef="cad">-96000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-31FC03AB03CF540F81F5C516D971FF54" unitRef="cad">746000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-7C85B7D1BAD0528D871F6AF029FDB579" unitRef="cad">-737000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxLiabilityAsset contextRef="FI2018Q4_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-A4CB06B4A6695808B9DE8CA685DFAEB2" unitRef="cad">-319000000</ifrs-full:DeferredTaxLiabilityAsset>
	<ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity contextRef="FD2017Q4YTD" decimals="-6" id="Fact-73984AD225375EE4A0BA927F55F7AD78" unitRef="cad">64000000</ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
	<ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7A0D6ADC65B25D9D87798A6801CC5646" unitRef="cad">-24000000</ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
	<ifrs-full:DefinedBenefitObligationAtPresentValue contextRef="FI2017Q4" decimals="-6" id="Fact-C9755BB7E2125F46BE8AE5151A816CF4" unitRef="cad">3929000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
	<ifrs-full:DefinedBenefitObligationAtPresentValue contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-384EC95F54A859CAB471F8018FE99C53" unitRef="cad">268000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
	<ifrs-full:DefinedBenefitObligationAtPresentValue contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-103EE94502DB500EB55ECF10BC1DEC33" unitRef="cad">3661000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
	<ifrs-full:DefinedBenefitObligationAtPresentValue contextRef="FI2018Q4" decimals="-6" id="Fact-86F58A0DBD5758E6A44C5417076CE9FC" unitRef="cad">3720000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
	<ifrs-full:DefinedBenefitObligationAtPresentValue contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-4CA99FE0C41752F6844BE58D94448135" unitRef="cad">262000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
	<ifrs-full:DefinedBenefitObligationAtPresentValue contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-0AD07600AE3A5C689800CD2CAA21AF6A" unitRef="cad">3458000000</ifrs-full:DefinedBenefitObligationAtPresentValue>
	<ifrs-full:DepreciationExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-58E3D7B31C5D589E8B779713AB3B4CCA" unitRef="cad">97000000</ifrs-full:DepreciationExpense>
	<ifrs-full:DepreciationExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7FEE37715BC65F72AA66A01B07C57C0E" unitRef="cad">107000000</ifrs-full:DepreciationExpense>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2017Q4" decimals="-6" id="Fact-548293CD324B5095B7B89C99C13A8724" unitRef="cad">1478000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" decimals="-6" id="Fact-06BA58298C8E530198809FB4AB5FAB5A" unitRef="cad">1478000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-DA80FDC65E155D109E7690E4243954F4" unitRef="cad">1155000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-8F5704E03885538890AA32474CD6DE69" unitRef="cad">226000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-F15BAC59D897582BB51DD7AD1DF3845B" unitRef="cad">97000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2018Q4" decimals="-6" id="Fact-0C28BDFBC1C3593DB4374FFC610C060B" unitRef="cad">1112000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" decimals="-6" id="Fact-84CBD73B70BC5C248907B30F4D549126" unitRef="cad">1112000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-BA9CA2E1995F532182F1EB9384B541E4" unitRef="cad">862000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-9121D141920E5180BFD347DB19B18AF9" unitRef="cad">150000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-2063BA65EDF15E798CA6B466C4046142" unitRef="cad">100000000</ifrs-full:DerivativeFinancialAssets>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-5427636D61625CE5A93F2E10B0000F29" unitRef="cad">1756000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" decimals="-6" id="Fact-E15FA35C10525EBA8F4FC9C78C90A682" unitRef="cad">1756000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-11A08D532BB953E5B383496040DA9F56" unitRef="cad">1319000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-815C4DC4FCF15C83B7DE7E0284215A21" unitRef="cad">347000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-19DDB9CDF64D51DC93A5648FE9B82710" unitRef="cad">90000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-AB7DB67931CF5BF6A873E3F49E0D97C5" unitRef="cad">2295000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" decimals="-6" id="Fact-6532E3F1F8D253D5A211864C735D4A95" unitRef="cad">2295000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-9A1C75F31404585194534EFE8DB466FB" unitRef="cad">1500000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-73F7EEC06EFE53AE895F67726B41D7AD" unitRef="cad">555000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DerivativeFinancialLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-D36E4CDBBFFF597B9BBA0FE06EA14558" unitRef="cad">240000000</ifrs-full:DerivativeFinancialLiabilities>
	<ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="INF" id="Fact-DC48544E82950629C02451EECEBEA76F" unitRef="number">0.09</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
	<ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="INF" id="Fact-FDFA285D4C56CE154A4551EEEF60502B" unitRef="number">0.125</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
	<ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted contextRef="FD2017Q4YTD" decimals="3" id="Fact-15F72A4B54745F5CABD95613B2039327" unitRef="number">0.317</ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted>
	<ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted contextRef="FD2018Q4YTD" decimals="3" id="Fact-6F8C4B224524521DA0B371A50DC696EE" unitRef="number">0.213</ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted>
	<ifrs-full:DescriptionOfOptionLifeShareOptionsGranted contextRef="FD2017Q4YTD" decimals="1" id="Fact-854BC431F0035670B6115C369BAAA5B4" unitRef="year">6.3</ifrs-full:DescriptionOfOptionLifeShareOptionsGranted>
	<ifrs-full:DescriptionOfOptionLifeShareOptionsGranted contextRef="FD2018Q4YTD" decimals="1" id="Fact-CBB37514BAFF56C8927D5EB821D84FE2" unitRef="year">6.3</ifrs-full:DescriptionOfOptionLifeShareOptionsGranted>
	<ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted contextRef="FD2017Q4YTD" decimals="3" id="Fact-C9CC525DE3165FE98046225C6AB6F699" unitRef="number">0.013</ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted>
	<ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted contextRef="FD2018Q4YTD" decimals="3" id="Fact-A886BF9953E3514F9D4700FA35FB7EAA" unitRef="number">0.022</ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted>
	<ifrs-full:DilutedEarningsLossPerShare contextRef="FD2017Q4YTD" decimals="2" id="Fact-120087ED24625C04A53ACA0EE933694C" unitRef="CAD_PER_shares">3.49</ifrs-full:DilutedEarningsLossPerShare>
	<ifrs-full:DilutedEarningsLossPerShare contextRef="FD2018Q4YTD" decimals="2" id="Fact-CC784BD657AD56F2937C1F41BD39EA2F" unitRef="CAD_PER_shares">4.14</ifrs-full:DilutedEarningsLossPerShare>
	<ifrs-full:DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares contextRef="FD2017Q4YTD" decimals="-6" id="Fact-44D5A183C7F1566492FBCB37F827A3A6" unitRef="shares">4000000</ifrs-full:DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares>
	<ifrs-full:DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares contextRef="FD2018Q4YTD" decimals="-6" id="Fact-80C33EC8558B5621BD99F73EE4C76089" unitRef="shares">4000000</ifrs-full:DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares>
	<ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares contextRef="FD2017Q4YTD" decimals="-6" id="Fact-BB4D90D2798A5D02A46FFB442CE65991" unitRef="shares">1000000</ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares>
	<ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares contextRef="FD2018Q4YTD" decimals="-6" id="Fact-1267562062B45513A23AF046E2C60302" unitRef="shares">1000000</ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares>
	<ifrs-full:DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-CC99E84ECC3351369EE946B26D0861E6" unitRef="cad">286000000</ifrs-full:DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome>
	<ifrs-full:DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-401DE746D7F152EB8988A047A1B276B3" unitRef="cad">259000000</ifrs-full:DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-240D2A96601D57F4968F1037B5CC1BAC" unitRef="cad">-3000000</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-DFD936ABB09156378B5342D25374F1CB" unitRef="cad">-3000000</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-2F27BFBD5A3450F3912ADBB13132770E" unitRef="cad">0</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-58FFFC9638905192A4D0CC55BC4804B1" unitRef="cad">0</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-D390811E1C8A5F879303946171C76957" unitRef="cad">3000000</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-CAF671342361507EB844B66902DB518B" unitRef="cad">3000000</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-9FC0E234E52A5E0280A8300D33C5E562" unitRef="cad">0</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-B2386B6A2E7C56DC81999DE3923873E1" unitRef="cad">0</ifrs-full:DisposalsIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:DividendsPaid contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-283F5094009B500AAF9E60CDBF6ACD63" unitRef="cad">1066000000</ifrs-full:DividendsPaid>
	<ifrs-full:DividendsPaid contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-99DC252C3526548289C78A70925913EC" unitRef="cad">93000000</ifrs-full:DividendsPaid>
	<ifrs-full:DividendsPaid contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-3602D4102EDD556BBF9132E4BC37E0F2" unitRef="cad">1147000000</ifrs-full:DividendsPaid>
	<ifrs-full:DividendsPaid contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-4ECC2656DC8B59CE8EB873A3EC5EDF92" unitRef="cad">94000000</ifrs-full:DividendsPaid>
	<ifrs-full:DividendsPaidClassifiedAsFinancingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-CF7078CE9F4B5851AF4221C7802FEDC6" unitRef="cad">1155000000</ifrs-full:DividendsPaidClassifiedAsFinancingActivities>
	<ifrs-full:DividendsPaidClassifiedAsFinancingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-75483ECA9ECE571F8C03AE212315E8C1" unitRef="cad">1227000000</ifrs-full:DividendsPaidClassifiedAsFinancingActivities>
	<ifrs-full:DividendsPaidOrdinarySharesPerShare contextRef="FD2017Q4YTD" decimals="INF" id="Fact-7B27FFF70BBA5CEBB0F278DC58449AE9" unitRef="CAD_PER_shares">1.745</ifrs-full:DividendsPaidOrdinarySharesPerShare>
	<ifrs-full:DividendsPaidOrdinarySharesPerShare contextRef="FD2018Q4YTD" decimals="INF" id="Fact-D3752AA17352501BAD7A0D14C4A68969" unitRef="CAD_PER_shares">1.905</ifrs-full:DividendsPaidOrdinarySharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="INF" id="Fact-FE40BE29EBBF50A1BBA4500153FF8682" unitRef="CAD_PER_shares">0.71</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="INF" id="Fact-639E8473EEAF5A57A0DE778425CA8CE5" unitRef="CAD_PER_shares">0.95</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member" decimals="INF" id="Fact-4786AB30EE1E5ECBB6D8AAA7E86CD8E9" unitRef="CAD_PER_shares">1.19</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member" decimals="INF" id="Fact-C1254F8646695A239965FBF5E1D864C2" unitRef="CAD_PER_shares">1.20</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member" decimals="INF" id="Fact-DB8679E6ED0A57C5A06F55E42EB5C9B3" unitRef="CAD_PER_shares">1.11</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member" decimals="INF" id="Fact-10CA842DF0075355832928B7AC1914F0" unitRef="CAD_PER_shares">1.11</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member" decimals="INF" id="Fact-33C15DFD0BE35893B7F4B3E1172099F2" unitRef="CAD_PER_shares">1.13</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsPaidOtherSharesPerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="INF" id="Fact-E654EE0392335630870CD9080C17CCCA" unitRef="CAD_PER_shares">0.57</ifrs-full:DividendsPaidOtherSharesPerShare>
	<ifrs-full:DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-FD8F0845F3D65972B86C9003373F4167" unitRef="cad">36000000</ifrs-full:DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities>
	<ifrs-full:DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-8C8492C7C65C521A82309AACF8F454F6" unitRef="cad">34000000</ifrs-full:DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities>
	<ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E1EB57693240510C982A06CFD3CE2F9A" unitRef="cad">-179000000</ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents>
	<ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A667CE975EE757068FD4926EFE292A98" unitRef="cad">250000000</ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents>
	<ifrs-full:EmployeeBenefitsExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E4A9F537EEEB5B0088F217819346C61E" unitRef="cad">3672000000</ifrs-full:EmployeeBenefitsExpense>
	<ifrs-full:EmployeeBenefitsExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-130B1421330E5399B85143CE2DA5E516" unitRef="cad">3707000000</ifrs-full:EmployeeBenefitsExpense>
	<ifrs-full:Equity contextRef="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-9998D2BF6FED515E9DB2F32CF69A7E0D" unitRef="cad">8614000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-35527803EFFB9D6F8A5F28BB3EC85BB1" unitRef="cad">2257000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" decimals="-6" id="Fact-F360EDC6AE960616620528BB3EC82242" unitRef="cad">1653000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-263817086E6555FAAD81DCB89CC937B0" unitRef="cad">72000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-96EA747F5B5E5EC8A3B4C146CDC70D04" unitRef="cad">9360000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2016Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-292B23D0BD6B5AFFA529BDAFDEF0FC2C" unitRef="cad">412000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4" decimals="-6" id="Fact-3600F0423A015C4E9AC1BA7B45AEEA54" unitRef="cad">22971000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-7C1978AFE8AD53E18F68AA5AB155A971" unitRef="cad">20064000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-A89351885A8E5FE6A0F2AA670B3737AB" unitRef="cad">8582000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-B1286B258CCE5A5F81D005AB2CE25B0C" unitRef="cad">2257000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" decimals="-6" id="Fact-C85EB051094150A795B7050A48653E15" unitRef="cad">1105000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-275860BEA2EF5D3A96B7A5E1952642FF" unitRef="cad">72000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-79936EEEE232525485BE1F787F7C9504" unitRef="cad">22321000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-ED0B788F395E5646ADA8F763E165BBDF" unitRef="cad">10305000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-E07FB69C0EF65E53AD446EE24AABF252" unitRef="cad">650000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4" decimals="-6" id="Fact-5E280DC3D9715E9A8FB314C09C5E1F4E" unitRef="cad">24570000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-EE9C17BD1C7C5DDA8A1E73CEB67181E3" unitRef="cad">21449000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-E50AC9E89B6B5C9294F867DCEEE05C7F" unitRef="cad">8419000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-C8C1D0D470A85755B7EDAB93D11591D1" unitRef="cad">2257000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" decimals="-6" id="Fact-EA85B59C9E295036B5B35214A5AD3537" unitRef="cad">1690000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-CC3D24F92E475FB598F47ED7FF2052F1" unitRef="cad">73000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-FD1F7F6A9B5A5957B5FD64ABF3130EAB" unitRef="cad">23706000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-305F861A742D5F07B0CAC912499959FC" unitRef="cad">11267000000</ifrs-full:Equity>
	<ifrs-full:Equity contextRef="FI2018Q4_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-C821CC0F6A335F6689CA8D281097B648" unitRef="cad">864000000</ifrs-full:Equity>
	<ifrs-full:EquityAndLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-60BA7B25FBCA590B90AB40BF4C89BFE1" unitRef="cad">269112000000</ifrs-full:EquityAndLiabilities>
	<ifrs-full:EquityAndLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-D6B81C6CDD7C566F88B63022FEB863DA" unitRef="cad">271827000000</ifrs-full:EquityAndLiabilities>
	<ifrs-full:EquityAttributableToOwnersOfParent contextRef="FI2017Q4" decimals="-6" id="Fact-B8F3A0BA671E57C08BC50857F41CE55C" unitRef="cad">22321000000</ifrs-full:EquityAttributableToOwnersOfParent>
	<ifrs-full:EquityAttributableToOwnersOfParent contextRef="FI2018Q4" decimals="-6" id="Fact-12FED186C81057ACA9AE7FB4411370BC" unitRef="cad">23706000000</ifrs-full:EquityAttributableToOwnersOfParent>
	<ifrs-full:EquityInstrumentsHeld contextRef="FI2017Q4" decimals="-6" id="Fact-671F6D6D534E5FCAA263328ECE0015AB" unitRef="cad">6020000000</ifrs-full:EquityInstrumentsHeld>
	<ifrs-full:EquityInstrumentsHeld contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-E554AA2C2E095D8E88357259605E01E6" unitRef="cad">10799000000</ifrs-full:EquityInstrumentsHeld>
	<ifrs-full:EquityInstrumentsHeld contextRef="FI2018Q4" decimals="-6" id="Fact-13FD933FD84059FC977817A352D82B92" unitRef="cad">4634000000</ifrs-full:EquityInstrumentsHeld>
	<ifrs-full:EquityInstrumentsHeld contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-BA825C27C6765B87907CBC24E961A8E9" unitRef="cad">9771000000</ifrs-full:EquityInstrumentsHeld>
	<ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan contextRef="FD2018Q4YTD" decimals="-6" id="Fact-9E834366530A58789A1155BBAA8A4D95" unitRef="cad">134000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
	<ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-25C4BAC9D19252AA8166C8B993A6EB6F" unitRef="cad">16000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
	<ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-A8F60C3C202B5D30B2CCAA6D78E921D6" unitRef="cad">118000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember" decimals="INF" id="Fact-446D044011935A16AB3BD5CC6D11A25D" unitRef="cad">45.01</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember" decimals="INF" id="Fact-7E95A3BF652B507F8510C0EB1515D499" unitRef="cad">35.01</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember" decimals="INF" id="Fact-B3F0E09A94B356CA9385C7662A688E7D" unitRef="cad">18.00</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember" decimals="INF" id="Fact-DA066479B69C5334AE187742C02EFF37" unitRef="cad">30.01</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember" decimals="INF" id="Fact-AD2C1F9B2DCB58E0837D4BDAB1494E14" unitRef="cad">24.01</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember" decimals="INF" id="Fact-A5437EB8B0AE5F5DB7A9F120EB8AE376" unitRef="cad">53.96</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember" decimals="INF" id="Fact-597A68CDB5455C259B73E2B4C6A59804" unitRef="cad">45</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember" decimals="INF" id="Fact-67F9A7DCA9DE5F1DA295921079A750BC" unitRef="cad">24.00</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember" decimals="INF" id="Fact-4CADE553947D5567ABB92F9D0E346CD5" unitRef="cad">35</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember" decimals="INF" id="Fact-D9A41A3F99A45823A03D96831A8A098D" unitRef="cad">30</ifrs-full:ExercisePriceOfOutstandingShareOptions>
	<ifrs-full:ExercisePriceShareOptionsGranted contextRef="FD2017Q4YTD" decimals="2" id="Fact-3162F1B27E5F52789E731D0C4FEF9001" unitRef="cad">48.20</ifrs-full:ExercisePriceShareOptionsGranted>
	<ifrs-full:ExercisePriceShareOptionsGranted contextRef="FD2018Q4YTD" decimals="2" id="Fact-0C7B5EAB460F542E8FC078D32969E83A" unitRef="cad">53.96</ifrs-full:ExercisePriceShareOptionsGranted>
	<ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted contextRef="FD2017Q4YTD" decimals="2" id="Fact-7B710FB987F355E18C34CD8561C2C5CF" unitRef="number">0.04</ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted>
	<ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted contextRef="FD2018Q4YTD" decimals="2" id="Fact-50A29B8FF1EB56B4A34A811FA0328152" unitRef="number">0.04</ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A8133273CC5156DEADCAAC4C385C09E5" unitRef="cad">26545000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-7E0686FA8A8353318B37C7023F97DD02" unitRef="cad">-151000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-19329CDF1BD75493A13FB271A0151C71" unitRef="cad">11894000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-9BF12CC0F49A590389BA456F21F045E9" unitRef="cad">3679000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-6F597EED2C5C5B37AD2EE63E8609F813" unitRef="cad">2976000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-7C784E3256735510A6A6760F73A4D168" unitRef="cad">778000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-773258274F03500488BC1F6714EE2213" unitRef="cad">7369000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7D5530528B555D63829048BC0ECD519B" unitRef="cad">23486000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-64C7192BE4AF56D488802EE7541EAA1E" unitRef="cad">-152000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-C523439F5D0353658A463C5BCDEADF35" unitRef="cad">13497000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EA0E06FA60335344A7B3814B61F9E976" unitRef="cad">1919000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-2495EA672B4E5C2189CAABDBC4CC2EBC" unitRef="cad">2930000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-F0DB3458385752DA9C0177D1B763567B" unitRef="cad">109000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseByNature contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-7A2B4A1146725EFA9E8A33AF9102BADC" unitRef="cad">5183000000</ifrs-full:ExpenseByNature>
	<ifrs-full:ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld contextRef="FD2017Q4YTD" decimals="-6" id="Fact-41D1C5E4882B589EA29938C6E7F5095C" unitRef="cad">15353000000</ifrs-full:ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld>
	<ifrs-full:ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F72C19BF27F456BCA2C5C0AC51FF0E19" unitRef="cad">15986000000</ifrs-full:ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld>
	<ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A767B11D147659218156F4AEEF8A80C6" unitRef="cad">476000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
	<ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees contextRef="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="-6" id="Fact-9E2AC7BE3B5AC1AEB60039A90FC7BD79" unitRef="cad">7000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
	<ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees contextRef="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member" decimals="-6" id="Fact-529C58F3143B2C32F8F02F7B33C1E05C" unitRef="cad">3000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
	<ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees contextRef="FD2018Q4YTD" decimals="-6" id="Fact-DD590D9C4D7255078914B15FC4D36589" unitRef="cad">346000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
	<ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="-6" id="Fact-53501A16D99F7070A05C765F3F3F9393" unitRef="cad">8000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
	<ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member" decimals="-6" id="Fact-61B56C4E8BE9FE4F2E2F5239F272D84E" unitRef="cad">0</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
	<ifrs-full:ExpenseOfRestructuringActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-8FD595DA700C4D7DBE809A51AEB514B1" unitRef="cad">60000000</ifrs-full:ExpenseOfRestructuringActivities>
	<ifrs-full:FeeAndCommissionExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-C277E38A77FE5703AC1F62CE42F131D7" unitRef="cad">2403000000</ifrs-full:FeeAndCommissionExpense>
	<ifrs-full:FeeAndCommissionExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-5EEB311E16025624A6A284FC946664EE" unitRef="cad">2339000000</ifrs-full:FeeAndCommissionExpense>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-20DABD49E1BA5215ADA242CD7EF44B2B" unitRef="cad">5842000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-7D3E39CABA1350E6BCC82EF039F1656C" unitRef="cad">-72000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-7A8041631EB456D1B36C78AC35B1EA95" unitRef="cad">1132000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-19F24269E18458C7A3EB388C2FA69264" unitRef="cad">524000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-37155A0DBA9A50EA8B38CD83A9EE0661" unitRef="cad">4037000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-D00A6E91604356BBB07FC2AAECB37AB8" unitRef="cad">118000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-0A9AD383D0E056338B6EC89A4F3B19B3" unitRef="cad">103000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-427911C4DDA65E738690ACEE0B4D0849" unitRef="cad">5966000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-85AA1563F051599E99E884BF77D3EB86" unitRef="cad">-126000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-832603563BE152288C6F47589FA99C34" unitRef="cad">1240000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-A89CF9759BB75B19AE918557A7F6B53A" unitRef="cad">514000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-C64F75D5094755BEBFF5516E0E7C74FF" unitRef="cad">4111000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-8D1FE04C4F43582D83466F7516F21D3F" unitRef="cad">154000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FeeAndCommissionIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-E3646351AC365F44AA2F0A4F01CD13E7" unitRef="cad">73000000</ifrs-full:FeeAndCommissionIncome>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-014B99522D3B85AECF7E2E13D3E01C2A" unitRef="cad">442000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-733C295D97D6FCF2468F2E13D461CBA1" unitRef="cad">144000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D9DDAE4DE1517CA553602E13D4438319" unitRef="cad">191000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-512E061F706A902C5ED72E13D3EE144C" unitRef="cad">7000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8E75F09FA857C0F604592E13D4E36F62" unitRef="cad">6592000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0744FEE49AA755B0BDED56C197071C8C" unitRef="cad">8920000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-716CA898351D58A26D482E13D4242876" unitRef="cad">1544000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1D94F029694DE8B086212E13D4D77E9B" unitRef="cad">865000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2016Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DAB7A8EE200F5CAFAB0E61A207339212" unitRef="cad">9785000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4" decimals="-6" id="Fact-D27CC32FD24054678B86E3FF0CE4C975" unitRef="cad">137691000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-DBF7C7650FFB5389804F164B1A9B42D3" unitRef="cad">28000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-9EF27AEA9F3252D7A0926B6BE5C53330" unitRef="cad">28000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-04193A336D28581A8E0B0FB701C715DA" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-9F8F91419D0C542C8C75A72E009746DE" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-A7D3E597C5E25708BB8BC81E30382CFD" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-56631B64E64E514CBF0259AF24DF1C94" unitRef="cad">22000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-112E226401F75ED582349C05C163BBFA" unitRef="cad">22000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-291DF7D68EF65F90A29C5A4CACE341A5" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-5CBB94D405615C8994CF9B2629C0939E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-6692A85E180659D489D4EFA5276A1645" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-852BF989DCA4569891B29FB44D8FDAFB" unitRef="cad">50000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-D9E40A0D89095DA99C33826984D93EB0" unitRef="cad">50000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-5909A903744756D4AF7EE0C3DC1BBA18" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-3A929C98CB7B5E279F9728BA47255F34" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-A509AC42AE035FCCB7012843B2C33C56" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-2FD76403D5065BE9B2F90F05EC49C551" unitRef="cad">27340000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-9E389AC6DD1151528DBD14E57F5F3158" unitRef="cad">89000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-D2813000CF0356EBA0B953F0843B8E82" unitRef="cad">27180000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-557BFE4748E7597A9259C61D0F4A84C6" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-8F49CFC878325AE1A5D3DD8644A673B4" unitRef="cad">71000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-B997F9EE868850EC81B6FB280E837C6D" unitRef="cad">4968000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-DC0DFF146CD053D4B145D3356B778F78" unitRef="cad">6350000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-7A159E9DAF505B04908E3EE90F5F16D2" unitRef="cad">14216000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-8E0F95C99CD05CC1BF9516B04BE0E981" unitRef="cad">1806000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-3492C0B8EEEA572B958EEE5DAE5651A4" unitRef="cad">15515000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-422C7333B9A45BF49F69E7100D02D6FD" unitRef="cad">33000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-9DBF0294FC905572BDE086A6CF5E541C" unitRef="cad">15482000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-4B09790F80E454F4B679F382615D12F0" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-3ED72FDB606952929A26933BF667DC5B" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-42BF63A5DAE05125818B4BA4516B5BB2" unitRef="cad">6963000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-D950B65887115E2281737DA9B6318B1B" unitRef="cad">4829000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-34D77FECA94B5DF0898FDEEADC741EF5" unitRef="cad">2792000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-029345B3136351F8A1C952448D115B5E" unitRef="cad">931000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-A5717B6CB2285478BC8A3FA3EEF85D46" unitRef="cad">42855000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-4F2168B87ADB55869439F97D0A9E5748" unitRef="cad">122000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-CB3825512CC85668883AB540485E13E0" unitRef="cad">42662000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-2ABF0353051553AEB496F2543FBB6365" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-8F7775C1DF115D9DA59A16597AA6BEF2" unitRef="cad">71000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A81721C27D0E592D82130F6FF0B4F957" unitRef="cad">4000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5513F1ED233A5D6BAC162FE3F59A768D" unitRef="cad">99000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-58707F7F52B25EDF9E977D05A6D16725" unitRef="cad">116000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-C1C06CDA73DF5B3497465E2AEFAFACC7" unitRef="cad">1455000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-16805704DEEB55398C1C217BD906A1FC" unitRef="cad">74000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A840FA72ECEAC09E543DA57430C3E7EE" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-FEA78AA2AE8E5F93BFADD0E1B3FE38BB" unitRef="cad">72000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0A0E90AE876B584980564F09D0133152" unitRef="cad">1820000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0374A157FF005A2EAB5F2AFE084FDA33" unitRef="cad">1241000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-921CB7D4A26F5E8B9740F99FE3560040" unitRef="cad">1632000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-AFEC8D0350655042BFF6414E5D1819C9" unitRef="cad">157000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-816CC5E5307C58A8A6935D0FE337D1B8" unitRef="cad">1539000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-3F759C9A97655B8186B40EB577CCE0E1" unitRef="cad">257000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-FCCCE1AF8AF712EF3E9BA5742CDCE7FE" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-7D41AA9796215EDB9CDD9D1D5F88C1E2" unitRef="cad">76000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-EC5F2D4E0414556E9BB8D43B0BF3D7D4" unitRef="cad">4902000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-CC231404159E56978DE61634C9ACACEB" unitRef="cad">113000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-1ECFFBC16F215F968AB8B3E965075106" unitRef="cad">872000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-7C2A919082F550B4AE2B7F967F8E746A" unitRef="cad">466000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-DE36C359AC815B5B9880DD947D30FE2E" unitRef="cad">1451000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A4E33B5B40165F9B8F310E3CD9F27687" unitRef="cad">-95000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-97DD185503D454EC80E974652CD0A7E9" unitRef="cad">-589000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-17385E03410651EBBBD6810FD2848F58" unitRef="cad">-10000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-97A74BE4EE255CA1BB67E9146A9D07A9" unitRef="cad">-694000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D974376356915F1CAE8DB9D23C03CFC1" unitRef="cad">1237000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D7A0CFEB4DA45E7DB16690628B426AA8" unitRef="cad">1533000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-4103AE626FC95BFF89E8EF4DC9EB2A6B" unitRef="cad">41000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-85E3E47046135A9DB538F5BB323E4B92" unitRef="cad">84000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A3B0FFCE845F585386A3D6F0BBC05D04" unitRef="cad">183000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-27147CDBB0905D4AC131A57434B304E9" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-019BB808EF8450B9BB0B3AA4525CF156" unitRef="cad">4000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D5E4DB558CD0501982DC6AEF3B88204D" unitRef="cad">3082000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-060E2152FDA15559B78CAEAFB0F728BF" unitRef="cad">18000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-8E735BFF9C095830AB13350378777685" unitRef="cad">283000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-CF5CE04347D4549FA3AF9C8243FE78A2" unitRef="cad">456000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-57BAF857E81655C79988C0B1459D7507" unitRef="cad">757000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0F796D5F12865D6CB37705B619A835AD" unitRef="cad">417000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4778FC1A122E5C02886263C33F248C26" unitRef="cad">167000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember" decimals="-6" id="Fact-6B6EB24038A659EEB34D1E41DE075068" unitRef="cad">3681000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-20E87B2C78D25ACFBE0F2402D0ABC1BC" unitRef="cad">59967000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-104CBF9BD07956BB8B9E9AA9F5DDF72C" unitRef="cad">24132000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-667F9A565990516A9F1325527A09CD33" unitRef="cad">5319000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-F40C100FFEBB5E95A9ACD03A233B7F07" unitRef="cad">20758000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-31A9B9141329563994EFA9EEB2875508" unitRef="cad">9758000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7931EFDE779F512DB68E7AE850B4CA52" unitRef="cad">1103000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-81323D707C745D5FA78EF8FED2E76E87" unitRef="cad">58447000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1026737C0A875FDABB20CC3326831582" unitRef="cad">417000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-AB7CD457484654A497C442F657C84432" unitRef="cad">10148000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-0A33DC7E080253A79AF69C87DE5DE0ED" unitRef="cad">7903000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-B8298DE28E4B5F0A9D48B305DF33729D" unitRef="cad">40484000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-5B08BDECC3455B358B4B3D8B8C4D344D" unitRef="cad">1432000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BCB173E6300F5676ACFEE0D3313BC03C" unitRef="cad">59967000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember" decimals="-6" id="Fact-A4378392AFD98986AD0151D54E2B78F9" unitRef="cad">38601000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-553253DAA97C5F0F9AEBAD6011872DC7" unitRef="cad">5078000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-03A4A10CE4375518A0C47A95F2F2C37A" unitRef="cad">3282000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-2D750BB83D7358F0BAAF528D4D8591AE" unitRef="cad">130000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-27EF134046445299868D1B576333A6AC" unitRef="cad">765000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-5690355A7E1B584094EC12971FC1B1E8" unitRef="cad">901000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-70B847A6DF5A5817A6BE87A10091C037" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2F5B85FE63EB52538A622E05E0842269" unitRef="cad">508000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7E5B14FC8F395BF2B0167A5B180A2E12" unitRef="cad">33000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1C31B0A094C85B6B897DD6B2AC520CA5" unitRef="cad">541000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember" decimals="-6" id="Fact-1FCB41D10AA65707AF34B6B818133FB8" unitRef="cad">3366000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B43F52FED37C5155884344E9EE2BD95A" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9ED3C2A94A5A5B3C8D5497DFC858BC5D" unitRef="cad">3351000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FBCC3EA3D90554E49A9EB8552A1DBF79" unitRef="cad">15000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-13D5F6DCA6275C469C86B1FEFC4E969D" unitRef="cad">3366000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember" decimals="-6" id="Fact-9E5A6BEE05875113B0FEC944E837FB80" unitRef="cad">12158000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5C9B8E3CE5AC51089FC48EE3D6153B88" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BEDF9DB8B8265AE899050F4114CD79CA" unitRef="cad">12142000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B432FE5B4BEF5FC38CE981F33523699A" unitRef="cad">16000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-726B6F7E09E252C79BA1BEE140A6E463" unitRef="cad">12158000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D8602465ED5258069DD7BEABE46BFAE5" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4E8703015AE75A18BD36EF1A73A16910" unitRef="cad">55000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7C1F941F3D295A6CABC43DCDD5587807" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2108A03F9D6F51628FBA171855DA8953" unitRef="cad">55000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-25C642323AAB5D7B8B599056477F72F1" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C0BF3E3B6786567497735C4393A0D286" unitRef="cad">1459000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D7DFFB298DC459C8B261BDC72A814DDD" unitRef="cad">1000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9D288AD36DA652A9BA9D5CB6A4F887F3" unitRef="cad">1460000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member" decimals="-6" id="Fact-E5678909AD8A56E58C22D8106C246912" unitRef="cad">34170000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F59F6BDBCB46591F8F7140D7C1B39C1D" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C44D622228AF56DAB0FAB799A113BB42" unitRef="cad">33864000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7591F6A2F3CE56849DFC24B21D0BBA6A" unitRef="cad">306000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-628D1068327A55F1804F083BA30065C9" unitRef="cad">34170000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember" decimals="-6" id="Fact-9D2F31FEAD4754968E0A506C58F57660" unitRef="cad">1329000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember" decimals="-6" id="Fact-D584410BC5BD5AB08184AF89CCBD7A7A" unitRef="cad">1920000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember" decimals="-6" id="Fact-08B11F0739B0F3F975772E4108D5484F" unitRef="cad">3657000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember" decimals="-6" id="Fact-F388BEF70A7959E1B787FC64D6D4CF3B" unitRef="cad">7856000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember" decimals="-6" id="Fact-57778CD7238BA0979E182E4148D35C8F" unitRef="cad">1256000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember" decimals="-6" id="Fact-5820BF5F1C77966A58592E40F334540C" unitRef="cad">4090000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember" decimals="-6" id="Fact-E271E71B51905D04BB86669279E8C826" unitRef="cad">1211000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member" decimals="-6" id="Fact-E09B1DB85DE2FB0FE4662E41359F26FE" unitRef="cad">2213000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember" decimals="-6" id="Fact-808A900245EC5DA9947BF262377F2CC2" unitRef="cad">1056000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember" decimals="-6" id="Fact-78511ECAEC3BEDC98C332E411F98392F" unitRef="cad">2826000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember" decimals="-6" id="Fact-476E550507E057B3AA3AEFA424BF54C4" unitRef="cad">6756000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0BDF048F0DC65B48B656B1512205C960" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6305B9B9C2B259BAA5CDF1FD54A8A6FB" unitRef="cad">5318000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CAD7EF921FA15B129AD2D25DF17AE21E" unitRef="cad">43000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-51AF6656659C552BBA26A438B0ADD71E" unitRef="cad">5361000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" decimals="-6" id="Fact-C301AB78561E55A4AC70F25A843C7892" unitRef="cad">22116000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember" decimals="-6" id="Fact-C19CCCD96DAB5CCB839BFF621830AD09" unitRef="cad">5361000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-3217234CF1F156E3BD0DF2DBBEA15F90" unitRef="cad">2211000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9FEBA6A758E450829689A6A62F911C34" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1A3B1433D61157C1BD275C8D81FB4C8F" unitRef="cad">1625000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5B16727108405DFE848FA021A0C9F2AC" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8792B3E577235DFF9B419ADDC0F4A51A" unitRef="cad">1625000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember" decimals="-6" id="Fact-C63645BD2AC05BD38146A61035CBF920" unitRef="cad">1231000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4D7E41B8CE605B16959C6A95B67BB15F" unitRef="cad">1103000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1D8D52DFCA205330B91DDFDEB22D9A01" unitRef="cad">125000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2436C40FCB4156BEAB6ABF5FC8D32112" unitRef="cad">3000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-742A723DF5425C2EA4912166611F7712" unitRef="cad">1231000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-1FE19286799658E4A9F1590605D8A7E0" unitRef="cad">8579000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D9CD76C39577560BB86AF4C60406299D" unitRef="cad">14006000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-95F621645F2556A090E4DDCBBA44918C" unitRef="cad">19603000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-21C8F27CAA525C9F8FA4C8CA65DFA337" unitRef="cad">16894000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-04153BFE4005501CA4EF507640F57871" unitRef="cad">885000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-89ADE597C7805D1C893B194A68B42ABB" unitRef="cad">59967000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-143AE946256A5AC59CCDC751B13EA9EF" unitRef="cad">136000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2D1A5A816E99570CA821C16F5263BDCD" unitRef="cad">38000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember" decimals="-6" id="Fact-E0495DC572AB5C328AB8737DCB1E8A98" unitRef="cad">2218000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-A0158DBBF57152288026D36ED0646779" unitRef="cad">12652000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-3E446FF9FE975A1B801EED4C4599FE21" unitRef="cad">4114000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-3F67F0D4BF1A5EA0B0F46D0120AB4DEB" unitRef="cad">590000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-7D4D4499D31F5B6D803AEC834AC7A3D0" unitRef="cad">5719000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-C873FD0DE26B534AB80581C94961CEC6" unitRef="cad">2229000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-374D592A53115159AE57D6C4C8EE9F10" unitRef="cad">818000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-00F6356E928C524FA542F35B31ABA9CD" unitRef="cad">11698000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B068A56A0DA5549C87456FABC9FDC7B4" unitRef="cad">136000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-EBB94741363B54ADA839394B252778E3" unitRef="cad">3177000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-94FAA33837B8522F9B7DE523DF02DD2F" unitRef="cad">3465000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-38E42334A7D55044AAE1A017432D21D9" unitRef="cad">4957000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-FB02B9A8C9B556C88B043B87E8868BEC" unitRef="cad">1053000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BEBD1EF4AA0E57CFBC67290B42B56266" unitRef="cad">12652000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-DCE1E733E4EC50B5B7FD0A788BED6E58" unitRef="cad">942000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-44C4B7E020C35573B2BFBAB2E6F5197A" unitRef="cad">53000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-7E99244315D95632B1DF6227765E1FA1" unitRef="cad">5000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-ACCEAF52A8E25914A0038046568FECF0" unitRef="cad">671000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-97F06935F1BC5AEC98B61955F0C99DD2" unitRef="cad">213000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CF2D764652855406A9A25CEB121146F2" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-86927B9FF9F55F29B378469C34C19658" unitRef="cad">651000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2149E5AFDB08559B92ECEE61F0334BCA" unitRef="cad">11000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3CEF1626B369536C808EEAF8DBBF0B98" unitRef="cad">662000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember" decimals="-6" id="Fact-FDB6DABC924A5EE8BE1DE03CBE0E74DD" unitRef="cad">1832000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BC051A96C1025E6FA49BC785C184D077" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F2FEB8A26EB355748490E43DDD4669D4" unitRef="cad">1832000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8C58DA3DF46E5B2588CAD47CEC98246B" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-069DE3F89BA65EFC81D1C17FFCAEF4D4" unitRef="cad">1832000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember" decimals="-6" id="Fact-04F0A2CEB5C25C4C9085E0EDCB757E07" unitRef="cad">1138000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-26841D820C1A5C539185D988D6764EFF" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1C76730E2D635BEABEFCAE4B06AC0AB1" unitRef="cad">1138000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-57BE343D1BB05090A8F895A240F15481" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-54FB665FD35259DFA73C1501349764D5" unitRef="cad">1138000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B09585DC5C085D4C814A0202FDD2B3E6" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E380377C6E9D513F810724A715B8C2B9" unitRef="cad">345000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D3FC4EF66C075C1B89EDAA7C0376D547" unitRef="cad">69000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F417A16196E75BB7B0B6D5244E5CD116" unitRef="cad">414000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2830223658BE50CD99748E30A5E2B081" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E012FB102DD95C3F83C55E51FFC822F7" unitRef="cad">744000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8E19AD4358855AB5863A13EC48642DE7" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-106A2F19A1B3588187DFDFB122746C84" unitRef="cad">744000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member" decimals="-6" id="Fact-8A76D1B92EC35EEB80AD3A4407E188BA" unitRef="cad">5894000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-139C3DEBFB3E538DA53234A36C8C5881" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A478985E34BE5ECBACB1C08551E78DEB" unitRef="cad">5838000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-140A0ACEDC5950C48F01D54FD5912A24" unitRef="cad">56000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2504594266E65728AE661164393884FF" unitRef="cad">5894000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember" decimals="-6" id="Fact-A75036AEDD63515CBD4D4551C0E16092" unitRef="cad">363000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember" decimals="-6" id="Fact-248463CBB5CE50D68D03364B1424569E" unitRef="cad">351000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember" decimals="-6" id="Fact-5D486C2407F46151B3122E410CBB9F35" unitRef="cad">455000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember" decimals="-6" id="Fact-3362570FF59E589BBFCE2B3E999B10C6" unitRef="cad">1705000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember" decimals="-6" id="Fact-1BF19C22A9105F1E8B142E414C6A9C53" unitRef="cad">323000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember" decimals="-6" id="Fact-E44A5BD9D4619B5680C52E40F6D2563E" unitRef="cad">707000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember" decimals="-6" id="Fact-513CA6DBBBC9556093CE4CCD72B45903" unitRef="cad">262000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member" decimals="-6" id="Fact-8002E81FC8407188ECA82E413951C1B9" unitRef="cad">366000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember" decimals="-6" id="Fact-57C1692DD4BD51859C71860E16E610EA" unitRef="cad">267000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember" decimals="-6" id="Fact-61C477135EFD31EE41BA2E412364A37D" unitRef="cad">545000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember" decimals="-6" id="Fact-55DEDA956C96501AABD806DE66627737" unitRef="cad">550000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9C941E1741DD536196580C7F88690E6F" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CC7FD60E0E685726B4C86EDFDDE1B5C0" unitRef="cad">752000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6BB860D462E25046BA79CF5551C10903" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-55D35074A21E562489CA6547CB5A04DF" unitRef="cad">752000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" decimals="-6" id="Fact-40743BE529965C9898DBC82B7D123E17" unitRef="cad">4540000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember" decimals="-6" id="Fact-5EC587269A375A8DABCF82C81ABB06B0" unitRef="cad">752000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-A7A0DACE4CE45632B6AF066129705896" unitRef="cad">562000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A12EE132110E52F09EDC2FD8F46E9144" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FF37431FDD455A67B656D98D229BFC2A" unitRef="cad">398000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-672349056C6F5FD6BEE3A9D995556EB3" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BC84796366E95CE7829D050DAA3DC248" unitRef="cad">398000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember" decimals="-6" id="Fact-C569E45F3A485D52A1C0D64F9A76E2D2" unitRef="cad">818000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3DEE3E56BB225C1181D89025CB5E5F4F" unitRef="cad">818000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-747A8CC11DC759229B0DCAD363B07DE0" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BDCDBFDED4805DD89B28388CB17770E3" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FC3E379CC5075607B0A24F30435DF16F" unitRef="cad">818000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-7E36B0BB672B5F96989EB35FC4EB19C0" unitRef="cad">4870000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6522F6426719550293C44CE91FB840E9" unitRef="cad">1809000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0549ECCA6D635866B94CE8E742FA59DF" unitRef="cad">3000000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-AD32F5682C2450FF89C98D90402485DC" unitRef="cad">2674000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-8540E59D904F51A59C08E0D1C103A8E8" unitRef="cad">299000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-9B5F4D762E2F5583898BB897207C8395" unitRef="cad">12652000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8DF83CF8CD7C54EF926FC7900B6E6277" unitRef="cad">7067000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9FFB355C14C65A2584C2D5648EF3321B" unitRef="cad">9546000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EEBB8303C84853488D49E1D4279A1B20" unitRef="cad">1721000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-12AE94CA6E025A17BEF23D2374C64EA0" unitRef="cad">1154000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember" decimals="-6" id="Fact-3DFA1932155A5B3DB7F86D516CF7F692" unitRef="cad">5899000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-E524FEBBD6525D90B39B7B7419F89927" unitRef="cad">7214000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-32C966F65EBF56459CB12C7DA6856318" unitRef="cad">4198000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-9B03980159135DF29CCE36840E045374" unitRef="cad">332000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-C1CA5B17B9E454F099ED4D69D126077B" unitRef="cad">11744000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-15ED43F308245781BFFAC014D30E3875" unitRef="cad">72619000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-60A8C687BE2153728B67A1E0129C5B68" unitRef="cad">28246000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-E2A3AD6711595209A484BA19DA1611F9" unitRef="cad">5909000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-A4010201D4595C45AB6A3791AFB3837A" unitRef="cad">26477000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-C7CA69A3E18751AC8A8F777DF575FDA3" unitRef="cad">11987000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-FE64F2062AD3523593747393336A0726" unitRef="cad">13325000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-AA057667C8935987A2751EED707BC737" unitRef="cad">11368000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-5896E589F8C5545E82F3F881EFFFA06E" unitRef="cad">45441000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-BA017191875C5FD2A0209EAFB2CB7BBC" unitRef="cad">2485000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-28923AEA2D5356FB9629AD382AC0DB17" unitRef="cad">1478000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsMember" decimals="-6" id="Fact-2D0D39929A919EBB9B262EBA34EAECDF" unitRef="cad">27000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember" decimals="-6" id="Fact-250C57670DE5A06CEDD051D581164833" unitRef="cad">6805000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-753BF172C68A58349B72BE7D11C47D78" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-13F8F7A67AC75C4D95D7FF194107AE1E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-B9F5040CACCF50529A5AE2C3C753D246" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-6D184215319057758610DB5D90F046F5" unitRef="cad">42000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-9CB4CA3F79CC5737B57493C11A28B301" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-D35AADDED97450678EA71291C661F784" unitRef="cad">150000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-2E6EDAAFC94B53DDB85E2D2DE374C89E" unitRef="cad">6305000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-1219E598AA05507183079658FBC56729" unitRef="cad">469000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-65543951ECE55C9F92F0DB0E79355EBB" unitRef="cad">109000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-A047640F503E5E95868213D101F8AD0A" unitRef="cad">6347000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-25024715E6085454B18392AB767B9C8A" unitRef="cad">469000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-56E3B6AAC3F3568AA3809A9E9C5B84FD" unitRef="cad">259000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-693E8F55CD47545399413FF46EE4CDF3" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-A084E00EB9885FEC8B9677FC72FFD952" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-71D5D39D4BD55EFE9E10B10CC4BE3DAE" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-89F36B3D56015818B912D67E40A6F54C" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-E2FD640ACE4E51A9A0CA1EB35C49BBEE" unitRef="cad">2216000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-73B79178B9BB5D9DB4CBF9BBA82BA593" unitRef="cad">3415000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-8C4BAF9F892857FCB6B56DA7B2B77975" unitRef="cad">2216000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-AE57ED4E95EE5CF796A31A7A48CA35BB" unitRef="cad">3415000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-033A432B91FE5502BFFBFB5D73EC25A8" unitRef="cad">16053000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-2FBC36B3CB415A27A889C3A929FDCE51" unitRef="cad">3486000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-6066B1B442925B7CA9BC9C72D5B2B218" unitRef="cad">1348000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-BB05350FB90157A39BECD16DF4EB71DE" unitRef="cad">20887000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-1106949922765B46936C527364D6839F" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-18766E16D3115B8ABBF27F9E0130F0C4" unitRef="cad">2451000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-FA7691DBD7515E9C9523F3FA1D3810C7" unitRef="cad">47000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-DA98D2ABA46D5B5B9F1759ABD84AD892" unitRef="cad">2266000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-E9E456CFF95B5210BC6E23E9250C8246" unitRef="cad">465000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-77D2E9454B3954FDAF8E1E0293A7C073" unitRef="cad">1062000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-97266925ED8958D19EBAB21BBA0F9030" unitRef="cad">512000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-238FA380285259FFB364480AB86E9B23" unitRef="cad">5779000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-6EC13D13FC325CB2B9A9F3F817CC07C8" unitRef="cad">6020000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-2603CA05ECBF54AEAC77D9349943E8DF" unitRef="cad">3335000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-FC3822DA02835AD486AF8B85CE3987EC" unitRef="cad">135000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-591A0DD0F5F35587B5FDE19FD3D7A4F1" unitRef="cad">1436000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-B1157AA13DCA5FD283A19DEB80CF3815" unitRef="cad">1114000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember" decimals="-6" id="Fact-E9D10F5830095709A2DBF90FA58DF931" unitRef="cad">1121000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-E595A2204D6C50BF84FD5C65BD81BC81" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-F0F97385A21953DFB29D131EB5CC0497" unitRef="cad">1000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-EBCA3EC31EB457B9BE4C694ABDCCC182" unitRef="cad">126000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-822B77BAA9D7524BA46B89CDC2F95320" unitRef="cad">127000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-245609868916552EBFBFA1A3956DEA56" unitRef="cad">67000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-B2A4B2AFA9AF5A05804DF2BAD1E939D6" unitRef="cad">584000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-15CB12E7C8AA5151AE11C35CC05CEBA1" unitRef="cad">446000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_CreditDefaultSwapIndexContractMember" decimals="-6" id="Fact-6141D18828E35CC3AF4111FCEA4B0B0B" unitRef="cad">24000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-369E105B6F4957879A3774BDBC5C7DD1" unitRef="cad">1097000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" decimals="-6" id="Fact-F4D93D78949CA1D083442E3341A04D9B" unitRef="cad">75000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember" decimals="-6" id="Fact-8D217316845A51A99F248B3553C4F707" unitRef="cad">5198000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember" decimals="-6" id="Fact-21B8D433F07D0424AC9D51E5F489C0E6" unitRef="cad">13296000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" decimals="INF" id="Fact-0E68C3D10BBD55CEB95C5BDB0178348A" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember" decimals="-6" id="Fact-03B9E36915BF5BF7B3FE7F8B355E9EDB" unitRef="cad">8890000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member" decimals="-6" id="Fact-ACF47093E5E95B2AB8BA7B28E5031F7E" unitRef="cad">40064000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember" decimals="-6" id="Fact-BD0156D5CC9B5EEEBA6B5F34F67B1779" unitRef="cad">1692000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember" decimals="-6" id="Fact-C724951E9E3B5E2E8D6B0AA20D628101" unitRef="cad">2271000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember" decimals="-6" id="Fact-399FDDDB02BD9C97D1522E4110D60921" unitRef="cad">4112000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember" decimals="-6" id="Fact-C57B24413A6B5040882B5FFF0369D117" unitRef="cad">9561000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember" decimals="-6" id="Fact-2463EE6E385B55BB5DB32E4150A47D72" unitRef="cad">1579000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember" decimals="-6" id="Fact-FE14ABC54B1EF2966E642E40F9DADFC7" unitRef="cad">4797000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember" decimals="-6" id="Fact-91F47778D6445655862B03125F5065E1" unitRef="cad">1473000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member" decimals="-6" id="Fact-44050E0DA799F328B2782E413C776206" unitRef="cad">2579000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember" decimals="-6" id="Fact-7206BBD8252954C0A749AE4098930238" unitRef="cad">1323000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember" decimals="-6" id="Fact-1AE44A41DC3D04BA64BE2E4128985BA2" unitRef="cad">3371000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember" decimals="-6" id="Fact-3171A9FEC03B5C349DD432724F5A765D" unitRef="cad">7306000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-6F74689270855727875C787B32BE47B8" unitRef="cad">170000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-622277012F83541F824F776C3E9884EE" unitRef="cad">903000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-EE9BD9B107D15E04AB005F6E67838F92" unitRef="cad">48000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-FD3593DBF8605DEAB34F07DE61B14087" unitRef="cad">1121000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" decimals="-6" id="Fact-E4196F8F47B55889AE709BA9C721EDF9" unitRef="cad">26656000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-D0B5E9ED7E16563DA58AC067A30A902B" unitRef="cad">1660000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-A0E1C84B69145C11803CB0D20199AE62" unitRef="cad">670000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-3F7F5D08F03E5748B5288D8394852FA8" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-65657DB4F65E5F079456D95C9BED0316" unitRef="cad">990000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-C6090B2491F65CF28E8D1CD97DA38A75" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-3177207289BE5ED89FF934D5CA26242C" unitRef="cad">42805000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-68C513B7F22A5D92A70BC359E0045680" unitRef="cad">4582000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-29AE46A206605E24950B286D3A056755" unitRef="cad">3214000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-3814CC7C338A5BF080FC338696456891" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-EAB1C82F89E8589EB858A67B829D64C6" unitRef="cad">1368000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-6D1B11F7AED25BFCAB7D59C6FADE05E7" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-B73EE0C132FB5CD99D7D5BD3E234BA83" unitRef="cad">4261000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-DCA20CF1892B5A789A82B6BCE29767E2" unitRef="cad">1898000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-031E424CEB44560685BAC949256A8F6B" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-4D28B5F510235C5E9A37FBC2043FB746" unitRef="cad">2363000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-F25964D283735BAC9399D86F3B6E6515" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-CB7C83C0F8E8590297786B2F38AABDC8" unitRef="cad">699000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-585A4FF322F159E4B5A5927D900BAA92" unitRef="cad">581000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-92ACC7E6EC3F5503A69ADD04024E6D80" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-472647369A745CC09C3193C38A7304C3" unitRef="cad">118000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-655B128F9B835E1380BC5264678BABDA" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember" decimals="-6" id="Fact-E49BE3520DC0508298437EE43CEC2CE5" unitRef="cad">6113000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_PolicyLoans1Member" decimals="-6" id="Fact-722A8DC337365A1CB5709A68E547E879" unitRef="cad">3106000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-FE789A90C4235E3285E5C2FCECD424EE" unitRef="cad">4291000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-3AFBA2CEF3A35EAFB8A379AD7504F2AA" unitRef="cad">2027000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-AB19135CF4915022ADEE9918FC9F8B7F" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-59E896BAE2E155B08AB49E873211853E" unitRef="cad">2264000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-C2DC796B2EFA5E4A852C2D295ACB9CDE" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-4D94E706B1E595ED5F6B2E324217490B" unitRef="cad">1283000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember" decimals="-6" id="Fact-59550DB2FBF35606852CEF8FDEF48D86" unitRef="cad">2049000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-F803C1CA35FD527C880682AE73FFA2E4" unitRef="cad">459000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-D369C0823A9958E58CA3780F0D3FEADD" unitRef="cad">786000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-CAF092D281B659539FEF60DD7B315724" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-7305DD24077058709E6F93C1116245BA" unitRef="cad">1245000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6C10FA162E9E5EA5B0428E0E82BF8605" unitRef="cad">13449000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-228DD560A35F5586B9AAF252F2A2BDD3" unitRef="cad">15815000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-03B562AE166F5A60AC49E19FFA1FB1AF" unitRef="cad">22603000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D23486ED995352FC800F996A8A0D660E" unitRef="cad">19568000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-BB59582365395D4DA6969AF4EFAEEBBE" unitRef="cad">1184000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-E181EC850108542F9565BE7752BAE2CB" unitRef="cad">72619000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-933E978E2DC85CD0809FFC689B957A33" unitRef="cad">54121000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-6CBB42E7A6705255A82FFBE0CFC317C1" unitRef="cad">26347000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-C12C8662312D566C8113B4B1B007EF45" unitRef="cad">11879000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-ED2E547FFD8A52E691D17C6FDD28B053" unitRef="cad">15895000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-4902D7EB1E685C349D91E2A83708BAC2" unitRef="cad">27312000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0B5E4C27053D52619689E6DC81AF7C20" unitRef="cad">400000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-22E4E47D9EED5D2C97BA548DEBF95618" unitRef="cad">3670000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-571C9D54BA1857339F982B7105F18906" unitRef="cad">11626000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-F50485541851512E9E38A37B4165C21A" unitRef="cad">10745000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-C0B76389A85A54BC966E3658D3EC540F" unitRef="cad">810000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-FBA05FA631B85759A3461818C6C09932" unitRef="cad">61000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-98CFC92180755CA884C378997FE4E849" unitRef="cad">13265000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-9C17AABD80495194BEDD76787999676C" unitRef="cad">1678000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-C0E28A4F807553198CDA4B2C92AD1089" unitRef="cad">9542000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-9C8B5CECFAC25FDF9273CF37C7440420" unitRef="cad">2827000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-2A7F5CB7556B51DE82EFEDC80A47FD48" unitRef="cad">27312000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-37DD4C1068F755349D890D994FD3A6E0" unitRef="cad">15493000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-65626F665159512F9DA6F78EDCE59207" unitRef="cad">4000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6158FE867F5C50859AF5C45B22FA8185" unitRef="cad">1716000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D3DF140C1DBE56DE858ED90968483C74" unitRef="cad">4304000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-622C25649947522E92C0B136057160AF" unitRef="cad">5060000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-99CBCDF40B4C5463A6A56D94BFABD563" unitRef="cad">1227000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5F57BD7D2AC9569182E1E76E37302DFB" unitRef="cad">11000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_InsuredRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-7708F1D813CA5788ABFD6D7160D80601" unitRef="cad">3171000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-10A489464676571EA7DFAC54BE85E2D7" unitRef="cad">8390000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_FinancialAssetsInsurerAxis_slf_CanadaMortgageAndHousingCorporationMember" decimals="-6" id="Fact-2EF4356E22B1CFB548D72E4CDD9DED4B" unitRef="cad">3171000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-093676C8DB445B55BBA5F3EF3A5CE381" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-C62B089170D1525E97367716F90F6067" unitRef="cad">7103000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-CF443C9E16AE54188A84A539C3E0938A" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-428ABDFDF7305191B0ED33F74D1A4A39" unitRef="cad">15493000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-FD59BDD9B65F5796B8AABF122F1C6F31" unitRef="cad">42805000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-14D990BB92FA5E1EA359F623A84DD9ED" unitRef="cad">21655000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-8D4CCD75B5D65A1F9AC43A530F98F516" unitRef="cad">1678000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-64C6BE328C89585B86638492F9AE78C1" unitRef="cad">16645000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-88AF75FF85A259538A2CD25ABEA2A8EB" unitRef="cad">2827000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DE822DBBEFCE51F299B7E8940F21CC3A" unitRef="cad">10700000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4" decimals="-6" id="Fact-21EEEE85E4A45B5FAA181A05FF53CE93" unitRef="cad">143061000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-A70C3E06D7305C028BBE53BC78B81C2A" unitRef="cad">50000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-F0C9B6ADEC385200A2F1781B68EE5657" unitRef="cad">50000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-666F9630B24A54879F4C26A5A538D278" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-283EE6092D5D562494E5799E88F93350" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-C04F16EACBAE525ABC2D55DE562246BD" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-BEFEF626F70853E2BA4632AFDBD65753" unitRef="cad">25000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-B88321549C5D50A19DDA2596002A22E5" unitRef="cad">25000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-93FC1EFDBB7B5D19BF9C989E60FA5918" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-EB3012C388575D9B8E5C9A3DBA9A0D3F" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-81B39349C2B654498912D21F2D925DE6" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-F9E6E991C37D5715A7AF846C8AA6CDE8" unitRef="cad">75000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-27E819050D7C512AB8069D637EF76603" unitRef="cad">75000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-BC2B576F7C4B543FA954B44980D74F98" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-8A650FF631A55584A008732AF52C7400" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AllowanceForCreditLossesMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-72D7BE885A655CE1BBD141AA86E2EAA6" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-E1D3A384BB6F51C88F3CB884DF5E18BF" unitRef="cad">30439000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-68B31D46E9DA52788542239B5919273E" unitRef="cad">93000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-4814589168EC583184D8456C2290DD6C" unitRef="cad">30332000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-3BD6786A7C885B20AC6958DE488D3875" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-25969C8406B55BDA982EFF4F30F53136" unitRef="cad">14000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-6C71D128FCDE5077B75B3573E0873BA9" unitRef="cad">5183000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-0CB86B5F66845C3CA649DEC37C2B1A1A" unitRef="cad">6968000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-D0FA341E1D0F5EEBAE78C94454592363" unitRef="cad">16863000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-FF8DB399DB1052E2BBA2AB6A923B9988" unitRef="cad">1425000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-7DE685949227525EBBBD25287B926B73" unitRef="cad">16458000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-769FFE2CC6755440935C10BAE5FCE277" unitRef="cad">31000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-F78BE5EEA34F545E9F518668806F3741" unitRef="cad">16427000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-E7E708B657945690844163F014925223" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-1968A5BDFFFC58F49C6D1348340CDC76" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-F583C7DA1AC05EDCBA7BD1AF2845B870" unitRef="cad">7351000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-74C4F0E7D6A054A9A86A780D19E7AF82" unitRef="cad">5118000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-838652B3682359D28AFFA38B97BAE6BA" unitRef="cad">3021000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-65FD56F143D253CC984399422902F6CD" unitRef="cad">968000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-0F5099A7ECFA540AAEC0A916B58595A0" unitRef="cad">46897000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsImpairedMember" decimals="-6" id="Fact-4E211588A42458ED91819AA710796F87" unitRef="cad">124000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" decimals="-6" id="Fact-FB5DF8986A6D5ABB96199A05569D0133" unitRef="cad">46759000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_ifrs-full_LaterThanThreeMonthsMember" decimals="-6" id="Fact-22305AD18C9655518464392CFB60D56E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ImpairmentOfFinancialAssetsAxis_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_ifrs-full_PastDueStatusAxis_slf_PastDueLessThanNinetyDaysMember" decimals="-6" id="Fact-3FE2D7B105505AA6A9ED4BB753140FD9" unitRef="cad">14000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5F5AAFFFAE5A52F3B1142B687AC962FA" unitRef="cad">6000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-C693C981C70E5BB29D2F3CB520EDDCD2" unitRef="cad">83000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-70BA3A1C30F35B178FC9008E7FA90C91" unitRef="cad">132000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5125E2B1B0625CF5B19FFB68328C01ED" unitRef="cad">1617000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5A13AAABB84E5219870BB5C362B0D4D5" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-8AA46B588BA87152E900A57424B68E9A" unitRef="cad">72000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A18D16CD3FA55C93BA55CEC2DC0E9581" unitRef="cad">75000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_CollateralMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A07E53F7BC4050F79B7FC499C0BA4F94" unitRef="cad">1985000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-B76D43CC173258BFBCAA5F04A0C4404F" unitRef="cad">1442000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-CC08C9FE89B057B6AA08056B033873D4" unitRef="cad">1760000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6066691D26C25008B950D5C368338CF4" unitRef="cad">203000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-766E76016A9B5A47A8A4F8ACE4DB74AC" unitRef="cad">1677000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6F7C0DC6F9F95EAABF70B666F12BEB8D" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-75AC3F34D59893D2B3B9A5741FAC109C" unitRef="cad">252000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0244D6E8CB005E79BA27B8854997AC91" unitRef="cad">79000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-DC45071A64EC5E73A0675D7F3E84A8E0" unitRef="cad">5413000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5B7D82BE0430569DB6C8026AA78044F3" unitRef="cad">289000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A207E6A54B8D5B4ABC3AF60A4B0E4907" unitRef="cad">750000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-28768D75A9A95D9789D9F48863C2FE8C" unitRef="cad">46000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossPositiveReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-858252EF6FF5506199807686941E758E" unitRef="cad">1085000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-FAEAD3CDC0945E878555719964C53FD8" unitRef="cad">-252000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-4537868457B65318BA416620D785F5C2" unitRef="cad">-507000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-2160AFE0074256DFBB94DD39173B5E21" unitRef="cad">-9000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_ImpactOfMasterNettingAgreementsMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-72D0CFEB63675675A3FCF71FD30E8566" unitRef="cad">-768000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D753D749F9EF587B96751A861C1DCFE9" unitRef="cad">1436000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-520FD3E22B45530FB107195251C2443C" unitRef="cad">1677000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-C4102D922232504386D271ED8E3EEEEC" unitRef="cad">71000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5A6D67939C545E5BB96DEFA950661A23" unitRef="cad">60000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_BRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-B30607C419E15BA195DF8EE6FFB16C38" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_CCCRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-808181FF9639A66DC8E0A57428F8306E" unitRef="cad">180000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_ExternalCreditGradesAxis_slf_NotRatedMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5BE51BA438FE55FA9355CF525267D685" unitRef="cad">4000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetExposureMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ReinsuranceAssetsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-8A9873A71B7D5D29A37C5EE9CC2C0B62" unitRef="cad">3428000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-25321D04202A5D0C9A8450AA93FDE128" unitRef="cad">37000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6C24FF4FDAD35DD59FAC3FD7E35AF1B4" unitRef="cad">243000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-FD895E205BE5546A8C35F043B1FC12A2" unitRef="cad">37000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_NetReplacementCostMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D6D2771FBF33595E9F4BD90F82371148" unitRef="cad">317000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-ADE6BBD50AC656F894B64FBEB7A25127" unitRef="cad">373000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CD7241574F58544FA6BA63A1A9A7CA21" unitRef="cad">202000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember" decimals="-6" id="Fact-234E3E49B6C85B8690CD084862FBCB34" unitRef="cad">4527000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-D969CF824ABE5D39B71CA980CBE0A5FD" unitRef="cad">61402000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-735B77DCA9BA58F69109DBE81B8258D4" unitRef="cad">25091000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-821729B9BB8C5FE5BA07E00CC4FD3A87" unitRef="cad">5092000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-627713BDA25253D1B4378542D3C03291" unitRef="cad">21329000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-C53E5D9CE8B95A6DAC006057D67FC26C" unitRef="cad">9890000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E187DA89CC3A53D8BB0702EDCE8E64E8" unitRef="cad">1253000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6B09AC3A4D8D50CD8AD20AF899252A82" unitRef="cad">59776000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BAC53C18DD6C5940993E93A0B96E61BF" unitRef="cad">373000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-5EF0CCF5CBFF584B9AF9DB9D3788CAAC" unitRef="cad">10080000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-7448CA041C285036A0CC128A6F48A830" unitRef="cad">9307000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-BDB8D4A007935351865FC8DBF8F4B912" unitRef="cad">39826000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-9CC4B1CACF6E56AFAD5DCEA44939BE6A" unitRef="cad">2189000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CFB9AB98428A55E3AF22F6BD3D4564DE" unitRef="cad">61402000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember" decimals="-6" id="Fact-2FEA2521BDC384D834B851D50D0E51B9" unitRef="cad">40730000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-729B776C910D55139AB8A721DFA7E6F4" unitRef="cad">4014000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-DCE15D350AFF5AC0BB02DCA4B36806C5" unitRef="cad">2651000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-47F11C1EC0AF5A4CA9768F4072038A07" unitRef="cad">121000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-D6129088C7C65AC39D9C9E915B6CA176" unitRef="cad">508000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-D587C8E16D2F501EB7BF5F99CBD3F638" unitRef="cad">734000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0F939BDCEAEE57A3B5C5EE9FD1576D97" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EE55100564D154368F064D8A6B42224A" unitRef="cad">856000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1B53E3C85BBE5342BF3B07FBC7EB054F" unitRef="cad">100000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F42B8A5056BA5085AFA71B8B9D2483F7" unitRef="cad">956000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember" decimals="-6" id="Fact-2DF07FF09B405F30B62C0D34AAB49B25" unitRef="cad">3830000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B97DC5BA438551ABB111EE2659DB5246" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F4D5013D696258BB86DABB3F2E2B063D" unitRef="cad">3815000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-95626C894C3A553FBA02EDA2779D19BB" unitRef="cad">15000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BD83F688D5AB51C5938F6B080C874F27" unitRef="cad">3830000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember" decimals="-6" id="Fact-A72CFD148C06558186EAF1FAA70CFF11" unitRef="cad">11866000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C0E527E26B7A5F5CBBFAE06A6811BF49" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-457CEE3B00785689B0E1F33FDA0911B3" unitRef="cad">11852000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8BD239FB22C35DAA8C8D05F9D8A90FAF" unitRef="cad">14000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FF721A8E2EE15FF5B5D54A1E744488B5" unitRef="cad">11866000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E68430B374B4587CB21D8CFA0BDA2B47" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8BDA1D1C06C15BF683E3A2A8A116B49F" unitRef="cad">143000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-32493E38B5E558E4BC80B9620FDA989F" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5FFF057685005BD9906FDFF4D5B112C0" unitRef="cad">143000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-77DB7C73AD1B5A0D85231165E8566229" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-81DCEDFAE48E535DA4CAE595F5C5174B" unitRef="cad">1464000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A497E3AD974353D9B1973F9286268670" unitRef="cad">3000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CEBAD71C96C056AFB3F75D0A3532ED43" unitRef="cad">1467000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member" decimals="-6" id="Fact-3AD76D6693A3522D91A7B1BC073988AE" unitRef="cad">34870000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E5E61408C6455B3BA9E9C9FB8D10CECC" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-345B91B2C5AA5443B69ED9CA6550C2DF" unitRef="cad">34665000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-32DC06AC5BEB5D9B93CF70C374BE3230" unitRef="cad">205000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-363F7D77C1B553938CB0BC66F1F652E2" unitRef="cad">34870000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember" decimals="-6" id="Fact-643385DE1E075460B8F774A08D2A4C2F" unitRef="cad">1372000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember" decimals="-6" id="Fact-4EC6A8C7E89555AC86E56F0675932A58" unitRef="cad">1625000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember" decimals="-6" id="Fact-774CE7EDC0A21FBF24702E40FCA804DC" unitRef="cad">3628000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember" decimals="-6" id="Fact-03D04B70B3345079BB57FBE8FD22252B" unitRef="cad">8390000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember" decimals="-6" id="Fact-E32F6F6934081D0B69BF2E413F4EFC3D" unitRef="cad">1734000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember" decimals="-6" id="Fact-A444B08E7BF8618846362E40E8CBFADC" unitRef="cad">4053000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember" decimals="-6" id="Fact-ABD9539DD2F15A0BA779C2B9C09CC359" unitRef="cad">1225000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member" decimals="-6" id="Fact-B13AD172912E527944A52E412B86708D" unitRef="cad">2640000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember" decimals="-6" id="Fact-DD29DB0B8CD3533F827E6D6F768348D2" unitRef="cad">1024000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember" decimals="-6" id="Fact-584FD3853D67DD24CB362E411431ABBD" unitRef="cad">2826000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember" decimals="-6" id="Fact-02F6AE10C2215770A449205CF73943F1" unitRef="cad">6353000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1D3D6C515C70511CB83757B79594E11E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AF4B9DFFEE13560094EECCDA94A4BB04" unitRef="cad">4895000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A715A56FDA7555ACAAC90BBFB13DA2D9" unitRef="cad">34000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A1C4A8AA0D1E59958E04EDA29A63008E" unitRef="cad">4929000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" decimals="-6" id="Fact-F4F6E752A3AB5B4997C9AFA7D8B7DAFB" unitRef="cad">22005000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember" decimals="-6" id="Fact-E2A11137B9C25FAC89B469BF3FE449C3" unitRef="cad">4929000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-4F297B7D840F54CD85176899FC69D7B3" unitRef="cad">2701000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5E5F738651275AEEBCD53CDC1E58BA2D" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9750520990E856A38A96B1B3C4DD68E6" unitRef="cad">1961000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8193BF6DA8A75088A7C9FF3F11B80399" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5F8A613F489A5A47BC7B87A276CD14B3" unitRef="cad">1961000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember" decimals="-6" id="Fact-BD374D37B7C85C82B8667C7CD25F76D0" unitRef="cad">1380000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A576914A845359B6B8A27DEB12C4E9B6" unitRef="cad">1253000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6C215A3E9B7E5BB8953D90886ECA26A1" unitRef="cad">125000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-31046B1C623250FA83938966B8C32223" unitRef="cad">2000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-951B809F41B15E24A57AE0B448C449ED" unitRef="cad">1380000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6065B7FC70A3502B8D5493877B6AE36F" unitRef="cad">9728000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-AA89F27B2BDF5B28A0E66B158160538A" unitRef="cad">14208000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-4A285F3C5412526F8D4318A368D50F56" unitRef="cad">19089000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-3E5EDC4B8263562DB8610A6A378930D2" unitRef="cad">17646000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-9772A27A73F75EA8914DA1B6EEBD79F9" unitRef="cad">731000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-F6C103F65B05599FA0F8B337F217FE93" unitRef="cad">61402000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A0DFCEF1343B534AA2A1E803B3A2B809" unitRef="cad">43000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E152E167DD2352FA994000B59B0DAA7F" unitRef="cad">36000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember" decimals="-6" id="Fact-FB9C0F04391756D794EC30DC3C47E5B6" unitRef="cad">2839000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-A0C6C529B0EC5C0A8DBFE7FF59826165" unitRef="cad">13041000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-182C8B059FA051B3AC59AAF933446AA7" unitRef="cad">4217000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-F728CD9E2F4A5716B71DD31838CFE889" unitRef="cad">565000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-819BAECD6AFE5FC4B3580143A688354F" unitRef="cad">5917000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-67E0C1F7B0DB5488BDECFC7F2991E9E2" unitRef="cad">2342000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-25AF1B0BB6BD5707A456A26409708F68" unitRef="cad">1513000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5D1C1DD648DA59A9913BD5FF10B8C2B3" unitRef="cad">11485000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-34820FF4431D57DDA1A84D8C942F9C90" unitRef="cad">43000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-E0EF1354A7725808A619357C60BEE4DD" unitRef="cad">2580000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-3B97144880CE5287A7902D6801F0EFE9" unitRef="cad">4865000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-B1C57B836F5951F8912DE25B57E24595" unitRef="cad">4421000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-CE611A78BFD25693A3639EF5B500A223" unitRef="cad">1175000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-05238E3F659D5135A3A7C1AA35C39020" unitRef="cad">13041000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-860DF0052F115468A4D811588CAB1400" unitRef="cad">620000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-3907A39B9D8F5C4BBCC7ED52B16FD423" unitRef="cad">15000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-5376203203545938928CDD6806A97680" unitRef="cad">5000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-38522448B5495106B41C3834BC85DE39" unitRef="cad">388000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-58DE40206B75541D9B47C9E427CD39AA" unitRef="cad">212000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DEFE19F05159508CA81CBA9CC5946322" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EB967A4FE85C571AACCEFC5103A474C6" unitRef="cad">883000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B45087A093E551629E35679E7E1123FB" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesOtherMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E19457D92E9C50A482BEACADEE2728EE" unitRef="cad">883000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember" decimals="-6" id="Fact-19F911DBD77A5C1AAAAF60F36DDE2665" unitRef="cad">1746000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7966A669F69955C4B44A0E8B2A5FFB83" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-454185BE8CB25D3BA038AFF99DC3924A" unitRef="cad">1746000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-075DAE6A3B3C5A2885F3F673D66B56C3" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CF90A35DF506541F9367B599F07E5024" unitRef="cad">1746000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember" decimals="-6" id="Fact-DE0A0DB0CABC51D9ACB9139A7789AB80" unitRef="cad">1199000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E999BE8D871A51F2B8E6DC3FAA20CE53" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-13E0894757EB5123ACC6DEEA93949711" unitRef="cad">1199000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3AA9E425971F5AC39C41EE6DECAC6C74" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AA6B0D598B7C579C9AB375B5D09585FA" unitRef="cad">1199000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BF98BF243DB150439AD7807ED0DDEC94" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-97A3B776E8CC5E898F42AF9C3250AE24" unitRef="cad">804000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C6D4BF5D061155B8A86AA50BF7F6CBA8" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CollateralizedDebtObligations1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1CE42D64135558719F9FC900799F4410" unitRef="cad">804000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D91606AC58F45C3591463AE118A60DD3" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3AD72688249C5AA495873CCD68D1B932" unitRef="cad">766000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DEF298CAA79254CD93702CC50143281D" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CommercialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1F87808F43375E488E894FDC1F0084E0" unitRef="cad">766000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member" decimals="-6" id="Fact-E506869692505C3A8D826524E2E0DB52" unitRef="cad">5013000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E0ABD92DDAEA564984B5446A346B536C" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-73FA2DA77EC4583686986ED1D9A2CF39" unitRef="cad">4971000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-119D7B4575955AAA9B24835C372C3501" unitRef="cad">42000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0532AC7B10B2572AABB4E9B88286E81E" unitRef="cad">5013000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember" decimals="-6" id="Fact-F22A2872A8175F599A564A41D1FB096A" unitRef="cad">209000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember" decimals="-6" id="Fact-6946C2E5DB7B5B7D8C9B369716118DD4" unitRef="cad">257000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember" decimals="-6" id="Fact-88662591AB6D2143E3552E41010438AB" unitRef="cad">340000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember" decimals="-6" id="Fact-AB07F283EB06521AACDA671E8741E777" unitRef="cad">1470000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember" decimals="-6" id="Fact-1643F78A1241465869182E41420A458D" unitRef="cad">299000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember" decimals="-6" id="Fact-9F1230882C2DD1E20F452E40EBD70955" unitRef="cad">590000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember" decimals="-6" id="Fact-3F5E6365CE8D5AC9B8A486E40D2B36F1" unitRef="cad">256000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member" decimals="-6" id="Fact-B8EE0E885A37E09276722E412E70CA54" unitRef="cad">376000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember" decimals="-6" id="Fact-85D0BF15C7FB5BA780302D01C1B9B24A" unitRef="cad">207000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember" decimals="-6" id="Fact-F68185CF51A82DE6FE002E4117804B0E" unitRef="cad">481000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember" decimals="-6" id="Fact-7EBED319E7B1588287F72AB7E8987C47" unitRef="cad">528000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B3AB6BA97E4E56BBB081E68FE383BD7B" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-19FCDF211CA25E9DA70F3248EBA91012" unitRef="cad">716000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D718777564B65E95B8A9E73265D604E7" unitRef="cad">1000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignGovernmentDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-01988EF5B64B5E97B65BC625E8D9950D" unitRef="cad">717000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" decimals="-6" id="Fact-05BF5F978E7A5E58BD92F6E7371A729E" unitRef="cad">5189000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember" decimals="-6" id="Fact-1463F1C01B6C5B8BA56E7D211CD1CBA3" unitRef="cad">717000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-32E0B77BD85B5B4E9019F21140B0E6C9" unitRef="cad">621000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-97FA5374B57E58BAA21D56671FA51EC5" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EE923154ABF95B58BA4B7A7C0AAE4170" unitRef="cad">386000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C3F54F4F0C425FA0A348B7F6E681BC51" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ResidentialMortgageBackedSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F6BA4B15C3425A3F99780B94D40E6A4E" unitRef="cad">386000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember" decimals="-6" id="Fact-506D572A24685AF2B53883E1532A4E02" unitRef="cad">1527000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DE076AA195D05930803C6FA83A50680E" unitRef="cad">1513000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-208093D9554C53658C04762301B18B4A" unitRef="cad">14000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-90C62ED292225F13AAB75C53768C6DEB" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_USGovernmentAgenciesDebtSecurities1Member_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FD1FCA005569563BA3A81E2489226A38" unitRef="cad">1527000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-02A9F43816815CD889AF665DD15F226A" unitRef="cad">5919000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-3D2950D87C0F58FE833779F0B96C1A91" unitRef="cad">2044000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0FBE3EC1FB7B5EF7AEC8ABF6F75B08FA" unitRef="cad">2447000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6F6CCD4C6EA551F79604E1AF8181C052" unitRef="cad">2483000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-09E1826A0C9851869280E19BABEDECE3" unitRef="cad">148000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BelowInvestmentGradeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-8" id="Fact-31305445BD6632BCC9A1E822ACA9D5C1" unitRef="cad">100000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-E7E62819C5825A69B0A88C152C2C8BE1" unitRef="cad">13041000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_ExternalCreditGradesAxis_slf_BelowInvestmentGradeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-8" id="Fact-83B9E04B6DDD77B79588E824A548A628" unitRef="cad">2100000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4EAB40BE59355F9FB0E8EECA09B6EC04" unitRef="cad">7157000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4E47A4A327455632B67BD1834E559CD2" unitRef="cad">10052000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-22877E14FE475FE581D69C803EB5ECCA" unitRef="cad">2241000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E14F9535232C586B95D7757F2AC3AA65" unitRef="cad">1596000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_AssetbackedFinancingsMember" decimals="-6" id="Fact-CADAFE83E7BA52E3AACC3BC4E9CC10FD" unitRef="cad">7366000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-FA293E71658D56CC9514277AE9495807" unitRef="cad">9210000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-EF89796B85F55CCF951BC17320BC7D68" unitRef="cad">4451000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-BB4BE58612AE5A058BA550785FF19DEA" unitRef="cad">532000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_CurrencySwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-CB3A3D70EEB652ED8B88749CEAD01EF4" unitRef="cad">14193000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-00C74732D4FF50E4AC17AFFBD7C62650" unitRef="cad">74443000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-8CCCC3B77F185EF1BA07E1A19217CAF4" unitRef="cad">29308000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-ED262EFC756C51E7831F34DB8BB24CDD" unitRef="cad">5657000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-AFA203D98C7558659F72C8761D75F197" unitRef="cad">27246000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-C780727F002B53BDB7E29CFD28DE11FA" unitRef="cad">12232000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" decimals="-6" id="Fact-848426623F8D5F22AB86EDB24ECABEDA" unitRef="cad">12660000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-4B47293EAC0F55EB941BFACE789C0A59" unitRef="cad">14172000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanTenYearsMember" decimals="-6" id="Fact-39AFEE0C075950C98145511EC160844E" unitRef="cad">44247000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-A84D7CB7E58B582F97B59563ABD91ACA" unitRef="cad">3364000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-2276EBADE2445682AAEDCB0A185E9372" unitRef="cad">1112000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsMember" decimals="-6" id="Fact-0C3D5AB849DCFBCFBE9B51E856D941EF" unitRef="cad">27000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember" decimals="-6" id="Fact-15BC4FFC7CDDB1C8518551D5288E4A99" unitRef="cad">7704000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-8CBB24AE42C95D0FBAE91703EE3B8A5A" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-00CA3D97EE395970A6C0ED28EE73DF44" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-FCE3688D585A54EBAC7C10DF6A06E0EC" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-7031A7CBF3885F7CA47781FFE677F7D3" unitRef="cad">15000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-F9ADDEAA094751BAA5369C19E403AC55" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-20EF0830311C5BBCAF481E538B7B7904" unitRef="cad">158000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-4DB5F2417E4B52B68CDF938B00FB0400" unitRef="cad">6529000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-D58F03B3DA045E4CB49E63D414C8D244" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-CC4AE77030F2545CB103CD1984B3D028" unitRef="cad">127000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" decimals="-6" id="Fact-B05ED92EAE1354C99FA71C9157ED15F4" unitRef="cad">6544000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-F0FF2863DFA154D8A11C9A8D2765AD4E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_ForwardContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-7122E0B9C768564C8D2302CAE56AB978" unitRef="cad">285000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-6FC4301252BB5ADDB01154B84FF033B0" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-425C1CEEEA7255EAB5C429583D0AFE27" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-6C13DB084D6554DE9CF4F4298B2FAFD4" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-3E0F49133BE5510F8592AF48072FF57E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-337A527218575929905ABAA1A5891DB2" unitRef="cad">2377000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-799E45D5CBF15AF0B3C929093F47D02D" unitRef="cad">3669000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-44984EDCCC4E5FED8A74D42711731867" unitRef="cad">2377000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_FuturesContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" decimals="-6" id="Fact-1B19F636E46556E1988CAE42397AEDC9" unitRef="cad">3669000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-D41AE78632625CB89FAF1C9E5F574A45" unitRef="cad">16685000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-FB62CEC8FDE45B338116BCF58D1065B0" unitRef="cad">3506000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-56365B11F5F45008AD1387CBE9EB4C3F" unitRef="cad">1101000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-2D1837BB8F7A5869824C7B437C8BB89A" unitRef="cad">21292000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-F48E97F977905E4C9D66053368FE4BD4" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-6136154BBFBB5D27BC37F56926B413C8" unitRef="cad">3737000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-71FFA5B709285AF5B5DF8195FB7B16F3" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-92B1C22F9B925CBCA03690441DFC81ED" unitRef="cad">2898000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-FA42D140D5225388BB8FEEA84F8ADC75" unitRef="cad">186000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-F94D9D4781D2577E996F0A865DF0A087" unitRef="cad">1198000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" decimals="-6" id="Fact-B36FDE8DC0275BC59F240C2EE1120345" unitRef="cad">186000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OptionContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-6049D3D52DDD5232A02F57F83AF6087E" unitRef="cad">7833000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-F1ED4BAB23FA559C8571E93AF14C39E6" unitRef="cad">4634000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-1C9BB04752465FCF9E0A487F4E76229A" unitRef="cad">2666000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-D50E3ED6F93850A9AEE031EEB04A08BE" unitRef="cad">126000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-1ED68286F5B55695A75A8A60D1F6C5B3" unitRef="cad">896000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-B1E0F4537AD55E619D2EC94ECE2D8182" unitRef="cad">946000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember" decimals="-6" id="Fact-9280610B352557B9B344D722E121D7CC" unitRef="cad">1356000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-58B63B01392D573ABE414296ADBB1C77" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-8A78E6B6EE6154A0B238331F1B978B10" unitRef="cad">1000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-AB096B54825D5732B23EC606B17534C3" unitRef="cad">112000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-65004C048ABE5896A84948E161EC8AC4" unitRef="cad">113000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-C8397142A70D5765B14516F3E9C7CD10" unitRef="cad">48000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-6258BBA08FB651F8AEC1E01BAF05B417" unitRef="cad">611000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-11166B216C4159D6A51EB4F26734CD9C" unitRef="cad">674000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_CreditDefaultSwapIndexContractMember" decimals="-6" id="Fact-2FB71CE21F995230AAEE2F8AD70D4979" unitRef="cad">23000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-24DD26A05D2E535FAD211C8ED56BCB67" unitRef="cad">1333000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" decimals="-6" id="Fact-843067BB5BF14FE9016451DE47BFAF64" unitRef="cad">124000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianFederalGovernmentMember" decimals="-6" id="Fact-1A13640DF9685BF1B93619E18E69D877" unitRef="cad">5576000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CanadianProvincialAndMunicipalGovernmentMember" decimals="-6" id="Fact-630F44CCA1998A50D81C51E5DF042CD8" unitRef="cad">13065000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" decimals="INF" id="Fact-22586D094FE050A097470B7203E22C54" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember" decimals="-6" id="Fact-6F6F9FD6CA2158A0B3DC7536B040EB4E" unitRef="cad">9506000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member" decimals="-6" id="Fact-962481BC08BB57FD96DED69B84A6F674" unitRef="cad">39883000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerDiscretionaryMember" decimals="-6" id="Fact-A70DFA177D8751B5B57E6C8CAE7567D7" unitRef="cad">1581000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_ConsumerStaplesMember" decimals="-6" id="Fact-091E96D911C454348023CA1AB374898B" unitRef="cad">1882000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_EnergyMember" decimals="-6" id="Fact-D95FC61C9E97DD45CC642E410572A39F" unitRef="cad">3968000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_FinancialsMember" decimals="-6" id="Fact-5240000E566D5CC5AABB5BE954D21C68" unitRef="cad">9860000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_HealthcareMember" decimals="-6" id="Fact-86DFDD745765C4A4FB172E414560109B" unitRef="cad">2033000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_IndustrialsMember" decimals="-6" id="Fact-5C8E597E77DFF0B892B82E40EFA7D538" unitRef="cad">4643000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_MaterialsMember" decimals="-6" id="Fact-E7E35C01486A5E26B2045C6E10540B54" unitRef="cad">1481000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_RealEstateInvestment1Member" decimals="-6" id="Fact-69F6125EABF0BCEE93622E413226BEEC" unitRef="cad">3016000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TechnologyMember" decimals="-6" id="Fact-BA2FB06A1FE7528D937C4AABE952A6E0" unitRef="cad">1231000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_TelecommunicationServicesMember" decimals="-6" id="Fact-49B36C6E91DCBAA5F2372E411B943F84" unitRef="cad">3307000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CorporateDebtSecurities1Member_invest_InvestmentSectorAxis_slf_UtilitiesMember" decimals="-6" id="Fact-8189B2F0CC6D59B799CF1AE2B0B515F2" unitRef="cad">6881000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-F919BA38AABD57E1B66AC6E11935ED53" unitRef="cad">27000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-B07D0F98FAC7529EBF1A4A29295F1342" unitRef="cad">1329000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-9F41DC512865513690FF096D338F524D" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CreditDerivativeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" decimals="-6" id="Fact-D832C0512AA255D59289F8AC323CDC72" unitRef="cad">1356000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_DebtSecuritiesAvailableForSaleMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" decimals="-8" id="Fact-4E1187F303A21280CB0EC4AF52DB9844" unitRef="cad">100000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_DebtSecuritiesAvailableForSaleMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" decimals="-8" id="Fact-1646106FB2FE93A26FD4C4AF52CDC982" unitRef="cad">12900000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" decimals="-6" id="Fact-B7F38208BDF05BC7BCA437DC765B03A3" unitRef="cad">27194000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-0D684EB1AC9255A38EA8EFB01795BC7F" unitRef="cad">1906000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-01BFE5A0F11F5E8BB4E5015185858521" unitRef="cad">752000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-9E910EA6DDE652EC9BE9ADB93CABFCDC" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-C597496A8EC05D2B8A7FBF6593164282" unitRef="cad">1154000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_IndustrialAndLandMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-FC239FF6CE4156C694B90DFF1E2DC1E0" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-260ECBA22C0F5848B51072FD30ECD140" unitRef="cad">46822000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" decimals="-8" id="Fact-EE0539889B8B34BC6946C4AF529F3DDA" unitRef="cad">200000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" decimals="-8" id="Fact-D7B15CBCDAE5730B43A0C4AF52C2ADED" unitRef="cad">4400000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" decimals="-8" id="Fact-463873BFC53F4AACDE4DC4AF52AF01A1" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_ifrs-full_NewIFRSsAxis_slf_IFRS4Member_ifrs-full_TypesOfFinancialAssetsAxis_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" decimals="-8" id="Fact-6E8CD9AD11F8121F3CDFC4AF52B89B8D" unitRef="cad">43800000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-C31EB70751D95049AAB051308B1456CC" unitRef="cad">5375000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-926D1FCE649E5DB29640BE8913AFC00E" unitRef="cad">3455000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-2E5B3AFE72D35D5E88F8AED0F4BBEF76" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-6D4DFB6F7B5E5422BE6B8E035C71FB78" unitRef="cad">1920000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MultiFamilyResidentialMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-1EEF89DBFAE05338AAADC82DE9B69B46" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-116D59A693C95D26A0E9F82865D585D9" unitRef="cad">4228000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-FFA6150206BC5FEFB87AFEB9E29FEE0F" unitRef="cad">1811000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-6A185942386255CD955AA829D2ABEB2E" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-15CCB20C84845E049E7A287E0A1C8014" unitRef="cad">2417000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OfficeMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-120D66C1922E5AFBA935A1A3B7DFE751" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-EBCF8F1B1111559DA1B8F1205FD90105" unitRef="cad">722000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-75E3724D7FC05B448016F6289AA0442F" unitRef="cad">618000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-C60DC40F488859AF9F86972A3B22EE50" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-5E7C5D16C4EA5AAD882C11487C51FC9B" unitRef="cad">104000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-7021CB25E1AA5CD783535D0039F87B49" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherForeignGovernmentMember" decimals="-6" id="Fact-4F81AF9418A15C5F8A39E88A24572308" unitRef="cad">5646000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_PolicyLoans1Member" decimals="-6" id="Fact-3689078DB61F583DBD1FC94D1A74BFA5" unitRef="cad">3222000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-10AD6B91E7055922A2EE07D10BDACD9D" unitRef="cad">4202000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-6358FCC73D2D54B2BDCFBC049F24CD0B" unitRef="cad">1921000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-E6E7F34AE7B951E690510A9015D02317" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-9A957DF805E9535B827DA138304578A2" unitRef="cad">2281000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_RetailMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-0705AF3F08675232B9654C5348214EEF" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-6AA59DBC85CDAE74C2F751DD87E0A6F5" unitRef="cad">1328000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_U.S.GovernmentAndAgencyMember" decimals="-6" id="Fact-7ABD0B7DF14354D9841BF325588C9336" unitRef="cad">2907000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-C8FF1F82582E583391989E1D8AACB3A3" unitRef="cad">225000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-7C65FAEA3D21584598C3F097E26DE11F" unitRef="cad">648000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-F38702C6C57850D4B170B3A0BE849853" unitRef="cad">477000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_WrittenOptionsMember_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" decimals="-6" id="Fact-CA07CAED5C21531DA65C4BB076BE385D" unitRef="cad">1350000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-96D8218940A4510782D12518E2A8BFA4" unitRef="cad">15647000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-AF06D7C55A74508B80531DF7440EAC1F" unitRef="cad">16252000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-3EDA7352C1B15844AC43B1AB6DCB101C" unitRef="cad">21536000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-D3A30925189E52C29799411E95C89ACC" unitRef="cad">20129000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-7824FB00DA0656138107386FC0E0BE89" unitRef="cad">879000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-006041EDB23D585482287E9B997642B7" unitRef="cad">74443000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-CBA29197FAA7561FA9E0281389DD5AED" unitRef="cad">59198000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-6FAFE9CEAE7D5ABC81FE76F6645919EE" unitRef="cad">29884000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-0CE125159E405E968E807F99BE60EF1E" unitRef="cad">13006000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-5AC2B80904BD5AC08174A4F071ABA7A0" unitRef="cad">16308000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-098236F7BACC53EDAA10119346AA2BAD" unitRef="cad">30389000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-8A918934A909558F93C1092EC8F0DE99" unitRef="cad">341000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-4ECF8B9FEBEA56CEB77F3FCDC96AA12C" unitRef="cad">4659000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-E6FFD80AAE55576DA15DA71530890698" unitRef="cad">11483000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-491E8D650CF6564091003D29B9A6546B" unitRef="cad">12766000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-DA6D8D8A2C255D7A88830584CCA864A0" unitRef="cad">1097000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6B992B60070C5401AC121FF095C271DC" unitRef="cad">43000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-BC80B5E60A245A768833F304B1CA3A21" unitRef="cad">13238000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-5EB078B0B2535FF9A5BE52AAD4D3281B" unitRef="cad">2547000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-A53CFCED4D095ABAB65BEDAFD698A9D9" unitRef="cad">11458000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-FAB69147A5F05EB1BE377BEA8178AAA6" unitRef="cad">3146000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-AE9E63B83A9351B8A2C68ABC4B2875C3" unitRef="cad">30389000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-10EBE5496F885F0EAC70358FD6D33B5B" unitRef="cad">16433000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AAARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-C603BB71A6D95F31B356595C546CBBEF" unitRef="cad">3000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-CFFDE4B701B758D3BDF95385201FDEA4" unitRef="cad">2209000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-999BD4C3DDEB56FFA8987AC205EEFB40" unitRef="cad">4841000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-DCFFB1F50E8253FE838C177F72D2CB5F" unitRef="cad">4925000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_BBRatingAndLowerMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-2FFF832B1917573BA678C7E8410F9745" unitRef="cad">912000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_ImpairedRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A77C5068C440528DA257EC5BEB7E5F86" unitRef="cad">6000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_ExternalCreditGradesAxis_slf_InsuredRatingMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-622E9E8612555B0BB5BA5B989C51B773" unitRef="cad">3537000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-E6D361AA19FC57098338DA0364533E5E" unitRef="cad">8557000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_FinancialAssetsInsurerAxis_slf_CanadaMortgageAndHousingCorporationMember" decimals="-6" id="Fact-3E22269E16DEECEA72DD51E65EF492AE" unitRef="cad">3537000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-E459218DC54A5C4B81C00EF14AA5DA15" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-742B9010563F593A8FCCE32AAC26E503" unitRef="cad">7876000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-14621DD3402F5C74880EB70052C42E37" unitRef="cad">0</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-F94099EAFD0A532B9640F802D12AD312" unitRef="cad">16433000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-F095AC5636FF54B7905D00F79608AB5B" unitRef="cad">46822000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-CC15AB6F500C5E94828EF993D3BFFD70" unitRef="cad">21795000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-16167DB2125053CFA23CCC89F49A84C8" unitRef="cad">2547000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-4496ED69CA24525CB606153CE0CD19EB" unitRef="cad">19334000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember" decimals="-6" id="Fact-66E721498719559B83A7FADC01015BA1" unitRef="cad">3146000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssets contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-34DC2842224954D4818E334349D45357" unitRef="cad">11648000000</ifrs-full:FinancialAssets>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4" decimals="-6" id="Fact-32DFB58A5C8A54438AB8810B14B7D689" unitRef="cad">140292000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-B67DE4669B72539CBADBDCF45F450BFD" unitRef="cad">59967000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-CDD9244CF5A859769D7D116B24101C4C" unitRef="cad">5078000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-C90DF7F34B925FB29E2E41FB94F60EB6" unitRef="cad">2211000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-CA728C91EFD654F290DEC7DAACAD26C8" unitRef="cad">12652000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-FC7B7D93F3A9597C8B1A6E17871B189E" unitRef="cad">942000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-A9C0811AB15A52A899B39CB98DF1546B" unitRef="cad">562000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-77548A4C697855F786CC5E4C5025B6E2" unitRef="cad">1478000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember" decimals="-6" id="Fact-C146594BA1A75634BDAE1AE5A62860C2" unitRef="cad">1188000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember" decimals="-6" id="Fact-41B5815588525450BEA52EF7904F7A41" unitRef="cad">25000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-8413F409249254F8912F587DDF093186" unitRef="cad">1000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-70B247EBF54A567EB2F540B831A9DB50" unitRef="cad">15000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-DC0B0EE886975AD79DAE495F86477E14" unitRef="cad">9000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_CreditDefaultSwapIndexContractMember" decimals="-6" id="Fact-BB43540AC02A562FB34A060330EBCC63" unitRef="cad">0</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-F42F1854746D562D86CA805D6765CD19" unitRef="cad">25000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetRepurchaseAgreementTransferredAssetsMember" decimals="-6" id="Fact-AF7BD250684CB85CD3B92E3685755E72" unitRef="cad">1976000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember" decimals="-6" id="Fact-722CF91201EE5B9EBA921A848EA0E4B4" unitRef="cad">8890000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignExchangeContract1Member" decimals="-6" id="Fact-D6169BE5F6D259CD9DB174EDB01AE2B7" unitRef="cad">177000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-E38FC5BCD3F25DDCA5D088A15E4BCF33" unitRef="cad">45406000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherContract1Member" decimals="-6" id="Fact-FC034E45A9E9520FBC67ECF0546454BF" unitRef="cad">113000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_PolicyLoans1Member" decimals="-6" id="Fact-FE8F1E3A4C00555E843CE9226C7591F4" unitRef="cad">3106000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-6F3EE680A1C2FF18FBFA2E3284A3711C" unitRef="cad">1267000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember" decimals="-6" id="Fact-90239F42212A5A7C87F531EF25257303" unitRef="cad">37000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-1571935F1FEC5A0DA9EEF7A1FA4535DC" unitRef="cad">1478000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember" decimals="-6" id="Fact-96AF733902AD5F43ABE7EFEFD6AA8F96" unitRef="cad">2000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember" decimals="-6" id="Fact-3EC04568C606525CB5B2F67DA426D10C" unitRef="cad">1439000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4" decimals="-6" id="Fact-D6836C091D505A0C97B7BF120971B82A" unitRef="cad">144673000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-0EB761E09C30512EB9220331419814DB" unitRef="cad">61402000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-03A86D0970EE5FDFB735F1988A4C6172" unitRef="cad">4014000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-245612CBAB98564FB0532F1180E43891" unitRef="cad">2701000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-30BBAB78AD965A34A65DBB907DDFD1EC" unitRef="cad">13041000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-AB35CC11ACC153789F2FE5E24DA1A87F" unitRef="cad">620000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherInvestedAssetsMember" decimals="-6" id="Fact-F49431D043B452D2A5A61BA0270E156D" unitRef="cad">621000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-BA68EA7DC0BE57FAB10379545523DC3E" unitRef="cad">1112000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InterestRateSwapContractMember" decimals="-6" id="Fact-FB7C3B14C0835207AE27B16DC41F0B83" unitRef="cad">922000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember" decimals="-6" id="Fact-BF052EA5CD7A55758C036ABB18FEB454" unitRef="cad">23000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_AARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-46312A1A57075B66939FB5804F04611A" unitRef="cad">1000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_ARatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-41AC238D87B253BCA6C5E37ED4B9ECB9" unitRef="cad">9000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_ExternalCreditGradesAxis_slf_BBBRatingMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-13250C1CBF5D5FA8BBC9A1CEC7532B5D" unitRef="cad">13000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_CreditDefaultSwapIndexContractMember" decimals="-6" id="Fact-CB89E644AB225A1789D8203670283F7F" unitRef="cad">0</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SwapContractMember_ifrs-full_TypesOfFinancialAssetsAxis_slf_SingleNameCreditDefaultSwapContractMember" decimals="-6" id="Fact-0DEFDBE4F67959EAB56470E1A348EA14" unitRef="cad">23000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_AssetRepurchaseAgreementTransferredAssetsMember" decimals="-6" id="Fact-01D514DF697B48D8BFC351DFF76A4D2B" unitRef="cad">1824000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember" decimals="-6" id="Fact-33704964099F51839401990214CA32A1" unitRef="cad">9506000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_ForeignExchangeContract1Member" decimals="-6" id="Fact-D9948F719C2C546DB8775FDB7B7F27CF" unitRef="cad">130000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-51A8BA1CED415C35BA413928223A0F8B" unitRef="cad">48434000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherContract1Member" decimals="-6" id="Fact-134DABBE8EA151D4AB037F2A6DF11B6C" unitRef="cad">60000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_PolicyLoans1Member" decimals="-6" id="Fact-0DDB2EF8A57A5F6B898CD3F12C4F2E68" unitRef="cad">3222000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-65F2FEDF832CC47F0C9F51DDA2804DEF" unitRef="cad">1318000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember" decimals="-6" id="Fact-29D2F462D6E35139AB71ADC98542E9F2" unitRef="cad">11000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-BF8AEE5803685B41A138960B4F97AC04" unitRef="cad">1112000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember" decimals="-6" id="Fact-578D0BAE28B35ABCBAAF3797D78C1959" unitRef="cad">0</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember" decimals="-6" id="Fact-9F92F1FDC63E59219071F9F39E5D415A" unitRef="cad">1101000000</ifrs-full:FinancialAssetsAtFairValue>
	<ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember" decimals="INF" id="Fact-9DF2D725748CB8207A5C2EDC3559FDFE" unitRef="usd">0</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
	<ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-7E6E825C50095B9296BAA23F29884302" unitRef="cad">1127000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
	<ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-FE4454E6C1A55C11AA74E8C6C26E5534" unitRef="cad">1976000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
	<ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember" decimals="-6" id="Fact-6E1EB823ACF35A09FCE4520FAA8C44E9" unitRef="usd">0</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
	<ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-BE55D7C3DC395E7B366751E464130809" unitRef="cad">1726000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
	<ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-D347933634CEED8421C651E48417F52E" unitRef="cad">1824000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-C67AE7EE49085852A4913342E48DC225" unitRef="cad">694000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-8E27096502A258CABFC6D3E661E271F4" unitRef="cad">694000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-26D72FBAC3E4B0DA46A6764C227059A6" unitRef="cad">0</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-E4A0C246989354AFB4418F9E34D7B0ED" unitRef="cad">785000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-6BB61E1E47145B20B5DDC6C64B0154A9" unitRef="cad">768000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-1F51133297949496827F764C1806CBDE" unitRef="cad">17000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-BB5E96357A005826A3EB8348C01E04A4" unitRef="cad">694000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-3DA5589F1800510CBD8847288167C828" unitRef="cad">694000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-601775F02C565A9281468CC908C3D25E" unitRef="cad">0</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-CBD68F1FAB1F5CA58A141058C6B9C2E6" unitRef="cad">785000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-563F63689E1654B6871BF3123B9E2180" unitRef="cad">768000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-F9026AF8DD82576D8B5A151EF07C14E3" unitRef="cad">17000000</ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2016Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-0B2DE97304035872B43CDC934DCCBB56" unitRef="cad">2305000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2016Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-3346FADFF0B351CDA8EFB805A608389E" unitRef="cad">3000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2016Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-584A09F9D18F5D6EBDE687091F958167" unitRef="cad">605000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-CC1BCDEECCD95C54B077793ADB1333D5" unitRef="cad">2517000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-D438E263789E526A992F78FE307BC779" unitRef="cad">3000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-040A346A9A8451B497FD38128FF9DB0E" unitRef="cad">562000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-261771ADE65E757807B12E32C4E57186" unitRef="cad">1355000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-428C29A4C70B5DAAA67AEFFC864139B5" unitRef="cad">2646000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-ACF7286B70B759369420688EA2B408BE" unitRef="cad">3000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-3E1E515C99D2588EAA39A0F868F01A08" unitRef="cad">515000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilities contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-000372E1BA235D66E46751DDE98E779F" unitRef="cad">1453000000</ifrs-full:FinancialLiabilities>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember" decimals="-6" id="Fact-BA12AECB69BE57418449829100B59988" unitRef="cad">0</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-21BE5F915FB556548113A0D1876241A8" unitRef="cad">1756000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember" decimals="-6" id="Fact-CD6D06BCBE1853EABCD915A3EBBAA9A6" unitRef="cad">181000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember" decimals="-6" id="Fact-662E744F62675566B5314D8DB2B68B7C" unitRef="cad">1575000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-3DDEF54DDDD959CA86FBF31B457783F5" unitRef="cad">1756000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_InterestRateSwapContractMember" decimals="-6" id="Fact-A54DFF098F9458108692D4F1BC8CB0C4" unitRef="cad">518000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_ForeignExchangeContract1Member" decimals="-6" id="Fact-FEA032CE93185F03B0AE0E1FAD33D547" unitRef="cad">1232000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_OtherContract1Member" decimals="-6" id="Fact-C7DA55F5E5E953D5BEE0A308B340FDCB" unitRef="cad">6000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-71115517E7C017014B602E32E148AEC0" unitRef="cad">1346000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember" decimals="-6" id="Fact-4F577E15E63F5ACC9904096E275E5303" unitRef="cad">8000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-530F553283D1590CB266D34424009ABB" unitRef="cad">2295000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember" decimals="-6" id="Fact-D166DF32B59B54BD9ED979A9E858A7AE" unitRef="cad">153000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember" decimals="-6" id="Fact-2B70FDFF944D56398EB36C9938701850" unitRef="cad">2134000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-F8A2EA55F9A4563CB765071B5EEA8A44" unitRef="cad">2295000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_ifrs-full_InterestRateSwapContractMember" decimals="-6" id="Fact-0D2B9DF86D2E560688DF847FED018B22" unitRef="cad">440000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_ForeignExchangeContract1Member" decimals="-6" id="Fact-5037F94A47EB52EDA26CF36E9F0C41DE" unitRef="cad">1820000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_OtherContract1Member" decimals="-6" id="Fact-0FB4F9F01457524A90DA15F8354EE9E6" unitRef="cad">35000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:FinancialLiabilitiesAtFairValue contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuritizedMortgagesMember" decimals="-6" id="Fact-A43C527CF7F73EEB991751DE03196426" unitRef="cad">1446000000</ifrs-full:FinancialLiabilitiesAtFairValue>
	<ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-4FD78DB2F7425A78906EA51FD2DFA0FB" unitRef="cad">-9000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-1F852357C6505129898B5D0485577F9D" unitRef="cad">-209000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-528C4BB242D652E7BD2CC7B38BDFC874" unitRef="cad">-218000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-470FBF10718A57E697ABCB6184029AF7" unitRef="cad">11000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-0FE2130213F758B4853E8953CD563F24" unitRef="cad">253000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-83458AFE85F85E17BD80062DA994F4F8" unitRef="cad">264000000</ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-800E66C0158E587E8D8839812E47F325" unitRef="cad">6000000</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-7F41B7CB24FF519DB3CCC337AED3A58F" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-1DA667E8CBE75CE5B304BE996B49283C" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-1D3B830165E659F1A0B3C6BA20BCE160" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-73DA79A687425F1F825C2C1CCA477DE0" unitRef="cad">6000000</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-D1BDA7038BF45071A895834AB1C965B4" unitRef="cad">80000000</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-8C4BA2D4AEC95DA9A1B99B69B1E60719" unitRef="cad">86000000</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-48CCD0DD50A35949A70922EADF700BA2" unitRef="cad">80000000</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-DDE34AFAA58F55978447AE840CA55D4E" unitRef="cad">86000000</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-416EF0850A1950F887260DE6E9E54832" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-684A4D9EA3AF5237B9D73A3B2E6E2689" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-207061B068F659ACBAFCE6370500EF1C" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-59E43F8F0B7E5BF48936DE9BDAA05260" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-A14DE854C71456CF91229B1EA39ABF9D" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-16D9B69AD0BF534EBC59674D0FFA1076" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-00E60136286D54CFA74377FD808BA7D6" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-60F43CE604B7509E8CB576BCF9A67EB3" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-41A5DE70F4545DD4BDE0FB4EDCDB98E5" unitRef="cad">0</ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:GainsLossesOnAvailableforsaleFinancialAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-7357C21A104459FF979599860086DADA" unitRef="cad">195000000</ifrs-full:GainsLossesOnAvailableforsaleFinancialAssets>
	<ifrs-full:GainsLossesOnAvailableforsaleFinancialAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-0BE9337B8E0252909967649E2D564E65" unitRef="cad">121000000</ifrs-full:GainsLossesOnAvailableforsaleFinancialAssets>
	<ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-2A54F99F6EE45AE68D35AA5B6F364000" unitRef="cad">3000000</ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax>
	<ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-C96B50C64279586E9968B13DD49662D2" unitRef="cad">-10000000</ifrs-full:GainsLossesOnCashFlowHedgesNetOfTax>
	<ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-724B01C85BE453908069E6037A9075CE" unitRef="cad">-737000000</ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax>
	<ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A2C879BEDFA75574B375DEE57D3C5435" unitRef="cad">911000000</ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax>
	<ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-34FB6438E7E89F4872AF2E13B008E2D7" unitRef="cad">-388000000</ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss>
	<ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-CC07A7BFF36053A5BDF151EA3BBB5EE0" unitRef="cad">446000000</ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss>
	<ifrs-full:GainsLossesOnHedgedItemAttributableToHedgedRisk contextRef="FD2017Q4YTD" decimals="-6" id="Fact-173E7561302A5FAC9F703D32E8F5F6E8" unitRef="cad">-22000000</ifrs-full:GainsLossesOnHedgedItemAttributableToHedgedRisk>
	<ifrs-full:GainsLossesOnHedgedItemAttributableToHedgedRisk contextRef="FD2018Q4YTD" decimals="-6" id="Fact-761EDF4D277352CA9FAA9046711C7FE1" unitRef="cad">-41000000</ifrs-full:GainsLossesOnHedgedItemAttributableToHedgedRisk>
	<ifrs-full:GainsLossesOnHedgingInstrument contextRef="FD2017Q4YTD" decimals="-6" id="Fact-07E5211914C653BA893DB2570EB9BF71" unitRef="cad">19000000</ifrs-full:GainsLossesOnHedgingInstrument>
	<ifrs-full:GainsLossesOnHedgingInstrument contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A0250C9D29D854D29DD92670F446B3F6" unitRef="cad">40000000</ifrs-full:GainsLossesOnHedgingInstrument>
	<ifrs-full:GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-1A54F2CD07ABA3D7251D2E31584421DD" unitRef="cad">-3000000</ifrs-full:GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss>
	<ifrs-full:GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D93D3CE43AEEB797DA6B51DD0DA18EA0" unitRef="cad">-1000000</ifrs-full:GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss>
	<ifrs-full:GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-170E16E39ACA5D058458E390D2224CBA" unitRef="cad">247000000</ifrs-full:GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax>
	<ifrs-full:GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-03F59846CE0D5C21A45F56782E18B1EB" unitRef="cad">-313000000</ifrs-full:GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EE513799ABA27465BC822E13D5166C15" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A612D3DE321BF890166C2E13D570CA5C" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9BA8405F5D96C7F63C8B2E13D3F49D27" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B34311A0C907581328192E13D52EA790" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6A252BEA0FDEC21A848A2E13D46E9969" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FF9F1B57C2495379A719FECE280F5858" unitRef="cad">18000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B86D0CFEA00A313AD8B92E13D4B3DB9D" unitRef="cad">18000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0B7343BFC1243E5DDBE22E13D4189D4C" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-81C6FBF221CB55C6B90D5B012CCAD393" unitRef="cad">18000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7817E1D089D95C308E6F28C85B198F99" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F7FB5EC8552A54AFAACBC8B35A57433C" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AA18E65A4225568999E4BCCD3BDA710C" unitRef="cad">-5000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-474949EFF45559EC9DEB0F7CF413D3D9" unitRef="cad">-8000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A862DF93402A56A89590DB9F0725EF6C" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0359C26D53725A76B6C7D6DE7DA95C22" unitRef="cad">-22000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-65592161F0F05758B29025A0908D3A23" unitRef="cad">-9000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-64887664BAE05FC08BA5023F7E6E69AB" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-999FAE0938E15A5CA49FEDBDFD9CADB4" unitRef="cad">-22000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EC05F7487CF35B81A548A94E251AA490" unitRef="cad">2603000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-51383CD6758AD97F16162E13D4EE82C6" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7976C9D6A16DE2BE564E2E13D55ECC68" unitRef="cad">8000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3320FAC6E46D289CADD32E13D509D06A" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-648E29ACC87CA607F6632E13D57E82D2" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B16DED45D41896AAB6622E13D43D64D6" unitRef="cad">147000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6806C1C635035862B691B8EDDA44A44D" unitRef="cad">96000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-189F8610F64632684AF82E13D493154A" unitRef="cad">-59000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EE3E68FF28092BB404672E13D547732C" unitRef="cad">27000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-323924C6403D5F66965345444DD80EB6" unitRef="cad">123000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD" decimals="-6" id="Fact-18F78C0E64BB5B0EA1CDCDD3C01CA6FF" unitRef="cad">-3373000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5BD7C31D2F295992BE83D977AA5A4853" unitRef="cad">5000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-030C41AB44825D2FB716E11E403EA6C7" unitRef="cad">9000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-24E7BF2EE300592A8A2119578A3EE772" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DD891554EC9B5A0BBD8ED7A68431F14C" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-05A6071121E2544F92C6BBFC61CD0360" unitRef="cad">331000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F4710805884B50A1B6AC3179DA27033D" unitRef="cad">414000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-34FEB34E306A59A99F19DBBDAE418A92" unitRef="cad">69000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F602682CE3F05C45BE67346F476825D6" unitRef="cad">27000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AC2AEDC439E5575C8A062E37E67F9853" unitRef="cad">441000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5CF2AAAAFB02784E81682E13D4BAA444" unitRef="cad">-3000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A2996039DEABBADCFAAC2E13D4FB2223" unitRef="cad">7000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BAE103F5328310D9ED172E13D57748B6" unitRef="cad">-1000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8850695628CE518E2E0C2E13D58B9CA7" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-155FF3B12357A5934D822E13D54D0419" unitRef="cad">158000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-78C0BBA86A955E52AC202A8FB73E5B98" unitRef="cad">102000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B8CD28ABE818E456FEB42E13D499996A" unitRef="cad">-59000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BA7D8B715D1D672D9B7A2E13D552F313" unitRef="cad">60000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E6B6337CFBC5565B8AD1F80BD05CCA0C" unitRef="cad">162000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-669F7366B3D25A9D84C9A534D4588556" unitRef="cad">-4000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E5448541D821518FA6614BAA6E5E5CE2" unitRef="cad">9000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5FDBE56281675E52B89019EE3A9BAB79" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-20A13F536C9B56C79A192C0BA0B82DF2" unitRef="cad">0</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DBAF1E07E25E5B1CB4B36C1ABA4D7FF3" unitRef="cad">441000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-042367BE3DAE5AACAA1A4FE83BCBA414" unitRef="cad">515000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-76DD4E895C5C54F3BEEE1B474E1B253A" unitRef="cad">69000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1AD6B4837FC45DF1898BCFF3C3568192" unitRef="cad">29000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FC96C030E5495747A34DC1D7E8767844" unitRef="cad">544000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
	<ifrs-full:Goodwill contextRef="FI2017Q4" decimals="-6" id="Fact-8096EA9874F65C49BE91F89AB1D1C066" unitRef="cad">5183000000</ifrs-full:Goodwill>
	<ifrs-full:Goodwill contextRef="FI2018Q4" decimals="-6" id="Fact-299D710344D956E7B42512E66025609F" unitRef="cad">5412000000</ifrs-full:Goodwill>
	<ifrs-full:Goodwill contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-AAC44080BD6437DBBBF151CF1FA42BF3" unitRef="cad">16000000</ifrs-full:Goodwill>
	<ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-BDD31B009A385668A9ED2B22CFFE616C" unitRef="cad">1478000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-9A5F0816487E5FA9B30192CEBDD2A118" unitRef="cad">1478000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-9380B0742C54DDDDCC8D764C1FD5B786" unitRef="cad">0</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-6E24482545E7522D819B4ACF5BBE2CD4" unitRef="cad">1129000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-9AC8B48534945BBD9C76BC2663B8CFD6" unitRef="cad">1112000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-CC99391CEDED681D4011764C1559F8F4" unitRef="cad">17000000</ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4" decimals="-6" id="Fact-3C82BC8B6F065A18BC3F19B4A05E927C" unitRef="cad">3732000000</ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-6172EFAC42165A6785EA63C339C1734D" unitRef="cad">1756000000</ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-AA2AA4B22F7054A0B2D16203FEB4B62A" unitRef="cad">1976000000</ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4" decimals="-6" id="Fact-D2A2E2BF0FCA5F9EA07F20E34DA09EEB" unitRef="cad">4119000000</ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-31E14D3C820F57C48EDB96F0BB9E8FC1" unitRef="cad">2295000000</ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-75B4FBCA596351188B999D4493DF9313" unitRef="cad">1824000000</ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:IdentifiableAssetsAcquiredLiabilitiesAssumed contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-C6BE56F796C5B5324C0651CE205E2093" unitRef="cad">89000000</ifrs-full:IdentifiableAssetsAcquiredLiabilitiesAssumed>
	<ifrs-full:IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-80555ED9832583D43A6551CE4402B485" unitRef="cad">61000000</ifrs-full:IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate>
	<ifrs-full:ImpairmentLossOnFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" decimals="-6" id="Fact-1FC9115451CA5D2ABBC9D6F6DD4ADC8B" unitRef="cad">7000000</ifrs-full:ImpairmentLossOnFinancialAssets>
	<ifrs-full:ImpairmentLossOnFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" decimals="-6" id="Fact-E85BCC3FFC1E5E21913F44D43764FB8F" unitRef="cad">12000000</ifrs-full:ImpairmentLossOnFinancialAssets>
	<ifrs-full:ImpairmentLossRecognisedInProfitOrLoss contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_ReinsuranceAssetsMember" decimals="INF" id="Fact-A2E9F6C9622053C79D17C701DAC0EE74" unitRef="cad">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLoss>
	<ifrs-full:ImpairmentLossRecognisedInProfitOrLoss contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_ReinsuranceAssetsMember" decimals="INF" id="Fact-4B8B9AF4C2E15E20ADD56C5F4D740977" unitRef="cad">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLoss>
	<ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill contextRef="FD2017Q4YTD" decimals="INF" id="Fact-DA7DE091E0D35F24AD1492AF7094CB46" unitRef="cad">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill>
	<ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill contextRef="FD2018Q4YTD" decimals="INF" id="Fact-8E00FDD9F2095A459B75407B151380B3" unitRef="cad">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill>
	<ifrs-full:IncomeFromContractsWithReinsurers contextRef="FD2017Q4YTD" decimals="-6" id="Fact-6B99A0691B445797837F251D7DD3DB9D" unitRef="cad">4373000000</ifrs-full:IncomeFromContractsWithReinsurers>
	<ifrs-full:IncomeFromContractsWithReinsurers contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BF0719DBA30B5A2CAC1453A51C4D0525" unitRef="cad">2021000000</ifrs-full:IncomeFromContractsWithReinsurers>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D6E3FD6BC1A853ACA7FD847BCF35D11B" unitRef="cad">302000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-0FF2551A34AB50D996F6C63BE2DBF0E0" unitRef="cad">0</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-F6441B6DB17E5128B039D8BDA5F348FE" unitRef="cad">197000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-CDEE08DA85555A178860333D770E6A7F" unitRef="cad">62000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-DE247CC9BB5B5CCAB1E1481B49B5DC18" unitRef="cad">453000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-18724EF85A765CF7BD788F768B30E121" unitRef="cad">-18000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-3DB9E0C5977058E7B073672D80613309" unitRef="cad">-392000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD" decimals="-6" id="Fact-456F71434EBA53349DDCA755720F2AE5" unitRef="cad">597000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-E79BB79314AC5948A81325282B0F2388" unitRef="cad">0</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-52CFCD3969915CCFA7326E63BFBCF1D1" unitRef="cad">308000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-DF086282EEA25CD2A05B786474F72290" unitRef="cad">51000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-646A933F49795460ADC054B1E69004E3" unitRef="cad">284000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-CFB62633FEFA5DF1AF91FCB715032E72" unitRef="cad">-27000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-94F037E1FE015605B02D59FF78C55F90" unitRef="cad">-19000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
	<ifrs-full:IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-55BA45262E2FC59CEC2828B0489363C4" unitRef="cad">33000000</ifrs-full:IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome>
	<ifrs-full:IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-67678A48EF5D50A6966567D316FD0A57" unitRef="cad">0</ifrs-full:IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome>
	<ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-720AB109AAF3586696E4BE6CD9DFF553" unitRef="cad">62000000</ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome>
	<ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-90906B410DDA515DAA048DD0E647B268" unitRef="cad">-20000000</ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome>
	<ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-CB368640D22055069F7C2BB05304773D" unitRef="cad">-51000000</ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss>
	<ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-EF617637D6B050DF800EE18FB20808D7" unitRef="cad">37000000</ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss>
	<ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-436C7F4E45FF50738103D663B9776561" unitRef="cad">11000000</ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss>
	<ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-DCD3F9F177EB5D1AA5F890DE4AF69117" unitRef="cad">17000000</ifrs-full:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss>
	<ifrs-full:IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3EE353E83B6658A6AE061984EC126439" unitRef="cad">-22000000</ifrs-full:IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome>
	<ifrs-full:IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-324F8ABA70BF5E24A7621BEBA9F403FB" unitRef="cad">17000000</ifrs-full:IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome>
	<ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-DFCAF5CF544D54289A3FFF45DC415212" unitRef="cad">436000000</ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities>
	<ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7498792769A45675B930256A2CAFC17C" unitRef="cad">307000000</ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities>
	<ifrs-full:IncreaseDecreaseInCashAndCashEquivalents contextRef="FD2017Q4YTD" decimals="-6" id="Fact-5CFCA74EE59551B6A2CD2BF9774EAC2A" unitRef="cad">-553000000</ifrs-full:IncreaseDecreaseInCashAndCashEquivalents>
	<ifrs-full:IncreaseDecreaseInCashAndCashEquivalents contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A9228E31741E53F4BBE41C56E42F18BD" unitRef="cad">1238000000</ifrs-full:IncreaseDecreaseInCashAndCashEquivalents>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-5FF0618A1D4D54F684E3DC1F504377D7" unitRef="cad">33000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-7112B27196455C04912C00D579BC8B26" unitRef="cad">644000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-95BC6B077DC558CABAEB4627727CA43B" unitRef="cad">-75000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-EFE0883B282E5E3BB842040690F3406F" unitRef="cad">-13000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpectedLifeMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-AA51293EA2D4502A92AD17FE93AC1DF0" unitRef="cad">6000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpectedLifeMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-1974718D3BAF50739AAE3885C27F83A6" unitRef="cad">89000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-1BB2C195AD74530F8AC2235E0EF30C78" unitRef="cad">-28000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-7D9AEF8CFDB25AD8995F24A063EEF028" unitRef="cad">-500000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-8BC5CF6D1A8D57FEB1AB5AE54B5AC583" unitRef="cad">78000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-A0C986565D545DA1849D9EBDA65A7D57" unitRef="cad">15000000</ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E169AA651A4B5056B9A7F11E0E4A4806" unitRef="cad">-173000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpensesMember" decimals="-6" id="Fact-E68D4FF198BF550EB2F85D844F9EE912" unitRef="cad">71000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfInvestmentReturnsMember" decimals="-6" id="Fact-13F3DB3882C652D8BE4A9FAA762D8849" unitRef="cad">-62000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" decimals="-6" id="Fact-69484589C35055A9B720A6EAB23936C3" unitRef="cad">149000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember" decimals="-6" id="Fact-6A6E9C2065545649B6DD386063FF87B4" unitRef="cad">-45000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2017Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfMortalityAndMorbidityMember" decimals="-6" id="Fact-C7DF01C038BC53BF879062EF6EF13A84" unitRef="cad">-286000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2018Q4YTD" decimals="-6" id="Fact-1C526D3535445AE69B0C818524DD92AF" unitRef="cad">-278000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpensesMember" decimals="-6" id="Fact-4E06737BFFF15D7E9C765EC86EEF8E5F" unitRef="cad">6000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfInvestmentReturnsMember" decimals="-6" id="Fact-8D77CC2632825B21A84201D0A5FF03EC" unitRef="cad">-331000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" decimals="-6" id="Fact-A9D94394C87D5C49A07A4CC93264930C" unitRef="cad">563000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember" decimals="-6" id="Fact-DB0A478D23165CA6A87B679689F4F4E4" unitRef="cad">-179000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance contextRef="FD2018Q4YTD_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfMortalityAndMorbidityMember" decimals="-6" id="Fact-01F4365C0AFA5A1B9FE88C182B901E5D" unitRef="cad">-337000000</ifrs-full:IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance>
	<ifrs-full:IncreaseDecreaseInReinsuranceAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-AD2CA6A1B5AF543892FB723CE06D8159" unitRef="cad">821000000</ifrs-full:IncreaseDecreaseInReinsuranceAssets>
	<ifrs-full:IncreaseDecreaseInReinsuranceAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-B3650561465D5CE6A45A85A049CEADC6" unitRef="cad">97000000</ifrs-full:IncreaseDecreaseInReinsuranceAssets>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-F39B265DF5F950F3BBE8FF60DFA0ED06" unitRef="cad">10000000</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-7402FDCA793E57BCB412878AF4DB7D58" unitRef="cad">10000000</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-F92B37B070985295AD2E8A6D0D11F1B6" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-D73F5347E5F557CEB1533E7C3CA3D811" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-77A99A56A72F588EBC1B7A9DCDD4D863" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-17EA537D816653ACB22C56925DDB1C2E" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-38C59AF02C2857C4B01CECB055D5FB9A" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-69EF5A4E60D55B08B26977EAE485BBF5" unitRef="cad">7000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-B6CDE34F9FAD5CCFB50FA7AC75DB7D17" unitRef="cad">1000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-56E6CEEAA5745D7DB6F022C16616097F" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-68CF03D757825FBA850D4A7B778F76E9" unitRef="cad">-5000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-0069EF79C9805435AF87FE08B02C7E7F" unitRef="cad">6000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-50ABC26701E458DDBC1DBC90E71E5B6B" unitRef="cad">-9000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-D6D4A20E5D92549DB7FE19E246477DE2" unitRef="cad">-15000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-18F061700DDB5BAA8F3084023ACA17BC" unitRef="cad">-9000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-AAE296881BC95CF2B87012D6802679E0" unitRef="cad">-20000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-22FCBECCC05D57FB913DF267A42FED9E" unitRef="cad">-4000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-E7918CE7C05F5A39916C1A6050A66DC4" unitRef="cad">-2000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-FE9373BE6B0B5089AE3CB7C0ABA37306" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-7E555667424E52668F41A38688489F34" unitRef="cad">6000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-C744FB19D001533597CD18D9E5025715" unitRef="cad">-2000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-DF5AD7D2B285540882E0BDCEF6D62BB1" unitRef="cad">57000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-CF0E64BB1E05526584C0D5A4F2101360" unitRef="cad">59000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-EECA78AEA6CE541D8137A41A66E058AA" unitRef="cad">57000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-B39C830100A8588FA7173B9D2F6C575A" unitRef="cad">65000000</ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughExerciseOfOptions contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-BCBE99C251C357CD87B59FBAB1D48865" unitRef="cad">18000000</ifrs-full:IncreaseDecreaseThroughExerciseOfOptions>
	<ifrs-full:IncreaseDecreaseThroughExerciseOfOptions contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-CD0AAE3BCBBA5C1F8C651FB5EC978E32" unitRef="cad">18000000</ifrs-full:IncreaseDecreaseThroughExerciseOfOptions>
	<ifrs-full:IncreaseDecreaseThroughExerciseOfOptions contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-EB32BD07CDD755ABAB1D44EA3FC6986D" unitRef="cad">-3000000</ifrs-full:IncreaseDecreaseThroughExerciseOfOptions>
	<ifrs-full:IncreaseDecreaseThroughExerciseOfOptions contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-CDFB06EFA81D5AD898B1870488E6E870" unitRef="cad">16000000</ifrs-full:IncreaseDecreaseThroughExerciseOfOptions>
	<ifrs-full:IncreaseDecreaseThroughExerciseOfOptions contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-0267F0CD59B9577AB89012C791409256" unitRef="cad">16000000</ifrs-full:IncreaseDecreaseThroughExerciseOfOptions>
	<ifrs-full:IncreaseDecreaseThroughExerciseOfOptions contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-4190501A3F375B4680C0E8A042197E9B" unitRef="cad">-3000000</ifrs-full:IncreaseDecreaseThroughExerciseOfOptions>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-FE11B5AF175A59A990EDD7D0980A7E4D" unitRef="cad">-1000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-AE4679DF76505B00AC72CF2805A741CC" unitRef="cad">-1000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-EC6846A937D85A7E938FD16521A9CEC9" unitRef="cad">-2000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-DADBF172CD3F5203A6931936DFB70B99" unitRef="cad">3000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-BA64EA3D40C55939A6218F65E2232F33" unitRef="cad">2000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-742536CD6DF351649E310436E28071F9" unitRef="cad">5000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-65DBD46F0497550DAD1074041ED1F662" unitRef="cad">9000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-02CF03C86B3A57F4BC7E8DAD0A0D3F34" unitRef="cad">15000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-44FDB82BF6A85FDDA51FA97CF7502710" unitRef="cad">-2000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-669CE554C5165AECA52949244AE7433C" unitRef="cad">20000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-B417516C564F5A56851E15FDBD25CCE7" unitRef="cad">-48000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-C16C839402365DAE9901525208DCC377" unitRef="cad">9000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-3774AAEF3023557A96C472847AEA5494" unitRef="cad">15000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-44A58C42ABD35727A84CF12A1E160043" unitRef="cad">1000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-F2C88BFE861B57079A5B8318B5DE12A2" unitRef="cad">6000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-550ADF8FD4F65BEA8A2BEB4D7B33CCA4" unitRef="cad">-5000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-6A19D5B4EFEE5D4D8BE4359EC847F038" unitRef="cad">-7000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-A332655DB4335741A354929F272E41DA" unitRef="cad">29000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-86EA877925A357BF9068D938A6A980E7" unitRef="cad">-11000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-2AD66E9CA69A5E4FB167730309CA45F9" unitRef="cad">-11000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-369E071B2B505F39A12407390ACB1F0F" unitRef="cad">-150000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-6E94C9368C6053EFA58656C5D475CED1" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-651245E86A285E88B57DF93615EA9F2F" unitRef="cad">-47000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-EF805C6BDDD05A40AED239D6FDDD15E8" unitRef="cad">-38000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1BA78C60BC4F534888B674ABC06A5105" unitRef="cad">4000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-D9DF6337E09D5CF983DF28BB7CE0AD73" unitRef="cad">-69000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-979DCE192E0E5D08B1C573AABD4D9127" unitRef="cad">188000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-76EBA6DB42345DBA911E31F9CC04F68A" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-E57B51EA01D55A9FA0A9845043DB2BFF" unitRef="cad">50000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-FF275C8CA7375125959941D3045BD6EB" unitRef="cad">46000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-859BAF179AAB5B3DB11BFD79EB0D7EEB" unitRef="cad">4000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-DFF8A39853B45C2AA5137786EC7752FB" unitRef="cad">88000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-53A3C9DA2BC45E64A2E8B74EBB5AC820" unitRef="cad">18000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-8C0F595E0D4659379855D3E302D0C128" unitRef="cad">9000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-5EAAEB0D4D5853E69D34470D339895DF" unitRef="cad">9000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-9457B4EB111A5AEFB6299A7ACBC61656" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-53EE99D244B05E4F9D92E6A1951DF73E" unitRef="cad">-89000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-E1A46D6B5CF455778DADA41377032CD6" unitRef="cad">-17000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-6A7135B37CD75D5D95DAD7D3E623E2F6" unitRef="cad">-36000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2017Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-2395F58544EC5D5989209777108D6D51" unitRef="cad">-36000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-285904C2017451F0802FB6FFA78BBE43" unitRef="cad">-24000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-313CA300BA9855F39DF58388FB8518CD" unitRef="cad">-13000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-3B771C0EC918506DA376460DDA9401A2" unitRef="cad">-11000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-3953A0BB77AE5593B13C0105FDA8BB24" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-F89B0F56E87656ADA38644E2F48C8299" unitRef="cad">116000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-BD37D47FF4B450288914A6C0CBFC6003" unitRef="cad">25000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-77C1231C8AE25F6D837D9ABE02AFFA40" unitRef="cad">46000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill contextRef="FD2018Q4YTD_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-6AD39ACFBB345144A3A61A3CC4A4F9CE" unitRef="cad">45000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued contextRef="FD2017Q4YTD" decimals="-6" id="Fact-5029B7696CCE56BBB3EC259539D74E9D" unitRef="cad">-2647000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued contextRef="FD2018Q4YTD" decimals="-6" id="Fact-6539E8B92C875E9DA89D724461074377" unitRef="cad">3499000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-DFE3EBB95B825B7DA8DB64DA4E4F99CC" unitRef="cad">-217000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets>
	<ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-DEFF28247E0055EF8B799159228EBF1B" unitRef="cad">247000000</ifrs-full:IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets>
	<ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-CADF290E0C8B5CE7833ED3E73D22E9CA" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-A7B97C9F8B24575F8674A6B54BD2078A" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-DF862BC10FC8528DA55C77DBD5ACEAE3" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-02C27E5C1BAA564BB18F4B0B930ED48F" unitRef="cad">0</ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-712C051C7140550493C719A5184E855E" unitRef="cad">-2000000</ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-6D3AB8F1BE9853E28A3C9793BD00047D" unitRef="cad">-2000000</ifrs-full:IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-513ACD85BA4D5E7BAA693079B08E43C6" unitRef="cad">3000000</ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions>
	<ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AdditionalPaidinCapitalMember" decimals="-6" id="Fact-CDF9B32DDF9857F78B1199EEA6A3EB31" unitRef="cad">4000000</ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions>
	<ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" decimals="-6" id="Fact-FE2BDAA97C2458068F03766B9CC0ABEA" unitRef="cad">13000000</ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity>
	<ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-7935F576A9925A9D8A9AD147377BA195" unitRef="cad">-13000000</ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity>
	<ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-6298B2284F2FC225E86051BFE6D516EC" unitRef="cad">-89000000</ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-740E29D637925D969AFF46BC0B584663" unitRef="cad">5317000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-0CE1C0DE169F52BEBFE1132B4B3C15F4" unitRef="cad">2573000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-CC7DE0E230B55C2C9260078F39215555" unitRef="cad">686000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-495BE204DE865C59A5BF7B3ECB2CBCC3" unitRef="cad">767000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-A4F9D82743B9560BA77DDFBB1AF055F5" unitRef="cad">179000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2016Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-A248C2DC9FFA5223A4AF8B4887D3DDA8" unitRef="cad">1112000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-36F83D5217C351C4960462F9B094463F" unitRef="cad">5183000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_CorporateUKMember" decimals="-6" id="Fact-ABB57219347F5D4294759BC0130740EC" unitRef="cad">183000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementMFSMember" decimals="-6" id="Fact-36AA5C604F6853A69CFBEA3BF0262FB9" unitRef="cad">481000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementSLIMMember" decimals="-6" id="Fact-A2E300C006445FC79E81EAF910CF6192" unitRef="cad">248000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupBenefitsMember" decimals="-6" id="Fact-DF55E57EDDEC5755AB237A29E9543C93" unitRef="cad">1054000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupRetirementServicesMember" decimals="-6" id="Fact-DB034315DB5450798021663FFA9CB1EE" unitRef="cad">453000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaIndividualMember" decimals="-6" id="Fact-78DEC55215F35C7AA876C98D5EBE470F" unitRef="cad">1066000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFUSEmployeeBenefitsGroupMember" decimals="-6" id="Fact-4D42B98FAA365DEFB8F460250DDC4C5D" unitRef="cad">1043000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-8FD97CF0ECF859219FAD5BE49EFBD8A9" unitRef="cad">655000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-17FFE4AFCA115998AF6F5A5B415C46B3" unitRef="cad">2573000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-8C62B81A84A35BD88A2A86CE31C2CD5B" unitRef="cad">655000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-1C399CBAFF005AA99EF141AF853D2D77" unitRef="cad">729000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-8655003FF6B65B1BB2295333C34EF26C" unitRef="cad">183000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-4998D3E3399850B3A304527950BAA2B3" unitRef="cad">1043000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember" decimals="-6" id="Fact-23BB24A99B7E5E78A355FC3C2EDF3B86" unitRef="cad">5412000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_CorporateUKMember" decimals="-6" id="Fact-68CCFF26F98E51C38DE0CCB4FFEDFD43" unitRef="cad">187000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementMFSMember" decimals="-6" id="Fact-881AF480A6C255899BB7C5D40146C2D8" unitRef="cad">515000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFAssetManagementSLIMMember" decimals="-6" id="Fact-144CE9BF19215F91A6D3A48D105E6C39" unitRef="cad">260000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupBenefitsMember" decimals="-6" id="Fact-B4C64D9363BE52F3A5C8F18DBB2D100A" unitRef="cad">1054000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaGroupRetirementServicesMember" decimals="-6" id="Fact-1E28B32B002553EE8475454FCBCC4E0A" unitRef="cad">453000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFCanadaIndividualMember" decimals="-6" id="Fact-3F7EF1B89177508BA8979D9D04CBDFC0" unitRef="cad">1100000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SLFUSEmployeeBenefitsGroupMember" decimals="-6" id="Fact-E332BBDCB0C95ECDA3DD58F22B757EC8" unitRef="cad">1138000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-9FEE7C73F75A5667A963EC4907C9380C" unitRef="cad">705000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-562149A3655258FCAD0BDB2678F9CFC1" unitRef="cad">2607000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-902D7B87A5A05BE6A74372D6E09051AF" unitRef="cad">705000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-418C1EDDD4825024A4B865A54124146C" unitRef="cad">775000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1D5B0398FDE0516489077C6DB61CAD75" unitRef="cad">187000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsAndGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_ifrs-full_GoodwillMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-CF661C0B7FBB5CA6A76ECF9469AD942A" unitRef="cad">1138000000</ifrs-full:IntangibleAssetsAndGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-3D548725806351CDA3DE702FD0229772" unitRef="cad">-648000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-A68E3221E77D5BCF8965D948EF6CD1AD" unitRef="cad">-291000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-6645695CE2CC52C6831402C1BC27A15F" unitRef="cad">-353000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-28D41358E1F45D4FB2C2C4462BDA7D51" unitRef="cad">-4000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-540F54D1C2D55929AA4CEA53422FE05E" unitRef="cad">2351000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-704FB2FE933F58C0A8926C0ECCC426BC" unitRef="cad">518000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-7CA5349DB36B5B7FBBCBFB8B56FAE842" unitRef="cad">1172000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2016Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-A1BFCE9D35EB53C19F3B309C8FA1E801" unitRef="cad">661000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4" decimals="-6" id="Fact-79546CFBAF27509DA36BABC0077F367F" unitRef="cad">1667000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-54774C907EE95CD891EE662F2BDC3853" unitRef="cad">-739000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-6EC6945EE11C537E821682B7D4353BDF" unitRef="cad">-338000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-EA86A91102835863A90FC47A173704C8" unitRef="cad">-397000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-0B7B0D6B995C541F96E16BF0BF74D77D" unitRef="cad">-4000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-3AFDBCF64AE85875A328E4424FB18A56" unitRef="cad">2406000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-D7C72475A6D5585D8C435DE2B424DE1D" unitRef="cad">579000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-588245CB50C45248984E803E311F77BF" unitRef="cad">1202000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-621CB4C4358A5772976D3522D1001E48" unitRef="cad">625000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-213A8D553D89544394E560B8DF86D32E" unitRef="cad">241000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_CustomerrelatedIntangibleAssetsMember" decimals="-6" id="Fact-716F4A03653C56AEB5CB0EDA18045B2F" unitRef="cad">429000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-AF92491C930D505C8A4A09BC1FFB122C" unitRef="cad">805000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_DistributionSalesPotentialOfFieldForceMember" decimals="-6" id="Fact-9C87D86089005721988B67C9D019538E" unitRef="cad">376000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_FiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-2F6F04FF19DB51658305FA6E2E737965" unitRef="cad">1046000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_FundManagementContractsMember" decimals="-6" id="Fact-19F91295EE0B5D5EB9B2DE31407A690C" unitRef="cad">621000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2017Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-90089431D8C55480B8D069FF8BA40209" unitRef="cad">621000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4" decimals="-6" id="Fact-CEBB10E397115A5895085719503CF43E" unitRef="cad">1779000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" decimals="-6" id="Fact-91A50B88F764574A90632FC823556BC8" unitRef="cad">-882000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-581ADAAB3234502789A62916702DC0EE" unitRef="cad">-417000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-7E1CD3CBBCC35FB588AD8F582892C11C" unitRef="cad">-461000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-25AD7F605A845DF4B1F58EF2B11A7FD5" unitRef="cad">-4000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember" decimals="-6" id="Fact-78A8FB871AC4523183BB491DF55AD1F4" unitRef="cad">2661000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-F575F87FBBE55CFFBE054819F50E4D10" unitRef="cad">722000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-B87B8F423E165291BB540C8AB500BA72" unitRef="cad">1266000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ifrs-full_GrossCarryingAmountMember_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-415399AA0ED85D1DB1E3DEDCED587C26" unitRef="cad">673000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_ComputerSoftwareMember" decimals="-6" id="Fact-90045FAF733D542191C0ECE14451D0EA" unitRef="cad">305000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_CustomerrelatedIntangibleAssetsMember" decimals="-6" id="Fact-AC974458EB3C5B0AAD8551F78459BE68" unitRef="cad">439000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_ifrs-full_OtherIntangibleAssetsMember" decimals="-6" id="Fact-33EAD3A892EA5FA2B61A8A3FF3E8E8E0" unitRef="cad">805000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_DistributionSalesPotentialOfFieldForceMember" decimals="-6" id="Fact-1ADB7A90BB855BD8B5249380761EE6D2" unitRef="cad">366000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_FiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-F5D9716ED66A54B5BB3EB42271601773" unitRef="cad">1110000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_FundManagementContractsMember" decimals="-6" id="Fact-4081AB256EBC56308677267F9475747E" unitRef="cad">669000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:IntangibleAssetsOtherThanGoodwill contextRef="FI2018Q4_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_slf_IndefiniteLifeIntangibleAssetsMember" decimals="-6" id="Fact-DAFD8FCD408F5E2DA8EBA0F94DBAEC71" unitRef="cad">669000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
	<ifrs-full:InterestExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3ECF5FB0761A5BFE9C09D549599C012E" unitRef="cad">303000000</ifrs-full:InterestExpense>
	<ifrs-full:InterestExpense contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="-6" id="Fact-D88B6AFC69854245053F2EDAC48E521E" unitRef="cad">36000000</ifrs-full:InterestExpense>
	<ifrs-full:InterestExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-60A9A1DEA7E95030A2BA5F33E7706C0A" unitRef="cad">305000000</ifrs-full:InterestExpense>
	<ifrs-full:InterestExpense contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="-6" id="Fact-6414C3813C97B0E97FAC520FDBF2896F" unitRef="cad">57000000</ifrs-full:InterestExpense>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-8A255845B04752B7B2DE07160464A7AD" unitRef="cad">22000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-0334E0D82CC3524B92DC6DE78552D870" unitRef="cad">10000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-A256B0E1C4755CC9844CE2AC2FDCEFDB" unitRef="cad">0</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-433D4E8FF6F355C5868245103DAE8308" unitRef="cad">10000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-15AE2F630B09587892FB7229850ABF26" unitRef="cad">12000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-BB8490AD97A052F89096C2C0FB04502C" unitRef="cad">-110000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-715C8D7486B4522582D9C0E04BC187F1" unitRef="cad">122000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-CFBD70CF12BF58508F112CD02530DC43" unitRef="cad">-110000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-EB5A5D4ABE5052B9B1BDF036A7D9EB77" unitRef="cad">132000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BC40902C2BA7542CAE44EBABEFCFB401" unitRef="cad">22000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-B1CDFCB2B5C655FCB476A54F05EA0526" unitRef="cad">9000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-119426111E0350DDB8B622FD044071BE" unitRef="cad">0</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-2D42BACC03795A9CACABCDD227DE3440" unitRef="cad">9000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-CEC5FC7E952856DD886D6964A8839158" unitRef="cad">13000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-EF8C4F9E2EAC562BACC5A7A184F034C1" unitRef="cad">-105000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-5E05D293FD905767936D664D0003C797" unitRef="cad">118000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-A9729C783CEA5805A314B589D35A1579" unitRef="cad">-105000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-823EB278EFC25C35876CDB916D234CB3" unitRef="cad">127000000</ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset>
	<ifrs-full:InterestExpenseOnBorrowings contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember" decimals="-6" id="Fact-C628E5AEB291577998E009A30A8BA2D3" unitRef="cad">13000000</ifrs-full:InterestExpenseOnBorrowings>
	<ifrs-full:InterestExpenseOnBorrowings contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember" decimals="-6" id="Fact-400EF995C3FC05D99BC6520E20BB782E" unitRef="cad">10000000</ifrs-full:InterestExpenseOnBorrowings>
	<ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember" decimals="-6" id="Fact-E1E798F8FC6136209CBE7655204A0AE9" unitRef="cad">76000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
	<ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-65B618E1F0235AD8AC01F5FA47989578" unitRef="cad">122000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
	<ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember" decimals="-6" id="Fact-E3A5FDFB27925B6E8C9F937F608DFEC3" unitRef="cad">76000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
	<ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-88412D24C9EA6FBA797D5214A88DF558" unitRef="cad">105000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
	<ifrs-full:InterestIncomeOnAvailableforsaleFinancialAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A7BC9A0869335AE2848878793200990B" unitRef="cad">352000000</ifrs-full:InterestIncomeOnAvailableforsaleFinancialAssets>
	<ifrs-full:InterestIncomeOnAvailableforsaleFinancialAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F5A630DF0A5150A68F741F1DF8ADA208" unitRef="cad">384000000</ifrs-full:InterestIncomeOnAvailableforsaleFinancialAssets>
	<ifrs-full:InterestIncomeOnCashAndCashEquivalents contextRef="FD2017Q4YTD" decimals="-6" id="Fact-F0590D6538D955CBB1A0FEE86C952E77" unitRef="cad">65000000</ifrs-full:InterestIncomeOnCashAndCashEquivalents>
	<ifrs-full:InterestIncomeOnCashAndCashEquivalents contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7BB206EB537B506899870C20C7C17546" unitRef="cad">131000000</ifrs-full:InterestIncomeOnCashAndCashEquivalents>
	<ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0DAB68E8F5F85ECAB31BE3AB14837D9E" unitRef="cad">2292000000</ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss>
	<ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-1FF231CBBF645162B9E20CEB6051FD8E" unitRef="cad">2312000000</ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss>
	<ifrs-full:InterestIncomeOnLoansAndAdvancesToCustomers contextRef="FD2017Q4YTD" decimals="-6" id="Fact-6D932190382A558D86440025508AECD3" unitRef="cad">1928000000</ifrs-full:InterestIncomeOnLoansAndAdvancesToCustomers>
	<ifrs-full:InterestIncomeOnLoansAndAdvancesToCustomers contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D4650EAF65EF5EDBB27E7682C02F7DD6" unitRef="cad">2050000000</ifrs-full:InterestIncomeOnLoansAndAdvancesToCustomers>
	<ifrs-full:InterestPaidClassifiedAsFinancingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-C5593DA1F20B57D0B059BA6C662FDC35" unitRef="cad">257000000</ifrs-full:InterestPaidClassifiedAsFinancingActivities>
	<ifrs-full:InterestPaidClassifiedAsFinancingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F6239DF3A1175D57A921617609278753" unitRef="cad">271000000</ifrs-full:InterestPaidClassifiedAsFinancingActivities>
	<ifrs-full:InvestmentAccountedForUsingEquityMethod contextRef="FI2017Q4" decimals="-6" id="Fact-06292BDBA62A5276AFD2F943FFC97C78" unitRef="cad">1369000000</ifrs-full:InvestmentAccountedForUsingEquityMethod>
	<ifrs-full:InvestmentAccountedForUsingEquityMethod contextRef="FI2018Q4" decimals="-6" id="Fact-F4B6A4D5BA4554E8BE550EE613E4C4D1" unitRef="cad">1500000000</ifrs-full:InvestmentAccountedForUsingEquityMethod>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-6991EA6AC3DA570E9D40785F8BAE5A97" unitRef="cad">3082000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-884D8F4DD903540E891F9C88BC05FED9" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-6B3B814BDE6753FF8E8000891D8D36D6" unitRef="cad">3082000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-2E67C5C1EDF5532BB9E5D63C4FEFF26D" unitRef="cad">2517000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-B44C0912E2875B0CBFE7DC2557ED2B44" unitRef="cad">3000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-FB78D47AC6A65AB7B53B4844565EF8E4" unitRef="cad">562000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-C8EAC995523B59149C7AAAEC258098A2" unitRef="cad">246000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-79E96D2750565F4E8FD5E667029F2DEE" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-4FEC146BE8EC5A97B14A2C9EDD9150C3" unitRef="cad">246000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1D663B1E15805BB2A7E8C0535FF8ACB4" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-25B6D10CA7E65416A40FBF716B829F19" unitRef="cad">2565000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-7E2CFBF85C3E50B88C35F5510F85EA55" unitRef="cad">2517000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-658F202DC59F5BB5B1BC697F74F08DF1" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-2F3CFBF9C44D5236ACDB102DD4D247DD" unitRef="cad">48000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-1BD2449468F6508C91B33F763E1AB283" unitRef="cad">263000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-84702EC51EEF5201833871E9ABFE2ABD" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-C4D555A6104D50AEBCDC405593AAD1E9" unitRef="cad">260000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-8748518CE5015E7DAE4DAA7D9A758BB4" unitRef="cad">3000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-F9589ECCE00B51E9BE6719BC50D80E00" unitRef="cad">8000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-F23C88020AA45E01A7E6C4BF3123354B" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-8FF8987734F15C049B6AC9D91F64F1D8" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-57F3FC9004A05205AFED16E97DB66EFB" unitRef="cad">8000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-BE119A3847895884A5C816FFEE3DD9E7" unitRef="cad">2517000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-4E5E237918655F79A30235018E9DFDB5" unitRef="cad">506000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-E20AAB2F65555B28AC8CC77E83DE70AB" unitRef="cad">59000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-591BF82D14FF53BA8CC2BAF8526577DF" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-A89FFDDCD95050C18E611297887E408C" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-AA6CF7B7840B51599C330EA49EB475C8" unitRef="cad">3164000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-48CA5921EE4E5DD89FF4E9A5FF709489" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-F87762C981A4564AB7A134D7146D32C7" unitRef="cad">3164000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-E87BB8459C2E599D999D673B76825481" unitRef="cad">2646000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-E9FC59BE2365568FBAD60AC9034494A4" unitRef="cad">3000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-050A66BA49C4584F9A945452BEC5E968" unitRef="cad">515000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-E85D197AE81153D3A03E3EE31E0E682D" unitRef="cad">212000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-419A95647CEB55FEBD3B3A6C6A7DDAAB" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-949B61D1D53A539D9353AA4461F2A5A6" unitRef="cad">212000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-4885255E29565F789C9B33AE34E22ADE" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-E3A31F30D0325DC2A9E05405EDE2E4F7" unitRef="cad">2689000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-CB60687223FA5E1F8B3EC96CEDE4502C" unitRef="cad">2646000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-782D6717330752B083807F7BD65B0BE5" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-9634289DAB87526DA070ED2A567C1D8A" unitRef="cad">43000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-B13AE4CE68605AA1BC25A55F57127C96" unitRef="cad">257000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-FCFE31879D805BBCA06B3BD638063B01" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-D98FFBEC106459028311A1F035EFD107" unitRef="cad">254000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-0D9E9284B8F45A8DAD7F29BADFC59B3D" unitRef="cad">3000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-32CF7C60D5BB5D599886B19687F61BB4" unitRef="cad">6000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-A9C37F19BA8A5B3CB5E67692EFFB2DFB" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-83F26A0411FD56E79C91511869C13D23" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-E808F15EF91A56A699E589DE00734BB2" unitRef="cad">6000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-635F344373575233B53CE63B1E882D0B" unitRef="cad">2646000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-B37DC894325F5540A00C114F37F6055A" unitRef="cad">466000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-5B2DC91DC8205A3F89BC99A757A159CD" unitRef="cad">52000000</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-EDF1C7B623815B818A8D0F1D384A5170" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentContractsLiabilities contextRef="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-7CA2B47EE48D5B608A837145EE5DBA1C" unitRef="cad">0</ifrs-full:InvestmentContractsLiabilities>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-88362F293C81535BBF30C45263A9C802" unitRef="cad">8211000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-DB7F101A8E375B7B829E9CCB9763FE97" unitRef="cad">-79000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-8961AA5715FF5D458ACDE1982817A1DF" unitRef="cad">4133000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-9E1D25B67BB151359F5DA45308AB35A5" unitRef="cad">1722000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-6D4ABBA3999A5E9294123135FADF66D9" unitRef="cad">45000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-2606947B8F89525F88AEEF41EA08FC01" unitRef="cad">526000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-159A8941C7885C389E806D5452A2F474" unitRef="cad">1864000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A7D5C429D0D35340B18D224EEF5FB944" unitRef="cad">2389000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-ED68AB1BF4285754A4D150C7E352679F" unitRef="cad">-26000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-36A51B47FEE457C693487D1AAF237E01" unitRef="cad">1942000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-B5858A0DC27252CAB1CE88C8D1B90CF1" unitRef="cad">76000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-7F5E0139836C52C1BBED37ABC324DEC6" unitRef="cad">13000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-5199096EBC0A5A9B8445FB200EB3D3E9" unitRef="cad">79000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-7C1D7D4093F55FB78880A5221977AA87" unitRef="cad">305000000</ifrs-full:InvestmentIncome>
	<ifrs-full:InvestmentProperty contextRef="FI2017Q4" decimals="-6" id="Fact-D3F1C9399EA0505AAAD1DF24DC9D9E8A" unitRef="cad">7067000000</ifrs-full:InvestmentProperty>
	<ifrs-full:InvestmentProperty contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-42AE155CC7B7520E869E1CC3EFEA0019" unitRef="cad">374000000</ifrs-full:InvestmentProperty>
	<ifrs-full:InvestmentProperty contextRef="FI2018Q4" decimals="-6" id="Fact-8D492A547FB452AA944941A0CA3DB276" unitRef="cad">7157000000</ifrs-full:InvestmentProperty>
	<ifrs-full:InvestmentProperty contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-6DF217B85FB051E78A4FF8A6BBBDA267" unitRef="cad">400000000</ifrs-full:InvestmentProperty>
	<ifrs-full:IssuedCapital contextRef="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-7E74F5E072425111A4A91D2720007EBC" unitRef="cad">8614000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-CCBE8079C824593E818B35FACEE114B7" unitRef="cad">8582000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-42F1253CCCC659D08CE380AA50DCF104" unitRef="cad">8419000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember" decimals="-6" id="Fact-DA4A9F3079025CD99522E75C93AB4C86" unitRef="cad">2257000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="-6" id="Fact-C794E03D9A5A5272AE7305BF42744DC5" unitRef="cad">169000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember" decimals="-6" id="Fact-66C7965B133F5FCFA88532A8085D7F7A" unitRef="cad">26000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="-6" id="Fact-3EA792B468625D28BF590E072143A6C9" unitRef="cad">293000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member" decimals="-6" id="Fact-E7E8217243F253CC93634B336029D47B" unitRef="cad">394000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member" decimals="-6" id="Fact-EDA1232DF44E57FABF3F7B78CA032149" unitRef="cad">318000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member" decimals="-6" id="Fact-B94A4BD0D855506BBAB61746549BC08F" unitRef="cad">245000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member" decimals="-6" id="Fact-3300553538CA5798B2C1757992DF8E1A" unitRef="cad">293000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member" decimals="-6" id="Fact-06EA7C67CBD45978BAF7914B5B9FA7A7" unitRef="cad">245000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="-6" id="Fact-CEE6E7EE16F351F396A37FD086209F96" unitRef="cad">127000000</ifrs-full:IssuedCapital>
	<ifrs-full:IssuedCapital contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember" decimals="-6" id="Fact-2AC7E9EA8FF756A99D91B620F5280E5C" unitRef="cad">147000000</ifrs-full:IssuedCapital>
	<ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-D04C3629CC815A8AA975D334C3FC3B94" unitRef="cad">0</ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-65221AA72F205CF6951A41BE62260C5E" unitRef="cad">3000000</ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-608B77E38AFA5A33A1BD1B5A444A6B8D" unitRef="cad">0</ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-4928330640355CD18BCC1F8BB0A79134" unitRef="cad">2000000</ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-ADFBC8A96FB95AA48C5DB0612049F428" unitRef="cad">2000000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
	<ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-D83DAFDAF6375DFF84C13481B9CB6B19" unitRef="cad">18000000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
	<ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-B997E7DC41A75A7999BAE92EF3F5E160" unitRef="cad">2000000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
	<ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-E30381F405AF517E8DD7477787A0069B" unitRef="cad">24000000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
	<ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-DBC4B53A3D3D5597B7019E5C573797C1" unitRef="cad">0</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-5096DAE2650553D89CB2BF097E6C61FB" unitRef="cad">18000000</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-222DEB059EA95E20A186E13A560B4706" unitRef="cad">0</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
	<ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-92C2BA69211B50DB9305D6F340D2569A" unitRef="cad">18000000</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
	<ifrs-full:LeaseLiabilities contextRef="I2019Q1Jan01_ifrs-full_NewIFRSsAxis_slf_IFRS16Member_slf_ScenarioAxis_slf_ScenarioForecast1Member_slf_SubsequentEventType1Axis_slf_SubsequentEvent1Member" decimals="-6" id="Fact-E7EFE536E44C4D3DF8FE7C0A2CD132ED" unitRef="cad">900000000</ifrs-full:LeaseLiabilities>
	<ifrs-full:LeasesAsLesseeRelatedPartyTransactions contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_ifrs-full_JointVenturesWhereEntityIsVenturerMember" decimals="-6" id="Fact-667A9AC2254A6E67A8449A4E260AD8EB" unitRef="cad">9000000</ifrs-full:LeasesAsLesseeRelatedPartyTransactions>
	<ifrs-full:LeasesAsLesseeRelatedPartyTransactions contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_ifrs-full_JointVenturesWhereEntityIsVenturerMember" decimals="-6" id="Fact-DE48A8502E5E1AAA0BB952320EF61215" unitRef="cad">16000000</ifrs-full:LeasesAsLesseeRelatedPartyTransactions>
	<ifrs-full:Liabilities contextRef="FI2017Q4" decimals="-6" id="Fact-D134570166F45FBF98388884256BED22" unitRef="cad">246141000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DC93E192E1E8941D97E42E13E9C696B7" unitRef="cad">5000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-41C4CBF963061938BD182E13E8965876" unitRef="cad">1751000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C6329A959B20F781565C2E13E8AD8B48" unitRef="cad">0</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9A53314BBDF3580F9581DEC355CF8927" unitRef="cad">1756000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2E857CDF445E67304A192E13E9D1455E" unitRef="cad">0</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E052D0E7930DE0998C2B2E13E8B9C201" unitRef="cad">0</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E7FA961DE8B1382350952E13E909DD38" unitRef="cad">3000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0DD5CC6EBAE454DB9155B3A0FC718BC8" unitRef="cad">3000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" decimals="-6" id="Fact-7647D0FF7526548EA6FC9816DFEBF09F" unitRef="cad">559000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E68282F16F25522F884E66BEBBA16B2D" unitRef="cad">5000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-99887C4418EB52629C5F21B0C8E566E5" unitRef="cad">1751000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FA3DB218915D5666A43DAD430D68EA0C" unitRef="cad">3000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2017Q4_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-04D46C8D9B7755F293D6D7942490E02A" unitRef="cad">1759000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4" decimals="-6" id="Fact-EA80597EB9E852C89EFE7C647D594FBA" unitRef="cad">247257000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4B3F89261B755C66AF9ADC37B3319D60" unitRef="cad">11000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8630CB8028445BB9BB3325E3EA767B28" unitRef="cad">2284000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-33C9077D073353ABBBC266FE96F990E3" unitRef="cad">0</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_DerivativeLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D4309C38D2A453D49B2C1CB433C66141" unitRef="cad">2295000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-374FA11DACFF5C1E9A6A087E0DC7EE64" unitRef="cad">0</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-54B84358779A5B69BB841E02E3DA63E5" unitRef="cad">0</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-41A7B6BD0DC45C09A54A05E0C0699E20" unitRef="cad">3000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContractLiabilitiesMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-187B7D4469535075A58500ED6242ED7B" unitRef="cad">3000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" decimals="-6" id="Fact-8F190B1FE3845AD0BDA3D91DA5AAC981" unitRef="cad">496000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-14CF8F00FABE510886D63E2A860618CF" unitRef="cad">11000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level2OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-87E31C321B255F098A68087A1E641C07" unitRef="cad">2284000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-104C35D5B71B558BBB43A843C5F2318A" unitRef="cad">3000000</ifrs-full:Liabilities>
	<ifrs-full:Liabilities contextRef="FI2018Q4_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-94F193FCCB145DFB8FA07A184E45F681" unitRef="cad">2298000000</ifrs-full:Liabilities>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2016Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-1F6A60FFF884542E825C21C0586030EC" unitRef="cad">108411000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4" decimals="-6" id="Fact-0236E71D24C852B98C846C184484A9FC" unitRef="cad">117785000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-26F6BF3EE2A75B3BB42E547264316833" unitRef="cad">8234000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-A29A82219DAA5F1886F85DE06AF799C2" unitRef="cad">118003000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-6805C9A8A7D9560B9AB88EAAA3042464" unitRef="cad">5692000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-FFEFA6CF02EA5E6CAD193078072AA5C2" unitRef="cad">250000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-693F18F5A02E52F9AC00AD79852D4034" unitRef="cad">1089000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-830353F4AD225F58AD939F85E490F102" unitRef="cad">158000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-9C089AC05777500ABC818429C41585A9" unitRef="cad">11720000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-CBBD3462CE6E5E3D9757875F95E93FCE" unitRef="cad">11607000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-0AA1D62891B150659C6EFAFA3052F2F4" unitRef="cad">106000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-D917E8D4E675545FA15C8806455E52E1" unitRef="cad">0</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-24E257C8660A5543929C4A467B548C70" unitRef="cad">7000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-17ECAB8B24BF579B9A7839F140F0906B" unitRef="cad">14602000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-2A5CD2F294A354CABED7B01C86722A45" unitRef="cad">9131000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-3B8C620E28305C94AA77CBCF6F2AF6F0" unitRef="cad">33000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-BD3BE963681C5D6C9EF1E273C5CA2BAF" unitRef="cad">11000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-B5A56D2E2DDE5CF3A3D160DA14DE2274" unitRef="cad">5427000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-FC9D7017DECA520FBCF4D7177828E32C" unitRef="cad">15350000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-66F7170A92CB5F5F924F89393CB41129" unitRef="cad">9178000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-9090C321C55B59748EF454BD6DC58495" unitRef="cad">-68000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-0A7D8D83C2E55220B0E14CD878B20513" unitRef="cad">6215000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-BC53A9EF27ED5566A79E69A973FAB044" unitRef="cad">25000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-78E8B372207A530090A9D2780B2E5B2A" unitRef="cad">35028000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-F9D9ED81D29B53FEB20E4FF94D63267C" unitRef="cad">11161000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-E4A7DC6E65085A098298331046EDF4E9" unitRef="cad">11449000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-19DDB001E04D54C08ABD2BC8BA47F6E0" unitRef="cad">394000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-3CDF488F04F850E7B26EC17C68302834" unitRef="cad">12024000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-7E6BBE20A4135F4CBB906F43D237E373" unitRef="cad">34391000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-5A9447A3647B57E0A6980629E5F924FB" unitRef="cad">20918000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-05AE81E870A754F581C95E48E771858B" unitRef="cad">6705000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-AC6EC9CBB245527AA8D90050ECF345F8" unitRef="cad">1186000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-59E5271D0B775FFDA5CD47468C38AA7B" unitRef="cad">5582000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-1659EFDE1E76510794A4BC28D794DECD" unitRef="cad">111091000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" decimals="-6" id="Fact-FA115BF701AA52E399BB1E5EC01A44E0" unitRef="cad">111091000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-D4256DC9A2045E04BBDF09CCC879FCF0" unitRef="cad">61995000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-50B8F72A1D5D55D5B933CA9058CE78EB" unitRef="cad">18225000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-8E4C0FE2F05358E7BD2A5EFBEA301AB1" unitRef="cad">7806000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-5A8E7EAF64445A89A63ED2257B05760B" unitRef="cad">23065000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-9685EE644D815858AB82BC03C53E3B5C" unitRef="cad">6694000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-934FCFEE3A0B538DBFAAECD3E97E7D27" unitRef="cad">6694000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-A4BA85931D4258CA8759771D4C0EC763" unitRef="cad">3088000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-481BDD10FFBB5447AAB2BBD213217D87" unitRef="cad">2032000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1310232BF5435EB9B77182C35F9441DF" unitRef="cad">229000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-D7F7A39836565F2E87B5755108415123" unitRef="cad">1345000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-D019310D3FC05F95BA5F3A5B3DBC9273" unitRef="cad">65083000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-F43A8A41BAD55DB18EA2EF44D1BA4DED" unitRef="cad">20257000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-42A750F556455E9982D2329117DC2FA0" unitRef="cad">8035000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-095BB7F044785D9FA52076FDCAC19A8B" unitRef="cad">24410000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-830EE8EAD51753A0AF8302C20690B1EE" unitRef="cad">0</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-160547683A765077BB4FBE9D8E109ADF" unitRef="cad">-8452000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q1_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-4B82A92E6B33D35D02F92E0EE79DA91D" unitRef="cad">0</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q1_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-9C79B4B1A824FB6111DA2E090ABCAD71" unitRef="cad">-10000000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4" decimals="-6" id="Fact-832E89E55C185EFC8CBBB53A924A0B0F" unitRef="cad">121923000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-AA1FF85149325ADDB942034153102718" unitRef="cad">8534000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-73C452D6B7B05AB786C32DFA90E56B13" unitRef="cad">122066000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-3002998B711A563BB7D8CAFDDB09391B" unitRef="cad">5214000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-C7485CA35FCA540D84EB9A57B1A1E74C" unitRef="cad">240000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-BE641BD89F3A51CBBF2A17DA34C1E74B" unitRef="cad">980000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-B83CFE2CD48C55A3940349D4F6B09BB6" unitRef="cad">170000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-1104C14252D852ADBB42C30BE2D68DD6" unitRef="cad">12614000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-3F6159D7A8AA5A2AA69A910E0A3BB1DB" unitRef="cad">12461000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-3421D760116E50CDBB57989BAC480F46" unitRef="cad">147000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-D6610CFA81D85315A3395D57A2EF08D4" unitRef="cad">0</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-EE28028103D5553D8E1C8038B92A6570" unitRef="cad">6000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-3165B2F84BC15BD1BA6D7E2BA1FD9553" unitRef="cad">15297000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-30F4FD8DDD825D1CB5091A9409B2B441" unitRef="cad">9591000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-02DEF9D514CB518B99FA02F2C89BCDFE" unitRef="cad">32000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-86072F220978514BABEEE4E10B8FE7B7" unitRef="cad">0</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-50822619BE4750089FA874CB9FE847A0" unitRef="cad">5674000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-8AD50D75A9B15C9F9F3C8CC16B131743" unitRef="cad">14856000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-9468CE9A30565FC7AB681A6CE1C74238" unitRef="cad">9267000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-0292692798DD5D67AB40D2F20AA04D7C" unitRef="cad">-44000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-AFAEB8C16D5E536EA59839E7B37D27E5" unitRef="cad">5608000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-255969AA10545CED95BD1883D1C7C2C4" unitRef="cad">25000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-4FD7169F8EA557668C1570C4051BCCE3" unitRef="cad">37528000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-FDE54FFB571C5ED38A431E89CC2ADC6F" unitRef="cad">11435000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-52B93D61206A51BDBD9B3E330067C6AD" unitRef="cad">12463000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-65A07B533ADD5E1C9DD09AC3827C1D0D" unitRef="cad">391000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-4B035578F6635D2B9BBBC5135A8F7E92" unitRef="cad">13239000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-86D7B37FFD945D2888BE620D32CF6D75" unitRef="cad">34607000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-B1981BB26C89537FB9826ADAE02A56DF" unitRef="cad">21095000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-9B5750B9C67C5DA4A550069BA948D9B1" unitRef="cad">6651000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-0C8F7E86755957CA9392673031EC9D5E" unitRef="cad">1076000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-C338420259DD58ABB8EDA7277EBFEB61" unitRef="cad">5785000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-5422869DF23C5F4596CA440DBDE7E7CB" unitRef="cad">114902000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" decimals="-6" id="Fact-A484884A90E152A78A4BA5F7720976AE" unitRef="cad">114902000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-32954184DFC7581392F40F98AD8AA567" unitRef="cad">63849000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-B22C1B6AF4E757FE896617054175C5FE" unitRef="cad">19249000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-BF15C0F1B36E57BB8F365EA0702E6E69" unitRef="cad">7075000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-8E7A97D718195108B9F1B51F4E1D7F58" unitRef="cad">24729000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-93A3DB6213145110A81FBB5239260339" unitRef="cad">7021000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-6FF502578B9D56CDA5C9CD782FD79E7C" unitRef="cad">7021000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-D56408D436785DC59F4CCE1ACCB56D11" unitRef="cad">3049000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-746150BE70ED5F7C9F6B77EB237A06C2" unitRef="cad">2276000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-68FDCDF45A955759A4B94B25CD3D4AD2" unitRef="cad">239000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-CF6C8000B1A15A5BBCDFEAAB60B7EBF0" unitRef="cad">1457000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-9A183283010F5A8487230F46AE17B427" unitRef="cad">66898000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-18BF08C85B335553A79FC75703884A84" unitRef="cad">21525000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-6DB6ADCF327157CF92E9AE9F0717B7D6" unitRef="cad">7314000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-1E256A51505457B89E28AFF26B081515" unitRef="cad">26186000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-C633183F833E5B9EBD723F248B452D96" unitRef="cad">0</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-2BBFEEF2EE3053B3A7C63BE93438FDFB" unitRef="cad">-8677000000</ifrs-full:LiabilitiesArisingFromInsuranceContracts>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2017Q4" decimals="-3" id="Fact-996E3126C6345C84B84CDC0AD53E7A66" unitRef="cad">235000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_DeferredShareUnitsDSUsMember" decimals="-3" id="Fact-4218673FED70527BB9E8F0C4970A8DC3" unitRef="cad">35000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember" decimals="-6" id="Fact-C16E8388BB4053EF85AE8F72A6DCB003" unitRef="cad">844000000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" decimals="-6" id="Fact-27CA0931B3A26C8DA13576604AE0F97A" unitRef="cad">0</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsMember" decimals="-3" id="Fact-BC71946CCC74546793B1DD9B8D192070" unitRef="cad">200000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2018Q4" decimals="-3" id="Fact-4DEB7DC3F4585F87BCDB7115ECFA77F3" unitRef="cad">300000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_DeferredShareUnitsDSUsMember" decimals="-3" id="Fact-3E9A17AD7169530B99330F5F6E453AD9" unitRef="cad">50000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember" decimals="-6" id="Fact-84FD540C389EE0F1CEC0765F89BEB2A7" unitRef="cad">0</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" decimals="-6" id="Fact-C89566D7D6C5B3E641D9766058927369" unitRef="cad">0</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011 contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsMember" decimals="-3" id="Fact-C704DD8692615CDE8657897CF150C800" unitRef="cad">250000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
	<ifrs-full:LiabilitiesIncurred contextRef="I2017Q4Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" decimals="-6" id="Fact-5CA75ED4FEAA0D3558B551CD9547D40C" unitRef="cad">13000000</ifrs-full:LiabilitiesIncurred>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-98B374B8F99F5D479C013F1CDB158510" unitRef="cad">0</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-CA6A62BFD4405A26B3A5DDF30CEFC46F" unitRef="cad">262000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-0F9B6F9F90BB52ECBD87EE7EEE1079B2" unitRef="cad">-3243000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2016Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-D649715C623E55E98ACFFAD491666733" unitRef="cad">3545000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2016Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-E4FA9D8F3F7E5CABB7161116EBB3CD5E" unitRef="cad">-3243000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2016Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-302EB4F7BF245E198BC5EB251D1E845E" unitRef="cad">3807000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4" decimals="-6" id="Fact-301E47EECE3E51D8857D3E03502945E8" unitRef="cad">628000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-DEC65A5496EF55C684A8338FF261A027" unitRef="cad">268000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-6B981EAB78AD5F2881016F2700ECE6EB" unitRef="cad">0</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-90DE69FD075B5A9E8CE4B3EF7C275BA7" unitRef="cad">268000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-1B513ABF9CDC55FBB9EFE60E8D9AC9C6" unitRef="cad">360000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-593BF1322B48597D8EC0282B89E692D0" unitRef="cad">-3301000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-3434C83E628B5861834E4AC8EC3CF4D0" unitRef="cad">3661000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-BDE69F3DCF04506B9F0B0EB6F799785B" unitRef="cad">-3301000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2017Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-B76BAA0C0AC8559FABDFC2B475A7BFA9" unitRef="cad">3929000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4" decimals="-6" id="Fact-16B14E87DA3054C085800B51F2B2FE6D" unitRef="cad">467000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-A8437A9833D557069248F50245FBD810" unitRef="cad">262000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-ED1BFE7B73445567AA0623E7C39E0E5D" unitRef="cad">0</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-BBADB38CE12157BEB977E987922F84C7" unitRef="cad">262000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-288D75F535D95BA7AA9F1523403ADF23" unitRef="cad">205000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-BFA5205F99F6540FAE3B4755DE1F6636" unitRef="cad">-3253000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-FDB0C34ADD545E2D9BCC553110D29E2A" unitRef="cad">3458000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-E66D02AF8DCE5D9CA46D057578C0C42B" unitRef="cad">-3253000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LiabilityAssetOfDefinedBenefitPlans contextRef="FI2018Q4_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-7EFFE07C568350688F9C7CB4CACB7BF2" unitRef="cad">3720000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
	<ifrs-full:LoansReceived contextRef="FI2017Q4" decimals="-6" id="Fact-127F2F2589D6580BBBEA6783900F17D9" unitRef="cad">1905000000</ifrs-full:LoansReceived>
	<ifrs-full:LoansReceived contextRef="FI2018Q4" decimals="-6" id="Fact-E92B99C675CD5B5C91C086EE1B2753DD" unitRef="cad">2066000000</ifrs-full:LoansReceived>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-2E0315422C845E35862DBAFAD1F8A420" unitRef="cad">5899000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByThirdPartyMember" decimals="-6" id="Fact-08F873FB8EBC58FDABB84A75764797A0" unitRef="cad">4877000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-96628D2160D651399C980EE8CC2F8067" unitRef="cad">725000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByParentMember" decimals="-6" id="Fact-F1B3B3EE05AB533BB9C1B8A5CF6F3654" unitRef="cad">1455000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_LimitedPartnershipsManagedByThirdPartyMember" decimals="-6" id="Fact-386C656C7EC85BD0BE6C3E39DCC6E7E1" unitRef="cad">1258000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-81FD8C7FD36A56F49C8F069D36B9954A" unitRef="cad">7366000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByThirdPartyMember" decimals="-6" id="Fact-411A220EA92E558AA36B029D468C43DC" unitRef="cad">3439000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_SecuritisationVehiclesManagedByThirdPartyMember" decimals="-6" id="Fact-A930BA32437C5460B5AF1C610CA46015" unitRef="cad">430000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_InvestmentFundsManagedByParentMember" decimals="-6" id="Fact-8ED8738814D7593085059C60079BB087" unitRef="cad">1705000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_UnconsolidatedStructuredEntitiesAxis_slf_LimitedPartnershipsManagedByThirdPartyMember" decimals="-6" id="Fact-B0E4B5E343B358D893297A08B426D958" unitRef="cad">1557000000</ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2017Q4" decimals="-6" id="Fact-8E1CCC213FA1581791DE417DA9BEC809" unitRef="cad">923000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-FB401CB45028525CA34514DAD17018D9" unitRef="cad">452000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-FE82193D430B536195765E860F5466B4" unitRef="cad">207000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-F604BB6051E95D3DAF36EB9482369D4C" unitRef="cad">148000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-2A60452B34F356859D5EED530226837A" unitRef="cad">116000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2018Q4" decimals="-6" id="Fact-9B82297CB4FE06CF10EA528ED1B72BF7" unitRef="cad">1056000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-D5E5270E33B35C15B5784313704C8C84" unitRef="cad">506000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-77A02E938AB050448914B7C2504600CB" unitRef="cad">230000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-1D795B3A2C1F57CD9B5BDECC65BF08A0" unitRef="cad">182000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-9B219DB3343354DBA950C3B2265C4A99" unitRef="cad">138000000</ifrs-full:MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease>
	<ifrs-full:MiscellaneousOtherOperatingExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3969C8988B1253C9923F14A09ABEE199" unitRef="cad">1467000000</ifrs-full:MiscellaneousOtherOperatingExpense>
	<ifrs-full:MiscellaneousOtherOperatingExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-9F6B4FE0A0A25D5EB4F2FB24186D99D9" unitRef="cad">1361000000</ifrs-full:MiscellaneousOtherOperatingExpense>
	<ifrs-full:NetDeferredTaxAssets contextRef="FI2017Q4" decimals="-6" id="Fact-CD935F1CED43573284B7F0A7B3F4E945" unitRef="cad">892000000</ifrs-full:NetDeferredTaxAssets>
	<ifrs-full:NetDeferredTaxAssets contextRef="FI2018Q4" decimals="-6" id="Fact-CA352E2113605878A400D1B276D82D75" unitRef="cad">887000000</ifrs-full:NetDeferredTaxAssets>
	<ifrs-full:NetEarnedPremium contextRef="FD2017Q4YTD" decimals="-6" id="Fact-F1B1718AB1A75EFA95F6012E08BA593C" unitRef="cad">15281000000</ifrs-full:NetEarnedPremium>
	<ifrs-full:NetEarnedPremium contextRef="FD2018Q4YTD" decimals="-6" id="Fact-AA2D655DA6E456F59D87D9420B7E02B1" unitRef="cad">18642000000</ifrs-full:NetEarnedPremium>
	<ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-8E49169CDCC953D3A7E2CEA2998A1866" unitRef="cad">122000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-2E15C0D916BB57079427B14881F156E2" unitRef="cad">122000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-5BEBB5674EEF794219FA764C27DF7633" unitRef="cad">0</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_TotalFinancialAssetsMember" decimals="-6" id="Fact-793383A083065321A218E757064D7DCB" unitRef="cad">46000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-E724E7DE7B4356139FED03B14664BE14" unitRef="cad">46000000</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-E7672AE67BEE084ABD9C764C1D832B17" unitRef="cad">0</ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4" decimals="-6" id="Fact-0AE67ECBDD175AAEA834F7721BE86648" unitRef="cad">308000000</ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-6A1E0FC74AE55476B3CD13EDB05CD357" unitRef="cad">308000000</ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2017Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-461137336D6550ABB572F3ECF34F7603" unitRef="cad">0</ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4" decimals="-6" id="Fact-48B690316E225E13B0C5CCB9D00C6B6E" unitRef="cad">395000000</ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_DerivativeLiabilitiesMember" decimals="-6" id="Fact-B248A887370D5B5D96FF30260A7F4BDA" unitRef="cad">395000000</ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements contextRef="FI2018Q4_ifrs-full_TypesOfFinancialLiabilitiesAxis_slf_RepurchaseAgreements1Member" decimals="-6" id="Fact-E0FC257AB0F451B8BA223AC7DEEA7C6B" unitRef="cad">0</ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4" decimals="-6" id="Fact-CACCB0DC987350618A4E70E3F4CAF277" unitRef="cad">287646000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember" decimals="-6" id="Fact-13C8C4C7A8DB5E948B81D56BD88CBC3E" unitRef="cad">5814000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-9D1C5EF15A42554D8979B8A4344B3B0E" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-A32458DA73B65F24A531109393DD9E59" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-03D3E44BA5F353F997C1DAD09C2E7D78" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-B354CADFEE2C54C2B01CC8D2C504E6A3" unitRef="cad">5814000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember" decimals="-6" id="Fact-8D0564003E595D428674F29797B4B05A" unitRef="cad">1976000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-36C54CCCBFFC5F5B85E95FC84E523D86" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-B3E40C90367854F1B55C3B3BFD088542" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-0DA92DDEDF7E57CCB1D62B966311A76F" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-A0C94142DDBB5099A0D9B5A2BE7A7BE5" unitRef="cad">1976000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember" decimals="-6" id="Fact-9F15AAF9C5BD50BA8EC5FF74DBAB839A" unitRef="cad">264000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-3AE1B31D4A4D5D3580BC95DAE4F2C250" unitRef="cad">83000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-F3C06E656A7456E3A3CCB2470E60DB13" unitRef="cad">52000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-7C4E7EF8A8735E1BB9CDFDD48D721C9F" unitRef="cad">49000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-F14C6336A12653A7B9FE8F3E42926FBC" unitRef="cad">80000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember" decimals="-6" id="Fact-CE26E5C0B79558F59FEAA14123F05B9D" unitRef="cad">267704000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-33D220B6943956D781CC2172DAE67E84" unitRef="cad">242181000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-E0023CB3CAA85D16A0D8BD6888FD1093" unitRef="cad">7552000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-FCC6F015D15654F7857ED0C744779119" unitRef="cad">7729000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-B8068F387344518CACF13F205A6797D7" unitRef="cad">10242000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember" decimals="-6" id="Fact-890F7E93EC4355A68730B386581AFF82" unitRef="cad">1513000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-03082EDF99BB5F84B0C83D472298B4E0" unitRef="cad">701000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-534A867020265B2C8A43302884B8F1E9" unitRef="cad">333000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-D56BF66541E854458BF33F982E97B3B9" unitRef="cad">398000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-9D15DEB144F650AC8A6F955B7328B9E1" unitRef="cad">81000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember" decimals="-6" id="Fact-6FCABEECF8CD5B828E1FB6AA4635381D" unitRef="cad">5518000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-B7607FA9F6275726A15BF1A4B5B7C45C" unitRef="cad">4393000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-FA7C1882218D566BA446C42F0F298D31" unitRef="cad">516000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-CA1168AECDC15E95BD384111E66B73FB" unitRef="cad">489000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-06E61C049E415130B62780E01B182740" unitRef="cad">120000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-21BB5D3A8C67585181E6394E825A7C2D" unitRef="cad">4857000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-094BFC9B94DE5C97BF28796522859FC6" unitRef="cad">4229000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-0AC7A0AA22DB5E26B46155BD1E36F067" unitRef="cad">251000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-4299CACD37155112A3A8A2385BC7EFD9" unitRef="cad">251000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-DBA1B78ABBE75F89AA646BE992A20567" unitRef="cad">126000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-D2A2394D6B2E5750A1F0BCACEF3F4189" unitRef="cad">251587000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-D59FF16768815B698BE3C1DDCB4B78DD" unitRef="cad">8704000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-F6CD3C96F80C555596D919F4D520E68F" unitRef="cad">8916000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-EFDE2551469D59BDABD6DEE7CBAA6F76" unitRef="cad">18439000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4" decimals="-6" id="Fact-964D4F6600225DF18DD8143A0AE0FA74" unitRef="cad">313219000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember" decimals="-6" id="Fact-69A77B7EB2885FA3B433D894B49C2351" unitRef="cad">5971000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-03E88CF960335A4B888A60AB64574E3D" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-7EF5399DD28B50248CD035D3A32A5B0F" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-E0AD0C8B2F1B5E258C5A668C7F4AA446" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_AccountsPayableAndAccruedExpensesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-56C3494E9D505CDA9306E4ECFC230177" unitRef="cad">5971000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember" decimals="-6" id="Fact-7E267124796855A88F277211B53EBC33" unitRef="cad">1824000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-BB69858384315D01AAEB126DFB9C4A69" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-9BD894FA33925DD48D868FD9F5237440" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-7559C8C982E353D3A34F5450085682EA" unitRef="cad">0</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BondRepurchaseAgreementsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-3AED63D5E26358E9A612200117A1CBE3" unitRef="cad">1824000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember" decimals="-6" id="Fact-EB4154093799534CB18A738D773882A0" unitRef="cad">217000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-048728FABFFA5201A525F8F47514404A" unitRef="cad">68000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-4F4D4EDF13F65DDDAAB8CD31715EE4B3" unitRef="cad">49000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-EEB7486A6C2C50D090CAD0C967A12C37" unitRef="cad">45000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_BorrowedFundsMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-29E0B37BBB4F5DDDB08D560DA153CF21" unitRef="cad">55000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember" decimals="-6" id="Fact-33951648EF89596B8A7F99A60C80CD11" unitRef="cad">293237000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-228FB87FD5A1569C8E18EA34273C312A" unitRef="cad">264246000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-202DF0C1C23151FB891ECE61F48B8142" unitRef="cad">8388000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-C2BD3F50F1425605A21AE686703049F7" unitRef="cad">8653000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InsuranceAndInvestmentContractLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-A84EE18BF08F5D4AAC5344ED8EC30578" unitRef="cad">11950000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember" decimals="-6" id="Fact-8C64874C7376556E8532720EF4FAF6E8" unitRef="cad">1621000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-335EFBA2D3B657E0BA4170D188FEE78B" unitRef="cad">817000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-A5E18E6672B55275AFE466616E80F98D" unitRef="cad">435000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-6F958E03E098561C9DA7F92D424FE3F2" unitRef="cad">187000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SecuredBorrowingsFromMortgageSecuritizationMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-58668D78851251C597B99B71B51356A0" unitRef="cad">182000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember" decimals="-6" id="Fact-5088EE68FA535BFE82C84BF4EF0844C4" unitRef="cad">6108000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-80A97BFCDC745286ABF93FE7A5169903" unitRef="cad">4880000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-3948C23BA23C5AD58F4B123D27D13871" unitRef="cad">556000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-20A3E6FD37775FF0B976BCA426628654" unitRef="cad">234000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SeniorDebenturesAndUnsecuredFinancingMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-CE3E47E91FB255D0A18EEA5D94889C61" unitRef="cad">438000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-028D7802A0C65AFEA1FD4F7A75E49A6B" unitRef="cad">4241000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-9A7FB597F56254AFA868000CD9E69FD5" unitRef="cad">3724000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-558204A897E751A8B0493F3094187D4D" unitRef="cad">207000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-17EC9AF815865ECF87CC6265972140CA" unitRef="cad">207000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_SubordinatedLiabilitiesMember_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-449ACC7D44BE5B47AFBC52E1966F6557" unitRef="cad">103000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-EBEE0CA7BD6B5347B86816D18560CD29" unitRef="cad">273735000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-79B90B7FB0C15BFFB45F4253E18F438B" unitRef="cad">9635000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-933A5A8023EE57F3BD48123FDCBC3BAE" unitRef="cad">9326000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-6F0F95D5D894584B8706606AE9BD317D" unitRef="cad">20523000000</ifrs-full:NonderivativeFinancialLiabilitiesUndiscountedCashFlows>
	<ifrs-full:NotesAndDebenturesIssued contextRef="FI2017Q4" decimals="-6" id="Fact-2D5E965BE2095D22A1251CD71D9E0F8E" unitRef="cad">1299000000</ifrs-full:NotesAndDebenturesIssued>
	<ifrs-full:NotesAndDebenturesIssued contextRef="FI2018Q4" decimals="-6" id="Fact-95D1F3BEBF925058A71CD2342554D0AC" unitRef="cad">1299000000</ifrs-full:NotesAndDebenturesIssued>
	<ifrs-full:NotionalAmount contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember" decimals="-6" id="Fact-CA43C5D478965D62A9D5DF0A81137454" unitRef="cad">132000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-D2F86D3F3BD1551D9D58AA801FE590BA" unitRef="cad">54121000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember" decimals="-6" id="Fact-3E533371FFA9546E92E2557D8F6EEAE0" unitRef="cad">690000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember" decimals="-6" id="Fact-A2BCDB36D1805AAE8B78F28C84B8F549" unitRef="cad">53299000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4" decimals="-6" id="Fact-AE138BF4CE2F5E69993E17CC418B7F82" unitRef="cad">700000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" decimals="INF" id="Fact-3C6B45754168577886B02E100D51C701" unitRef="cad">150000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustIISEECS20091Member" decimals="-6" id="Fact-B9409F7AD4EA588CA58B8B0567286E1F" unitRef="cad">500000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustSLEECSBMember" decimals="-6" id="Fact-E7CE4040649E56E19F2EE9C4851230F3" unitRef="cad">200000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_CashFlowHedgesMember" decimals="-6" id="Fact-A076271BBC7953869093B66A5070BE50" unitRef="cad">151000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-F8DC23C968E153E8990111494FA2E83A" unitRef="cad">59198000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_FairValueHedgesMember" decimals="-6" id="Fact-2D7C68B6B5F75C59B507BF46569978B8" unitRef="cad">779000000</ifrs-full:NotionalAmount>
	<ifrs-full:NotionalAmount contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_DerivativeInstrumentsMember" decimals="-6" id="Fact-25B52F8D33F452529F94E549254A01E1" unitRef="cad">58268000000</ifrs-full:NotionalAmount>
	<ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember" decimals="INF" id="Fact-7A68817A9C035DC3AF4145EE042ACE66" unitRef="shares">1</ifrs-full:NumberOfInstrumentsOtherEquityInstrumentsGranted>
	<ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement contextRef="FI2017Q4" decimals="-3" id="Fact-F7DCC511A5245C178658043A7F86BD72" unitRef="shares">6821000</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement contextRef="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_DeferredShareUnitsDSUsMember" decimals="-3" id="Fact-D4539651E1CD5F36B299D8D9CD8ACEAD" unitRef="shares">854000</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement contextRef="FI2017Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsMember" decimals="-3" id="Fact-6FB98E31F25252A7AAA4C10EE3E353A1" unitRef="shares">5967000</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4" decimals="-3" id="Fact-5204908ADBD6555885B41EC04A414393" unitRef="shares">7547000</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_DeferredShareUnitsDSUsMember" decimals="-3" id="Fact-F6249E7ECF8D5451AB6FC094F7EFD324" unitRef="shares">1040000</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsMember" decimals="-3" id="Fact-6C9395BCB7D051EA95CE4CA694853322" unitRef="shares">6507000</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2016Q4" decimals="-3" id="Fact-AF421E3FE7815999B3F3A0A0D86E752E" unitRef="shares">3397000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2017Q4" decimals="-3" id="Fact-95D07743AE0D560C8755354C3526381B" unitRef="shares">3008000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2018Q4" decimals="-3" id="Fact-BFE47813C71750DBBF831B85810D0936" unitRef="shares">3101000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember" decimals="-3" id="Fact-6FF83EB78D305AE8A7FA32E46898CE89" unitRef="shares">870000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember" decimals="-3" id="Fact-5E63CE3BA7A75E3FA4E7A05B9EAF9B56" unitRef="shares">949000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember" decimals="-3" id="Fact-193FE4432B9258099FDC4ED38B855C37" unitRef="shares">624000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember" decimals="-3" id="Fact-A208A3A86CFE5974B4C57F057EB37309" unitRef="shares">308000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember" decimals="-3" id="Fact-5ACD773F8F2E58E5B67488ECF2D828A2" unitRef="shares">350000</ifrs-full:NumberOfOutstandingShareOptions>
	<ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement contextRef="FI2017Q4" decimals="-3" id="Fact-172B732594165031A53CC1F25473F8E3" unitRef="shares">2071000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement contextRef="FI2018Q4" decimals="-3" id="Fact-1985A55A330F5A23A44A13B3020BD679" unitRef="shares">2041000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="-3" id="Fact-DF8B7E968FB450498D5F67D559F9D93E" unitRef="shares">437000</ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-51F093E83E08510BAB38549868753229" unitRef="shares">400000</ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="-3" id="Fact-E31826C856865B498DC48F93172449E1" unitRef="shares">399000</ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-E69584D1EA2B59C68A595B1A25C5ADD5" unitRef="shares">400000</ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="-3" id="Fact-667AB9FEA8A3575F93A5D744C3DE7AE7" unitRef="shares">317000</ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="-3" id="Fact-669A846B099C5A238E9D93C3361310CB" unitRef="shares">0</ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="-3" id="Fact-C8E56F2A4574572A991E70E0778993AF" unitRef="shares">4000</ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="-3" id="Fact-6C310339E9A25A61A6E30130A6A20621" unitRef="shares">25000</ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="-3" id="Fact-88A7EA48DE6155BBBE51CFE95BC547BB" unitRef="shares">369000</ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="-3" id="Fact-DCA523ECD944522F80AC8B4DDDAF0E15" unitRef="shares">517000</ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2016Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-F5614DB0992C5796A9DCD37C8E271F45" unitRef="shares">613600000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2017Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-2A6A8BD5D1C15D44B325081498A1339D" unitRef="shares">610500000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-622854435A415390BFD4E316A22E774D" unitRef="shares">598500000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember" decimals="-5" id="Fact-C83B404A3BB9503191A5E5C0AF9E2999" unitRef="shares">92200000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="-5" id="Fact-E67ABB3BE8CD5E9B80685855224AE07C" unitRef="shares">6900000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember" decimals="-5" id="Fact-11BDA6E493BA50B294FD07C08B1A6B34" unitRef="shares">1100000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="-5" id="Fact-340D4AC9BBC55A3C948AD191A727F996" unitRef="shares">12000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member" decimals="-5" id="Fact-D1F9ED557FD758DD935FFDDA2B6D97BC" unitRef="shares">16000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member" decimals="-5" id="Fact-FDEDA45725935109A208070846362970" unitRef="shares">13000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member" decimals="-5" id="Fact-22437B67BAE856C398443A5415E0EF6A" unitRef="shares">10000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member" decimals="-5" id="Fact-3205261380A053BF827055DDEC5BF7BE" unitRef="shares">12000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member" decimals="-5" id="Fact-F489AC337D035B40880C4A00D9E1A6E0" unitRef="shares">10000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="-5" id="Fact-81A661A27F1B5C8D901DA2912B101CD3" unitRef="shares">5200000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:NumberOfSharesOutstanding contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember" decimals="-5" id="Fact-0D93A88140B850E784BCDAD5AD31E584" unitRef="shares">6000000</ifrs-full:NumberOfSharesOutstanding>
	<ifrs-full:OperatingExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D5ACA16C222B5918A04D1C84BB15FE21" unitRef="cad">6410000000</ifrs-full:OperatingExpense>
	<ifrs-full:OperatingExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E7EC076BD6ED5C2C846EEA2C068CB269" unitRef="cad">6432000000</ifrs-full:OperatingExpense>
	<ifrs-full:OtherAssets contextRef="FI2017Q4" decimals="-6" id="Fact-E5DE79B868F85706B036DB0225637CF0" unitRef="cad">4408000000</ifrs-full:OtherAssets>
	<ifrs-full:OtherAssets contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-56CF2CC9F4A155D899A8014078BD3740" unitRef="cad">147000000</ifrs-full:OtherAssets>
	<ifrs-full:OtherAssets contextRef="FI2018Q4" decimals="-6" id="Fact-23D84843F3655AD6B3C6BF74EDF3577A" unitRef="cad">4498000000</ifrs-full:OtherAssets>
	<ifrs-full:OtherAssets contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-8492D23628C1593C925CF2FAF09BE01D" unitRef="cad">156000000</ifrs-full:OtherAssets>
	<ifrs-full:OtherBorrowings contextRef="FI2017Q4" decimals="-6" id="Fact-EFCF4011C53C562889A5C454DA8812AE" unitRef="cad">227000000</ifrs-full:OtherBorrowings>
	<ifrs-full:OtherBorrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2020Member" decimals="-6" id="Fact-17CDC33E48F354B1812312509D31D123" unitRef="cad">21000000</ifrs-full:OtherBorrowings>
	<ifrs-full:OtherBorrowings contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2033Member" decimals="-6" id="Fact-BE7323D3511C55C097E1C2719C90E165" unitRef="cad">206000000</ifrs-full:OtherBorrowings>
	<ifrs-full:OtherBorrowings contextRef="FI2018Q4" decimals="-6" id="Fact-3E9C4519A1005BB29AFC343F20FE326E" unitRef="cad">188000000</ifrs-full:OtherBorrowings>
	<ifrs-full:OtherBorrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2020Member" decimals="-6" id="Fact-259D40E95C515112A7BE2599743B82B8" unitRef="cad">11000000</ifrs-full:OtherBorrowings>
	<ifrs-full:OtherBorrowings contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_EncumbranceOnRealEstateMaturingin2033Member" decimals="-6" id="Fact-274340A6E900585797AD8F2221E670D7" unitRef="cad">177000000</ifrs-full:OtherBorrowings>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-54AED337B9745642BE9F14941A84252D" unitRef="cad">-568000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" decimals="-6" id="Fact-53CE360495335E37A3C283F14C7ED444" unitRef="cad">-561000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-CFFB643259F25D4BB66E49E519AC07AE" unitRef="cad">-561000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember" decimals="-6" id="Fact-B7173BF138DA594B9E63541C75AFF3EA" unitRef="cad">-5000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" decimals="-6" id="Fact-6753DC49F664590B8EE95EA27D6F2574" unitRef="cad">-737000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" decimals="-6" id="Fact-2F3B533AF8E55C7C9B09A47E5634D266" unitRef="cad">-31000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" decimals="-6" id="Fact-F4B14D8616145EAC88ECE48FFA26D533" unitRef="cad">135000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" decimals="-6" id="Fact-8EA235D80753533F87C6E2BC6C9042C3" unitRef="cad">-69000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" decimals="-6" id="Fact-8FFA52C5E5FA5B8A9DA77AB5540C0390" unitRef="cad">139000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-98C8E0A3B0F7F3E3495D28BB3EC8C26D" unitRef="cad">-7000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3326E66837735515BBA74F396C40DF39" unitRef="cad">590000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" decimals="-6" id="Fact-CE6632EAE96F543FB5AEC7B691EC9A45" unitRef="cad">585000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfCashFlowHedgesMember" decimals="-6" id="Fact-750A41F5B92250CA8AC274CB6EBF14DA" unitRef="cad">-10000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" decimals="-6" id="Fact-70CEC7C2F02752B19092E29F04EEE809" unitRef="cad">911000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" decimals="-6" id="Fact-F671C53B9B3D51F59593530E157AF8B8" unitRef="cad">7000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" decimals="-6" id="Fact-AB775DC4A6B7550DA48027BE0A7CC478" unitRef="cad">-402000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" decimals="-6" id="Fact-73F8BBC79B3F53E38E1B066C821EE5DE" unitRef="cad">84000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RevaluationSurplusMember" decimals="-6" id="Fact-E9685D1884425183B5E05E95D3E4BA0A" unitRef="cad">0</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-2E062B05A2E05BD3BF6FDB9D43ACCAAB" unitRef="cad">5000000</ifrs-full:OtherComprehensiveIncome>
	<ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2017Q4YTD" decimals="-6" id="Fact-AE21F60EDA2A5044960601EB886AEC8F" unitRef="cad">-91000000</ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-598C6FB122D75D83B570D627B45CAF21" unitRef="cad">-4000000</ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-0624CFC20358513BA2BA1CF5A7CF66B1" unitRef="cad">-87000000</ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2018Q4YTD" decimals="-6" id="Fact-154A89516D855CCDB634B90DF0163412" unitRef="cad">101000000</ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-AC4829FE5ED651DB9A6A143A59DD2BF2" unitRef="cad">6000000</ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-21DC96FD5B6159249EEE996BB9CF5BD6" unitRef="cad">95000000</ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0D9F6478B3415771B41BDFD263AFBF8B" unitRef="cad">-69000000</ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans contextRef="FD2018Q4YTD" decimals="-6" id="Fact-04D9A19DA8375A7EA07DAB857DDBCA4D" unitRef="cad">84000000</ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans>
	<ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation contextRef="FD2017Q4YTD" decimals="-6" id="Fact-7199DD275D055742AEE552B38BA7EADB" unitRef="cad">139000000</ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation>
	<ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BFF406195CDC5A34B79F42922902ED54" unitRef="cad">0</ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation>
	<ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E57024316FD65C9AAEBBBCCD61F48D83" unitRef="cad">-638000000</ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax>
	<ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-1AD60D02C4D25A77AB666E365F71ECBD" unitRef="cad">506000000</ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax>
	<ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-677D20291F565AD190098F1EAA0C714E" unitRef="cad">70000000</ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax>
	<ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2982D3C433E354A2B28F8562DE9921DE" unitRef="cad">84000000</ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax>
	<ifrs-full:OtherEmployeeExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-01A0818A65335D8CBC1EDA2C33D587B3" unitRef="cad">41000000</ifrs-full:OtherEmployeeExpense>
	<ifrs-full:OtherEmployeeExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-0006FE5DB87B51E6A6457159E174AFE9" unitRef="cad">39000000</ifrs-full:OtherEmployeeExpense>
	<ifrs-full:OtherFeeAndCommissionIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-FC8B4C3EBBB652CB8579528B243518A4" unitRef="cad">658000000</ifrs-full:OtherFeeAndCommissionIncome>
	<ifrs-full:OtherFeeAndCommissionIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2E4BC2A50F235786A39C9FF19F23CBEE" unitRef="cad">725000000</ifrs-full:OtherFeeAndCommissionIncome>
	<ifrs-full:OtherIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-35AF1A5192F55DEB8AAA48D6DCBEBB82" unitRef="cad">223000000</ifrs-full:OtherIncome>
	<ifrs-full:OtherIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F49BFD08A4FE5D768CB65D5750EBFDDA" unitRef="cad">242000000</ifrs-full:OtherIncome>
	<ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-95A03B95D7CF5D29837F41EB7D8EAC0E" unitRef="cad">-11000000</ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities>
	<ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D3B03362E4345251A24AD6050340B268" unitRef="cad">-165000000</ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities>
	<ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-83D3877CA005561B93D069FF8935FF26" unitRef="cad">439000000</ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities>
	<ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E95D663FCBE85CAFB5F1FA48DAA6D7C7" unitRef="cad">-377000000</ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities>
	<ifrs-full:OtherLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-B4D9E643F8ED5F09AAA2493CEDA6898A" unitRef="cad">11987000000</ifrs-full:OtherLiabilities>
	<ifrs-full:OtherLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-64E126DE3A1D546889681A908CB378C9" unitRef="cad">12153000000</ifrs-full:OtherLiabilities>
	<ifrs-full:OtherNonfinancialAssets contextRef="FI2017Q4" decimals="-6" id="Fact-F2C77DBA6CAF5A94AC6962E0D6FD3069" unitRef="cad">1381000000</ifrs-full:OtherNonfinancialAssets>
	<ifrs-full:OtherNonfinancialAssets contextRef="FI2018Q4" decimals="-6" id="Fact-BFFA1A026A435F21B611A39E13F22F5E" unitRef="cad">1508000000</ifrs-full:OtherNonfinancialAssets>
	<ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E45ECCE885605B2D9F8C966CDF3FDEAD" unitRef="cad">18000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
	<ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-4EA35A0F03315F0CB5C93CB4BDE11A84" unitRef="cad">17000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
	<ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome contextRef="FD2017Q4YTD" decimals="3" id="Fact-4DB124F2790E533BBA5FAE3179F3731E" unitRef="number">0.006</ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
	<ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome contextRef="FD2018Q4YTD" decimals="3" id="Fact-5E31BCE0AF23509BB1F0A017DC2E3E5F" unitRef="number">0.005</ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-569F4157631359729B57610251782A32" unitRef="cad">11000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-6F9E488437B453D5A8F1B74D4D2CED9D" unitRef="cad">11000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-8373D54D9604555E92097FC3C03E9279" unitRef="cad">159000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-B42478FB8DB85B7AAF4B5015A0B1251D" unitRef="cad">159000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-E917DFE3C15A5801A67D6150A6C4974B" unitRef="cad">170000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-E19292824A525D68BAC6377A716C009C" unitRef="cad">170000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-5BE86A90E71E5B15A2F59C7CD79FF62C" unitRef="cad">15000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-30E0A1680FD95A63BEC4CC8963A7F755" unitRef="cad">15000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-20918508127757079AAFBCF401832D76" unitRef="cad">180000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-A9898641A2F85A82BCF34C188F02EC96" unitRef="cad">180000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-7F60EDF5C683598AB90186B8AC22D9A1" unitRef="cad">195000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-99822B270EE35A04B6C511419C5B74D3" unitRef="cad">195000000</ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:PaymentsToAcquireOrRedeemEntitysShares contextRef="FD2017Q4YTD" decimals="-6" id="Fact-2D0F3D4EFFA350F9AE5F5A155BE46AB4" unitRef="cad">175000000</ifrs-full:PaymentsToAcquireOrRedeemEntitysShares>
	<ifrs-full:PaymentsToAcquireOrRedeemEntitysShares contextRef="FD2018Q4YTD" decimals="-6" id="Fact-70993438FBFE52BD9754D26FFE9C2B2E" unitRef="cad">641000000</ifrs-full:PaymentsToAcquireOrRedeemEntitysShares>
	<ifrs-full:PaymentsToAcquireOrRedeemEntitysShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-034A7A80C3614D83AA385218C6DF4C16" unitRef="cad">635000000</ifrs-full:PaymentsToAcquireOrRedeemEntitysShares>
	<ifrs-full:PaymentsToAcquireOrRedeemEntitysShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_slf_ShareRepurchaseProgram1Axis_slf_A2018NCIBMember" decimals="-6" id="Fact-0A462031FC99655A2109A57D426CA613" unitRef="cad">0</ifrs-full:PaymentsToAcquireOrRedeemEntitysShares>
	<ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" decimals="INF" id="Fact-1BBFD0191E235113B8409359FAADF6A3" unitRef="number">0.01</ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" decimals="INF" id="Fact-4F009FE4938A57EBA59FA73051BD52DB" unitRef="number">0.01</ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember" decimals="INF" id="Fact-C7A5ED6FF8255AD9B6C166FE8FBDE040" unitRef="number">0.01</ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_slf_ActuarialAssumptionOfExpectedLifeMember" decimals="INF" id="Fact-A8025DF5CDD4505CB8A5B799A013C7BF" unitRef="number">0.1</ifrs-full:PercentageOfReasonablyPossibleDecreaseInActuarialAssumption>
	<ifrs-full:PercentageOfReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" decimals="INF" id="Fact-2952A6C7AB9658828034155A00A214FF" unitRef="number">0.01</ifrs-full:PercentageOfReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:PercentageOfReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" decimals="INF" id="Fact-5596939A67485A98A2500EE3715081B9" unitRef="number">0.01</ifrs-full:PercentageOfReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:PercentageOfReasonablyPossibleIncreaseInActuarialAssumption contextRef="FI2018Q4_ifrs-full_ActuarialAssumptionsAxis_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember" decimals="INF" id="Fact-DDC0079B132857C5902772DC79196D66" unitRef="number">0.01</ifrs-full:PercentageOfReasonablyPossibleIncreaseInActuarialAssumption>
	<ifrs-full:PercentageOfVotingEquityInterestsAcquired contextRef="I2018Q4Dec19_ifrs-full_BusinessCombinationsAxis_slf_GreenOakRealEstateMember" decimals="2" id="Fact-24BB967C1A8D139BDE4E2992AD8B1453" unitRef="number">0.56</ifrs-full:PercentageOfVotingEquityInterestsAcquired>
	<ifrs-full:PlanAssetsAtFairValue contextRef="FI2017Q4" decimals="-6" id="Fact-0D089012086A5FA987710C5113D29589" unitRef="cad">3301000000</ifrs-full:PlanAssetsAtFairValue>
	<ifrs-full:PlanAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-CC7BDDDCC1735443B18B586221E7A246" unitRef="cad">0</ifrs-full:PlanAssetsAtFairValue>
	<ifrs-full:PlanAssetsAtFairValue contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-BD2A05019F2A52458C2492791258B721" unitRef="cad">3301000000</ifrs-full:PlanAssetsAtFairValue>
	<ifrs-full:PlanAssetsAtFairValue contextRef="FI2018Q4" decimals="-6" id="Fact-7ADFAC05C2D75C63A17CB98E18A43374" unitRef="cad">3253000000</ifrs-full:PlanAssetsAtFairValue>
	<ifrs-full:PlanAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-72854DD84E075E1EB7B2C0495BA659C0" unitRef="cad">0</ifrs-full:PlanAssetsAtFairValue>
	<ifrs-full:PlanAssetsAtFairValue contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-B7DED7B004105010BF416751622CF2D1" unitRef="cad">3253000000</ifrs-full:PlanAssetsAtFairValue>
	<ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A359E585754D5D1DB8C4B68D65513A80" unitRef="cad">68000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-BDD7752CAED456A694E33EE0AD9816E4" unitRef="cad">17000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-3106BA59A74E58E795C5A59235094047" unitRef="cad">51000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans contextRef="FD2018Q4YTD" decimals="-6" id="Fact-32E71F63051E5AA4AAA8C58921C2F855" unitRef="cad">78000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-BFD2ADFB160A51F1BE4E34D722BA559D" unitRef="cad">11000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-BC5F84EA8E2F54C19AA8F12FC6DA7951" unitRef="cad">67000000</ifrs-full:PostemploymentBenefitExpenseDefinedBenefitPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D52E1F1F92848B582F1F39B733B20C7B" unitRef="cad">109000000</ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans>
	<ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A2ABADBCB86B2659CC6E52982C6D489D" unitRef="cad">120000000</ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans>
	<ifrs-full:Prepayments contextRef="FI2017Q4" decimals="-6" id="Fact-77C521399272525E851FBF6ABB864D4B" unitRef="cad">282000000</ifrs-full:Prepayments>
	<ifrs-full:Prepayments contextRef="FI2018Q4" decimals="-6" id="Fact-3A2E4545F4FE5BBAB9FFDFB92E8C009F" unitRef="cad">309000000</ifrs-full:Prepayments>
	<ifrs-full:ProceedsFromBorrowingsClassifiedAsFinancingActivities contextRef="D2007Q4Nov8toNov8_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember" decimals="-6" id="Fact-EBF64B3618975E3DA5E0D405DCE6ADCA" unitRef="usd">1000000000</ifrs-full:ProceedsFromBorrowingsClassifiedAsFinancingActivities>
	<ifrs-full:ProceedsFromBorrowingsClassifiedAsFinancingActivities contextRef="D2017Q4Nov09-Dec11_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember" decimals="-6" id="Fact-4E76E09DE6165F48AC9AD7851F474D8C" unitRef="usd">515000000</ifrs-full:ProceedsFromBorrowingsClassifiedAsFinancingActivities>
	<ifrs-full:ProceedsFromExerciseOfOptions contextRef="FD2017Q4YTD" decimals="-6" id="Fact-6E9BC1C6E3E75D2E8D9B9C56E689A8FB" unitRef="cad">15000000</ifrs-full:ProceedsFromExerciseOfOptions>
	<ifrs-full:ProceedsFromExerciseOfOptions contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3D5F28FC571A56748A2D62FE05FA99D4" unitRef="cad">13000000</ifrs-full:ProceedsFromExerciseOfOptions>
	<ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-55B9B45D59815CC49B920954F71C1768" unitRef="cad">398000000</ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities>
	<ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3EA2A8B036235327B5EB50E82564A195" unitRef="cad">0</ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-C1FD20C81C295455AF1C9B4DF17732EB" unitRef="cad">2487000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-264A20F8B033531DAFCB471DCEB89CFF" unitRef="cad">2242000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-68504279D7D55E10B1AA0DE0673B2E8A" unitRef="cad">245000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-4C6E536557529286F75929DC67EEA0BB" unitRef="cad">0</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-C126A20E1A3852DA986485B8D3F63428" unitRef="cad">1176000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-998272802A0A5288A84FD1B8FC9A3A71" unitRef="cad">806000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-BDD20CA41EB45E1790EF67238920D0BE" unitRef="cad">653000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-DC45595DFCCF5A3DBE18481E6DA60C7D" unitRef="cad">-8000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-D08984D483955C06BEED97B04D84CD8D" unitRef="cad">-140000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-64915F92A3705458A7A2355DB7F1ACEE" unitRef="cad">2914000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-E01BA8DA330C5D0DB3817FB6424C4B6E" unitRef="cad">2616000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-56E182E62E0B50FB974356BDFB13792D" unitRef="cad">298000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-6BB990775BD853FA8AA8AC795526A81B" unitRef="cad">0</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-089C39EC63B25357BBB492FCE4D628C8" unitRef="cad">1263000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-F5CEADC3E2D55DC5A4B94B33CDD8D35D" unitRef="cad">567000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-7B2AFC1507D157EB8BA9A86458B97DA3" unitRef="cad">910000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-FF471A1AF9A15B1F891B1D3FAE532467" unitRef="cad">157000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLoss contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-E647534302205E39B4917DDEB7375CFC" unitRef="cad">17000000</ifrs-full:ProfitLoss>
	<ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D39D848D3F555B619694E17E19940B81" unitRef="cad">2149000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
	<ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity contextRef="FD2018Q4YTD" decimals="-6" id="Fact-C9CFF5E5D4EC504786AF6373D06B6397" unitRef="cad">2522000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
	<ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D1DD5194F29258BBA58ADAAF7D8CFF0E" unitRef="cad">2159000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
	<ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="FD2018Q4YTD" decimals="-6" id="Fact-91C2817B763B5DADB81AF43DE541D77D" unitRef="cad">2532000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A69F52761E3F55B5ACD9697556EA6D11" unitRef="cad">2242000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-291E91D4583A5B79B6B3CC3EE272668D" unitRef="cad">427000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-7418BD8A60615E6B8FB29C5219678E58" unitRef="cad">1577000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-824DFB5FB9A25DBE87143D1676727A36" unitRef="cad">0</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-80748ED3D00D52F087449805A221A2B0" unitRef="cad">963000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-E80641C3CC5755079842F6987A1E2CAF" unitRef="cad">778000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-CDC63648D4F8556C89C87E288CF443EE" unitRef="cad">653000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-A18B7AC70FD35540B18FEB8F07D2AAA3" unitRef="cad">-8000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-1CBD8598A77E58F88EB5E671790C8A49" unitRef="cad">-144000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-9FE0204BEEEB55C89F5C5DF4A337363C" unitRef="cad">2242000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2017Q4YTD_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-4A76CF2E27345330ADEEC7387A41EED2" unitRef="cad">-2004000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD" decimals="-6" id="Fact-4A2B2ACFCB13556A89021430167FBE30" unitRef="cad">2616000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-A49A84521C785CA49EDA0E53674F1193" unitRef="cad">382000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-B795DC71DCAB55DC9CB6D34C53171E28" unitRef="cad">2036000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-DF6025A7AD8852E39D060692B7FE98C4" unitRef="cad">0</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-2C8C703209285DE088B1BECC4E498BC2" unitRef="cad">942000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EF48F980293B5F8EA1E77E904CCF6258" unitRef="cad">555000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-9C3E31930661544C9F2F8BF6B267CF1B" unitRef="cad">910000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-0123F8D2EE9650E493463DED4E903850" unitRef="cad">157000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-64594E9924985281AF7912AD5AAF759B" unitRef="cad">52000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-03740CBBB7B65E4AB6F1133690BAB215" unitRef="cad">2616000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="FD2018Q4YTD_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-CE2143D70D125AF3812AF39EFA8CB934" unitRef="cad">-2418000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
	<ifrs-full:ProfitLossBeforeTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-4C4038EECECC535FB2177CF7415A7CA3" unitRef="cad">2789000000</ifrs-full:ProfitLossBeforeTax>
	<ifrs-full:ProfitLossBeforeTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-81488EE6A6505AC79E58ED5DD87D3ADE" unitRef="cad">3511000000</ifrs-full:ProfitLossBeforeTax>
	<ifrs-full:PropertyPlantAndEquipment contextRef="FI2017Q4" decimals="-6" id="Fact-85FFD88D89415A8F979D59E9D9F28184" unitRef="cad">624000000</ifrs-full:PropertyPlantAndEquipment>
	<ifrs-full:PropertyPlantAndEquipment contextRef="FI2018Q4" decimals="-6" id="Fact-529E33127FFD5DD3BD2615251EE54E6D" unitRef="cad">621000000</ifrs-full:PropertyPlantAndEquipment>
	<ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-69BE535249D255DEB50620D8F4BE50BC" unitRef="cad">182000000</ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities>
	<ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BAF71DB8C6D65A499E90377C1150221A" unitRef="cad">85000000</ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities>
	<ifrs-full:PurchaseOfTreasuryShares contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-EA0AB5C1C08A5E64976CDFBC4CFEA472" unitRef="cad">50000000</ifrs-full:PurchaseOfTreasuryShares>
	<ifrs-full:PurchaseOfTreasuryShares contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-44FB8C418C4C5D11A3E7253B9B1AE607" unitRef="cad">50000000</ifrs-full:PurchaseOfTreasuryShares>
	<ifrs-full:PurchaseOfTreasuryShares contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-0E8AECA7FF09520B9A54ED77E5DEB41E" unitRef="cad">125000000</ifrs-full:PurchaseOfTreasuryShares>
	<ifrs-full:PurchaseOfTreasuryShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-6" id="Fact-CFE2B8CB92C35B3393CC6EBE603E9B0E" unitRef="cad">183000000</ifrs-full:PurchaseOfTreasuryShares>
	<ifrs-full:PurchaseOfTreasuryShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-F0447F2236885C6D852C54F5D32E8D93" unitRef="cad">183000000</ifrs-full:PurchaseOfTreasuryShares>
	<ifrs-full:PurchaseOfTreasuryShares contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-EF5CEE662C325A6FA4F5DA467D4B09C9" unitRef="cad">458000000</ifrs-full:PurchaseOfTreasuryShares>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9CBD56C38E406068AE4E2E13D4733AAC" unitRef="cad">180000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4F55F93B6C2115CF0A102E13D540631D" unitRef="cad">34000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-03825ECF78369FC1858A2E13D3597FE4" unitRef="cad">215000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EE5ED3C52911954E60E52E13D4D0BA80" unitRef="cad">32000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7428BA787EEF65B79D062E13D5284FB7" unitRef="cad">448000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-CA2E8E93FF3D54309B3725BCAB975DAC" unitRef="cad">1414000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E3C6F367146AA8879FA22E13D56B6F06" unitRef="cad">505000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-02699835DDE133ADC9782E13D406F648" unitRef="cad">302000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5983E7D739F45910BDC8A17F55D57CF2" unitRef="cad">1716000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-62D81CDC29D85AB299EB3BD57B7F04E0" unitRef="cad">164000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-96A9DAAA25A85AF1BBED9F1489EC8069" unitRef="cad">19000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BFC0C3C6000A5A4DA57ED1C83A1D11AB" unitRef="cad">140000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2725306C2A2954CCB42577A35A39C35D" unitRef="cad">4000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-91694C7040B557BFBAA5F0B0BFD8E2D7" unitRef="cad">621000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1D73E03D57BA5ABDA91DDD23D1D50C26" unitRef="cad">1592000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A298D15EADDD5902A7F90DD03D0C49B6" unitRef="cad">644000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7C7E611D55E454F5AFB6CF0144D07F32" unitRef="cad">430000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:PurchasesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F07471358DDB598FB2073ED1127F976F" unitRef="cad">2022000000</ifrs-full:PurchasesFairValueMeasurementAssets>
	<ifrs-full:ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-15CA3BDEA1F057B496009B4B1A99E697" unitRef="cad">112000000</ifrs-full:ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax>
	<ifrs-full:ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-97994A3763735745A509AC6882D1365F" unitRef="cad">89000000</ifrs-full:ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax>
	<ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax contextRef="FD2019Q4YTD_slf_ScenarioAxis_slf_ScenarioForecast1Member" decimals="-6" id="Fact-6F23FAA135481D1169FC764A0DE5F1B8" unitRef="cad">2000000</ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax>
	<ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EFD4B721B32457DBA9624C90535C0EEE" unitRef="cad">8000000</ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax>
	<ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D17B149DCE945686BA4C231527CC7850" unitRef="cad">0</ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax>
	<ifrs-full:RecognisedAssetsDefinedBenefitPlan contextRef="FI2017Q4" decimals="-6" id="Fact-F8E434CD9C2252AEBBF45986F8D9A564" unitRef="cad">82000000</ifrs-full:RecognisedAssetsDefinedBenefitPlan>
	<ifrs-full:RecognisedAssetsDefinedBenefitPlan contextRef="FI2018Q4" decimals="-6" id="Fact-1F1C8502F31D5B12906C5077B98EF314" unitRef="cad">184000000</ifrs-full:RecognisedAssetsDefinedBenefitPlan>
	<ifrs-full:RecognisedLiabilitiesDefinedBenefitPlan contextRef="FI2017Q4" decimals="-6" id="Fact-04E8A6FB5C765FBBADDFCA19091FA46F" unitRef="cad">710000000</ifrs-full:RecognisedLiabilitiesDefinedBenefitPlan>
	<ifrs-full:RecognisedLiabilitiesDefinedBenefitPlan contextRef="FI2018Q4" decimals="-6" id="Fact-C4D3984C80C859D6A8012BD408BC6BE0" unitRef="cad">651000000</ifrs-full:RecognisedLiabilitiesDefinedBenefitPlan>
	<ifrs-full:ReinsuranceAssets contextRef="FI2016Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-B54BD3A3FABD5420B4637001160255AD" unitRef="cad">4541000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4" decimals="-6" id="Fact-37380E47E6C258C7AA8DEE6F972759E5" unitRef="cad">4028000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-6AB92B670D5E58E59ED8399DC7818669" unitRef="cad">4028000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-4D1662FCBF795C44A090734E56DE8B50" unitRef="cad">58000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-30F1A12FD68E5B3080515630289F0AAA" unitRef="cad">22000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-23C5F9A1C64F5ABC95C235F2DA04D1FD" unitRef="cad">3503000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-5A7D33C3A448505EAA7BDE7D2E29AF68" unitRef="cad">525000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-2CD9974286415EA78C24454C95B6489D" unitRef="cad">687000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-A22181C796AE5F7B9B7F1626623ABB82" unitRef="cad">127000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-E18D0C66ABD35D8893D70613347F597D" unitRef="cad">342000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-48363082DF44594C94520153266C355C" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-D588AE19D97354129735DCF33742E640" unitRef="cad">129000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-3D01599B6F165858A14C93B2A9327590" unitRef="cad">4000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-EDC2542615B25642A28573D053AE9B13" unitRef="cad">85000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-EE0FECFD7F5D5EBC83C904C57AA0AD69" unitRef="cad">602000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-5BAC8FCB82B750FA9461C8D614835CFF" unitRef="cad">314000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-4FC97D46B67652CFBF49EF7B232A3F3A" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-298742C60267539F84E38ADD618E9BEB" unitRef="cad">2000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-6938F97676ED5DAAAC708AB61B52049A" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-9BD79E373EA45190BA10312F5928AC94" unitRef="cad">73000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-DC47F51D65655387B7C2CE24A0AA58FC" unitRef="cad">207000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-0917ABFC477B5834B59C9A2F85327DD1" unitRef="cad">32000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-909F8CC866A55B15A98AF36793AF3C7C" unitRef="cad">282000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-007E06020403516491897C484B7EE777" unitRef="cad">272000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-80EE044B18AB5C6BB9F3661E60210857" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-DD997584B0975AA89DF9A8E86E210FA6" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-CFD64433903E5260BD7C24CBCAF60E8B" unitRef="cad">195000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-17860B83174650E986828D2711361604" unitRef="cad">22000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-6614C6CDC1A25610B7F1CE707B4A803F" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-EAFA821365F851C3B8AFE779952197B5" unitRef="cad">55000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-2EAB57A5469255FBBF151CF91E80C688" unitRef="cad">217000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-52A53CDA18AE54A1A9000D048EE2684D" unitRef="cad">2755000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-B984674D749854DFA968709EDEE9C2CC" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-E4CA3AF6AA9152B98FE209E177B69482" unitRef="cad">1626000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-31951062E49952FBB49851D37C2E5B07" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-06EC8B99145856C39F096A834DED32EE" unitRef="cad">809000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-500F725FBDCF5D9C89AD4314217A28B9" unitRef="cad">-33000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-E3F85FCCAC9757B19F973C28EC5BAB49" unitRef="cad">353000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-360C8CA44CD85CE49A5F9BA3BA7D3C5A" unitRef="cad">2402000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-5BAE3D202F2F5B3A8456A0CAB8551D2F" unitRef="cad">127000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-181DFDF4729455F58AD352FC9718F9E7" unitRef="cad">1970000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-FBDD04B7E6A15C39A776C837E22FD7A0" unitRef="cad">195000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-DE7B0B4BC20A504898C1BA3FE6CA9C72" unitRef="cad">1033000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-FB6E9A7ECF955DB8B03A529CBB614F68" unitRef="cad">178000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-533A9C3B1CBB58C88D0260CBC465AFD0" unitRef="cad">525000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2017Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-121739E842B85E1AA6BB0A63D2F46888" unitRef="cad">3503000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4" decimals="-6" id="Fact-CC793CBED39D5F1D8A2E217FBE50ACB6" unitRef="cad">4141000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-E3D33B89A2845C47B322F0EE672988F3" unitRef="cad">4141000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-D7A5A07F3BC459E4A152DF305CBF8D0B" unitRef="cad">47000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-D3534A3DEE0E59ED878F6EE64E9F42D0" unitRef="cad">21000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-A26D5C6FF0D859218BF66EA1E900FDBD" unitRef="cad">3653000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-5582E43C1B5C54F3AF7098628C169E6C" unitRef="cad">488000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-28054B20E3C953C0A8A6D98ED8B8F443" unitRef="cad">374000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-FF07A0FAF9B45D26AE089C7B7A0F19F3" unitRef="cad">121000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-0AD2E4D62F61537BBC80D2FEAF8DCAC9" unitRef="cad">358000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-1E11D03C50395CA79A96B4211B228D4F" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-33E2E7C66C5D5EFD915821582F5CED73" unitRef="cad">-205000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-2D1311F7721E59C684B19AEFA806D81B" unitRef="cad">20000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-CA00B94D9DB659F38772C933D7ACBDA3" unitRef="cad">80000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-6A626B7B910D5012B0851ECC14B19CCB" unitRef="cad">294000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-C94C94D6ECDE50E8B600CCD82006FF1D" unitRef="cad">260000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-0F6910B0BBFB5758ABFEC6D21A83A95B" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-CFADF05AC9C35B2A86FE682B422A1EB7" unitRef="cad">2000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-70F98A800DAA5B3F86B48866F2BCE616" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-23788B85C619513983AB2E59C0C19E08" unitRef="cad">36000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-5B07782821675A3DB033F010B4565226" unitRef="cad">180000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-6E0DBA74814D5A2FACD3CB6E371F1747" unitRef="cad">42000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-110EF389169655C39AA08CED35686866" unitRef="cad">218000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-9A5C4B1B19C0541F8D763423046CE0FC" unitRef="cad">266000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-8D03F3BAA9385DDAAEE974C811375A9B" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-0EC5640A8A7D53E790B876D827BEF192" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-FB4411150C9159E0837D4702554DBAED" unitRef="cad">186000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-87706269243B5CC38BE8C42F49DE64DD" unitRef="cad">21000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-D4359CC0041D5EE1A84DAE93A76B9E1C" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-973F3E6D7AB85A76ACE6429ABADF457B" unitRef="cad">59000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-675348EE031159DBAF76279FE267B279" unitRef="cad">207000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-B0643D372B4D5D72BF52199D834B326D" unitRef="cad">3241000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-4B7CC346F18258E0B5BE740AE555D98E" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-8C65F4B01F895F8790003493CB5558DC" unitRef="cad">1848000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-615884DE84835E9D8D0D4C9237CE0F16" unitRef="cad">0</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-74233DDA169C5CD8B93B967B10E2AA91" unitRef="cad">1076000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-B72020C271B05D729CC82D1ECE462C27" unitRef="cad">10000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-68A7DD560B095A1797DB5E71073059C7" unitRef="cad">307000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-C7A7EC15EF875524B0639BA95D6F9B14" unitRef="cad">2934000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-071B672595C85953A33B03A7201CC4DF" unitRef="cad">121000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-574B45075F865556852209A60B1F34E6" unitRef="cad">2208000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-F3735106F85B5C5A85DF09BF97066096" unitRef="cad">186000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-05B4B697E5D45A71AA1832EA414C9FEA" unitRef="cad">928000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-CE5A5484937A5D4980A72F972585D2D2" unitRef="cad">210000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_OtherPolicyAssetsMember" decimals="-6" id="Fact-3C9519829540584DAA600CC8E4ECE73B" unitRef="cad">488000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:ReinsuranceAssets contextRef="FI2018Q4_ifrs-full_TypesOfInsuranceContractsAxis_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" decimals="-6" id="Fact-7E2AA2CF4A32526798D08F04140A8892" unitRef="cad">3653000000</ifrs-full:ReinsuranceAssets>
	<ifrs-full:RentalExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3D4730FAC6E050B3A5F61E18A258736E" unitRef="cad">263000000</ifrs-full:RentalExpense>
	<ifrs-full:RentalExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-69AA53E3D3A957A08CEF2CF27ACE66D0" unitRef="cad">268000000</ifrs-full:RentalExpense>
	<ifrs-full:RentalIncomeFromInvestmentProperty contextRef="FD2017Q4YTD" decimals="-6" id="Fact-42C0F8F9262451CCBFD487DDC38843B6" unitRef="cad">623000000</ifrs-full:RentalIncomeFromInvestmentProperty>
	<ifrs-full:RentalIncomeFromInvestmentProperty contextRef="FD2018Q4YTD" decimals="-6" id="Fact-101FB10CFE755846B1663500602F0ABD" unitRef="cad">594000000</ifrs-full:RentalIncomeFromInvestmentProperty>
	<ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent contextRef="FI2017Q4" decimals="-6" id="Fact-D1A01472DEB85D438EC12C684F50DF75" unitRef="cad">1976000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
	<ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SecuritiesLendingMember" decimals="-6" id="Fact-4FA854ADC57F2F308C2151E0359E1781" unitRef="cad">1467000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
	<ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritiesLendingCollateralMember" decimals="-6" id="Fact-2E65588DF4F80BB7A01F51E057265A6B" unitRef="cad">1546000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
	<ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent contextRef="FI2018Q4" decimals="-6" id="Fact-FBE06BBF60D357ACAA08CC31C7038198" unitRef="cad">1824000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
	<ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_SecuritiesLendingMember" decimals="-6" id="Fact-09D4140A67254ABAD38B51E087BFBB5C" unitRef="cad">2217000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
	<ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_SecuritiesLendingCollateralMember" decimals="-6" id="Fact-11EC5A4C42D7E274BD1851E066D0DCAE" unitRef="cad">2338000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
	<ifrs-full:RetainedEarnings contextRef="I2018Q1Jan01_ifrs-full_InitiallyAppliedIFRSsAxis_slf_IFRS15Member_slf_RestatementAxis_slf_RestatementAdjustment1Member" decimals="-6" id="Fact-E49A83BFD57B9DCFA6852937240CC6FB" unitRef="cad">-44000000</ifrs-full:RetainedEarnings>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-5F2C837C3BCE52988AE8BAB33ACFCFCA" unitRef="cad">116000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-9DB700710BA25973BE2C8D98357BEA5B" unitRef="cad">0</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-DB88D350C3635B9EAFC673401C5D320A" unitRef="cad">0</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-C62C670C9CF25209B6AEA47869D65DA2" unitRef="cad">116000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-79CEBE942B955DE4820E1F69535024FA" unitRef="cad">116000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-72E071842F6453E1A27103F681CD625B" unitRef="cad">116000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-8F3A58481C555DEFBAC56DA4622D6C8B" unitRef="cad">-156000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-E9BB8D512A8553A0A371200643D3F40F" unitRef="cad">0</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-04092D0F394650648E7DCDD3FF261325" unitRef="cad">0</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-F6D396DF1C8E529EB3E4E58BC009FE9B" unitRef="cad">-156000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-B1D4D72453F8523990369CED43D03DA6" unitRef="cad">-156000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-08ABAABDDBA15EFCB8813C220636C018" unitRef="cad">-156000000</ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset>
	<ifrs-full:RevaluationSurplus contextRef="FI2017Q4" decimals="-6" id="Fact-FB16E3183A98700B047B2E1B36F0E81F" unitRef="cad">172000000</ifrs-full:RevaluationSurplus>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0B112B13F6035FFCACBA2F6541216453" unitRef="cad">29334000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-D8073653B57E5B8AA48BEC8B60D44012" unitRef="cad">7022000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-288569C0FA545F7883216D7ECA3E5130" unitRef="cad">23421000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-E1C891F24EC95AD6A5EFCF81411C40B1" unitRef="cad">121000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-396254378B1E52D1895F50D503FCACD6" unitRef="cad">20000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-2175BAC067C554F992440ADD039F59AE" unitRef="cad">0</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1BD999577C5E5335B5FF6E5699598789" unitRef="cad">577000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-6032A1F3871C5389A0897E1FE8EDEB2E" unitRef="cad">3961000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-A778D1836DC3525EA2DA0F02D6BDDC6D" unitRef="cad">147000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-C2FFAB58BA965F9988423DEFDA4252B3" unitRef="cad">0</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-9092525B62D35616A1816EB41D1E8D10" unitRef="cad">8000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-F8E4EBCDFAB851EA86CF0DFDF3E69A4C" unitRef="cad">-151000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-199EBC8806E954A5981E1976C1291886" unitRef="cad">13267000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-E720DCDFF14758AF8EC95CC71412AA94" unitRef="cad">4547000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-11CC62EBF2F55105BD01D34BD1587BAB" unitRef="cad">4082000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-45785CE2670C5AB597E96E46D0A47AA9" unitRef="cad">752000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-F7828CA192D053A0A146DF36FF0EEEE1" unitRef="cad">6837000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-858FB9E8E0FE5D3389E72664C8AD7FBB" unitRef="cad">4082000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-CCEEE27D71A5585E8E12F801F8BA71B0" unitRef="cad">752000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-E2488B6026BE51E4AB0B41ABF23159D3" unitRef="cad">441000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2017Q4YTD_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-12839530A02554DC8F566F56A22D0F73" unitRef="cad">-1550000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD" decimals="-6" id="Fact-6BF50FCF306D5685AA69A8AB8EDF1564" unitRef="cad">26997000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-A3FD5C40202758F2B449F164A747760F" unitRef="cad">4453000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-9729861A87F650B09A849EBDF9B73954" unitRef="cad">22619000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-D98DDEE9A79A5EA7A3F8AB198FBE5D56" unitRef="cad">179000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-32349F6EC51A58508C513C6D566C49A3" unitRef="cad">38000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-3F47C30E9CDC5921BED6974CDBCC9039" unitRef="cad">0</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-C61DC33A90DC59238603138B1685AA30" unitRef="cad">142000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-D8EA03DC6F2156688ED086FBE28B332E" unitRef="cad">3945000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-C1144A0CDA7C5AD89310DD839C0DE873" unitRef="cad">58000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-144F7F09E87A5C42A6F510F205AD2E17" unitRef="cad">0</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-C08C987EC9345878A17CFDF7286F2C18" unitRef="cad">1000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-677D42F4BC4C5EC9A921263C5C2C5414" unitRef="cad">-152000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-7F97625A802950E099568216F5061A7E" unitRef="cad">15068000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-2C92F4E71D3D5B9E870C665EF48B245F" unitRef="cad">2537000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-F8EB1DAA510E5F2E999CCBCC23FC5415" unitRef="cad">4124000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-44557C675FBC5A41BE5FFED067ECF981" unitRef="cad">239000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-311AD2DBA2255FBA954918089F3FF507" unitRef="cad">5181000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-A22ED3FB8D43566A8C1904F1960A2350" unitRef="cad">4124000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-F3A7B54D20F9528D888A215CF73C05A8" unitRef="cad">239000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-3344FE85E2715A73A4C177895A8FED1D" unitRef="cad">361000000</ifrs-full:Revenue>
	<ifrs-full:Revenue contextRef="FD2018Q4YTD_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-746EEF3662B2503CBFBA8A6A4C4A7CAC" unitRef="cad">-436000000</ifrs-full:Revenue>
	<ifrs-full:RevenueFromInterest contextRef="FD2017Q4YTD" decimals="-6" id="Fact-57C8B24B70CE56D1B5586DA51713E8E4" unitRef="cad">4872000000</ifrs-full:RevenueFromInterest>
	<ifrs-full:RevenueFromInterest contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2B73BDF0006B584BAD50610CB31ADF32" unitRef="cad">5097000000</ifrs-full:RevenueFromInterest>
	<ifrs-full:ReversalOfImpairmentLoss contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="INF" id="Fact-3FB2DF42259955A4BDF8616C5F176C43" unitRef="cad">0</ifrs-full:ReversalOfImpairmentLoss>
	<ifrs-full:ReversalOfImpairmentLoss contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="INF" id="Fact-07A58486A6D95083B63FFE98E4EE6E03" unitRef="cad">0</ifrs-full:ReversalOfImpairmentLoss>
	<ifrs-full:RightofuseAssets contextRef="I2019Q1Jan01_ifrs-full_NewIFRSsAxis_slf_IFRS16Member_slf_ScenarioAxis_slf_ScenarioForecast1Member_slf_SubsequentEventType1Axis_slf_SubsequentEvent1Member" decimals="-6" id="Fact-63DC3D59F0C731C097A47C09FE7F220D" unitRef="cad">800000000</ifrs-full:RightofuseAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E9AACB63639FE160089C2E13D44FFB65" unitRef="cad">-41000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EE2BB8BEBCAB45A350002E13D50280D2" unitRef="cad">-7000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C63004171DC00F6331982E13D4E849F3" unitRef="cad">-2000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-612B1CDE4B91E4A539802E13D42ADF68" unitRef="cad">0</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5711834EF4EB88743FDB2E13D3FB34CC" unitRef="cad">-277000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D7B80393A90F59DF981EAD03DC21C222" unitRef="cad">645000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0956EE5374AE19F148C32E13D3E8A477" unitRef="cad">-318000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-949E0A7625E7177B7A582E13D467530E" unitRef="cad">-77000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-46C412ADDFF45E2BBF2D94FED5CBFC88" unitRef="cad">722000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5B2EF14BB8445A5CBF61E2BB698D457A" unitRef="cad">49000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-70A4D6A7D64D50F683D76BF825775D8A" unitRef="cad">0</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-114335903B2C526C8BBA994A13678FBE" unitRef="cad">6000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-430162DA509C505A9900735979B559DE" unitRef="cad">1000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-28CD14B29E545236B865FA4FD472B36C" unitRef="cad">1113000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-03A8B6658EE15390ACC1E13ED37D82FC" unitRef="cad">1396000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EB5DB938B1845811BA43A237850BDF3F" unitRef="cad">227000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FACB821A29715DC6952FC3F454D94BD2" unitRef="cad">31000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SalesFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F4BC50F2CE1B5642A65D07E8144CD819" unitRef="cad">1427000000</ifrs-full:SalesFairValueMeasurementAssets>
	<ifrs-full:SecuredBankLoansReceived contextRef="FI2017Q4" decimals="-6" id="Fact-40E2B458E0665FFBAAFD6D707F0CBB42" unitRef="cad">1355000000</ifrs-full:SecuredBankLoansReceived>
	<ifrs-full:SecuredBankLoansReceived contextRef="FI2018Q4" decimals="-6" id="Fact-CE1D9A4A2AAE59C78A4C81FEE61F3994" unitRef="cad">1453000000</ifrs-full:SecuredBankLoansReceived>
	<ifrs-full:ServicesExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-9FCBFABDCF815801A6A770BC6F9326E2" unitRef="cad">799000000</ifrs-full:ServicesExpense>
	<ifrs-full:ServicesExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-302E825519D45113BBE0AE9CE95AFD04" unitRef="cad">870000000</ifrs-full:ServicesExpense>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C12193A72D8B60F0E6332E13D4549896" unitRef="cad">-66000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-EB51E3B9FB21DA9548622E13D55849EF" unitRef="cad">-7000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-10993F148FBD5FF63B632E13D40C0ABC" unitRef="cad">-5000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B7147D2D1716A2348AA42E13D52268F6" unitRef="cad">0</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-A05B24487AD5DF8F13292E13D5840720" unitRef="cad">0</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4417C5B6D6135D08BD54DBEA9D2AFBCF" unitRef="cad">78000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DDB5DE238ADF7978C8BF2E13D51C9A04" unitRef="cad">0</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-15FB75D21984D21814F62E13D41EC922" unitRef="cad">-1000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-139859D588F4540C84DDAEFC24C16C52" unitRef="cad">79000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3CF3EECB7EEE5AFF97C4842499E780A2" unitRef="cad">21000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E55F061020CA5B37B41CBF8F32B11A19" unitRef="cad">0</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-38FBE3805C8F5D388CFF348315419048" unitRef="cad">4000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E0FE258477925FF5BF2E231A7A2EE90F" unitRef="cad">1000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-397BF54FE21756EBAAACFBBAA2D30BE0" unitRef="cad">0</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1ABA082FEAD053C8A9003F7F713D164F" unitRef="cad">26000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-66FCDFA6437458FD934B362EEFE3FBA8" unitRef="cad">0</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-695A9878059150BBA64AAD30F08BA292" unitRef="cad">1000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:SettlementsFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9E50E7FAB44D5734A32ACBFC4395B459" unitRef="cad">27000000</ifrs-full:SettlementsFairValueMeasurementAssets>
	<ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-55A83C0CFC4B5FD29C451E4881F093EF" unitRef="cad">-31000000</ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax>
	<ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-CC31FBB1F5E45156B76A7D6F29EACCF7" unitRef="cad">7000000</ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax>
	<ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="FD2017Q4YTD" decimals="-6" id="Fact-72536F5222595CED923A698782BB6AD6" unitRef="cad">67000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
	<ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="FD2018Q4YTD" decimals="-6" id="Fact-4708DCDBA4035D0A8C88A4870848B83C" unitRef="cad">91000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
	<ifrs-full:ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="FD2017Q4YTD" decimals="-6" id="Fact-63CA98987B1E5A5898939EC366F04A9B" unitRef="cad">36000000</ifrs-full:ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
	<ifrs-full:ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="FD2018Q4YTD" decimals="-6" id="Fact-CF5DA3BF8AF3536893553418B1FD090F" unitRef="cad">98000000</ifrs-full:ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
	<ifrs-full:ShorttermEmployeeBenefitsExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3FCF60BBEC6758F8B484A1D7A6BD135C" unitRef="cad">3155000000</ifrs-full:ShorttermEmployeeBenefitsExpense>
	<ifrs-full:ShorttermEmployeeBenefitsExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3D8610031AC651738D5902B343D7DCA6" unitRef="cad">3322000000</ifrs-full:ShorttermEmployeeBenefitsExpense>
	<ifrs-full:SubordinatedLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-2BAE363C58D156E0A0AF120394891E78" unitRef="cad">3437000000</ifrs-full:SubordinatedLiabilities>
	<ifrs-full:SubordinatedLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-07ECD231170757C6BC04BA65D474A218" unitRef="cad">3039000000</ifrs-full:SubordinatedLiabilities>
	<ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-36F9801640975D95894E174F5F4E4DF9" unitRef="cad">0</ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense>
	<ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-918E2FE89EA056E28F79C666A1D3C6F3" unitRef="cad">-4000000</ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense>
	<ifrs-full:TaxEffectFromChangeInTaxRate contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EBA3C185DC0F5DF6B833DC33D924E99D" unitRef="cad">-7000000</ifrs-full:TaxEffectFromChangeInTaxRate>
	<ifrs-full:TaxEffectFromChangeInTaxRate contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2F4291FA97EB58E5977A364038C37858" unitRef="cad">0</ifrs-full:TaxEffectFromChangeInTaxRate>
	<ifrs-full:TaxEffectOfForeignTaxRates contextRef="FD2017Q4YTD" decimals="-6" id="Fact-A84C5B14D9965861A23249E91FBDDB1F" unitRef="cad">-257000000</ifrs-full:TaxEffectOfForeignTaxRates>
	<ifrs-full:TaxEffectOfForeignTaxRates contextRef="FD2018Q4YTD" decimals="-6" id="Fact-5C39B97CF1B2516C8F104D8E2DF28C57" unitRef="cad">-222000000</ifrs-full:TaxEffectOfForeignTaxRates>
	<ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011 contextRef="FD2017Q4YTD" decimals="-6" id="Fact-739DD982E5C5567DB03E3163E5F47945" unitRef="cad">0</ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011>
	<ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011 contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2030695EBE2E502DAB57F4AF1816DEB9" unitRef="cad">-4000000</ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011>
	<ifrs-full:TaxExpenseIncomeAtApplicableTaxRate contextRef="FD2017Q4YTD" decimals="-6" id="Fact-37E1E9CE33A1513BA8C2DCEC4EE91D2A" unitRef="cad">746000000</ifrs-full:TaxExpenseIncomeAtApplicableTaxRate>
	<ifrs-full:TaxExpenseIncomeAtApplicableTaxRate contextRef="FD2018Q4YTD" decimals="-6" id="Fact-B3CAAF081B505B0BAD524F0C9D8F7675" unitRef="cad">939000000</ifrs-full:TaxExpenseIncomeAtApplicableTaxRate>
	<ifrs-full:TaxExpenseOtherThanIncomeTaxExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-CFC29398008558B7AD1304B23A389CDC" unitRef="cad">379000000</ifrs-full:TaxExpenseOtherThanIncomeTaxExpense>
	<ifrs-full:TaxExpenseOtherThanIncomeTaxExpense contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3FD99652E6BB5706B24021F09346E808" unitRef="cad">375000000</ifrs-full:TaxExpenseOtherThanIncomeTaxExpense>
	<ifrs-full:TaxRateEffectFromChangeInTaxRate contextRef="FD2017Q4YTD" decimals="3" id="Fact-E79D3F21F36955088C9B862787FD5798" unitRef="number">-0.003</ifrs-full:TaxRateEffectFromChangeInTaxRate>
	<ifrs-full:TaxRateEffectFromChangeInTaxRate contextRef="FD2018Q4YTD" decimals="3" id="Fact-F1EA6749ECE05CED9B2429011030EC16" unitRef="number">0.000</ifrs-full:TaxRateEffectFromChangeInTaxRate>
	<ifrs-full:TaxRateEffectOfForeignTaxRates contextRef="FD2017Q4YTD" decimals="3" id="Fact-52E131AC7717574CA7995E7336F9C89C" unitRef="number">-0.092</ifrs-full:TaxRateEffectOfForeignTaxRates>
	<ifrs-full:TaxRateEffectOfForeignTaxRates contextRef="FD2018Q4YTD" decimals="3" id="Fact-7C09B8720250594A8FEC6E86CFAD5AA5" unitRef="number">-0.063</ifrs-full:TaxRateEffectOfForeignTaxRates>
	<ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation contextRef="FD2017Q4YTD" decimals="3" id="Fact-DCE5DD768BE85C8D8DB4C62549ECC7D8" unitRef="number">0.000</ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation>
	<ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation contextRef="FD2018Q4YTD" decimals="3" id="Fact-6C8123E7FC715932B50C55C368BC650F" unitRef="number">-0.001</ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation>
	<ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures contextRef="FI2017Q4" decimals="-6" id="Fact-905507BB82675439B82D6487D94E72AA" unitRef="cad">5611000000</ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures>
	<ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures contextRef="FI2018Q4" decimals="-6" id="Fact-CA7BB81E2C32E85966E952673601DB73" unitRef="cad">5723000000</ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures>
	<ifrs-full:TradeAndOtherPayablesToTradeSuppliers contextRef="FI2017Q4" decimals="-6" id="Fact-9D6B9F32384E5421B816B4C0624846D5" unitRef="cad">1972000000</ifrs-full:TradeAndOtherPayablesToTradeSuppliers>
	<ifrs-full:TradeAndOtherPayablesToTradeSuppliers contextRef="FI2018Q4" decimals="-6" id="Fact-E7068809A8B75A9182166BECE104EC8A" unitRef="cad">2045000000</ifrs-full:TradeAndOtherPayablesToTradeSuppliers>
	<ifrs-full:TradeReceivables contextRef="FI2017Q4" decimals="-6" id="Fact-7EB8A105AAC857E1B4565FCEE312B8E4" unitRef="cad">1579000000</ifrs-full:TradeReceivables>
	<ifrs-full:TradeReceivables contextRef="FI2018Q4" decimals="-6" id="Fact-79FC88D4D2BC566FA275A10F0D55D614" unitRef="cad">1451000000</ifrs-full:TradeReceivables>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1734905F25E6AA44AEF22E13D4CA5062" unitRef="cad">204000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DF9807720763E740F0E02E13D4805FFF" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-FD9FA1CD1346347B89E42E13D45B37D1" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-20F13874F4B791AE5FB02E13D4875BB2" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-90943A4DEBCDAF8166362E13D4493080" unitRef="cad">259000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-7724963C2814561D92A1C683215EB454" unitRef="cad">512000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-B6DDB30CD4FC08CC94E92E13D49F5DD5" unitRef="cad">49000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E6204AF06DF8689951952E13D40153B4" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-BDDD00C5FE6B5B629F35C3669A702F1F" unitRef="cad">512000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AF79FCCD80345155B4BA18402221E92A" unitRef="cad">12000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-62F2B47CC94A5685B9704CD0B7209513" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5CEC0C39DFBE550DA123A2C9B1A856C7" unitRef="cad">1000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-2516E7F26E1D5CB3BAB58B9E446EB8C6" unitRef="cad">1000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-543DAD800836558599BF3E81974BBAF6" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-79314A1B1A7D5EB7A343D3B270DABFA3" unitRef="cad">14000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-83A4AFA3EC7852ADAD42E7B39728A14E" unitRef="cad">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-DE1E09011C4D56B4A547B35CCDF082FD" unitRef="cad">4000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6720343A6C4859A78F578A036F73F638" unitRef="cad">18000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-10E7D301A7E2B32BE7B22E13D436CEB6" unitRef="cad">-284000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C3ADAE1F4FB2324927032E13D48D6842" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-D7E363F5A2BE235CACC82E13D4AC381C" unitRef="cad">-262000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0B02B26416DFE7AED4CF2E13D56527AE" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C3ACE07744644D39A79C2E13D4309A26" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-8F3ADC77BBF65428A59CE2B396E43BD7" unitRef="cad">546000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-71CF14E8284AA17C8C552E13D4131E3E" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-553C75C3ED77884C427B2E13D4A715B7" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6686C81876215FF68DBA0AC55E497FD0" unitRef="cad">546000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AD7150B67D8C57AE80F5B5767EC3D865" unitRef="cad">159000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-682BB2F78AD853A39876301B15AA8C49" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-69FFCBD6E87E5A36A514D6AEF412A161" unitRef="cad">221000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-6404D4369D0158C8ABD8541501120C9E" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F25422439FD25AD299E10299D99655D8" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-32F04589000B5AC3969EAD2A019478EA" unitRef="cad">380000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-F7E1FA25D4B6559BB5DB3FB48D8F45DD" unitRef="cad">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-303BE129C438555CB56B0A444D5F3DFF" unitRef="cad">5000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AF9C73A613B45DCFB433686FA9663520" unitRef="cad">385000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyAssets>
	<ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised contextRef="FI2017Q4" decimals="-6" id="Fact-14DBD6C6B96E935AD6F32F84C55CBD34" unitRef="cad">511000000</ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised>
	<ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised contextRef="FI2018Q4" decimals="-6" id="Fact-236815FEA1ADDB03BF88526251793AE4" unitRef="cad">702000000</ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised>
	<ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-912755A4B277546F85F69DC9F1F69D97" unitRef="cad">-22000000</ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-B9876BD843F159E6B4E72A7701D5C23E" unitRef="cad">0</ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-F28989655C1E5C3D9F8C38A4B52E0ECB" unitRef="cad">-22000000</ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember" decimals="-6" id="Fact-80DF34955D135F0DA15E469A3D4F0A3E" unitRef="cad">-19000000</ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_MortgagesMember" decimals="-6" id="Fact-8A67C1EA7FDB5EA58B9CDA4364E8ED54" unitRef="cad">-3000000</ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialInstrumentsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-97E41C671B0C57C885F9E6FEF36D94D9" unitRef="cad">-22000000</ifrs-full:UtilisationAllowanceAccountForCreditLossesOfFinancialAssets>
	<ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="1" id="Fact-28F44AF64A87580D940EF2D3C008EF90" unitRef="year">17.1</ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation>
	<ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="1" id="Fact-34376B22AABB553287EDD1228653623B" unitRef="year">19.0</ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation>
	<ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="1" id="Fact-4235EF0E58C55174B9E5591190E224FA" unitRef="year">13.3</ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation>
	<ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="1" id="Fact-3AEE4942B1BD5E5CBCFE4DD743B6FF56" unitRef="year">17.3</ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation>
	<ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="1" id="Fact-4D12B164E75C54048D1050F9BD96671C" unitRef="year">16.9</ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation>
	<ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="1" id="Fact-9D48754C5068515E99426C5D40F1E143" unitRef="year">12.2</ifrs-full:WeightedAverageDurationOfDefinedBenefitObligation>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement contextRef="FI2017Q4" decimals="2" id="Fact-AEA9DA16872B5DF8A1657B17C27CA2C8" unitRef="cad">29.76</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement contextRef="FI2018Q4" decimals="2" id="Fact-033D80789C995EF0A0AD7F2F34A7A152" unitRef="cad">30.97</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="2" id="Fact-460836C78DFD5F4F94ECA89441151320" unitRef="cad">34.70</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="2" id="Fact-CD3074CF75AC50A882B498559073E655" unitRef="cad">34.57</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="2" id="Fact-1AE0E21CA12951F29BD4AEDE5B602963" unitRef="cad">52.54</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="2" id="Fact-83E3BFACAAEA59A6B1E65E4639A76B55" unitRef="cad">0.00</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="2" id="Fact-53678AA432C653408FC30490997813CD" unitRef="cad">47.96</ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="2" id="Fact-91B34CABA18B5243AE315C18A7EFC965" unitRef="cad">43.79</ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement contextRef="FD2017Q4YTD" decimals="2" id="Fact-C739475BFE405CB4A28643CEA13FEC22" unitRef="cad">48.20</ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement contextRef="FD2018Q4YTD" decimals="2" id="Fact-1594A9BC77B8599292BC0AD97E5ACD1E" unitRef="cad">53.96</ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise contextRef="FD2017Q4YTD" decimals="2" id="Fact-57136B274B80595190A774BFA7604FD3" unitRef="cad">49.98</ifrs-full:WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise contextRef="FD2018Q4YTD" decimals="2" id="Fact-E3F9BEB05E9ED89901675239CAB9EBF9" unitRef="cad">53.28</ifrs-full:WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2016Q4" decimals="2" id="Fact-BEA967A9A94552B08BE6A1897BF23968" unitRef="cad">34.19</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2017Q4" decimals="2" id="Fact-2BA8CAFD7C855EFFBB84E8E1C98D6F9D" unitRef="cad">33.88</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4" decimals="2" id="Fact-974F0C22A13A5011A6219E861F55A133" unitRef="cad">37.06</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember" decimals="2" id="Fact-447510B76BB554CB9750366ACA584AE0" unitRef="cad">51.62</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember" decimals="2" id="Fact-1E962A0786565DAA813657DD38DADF23" unitRef="cad">39.45</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember" decimals="2" id="Fact-DC65711D8CAE5F3380C85FEBB61F6376" unitRef="cad">21.28</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember" decimals="2" id="Fact-9DAB08AAD2E95BF09E89891A368E3A7D" unitRef="cad">31.11</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember" decimals="2" id="Fact-705CD28E0CAB59249848609E013B8A6F" unitRef="cad">27.79</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement>
	<ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions contextRef="FI2018Q4" decimals="2" id="Fact-BDDD1747DD905B4AAD881FE8E8DE5031" unitRef="year">5.49</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions>
	<ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFiveMember" decimals="2" id="Fact-144187E252D65056B4F5632FD17061B4" unitRef="year">8.75</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions>
	<ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeFourMember" decimals="2" id="Fact-F9668E3E276E58A8B88656BFFE1ECE54" unitRef="year">6.23</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions>
	<ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeOneMember" decimals="2" id="Fact-F51CD16D00745A498065B430CB9C39C7" unitRef="year">2.63</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions>
	<ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeThreeMember" decimals="2" id="Fact-EBE351A7AE7B5FDCA7E745B8C06222F0" unitRef="year">1.82</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions>
	<ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions contextRef="FI2018Q4_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_slf_ExercisePriceRangeTwoMember" decimals="2" id="Fact-5096D9C373AF50FB9946EF986B66496B" unitRef="year">3.74</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions>
	<ifrs-full:WeightedAverageShares contextRef="FD2017Q4YTD" decimals="-6" id="Fact-6B22DFDAFE865A2DB22D69E49192CD67" unitRef="shares">613000000</ifrs-full:WeightedAverageShares>
	<ifrs-full:WeightedAverageShares contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BFF71D261E0E527A8CF7E178145537B0" unitRef="shares">606000000</ifrs-full:WeightedAverageShares>
	<slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-97B7B80A8DC05BA684ED432C56609D45" unitRef="number">0.0370</slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense>
	<slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-64C0EB29F388575CAE0B80134E5BDBA9" unitRef="number">0.0255</slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense>
	<slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-7E2D6022D6B65C6C944A25A0196A7C2B" unitRef="number">0.0425</slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense>
	<slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-E68E0D975D92563683DBEF976EBBC183" unitRef="number">3.4000</slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense>
	<slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-6649AEC721F65BB7A9DE37C2863A5179" unitRef="number">2.3000</slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense>
	<slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-0D56C88B5728539387BA9F56E7656E5B" unitRef="number">3.7000</slf:ActuarialAssumptionOfDiscountRatesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-DC6F19900AF55A8EB03A6EA4B22210BE" unitRef="year">25</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member" decimals="0" id="Fact-AA388B13D4915893915A552575A770E0" unitRef="year">25</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-00B91AC689485CA39BBEA37A9562055C" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member" decimals="0" id="Fact-50F7BBB06BB557738C48C24C136FAE53" unitRef="year">22</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-125BDB2824365D1BB61DFE50F709D50D" unitRef="year">29</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member" decimals="0" id="Fact-80993286BD9F5AE1B6F441591D5D16AE" unitRef="year">26</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-C4F94F9674B95B07A62E4B34FB34DB07" unitRef="year">26</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member" decimals="0" id="Fact-3FBD84150C945C928DD36E819D973A22" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-09260741DCA759E2AE05599F1687C997" unitRef="year">26</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member" decimals="0" id="Fact-44E35C52EFA45A29B13778C3DF970280" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-218E017DB9B15CCE93F1D471BB1A7301" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member" decimals="0" id="Fact-740F1BA4A17F551D8BFC352D62CFB1BC" unitRef="year">23</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-A7AE18C548135D9B98CEA24C25ED1DC2" unitRef="year">26</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member" decimals="0" id="Fact-CD44230E87D15D5BA08DA39D4C0AFC5A" unitRef="year">25</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-EA92187F695A551488370E2A219EF211" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member" decimals="0" id="Fact-BC43B67083D854E5AAC4AA280BEC32A8" unitRef="year">23</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-65C72D93710D5F0EA110860AF40A7DF5" unitRef="year">28</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member" decimals="0" id="Fact-A913D50DB4735D29A5F891E560948FD5" unitRef="year">25</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-28E8B775CE0B5734A897B6440421BB94" unitRef="year">25</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member" decimals="0" id="Fact-0E24526C3DEC50A2B345F96262160517" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-8DA3B04B439658BC816610ECED109684" unitRef="year">26</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_FemaleCurrentlyAtAge65Member" decimals="0" id="Fact-21D1A23E7A7A5428963147142770A615" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" decimals="0" id="Fact-E6BA2A01A7285E50BD3EA3B261B86381" unitRef="year">24</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedLife contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US_slf_DefinedBenefitPlanParticipantsAxis_slf_MaleCurrentlyAtAge65Member" decimals="0" id="Fact-C668C94B45B55B728AF151B29F4E6CC7" unitRef="year">23</slf:ActuarialAssumptionOfExpectedLife>
	<slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="4" id="Fact-FDFDF90153395064AFF3A7982D3F16FB" unitRef="number">0.0000</slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="4" id="Fact-0CCD05EA98C9529E9FAE48CAB2B9F00F" unitRef="number">0.0015</slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-E4B1B30E720B5126A7F23927B068BD25" unitRef="number">0.0355</slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="4" id="Fact-6F3DEF6AB38A5E67A472C12B3A719616" unitRef="number">0.0000</slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="4" id="Fact-243B011EC5415E5CBB4F1B72DDAC9038" unitRef="number">0.0015</slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_GB" decimals="4" id="Fact-F7824ABC0A365F18BC14B191CAB2BDC8" unitRef="number">3.5000</slf:ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-00D7B01EA2D05C869C531ED21B9868BE" unitRef="number">0.0300</slf:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-D456DB7F63D5587DA37E03403ACD99C9" unitRef="number">3.1000</slf:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense>
	<slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-7629884CA9965250BF0F1989286CD967" unitRef="number">0.0450</slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates>
	<slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates contextRef="FI2017Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-B7C331E713E056F2B16A582546054106" unitRef="number">0.0500</slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates>
	<slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" decimals="4" id="Fact-7C8A64A9B726528E82A08539D7FB4042" unitRef="number">4.5000</slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates>
	<slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" decimals="4" id="Fact-D3BF8B7088E35C8193A6FD9388B34592" unitRef="number">5.0000</slf:ActuarialAssumptionOfUltimateMedicalCostTrendRates>
	<slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-1507720EFA665D45949F2E73E45AF190" unitRef="cad">-45000000</slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset>
	<slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-B1B749DF85DC51E8A8BD617CA324052F" unitRef="cad">5000000</slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset>
	<slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-E1ABE16456655910AE87F51DFDD4F0DA" unitRef="cad">-50000000</slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset>
	<slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-FAF830AA15F75E55953D8DF6671C2382" unitRef="cad">7000000</slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset>
	<slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-8E4E712F0BCC5AF490B672B5CC42B709" unitRef="cad">2000000</slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset>
	<slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-698DC6F7CD5B5F2E88F845D1A677ACFC" unitRef="cad">5000000</slf:ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset>
	<slf:AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-5D8E5CE2A9D45CC58827D8FA8C0FC9CE" unitRef="cad">1000000</slf:AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts>
	<slf:AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-FD53050E1B22524D9599E7B5F1AF5CD3" unitRef="cad">0</slf:AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts>
	<slf:AdjustmentToProfitLossForConvertibleInstruments contextRef="FD2017Q4YTD" decimals="-6" id="Fact-73743AEFADBF543CB91A50840315332D" unitRef="cad">10000000</slf:AdjustmentToProfitLossForConvertibleInstruments>
	<slf:AdjustmentToProfitLossForConvertibleInstruments contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7CF0AAB3695C5FCF92042753CB620DED" unitRef="cad">10000000</slf:AdjustmentToProfitLossForConvertibleInstruments>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-D260A5134E4A5FB0B6FAA5FD6B311938" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-BD27E75522375F6FB3CC184BCA23B234" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-40453CFEA1AC598C8BF67596C08E7020" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-ACC7389657B1550FB02F48E41EFCEC30" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-2942812873F15B97AB4892F4F99F3FE4" unitRef="cad">19647000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-61392345C4035094929C2F2DD18F4123" unitRef="cad">1121000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-7DAA8194A6D8506CAFB351207E58A0DD" unitRef="cad">8613000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-B7E283E6A2FB53239366CFB79AA3AC7D" unitRef="cad">-395000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-78270EFBC8B25A04BC51446A4F919307" unitRef="cad">10772000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-665AB46F031D5567A02ED809FC6CBE21" unitRef="cad">86000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-0A2EA4EAEEDD574BA33A287D4195AF1B" unitRef="cad">11468000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-2E9B54D8B57555E0AB09CDF3F65F50B3" unitRef="cad">85000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-95214234EB1C587C93E6B10347E2E684" unitRef="cad">4141000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-2F76B96EF51453D78C1B0FFB2E7EFEEE" unitRef="cad">883000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-2299B4999F6850F6BED798B0835A8104" unitRef="cad">-7123000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-41D59F7B42DB5C5D8DCCE89A90816F35" unitRef="cad">-658000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-F114523C520952788804E3B26E30A0DB" unitRef="cad">4853000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-597FCD7DA71F5773AABFE48ABB2A600D" unitRef="cad">152000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-3A73E771B0AF524E997AB80D26D665DC" unitRef="cad">4576000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-CA03C5F056335C46BDAC26B921AD0BC1" unitRef="cad">178000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-EF6686E78A25599FA6CEF6CE8D475CA8" unitRef="cad">-119000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-0E0BB9E21077592A8C5DF02F3F7C469B" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-DD1437C38D9052B58811D1461DE7B769" unitRef="cad">-308000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-7A56BD4413CB5C569A6655D7BFAD554C" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-82C7DFACF17D5B8C9C344E7272407100" unitRef="cad">-10914000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-55789E65F3E85EDF84976A43AB758E55" unitRef="cad">-629000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-BC991FBF3425585A8B79F68F168CC92D" unitRef="cad">-11071000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-A8F442286D29579D87C4DC07E1DF4585" unitRef="cad">-477000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-AA8DD94C3CB25FE58B1FDC81088C2D7F" unitRef="cad">-245000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-C1AB28CFABCF5891AC2AE1FBFCF420BD" unitRef="cad">83000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-CBEA2AD5AB3F5018AC558B9D1B16AF75" unitRef="cad">413000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-A211E5794A6D50908FD46204A173EFF4" unitRef="cad">194000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-5D2A5DA8EFD35BBEBC1B5EB5CE11D9FC" unitRef="cad">-963000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-1EE081CF9B04594BB7DFCE9BE489C977" unitRef="cad">-57000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-A914CD44B14C5615AF727AFA08B16FD9" unitRef="cad">-1004000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-EE33FFDFFBD650559F1D5617BECE0A34" unitRef="cad">-57000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-8B5E56794575563BB3DF3B79497518C9" unitRef="cad">-9439000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-142D5C06457E5931815B4D8A48A358F2" unitRef="cad">-643000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-3C047D9A6B9753E2AE17DC539832EA25" unitRef="cad">-10224000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-5F94427BF4F05FB98C53B3E02B90F6B7" unitRef="cad">-614000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-94786D6128C754E193CC0AF855437749" unitRef="cad">-267000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses contextRef="FD2017Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-2F3827C64C1B5A1988FACE14D2217B98" unitRef="cad">-12000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-7B4E82C8A21D5485A289E7478A2F9379" unitRef="cad">-256000000</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses>
	<slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses contextRef="FD2018Q4YTD_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-6FC4A9016A1A5065B19E21337A1041B6" unitRef="cad">0</slf:AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses>
	<slf:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-067DED048E2F511C82A295505C396468" unitRef="cad">41000000</slf:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities>
	<slf:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-35703FF6C0BA55DE95E8BECB07DD0714" unitRef="cad">-31000000</slf:AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities>
	<slf:AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations contextRef="FD2017Q4YTD" decimals="-6" id="Fact-FF652B4F8BB758FFAA63DE1CC9F0890E" unitRef="cad">214000000</slf:AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations>
	<slf:AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations contextRef="FD2018Q4YTD" decimals="-6" id="Fact-00BF2F8C7A2455DE9CAB762A331D9D30" unitRef="cad">96000000</slf:AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations>
	<slf:AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-66C87ADF915C5688BC82D5BFFEB16A2F" unitRef="cad">55973000000</slf:AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets>
	<slf:AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-EF032A84945055FEAF3C6E9F43340998" unitRef="cad">62387000000</slf:AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-4306ED3DF37E5DE7A191E8153AEA6750" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-B6BE6D7B5FBF5FE6A78AF433F2C37C5A" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-EF5169F71C165692A1DD06C810A04754" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-668C8E15388C55079C9028616DF1024D" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-4A5F6FCE5C77553A8F8AA828C11E307E" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-80297DC461B256BCAFDA0AFECB064F28" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-98EFB1DA6BC5540C90FBAB609DB38D06" unitRef="cad">1000000</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-F30B5AF13C2053C8A40B4E215D19E173" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-8259F601BED05458A972349451021EEA" unitRef="cad">0</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-04D7129FEB575762A54BD4678F9FCB4C" unitRef="cad">1000000</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-8AB54609E1A550E0AA3E09E0E6BFDD9F" unitRef="cad">1000000</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PlanAssetsMember" decimals="-6" id="Fact-C090BE99D43D5CE5891E8DB3A978D70F" unitRef="cad">1000000</slf:AdministrativeExpensesNetDefinedBenefitLiabilityAsset>
	<slf:AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D84ECF7967E6A03B93212ECA4C1E1093" unitRef="cad">53000000</slf:AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts>
	<slf:AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F77867CCBA6D1F2A93AA7650086F5223" unitRef="cad">33000000</slf:AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts>
	<slf:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1 contextRef="FD2017Q4YTD_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_slf_EmployeeStockOption1Member" decimals="-6" id="Fact-79EE6096A7AC107F618B529A1A7913B4" unitRef="shares">0</slf:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1>
	<slf:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1 contextRef="FD2018Q4YTD_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_slf_EmployeeStockOption1Member" decimals="-6" id="Fact-8046D4A065BB8C13CBC95299D2B40008" unitRef="shares">1000000</slf:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1>
	<slf:AssetsSoldUnderAgreementsToRepurchaseInterestRate1 contextRef="FD2017Q4YTD" decimals="4" id="Fact-0F5BCC14D397BE1035EB2E365111835F" unitRef="number">0.0125</slf:AssetsSoldUnderAgreementsToRepurchaseInterestRate1>
	<slf:AssetsSoldUnderAgreementsToRepurchaseInterestRate1 contextRef="FD2018Q4YTD" decimals="4" id="Fact-A1CE5E23FA8D6CD5B5BA51DFC5888E5D" unitRef="number">0.0192</slf:AssetsSoldUnderAgreementsToRepurchaseInterestRate1>
	<slf:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" id="Fact-2638456860AA5963F1CB51DEA7D42F6E">P7D</slf:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod>
	<slf:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" id="Fact-C74D6B39FB3F34D06DB551DEE5EF097E">P365D</slf:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod>
	<slf:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_WeightedAverageMember" id="Fact-DF529FC7DB6D0DED24BE51DF762A218B">P127D</slf:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod>
	<slf:BorrowingsAdjustmenttoInterestRateBasisResetTerm contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_ifrs-full_TypesOfInterestRatesAxis_slf_FiveYearGovernmentOfCanadaBondYieldMember" id="Fact-77C63E63B82B522994652A2CF26A3D5E">P5Y</slf:BorrowingsAdjustmenttoInterestRateBasisResetTerm>
	<slf:BorrowingsAtFairValue contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember" decimals="-6" id="Fact-26A394BE8EE1547FB5C2708A30953F03" unitRef="cad">1439000000</slf:BorrowingsAtFairValue>
	<slf:BorrowingsAtFairValue contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-58B591B7DAAB5F9DACD43C9A487787F3" unitRef="cad">3583000000</slf:BorrowingsAtFairValue>
	<slf:BorrowingsAtFairValue contextRef="FI2017Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="-6" id="Fact-CC7DFA41EA65E53872FB2EDA874DFB6D" unitRef="cad">1776000000</slf:BorrowingsAtFairValue>
	<slf:BorrowingsAtFairValue contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SeniorDebenturesMember" decimals="-6" id="Fact-726BD12DAA6F51CB93C3FCE63F5D877B" unitRef="cad">1390000000</slf:BorrowingsAtFairValue>
	<slf:BorrowingsAtFairValue contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_SubordinatedLiabilitiesMember" decimals="-6" id="Fact-6876BE3035925E9CB8E74785FCE54480" unitRef="cad">3129000000</slf:BorrowingsAtFairValue>
	<slf:BorrowingsAtFairValue contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="-6" id="Fact-C96779BE69F94902BCEB52100CE26DDD" unitRef="cad">1879000000</slf:BorrowingsAtFairValue>
	<slf:BorrowingsConvertibleNumberOfEquityInstruments contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SunLifeCapitalTrustSLEECSBMember_ifrs-full_ClassesOfShareCapitalAxis_slf_NonCumulativePerpetualPreferenceSharesMember" decimals="INF" id="Fact-D430A13BD0C9564F9172BCCAA5253E6D" unitRef="shares">40</slf:BorrowingsConvertibleNumberOfEquityInstruments>
	<slf:BorrowingsConvertibleNumberOfEquityInstruments contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_SunLifeExchangEableCapitalSecuritiesMember_ifrs-full_ClassesOfShareCapitalAxis_slf_NonCumulativePerpetualPreferenceSharesMember" decimals="INF" id="Fact-1D447FD9EEF252D0931845E443CA3709" unitRef="shares">40</slf:BorrowingsConvertibleNumberOfEquityInstruments>
	<slf:BorrowingsMaturityTerm contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember" id="Fact-BAA98E620413512CBD6FC7DE1745D217">P1Y</slf:BorrowingsMaturityTerm>
	<slf:BusinessCombinationRightsToEntityEarningsPercent contextRef="I2018Q4Dec19_ifrs-full_BusinessCombinationsAxis_slf_GreenOakRealEstateMember" decimals="2" id="Fact-CFBA1FF9CEBE2E43805829AE5DA84854" unitRef="number">0.90</slf:BusinessCombinationRightsToEntityEarningsPercent>
	<slf:BusinessCombinationRightsToEntityEarningsTerm contextRef="D2018Q4Dec19-Dec19_ifrs-full_BusinessCombinationsAxis_slf_GreenOakRealEstateMember" id="Fact-9FB373F4D48DA5D846677C02EC2612DD">P8Y6M</slf:BusinessCombinationRightsToEntityEarningsTerm>
	<slf:Capital1 contextRef="FI2017Q4" decimals="-6" id="Fact-3EA393DA067651FC96967081A0FF7F3F" unitRef="cad">27107000000</slf:Capital1>
	<slf:Capital1 contextRef="FI2018Q4" decimals="-6" id="Fact-431D8C1A53905994BEAE6A5D6BB852EC" unitRef="cad">28308000000</slf:Capital1>
	<slf:CapitalProfitLossBeforeTax contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-B13AB471E56708D479F02F853EE22F01" unitRef="cad">-176000000</slf:CapitalProfitLossBeforeTax>
	<slf:CapitalProfitLossBeforeTax contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-DB740D6FD8E4A012A0952F8522D5B0FA" unitRef="cad">-449000000</slf:CapitalProfitLossBeforeTax>
	<slf:CapitalProfitLossBeforeTax contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-59ED2FAE2CF155DF94A303485F1DEDC0" unitRef="cad">-26000000</slf:CapitalProfitLossBeforeTax>
	<slf:CapitalProfitLossBeforeTax contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_CA" decimals="-6" id="Fact-344CE701C255801A89175262AE985798" unitRef="cad">-176000000</slf:CapitalProfitLossBeforeTax>
	<slf:CapitalProfitLossBeforeTax contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_GB" decimals="-6" id="Fact-58C320F7BD9377C470E8526289A4F774" unitRef="cad">-460000000</slf:CapitalProfitLossBeforeTax>
	<slf:CapitalProfitLossBeforeTax contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_country_US" decimals="-6" id="Fact-BF2FB75B1FD973FAD06F52621C04342C" unitRef="cad">0</slf:CapitalProfitLossBeforeTax>
	<slf:CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised contextRef="FI2017Q4" decimals="-6" id="Fact-670A1669565052F3A1BB117622218DF2" unitRef="cad">100000000</slf:CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised>
	<slf:CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised contextRef="FI2018Q4" decimals="-6" id="Fact-BED3D6A69E5E33ABCD5752631DA80084" unitRef="cad">102000000</slf:CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised>
	<slf:CashCashEquivalentsAndCurrentInvestments contextRef="FI2017Q4" decimals="-6" id="Fact-E9C3EB2C6D9C5F71A942ED269A2897FF" unitRef="cad">8890000000</slf:CashCashEquivalentsAndCurrentInvestments>
	<slf:CashCashEquivalentsAndCurrentInvestments contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-DCD1124361B35B47BB46C8ADDE9B6A5D" unitRef="cad">457000000</slf:CashCashEquivalentsAndCurrentInvestments>
	<slf:CashCashEquivalentsAndCurrentInvestments contextRef="FI2018Q4" decimals="-6" id="Fact-019A3FA64F1C50E4B6E230776900C0B8" unitRef="cad">9506000000</slf:CashCashEquivalentsAndCurrentInvestments>
	<slf:CashCashEquivalentsAndCurrentInvestments contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-36AF06ACA39455BF936F702CFE72B70D" unitRef="cad">711000000</slf:CashCashEquivalentsAndCurrentInvestments>
	<slf:CashCashEquivalentsAndCurrentInvestmentsNet contextRef="FI2017Q4" decimals="-6" id="Fact-D8D995EB69995D8DA589D325D6633A8B" unitRef="cad">8750000000</slf:CashCashEquivalentsAndCurrentInvestmentsNet>
	<slf:CashCashEquivalentsAndCurrentInvestmentsNet contextRef="FI2018Q4" decimals="-6" id="Fact-8FE57502FB3158BDABB6D0519E89D14E" unitRef="cad">9402000000</slf:CashCashEquivalentsAndCurrentInvestmentsNet>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD" decimals="-6" id="Fact-F054AF8A9B63581BBE3C45BBD9FEE5F3" unitRef="cad">4557000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-254253DEDBEC5376B7EE449BDF47997B" unitRef="cad">0</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-37D1FFE7F5B45F97A4D980EDB3B0F159" unitRef="cad">3871000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-D1C9C1D124195791B08E977F39B1B1F2" unitRef="cad">226000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-494741F32C345D75A3928E5433F7A940" unitRef="cad">0</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-DA6CE2D5AA725F7695F6996588F70BC1" unitRef="cad">24000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-A6F28782DFCF5AB68650CAB83F245545" unitRef="cad">436000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD" decimals="-6" id="Fact-66867AED062F57B683F3C4018A76AE81" unitRef="cad">2339000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-5905BCEC730257F4AAAC19A58C7A56B2" unitRef="cad">0</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-BD151F31776659E29CB3ADF79A8D2258" unitRef="cad">1487000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EE08F86CC11E5133A9ACA7DB63CABC41" unitRef="cad">232000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-0CB50C6B29D95441B8E3CDD1F6533E3E" unitRef="cad">0</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-515382DA6A6854DE96536D23080699A6" unitRef="cad">23000000</slf:CededPremiumsEarned1>
	<slf:CededPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-5ACE7429EF0057D8B404D75069D78E5E" unitRef="cad">597000000</slf:CededPremiumsEarned1>
	<slf:ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD" decimals="-6" id="Fact-436C8ED5316050A799B628F6D2F291BB" unitRef="cad">238000000</slf:ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD" decimals="-6" id="Fact-124819E904F3557BA7091C7F81783275" unitRef="cad">303000000</slf:ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ContingentLiabilitiesRecognisedInBusinessCombinationTerm contextRef="D2017Q4Oct03-Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember" id="Fact-FFF09943E49A3BDFF512575C4FD2B908">P15Y</slf:ContingentLiabilitiesRecognisedInBusinessCombinationTerm>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2017Q4" decimals="-6" id="Fact-2022767FAA1E58BB95F9571CD8A7B8E0" unitRef="cad">2933000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-8BD2E6E5060D594682EBEB7C3A986F82" unitRef="cad">761000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-216A6FDE829C55128B20BD247FB4E7B5" unitRef="cad">820000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-1043E51989B75BEB8838C38ABE650850" unitRef="cad">214000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2017Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-3E11D54AEC3C538A85C30BB7526D6432" unitRef="cad">1138000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2018Q4" decimals="-6" id="Fact-687E6699C59022CC945C528F2C28A3CF" unitRef="cad">3800000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanFiveYearsMember" decimals="-6" id="Fact-83468C74EBE855CAAEB44117BACABE35" unitRef="cad">1063000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" decimals="-6" id="Fact-02332B08ACD65FD5817F664EC9EF847B" unitRef="cad">1044000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" decimals="-6" id="Fact-BF8B1BB354F1550BBC48DB40A07FED29" unitRef="cad">536000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:ContractualLoansEquitiesAndMortgages contextRef="FI2018Q4_ifrs-full_MaturityAxis_ifrs-full_NotLaterThanOneYearMember" decimals="-6" id="Fact-64BACEB756045790A4F65F1856D8BBCE" unitRef="cad">1157000000</slf:ContractualLoansEquitiesAndMortgages>
	<slf:CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" id="Fact-44E771BA6BC35F78940CC86720F1F80F">P5Y</slf:CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod>
	<slf:CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" id="Fact-E8CAFF9000D3554F94561F9CA26EF6CC">P5Y</slf:CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod>
	<slf:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1 contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-BD3F11222E04E016924851BFE6B5A17C" unitRef="cad">-44000000</slf:CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1>
	<slf:CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D9CEA6834A465914FCB72F87DFF9237F" unitRef="cad">46000000</slf:CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes>
	<slf:CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F38FF524F8813C8317C72F87DFF944B9" unitRef="cad">0</slf:CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes>
	<slf:DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts contextRef="FI2017Q4" decimals="-6" id="Fact-4EE899D1B6F85242BFD0F59C2860AB65" unitRef="cad">160000000</slf:DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts>
	<slf:DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts contextRef="FI2018Q4" decimals="-6" id="Fact-DE03B453C41758DBAF610F58EDE87D90" unitRef="cad">130000000</slf:DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts>
	<slf:DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods contextRef="FD2017Q4YTD" decimals="-6" id="Fact-421DEF8055C056628D37D5784D9B5A85" unitRef="cad">-214000000</slf:DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods>
	<slf:DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods contextRef="FD2018Q4YTD" decimals="-6" id="Fact-38933535263D5B8A94A3D7FE22B15341" unitRef="cad">37000000</slf:DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods>
	<slf:DefinedBenefitPlanAgeRequirement contextRef="FD2018Q4YTD" decimals="INF" id="Fact-854DB2315911592FA75D0FF29C741C8A" unitRef="Year">50</slf:DefinedBenefitPlanAgeRequirement>
	<slf:DefinedBenefitPlanRequisiteServicePeriod contextRef="FD2018Q4YTD" id="Fact-A49C6E4EE7B35C9794B1CFB74FF1149C">P10Y</slf:DefinedBenefitPlanRequisiteServicePeriod>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD" decimals="-6" id="Fact-309BCCAD88E55C929AAC9D7657474598" unitRef="cad">19838000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember" decimals="-6" id="Fact-E804F068D6F359B59C3E068335262621" unitRef="cad">2488000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-8E5B01944E4B5048BF8A001BCBD507B2" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-51E0F3B9D2D45211A8890EC47649186C" unitRef="cad">2464000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-B69128C4DC065180BA60490AB455C8FA" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-DEAFE60C398A5BF8ACF325897370E01E" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-9CF9BBEDDB1A526B8C1F88E015F73F79" unitRef="cad">24000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-0587EBAAB8C65673BB5331A92F184343" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember" decimals="-6" id="Fact-E8B289B9BEAD5D3398387A9D5A672161" unitRef="cad">8519000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-3310836EC06250DBAB47E3DC4254FBC0" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-F110AB70893D563FB8B71A6C98556BBD" unitRef="cad">4916000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-818F14A521FA52BFA9DA10BCA185B82F" unitRef="cad">19000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-454656CD5664569294C9E329361C63D9" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-6CDF5ED1236E5813BB1CFF47911FBA8C" unitRef="cad">14000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-B25E923C30B3532F816845DE06105543" unitRef="cad">3570000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember" decimals="-6" id="Fact-3BFF2231CECD585C97F3955B698E3EB4" unitRef="cad">8831000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-DF5B28C653FF51B799C7B2D305F9C63F" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-B59C3D1787195FFEA4CCBDF785843468" unitRef="cad">4493000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-68524965AF59543FB5C6393989DA3E86" unitRef="cad">2508000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-114BA3039E395B448E3C0F3F78BE77A6" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-900160838B125AC1A8D157A1D2684FCC" unitRef="cad">94000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-88EB69CA649B576DA901827373F15BD2" unitRef="cad">1736000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-C3A749F39A805F8B9B7BDE616BD397FB" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EC53D309BEB75CC59EC37B1B2779AF4A" unitRef="cad">2527000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-52483243DAF05B3BA9C5DBC9CA72D4EF" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-90852FDCDD005522A9C7F4D65CF5A3D3" unitRef="cad">132000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-BF46A6F6D967565EB132D8EEB2875FA1" unitRef="cad">5306000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD" decimals="-6" id="Fact-87EE28A4563A560CB3B07A1A5EBF64C6" unitRef="cad">20981000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember" decimals="-6" id="Fact-C859866346905E0A8E1CF7CA44BF1018" unitRef="cad">3183000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-82B43F25622054A5B659AAC7BA131591" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-0109A74D224A5331A8B5997830D7D768" unitRef="cad">3261000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-A73A491A1B775A4A8935781EC596393F" unitRef="cad">1000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-557CF9424D1F5383BD1CFD779AB1CD0E" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-8F4F999D97FE5E68A892300E0AAAD4C9" unitRef="cad">-79000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_AnnuitiesMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-8F7AD528CE6E5067BD16EA8E0075AD19" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember" decimals="-6" id="Fact-65A02D69C4055F9485EB59A7F40FDDA3" unitRef="cad">9121000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-115D9053002D54139ED139B2073F2FDD" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-5ACB18C7AD8C54F48A2BC70137369AAC" unitRef="cad">5316000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EE40C61CEB3B576DA4D369EAEF1577D5" unitRef="cad">24000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-B055ED026E8F507F9F0115ADC74A333C" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-0C0A22CE2E7854AE9C3EA473AE9FB300" unitRef="cad">14000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_HealthInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-EC41FD9E433253B49709DAE27EF4C91A" unitRef="cad">3767000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember" decimals="-6" id="Fact-12F855C0B0F95B1B8E291CBE3B360A1D" unitRef="cad">8677000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-8EBF6029D223557EB4B8E60D8C261211" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-8C5407FD410356FD8DABE1EA4A645FB3" unitRef="cad">4796000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EF59213F7DE85D14A3084E9F7C34B20D" unitRef="cad">2154000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-126D32E4F4C4563A98C64947AE49846E" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-45F8E44C0D325766B4BD70F15D626965" unitRef="cad">94000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_ProductsAndServicesAxis_slf_LifeInsuranceMember_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-344FB1758C1F5CA9BC95691F73C8E8F0" unitRef="cad">1633000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-93C75D3D42655EC787B246036111D14E" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-3E2779791BBB5663A529BD97F247B7A2" unitRef="cad">13373000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-3BE9A46142565D3EB422DE56BEC0F2BC" unitRef="cad">2179000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-B1D5CBC36B96563589C012C630C07709" unitRef="cad">0</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1E4BF297107554B0B6F2D9A03E93C72C" unitRef="cad">29000000</slf:DirectPremiumsEarned1>
	<slf:DirectPremiumsEarned1 contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-2BA8A20B80F7516F9DF522CE82816F12" unitRef="cad">5400000000</slf:DirectPremiumsEarned1>
	<slf:DiscountRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="3" id="Fact-6421F409864F33B6BB3B51DAD4B70989" unitRef="number">0.040</slf:DiscountRateSignificantUnobservableInputsAssets>
	<slf:DiscountRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="3" id="Fact-34A05A7F345874895ED051DAEB5C17C2" unitRef="number">0.103</slf:DiscountRateSignificantUnobservableInputsAssets>
	<slf:DistributionFeeIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-8FCA19904F805DCAA2FC6D300C427AE9" unitRef="cad">867000000</slf:DistributionFeeIncome>
	<slf:DistributionFeeIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-74AC9EB1A0FC5EF892E1D13CAC79ABB4" unitRef="cad">829000000</slf:DistributionFeeIncome>
	<slf:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3E737C84831F5F60A597D7433EC43404" unitRef="cad">15000000</slf:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale>
	<slf:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale contextRef="FD2018Q4YTD" decimals="-6" id="Fact-B5914ED3C4AC5EA2A330DECE23043376" unitRef="cad">14000000</slf:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale>
	<slf:DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-AD52175DA32859058B02E6B619B05A28" unitRef="cad">159000000</slf:DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss>
	<slf:DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-37E233032CF05B18825F9441F406A094" unitRef="cad">160000000</slf:DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss>
	<slf:EquityAdjustedBalance contextRef="FI2017Q4_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-DA6560915692AC5F094E51BFE6EDF910" unitRef="cad">10261000000</slf:EquityAdjustedBalance>
	<slf:EquityAttributableToParticipatingPolicyholders contextRef="FI2017Q4" decimals="-6" id="Fact-1AD81B87491F5F63B12DFC53C2733FE2" unitRef="cad">650000000</slf:EquityAttributableToParticipatingPolicyholders>
	<slf:EquityAttributableToParticipatingPolicyholders contextRef="FI2018Q4" decimals="-6" id="Fact-8FE4B0C7D24C50638355EC744DD3F997" unitRef="cad">864000000</slf:EquityAttributableToParticipatingPolicyholders>
	<slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2017Q4" decimals="2" id="Fact-394AB0F481AE52CD86A122AAE1ABAC8D" unitRef="number">0.03</slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2017Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_slf_DefinedBenefitPlansAssetCategoriesAxis_slf_FixedIncomeInvestmentMember" decimals="2" id="Fact-6BB65A0851261C8581A339B5501CBC13" unitRef="number">0.02</slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2018Q4" decimals="2" id="Fact-5D106733B2E9549FBD848A434CC342AF" unitRef="number">0.03</slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2018Q4_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level1OfFairValueHierarchyMember_slf_DefinedBenefitPlansAssetCategoriesAxis_slf_FixedIncomeInvestmentMember" decimals="2" id="Fact-6643953AC44DAAEE33B35297AE574138" unitRef="number">0.02</slf:EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter contextRef="FI2018Q4" decimals="-6" id="Fact-473B150E21695DEC86368DC325D6ED52" unitRef="cad">1114000000</slf:ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter>
	<slf:ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-2FEB241B787F54F19743610DF02022A6" unitRef="cad">92000000</slf:ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter>
	<slf:ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-A7878ECAE6EB5DCEAFF0E6B4FAD3918A" unitRef="cad">1022000000</slf:ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter>
	<slf:ExpectedFutureBenefitPaymentNextAnnualReportingPeriod contextRef="FI2018Q4" decimals="-6" id="Fact-8AA0F985B8D856789D98FF6A07E2B319" unitRef="cad">176000000</slf:ExpectedFutureBenefitPaymentNextAnnualReportingPeriod>
	<slf:ExpectedFutureBenefitPaymentNextAnnualReportingPeriod contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-97B9C974910A52018E7567928103032C" unitRef="cad">16000000</slf:ExpectedFutureBenefitPaymentNextAnnualReportingPeriod>
	<slf:ExpectedFutureBenefitPaymentNextAnnualReportingPeriod contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-F798B6C636FB595287DB5B20251E3CAF" unitRef="cad">160000000</slf:ExpectedFutureBenefitPaymentNextAnnualReportingPeriod>
	<slf:ExpectedFutureBenefitPaymentYearFive contextRef="FI2018Q4" decimals="-6" id="Fact-BC7C7BEC6B5A58E998E000EB4AB87EDF" unitRef="cad">207000000</slf:ExpectedFutureBenefitPaymentYearFive>
	<slf:ExpectedFutureBenefitPaymentYearFive contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-B84DF006895651F5B9E5B3D922449F27" unitRef="cad">17000000</slf:ExpectedFutureBenefitPaymentYearFive>
	<slf:ExpectedFutureBenefitPaymentYearFive contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-0BDCC34DFF9E57F6BFA39B529C38E88A" unitRef="cad">190000000</slf:ExpectedFutureBenefitPaymentYearFive>
	<slf:ExpectedFutureBenefitPaymentYearFour contextRef="FI2018Q4" decimals="-6" id="Fact-08A35903BF255EC6975BAA4430D5E10D" unitRef="cad">200000000</slf:ExpectedFutureBenefitPaymentYearFour>
	<slf:ExpectedFutureBenefitPaymentYearFour contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-7202CFF9CA945AED95206E4B0AC010FB" unitRef="cad">17000000</slf:ExpectedFutureBenefitPaymentYearFour>
	<slf:ExpectedFutureBenefitPaymentYearFour contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-A3D50BCDEF5A5232828EE642F3AA6F1E" unitRef="cad">183000000</slf:ExpectedFutureBenefitPaymentYearFour>
	<slf:ExpectedFutureBenefitPaymentYearThree contextRef="FI2018Q4" decimals="-6" id="Fact-5BC087ADD4E6522C9BF7D12881F26601" unitRef="cad">191000000</slf:ExpectedFutureBenefitPaymentYearThree>
	<slf:ExpectedFutureBenefitPaymentYearThree contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-2B4F8CD9FE1C50FA90B07B0D0FE48334" unitRef="cad">16000000</slf:ExpectedFutureBenefitPaymentYearThree>
	<slf:ExpectedFutureBenefitPaymentYearThree contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-564C5FB564AA58438C297FAAA2DFD5DD" unitRef="cad">175000000</slf:ExpectedFutureBenefitPaymentYearThree>
	<slf:ExpectedFutureBenefitPaymentYearTwo contextRef="FI2018Q4" decimals="-6" id="Fact-7C5FD35954745F5C987BB2F33DD9520D" unitRef="cad">184000000</slf:ExpectedFutureBenefitPaymentYearTwo>
	<slf:ExpectedFutureBenefitPaymentYearTwo contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-E244C7545F8551398C2FE78B730B4DD6" unitRef="cad">16000000</slf:ExpectedFutureBenefitPaymentYearTwo>
	<slf:ExpectedFutureBenefitPaymentYearTwo contextRef="FI2018Q4_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-74153B5B1F9A5A2E89004E3B23B1D266" unitRef="cad">168000000</slf:ExpectedFutureBenefitPaymentYearTwo>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0EA61A1564035D90A7FE061E1C8F0710" unitRef="cad">15353000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld contextRef="FD2018Q4YTD" decimals="-6" id="Fact-11E80FE9B8175996971E45DD958A1F70" unitRef="cad">15986000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0BC8DAE25D355EDFA98D3489B3B32FCC" unitRef="cad">1849000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments contextRef="FD2018Q4YTD" decimals="-6" id="Fact-A1ADA84E12C65E5CA1EF4248E3D7E45C" unitRef="cad">1876000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0DF3CA787C3853DCA56705C0E3A68E3A" unitRef="cad">3836000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits contextRef="FD2018Q4YTD" decimals="-6" id="Fact-35DC0FD8042A52B48D52865ED73831DC" unitRef="cad">3948000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits contextRef="FD2017Q4YTD" decimals="-6" id="Fact-2B34D5484D375357833309C1FA2C928D" unitRef="cad">6079000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits contextRef="FD2018Q4YTD" decimals="-6" id="Fact-31DF3CBA434A57CE81A48DB900AB5591" unitRef="cad">6421000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EEA14A7C63FC59B18A479E0C62A6AFA5" unitRef="cad">2389000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders contextRef="FD2018Q4YTD" decimals="-6" id="Fact-03DCC14349625E368A079C26FD91ABE5" unitRef="cad">2609000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits contextRef="FD2017Q4YTD" decimals="-6" id="Fact-7199F22B65DB541CB606D8C1F43049B6" unitRef="cad">1200000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits>
	<slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits contextRef="FD2018Q4YTD" decimals="-6" id="Fact-B4F23B9B7738567596654204242C2B24" unitRef="cad">1132000000</slf:ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits>
	<slf:FairValueOfJointlyControlledAssets contextRef="FI2017Q4_ifrs-full_JointOperationsAxis_ifrs-full_JointOperationsMember" decimals="-6" id="Fact-38186B28205058959E073AC74BAC2B44" unitRef="cad">1293000000</slf:FairValueOfJointlyControlledAssets>
	<slf:FairValueOfJointlyControlledAssets contextRef="FI2018Q4_ifrs-full_JointOperationsAxis_ifrs-full_JointOperationsMember" decimals="-6" id="Fact-0943D333258FA513B18A52336F29DBAD" unitRef="cad">1307000000</slf:FairValueOfJointlyControlledAssets>
	<slf:FeeIncomeFromInsuranceContracts contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EA2D500D574B5F5C8E3CE273660E2164" unitRef="cad">894000000</slf:FeeIncomeFromInsuranceContracts>
	<slf:FeeIncomeFromInsuranceContracts contextRef="FD2018Q4YTD" decimals="-6" id="Fact-188F8F6BC6CD5878AAC5371E6EF28B99" unitRef="cad">968000000</slf:FeeIncomeFromInsuranceContracts>
	<slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_IndustrialPropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="INF" id="Fact-916C07D7D4FB912FF62C51D9BF30454C" unitRef="USD_PER_square_foot">3000000</slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot>
	<slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_RetailAndOfficePropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="INF" id="Fact-BE0657F3EB66AF81731851D96E110DB7" unitRef="square_foot">12</slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot>
	<slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_IndustrialPropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="INF" id="Fact-A9A8B8DEA4E5CF321ACF51D9E27AEF52" unitRef="USD_PER_square_foot">11000000</slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot>
	<slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfInvestmentPropertyAxis_slf_RetailAndOfficePropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="INF" id="Fact-3569B84126E8D9F7580451D9956B0911" unitRef="USD_PER_square_foot">76</slf:FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot>
	<slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-E149F2A9AF3F50BB90AB1339759F0288" unitRef="cad">3000000</slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions>
	<slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-F8D324AA42A4D8BF88412ED24E6CB2B1" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions>
	<slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-A5DCEA77F33C5F6ABB43E59F3C2DAE13" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions>
	<slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-38A0846E9C65970D4EE92ED24E6629BF" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions>
	<slf:FinancialLiabilitiesIncreaseDecreaseDeposits contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-CB82ADD1F0F75F969247EB4DB076F4AE" unitRef="cad">470000000</slf:FinancialLiabilitiesIncreaseDecreaseDeposits>
	<slf:FinancialLiabilitiesIncreaseDecreaseDeposits contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-64A9E530598D5C9B95BF8689E082CF1F" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseDeposits>
	<slf:FinancialLiabilitiesIncreaseDecreaseDeposits contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-5740276D95ED5FD5ACAAF2EAC9E94D2E" unitRef="cad">483000000</slf:FinancialLiabilitiesIncreaseDecreaseDeposits>
	<slf:FinancialLiabilitiesIncreaseDecreaseDeposits contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-EF4840783B965ED2A209F16989032501" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseDeposits>
	<slf:FinancialLiabilitiesIncreaseDecreaseFees contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-E38E3B9211505BF2A3907759FE762BE2" unitRef="cad">-5000000</slf:FinancialLiabilitiesIncreaseDecreaseFees>
	<slf:FinancialLiabilitiesIncreaseDecreaseFees contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-714D23DC9F6157148D59F2E2A7EC9ADC" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseFees>
	<slf:FinancialLiabilitiesIncreaseDecreaseFees contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-AC6B34D8F9A45BA1A6E1E3A8EE598B6D" unitRef="cad">-8000000</slf:FinancialLiabilitiesIncreaseDecreaseFees>
	<slf:FinancialLiabilitiesIncreaseDecreaseFees contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-0141C82152985AF4AFC9AF7DD06FD30B" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseFees>
	<slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember" decimals="-6" id="Fact-88902B91A4AE74C1CA2B2ED6D568629F" unitRef="cad">-2000000</slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements>
	<slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="-6" id="Fact-41AACE962EBFB6237BE62ED6FFAFA1AA" unitRef="cad">-129000000</slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements>
	<slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember" decimals="-6" id="Fact-D45387CB4E625CD57E37520C9EB3FF27" unitRef="cad">1000000</slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements>
	<slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="-6" id="Fact-7E25EE37C68C0107E8E2520CB1ABA36D" unitRef="cad">161000000</slf:FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements>
	<slf:FinancialLiabilitiesIncreaseDecreaseInterest contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-89095BD448425E73A69C6DDC0AE01689" unitRef="cad">47000000</slf:FinancialLiabilitiesIncreaseDecreaseInterest>
	<slf:FinancialLiabilitiesIncreaseDecreaseInterest contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-B571FDE2B37A555CAE78E3322A160C3E" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseInterest>
	<slf:FinancialLiabilitiesIncreaseDecreaseInterest contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-F60BCF98F56357CFBAAE368AE05A71CC" unitRef="cad">53000000</slf:FinancialLiabilitiesIncreaseDecreaseInterest>
	<slf:FinancialLiabilitiesIncreaseDecreaseInterest contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-EB53BEF82B6B50D1AAEBEA0C9613C0D7" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseInterest>
	<slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember" decimals="-6" id="Fact-CCBD7F8EA970DF9F24562ED6BEDDCCEC" unitRef="cad">-45000000</slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges>
	<slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges contextRef="FD2017Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="INF" id="Fact-B8B6923A6C9E64BB64F82ED6ED116D82" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges>
	<slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_OtherBorrowingsMember" decimals="-6" id="Fact-6F0B180020FB9DA119F9520C6934C09F" unitRef="cad">-40000000</slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges>
	<slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges contextRef="FD2018Q4YTD_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember" decimals="INF" id="Fact-5759269576B9D94A708961926BC51030" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges>
	<slf:FinancialLiabilitiesIncreaseDecreaseOther contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-7B381081F0E75423A80036A5C2E960E0" unitRef="cad">19000000</slf:FinancialLiabilitiesIncreaseDecreaseOther>
	<slf:FinancialLiabilitiesIncreaseDecreaseOther contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-B2BD23CC2C555C5689F9DB92C0DB5A20" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseOther>
	<slf:FinancialLiabilitiesIncreaseDecreaseOther contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-F97BA825F6025C1FAEAEC56B560C5A9D" unitRef="cad">21000000</slf:FinancialLiabilitiesIncreaseDecreaseOther>
	<slf:FinancialLiabilitiesIncreaseDecreaseOther contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-A2B80A52AA9259EF83C3BAE007B6CE8F" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseOther>
	<slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-DC708C39B59A5165B32B738F7E9298AD" unitRef="cad">-322000000</slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals>
	<slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-B90CB94C939B5F53B2CC77DE32FA5B21" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals>
	<slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-82E3515D74EC540B9A3220A4F7A0C63E" unitRef="cad">-420000000</slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals>
	<slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-67E783F28F2B5345BB122A567C332D2E" unitRef="cad">0</slf:FinancialLiabilitiesIncreaseDecreaseWithdrawals>
	<slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-781A72C6A7655E3D8A73442F40934A22" unitRef="cad">853000000</slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin>
	<slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin contextRef="FI2017Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-078FAC4349E5B6BC6700764E9EB5A6CA" unitRef="cad">0</slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin>
	<slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_ifrs-full_DerivativesMember" decimals="-6" id="Fact-1995BE0DDBC13AD6A73E51E451B5EE43" unitRef="cad">470000000</slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin>
	<slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin contextRef="FI2018Q4_ifrs-full_TypesOfFinancialAssetsAxis_slf_ReverseRepurchaseAgreementsMember" decimals="-6" id="Fact-034435AFB6DDA1DC2A30764EA0894702" unitRef="cad">17000000</slf:FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin>
	<slf:FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2017Q4" decimals="2" id="Fact-86B66330C4625BAA910953A9DC55EB97" unitRef="number">0.86</slf:FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2018Q4" decimals="2" id="Fact-0463A6CE08A350FD89CEB82CE71F1E38" unitRef="number">0.76</slf:FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds contextRef="FD2018Q4YTD" decimals="2" id="Fact-807B67BA6E70537CB73E39A02CFFC237" unitRef="number">0.25</slf:FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-33560E66E37002F4910C2E13D53A600E" unitRef="cad">-15000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-3E52FFB9842B5AAFCCB12E13D50F2638" unitRef="cad">-4000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-807CDB351AB48101E75F2E13D4F5D430" unitRef="cad">0</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-0C070FB918A54569C35D2E13D479F1E7" unitRef="cad">-1000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AC7BFB920DD78819ECEE2E13D4C1F795" unitRef="cad">-113000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-C2445B49A1475A2CAF4DDB93F34C903B" unitRef="cad">-151000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-E0C9355B54AD7B65CED62E13D533428A" unitRef="cad">-18000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-89F8D21E5003DB51F6A02E13D4DD7857" unitRef="cad">5000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2017Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-75428017F08158F6AAE0FF95B88C4BC6" unitRef="cad">-146000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-4F9CE5788AC05F9397CB160D5B18645B" unitRef="cad">13000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-746EF86D294D5BAC839341C05FAE5A2A" unitRef="cad">7000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5B6C312971BE55A5963D9C4DBB5001C2" unitRef="cad">2000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfFinancialAssetsAxis_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_ifrs-full_ClassesOfAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-AD1063BDE398526AB964E58C4777A4D5" unitRef="cad">3000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-5689108E69235DE1AE5AB40FC454FA61" unitRef="cad">141000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-1D9508CB74B8536EA96629101EC3574C" unitRef="cad">209000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_OtherInvestedAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-9BF6683FA18E564BB0CAFE77922D8294" unitRef="cad">43000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_SeparateAccountAssetsMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-06AD14D0DBA75D26B8F93F332E6485DF" unitRef="cad">16000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:ForeignCurrencyTranslationFairValueMeasurementAssets contextRef="FD2018Q4YTD_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember_ifrs-full_MeasurementAxis_ifrs-full_RecurringFairValueMeasurementMember" decimals="-6" id="Fact-39BC5C88B8AB56FBB9532F4C57BB0DA0" unitRef="cad">225000000</slf:ForeignCurrencyTranslationFairValueMeasurementAssets>
	<slf:FundManagementAndOtherAssetBasedFees contextRef="FD2017Q4YTD" decimals="-6" id="Fact-574ADE93D5EB5AF6A2BA3868EE2F08B5" unitRef="cad">3423000000</slf:FundManagementAndOtherAssetBasedFees>
	<slf:FundManagementAndOtherAssetBasedFees contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F5677D16A8E2591CA90B79936A632088" unitRef="cad">3444000000</slf:FundManagementAndOtherAssetBasedFees>
	<slf:GainLossonTerminationofLease contextRef="FD2018Q4YTD" decimals="-6" id="Fact-60B1F6F8B60D2667DD4952A9C81436C9" unitRef="cad">28000000</slf:GainLossonTerminationofLease>
	<slf:GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss contextRef="FD2017Q4YTD" decimals="-6" id="Fact-20B8676E410B518D97587B654CEC3BC8" unitRef="cad">2603000000</slf:GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss>
	<slf:GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D2418D8C19E45A80AB1A2FDF96396692" unitRef="cad">-3373000000</slf:GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss>
	<slf:GeneralFundAssets contextRef="FI2017Q4" decimals="-6" id="Fact-BAF68F230CE8581DBFB1746B1E213F2E" unitRef="cad">162720000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-2AD475D0D5DA5E83859378C1790C31F1" unitRef="cad">72619000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-AED632F56ABE532A8D528669E290D537" unitRef="cad">11124000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-120FEE674BA458298E7A8F50A50EAB02" unitRef="cad">6076000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-0907A32B367E54878D08E1DAED34E4E3" unitRef="cad">6003000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-74FD5BEFDA8E5E2EBB7C47D606D8094B" unitRef="cad">12001000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-674B3BADB33250D08EC95D10094668B5" unitRef="cad">18560000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-CAB4E5017BBC5646A21BD321BADD9EBB" unitRef="cad">18855000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember" decimals="-6" id="Fact-169D7F2B7CF2532ABA942494E7604029" unitRef="cad">7067000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-B265CC3E66F356D197CE36338F8BF9CF" unitRef="cad">1074000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-9258DF7A27D554EDB719281653286501" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-32891723303A55BEB66538733F065C03" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-8FDD224486525B3EA9B4966F47306B6B" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-B061251F8F2655ACB83F5EED9FD3C8E6" unitRef="cad">1348000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-57A7405D8C9C54B0AC180AD56562F9A8" unitRef="cad">4645000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-2B188C0B80DF54C3AEE9C8000FA92E9A" unitRef="cad">6020000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-5978E9FE6E4F5D9A99297328742D3460" unitRef="cad">942000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-60AB3976DAF95091AAF9A4F1597A2636" unitRef="cad">45000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-F566DF6B880955488E39A733C16F8BD0" unitRef="cad">73000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-6B70EB3591205FADA514E43B88FC8096" unitRef="cad">50000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-AC9AB995EA335A0FBAA74D8B2B81BE45" unitRef="cad">1720000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-9AE4DBFFF90457E6B54BB15A51462840" unitRef="cad">3190000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-272668E793F65958A94CB3B490BCB57E" unitRef="cad">42805000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-00B2A66A76D953D4A60FED003F2D3A38" unitRef="cad">2842000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-DC2CF8C373AB589DAC860D41C65F37B1" unitRef="cad">5840000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-745220C04EC65349972B7FBB4C175F2A" unitRef="cad">8799000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-9AF21EDD6CCE58169F8DE00E7E2D0C84" unitRef="cad">5506000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-C03F13708B4453E9BD3CF5263F3842E0" unitRef="cad">12360000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-9F55CFE0F9535264B626EC1F07829700" unitRef="cad">7458000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember" decimals="-6" id="Fact-53644DE2D1D85B11B05175E72A65B032" unitRef="cad">34209000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-9C64F3C264EA5A6DB35561978560968F" unitRef="cad">16491000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-4F3CF8EB1B795D21A476835FDBF340D9" unitRef="cad">538000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-D21B4B38434A5BCDAEE072E74E58D1C4" unitRef="cad">2667000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-38BD1C6CDC335D108782A6EE3194EB6D" unitRef="cad">1303000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-EC79CE2289455ED09D09154919CE76AA" unitRef="cad">8702000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-38541F8E8F015412B0B024201CD6E0E7" unitRef="cad">4508000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-476F3094AD4E5AF8BAA2BBB27D135F27" unitRef="cad">365000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-5FBB8C6080B25552A337B6030E234A4A" unitRef="cad">3723000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-C8E34082DB66586EB74540646FEF89E7" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-FEB0B093A04050219F50A8FE79BB8BBE" unitRef="cad">8744000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-2218FFC48F5450B5BB27593A9CEF12C2" unitRef="cad">3750000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-43C09D54C44D5AC997E48AFFCCA3C282" unitRef="cad">1984000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-13E03E11DB3C5FB5A1BA1F1657263946" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-C767111FF9665E668AEA53DA56B3B6F1" unitRef="cad">154000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-CE5C796414A65A169208388DEC819690" unitRef="cad">32473000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-0CDFB7F6F920530C9711D4F24538FE6A" unitRef="cad">12499000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-309E4EA80E2C56F8A4E9228ED94B100F" unitRef="cad">17542000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-CA321635A5265BFC8778F7F3E6EBD006" unitRef="cad">18860000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-071C02836C0E5B67B14438D8A4ABE9B4" unitRef="cad">42690000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-309FB41BBAED54D39C17275D87A8A3E7" unitRef="cad">38656000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-612D6097FD165F249813AABCD97EF191" unitRef="cad">-191000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-9203396278B75D9DB87C7927C0125017" unitRef="cad">84698000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-C09A94FA2C905668926F9FB00896AC75" unitRef="cad">27234000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-EB69C78326765F25BA405ECDCF0AAB3B" unitRef="cad">4115000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-10E743FEF85D5CF0B63357146FC13DDA" unitRef="cad">14605000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-63A5DB01FB9751DE9563CC34304E3E9B" unitRef="cad">32259000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-EA4D0F45C0AC5276A5080A4DE501B2E8" unitRef="cad">4115000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-947C8596D19B5A67B96AE5A7FDEAFD76" unitRef="cad">14605000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4" decimals="-6" id="Fact-F656FC4EB0515DA18B602FD6FDD5D110" unitRef="cad">168765000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember" decimals="-6" id="Fact-408F59ECF76A59B8BBF2B77C47C884D7" unitRef="cad">74443000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-5E79B9B03D7D5A98953C0E64FE3A543B" unitRef="cad">11462000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-A891049BADB5576A874A9A73834830EA" unitRef="cad">6448000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-A795516182675D5F8007F23BE022C328" unitRef="cad">6271000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-2B5C3804663853BF88988204614A5166" unitRef="cad">11918000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-2044AC5497865F378133E7616E4CFC6C" unitRef="cad">18720000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_DebtSecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-2314E91A159B5B39B7C5D27D370BEC1D" unitRef="cad">19624000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember" decimals="-6" id="Fact-82DB942320815FE2B68F0F7456B63580" unitRef="cad">7157000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-0E426C92E36D5494A16BF6940EF4A1F1" unitRef="cad">783000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-BE31891FD63555D1AAC79BDD889C727A" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-ED7A3ECF904558CAA5270D8BD6BFBF54" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-423920FC5B9E56B593E11EFC7DE264A8" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-F4CA2A15F5D1563EBB284BC625C0EE07" unitRef="cad">1638000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_InvestmentPropertyMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-464517CFA35A554991F955D02C4E332F" unitRef="cad">4736000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember" decimals="-6" id="Fact-4B6987549A955037A86F2FF32E13D381" unitRef="cad">4634000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-F94B410F38A353A98CA4F0BD15EA8333" unitRef="cad">620000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-143AD44185C75B79BF648B4619BBFCD6" unitRef="cad">35000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-C27D6F5804655A6DB8B3CC33212EBCBF" unitRef="cad">70000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-87F990ADA14B561493054A4E0E941739" unitRef="cad">49000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-DFC7144AB6285171B4E27C5EEC339440" unitRef="cad">1303000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_OtherEquitySecuritiesMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-88EF1BF03EFC57E7ADA402C99F40A535" unitRef="cad">2557000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember" decimals="-6" id="Fact-341E7FB062365F1C8E1388991866530B" unitRef="cad">46822000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-F211154BD1D958EA9FB02BA5D63EBC9F" unitRef="cad">3162000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-1FF764617FEB58F4A37264006E968553" unitRef="cad">6298000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-4655D99DE39B506592543A264D7DED72" unitRef="cad">9217000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-CACF4E08A57F55CBA64C4D7765C822AE" unitRef="cad">5769000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-8F28CBE6BAC95C4F9DB5F8E65ADA2BAE" unitRef="cad">14398000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_MortgagesAndLoansMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-B9024D172F445F4EAB06D82145D3E2AE" unitRef="cad">7978000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember" decimals="-6" id="Fact-750676A995115121842953495D907371" unitRef="cad">35709000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-F0779061879254BCBD09F9B32C280F5E" unitRef="cad">17591000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-5D2F196E7465533DA8F401E5D754C5F9" unitRef="cad">822000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-001671444EE259BC868C5DE66D1E1331" unitRef="cad">2882000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-C8F2FAB0B99D56859D5B96B27F8B1731" unitRef="cad">959000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-20DBBEFC0427537E9FF43DE6D3D4CB7A" unitRef="cad">9058000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialAssetsAxis_slf_OtherFinancialAssetsMember_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-1E689E0D402B555CB32CD3F40D5EE4BA" unitRef="cad">4397000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-EF2D6A5558B95786A18E4C546E30ED57" unitRef="cad">321000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_CA_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-281EAE28661F58818E8386B6F79D7E44" unitRef="cad">3384000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-3D1D6B43AB595D979DE5223648E389FC" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-8F30AD29342253199F25CE9642C58672" unitRef="cad">8274000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-645BE71B5AF951AFA4EF40C72B00EADC" unitRef="cad">4147000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_US_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-B20044F9F3CB5CEE8760D9274092AACC" unitRef="cad">2550000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-5FE40AFE109158E9B96AD3631FAFDB14" unitRef="cad">0</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_slf_OtherCountriesMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-1CA4FD38CF1751DBAC5323689979DE6F" unitRef="cad">170000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_EquityAndOtherMember" decimals="-6" id="Fact-F0BAFBE1C55F56388A7025CD2D13FC42" unitRef="cad">33618000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupAnnuitiesMember" decimals="-6" id="Fact-39C4C3D7A06C53128D022A5898B5AE5B" unitRef="cad">13603000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_GroupLifeAndHealthMember" decimals="-6" id="Fact-191BDF4DA13254FD915A053A3A9EDB93" unitRef="cad">18440000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualAnnuitiesMember" decimals="-6" id="Fact-814587D841B753D58BDE3052B98656D4" unitRef="cad">18695000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualNonparticipatingLifeAndHealthMember" decimals="-6" id="Fact-57EF3AA85C015284ABEC3EDF6EEF2135" unitRef="cad">45117000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_IndividualParticipatingLifeMember" decimals="-6" id="Fact-045520DC613A54BDB35644BAAB92A5F9" unitRef="cad">39292000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-1673A959AE025A69BC798F95F37F3D5C" unitRef="cad">86697000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-D470E450E253555CB536A2CD99CDAD3F" unitRef="cad">28855000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-5052318138845A40A0228067F6093D90" unitRef="cad">4468000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-AC3AD678E197536BA5F1C9EAEC007B2C" unitRef="cad">14378000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-EB522AB24D8B5DDDA99FB6D692BE066B" unitRef="cad">34584000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-68098B49E135529A9F3514C12333431E" unitRef="cad">4468000000</slf:GeneralFundAssets>
	<slf:GeneralFundAssets contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-448BE6A775155D7C982342FC60210570" unitRef="cad">14378000000</slf:GeneralFundAssets>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-93519EF1768657D88FC6356F4796EE88" unitRef="cad">139749000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-007B69CDC2095033BA758370A595D6D2" unitRef="cad">-191000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-9013548D1BAD5477AC2FDFB997F7AAB4" unitRef="cad">76683000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-2020686B0B765B81BCFC8DAFFB50A513" unitRef="cad">21748000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-7C213755DF05586FBD2C05B027412080" unitRef="cad">2346000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-722BAC01BB04533B85DADE69578147AB" unitRef="cad">10372000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-727B5CF666DB5AA0807D7EC77B8D7AFC" unitRef="cad">28791000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-9B188E81D3C05C3C9404A63990E1BEDC" unitRef="cad">144195000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-A2CF5D1ABD3F562D802BAE6ACB23A9B3" unitRef="cad">-217000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-03F669194F7A5C4A963FA027ED540FF6" unitRef="cad">78946000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-D890E55B84FC5F918E655A9BD7822D60" unitRef="cad">23692000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-E1433EB3F90F5A36AA8988F8C7A87594" unitRef="cad">2396000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-B50EFDB43A7C58CFA0DE9AF96285C776" unitRef="cad">8707000000</slf:GeneralFundLiabilities>
	<slf:GeneralFundLiabilities contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-63DA78DB4BA255019BA9141CD5F81522" unitRef="cad">30671000000</slf:GeneralFundLiabilities>
	<slf:GrowthRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="3" id="Fact-63C5B81D003C4771A42A51D9F7CFF374" unitRef="number">0.000</slf:GrowthRateSignificantUnobservableInputsAssets>
	<slf:GrowthRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="3" id="Fact-FB9AF30784FFE764108C51DA1645B975" unitRef="number">0.030</slf:GrowthRateSignificantUnobservableInputsAssets>
	<slf:IncomeFromContractsWithReinsurersCommissions contextRef="FD2017Q4YTD" decimals="-6" id="Fact-B603A6F8BA5059E39F9383CBED972EAF" unitRef="cad">85000000</slf:IncomeFromContractsWithReinsurersCommissions>
	<slf:IncomeFromContractsWithReinsurersCommissions contextRef="FD2018Q4YTD" decimals="-6" id="Fact-7120CA27D59F5844ACB65AE6AB6EF211" unitRef="cad">74000000</slf:IncomeFromContractsWithReinsurersCommissions>
	<slf:IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D5765F4332CE534CBF756599749A5D13" unitRef="cad">360000000</slf:IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet>
	<slf:IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D175206C24885A9A9754517F37795BC2" unitRef="cad">83000000</slf:IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet>
	<slf:IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits contextRef="FD2017Q4YTD" decimals="-6" id="Fact-7C3C666A89AB589996827A1335A802CD" unitRef="cad">3704000000</slf:IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits>
	<slf:IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D12755B2538C564DBD2E3C03872324D5" unitRef="cad">1839000000</slf:IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits>
	<slf:IncomeFromContractsWithReinsurersReserveAdjustment contextRef="FD2017Q4YTD" decimals="-6" id="Fact-9E7A2C5012A05EC69508794C437757E8" unitRef="cad">224000000</slf:IncomeFromContractsWithReinsurersReserveAdjustment>
	<slf:IncomeFromContractsWithReinsurersReserveAdjustment contextRef="FD2018Q4YTD" decimals="-6" id="Fact-66670F1716675A718759A6BCFB0F50FF" unitRef="cad">25000000</slf:IncomeFromContractsWithReinsurersReserveAdjustment>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD" decimals="-6" id="Fact-AC159B20E0B6AB2EAADF86BC56C94C5B" unitRef="cad">-9000000</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-51D418B213C43C33972286BC5633D0E3" unitRef="cad">-3000000</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-BE58FF0B4AD1A0DFD5E386BC550B8F4C" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-DCE77994A50AF058888A86BC53B6CA31" unitRef="cad">-6000000</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-350453B76652AF29C49286BC51E112A7" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-BFC040D2A548DB917A86E26E94A7125C" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-6982A21079B14D9B9F6786BC55D0ACEF" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD" decimals="-6" id="Fact-74C646F4BD3E58B0A16BCEF140281D16" unitRef="cad">64000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-63B7ACE467C65C8C98FAE2E7DA2B433A" unitRef="cad">4000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-09C2C47044535A8CB9C22466FE1EB1F3" unitRef="cad">9000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-658B5BCCF4A156868B5EC519C8A67ADC" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-4362966A9A535576BCA2096630672B4D" unitRef="cad">73000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-7176CCD1D16055CCA198527DC9DB1692" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-5C15599D57D75DAA85C1609FF1730D0D" unitRef="cad">-22000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD" decimals="-6" id="Fact-B3EB6F675EBB5007892875221BCDC41D" unitRef="cad">-24000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_OtherTemporaryDifferencesMember" decimals="-6" id="Fact-6857D8840D04555AB994195C503AF003" unitRef="cad">-9000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-54CF35F3A9365B57B9273B4E30EBC357" unitRef="cad">13000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_DeferredAcquisitionCostsMember" decimals="-6" id="Fact-9F915FAB7F505F1392C966F400532447" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_Investments1Member" decimals="-6" id="Fact-946C2E6ADCA0575CB06FF52E8C23350C" unitRef="cad">-45000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_OtherPolicyLiabilitiesMember" decimals="-6" id="Fact-E2D8326F810E5F61B6E1EB9B02D9EBE6" unitRef="cad">0</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_slf_PensionAndOtherEmployeeBenefitsMember" decimals="-6" id="Fact-50E143289CC55E0AB928B554501B512C" unitRef="cad">17000000</slf:IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet>
	<slf:IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations contextRef="FD2017Q4YTD" decimals="-6" id="Fact-B2D8315A4B5E548D94F3690830B60E9C" unitRef="cad">0</slf:IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations>
	<slf:IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations contextRef="FD2018Q4YTD" decimals="-6" id="Fact-01DDC964D37D5BA6B6E331A18CC46A28" unitRef="cad">-56000000</slf:IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations>
	<slf:IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-2454D42FE1005661B42DEF19BC557DF7" unitRef="cad">-92000000</slf:IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-5B47F29AC8B35CAB851A803E8FE6F08B" unitRef="cad">58000000</slf:IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-92EF74E6D07650C28BBEE80EF030E38A" unitRef="cad">-1000000</slf:IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BE9EB959E0EF54EA9AB0617C9AE8D84C" unitRef="cad">4000000</slf:IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-9FC7525F287F5FF59B88FBFB1CC3B2D3" unitRef="cad">-39000000</slf:IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E526DF4C0E035986B46FAA51316EA9D6" unitRef="cad">-31000000</slf:IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-041E6E359BE950FA84A4B4BB522A1812" unitRef="cad">-3000000</slf:IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome>
	<slf:IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-2C7FD1ECF08B530584ABAA6A4E72C08D" unitRef="cad">0</slf:IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome>
	<slf:IncreaseDecreaseInAssetFairValueInvestmentProperty contextRef="FD2017Q4YTD" decimals="-6" id="Fact-36CF733EF02126AD79E62E191F0DFFF3" unitRef="cad">211000000</slf:IncreaseDecreaseInAssetFairValueInvestmentProperty>
	<slf:IncreaseDecreaseInAssetFairValueInvestmentProperty contextRef="FD2017Q4YTD_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_LeasingCommissionsAndTenantInducementsMember" decimals="-6" id="Fact-ED477FE249FCBFB652752E198B91444C" unitRef="cad">53000000</slf:IncreaseDecreaseInAssetFairValueInvestmentProperty>
	<slf:IncreaseDecreaseInAssetFairValueInvestmentProperty contextRef="FD2018Q4YTD" decimals="-6" id="Fact-661DC005868F5645C97451D80318486F" unitRef="cad">529000000</slf:IncreaseDecreaseInAssetFairValueInvestmentProperty>
	<slf:IncreaseDecreaseInAssetFairValueInvestmentProperty contextRef="FD2018Q4YTD_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_LeasingCommissionsAndTenantInducementsMember" decimals="-6" id="Fact-D0109F24A58DE87C35A151D82A54AEE0" unitRef="cad">88000000</slf:IncreaseDecreaseInAssetFairValueInvestmentProperty>
	<slf:IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod contextRef="FI2017Q4_ifrs-full_JointVenturesAxis_slf_CanadianRealEstateJointVenturesMember" decimals="-6" id="Fact-DBD2BB663D049BA2B72F765D7F03BA48" unitRef="cad">121000000</slf:IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod>
	<slf:IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod contextRef="FI2018Q4_ifrs-full_JointVenturesAxis_slf_CanadianRealEstateJointVenturesMember" decimals="-6" id="Fact-692A376CA1A9577CA078D7C169F20936" unitRef="cad">64000000</slf:IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination contextRef="FD2017Q4YTD" decimals="-5" id="Fact-3274C4B97C1FB0A2978D765BB6ED631D" unitRef="shares">0</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination contextRef="FD2018Q4YTD" decimals="-5" id="Fact-D2246AA067DEB40CFD027658B3FAB97C" unitRef="shares">100000</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue contextRef="FD2017Q4YTD" decimals="-6" id="Fact-5758FB90EF161261A6D3765BB7E1C3FE" unitRef="cad">0</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue contextRef="FD2018Q4YTD" decimals="-6" id="Fact-AC4C1341AF58FDAB085E765A3A719725" unitRef="cad">4000000</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_ifrs-full_ComponentsOfEquityAxis_ifrs-full_IssuedCapitalMember" decimals="-6" id="Fact-067372BF8D902877CFB051BFE7291AFD" unitRef="cad">4000000</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-EC51EF6C6CDC5838818B84D2DE505AEC" unitRef="shares">3500000</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares contextRef="FD2017Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_slf_ShareRepurchaseProgram1Axis_slf_ThirdPartyShareRepurchaseProgramMember" decimals="INF" id="Fact-5790903A95EA4B20C4FD52204A553E95" unitRef="shares">-1100000.0</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="-5" id="Fact-D46656B0CA095EF18E6E81796075FE02" unitRef="shares">-12500000</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="INF" id="Fact-BD884F92E8973A0013F1521F03CB99E1" unitRef="shares">-12500000.0</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares>
	<slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_slf_ShareRepurchaseProgram1Axis_slf_A2018NCIBMember" decimals="INF" id="Fact-EA6E10764054A07CF9FAA57D0F36BF0D" unitRef="shares">-100000.0</slf:IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares>
	<slf:IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences contextRef="FD2017Q4YTD" decimals="-6" id="Fact-4E8F8B8C2B00574EAEB9682B141D1166" unitRef="cad">-821000000</slf:IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences>
	<slf:IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F92E5A7808395600BD3F3E2540E4C3BA" unitRef="cad">-97000000</slf:IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences>
	<slf:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-3869C26CFF3656A8A5F7A3CFE5935539" unitRef="cad">-34000000</slf:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts>
	<slf:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-B1E26936EDD5514FB85856B92459B747" unitRef="cad">37000000</slf:IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts>
	<slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-55DC6BB1F04099279A0A527AE0C5673D" unitRef="cad">89000000</slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity>
	<slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-622A143C9B3D6A394FA8527B850375C1" unitRef="cad">50000000</slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity>
	<slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-3A71B73D236AB74D6A24527B835646D4" unitRef="cad">39000000</slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity>
	<slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-5D4DD06DF4CBBF08C909527DE8BBF5B1" unitRef="usd">30000000</slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity>
	<slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity contextRef="FD2018Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_RetainedEarningsMember" decimals="-6" id="Fact-1E35718CE1AA83DBB8B251BFE6E18443" unitRef="cad">89000000</slf:IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-CFB294D12E4DBD08D41E528636C6BF08" unitRef="cad">110000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-FA3DBDE0767129181F01528676754511" unitRef="cad">75000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-1EBE5D5072A971C0FEE85286CCC3AD10" unitRef="usd">28000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-E01F7101C8D5CF6B76865286A2ED3D2D" unitRef="cad">35000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-A96D2A2CBA8632FC2DD45282A20EDD42" unitRef="cad">-110000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-828063F3F97EAF800F7A5282A21B2845" unitRef="cad">-75000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-7E43B137C860406D28F85282A20B3DF3" unitRef="usd">-28000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital contextRef="FD2018Q1QTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-4E810030EDC17D9C151C5282A2137E6C" unitRef="cad">-35000000</slf:IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital>
	<slf:InterestAndInvestmentIncome contextRef="FD2017Q4YTD" decimals="-6" id="Fact-1D3A6B8CDCE059E997A88A1EDE15EDB1" unitRef="cad">5413000000</slf:InterestAndInvestmentIncome>
	<slf:InterestAndInvestmentIncome contextRef="FD2018Q4YTD" decimals="-6" id="Fact-D3AC3AC2FA0F553698DC371386462C0A" unitRef="cad">5641000000</slf:InterestAndInvestmentIncome>
	<slf:InterestIncomeOnDerivativeInstruments contextRef="FD2017Q4YTD" decimals="-6" id="Fact-482AC0EFF5D6503DB923C4A48BEA16FE" unitRef="cad">70000000</slf:InterestIncomeOnDerivativeInstruments>
	<slf:InterestIncomeOnDerivativeInstruments contextRef="FD2018Q4YTD" decimals="-6" id="Fact-6740B9F17FAE5AA7918F57D7F31742F4" unitRef="cad">45000000</slf:InterestIncomeOnDerivativeInstruments>
	<slf:InterestIncomeOnPolicyLoans contextRef="FD2017Q4YTD" decimals="-6" id="Fact-436003E61FC45E3CA7D47D293A816082" unitRef="cad">165000000</slf:InterestIncomeOnPolicyLoans>
	<slf:InterestIncomeOnPolicyLoans contextRef="FD2018Q4YTD" decimals="-6" id="Fact-C8723C695AF9539C867458001F474CCA" unitRef="cad">175000000</slf:InterestIncomeOnPolicyLoans>
	<slf:InvestedAssets contextRef="FI2017Q4" decimals="-6" id="Fact-C0006804AF745DDFB9DCCBDCF1D5E143" unitRef="cad">146139000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-9B44EA5482AF51B7B111B92B9671D900" unitRef="cad">6531000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-0C1E06067A9657048AD610803ABE9774" unitRef="cad">138145000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-7383A54BDE6250CAA84D4537ADA3A277" unitRef="cad">23382000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-25E16E8976BE557EAE4704DEB482580C" unitRef="cad">-21919000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2018Q4" decimals="-6" id="Fact-6AA0FBABCC40549BA385BAA7A75F3B4A" unitRef="cad">151726000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-4DABA09DEF6F5B23B35F11AEDE5AE813" unitRef="cad">6991000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-BBFE85E45997566488938A481CB48F93" unitRef="cad">143040000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-ACB2D9C3EA095540903C6079B9263F09" unitRef="cad">24255000000</slf:InvestedAssets>
	<slf:InvestedAssets contextRef="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-780B0B84C7D75FD6BFCB5BFC16698E18" unitRef="cad">-22560000000</slf:InvestedAssets>
	<slf:InvestmentExpenseAndTax contextRef="FD2017Q4YTD" decimals="-6" id="Fact-01B3C978D0CF51F5A3B87DD3B126D897" unitRef="cad">193000000</slf:InvestmentExpenseAndTax>
	<slf:InvestmentExpenseAndTax contextRef="FD2018Q4YTD" decimals="-6" id="Fact-28EFBB5169A25F54A4EAB0CD5A9EED69" unitRef="cad">207000000</slf:InvestmentExpenseAndTax>
	<slf:InvestmentPropertiesAndOtherAssets contextRef="FI2017Q4_ifrs-full_JointOperationsAxis_ifrs-full_JointOperationsMember" decimals="-6" id="Fact-4A47234A30E65A5796EFC09C5255E459" unitRef="cad">1205000000</slf:InvestmentPropertiesAndOtherAssets>
	<slf:InvestmentPropertiesAndOtherAssets contextRef="FI2018Q4_ifrs-full_JointOperationsAxis_ifrs-full_JointOperationsMember" decimals="-6" id="Fact-A4E9D4FDF057382DAB2C52334EFEE7BF" unitRef="cad">1223000000</slf:InvestmentPropertiesAndOtherAssets>
	<slf:IssuedCapitalAndAdditionalPaidInCapital contextRef="FI2017Q4" decimals="-6" id="Fact-2D1F49379A325D5B85D4B3EA2310A703" unitRef="cad">10911000000</slf:IssuedCapitalAndAdditionalPaidInCapital>
	<slf:IssuedCapitalAndAdditionalPaidInCapital contextRef="FI2018Q4" decimals="-6" id="Fact-EBD479C68ADB5C4382626259EF376733" unitRef="cad">10749000000</slf:IssuedCapitalAndAdditionalPaidInCapital>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember" decimals="-6" id="Fact-4D831E4B7F3657CF8CDBC68463B7EA6A" unitRef="cad">2305000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="-6" id="Fact-68A4400602DE5342BA271B4332648DF7" unitRef="cad">173000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember" decimals="-6" id="Fact-2F460460854D568E8CF63248560A54D3" unitRef="cad">27000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="-6" id="Fact-36B10E7F3906582BBA307CB6B931C398" unitRef="cad">300000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member" decimals="-6" id="Fact-F4402106CD3D558EB04384A12061DB7E" unitRef="cad">400000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member" decimals="-6" id="Fact-89BDBE1BBF495D5B94544B68F0620617" unitRef="cad">325000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member" decimals="-6" id="Fact-2B8D54255881543A8B824345945600C6" unitRef="cad">250000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member" decimals="-6" id="Fact-F439190363DF5571AD9A49D10948BECE" unitRef="cad">300000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member" decimals="-6" id="Fact-ACD4365254D45E6EAE1AD9530B72FDF2" unitRef="cad">250000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="-6" id="Fact-01B030A8D004594093B3DC1C3E719780" unitRef="cad">130000000</slf:IssuedCapitalFaceAmount>
	<slf:IssuedCapitalFaceAmount contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember" decimals="-6" id="Fact-55DEF96EDA2959FA9BE4850C3BFC1C15" unitRef="cad">150000000</slf:IssuedCapitalFaceAmount>
	<slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-04AAB3D05E8B5B8DB0710AF19AAA377E" unitRef="cad">1000000</slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther>
	<slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-8F7E8ECA80325C40A75CABAF77226DAB" unitRef="cad">1000000</slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther>
	<slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="-6" id="Fact-1BF32F1A942E5F4DA0EB00345D30A1FA" unitRef="cad">1000000</slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther>
	<slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="-6" id="Fact-62F3B87587F556BCA4004518D54112C4" unitRef="cad">3000000</slf:KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther>
	<slf:KeyManagementPersonnelCompensationNumberofIndividuals contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="INF" id="Fact-42C667ACE3325CCF832D0D30424EE8E2" unitRef="individual">10</slf:KeyManagementPersonnelCompensationNumberofIndividuals>
	<slf:KeyManagementPersonnelCompensationNumberofIndividuals contextRef="FD2017Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="INF" id="Fact-2BDB5F70310C5A6DB22CAA51A376C7B5" unitRef="individual">11</slf:KeyManagementPersonnelCompensationNumberofIndividuals>
	<slf:KeyManagementPersonnelCompensationNumberofIndividuals contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_Director1Member" decimals="INF" id="Fact-3BB6DF18992D5B0C8E7B7C0305CCADFD" unitRef="individual">10</slf:KeyManagementPersonnelCompensationNumberofIndividuals>
	<slf:KeyManagementPersonnelCompensationNumberofIndividuals contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_slf_ExecutiveTeamMember" decimals="INF" id="Fact-B95EEA19F0A7574483C8C5D5DB4003CE" unitRef="individual">12</slf:KeyManagementPersonnelCompensationNumberofIndividuals>
	<slf:LeasesAsLesseeRelatedPartyTransactionsTerm contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_ifrs-full_JointVenturesWhereEntityIsVenturerMember" id="Fact-3EBA3A310D63A93264429A4F06CD5AF5">P14Y</slf:LeasesAsLesseeRelatedPartyTransactionsTerm>
	<slf:LettersOfCreditOutstandingAmount1 contextRef="FI2017Q4" decimals="-6" id="Fact-A337D02A67498B46CA693356D20CE503" unitRef="cad">203000000</slf:LettersOfCreditOutstandingAmount1>
	<slf:LettersOfCreditOutstandingAmount1 contextRef="FI2018Q4" decimals="-6" id="Fact-E37CBA4538BECB7A7EDB52900AB9D298" unitRef="cad">227000000</slf:LettersOfCreditOutstandingAmount1>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-9D7F236FFEB75DD78C8EEF80D36B1A74" unitRef="cad">25000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-77C651F17F9C511C9FC863170E40DD6E" unitRef="cad">50000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-5B906ACD1F1658428EB786B071B483BD" unitRef="cad">50000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="-6" id="Fact-085A6F61929C5E5F954EDEA88D7B55A8" unitRef="cad">25000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-322804E5C88D55A0975A8D29A355ADB4" unitRef="cad">25000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-336046B5089A590ABF37E8323329006B" unitRef="cad">50000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-9F00572CC4DF565BBCD9EADF8011CA1B" unitRef="cad">50000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LevelOfRoundingUsedInSensitivityAnalysis contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="-6" id="Fact-BC673F610DB25039B665DDBAFAC8D3FE" unitRef="cad">25000000</slf:LevelOfRoundingUsedInSensitivityAnalysis>
	<slf:LifeInsuranceCapitalAdequacyTestRatioActual contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember" decimals="2" id="Fact-60531E9737658540E7EB5276DD4EA603" unitRef="number">1.31</slf:LifeInsuranceCapitalAdequacyTestRatioActual>
	<slf:LineOfCreditFacilityMaximumBorrowingCapacity1 contextRef="FI2017Q4" decimals="INF" id="Fact-D7C0066932F3EFE791663356ADB7FEE8" unitRef="cad">835000000</slf:LineOfCreditFacilityMaximumBorrowingCapacity1>
	<slf:LineOfCreditFacilityMaximumBorrowingCapacity1 contextRef="FI2018Q4" decimals="INF" id="Fact-9E791859F17C80B9785252904B4FB098" unitRef="cad">891000000</slf:LineOfCreditFacilityMaximumBorrowingCapacity1>
	<slf:LineOfCreditFacilityMaximumBorrowingCapacity1 contextRef="FI2018Q4_ifrs-full_BorrowingsByNameAxis_slf_VariablePrincipalFloatingRateCertificateMember_ifrs-full_ConsolidatedStructuredEntitiesAxis_ifrs-full_ConsolidatedStructuredEntitiesMember" decimals="INF" id="Fact-B9C6E7BA6FF35C3E98D5C5EF13836B0C" unitRef="usd">2500000000</slf:LineOfCreditFacilityMaximumBorrowingCapacity1>
	<slf:LoansAndReceivablesMortgagesandLoans contextRef="FI2017Q4" decimals="-6" id="Fact-1928244C964C523EB173EDDC2E670A73" unitRef="cad">42805000000</slf:LoansAndReceivablesMortgagesandLoans>
	<slf:LoansAndReceivablesMortgagesandLoans contextRef="FI2018Q4" decimals="-6" id="Fact-7797CF6606BC5127B17D6FB2F884039C" unitRef="cad">46822000000</slf:LoansAndReceivablesMortgagesandLoans>
	<slf:LoansAndReceivablesPolicyLoans contextRef="FI2017Q4" decimals="-6" id="Fact-273DCDF5239D5BABB9E6426C1C61646D" unitRef="cad">3106000000</slf:LoansAndReceivablesPolicyLoans>
	<slf:LoansAndReceivablesPolicyLoans contextRef="FI2018Q4" decimals="-6" id="Fact-1F5E3A6DDE005DBBB2F01EB0C64CCBC3" unitRef="cad">3222000000</slf:LoansAndReceivablesPolicyLoans>
	<slf:LongTermVacancyRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="3" id="Fact-487A2FC69FA18CA9FD9751DA3D73DEA2" unitRef="number">0.020</slf:LongTermVacancyRateSignificantUnobservableInputsAssets>
	<slf:LongTermVacancyRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="3" id="Fact-8D089EAFEFE564784EA851DA609271DE" unitRef="number">0.100</slf:LongTermVacancyRateSignificantUnobservableInputsAssets>
	<slf:LossContingencyPendingClaimsNumber1 contextRef="FD2018Q4YTD_slf_LitigationStatus1Axis_slf_PendingLitigation1Member" decimals="INF" id="Fact-94329A09BD55519DB5B86125226858B6" unitRef="claim">2</slf:LossContingencyPendingClaimsNumber1>
	<slf:MaximumExposureToCreditRiskOffBalanceSheet contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_GuaranteesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-4E84095FD34C53BC8D73C5D7B78AB98F" unitRef="cad">12000000</slf:MaximumExposureToCreditRiskOffBalanceSheet>
	<slf:MaximumExposureToCreditRiskOffBalanceSheet contextRef="FI2017Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-1624FFC4F2035B4C86F228C5A3FF7127" unitRef="cad">1740000000</slf:MaximumExposureToCreditRiskOffBalanceSheet>
	<slf:MaximumExposureToCreditRiskOffBalanceSheet contextRef="FI2017Q4_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-75474FD58D5A58A29795E70EC866A80B" unitRef="cad">1752000000</slf:MaximumExposureToCreditRiskOffBalanceSheet>
	<slf:MaximumExposureToCreditRiskOffBalanceSheet contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_GuaranteesMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-5CF4842B546D531D9E7519C45B189B2B" unitRef="cad">0</slf:MaximumExposureToCreditRiskOffBalanceSheet>
	<slf:MaximumExposureToCreditRiskOffBalanceSheet contextRef="FI2018Q4_ifrs-full_ClassesOfFinancialInstrumentsAxis_ifrs-full_LoanCommitmentsMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-A79EF81888A45E86BBBD02035BFAAD6D" unitRef="cad">2460000000</slf:MaximumExposureToCreditRiskOffBalanceSheet>
	<slf:MaximumExposureToCreditRiskOffBalanceSheet contextRef="FI2018Q4_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-05EEBBE485F754449F6B0F04F66746B0" unitRef="cad">2460000000</slf:MaximumExposureToCreditRiskOffBalanceSheet>
	<slf:MinimumOperatingLeasePaymentsRelatedPartyTransactions contextRef="FD2018Q4YTD_ifrs-full_CategoriesOfRelatedPartiesAxis_ifrs-full_JointVenturesWhereEntityIsVenturerMember" decimals="-6" id="Fact-9CE98F159945D9509A6D5232325C66B9" unitRef="cad">0</slf:MinimumOperatingLeasePaymentsRelatedPartyTransactions>
	<slf:Mortgages contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-91F7E0A2F8A459479156DA94E7F06735" unitRef="cad">20000000</slf:Mortgages>
	<slf:Mortgages contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-8319D26A662553E8A13AC6DCA84CDF35" unitRef="cad">23000000</slf:Mortgages>
	<slf:NetChangeInBalancesOnInForcePolicies contextRef="FD2017Q4YTD" decimals="-6" id="Fact-2FD636DE417957618D62B972A01ED376" unitRef="cad">3536000000</slf:NetChangeInBalancesOnInForcePolicies>
	<slf:NetChangeInBalancesOnInForcePolicies contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3A556119A6B751BE946F5BA672D61F0C" unitRef="cad">-2965000000</slf:NetChangeInBalancesOnInForcePolicies>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2016Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-81D8A5DA0C725CC78BCF18AAB07A35F2" unitRef="cad">103870000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2017Q4" decimals="-6" id="Fact-81389EBB1B8650B19AA8CB1D4107C2C2" unitRef="cad">113757000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-7D15E3C06A615C0097CB118E4EE73862" unitRef="cad">107588000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2017Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-65C76538260451FD9407FEEC7222C17A" unitRef="cad">6169000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2018Q4" decimals="-6" id="Fact-939550E846635055BCE8E43C1E97EEA2" unitRef="cad">117782000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-99EED4D171D55AFDAC447AB0D10E0FE8" unitRef="cad">111249000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets contextRef="FI2018Q4_ifrs-full_ProductsAndServicesAxis_slf_OtherPolicyLiabilitiesAndAssetsMember" decimals="-6" id="Fact-AF156C343DBD56B4B4AC70F92B8E69D2" unitRef="cad">6533000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-BE0D69226A495EE59F07B41F23308766" unitRef="cad">156000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-DB1BFA3957F45224824481739A62659F" unitRef="cad">128000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-C949AEFF6AA15B8B93C968FC635E0C53" unitRef="cad">-779000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-67A436ECDBA05304A4F163F490B97860" unitRef="cad">-129000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2017Q4YTD" decimals="-6" id="Fact-4417D31C3C5E5205B2B99CAED6678F17" unitRef="cad">-821000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2018Q4YTD" decimals="-6" id="Fact-4F5AA7FE2CE557999F59635A3EA0805B" unitRef="cad">-97000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued contextRef="FD2017Q4YTD" decimals="-6" id="Fact-02FF83F5F62E5FDBAA32FB3CB35FC84B" unitRef="cad">-371000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued contextRef="FD2018Q4YTD" decimals="-6" id="Fact-CEE5D8A41B915831A0A2966F4396E220" unitRef="cad">-374000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-13FBEC9AD4D658A8B5D7CD64A04BE179" unitRef="cad">-198000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3A1528F7585D5BA892E5C19DD5FF7349" unitRef="cad">-96000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2017Q4YTD" decimals="-6" id="Fact-852600B913365771B5F5ECAEE6195915" unitRef="cad">6148000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2018Q4YTD" decimals="-6" id="Fact-3117F8CF65595E74A859B154DFE0FBCF" unitRef="cad">409000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges contextRef="FD2017Q4YTD" decimals="-6" id="Fact-189C102540C65E7E9E402963AD87947F" unitRef="cad">-173000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges contextRef="FD2018Q4YTD" decimals="-6" id="Fact-38A47B1E0C2057F1B27BD877C66C4C72" unitRef="cad">-278000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences contextRef="FD2017Q4YTD" decimals="-6" id="Fact-AFD90B711DE1547281E14411F6C6F4DA" unitRef="cad">-2430000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences contextRef="FD2018Q4YTD" decimals="-6" id="Fact-69900E511D205C7DAA62D0688091C35B" unitRef="cad">3252000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D97A5438216252FCBF17C85374AE5B3F" unitRef="cad">2785000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies>
	<slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies contextRef="FD2018Q4YTD" decimals="-6" id="Fact-B76272488D5F5B06B508A3A302964D95" unitRef="cad">3652000000</slf:NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies>
	<slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts contextRef="FD2017Q4YTD" decimals="-6" id="Fact-50F217AF966851A5B5077BFD9A30F762" unitRef="cad">2757000000</slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts>
	<slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-5B31AEE1AC93528893396AC322C0C7FD" unitRef="cad">-10000000</slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts>
	<slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts contextRef="FD2018Q4YTD" decimals="-6" id="Fact-DEFCC997C4DE594589304031DF0BBD0D" unitRef="cad">-3094000000</slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts>
	<slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-93CDB4558B235ED5B2ABE64B497E5967" unitRef="cad">-84000000</slf:NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts>
	<slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2017Q4YTD" decimals="-6" id="Fact-B0023560AD355D76B5DE82E6CE920C3C" unitRef="cad">5327000000</slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2017Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-077F4441BE6C5AEBB89D1B98BEDB8286" unitRef="cad">-9000000</slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F328FBFB0779597690F8604677B00285" unitRef="cad">312000000</slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialLiabilitiesAxis_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" decimals="-6" id="Fact-EE7BF0B5E92F5C4688F3E6FE565143B0" unitRef="cad">-84000000</slf:NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements>
	<slf:NetTransferToFromSeparateAccounts contextRef="FD2017Q4YTD" decimals="-6" id="Fact-D16B7D5C485A56C5ABA4BEB7B98A7263" unitRef="cad">-119000000</slf:NetTransferToFromSeparateAccounts>
	<slf:NetTransferToFromSeparateAccounts contextRef="FD2018Q4YTD" decimals="-6" id="Fact-F6219AEE9C2A5D9CBA9D9AE9398FAF53" unitRef="cad">-308000000</slf:NetTransferToFromSeparateAccounts>
	<slf:NonCapitalProfitLossBeforeTax contextRef="FD2017Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-2ADEB0D361FE5D61872E262B516BA85E" unitRef="cad">-2662000000</slf:NonCapitalProfitLossBeforeTax>
	<slf:NonCapitalProfitLossBeforeTax contextRef="FD2018Q4YTD_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ifrs-full_UnusedTaxLossesMember" decimals="-6" id="Fact-F17E721E9CCA671DBE535261E653896F" unitRef="cad">-3245000000</slf:NonCapitalProfitLossBeforeTax>
	<slf:NumberOfOperatingSegments1 contextRef="FI2018Q4" decimals="INF" id="Fact-BE9AA6C5A01651808090877DD465DCD4" unitRef="segment">5</slf:NumberOfOperatingSegments1>
	<slf:NumberOfShareClassSeriesAuthorised contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember" decimals="INF" id="Fact-87BDF56041CB5B48B789F7EBA7A7E3A7" unitRef="class_series">13</slf:NumberOfShareClassSeriesAuthorised>
	<slf:NumberOfShareClassSeriesOutstanding contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_PreferenceSharesMember" decimals="0" id="Fact-1E24054C84695FD593D229E0FDBBEDDC" unitRef="class_series">10</slf:NumberOfShareClassSeriesOutstanding>
	<slf:NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares contextRef="I2017Q3Aug14_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="INF" id="Fact-86678CFDA0685438B219EF4B90CD4EF3" unitRef="shares">11500000.0</slf:NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares>
	<slf:NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares contextRef="I2018Q3Aug14_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="INF" id="Fact-D1AF1FF02D9FCBED2C64521840FA3B3F" unitRef="shares">14000000</slf:NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares>
	<slf:OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2017Q4" decimals="2" id="Fact-0A4D1FBB9F3F57DDA8E72927CAA0C5B2" unitRef="number">0.04</slf:OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2018Q4" decimals="2" id="Fact-24BB559200605AEBAC80FF83FC651AA8" unitRef="number">0.04</slf:OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:OtherAssetsOther contextRef="FI2017Q4" decimals="-6" id="Fact-0F1E2159413A5C06AE5757DCD98A50CE" unitRef="cad">81000000</slf:OtherAssetsOther>
	<slf:OtherAssetsOther contextRef="FI2018Q4" decimals="-6" id="Fact-7C18ABD76B585E33B29F2246D94D5EFD" unitRef="cad">105000000</slf:OtherAssetsOther>
	<slf:OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-72A8CD968A385C7EB8F34FA988246A04" unitRef="cad">121000000</slf:OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities>
	<slf:OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-AC098D2CC70A582188F80B1BC97FEB7D" unitRef="cad">64000000</slf:OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities>
	<slf:OtherComprehensiveIncomeLossOther contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E7E5272053C727607CF83369C9005AF5" unitRef="cad">13000000</slf:OtherComprehensiveIncomeLossOther>
	<slf:OtherComprehensiveIncomeLossOther contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_EquityAttributableToOwnersOfParentMember" decimals="-6" id="Fact-39729081080E06851E973369CC3BB840" unitRef="cad">13000000</slf:OtherComprehensiveIncomeLossOther>
	<slf:OtherComprehensiveIncomeLossOther contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" decimals="-6" id="Fact-E0462B0F26D1FF47ECC53369C70DA146" unitRef="cad">13000000</slf:OtherComprehensiveIncomeLossOther>
	<slf:OtherComprehensiveIncomeLossOther contextRef="FD2017Q4YTD_ifrs-full_ComponentsOfEquityAxis_slf_ParticipatingPolicyholdersMember" decimals="-6" id="Fact-4BF1F9348A82242D02A73369CAA17997" unitRef="cad">0</slf:OtherComprehensiveIncomeLossOther>
	<slf:OtherGeneralFundAssets contextRef="FI2017Q4" decimals="-6" id="Fact-C3AABCFF4B5355D5A83C38D248649056" unitRef="cad">16581000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-98D1C555A54555E79917422591AB8D19" unitRef="cad">17152000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-3B4AEB938ACE54969BE7E59B51DA883E" unitRef="cad">21437000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-14AA2548C65D5429A1E1806CF9C5B9F5" unitRef="cad">7530000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-C1929D6B1A3C506D81EF24DE2A0805B5" unitRef="cad">-29538000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2018Q4" decimals="-6" id="Fact-ADFBC29219B05DD9A42C0AB398435822" unitRef="cad">17039000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-7BD5BE2DED955BB59BA5822F66EE854F" unitRef="cad">10389000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-89D94D6D07BA576D9C58CD80018B64A0" unitRef="cad">21958000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-705578382237554C92393E66EC5C3ABB" unitRef="cad">4088000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundAssets contextRef="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-D5B8BC26EF5E5828860F1A7125B730D5" unitRef="cad">-19396000000</slf:OtherGeneralFundAssets>
	<slf:OtherGeneralFundLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-6249CB3F474057189C3FAE175645751A" unitRef="cad">18882000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-CF87D2D4B9F85A1091244F484C8E150C" unitRef="cad">12822000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-3A1F1C1381345B27B918405764BC7133" unitRef="cad">21558000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-0CFF7BD8200F5F9D9B7D90876CB0A35C" unitRef="cad">8591000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-FFBEF946964A5578B4BB11285730B379" unitRef="cad">-24089000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-CFC0FD28BD77543680C30F1D3EC76453" unitRef="cad">19108000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-ADEB9D0E35CA53E6806B99E548F685DF" unitRef="cad">5972000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-FD70EFF8A66C5292B65A1EA99213EC73" unitRef="cad">21801000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-68B58EB0006359888588C6761E472502" unitRef="cad">4636000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherGeneralFundLiabilities contextRef="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-DBE46F42B15159ACB4763115BC2DBA52" unitRef="cad">-13301000000</slf:OtherGeneralFundLiabilities>
	<slf:OtherInvestedAssets contextRef="FI2017Q4" decimals="-6" id="Fact-80305852BEBE53E398A57D5B49B663E9" unitRef="cad">4154000000</slf:OtherInvestedAssets>
	<slf:OtherInvestedAssets contextRef="FI2018Q4" decimals="-6" id="Fact-F8EBC299F2605BEEAA36CC6E7287C967" unitRef="cad">4830000000</slf:OtherInvestedAssets>
	<slf:OtherLiabilitiesOther contextRef="FI2017Q4" decimals="-6" id="Fact-05FB0C58DEFF5DC8A9565579F31CC57F" unitRef="cad">775000000</slf:OtherLiabilitiesOther>
	<slf:OtherLiabilitiesOther contextRef="FI2018Q4" decimals="-6" id="Fact-634155A01FE950A88A065AA9DFAA26E4" unitRef="cad">685000000</slf:OtherLiabilitiesOther>
	<slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-419E4033ACD4569E9DF697614705B1C4" unitRef="cad">-4000000</slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset>
	<slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-EE3FD796D4B457EAB204FFD3C30CC5D0" unitRef="cad">-4000000</slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset>
	<slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-E7454D9B3CFC5EE1AD239233230CA4FE" unitRef="cad">0</slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset>
	<slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-5470BD8CA8BA5931A0F3A45AF9C0A546" unitRef="cad">3000000</slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset>
	<slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-5B1C1FF1E5A5506DBC3B4600BEFFF99D" unitRef="cad">3000000</slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset>
	<slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-8E32748419ED5503A94275072AB9B33F" unitRef="cad">0</slf:OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD" decimals="-6" id="Fact-F72FFCB721A055DCA3D44E02FE8E9C43" unitRef="cad">-2000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-A8A24698273D5A7AB3F2EFDC98C6B925" unitRef="cad">0</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-E7919901F36E5A46A7173614A83A6C3F" unitRef="cad">0</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-EF86C722370A5CE38F018A8247BF6D5A" unitRef="cad">-2000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-CAEBD3B658535C74A939DB4338917367" unitRef="cad">-2000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2017Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-299A6856518E53FEABF93CEB459C3C9F" unitRef="cad">-2000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD" decimals="-6" id="Fact-BA3446ED7802504C9F74ADA0E6A4D0D1" unitRef="cad">-1000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member" decimals="-6" id="Fact-08B8862C48E95D85BFAB00AD885A2D26" unitRef="cad">0</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_OtherPostretirementBenefitsPlan1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-12DC7F5FAFF7522587F3721250844E04" unitRef="cad">0</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member" decimals="-6" id="Fact-E9C3126C9B7B5CA69472BFC78C589D71" unitRef="cad">-1000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_slf_PensionPlansDefinedBenefit1Member_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-3020C8872CC5534E8BC7F46C26FD0DC4" unitRef="cad">-1000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAmendmentNetDefinedBenefitLiabilityAsset contextRef="FD2018Q4YTD_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_ifrs-full_PresentValueOfDefinedBenefitObligationMember" decimals="-6" id="Fact-E3F782FEA8EA57AE856BA5203010D182" unitRef="cad">-1000000</slf:PlanAmendmentNetDefinedBenefitLiabilityAsset>
	<slf:PlanAssetsAtFairValueAllocationPercentage contextRef="FI2017Q4" decimals="2" id="Fact-9CCB3836FFAC56CE86716CBA0BB97021" unitRef="number">1.00</slf:PlanAssetsAtFairValueAllocationPercentage>
	<slf:PlanAssetsAtFairValueAllocationPercentage contextRef="FI2018Q4" decimals="2" id="Fact-A32C055118A05ADD80A4B6D07DF949EE" unitRef="number">1.00</slf:PlanAssetsAtFairValueAllocationPercentage>
	<slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="INF" id="Fact-EE01F7EF14725EFFA7F9584B4A199B6B" unitRef="number">0.0217</slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage>
	<slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries11QRMember" decimals="INF" id="Fact-EE481B15ADE3531498FB0D9ECA730637" unitRef="number">0.0217</slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage>
	<slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="INF" id="Fact-E9B7625A22825E6EB48B3D2282289733" unitRef="number">0.0273</slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage>
	<slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="INF" id="Fact-7515295D4C5C534FA20035FB48CFB6DF" unitRef="number">0.0141</slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage>
	<slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRMember" decimals="INF" id="Fact-C04F7F70460E5287B8A79BD96DA0EF29" unitRef="number">0.0141</slf:PreferenceSharesAdjustmentToDividendRateBasisPercentage>
	<slf:PreferenceSharesAggregateLiquidationEntitlement contextRef="FD2018Q4YTD" decimals="INF" id="Fact-9EEF5BB319525641978D120C7F31F4FD" unitRef="cad">200000000</slf:PreferenceSharesAggregateLiquidationEntitlement>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries10RMember" decimals="INF" id="Fact-6BAD779238C352B3B289D69A097CA1DD" unitRef="number">0.02842</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries12RMember" decimals="INF" id="Fact-85A53414011B57D5AF386896171EBEB7" unitRef="number">0.03806</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries1Member" decimals="INF" id="Fact-D5862944DE755569BF593A1A1FB48092" unitRef="number">0.0475</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries2Member" decimals="INF" id="Fact-63D0DBEEF5065C8DB7A017902A68D6EA" unitRef="number">0.0480</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries3Member" decimals="INF" id="Fact-F2F75A90CB085A7581995E024ECEE57F" unitRef="number">0.0445</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries4Member" decimals="INF" id="Fact-332BCCD64DFD549398A6BE05395998C2" unitRef="number">0.0445</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries5Member" decimals="INF" id="Fact-6C461C6DED935342BBAC1D82202FF84B" unitRef="number">0.045</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesDividendRatePercentage contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RMember" decimals="INF" id="Fact-6C3DD9135D3753838193281FE5396CDC" unitRef="number">0.02275</slf:PreferenceSharesDividendRatePercentage>
	<slf:PreferenceSharesRedemptionPricePerShare contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember" decimals="INF" id="Fact-1BCB026F8D465940BFBA6487BC54E37D" unitRef="CAD_PER_shares">25.00</slf:PreferenceSharesRedemptionPricePerShare>
	<slf:PreferenceSharesRedemptionPricePerShare contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember" decimals="INF" id="Fact-360214C8B3D059EBA6FB11AD100C201F" unitRef="CAD_PER_shares">25.50</slf:PreferenceSharesRedemptionPricePerShare>
	<slf:PreferenceSharesRedemptionPricePerShare contextRef="FI2018Q4_ifrs-full_ClassesOfShareCapitalAxis_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember" decimals="INF" id="Fact-49C631987A8B5AF8AA5A90D3A70D0D4A" unitRef="CAD_PER_shares">25.00</slf:PreferenceSharesRedemptionPricePerShare>
	<slf:PreferenceSharesSubjectToGuaranteeSharesOutstanding contextRef="FI2018Q4" decimals="INF" id="Fact-CF520FFC78BA5279B648EB1A8493125C" unitRef="shares">0</slf:PreferenceSharesSubjectToGuaranteeSharesOutstanding>
	<slf:PremiumsReceivableAtCarryingValue1 contextRef="FI2017Q4" decimals="-6" id="Fact-5DA5D666D26B5D1FAD32BAD5C86B0187" unitRef="cad">522000000</slf:PremiumsReceivableAtCarryingValue1>
	<slf:PremiumsReceivableAtCarryingValue1 contextRef="FI2018Q4" decimals="-6" id="Fact-8A275A1A8D0E59C2AD5E98D6F6B3CF84" unitRef="cad">567000000</slf:PremiumsReceivableAtCarryingValue1>
	<slf:PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="INF" id="Fact-625AC79592283005FC7E51EF458BF8F8" unitRef="number">0.006</slf:PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs>
	<slf:PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="INF" id="Fact-B651FE24E35BF25F8B7451EF5E5A43CD" unitRef="number">0.02</slf:PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs>
	<slf:PriceToEarningsMultipleSignificantUnobservableInputsCGUs contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="INF" id="Fact-CA228C5035C5008C945351EF09D76118" unitRef="number">10.5</slf:PriceToEarningsMultipleSignificantUnobservableInputsCGUs>
	<slf:PriceToEarningsMultipleSignificantUnobservableInputsCGUs contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="INF" id="Fact-DCBD2619A94FB90B57BA51EF2A4E7B20" unitRef="number">11.5</slf:PriceToEarningsMultipleSignificantUnobservableInputsCGUs>
	<slf:ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-3C7386FFE9E357B9AAE1EE0A1F6E9B8E" unitRef="cad">45000000</slf:ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities>
	<slf:ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E63C2CAB963F59EABAA54B1C1C6C43B5" unitRef="cad">40000000</slf:ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD" decimals="-6" id="Fact-C7403EF5D8A552ED896EA6CA0FA8425A" unitRef="cad">245000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-23C2801D53179E7D179429DC67DFB89D" unitRef="cad">0</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-2CC141A53E22A83A3C3329DC677518F3" unitRef="cad">213000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-07D5DBB3335BF8D8F05C29DC683C5833" unitRef="cad">28000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-2C3D3019B638E9AD04D829DC67FE127F" unitRef="cad">0</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-A3C04127720FA357691829DC67BF5781" unitRef="cad">0</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2017Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-20E2239F3AC17880F9D729DC682DBD1E" unitRef="cad">4000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD" decimals="-6" id="Fact-789CFECA0885549D94484A021D0AAE0B" unitRef="cad">298000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-A9B97D96F08A7697EB3829DC67A5F67E" unitRef="cad">0</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-4A1C544FD2DA74174E3029DC683C6D30" unitRef="cad">321000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-EB352A10334F86E6CAAA29DC67CFC39D" unitRef="cad">12000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-CEDD3EBF8E99D1D1A42D29DC681DAC2C" unitRef="cad">0</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-9740266EEB73A2819F2829DC679085EE" unitRef="cad">0</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders contextRef="FD2018Q4YTD_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-4F65B8BEB35C01DA974729DC67B0E8C2" unitRef="cad">-35000000</slf:ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders>
	<slf:ProjectedFutureSalesValueOfNewBusinessPeriod contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_IncomeApproachMember" id="Fact-CB5BEC9104A2A687638051EE2F51B5B2">P10Y</slf:ProjectedFutureSalesValueOfNewBusinessPeriod>
	<slf:ProjectedFutureSalesValueOfNewBusinessPeriod contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_IncomeApproachMember" id="Fact-4DBE7E27BE47A23068E551EE593B3F5E">P15Y</slf:ProjectedFutureSalesValueOfNewBusinessPeriod>
	<slf:PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentPropertiesMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" id="Fact-19117C1BDE4D59CE12BE51DB0A30150B">P10Y</slf:PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets>
	<slf:ProportionOfOwnershipInterestInJointVentureAndAssociates contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" decimals="4" id="Fact-D11A148301375E9CB5ED9B0DC63F5884" unitRef="number">0.2499</slf:ProportionOfOwnershipInterestInJointVentureAndAssociates>
	<slf:ProportionOfOwnershipInterestInJointVentureAndAssociates contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" decimals="2" id="Fact-BD94EFE968D05AEF922781727A937ED5" unitRef="number">0.50</slf:ProportionOfOwnershipInterestInJointVentureAndAssociates>
	<slf:PurchaseAndCancellationOfTreasurySharesPricePerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember" decimals="2" id="Fact-7D11F705B7D613AA38C952189CC60202" unitRef="CAD_PER_shares">50.83</slf:PurchaseAndCancellationOfTreasurySharesPricePerShare>
	<slf:PurchaseAndCancellationOfTreasurySharesPricePerShare contextRef="FD2018Q4YTD_ifrs-full_ClassesOfShareCapitalAxis_ifrs-full_OrdinarySharesMember_slf_ShareRepurchaseProgram1Axis_slf_A2018NCIBMember" decimals="2" id="Fact-AC8D1E503F6BFCEDAAF7A57D2EF6DD31" unitRef="CAD_PER_shares">44.91</slf:PurchaseAndCancellationOfTreasurySharesPricePerShare>
	<slf:PurchaseOfInvestedAssets contextRef="FD2017Q4YTD" decimals="-6" id="Fact-BF09AC24065853D795A955CD31AB2AC6" unitRef="cad">60633000000</slf:PurchaseOfInvestedAssets>
	<slf:PurchaseOfInvestedAssets contextRef="FD2018Q4YTD" decimals="-6" id="Fact-5A22DEF37E5F548C9EF72381F57BEFCB" unitRef="cad">65353000000</slf:PurchaseOfInvestedAssets>
	<slf:QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2017Q4" decimals="2" id="Fact-43E75BA84E2820279699A585A3CB32C8" unitRef="number">0.00</slf:QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2018Q4" decimals="2" id="Fact-AE2D963C174D8B7333D4A585FEB67201" unitRef="number">0.09</slf:QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2017Q4" decimals="2" id="Fact-669D8A7ADD055C79BBAD935B00F7C437" unitRef="number">0.07</slf:RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage contextRef="FI2018Q4" decimals="2" id="Fact-5BD0E327F6E55487AA6E50C83ED91F83" unitRef="number">0.08</slf:RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage>
	<slf:ReinsuranceNegativeReserves contextRef="FI2017Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-61370471A2865078846423174BCDF1CB" unitRef="cad">874000000</slf:ReinsuranceNegativeReserves>
	<slf:ReinsuranceNegativeReserves contextRef="FI2018Q4_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_slf_GrossExposureMember_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-512BA2E1766259D5BBE3B4366066AFE0" unitRef="cad">1272000000</slf:ReinsuranceNegativeReserves>
	<slf:ReinsuranceRetentionPolicyAmountRetained1 contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SingleLifeInsuranceContractsInCanadaMember" decimals="-6" id="Fact-527D8A92DBC59894D99151EAE65CDACA" unitRef="cad">25000000</slf:ReinsuranceRetentionPolicyAmountRetained1>
	<slf:ReinsuranceRetentionPolicyAmountRetained1 contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember" decimals="-6" id="Fact-85AB1516A30B5D72A5492B4A26DD7CB1" unitRef="usd">25000000</slf:ReinsuranceRetentionPolicyAmountRetained1>
	<slf:ReinsuranceRetentionPolicyAmountRetained1 contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SurvivorshipLifeInsuranceContractsInCanadaMember" decimals="-6" id="Fact-B7444B918E43F559F95551EB09555B14" unitRef="cad">30000000</slf:ReinsuranceRetentionPolicyAmountRetained1>
	<slf:ReinsuranceRetentionPolicyAmountRetained1 contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember" decimals="-6" id="Fact-8E0B25C11BF85D48A3869259CD306951" unitRef="usd">30000000</slf:ReinsuranceRetentionPolicyAmountRetained1>
	<slf:RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures contextRef="FD2017Q4YTD" decimals="-6" id="Fact-481B5518E9A05CD3B9ACD0B2637A0373" unitRef="cad">800000000</slf:RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures>
	<slf:RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures contextRef="FD2018Q4YTD" decimals="-6" id="Fact-8E89FE5C03B457F5845C4C9C2D406C72" unitRef="cad">400000000</slf:RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures>
	<slf:RetainedEarningsAndAccumulatedOtherComprehensiveIncome contextRef="FI2017Q4" decimals="-6" id="Fact-E7402E33543959C9BB4E32B58C185FE4" unitRef="cad">11410000000</slf:RetainedEarningsAndAccumulatedOtherComprehensiveIncome>
	<slf:RetainedEarningsAndAccumulatedOtherComprehensiveIncome contextRef="FI2018Q4" decimals="-6" id="Fact-65B4CF50B05656018DBA0A374BAB535C" unitRef="cad">12957000000</slf:RetainedEarningsAndAccumulatedOtherComprehensiveIncome>
	<slf:RiskAdjustedSpreadSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialAssetsAxis_ifrs-full_MortgagesMember_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember" id="Fact-9ACAA0DF898F565DAC9608F8AA2977D2">P20Y</slf:RiskAdjustedSpreadSignificantUnobservableInputsAssets>
	<slf:RiskAdjustedSpreadSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_ClassesOfFinancialAssetsAxis_slf_Loans1Member_ifrs-full_LevelsOfFairValueHierarchyAxis_ifrs-full_Level3OfFairValueHierarchyMember" id="Fact-F71AA0EF10FE51B3BB4505FF5DC99633">P10Y</slf:RiskAdjustedSpreadSignificantUnobservableInputsAssets>
	<slf:RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage contextRef="FD2017Q4YTD" decimals="2" id="Fact-9AB1585EBE305EDCB15A965CFBDB53DB" unitRef="number">0.98</slf:RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage>
	<slf:RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage contextRef="FD2018Q4YTD" decimals="2" id="Fact-9725A76A4420B5D5B623618BBFD71590" unitRef="number">0.99</slf:RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage>
	<slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="INF" id="Fact-78191F43CFEA599F9DE8C1DA1C05FFC9" unitRef="number">0.5</slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-3324754496282D6DE34352B665CEF41E" unitRef="cad">-100000000</slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-C89077D372C1B50CA68B52B663D41B24" unitRef="cad">-75000000</slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-ABC731431998CA19AB7F52B666D1FE1D" unitRef="cad">100000000</slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_CreditRiskMember" decimals="-6" id="Fact-0B54292B856678B5DD5752B664D55077" unitRef="cad">75000000</slf:SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="INF" id="Fact-6F1BC4D48D8658C08CE1D5A9DB7F873F" unitRef="number">0.005</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="INF" id="Fact-702DAC638F8034CB01BCE290BEE92487" unitRef="number">0.005</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-149AA6BF7695C670C58F52B55F8B730B" unitRef="cad">250000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-BD0392B9665E580C44D052B4FEFCD3FF" unitRef="cad">250000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-7895845381D2E0243EA252B55AA85063" unitRef="cad">-100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-E33AED7A140918C79AF352B4FAB59A80" unitRef="cad">-100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-BEFF3DB8832E50F72ED752B562805B9A" unitRef="cad">-250000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-38E447E8412B351DB27A52B501B9EEF6" unitRef="cad">-250000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-30B161D7193821B5F7A052B55DC13A72" unitRef="cad">50000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="-6" id="Fact-791EB4EE3EE2AE399B6F52B4FD8F8570" unitRef="cad">50000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="INF" id="Fact-3852F80B05D02623E0C7E290BEBA5FEA" unitRef="number">0.01</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-B69B8DEDA6295CA19CF9C1ADF70C8296" unitRef="number">0.1</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-58B6F91ECF53A7D117BDE290BF0841B2" unitRef="number">0.1</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-FCD1683F12EE97D1387B52B3CCA1A5FF" unitRef="cad">-50000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-42C02C4D2A222FCF3BED52B3F88FBB1C" unitRef="cad">-50000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-E640B5FED89C8B8705EB52B3C06279D6" unitRef="cad">-100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-D227714DA045AB83217752B3EDF2725C" unitRef="cad">-100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-B3C846162BFFE037B7FF52B3D00D3882" unitRef="cad">50000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-688A9030585CA5CD1A3652B3FB52A05B" unitRef="cad">50000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-610088BA906E8F2D464D52B3C3D27B4E" unitRef="cad">100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-3EF67C6565D0BF18FDC952B3F139433F" unitRef="cad">100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-6F3EE739CD045F3C9F3260BAD7A6861E" unitRef="number">0.25</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-FC3F1B2A5C865632A02248DBE34AA78F" unitRef="number">0.25</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-79745778E5DFA96E8A7E52B3C90E940B" unitRef="cad">-200000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-9C920AEA2FD2A902420952B3F5CBAC57" unitRef="cad">-100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-B67B9514477EC8AA036F52B3BCFFBF00" unitRef="cad">-300000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-D7241A8283983467468B52B3EB05241A" unitRef="cad">-300000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-F60DF72E558DB44B07DD52B3D3C1A4E2" unitRef="cad">200000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-A84D5954DA4E901554B952B3FE39E604" unitRef="cad">100000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-459B6AD33CA2C236007652B3C7395FF4" unitRef="cad">300000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="-6" id="Fact-BE916EE83B0FBB457EF352B3F42737A6" unitRef="cad">250000000</slf:SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="INF" id="Fact-61B3520F7B745F7387BB9D91B99BAB23" unitRef="number">0.2</slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="-6" id="Fact-2FC304345FEFA9A7A9A552B693D21A66" unitRef="cad">25000000</slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="-6" id="Fact-60FC2F23F9C1B26E489952B691DBAC2E" unitRef="cad">25000000</slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="-6" id="Fact-B8930C39EDE6EBEBF20C52B694C86198" unitRef="cad">-25000000</slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfRisksAxis_slf_SwapSpreadRiskMember" decimals="-6" id="Fact-4531E3F0CE0772086B0552B692D51578" unitRef="cad">-25000000</slf:SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss>
	<slf:SensitivityAnalysisInputEquityHedgesInterval contextRef="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-986E61A3802E55328C415559EFF22747" unitRef="number">0.02</slf:SensitivityAnalysisInputEquityHedgesInterval>
	<slf:SensitivityAnalysisInputEquityHedgesInterval contextRef="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-36C0A70291BE58E79D7A2F5061E6CAC1" unitRef="number">0.05</slf:SensitivityAnalysisInputEquityHedgesInterval>
	<slf:SensitivityAnalysisInputEquityHedgesInterval contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-1AD56A0AB3775B4BBA6B601DA0CA25D4" unitRef="number">0.02</slf:SensitivityAnalysisInputEquityHedgesInterval>
	<slf:SensitivityAnalysisInputEquityHedgesInterval contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-B0B584ECC6755B75999EEF93E29652CF" unitRef="number">0.05</slf:SensitivityAnalysisInputEquityHedgesInterval>
	<slf:SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets contextRef="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-3284E3F56EC9504C8E8E28D1A868A751" unitRef="number">0.25</slf:SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets>
	<slf:SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_EquityPriceRiskMember" decimals="INF" id="Fact-B8B5F88CADF558778B0B1643E61D6C74" unitRef="number">0.25</slf:SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets>
	<slf:SensitivityAnalysisInputInterestRateHedgesInterval contextRef="FD2017Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="INF" id="Fact-DACBC69724665F25AAE07E65211D725D" unitRef="number">0.001</slf:SensitivityAnalysisInputInterestRateHedgesInterval>
	<slf:SensitivityAnalysisInputInterestRateHedgesInterval contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfRisksAxis_ifrs-full_InterestRateRiskMember" decimals="INF" id="Fact-314D245473D45BFCB6B9A7197CDADB01" unitRef="number">0.001</slf:SensitivityAnalysisInputInterestRateHedgesInterval>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember" decimals="-6" id="Fact-BD3835AAC78E5EA8A266B9B77DA4CE9B" unitRef="cad">-160000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-11D1C5DFA68D5EF1AC268C0CF94A6DA7" unitRef="cad">-240000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-89929D80F0195FD7B9E3B84FB916F2F2" unitRef="cad">-175000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember" decimals="-6" id="Fact-34B05E1B405D58FCAEFFC15D9F9E86B3" unitRef="cad">-120000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember" decimals="-6" id="Fact-49392C0943315CE6A88180BB16E443F5" unitRef="cad">-55000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember" decimals="-6" id="Fact-0D1DBC29F0E9578794558292130D4B76" unitRef="cad">-175000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember" decimals="-6" id="Fact-4481B1D8423E57A59EE022EA82369745" unitRef="cad">-175000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-8B56E8C942285E1B885412FFF721516E" unitRef="cad">-250000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-CE9E13DF587D5FCBA5BD2218E7B4E025" unitRef="cad">-195000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember" decimals="-6" id="Fact-47FDD21A5E6B532CBA7F1AF1DDE6E169" unitRef="cad">-120000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember" decimals="-6" id="Fact-2B487F55E14B524BBF044D5EBD6607C8" unitRef="cad">-35000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember" decimals="-6" id="Fact-BF758E8ED41D513BACD9EEBBF13AF0D7" unitRef="cad">-185000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember" decimals="-6" id="Fact-ACE5488ECB485E13BE77606FE6671528" unitRef="cad">-160000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-13D6041533745746819394F286D90660" unitRef="cad">-240000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-67374FDD5B7152B09DA3BB4493F93C78" unitRef="cad">-175000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember" decimals="-6" id="Fact-A9287DC2BCCF5F75B60542F30A57EDD8" unitRef="cad">-120000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember" decimals="-6" id="Fact-9C4E5AC2A06A56DFBBB2A01F371F97B5" unitRef="cad">-55000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember" decimals="-6" id="Fact-4ABC1EB90E6154D69E243654AC97B260" unitRef="cad">-175000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember" decimals="-6" id="Fact-0E3765F61B0454A0B80DC48DE6250DF6" unitRef="cad">-175000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-DEAAE99341235423AE1F180D4CD51457" unitRef="cad">-250000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="-6" id="Fact-25FD11952F39506DA05FBECB23728D94" unitRef="cad">-195000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember" decimals="-6" id="Fact-437473F9022157D7B1498252ABACA23A" unitRef="cad">-120000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember" decimals="-6" id="Fact-E0A1F93F2B32522E9DD2D6BD76130E96" unitRef="cad">-35000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember" decimals="-6" id="Fact-8F7E230E046C56EC94EF189B6C18EDDD" unitRef="cad">-185000000</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember" decimals="INF" id="Fact-277EFC4A9E5B535FAA15D0CE42280D1B" unitRef="number">0.05</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="INF" id="Fact-27A3DE7A1D6655F6B241694891215379" unitRef="number">-0.10</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="INF" id="Fact-E1A19AE5CA4C59808897EA385AB4F2A5" unitRef="number">0.10</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember" decimals="INF" id="Fact-322CB660B8485FB68AD8E437218DED65" unitRef="number">-0.02</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember" decimals="INF" id="Fact-8355FC702DDA51B99432297796354D65" unitRef="number">0.02</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2017Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember" decimals="INF" id="Fact-CFFB31BF5BE054B6A89DB47971AC49DA" unitRef="number">0.05</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_ifrs-full_LifeInsuranceContractsMember_ifrs-full_TypesOfRisksAxis_slf_ExpenseRiskMember" decimals="INF" id="Fact-F96AC47A657E5E08B3EEE3B15B1F17A9" unitRef="number">0.05</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="INF" id="Fact-487D034A476C536B9EB24ED505173842" unitRef="number">-0.1</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_PolicyholderBehaviourRiskMember" decimals="INF" id="Fact-A70476CBC0905878AFC7EEEEE108AFD0" unitRef="number">0.1</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceAnnuitiesContractsMember_ifrs-full_TypesOfRisksAxis_slf_LongevityRiskMember" decimals="INF" id="Fact-4EEC179C94CB566EBC53C653CADFCD1D" unitRef="number">-0.02</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_ifrs-full_TypesOfRisksAxis_slf_MortalityRiskMember" decimals="INF" id="Fact-7686C1781AB8566D981FEC74FB91FA86" unitRef="number">0.02</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent contextRef="FD2018Q4YTD_ifrs-full_TypesOfInsuranceContractsAxis_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_ifrs-full_TypesOfRisksAxis_slf_MorbidityRiskMember" decimals="INF" id="Fact-45EA6130226A583380A2D478793AB3B2" unitRef="number">0.05</slf:SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4" decimals="-6" id="Fact-EA610D7C4CD450C984F783307295AC2F" unitRef="cad">106392000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-46D1CB6F09D1566DB2A28066EC7A8A38" unitRef="cad">51000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-F57F3A87E311542CB89634AC617CF2A0" unitRef="cad">106341000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-FAAF70D2EC595E9C96EA2F4D9B70CD97" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-ADF7F7C2813F5B02A72D82363506382D" unitRef="cad">11986000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-77AA02997F7159A88D228DA33E9DC8CD" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-359CB5DAE5C258AABA28C3F2DF6AB8A6" unitRef="cad">87817000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-55A040CF3E525CA4B193DC192B592F2F" unitRef="cad">6101000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-543AD9452C4A58BBA4D8F8E25404B1A7" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-F4A21E65749E5D2AB67705036EF95E6D" unitRef="cad">11986000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-061B7105D56A5E92BDFCD83718DC5BFA" unitRef="cad">488000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-3881ED7C18DE5357AD74278BC4050D7E" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-265F958E951D5344B4A077EAD5E82737" unitRef="cad">11986000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-87BA0735F9BE57B894E4D4099DBAD068" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2017Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-F0713E3DC36859ED8BC39CAFF25E248E" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4" decimals="-6" id="Fact-D25D112B1127540492BB03E9A82FFEBA" unitRef="cad">103062000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_dei_LegalEntityAxis_slf_OtherSubsidiariesMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-8368B0FC9060572EA81A87E97E5E2897" unitRef="cad">48000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_dei_LegalEntityAxis_slf_SunLifeAssuranceMember_slf_ConsolidatedEntities1Axis_slf_SubsidiaryIssuer1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-CB4B96F6D198554F9E134DC9FA85426F" unitRef="cad">103014000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-28C6C72AD1405FF18FC1C52BC0FD48E1" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_GeographicalAreasAxis_country_GB_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-055FF9D6FC025812ADA9C41142DFC705" unitRef="cad">10513000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_EliminationOfIntersegmentAmountsMember" decimals="-6" id="Fact-1C71126C9E4956119ED9FD03FFE275D4" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeCanadaMember" decimals="-6" id="Fact-E7A50DA20740597A85499B9A7C6A231B" unitRef="cad">85885000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAsiaMember" decimals="-6" id="Fact-C4D73D1BAF055A09A41435F080510521" unitRef="cad">6173000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-1A2FE480C51A560294801085CBC52814" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-C5D1905F1C675DE6AB2424DE0869B52E" unitRef="cad">10513000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentConsolidationItemsAxis_ifrs-full_ReportableSegmentsMember_ifrs-full_SegmentsAxis_slf_SunLifeFinancialUnitedStatesMember" decimals="-6" id="Fact-0746712CBBE25E17980DC167133A1666" unitRef="cad">491000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialAssetManagementMember" decimals="-6" id="Fact-2AC4ABEDA42C598AA136ADEF5BF27A45" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_ifrs-full_SegmentsAxis_slf_SunLifeFinancialCorporateMember" decimals="-6" id="Fact-61A313028C725FE7BDB677BF4903A287" unitRef="cad">10513000000</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_slf_ConsolidatedEntities1Axis_slf_ParentCompany1Member_slf_ConsolidationItems1Axis_slf_ReportableLegalEntities1Member" decimals="-6" id="Fact-EC09D7B5104B57B8B54B09901332CDE4" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccountAssets1 contextRef="FI2018Q4_slf_ConsolidationItems1Axis_slf_ConsolidationEliminations1Member" decimals="-6" id="Fact-376BD2BFCBA152768BBB5A76FE6E71A0" unitRef="cad">0</slf:SeparateAccountAssets1>
	<slf:SeparateAccounts contextRef="FI2016Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-1CA8A7873AD2527BA1DFA8B873D7B1EE" unitRef="cad">90388000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2016Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-CCE173B99569585BB001F9FD4811A8FD" unitRef="cad">6779000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2017Q4" decimals="-6" id="Fact-83F409C40DFA51EA97A365BB551C3ADE" unitRef="cad">106392000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-BB52ACA55ACF517C9F0B43BE68DC5830" unitRef="cad">99121000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2017Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-EDDA5014360F543DB31B2A7865C946DD" unitRef="cad">7271000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2018Q4" decimals="-6" id="Fact-759AC7EE0C0C5B7786AF873D885B0159" unitRef="cad">103062000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InsuranceContracts1Member" decimals="-6" id="Fact-E0F41A659A09566DAC6D15319F357411" unitRef="cad">96663000000</slf:SeparateAccounts>
	<slf:SeparateAccounts contextRef="FI2018Q4_ifrs-full_ClassesOfLiabilitiesAxis_slf_InvestmentContracts1Member" decimals="-6" id="Fact-3DEB33E5BE295F2E9162ADFB5C7603FD" unitRef="cad">6399000000</slf:SeparateAccounts>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member" decimals="2" id="Fact-2D005175392F57A38CA603C1ECC673CC" unitRef="number">0.40</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member" decimals="2" id="Fact-F0A86F9086975A6BA6B13C9022D368D1" unitRef="number">0.40</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member" decimals="2" id="Fact-AE3DA2E6E5DE5B1EA8E388F7A10D1735" unitRef="number">0.10</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member" decimals="2" id="Fact-700172B63EEE52F7A60CC69BDA5CE22F" unitRef="number">0.01</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member" decimals="2" id="Fact-1889B04C38855DC38825CB630F9AB0B9" unitRef="number">0.45</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member" decimals="2" id="Fact-3F51A72DDD6454BFA9D7C126DBB5219A" unitRef="number">0.45</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member" decimals="2" id="Fact-820157FE2C2154CC9ACFB218252E86B2" unitRef="number">0.15</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2017Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member" decimals="2" id="Fact-C050066CB1585CF189357039E16FD025" unitRef="number">0.05</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member" decimals="2" id="Fact-22FB7F61DFF85FA88D2DD6067582AEF2" unitRef="number">0.40</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member" decimals="2" id="Fact-529C5E0E9ABC59B8B7FA82C26F6EAE15" unitRef="number">0.40</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member" decimals="2" id="Fact-96D335BDF9AC5B3F98FEEF4FB901EE5E" unitRef="number">0.10</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member" decimals="2" id="Fact-06239869E0C85397853ECE759D6375FF" unitRef="number">0.01</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_BalancedFunds1Member" decimals="2" id="Fact-439886AC39B658ECBEF490BE8D263B68" unitRef="number">0.45</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_EquityFunds1Member" decimals="2" id="Fact-5BCE7A8DA40D521CB79A089837FDC429" unitRef="number">0.45</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_FixedIncomeFunds1Member" decimals="2" id="Fact-9B9594AE80155F768FC50113ADCC6080" unitRef="number">0.15</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsFundCategoryPercentage contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_slf_InvestmentType1Axis_slf_MoneyMarketFunds1Member" decimals="2" id="Fact-F3FB8EE2735A59A1B11787DEFA9CA6D2" unitRef="number">0.05</slf:SeparateAccountsFundCategoryPercentage>
	<slf:SeparateAccountsInvestmentContractsLiabilities contextRef="FI2017Q4" decimals="-6" id="Fact-806EF9F3263F5D55AFEC8EA708E63D08" unitRef="cad">7271000000</slf:SeparateAccountsInvestmentContractsLiabilities>
	<slf:SeparateAccountsInvestmentContractsLiabilities contextRef="FI2018Q4" decimals="-6" id="Fact-CCC5BDF997C353EA835350F273BF9C27" unitRef="cad">6399000000</slf:SeparateAccountsInvestmentContractsLiabilities>
	<slf:SeparateAccountsLiabilitiesArisingFromInsuranceContracts contextRef="FI2017Q4" decimals="-6" id="Fact-BDA626558C805A748B2DE7422EA62601" unitRef="cad">99121000000</slf:SeparateAccountsLiabilitiesArisingFromInsuranceContracts>
	<slf:SeparateAccountsLiabilitiesArisingFromInsuranceContracts contextRef="FI2018Q4" decimals="-6" id="Fact-3A0D28BC64085EE18E472B45D829D0C2" unitRef="cad">96663000000</slf:SeparateAccountsLiabilitiesArisingFromInsuranceContracts>
	<slf:SeparatedAndMutualFunds contextRef="FI2017Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-FDAD01C2E2C9556F8F27CED7B3FF2B03" unitRef="cad">91637000000</slf:SeparatedAndMutualFunds>
	<slf:SeparatedAndMutualFunds contextRef="FI2018Q4_ifrs-full_ClassesOfAssetsAxis_slf_InvestmentsForSegregatedFundHoldersMember" decimals="-6" id="Fact-0D2D975151CC58D5B87C0107A8A6E6C4" unitRef="cad">89049000000</slf:SeparatedAndMutualFunds>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2 contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" id="Fact-06A6327541D359889A2810D8ABEB2EAF">P1Y</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1 contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member" id="Fact-DD2D50FFF1715F97BC9634C570750DEF">P10Y</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember" id="Fact-117C16F579A2510FADB41DE8B1BAC2EE">P36M</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1 contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="INF" id="Fact-4C6C8837CAF6552C9EA8D6970B0AE8EA" unitRef="number">0.01</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1 contextRef="FI2018Q4_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="INF" id="Fact-68E24D39F385521C8AE7C6E2A47841EF" unitRef="number">0.2</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember" decimals="INF" id="Fact-7200EB80B44856F48680F87E1FB70410" unitRef="number">0</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember" decimals="INF" id="Fact-786A89AA76085F9DBD522DB68DFC1C5D" unitRef="number">2</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders>
	<slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunSharePlanMember" id="Fact-FCDC4B86F42D5ACB97AE223D9F3083DB">P5D</slf:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation>
	<slf:ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="INF" id="Fact-378D3A58C08558278CA35614D7B7BF24" unitRef="cad">1500</slf:ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount>
	<slf:ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="INF" id="Fact-17CFAC7AD91D5782B58FE26FE7FD2690" unitRef="number">0.5</slf:ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions>
	<slf:ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeShareOwnershipPlanMember" decimals="INF" id="Fact-744B78A6BA9154A4A4523CD8E050745E" unitRef="number">0.05</slf:ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay>
	<slf:SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized contextRef="FI2018Q4_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member" decimals="INF" id="Fact-D4782BB171CF5314B6F18591EC6E524B" unitRef="shares">29525000</slf:SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized>
	<slf:SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_EmployeeStockOption1Member" id="Fact-60B4DBEB19405754ACBFF132BF58B2AE">P4Y</slf:SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod>
	<slf:SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember" id="Fact-881C12CA638352F49653222506CFF711">P4Y</slf:SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod>
	<slf:TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1 contextRef="FD2017Q4YTD" decimals="-6" id="Fact-84835739142658E692406A33D3235635" unitRef="cad">-53000000</slf:TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1>
	<slf:TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense contextRef="FD2017Q4YTD" decimals="-6" id="Fact-B4714CC10A685C6A8506047B3A991FE6" unitRef="cad">46000000</slf:TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense>
	<slf:TaxEffectOfPriorYearIncomeTaxes contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EAF00C45EDE3552BA4BCE64EA6601E0D" unitRef="cad">15000000</slf:TaxEffectOfPriorYearIncomeTaxes>
	<slf:TaxEffectOfPriorYearIncomeTaxes contextRef="FD2018Q4YTD" decimals="-6" id="Fact-75B4AFE524A356C4867F795EEDF233ED" unitRef="cad">-10000000</slf:TaxEffectOfPriorYearIncomeTaxes>
	<slf:TaxEffectOfTaxLossesAndTaxCredits contextRef="FD2017Q4YTD" decimals="-6" id="Fact-E0B79C790BDE5C679B64C832BB01059D" unitRef="cad">-213000000</slf:TaxEffectOfTaxLossesAndTaxCredits>
	<slf:TaxEffectOfTaxLossesAndTaxCredits contextRef="FD2018Q4YTD" decimals="-6" id="Fact-E081F57A04B55B5C86070F793DE9FE78" unitRef="cad">-131000000</slf:TaxEffectOfTaxLossesAndTaxCredits>
	<slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees contextRef="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember" decimals="-6" id="Fact-DEA93B7CEE9059EBA85EC0B1A4D3DCB4" unitRef="cad">-85000000</slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees>
	<slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees contextRef="FD2017Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsAndDeferredShareUnitsDSUMember" decimals="-6" id="Fact-5D80ABB2826F51E98FD924BAFF69EE29" unitRef="cad">-32000000</slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees>
	<slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_MFSInvestmentManagementShareBasedAwardsMember" decimals="-6" id="Fact-8F270E6F15CA53D7B4E3A2127ED90640" unitRef="cad">-49000000</slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees>
	<slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees contextRef="FD2018Q4YTD_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_slf_SunShareUnitsAndDeferredShareUnitsDSUMember" decimals="-6" id="Fact-A20570F41F4D5F2EA429146430CC29FA" unitRef="cad">-21000000</slf:TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees>
	<slf:TaxRateEffectOfPriorYearIncomeTaxes contextRef="FD2017Q4YTD" decimals="3" id="Fact-253D4E9AF72C5A5AB00A43F5198B5F71" unitRef="number">0.005</slf:TaxRateEffectOfPriorYearIncomeTaxes>
	<slf:TaxRateEffectOfPriorYearIncomeTaxes contextRef="FD2018Q4YTD" decimals="3" id="Fact-30FCE104FE655FDD9E15C0E6B864912F" unitRef="number">-0.003</slf:TaxRateEffectOfPriorYearIncomeTaxes>
	<slf:TaxRateEffectOfTaxLossesAndTaxCredits contextRef="FD2017Q4YTD" decimals="3" id="Fact-514048E1A5E553EF8C4ACE5A79D50A4D" unitRef="number">-0.076</slf:TaxRateEffectOfTaxLossesAndTaxCredits>
	<slf:TaxRateEffectOfTaxLossesAndTaxCredits contextRef="FD2018Q4YTD" decimals="3" id="Fact-95737BFC478D5004B3C54FCA4812BCF3" unitRef="number">-0.038</slf:TaxRateEffectOfTaxLossesAndTaxCredits>
	<slf:TaxRateEffectRepatriationOfForeignEarnings contextRef="FD2017Q4YTD" decimals="-6" id="Fact-0580796152BA0342A89EA582EB9B95BC" unitRef="cad">26000000</slf:TaxRateEffectRepatriationOfForeignEarnings>
	<slf:TaxRateEffectRepatriationOfForeignEarnings contextRef="FD2018Q4YTD" decimals="-6" id="Fact-9A2B83BF7E66A56F9DF85267CE46B10E" unitRef="cad">28000000</slf:TaxRateEffectRepatriationOfForeignEarnings>
	<slf:TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures contextRef="FD2017Q4YTD_ifrs-full_GeographicalAreasAxis_slf_Asia1Member" decimals="-6" id="Fact-4B8379C816D4EF0335A92F8B661A2263" unitRef="cad">-16000000</slf:TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures>
	<slf:TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures contextRef="FD2018Q4YTD_ifrs-full_GeographicalAreasAxis_slf_Asia1Member" decimals="-6" id="Fact-9F3D93C506021DE633E15267F096016E" unitRef="cad">-16000000</slf:TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures>
	<slf:TerminalCapitalizationRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="4" id="Fact-4794359392523E9D195251DBB491EF79" unitRef="number">0.0425</slf:TerminalCapitalizationRateSignificantUnobservableInputsAssets>
	<slf:TerminalCapitalizationRateSignificantUnobservableInputsAssets contextRef="FD2018Q4YTD_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_ifrs-full_DiscountedCashFlowMember" decimals="4" id="Fact-CC9C772F272D3BA60E0F51DBD137E544" unitRef="number">0.0875</slf:TerminalCapitalizationRateSignificantUnobservableInputsAssets>
	<slf:TheIncreaseDecreaseInInsuranceLiabilities contextRef="FD2017Q4YTD" decimals="-6" id="Fact-EE6591B9521E5F02B498285A4BC0A31A" unitRef="cad">5327000000</slf:TheIncreaseDecreaseInInsuranceLiabilities>
	<slf:TheIncreaseDecreaseInInsuranceLiabilities contextRef="FD2018Q4YTD" decimals="-6" id="Fact-406D2F9847FA5BF08415A80E43B3B29D" unitRef="cad">312000000</slf:TheIncreaseDecreaseInInsuranceLiabilities>
	<slf:UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates contextRef="FD2017Q4YTD" decimals="-6" id="Fact-67DFE2E0CCB25CA2B866722CC3DDCB11" unitRef="cad">31000000</slf:UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates>
	<slf:UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates contextRef="FD2018Q4YTD" decimals="-6" id="Fact-AC8BE816AE48534DB1F41541A84A72D3" unitRef="cad">-7000000</slf:UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates>
	<slf:UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod contextRef="D2017Q4Oct03-Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_ClientRelationshipsMember" id="Fact-3BA76003C541E928E809575C73D84B82">P30Y</slf:UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod>
	<slf:UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod contextRef="D2017Q4Oct03-Oct03_ifrs-full_BusinessCombinationsAxis_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_slf_DistributionIntangibleAssetsMember" id="Fact-DBC5723210C648C7C387575CC85D27B6">P15Y</slf:UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod>
	<slf:UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod contextRef="FD2018Q4YTD" id="Fact-105CCAB1645E51A68E3BA0E706757D39">P40Y</slf:UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod>
	<slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod contextRef="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" id="Fact-94616519C2285FE79EE9CCB2796CB8BC">P2Y</slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod>
	<slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod contextRef="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" id="Fact-908C6E3BDCDC507DA88747785D5E7613">P20Y</slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod>
	<slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod contextRef="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_OwnerOccupiedPropertiesMember_ifrs-full_RangeAxis_ifrs-full_BottomOfRangeMember" id="Fact-4785FB20386555219E92F2D49510BE0D">P25Y</slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod>
	<slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod contextRef="FD2018Q4YTD_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_slf_OwnerOccupiedPropertiesMember_ifrs-full_RangeAxis_ifrs-full_TopOfRangeMember" id="Fact-E4BC2FBC3A87544AA0D620C7016C0B16">P49Y</slf:UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod>
	<slf:WeightedAverageFairValueShareOptionsGranted contextRef="FD2017Q4YTD" decimals="2" id="Fact-959B0BE67CAD57A09D13B9DF17CC7C30" unitRef="CAD_PER_shares">9.41</slf:WeightedAverageFairValueShareOptionsGranted>
	<slf:WeightedAverageFairValueShareOptionsGranted contextRef="FD2018Q4YTD" decimals="2" id="Fact-520859B4E28FF71D7108765E57213EBE" unitRef="CAD_PER_shares">7000000.00</slf:WeightedAverageFairValueShareOptionsGranted>
	<slf:YearUltimateHealthCareTrendRateReached contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" id="Fact-A24DE10E6AC458278935628B95C24D7A">2030</slf:YearUltimateHealthCareTrendRateReached>
	<slf:YearUltimateHealthCareTrendRateReached contextRef="FD2017Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" id="Fact-59019614885759D19988B8A97C65232F">2023</slf:YearUltimateHealthCareTrendRateReached>
	<slf:YearUltimateHealthCareTrendRateReached contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_DomesticDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_CA" id="Fact-1965A7F1718E5310B014787F8D807DCB">2030</slf:YearUltimateHealthCareTrendRateReached>
	<slf:YearUltimateHealthCareTrendRateReached contextRef="FD2018Q4YTD_ifrs-full_DefinedBenefitPlansAxis_ifrs-full_ForeignDefinedBenefitPlansMember_ifrs-full_GeographicalAreasAxis_country_US" id="Fact-61CC56F273B1596897186D512D8384BB">2023</slf:YearUltimateHealthCareTrendRateReached>
	<ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory contextRef="FD2018Q4YTD" id="Fact-EE55312DFAEB5120BD7003FBE44ADCBB">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Derivative Financial Instruments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;All derivative financial instruments are recorded at fair value in our Consolidated Statements of Financial Position. Derivatives with a positive fair value are recorded as Derivative assets while derivatives with a negative fair value are recorded as Derivative liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The accounting for the changes in fair value of a derivative instrument depends on whether or not it is designated as a hedging instrument for hedge accounting purposes. Changes in (i) fair value of derivatives that are not designated for hedge accounting purposes, which are defined as derivative investments, and (ii) embedded derivatives that are bifurcated, are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Income earned or paid on these derivatives is recorded in Interest and other investment income in our Consolidated Statements of Operations. Hedge accounting is applied to certain derivatives to reduce income statement volatility. When certain qualification criteria are met, hedge accounting recognizes the offsetting effects of hedging instruments and hedged items in income or defers the effective portion of changes in fair value of hedging instruments in OCI until there is a recognition event, such as the occurrence of a forecasted transaction or the disposal of an investment in a foreign operation, or hedge accounting is discontinued. All hedging relationships are documented at inception and hedge effectiveness is assessed at inception and on a quarterly basis to determine whether the hedging instruments are highly effective in offsetting changes attributable to the hedged risk in the fair value or cash flows of the hedged items.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Fair Value Hedges&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Certain interest rate swaps and foreign currency forwards are designated as hedging instruments in fair value hedges of the interest rate or foreign exchange rate risks associated with AFS assets. Changes in fair value of the derivatives are recorded in Interest and other investment income in our Consolidated Statements of Operations. The change in fair value of the AFS assets related to the hedged risk is reclassified from OCI to income. As a result, ineffectiveness, if any, is recognized in income to the extent that changes in fair value of the derivatives and AFS assets do not offset. Interest income earned and paid on the AFS assets and swaps in the fair value hedging relationships are recorded in Interest and other investment income in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Cash Flow Hedges&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Certain equity and foreign currency forwards are designated as hedging instruments in cash flow hedges for anticipated payments of awards under certain share-based payment plans and for anticipated foreign currency purchases of foreign operations. Changes in the fair value of derivatives for the effective portion of the hedge are recognized in OCI, while the ineffective portion of the hedge and any items excluded from the hedging relationship, such as the spot-to-forward differential, are recognized in Interest and other investment income in our Consolidated Statements of Operations. A portion of the amount recognized in OCI related to the equity forwards is reclassified to income as a component of Operating expenses as the liabilities for the share-based payment awards are accrued over the vesting period. A portion of the amounts recognized in OCI related to the foreign currency forwards would be reclassified to income upon disposal or impairment of the foreign operations. All amounts recognized in, or reclassified from, OCI are net of related taxes.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Embedded Derivatives&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;An embedded derivative is a component of a host contract that modifies the cash flows of the host contract in a manner similar to a derivative, according to a specified interest rate, financial instrument price, foreign exchange rate, underlying index or other variable. We are required to separate embedded derivatives from the host contract, if an embedded derivative has economic and risk characteristics that are not closely related to the host contract, meets the definition of a derivative, and the combined contract is not measured at fair value with changes recognized in income. If an embedded derivative is bifurcated for accounting purposes from the host contract, it will be accounted for as a derivative. For further details on embedded derivatives in insurance contracts, see the Insurance Contract Liabilities accounting policy in this Note. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory contextRef="FD2018Q4YTD" id="Fact-0723FA0440A951E3848C5FC84E3BF9C7">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Dividends&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Dividends payable to holders of shares of SLF Inc. are recognized in the period in which they are authorized or approved. Dividends that have been reinvested in additional common shares under the Dividend Reinvestment and Share Purchase Plan ("DRIP") are also reflected as dividends within retained earnings. Where SLF Inc. has issued common shares from treasury under the DRIP, the additional shares have been reflected in common shares.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory contextRef="FD2018Q4YTD" id="Fact-662C9B4AA25A52D4A613755160670854">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Basic and Diluted Earnings Per Share ("EPS")&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Basic EPS is calculated by dividing the common shareholders' net income by the weighted average number of common shares issued and outstanding. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Diluted EPS adjusts common shareholders' net income and the weighted average number of common shares for the effects of all dilutive potential common shares under the assumption that convertible instruments are converted and that outstanding options are exercised. Diluted EPS is calculated by dividing the adjusted common shareholders' net income by the adjusted weighted average number of common shares outstanding. For convertible instruments, common shareholders' net income is increased by the after-tax expense on the convertible instrument while the weighted average common shares are increased by the number of common shares that would be issued at conversion. For stock options, it is assumed that the proceeds from the exercise of options whose exercise price is less than the average market price of common shares during the period are used to repurchase common shares at the average market price for the period. The difference between the number of common shares issued for the exercise of the dilutive options and the number of common shares that would have been repurchased at the average market price of the common shares during the period is adjusted to the weighted average number of common shares outstanding. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory contextRef="FD2018Q4YTD" id="Fact-49ECC24148A15A008D9D1F58F7535494">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Pension Plans and Other Post-Retirement Benefits&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For defined benefit plans, the present value of the defined benefit obligation is calculated by independent actuaries using the projected unit credit method, and actuarial assumptions that represent best estimates of future variables that will affect the ultimate cost of these obligations. The discount rate used for our material defined benefit plans is determined with reference to market yields of high-quality corporate bonds that are denominated in the same currency in which the benefits will be paid, and that have terms to maturity approximating the terms of obligations. Plan assets are measured at fair value and are held in separate trustee administered funds or as qualifying insurance contracts. The difference between the fair value of the plan assets and the present value of the defined benefit obligation is recognized on the Consolidated Statements of Financial Position as an asset or liability in Other assets or Other liabilities, respectively. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Costs charged to our Consolidated Statements of Operations include current service cost, any past service costs, any gains or losses from curtailments or settlements, and interest on the net defined benefit liability (asset). Remeasurement of the net defined benefit liability (asset), which includes the impact of changes to the actuarial assumption underlying the liability calculations, liability experience gains or losses, the difference between the return on plan assets and the amount included in the interest on the net defined benefit liability (asset), is reflected immediately in OCI. The calculation of the defined benefit expenses and obligations requires judgment as the recognition is dependent on various actuarial assumptions such as discount rates, health care cost trend rates and projected compensation increases. These key assumptions are discussed in Note 25.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory contextRef="FD2018Q4YTD" id="Fact-53C3852748A353A485D2413221325D25">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Determination of Fair Value &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Fair value is measured using the assumptions that market participants would use when pricing an asset or liability. We determine fair value by using quoted prices in active markets for identical or similar assets or liabilities. When quoted prices in active markets are not available, fair value is determined using valuation techniques that maximize the use of observable inputs. When observable valuation inputs are not available, significant judgment is required to determine fair value by assessing the valuation techniques and valuation inputs. The use of alternative valuation techniques or valuation inputs may result in a different fair value.           A description of the fair value methodologies, assumptions, valuation techniques, and valuation inputs by type of asset is included in     Note 5.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory contextRef="FD2018Q4YTD" id="Fact-D1BB000319B05A5EB4CFCE67BF0907E7">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Premium and Fee Income Recognition&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Gross premiums for all types of insurance contracts excluding segregated fund contracts are generally recognized as revenue when due. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income is generated from insurance contracts and service contracts.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income from insurance contracts includes fees from segregated fund contracts, guarantee fees and other fees associated with insurance contracts and is typically recognized as revenue when services are rendered.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income from service contracts represents fees associated with non-insurance contracts with customers, and includes Distribution fees, Fund management and other asset-based fees, and Administrative services and other fees. Distribution fees includes fees earned from the distribution of investment products and other intermediary activities. Fund management and other asset-based fees includes fees earned from investment management services. Administrative services and other fees includes fees earned from contract administration and other management services. Fee income from service contracts is typically recognized as revenue when services are rendered at either a point in time or over time. The majority of fee income from service contracts is comprised of variable consideration which is based on a percentage of assets under management or another variable metric and is recognized as revenue when it is highly probable that a significant reversal in the amount of the revenue recognized will not occur.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory contextRef="FD2018Q4YTD" id="Fact-C6287A2E67C1545594613C7F9F04BF24">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Financial Assets Excluding Derivative Financial Instruments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets include cash, cash equivalents and short-term securities, debt securities, equity securities, mortgages and loans, financial assets included in other invested assets and policy loans. Financial assets are designated as financial assets at fair value through profit or loss ("FVTPL") or AFS assets, or are classified as loans and receivables at initial recognition. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="2" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:72%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans and receivables &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans and receivables&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Mortgages and loans include mortgages, loans and debt securities not quoted in an active market. Financial assets included in Other invested assets include investments in limited partnerships, segregated funds and mutual funds. Cash equivalents are highly liquid instruments with a term to maturity of three months or less, while short-term securities have a term to maturity exceeding three months but less than one year. Policy loans are fully secured by the policy values on which the loans are made. The accounting for each asset classification is described in the following sections.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;i) Initial Recognition and Subsequent Measurement&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Generally, debt securities, equity securities and other invested assets supporting our insurance contract liabilities or investment contract liabilities measured at fair value are designated as FVTPL, while debt securities, equity securities and other invested assets not supporting our insurance contract liabilities or that are supporting investment contract liabilities are measured at amortized cost or designated as AFS. Mortgages and loans and policy loans are classified as loans and receivables. Financial assets are recognized in the Consolidated Statements of Financial Position on their trade dates, which are the dates that we commit to purchase or sell the assets. Originated mortgages and loans are recognized in the Consolidated Statements of Financial Position on their funding dates.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Assets at Fair Value Through Profit or Loss&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets at FVTPL include financial assets that are held for trading ("HFT"), as well as financial assets that have been designated as FVTPL at initial recognition. A financial asset is classified as HFT if it is acquired principally for the purpose of selling in the near term. A financial asset can be designated as FVTPL if it eliminates or significantly reduces a measurement or recognition inconsistency that would otherwise arise from measuring assets or liabilities or recognizing the gains and losses on them on different bases; or if a group of financial assets, financial liabilities or both, is managed and its performance is evaluated on a fair value basis. Cash equivalents and short-term securities have been classified as HFT. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Generally, debt securities, equity securities and other invested assets supporting insurance contract liabilities or investment contract liabilities measured at fair value have been designated as FVTPL. This designation has been made to eliminate or significantly reduce the measurement inconsistency that would arise due to the measurement of the insurance contract or investment contract liabilities, which are based on the carrying value of the assets supporting those liabilities. Because the carrying value of insurance contract liabilities is determined by reference to the assets supporting those liabilities, changes in the insurance contract liabilities generally offset changes in the fair value of debt securities classified as FVTPL, except for changes that are due to impairment. The majority of equity securities and other invested assets classified as FVTPL are held to support products where investment returns are passed through to policyholders and therefore, changes in the fair value of those assets are significantly offset by changes in insurance contract liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets classified as FVTPL are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are expensed immediately. Changes in fair value as well as realized gains and losses on sale are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Available-for-Sale Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets classified as AFS are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are capitalized on initial recognition. Transaction costs for debt securities are recognized in income using the effective interest method, while transaction costs for equity securities and other invested assets are recognized in income when the asset is derecognized. Changes in fair value are recorded to unrealized gains and losses in OCI. For foreign currency translation, exchange differences calculated on the amortized cost of AFS debt securities are recognized in income and exchange differences calculated on other changes in carrying amount are recognized in OCI. The exchange differences from the translation of AFS equity securities and other invested assets are recognized in OCI. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. Net impairment losses and realized gains and losses on the sale of assets classified as AFS are reclassified from accumulated OCI to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Loans and Receivables&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Loans and receivables are generally carried at amortized cost. Transaction costs for mortgages and loans are capitalized on initial recognition and are recognized in income using the effective interest method. Realized gains and losses on the sale of mortgages and loans, interest income earned, and fee income are recorded in Interest and other investment income in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;ii) Derecognition&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets are derecognized when our rights to contractual cash flows expire, when we transfer substantially all our risks and rewards of ownership, or when we no longer retain control.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;iii) Impairment&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets are assessed for impairment on a quarterly basis. Financial assets are impaired and impairment losses are incurred if there is objective evidence of impairment as a result of one or more loss events and that event has an impact on the estimated future cash flows that can be reliably estimated. Objective evidence of impairment generally includes significant financial difficulty of the issuer, including actual or anticipated bankruptcy or defaults and delinquency in payments of interest or principal or disappearance of an active market for that financial asset. Objective evidence of impairment for an investment in an equity instrument or other invested asset also includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates that may indicate that the carrying amount will not be recovered, and a significant or prolonged decline in the fair value of an equity instrument or other invested asset below its cost. Management exercises considerable judgment in assessing for objective evidence of impairment. Due to the inherent risks and uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, the actual impairment amount and the timing of the recognition of impairment may differ from management assessment. The impairment assessment process is discussed in Note 6. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Assets at Fair Value Through Profit or Loss&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Since financial assets classified as FVTPL are carried at fair value with changes in fair value recorded to income, any reduction in value of the assets due to impairment is already reflected in income. However, the impairment of assets classified as FVTPL generally impacts the change in insurance contract liabilities due to the impact of asset impairment on estimates of future cash flows. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Available-for-Sale Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;When there is objective evidence that a financial asset classified as AFS is impaired, the loss in accumulated OCI is reclassified to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations. Following impairment loss recognition, a debt security continues to be carried at fair value with changes in fair value recorded in OCI, and it is assessed quarterly for further impairment loss or reversal. Subsequent losses on an impaired equity security or other invested asset, including losses relating to foreign currency changes, are reclassified from OCI to income in subsequent reporting periods until the asset is derecognized. Once an impairment loss on a debt security classified as AFS is recorded to income, any reversal of impairment loss through income occurs only when the recovery in fair value is objectively related to an event occurring after the impairment was recognized. Impairment losses on an equity security or other invested asset classified as AFS are not reversed through income. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Loans and Receivables&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;If an impairment loss on an individual mortgage or loan has been incurred, the amount of the loss is measured as the difference between the asset's carrying amount and the present value of the estimated future cash flows discounted at the asset's original effective interest rate. For collateralized financial assets, the present value of the estimated future cash flows reflects the cash flows that may result from foreclosure less costs to sell, whether or not foreclosure is probable. If no evidence of impairment exists for an individually assessed mortgage or loan, it is included in a group of loans with similar credit risk characteristics and collectively assessed for impairment.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;When an impairment loss has been incurred, the carrying amount of the asset is reduced through the use of an allowance account, and the amount of the loss is recognized in income. If the impairment loss subsequently decreases and the decrease can be related objectively to an event occurring after the initial impairment charge was recognized, the previous impairment charge is reversed by adjusting the allowance account and the reversal is recognized in income. Interest income is recognized on impaired mortgages and loans using the effective interest rate method and it is based on the estimated future cash flows used to measure the impairment loss. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in the allowance account, other than write-offs net of recoveries, are charged against Interest and other investment income in our Consolidated Statements of Operations. Write-offs, net of recoveries, are deducted from the allowance account when there is no realistic prospect of recovery, which is typically not before derecognition of the asset through foreclosure or sale. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Collateral&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Cash received (pledged) as collateral is recognized (derecognized) in our Consolidated Statements of Financial Position with corresponding amounts recognized in Other liabilities (Other assets), respectively. All other types of assets received (pledged) as collateral are not recognized (derecognized) in our Consolidated Statements of Financial Position.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-33AABE6871BC5CEEBB720F04C2A91802">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investment Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Contracts issued by us that do not transfer significant insurance risk, but do transfer financial risk from the policyholder to us, are financial liabilities and are accounted for as investment contracts. Service components of investment contracts are treated as service contracts. For further details on how service components of investment contracts are treated, see the Service Contracts accounting policy in this Note. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Liabilities for investment contracts without DPF are measured at FVTPL or amortized cost. Contracts recorded at FVTPL are measured at fair value at inception and each subsequent reporting period. Contracts recorded at amortized cost are initially recognized at fair value, less transaction costs directly attributable to the issue of the contract. At each subsequent period, the contracts are measured at amortized cost using the effective interest method. Changes in fair value of investment contract liabilities recorded at FVTPL and amortization on contracts recorded at amortized cost are recorded as an Increase (decrease) in investment contract liabilities in our Consolidated Statements of Operations. Deposits collected from and payments made to contract holders are recorded as an increase and decrease in Investment contract liabilities in our Consolidated Statements of Financial Position. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;As discussed in the Segregated Funds section of this Note, certain investment contracts under which the policyholder bears the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders in the Consolidated Statements of Financial Position. The accounting for investment contracts that contain DPF is described in the Insurance Contract Liabilities section of this Note. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory contextRef="FD2018Q4YTD" id="Fact-807472127A76551A8B3FA16EC732C6B0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Foreign Currency Translation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Translation of Transactions in Foreign Currencies&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The financial results of SLF Inc. and its subsidiaries, joint ventures and associates are prepared in the currency in which they conduct their ordinary course of business, which is referred to as functional currency. Transactions occurring in currencies other than the functional currency are translated to the functional currency using the spot exchange rates at the dates of the transactions. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Monetary assets and liabilities in foreign currencies are translated to the functional currency at the exchange rate at the statement of financial position date. Non-monetary assets and liabilities in foreign currencies that are held at fair value are translated using the exchange rate at the statement of financial position date, while non-monetary assets and liabilities that are measured at historical cost are translated using the exchange rate at the date of the transaction.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The resulting exchange differences from the translation of monetary items and non-monetary items held at fair value, with changes in fair value recorded to income, are recognized in our Consolidated Statements of Operations. For monetary assets classified as available-for-sale (&amp;#8220;AFS&amp;#8221;), translation differences calculated on amortized cost are recognized in our Consolidated Statements of Operations and other changes in carrying amount are recognized in other comprehensive income ("OCI"). The exchange differences from the translation of non-monetary items classified as AFS are recognized in OCI. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Translation to the Presentation Currency&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In preparing our Consolidated Financial Statements, the financial statements of foreign operations are translated from their respective functional currencies to Canadian dollars, our presentation currency. Assets and liabilities are translated at the closing exchange rate at the statement of financial position date, and income and expenses are translated using the average exchange rates. The accumulated gains or losses arising from translation of functional currencies to the presentation currency, net of the effect of any hedges, are included as a separate component of OCI within equity. Upon disposal of a foreign operation that includes loss of control, significant influence or joint control, the cumulative exchange gain or loss related to that foreign operation is recognized in income.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory contextRef="FD2018Q4YTD" id="Fact-841FB4FAEEC358598430C3F35C5E2A36">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Goodwill&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Goodwill represents the excess of the cost of an acquisition over the fair value of the net identifiable tangible and intangible assets of the acquired businesses. It is carried at original cost less any impairment subsequently incurred. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU or a group of CGUs falling below its carrying value. A CGU is the smallest identifiable group of assets that generates cash inflows that are largely independent of cash inflows from other groups of assets. We exercise significant judgment in determining our CGUs. The factors considered in determining our CGUs include product cash inflows, product distribution, target markets, and how management monitors and evaluates the operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The goodwill balances are allocated to either individual or groups of CGUs that are expected to benefit from the synergies of the business combination. Goodwill impairment is quantified by comparing a CGU's or a group of CGUs' carrying value to its recoverable amount, which is the higher of fair value less costs of disposal and value in use. Impairment losses are recognized immediately and cannot be reversed in future periods. Significant judgment is involved in estimating the model inputs used to determine the recoverable amount of our CGUs or group of CGUs, including those for discount rates, capital, the value of new business, expenses, cash flow projections, and market multiples, due to the uncertainty and the forward-looking nature of these inputs. The assumptions may differ from the actual experience, and estimates may change from period to period based on future events or revisions of assumptions. These key assumptions are discussed in Note 9. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory contextRef="FD2018Q4YTD" id="Fact-BDE3EBE48FF7572FB3BD56AF6B89149C">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Income Taxes&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Current income tax assets and liabilities for the current and prior periods are measured at the amount expected to be recovered from or paid to the taxation authorities. Deferred income tax is provided using the liability method on temporary differences at the statement of financial position date between the tax bases of assets and liabilities and their carrying amounts for financial reporting purposes. Current and deferred income tax relating to items recognized in the current or previous period in OCI or directly in equity is accordingly recognized in OCI or equity and not in our Consolidated Statements of Operations. Interest and penalties payable to taxation authorities are recorded in Interest expense and Operating expenses, respectively, in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Deferred income tax assets and liabilities are calculated based on income tax rates and laws that are expected to apply when the liability is settled or the asset is realized, which are normally those enacted or considered substantively enacted at our Consolidated Statements of Financial Position dates. Deferred income tax assets are recognized for all deductible temporary differences, carry forward of unused tax credits and unused tax losses to the extent of the probability that future taxable profit will be available against which these assets can be utilized. At each reporting period, we assess all available evidence, both positive and negative, to determine the amount of deferred income tax assets to be recognized. The recognition of deferred income tax assets requires estimates and significant judgment about future events, such as projections of future taxable profits, based on the information available at the reporting date. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The determination of the required provision for current and deferred income taxes requires that we interpret tax legislation in the jurisdictions in which we operate. For each reporting period, our income tax provision reflects our best estimate, based on the information available at the reporting date, of tax positions that are under audit or appeal by relevant tax authorities. To the extent that our estimate of tax positions or the timing of realization of deferred income tax assets or liabilities are not as expected, the provision for income taxes may increase or decrease in the future to reflect the actual experience.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Deferred income tax is provided on temporary differences arising on investments in subsidiaries, joint ventures and associates, except where we control the timing of the reversal of the temporary difference and it is apparent that the temporary difference will not reverse in the foreseeable future. No deferred income tax asset or liability is recognized in relation to temporary differences that arise from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, did not affect either the accounting profit or taxable profit or loss. Deferred income tax assets and deferred income tax liabilities are offset if a legally enforceable right exists to set off current tax assets against current tax liabilities, the deferred income taxes relate to the same taxable entity and the same taxation authority and we intend either to settle on a net basis, or to realize the asset and settle the liability simultaneously.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In determining the impact of taxes, we are required to comply with Canadian accepted actuarial practice and IFRS. CALM requires that all projected cash flows associated with insurance contract liabilities, including income taxes, be included in the determination of insurance contract liabilities. The insurance contract liabilities are therefore determined including all policy-related income tax effects on a discounted basis, and then adjusted for any related deferred income tax assets and liabilities held in accordance with IFRS. The net result of this adjustment is to leave the discounting effect of the deferred income taxes associated with temporary differences on policy-related tax items in the insurance contract liabilities.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts contextRef="FD2018Q4YTD" id="Fact-4CF322162E1C52A89D349633ED2244BB">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Insurance Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contracts are contracts under which we accept significant insurance risk from a policyholder by agreeing to compensate the policyholder if a specified uncertain future event adversely affects the policyholder. The presence of significant insurance risk in individual contracts is assessed by reviewing books of contracts with homogeneous risk features. Judgment is required to determine the classification of a contract as an insurance contract, investment contract or a service contract.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;As discussed in the Segregated Funds section of this Note, certain insurance contracts under which the policyholder bears the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contract liabilities, including policy benefits payable and provisions for policyholder dividends, are determined in accordance with Canadian accepted actuarial practice and any requirements of OSFI. As confirmed by guidance provided by the Canadian Institute of Actuaries (&amp;#8220;CIA&amp;#8221;), the current Canadian Asset Liability Method (&amp;#8220;CALM&amp;#8221;)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;of valuation of insurance contract liabilities satisfies the &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;IFRS 4 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Insurance Contracts &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRS 4") requirements for eligibility for use under IFRS. Under CALM, liabilities are set equal to the statement of financial position value of the assets required to support them.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Some insurance contracts contain discretionary participation features (&amp;#8220;DPF&amp;#8221;), whereby the policyholder has the right to receive potentially significant additional benefits based on the actual investments and other experience on a block of similar contracts. IFRS allows the non-guaranteed, or participating, elements of such contracts to be classified as either a liability or as equity, depending on the nature of our obligation to the policyholder. The contracts issued by us contain constructive obligations to the policyholder with respect to the DPF of the contracts. We have therefore elected to classify these features as a liability, consistent with accounting treatment under CALM, and in accordance with guidance provided by the CIA. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Derivatives embedded in insurance contracts are treated as separate derivatives and measured at fair value with changes in fair value recognized in income, except when the embedded derivative itself meets the definition of an insurance contract under IFRS, or when the risks and characteristics are closely related to those of the host contracts or when the derivative is the policyholder's option to surrender an insurance contract for a fixed amount or an amount based on a fixed amount and an interest rate. The derivatives that have not been separated are accounted for as insurance contract liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Significant judgment is required in determining our liabilities for insurance contracts including the assumptions required for their determination. Application of different assumptions may result in different measurement of the insurance contract liabilities. Actual experience may differ from assumptions, and estimates may change from period to period based on future events or revisions of assumptions. Key assumptions and considerations in choosing assumptions are discussed in Note 10 and sensitivities are discussed in Note 7.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts>
	<ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory contextRef="FD2018Q4YTD" id="Fact-1EB8ED0A13255D019B7479A372B8C5AF">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Intangible assets consist of finite life and indefinite life intangible assets. Finite life intangible assets are amortized on a straight-line basis over varying periods of up to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;40&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years, and are charged through operating expenses. The useful lives of finite life intangible assets are reviewed annually, and the amortization is adjusted as necessary. Indefinite life intangibles are not amortized, and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying values of the indefinite life intangible assets to their recoverable amounts. If the carrying values of the indefinite life intangibles exceed their recoverable amounts, these assets are considered impaired, and a charge for impairment is recognized in our Consolidated Statements of Operations. The recoverable amount of intangible assets is determined using various valuation models, which require management to make certain judgments and assumptions that could affect the estimates of the recoverable amount. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory contextRef="FD2018Q4YTD" id="Fact-5F0994318E955436B26149B5AFB27FEF">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Other Invested Assets &amp;#8211; Non-Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other invested assets also include non-financial assets such as investments in joint ventures and associates, which are accounted for using the equity method. Investments in joint ventures and associates are initially recorded at cost. The investment in joint ventures and associates is increased by our share of capital contributions and for purchases of additional interests and is reduced by distributions received. In addition, subsequent adjustments to the investment are made for our share of net income or loss and our share of OCI. Our share of net income is recorded in Interest and other investment income in our Consolidated Statements of Operations and our share of OCI is recorded in our Consolidated Statements of Comprehensive Income (Loss). Impairment losses on equity method investments are recognized when events or changes in circumstances indicate that they are impaired. The impairment loss recognized is the difference between the carrying amount and the recoverable amount.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory contextRef="FD2018Q4YTD" id="Fact-860880C54DF75C23846EB4D16A64651B">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investment Properties&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment properties are real estate held to earn rental income, for capital appreciation, or both. Properties held to earn rental income or for capital appreciation that have an insignificant portion that is owner-occupied are classified as investment properties. Properties that do not meet these criteria are classified as property and equipment, included in Other assets as described below. Expenditures related to ongoing maintenance of properties incurred subsequent to acquisition are expensed. Investment properties are initially recognized at cost in our Consolidated Statements of Financial Position. Various costs incurred associated with the acquisition of an investment property are either capitalized or expensed depending on whether or not the acquisition is considered a business combination. Investment properties are subsequently measured at fair value with changes in value recorded to Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;When the use of a property changes from owner-occupied to investment property, any gain arising on the remeasurement of the property to fair value at the date of transfer is recognized in our Consolidated Statements of Operations to the extent that it reverses a previous impairment loss. Any remaining increase is recognized in OCI. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory contextRef="FD2018Q4YTD" id="Fact-9CA1D23C6790539F8AA613C67DF94E39">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Reinsurance Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the normal course of business, we use reinsurance to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established, highly rated reinsurers. Reinsurance assets are measured consistently with the amounts associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Amounts due to or from reinsurers with respect to premiums received or paid claims are included in Other assets and Other liabilities in the Consolidated Statements of Financial Position. Premiums for reinsurance ceded are presented as premiums ceded in the Consolidated Statements of Operations. Reinsurance expenses (recoveries), as presented in our Consolidated Statements of Operations, represent reinsurance expenses and expense recoveries resulting from reinsurance agreements. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance assets are subject to impairment testing. If impaired, the carrying value is reduced, and an impairment loss is recognized in Reinsurance expenses (recoveries) in our Consolidated Statements of Operations. Impairment occurs when objective evidence exists (as a result of an event) after the initial recognition of the reinsurance asset indicating that not all amounts due under the terms of the contract will be received, and the impairment can be reliably measured. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance assumed is accounted for as an insurance, investment or service contract depending on the underlying nature of the agreement and if it meets the definition of an insurance, investment or service contract. For the accounting for these types of contracts, see the respective policy section in this Note.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory>
	<ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory contextRef="FD2018Q4YTD" id="Fact-5C93CB93BB6B53CABCEE6CA468102173">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Share-Based Payments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Stock options of SLF Inc. granted to employees are accounted for as equity-settled share-based payment transactions. The total compensation expense for stock options is computed based on the fair value of the stock option at the date of grant and the estimated number of options expected to vest at the end of the vesting period. The expense is recognized over the vesting period as compensation expense in Operating expenses in our Consolidated Statements of Operations, with an offset to contributed surplus in our Consolidated Statements of Changes in Equity. When options are exercised, new common shares are issued, contributed surplus is reversed and the common shares issued are credited to common shares in our Consolidated Statements of Changes in Equity.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other share-based payment plans based on the value of SLF Inc.'s common shares are accounted for as cash-settled share-based payment transactions. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are recomputed at the end of each reporting period and are measured at the fair value of the award at that reporting date. The liabilities are accrued and expensed on a straight-line basis over the vesting periods. The liabilities are settled in cash at the end of the vesting period. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Share-based payment awards within MFS Investment Management (&amp;#8220;MFS&amp;#8221;), which are based on their own shares, are accounted for as cash-settled share-based payment awards. The vested and unvested awards, as well as the shares that have been issued under these plans, are recognized as liabilities because MFS has a practice of purchasing the issued shares from employees after a specified holding period. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are accrued over the vesting period and are measured at fair value at each reporting period with the change in fair value recognized as compensation expense in Operating expenses in our Consolidated Statements of Operations. The liabilities are settled in cash when the shares are purchased from the employees.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory>
	<ifrs-full:DisclosureOfAmountsArisingFromInsuranceContractsExplanatory contextRef="FD2018Q4YTD" id="Fact-C1F857F517AC5ADCB36A3825486C6E5F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables show the total assets supporting total liabilities for the product lines shown (including insurance contract and investment contract liabilities) and assets supporting equity and other:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:228px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Debt securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Equity securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,978&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,736&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,397&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,303&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,638&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,058&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45,117&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18,440&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,918&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,769&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;959&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18,695&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,448&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,462&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,162&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;783&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17,591&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;33,618&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,634&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;35,709&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;168,765&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="26" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:16px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,855&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,190&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,645&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;38,656&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,560&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,360&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,348&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,702&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,690&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,003&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,799&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,667&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17,542&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,001&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,303&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,860&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,076&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,840&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;538&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,499&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,074&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,491&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;32,473&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;162,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in Insurance contract liabilities and Reinsurance assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:201px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balances, before Other policy liabilities and assets as at January 1,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;111,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,503&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;107,588&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;108,411&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,541&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;103,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in balances on in-force policies&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,094&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,965&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balances arising from new policies&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,780&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;128&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,941&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Method and assumption changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(374&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(278&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(371&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Increase (decrease) in Insurance contract liabilities and Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;409&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,327&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(821&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,499&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;247&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2,647&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2,430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balances before Other policy liabilities and assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;114,902&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;111,249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;111,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,503&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;107,588&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other policy liabilities and assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,533&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;525&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,169&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Insurance contract liabilities and Reinsurance assets, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;117,782&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;117,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;113,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contract liabilities consist of the following:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="23" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:141px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:85px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.55pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,095&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,076&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34,607&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,435&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,463&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;391&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37,528&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,591&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,674&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,297&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(44&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,608&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,461&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,614&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities before other policy liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;63,849&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24,729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,075&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;114,902&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.55pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,049&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,457&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,276&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;66,898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26,186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,525&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,314&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$980&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual participating life, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$240&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$5,214&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$170&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Other policy liabilities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="23" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:141px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:85px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,918&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34,391&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,161&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,024&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,449&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;394&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;35,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,602&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,178&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,215&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,607&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities before other policy liabilities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61,995&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23,065&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;111,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,088&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,345&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,032&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;65,083&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24,410&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,035&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;117,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in Note 4.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,089&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual participating life, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$250&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$5,692&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$158&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Other policy liabilities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfAmountsArisingFromInsuranceContractsExplanatory>
	<ifrs-full:DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory contextRef="FD2018Q4YTD" id="Fact-DB4DF03D23765FE98CC3C22EE6C6E703">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:9px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in accumulated other comprehensive income (loss), net of taxes, are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="30" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:229px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:33px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:33px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:33px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;font-weight:bold;"&gt;Balance, beginning of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.879pt;"&gt;&lt;font style="font-family:Arial;font-size:7.879pt;font-weight:bold;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.879pt;"&gt;&lt;font style="font-family:Arial;font-size:7.879pt;font-weight:bold;"&gt;Balance, end of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;Balance, beginning of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;&amp;#160;Balance, &lt;br clear="none"/&gt;end of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Items that may be reclassified subsequently to income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Unrealized foreign currency translation gains (losses), net of hedging activities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,012&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;911&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,749&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(737&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,012&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Unrealized gains (losses) on available-for-sale assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(56&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;135&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Unrealized gains (losses) on cash flow hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share of other comprehensive income (loss) in joint ventures and associates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Items that will not be reclassified subsequently to income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Remeasurement of defined benefit plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(291&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revaluation surplus on transfers to investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;139&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(568&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total attributable to:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Participating policyholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;585&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,690&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(561&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(568&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;During 2017, the Company transferred cumulative remeasurement losses of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$13&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; from accumulated other comprehensive income (loss) to retained earnings as a result of the termination and complete settlement of the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory>
	<ifrs-full:DisclosureOfBorrowingsExplanatory contextRef="FD2018Q4YTD" id="Fact-B490EF6FA3475E038C511B183D2AE960">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;13.A Senior Debentures&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:8pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following obligations are included in Senior debentures as at December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:252px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:136px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Earliest par call or redemption date&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Inc. senior debentures&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series D issued June 30, 2009&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2019&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series E issued August 23, 2011&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Assurance senior debentures&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued to Sun Life Capital Trust ("SLCT I")&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series B issued June 25, 2002&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7.09&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2032&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued to Sun Life Capital Trust II ("SLCT II")&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series C issued November 20, 2009&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December 31, 2019&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total senior debentures&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,390&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;All senior debentures are unsecured.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable in whole or in part at any time prior to maturity at a price equal to the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.575%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the Series D debentures and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.53%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the Series E debentures.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redemption is subject to regulatory approval.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable in whole or in part on any interest payment date or in whole upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. Prior to June 30, 2032, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.32%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;; from June 30, 2032, the redemption price is par. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On December 31, 2019, and every fifth anniversary thereafter (&amp;#8220;Interest Reset Date&amp;#8221;), the interest rate will reset to an annual rate equal to the five-year Government of Canada bond yield plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.60%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable in whole or in part. If redemption occurs on an Interest Reset Date, the redemption price is par; otherwise, it is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus (i) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.65%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if redemption occurs prior to December 31, 2019, or (ii) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.30%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if redemption occurs after December 31, 2019. Also redeemable in whole at par at any time upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value is determined based on quoted market prices for identical or similar instruments. When quoted market prices are not available, fair value is determined from observable market data by dealers that are typically the market makers. The fair value is categorized in Level 2 of the fair value hierarchy. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Interest expense for senior debentures was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$76&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, respectively.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The senior debentures issued by SLF Inc. are direct senior unsecured obligations and rank equally with other unsecured and unsubordinated indebtedness of SLF Inc. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;13.B Innovative Capital Instruments &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Innovative capital instruments consist of Sun Life ExchangEable Capital Securities ("SLEECS"), which were issued by SLCT I and  SLCT II (together &amp;#8220;SL Capital Trusts&amp;#8221;), established as trusts under the laws of Ontario. SLCT I issued Sun Life ExchangEable Capital Securities &amp;#8211; Series B (&amp;#8220;SLEECS B&amp;#8221;), which are units representing an undivided beneficial ownership interest in the assets of that trust. SLEECS B are non-voting except in certain limited circumstances. Holders of the SLEECS B are eligible to receive semi-annual non-cumulative fixed cash distributions. SLCT II issued Sun Life ExchangEable Capital Securities &amp;#8211; Series 2009-1 (&amp;#8220;SLEECS 2009-1&amp;#8221;), which are subordinated unsecured debt obligations. Holders of SLEECS 2009-1 are eligible to receive semi-annual interest payments. The proceeds of the issuances of SLEECS B and SLEECS 2009-1 were used by the SL Capital Trusts to purchase senior debentures of Sun Life Assurance. The SL Capital Trusts are not consolidated by us. As a result, the innovative capital instruments are not reported on our Consolidated Financial Statements. However, the senior debentures issued by Sun Life Assurance to the SL Capital Trusts are reported on our Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The SLEECS are structured to achieve Tier 1 regulatory capital treatment for SLF Inc. and Sun Life Assurance and, as such, have features of equity capital. No interest payments or distributions will be paid in cash by the SL Capital Trusts on the SLEECS if Sun Life Assurance fails to declare regular dividends (i) on its Class B Non-Cumulative Preferred Shares Series A, or (ii) on its public preferred shares, if any are outstanding (each, a &amp;#8220;Missed Dividend Event&amp;#8221;). In the case of the SLEECS 2009-1, if a Missed Dividend Event occurs or if an interest payment is not made in cash on the SLEECS 2009-1 for any reason, including at the election of Sun Life Assurance, holders of the SLEECS 2009-1 will be required to invest interest paid on the SLEECS 2009-1 in non-cumulative perpetual preferred shares of Sun Life Assurance. In the case of the SLEECS B, if a Missed Dividend Event occurs, the net distributable funds of SLCT I will be distributed to Sun Life Assurance as the holder of Special Trust Securities of that trust. If the SL Capital Trusts fail to pay in cash the semi-annual interest payments or distributions on the SLEECS in full for any reason other than a Missed Dividend Event, then, for a specified period of time, Sun Life Assurance will not declare dividends of any kind on any of its public preferred shares, and if no such public preferred shares are outstanding, SLF Inc. will not declare dividends of any kind on any of its preferred shares or common shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Each SLEECS B unit and each one thousand dollars principal amount of SLEECS 2009-1 will be automatically exchanged for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;40&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; non-cumulative perpetual preferred shares of Sun Life Assurance if any one of the following events occurs: (i) proceedings are commenced or an order is made for the winding-up of Sun Life Assurance; (ii) OSFI takes control of Sun Life Assurance or its assets; (iii) Sun Life Assurance's capital ratios fall below applicable thresholds; or (iv) OSFI directs Sun Life Assurance to increase its capital or provide additional liquidity and Sun Life Assurance either fails to comply with such direction or elects to have the SLEECS automatically exchanged (&amp;#8220;Automatic Exchange Event&amp;#8221;). Upon an Automatic Exchange Event, former holders of the SLEECS will cease to have any claim or entitlement to distributions, interest or principal against the issuing SL Capital Trusts and will rank as preferred shareholders of Sun Life Assurance in a liquidation of Sun Life Assurance.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;According to OSFI guidelines, innovative capital instruments can comprise up to 15% of net Tier 1 capital with an additional 5% eligible for Tier 2B capital. As at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, for regulatory capital purposes of Sun Life Assurance, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$699&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$699&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) represented Tier 1 capital.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The table below presents additional significant terms and conditions of the SLEECS:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:138px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:100px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:113px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:39px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:93px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:100px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Issuer&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Issuance date&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Distribution or interest payment dates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Annual yield&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Redemption date at the issuer's option&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Conversion date at the holder's option&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Principal amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Sun Life Capital Trust&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(2)(3)(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;SLEECS B&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 25, 2002&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 30, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;7.093&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 30, 2007&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Sun Life Capital Trust II&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;SLEECS 2009-1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;November 20, 2009&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 30, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;5.863&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;December 31, 2014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;No conversion option&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Subject to regulatory approval, the SL Capital Trusts may (i) redeem any outstanding SLEECS, in whole or in part, on the redemption date specified above or on any distribution date thereafter, or in the case of SLCT II, on any date thereafter, and (ii) may redeem all, but not part of any class of SLEECS upon occurrence of a Regulatory Event or a Tax Event, prior to the redemption date specified above.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The SLEECS B may be redeemed for cash equivalent to (i) the greater of the Early Redemption Price or the Redemption Price if the redemption occurs prior to June 30, 2032 or (ii) the Redemption Price if the redemption occurs on or after June 30, 2032. Redemption Price is equal to one thousand dollars plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. Early Redemption Price for the SLEECS B is the price calculated to provide an annual yield, equal to the yield of a Government of Canada bond issued on the redemption date that has a maturity date of June 30, 2032, plus 32 basis points, plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. The SLEECS 2009-1 may be redeemed for cash equivalent to, on any day that is not an Interest Reset Date, accrued and unpaid interest on the SLEECS 2009-1 plus the greater of par and a price calculated to provide an annual yield equal to the yield of a Government of Canada bond maturing on the next Interest Reset Date plus (i) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.60%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if the redemption date is prior to December 31, 2019 or            (ii) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.20%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if the redemption date is any time after December 31, 2019. On an Interest Reset Date, the redemption price is equal to par plus accrued and unpaid interest on the SLEECS 2009-1.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The non-cumulative perpetual preferred shares of Sun Life Assurance issued upon an Automatic Exchange Event in respect of the SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December 31, 2032.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Holders of SLEECS B may exchange, at any time, all or part of their SLEECS B units for non-cumulative perpetual preferred shares of Sun Life Assurance at an exchange rate for each SLEECS of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;40&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; non-cumulative perpetual preferred shares of Sun Life Assurance. SLCT I will have the right, at any time before the exchange is completed, to arrange for a substituted purchaser to purchase SLEECS tendered for surrender to SLCT I so long as the holder of the SLEECS so tendered has not withheld consent to the purchase of its SLEECS. Any non-cumulative perpetual preferred shares issued in respect of an exchange by the holders of SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December 31, 2032. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Holders of SLEECS 2009-1 are eligible to receive semi-annual interest payments at a fixed rate until December 31, 2019. The interest rate on the SLEECS 2009-1 will reset on December 31, 2019 and every &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;fifth&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; anniversary thereafter to equal the five-year Government of Canada bond yield plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.40%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBorrowingsExplanatory>
	<ifrs-full:DisclosureOfBusinessCombinationsExplanatory contextRef="FD2018Q4YTD" id="Fact-35E785BFD5B6515FB9A42E1C201873B2">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:11px;padding-top:0px;text-align:left;font-size:14pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="5" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:23%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="font-size:14pt;"&gt;&lt;font style="font-family:Arial;font-size:14pt;font-weight:bold;"&gt;3.  Acquisitions&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Pending Acquisition &amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;On December 19, 2018, we entered into an agreement with GreenOak Real Estate (&amp;#8220;GreenOak&amp;#8221;), a global real estate investment firm, to merge GreenOak with the Bentall Kennedy group of companies and to acquire &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;56%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of the combined entity (&amp;#8220;Bentall GreenOak&amp;#8221;), with the right to approximately &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;90%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of Bentall GreenOak's earnings over 8.5 years and the ability to acquire the remaining interest in the future. The combined entity will be reported in our Sun Life Financial Asset Management (&amp;#8220;SLF Asset Management&amp;#8221;) business segment.&amp;#160;The acquisition of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;56%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of Bentall GreenOak is expected to close in the first half of 2019, subject to receipt of regulatory approvals and satisfaction of customary closing conditions.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Acquisition in Sun Life Financial Asia&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;On October 3, 2017, we completed the first stage of our acquisition of the pension business of FWD Life Insurance Company (Bermuda) Limited ("FWD") for total consideration of approximately &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$105&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, consisting of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$92&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; initial cash consideration and estimated contingent consideration of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$13&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to be paid if certain future performance targets are achieved. The first stage included the acquisition of the Mandatory Provident Fund business and the commencement of an exclusive &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;15&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year distribution agreement with FWD that allows Sun Life Hong Kong Limited to distribute its pension products through FWD's agency force in Hong Kong. The fair value of the net identifiable assets acquired in the transaction was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$89&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which included intangible assets of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$61&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and a related deferred tax liability of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The acquired intangible assets consist of client relationships and distribution intangible assets which are subject to amortization on a straight-line basis over their projected economic life of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;30&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;15&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years, respectively. We recognized goodwill of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$16&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as a result of this transaction. The completion of the second and final stage of the transaction involves the purchase of the Occupational Retirement Schemes Ordinance business of FWD, and is expected to close by the end of 2019, subject to the receipt of regulatory approvals and satisfaction of customary closing conditions. These transactions will strengthen our position in the Hong Kong pension market and will be reported in our Sun Life Financial Asia ("SLF Asia") reportable segment. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBusinessCombinationsExplanatory>
	<ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory contextRef="FD2018Q4YTD" id="Fact-F03D215C0D4C5D29FC2EB9A1B43F6F6F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:55%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ billions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;IAS 39 Classification&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SPPI&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Non-SPPI&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans supporting Insurance contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;43.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans not supporting Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(1) Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements of Operations of classifying assets supporting those liabilities as SPPI or non-SPPI is not material.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory>
	<ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory contextRef="FD2018Q4YTD" id="Fact-783F6E0B34225C57AEE5550DC349E158">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:14pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;2.A&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;New and Amended International Financial Reporting Standards Adopted in 2018 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;2.A.i IFRS 15 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"&gt;Revenue from Contracts with Customers &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In May 2014, the IASB issued IFRS 15&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt; Revenue from Contracts with Customers&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ("IFRS 15"), which replaces IAS 11 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Construction Contracts&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, IAS 18 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Revenue&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and various interpretations. Amendments to IFRS 15 were issued in September 2015 and April 2016.       IFRS 15 establishes principles about the nature, amount, timing, and uncertainty of revenue arising from contracts with customers.  IFRS 15 requires entities to recognize revenue to reflect the transfer of goods or services to customers measured at the amounts an entity expects to be entitled to in exchange for those goods or services. Insurance contracts and revenues arising from those contracts, primarily premium revenue, are not within the scope of this standard. Revenues from service contracts and service components of investment contracts (which are treated as service contracts) that are reported in Fee income and primarily arise from our asset management businesses are within the scope of IFRS 15. IFRS 15 also provides guidance related to the costs to obtain and to fulfill a contract. We adopted IFRS 15 on a cumulative retrospective basis and recognized differences on transition to IFRS 15 as at January 1, 2018 in retained earnings. As a result of the adoption of IFRS 15, we derecognized a portion of our deferred acquisition costs (previously recognized in Other assets) and the related deferred tax liability on our Consolidated Statements of Financial Position, which reduced opening retained earnings by &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$44&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; on an after-tax basis as at January 1, 2018. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Additional disclosure on revenue from contracts with customers is included in Note 17.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;2.A.ii&lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"&gt; Amendments to IFRS 4 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;(IFRS 9 deferral approach)&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In September 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Amendments to IFRS 4 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;to allow insurance entities whose predominant activities are to issue contracts within the scope of IFRS 4 an optional temporary exemption from applying IFRS 9 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Instruments &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRS 9") ("deferral approach"). On January 1, 2018, we qualified for and elected to take the deferral approach as our activities are predominantly connected with insurance in accordance with IFRS standards. Consequently, we will continue to apply IAS 39 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Instruments: Recognition and Measurement &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IAS 39"), the existing financial instrument standard.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;To enable a comparison to entities applying IFRS 9, entities that apply the deferral approach are required to disclose fair value and changes in fair value separately for (i) those financial assets that pass the Solely Payment of Principal and Interest (&amp;#8220;SPPI&amp;#8221;) test, excluding any financial asset that is managed and whose performance is evaluated on a fair value basis; and (ii) all other financial assets, including financial assets that are managed and their performance is evaluated on a fair value basis. We are also required to disclose credit ratings of financial assets that pass the SPPI test. Financial assets which pass the SPPI test are assets with contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. See Note 5.A.i for disclosure of the carrying value and fair value of our financial assets as at December 31, 2018 and 2017. Except for Debt securities designated as AFS and Mortgages and loans, our financial assets are managed and their performance is evaluated on a fair value basis.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table includes these disclosures:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:55%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ billions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;IAS 39 Classification&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SPPI&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Non-SPPI&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans supporting Insurance contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;43.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans not supporting Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(1) Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements of Operations of classifying assets supporting those liabilities as SPPI or non-SPPI is not material.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Note 6.A.v discloses the carrying value of Debt securities and Mortgages and loans by credit risk rating. Debt securities designated as AFS with a credit rating below investment grade have a carrying value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$0.1 billion&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at December 31, 2018. Mortgages and loans with a credit rating below investment grade have a carrying value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2.1 billion&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at December 31, 2018. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;2.A.iii&lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Other New and Amended IFRS&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following new and amended IFRS are effective for annual periods beginning on or after January 1, 2018, and did not have a material impact on our Consolidated Financial Statements. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In June 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Classification and Measurement of Share-based Payment Transactions&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which amends IFRS 2 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Share-based Payment.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; The amendments clarify how to account for certain types of share-based payment transactions, such as the effects of vesting and non-vesting conditions on the measurement of cash-settled share-based payments. These amendments are applicable to awards granted on or after that date and to unvested and vested but unexercised awards outstanding at that date. These amendments were applied prospectively. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Annual Improvements to IFRSs 2014-2016 Cycle&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which includes minor amendments to IFRS 1 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;First-time Adoption of International Financial Reporting Standards &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;and&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;IAS 28 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Investments in Associates and Joint Ventures &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IAS 28").  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Transfers of Investment Property (Amendments to IAS 40). &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The amendments to IAS 40 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Investment Property&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; clarify that an entity shall transfer property to, or from, investment property when, and only when, there is evidence of a change in use. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2016, the IASB issued IFRIC 22 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Foreign Currency Transactions and Advance Consideration &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRIC 22"), which was developed by the IFRS Interpretations Committee. IFRIC 22 clarifies that for purposes of determining the exchange rate in transactions which include the receipt or payment of advance consideration in a foreign currency, the date of the transaction is the date of initial recognition of the non-monetary prepayment asset or deferred income liability. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;2.B&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;New and Amended International Financial Reporting Standards to be Adopted in 2019&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following new and amended IFRS were issued by the IASB and are expected to be adopted by us in 2019. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In January 2016, the IASB issued IFRS 16 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Leases&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ("IFRS 16"), which replaces IAS 17 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Leases&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, and related interpretations. IFRS 16 sets out the principles for the recognition, measurement, presentation and disclosure of leases for both lessees and lessors. For lessees, IFRS 16 removes the classification of leases as either operating or financing and requires that all leases to be recognized on the statement of financial position, with certain exemptions allowed by this new standard. The accounting for lessors is substantially unchanged. The standard is effective for annual periods beginning on or after January 1, 2019, to be applied retrospectively, or on a modified retrospective basis. We will be adopting IFRS 16 on a modified retrospective basis. At the time of adoption of IFRS 16, we expect to recognize right-of-use assets of approximately $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;800&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and lease liabilities of approximately $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;900&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;on our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Together with the derecognition of deferred balances previously recognized under IAS 17, the overall impact to retained earnings is not expected to be material.  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In June 2017, the IASB issued IFRIC 23 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Uncertainty over Income Tax Treatments &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRIC 23")&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;which was developed by the IFRS Interpretations Committee. IFRIC 23 clarifies how to apply the recognition and measurement requirements in IAS 12 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Income Taxes &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IAS 12"), when there is uncertainty over income tax treatments, and requires an entity to determine whether tax treatments should be considered collectively or independently. In addition, IFRIC 23 addresses the assumptions an entity should make about the examination of tax treatments by taxation authorities, as well as how an entity should consider changes in facts and circumstances. IFRIC 23 also provides guidance on how to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits, and tax rates, based on whether it is probable that a tax authority will accept an uncertain tax treatment used, or proposed to be used, by an entity in its income tax filings. IFRIC 23 is effective for annual periods beginning on or after January 1, 2019 and is to be applied retrospectively, or on a cumulative retrospective basis. We do not expect IFRIC 23 to have a material impact on our Consolidated Financial Statements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In October 2017, the IASB issued narrow-scope amendments to IAS 28. The amendments clarify that long-term interests in an associate or joint venture to which the equity method is not applied should be accounted for following the requirements of IFRS 9. The amendments are effective for annual periods beginning on or after January 1, 2019, and are to be applied retrospectively with certain exceptions. As we will not adopt IFRS 9 until 2021, we will be required to apply IAS 39 to the long-term interests in associates or joint ventures covered by these amendments. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2017, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Annual Improvements to IFRSs 2015-2017 Cycle&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which includes minor amendments to four IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2019. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In February 2018, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Plan Amendment, Curtailment or Settlement&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; which amends IAS 19 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Employee Benefits&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&amp;#8220;IAS 19&amp;#8221;). Under IAS 19, when an amendment, curtailment or settlement of a defined benefit pension plan occurs, the net defined benefit liability or asset is remeasured. The amendments require an entity to use the updated assumptions from this remeasurement to determine current service cost and net interest for reporting periods after the change to the plan. The amendments are applicable to plan amendments, curtailments or settlements occurring on or after January 1, 2019.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;2.C&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;New and Amended International Financial Reporting Standards to be Adopted in 2020 or Later&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following new and amended standards were issued by the IASB and are expected to be adopted by us in 2020 or later.  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In July 2014, the IASB issued the final version of IFRS 9, which replaces IAS 39. IFRS 9 includes guidance on the classification and measurement of financial instruments, impairment of financial assets, and hedge accounting. Financial asset classification is based on the cash flow characteristics and the business model in which an asset is held. The classification determines how a financial instrument is accounted for and measured. IFRS 9 also introduces an impairment model for financial instruments not measured at fair value through profit or loss that requires recognition of expected losses at initial recognition of a financial instrument and the recognition of full lifetime expected losses if certain criteria are met. In addition, a new model for hedge accounting was introduced to achieve better alignment with risk management activities. This standard is effective for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;annual periods beginning on or after &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;January 1, 2018. In October 2017, the IASB issued narrow-scope amendments to IFRS 9. The amendments clarify the classification of certain prepayable financial assets and the accounting of financial liabilities following modification. The amendments are effective for annual periods beginning on or after January 1, 2019. However, pursuant to the aforementioned amendments to IFRS 4, we elected the deferral approach permitted under IFRS 4 to continue to apply IAS 39. We are currently assessing the impact that IFRS 9, along with these amendments, will have on our Consolidated Financial Statements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In May 2017, the IASB issued IFRS 17, which replaces IFRS 4. IFRS&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#160;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;17 establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. IFRS 17 requires entities to measure insurance contract liabilities at their current fulfillment values using one of three measurement models, depending on the nature of the contract. IFRS 17 is effective for annual periods beginning on or after January 1, 2021 and is to be applied retrospectively to each group of insurance contracts unless impracticable. If, and only if, it is impracticable to apply IFRS 17 retrospectively for a group of insurance contracts, an entity shall apply IFRS 17 using a modified retrospective approach or a fair value approach. In November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year, to January 1, 2022. IFRS 17 will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of Operations. We are currently assessing the impact that IFRS 17 will have on our Consolidated Financial Statements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In March 2018, the IASB issued a revised &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Conceptual Framework for Financial Reporting &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;(&amp;#8220;2018 Conceptual Framework&amp;#8221;), which replaces the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Conceptual Framework for Financial Reporting&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; issued in 2010. The 2018 Conceptual Framework includes revised definitions of an asset and a liability, as well as new guidance on measurement, derecognition, presentation and disclosure. The 2018 Conceptual Framework is effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of this framework will have on our Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In October 2018, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Definition of a Business,&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; which amends IFRS 3 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Business Combinations&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The amendments clarify the definition of a business to assist entities in determining whether a transaction represents a business combination or an acquisition of assets. The amendments are effective for annual periods beginning on or after January 1, 2020, to be applied prospectively. We will assess the impact the adoption of these amendments will have on the accounting treatment of future transactions.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In October 2018, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Definition of Material (Amendments to IAS 1 and IAS 8).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; The amendments clarify the definition of material and provide guidance to improve consistency in its application in IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of these amendments will have on our Consolidated Financial Statements.  &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory>
	<ifrs-full:DisclosureOfClaimsAndBenefitsPaidExplanatory contextRef="FD2018Q4YTD" id="Fact-15A706670436595F8EFC4D29DDBE806E">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Gross claims and benefits paid consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:510px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturities and surrenders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,609&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Annuity payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,876&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,849&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Death and disability benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,948&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,836&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,421&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,079&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policyholder dividends and interest on claims and deposits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total gross claims and benefits paid&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfClaimsAndBenefitsPaidExplanatory>
	<ifrs-full:DisclosureOfClassesOfShareCapitalExplanatory contextRef="FD2018Q4YTD" id="Fact-B1885C33297C5C91B36678763BFDF4E6">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The were no changes in preferred shares issued and outstanding for the years ended December 31, 2018 and December 31, 2017.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The changes in common shares issued and outstanding for the years ended December 31 were as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="15" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:346px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:24px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shares (in millions of shares)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;610.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;613.6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,614&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Stock options exercised (Note 19)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shares purchased for cancellation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(12.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shares issued as consideration for business acquisition&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;598.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,419&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;610.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; (1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On August 14, 2018 and August 14, 2017, SLF Inc. launched normal course issuer bids to purchase and cancel up to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;14&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million common shares of SLF Inc. ("commons shares") between August 14, 2018 and August 13, 2019 (the "2018 NCIB") and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;11.5 million&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; common shares between August 14, 2017 and August 13, 2018, respectively. Common shares purchased for cancellation are purchased through the facilities of the Toronto Stock Exchange, other Canadian stock exchanges, and/or alternative Canadian trading platforms, at prevailing market rates, or by way of private agreements or share repurchase programs under issuer bid exemption orders issued by securities regulatory authorities at a discount to the prevailing market price. On December 10, 2018, in connection with the 2018 NCIB, SLF Inc. implemented an automatic repurchase plan with its designated broker in order to facilitate purchases of common shares. Under the automatic repurchase plan, SLF Inc.&amp;#8217;s designated broker may purchase common shares pursuant to the 2018 NCIB at times when SLF Inc. ordinarily would not be active in the market due to regulatory restrictions or self-imposed blackout periods.&amp;#160;In &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;, SLF Inc. purchased and cancelled approximately &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;12.5&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million common shares at an average price per share of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;50.83&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for a total amount of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;635&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; under these programs. An additional &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.1 million&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; common shares were purchased in 2018 and cancelled in 2019 at an average price of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$44.91&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for a total amount of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$6&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; under the 2018 NCIB. The total amount paid to purchase the shares is allocated to Common shares and Retained earnings in our Consolidated Statements of Changes in Equity. The amount allocated to Common shares is based on the average cost per common share and amounts paid above the average cost are allocated to Retained earnings. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; (2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million shares were purchased pursuant to a third-party share repurchase program under an issuer bid exemption order at a discount to the prevailing market price of the common shares on the Toronto Stock Exchange.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Further information on the preferred shares outstanding as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:56px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:112px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:120px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:52px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Class A Preferred shares (in millions of shares)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Issue date&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Annual dividend rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Annual dividend per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Earliest par call or redemption date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Face amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net  amount&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;February 25, 2005&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;394&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;July 15, 2005&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;325&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;318&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;January 13, 2006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;October 10, 2006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;293&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;February 2, 2007&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 8R&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;May 25, 2010&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.275&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2020&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.55pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 9QR&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2015&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2020&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 10R&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;August 12, 2011&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 30, 2021&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;169&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 11QR&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 30, 2016&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 30, 2021&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 12R&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;November 10, 2011&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December 31, 2021&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;293&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total preferred shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;92.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redemption of all preferred shares is subject to regulatory approval. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Net of after-tax issuance costs.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On the earliest redemption date and every five years thereafter, the dividend rate will reset to an annual rate equal to the 5-year Government of Canada bond yield plus a spread specified for each series. The specified spread for Class A shares is: Series 8R &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.41%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;, Series 10R &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.17%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; and Class A Non-Cumulative 5-Year Rate Reset Preferred Shares Series 12R ("Series 12R Shares") &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.73%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;. On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert their shares into the series that is one number higher than their existing series.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable on the redemption date and every five years thereafter, in whole or in part, at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$25.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; per share.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Holders are entitled to receive quarterly floating rate non-cumulative dividends at an annual rate equal to the then 3-month Government of Canada treasury bill yield plus a spread specified for each series. The specified spread for Class A shares is: Series 9QR &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.41%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; and Series 11QR &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.17%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert those shares into the series that is one number lower than their existing series.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable on the redemption date and every five years thereafter, in whole or in part, at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$25.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; per share, and on any other date at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$25.50&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; per share.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The annual dividend per share in the table above is the amount paid per share in 2018.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfClassesOfShareCapitalExplanatory>
	<ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-3A1217562445588ABB7F29BDB852D5E9">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;23.A Lease Commitments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We lease offices and certain equipment. These are operating leases with rents charged to operations in the year to which they relate. Total future rental payments for the remainder of these leases total &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,056&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The future rental payments by year of payment are included in the MD&amp;amp;A as described in Note 6.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;23.B Contractual Commitments &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the normal course of business, various contractual commitments are outstanding, which are not reflected in our Consolidated Financial Statements. In addition to loan commitments for debt securities and mortgages included in Note 6.A.i, we have equity, investment property, and property and equipment commitments. As at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, we had a total of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;3,800&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of contractual commitments outstanding. The expected maturities of these commitments are included in the MD&amp;amp;A as described in Note 6.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;23.C Letters of Credit&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We issue commercial letters of credit in the normal course of business. As at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, we had credit facilities of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;891&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; available for the issuance of letters of credit (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$835&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;), from which a total of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;227&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in letters of credit were outstanding (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$203&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;23.D Indemnities and Guarantees&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the normal course of our business, we have entered into agreements that include indemnities in favour of third parties, such as confidentiality agreements, engagement letters with advisors and consultants, outsourcing agreements, leasing contracts, trade-mark licensing agreements, underwriting and agency agreements, information technology agreements, distribution agreements, financing agreements, the sale of equity interests, and service agreements. These agreements may require us to compensate the counterparties for damages, losses or costs incurred by the counterparties as a result of breaches in representation, changes in regulations (including tax matters), or as a result of litigation claims or statutory sanctions that may be suffered by the counterparty as a consequence of the transaction. We have also agreed to indemnify our directors and certain of our officers and employees in accordance with our by-laws. These indemnification provisions will vary based upon the nature and terms of the agreements. In many cases, these indemnification provisions do not contain limits on our liability, and the occurrence of contingent events that will trigger payment under these indemnities is difficult to predict. As a result, we cannot estimate our potential liability under these indemnities. We believe that the likelihood of conditions arising that would trigger these indemnities is remote and, historically, we have not made any significant payment under such indemnification provisions. In certain cases, we have recourse against third parties with respect to the aforesaid indemnities, and we also maintain insurance policies that may provide coverage against certain of these claims.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the normal course of our business, we have entered into purchase and sale agreements that include indemnities in favour of third parties. These agreements may require us to compensate the counterparties for damages, losses, or costs incurred by the counterparties as a result of breaches in representation. As at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, we are not aware of any breaches in representations that would result in any payment required under these indemnities that would have a material impact on our Consolidated Financial Statements.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Guarantees made by us that can be quantified are included in Note 6.A.i.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;23.E Guarantees of Sun Life Assurance Preferred Shares and Subordinated Debentures &amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;SLF Inc. has provided a guarantee on the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$150&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;6.30%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; subordinated debentures due 2028 issued by Sun Life Assurance. Claims under this guarantee will rank equally with all other subordinated indebtedness of SLF Inc. SLF Inc. has also provided a subordinated guarantee of the preferred shares issued by Sun Life Assurance from time to time, other than such preferred shares which are held by SLF Inc. and its affiliates. Sun Life Assurance has &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;no&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; outstanding preferred shares subject to the guarantee. As a result of these guarantees, Sun Life Assurance is entitled to rely on exemptive relief from most continuous disclosure and the certification requirements of Canadian securities laws.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables set forth certain consolidating summary financial information for SLF Inc. and Sun Life Assurance (consolidated):&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:224px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Results for the years ended&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (unconsolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Sun Life Assurance (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other        subsidiaries   of SLF Inc. (combined)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustment&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December&amp;#160;31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26,997&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,616&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,036&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;382&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,418&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,616&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December&amp;#160;31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23,421&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,550&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29,334&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss) &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,577&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2,004&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:224px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets and liabilities as at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (unconsolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Sun Life Assurance (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other subsidiaries   of SLF Inc. (combined)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustment&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December&amp;#160;31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24,255&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;143,040&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,991&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(22,560&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;151,726&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,088&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,958&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(19,396&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17,039&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;122,066&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,534&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(8,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,636&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,801&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,972&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December&amp;#160;31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23,382&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;138,145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,531&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(21,919&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;146,139&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,530&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17,152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(29,538&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,581&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,341&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118,003&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(8,452&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;117,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,591&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,558&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(24,089&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;23.F Legal and Regulatory Proceedings &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are regularly involved in legal actions, both as a defendant and as a plaintiff. Legal actions naming us as a defendant ordinarily involve our activities as a provider of insurance protection and wealth management products, as an investor and investment advisor, and as an employer. In addition, government and regulatory bodies in Canada, the U.S., the U.K., and Asia, including federal, provincial, and state securities and insurance regulators and government authorities, from time to time, make inquiries and require the production of information or conduct examinations or investigations concerning our compliance with insurance, securities, and other laws.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Provisions for legal proceedings related to insurance contracts, such as for disability and life insurance claims and the cost of litigation, are included in Insurance contract liabilities in our Consolidated Statements of Financial Position. Other provisions are established outside of the Insurance contract liabilities if, in the opinion of management, it is both probable that a payment will be required and a reliable estimate can be made of the amount of the obligation. Management reviews the status of all proceedings on an ongoing basis and exercises judgment in resolving them in such manner as management believes to be in our best interest. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Two&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; class action lawsuits have been filed against Sun Life Assurance in connection with sales practices relating to, and the administration of, individual policies issued by the Metropolitan Life Insurance Company (&amp;#8220;MLIC&amp;#8221;). These policies were assumed by Clarica when Clarica acquired the bulk of MLIC&amp;#8217;s Canadian operations in 1998 and subsequently assumed by Sun Life Assurance as a result of its amalgamation with Clarica. One of the lawsuits (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Fehr et al v Sun Life Assurance Company of Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) is issued in Ontario and the other (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Alamwala v Sun Life Assurance Company of Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) is in British Columbia. In the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Fehr&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; action, the motions judge dismissed the plaintiff's motion for certification in its entirety by way of a two-part decision released on November 12, 2015 and December 7, 2016. The plaintiffs appealed and, in a decision released on September 5, 2018, the Ontario Court of Appeal overturned part of the lower court&amp;#8217;s decision and certified three alleged breach of contract claims related to the policies. Sun Life Assurance has sought leave to appeal this decision to the Supreme Court of Canada. The other action (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Alamwala v Sun Life Assurance Company of Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) has remained largely dormant since it was commenced in 2011 and has not been certified. We will continue to vigorously defend against the claims in these actions. In connection with the acquisition of the Canadian operations of MLIC, MLIC agreed to indemnify Clarica for certain losses, including those incurred relating to the sales of its policies. Should either of the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Fehr&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; or the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Alamwala&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; lawsuits result in a loss, Sun Life Assurance will seek recourse against MLIC under that indemnity through arbitration. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Management does not believe that the probable conclusion of any current legal or regulatory matter, either individually or in the aggregate, will have a material adverse effect on the Consolidated Statements of Financial Position or results of operations of the Company.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory>
	<ifrs-full:DisclosureOfCreditRiskExplanatory contextRef="FD2018Q4YTD" id="Fact-B8C82288ECF350B48D0F8195DC426EA5">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The positive fair value of derivative assets is used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all derivative contracts with a positive fair value. Additionally, we have credit exposure to items not on the Consolidated Statements of Financial Position as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Off-balance sheet items:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loan commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,460&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,740&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Guarantees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total off-balance sheet items&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,460&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Loan commitments include commitments to extend credit under commercial and multi-family residential mortgages and private debt securities not quoted in an active market. Commitments on debt securities contain provisions that allow for withdrawal of the commitment if there is deterioration in the credit quality of the borrower.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfCreditRiskExplanatory>
	<ifrs-full:DisclosureOfCreditRiskExposureExplanatory contextRef="FD2018Q4YTD" id="Fact-8CFA1FB9AE39FFFC63D29A94ECDDF7DF">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Credit Spread and Swap Spread Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;"&gt;We have estimated the immediate impact or sensitivity of our net income attributable to certain instantaneous changes in credit and swap spreads. The credit spread sensitivities reflect the impact of changes in credit spreads on our asset and liability valuations (including non-sovereign fixed income assets, provincial governments, corporate bonds, and other fixed income assets). The swap spread sensitivities reflect the impact of changes in swap spreads on swap-based derivative positions and liability valuations.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:281px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:92px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:89px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:91px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:92px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Credit Spread Sensitivities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Swap Spread Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Net income sensitivity&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;50 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;50 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;20 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;20 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;(75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;(25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;(25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="13" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;In most instances, credit spreads are assumed to revert to long-term insurance contract liability assumptions generally over a five-year period.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;Sensitivities have been rounded to the nearest $25 million.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfCreditRiskExposureExplanatory>
	<ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory contextRef="FD2018Q4YTD" id="Fact-17F6C3C17B61503E82F911E52831DA83">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:678px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:253px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:58px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Canada %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;U.K.  %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.K. %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;To determine defined benefit obligation at end of year:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Discount rate for pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Rate of compensation increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension increases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;To determine net benefit expense for year:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Discount rate for pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Rate of compensation increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension increases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health care trend rates:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Initial health care trend rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Ultimate health care trend rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Year ultimate health care trend rate reached&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2030&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2030&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;U.K.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.K.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality rates:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life expectancy (in years) for individuals currently at age 65:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Male&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Female&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life expectancy (in years) at 65 for individuals currently at age 45:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Male&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Female&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Average duration (in years) of pension obligation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory>
	<ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory contextRef="FD2018Q4YTD" id="Fact-FEA18F1B45CF5CBD8D1624E900E6CE75">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table presents the fair values of derivative assets and liabilities categorized by type of hedge for accounting purposes and derivative investments:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:193px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;58,268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,134&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;53,299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,575&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(153&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;690&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash flow hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;54,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Derivative investments are derivatives that have not been designated as hedges for accounting purposes.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair values of derivative financial instruments by major class of derivatives are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;922&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(440&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;177&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,232&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory>
	<ifrs-full:DisclosureOfDetailedInformationAboutBorrowingsExplanatory contextRef="FD2018Q4YTD" id="Fact-AE80A3CAC66B5565B313010DB334510F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Borrowed funds include the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:316px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:80px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:58px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Currency of borrowing&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Encumbrances on real estate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cdn. dollars&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current &amp;#8211; 2033&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;177&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;206&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Encumbrances on real estate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.S. dollars&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current &amp;#8211; 2020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total borrowed funds&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following obligations are included in Senior debentures as at December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:252px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:136px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Earliest par call or redemption date&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Inc. senior debentures&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series D issued June 30, 2009&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2019&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series E issued August 23, 2011&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Assurance senior debentures&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued to Sun Life Capital Trust ("SLCT I")&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series B issued June 25, 2002&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7.09&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2032&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued to Sun Life Capital Trust II ("SLCT II")&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series C issued November 20, 2009&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December 31, 2019&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total senior debentures&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,390&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;All senior debentures are unsecured.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable in whole or in part at any time prior to maturity at a price equal to the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.575%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the Series D debentures and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.53%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the Series E debentures.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redemption is subject to regulatory approval.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable in whole or in part on any interest payment date or in whole upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. Prior to June 30, 2032, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.32%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;; from June 30, 2032, the redemption price is par. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On December 31, 2019, and every fifth anniversary thereafter (&amp;#8220;Interest Reset Date&amp;#8221;), the interest rate will reset to an annual rate equal to the five-year Government of Canada bond yield plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.60%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable in whole or in part. If redemption occurs on an Interest Reset Date, the redemption price is par; otherwise, it is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus (i) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.65%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if redemption occurs prior to December 31, 2019, or (ii) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.30%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if redemption occurs after December 31, 2019. Also redeemable in whole at par at any time upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following obligations are included in Subordinated debt as at December 31, and qualify as capital for Canadian regulatory purposes:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="14" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:234px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:133px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Earliest par call or redemption date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Assurance:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued May 15, 1998&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Financial Inc.:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued May 29, 2007&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;May 29, 2037&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2042&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued January 30, 2008&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;January 30, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued March 2, 2012&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;March 2, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued May 13, 2014&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;May 13, 2019&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2024&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued September 25, 2015&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 25, 2020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2025&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;499&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;498&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Issued February 19, 2016&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(9)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;February 19, 2021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2026&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;349&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;349&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Issued September 19, 2016&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(10)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.05&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 19, 2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;995&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;995&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued November 23, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(11)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;November 23, 2022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total subordinated debt&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,039&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,583&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The debentures issued by SLF Inc. in 2007 are redeemable at any time and the debentures issued by SLF Inc. in 2014, 2015, 2016, and 2017 are redeemable on or after the date specified. From the date noted, the redemption price is par and redemption may only occur on a scheduled interest payment date. Redemption of all subordinated debentures is subject to regulatory approval. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;6.30%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Debentures, Series 2, due 2028, issued by The Mutual Life Assurance Company of Canada, which subsequently changed its name to Clarica Life Insurance Company (&amp;#8220;Clarica&amp;#8221;) and was amalgamated with Sun Life Assurance. These debentures are redeemable at any time. Prior to May 15, 2028, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.16%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2007-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;5.40%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2042. From May 29, 2037, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over Canadian dollar offered rate for three-month bankers' acceptances ("CDOR").&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;For redemption of the 2007 debentures prior to the date noted, and for redemptions of the September 19, 2016 debentures between September 19, 2021 and September 19, 2023, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the 2007 debentures and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.52%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the September 19, 2016 debentures.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2008-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;5.59%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2023. On January 30, 2018, SLF Inc. redeemed all of the outstanding &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$400&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Series 2012-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;4.38%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2022. On March 2, 2017, SLF Inc. redeemed all of the outstanding &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$800&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2014-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.77%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2024. From May 13, 2019, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.75%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2015-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.60%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2025. From September 25, 2020, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.43%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(9)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2016-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.10%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2026. From February 19, 2021, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.20%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(10) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2016-2 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.05%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2028. From September 19, 2023, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.85%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(11) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2017-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.75%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2027. From November 23, 2022, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.74%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDetailedInformationAboutBorrowingsExplanatory>
	<ifrs-full:DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory contextRef="FD2018Q4YTD" id="Fact-F42A5AD83AEE5A1188A763FA46B75B07">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Hedge ineffectiveness recognized in Interest and other investment income consists of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value hedging ineffectiveness:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gains (losses) on the hedged items attributable to the hedged risk&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gains (losses) on the hedging derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net ineffectiveness on fair value hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory>
	<ifrs-full:DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory contextRef="FD2018Q4YTD" id="Fact-1CF845398D2C5A20A3484898FE040CE0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in intangible assets are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:46px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Finite life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Internally generated software&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Indefinite life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross carrying amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,172&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions (Note 3)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Disposals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(89&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,406&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;117&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,266&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;673&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accumulated amortization and impairment losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(291&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortization charge for the year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Disposals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(338&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(397&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(739&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortization charge for the year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(66&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(461&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net carrying amount, end of period:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,667&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The components of the intangible assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Finite life intangible assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Distribution, sales potential of field force&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Client relationships and asset administration contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;429&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Internally generated software&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total finite life intangible assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,110&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,046&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Indefinite life intangible assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fund management contracts&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total indefinite life intangible assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total intangible assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,667&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fund management contracts are attributable to SLF Asset Management, where its competitive position in, and the stability of, its markets support their classification as indefinite life intangible assets.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory>
	<ifrs-full:DisclosureOfEarningsPerShareExplanatory contextRef="FD2018Q4YTD" id="Fact-409A1C0DE3D35A5691A07C7D4377B25C">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Details of the calculation of the net income (loss) and the weighted average number of shares used in the earnings per share computations are as follows:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shareholders' net income (loss) for basic earnings per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,522&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,149&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: increase in income due to convertible instruments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shareholders' net income (loss) on a diluted basis&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average number of common shares outstanding for basic earnings per share (in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;606&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;613&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: dilutive impact of stock options&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;(in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: dilutive impact of convertible instruments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;(in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average number of common shares outstanding on a diluted basis (in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;611&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;618&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Basic earnings (loss) per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Diluted earnings (loss) per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; The convertible instruments are the SLEECS B issued by Sun Life Capital Trust. &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Excludes the impact of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million stock options for the year ended December 31, 2018 ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the year ended December 31, 2017) because these stock options were antidilutive for the period.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEarningsPerShareExplanatory>
	<ifrs-full:DisclosureOfEmployeeBenefitsExplanatory contextRef="FD2018Q4YTD" id="Fact-70A97C96466E5E0384410248374B5D66">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We sponsor defined benefit pension plans and defined contribution plans for eligible employees. All of our material defined benefit plans worldwide are closed to new entrants with new hires participating in defined contribution plans. Material defined benefit plans are located in Canada, the U.S., and the U.K. The defined benefit pension plans offer benefits based on length of service and final average earnings and certain plans offer some indexation of benefits. The specific features of these plans vary in accordance with the employee group and countries in which employees are located. In addition, we maintain supplementary non-contributory defined benefit pension arrangements for eligible employees, which are primarily for benefits which are in excess of local tax limits. As at December 31, 2014, there are no active members in the U.K. and the U.S. defined benefit plans continuing to accrue future service benefits. On January 1, 2009, the Canadian defined benefit plans were closed to new employees. Canadian employees hired before January 1, 2009 continue to earn future service benefits in the previous plans, which includes both defined benefit and defined contribution components, while new hires since then are eligible to join a defined contribution plan. In addition, one small defined benefit plan in the Philippines remains open to new hires. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our funding policy for defined benefit pension plans is to make at least the minimum annual contributions required by regulations in the countries in which the plans are offered. Our U.K. defined benefit pension scheme is governed by pension trustees. In other countries in which we operate, the defined benefit pension arrangements are governed by local pension committees. Significant plan changes require the approval of the Board of Directors of the sponsoring subsidiary of SLF Inc.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We also established defined contribution plans for eligible employees. Our contributions to these defined contribution pension plans may be subject to certain vesting requirements. Generally, our contributions are a set percentage of employees' annual income and may be a set percentage of employee contributions, up to specified levels.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In addition to our pension plans, in Canada and the U.S., we provide certain post-retirement health care and life insurance benefits to eligible employees and to their dependents upon meeting certain requirements. Eligible retirees may be required to pay a portion of the premiums for these benefits and, in general, deductible amounts and co-insurance percentages apply to benefit payments. These post-retirement benefits are not pre-funded. In Canada, certain post-retirement health care and life insurance benefits are provided for eligible employees who retired before December 31, 2015. Eligible employees in Canada who retire after December 31, 2015 will have access to voluntary retiree-paid health care coverage. In the U.S., certain post-retirement health care and life insurance benefits are provided to eligible retirees. In the U.S., employees who were not age &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;50&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; with &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10 years&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of service as of December 31, 2015 only have access to subsidized retiree health care coverage until eligible for Medicare. Eligible existing and future retirees and covered dependents eligible for Medicare receive an annual contribution to a health reimbursement account to be applied against individual coverage and other eligible expenses.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.A Risks Associated with Employee Defined Benefit Plans&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;With the closure of the material defined benefit pension and retiree benefit plans to new entrants, the volatility associated with future service accruals for active members has been limited and will decline over time. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The major risks remaining in relation to past service obligations are increases in liabilities due to a decline in discount rates, greater life expectancy than assumed and adverse asset returns. We have significantly de-risked the investments of our material defined benefit pension plans Company-wide by shifting the pension asset mix away from equities and into more fixed income and liability-matching investments. In 2018, the risk in our U.K. pension plan was reduced through a buy-in insurance contract protecting the majority of pensioner benefits. The target for our material funded defined benefit plans is to minimize volatility in funded status arising from changes in discount rates and exposure to equity markets.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.B Defined Benefit Pension and Other Post-Retirement Benefit Plans&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables set forth the status of the defined benefit pension and other post-retirement benefit plans:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:266px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in defined benefit obligations:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Defined benefit obligation, January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,545&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,807&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current service cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;54&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial losses (gains)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Benefits paid&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Settlement losses (gains)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Plan amendments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;65&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Defined benefit obligation, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in plan assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value of plan assets, January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,243&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,243&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Administrative expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest income on plan assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;110&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;110&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Return on plan assets (excluding amounts included in net interest expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Employer contributions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;142&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Benefits paid&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Settlement losses (gains)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value of plan assets, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amounts recognized on Statement of Financial Position:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value of plan assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Defined benefit (obligation)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net recognized (liability) asset, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(205&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(467&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(360&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(628&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:35%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Components of net benefit expense recognized:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current service cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;54&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Administrative expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net interest expense (income)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Settlement losses (gains)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Plan amendments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other long-term employee benefit losses (gains)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net benefit expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;78&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:35%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Remeasurement of net recognized (liability) asset:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Return on plan assets (excluding amounts included in net interest expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial gains (losses) arising from changes in demographic assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial gains (losses) arising from changes in financial assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(161&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(172&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial gains (losses) arising from experience adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Components of defined benefit costs recognized in Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(87&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; In 2017, the Company terminated and completely settled the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.C Principal Assumptions for Significant Plans &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:678px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:253px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:58px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Canada %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;U.K.  %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.K. %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. %&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;To determine defined benefit obligation at end of year:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Discount rate for pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Rate of compensation increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension increases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;To determine net benefit expense for year:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Discount rate for pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Rate of compensation increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension increases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.00-0.15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health care trend rates:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Initial health care trend rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Ultimate health care trend rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Year ultimate health care trend rate reached&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2030&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2030&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;U.K.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.K.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;U.S. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality rates:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life expectancy (in years) for individuals currently at age 65:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Male&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Female&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life expectancy (in years) at 65 for individuals currently at age 45:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Male&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Female&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Average duration (in years) of pension obligation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Discount Rate, Rate of Compensation Increase and Health Care Cost&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The major economic assumptions which are used in determining the actuarial present value of the accrued benefit obligations vary by country. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The discount rate assumption used for material plans is determined by reference to the market yields, as of December 31, of high-quality corporate bonds that have terms to maturity approximating the terms of the related obligation. In countries where a deep corporate market does not exist, government bonds are used. Compensation and health care trend assumptions are based on expected long-term trend assumptions which may differ from actual results. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.D Sensitivity of Key Assumptions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides the potential impact of changes in key assumptions on the defined benefit obligation for pension and other  post-retirement benefit plans as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. These sensitivities are hypothetical and should be used with caution. The impact of changes in each key assumption may result in greater than proportional changes in sensitivities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:493px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Post-retirement benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest/discount rate sensitivity&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;644&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Rate of compensation increase assumption:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;78&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health care trend rate assumption:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality rates&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;89&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;    &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Represents a parallel shift in interest rates across the entire yield curve, resulting in a change in the discount rate assumption.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Represents &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;10%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; decrease in mortality rates at each age.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.E Fair Value of Plan Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Composition of fair value of plan assets, December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:47px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:47px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fixed income investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Real estate investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Qualifying insurance contract&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total composition of fair value of plan assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of our equity investments in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are consistent with Level 1 or Level 2 fair value hierarchy. In &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of our fixed income investments (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) are determined based on valuation techniques consistent with Level 1 of the fair value hierarchy.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The assets of the defined benefit pension plans are primarily held in trust for plan members, and are managed within the provisions of each plan's investment policies and procedures. Diversification of the investments is used to limit credit, market, and foreign currency risks. We have significantly de-risked the investments of our material defined benefit pension plans by shifting the pension asset mix away from equities and into more fixed income and liability-matching investments. In 2018, the risk in our U.K. pension plan was reduced through a buy-in insurance contract, protecting the majority of pensioner benefits. The long-term investment objectives of the defined benefit pension plans are to equal or exceed the rate of growth of the liabilities. Over shorter periods, the objective of the defined benefit pension plan investment strategy is to minimize volatility in the funded status. Liquidity is managed with consideration to the cash flow requirements of the liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.F Future Cash Flows &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables set forth the expected contributions and expected future benefit payments of the defined benefit pension and other post-retirement benefit plans:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:416px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected contributions for the next 12 months&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;134&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Expected Future Benefit Payments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:22%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2019&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2024 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;to 2028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;160&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;168&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;175&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;190&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;92&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;176&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;184&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;25.G Defined Contribution Plans&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We expensed &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$120&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$109&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) with respect to defined contribution plans.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEmployeeBenefitsExplanatory>
	<ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory contextRef="FD2018Q4YTD" id="Fact-2A42B6EECE63515A8EB81482BFAA64B7">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;five&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; reportable segments: SLF Canada, SLF U.S., SLF Asset Management, SLF Asia, and Corporate. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;These reportable segments operate in the financial services industry and reflect our management structure and internal financial reporting. Corporate includes the results of our U.K. business unit ("SLF U.K.") and our Corporate Support operations, which include run-off reinsurance operations as well as investment income, expenses, capital, and other items not allocated to our other business groups.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Effective the first quarter of 2018, a change in the organizational and reporting structure resulted in the International business unit being transferred from the SLF U.S. reportable segment to the SLF Asia reportable segment. Consequently, approximately &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$10,000&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of insurance contract liabilities pertaining to individual non-participating life and health policies transferred from SLF U.S. to SLF Asia, along with the associated assets. The information reported to the Chief Operating Decision Maker now includes the results of the International business unit in the SLF Asia reporting package and the segmental information presented in these Consolidated Financial Statements now includes the results of the International business unit in the SLF Asia reportable segment. In accordance with IFRS 8 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Operating Segments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, the segmental information for prior reporting periods has been restated to conform with current period presentation.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Revenues from our reportable segments are derived principally from life and health insurance, investment management and annuities, and mutual funds. Revenues not attributed to the strategic business units are derived primarily from Corporate investments and earnings on capital. Transactions between segments are executed and priced on an arm's-length basis in a manner similar to transactions with third parties. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The expenses in each business segment may include costs or services directly incurred or provided on their behalf at the enterprise level. For other costs not directly attributable to one of our business segments, we use a management reporting framework that uses assumptions, judgments, and methodologies for allocating overhead costs, and indirect expenses to our business segments.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Intersegment transactions consist primarily of internal financing agreements which are measured at fair values prevailing when the arrangements are negotiated. Intersegment investment income consists primarily of interest paid by SLF U.S. to Corporate. Intersegment fee income is primarily asset management fees paid by SLF Canada and Corporate to SLF Asset Management, and product distribution fees paid by SLF Asset Management to SLF Asia Intersegment transactions are presented in the Consolidation adjustments column in the following tables.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Management considers its external clients to be individuals and corporations. We are not reliant on any individual client as none is individually significant to our operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Results by segment for the years ended December 31, are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:173px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:36px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:52px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:60px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross premiums:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,261&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,796&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,633&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;94&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,316&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,767&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total gross premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20,981&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: ceded premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,487&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;232&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,339&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net investment income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,240&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,111&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;514&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,966&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,068&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,537&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26,997&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total benefits and expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,497&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,930&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,919&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;109&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23,486&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;910&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;567&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,914&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Net income (loss) attributable to participating policyholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;321&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;910&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;555&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,616&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross premiums:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,464&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,493&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,736&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;94&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,831&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,916&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,570&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,519&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total gross premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,873&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,306&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,838&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: ceded premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,871&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;226&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net investment income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,133&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,864&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;526&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,037&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;524&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(72&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,837&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29,334&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total benefits and expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,679&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;778&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,545&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;197&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,176&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,487&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Net income (loss) attributable to participating policyholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;963&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(144&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;778&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Assets and liabilities by segment are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:152px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:24px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:64px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;86,697&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34,584&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,468&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28,855&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,378&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;168,765&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;85,885&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;491&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;78,946&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,671&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,396&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23,692&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;144,195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;84,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;32,259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,115&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,605&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;162,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;87,817&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;76,683&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28,791&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,748&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,372&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;139,749&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The revenue and assets of our reportable segments differ from geographic segments primarily due to the geographic segmenting of our SLF Asset Management and Corporate segments. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table shows revenue by country for SLF Asset Management and Corporate: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:341px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revenue:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,945&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,961&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;58&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;142&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;577&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other countries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of the Canadian operations of the Bentall Kennedy group of companies ("Bentall Kennedy") and Sun Life Institutional Investments (Canada)     Inc. for SLF Asset Management.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table shows total assets by country for SLF Asset Management and Corporate:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:341px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,750&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,550&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,984&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,274&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;321&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;365&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,384&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,723&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other countries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,468&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,115&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,378&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,605&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment for account of segregated fund holders:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investment for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Consists of the Canadian operations of Bentall Kennedy and Sun Life Institutional Investments (Canada) Inc. for SLF Asset Management.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory>
	<ifrs-full:DisclosureOfExpensesExplanatory contextRef="FD2018Q4YTD" id="Fact-B9CE4B7ADD655C228006209366C4E831">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:11px;padding-top:0px;text-align:left;font-size:14pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Operating expenses for the years ended December 31 consist of the following: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Employee expenses&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,672&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Premises and equipment&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Capital asset depreciation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;107&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Service fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;799&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortization of intangible assets (Note 9)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other expenses&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,467&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total operating expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,432&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,410&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; See table below for further details.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Includes restructuring costs of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$60&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; recorded in 2017 for the Company's plan to enhance business processes and organizational structures and capabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Employee expenses for the years ended December 31 consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Salaries, bonus, employee benefits &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,155&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based payments (Note 19)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;476&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other personnel costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total employee expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,672&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfExpensesExplanatory>
	<ifrs-full:DisclosureOfExternalCreditExposuresExplanatory contextRef="FD2018Q4YTD" id="Fact-7848907F0BFE51BEB3BB4C09E363A819">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The table below presents the distribution of Reinsurance assets by credit rating: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:204px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Gross exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Collateral&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Collateral&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,442&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,237&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,760&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,632&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;99&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,533&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;203&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,617&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,539&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;B&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;CCC&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;72&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Not rated&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,413&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,985&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,428&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,902&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: negative reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,272&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;874&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables summarize our mortgages and loans by credit quality indicator:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insured&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,537&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,171&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AAA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,716&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,841&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,304&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,925&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,060&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB and lower&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;912&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,433&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,493&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AAA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;341&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,659&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,670&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,483&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,626&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,766&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,745&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB and lower &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,097&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;810&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table shows the OTC derivative financial instruments with a positive fair value split by counterparty credit rating:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:190px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Gross positive replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Impact of master netting agreements&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;Net replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross positive replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impact of master netting agreements&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Net replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over-the-counter contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;289&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;750&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(507&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;243&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;872&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(589&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;283&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;466&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;456&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total over-the-counter derivatives&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,085&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(768&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;317&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Exchange-traded derivatives with a positive fair value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$27&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$27&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;) are excluded from the table above, as they are subject to daily margining requirements. Our credit exposure on these derivatives is with the exchanges and clearinghouses.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all contracts with a positive fair value. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The credit risk associated with derivative assets subject to master netting arrangements is reduced by derivative liabilities due to the same counterparty in the event of default or early termination. Our overall exposure to credit risk reduced through master netting arrangements may change substantially following the reporting date as the exposure is affected by each transaction subject to the arrangement. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Net replacement cost is positive replacement cost less the impact of master netting agreements.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides a summary of the credit default swap protection sold by credit rating of the underlying reference security:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:348px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Single name CDS contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;611&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;584&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;674&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;446&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total single name CDS contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,333&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,097&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;CDS index contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total credit default swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,356&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes our debt securities by credit quality:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:164px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AAA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,728&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,919&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,647&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,449&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,208&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,044&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,809&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,815&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,089&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,000&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,483&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20,129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,674&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,568&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB and lower&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;731&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;879&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;885&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,184&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfExternalCreditExposuresExplanatory>
	<ifrs-full:DisclosureOfFairValueMeasurementExplanatory contextRef="FD2018Q4YTD" id="Fact-1A533968B0A3517FBDEB9426D44E233F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;5.A Fair Value of Invested Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;5.A.i Carrying Value and Fair Value of Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying values and fair values of our financial assets are shown in the following table: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair   value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair   value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;48,434&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45,406&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets &amp;#8211; available-for-sale&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,222&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,222&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,106&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,106&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total financial assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;143,061&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;144,673&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;137,691&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;140,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Other invested assets (FVTPL and AFS) include our investments in segregated funds, mutual funds, and limited partnerships.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Invested assets on our Consolidated Statements of Financial Position of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$151,726&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$146,139&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;) includes Total financial assets in this table, Investment properties of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$7,157&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$7,067&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), and Other invested assets &amp;#8211; non-financial assets of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,508&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,381&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Derivative liabilities with a fair value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2,295&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,756&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) are also included on the Consolidated Statements of Financial Position.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our mortgages and loans are generally carried at amortized cost. The fair value of mortgages and loans, for disclosure purposes, is determined based on the methodology and assumptions described in Note 5.A.ii. As at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$40,730&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$7,704&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are categorized in Level 2 and Level 3, respectively, of the fair value hierarchy described in this Note (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$38,601&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$6,805&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at      &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Policy loans are carried at their unpaid principal balances. The fair value of policy loans, for disclosure purposes, is approximated by their carrying value, as policy loans are fully secured by policy values on which the loans are made and are categorized in Level 2 of the fair value hierarchy.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;5.A.ii Fair Value Methodologies and Assumptions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of government and corporate debt securities is determined using quoted prices in active markets for identical or similar securities. When quoted prices in active markets are not available, fair value is determined using market standard valuation methodologies, which include discounted cash flow analysis, consensus pricing from various broker dealers that are typically the market makers, or other similar techniques. The assumptions and valuation inputs in applying these market standard valuation methodologies are determined primarily using observable market inputs, which include, but are not limited to, benchmark yields, reported trades of identical or similar instruments, broker-dealer quotes, issuer spreads, bid prices, and reference data including market research publications. In limited circumstances, non-binding broker quotes are used. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of asset-backed securities is determined using quoted prices in active markets for identical or similar securities, when available, or valuation methodologies and valuation inputs similar to those used for government and corporate debt securities. Additional valuation inputs include structural characteristics of the securities, and the underlying collateral performance, such as prepayment speeds and delinquencies. Expected prepayment speeds are based primarily on those previously experienced in the market at projected future interest rate levels. In instances where there is a lack of sufficient observable market data to value the securities, non-binding broker quotes are used. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of equity securities is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of mortgages and loans is determined by discounting the expected future cash flows using a current market interest rate applicable to financial instruments with a similar yield, credit quality, and maturity characteristics. Valuation inputs typically include benchmark yields and risk-adjusted spreads from current lending activities or loan issuances. The risk-adjusted spreads are determined based on the borrower's credit and liquidity, as well as term and other loan-specific features. Long-term mortgages and loans are generally categorized in Level 3 of the fair value hierarchy. The significant unobservable input is a portion of these risk-adjusted spreads at or beyond the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;20&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year point for mortgages and at or beyond the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year point for loans.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of derivative financial instruments depends upon derivative types. The fair value of exchange-traded futures and options is determined using quoted prices in active markets, while the fair value of over-the-counter (&amp;#8220;OTC&amp;#8221;) derivatives is determined using pricing models, such as discounted cash flow analysis or other market standard valuation techniques, with primarily observable market inputs. Valuation inputs used to price OTC derivatives may include swap interest rate curves, foreign exchange spot and forward rates, index prices, the value of underlying securities, projected dividends, volatility surfaces, and in limited circumstances, counterparty quotes.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of OTC derivative financial instruments also includes credit valuation adjustments to reflect the credit risk of both the derivative counterparty and ourselves as well as the impact of contractual factors designed to reduce our credit exposure, such as collateral and legal rights of offset under master netting agreements. Inputs into determining the appropriate credit valuation adjustments are typically obtained from publicly available information and include credit default swap spreads when available, credit spreads derived from specific bond yields, or published cumulative default experience data adjusted for current trends when credit default swap spreads are not available. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of other invested assets is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of investment properties is generally determined using property valuation models that are based on expected capitalization rates and models that discount expected future net cash flows at current market interest rates reflective of the characteristics, location, and market of each property. Expected future net cash flows include contractual and projected cash flows and forecasted operating expenses, and take into account interest, rental, and occupancy rates derived from market surveys. The estimates of future cash inflows in addition to expected rental income from current leases, include projected income from future leases based on significant assumptions that are consistent with current market conditions. The future rental rates are estimated based on the location, type, and quality of the properties, and take into account market data and projections at the valuation date. The fair values are typically compared to market-based information for reasonability, including recent transactions involving comparable assets. The methodologies and inputs used in these models are in accordance with real estate industry valuation standards. Valuations are prepared externally or internally by professionally accredited real estate appraisers.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of short-term securities is approximated by their carrying amount, adjusted for credit risk where appropriate. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of investments for account of segregated fund holders is determined using quoted prices in active markets or independent valuation information provided by investment managers. The fair value of direct investments within investments for account of segregated fund holders, such as short-term securities and government and corporate debt securities, is determined according to valuation methodologies and inputs described above in the respective asset type sections. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The methodologies and assumptions for determining the fair values of investment contract liabilities are included in Note 10.B.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;5.A.iii Fair Value Hierarchy &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We categorize our assets and liabilities carried at fair value, based on the priority of the inputs to the valuation techniques used to measure fair value, into a three-level fair value hierarchy as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Level 1: Fair value is based on the unadjusted quoted prices for identical assets or liabilities in an active market. The types of assets and liabilities classified as Level 1 generally include cash and cash equivalents, certain U.S. government and agency securities, exchange-traded equity securities, and certain segregated and mutual fund units held for account of segregated fund holders. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Level 2: Fair value is based on quoted prices for similar assets or liabilities traded in active markets, or prices from valuation techniques that use significant observable inputs, or inputs that are derived principally from or corroborated with observable market data through correlation or other means. The types of assets and liabilities classified as Level 2 generally include Canadian federal, provincial and municipal government, other foreign government and corporate debt securities, certain asset-backed securities, OTC derivatives, and certain segregated and mutual fund units held for account of segregated fund holders. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Level 3: Fair value is based on valuation techniques that require one or more significant inputs that are not based on observable market inputs. These unobservable inputs reflect our expectations about the assumptions market participants would use in pricing the asset or liability. The types of assets and liabilities classified as Level 3 generally include certain corporate bonds, certain other invested assets, and investment properties. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;8,926&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;580&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,683&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;59,776&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;58,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,845&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,379&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;710&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,085&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;912&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2,773&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total invested assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14,982&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;75,140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;100,174&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;14,632&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;74,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;98,847&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;24,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;76,761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,596&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27,481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;77,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;39,687&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;151,901&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;203,236&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;42,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;152,426&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;205,239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,751&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total liabilities measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,751&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,759&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;                                                                                                                                              &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Debt securities &amp;#8211; fair value through profit or loss consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian federal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,815&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,830&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian provincial and municipal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,852&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,866&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,142&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;U.S. government and agency&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;125&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,380&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;125&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,231&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other foreign government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,895&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,318&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;34,665&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;205&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;34,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;33,864&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;306&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;34,170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Asset-backed securities:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Commercial mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,464&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,467&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,459&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,460&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Residential mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,961&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,961&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Collateralized debt obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;143&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;143&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;956&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;541&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;59,776&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;58,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Debt securities &amp;#8211; available-for-sale consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:246px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:39px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:39px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian federal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,832&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,832&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian provincial and municipal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,199&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,199&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;U.S. government and agency&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other foreign government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;716&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;717&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;5,013&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,838&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;56&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Asset-backed securities:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Commercial mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;766&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;766&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Residential mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;386&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;386&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Collateralized debt obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;804&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;804&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;345&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;414&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;During &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, we did not have any significant transfers between Level 1 and Level 2.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in Level 3:&lt;/font&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="37" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:174px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:31px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:30px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:31px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:35px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;For the year ended&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:4pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Total invested assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Total assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Beginning balance &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(3)(5)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sub style="vertical-align:bottom;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sub&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;544&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Purchases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;644&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,592&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Sales&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,396&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Settlements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers into Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers (out) of Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(221&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(380&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(385&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Foreign currency translation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Ending balance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,596&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Gains (losses) included in earnings relating to instruments still held at the reporting date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;331&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;414&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Beginning balance &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;442&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;144&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,544&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;6,592&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8,920&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;865&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(3)(5)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sub style="vertical-align:bottom;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sub&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;102&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;162&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Purchases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;215&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;505&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;448&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,414&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,716&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Sales&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(318&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(277&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(645&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Settlements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(66&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(78&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers into Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;204&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;512&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;512&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers (out) of Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Foreign currency translation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(146&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Ending balance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Gains (losses) included in earnings relating to instruments still held at the reporting date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;123&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Included in Net investment income (loss) for Total invested assets measured at fair value in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data, and as a result, no longer meet the Level 1 or 2 definitions at the reporting date. Transfers out of Level 3 occur when the pricing inputs become more transparent and satisfy the Level 1 or 2 criteria and are primarily the result of observable market data being available at the reporting date, thus removing the requirement to rely on inputs that lack observability. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Total gains and losses in net income (loss) and OCI are calculated assuming transfers into or out of Level 3 occur at the beginning of the period. For an asset or liability that transfers into Level 3 during the reporting period, the entire change in fair value for the period is included in the table above. For transfers out of Level 3 during the reporting period, the change in fair value for the period is excluded from the table above.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Foreign currency translation relates to the foreign exchange impact of translating Level 3 assets and liabilities of foreign subsidiaries from their functional currencies to Canadian dollars.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Investment properties included in net income is comprised of fair value changes on investment properties of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$529&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$211&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017) net of amortization of leasing commissions and tenant inducements of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$88&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$53&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Transfers into Level 3 in Investment properties includes the reclassification of our former head office location in 2017, previously classified as owner-occupied with a fair value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$259&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; at the time of transfer from Other assets to Investment properties. The reclassification recognized a revaluation surplus of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$172&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;, which was recorded as an increase of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$139&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; of accumulated other comprehensive income, net of taxes of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$33&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Unobservable Inputs and Sensitivity for Level 3 Assets &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our assets categorized in Level 3 of the fair value hierarchy are primarily Investment properties, Debt securities, and Other invested assets.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of Investment properties is determined by using the discounted cash flows methodology as described in Note 5.A.ii. The key unobservable inputs used in the valuation of investment properties as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; include the following: &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Estimated rental value: The estimated rental value is based on contractual rent and other local market lease transactions net of reimbursable operating expenses. An increase (decrease) in the estimated rental value would result in a higher (lower) fair value. The estimated rental value varies depending on the property types, which include retail, office, and industrial properties. The estimated rental value (in dollars, per square foot, per annum) ranges from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$12.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$76.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for retail and office properties and from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$3.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$11.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for industrial properties. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Rental growth rate: The rental growth rate is typically estimated based on expected market behaviour, which is influenced by the type of property and geographic region of the property. An increase (decrease) in the rental growth rate would result in a higher (lower) fair value. The rental growth rate (per annum) ranges from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;0.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;3.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Long-term vacancy rate: The long-term vacancy rate is typically estimated based on expected market behaviour, which is influenced by the type of property and geographic region of the property. An increase (decrease) in the long-term vacancy rate would result in a lower (higher) fair value. The long-term vacancy rate ranges from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Discount rate: The discount rate is derived from market activity across various property types and geographic regions and is a reflection of the expected rate of return to be realized on the investment over the next &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years. An increase (decrease) in the discount rate would result in a lower (higher) fair value. The discount rate ranges from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;4.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10.25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Terminal capitalization rate: The terminal capitalization rate is derived from market activity across various property types and geographic regions and is a reflection of the expected rate of return to be realized on the investment over the remainder of its life after the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year period. An increase (decrease) in the terminal capitalization rate would result in a lower (higher) fair value. The terminal capitalization rate ranges from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;4.25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;8.75%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in the estimated rental value are positively correlated with changes in the rental growth rate. Changes in the estimated rental value are negatively correlated with changes in the long-term vacancy rate, the discount rate, and the terminal capitalization rate.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our Debt securities categorized in Level 3, which are included in Debt securities &amp;#8211; FVTPL and Debt securities &amp;#8211; AFS in the Level 3 roll forward table, consist primarily of corporate bonds. The fair value of these corporate bonds is generally determined using broker quotes that cannot be corroborated with observable market transactions. Significant unobservable inputs for these corporate bonds would include issuer spreads, which are comprised of credit, liquidity, and other security-specific features of the bonds. An increase (decrease) in these issuer spreads would result in a lower (higher) fair value. Due to the unobservable nature of these broker quotes, we do not assess whether applying reasonably possible alternative assumptions would have an impact on the fair value of the Level 3 corporate bonds. The majority of our debt securities categorized in Level 3 are FVTPL assets supporting insurance contract liabilities. Changes in the fair value of these assets supporting insurance contract liabilities are largely offset by changes in the corresponding insurance contract liabilities under CALM. As a result, though using reasonably possible alternative assumptions may have an impact on the fair value of the Level 3 debt securities, it would not have a significant impact on our Consolidated Financial Statements.   &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Other invested assets categorized in Level 3, which are included in Other invested assets &amp;#8211; FVTPL and Other invested assets &amp;#8211; AFS in the Level 3 roll forward table, consists primarily of limited partnership investments. The fair value of our limited partnership investments are based on net asset value ("NAV") provided by management of the limited partnership investments. Based on the unobservable nature of these NAVs, we do not assess whether applying reasonably possible alternative assumptions would have an impact on the fair value of the Level 3 limited partnership investments.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Valuation Process for Level 3 Assets &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our assets categorized in Level 3 of the fair value hierarchy are primarily Investment properties, Debt securities, and limited partnership investments included in Other invested assets. Our valuation processes for these assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of Investment properties are based on the results of appraisals performed annually and reviewed quarterly for material changes. The valuation methodology used to determine the fair value is in accordance with the standards of the Appraisal Institute of Canada, the U.S., and the U.K. Investment properties are appraised externally at least once every three years. Investment properties not appraised externally in a given year are reviewed by qualified appraisers. A management committee, including investment professionals, reviews the fair value of Investment properties for overall reasonability.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of Debt securities is generally obtained by external pricing services. We obtain an understanding of inputs and valuation methods used by external pricing services. When fair value cannot be obtained from external pricing services, broker quotes, or internal models subject to detailed review and validation processes are used. The fair value of debt securities is subject to price validation and review procedures to ensure overall reasonability.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of limited partnership investments, included in Other invested assets, is based on NAV. The financial statements used in calculating the NAV are generally audited annually. We review the NAV of the limited partnership investments and perform analytical and other procedures to ensure the fair value is reasonable.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;5.B Interest and Other Investment Income&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Interest and other investment income consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;65&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;384&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;352&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,050&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,928&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;175&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;165&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total interest income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,097&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,872&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; dividends on fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;160&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; dividends on available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties rental income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;594&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;623&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(286&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;223&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment expenses and taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(193&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total interest and other investment income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,641&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,413&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Comprised of operating lease rental income.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;5.C Fair Value and Foreign Currency Changes on Assets and Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value change: &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,630&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(401&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;649&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total change in fair value through profit or loss assets and liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4,376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,780&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value changes on investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;529&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange gains (losses)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;446&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Realized gains (losses) on property and equipment&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value and foreign currency changes on assets and liabilities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease and as a result, we recognized a gain of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$28&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;5.D Cash, Cash Equivalents and Short-Term Securities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities presented in our Consolidated Statements of Cash Flows consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,089&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,504&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash equivalents&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,592&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,208&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,794&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Bank overdraft, recorded in Other liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;104&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,750&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;5.E Derivative Financial Instruments and Hedging Activities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair values of derivative financial instruments by major class of derivatives are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;922&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(440&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;177&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,232&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table presents the fair values of derivative assets and liabilities categorized by type of hedge for accounting purposes and derivative investments:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:193px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;58,268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,134&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;53,299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,575&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(153&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;690&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash flow hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;54,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Derivative investments are derivatives that have not been designated as hedges for accounting purposes.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We did not have any net investment hedges in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; or &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Hedge ineffectiveness recognized in Interest and other investment income consists of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value hedging ineffectiveness:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gains (losses) on the hedged items attributable to the hedged risk&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gains (losses) on the hedging derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net ineffectiveness on fair value hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For cash flow hedges, we had hedge ineffectiveness of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in 2017). We expect to reclassify a loss of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; from accumulated OCI to net income within the next 12 months that relates to cash flow hedges of anticipated award payments under certain share-based payment plans that are expected to occur in 2019, 2020 and 2021. The reclassification of accumulated OCI to income relating to these foreign currency forwards occurs upon disposal or impairment of the foreign operation.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;5.F Transfers of Financial Assets &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We enter into transactions, including mortgage securitization, repurchase agreements and securities lending, where we transfer financial assets while retaining the risks and rewards of ownership of the assets. These transferred financial assets are not derecognized and remain on our Consolidated Statements of Financial Position. The carrying value of the transferred assets and the associated liabilities are described in the sections below. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;5.F.i Mortgage Securitization&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We securitize certain insured fixed rate commercial mortgages through the creation of mortgage-backed securities under the National Housing Act Mortgage-Backed Securities ("NHA MBS") Program sponsored by the Canada Mortgage and Housing Corporation ("CMHC"). The NHA MBS are then sold to Canada Housing Trust, a government-sponsored security trust that issues securities to third-party investors under the Canadian Mortgage Bond ("CMB") program. The securitization of these assets does not qualify for derecognition as we have not transferred substantially all of the risks and rewards of ownership. Specifically, we continue to be exposed to pre-payment and interest rate risk associated with these assets. There are no expected credit losses on the securitized mortgages, as the mortgages were already insured by the CMHC prior to securitization. These assets continue to be recognized as Mortgages and loans in our Consolidated Statements of Financial Position. Proceeds from securitization transactions are recognized as secured borrowings and included in Other liabilities in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Receipts of principal on the securitized mortgages are deposited into a principal reinvestment account ("PRA") to meet our repayment obligation upon maturity under the CMB program. The assets in the PRA are typically comprised of cash and cash equivalents and certain asset-backed securities. We are exposed to reinvestment risk due to the amortizing nature of the securitized mortgages relative to our repayment obligation for the full principal amount due at maturity. We mitigate this reinvestment risk using interest rate swaps.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value and fair value of the securitized mortgages as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,328&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,318&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, respectively (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,283&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,267&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The carrying value and fair value of the associated liabilities as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,453&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,446&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, respectively (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,355&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,346&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The carrying value of asset-backed securities in the PRA as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;124&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$75&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, respectively. There are &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;no&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; cash and cash equivalents in the PRA as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value of the secured borrowings from mortgage securitization is based on the methodologies and assumptions for asset-backed securities described in Note 5.A.ii. The fair value of these liabilities is categorized in Level 2 of the fair value hierarchy as at      &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;5.F.ii Repurchase Agreements &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We enter into repurchase agreements for operational funding and liquidity purposes. Repurchase agreements have maturities ranging from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;7&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;365&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; days, averaging &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;127&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; days, and bear interest at an average rate of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1.92%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1.25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The carrying values of the transferred assets and the obligations related to their repurchase, which approximate their fair values, are &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,824&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,976&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). These liabilities are categorized in Level 2 of the fair value hierarchy. Collateral primarily consists of cash and cash equivalents as well as government guaranteed securities. Details on the collateral pledged are included in Note 6.A.ii.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;5.F.iii Securities Lending &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Company engages in securities lending to generate additional income. Certain securities from its portfolio are lent to other institutions for short periods. Collateral exceeding the fair value of the securities lent is deposited by the borrower with a lending agent, usually a securities custodian, and maintained by the lending agent until the underlying security has been returned to us. The fair value of the securities lent is monitored on a daily basis with additional collateral obtained or refunded as the fair values fluctuate. Collateral primarily consists of Canadian federal and provincial government securities and cash and cash equivalents. Certain arrangements allow us to invest the cash collateral received for the securities lent. The carrying values of the securities lent approximate their fair values. The carrying values of the securities lent and the related collateral held are &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2,217&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2,338&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,467&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,546&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementExplanatory>
	<ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory contextRef="FD2018Q4YTD" id="Fact-4468CBAC1BB8504EAE2F66A4A233C2B0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;8,926&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;580&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,683&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;59,776&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;58,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,845&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,379&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;710&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,085&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;912&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2,773&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total invested assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14,982&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;75,140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;100,174&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;14,632&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;74,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;98,847&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;24,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;76,761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,596&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27,481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;77,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;39,687&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;151,901&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;203,236&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;42,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;152,426&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;205,239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,751&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total liabilities measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,751&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,759&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;                                                                                                                                              &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Debt securities &amp;#8211; fair value through profit or loss consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian federal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,815&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,830&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian provincial and municipal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,852&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,866&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,142&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;U.S. government and agency&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;125&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,380&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;125&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,231&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other foreign government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,895&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,318&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;34,665&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;205&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;34,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;33,864&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;306&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;34,170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Asset-backed securities:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Commercial mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,464&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,467&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,459&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,460&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Residential mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,961&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,961&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Collateralized debt obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;143&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;143&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;956&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;541&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;59,776&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;58,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Debt securities &amp;#8211; available-for-sale consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:246px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:39px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:39px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian federal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,832&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,832&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Canadian provincial and municipal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,199&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,199&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;U.S. government and agency&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other foreign government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;716&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;717&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;5,013&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,838&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;56&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Asset-backed securities:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Commercial mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;766&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;766&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Residential mortgage-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;386&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;386&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Collateralized debt obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;804&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;804&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;345&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;414&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value change: &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,630&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(401&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;649&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total change in fair value through profit or loss assets and liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4,376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,780&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value changes on investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;529&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange gains (losses)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;446&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Realized gains (losses) on property and equipment&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value and foreign currency changes on assets and liabilities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease and as a result, we recognized a gain of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$28&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory>
	<ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-622B188B36075E21BBC7CC0CF9E24C6A">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Level 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;8,926&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;580&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,683&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;59,776&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;58,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;11,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,845&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3,379&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;710&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,085&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3,322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;912&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2,773&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total invested assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14,982&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;75,140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;100,174&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;14,632&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;74,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;98,847&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;24,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;76,761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,596&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27,481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;77,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;39,687&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;151,901&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;203,236&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;42,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;152,426&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;205,239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,751&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total liabilities measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,751&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,759&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value change: &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,630&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(401&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;649&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total change in fair value through profit or loss assets and liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4,376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,780&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value changes on investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;529&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange gains (losses)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;446&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Realized gains (losses) on property and equipment&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value and foreign currency changes on assets and liabilities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease and as a result, we recognized a gain of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$28&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory>
	<ifrs-full:DisclosureOfFairValueOfPlanAssetsExplanatory contextRef="FD2018Q4YTD" id="Fact-8B91C1B1475653E0BFBAB5062B22D963">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Composition of fair value of plan assets, December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:47px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:47px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fixed income investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Real estate investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Qualifying insurance contract&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total composition of fair value of plan assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueOfPlanAssetsExplanatory>
	<ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory contextRef="FD2018Q4YTD" id="Fact-D55961FC65F05CC881E22D9E2BFE5E28">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income for the years ended December 31 consists of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:480px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:30px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:30px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:56px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income from insurance contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income from service contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Distribution fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;829&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;867&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fund management and other asset-based fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,444&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,423&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Administrative service and other fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;725&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;658&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total fee income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,966&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Balances in 2017 have been changed to conform with current year presentation as a result of the adoption of IFRS 15 described in Note 2.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Distribution fees and Fund management and other asset-based fees are primarily earned in the SLF Asset Management segment. Administrative service and other fees are primarily earned in the SLF Canada segment. The fee income by reportable segment is presented in Note 4.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory>
	<ifrs-full:DisclosureOfFinancialAssetsExplanatory contextRef="FD2018Q4YTD" id="Fact-384904B1DBB157AA8B08637929D38F98">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="2" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:72%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans and receivables &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans and receivables&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities presented in our Consolidated Statements of Cash Flows consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,089&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,504&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash equivalents&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,592&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,208&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,794&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Bank overdraft, recorded in Other liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;104&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,750&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying values and fair values of our financial assets are shown in the following table: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair   value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair   value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;48,434&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45,406&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets &amp;#8211; available-for-sale&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,222&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,222&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,106&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,106&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total financial assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;143,061&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;144,673&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;137,691&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;140,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Other invested assets (FVTPL and AFS) include our investments in segregated funds, mutual funds, and limited partnerships.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Invested assets on our Consolidated Statements of Financial Position of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$151,726&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$146,139&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;) includes Total financial assets in this table, Investment properties of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$7,157&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$7,067&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), and Other invested assets &amp;#8211; non-financial assets of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,508&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,381&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in Level 3:&lt;/font&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="37" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:174px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:31px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:30px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:31px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:35px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;For the year ended&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:4pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Equity securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Equity securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Total invested assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6pt;"&gt;&lt;font style="font-family:Arial;font-size:6pt;font-weight:bold;"&gt;Total assets measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Beginning balance &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(3)(5)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sub style="vertical-align:bottom;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sub&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;544&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Purchases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;644&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,592&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Sales&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,396&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Settlements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers into Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers (out) of Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(221&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(380&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(385&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Foreign currency translation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Ending balance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;10,052&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,596&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;11,648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Gains (losses) included in earnings relating to instruments still held at the reporting date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;331&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;414&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Beginning balance &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;442&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;144&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,544&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;6,592&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8,920&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;865&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(3)(5)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sub style="vertical-align:bottom;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sub&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;102&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;162&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Included in OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Purchases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;215&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;505&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;448&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,414&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,716&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Sales&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(318&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(277&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(645&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Settlements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(66&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(78&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers into Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;204&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;512&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;512&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Transfers (out) of Level 3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Foreign currency translation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(146&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Ending balance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,721&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;9,546&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;10,700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Gains (losses) included in earnings relating to instruments still held at the reporting date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;123&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Included in Net investment income (loss) for Total invested assets measured at fair value in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data, and as a result, no longer meet the Level 1 or 2 definitions at the reporting date. Transfers out of Level 3 occur when the pricing inputs become more transparent and satisfy the Level 1 or 2 criteria and are primarily the result of observable market data being available at the reporting date, thus removing the requirement to rely on inputs that lack observability. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Total gains and losses in net income (loss) and OCI are calculated assuming transfers into or out of Level 3 occur at the beginning of the period. For an asset or liability that transfers into Level 3 during the reporting period, the entire change in fair value for the period is included in the table above. For transfers out of Level 3 during the reporting period, the change in fair value for the period is excluded from the table above.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Foreign currency translation relates to the foreign exchange impact of translating Level 3 assets and liabilities of foreign subsidiaries from their functional currencies to Canadian dollars.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Investment properties included in net income is comprised of fair value changes on investment properties of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$529&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$211&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017) net of amortization of leasing commissions and tenant inducements of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$88&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$53&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Transfers into Level 3 in Investment properties includes the reclassification of our former head office location in 2017, previously classified as owner-occupied with a fair value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$259&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; at the time of transfer from Other assets to Investment properties. The reclassification recognized a revaluation surplus of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$172&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;, which was recorded as an increase of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$139&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; of accumulated other comprehensive income, net of taxes of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$33&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of debt securities by geographic location is shown in the following table. The geographic location is based on the country of the creditor's parent.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:148px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit  or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit  or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29,308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,329&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,917&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,758&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,719&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,477&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,092&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;565&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,657&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,319&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,909&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,342&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,232&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,758&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,987&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of debt securities by issuer and industry sector is shown in the following table:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:284px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities issued or guaranteed by:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canadian federal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,830&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,576&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,832&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canadian provincial and municipal government&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,866&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,199&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,065&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,296&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.S. government and agency&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,380&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,907&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,231&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,049&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other foreign government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;717&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total government issued or guaranteed debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22,005&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,189&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27,194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22,116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,540&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,656&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate debt securities by industry sector&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Financials&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,390&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,470&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,860&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,561&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Utilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;528&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,881&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;550&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,306&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Industrials&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,053&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,643&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,090&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,797&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Energy&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,628&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;340&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,657&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Communication services&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,826&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,307&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,826&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;545&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,371&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Real estate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,640&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,016&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health care&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,734&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,033&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,256&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;323&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Consumer staples&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,920&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Consumer discretionary&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,372&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,581&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,329&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;363&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,692&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Materials&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;256&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,473&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Information technology&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,024&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,231&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,056&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,323&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total corporate debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,013&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39,883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34,170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40,064&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Asset-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,839&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,681&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,899&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(1) Balances in 2017 have been changed to conform with current year presentation.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(2) Our grouping of debt securities by sector is based on the Global Industry Classification Standard and S&amp;amp;P Dow Jones Indices. During 2018, certain &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:48px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Consumer discretionary and Information technology debt securities were moved to the Communication services sector.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The contractual maturities of debt securities are shown in the following table. Actual maturities could differ from contractual maturities because of the borrower's right to call or extend or right to prepay obligations, with or without prepayment penalties.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:148px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in 1 year or less&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,189&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,175&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,364&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,432&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,053&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 2-5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,307&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,865&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,172&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,903&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,465&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,368&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 6-10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,080&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,580&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,660&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,177&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,325&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due after 10 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39,826&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,421&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;44,247&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40,484&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,957&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45,441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of mortgages by scheduled maturity, before allowances for losses, is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in 1 year or less&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;931&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 2-5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,829&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 6-10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,963&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due after 10 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,792&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of loans by scheduled maturity, before allowances for losses, is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in 1 year or less&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,425&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 2-5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 6-10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due after 10 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,863&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,216&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,340&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of mortgages and loans by geographic location and type is shown in the following tables. The geographic location for mortgages is based on location of property, while for corporate loans it is based on the country of the creditor's parent. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:217px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Retail&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,921&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,281&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Office&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,811&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,228&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Multi-family residential&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,920&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,375&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Industrial and land&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,906&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;618&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;104&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,876&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,433&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,238&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,146&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,795&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,334&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,146&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$3,537&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; of mortgages in Canada are insured by the CMHC.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:217px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Retail&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,291&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Office&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,363&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,261&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Multi-family residential&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,368&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Industrial and land&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;670&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;990&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,660&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;581&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;699&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,390&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,493&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,265&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,542&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,678&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,827&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,655&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,645&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,678&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,827&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$3,171&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; of mortgages in Canada are insured by the CMHC.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialAssetsExplanatory>
	<ifrs-full:DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory contextRef="FD2018Q4YTD" id="Fact-55C29C51C1785575A6446111335EFD4D">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The distribution of mortgages and loans past due or impaired is shown in the following tables:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="27" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:176px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Gross carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Allowance for losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Not past due&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,332&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,759&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due less than 90 days&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due 90 days or more&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;93&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,897&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Allowance for losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Not past due&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,482&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due less than 90 days&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due 90 days or more&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;89&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,340&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,855&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory>
	<ifrs-full:DisclosureOfFinancialInstrumentsExplanatory contextRef="FD2018Q4YTD" id="Fact-61B0A4A62B59570BAB37AB0BF030F359">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The significant risks related to financial instruments are credit risk, market risk (including equity risk, interest rate and spread risk, and foreign currency risk) and liquidity risk. The following sections describe how we manage these risks.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Some of our financial instruments risk management policies and procedures are described in our Annual Management's Discussion and Analysis (&amp;#8220;MD&amp;amp;A&amp;#8221;) for the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The shaded text and tables in the Risk Management section of the MD&amp;amp;A represent part of our disclosures on credit, market and liquidity risks and include a description of how we measure our risk and our objectives, policies and methodologies for managing these risks. Therefore, the shaded text and tables are an integral part of these Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We use derivative instruments to manage market risks related to equity market, interest rate and currency fluctuations and in replication strategies for permissible investments. We do not engage in speculative investment in derivatives.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The gap in market sensitivities or exposures between liabilities and supporting assets is monitored and managed within defined tolerance limits, by using derivative instruments, where appropriate. We use models and techniques to measure the effectiveness of our risk management strategies.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;6.A Credit Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Credit risk is the possibility of loss from amounts owed by our borrowers or financial counterparties. We are subject to credit risk in connection with issuers of securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties (including derivative, repurchase agreement and securities lending counterparties), other financial institutions and other entities.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Losses may occur when a counterparty fails to make timely payments pursuant to the terms of the underlying contractual arrangement or when the counterparty&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8217;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;s credit rating or risk profile otherwise deteriorates. Credit risk can also arise in connection with deterioration in the value of, or ability to realize, any underlying security that may be used as collateral for the debt obligation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Credit risk can occur as a result of broad economic conditions, challenges within specific sectors of the economy, or from issues affecting individual companies. Events that result in defaults, impairments or downgrades of the securities in our investment portfolio would cause the Company to record realized or unrealized losses and may cause an increase in our provisions for asset default, adversely impacting earnings.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Credit Risk Management Governance and Control&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We employ a wide range of credit risk management practices and controls, as outlined below:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Credit risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp;amp; Conduct Review Committee.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Risk appetite limits have been established for credit risk.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;I&lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;ncome and regulatory capital sensitivities are monitored, managed and reported against pre-established risk limits.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Comprehensive&lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt; Investment and Credit Risk Management Policy, guidelines and practices&lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt; are in place.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;  &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Specific investment diversification requirements are in place, such as defined investment limits for asset class, geography, and industry.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Risk-based credit portfolio, counterparty, and sector exposure limits have been established.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Mandatory use of credit quality ratings for portfolio investments has been established and is reviewed regularly. These internal rating decisions for new fixed income investments and ongoing review of existing rating decisions are independently adjudicated by Corporate Risk Management.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Comprehensive due diligence processes and ongoing credit analyses are conducted.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Comprehensive compliance monitoring practices and procedures including reporting against pre-established investment limits are in place.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Reinsurance exposures are monitored to ensure that no single reinsurer represents an undue level of credit risk.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Stress-testing techniques, such as &lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Dynamic Capital Adequacy Testing ("DCAT")&lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;, are used to measure the effects of large and sustained adverse credit developments.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;  &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.A.i Maximum Exposure to Credit Risk &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our maximum credit exposure related to financial instruments as at December 31 is the balance as presented in our Consolidated Statements of Financial Position as we believe that these carrying amounts best represent the maximum exposure to credit risk. The credit exposure for debt securities may be increased to the extent that the amounts recovered from default are insufficient to satisfy the actuarial liability cash flows that the assets are intended to support. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The positive fair value of derivative assets is used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all derivative contracts with a positive fair value. Additionally, we have credit exposure to items not on the Consolidated Statements of Financial Position as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Off-balance sheet items:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loan commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,460&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,740&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Guarantees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total off-balance sheet items&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,460&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Loan commitments include commitments to extend credit under commercial and multi-family residential mortgages and private debt securities not quoted in an active market. Commitments on debt securities contain provisions that allow for withdrawal of the commitment if there is deterioration in the credit quality of the borrower.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.A.ii Right of Offset and Collateral&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We invest in financial assets which may be secured by real estate properties, pools of financial assets, third-party financial guarantees, credit insurance, and other arrangements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For OTC derivatives, collateral is collected from and pledged to counterparties to manage credit exposure according to the Credit Support Annex (&amp;#8220;CSA&amp;#8221;), which forms part of the International Swaps and Derivatives Association's (&amp;#8220;ISDA&amp;#8221;) master agreements. It is common practice to execute a CSA in conjunction with an ISDA master agreement. Under the ISDA master agreements for OTC derivatives, we have a right of offset in the event of default, insolvency, bankruptcy, or other early termination. In the ordinary course of business, bilateral OTC exposures under these agreements are substantially mitigated through associated collateral agreements with a majority of our counterparties.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For exchange-traded derivatives subject to derivative clearing agreements with the exchanges and clearinghouses, there is no provision for set-off at default. Initial margin is excluded from the table below as it would become part of a pooled settlement process.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For repurchase agreements and reverse repurchase agreements, assets are sold or purchased with a commitment to resell or repurchase at a future date. Additional collateral may be pledged to or collected from counterparties to manage credit exposure according to bilateral repurchase or reverse repurchase agreements. In the event of default by a counterparty, we are entitled to liquidate the assets we hold as collateral to offset against obligations to the same counterparty.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the case of securities lending, assets are lent with a commitment from the counterparty to return at a future date. Cash or securities are received as collateral from the counterparty. In the event of default by the counterparty, we are entitled to liquidate the assets we hold as collateral to offset against obligations to the same counterparty.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We do not offset financial instruments in our Consolidated Statements of Financial Position, as our rights of offset are conditional. The following tables present the effect of conditional netting and similar arrangements. Similar arrangements include global master repurchase agreements, security lending agreements, and any related rights to financial collateral.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:31%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Financial instruments presented in the Consolidated Statements of Financial Position&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Related amounts not set off in&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;the Consolidated Statements of Financial Position&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Financial instruments presented in the Consolidated Statements of Financial Position&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Related amounts not set off in&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;the Consolidated Statements of Financial Position&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Financial instruments subject to master netting or similar agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Financial collateral (received) pledged&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Net amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Financial instruments subject to master netting or similar agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Financial collateral (received) pledged&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Net amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Financial assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative assets (Note 6.A.v)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(768&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Reverse repurchase agreements (Note 8)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total financial assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Financial liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;768&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(395&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;754&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Repurchase agreements (Note 5.F.ii)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,807&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total financial liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(4,119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,939&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(395&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(3,732&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2,730&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Net amounts of the financial instruments presented in our Consolidated Statements of Financial Position are the same as our gross recognized financial instruments, as we do not offset financial instruments in our Consolidated Statements of Financial Position.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Financial collateral excludes overcollateralization and for exchange-traded derivatives, initial margin. Total financial collateral, including initial margin and overcollateralization, received on derivative assets was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$470&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$853&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), received on reverse repurchase agreements was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$17&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), pledged on derivative liabilities was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,726&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,127&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), and pledged on repurchase agreements was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,824&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,976&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.A.iii Concentration Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Concentrations of credit risk arise from exposures to a single debtor, a group of related debtors, or groups of debtors that have similar credit risk characteristics, such as groups of debtors in the same economic or geographic regions or in similar industries. Related issuers may have similar economic characteristics so that their ability to meet contractual obligations may be impacted similarly by changes in the economic or political conditions. We manage this risk by appropriately diversifying our investment portfolio through the use of concentration limits. In particular, we maintain policies which set counterparty exposure limits to manage the credit exposure for investments in any single issuer or to the same underlying credit. Exceptions exist for investments in securities which are issued or guaranteed by the Government of Canada, U.S. or U.K. and issuers for which the Risk &amp;amp; Conduct Review Committee have granted specific approval. Mortgages are collateralized by the related property, and generally do not exceed 75% of the value of the property at the time the original loan is made. Our mortgages and loans are diversified by type and location and, for mortgages, by borrower. Loans provide diversification benefits (name, industry and geography) and often provide stronger covenants and collateral than public debt securities, thereby providing both better credit protection and potentially higher recoveries in the event of default. The following tables provide details of the debt securities, mortgages, and loans held by issuer country, geographic location and industry sector, where applicable.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of debt securities by geographic location is shown in the following table. The geographic location is based on the country of the creditor's parent.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:148px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit  or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit  or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29,308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,329&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,917&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,758&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,719&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,477&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,092&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;565&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,657&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,319&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,909&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,890&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,342&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,232&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,758&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,987&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of debt securities by issuer and industry sector is shown in the following table:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:284px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities issued or guaranteed by:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canadian federal government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,830&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,576&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,832&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canadian provincial and municipal government&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,866&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,199&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,065&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,296&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.S. government and agency&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,380&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,907&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,231&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;818&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,049&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other foreign government&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;717&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total government issued or guaranteed debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22,005&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,189&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27,194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22,116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,540&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,656&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate debt securities by industry sector&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Financials&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,390&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,470&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,860&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,561&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Utilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;528&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,881&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;550&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,306&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Industrials&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,053&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,643&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,090&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,797&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Energy&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,628&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;340&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,657&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Communication services&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,826&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,307&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,826&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;545&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,371&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Real estate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,640&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,016&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health care&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,734&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,033&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,256&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;323&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Consumer staples&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,920&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Consumer discretionary&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,372&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,581&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,329&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;363&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,692&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Materials&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;256&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,473&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Information technology&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,024&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,231&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,056&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,323&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total corporate debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,013&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39,883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34,170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40,064&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Asset-backed securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,839&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,681&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,899&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(1) Balances in 2017 have been changed to conform with current year presentation.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(2) Our grouping of debt securities by sector is based on the Global Industry Classification Standard and S&amp;amp;P Dow Jones Indices. During 2018, certain &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:48px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Consumer discretionary and Information technology debt securities were moved to the Communication services sector.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of mortgages and loans by geographic location and type is shown in the following tables. The geographic location for mortgages is based on location of property, while for corporate loans it is based on the country of the creditor's parent. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:217px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Retail&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,921&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,281&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Office&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,811&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,228&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Multi-family residential&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,920&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,375&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Industrial and land&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,906&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;618&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;104&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,876&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,433&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,238&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,146&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,795&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,334&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,146&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$3,537&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; of mortgages in Canada are insured by the CMHC.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:217px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:66px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Retail&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,291&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Office&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,363&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,261&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Multi-family residential&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,368&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Industrial and land&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;670&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;990&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,660&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;581&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;699&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,390&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,493&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,265&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,542&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,678&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,827&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,655&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,645&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,678&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,827&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$3,171&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; of mortgages in Canada are insured by the CMHC.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.A.iv Contractual Maturities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The contractual maturities of debt securities are shown in the following table. Actual maturities could differ from contractual maturities because of the borrower's right to call or extend or right to prepay obligations, with or without prepayment penalties.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:148px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for- sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in 1 year or less&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,189&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,175&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,364&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,432&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,053&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,485&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 2-5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,307&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,865&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,172&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,903&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,465&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,368&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 6-10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,080&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,580&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,660&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,177&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,325&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due after 10 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39,826&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,421&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;44,247&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40,484&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,957&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45,441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of mortgages by scheduled maturity, before allowances for losses, is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in 1 year or less&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;931&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 2-5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,829&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 6-10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,963&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due after 10 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,792&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of loans by scheduled maturity, before allowances for losses, is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in 1 year or less&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,425&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 2-5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due in years 6-10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Due after 10 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,863&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,216&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,340&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Notional amounts of derivative financial instruments are the basis for calculating payments and are generally not the actual amounts exchanged. The following table provides the notional amounts of derivative instruments outstanding by type of derivative and term to maturity:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:687px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:182px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 to 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Over 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 to 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over-the-counter contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forward contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;469&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;469&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,685&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,348&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,486&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,053&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,887&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Options purchased&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,737&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,833&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,266&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Options written&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;477&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;786&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;459&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forward contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,529&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,544&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,210&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,193&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;332&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forward contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;285&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;109&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Credit derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,329&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,356&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;903&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exchange-traded contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Futures contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,415&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,415&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Futures contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,377&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,377&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,216&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,216&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Options purchased&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;465&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;512&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29,884&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,895&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,879&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;54,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;These are covered short derivative positions that may include interest rate options, swaptions, or floors.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides the fair value of derivative instruments outstanding by term to maturity:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:161px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 to 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Over 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 to 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;862&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;226&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,155&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(240&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(555&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(90&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,319&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.A.v Asset Quality&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following sections describe our assessment of the credit quality of our financial assets. We monitor credit quality based on internal risk ratings as well as ratings assigned by external rating agencies where available.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Debt Securities by Credit Rating&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment grade debt securities are those rated BBB and above. Our debt security portfolio was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;99%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;investment grade based on carrying value as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;98%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The credit risk ratings were established in accordance with the internal rating process described in the Credit Risk Management Governance and Control section.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes our debt securities by credit quality:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:164px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AAA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,728&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,919&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,647&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,449&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,208&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,044&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,809&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,815&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,089&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,447&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,000&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,483&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20,129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,674&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,568&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB and lower&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;731&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;879&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;885&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;299&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,184&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;61,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Mortgages and Loans by Credit Rating&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The credit quality of mortgages and loans is evaluated internally through regular monitoring of credit-related exposures. We use judgment and experience to determine what factors should be considered when assigning an internal credit rating, which is validated through the use of credit scoring models, to a particular mortgage or corporate loan. The internal credit ratings reflect the credit quality of the borrower as well as the value of any collateral held as security.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables summarize our mortgages and loans by credit quality indicator:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insured&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,537&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,171&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AAA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,716&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,841&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,304&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,925&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,060&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB and lower&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;912&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,433&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,493&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AAA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;341&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,659&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,670&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,483&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,626&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,766&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,745&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB and lower &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,097&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;810&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Derivative Financial Instruments by Counterparty Credit Rating&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Derivative instruments consist of bilateral OTC contracts negotiated directly between counterparties, OTC contracts cleared through central clearing houses or exchange-traded contracts. Since a counterparty failure in an OTC derivative transaction could render it ineffective for hedging purposes, we generally transact our derivative contracts with highly rated counterparties. In limited circumstances, we enter into transactions with lower-rated counterparties if credit enhancement features are included.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We pledge and hold assets as collateral under CSAs for bilateral OTC derivative contracts. The collateral is realized in the event of early termination as defined in the agreements. The assets held and pledged are primarily cash and debt securities issued by the Canadian federal government and U.S. government and agencies. While we are generally permitted to sell or re-pledge the assets held as collateral, we have not sold or re-pledged any assets. Exchange-traded and cleared OTC derivatives require the posting of initial margin, as well as daily cash settlement of variation margin. The terms and conditions related to the use of the collateral are consistent with industry practice.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Further details on collateral held and pledged as well as the impact of netting arrangements are included in Note 6.A.ii.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table shows the OTC derivative financial instruments with a positive fair value split by counterparty credit rating:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:190px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Gross positive replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Impact of master netting agreements&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;Net replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross positive replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impact of master netting agreements&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;Net replacement cost&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over-the-counter contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;289&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;750&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(507&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;243&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;872&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(589&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;283&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;466&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;456&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total over-the-counter derivatives&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,085&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(768&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;317&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Exchange-traded derivatives with a positive fair value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$27&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$27&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;) are excluded from the table above, as they are subject to daily margining requirements. Our credit exposure on these derivatives is with the exchanges and clearinghouses.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all contracts with a positive fair value. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The credit risk associated with derivative assets subject to master netting arrangements is reduced by derivative liabilities due to the same counterparty in the event of default or early termination. Our overall exposure to credit risk reduced through master netting arrangements may change substantially following the reporting date as the exposure is affected by each transaction subject to the arrangement. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Net replacement cost is positive replacement cost less the impact of master netting agreements.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Credit Default Swaps by Underlying Financial Instrument Credit Rating&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Credit default swaps ("CDS") are OTC contracts that transfer credit risk related to an underlying referenced financial instrument from one counterparty to another. The purchaser receives protection against the decline in the value of the referenced financial instrument as a result of specified credit events such as default or bankruptcy. The seller receives a periodic premium in return for payment contingent on a credit event affecting the referenced financial instrument. CDS index contracts are those where the underlying referenced financial instruments are a group of assets. The Company enters into credit derivatives to replicate credit exposure of an underlying reference security and enhance investment returns.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; The credit risk ratings of the underlying reference securities for single name contracts were established in accordance with the internal rating process described in the Credit Risk Management Governance and Control section.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides a summary of the credit default swap protection sold by credit rating of the underlying reference security:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:348px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Single name CDS contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;611&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;584&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;674&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;446&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total single name CDS contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,333&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,097&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;CDS index contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total credit default swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,356&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Reinsurance Assets by Credit Rating&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The table below presents the distribution of Reinsurance assets by credit rating: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:204px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Gross exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Collateral&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Collateral&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net exposure&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets by credit rating:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AA&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,442&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,237&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;A&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,760&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,632&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;99&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,533&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BBB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;203&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;BB&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,617&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,539&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;B&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;CCC&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;72&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Not rated&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,413&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,985&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,428&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,902&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: negative reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,272&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;874&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.A.vi Impairment of Assets &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Management assesses debt and equity securities, mortgages and loans, and other invested assets for objective evidence of impairment at each reporting date. We employ a portfolio monitoring process to identify assets or groups of assets that have objective evidence of impairment, having experienced a loss event or events that have an impact on the estimated future cash flows of the asset or group of assets. There are inherent risks and uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, including both internal and external factors such as general economic conditions, issuers' financial conditions and prospects for economic recovery, market interest rates, unforeseen events which affect one or more issuers or industry sectors, and portfolio management parameters, including asset mix, interest rate risk, portfolio diversification, duration matching, and greater than expected liquidity needs. All of these factors could impact our evaluation of an asset or group of assets for objective evidence of impairment.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Management exercises considerable judgment in assessing for objective evidence of impairment and, based on its assessment, classifies specific assets as either performing or into one of the following credit quality lists:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8220;Monitor List&amp;#8221; &amp;#8211; the timely collection of all contractually specified cash flows is reasonably assured, but changes in issuer-specific facts and circumstances require monitoring. No impairment charge is recorded for unrealized losses on assets related to these debtors.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8220;Watch List&amp;#8221; &amp;#8211; the timely collection of all contractually specified cash flows is reasonably assured, but changes in issuer-specific facts and circumstances require heightened monitoring. An asset is moved from the Monitor List to the Watch List when changes in issuer-specific facts and circumstances increase the possibility that a security may experience a loss event on an imminent basis. No impairment charge is recorded for unrealized losses on assets related to these debtors.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8220;Impaired List&amp;#8221; &amp;#8211; the timely collection of all contractually specified cash flows is no longer reasonably assured. For these investments that are classified as AFS or amortized cost, an impairment charge is recorded or the asset is sold and a realized loss is recorded as a charge to income. Impairment charges and realized losses are recorded on assets related to these debtors.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our approach to determining whether there is objective evidence of impairment varies by asset type. However, we have a process to ensure that in all instances where a decision has been made to sell an asset at a loss, the asset is impaired.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Debt Securities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Objective evidence of impairment on debt securities involves an assessment of the issuer's ability to meet current and future contractual interest and principal payments. In determining whether debt securities have objective evidence of impairment, we employ a screening process. The process identifies securities in an unrealized loss position, with particular attention paid to those securities whose fair value to amortized cost percentages have been less than 80% for an extended period of time. Discrete credit events, such as a ratings downgrade, are also used to identify securities that may have objective evidence of impairment. The securities identified are then evaluated based on issuer-specific facts and circumstances, including an evaluation of the issuer's financial condition and prospects for economic recovery, evidence of difficulty being experienced by the issuer's parent or affiliate, and management's assessment of the outlook for the issuer's industry sector.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Management also assesses previously impaired debt securities whose fair value has recovered to determine whether the recovery is objectively related to an event occurring subsequent to the impairment loss that has an impact on the estimated future cash flows of the asset.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Asset-backed securities are assessed for objective evidence of impairment. Specifically, we periodically update our best estimate of cash flows over the life of the security. In the event that there is an adverse change in the expected cash flows, the asset is impaired. Estimating future cash flows is a quantitative and qualitative process that incorporates information received from third parties, along with assumptions and judgments about the future performance of the underlying collateral. Losses incurred on the respective mortgage-backed securities portfolios are based on loss models using assumptions about key systematic risks, such as unemployment rates and housing prices, and loan-specific information such as delinquency rates and loan-to-value ratios.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Equity Securities and Other Invested Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Objective evidence of impairment for equity securities and investments in limited partnerships, segregated funds, and mutual funds involves an assessment of the prospect of recovering the cost of our investment. Instruments in an unrealized loss position are reviewed to determine if objective evidence of impairment exists. Objective evidence of impairment for these instruments includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates, and a significant or prolonged decline in the fair value of the instruments below their cost.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We apply presumptive impairment tests to determine whether there has been a significant or prolonged decline in the fair value of an instrument below its cost, and unless extenuating circumstances exist, the instrument is considered to be impaired.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Mortgages and Loans&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Objective evidence of impairment on mortgages and loans involves an assessment of the borrower's ability to meet current and future contractual interest and principal payments. In determining whether objective evidence of impairment exists, we consider a number of factors including, but not limited to, the financial condition of the borrower and, for collateral dependent mortgages and loans, the fair value of the collateral.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Mortgages and loans causing concern are monitored closely and evaluated for objective evidence of impairment. For these mortgages and loans, we review information that is appropriate to the circumstances, including recent operating developments, strategy review, timelines for remediation, financial position of the borrower and, for collateral-dependent mortgages and loans, the value of security as well as occupancy and cash flow considerations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In addition to specific allowances, circumstances may warrant a collective allowance based on objective evidence of impairment for a group of mortgages and loans. We consider regional economic conditions, developments for various property types, and significant exposure to struggling tenants in determining whether there is objective evidence of impairment for certain collateral dependent mortgages and loans, even though it is not possible to identify specific mortgages and loans that are likely to become impaired on an individual basis.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Management also assesses previously impaired mortgages and loans to determine whether a recovery is objectively related to an event occurring subsequent to the impairment loss that has an impact on the estimated future cash flows of the asset.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Impairment of Fair Value Through Profit or Loss Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We generally maintain distinct asset portfolios for each line of business. Changes in the fair values of these assets are largely offset by changes in the value of insurance contract liabilities, when there is an effective matching of assets and liabilities. For assets designated as FVTPL, the change in fair value arising from impairment is not separately disclosed. The reduction in fair values of FVTPL debt securities attributable to impairment results in an increase in insurance contract liabilities charged through the Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Impairment of Available-For-Sale Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We recognized impairment losses on available-for-sale assets of $12 for the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ($7 during &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We did not reverse any impairment on AFS debt securities during &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Past Due and Impaired Mortgages and Loans  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The distribution of mortgages and loans past due or impaired is shown in the following tables:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="27" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:176px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Gross carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Allowance for losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Not past due&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,332&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,759&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due less than 90 days&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due 90 days or more&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;93&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,897&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross carrying value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Allowance for losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Not past due&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,482&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due less than 90 days&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Past due 90 days or more&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impaired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;89&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,340&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,855&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Changes in Allowances for Losses&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The changes in the allowances for losses are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:428px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Provision for (reversal of) losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Write-offs, net of recoveries, and other adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Provision for (reversal of) losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Write-offs, net of recoveries, and other adjustments &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;6.B Market Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are exposed to financial and capital market risk, which is defined as the risk that the fair value or future cash flows of an insurance contract or financial instrument will fluctuate because of changes or volatility in market prices. Market risk includes equity, interest rate and spread, real estate and foreign currency risks.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Market Risk Management Governance and Control&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We employ a wide range of market risk management practices and controls as outlined below:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Market risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp;amp; Conduct Review Committee.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Risk appetite limits have been established for equity, interest rate, real estate and foreign currency risks.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Income and regulatory capital sensitivities are monitored, managed and reported against pre-established risk limits.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Comprehensive asset-liability management and hedging policies, programs and practices are in place.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Product Design and Pricing Policy requires a detailed risk assessment and pricing provisions for material risks.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse market movements.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;  &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Specific market risks and our risk management strategies are discussed below in further detail.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.B.i Equity Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Equity risk is the potential for financial loss arising from declines or volatility in equity market prices. We are exposed to equity risk from a number of sources. A portion of our exposure to equity risk arises in connection with benefit guarantees on segregated fund contracts. These benefit guarantees may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing for these guarantees is uncertain, and will depend upon a number of factors including general capital market conditions, underlying fund performance, policyholder behaviour, and mortality experience, which may result in negative impacts on our net income and capital.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We generate revenue in our asset management businesses and from certain insurance and annuity contracts where fees are levied on account balances that are affected directly by equity market levels. Accordingly, we have further exposure to equity risk as adverse fluctuations in the market value of such assets will result in corresponding adverse impacts on our revenue and net income. In addition, declining and volatile equity markets may have a negative impact on sales and redemptions (surrenders) in these businesses, and this may result in further adverse impacts on our net income and financial position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We also have direct exposure to equity markets from the investments supporting other general account liabilities, surplus, and employee benefit plans. These exposures fall within our risk-taking philosophy and appetite, and are therefore generally not hedged. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of equities by issuer country is shown in the following table:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:686px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:156px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;Total equities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit    or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total equities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,666&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,282&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,335&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;896&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;765&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;671&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;135&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;734&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;212&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;946&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;901&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total equities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,634&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;6.B.ii Embedded Derivatives Risk &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;An embedded derivative is contained within a host insurance contract if it includes an identifiable condition to modify the cash flows that are otherwise payable. This section is applicable to those embedded derivatives where we are not required to, and have not measured (either separately or together with the host contract) the embedded derivative at fair value.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;A significant market risk exposure from embedded derivatives arises in connection with the benefit guarantees on segregated fund contracts. These benefit guarantees are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal, or annuitization. We have implemented hedging programs to mitigate a portion of this market risk exposure. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are also exposed to significant interest rate risk from embedded derivatives in certain general account products and segregated fund contracts, which contain explicit or implicit investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options, and benefit guarantees. If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal, or annuitization. These products are included in our asset-liability management program and the residual interest rate exposure is managed within our risk appetite limits. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are also exposed to interest rate risk through guaranteed annuitization options included primarily in retirement contracts and pension plans. These embedded options give policyholders the right to convert their investment into a pension on a guaranteed basis, thereby exposing us to declining long-term interest rates as the annuity guarantee rates come into effect. Embedded options on unit-linked pension contracts give policyholders the right to convert their fund at retirement into pensions on a guaranteed basis, thereby exposing us to declining interest rates and increasing equity market returns (increasing the size of the fund which is eligible for the guaranteed conversion basis). Guaranteed annuity options are included in our asset-liability management program and most of the interest rate and equity exposure is mitigated through hedging.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain insurance and annuity products, and adversely impact the expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss and accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse impact of the underlying losses.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Certain annuity and long-term disability contracts contain embedded derivatives as benefits are linked to the Consumer Price Index; however most of this exposure is hedged through the Company's ongoing asset-liability management program.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;6.C Liquidity Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Liquidity risk is the possibility that we will not be able to fund all cash outflow commitments and collateral requirements as they fall due. This includes the risk of being forced to sell assets at depressed prices resulting in realized losses on sale. This risk also includes restrictions on our ability to efficiently allocate capital among our subsidiaries due to various market and regulatory constraints on the movement of funds. Our funding obligations arise in connection with the payment of policyholder benefits, expenses, reinsurance settlements, asset purchases, investment commitments, interest on debt, and dividends on common and preferred shares. Sources of available cash flow include general fund premiums and deposits, investment related inflows (such as maturities, principal repayments, investment income and proceeds of asset sales), proceeds generated from financing activities, and dividends and interest payments from subsidiaries. We have various financing transactions and derivative contracts under which we may be required to pledge collateral or to make payments to our counterparties for the decline in market value of specified assets. The amount of collateral or payments required may increase under certain circumstances (such as changes to interest rates, credit spreads, equity markets or foreign exchange rates), which could adversely affect our liquidity.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Liquidity Risk Management Governance and Control&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We generally maintain a conservative liquidity position and employ a wide range of liquidity risk management practices and controls, which are described below:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Liquidity risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp;amp; Conduct Review Committee.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Liquidity is managed in accordance with our Asset Liability Management Policy and operating guidelines.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Liquidity contingency plans are maintained for the management of liquidity in a liquidity event.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Stress testing is performed by comparing liquidity coverage risk metrics under a one-month stress scenario to our policy thresholds. These liquidity coverage risk metrics are measured and managed at the enterprise and legal entity levels&lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Stress testing of our collateral is performed by comparing collateral coverage ratios to our policy threshold.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Cash Management and asset-liability management programs support our ability to maintain our financial position by ensuring that sufficient cash flow and liquid assets are available to cover potential funding requirements. We invest in various types of assets with a view of matching them to our liabilities of various durations.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;We actively manage and monitor our capital and asset levels, and the diversification and credit quality of our investments. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Various credit facilities for general corporate purposes are maintained.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are subject to various regulations in the jurisdictions in which we operate. The ability of SLF Inc.'s subsidiaries to pay dividends and transfer funds is regulated in certain jurisdictions and may require local regulatory approvals and the satisfaction of specific conditions in certain circumstances.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Through effective cash management and capital planning, SLF Inc. ensures that its subsidiaries, as a whole and on a stand-alone basis, are properly funded and maintain adequate liquidity to meet obligations, both individually and in aggregate.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Based on our historical cash flows and liquidity management processes, we believe that the cash flows from our operating activities will continue to provide sufficient liquidity for us to satisfy debt service obligations and to pay other expenses as they fall due.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialInstrumentsExplanatory>
	<ifrs-full:DisclosureOfFinancialRiskManagementExplanatory contextRef="FD2018Q4YTD" id="Fact-36C048D20223586ABC548CAE2ABDC758">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Categories&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:23%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:23%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:23%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:23%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;The shaded text and tables in the following section of this MD&amp;amp;A represent our disclosure on credit, market and liquidity risks in accordance with IFRS 7 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-style:italic;"&gt;Financial Instruments - Disclosures&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;and includes a discussion on how we measure risk and our objectives, policies and methodologies for managing these risks. The shaded text and tables represent an integral part of our audited annual Consolidated Financial Statements for the year ended December&amp;#160;31, 2018. The shading in this section does not imply that these disclosures are of any greater importance than non-shaded tables and text, and the Risk Management disclosure should be read in &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;its entirety.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;This information should be considered carefully together with other information in this MD&amp;amp;A and in our 2018 AIF, our 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Consolidated Financial Statements and other reports and materials that we file with securities regulators.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:14px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;In this section, segregated funds include segregated fund guarantees, variable annuities and investment products, and includes Run-off reinsurance in our Corporate business segment.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="13" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;"&gt;We rate fixed income investments primarily through the use of internally developed scorecards which combine an estimated probability of default and loss given default to determine an expected loss and credit risk rating. This rating is expressed using a 22-point scale that is generally consistent with those used by external rating agencies, and is based on detailed examination of the borrower&amp;#8217;s, or issuer&amp;#8217;s, credit quality and the characteristics of the specific instrument. The probability of default assessment is based on borrower-level or issuer-level analysis, which encompasses an assessment of industry risk, business strategy, competitiveness, strength of management and other financial information. The loss given default assessment is based on instrument-level analysis, which considers the impact of guarantees, covenants, liquidity and other structural features. These scorecards provide input to stochastic value-at-risk models and are used to stress test the portfolio, which provide insight into the distribution and characteristics of credit risk within our portfolios. In accordance with our policies and under normal circumstances, our ratings cannot be higher than the highest rating provided by certain Nationally Recognized Statistical Rating Organizations ("NRSROs"). Certain assets, including those in our sovereign debt and asset-backed securities portfolios, are assigned a rating based on ratings provided by NRSROs using a priority sequence order of Standard &amp;amp; Poor's, Moody's, Fitch and DBRS Limited&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;"&gt;.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;color:#ff0000;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Interest Rate and Spread Risk&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate and spread risk is the potential for financial loss arising from changes or volatility in interest rates or spreads when asset cash flows and the policy obligations they support are not matched. This may result in the need to either sell assets to meet policy payments and expenses or reinvest excess asset cash flows in unfavourable interest rate or spread environments. The impact of changes or volatility in interest rates or spreads is reflected in the valuation of our financial assets and liabilities for insurance contracts.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="8" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our primary exposure to interest rate and spread risk arises from certain general account products and segregated fund contracts which contain investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options and benefit guarantees. If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal or annuitization. These products are included in our asset-liability management program and the residual interest rate exposure is managed within our risk appetite limits.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="8" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;"&gt;Declines in interest rates or narrowing spreads can result in compression of the net spread between interest earned on investments and interest credited to policyholders. Declines in interest rates or narrowing spreads may also result in increased asset calls, mortgage prepayments and net reinvestment of positive cash flows at lower yields, and therefore adversely impact our profitability and financial position. Negative interest rates may additionally result in losses on our cash deposits and low or negative returns on our fixed income assets impacting our profitability. In contrast, increases in interest rates or a widening of spreads may have a material impact on the value of fixed income assets, resulting in depressed market values, and may lead to lower LICAT ratios or losses in the event of the liquidation of assets prior to maturity.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="7" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain insurance and annuity products, and adversely impact the expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss and accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse impact of the underlying losses.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;We also have direct exposure to interest rates and spreads from investments supporting other general account liabilities, surplus and employee benefit plans. Lower interest rates or a narrowing of spreads will result in reduced investment income on new fixed income asset purchases. Conversely, higher interest rates or wider spreads will reduce the value of our existing assets. These exposures fall within our risk-taking philosophy and appetite and are therefore generally not hedged.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Market Risk Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;We utilize a variety of methods and measures to quantify our market risk exposures. These include duration management, key rate duration techniques, convexity measures, cash flow gap analysis, scenario testing, and sensitivity testing of earnings and regulatory capital ratios versus risk appetite limits.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="8" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;is affected by the determination of policyholder obligations under our annuity and insurance contracts. These amounts are determined using internal valuation models and are recorded in our Annual Consolidated Financial Statements, primarily as Insurance contract liabilities. The determination of these obligations requires management to make assumptions about the future level of equity market performance, interest rates, credit and swap spreads and other factors over the life of our products. Differences between our actual experience and our best estimate assumptions are reflected in our Annual Consolidated Financial Statements. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Equity Market Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:678px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:228px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:94px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;br clear="none"/&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in Equity Markets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;br clear="none"/&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in Equity Markets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;Represents the respective change across all equity markets as at December 31, 2018 and December 31, 2017. Assumes that actual equity exposures consistently and precisely track the broader equity markets. Since in actual practice equity-related exposures generally differ from broad market indices (due to the impact of active management, basis risk, and other factors), realized sensitivities may differ significantly from those illustrated above. Sensitivities include the impact of re-balancing equity hedges for dynamic hedging programs at 2% intervals (for 10% changes in equity markets) and at 5% intervals (for 25% changes in equity markets).&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at December 31, 2018 and December 31, 2017, and include new business added and product changes implemented prior to such dates.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;Net income and OCI sensitivities have been rounded to the nearest $50 million. The sensitivities exclude the market impacts on the income from our joint ventures and associates, which we account for on an equity basis. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:229px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in Interest Rates&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(3)(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Interest rate sensitivities assume a parallel shift in assumed interest rates across the entire yield curve as at December 31, 2018 and December 31, 2017 with no change to the Actuarial Standards Board ("ASB") promulgated Ultimate Reinvestment Rate ("URR"). Variations in realized yields based on factors such as different terms to maturity and geographies may result in realized sensitivities being significantly different from those illustrated above. Sensitivities include the impact of re-balancing interest rate hedges for dynamic hedging programs at 10 basis point intervals (for 50 basis point changes in interest rates).&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at December 31, 2018 and December 31, 2017, and include new business added and product changes implemented prior to such dates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Net income and OCI sensitivities have been rounded to the nearest $50 million. The sensitivities exclude the market impacts on the income from our joint ventures and associates, which we account for on an equity basis. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;The majority of interest rate sensitivity, after hedging, is attributed to individual insurance products. We also have interest rate sensitivity, after hedging, from our fixed annuity and segregated funds products.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;The above sensitivities were determined using a 50 basis point change in interest rates and a 10% change in our equity markets because we believe that these market shocks were reasonably possible as at December 31, 2018. We have also disclosed the impact of a 25% change in equity markets to illustrate that significant changes in equity market levels may result in other than proportionate impacts on our sensitivities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Credit Spread and Swap Spread Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;"&gt;We have estimated the immediate impact or sensitivity of our net income attributable to certain instantaneous changes in credit and swap spreads. The credit spread sensitivities reflect the impact of changes in credit spreads on our asset and liability valuations (including non-sovereign fixed income assets, provincial governments, corporate bonds, and other fixed income assets). The swap spread sensitivities reflect the impact of changes in swap spreads on swap-based derivative positions and liability valuations.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:281px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:92px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:89px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:91px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:92px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Credit Spread Sensitivities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Swap Spread Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Net income sensitivity&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;50 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;50 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;20 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;20 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;(75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;(25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;(25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="13" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;In most instances, credit spreads are assumed to revert to long-term insurance contract liability assumptions generally over a five-year period.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;Sensitivities have been rounded to the nearest $25 million.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;"&gt;The credit and swap spread sensitivities assume a parallel shift in the indicated spreads across the entire term structure. Variations in realized spread changes based on different terms to maturity, geographies, asset classes and derivative types, underlying interest rate movements, and ratings may result in realized sensitivities being significantly different from those provided above. The credit spread sensitivity estimates exclude any credit spread impact that may arise in connection with asset positions held in segregated funds. Spread sensitivities are provided for the consolidated entity and may not be proportional across all reporting segments. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Market Risk Management Strategies&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;We have implemented asset-liability management and hedging programs involving regular monitoring and adjustment of market risk exposures using assets, derivative instruments and repurchase agreements to maintain market risk exposures within our risk appetite. The general availability and cost of these hedging instruments may be adversely impacted by a number of factors including changes in interest rates, increased volatility in capital markets, and changes in the general market and regulatory environment within which these hedging programs operate. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;In particular, regulations for over-the-counter derivatives could impose additional costs and could affect our hedging strategy. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;In addition, these programs may themselves expose us to other risks. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Foreign Currency Risk&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign currency risk is the result of mismatches in the currency of our assets and liabilities (inclusive of capital), and cash flows. This risk may arise from a variety of sources such as foreign currency transactions and services, foreign currency hedging, investments denominated in foreign currencies, investments in foreign subsidiaries and net income from foreign operations. Changes or volatility in foreign exchange rates could adversely affect our financial condition and results of operations.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As an international provider of financial services, we operate in a number of countries, with revenues and expenses denominated in several local currencies. In each country in which we operate, we generally maintain the currency profile of assets to match the currency of aggregate liabilities and required surplus. This approach provides an operational hedge against disruptions in local operations caused by currency fluctuations. Foreign currency derivative contracts such as currency swaps and forwards are used as a risk management tool to manage the currency exposure in accordance with our Asset Liability Management Policy. As at December 31, 2018 and December 31, 2017, the Company did not have a material foreign currency risk exposure on a functional currency basis.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Changes in exchange rates can affect our net income and surplus when financial results in functional currencies are translated into Canadian dollars. Net income earned outside of Canada is generally not currency hedged and a weakening in the local currency of our foreign operations relative to the Canadian dollar can have a negative impact on our net income reported in Canadian currency. A strengthening in the local currency of our foreign operations relative to the Canadian dollar would have the opposite effect. Regulatory capital ratios could also be impacted by changes in exchange rates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Additional Cautionary Language and Key Assumptions Related to Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our market risk sensitivities are measures of our estimated change in net income and OCI for changes in interest rates and equity market price levels described above, based on interest rates, equity market prices and business mix in place as at the respective calculation dates. These sensitivities are calculated independently for each risk factor, generally assuming that all other risk variables stay constant. The sensitivities do not take into account indirect effects such as potential impacts on goodwill impairment or valuation allowances on deferred tax assets. The sensitivities are provided for the consolidated entity and may not be proportional across all reporting segments. Actual results can differ materially from these estimates for a variety of reasons, including differences in the pattern or distribution of the market shocks, the interaction between these risk factors, model error, or changes in other assumptions such as business mix, effective tax rates, policyholder behaviour, currency exchange rates and other market variables relative to those underlying the calculation of these sensitivities. The extent to which actual results may differ from the indicative ranges will generally increase with larger capital market movements. Our sensitivities as at December 31, 2017 have been included for comparative purposes only.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="5" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;The sensitivities reflect the composition of our assets and liabilities as at December 31, 2018 and December&amp;#160;31, 2017, respectively. Changes in these positions due to new sales or maturities, asset purchases/sales, or other management actions could result in material changes to these reported sensitivities. In particular, these sensitivities reflect the expected impact of hedging activities based on the hedge programs in place as at the December 31 calculation dates. The actual impact of hedging activity can differ materially from that assumed in the determination of these indicative sensitivities due to ongoing hedge re-balancing activities, changes in the scale or scope of hedging activities, changes in the cost or general availability of hedging instruments, basis risk (i.e., the risk that hedges do not exactly replicate the underlying portfolio experience), model risk, and other operational risks in the ongoing management of the hedge programs or the potential failure of hedge counterparties to perform in accordance with expectations.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="5" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;The sensitivities are based on methods and assumptions in effect as at December 31, 2018 and December 31, 2017, as applicable. Changes in the regulatory environment, accounting or actuarial valuation methods, models, or assumptions (including changes to the ASB promulgated URR) after those dates could result in material changes to these reported sensitivities. Changes in interest rates and equity market prices in excess of the ranges illustrated may result in other than proportionate impacts.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our hedging programs may themselves expose us to other risks, including basis risk (i.e., the risk that hedges do not exactly replicate the underlying portfolio experience), volatility risk, derivative counterparty credit risk, and increased levels of liquidity risk, model risk and other operational risks. These factors may adversely impact the net effectiveness, costs, and financial viability of maintaining these hedging programs and therefore adversely impact our profitability and financial position. While our hedging programs are intended to mitigate these effects (e.g., hedge counterparty credit risk is managed by maintaining broad diversification, dealing primarily with highly rated counterparties, and transacting through over-the-counter contracts cleared through central clearing houses, exchange-traded contracts or bilateral over-the-counter contracts negotiated directly between counterparties that include credit support annexes), residual risk, potential reported earnings and capital volatility remain. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the reasons outlined above, our sensitivities should only be viewed as directional estimates of the underlying sensitivities of each factor under these specialized assumptions, and should not be viewed as predictors of our future net income, OCI, and capital. Given the nature of these calculations, we cannot provide assurance that actual impact will be consistent with the estimates provided.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:47%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:top;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#acacac;"&gt;The following table summarizes the contractual maturities of our significant financial liabilities and contractual commitments as at December&amp;#160;31, 2018 and December&amp;#160;31, 2017:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:top;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;font-weight:bold;"&gt;Financial Liabilities and Contractual Obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-bottom:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Within 1 year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1 year to 3 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3 years to 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Over 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Insurance and investment contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;11,950&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;8,388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;8,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;264,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;293,237&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Senior debentures and unsecured financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;438&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;556&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,880&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;6,108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Subordinated debt&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3,724&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Bond repurchase agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Accounts payable and accrued expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;5,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;5,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Secured borrowings from mortgage securitization&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;182&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;435&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;817&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;20,523&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;9,635&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;9,326&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;273,735&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;313,219&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual loans, equities and mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,044&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,063&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3,800&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Operating leases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;230&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;182&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,056&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total contractual commitments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,274&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;718&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,569&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-bottom:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Within 1 year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1 year to 3 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;3 years to 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Over 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Insurance and investment contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;10,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;7,552&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;7,729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;242,181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;267,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Senior debentures and unsecured financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;120&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;516&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;489&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,393&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Subordinated debt&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,857&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Bond repurchase agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Accounts payable and accrued expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,814&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,814&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Secured borrowings from mortgage securitization&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;333&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;18,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;8,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;8,916&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251,587&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;287,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual loans, equities and mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;2,933&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Operating leases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;452&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total contractual commitments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,254&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;362&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;3,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(1) These amounts represent the undiscounted estimated cash flows of insurance and investment contract liabilities on our Consolidated Statements of Financial Position. These cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund products, policyholder dividends, amounts on deposit, commissions and premium taxes offset by contractual future premiums and fees on in-force contracts. These estimated cash flows are based on the best estimated assumptions used in the determination of insurance and investment contract liabilities. Due to the use of assumptions, actual cash flows will differ from these estimates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(2) Payments due based on maturity dates and include expected interest payments. Actual redemption of certain securities may occur sooner as some include an option for the issuer to call the security at par at an earlier date.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(3) Contractual commitments and operating lease commitments are not reported on our Consolidated Financial Statements. Additional information on these commitments is included in Note 23 of our 2018 Annual Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Additional information on liquidity risk can be found in Note 6 to our 2018 Annual Consolidated Financial Statements and the Risk Factors section in the AIF.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialRiskManagementExplanatory>
	<ifrs-full:DisclosureOfGeographicalAreasExplanatory contextRef="FD2018Q4YTD" id="Fact-B880552CBD885F0BB92FACDD27947E31">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table shows total assets by country for SLF Asset Management and Corporate:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:341px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,750&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,550&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,984&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,274&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;321&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;365&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,384&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,723&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other countries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,468&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,115&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,378&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,605&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment for account of segregated fund holders:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investment for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Consists of the Canadian operations of Bentall Kennedy and Sun Life Institutional Investments (Canada) Inc. for SLF Asset Management.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table shows revenue by country for SLF Asset Management and Corporate: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:341px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revenue:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,945&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,961&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;58&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;142&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;577&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other countries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of the Canadian operations of the Bentall Kennedy group of companies ("Bentall Kennedy") and Sun Life Institutional Investments (Canada)     Inc. for SLF Asset Management.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfGeographicalAreasExplanatory>
	<ifrs-full:DisclosureOfIncomeTaxExplanatory contextRef="FD2018Q4YTD" id="Fact-67D6EE9286835213B9D0A3052A5A5D19">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;20.A Deferred Income Taxes &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following represents the deferred tax assets and liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;in the Consolidated Statements of Financial Position by source of temporary differences:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(738&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(841&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;379&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Losses available for carry forward&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;600&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;543&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension and other employee benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;201&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;120&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;90&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;403&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net deferred tax asset&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;887&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;892&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Our deferred tax assets and deferred tax liabilities are offset when there is a legally enforceable right to offset current tax assets against current tax liabilities and when the deferred taxes relate to the same taxable entity and the same taxation authority. Negative amounts reported under Assets are deferred tax liabilities included in a net deferred tax asset position; negative amounts under Liabilities are deferred tax assets included in a net deferred tax liability position.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes unused tax credits.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The movement in net deferred tax assets for the years ended December 31, are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:189px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Losses  available for carry forward&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Pension and other employee benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(957&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;896&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;549&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;892&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to statement of operations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;107&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(149&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to equity, other than other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;737&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;319&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;887&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes unused tax credits.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:189px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Losses  available for carry forward&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Pension and other employee benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2016&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,064&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;171&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;410&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions (disposals) through business combinations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to statement of operations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(66&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(64&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(957&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;896&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;549&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;892&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes unused tax credits.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have accumulated non-capital tax losses, primarily in Canada, the Philippines, and the U.K., totaling $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;3,245&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2,662&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The benefit of these tax losses has been recognized to the extent that it is probable that the benefit will be realized. In addition, in the U.S., we have, net capital losses of $3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;0&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$26&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) for which a deferred tax asset of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;6&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$6&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) has been recognized. Unused tax losses for which a deferred tax asset has not been recognized amount to $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;702&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$511&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) primarily in the Philippines and Indonesia. We also have capital losses of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;460&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in the U.K. (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$449&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;176&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in Canada (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$176&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) for which a deferred tax asset of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;102&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$100&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) has not been recognized.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We will realize the benefit of tax losses carried forward in future years through a reduction in current income taxes as and when the losses are utilized. These tax losses are subject to examination by various tax authorities and could be reduced as a result of the adjustments to tax returns. Furthermore, legislative, business or other changes may limit our ability to utilize these losses. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Included in the deferred tax asset related to losses available for carry forward are tax benefits that have been recognized on losses incurred in either the current or the preceding year. In determining if it is appropriate to recognize these tax benefits, we rely on projections of future taxable profits, and we also consider tax planning opportunities that will create taxable income in the period in which the unused tax losses can be utilized.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The non-capital losses carried forward in Canada expire beginning in 2028 and the capital losses can be carried forward indefinitely.  The operating and capital losses in the U.K. can be carried forward indefinitely. The non-capital losses in the Philippines can be carried forward three years, and the non-capital losses in Indonesia can be carried forward five years.  Net capital losses in the U.S. expire beginning in 2021.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We recognize a deferred tax liability on all temporary differences associated with investments in subsidiaries, branches, joint ventures and associates unless we are able to control the timing of the reversal of these differences and it is probable that these differences will not reverse in the foreseeable future. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;As at December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, temporary differences associated with investments in subsidiaries, branches, joint ventures and associates for which a deferred tax liability has not been recognized amount to $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;5,723&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$5,611&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;20.B Income Tax Expense (Benefit)&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;20.B.i&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; In our Consolidated Statements of Operations, Income tax expense (benefit) for the years ended December 31 has the following components:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current income tax expense (benefit):&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;561&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;445&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Adjustments in respect of prior years, including resolution of tax disputes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax rate and other legislative changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total current income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;560&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;516&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred income tax expense (benefit):&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Origination and reversal of temporary differences&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax expense (benefit) arising from unrecognized tax losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Adjustments in respect of prior years, including resolution of tax disputes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax rate and other legislative changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total deferred income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;20.B.ii&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; Income tax benefit (expense) recognized directly in equity for the years ended December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Recognized in other comprehensive income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current income tax benefit (expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred income tax benefit (expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(64&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total recognized in other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Recognized in equity, other than other comprehensive income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred income tax benefit (expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total income tax benefit (expense) recorded in equity, including tax benefit (expense) recorded in other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;20.B.iii &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our effective income tax rate differs from the combined Canadian federal and provincial statutory income tax rate as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:412px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,914&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,487&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss) before income taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,511&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,789&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Taxes at the combined Canadian federal and provincial statutory income tax rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;939&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Increase (decrease) in rate resulting from:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Higher (lower) effective rates on income subject to taxation in foreign jurisdictions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(222&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(6.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax exempt investment income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(7.6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax (benefit) cost of unrecognized tax losses and tax credits &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax rate and other legislative changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(0.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Adjustments in respect of prior years, including resolution of tax disputes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(0.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total tax expense (benefit) and effective income tax rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Statutory income tax rates in other jurisdictions in which we conduct business range from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;0%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;30%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which creates a tax rate differential and corresponding tax provision difference compared to the Canadian federal and provincial statutory rate when applied to foreign income not subject to tax in Canada. Generally, higher earnings in jurisdictions with higher statutory tax rates result in an increase of our tax expense, while earnings arising in tax jurisdictions with statutory rates lower than &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;26.75%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (rounded to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;26.8%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in the table above) reduce our tax expense. These differences are reported in higher (lower) effective rates on income subject to taxation in foreign jurisdictions. The benefit reported in 2018 included higher income in jurisdictions with low statutory income tax rates compared to 2017, as well as losses in jurisdictions with high statutory income tax rates.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Tax exempt investment income includes tax rate differences related to various types of investment income that is taxed at rates lower than our statutory income tax rate, such as dividend income, capital gains arising in Canada, and various others. Fluctuations in foreign exchange rates, changes in market values of real estate properties and other investments have an impact on the amount of these tax rate differences.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Tax (benefit) cost of unrecognized tax losses/tax credits reflects unrecognized losses in Asia that were recognized in 2018.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;U.S. tax reform legislation was signed into law on December 22, 2017 and took effect on January 1, 2018. The legislation includes a reduction to the corporate tax rate from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;35%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;21%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for tax years beginning after 2017, and a one-time tax on the deemed repatriation of foreign earnings. Tax rate and other legislative changes in 2017 includes a benefit relating to the revaluation of our deferred tax balances of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$53&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and a one-time deemed repatriation charge of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$46&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Adjustments in respect of prior periods, including the resolution of tax disputes relates primarily to tax audit adjustments and the finalization of tax filings in Canada, Asia and the U.S. in 2018, and in Canada and the U.S. in 2017.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other in 2018 includes a charge of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;28&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;(&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$26&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in 2017)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; relating to withholding taxes on distributions from our foreign subsidiaries. The charge has been primarily offset by a benefit of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;16&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; relating to investments in joint ventures in Asia (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$16&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in 2017), which are accounted for using the equity method.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfIncomeTaxExplanatory>
	<ifrs-full:DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory contextRef="FD2018Q4YTD" id="Fact-6D87DDBD2BED5656A886FBA47E8C43B0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Black-Scholes option pricing model used the following assumptions to determine the fair value of options granted during the years ending December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:12px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Risk-free interest rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected volatility&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;31.7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected dividend yield&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected life of the option (in years)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exercise price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48.20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory>
	<ifrs-full:DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory contextRef="FD2018Q4YTD" id="Fact-F0C58E6881E15208AA7CD0BF3200945E">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables set forth the expected contributions and expected future benefit payments of the defined benefit pension and other post-retirement benefit plans:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:416px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected contributions for the next 12 months&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;134&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Expected Future Benefit Payments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:22%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2019&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2024 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;to 2028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;160&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;168&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;175&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;190&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;92&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;176&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;184&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory>
	<ifrs-full:DisclosureOfInsuranceContractsExplanatory contextRef="FD2018Q4YTD" id="Fact-33963AABB2785CD99D2455C1028935FC">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:11px;padding-top:0px;text-align:left;font-size:14pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;10.A Insurance Contract Liabilities &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.A.i Description of Business&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The majority of the products sold by the Company are insurance contracts. These contracts include all forms of life, health and critical illness insurance sold to individuals and groups, life contingent annuities, accumulation annuities, and segregated fund products with guarantees.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.A.ii Methods and Assumptions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;General&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The liabilities for insurance contracts represent the estimated amounts which, together with estimated future premiums and net investment income, will provide for outstanding claims, estimated future benefits, policyholders' dividends, taxes (other than income taxes), and expenses on in-force insurance contracts.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In determining our liabilities for insurance contracts, assumptions must be made about mortality and morbidity rates, lapse and other policyholder behaviour, interest rates, equity market performance, asset default, inflation, expenses, and other factors over the life of our products. Most of these assumptions relate to events that are anticipated to occur many years in the future. Assumptions require significant judgment and regular review and, where appropriate, revision.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We use best estimate assumptions for expected future experience and apply margins for adverse deviations to provide for uncertainty in the choice of the best estimate assumptions. The amount of insurance contract liabilities related to the application of margins for adverse deviations to best estimate assumptions is called a provision for adverse deviations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Best Estimate Assumptions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Best estimate assumptions are intended to be current, neutral estimates of the expected outcome as guided by Canadian actuarial standards of practice. The choice of best estimate assumptions takes into account current circumstances, past experience data (Company and/or industry), the relationship of past to expected future experience, anti-selection, the relationship among assumptions, and other relevant factors. For assumptions on economic matters, the assets supporting the liabilities and the expected policy for asset-liability management are relevant factors.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Margins for Adverse Deviations&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The appropriate level of margin for adverse deviations on an assumption is guided by Canadian actuarial standards of practice. For most assumptions, the standard range of margins for adverse deviations is 5% to 20% of the best estimate assumption, and the actuary chooses from within that range based on a number of considerations related to the uncertainty in the determination of the best estimate assumption. The level of uncertainty, and hence the margin chosen, will vary by assumption and by line of business and other factors. Considerations that would tend to indicate a choice of margin at the high end of the range include:&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;The statistical credibility of the Company's experience is too low to be the primary source of data for choosing the best estimate  assumption&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;  &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Future experience is difficult to estimate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The cohort of risks lacks homogeneity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Operational risks adversely impact the ability to estimate the best estimate assumption&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Past experience may not be representative of future experience and the experience may deteriorate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Provisions for adverse deviations in future interest rates are included by testing a number of scenarios of future interest rates, some of which are prescribed by Canadian actuarial standards of practice, and determining the liability based on the range of possible outcomes. A scenario of future interest rates includes, for each forecast period between the statement of financial position date and the last liability cash flow, interest rates for risk-free assets, premiums for asset default, rates of inflation, and an investment strategy consistent with the Company's investment policy. The starting point for all future interest rate scenarios is consistent with the current market environment. If few scenarios are tested, the liability would be at least as great as the largest of the outcomes. If many scenarios are tested, the liability would be within a range defined by the average of the outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Provisions for adverse deviations in future equity returns are included by scenario testing or by applying margins for adverse deviations. In blocks of business where the valuation of liabilities uses scenario testing of future equity returns, the liability would be within a range defined by the average of the outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile. In blocks of business where the valuation of liabilities does not use scenario testing of future equity returns, the margin for adverse deviations on common share dividends is between 5% and 20%, and the margin for adverse deviations on capital gains would be 20% plus an assumption that those assets reduce in value by 20% to 50% at the time when the reduction is most adverse. A 30% reduction is appropriate for a diversified portfolio of North American common shares and, for other portfolios, the appropriate reduction depends on the volatility of the portfolio relative to a diversified portfolio of North American common shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In choosing margins, we ensure that, when taken one at a time, each margin is reasonable with respect to the underlying best estimate assumption and the extent of uncertainty present in making that assumption, and also that, in aggregate, the cumulative impact of the margins for adverse deviations is reasonable with respect to the total amount of our insurance contract liabilities. Our margins are generally stable over time and are generally only revised to reflect changes in the level of uncertainty in the best estimate assumptions. Our margins tend to be at the high end of the range for expenses and in the mid-range or higher for other assumptions. When considering the aggregate impact of margins, the actuary assesses the consistency of margins for each assumption across each block of business to ensure there is no double counting or omission and to avoid choosing margins that might be mutually exclusive. In particular, the actuary chooses similar margins for blocks of business with similar characteristics, and also chooses margins that are consistent with other assumptions, including assumptions about economic factors. The actuary is guided by Canadian actuarial standards of practice in making these professional judgments about the reasonableness of margins for adverse deviations.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The best estimate assumptions and margins for adverse deviations are reviewed at least annually and revisions are made when appropriate. The choice of assumptions underlying the valuation of insurance contract liabilities is subject to external actuarial peer review.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Mortality&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Mortality refers to the rates at which death occurs for defined groups of people. Life insurance mortality assumptions are generally based on the past five to ten years of experience. Our experience is combined with industry experience where our own experience is insufficient to be statistically valid. Assumed mortality rates for life insurance and annuity contracts include assumptions about future mortality improvement based on recent trends in population mortality and our outlook for future trends.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Morbidity&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Morbidity refers to both the rates of accident or sickness and the rates of recovery therefrom. Most of our disability insurance is marketed on a group basis. We offer critical illness policies on an individual basis in Canada and Asia, long-term care on an individual basis in Canada, and medical stop-loss insurance is offered on a group basis in the U.S. In Canada, group morbidity assumptions are based on our five-year average experience, modified to reflect any emerging trend in recovery rates. For long-term care and critical illness insurance, assumptions are developed in collaboration with our reinsurers and are largely based on their experience. In the U.S., our experience is used for both medical stop-loss and disability assumptions, with some consideration of industry experience.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Lapse and Other Policyholder Behaviour&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Lapse&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Policyholders may allow their policies to lapse prior to the end of the contractual coverage period by choosing not to continue to pay premiums or by surrendering their policy for the cash surrender value. Assumptions for lapse experience on life insurance are generally based on our five-year average experience. Lapse rates vary by plan, age at issue, method of premium payment, and policy duration.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Premium Payment Patterns &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For universal life contracts, it is necessary to set assumptions about premium payment patterns. Studies prepared by industry or the actuarial profession are used for products where our experience is insufficient to be statistically valid. Premium payment patterns usually vary by plan, age at issue, method of premium payment, and policy duration.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Expense &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Future policy-related expenses include the costs of premium collection, claims adjudication and processing, actuarial calculations, preparation and mailing of policy statements, and related indirect expenses and overhead. Expense assumptions are mainly based on our recent experience using an internal expense allocation methodology. Inflationary increases assumed in future expenses are consistent with the future interest rates used in scenario testing.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Investment Returns&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Interest Rates&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We generally maintain distinct asset portfolios for each major line of business. In the valuation of insurance contract liabilities, the future cash flows from insurance contracts and the assets that support them are projected under a number of interest rate scenarios, some of which are prescribed by Canadian actuarial standards of practice. Reinvestments and disinvestments take place according to the specifications of each scenario, and the liability is set based on the range of possible outcomes.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Non-Fixed Income Rates of Return&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are exposed to equity markets through our segregated fund products (including variable annuities) that provide guarantees linked to underlying fund performance and through insurance products where the insurance contract liabilities are supported by non-fixed income assets.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For segregated fund products (including variable annuities), we have implemented hedging programs involving the use of derivative instruments to mitigate a large portion of the equity market risk associated with the guarantees. The cost of these hedging programs is reflected in the liabilities. The equity market risk associated with anticipated future fee income is not hedged.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The majority of non-fixed income assets that are designated as FVTPL support our participating and universal life products where investment returns are passed through to policyholders through routine changes in the amount of dividends declared or in the rate of interest credited. In these cases, changes in non-fixed income asset values are largely offset by changes in insurance contract liabilities.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Asset Default&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;As required by Canadian actuarial standards of practice, insurance contract liabilities include a provision for possible future default of the assets supporting those liabilities. The amount of the provision for asset default included in the insurance contract liabilities is based on possible reductions in future investment yield that vary by factors such as type of asset, asset credit quality (rating), duration, and country of origin. The asset default assumptions are comprised of a best estimate plus a margin for adverse deviations, and are intended to provide for loss of both principal and income. Best estimate asset default assumptions by asset category and geography are derived from long-term studies of industry experience and the Company's experience. Margins for adverse deviation are chosen from the standard range (of 25% to 100%) as recommended by Canadian actuarial standards of practice based on the amount of uncertainty in the choice of best estimate assumption. The credit quality of an asset is based on external ratings if available (public bonds) and internal ratings if not (mortgages and loans). Any assets without ratings are treated as if they are rated below investment grade.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In contrast to asset impairment provisions and changes in FVTPL assets arising from impairments, both of which arise from known credit events, the asset default provision in the insurance contract liabilities covers losses related to possible future (unknown) credit events. Canadian actuarial standards of practice require the asset default provision to be determined taking into account known impairments that are recognized elsewhere on the statement of financial position. The asset default provision included in the insurance contract liabilities is reassessed each reporting period in light of impairments, changes in asset quality ratings, and other events that occurred during the period.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.A.iii Insurance Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contract liabilities consist of the following:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="23" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:141px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:85px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.55pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,095&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,076&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34,607&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,435&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,463&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;391&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37,528&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,591&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,674&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,297&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(44&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,608&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,461&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,614&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities before other policy liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;63,849&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24,729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,075&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;114,902&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.55pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,049&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,457&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,276&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;66,898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26,186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,525&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,314&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$980&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual participating life, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$240&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$5,214&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$170&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Other policy liabilities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="23" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:141px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:85px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:34px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,918&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34,391&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,161&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,024&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,449&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;394&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;35,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,602&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,178&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,215&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,607&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities before other policy liabilities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61,995&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23,065&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;111,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,088&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,345&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,032&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;65,083&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24,410&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,035&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;117,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in Note 4.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,089&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual participating life, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$250&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$5,692&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$158&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Other policy liabilities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.A.iv Changes in Insurance Contract Liabilities and Reinsurance Assets &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in Insurance contract liabilities and Reinsurance assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:201px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balances, before Other policy liabilities and assets as at January 1,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;111,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,503&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;107,588&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;108,411&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,541&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;103,870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in balances on in-force policies&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,094&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,965&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balances arising from new policies&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,780&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;128&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,652&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,941&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Method and assumption changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(374&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(278&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(371&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Increase (decrease) in Insurance contract liabilities and Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;409&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,327&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(821&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,499&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;247&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,252&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2,647&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2,430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balances before Other policy liabilities and assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;114,902&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;111,249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;111,091&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,503&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;107,588&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other policy liabilities and assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,533&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;525&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,169&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Insurance contract liabilities and Reinsurance assets, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;117,782&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;117,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;113,757&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.A.v Impact of Method and Assumption Changes&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Impacts of method and assumption changes on Insurance contract liabilities net of Reinsurance assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:285px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;For the year ended December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net increase (decrease) before income taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Description&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality / Morbidity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(337&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF Asia International, SLF Canada Group Retirement Services and SLF U.K.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Lapse and other policyholder behaviour&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;563&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to lapse and other policyholder behaviour in all jurisdictions. The largest items, which all had unfavourable impacts, were updated lapse assumptions in SLF U.S. and SLF Asia International.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect expense experience in all jurisdictions including updates to SLF Canada participating life accounts.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment returns&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(331&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to various investment-related assumptions across the Company including updates to SLF Canada participating life accounts.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Model enhancements and other&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Various enhancements and methodology changes across all jurisdictions. The largest items were a favourable change to the participating provisions for adverse deviation in SLF Canada and SLF U.S., partially offset by a change in reinsurance provisions in SLF U.S.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total impact of method and assumption changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(278&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:244px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:285px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the year ended December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net increase (decrease) before income taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Description&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality / Morbidity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(286&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF U.S. In-force Management and SLF Asia International insurance and favourable mortality improvement in SLF U.K.   &lt;br clear="none"/&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Lapse and other policyholder behaviour&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;149&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect lapse and other policyholder behaviour experience in all jurisdictions. The largest items were lower lapse rates on lapse supported business in SLF U.S. and updated lapse assumptions in SLF Canada's individual insurance business. &lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect expense experience in all jurisdictions. The largest items were a refinement to the allocation of expenses in SLF Canada and increased expenses in the closed block of business in SLF Asia International wealth.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment returns&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to various investment related assumptions across the Company. This included a reduction of the provision for investment risk in SLF Canada and other updated investment related assumptions, offset partially by updates to promulgated ultimate reinvestment rates.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Model enhancements and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Various enhancements and methodology changes across all jurisdictions. Includes the favourable impact on insurance contract liabilities from the resolution of tax uncertainties in a U.S. subsidiary and updates to the SLF Canada participating individual life business, partially offset by changes due to U.S. tax reform and updates to reflect reinsurance market conditions.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total impact of method and assumption changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;10.B Investment Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.B.i Description of Business&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following are the types of Investment contracts in-force:&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Term certain payout annuities in Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Guaranteed Investment Contracts in Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Unit-linked products issued in the U.K. and Hong Kong&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Non-unit-linked pensions contracts issued in the U.K. and Hong Kong&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.B.ii Method and Assumption Changes&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Investment Contracts with Discretionary Participation Features&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment contracts with DPF are measured using the same approach as insurance contracts. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Investment Contracts without Discretionary Participation Features&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment contracts without DPF are measured at FVTPL if by doing so, a potential accounting mismatch is eliminated or significantly reduced or if the contract is managed on a fair value basis. Other investment contracts without DPF are measured at amortized cost. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The fair value liability is measured through the use of prospective discounted cash-flow techniques. For unit-linked contracts, the fair value liability is equal to the current unit fund value, plus additional non-unit liability amounts on a fair value basis if required. For non-unit-linked contracts, the fair value liability is equal to the present value of cash flows. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Amortized cost is measured at the date of initial recognition as the fair value of consideration received, less the net effect of principal payments such as transaction costs and front-end fees. At each reporting date, the amortized cost liability is measured as the present value of future cash flows discounted at the effective interest rate where the effective interest rate is the rate that equates the discounted cash flows to the liability at the date of initial recognition.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.B.iii Investment Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment contract liabilities consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:234px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:90px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;254&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,689&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;212&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;212&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;466&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Included in the Investment contract liabilities of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;3,164&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are liabilities of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$515&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts with DPF, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$2,646&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at amortized cost, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at fair value.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:257px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:100px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;260&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,565&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Included in the Investment contract liabilities of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$3,082&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are liabilities of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$562&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts with DPF, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$2,517&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at amortized cost, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at fair value.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;10.B.iv Changes in Investment Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in investment contract liabilities without DPF are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Measured at amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Measured at amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deposits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;483&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;470&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Withdrawals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(420&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in investment contract liabilities with DPF are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;605&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in liabilities on in-force&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities arising from new policies&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Increase (decrease) in liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;10.C Gross Claims and Benefits Paid&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Gross claims and benefits paid consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:510px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturities and surrenders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,609&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Annuity payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,876&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,849&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Death and disability benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,948&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,836&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,421&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,079&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policyholder dividends and interest on claims and deposits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total gross claims and benefits paid&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;10.D Total Assets Supporting Liabilities and Equity&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables show the total assets supporting total liabilities for the product lines shown (including insurance contract and investment contract liabilities) and assets supporting equity and other:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="26" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:228px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:41px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Debt securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Equity securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,978&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,736&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,397&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,303&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,638&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,058&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45,117&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18,440&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,918&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,769&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;959&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18,695&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,448&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,603&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,462&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,162&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;783&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17,591&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;33,618&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74,443&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,634&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;35,709&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;168,765&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="26" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:16px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,855&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,190&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,645&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;38,656&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,560&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,360&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,348&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,702&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,690&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,003&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,799&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,667&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17,542&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,001&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,303&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,860&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,076&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,840&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;538&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,499&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,074&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,491&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;32,473&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;72,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42,805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,067&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;162,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;10.E Role of the Appointed Actuary&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Appointed Actuary is appointed by the Board and is responsible for ensuring that the assumptions and methods used in the valuation of policy liabilities and reinsurance recoverables are in accordance with accepted actuarial practice in Canada, applicable legislation, and associated regulations or directives.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Appointed Actuary is required to provide an opinion regarding the appropriateness of the policy liabilities net of reinsurance recoverables at the statement dates to meet all policy obligations of the Company. Examination of supporting data for accuracy and completeness and analysis of our assets for their ability to support the amount of policy liabilities net of reinsurance recoverables are important elements of the work required to form this opinion.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Appointed Actuary is required each year to investigate the financial condition of the Company and prepare a report for the Board. The 2018 analysis tested our capital adequacy until December 31, 2022, under various adverse economic and business conditions. The Appointed Actuary reviews the calculation of our Life Insurance Capital Adequacy Test ("LICAT") Ratios.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInsuranceContractsExplanatory>
	<ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory contextRef="FD2018Q4YTD" id="Fact-519CBB43BEA6548F9E0555DAE63806CD">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;9.A Goodwill &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in the carrying amount of goodwill acquired through business combinations by reportable segment are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:197px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,573&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;686&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;767&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,317&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions (Note 3)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,573&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,043&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;655&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;88&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,607&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;775&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,412&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Goodwill was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;no&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;t impaired in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; or &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The carrying amounts of goodwill allocated to our CGUs or groups of CGUs are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,066&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group retirement services&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,054&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,054&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF U.S. Employee benefits group&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,043&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;655&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;MFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Investment Management ("SLIM")&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;260&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;248&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.K.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,412&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Goodwill acquired in business combinations is allocated to the CGUs or groups of CGUs that are expected to benefit from the synergies of the particular acquisition. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU falling below its carrying value. The recoverable amount is the higher of fair value less costs of disposal and value in use. We use fair value less costs of disposal as the recoverable amount.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We use the best evidence of fair value less costs of disposal as the price obtainable for the sale of a CGU, or group of CGUs. Fair value less costs of disposal is initially assessed by looking at recently completed market comparable transactions. In the absence of such comparables, we use either an appraisal methodology (with market assumptions commonly used in the valuation of insurance companies or asset management companies) or a valuation multiples methodology. The fair value measurements are categorized in Level 3 of the fair value hierarchy.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Under the appraisal methodology, fair value is assessed based on best estimates of future income, expenses, level and cost of capital over the lifetime of the policies and, where appropriate, adjusted for items such as transaction costs. The value ascribed to new business is based on sales anticipated in our business plans, sales projections for the valuation period based on reasonable growth assumptions, and anticipated levels of profitability of that new business. In calculating the value of new business, future sales are projected for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;15&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years. In some instances, market multiples are used to approximate the explicit projection of new business. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The discount rates applied reflect the nature of the environment for that CGU. The discount rates used range from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;9.0%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;12.5%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (after tax). More established CGUs with a stronger brand and competitive market position use discount rates at the low end of the range and CGUs with a weaker competitive position use discount rates at the high end of the range. The capital levels used are aligned with our business objectives. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Under the valuation multiples methodology, fair value is assessed with reference to multiples or ratios of comparable businesses. For life insurers and asset managers, these valuation multiples and ratios may include price-to-earnings or price-to-assets-under-management measures. This assessment takes into consideration a variety of relevant factors and assumptions, including expected growth, risk, and market conditions among others. The price-to-earnings multiples used range from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10.5&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;11.5&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The price-to-assets-under-management ratios used range from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;0.6%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2.0%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Judgment is used in estimating the recoverable amounts of CGUs and the use of different assumptions and estimates could result in material adjustments to the valuation of CGUs and the size of any impairment. Any material change in the key assumptions including those for capital, discount rates, the value of new business, and expenses, as well as cash flow projections used in the determination of recoverable amounts, may result in impairment charges, which could be material.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In considering the sensitivity of the key assumptions above, management determined that there is no reasonably possible change in any of the above that would result in the recoverable amount of any of the CGUs to be less than its carrying amount. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;9.B Intangible Assets &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in intangible assets are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:46px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Finite life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Internally generated software&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Indefinite life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross carrying amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,172&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions (Note 3)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;61&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Disposals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(89&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,202&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;625&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,406&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;117&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,266&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;673&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accumulated amortization and impairment losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(291&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortization charge for the year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Disposals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(338&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(397&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(739&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortization charge for the year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(66&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(417&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(461&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net carrying amount, end of period:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,667&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;805&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The components of the intangible assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Finite life intangible assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Distribution, sales potential of field force&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;376&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Client relationships and asset administration contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;429&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Internally generated software&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total finite life intangible assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,110&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,046&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Indefinite life intangible assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fund management contracts&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total indefinite life intangible assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total intangible assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,667&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fund management contracts are attributable to SLF Asset Management, where its competitive position in, and the stability of, its markets support their classification as indefinite life intangible assets.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory>
	<ifrs-full:DisclosureOfInterestsInAssociatesExplanatory contextRef="FD2018Q4YTD" id="Fact-F266FB5D15E25ACFA03EDE93154FD712">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes, in aggregate, the financial information of these joint ventures and associates:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at or for the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying amount of interests in joint ventures and associates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our share of:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;98&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestsInAssociatesExplanatory>
	<ifrs-full:DisclosureOfInterestsInJointArrangementsExplanatory contextRef="FD2018Q4YTD" id="Fact-E1B0236E9D575064B0790F82C1FC684B">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes, in aggregate, the financial information of these joint ventures and associates:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at or for the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying amount of interests in joint ventures and associates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our share of:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;98&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestsInJointArrangementsExplanatory>
	<ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-DB32F7F6E93852F28C830740E0C34DE1">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;16.A Subsidiaries&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our principal subsidiaries are Sun Life Assurance and Sun Life Global Investments Inc. Sun Life Assurance is our principal operating insurance company and holds our insurance operations in Canada, the U.S., the U.K., the Philippines, Hong Kong, Indonesia and Vietnam. These insurance operations are operated directly by Sun Life Assurance or through other subsidiaries. Sun Life Global Investments Inc. is a non-operating holding company that holds our asset management businesses, including Massachusetts Financial Services Company and the group of companies under SLIM. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We are required to comply with various regulatory capital and solvency requirements in the jurisdictions in which we operate that may restrict our ability to access or use the assets of the group and to pay dividends. Further details on these restrictions are included in Notes 15 and 21. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;16.B Joint Ventures and Associates&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have interests in various joint ventures and associates that principally operate in India, Malaysia, China, and the Philippines. We also have interests in joint ventures related to certain real estate investments in Canada. Our interests in these joint ventures and associates range from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;24.99%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;50%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The following table summarizes, in aggregate, the financial information of these joint ventures and associates:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at or for the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying amount of interests in joint ventures and associates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our share of:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;98&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In 2018, we increased our investment in our joint ventures and associates by &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$64&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$121&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in 2017), primarily in Asia. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;During &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, we received dividends from our joint ventures and associates of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$34&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$36&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). We also incurred rental expenses of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$16&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$9&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in 2017) related to leases with our joint ventures and associates, with the remaining future rental payments payable to our joint ventures and associates totaling &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$228&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; over &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;14&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;16.C Joint Operations&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We invest jointly in investment properties and owner-occupied properties which are co-managed under contractual relationships with the other investors. We share in the revenues and expenses generated by these properties in proportion to our investment. The carrying amount of these jointly controlled assets, which is included in Investment properties and in Other Assets for owner-occupied properties, is $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,223&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,205&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The fair value of these jointly controlled assets is $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,307&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,293&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;16.D Unconsolidated Structured Entities &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;SLF Inc. and its subsidiaries have interests in various structured entities that are not consolidated by us. A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who controls the entity, such as when any voting rights relate to administrative tasks only and the relevant activities are directed by means of contractual arrangements. We have an interest in a structured entity when we have a contractual or non-contractual involvement that exposes us to variable returns from the performance of the entity. Our interest includes investments held in securities or units issued by these entities and fees earned from management of the assets within these entities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Information on our interests in unconsolidated structured entities is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:33%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Type of structured entity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Type of investment held&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidated Statements of Financial Position line item&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Carrying amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Maximum exposure to loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maximum exposure to loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Securitization entities &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,899&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,899&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Securitization entities &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;725&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;725&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment funds &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment fund units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,877&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,877&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment funds &amp;#8211; company managed&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment fund units and Limited partnership units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities and Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Limited partnerships &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Limited partnership units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,258&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,258&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The maximum exposure to loss is the maximum loss that we could record through comprehensive income as a result of our involvement with these entities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes investments in funds managed by our joint ventures with a carrying amount of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;213&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$245&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;). &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;16.D.i Securitization Entities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Securitization entities are structured entities that are generally financed primarily through the issuance of debt securities that are backed by a pool of assets, such as mortgages or loans. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Third-Party Managed&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our investments in third-party managed securitization entities consist of asset-backed securities, such as commercial mortgage-backed securities, residential mortgage-backed securities, collateralized debt obligations (&amp;#8220;CDOs&amp;#8221;), and commercial paper. These securities are generally large-issue debt securities designed to transform the cash flows from a specific pool of underlying assets into tranches providing various risk exposures for investment purposes. We do not provide financial or other support to these entities other than our original investment and therefore our maximum exposure to loss on these investments is limited to the carrying amount of our investment. We do not have control over these investments since we do not have power to direct the relevant activities of these entities, regardless of the level of our investment. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Company Managed&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We provide collateral management services to various securitization entities, primarily CDOs, from which we earn a fee for our services. The financial support provided to these entities is limited to the carrying amount of our investment in these entities. We provide no guarantees or other contingent support to these entities. We have not consolidated these entities since we do not have significant variability from our interests in these entities and we do not have any investment in these entities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;16.D.ii Investment Funds and Limited Partnerships&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment funds and limited partnerships are investment vehicles that consist of a pool of funds collected from a group of investors for the purpose of investing in assets such as money market instruments, debt securities, equity securities, real estate, and other similar assets. The preceding table includes our investments in all investment funds, including mutual funds, exchange-traded funds, and segregated funds, and our investments in certain limited partnerships. Some of these investment funds and limited partnerships are structured entities. For all investment funds and limited partnerships, our maximum exposure to loss is equivalent to the carrying amount of our investment in the fund or partnership. Investment funds and limited partnerships are generally financed through the issuance of investment fund units or limited partnership units.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Third-Party Managed&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We hold units in investment funds and limited partnerships managed by third-party asset managers. Our investments in fund units and limited partnership units generally give us an undivided interest in the investment performance of a portfolio of underlying assets managed or tracked to a specific investment mandate for investment purposes. We do not have control over investment funds or limited partnerships that are structured entities since we do not have power to direct their relevant activities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Company Managed&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We hold units in Company managed investment funds and limited partnerships. We generally have power over Company managed investment funds and limited partnerships that are structured entities since we have power to direct the relevant activities of the funds and limited partnerships. However, we have not consolidated these funds and limited partnerships since we do not have significant variability from our interests in these funds and limited partnerships. We earn management fees from the management of these investment funds and limited partnerships that are commensurate with the services provided and are reported in Fee income. Management fees are generally based on the value of the assets under management. Therefore, the fees earned are impacted by the composition of the assets under management and fluctuations in financial markets. The fee income earned is included in Fund management and other asset based fees in Note 17. We also hold units in investment funds and limited partnerships managed by our joint ventures. Our share of the management fees earned is included as part of the Net income (loss) reported in Note 16.B.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;16.E Consolidated Structured Entities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;A significant structured entity consolidated by us is the entity that issued the senior financing that is described in more detail in &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Note 12.C. We also consolidate certain investment funds managed by Sun Life Institutional Investments (Canada) Inc. that invest primarily in mortgages and investment properties.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory>
	<ifrs-full:DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-1E2F50BF8C9E5B71B56CBCF2FA7CC767">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Information on our interests in unconsolidated structured entities is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="19" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:33%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Type of structured entity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Type of investment held&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidated Statements of Financial Position line item&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Carrying amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Maximum exposure to loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Carrying amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maximum exposure to loss&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Securitization entities &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,366&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,899&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,899&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Securitization entities &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;430&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;725&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;725&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment funds &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment fund units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,877&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,877&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment funds &amp;#8211; company managed&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment fund units and Limited partnership units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities and Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,455&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Limited partnerships &amp;#8211; third-party managed&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Limited partnership units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,258&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,258&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The maximum exposure to loss is the maximum loss that we could record through comprehensive income as a result of our involvement with these entities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes investments in funds managed by our joint ventures with a carrying amount of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;213&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$245&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory>
	<ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory contextRef="FD2018Q4YTD" id="Fact-EF9A8C07FBDA50828960958127493CD4">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of equities by issuer country is shown in the following table:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:686px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:156px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;Total equities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value through profit    or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total equities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,666&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,282&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,335&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United States&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;896&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;765&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;671&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;United Kingdom&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;135&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;734&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;212&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;946&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;901&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total equities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;620&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,634&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory>
	<ifrs-full:DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory contextRef="FD2018Q4YTD" id="Fact-507BF4DABC4C5A37824BDCE6DDD4D826">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;7.A Insurance Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance risk is the uncertainty of product performance due to actual experience emerging differently than expected in the areas of policyholder behaviour, mortality, morbidity, and longevity. In addition, product design and pricing, expense and reinsurance risks impact multiple risk categories, including insurance risk.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Insurance Risk Management Governance and Control&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We employ a wide range of insurance risk management practices and controls, as outlined below:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Insurance risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp;amp; Conduct Review Committee. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;   &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Risk appetite limits have been established for policyholder behaviour, mortality and morbidity, and longevity risks.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Income and regulatory capital sensitivities are monitored, managed and reported against pre-established risk limits.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Comprehensive Insurance Risk Policy, guidelines and practices are in place. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;The global underwriting manual aligns underwriting practices with our corporate risk management standards and ensures a consistent approach in insurance underwriting.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Board-approved maximum retention limits are in place. Amounts issued in excess of these limits are reinsured. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Detailed procedures, including criteria for approval of risks and for claims adjudication are established and monitored for each business segment. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Underwriting and risk selection standards are established and overseen by the corporate underwriting and claims risk management function. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Diversification and risk pooling is managed by aggregation of exposures across product lines, geography and distribution channels.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;The Insurance Risk Policy and Investment and Credit Risk Management Policy establish acceptance criteria and protocols to monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Reinsurance counterparty risk is monitored, including annual reporting of reinsurance exposure to the Risk &amp;amp; Conduct Review Committee. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Concentration risk exposure is monitored on group policies in a single location to avoid a catastrophic event occurrence resulting in a significant impact.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Various limits, restrictions and fee structures are introduced into plan designs in order to establish a more homogeneous policy risk profile and limit potential for anti-selection. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;The Product Design and Pricing Policy requires detailed risk assessment and pricing provision for material risks.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Company specific and industry level experience studies and sources of earnings analysis are monitored and factored into valuation, renewal and new business pricing processes. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse movements in insurance risk factors. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We use reinsurance to limit losses, minimize exposure to significant risks and to provide additional capacity for growth. Our Insurance Risk Policy sets maximum global retention limits and related management standards and practices that are applied to reduce our exposure to large claims. Amounts in excess of the Board-approved maximum retention limits are reinsured. On a single life or joint-first-to-die basis our retention limit is &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$25&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;in Canada and is &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;US&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$25&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; outside of Canada. For survivorship life insurance, our maximum global retention limit is &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$30&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in Canada and is&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; US&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$30&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;outside of Canada. In certain markets and jurisdictions, retention levels below the maximum are applied. Reinsurance is utilized for numerous products in most business segments, and placement is done on an automatic basis for defined insurance portfolios and on a facultative basis for individual risks with certain characteristics.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our reinsurance coverage is well diversified and controls are in place to manage exposure to reinsurance counterparties. Reinsurance exposures are monitored to ensure that no single reinsurer represents an undue level of credit risk. This includes performing periodic due diligence on our reinsurance counterparties as well as internal credit assessments on counterparties with which we have material exposure. While reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary responsibility to the policyholders. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Specific insurance risks and our risk management strategies are discussed below in further detail. The sensitivities provided below reflect the impact of any applicable ceded reinsurance arrangements&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;7.A.i Policyholder Behaviour Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We can incur losses due to adverse policyholder behaviour relative to the assumptions used in the pricing and valuation of products with regard to lapse of policies or exercise of other embedded policy options.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Uncertainty in policyholder behaviour can arise from several sources including unexpected events in the policyholder&amp;#8217;s life circumstances, the general level of economic activity (whether higher or lower than expected), changes in the financial and capital markets, changes in pricing and availability of current products, the introduction of new products, changes in underwriting technology and standards, as well as changes in our financial strength or reputation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Uncertainty in future cash flows affected by policyholder behaviour can be further exacerbated by irrational behaviour during times of economic turbulence or at key option exercise points in the life of an insurance contract.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For individual life insurance products where fewer terminations would be financially adverse to us, net income and equity would be decreased by about &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$250&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$240&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) if the termination rate assumption were reduced by &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;%. For products where more terminations would be financially adverse to us, net income and equity would be decreased by about &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$195&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;175&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) if the termination rate assumption were increased by &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Policyholder Behaviour Risk Management Governance and Control &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Various types of provisions are built into many of our products to reduce the impact of uncertain policyholder behaviour. These provisions include:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Surrender charges that adjust the payout to the policyholder by taking into account prevailing market conditions.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Limits on the amount that policyholders can surrender or borrow.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Restrictions on the timing of policyholders' ability to exercise certain options.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Restrictions on both the types of funds &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;clients &lt;/font&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;can select and the frequency with which they can change funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Policyholder behaviour risk is also mitigated through reinsurance on some insurance contracts.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Internal experience studies are monitored to review and update policyholder behaviour assumptions as needed, which could result in updates to policy liabilities. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;7.A.ii Mortality and Morbidity Risk &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Mortality and morbidity risk is the risk that future experience could be worse than the assumptions used in the pricing and valuation of products. Mortality and morbidity risk can arise in the normal course of business through random fluctuation in realized experience, through catastrophes, or in association with other risk factors such as product development and pricing or model risk. Adverse mortality and morbidity experience could also occur through systemic anti-selection, which could arise due to poor plan design, or underwriting process failure or the development of investor-owned and secondary markets for life insurance policies.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The risk of adverse morbidity experience also increases during economic slowdowns, especially with respect to disability coverages, as well as with increases in high medical treatment costs and growth in utilization of specialty drugs. This introduces the potential for adverse financial volatility in our financial results. External factors including medical advances could adversely affect our life insurance, health insurance, critical illness, disability, long-term care insurance and annuity businesses.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For life insurance products for which higher mortality would be financially adverse to the Company, a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; increase in the best estimate assumption would decrease net income and equity by about &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$35&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$55&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;This sensitivity reflects the impact of any applicable ceded reinsurance arrangements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For products where morbidity is a significant assumption, a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;5%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; adverse change in the assumptions would reduce net income and equity by about &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$185&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$175&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. This sensitivity reflects the impact of any applicable ceded reinsurance arrangements. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Mortality and Morbidity Risk Management Governance and Control&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Detailed uniform underwriting procedures have been established to determine the insurability of applicants and to manage exposure to large claims. These underwriting requirements are regularly scrutinized against industry guidelines and oversight is provided through a corporate underwriting and claim management function. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We do not have a high degree of concentration risk to single individuals or groups due to our well-diversified geographic and business mix. The largest portion of mortality risk within the Company is in North America. Individual and group insurance policies are underwritten prior to initial issue and renewals, based on risk selection, plan design, and rating techniques. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Insurance Risk Policy approved by the Risk &amp;amp; Conduct Review Committee includes limits on the maximum amount of insurance that may be issued under one policy and the maximum amount that may be retained. These limits vary by geographic region and amounts in excess of limits are reinsured to ensure there is no exposure to unreasonable concentration of risk.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;7.A.iii Longevity Risk &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Longevity risk is the potential for economic loss, accounting loss or volatility in earnings arising from adverse changes in rates of mortality improvement relative to the assumptions used in the pricing and valuation of products. This risk can manifest itself slowly over time as socioeconomic conditions improve and medical advances continue. It could also manifest itself more quickly, for example, due to medical breakthroughs that significantly extend life expectancy. Longevity risk affects contracts where benefits or costs are based upon the likelihood of survival (for example, annuities, pensions, pure endowments, reinsurance, segregated funds, and specific types of health contracts). Additionally, our longevity risk exposure is increased for certain annuity products such as guaranteed annuity options by an increase in equity market levels&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For annuities products for which lower mortality would be financially adverse to us, a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; decrease in the mortality assumption would decrease net income and equity by about &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$120&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;120&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Longevity Risk Management Governance and Control &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;To improve management of longevity risk, we monitor research in the fields that could result in a change in expected mortality improvement. Stress-testing techniques are used to measure and monitor the impact of extreme mortality improvement on the aggregate portfolio of insurance and annuity products as well as our own pension plans. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;7.A.iv Product Design and Pricing Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Product design and pricing risk is the risk a product does not perform as expected, causing adverse financial consequences. This risk may arise from deviations in realized experience versus assumptions used in the pricing of products. Risk factors include uncertainty concerning future investment yields, policyholder behaviour, mortality and morbidity experience, sales levels, mix of business, expenses and taxes. Although some of our products permit us to increase premiums or adjust other charges and credits during the life of the policy or contract, the terms of these policies or contracts may not allow for sufficient adjustments to maintain expected profitability. This could have an adverse effect on our profitability and capital position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Product Design and Pricing Governance and Control &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our Product Design and Pricing Policy, approved by the Risk &amp;amp; Conduct Review Committee, establishes the framework governing our product design and pricing practices and is designed to align our product offerings with our strategic objectives and risk-taking philosophy. Consistent with this policy, product development, design and pricing processes have been implemented throughout the Company. New products follow a stage-gate process with defined management approvals based on the significance of the initiative, and each initiative is subject to a risk assessment process to identify key risks and risk mitigation requirements, and is reviewed by multiple stakeholders&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. Additional governance and control procedures are listed below:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Pricing models, methods, and assumptions are subject to periodic internal peer reviews.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;Experience studies, sources of earnings analysis, and product dashboards are used to monitor actual experience against those assumed in pricing and valuation.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="color:#000000;font-family:Arial;font-size:8.5pt;"&gt;On experience rated, participating, and adjustable products, emerging experience is reflected through changes in policyholder dividend scales as well as other policy adjustment mechanisms such as premium and benefit levels. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Limits and restrictions may be introduced into the design of products to mitigate adverse policyholder behaviour or apply upper thresholds on certain benefits. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;7.A.v Expense Risk &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Expense risk is the risk that future expenses are higher than the assumptions used in the pricing and valuation of products. This risk can arise from general economic conditions, unexpected increases in inflation, slower than anticipated growth, or reduction in productivity leading to increases in unit expenses. Expense risk occurs in products where we cannot or will not pass increased costs onto the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;client &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;and will manifest itself in the form of a liability increase or a reduction in expected future profits&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The sensitivity of liabilities for insurance contracts to a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;5%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; increase in unit expenses would result in a decrease in net income and equity of about &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$175&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$160&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Expenses Risk Management Governance and Control &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We closely monitor expenses through an annual budgeting process and ongoing monitoring of any expense gaps between unit expenses assumed in pricing and actual expenses. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;7.A.vi Reinsurance Risk&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Risk Description&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We purchase reinsurance for certain risks underwritten by our various insurance businesses. Reinsurance risk is the risk of financial loss due to adverse developments in reinsurance markets (for example, discontinuance or diminution of reinsurance capacity, or an increase in the cost of reinsurance), insolvency of a reinsurer or inadequate reinsurance coverage. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in reinsurance market conditions, including actions taken by reinsurers to increase rates on existing and new coverage and our ability to obtain appropriate reinsurance, may adversely impact the availability or cost of maintaining existing or securing new reinsurance capacity, with adverse impacts on our business strategies, profitability and financial position. There is an increased possibility of rate increases or renegotiation of legacy reinsurance contracts by our reinsurers, as the global reinsurance industry continues to review and optimize their business models. In addition, changes to the regulatory treatment of reinsurance arrangements could have an adverse impact on our capital position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Reinsurance Risk Management Governance and Control &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have an Insurance Risk Policy and an Investment and Credit Risk Management Policy approved by the Risk &amp;amp; Conduct Review Committee, which set acceptance criteria and processes to monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. These policies also set minimum criteria for determining which reinsurance companies qualify as suitable reinsurance counterparties having the capability, expertise, governance practices and financial capacity to assume the risks being considered. Additionally, these policies require that all agreements include provisions to allow action to be taken, such as recapture of ceded risk (at a potential cost to the Company), in the event that the reinsurer loses its legal ability to carry on business through insolvency or regulatory action. Periodic due diligence is performed on the reinsurance counterparties with which we do business and internal credit assessments are performed on reinsurance counterparties with which we have material exposure. Reinsurance counterparty credit exposures are monitored closely and reported annually to the Risk &amp;amp; Conduct Review Committee.   &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;New sales of our products can be discontinued or changed to reflect developments in the reinsurance markets. Rates for in-force reinsurance treaties can be either guaranteed or adjustable for the life of the ceded policy. There is generally more than one reinsurer supporting a reinsurance pool to diversify this risk.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory>
	<ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory contextRef="FD2018Q4YTD" id="Fact-F387EBEF590F587EA03F2A70F00AFFA8">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables set forth the status of the defined benefit pension and other post-retirement benefit plans:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:266px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other post-retirement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in defined benefit obligations:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Defined benefit obligation, January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,545&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,807&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current service cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;54&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial losses (gains)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Benefits paid&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Settlement losses (gains)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Plan amendments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;65&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Defined benefit obligation, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in plan assets:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value of plan assets, January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,243&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,243&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Administrative expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest income on plan assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;110&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;110&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Return on plan assets (excluding amounts included in net interest expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Employer contributions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;142&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Benefits paid&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Settlement losses (gains)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value of plan assets, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amounts recognized on Statement of Financial Position:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value of plan assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,253&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Defined benefit (obligation)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3,661&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3,929&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net recognized (liability) asset, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(205&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(262&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(467&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(360&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(628&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory>
	<ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory contextRef="FD2018Q4YTD" id="Fact-A053A7AD762E52C0A98232B97DC336C3">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The activities in the stock option plans for the years ended December 31 are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="15" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of stock    options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;Weighted average exercise   price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of stock      options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average exercise     price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,008&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;33.88&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,397&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34.19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Granted&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48.20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exercised&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(399&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34.57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forfeited&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;43.79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(317&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;52.54&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,008&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;33.88&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exercisable, December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30.97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,071&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29.76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory>
	<ifrs-full:DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory contextRef="FD2018Q4YTD" id="Fact-845C3507AB975554B15A87287B0740B3">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The stock options outstanding as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, by exercise price, are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:428px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:73px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Range of exercise prices&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of stock options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Weighted average remaining contractual life (years)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Weighted average  exercise   price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$18.00 to $24.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.63&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21.28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$24.01 to $30.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27.79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$30.01 to $35.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1.82&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;31.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$35.01 to $45.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;949&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$45.01 to $53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;51.62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total stock options&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory>
	<ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory contextRef="FD2018Q4YTD" id="Fact-CE2FE2305D135FF5854269462D8BE571">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our capital base is structured to exceed minimum regulatory and internal capital targets and maintain strong credit and financial strength ratings while maintaining a capital efficient structure. We strive to achieve an optimal capital structure by balancing the use of debt and equity financing. Capital is managed both on a consolidated basis under principles that consider all the risks associated with the business as well as at the business group level under the principles appropriate to the jurisdiction in which each operates. We manage the capital for all of our international subsidiaries on a local statutory basis in a manner commensurate with their individual risk profiles. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Board of Directors of SLF Inc. is responsible for the annual review and approval of the Company's capital plan and capital risk policy. Management oversight of our capital programs and position is provided by the Company's Executive Risk Committee, the membership of which includes senior management from the finance, actuarial, and risk management functions.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We engage in a capital planning process annually in which capital deployment options, fundraising, and dividend recommendations are presented to the Risk &amp;amp; Conduct Review Committee of the Board of Directors. Capital reviews are regularly conducted which consider the potential impacts under various business, interest rate, and equity market scenarios. Relevant components of these capital reviews, including dividend recommendations, are presented to the Risk &amp;amp; Conduct Review Committee on a quarterly basis. The Board of Directors is responsible for the approval of the dividend recommendations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The capital risk policy is designed to ensure that adequate capital is maintained to provide the flexibility necessary to take advantage of growth opportunities, to support the risks associated with our businesses and to optimize return to our shareholders. This policy is also intended to provide an appropriate level of risk management over capital adequacy risk, which is defined as the risk that capital is not or will not be sufficient to withstand adverse economic conditions, to maintain financial strength or to allow us and our subsidiaries to support ongoing operations and to take advantage of opportunities for expansion. SLF Inc. manages its capital in a manner commensurate with its risk profile and control environment.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Regulated insurance holding companies and non-operating life companies were subject to the Minimum Continuing Capital and Surplus Requirements ("MCCSR") capital rules which had been established by OSFI and which were in force as at December 31, 2017. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Effective January 1, 2018, OSFI has replaced MCCSR with LICAT. Results as measured under LICAT are fundamentally different than under MCCSR and are not directly comparable to MCCSR. The LICAT Guideline sets a Supervisory Target Total Ratio of 100% and a minimum Total Ratio of 90%. The Company has established capital targets in excess of the Supervisory Target Total Ratio. SLF Inc.'s consolidated capital position was above its internal target and exceeded levels that would require regulatory or corrective action as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.   &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The Company's regulated subsidiaries must comply with the capital adequacy requirements imposed in the jurisdictions in which they operate. In certain jurisdictions, the payment of dividends from our subsidiaries is subject to maintaining capital levels exceeding regulatory targets and/or receiving regulatory approval. We maintained capital levels above minimum local requirements as at  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;At December 31, 2018, our principal operating life insurance subsidiary in Canada, Sun Life Assurance, is also subject to the LICAT Guideline. With a LICAT Ratio of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;131%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, Sun Life Assurance's LICAT Ratio is above OSFI's supervisory target ratio of 100% and regulatory minimum ratio of 90%. In the U.S., Sun Life Assurance operates through a branch which is subject to U.S. regulatory supervision and it exceeded the levels under which regulatory action would be required as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. In the U.S., we use captive reinsurance arrangements to provide efficient financing of U.S. statutory reserve requirements in excess of those required under IFRS. Under one such arrangement, the funding of these reserve requirements is supported by a guarantee from SLF Inc.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our capital base consists mainly of common shareholders' equity, participating policyholders' equity, preferred shareholders' equity and certain other capital securities that qualify as regulatory capital. For regulatory reporting purposes under the LICAT framework, there were further adjustments, including goodwill, non-life investments, and others as was prescribed by OSFI, to the total capital figure presented in the table below: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Subordinated debt&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,039&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Innovative capital instruments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;699&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;699&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Participating policyholders' equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;864&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;650&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Preferred shareholders' equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shareholders' equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,449&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,064&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total capital&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28,308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,107&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Innovative capital instruments are SLEECS issued by the SL Capital Trusts (Note 13). The SL Capital Trusts are not consolidated by us. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;21.B Participating Account Seed Capital&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the first quarter of 2018, with OSFI's approval, seed capital, together with interest earned since demutualization, was transferred from the participating account to the shareholder account. The transfer of seed capital is recorded on our Consolidated Statements of Changes in Equity as a Transfer from participating policyholders' equity totaling $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;89&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, comprised of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;50&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in SLF Canada and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;39&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (US$&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;30&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) in SLF U.S. The transfer of interest on seed capital is included as a reduction in Participating policyholders' net income (loss) and an increase in Shareholders' net income (loss) totaling $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;110&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, on a pre- and post-tax basis, comprised of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;75&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in SLF Canada and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;35&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;(US$&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;28&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) in SLF U.S.&amp;#160;At the time of demutualization, OSFI required shareholders to transfer seed capital into the participating account to support participating insurance policies sold after demutualization. It was anticipated that over time the seed capital would no longer be needed and that the seed capital and accumulated interest would be returned to the shareholders, subject to OSFI's approval. The transfer has no impact on regulatory capital requirements, and will have no adverse impact on the policy dividends or security of benefits of participating policyholders.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory>
	<ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-5D83DC3111C55339B72B6A53B7BE76BC">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We do not offset financial instruments in our Consolidated Statements of Financial Position, as our rights of offset are conditional. The following tables present the effect of conditional netting and similar arrangements. Similar arrangements include global master repurchase agreements, security lending agreements, and any related rights to financial collateral.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:31%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Financial instruments presented in the Consolidated Statements of Financial Position&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Related amounts not set off in&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;the Consolidated Statements of Financial Position&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Financial instruments presented in the Consolidated Statements of Financial Position&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Related amounts not set off in&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:center;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;the Consolidated Statements of Financial Position&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Financial instruments subject to master netting or similar agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Financial collateral (received) pledged&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"&gt;Net amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Financial instruments subject to master netting or similar agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Financial collateral (received) pledged&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Net amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Financial assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative assets (Note 6.A.v)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(768&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Reverse repurchase agreements (Note 8)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total financial assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(662&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;122&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Financial liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;768&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(395&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;754&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Repurchase agreements (Note 5.F.ii)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;1,807&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;Total financial liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(4,119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;2,939&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;(395&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(3,732&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;694&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;2,730&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;(308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Net amounts of the financial instruments presented in our Consolidated Statements of Financial Position are the same as our gross recognized financial instruments, as we do not offset financial instruments in our Consolidated Statements of Financial Position.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Financial collateral excludes overcollateralization and for exchange-traded derivatives, initial margin. Total financial collateral, including initial margin and overcollateralization, received on derivative assets was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$470&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$853&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), received on reverse repurchase agreements was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$17&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), pledged on derivative liabilities was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,726&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,127&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;), and pledged on repurchase agreements was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,824&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$1,976&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory>
	<ifrs-full:DisclosureOfOperatingSegmentsExplanatory contextRef="FD2018Q4YTD" id="Fact-71B2E85C35E95F01AED9CCE5558C3A5C">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Assets and liabilities by segment are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:152px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:24px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:64px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;86,697&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34,584&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,468&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28,855&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,378&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;168,765&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;85,885&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;491&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;78,946&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30,671&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,396&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23,692&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;144,195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;84,698&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;32,259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,115&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14,605&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;162,720&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;87,817&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,986&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;76,683&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28,791&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,748&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,372&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(191&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;139,749&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:173px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:36px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:52px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:54px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:60px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross premiums:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,261&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,796&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,633&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;94&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,316&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,767&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total gross premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20,981&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: ceded premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,487&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;232&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,339&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net investment income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,240&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,111&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;514&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;154&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,966&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15,068&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,124&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,537&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;239&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26,997&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total benefits and expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,497&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,930&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,919&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;109&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23,486&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;284&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;910&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;567&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,914&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Net income (loss) attributable to participating policyholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;321&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;298&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;942&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;910&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;555&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,616&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Gross premiums:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,464&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Life insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,493&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,736&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,508&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;94&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,831&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health insurance&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,916&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,570&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,519&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total gross premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,873&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,306&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,527&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,838&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: ceded premiums&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,871&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;226&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,557&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net investment income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,133&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,864&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,722&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;526&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,037&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;524&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(72&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13,267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,837&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;752&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29,334&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total benefits and expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,679&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;778&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,545&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;197&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,176&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,487&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Net income (loss) attributable to participating policyholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;963&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(144&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;778&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOperatingSegmentsExplanatory>
	<ifrs-full:DisclosureOfOtherAssetsExplanatory contextRef="FD2018Q4YTD" id="Fact-E1C0B3EAD0F55C928185B23E59F465DC">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other assets consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:506px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accounts receivable&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment income due and accrued&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Property and equipment&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;160&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Prepaid expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;309&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;282&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Premium receivable&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;567&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;522&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accrued post-retirement benefit assets (Note 25)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;184&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;82&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,498&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,408&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Amortization of deferred acquisition cost charged to income during the year amounted to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$33&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$53&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOtherAssetsExplanatory>
	<ifrs-full:DisclosureOfOtherLiabilitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-07FFC65DBD6A59ACAC7D8CBE0BAB924E">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;12.A Composition of Other Liabilities &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other liabilities consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:504px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:43px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:43px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accounts payable&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,045&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,972&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Bank overdrafts and cash pooling&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;104&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Repurchase agreements (Note 5)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accrued expenses and taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,137&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,927&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Senior financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,066&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,905&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accrued post-retirement benefit liability (Note 25)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;710&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Secured borrowings from mortgage securitization (Note 5)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;font-weight:bold;"&gt;1,453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;"&gt;1,355&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;685&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;775&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,153&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,987&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; The change in Borrowed funds relates to net cash flow changes of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(40)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$(45)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017) and foreign exchange rate movements of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$(2)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; The change in Senior financing relates to net cash flow changes of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017) and foreign exchange rate movements of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$161&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$(129)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;12.B Borrowed Funds&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Borrowed funds include the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:316px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:80px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:58px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Currency of borrowing&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Encumbrances on real estate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cdn. dollars&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current &amp;#8211; 2033&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;177&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;206&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Encumbrances on real estate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.S. dollars&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current &amp;#8211; 2020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total borrowed funds&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Interest expense for the borrowed funds was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$13&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The aggregate maturities of borrowed funds are included in Note 6.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;12.C Senior Financing &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;On November 8, 2007, a structured entity consolidated by us issued a US&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,000&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; variable principal floating rate certificate (the&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8220;Certificate&amp;#8221;) to a financial institution (the &amp;#8220;Lender&amp;#8221;). At the same time, Sun Life Assurance Company of Canada-U.S. Operations&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Holdings, Inc. (&amp;#8220;U.S. Holdings&amp;#8221;), a subsidiary of SLF Inc., entered into an agreement with the Lender, pursuant to which U.S. Holdings&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;will bear the ultimate obligation to repay the outstanding principal amount of the Certificate and be obligated to make quarterly interest&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;payments at three-month LIBOR plus a fixed spread. SLF Inc. has fully guaranteed the obligation of U.S. Holdings. The structured entity issued additional certificates after the initial issuance, totaling to US&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$515&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, none of which were issued during &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. Total collateral posted per the financing agreement was US$&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (US$&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The maximum capacity of this agreement is US&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2,500&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The agreement expires on November 8, 2037 and the maturity date may be extended annually for additional &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;one&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year periods upon the mutual agreement of the parties, provided such date is not beyond November 8, 2067. The agreement can be cancelled or unwound at the option of U.S. Holdings in whole or in part from time to time, or in whole under certain events. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, we recorded $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;57&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of interest expense relating to this obligation (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$36&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The fair value of the obligation is $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1,879&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$1,776&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The fair value is determined by discounting the expected future cash flows using a current market interest rate adjusted by SLF Inc.'s credit spread and is categorized in Level 3 of the fair value hierarchy.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOtherLiabilitiesExplanatory>
	<ifrs-full:DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory contextRef="FD2018Q4YTD" id="Fact-92D97D12A84554C5B205AEFE0C5B58FE">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The stock options outstanding as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, by exercise price, are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:428px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:73px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Range of exercise prices&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of stock options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Weighted average remaining contractual life (years)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Weighted average  exercise   price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$18.00 to $24.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.63&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21.28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$24.01 to $30.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27.79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$30.01 to $35.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1.82&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;31.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$35.01 to $45.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;949&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$45.01 to $53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;51.62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total stock options&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory>
	<ifrs-full:DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory contextRef="FD2018Q4YTD" id="Fact-0596601B1232541FB175E89B4D66711E">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying amounts of goodwill allocated to our CGUs or groups of CGUs are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,066&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group retirement services&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,054&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,054&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF U.S. Employee benefits group&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,043&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;655&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;MFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;481&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Investment Management ("SLIM")&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;260&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;248&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;U.K.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,412&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in the carrying amount of goodwill acquired through business combinations by reportable segment are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:197px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asset Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,573&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;686&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;767&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,317&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions (Note 3)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,573&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,043&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;655&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;88&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,607&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;705&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;775&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,412&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory>
	<ifrs-full:DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory contextRef="FD2018Q4YTD" id="Fact-70D223C11EA9578B9DC27A65AEF0996F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The changes in the allowances for losses are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:428px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Provision for (reversal of) losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Write-offs, net of recoveries, and other adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Provision for (reversal of) losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Write-offs, net of recoveries, and other adjustments &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Balance, December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory>
	<ifrs-full:DisclosureOfReinsuranceExplanatory contextRef="FD2018Q4YTD" id="Fact-74041CCC45B952848D4782024B2AE41C">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance is used primarily to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established, highly-rated reinsurers. Coverage is well-diversified and controls are in place to manage exposure to reinsurance counterparties. While reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary responsibility to the policyholders. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;11.A Reinsurance Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance assets are measured using the amounts and assumptions associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Reinsurance assets are comprised of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="22" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:160px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:89px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;210&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(205&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,076&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;928&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;358&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,848&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,208&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets before other policy assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;294&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,934&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;307&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;374&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;260&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;266&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$21&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$47&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="22" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:160px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:89px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;178&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;809&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,033&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;342&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,626&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,970&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets before other policy assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;602&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;282&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,503&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;525&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;687&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,755&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;314&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;272&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in Note 4.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;22&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;58&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;There was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;no&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; impairment of Reinsurance assets in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; or &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. Changes in Reinsurance assets are included in Note 10.A.iv. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;11.B Reinsurance (Expenses) Recoveries&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance (expenses) recoveries are comprised of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:504px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Recovered claims and benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,839&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Commissions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reserve adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;224&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Operating expenses and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;360&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance (expenses) recoveries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;11.C Reinsurance Gains or Losses&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We did not enter into reinsurance arrangements that resulted in profits on inception in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; or &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfReinsuranceExplanatory>
	<ifrs-full:DisclosureOfRelatedPartyExplanatory contextRef="FD2018Q4YTD" id="Fact-15578643D04F5D1E84E18726638EB5A5">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;SLF Inc. and its subsidiaries, joint ventures and associates transact business worldwide. All transactions between SLF Inc. and its subsidiaries have been eliminated on consolidation. Transactions with joint ventures and associates, which are also related parties, are disclosed in Note 16. Transactions between the Company and related parties are executed and priced on an arm's-length basis in a manner similar to transactions with third parties.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;24.A Transactions with Key Management Personnel, Remuneration and Other Compensation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Key management personnel refers to the executive team and Board of Directors of SLF Inc. These individuals have the authority and responsibility for planning, directing, and controlling the activities of the Company. The aggregate compensation to the executive team and directors are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:417px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Executive team&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Directors&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Executive team&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Directors&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of individuals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Base salary and annual incentive compensation&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additional short-term benefits and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based long-term incentive compensation&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Value of pension and post-retirement benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;24.B Other Related Party Transactions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We provide investment management services for our pension plans. The services are provided on substantially the same terms as for comparable transactions with third parties. We also hold units of investment funds managed by certain of our joint ventures. The carrying amount of our investment in these funds is included in Note 16.D.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfRelatedPartyExplanatory>
	<ifrs-full:DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory contextRef="FD2018Q4YTD" id="Fact-EDC6D3BD9E0C5B5BABFDC916FA68D556">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The impact of changes in each key assumption may result in greater than proportional changes in sensitivities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:493px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Pension&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Post-retirement benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest/discount rate sensitivity&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;644&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Rate of compensation increase assumption:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;78&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Health care trend rate assumption:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality rates&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;89&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;    &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Represents a parallel shift in interest rates across the entire yield curve, resulting in a change in the discount rate assumption.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Represents &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;10%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; decrease in mortality rates at each age.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory>
	<ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory contextRef="FD2018Q4YTD" id="Fact-260114A04D1B5A80987D4FAA308436D3">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The authorized share capital of SLF Inc. consists of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;An unlimited number of common shares without nominal or par value. Each common share is entitled to one vote at meetings of the shareholders of SLF Inc. There are &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;no&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; pre-emptive, redemption, purchase, or conversion rights attached to the common shares.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:8.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#8226;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;An unlimited number of Class A and Class B non-voting shares, issuable in series. The Board is authorized before issuing the shares, to fix the number, the consideration per share, the designation of, and the rights and restrictions of the Class A and Class B shares of each series, subject to the special rights and restrictions attached to all the Class A and Class B shares. The Board has authorized &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;13&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; series of Class A non-voting preferred shares, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of which are outstanding.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The common and preferred shares of SLF Inc. qualify as capital for Canadian regulatory purposes. See Note 21.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Dividends and Restrictions on the Payment of Dividends&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Under the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Insurance Companies Act&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (Canada), SLF Inc. and Sun Life Assurance are each prohibited from declaring or paying a dividend on any of its shares if there are reasonable grounds for believing that it is, or by paying the dividend would be, in contravention of: (i) the requirement that it maintains adequate capital and adequate and appropriate forms of liquidity, (ii) any regulations under the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Insurance Companies Act&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (Canada) in relation to capital and liquidity, and (iii) any order by which OSFI directs it to increase its capital or provide additional liquidity.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;SLF Inc. and Sun Life Assurance have each covenanted that, if a distribution is not paid when due on any outstanding SLEECS issued by the SL Capital Trusts, then (i) Sun Life Assurance will not pay dividends on its public preferred shares, if any are outstanding, and    (ii) if Sun Life Assurance does not have any public preferred shares outstanding, then SLF Inc. will not pay dividends on its preferred shares or common shares, in each case, until the 12th month (in the case of the SLEECS issued by SLCT I) or 6th month (in the case of SLEECS issued by SLCT II) following the failure to pay the required distribution in full, unless the required distribution is paid to the holders of SLEECS. Public preferred shares means preferred shares issued by Sun Life Assurance which: (a) have been issued to the public (excluding any preferred shares held beneficially by affiliates of Sun Life Assurance); (b) are listed on a recognized stock exchange; and (c) have an aggregate liquidation entitlement of at least &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$200&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. As at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, Sun Life Assurance did not have outstanding any shares that qualify as public preferred shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The terms of SLF Inc.'s outstanding preferred shares provide that for so long as Sun Life Assurance is a subsidiary of SLF Inc., &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;no&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;  dividends on such preferred shares are to be declared or paid if Sun Life Assurance's minimum regulatory capital ratio falls below the applicable threshold.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In addition, under the terms of SLF Inc.'s outstanding preferred shares, SLF Inc. cannot pay dividends on its common shares without the approval of the holders of those preferred shares unless all dividends on the preferred shares for the last completed period for which dividends are payable have been declared and paid or set apart for payment. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Currently, the above limitations do not restrict the payment of dividends on SLF Inc.'s preferred or common shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The declaration and payment of dividends on SLF Inc.'s shares are at the sole discretion of the Board of Directors and will be dependent upon our earnings, financial condition and capital requirements. Dividends may be adjusted or eliminated at the discretion of the Board on the basis of these or other considerations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;15.A Common Shares&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The changes in common shares issued and outstanding for the years ended December 31 were as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="15" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:346px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:24px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shares (in millions of shares)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;610.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;613.6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,614&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Stock options exercised (Note 19)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shares purchased for cancellation&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(12.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(3.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shares issued as consideration for business acquisition&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;598.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,419&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;610.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,582&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; (1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On August 14, 2018 and August 14, 2017, SLF Inc. launched normal course issuer bids to purchase and cancel up to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;14&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million common shares of SLF Inc. ("commons shares") between August 14, 2018 and August 13, 2019 (the "2018 NCIB") and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;11.5 million&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; common shares between August 14, 2017 and August 13, 2018, respectively. Common shares purchased for cancellation are purchased through the facilities of the Toronto Stock Exchange, other Canadian stock exchanges, and/or alternative Canadian trading platforms, at prevailing market rates, or by way of private agreements or share repurchase programs under issuer bid exemption orders issued by securities regulatory authorities at a discount to the prevailing market price. On December 10, 2018, in connection with the 2018 NCIB, SLF Inc. implemented an automatic repurchase plan with its designated broker in order to facilitate purchases of common shares. Under the automatic repurchase plan, SLF Inc.&amp;#8217;s designated broker may purchase common shares pursuant to the 2018 NCIB at times when SLF Inc. ordinarily would not be active in the market due to regulatory restrictions or self-imposed blackout periods.&amp;#160;In &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;, SLF Inc. purchased and cancelled approximately &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;12.5&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million common shares at an average price per share of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;50.83&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for a total amount of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;635&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; under these programs. An additional &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.1 million&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; common shares were purchased in 2018 and cancelled in 2019 at an average price of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$44.91&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for a total amount of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$6&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; under the 2018 NCIB. The total amount paid to purchase the shares is allocated to Common shares and Retained earnings in our Consolidated Statements of Changes in Equity. The amount allocated to Common shares is based on the average cost per common share and amounts paid above the average cost are allocated to Retained earnings. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; (2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million shares were purchased pursuant to a third-party share repurchase program under an issuer bid exemption order at a discount to the prevailing market price of the common shares on the Toronto Stock Exchange.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;15.B Preferred Shares &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The were no changes in preferred shares issued and outstanding for the years ended December 31, 2018 and December 31, 2017.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Further information on the preferred shares outstanding as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, is as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:56px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:49px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:112px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:26px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:21px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:120px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:52px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Class A Preferred shares (in millions of shares)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Issue date&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Annual dividend rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Annual dividend per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Earliest par call or redemption date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Face amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net  amount&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;February 25, 2005&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;394&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;July 15, 2005&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;325&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;318&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;January 13, 2006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;October 10, 2006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;293&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;February 2, 2007&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 8R&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;May 25, 2010&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.275&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2020&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.55pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 9QR&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2015&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;June 30, 2020&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 10R&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;August 12, 2011&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 30, 2021&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;169&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 11QR&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 30, 2016&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Floating&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 30, 2021&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Series 12R&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;November 10, 2011&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.806&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December 31, 2021&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;293&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total preferred shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;92.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redemption of all preferred shares is subject to regulatory approval. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Net of after-tax issuance costs.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On the earliest redemption date and every five years thereafter, the dividend rate will reset to an annual rate equal to the 5-year Government of Canada bond yield plus a spread specified for each series. The specified spread for Class A shares is: Series 8R &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.41%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;, Series 10R &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.17%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; and Class A Non-Cumulative 5-Year Rate Reset Preferred Shares Series 12R ("Series 12R Shares") &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.73%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;. On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert their shares into the series that is one number higher than their existing series.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable on the redemption date and every five years thereafter, in whole or in part, at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$25.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; per share.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Holders are entitled to receive quarterly floating rate non-cumulative dividends at an annual rate equal to the then 3-month Government of Canada treasury bill yield plus a spread specified for each series. The specified spread for Class A shares is: Series 9QR &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.41%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; and Series 11QR &amp;#8211; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.17%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert those shares into the series that is one number lower than their existing series.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Redeemable on the redemption date and every five years thereafter, in whole or in part, at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$25.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; per share, and on any other date at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$25.50&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; per share.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The annual dividend per share in the table above is the amount paid per share in 2018.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory>
	<ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory contextRef="FD2018Q4YTD" id="Fact-957EE58F332650E8AA1AC2D63A1D2256">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;19.A Stock Option Plans &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;SLF Inc. has granted stock options to eligible employees under the Executive Stock Option Plan. These options are granted at the closing price of the common shares on the Toronto Stock Exchange ("TSX") on the grant date for stock options granted after January 1, 2007. The options granted under the stock option plans vest over a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;four&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year period. All options have a maximum exercise period of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;10 years&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The maximum numbers of common shares that may be issued under the Executive Stock Option Plan are &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;29,525,000&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The activities in the stock option plans for the years ended December 31 are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="15" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of stock    options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;Weighted average exercise   price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of stock      options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average exercise     price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, January 1,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,008&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;33.88&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,397&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34.19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Granted&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;369&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48.20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exercised&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(399&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;34.57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;34.70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forfeited&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;43.79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expired&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(317&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;52.54&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance, December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,008&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;33.88&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exercisable, December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,041&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;30.97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,071&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29.76&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The average share price at the date of exercise of stock options for the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$53.28&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$49.98&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Compensation expense for stock options was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The stock options outstanding as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, by exercise price, are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:428px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:73px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Range of exercise prices&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Number of stock options (thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Weighted average remaining contractual life (years)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Weighted average  exercise   price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$18.00 to $24.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.63&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21.28&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$24.01 to $30.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3.74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27.79&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$30.01 to $35.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1.82&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;31.11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$35.01 to $45.00&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;949&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39.45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$45.01 to $53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;51.62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total stock options&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5.49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37.06&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The weighted average fair values of the stock options, calculated using the Black-Scholes option pricing model, granted during the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$7.00&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$9.41&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;). The Black-Scholes option pricing model used the following assumptions to determine the fair value of options granted during the years ending December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:37px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:12px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Risk-free interest rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected volatility&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;31.7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected dividend yield&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expected life of the option (in years)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exercise price&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;53.96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48.20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Expected volatility is based on historical volatility of the common shares, implied volatilities from traded options on the common shares, and other factors. The expected term of options granted is derived based on historical employee exercise behaviour and employee termination experience. The risk-free rate for periods within the expected term of the option is based on the Canadian government bond yield curve in effect at the time of grant. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;19.B Employee Share Ownership Plan &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In Canada, we match eligible employees' contributions to the Sun Life Financial Employee Stock Plan. Employees may elect to contribute from &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;1%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;20%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of their target annual compensation to the Sun Life Financial Employee Stock Plan. Under this plan the match is provided for employees who have met &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;one&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; year of employment eligibility and is equal to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;50%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of the employee's contributions up to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;5%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of an employee's annual compensation. The match is further capped by a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;one thousand five hundred&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; dollar annual maximum. Our contributions vest immediately and are expensed. We recorded an expense of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$8&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for the year ended &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$7&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;19.C Other Share-Based Payment Plans&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;All other share-based payment plans use notional units that are valued based on the common share price on the TSX. Any fluctuation in the common share price changes the value of the units, which affects our share-based payment compensation expense. Upon redemption of these units, payments are made to the employees with a corresponding reduction in the accrued liability. We use equity swaps and forwards to hedge our exposure to variations in cash flows due to changes in the common share price for all of these plans. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Details of these plans are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Senior Executives' Deferred Share Unit (&amp;#8220;DSU&amp;#8221;) Plan:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; Under the DSU plan, designated executives may elect to receive all or a portion of their annual incentive award in the form of DSUs. Each DSU is equivalent in value to one common share and earns dividend equivalents in the form of additional DSUs at the same rate as the dividends on common shares. The designated executives must elect to participate in the plan prior to the beginning of the plan year and this election is irrevocable. Awards generally vest immediately; however, participants are not permitted to redeem the DSUs until after termination, death, or retirement. The value at the time of redemption will be based on the fair value of the common shares immediately before their redemption. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Sun Share Unit (&amp;#8220;Sun Share&amp;#8221;) Plan:&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; Under the Sun Share plan, participants are granted units that are equivalent in value to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;one&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; common share and have a grant price equal to the average of the closing price of a common share on the TSX on the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;five&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; trading days immediately prior to the date of grant. Participants generally hold units for up to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;36&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; months from the date of grant. The units earn dividend equivalents in the form of additional units at the same rate as the dividends on common shares. Units may vest or become payable if we meet specified threshold performance targets. The plan provides for performance factors to motivate participants to achieve a higher return for shareholders (performance factors are determined through a multiplier that can be as low as &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;zero&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; or as high as &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;two&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; times the number of units that vest). Payments to participants are based on the number of units vested multiplied by the average closing price of a common share on the TSX on the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;five&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; trading days immediately prior to the vesting date.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Additional information for other share-based payment plans: &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The units outstanding under these plans and the liabilities recognized for these units in our Consolidated Statements of Financial Position are summarized in the following table:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:416px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of units (in thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Sun Shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;DSUs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Units outstanding December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;854&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,821&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Units outstanding December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,507&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,040&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liability accrued as at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;235&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liability accrued as at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Compensation expense and the income tax expense (benefit) for other share-based payment plans for the years ended December 31 are shown in the following table. Since expenses for the DSUs are accrued as part of incentive compensation in the year awarded, the expenses below do not include these accruals. The expenses presented in the following table include&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;increases in the liabilities for Sun Shares and DSUs due to changes in the fair value of the common shares and the accruals of the Sun Shares liabilities over the vesting period, and exclude any adjustment in expenses due to the impact of hedging.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:508px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Compensation expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;87&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;125&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;19.D Share-Based Payment Plans of MFS &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Share-based payment awards within MFS are based on their own shares. Restricted share awards and stock option awards are settled in MFS shares and restricted stock unit awards are settled in cash. Restricted share awards, restricted stock unit awards, and stock option awards generally vest over a &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;four&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;-year period and continued employment is generally the only service requirement for these awards. Holders of restricted share awards and restricted stock unit awards are entitled to receive non-forfeitable dividend equivalent payments during the vesting period at the same rate as the dividends on MFS's shares. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Although restricted share awards and stock option awards are settled in shares, all of the MFS share-based awards, including outstanding MFS shares, are accounted for as cash-settled share-based payment awards due to the fact that MFS has a practice of repurchasing its outstanding shares after a specified holding period. The fair value of stock option awards is determined using the Black-Scholes option pricing model, while the fair value of restricted share awards, restricted stock unit awards, and outstanding MFS shares are estimated using a market consistent share valuation model.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The amount of periodic compensation expense recognized is impacted by grants of new awards, vesting, exercise, and forfeiture of unvested awards, share repurchases, changes in fair value of awards, and outstanding MFS shares. The total liability accrued attributable to all MFS share-based payment plans as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$831&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$844&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;December 31, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) which includes a liability of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$677&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (US&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$496&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;) for the stock options, restricted shares, and outstanding MFS shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Compensation expense and the income tax expense (benefit) for these awards for the years ended December 31 are shown in the following table: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Compensation expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;248&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;341&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory>
	<ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory contextRef="FD2018Q4YTD" id="Fact-5D803E61A2385F218D98A0C0618ABEA2">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following obligations are included in Subordinated debt as at December 31, and qualify as capital for Canadian regulatory purposes:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="14" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:234px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:133px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Earliest par call or redemption date&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Assurance:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued May 15, 1998&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6.30&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;n/a&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Sun Life Financial Inc.:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued May 29, 2007&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.40&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;May 29, 2037&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2042&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued January 30, 2008&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5.59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;January 30, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued March 2, 2012&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.38&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;March 2, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued May 13, 2014&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;May 13, 2019&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2024&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued September 25, 2015&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.60&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 25, 2020&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2025&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;499&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;498&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Issued February 19, 2016&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(9)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;February 19, 2021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2026&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;349&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;349&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Issued September 19, 2016&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(10)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.05&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;September 19, 2023&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;995&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;995&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Issued November 23, 2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(11)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2.75&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;November 23, 2022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total subordinated debt&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,039&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,583&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The debentures issued by SLF Inc. in 2007 are redeemable at any time and the debentures issued by SLF Inc. in 2014, 2015, 2016, and 2017 are redeemable on or after the date specified. From the date noted, the redemption price is par and redemption may only occur on a scheduled interest payment date. Redemption of all subordinated debentures is subject to regulatory approval. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;6.30%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Debentures, Series 2, due 2028, issued by The Mutual Life Assurance Company of Canada, which subsequently changed its name to Clarica Life Insurance Company (&amp;#8220;Clarica&amp;#8221;) and was amalgamated with Sun Life Assurance. These debentures are redeemable at any time. Prior to May 15, 2028, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.16%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2007-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;5.40%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2042. From May 29, 2037, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.00%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over Canadian dollar offered rate for three-month bankers' acceptances ("CDOR").&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;For redemption of the 2007 debentures prior to the date noted, and for redemptions of the September 19, 2016 debentures between September 19, 2021 and September 19, 2023, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the 2007 debentures and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.52%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the September 19, 2016 debentures.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2008-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;5.59%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2023. On January 30, 2018, SLF Inc. redeemed all of the outstanding &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$400&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(6)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Series 2012-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;4.38%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2022. On March 2, 2017, SLF Inc. redeemed all of the outstanding &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$800&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(7)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2014-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.77%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2024. From May 13, 2019, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.75%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(8)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2015-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.60%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2025. From September 25, 2020, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.43%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(9)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2016-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.10%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2026. From February 19, 2021, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.20%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(10) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2016-2 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.05%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2028. From September 19, 2023, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.85%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(11) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Series 2017-1 Subordinated Unsecured &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2.75%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Fixed/Floating Debentures due 2027. From November 23, 2022, interest is payable at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.74%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; over CDOR.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value is determined based on quoted market prices for identical or similar instruments. When quoted market prices are not available, fair value is determined from observable market data by dealers that are typically the market makers. The fair value is categorized in Level 2 of the fair value hierarchy.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Interest expense on subordinated debt was &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$105&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$122&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, respectively.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory>
	<ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory contextRef="FD2018Q4YTD" id="Fact-D4BA229632D052919A6B9A9543DD6FFB">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:14pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Description of Business&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Sun Life Financial Inc. ("SLF Inc.") is a publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&amp;#8220;Sun Life Assurance&amp;#8221;). Both companies are incorporated under the Insurance Companies Act (Canada), and are regulated by the Office of the Superintendent of Financial Institutions, Canada (&amp;#8220;OSFI&amp;#8221;). SLF Inc. and its subsidiaries are collectively referred to as "us", "our", "ours", "we", "the Enterprise", or "the Company". We are an internationally diversified financial services organization providing savings, retirement and pension products, and life and health insurance to individuals and groups through our operations in Canada, the United States ("U.S."), Asia, and the United Kingdom ("U.K."). We also operate mutual fund and investment management businesses, primarily in Canada, the U.S., and Asia.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Statement of Compliance &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We prepared our Consolidated Financial Statements in accordance with International Financial Reporting Standards ("IFRS") as issued and adopted by the International Accounting Standards Board ("IASB"). Our accounting policies have been applied consistently within our Consolidated Financial Statements. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Basis of Presentation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our Consolidated Statements of Financial Position are presented in the order of liquidity and each statement of financial position line item includes both current and non-current balances, as applicable.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have defined our reportable segments and the amounts disclosed for those segments based on our management structure and the manner in which our internal financial reporting is conducted. Transactions between segments are executed and priced on an arm's-length basis in a manner similar to transactions with third parties.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The significant accounting policies used in the preparation of our Consolidated Financial Statements are summarized below and are applied consistently by us.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Estimates, Assumptions and Judgments &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The application of our accounting policies requires estimates, assumptions and judgments as they relate to matters that are inherently uncertain. We have established procedures to ensure that our accounting policies are applied consistently and that the processes for changing methodologies for determining estimates are controlled and occur in an appropriate and systematic manner.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Use of Estimates and Assumptions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The preparation of our Consolidated Financial Statements requires us to make estimates and assumptions that affect the application of our policies and the reported amounts of assets, liabilities, revenue and expenses. Key sources of estimation uncertainty include the measurement of insurance contract liabilities and investment contract liabilities, determination of fair value, impairment of financial instruments, determination and impairment of goodwill and intangible assets, determination of provisions and liabilities for pension plans, other post-retirement benefits, income taxes, and the determination of fair value of share-based payments. Actual results may differ from our estimates thereby impacting our Consolidated Financial Statements. Information on our use of estimates and assumptions are discussed in this Note.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Judgments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In preparation of these Consolidated Financial Statements, we use judgments to select assumptions and determine estimates as described above. We also use judgment when applying accounting policies and when determining the classification of insurance contracts, investment contracts and service contracts; the substance of whether our relationship with a structured entity, subsidiary, joint venture or associate constitutes control, joint control or significant influence; functional currencies; contingencies; acquisitions; deferred income tax assets; and the determination of cash generating unit ("CGU"). &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Significant estimates and judgments have been made in the following areas and are discussed as noted: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:41%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract and investment contract assumptions and measurement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Insurance Contract Liabilities and Investment Contract Liabilities                          Note 10 Insurance Contract Liabilities and Investment Contract Liabilities              &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Determination of fair value &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Basis of Consolidation                                                                           Note 1 Determination of Fair Value &lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 3 Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 5 Total Invested Assets and Related Net Investment Income&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impairment of financial instruments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Financial Assets Excluding Derivative Financial Instruments&lt;br clear="none"/&gt;Note 6 Financial Instrument Risk Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income taxes &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Income Taxes &lt;br clear="none"/&gt;Note 20 Income Taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Pension Plans and Other Post-Retirement Benefits&lt;br clear="none"/&gt;Note 25 Pension Plans and Other Post-Retirement Benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Goodwill and intangible assets on acquisition and impairment&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Goodwill &lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 3 Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 9 Goodwill and Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Determination of control for purpose of consolidation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Basis of Consolidation&lt;br clear="none"/&gt;Note 16 Interests in Other Entities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 19 Share-Based Payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Basis of Consolidation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our Consolidated Financial Statements include the results of operations and the financial position of subsidiaries, which includes structured entities controlled by us, after intercompany balances and transactions have been eliminated. Subsidiaries are fully consolidated from the date we obtain control, and deconsolidated on the date control ceases. The acquisition method is used to account for the acquisition of a subsidiary from an unrelated party at the date that control is obtained, with the difference between the consideration transferred and the fair value of the subsidiary's net identifiable assets acquired recorded as goodwill. Judgment is required to determine fair value of the net identifiable assets acquired in a business combination. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We control an entity when we have power over an entity, exposure to or rights to variable returns from our involvement with an entity, and the ability to affect our returns through our power over an entity. Power exists when we have rights that give us the ability to direct the relevant activities, which are those activities that could significantly affect the entity's returns. Power can be obtained through voting rights or other contractual arrangements. Judgment is required to determine the relevant activities and which party has power over these activities. When we have power over and variable returns from an entity, including an investment fund that we manage, we also apply significant judgment in determining whether we are acting as a principal or agent. To make this determination, we consider factors such as how much discretion we have regarding the management of the investment fund and the magnitude and extent of variability associated with our interests in the fund. If we determine we are the principal rather than the agent, we would consolidate the assets and liabilities of the fund. Interests held by external parties in investment funds that we consolidate are recorded as third-party interest in consolidated investment funds in Other liabilities. If we lose control of an entity, the assets and liabilities of that entity are derecognized from our Consolidated Statements of Financial Position at the date at which control is lost and any investment retained is remeasured to fair value.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;A joint venture exists when SLF Inc., or one of its subsidiaries, has joint control of a joint arrangement and has rights to the net assets of the arrangement. Joint control is the contractually agreed sharing of control and exists only when the decisions about the relevant activities require the unanimous consent of the parties sharing control. Associates are entities over which SLF Inc. or its subsidiaries are able to exercise significant influence. Significant influence is the power to participate in the financial and operating policy decisions of an investee but not have control or joint control over those decisions. Significant influence is generally presumed to exist when SLF Inc. or its subsidiaries hold greater than 20% of the voting power of the investee but does not have control or joint control. The equity method is used to account for our interests in joint ventures and associates. A joint operation exists when SLF Inc., or one of its subsidiaries, has joint control of an arrangement that gives it rights to the assets and obligations for the liabilities of the operation, rather than the net assets of the arrangement. For joint operations, we record our share of the assets, liabilities, revenue and expenses of the joint operation. Judgment is required to determine whether contractual arrangements between multiple parties results in control, joint control or significant influence, with consideration of the relevant activities of the entity, voting rights, representation on boards of directors and other decision-making factors. Judgment is also required to determine if a joint arrangement is a joint venture or joint operation, with consideration of our rights and obligations and the structure and legal form of the arrangement.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Determination of Fair Value &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Fair value is measured using the assumptions that market participants would use when pricing an asset or liability. We determine fair value by using quoted prices in active markets for identical or similar assets or liabilities. When quoted prices in active markets are not available, fair value is determined using valuation techniques that maximize the use of observable inputs. When observable valuation inputs are not available, significant judgment is required to determine fair value by assessing the valuation techniques and valuation inputs. The use of alternative valuation techniques or valuation inputs may result in a different fair value.           A description of the fair value methodologies, assumptions, valuation techniques, and valuation inputs by type of asset is included in     Note 5.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Foreign Currency Translation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Translation of Transactions in Foreign Currencies&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The financial results of SLF Inc. and its subsidiaries, joint ventures and associates are prepared in the currency in which they conduct their ordinary course of business, which is referred to as functional currency. Transactions occurring in currencies other than the functional currency are translated to the functional currency using the spot exchange rates at the dates of the transactions. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Monetary assets and liabilities in foreign currencies are translated to the functional currency at the exchange rate at the statement of financial position date. Non-monetary assets and liabilities in foreign currencies that are held at fair value are translated using the exchange rate at the statement of financial position date, while non-monetary assets and liabilities that are measured at historical cost are translated using the exchange rate at the date of the transaction.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The resulting exchange differences from the translation of monetary items and non-monetary items held at fair value, with changes in fair value recorded to income, are recognized in our Consolidated Statements of Operations. For monetary assets classified as available-for-sale (&amp;#8220;AFS&amp;#8221;), translation differences calculated on amortized cost are recognized in our Consolidated Statements of Operations and other changes in carrying amount are recognized in other comprehensive income ("OCI"). The exchange differences from the translation of non-monetary items classified as AFS are recognized in OCI. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Translation to the Presentation Currency&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In preparing our Consolidated Financial Statements, the financial statements of foreign operations are translated from their respective functional currencies to Canadian dollars, our presentation currency. Assets and liabilities are translated at the closing exchange rate at the statement of financial position date, and income and expenses are translated using the average exchange rates. The accumulated gains or losses arising from translation of functional currencies to the presentation currency, net of the effect of any hedges, are included as a separate component of OCI within equity. Upon disposal of a foreign operation that includes loss of control, significant influence or joint control, the cumulative exchange gain or loss related to that foreign operation is recognized in income.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Invested Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Financial Assets Excluding Derivative Financial Instruments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets include cash, cash equivalents and short-term securities, debt securities, equity securities, mortgages and loans, financial assets included in other invested assets and policy loans. Financial assets are designated as financial assets at fair value through profit or loss ("FVTPL") or AFS assets, or are classified as loans and receivables at initial recognition. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="2" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:72%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans and receivables &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;FVTPL and AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Loans and receivables&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Mortgages and loans include mortgages, loans and debt securities not quoted in an active market. Financial assets included in Other invested assets include investments in limited partnerships, segregated funds and mutual funds. Cash equivalents are highly liquid instruments with a term to maturity of three months or less, while short-term securities have a term to maturity exceeding three months but less than one year. Policy loans are fully secured by the policy values on which the loans are made. The accounting for each asset classification is described in the following sections.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;i) Initial Recognition and Subsequent Measurement&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Generally, debt securities, equity securities and other invested assets supporting our insurance contract liabilities or investment contract liabilities measured at fair value are designated as FVTPL, while debt securities, equity securities and other invested assets not supporting our insurance contract liabilities or that are supporting investment contract liabilities are measured at amortized cost or designated as AFS. Mortgages and loans and policy loans are classified as loans and receivables. Financial assets are recognized in the Consolidated Statements of Financial Position on their trade dates, which are the dates that we commit to purchase or sell the assets. Originated mortgages and loans are recognized in the Consolidated Statements of Financial Position on their funding dates.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Assets at Fair Value Through Profit or Loss&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets at FVTPL include financial assets that are held for trading ("HFT"), as well as financial assets that have been designated as FVTPL at initial recognition. A financial asset is classified as HFT if it is acquired principally for the purpose of selling in the near term. A financial asset can be designated as FVTPL if it eliminates or significantly reduces a measurement or recognition inconsistency that would otherwise arise from measuring assets or liabilities or recognizing the gains and losses on them on different bases; or if a group of financial assets, financial liabilities or both, is managed and its performance is evaluated on a fair value basis. Cash equivalents and short-term securities have been classified as HFT. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Generally, debt securities, equity securities and other invested assets supporting insurance contract liabilities or investment contract liabilities measured at fair value have been designated as FVTPL. This designation has been made to eliminate or significantly reduce the measurement inconsistency that would arise due to the measurement of the insurance contract or investment contract liabilities, which are based on the carrying value of the assets supporting those liabilities. Because the carrying value of insurance contract liabilities is determined by reference to the assets supporting those liabilities, changes in the insurance contract liabilities generally offset changes in the fair value of debt securities classified as FVTPL, except for changes that are due to impairment. The majority of equity securities and other invested assets classified as FVTPL are held to support products where investment returns are passed through to policyholders and therefore, changes in the fair value of those assets are significantly offset by changes in insurance contract liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets classified as FVTPL are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are expensed immediately. Changes in fair value as well as realized gains and losses on sale are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Available-for-Sale Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets classified as AFS are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are capitalized on initial recognition. Transaction costs for debt securities are recognized in income using the effective interest method, while transaction costs for equity securities and other invested assets are recognized in income when the asset is derecognized. Changes in fair value are recorded to unrealized gains and losses in OCI. For foreign currency translation, exchange differences calculated on the amortized cost of AFS debt securities are recognized in income and exchange differences calculated on other changes in carrying amount are recognized in OCI. The exchange differences from the translation of AFS equity securities and other invested assets are recognized in OCI. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. Net impairment losses and realized gains and losses on the sale of assets classified as AFS are reclassified from accumulated OCI to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Loans and Receivables&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Loans and receivables are generally carried at amortized cost. Transaction costs for mortgages and loans are capitalized on initial recognition and are recognized in income using the effective interest method. Realized gains and losses on the sale of mortgages and loans, interest income earned, and fee income are recorded in Interest and other investment income in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;ii) Derecognition&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets are derecognized when our rights to contractual cash flows expire, when we transfer substantially all our risks and rewards of ownership, or when we no longer retain control.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;iii) Impairment&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Financial assets are assessed for impairment on a quarterly basis. Financial assets are impaired and impairment losses are incurred if there is objective evidence of impairment as a result of one or more loss events and that event has an impact on the estimated future cash flows that can be reliably estimated. Objective evidence of impairment generally includes significant financial difficulty of the issuer, including actual or anticipated bankruptcy or defaults and delinquency in payments of interest or principal or disappearance of an active market for that financial asset. Objective evidence of impairment for an investment in an equity instrument or other invested asset also includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates that may indicate that the carrying amount will not be recovered, and a significant or prolonged decline in the fair value of an equity instrument or other invested asset below its cost. Management exercises considerable judgment in assessing for objective evidence of impairment. Due to the inherent risks and uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, the actual impairment amount and the timing of the recognition of impairment may differ from management assessment. The impairment assessment process is discussed in Note 6. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Assets at Fair Value Through Profit or Loss&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Since financial assets classified as FVTPL are carried at fair value with changes in fair value recorded to income, any reduction in value of the assets due to impairment is already reflected in income. However, the impairment of assets classified as FVTPL generally impacts the change in insurance contract liabilities due to the impact of asset impairment on estimates of future cash flows. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Available-for-Sale Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;When there is objective evidence that a financial asset classified as AFS is impaired, the loss in accumulated OCI is reclassified to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations. Following impairment loss recognition, a debt security continues to be carried at fair value with changes in fair value recorded in OCI, and it is assessed quarterly for further impairment loss or reversal. Subsequent losses on an impaired equity security or other invested asset, including losses relating to foreign currency changes, are reclassified from OCI to income in subsequent reporting periods until the asset is derecognized. Once an impairment loss on a debt security classified as AFS is recorded to income, any reversal of impairment loss through income occurs only when the recovery in fair value is objectively related to an event occurring after the impairment was recognized. Impairment losses on an equity security or other invested asset classified as AFS are not reversed through income. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Loans and Receivables&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;If an impairment loss on an individual mortgage or loan has been incurred, the amount of the loss is measured as the difference between the asset's carrying amount and the present value of the estimated future cash flows discounted at the asset's original effective interest rate. For collateralized financial assets, the present value of the estimated future cash flows reflects the cash flows that may result from foreclosure less costs to sell, whether or not foreclosure is probable. If no evidence of impairment exists for an individually assessed mortgage or loan, it is included in a group of loans with similar credit risk characteristics and collectively assessed for impairment.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;When an impairment loss has been incurred, the carrying amount of the asset is reduced through the use of an allowance account, and the amount of the loss is recognized in income. If the impairment loss subsequently decreases and the decrease can be related objectively to an event occurring after the initial impairment charge was recognized, the previous impairment charge is reversed by adjusting the allowance account and the reversal is recognized in income. Interest income is recognized on impaired mortgages and loans using the effective interest rate method and it is based on the estimated future cash flows used to measure the impairment loss. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in the allowance account, other than write-offs net of recoveries, are charged against Interest and other investment income in our Consolidated Statements of Operations. Write-offs, net of recoveries, are deducted from the allowance account when there is no realistic prospect of recovery, which is typically not before derecognition of the asset through foreclosure or sale. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Collateral&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Cash received (pledged) as collateral is recognized (derecognized) in our Consolidated Statements of Financial Position with corresponding amounts recognized in Other liabilities (Other assets), respectively. All other types of assets received (pledged) as collateral are not recognized (derecognized) in our Consolidated Statements of Financial Position.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Derivative Financial Instruments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;All derivative financial instruments are recorded at fair value in our Consolidated Statements of Financial Position. Derivatives with a positive fair value are recorded as Derivative assets while derivatives with a negative fair value are recorded as Derivative liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The accounting for the changes in fair value of a derivative instrument depends on whether or not it is designated as a hedging instrument for hedge accounting purposes. Changes in (i) fair value of derivatives that are not designated for hedge accounting purposes, which are defined as derivative investments, and (ii) embedded derivatives that are bifurcated, are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Income earned or paid on these derivatives is recorded in Interest and other investment income in our Consolidated Statements of Operations. Hedge accounting is applied to certain derivatives to reduce income statement volatility. When certain qualification criteria are met, hedge accounting recognizes the offsetting effects of hedging instruments and hedged items in income or defers the effective portion of changes in fair value of hedging instruments in OCI until there is a recognition event, such as the occurrence of a forecasted transaction or the disposal of an investment in a foreign operation, or hedge accounting is discontinued. All hedging relationships are documented at inception and hedge effectiveness is assessed at inception and on a quarterly basis to determine whether the hedging instruments are highly effective in offsetting changes attributable to the hedged risk in the fair value or cash flows of the hedged items.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Fair Value Hedges&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Certain interest rate swaps and foreign currency forwards are designated as hedging instruments in fair value hedges of the interest rate or foreign exchange rate risks associated with AFS assets. Changes in fair value of the derivatives are recorded in Interest and other investment income in our Consolidated Statements of Operations. The change in fair value of the AFS assets related to the hedged risk is reclassified from OCI to income. As a result, ineffectiveness, if any, is recognized in income to the extent that changes in fair value of the derivatives and AFS assets do not offset. Interest income earned and paid on the AFS assets and swaps in the fair value hedging relationships are recorded in Interest and other investment income in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Cash Flow Hedges&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Certain equity and foreign currency forwards are designated as hedging instruments in cash flow hedges for anticipated payments of awards under certain share-based payment plans and for anticipated foreign currency purchases of foreign operations. Changes in the fair value of derivatives for the effective portion of the hedge are recognized in OCI, while the ineffective portion of the hedge and any items excluded from the hedging relationship, such as the spot-to-forward differential, are recognized in Interest and other investment income in our Consolidated Statements of Operations. A portion of the amount recognized in OCI related to the equity forwards is reclassified to income as a component of Operating expenses as the liabilities for the share-based payment awards are accrued over the vesting period. A portion of the amounts recognized in OCI related to the foreign currency forwards would be reclassified to income upon disposal or impairment of the foreign operations. All amounts recognized in, or reclassified from, OCI are net of related taxes.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Embedded Derivatives&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;An embedded derivative is a component of a host contract that modifies the cash flows of the host contract in a manner similar to a derivative, according to a specified interest rate, financial instrument price, foreign exchange rate, underlying index or other variable. We are required to separate embedded derivatives from the host contract, if an embedded derivative has economic and risk characteristics that are not closely related to the host contract, meets the definition of a derivative, and the combined contract is not measured at fair value with changes recognized in income. If an embedded derivative is bifurcated for accounting purposes from the host contract, it will be accounted for as a derivative. For further details on embedded derivatives in insurance contracts, see the Insurance Contract Liabilities accounting policy in this Note. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investment Properties&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment properties are real estate held to earn rental income, for capital appreciation, or both. Properties held to earn rental income or for capital appreciation that have an insignificant portion that is owner-occupied are classified as investment properties. Properties that do not meet these criteria are classified as property and equipment, included in Other assets as described below. Expenditures related to ongoing maintenance of properties incurred subsequent to acquisition are expensed. Investment properties are initially recognized at cost in our Consolidated Statements of Financial Position. Various costs incurred associated with the acquisition of an investment property are either capitalized or expensed depending on whether or not the acquisition is considered a business combination. Investment properties are subsequently measured at fair value with changes in value recorded to Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;When the use of a property changes from owner-occupied to investment property, any gain arising on the remeasurement of the property to fair value at the date of transfer is recognized in our Consolidated Statements of Operations to the extent that it reverses a previous impairment loss. Any remaining increase is recognized in OCI. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Other Invested Assets &amp;#8211; Non-Financial Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other invested assets also include non-financial assets such as investments in joint ventures and associates, which are accounted for using the equity method. Investments in joint ventures and associates are initially recorded at cost. The investment in joint ventures and associates is increased by our share of capital contributions and for purchases of additional interests and is reduced by distributions received. In addition, subsequent adjustments to the investment are made for our share of net income or loss and our share of OCI. Our share of net income is recorded in Interest and other investment income in our Consolidated Statements of Operations and our share of OCI is recorded in our Consolidated Statements of Comprehensive Income (Loss). Impairment losses on equity method investments are recognized when events or changes in circumstances indicate that they are impaired. The impairment loss recognized is the difference between the carrying amount and the recoverable amount.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Other Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other assets, which are measured at amortized cost, include accounts receivable, investment income due and accrued, deferred acquisition costs, and property and equipment. Deferred acquisition costs arising from service contracts or from service components of investment contracts are amortized over the expected life of the contracts based on the future expected fees. Owner-occupied properties are amortized to their residual value over &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;25&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;49&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years. Furniture, computers, other office equipment, and leasehold improvements are amortized to their residual value over &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;20&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Reinsurance Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In the normal course of business, we use reinsurance to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established, highly rated reinsurers. Reinsurance assets are measured consistently with the amounts associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Amounts due to or from reinsurers with respect to premiums received or paid claims are included in Other assets and Other liabilities in the Consolidated Statements of Financial Position. Premiums for reinsurance ceded are presented as premiums ceded in the Consolidated Statements of Operations. Reinsurance expenses (recoveries), as presented in our Consolidated Statements of Operations, represent reinsurance expenses and expense recoveries resulting from reinsurance agreements. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance assets are subject to impairment testing. If impaired, the carrying value is reduced, and an impairment loss is recognized in Reinsurance expenses (recoveries) in our Consolidated Statements of Operations. Impairment occurs when objective evidence exists (as a result of an event) after the initial recognition of the reinsurance asset indicating that not all amounts due under the terms of the contract will be received, and the impairment can be reliably measured. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance assumed is accounted for as an insurance, investment or service contract depending on the underlying nature of the agreement and if it meets the definition of an insurance, investment or service contract. For the accounting for these types of contracts, see the respective policy section in this Note.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Intangible assets consist of finite life and indefinite life intangible assets. Finite life intangible assets are amortized on a straight-line basis over varying periods of up to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;40&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years, and are charged through operating expenses. The useful lives of finite life intangible assets are reviewed annually, and the amortization is adjusted as necessary. Indefinite life intangibles are not amortized, and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying values of the indefinite life intangible assets to their recoverable amounts. If the carrying values of the indefinite life intangibles exceed their recoverable amounts, these assets are considered impaired, and a charge for impairment is recognized in our Consolidated Statements of Operations. The recoverable amount of intangible assets is determined using various valuation models, which require management to make certain judgments and assumptions that could affect the estimates of the recoverable amount. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Goodwill&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Goodwill represents the excess of the cost of an acquisition over the fair value of the net identifiable tangible and intangible assets of the acquired businesses. It is carried at original cost less any impairment subsequently incurred. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU or a group of CGUs falling below its carrying value. A CGU is the smallest identifiable group of assets that generates cash inflows that are largely independent of cash inflows from other groups of assets. We exercise significant judgment in determining our CGUs. The factors considered in determining our CGUs include product cash inflows, product distribution, target markets, and how management monitors and evaluates the operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The goodwill balances are allocated to either individual or groups of CGUs that are expected to benefit from the synergies of the business combination. Goodwill impairment is quantified by comparing a CGU's or a group of CGUs' carrying value to its recoverable amount, which is the higher of fair value less costs of disposal and value in use. Impairment losses are recognized immediately and cannot be reversed in future periods. Significant judgment is involved in estimating the model inputs used to determine the recoverable amount of our CGUs or group of CGUs, including those for discount rates, capital, the value of new business, expenses, cash flow projections, and market multiples, due to the uncertainty and the forward-looking nature of these inputs. The assumptions may differ from the actual experience, and estimates may change from period to period based on future events or revisions of assumptions. These key assumptions are discussed in Note 9. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Insurance Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contracts are contracts under which we accept significant insurance risk from a policyholder by agreeing to compensate the policyholder if a specified uncertain future event adversely affects the policyholder. The presence of significant insurance risk in individual contracts is assessed by reviewing books of contracts with homogeneous risk features. Judgment is required to determine the classification of a contract as an insurance contract, investment contract or a service contract.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;As discussed in the Segregated Funds section of this Note, certain insurance contracts under which the policyholder bears the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contract liabilities, including policy benefits payable and provisions for policyholder dividends, are determined in accordance with Canadian accepted actuarial practice and any requirements of OSFI. As confirmed by guidance provided by the Canadian Institute of Actuaries (&amp;#8220;CIA&amp;#8221;), the current Canadian Asset Liability Method (&amp;#8220;CALM&amp;#8221;)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;of valuation of insurance contract liabilities satisfies the &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;IFRS 4 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Insurance Contracts &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRS 4") requirements for eligibility for use under IFRS. Under CALM, liabilities are set equal to the statement of financial position value of the assets required to support them.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Some insurance contracts contain discretionary participation features (&amp;#8220;DPF&amp;#8221;), whereby the policyholder has the right to receive potentially significant additional benefits based on the actual investments and other experience on a block of similar contracts. IFRS allows the non-guaranteed, or participating, elements of such contracts to be classified as either a liability or as equity, depending on the nature of our obligation to the policyholder. The contracts issued by us contain constructive obligations to the policyholder with respect to the DPF of the contracts. We have therefore elected to classify these features as a liability, consistent with accounting treatment under CALM, and in accordance with guidance provided by the CIA. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Derivatives embedded in insurance contracts are treated as separate derivatives and measured at fair value with changes in fair value recognized in income, except when the embedded derivative itself meets the definition of an insurance contract under IFRS, or when the risks and characteristics are closely related to those of the host contracts or when the derivative is the policyholder's option to surrender an insurance contract for a fixed amount or an amount based on a fixed amount and an interest rate. The derivatives that have not been separated are accounted for as insurance contract liabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Significant judgment is required in determining our liabilities for insurance contracts including the assumptions required for their determination. Application of different assumptions may result in different measurement of the insurance contract liabilities. Actual experience may differ from assumptions, and estimates may change from period to period based on future events or revisions of assumptions. Key assumptions and considerations in choosing assumptions are discussed in Note 10 and sensitivities are discussed in Note 7.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Financial Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investment Contract Liabilities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Contracts issued by us that do not transfer significant insurance risk, but do transfer financial risk from the policyholder to us, are financial liabilities and are accounted for as investment contracts. Service components of investment contracts are treated as service contracts. For further details on how service components of investment contracts are treated, see the Service Contracts accounting policy in this Note. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Liabilities for investment contracts without DPF are measured at FVTPL or amortized cost. Contracts recorded at FVTPL are measured at fair value at inception and each subsequent reporting period. Contracts recorded at amortized cost are initially recognized at fair value, less transaction costs directly attributable to the issue of the contract. At each subsequent period, the contracts are measured at amortized cost using the effective interest method. Changes in fair value of investment contract liabilities recorded at FVTPL and amortization on contracts recorded at amortized cost are recorded as an Increase (decrease) in investment contract liabilities in our Consolidated Statements of Operations. Deposits collected from and payments made to contract holders are recorded as an increase and decrease in Investment contract liabilities in our Consolidated Statements of Financial Position. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;As discussed in the Segregated Funds section of this Note, certain investment contracts under which the policyholder bears the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders in the Consolidated Statements of Financial Position. The accounting for investment contracts that contain DPF is described in the Insurance Contract Liabilities section of this Note. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Other Liabilities &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other liabilities, which are measured at amortized cost, include accounts payable, repurchase agreements, accrued expenses and taxes, senior financing and provisions. Liabilities for provisions, other than insurance contract liabilities and investment contract liabilities, are recognized for present legal or constructive obligations as a result of a past event if it is probable that they will result in an outflow of economic resources and the amount can be reliably estimated. The amounts recognized for these provisions are the best estimates of the expenditures required to settle the present obligations or to transfer them to a third party at the statement of financial position date, considering all the inherent risks and uncertainties, as well as the time value of money. These provisions are reviewed as relevant facts and circumstances change.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Senior Debentures and Subordinated Debt&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Senior debentures and subordinated debt liabilities are recorded at amortized cost using the effective interest method. Transaction costs are recorded as part of the liability and are recognized in income using the effective interest method. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Service Contracts&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Contracts issued by us to customers that do not transfer significant insurance risk and do not transfer financial risk from the customer to us, including contracts for investment management service, are classified as service contracts. Service components of investment contracts are also accounted for as service contracts. Fee income earned from these contracts is described in the Premium and Fee Income Recognition accounting policy section of this Note. Deferred acquisition costs are described under the Other Assets accounting policy section of this Note. Where the cost of meeting the obligations of the contract exceed the economic benefits expected to be received under it, a provision is recognized in Other liabilities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Segregated Funds&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Segregated funds are products for which we issue a contract where the benefit amount is directly linked to the fair value of the investments held in the particular segregated fund. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risks and rewards of the fund's investment performance. In addition, certain contracts include guarantees from us. We derive fee income from segregated funds, which is included in Fee income in our Consolidated Statements of Operations. Policyholder transfers between general funds and segregated funds are included in Net transfer to (from) segregated funds in our Consolidated Statements of Operations. Deposits to segregated funds are reported as increases in segregated funds liabilities and are not reported as revenues in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investments for Account of Segregated Fund Holders&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investments for account of segregated fund holders are recorded separately from the Total general fund assets in our Consolidated Statements of Financial Position and are carried at fair value. Fair values are determined using quoted market values or, where quoted market values are not available, estimated fair values as determined by us. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Insurance Contracts for Account of Segregated Fund Holders&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Insurance contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders. The liabilities reported as Insurance contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. Changes in the fair value of the invested assets of the segregated funds are recorded in net realized and unrealized gains (losses) within the segregated fund and are not recorded in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other assets and liabilities associated with these insurance contracts, such as origination costs and the liabilities associated with guarantees provided by us, are included in general fund liabilities in Insurance contract liabilities in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investment Contracts for Account of Segregated Fund Holders&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Investment contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders. The liabilities reported as Investment contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other liabilities associated with these investment contracts, such as onerous contract provisions required for service components, are included in general fund liabilities in Investment contract liabilities in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Income Taxes&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Current income tax assets and liabilities for the current and prior periods are measured at the amount expected to be recovered from or paid to the taxation authorities. Deferred income tax is provided using the liability method on temporary differences at the statement of financial position date between the tax bases of assets and liabilities and their carrying amounts for financial reporting purposes. Current and deferred income tax relating to items recognized in the current or previous period in OCI or directly in equity is accordingly recognized in OCI or equity and not in our Consolidated Statements of Operations. Interest and penalties payable to taxation authorities are recorded in Interest expense and Operating expenses, respectively, in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Deferred income tax assets and liabilities are calculated based on income tax rates and laws that are expected to apply when the liability is settled or the asset is realized, which are normally those enacted or considered substantively enacted at our Consolidated Statements of Financial Position dates. Deferred income tax assets are recognized for all deductible temporary differences, carry forward of unused tax credits and unused tax losses to the extent of the probability that future taxable profit will be available against which these assets can be utilized. At each reporting period, we assess all available evidence, both positive and negative, to determine the amount of deferred income tax assets to be recognized. The recognition of deferred income tax assets requires estimates and significant judgment about future events, such as projections of future taxable profits, based on the information available at the reporting date. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The determination of the required provision for current and deferred income taxes requires that we interpret tax legislation in the jurisdictions in which we operate. For each reporting period, our income tax provision reflects our best estimate, based on the information available at the reporting date, of tax positions that are under audit or appeal by relevant tax authorities. To the extent that our estimate of tax positions or the timing of realization of deferred income tax assets or liabilities are not as expected, the provision for income taxes may increase or decrease in the future to reflect the actual experience.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Deferred income tax is provided on temporary differences arising on investments in subsidiaries, joint ventures and associates, except where we control the timing of the reversal of the temporary difference and it is apparent that the temporary difference will not reverse in the foreseeable future. No deferred income tax asset or liability is recognized in relation to temporary differences that arise from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, did not affect either the accounting profit or taxable profit or loss. Deferred income tax assets and deferred income tax liabilities are offset if a legally enforceable right exists to set off current tax assets against current tax liabilities, the deferred income taxes relate to the same taxable entity and the same taxation authority and we intend either to settle on a net basis, or to realize the asset and settle the liability simultaneously.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In determining the impact of taxes, we are required to comply with Canadian accepted actuarial practice and IFRS. CALM requires that all projected cash flows associated with insurance contract liabilities, including income taxes, be included in the determination of insurance contract liabilities. The insurance contract liabilities are therefore determined including all policy-related income tax effects on a discounted basis, and then adjusted for any related deferred income tax assets and liabilities held in accordance with IFRS. The net result of this adjustment is to leave the discounting effect of the deferred income taxes associated with temporary differences on policy-related tax items in the insurance contract liabilities.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Pension Plans and Other Post-Retirement Benefits&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For defined benefit plans, the present value of the defined benefit obligation is calculated by independent actuaries using the projected unit credit method, and actuarial assumptions that represent best estimates of future variables that will affect the ultimate cost of these obligations. The discount rate used for our material defined benefit plans is determined with reference to market yields of high-quality corporate bonds that are denominated in the same currency in which the benefits will be paid, and that have terms to maturity approximating the terms of obligations. Plan assets are measured at fair value and are held in separate trustee administered funds or as qualifying insurance contracts. The difference between the fair value of the plan assets and the present value of the defined benefit obligation is recognized on the Consolidated Statements of Financial Position as an asset or liability in Other assets or Other liabilities, respectively. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Costs charged to our Consolidated Statements of Operations include current service cost, any past service costs, any gains or losses from curtailments or settlements, and interest on the net defined benefit liability (asset). Remeasurement of the net defined benefit liability (asset), which includes the impact of changes to the actuarial assumption underlying the liability calculations, liability experience gains or losses, the difference between the return on plan assets and the amount included in the interest on the net defined benefit liability (asset), is reflected immediately in OCI. The calculation of the defined benefit expenses and obligations requires judgment as the recognition is dependent on various actuarial assumptions such as discount rates, health care cost trend rates and projected compensation increases. These key assumptions are discussed in Note 25.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Dividends&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Dividends payable to holders of shares of SLF Inc. are recognized in the period in which they are authorized or approved. Dividends that have been reinvested in additional common shares under the Dividend Reinvestment and Share Purchase Plan ("DRIP") are also reflected as dividends within retained earnings. Where SLF Inc. has issued common shares from treasury under the DRIP, the additional shares have been reflected in common shares.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Premium and Fee Income Recognition&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Gross premiums for all types of insurance contracts excluding segregated fund contracts are generally recognized as revenue when due. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income is generated from insurance contracts and service contracts.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income from insurance contracts includes fees from segregated fund contracts, guarantee fees and other fees associated with insurance contracts and is typically recognized as revenue when services are rendered.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income from service contracts represents fees associated with non-insurance contracts with customers, and includes Distribution fees, Fund management and other asset-based fees, and Administrative services and other fees. Distribution fees includes fees earned from the distribution of investment products and other intermediary activities. Fund management and other asset-based fees includes fees earned from investment management services. Administrative services and other fees includes fees earned from contract administration and other management services. Fee income from service contracts is typically recognized as revenue when services are rendered at either a point in time or over time. The majority of fee income from service contracts is comprised of variable consideration which is based on a percentage of assets under management or another variable metric and is recognized as revenue when it is highly probable that a significant reversal in the amount of the revenue recognized will not occur.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Share-Based Payments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Stock options of SLF Inc. granted to employees are accounted for as equity-settled share-based payment transactions. The total compensation expense for stock options is computed based on the fair value of the stock option at the date of grant and the estimated number of options expected to vest at the end of the vesting period. The expense is recognized over the vesting period as compensation expense in Operating expenses in our Consolidated Statements of Operations, with an offset to contributed surplus in our Consolidated Statements of Changes in Equity. When options are exercised, new common shares are issued, contributed surplus is reversed and the common shares issued are credited to common shares in our Consolidated Statements of Changes in Equity.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other share-based payment plans based on the value of SLF Inc.'s common shares are accounted for as cash-settled share-based payment transactions. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are recomputed at the end of each reporting period and are measured at the fair value of the award at that reporting date. The liabilities are accrued and expensed on a straight-line basis over the vesting periods. The liabilities are settled in cash at the end of the vesting period. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Share-based payment awards within MFS Investment Management (&amp;#8220;MFS&amp;#8221;), which are based on their own shares, are accounted for as cash-settled share-based payment awards. The vested and unvested awards, as well as the shares that have been issued under these plans, are recognized as liabilities because MFS has a practice of purchasing the issued shares from employees after a specified holding period. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are accrued over the vesting period and are measured at fair value at each reporting period with the change in fair value recognized as compensation expense in Operating expenses in our Consolidated Statements of Operations. The liabilities are settled in cash when the shares are purchased from the employees.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Basic and Diluted Earnings Per Share ("EPS")&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Basic EPS is calculated by dividing the common shareholders' net income by the weighted average number of common shares issued and outstanding. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Diluted EPS adjusts common shareholders' net income and the weighted average number of common shares for the effects of all dilutive potential common shares under the assumption that convertible instruments are converted and that outstanding options are exercised. Diluted EPS is calculated by dividing the adjusted common shareholders' net income by the adjusted weighted average number of common shares outstanding. For convertible instruments, common shareholders' net income is increased by the after-tax expense on the convertible instrument while the weighted average common shares are increased by the number of common shares that would be issued at conversion. For stock options, it is assumed that the proceeds from the exercise of options whose exercise price is less than the average market price of common shares during the period are used to repurchase common shares at the average market price for the period. The difference between the number of common shares issued for the exercise of the dilutive options and the number of common shares that would have been repurchased at the average market price of the common shares during the period is adjusted to the weighted average number of common shares outstanding.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory>
	<ifrs-full:DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory contextRef="FD2018Q4YTD" id="Fact-1CBD7E8B80065F24A517BD320D8A7F9F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following represents the deferred tax assets and liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;in the Consolidated Statements of Financial Position by source of temporary differences:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(738&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(841&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;379&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Losses available for carry forward&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;600&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;543&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension and other employee benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;183&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(136&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;201&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;120&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;90&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;403&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net deferred tax asset&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;887&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;892&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Our deferred tax assets and deferred tax liabilities are offset when there is a legally enforceable right to offset current tax assets against current tax liabilities and when the deferred taxes relate to the same taxable entity and the same taxation authority. Negative amounts reported under Assets are deferred tax liabilities included in a net deferred tax asset position; negative amounts under Liabilities are deferred tax assets included in a net deferred tax liability position.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes unused tax credits.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The movement in net deferred tax assets for the years ended December 31, are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:189px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Losses  available for carry forward&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Pension and other employee benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(957&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;896&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;549&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;892&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to statement of operations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;107&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(26&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(149&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to equity, other than other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;737&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;96&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;319&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(167&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;887&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes unused tax credits.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="29" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:189px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:40px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Losses  available for carry forward&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Pension and other employee benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2016&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,064&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;171&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;410&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions (disposals) through business combinations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to statement of operations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;132&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(66&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(209&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Charged to other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(64&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(957&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;896&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;77&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;549&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;351&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;892&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Includes unused tax credits.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory>
	<ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory contextRef="FD2018Q4YTD" id="Fact-F5A4CDCFD77659EC991A7F87BECC0279">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The aggregate compensation to the executive team and directors are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:417px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:25px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:28px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Executive team&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Directors&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Executive team&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Directors&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of individuals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Base salary and annual incentive compensation&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additional short-term benefits and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based long-term incentive compensation&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Value of pension and post-retirement benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory>
	<ifrs-full:EarningsPerShareExplanatory contextRef="FD2018Q4YTD" id="Fact-5EBEAED44876546AB31ADFA371FBAB8E">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Details of the calculation of the net income (loss) and the weighted average number of shares used in the earnings per share computations are as follows:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shareholders' net income (loss) for basic earnings per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,522&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,149&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: increase in income due to convertible instruments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shareholders' net income (loss) on a diluted basis&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average number of common shares outstanding for basic earnings per share (in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;606&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;613&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: dilutive impact of stock options&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;(in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: dilutive impact of convertible instruments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;(in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Weighted average number of common shares outstanding on a diluted basis (in millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;611&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;618&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Basic earnings (loss) per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Diluted earnings (loss) per share&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4.14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3.49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; The convertible instruments are the SLEECS B issued by Sun Life Capital Trust. &lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Excludes the impact of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; million stock options for the year ended December 31, 2018 ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for the year ended December 31, 2017) because these stock options were antidilutive for the period.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:EarningsPerShareExplanatory>
	<ifrs-full:ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions contextRef="FD2018Q4YTD" id="Fact-27CE3B67FC585F468FB13848B19FE53F">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The units outstanding under these plans and the liabilities recognized for these units in our Consolidated Statements of Financial Position are summarized in the following table:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:416px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Number of units (in thousands)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Sun Shares&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;DSUs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Units outstanding December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,967&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;854&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,821&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Units outstanding December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,507&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,040&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,547&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liability accrued as at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;35&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;235&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liability accrued as at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions>
	<ifrs-full:ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss contextRef="FD2018Q4YTD" id="Fact-67E45DE6B7D05A50BA4F1EBC974F08FF">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Compensation expense and the income tax expense (benefit) for these awards for the years ended December 31 are shown in the following table: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Compensation expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;248&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;341&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Compensation expense and the income tax expense (benefit) for other share-based payment plans for the years ended December 31 are shown in the following table. Since expenses for the DSUs are accrued as part of incentive compensation in the year awarded, the expenses below do not include these accruals. The expenses presented in the following table include&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;increases in the liabilities for Sun Shares and DSUs due to changes in the fair value of the common shares and the accruals of the Sun Shares liabilities over the vesting period, and exclude any adjustment in expenses due to the impact of hedging.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:508px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Compensation expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;87&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;125&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss>
	<ifrs-full:ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements contextRef="FD2018Q4YTD" id="Fact-BED4183C6DFC5932966067226FA61C1D">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Basis of Presentation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our Consolidated Statements of Financial Position are presented in the order of liquidity and each statement of financial position line item includes both current and non-current balances, as applicable.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have defined our reportable segments and the amounts disclosed for those segments based on our management structure and the manner in which our internal financial reporting is conducted. Transactions between segments are executed and priced on an arm's-length basis in a manner similar to transactions with third parties.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The significant accounting policies used in the preparation of our Consolidated Financial Statements are summarized below and are applied consistently by us.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements>
	<ifrs-full:MaturityAnalysisForDerivativeFinancialLiabilities contextRef="FD2018Q4YTD" id="Fact-4F7F667557B756F8BF26AB98B63C60D6">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Notional amounts of derivative financial instruments are the basis for calculating payments and are generally not the actual amounts exchanged. The following table provides the notional amounts of derivative instruments outstanding by type of derivative and term to maturity:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:687px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:182px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 to 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Over 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 to 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over 5 &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over-the-counter contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forward contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;469&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;469&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,685&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,348&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,486&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,053&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,887&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Options purchased&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,898&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,737&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,833&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,266&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Options written&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;477&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;648&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;225&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,350&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;786&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;459&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forward contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,529&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,544&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;532&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,210&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14,193&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;332&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,744&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Forward contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;158&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;285&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;109&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Swap contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;113&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Credit derivatives&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,329&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;27&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,356&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;903&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;170&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Exchange-traded contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest rate contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Futures contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,415&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,415&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Futures contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,377&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,377&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,216&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,216&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Options purchased&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;465&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;512&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total notional amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;16,308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13,006&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29,884&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59,198&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15,895&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,879&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26,347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;54,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;These are covered short derivative positions that may include interest rate options, swaptions, or floors.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table provides the fair value of derivative instruments outstanding by term to maturity:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="33" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:161px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:38px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Term to maturity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1 to 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Over 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Under &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 Year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 to 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Over 5&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;Years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;150&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;862&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;226&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,155&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,478&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(240&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(555&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1,500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(90&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,319&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,756&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:MaturityAnalysisForDerivativeFinancialLiabilities>
	<ifrs-full:MaturityAnalysisForNonderivativeFinancialLiabilities contextRef="FD2018Q4YTD" id="Fact-76A24754271E37B0BCAB9A95DCB6EC92">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:47%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:top;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#acacac;"&gt;The following table summarizes the contractual maturities of our significant financial liabilities and contractual commitments as at December&amp;#160;31, 2018 and December&amp;#160;31, 2017:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:top;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;font-weight:bold;"&gt;Financial Liabilities and Contractual Obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-bottom:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Within 1 year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1 year to 3 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3 years to 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Over 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Insurance and investment contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;11,950&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;8,388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;8,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;264,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;293,237&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Senior debentures and unsecured financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;438&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;556&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,880&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;6,108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Subordinated debt&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3,724&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Bond repurchase agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Accounts payable and accrued expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;5,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;5,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Secured borrowings from mortgage securitization&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;182&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;435&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;817&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;20,523&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;9,635&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;9,326&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;273,735&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;313,219&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual loans, equities and mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,044&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,063&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3,800&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Operating leases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;230&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;182&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,056&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total contractual commitments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,274&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;718&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,569&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-bottom:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Within 1 year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1 year to 3 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;3 years to 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Over 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Insurance and investment contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;10,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;7,552&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;7,729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;242,181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;267,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Senior debentures and unsecured financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;120&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;516&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;489&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,393&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Subordinated debt&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,857&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Bond repurchase agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Accounts payable and accrued expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,814&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,814&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Secured borrowings from mortgage securitization&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;333&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;18,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;8,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;8,916&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251,587&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;287,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual loans, equities and mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;2,933&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Operating leases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;452&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total contractual commitments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,254&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;362&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;3,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(1) These amounts represent the undiscounted estimated cash flows of insurance and investment contract liabilities on our Consolidated Statements of Financial Position. These cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund products, policyholder dividends, amounts on deposit, commissions and premium taxes offset by contractual future premiums and fees on in-force contracts. These estimated cash flows are based on the best estimated assumptions used in the determination of insurance and investment contract liabilities. Due to the use of assumptions, actual cash flows will differ from these estimates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(2) Payments due based on maturity dates and include expected interest payments. Actual redemption of certain securities may occur sooner as some include an option for the issuer to call the security at par at an earlier date.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(3) Contractual commitments and operating lease commitments are not reported on our Consolidated Financial Statements. Additional information on these commitments is included in Note 23 of our 2018 Annual Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;text-align:center;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.22630560928434%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:47%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;"&gt;The following table summarizes the contractual maturities of our significant financial liabilities and contractual commitments as at December&amp;#160;31, 2018 and December&amp;#160;31, 2017:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:13px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:top;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;font-weight:bold;"&gt;Financial Liabilities and Contractual Obligations&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-bottom:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Within 1 year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1 year to 3 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3 years to 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Over 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Insurance and investment contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;11,950&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;8,388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;8,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;264,246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;293,237&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Senior debentures and unsecured financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;438&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;556&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,880&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;6,108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Subordinated debt&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;103&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3,724&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Bond repurchase agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Accounts payable and accrued expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;5,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;5,971&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Secured borrowings from mortgage securitization&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;182&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;435&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;187&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;817&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;20,523&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;9,635&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;9,326&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;273,735&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;313,219&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual loans, equities and mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,157&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,044&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;536&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,063&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;3,800&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Operating leases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;230&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;182&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,056&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total contractual commitments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,295&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,274&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;718&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;1,569&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;font-weight:bold;"&gt;4,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:12px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-bottom:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;($ millions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Within 1 year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1 year to 3 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;3 years to 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Over 5 years&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Insurance and investment contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;10,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;7,552&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;7,729&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;242,181&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;267,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Senior debentures and unsecured financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;120&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;516&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;489&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,393&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,518&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Subordinated debt&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;126&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,229&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;4,857&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Bond repurchase agreements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Accounts payable and accrued expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,814&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;5,814&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Secured borrowings from mortgage securitization&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;333&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;398&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;701&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,513&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;49&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;264&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;18,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;8,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;8,916&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;251,587&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;287,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual commitments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:5pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Contractual loans, equities and mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,138&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;820&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;761&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;2,933&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Operating leases&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;148&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;452&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;Total contractual commitments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,254&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,027&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;362&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;1,213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8pt;"&gt;&lt;font style="font-family:Arial;font-size:8pt;"&gt;3,856&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:5px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(1) These amounts represent the undiscounted estimated cash flows of insurance and investment contract liabilities on our Consolidated Statements of Financial Position. These cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund products, policyholder dividends, amounts on deposit, commissions and premium taxes offset by contractual future premiums and fees on in-force contracts. These estimated cash flows are based on the best estimated assumptions used in the determination of insurance and investment contract liabilities. Due to the use of assumptions, actual cash flows will differ from these estimates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(2) Payments due based on maturity dates and include expected interest payments. Actual redemption of certain securities may occur sooner as some include an option for the issuer to call the security at par at an earlier date.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;(3) Contractual commitments and operating lease commitments are not reported on our Consolidated Financial Statements. Additional information on these commitments is included in Note 23 of our 2018 Annual Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:MaturityAnalysisForNonderivativeFinancialLiabilities>
	<ifrs-full:SensitivityAnalysisForEachTypeOfMarketRisk contextRef="FD2018Q4YTD" id="Fact-C80A9B52645C327C15759A944ECC0ED1">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="6" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:0%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:11pt;"&gt;&lt;font style="font-family:Arial;font-size:11pt;font-weight:bold;"&gt;Market Risk Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="4" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;We utilize a variety of methods and measures to quantify our market risk exposures. These include duration management, key rate duration techniques, convexity measures, cash flow gap analysis, scenario testing, and sensitivity testing of earnings and regulatory capital ratios versus risk appetite limits.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;td colspan="5" rowspan="8" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Our net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;is affected by the determination of policyholder obligations under our annuity and insurance contracts. These amounts are determined using internal valuation models and are recorded in our Annual Consolidated Financial Statements, primarily as Insurance contract liabilities. The determination of these obligations requires management to make assumptions about the future level of equity market performance, interest rates, credit and swap spreads and other factors over the life of our products. Differences between our actual experience and our best estimate assumptions are reflected in our Annual Consolidated Financial Statements. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;font&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;Equity Market Sensitivities&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:678px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:228px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:94px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;br clear="none"/&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in Equity Markets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;br clear="none"/&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in Equity Markets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10% decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25% increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;300&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;Represents the respective change across all equity markets as at December 31, 2018 and December 31, 2017. Assumes that actual equity exposures consistently and precisely track the broader equity markets. Since in actual practice equity-related exposures generally differ from broad market indices (due to the impact of active management, basis risk, and other factors), realized sensitivities may differ significantly from those illustrated above. Sensitivities include the impact of re-balancing equity hedges for dynamic hedging programs at 2% intervals (for 10% changes in equity markets) and at 5% intervals (for 25% changes in equity markets).&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at December 31, 2018 and December 31, 2017, and include new business added and product changes implemented prior to such dates.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;Net income and OCI sensitivities have been rounded to the nearest $50 million. The sensitivities exclude the market impacts on the income from our joint ventures and associates, which we account for on an equity basis. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="16" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:229px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:96px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ millions, unless otherwise noted)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in Interest Rates&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50 basis point decrease&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50 basis point increase&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on net income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)(3)(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(100&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Potential impact on OCI&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(250&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Interest rate sensitivities assume a parallel shift in assumed interest rates across the entire yield curve as at December 31, 2018 and December 31, 2017 with no change to the Actuarial Standards Board ("ASB") promulgated Ultimate Reinvestment Rate ("URR"). Variations in realized yields based on factors such as different terms to maturity and geographies may result in realized sensitivities being significantly different from those illustrated above. Sensitivities include the impact of re-balancing interest rate hedges for dynamic hedging programs at 10 basis point intervals (for 50 basis point changes in interest rates).&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at December 31, 2018 and December 31, 2017, and include new business added and product changes implemented prior to such dates.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;Net income and OCI sensitivities have been rounded to the nearest $50 million. The sensitivities exclude the market impacts on the income from our joint ventures and associates, which we account for on an equity basis. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&amp;#160;The majority of interest rate sensitivity, after hedging, is attributed to individual insurance products. We also have interest rate sensitivity, after hedging, from our fixed annuity and segregated funds products.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:SensitivityAnalysisForEachTypeOfMarketRisk>
	<ifrs-full:StatementOfIFRSCompliance contextRef="FD2018Q4YTD" id="Fact-8E9B4ED7CE0151A19EAF166ABB0D5622">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Statement of Compliance &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We prepared our Consolidated Financial Statements in accordance with International Financial Reporting Standards ("IFRS") as issued and adopted by the International Accounting Standards Board ("IASB"). Our accounting policies have been applied consistently within our Consolidated Financial Statements&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:StatementOfIFRSCompliance>
	<invest:InvestmentTableTextBlock contextRef="FD2018Q4YTD" id="Fact-656534152C6B5A5E9A2F256BCD91F945">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Interest and other investment income consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;65&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,312&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,292&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities &amp;#8211; available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;384&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;352&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,050&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,928&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Derivative investments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;70&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Policy loans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;175&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;165&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total interest income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,097&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,872&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; dividends on fair value through profit or loss&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;160&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;159&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities &amp;#8211; dividends on available-for-sale&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties rental income&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;594&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;623&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(259&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(286&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;223&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment expenses and taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(193&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total interest and other investment income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,641&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,413&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Comprised of operating lease rental income.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</invest:InvestmentTableTextBlock>
	<slf:CondensedFinancialStatementsTableTextBlock contextRef="FD2018Q4YTD" id="Fact-19694D0FF5C95E8A9C9B7E2DA7552A61">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following tables set forth certain consolidating summary financial information for SLF Inc. and Sun Life Assurance (consolidated):&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:224px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Results for the years ended&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (unconsolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Sun Life Assurance (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other        subsidiaries   of SLF Inc. (combined)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustment&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December&amp;#160;31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22,619&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(436&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26,997&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,616&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,036&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;382&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,418&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,616&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December&amp;#160;31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revenue&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;441&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23,421&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,022&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(1,550&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;29,334&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders' net income (loss) &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,577&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;427&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2,004&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,242&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="21" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:224px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Assets and liabilities as at&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (unconsolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Sun Life Assurance (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Other subsidiaries   of SLF Inc. (combined)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Consolidation adjustment&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Inc. (consolidated)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December&amp;#160;31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24,255&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;143,040&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,991&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(22,560&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;151,726&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,088&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,958&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,389&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(19,396&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17,039&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;122,066&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,534&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(8,677&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,636&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,801&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,972&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(13,301&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;19,108&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;height:6px;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;December&amp;#160;31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Invested assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;23,382&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;138,145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,531&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(21,919&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;146,139&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,530&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17,152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(29,538&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16,581&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investments for account of segregated &lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&amp;#160;&amp;#160;fund holders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,341&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;118,003&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,234&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(8,452&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;117,785&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other general fund liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,591&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;21,558&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12,822&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(24,089&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18,882&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:CondensedFinancialStatementsTableTextBlock>
	<slf:DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-A65D6CA037465788B85A418605CA2A6A">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Basis of Consolidation&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our Consolidated Financial Statements include the results of operations and the financial position of subsidiaries, which includes structured entities controlled by us, after intercompany balances and transactions have been eliminated. Subsidiaries are fully consolidated from the date we obtain control, and deconsolidated on the date control ceases. The acquisition method is used to account for the acquisition of a subsidiary from an unrelated party at the date that control is obtained, with the difference between the consideration transferred and the fair value of the subsidiary's net identifiable assets acquired recorded as goodwill. Judgment is required to determine fair value of the net identifiable assets acquired in a business combination. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We control an entity when we have power over an entity, exposure to or rights to variable returns from our involvement with an entity, and the ability to affect our returns through our power over an entity. Power exists when we have rights that give us the ability to direct the relevant activities, which are those activities that could significantly affect the entity's returns. Power can be obtained through voting rights or other contractual arrangements. Judgment is required to determine the relevant activities and which party has power over these activities. When we have power over and variable returns from an entity, including an investment fund that we manage, we also apply significant judgment in determining whether we are acting as a principal or agent. To make this determination, we consider factors such as how much discretion we have regarding the management of the investment fund and the magnitude and extent of variability associated with our interests in the fund. If we determine we are the principal rather than the agent, we would consolidate the assets and liabilities of the fund. Interests held by external parties in investment funds that we consolidate are recorded as third-party interest in consolidated investment funds in Other liabilities. If we lose control of an entity, the assets and liabilities of that entity are derecognized from our Consolidated Statements of Financial Position at the date at which control is lost and any investment retained is remeasured to fair value.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;A joint venture exists when SLF Inc., or one of its subsidiaries, has joint control of a joint arrangement and has rights to the net assets of the arrangement. Joint control is the contractually agreed sharing of control and exists only when the decisions about the relevant activities require the unanimous consent of the parties sharing control. Associates are entities over which SLF Inc. or its subsidiaries are able to exercise significant influence. Significant influence is the power to participate in the financial and operating policy decisions of an investee but not have control or joint control over those decisions. Significant influence is generally presumed to exist when SLF Inc. or its subsidiaries hold greater than 20% of the voting power of the investee but does not have control or joint control. The equity method is used to account for our interests in joint ventures and associates. A joint operation exists when SLF Inc., or one of its subsidiaries, has joint control of an arrangement that gives it rights to the assets and obligations for the liabilities of the operation, rather than the net assets of the arrangement. For joint operations, we record our share of the assets, liabilities, revenue and expenses of the joint operation. Judgment is required to determine whether contractual arrangements between multiple parties results in control, joint control or significant influence, with consideration of the relevant activities of the entity, voting rights, representation on boards of directors and other decision-making factors. Judgment is also required to determine if a joint arrangement is a joint venture or joint operation, with consideration of our rights and obligations and the structure and legal form of the arrangement.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock>
	<slf:DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-EEC42922D39B52069D2871B8680F7F40">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:14pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;2.A&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;New and Amended International Financial Reporting Standards Adopted in 2018 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;2.A.i IFRS 15 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"&gt;Revenue from Contracts with Customers &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In May 2014, the IASB issued IFRS 15&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt; Revenue from Contracts with Customers&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ("IFRS 15"), which replaces IAS 11 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Construction Contracts&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, IAS 18 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Revenue&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and various interpretations. Amendments to IFRS 15 were issued in September 2015 and April 2016.       IFRS 15 establishes principles about the nature, amount, timing, and uncertainty of revenue arising from contracts with customers.  IFRS 15 requires entities to recognize revenue to reflect the transfer of goods or services to customers measured at the amounts an entity expects to be entitled to in exchange for those goods or services. Insurance contracts and revenues arising from those contracts, primarily premium revenue, are not within the scope of this standard. Revenues from service contracts and service components of investment contracts (which are treated as service contracts) that are reported in Fee income and primarily arise from our asset management businesses are within the scope of IFRS 15. IFRS 15 also provides guidance related to the costs to obtain and to fulfill a contract. We adopted IFRS 15 on a cumulative retrospective basis and recognized differences on transition to IFRS 15 as at January 1, 2018 in retained earnings. As a result of the adoption of IFRS 15, we derecognized a portion of our deferred acquisition costs (previously recognized in Other assets) and the related deferred tax liability on our Consolidated Statements of Financial Position, which reduced opening retained earnings by &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$44&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; on an after-tax basis as at January 1, 2018. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Additional disclosure on revenue from contracts with customers is included in Note 17.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;2.A.ii&lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"&gt; Amendments to IFRS 4 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;(IFRS 9 deferral approach)&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In September 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Amendments to IFRS 4 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;to allow insurance entities whose predominant activities are to issue contracts within the scope of IFRS 4 an optional temporary exemption from applying IFRS 9 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Instruments &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRS 9") ("deferral approach"). On January 1, 2018, we qualified for and elected to take the deferral approach as our activities are predominantly connected with insurance in accordance with IFRS standards. Consequently, we will continue to apply IAS 39 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Financial Instruments: Recognition and Measurement &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IAS 39"), the existing financial instrument standard.  &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;To enable a comparison to entities applying IFRS 9, entities that apply the deferral approach are required to disclose fair value and changes in fair value separately for (i) those financial assets that pass the Solely Payment of Principal and Interest (&amp;#8220;SPPI&amp;#8221;) test, excluding any financial asset that is managed and whose performance is evaluated on a fair value basis; and (ii) all other financial assets, including financial assets that are managed and their performance is evaluated on a fair value basis. We are also required to disclose credit ratings of financial assets that pass the SPPI test. Financial assets which pass the SPPI test are assets with contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. See Note 5.A.i for disclosure of the carrying value and fair value of our financial assets as at December 31, 2018 and 2017. Except for Debt securities designated as AFS and Mortgages and loans, our financial assets are managed and their performance is evaluated on a fair value basis.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following table includes these disclosures:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="8" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:55%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:7%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;($ billions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;IAS 39 Classification&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SPPI&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Non-SPPI&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;AFS&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12.9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans supporting Insurance contract liabilities&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;43.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages and loans not supporting Insurance contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4.4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(1) Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements of Operations of classifying assets supporting those liabilities as SPPI or non-SPPI is not material.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Note 6.A.v discloses the carrying value of Debt securities and Mortgages and loans by credit risk rating. Debt securities designated as AFS with a credit rating below investment grade have a carrying value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$0.1 billion&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at December 31, 2018. Mortgages and loans with a credit rating below investment grade have a carrying value of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;$2.1 billion&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; as at December 31, 2018. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;2.A.iii&lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Other New and Amended IFRS&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following new and amended IFRS are effective for annual periods beginning on or after January 1, 2018, and did not have a material impact on our Consolidated Financial Statements. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In June 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Classification and Measurement of Share-based Payment Transactions&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which amends IFRS 2 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Share-based Payment.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; The amendments clarify how to account for certain types of share-based payment transactions, such as the effects of vesting and non-vesting conditions on the measurement of cash-settled share-based payments. These amendments are applicable to awards granted on or after that date and to unvested and vested but unexercised awards outstanding at that date. These amendments were applied prospectively. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Annual Improvements to IFRSs 2014-2016 Cycle&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which includes minor amendments to IFRS 1 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;First-time Adoption of International Financial Reporting Standards &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;and&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;IAS 28 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Investments in Associates and Joint Ventures &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IAS 28").  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2016, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Transfers of Investment Property (Amendments to IAS 40). &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The amendments to IAS 40 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Investment Property&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; clarify that an entity shall transfer property to, or from, investment property when, and only when, there is evidence of a change in use. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2016, the IASB issued IFRIC 22 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Foreign Currency Transactions and Advance Consideration &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRIC 22"), which was developed by the IFRS Interpretations Committee. IFRIC 22 clarifies that for purposes of determining the exchange rate in transactions which include the receipt or payment of advance consideration in a foreign currency, the date of the transaction is the date of initial recognition of the non-monetary prepayment asset or deferred income liability. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;2.B&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;New and Amended International Financial Reporting Standards to be Adopted in 2019&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following new and amended IFRS were issued by the IASB and are expected to be adopted by us in 2019. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In January 2016, the IASB issued IFRS 16 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Leases&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; ("IFRS 16"), which replaces IAS 17 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Leases&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, and related interpretations. IFRS 16 sets out the principles for the recognition, measurement, presentation and disclosure of leases for both lessees and lessors. For lessees, IFRS 16 removes the classification of leases as either operating or financing and requires that all leases to be recognized on the statement of financial position, with certain exemptions allowed by this new standard. The accounting for lessors is substantially unchanged. The standard is effective for annual periods beginning on or after January 1, 2019, to be applied retrospectively, or on a modified retrospective basis. We will be adopting IFRS 16 on a modified retrospective basis. At the time of adoption of IFRS 16, we expect to recognize right-of-use assets of approximately $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;800&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and lease liabilities of approximately $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;900&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;on our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Together with the derecognition of deferred balances previously recognized under IAS 17, the overall impact to retained earnings is not expected to be material.  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In June 2017, the IASB issued IFRIC 23 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Uncertainty over Income Tax Treatments &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IFRIC 23")&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;which was developed by the IFRS Interpretations Committee. IFRIC 23 clarifies how to apply the recognition and measurement requirements in IAS 12 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Income Taxes &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;("IAS 12"), when there is uncertainty over income tax treatments, and requires an entity to determine whether tax treatments should be considered collectively or independently. In addition, IFRIC 23 addresses the assumptions an entity should make about the examination of tax treatments by taxation authorities, as well as how an entity should consider changes in facts and circumstances. IFRIC 23 also provides guidance on how to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits, and tax rates, based on whether it is probable that a tax authority will accept an uncertain tax treatment used, or proposed to be used, by an entity in its income tax filings. IFRIC 23 is effective for annual periods beginning on or after January 1, 2019 and is to be applied retrospectively, or on a cumulative retrospective basis. We do not expect IFRIC 23 to have a material impact on our Consolidated Financial Statements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In October 2017, the IASB issued narrow-scope amendments to IAS 28. The amendments clarify that long-term interests in an associate or joint venture to which the equity method is not applied should be accounted for following the requirements of IFRS 9. The amendments are effective for annual periods beginning on or after January 1, 2019, and are to be applied retrospectively with certain exceptions. As we will not adopt IFRS 9 until 2021, we will be required to apply IAS 39 to the long-term interests in associates or joint ventures covered by these amendments. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In December 2017, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Annual Improvements to IFRSs 2015-2017 Cycle&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;, which includes minor amendments to four IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2019. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In February 2018, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Plan Amendment, Curtailment or Settlement&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; which amends IAS 19 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Employee Benefits&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; (&amp;#8220;IAS 19&amp;#8221;). Under IAS 19, when an amendment, curtailment or settlement of a defined benefit pension plan occurs, the net defined benefit liability or asset is remeasured. The amendments require an entity to use the updated assumptions from this remeasurement to determine current service cost and net interest for reporting periods after the change to the plan. The amendments are applicable to plan amendments, curtailments or settlements occurring on or after January 1, 2019.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;2.C&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt; &lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;New and Amended International Financial Reporting Standards to be Adopted in 2020 or Later&lt;/font&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The following new and amended standards were issued by the IASB and are expected to be adopted by us in 2020 or later.  &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In July 2014, the IASB issued the final version of IFRS 9, which replaces IAS 39. IFRS 9 includes guidance on the classification and measurement of financial instruments, impairment of financial assets, and hedge accounting. Financial asset classification is based on the cash flow characteristics and the business model in which an asset is held. The classification determines how a financial instrument is accounted for and measured. IFRS 9 also introduces an impairment model for financial instruments not measured at fair value through profit or loss that requires recognition of expected losses at initial recognition of a financial instrument and the recognition of full lifetime expected losses if certain criteria are met. In addition, a new model for hedge accounting was introduced to achieve better alignment with risk management activities. This standard is effective for &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;annual periods beginning on or after &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;January 1, 2018. In October 2017, the IASB issued narrow-scope amendments to IFRS 9. The amendments clarify the classification of certain prepayable financial assets and the accounting of financial liabilities following modification. The amendments are effective for annual periods beginning on or after January 1, 2019. However, pursuant to the aforementioned amendments to IFRS 4, we elected the deferral approach permitted under IFRS 4 to continue to apply IAS 39. We are currently assessing the impact that IFRS 9, along with these amendments, will have on our Consolidated Financial Statements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In May 2017, the IASB issued IFRS 17, which replaces IFRS 4. IFRS&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;&amp;#160;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;17 establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. IFRS 17 requires entities to measure insurance contract liabilities at their current fulfillment values using one of three measurement models, depending on the nature of the contract. IFRS 17 is effective for annual periods beginning on or after January 1, 2021 and is to be applied retrospectively to each group of insurance contracts unless impracticable. If, and only if, it is impracticable to apply IFRS 17 retrospectively for a group of insurance contracts, an entity shall apply IFRS 17 using a modified retrospective approach or a fair value approach. In November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year, to January 1, 2022. IFRS 17 will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of Operations. We are currently assessing the impact that IFRS 17 will have on our Consolidated Financial Statements.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In March 2018, the IASB issued a revised &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Conceptual Framework for Financial Reporting &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;(&amp;#8220;2018 Conceptual Framework&amp;#8221;), which replaces the &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Conceptual Framework for Financial Reporting&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; issued in 2010. The 2018 Conceptual Framework includes revised definitions of an asset and a liability, as well as new guidance on measurement, derecognition, presentation and disclosure. The 2018 Conceptual Framework is effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of this framework will have on our Consolidated Financial Statements.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In October 2018, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Definition of a Business,&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; which amends IFRS 3 &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Business Combinations&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;. The amendments clarify the definition of a business to assist entities in determining whether a transaction represents a business combination or an acquisition of assets. The amendments are effective for annual periods beginning on or after January 1, 2020, to be applied prospectively. We will assess the impact the adoption of these amendments will have on the accounting treatment of future transactions.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In October 2018, the IASB issued &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"&gt;Definition of Material (Amendments to IAS 1 and IAS 8).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; The amendments clarify the definition of material and provide guidance to improve consistency in its application in IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of these amendments will have on our Consolidated Financial Statements.  &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock>
	<slf:DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-C649BF7957F4526A97630CE7269758C8">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Estimates, Assumptions and Judgments &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The application of our accounting policies requires estimates, assumptions and judgments as they relate to matters that are inherently uncertain. We have established procedures to ensure that our accounting policies are applied consistently and that the processes for changing methodologies for determining estimates are controlled and occur in an appropriate and systematic manner.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Use of Estimates and Assumptions&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The preparation of our Consolidated Financial Statements requires us to make estimates and assumptions that affect the application of our policies and the reported amounts of assets, liabilities, revenue and expenses. Key sources of estimation uncertainty include the measurement of insurance contract liabilities and investment contract liabilities, determination of fair value, impairment of financial instruments, determination and impairment of goodwill and intangible assets, determination of provisions and liabilities for pension plans, other post-retirement benefits, income taxes, and the determination of fair value of share-based payments. Actual results may differ from our estimates thereby impacting our Consolidated Financial Statements. Information on our use of estimates and assumptions are discussed in this Note.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Judgments&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In preparation of these Consolidated Financial Statements, we use judgments to select assumptions and determine estimates as described above. We also use judgment when applying accounting policies and when determining the classification of insurance contracts, investment contracts and service contracts; the substance of whether our relationship with a structured entity, subsidiary, joint venture or associate constitutes control, joint control or significant influence; functional currencies; contingencies; acquisitions; deferred income tax assets; and the determination of cash generating unit ("CGU"). &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Significant estimates and judgments have been made in the following areas and are discussed as noted: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:41%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract and investment contract assumptions and measurement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Insurance Contract Liabilities and Investment Contract Liabilities                          Note 10 Insurance Contract Liabilities and Investment Contract Liabilities              &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Determination of fair value &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Basis of Consolidation                                                                           Note 1 Determination of Fair Value &lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 3 Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 5 Total Invested Assets and Related Net Investment Income&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impairment of financial instruments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Financial Assets Excluding Derivative Financial Instruments&lt;br clear="none"/&gt;Note 6 Financial Instrument Risk Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income taxes &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Income Taxes &lt;br clear="none"/&gt;Note 20 Income Taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Pension Plans and Other Post-Retirement Benefits&lt;br clear="none"/&gt;Note 25 Pension Plans and Other Post-Retirement Benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Goodwill and intangible assets on acquisition and impairment&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Goodwill &lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 3 Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 9 Goodwill and Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Determination of control for purpose of consolidation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Basis of Consolidation&lt;br clear="none"/&gt;Note 16 Interests in Other Entities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 19 Share-Based Payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock>
	<slf:DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-273CA5BC233F555EA9E1B9F7CC00F11A">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Other Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other assets, which are measured at amortized cost, include accounts receivable, investment income due and accrued, deferred acquisition costs, and property and equipment. Deferred acquisition costs arising from service contracts or from service components of investment contracts are amortized over the expected life of the contracts based on the future expected fees. Owner-occupied properties are amortized to their residual value over &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;25&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;49&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years. Furniture, computers, other office equipment, and leasehold improvements are amortized to their residual value over &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;20&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; years.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock>
	<slf:DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-A2C4AC25800E5EBC83748C7043EE84CD">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Other Liabilities &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other liabilities, which are measured at amortized cost, include accounts payable, repurchase agreements, accrued expenses and taxes, senior financing and provisions. Liabilities for provisions, other than insurance contract liabilities and investment contract liabilities, are recognized for present legal or constructive obligations as a result of a past event if it is probable that they will result in an outflow of economic resources and the amount can be reliably estimated. The amounts recognized for these provisions are the best estimates of the expenditures required to settle the present obligations or to transfer them to a third party at the statement of financial position date, considering all the inherent risks and uncertainties, as well as the time value of money. These provisions are reviewed as relevant facts and circumstances change.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Senior Debentures and Subordinated Debt&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Senior debentures and subordinated debt liabilities are recorded at amortized cost using the effective interest method. Transaction costs are recorded as part of the liability and are recognized in income using the effective interest method. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock>
	<slf:DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-C0CBAF5CEB6C5CD0A75D71BDAAC71B29">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Segregated Funds&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Segregated funds are products for which we issue a contract where the benefit amount is directly linked to the fair value of the investments held in the particular segregated fund. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risks and rewards of the fund's investment performance. In addition, certain contracts include guarantees from us. We derive fee income from segregated funds, which is included in Fee income in our Consolidated Statements of Operations. Policyholder transfers between general funds and segregated funds are included in Net transfer to (from) segregated funds in our Consolidated Statements of Operations. Deposits to segregated funds are reported as increases in segregated funds liabilities and are not reported as revenues in our Consolidated Statements of Operations. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investments for Account of Segregated Fund Holders&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investments for account of segregated fund holders are recorded separately from the Total general fund assets in our Consolidated Statements of Financial Position and are carried at fair value. Fair values are determined using quoted market values or, where quoted market values are not available, estimated fair values as determined by us. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Insurance Contracts for Account of Segregated Fund Holders&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Insurance contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Insurance contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders. The liabilities reported as Insurance contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. Changes in the fair value of the invested assets of the segregated funds are recorded in net realized and unrealized gains (losses) within the segregated fund and are not recorded in our Consolidated Statements of Operations.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other assets and liabilities associated with these insurance contracts, such as origination costs and the liabilities associated with guarantees provided by us, are included in general fund liabilities in Insurance contract liabilities in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"&gt;Investment Contracts for Account of Segregated Fund Holders&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Investment contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders. The liabilities reported as Investment contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other liabilities associated with these investment contracts, such as onerous contract provisions required for service components, are included in general fund liabilities in Investment contract liabilities in our Consolidated Statements of Financial Position. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock>
	<slf:DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-0BC23BD8458A5B4381C69DFC0529F0D8">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Service Contracts&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Contracts issued by us to customers that do not transfer significant insurance risk and do not transfer financial risk from the customer to us, including contracts for investment management service, are classified as service contracts. Service components of investment contracts are also accounted for as service contracts. Fee income earned from these contracts is described in the Premium and Fee Income Recognition accounting policy section of this Note. Deferred acquisition costs are described under the Other Assets accounting policy section of this Note. Where the cost of meeting the obligations of the contract exceed the economic benefits expected to be received under it, a provision is recognized in Other liabilities.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock>
	<slf:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock contextRef="FD2018Q4YTD" id="Fact-FB5D3259DA4D5DC895B90F56EDC8D1CA">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;Description of Business&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Sun Life Financial Inc. ("SLF Inc.") is a publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&amp;#8220;Sun Life Assurance&amp;#8221;). Both companies are incorporated under the Insurance Companies Act (Canada), and are regulated by the Office of the Superintendent of Financial Institutions, Canada (&amp;#8220;OSFI&amp;#8221;). SLF Inc. and its subsidiaries are collectively referred to as "us", "our", "ours", "we", "the Enterprise", or "the Company". We are an internationally diversified financial services organization providing savings, retirement and pension products, and life and health insurance to individuals and groups through our operations in Canada, the United States ("U.S."), Asia, and the United Kingdom ("U.K."). We also operate mutual fund and investment management businesses, primarily in Canada, the U.S., and Asia.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock>
	<slf:DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-4784B65BD7745EFA9AF6CF8DE3440905">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of investments held for segregated fund holders are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Segregated and mutual fund units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;89,049&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;91,637&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,771&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,799&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,448&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;711&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;457&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;374&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,558&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,951&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Liabilities arising from investing activities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;496&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;559&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investments for account of segregated fund holders &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock>
	<slf:DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-430116B7A1375442860026D01317067C">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in insurance contracts and investment contracts for account of segregated fund holders are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;99,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;90,388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additions to segregated funds:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deposits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,468&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,772&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net transfer (to) from general funds&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net realized and unrealized gains (losses)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(7,123&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(658&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other investment income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,576&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,853&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;178&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total additions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,613&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,647&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(395&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deductions from segregated funds:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Payments to policyholders and their beneficiaries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,224&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;614&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;643&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Management fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,004&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;963&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Taxes and other expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;256&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(413&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total deductions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,071&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,914&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;477&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;629&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net additions (deductions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,733&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(872&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;492&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;96,663&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;99,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,399&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock>
	<slf:DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-8A9250F015605782A01E35EE33AE4DA2">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:35%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Remeasurement of net recognized (liability) asset:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Return on plan assets (excluding amounts included in net interest expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;116&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial gains (losses) arising from changes in demographic assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial gains (losses) arising from changes in financial assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;249&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(161&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(172&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Actuarial gains (losses) arising from experience adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Components of defined benefit costs recognized in Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;95&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;101&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(87&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(91&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; In 2017, the Company terminated and completely settled the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock>
	<slf:DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-7CDE44C744EC5C52B68937EF7F65EAE0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="25" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:35%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Components of net benefit expense recognized:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current service cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;54&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;50&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Administrative expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net interest expense (income)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Settlement losses (gains)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Plan amendments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other long-term employee benefit losses (gains)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net benefit expense&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;67&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;78&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;51&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;68&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock>
	<slf:DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock contextRef="FD2018Q4YTD" id="Fact-F2D650FCB4A55267B07CB207C41093FA">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The table below presents additional significant terms and conditions of the SLEECS:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="12" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:138px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:100px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:113px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:39px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:93px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:100px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:13px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:48px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Issuer&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Issuance date&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Distribution or interest payment dates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Annual yield&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Redemption date at the issuer's option&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Conversion date at the holder's option&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Principal amount&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Sun Life Capital Trust&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(2)(3)(4)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;SLEECS B&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 25, 2002&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 30, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;7.093&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 30, 2007&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Any time&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;200&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Sun Life Capital Trust II&lt;/font&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;SLEECS 2009-1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;November 20, 2009&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;June 30, December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;5.863&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:6.5pt;"&gt;&lt;font style="font-family:Arial;font-size:6.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;December 31, 2014&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;No conversion option&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;500&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7pt;"&gt;&lt;font style="font-family:Arial;font-size:7pt;"&gt;700&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Subject to regulatory approval, the SL Capital Trusts may (i) redeem any outstanding SLEECS, in whole or in part, on the redemption date specified above or on any distribution date thereafter, or in the case of SLCT II, on any date thereafter, and (ii) may redeem all, but not part of any class of SLEECS upon occurrence of a Regulatory Event or a Tax Event, prior to the redemption date specified above.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The SLEECS B may be redeemed for cash equivalent to (i) the greater of the Early Redemption Price or the Redemption Price if the redemption occurs prior to June 30, 2032 or (ii) the Redemption Price if the redemption occurs on or after June 30, 2032. Redemption Price is equal to one thousand dollars plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. Early Redemption Price for the SLEECS B is the price calculated to provide an annual yield, equal to the yield of a Government of Canada bond issued on the redemption date that has a maturity date of June 30, 2032, plus 32 basis points, plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. The SLEECS 2009-1 may be redeemed for cash equivalent to, on any day that is not an Interest Reset Date, accrued and unpaid interest on the SLEECS 2009-1 plus the greater of par and a price calculated to provide an annual yield equal to the yield of a Government of Canada bond maturing on the next Interest Reset Date plus (i) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;0.60%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if the redemption date is prior to December 31, 2019 or            (ii) &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1.20%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; if the redemption date is any time after December 31, 2019. On an Interest Reset Date, the redemption price is equal to par plus accrued and unpaid interest on the SLEECS 2009-1.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;The non-cumulative perpetual preferred shares of Sun Life Assurance issued upon an Automatic Exchange Event in respect of the SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December 31, 2032.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(4)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Holders of SLEECS B may exchange, at any time, all or part of their SLEECS B units for non-cumulative perpetual preferred shares of Sun Life Assurance at an exchange rate for each SLEECS of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;40&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; non-cumulative perpetual preferred shares of Sun Life Assurance. SLCT I will have the right, at any time before the exchange is completed, to arrange for a substituted purchaser to purchase SLEECS tendered for surrender to SLCT I so long as the holder of the SLEECS so tendered has not withheld consent to the purchase of its SLEECS. Any non-cumulative perpetual preferred shares issued in respect of an exchange by the holders of SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December 31, 2032. &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(5)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Holders of SLEECS 2009-1 are eligible to receive semi-annual interest payments at a fixed rate until December 31, 2019. The interest rate on the SLEECS 2009-1 will reset on December 31, 2019 and every &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;fifth&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; anniversary thereafter to equal the five-year Government of Canada bond yield plus &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;3.40%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</slf:DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock>
	<slf:DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock contextRef="FD2018Q4YTD" id="Fact-AD042CCF08725FB8BC6F6AA8ED3B01F1">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Significant estimates and judgments have been made in the following areas and are discussed as noted: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="3" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:41%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:2%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:57%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contract and investment contract assumptions and measurement&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Insurance Contract Liabilities and Investment Contract Liabilities                          Note 10 Insurance Contract Liabilities and Investment Contract Liabilities              &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Determination of fair value &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Basis of Consolidation                                                                           Note 1 Determination of Fair Value &lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 3 Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 5 Total Invested Assets and Related Net Investment Income&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Impairment of financial instruments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Financial Assets Excluding Derivative Financial Instruments&lt;br clear="none"/&gt;Note 6 Financial Instrument Risk Management&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Income taxes &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Income Taxes &lt;br clear="none"/&gt;Note 20 Income Taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Pension plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Pension Plans and Other Post-Retirement Benefits&lt;br clear="none"/&gt;Note 25 Pension Plans and Other Post-Retirement Benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Goodwill and intangible assets on acquisition and impairment&lt;/font&gt;&lt;/div&gt;&lt;div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Goodwill &lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 3 Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 9 Goodwill and Intangible Assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Determination of control for purpose of consolidation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 1 Basis of Consolidation&lt;br clear="none"/&gt;Note 16 Interests in Other Entities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Note 19 Share-Based Payments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock>
	<slf:DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock contextRef="FD2018Q4YTD" id="Fact-9CAAFAA6F5BD5C5FA8A380DB06927732">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Employee expenses for the years ended December 31 consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Salaries, bonus, employee benefits &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,155&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share-based payments (Note 19)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;&amp;#160;&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;476&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other personnel costs&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;39&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;41&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total employee expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,672&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock>
	<slf:DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock contextRef="FD2018Q4YTD" id="Fact-DAA896CE59CC5F8AA1CAAECDC6CC8A5E">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Operating expenses for the years ended December 31 consist of the following: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Employee expenses&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,707&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,672&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Premises and equipment&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;268&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Capital asset depreciation &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;107&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;97&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Service fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;870&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;799&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Amortization of intangible assets (Note 9)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;112&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other expenses&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,361&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,467&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total operating expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,432&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,410&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; See table below for further details.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Includes restructuring costs of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$60&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; recorded in 2017 for the Company's plan to enhance business processes and organizational structures and capabilities. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock>
	<slf:DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-BD7560A9BC5E5B4D8252EFCFFC273CA9">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other liabilities consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:504px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:43px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:43px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:4px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accounts payable&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,045&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,972&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Bank overdrafts and cash pooling&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;104&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;140&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Repurchase agreements (Note 5)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,824&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,976&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accrued expenses and taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,137&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,927&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Borrowed funds&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;188&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;227&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Senior financing&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,066&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,905&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accrued post-retirement benefit liability (Note 25)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;651&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;710&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Secured borrowings from mortgage securitization (Note 5)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;font-weight:bold;"&gt;1,453&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:9pt;"&gt;&lt;font style="font-family:Arial;font-size:9pt;"&gt;1,355&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;685&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;775&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;12,153&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;11,987&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; The change in Borrowed funds relates to net cash flow changes of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;(40)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$(45)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017) and foreign exchange rate movements of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;1&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$(2)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; The change in Senior financing relates to net cash flow changes of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 ($&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;nil&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017) and foreign exchange rate movements of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$161&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2018 (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$(129)&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in 2017).&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt; &lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock>
	<slf:DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock contextRef="FD2018Q4YTD" id="Fact-FF25B8E6FFBC56CFB5542EB8E433AB3C">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Impacts of method and assumption changes on Insurance contract liabilities net of Reinsurance assets are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:245px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:285px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;For the year ended December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Net increase (decrease) before income taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Description&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality / Morbidity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(337&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF Asia International, SLF Canada Group Retirement Services and SLF U.K.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Lapse and other policyholder behaviour&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;563&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to lapse and other policyholder behaviour in all jurisdictions. The largest items, which all had unfavourable impacts, were updated lapse assumptions in SLF U.S. and SLF Asia International.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect expense experience in all jurisdictions including updates to SLF Canada participating life accounts.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment returns&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(331&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to various investment-related assumptions across the Company including updates to SLF Canada participating life accounts.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Model enhancements and other&lt;/font&gt;&lt;/div&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(179&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Various enhancements and methodology changes across all jurisdictions. The largest items were a favourable change to the participating provisions for adverse deviation in SLF Canada and SLF U.S., partially offset by a change in reinsurance provisions in SLF U.S.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total impact of method and assumption changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(278&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="7" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:244px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:45px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:285px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the year ended December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net increase (decrease) before income taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Description&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortality / Morbidity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(286&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF U.S. In-force Management and SLF Asia International insurance and favourable mortality improvement in SLF U.K.   &lt;br clear="none"/&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Lapse and other policyholder behaviour&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;149&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect lapse and other policyholder behaviour experience in all jurisdictions. The largest items were lower lapse rates on lapse supported business in SLF U.S. and updated lapse assumptions in SLF Canada's individual insurance business. &lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;71&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to reflect expense experience in all jurisdictions. The largest items were a refinement to the allocation of expenses in SLF Canada and increased expenses in the closed block of business in SLF Asia International wealth.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment returns&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Updates to various investment related assumptions across the Company. This included a reduction of the provision for investment risk in SLF Canada and other updated investment related assumptions, offset partially by updates to promulgated ultimate reinvestment rates.&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Model enhancements and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Various enhancements and methodology changes across all jurisdictions. Includes the favourable impact on insurance contract liabilities from the resolution of tax uncertainties in a U.S. subsidiary and updates to the SLF Canada participating individual life business, partially offset by changes due to U.S. tax reform and updates to reflect reinsurance market conditions.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total impact of method and assumption changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(173&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock>
	<slf:DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-E3476D4342685E498FCA0B6E9D26A9B0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance (expenses) recoveries are comprised of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:504px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Recovered claims and benefits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,839&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Commissions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;74&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reserve adjustments&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;224&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Operating expenses and other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;360&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance (expenses) recoveries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,021&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,373&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock>
	<slf:DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock contextRef="FD2018Q4YTD" id="Fact-7016D5ACE5C6518381C1E40688D37E8D">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Income tax benefit (expense) recognized directly in equity for the years ended December 31:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Recognized in other comprehensive income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current income tax benefit (expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred income tax benefit (expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(64&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total recognized in other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Recognized in equity, other than other comprehensive income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred income tax benefit (expense)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total income tax benefit (expense) recorded in equity, including tax benefit (expense) recorded in other comprehensive income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;29&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(62&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock>
	<slf:DisclosureOfInvestmentContractLiabilitiesTableTextBlock contextRef="FD2018Q4YTD" id="Fact-8CC123A6E83856B0B39FD2735EF3042D">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Investment contract liabilities consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="18" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:234px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:90px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;254&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;43&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,689&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;212&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;212&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;466&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;52&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,164&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Included in the Investment contract liabilities of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;3,164&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are liabilities of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$515&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts with DPF, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$2,646&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at amortized cost, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at fair value.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:257px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:100px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;260&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;48&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,565&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;246&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investment contract liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;506&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,082&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Included in the Investment contract liabilities of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$3,082&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; are liabilities of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$562&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts with DPF, &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$2,517&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at amortized cost, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;"&gt;$3&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; for investment contracts without DPF measured at fair value.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfInvestmentContractLiabilitiesTableTextBlock>
	<slf:DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock contextRef="FD2018Q4YTD" id="Fact-0F1F093B95575AE8A69AF3D65D998FB2">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;In our Consolidated Statements of Operations, Income tax expense (benefit) for the years ended December 31 has the following components:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:74%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:5%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current income tax expense (benefit):&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Current year&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;561&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;445&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Adjustments in respect of prior years, including resolution of tax disputes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;25&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax rate and other legislative changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;46&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total current income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;560&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;516&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred income tax expense (benefit):&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Origination and reversal of temporary differences&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(151&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax expense (benefit) arising from unrecognized tax losses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Adjustments in respect of prior years, including resolution of tax disputes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax rate and other legislative changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total deferred income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(214&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock>
	<slf:DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock contextRef="FD2018Q4YTD" id="Fact-D83342C316F7515BAE3B2580EFA257E1">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Our effective income tax rate differs from the combined Canadian federal and provincial statutory income tax rate as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="13" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:412px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,914&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,487&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Income tax expense (benefit)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total net income (loss) before income taxes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,511&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,789&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Taxes at the combined Canadian federal and provincial statutory income tax rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;939&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;26.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;746&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;26.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Increase (decrease) in rate resulting from:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Higher (lower) effective rates on income subject to taxation in foreign jurisdictions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(222&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(6.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9.2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax exempt investment income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(3.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(213&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(7.6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax (benefit) cost of unrecognized tax losses and tax credits &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Tax rate and other legislative changes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(0.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Adjustments in respect of prior years, including resolution of tax disputes&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(0.3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;0.5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;18&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;0.6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total tax expense (benefit) and effective income tax rate&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;597&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;17.0&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;302&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10.8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock>
	<slf:DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock contextRef="FD2018Q4YTD" id="Fact-6417C8907F6D56C29524D40AF78D1933">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in investment contract liabilities without DPF are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Measured at amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Measured at fair value&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Measured at amortized cost&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,305&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deposits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;483&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;470&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Interest&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;53&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;47&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Withdrawals&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(420&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(322&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(8&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in assumptions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,646&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in investment contract liabilities with DPF are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;605&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Change in liabilities on in-force&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Liabilities arising from new policies&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Increase (decrease) in liabilities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;37&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(34&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;515&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;562&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock>
	<slf:DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock contextRef="FD2018Q4YTD" id="Fact-735E3404A34B56CFB161FB3F9D3660DA">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Reinsurance assets are measured using the amounts and assumptions associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Reinsurance assets are comprised of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="22" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:160px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:89px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;As at December 31, 2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF U.S.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;SLF Asia&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;180&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;210&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(205&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,076&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;36&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;928&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;358&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,848&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,208&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;186&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets before other policy assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;294&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,934&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;218&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;80&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;307&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;42&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;59&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;488&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;374&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,241&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;260&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;266&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$21&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$47&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="22" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:160px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:89px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:29px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31, 2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Canada&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF U.S.&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;SLF Asia&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Corporate&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual participating life&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(33&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;207&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;178&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual non-participating life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;129&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;809&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;73&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;22&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,033&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group life and health&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;342&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,626&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,970&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Individual annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;195&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Group annuities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;127&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Reinsurance assets before other policy assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;602&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;282&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;217&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,503&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Add: Other policy assets&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;353&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;32&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;55&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;525&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total Reinsurance assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;687&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,755&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;314&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;272&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,028&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in Note 4.&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(2) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;22&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual non-participating life and health, and $&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;58&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; for Individual annuities.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(3) &lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</slf:DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock>
	<slf:DisclosureOfTotalCapitalTableTextBlock contextRef="FD2018Q4YTD" id="Fact-C13700C694AC5465B3457FDB77824280">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;For regulatory reporting purposes under the LICAT framework, there were further adjustments, including goodwill, non-life investments, and others as was prescribed by OSFI, to the total capital figure presented in the table below: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Subordinated debt&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,039&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,437&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Innovative capital instruments&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;699&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;699&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Participating policyholders' equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;864&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;650&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Preferred shareholders' equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2,257&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Common shareholders' equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;21,449&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20,064&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total capital&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;28,308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;27,107&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)  &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Innovative capital instruments are SLEECS issued by the SL Capital Trusts (Note 13). The SL Capital Trusts are not consolidated by us. &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:DisclosureOfTotalCapitalTableTextBlock>
	<slf:LongDurationInsuranceContractsDisclosure1TextBlock contextRef="FD2018Q4YTD" id="Fact-F37ED609D53F5E5DB6BAFBA848CB7434">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We have segregated fund products, including variable annuities, unit-linked products and universal life insurance policies, in Canada, the U.S., the U.K., and Asia. Under these contracts, the benefit amount is contractually linked to the fair value of the investments in the particular segregated fund. Policyholders can select from a variety of categories of segregated fund investments. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risk and rewards of the funds' investment performance. Therefore, net realized gains and losses, other net investment income earned, and expenses incurred on the segregated funds are attributable to policyholders and not to us. However, certain contracts include guarantees from us. We are exposed to equity market risk and interest rate risk as a result of these guarantees. Further details on these guarantees and our risk management activities related to these guarantees are included in the Risk Management section of the MD&amp;amp;A.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;We derive fee income from segregated funds. Market value movements in the investments held for segregated fund holders impact the management fees earned on these funds.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The segregated fund types offered, by percentage of total investments for account of segregated fund holders, were within the following ranges as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="2" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:86%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Type of fund&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Money market&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 to 5  &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fixed income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10 to 15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balanced&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40 to 45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40 to 45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Money market funds include investments that have a term to maturity of less than one year. Fixed income funds are funds that invest primarily in investment grade fixed income securities and where less than &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; can be invested in diversified equities or high-yield bonds. Balanced funds are a combination of fixed income securities with a larger equity component. The fixed income component is greater than &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;25%&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; of the portfolio. Equity consists primarily of broad-based diversified funds that invest in a well-diversified mix of Canadian, U.S. or global equities. Other funds in this category include low volatility funds, intermediate volatility funds, and high volatility funds.&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;22.A Investments for Account of Segregated Fund Holders &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The carrying value of investments held for segregated fund holders are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:505px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Segregated and mutual fund units&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;89,049&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;91,637&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9,771&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,799&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Debt securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,448&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,517&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Cash, cash equivalents and short-term securities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;711&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;457&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;400&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;374&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Mortgages&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;23&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;20&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;156&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;147&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,558&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,951&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Less: Liabilities arising from investing activities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;496&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;559&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total investments for account of segregated fund holders &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;103,062&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;106,392&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"&gt;&lt;font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"&gt;22.B Changes in Insurance Contracts and Investment Contracts for Account of Segregated Fund Holders &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in insurance contracts and investment contracts for account of segregated fund holders are as follows: &lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="17" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:326px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Insurance contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="8" style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at January 1&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;99,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;90,388&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6,779&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Additions to segregated funds:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deposits&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,468&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,772&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;85&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;86&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net transfer (to) from general funds&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(308&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(119&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net realized and unrealized gains (losses)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(7,123&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,141&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(658&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;883&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other investment income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,576&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,853&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;178&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;152&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total additions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;8,613&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;19,647&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(395&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deductions from segregated funds:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Payments to policyholders and their beneficiaries&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;10,224&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9,439&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;614&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;643&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Management fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,004&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;963&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;57&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Taxes and other expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;256&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;267&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;12&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Foreign exchange rate movements&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(413&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;245&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(194&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(83&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total deductions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;11,071&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10,914&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;477&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;629&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Net additions (deductions)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(2,458&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;8,733&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(872&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;492&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Acquisitions&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balance as at December 31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;96,663&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;99,121&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;6,399&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;7,271&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:LongDurationInsuranceContractsDisclosure1TextBlock>
	<slf:ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock contextRef="FD2018Q4YTD" id="Fact-99BFABAE654A5AE5B13E7AE207508175">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:9px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Changes in accumulated other comprehensive income (loss), net of taxes, are as follows:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="30" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:229px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:6px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:42px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:53px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:16px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:33px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:33px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:18px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:8px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:20px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:10px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:33px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:center;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;For the years ended December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;font-weight:bold;"&gt;Balance, beginning of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.879pt;"&gt;&lt;font style="font-family:Arial;font-size:7.879pt;font-weight:bold;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.879pt;"&gt;&lt;font style="font-family:Arial;font-size:7.879pt;font-weight:bold;"&gt;Balance, end of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;Balance, beginning of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:7.9pt;"&gt;&lt;font style="font-family:Arial;font-size:7.9pt;"&gt;&amp;#160;Balance, &lt;br clear="none"/&gt;end of period&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Items that may be reclassified subsequently to income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Unrealized foreign currency translation gains (losses), net of hedging activities&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,012&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;911&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,923&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,749&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(737&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,012&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Unrealized gains (losses) on available-for-sale assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(402&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(56&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;211&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;135&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;346&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Unrealized gains (losses) on cash flow hedges&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(10&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(21&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(11&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Share of other comprehensive income (loss) in joint ventures and associates&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(24&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(31&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Items that will not be reclassified subsequently to income:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Remeasurement of defined benefit plans&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;84&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;(263&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(291&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(69&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(347&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Revaluation surplus on transfers to investment properties&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;6&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;139&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;145&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(568&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total attributable to:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Participating policyholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;14&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;16&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(7&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#8212;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;9&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Shareholders&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;585&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,690&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,653&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(561&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;590&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,704&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,669&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;(568&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;13&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,114&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;During 2017, the Company transferred cumulative remeasurement losses of &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$13&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; from accumulated other comprehensive income (loss) to retained earnings as a result of the termination and complete settlement of the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</slf:ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock>
	<slf:ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock contextRef="FD2018Q4YTD" id="Fact-09F87868E591539EB0A0A097E8785C99">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;The segregated fund types offered, by percentage of total investments for account of segregated fund holders, were within the following ranges as at &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;"&gt;December 31, 2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt; and &lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="2" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:86%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:14%;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;Type of fund&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;%&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Money market&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1 to 5  &lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fixed income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;10 to 15&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Balanced&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40 to 45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Equity&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;40 to 45&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</slf:ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock>
	<slf:ScheduleOfFeeIncomeTableTextBlock contextRef="FD2018Q4YTD" id="Fact-B44C546359FA57D78B370C2027D20670">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Fee income for the years ended December 31 consists of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="10" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:480px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:30px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:50px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:30px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:1px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:56px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:17px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income from insurance contracts&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;968&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;894&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fee income from service contracts:&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Distribution fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;829&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;867&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Fund management and other asset-based fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;3,444&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;3,423&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Administrative service and other fees&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;725&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;658&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total fee income&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;5,966&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;5,842&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"&gt;&lt;tr&gt;&lt;td style="width:12px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;font-size:7.5pt;padding-left:0px;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:top;" rowspan="1" colspan="1"&gt;&lt;div style="line-height:120%;text-align:left;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Balances in 2017 have been changed to conform with current year presentation as a result of the adoption of IFRS 15 described in Note 2.&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</slf:ScheduleOfFeeIncomeTableTextBlock>
	<slf:ScheduleOfOtherAssets1TableTextBlock contextRef="FD2018Q4YTD" id="Fact-C4519C75F6E4563A8E3E342AAB67CCC0">&lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;color:#000000;"&gt;Other assets consist of the following:&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"&gt;&lt;div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"&gt;&lt;table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"&gt;&lt;tr&gt;&lt;td colspan="9" rowspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="width:506px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:32px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:9px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:44px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;td style="width:3px;" rowspan="1" colspan="1"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;As at December 31,&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;2018&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;2017&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accounts receivable&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,451&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,579&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Investment income due and accrued&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;1,131&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;1,078&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Property and equipment&lt;/font&gt;&lt;/div&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;621&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;624&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Deferred acquisition costs&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;130&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;160&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Prepaid expenses&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;309&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;282&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Premium receivable&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;567&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;522&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Accrued post-retirement benefit assets (Note 25)&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;184&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;82&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Other&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;105&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;81&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;Total other assets&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"&gt;4,498&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"&gt;&lt;div style="overflow:hidden;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;$&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:right;font-size:8.5pt;"&gt;&lt;font style="font-family:Arial;font-size:8.5pt;"&gt;4,408&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"&gt;&lt;div style="text-align:left;font-size:10pt;"&gt;&lt;font style="font-family:inherit;font-size:10pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;"&gt;&lt;br clear="none"/&gt;&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;&lt;sup style="vertical-align:top;line-height:120%;font-size:pt"&gt;(1) &lt;/sup&gt;&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;Amortization of deferred acquisition cost charged to income during the year amounted to &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$33&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2018&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; (&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;$53&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt; in &lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;2017&lt;/font&gt;&lt;font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"&gt;).&lt;/font&gt;&lt;/div&gt;&lt;/div&gt;</slf:ScheduleOfOtherAssets1TableTextBlock>
	<link:footnoteLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
		<link:loc xlink:href="#Fact-9696D11E3B635D8EBA01579F9FF69E68" xlink:label="Fact-9696D11E3B635D8EBA01579F9FF69E68_lbl" xlink:type="locator" />
		<link:loc xlink:href="#Fact-A7AD0037680758D687DDAF5DE160D3A5" xlink:label="Fact-A7AD0037680758D687DDAF5DE160D3A5_lbl" xlink:type="locator" />
		<link:footnoteArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="Fact-9696D11E3B635D8EBA01579F9FF69E68_lbl" xlink:to="Footnote-6972F51FA2A655B3B5522400EC69D7D1_lbl" xlink:type="arc" />
		<link:footnoteArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="Fact-A7AD0037680758D687DDAF5DE160D3A5_lbl" xlink:to="Footnote-6972F51FA2A655B3B5522400EC69D7D1_lbl" xlink:type="arc" />
		<link:footnote xlink:label="Footnote-6972F51FA2A655B3B5522400EC69D7D1_lbl" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Consists of total cash consideration paid of $100, less cash and cash equivalents acquired of $39 in 2017.</link:footnote>
	</link:footnoteLink>
</xbrli:xbrl>

</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>10
<FILENAME>slf-20181231.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<xsd:schema attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.sunlife.com/20181231" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:slf="http://www.sunlife.com/20181231" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <xsd:import namespace="http://fasb.org/us-gaap/2017-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <xsd:import namespace="http://xbrl.ifrs.org/taxonomy/2017-03-09/ifrs-full" schemaLocation="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/country/2017-01-31" schemaLocation="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/currency/2016-01-31" schemaLocation="http://xbrl.sec.gov/currency/2016/currency-2016-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2014-01-31" schemaLocation="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/exch/2017-01-31" schemaLocation="http://xbrl.sec.gov/exch/2017/exch-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/naics/2017-01-31" schemaLocation="http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slf-20181231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slf-20181231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slf-20181231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slf-20181231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple" />
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests">
        <link:definition>2181100 - Disclosure - Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails">
        <link:definition>2481402 - Disclosure - Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests - Summary of Changes in Accumulated Other Comprehensive Income (Loss), Net of Tax (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails">
        <link:definition>2481403 - Disclosure - Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests - Summary of Non-Controlling Interests (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables">
        <link:definition>2381301 - Disclosure - Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Acquisitions" roleURI="http://www.sunlife.com/role/Acquisitions">
        <link:definition>2107100 - Disclosure - Acquisitions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AcquisitionsNarrativeDetails" roleURI="http://www.sunlife.com/role/AcquisitionsNarrativeDetails">
        <link:definition>2407401 - Disclosure - Acquisitions - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CapitalManagement" roleURI="http://www.sunlife.com/role/CapitalManagement">
        <link:definition>2167100 - Disclosure - Capital Management</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CapitalManagementParticipatingAccountSeedCapitalDetails" roleURI="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails">
        <link:definition>2467403 - Disclosure - Capital Management - Participating Account Seed Capital (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CapitalManagementScheduleOfTotalCapitalDetails" roleURI="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails">
        <link:definition>2467402 - Disclosure - Capital Management - Schedule of Total Capital (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CapitalManagementTables" roleURI="http://www.sunlife.com/role/CapitalManagementTables">
        <link:definition>2367301 - Disclosure - Capital Management (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ChangesInAccountingPolicies" roleURI="http://www.sunlife.com/role/ChangesInAccountingPolicies">
        <link:definition>2104100 - Disclosure - Changes in Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ChangesInAccountingPoliciesAmendmentToIfrs4Details" roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details">
        <link:definition>2404402 - Disclosure - Changes in Accounting Policies - Amendment to IFRS 4 (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ChangesInAccountingPoliciesNarrativeDetails" roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails">
        <link:definition>2404403 - Disclosure - Changes in Accounting Policies - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ChangesInAccountingPoliciesTables" roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables">
        <link:definition>2304301 - Disclosure - Changes in Accounting Policies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsGuaranteesAndContingencies" roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies">
        <link:definition>2173100 - Disclosure - Commitments, Guarantees and Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails">
        <link:definition>2473403 - Disclosure - Commitments, Guarantees and Contingencies - Consolidating Summary Financial Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails">
        <link:definition>2473402 - Disclosure - Commitments, Guarantees and Contingencies - Lease Commitments, Contractual Commitments, and Letters of Credit (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails">
        <link:definition>2473404 - Disclosure - Commitments, Guarantees and Contingencies - Legal and Regulatory Proceedings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsGuaranteesAndContingenciesTables" roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables">
        <link:definition>2373301 - Disclosure - Commitments, Guarantees and Contingencies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfCashFlows" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows">
        <link:definition>1007000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfChangesInEquity" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity">
        <link:definition>1006000 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfComprehensiveIncomeLoss" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss">
        <link:definition>1004000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfComprehensiveIncomeLossCalc2" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossCalc2">
        <link:definition>1004000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfFinancialPosition" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition">
        <link:definition>1005000 - Statement - CONSOLIDATED STATEMENTS OF FINANCIAL POSITION</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfOperations" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations">
        <link:definition>1001000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfOperationsCalc2" roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfOperationsCalc2">
        <link:definition>1001000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DocumentAndEntityInformation" roleURI="http://www.sunlife.com/role/DocumentAndEntityInformation">
        <link:definition>0001000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsLossPerShare" roleURI="http://www.sunlife.com/role/EarningsLossPerShare">
        <link:definition>2180100 - Disclosure - Earnings (Loss) Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" roleURI="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails">
        <link:definition>2480402 - Disclosure - Earnings (Loss) Per Share - Calculation of Basic and Diluted Earnings Per Share (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsLossPerShareTables" roleURI="http://www.sunlife.com/role/EarningsLossPerShareTables">
        <link:definition>2380301 - Disclosure - Earnings (Loss) Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FeeIncome" roleURI="http://www.sunlife.com/role/FeeIncome">
        <link:definition>2152100 - Disclosure - Fee Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FeeIncomeScheduleOfFeeIncomeDetails" roleURI="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails">
        <link:definition>2452402 - Disclosure - Fee Income - Schedule of Fee Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FeeIncomeTables" roleURI="http://www.sunlife.com/role/FeeIncomeTables">
        <link:definition>2352301 - Disclosure - Fee Income (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagement" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagement">
        <link:definition>2116100 - Disclosure - Financial Instrument Risk Management</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails">
        <link:definition>2416417 - Disclosure - Financial Instrument Risk Management - Changes in Allowances for Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails">
        <link:definition>2416407 - Disclosure - Financial Instrument Risk Management - Contractual and Scheduled Maturities of Debt Securities, Mortgages, and Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails">
        <link:definition>2416414 - Disclosure - Financial Instrument Risk Management - Credit Default Swaps by Underlying Financial Instrument Credit Rating (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails">
        <link:definition>2416411 - Disclosure - Financial Instrument Risk Management - Debt Securities by Credit Rating (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails">
        <link:definition>2416404 - Disclosure - Financial Instrument Risk Management - Debt Securities by Geographic Location (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails">
        <link:definition>2416405 - Disclosure - Financial Instrument Risk Management - Debt Securities by Issuer and Industry Sector (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails">
        <link:definition>2416413 - Disclosure - Financial Instrument Risk Management - Derivative Financial Instruments by Counterparty Credit Rating (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails">
        <link:definition>2416418 - Disclosure - Financial Instrument Risk Management - Equities by Issuer Country (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails">
        <link:definition>2416409 - Disclosure - Financial Instrument Risk Management - Fair Value of Derivative Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables">
        <link:definition>2316301 - Disclosure - Financial Instrument Risk Management Financial Instrument Risk Management (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails">
        <link:definition>2416402 - Disclosure - Financial Instrument Risk Management - Maximum Exposure to Credit Risk (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails">
        <link:definition>2416412 - Disclosure - Financial Instrument Risk Management - Mortgages and Loans by Credit Rating (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails">
        <link:definition>2416406 - Disclosure - Financial Instrument Risk Management - Mortgages and Loans by Geographic Location and Type (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementNarrativeDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails">
        <link:definition>2416410 - Disclosure - Financial Instrument Risk Management - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails">
        <link:definition>2416408 - Disclosure - Financial Instrument Risk Management - Notional Amount of Derivative Financial Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails">
        <link:definition>2416416 - Disclosure - Financial Instrument Risk Management - Past Due and Impaired Mortgages and Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails">
        <link:definition>2416415 - Disclosure - Financial Instrument Risk Management - Reinsurance Counterparties Exposure by Credit Rating (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails">
        <link:definition>2416403 - Disclosure - Financial Instrument Risk Management - Right of Offset and Collateral (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssets" roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssets">
        <link:definition>2125100 - Disclosure - Goodwill and Intangible Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails">
        <link:definition>2425404 - Disclosure - Goodwill and Intangible Assets - Changes in Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails">
        <link:definition>2425405 - Disclosure - Goodwill and Intangible Assets - Components of Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails">
        <link:definition>2425402 - Disclosure - Goodwill and Intangible Assets - Goodwill Acquired by Segment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails">
        <link:definition>2425403 - Disclosure - Goodwill and Intangible Assets - Goodwill Allocated to CGUs (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAndIntangibleAssetsTables" roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables">
        <link:definition>2325301 - Disclosure - Goodwill and Intangible Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxes" roleURI="http://www.sunlife.com/role/IncomeTaxes">
        <link:definition>2164100 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" roleURI="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails">
        <link:definition>2464405 - Disclosure - Income Taxes - Components of Income Tax Expense (Benefit) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" roleURI="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
        <link:definition>2464407 - Disclosure - Income Taxes - Effective Income Tax Rate Reconciliation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" roleURI="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails">
        <link:definition>2464406 - Disclosure - Income Taxes - Income Tax Benefit (Expense) Recognized Directly in Equity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesMovementInNetDeferredTaxAssetsDetails" roleURI="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails">
        <link:definition>2464403 - Disclosure - Income Taxes - Movement in Net Deferred Tax Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesNarrativeDetails" roleURI="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails">
        <link:definition>2464404 - Disclosure - Income Taxes - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesTables" roleURI="http://www.sunlife.com/role/IncomeTaxesTables">
        <link:definition>2364301 - Disclosure - Income Taxes (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" roleURI="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails">
        <link:definition>2464402 - Disclosure - Income Taxes - Temporary Differences in Deferred Tax Assets and Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilities" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities">
        <link:definition>2128100 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails">
        <link:definition>2428407 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Change in Investment Contract Liabilities with DPF (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails">
        <link:definition>2428406 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Change in Investment Contract Liabilities without DPF (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails">
        <link:definition>2428403 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Changes in Insurance Contract Liabilities and Reinsurance Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails">
        <link:definition>2428408 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Gross Claims and Benefits Paid (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails">
        <link:definition>2428404 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Impact of Method and Assumption Changes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails">
        <link:definition>2428402 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Insurance Contract and Other Policy Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails">
        <link:definition>2428405 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Investment Contract Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables">
        <link:definition>2328301 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails">
        <link:definition>2428409 - Disclosure - Insurance Contract Liabilities and Investment Contract Liabilities - Total Assets Supporting Total Liabilities And Equity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceRiskManagement" roleURI="http://www.sunlife.com/role/InsuranceRiskManagement">
        <link:definition>2119100 - Disclosure - Insurance Risk Management</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InsuranceRiskManagementNarrativeDetails" roleURI="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails">
        <link:definition>2419401 - Disclosure - Insurance Risk Management - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InterestsInOtherEntities" roleURI="http://www.sunlife.com/role/InterestsInOtherEntities">
        <link:definition>2149100 - Disclosure - Interests in Other Entities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails">
        <link:definition>2449403 - Disclosure - Interests in Other Entities - Financial Information of Joint Ventures and Associates (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails">
        <link:definition>2449404 - Disclosure - Interests in Other Entities - Interest in Unconsolidated Structured Entities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InterestsInOtherEntitiesNarrativeDetails" roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails">
        <link:definition>2449402 - Disclosure - Interests in Other Entities - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InterestsInOtherEntitiesTables" roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesTables">
        <link:definition>2349301 - Disclosure - Interests in Other Entities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingExpenses" roleURI="http://www.sunlife.com/role/OperatingExpenses">
        <link:definition>2155100 - Disclosure - Operating Expenses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingExpensesScheduleOfOperatingExpensesDetails" roleURI="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails">
        <link:definition>2455402 - Disclosure - Operating Expenses - Schedule of Operating Expenses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OperatingExpensesTables" roleURI="http://www.sunlife.com/role/OperatingExpensesTables">
        <link:definition>2355301 - Disclosure - Operating Expenses (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherAssets" roleURI="http://www.sunlife.com/role/OtherAssets">
        <link:definition>2122100 - Disclosure - Other Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherAssetsScheduleOfOtherAssetsDetails" roleURI="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails">
        <link:definition>2422402 - Disclosure - Other Assets - Schedule of Other Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherAssetsTables" roleURI="http://www.sunlife.com/role/OtherAssetsTables">
        <link:definition>2322301 - Disclosure - Other Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherLiabilities" roleURI="http://www.sunlife.com/role/OtherLiabilities">
        <link:definition>2134100 - Disclosure - Other Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherLiabilitiesNarrativeDetails" roleURI="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails">
        <link:definition>2434404 - Disclosure - Other Liabilities - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherLiabilitiesScheduleOfBorrowingsDetails" roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails">
        <link:definition>2434403 - Disclosure - Other Liabilities - Schedule of Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails">
        <link:definition>2434402 - Disclosure - Other Liabilities - Schedule of Other Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OtherLiabilitiesTables" roleURI="http://www.sunlife.com/role/OtherLiabilitiesTables">
        <link:definition>2334301 - Disclosure - Other Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefits" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits">
        <link:definition>2179100 - Disclosure - Pension Plans and Other Post-Retirement Benefits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails">
        <link:definition>2479402 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails">
        <link:definition>2479406 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Actuarial Assumptions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails">
        <link:definition>2479403 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Benefit Obligations in Excess of Fair Value of Plan Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails">
        <link:definition>2479405 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Components of Defined Benefit Costs Recognized In Other Comprehensive Income (Loss) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails">
        <link:definition>2479409 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Expected Contributions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails">
        <link:definition>2479410 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Expected Future Benefit Payments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails">
        <link:definition>2479404 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Net Benefit Expense (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails">
        <link:definition>2479408 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Plan Asset Allocation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails">
        <link:definition>2479407 - Disclosure - Pension Plans and Other Post-Retirement Benefits - Schedule of Sensitivity Analysis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PensionPlansAndOtherPostRetirementBenefitsTables" roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables">
        <link:definition>2379301 - Disclosure - Pension Plans and Other Post-Retirement Benefits (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Reinsurance" roleURI="http://www.sunlife.com/role/Reinsurance">
        <link:definition>2131100 - Disclosure - Reinsurance</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ReinsuranceScheduleOfReinsuranceAssetsDetails" roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails">
        <link:definition>2431402 - Disclosure - Reinsurance - Schedule of Reinsurance Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails">
        <link:definition>2431403 - Disclosure - Reinsurance - Schedule of Reinsurance Expenses and Benefits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ReinsuranceTables" roleURI="http://www.sunlife.com/role/ReinsuranceTables">
        <link:definition>2331301 - Disclosure - Reinsurance (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactions" roleURI="http://www.sunlife.com/role/RelatedPartyTransactions">
        <link:definition>2176100 - Disclosure - Related Party Transactions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails">
        <link:definition>2476402 - Disclosure - Related Party Transactions - Aggregate Compensation to Executive Team and Directors (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RelatedPartyTransactionsTables" roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsTables">
        <link:definition>2376301 - Disclosure - Related Party Transactions (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RiskCategories" roleURI="http://www.sunlife.com/role/RiskCategories">
        <link:definition>2117100 - Disclosure - Risk Categories</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RiskCategoriesAdditionalInformationDetails" roleURI="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails">
        <link:definition>2417402 - Disclosure - Risk Categories - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" roleURI="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails">
        <link:definition>2417404 - Disclosure - Risk Categories - Credit and Swap Spread Sensitivities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" roleURI="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails">
        <link:definition>2417405 - Disclosure - Risk Categories - Financial Liabilities and Contractual Obligations (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" roleURI="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails">
        <link:definition>2417403 - Disclosure - Risk Categories - Interest Rate and Equity Market Sensitivities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RiskCategoriesTables" roleURI="http://www.sunlife.com/role/RiskCategoriesTables">
        <link:definition>2317301 - Disclosure - Risk Categories (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformation" roleURI="http://www.sunlife.com/role/SegmentedInformation">
        <link:definition>2110100 - Disclosure - Segmented Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" roleURI="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails">
        <link:definition>2410404 - Disclosure - Segmented Information - Assets and Liabilities by Segment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformationNarrativeDetails" roleURI="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails">
        <link:definition>2410402 - Disclosure - Segmented Information - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformationOperatingResultsBySegmentDetails" roleURI="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails">
        <link:definition>2410403 - Disclosure - Segmented Information - Operating Results by Segment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails">
        <link:definition>2410406 - Disclosure - Segmented Information - Segment Assets and Liabilities by Geographical Area (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformationSegmentResultsByGeographicalAreaDetails" roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails">
        <link:definition>2410405 - Disclosure - Segmented Information - Segment Results by Geographical Area (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentedInformationTables" roleURI="http://www.sunlife.com/role/SegmentedInformationTables">
        <link:definition>2310301 - Disclosure - Segmented Information (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegregatedFunds" roleURI="http://www.sunlife.com/role/SegregatedFunds">
        <link:definition>2170100 - Disclosure - Segregated Funds</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" roleURI="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails">
        <link:definition>2470404 - Disclosure - Segregated Funds - Changes in Insurance Contracts and Investment Contracts for Account of Segregated Fund Holders (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" roleURI="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails">
        <link:definition>2470403 - Disclosure - Segregated Funds - Investments for Account of Segregated Fund Holders (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegregatedFundsSegregatedFundTypesDetails" roleURI="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails">
        <link:definition>2470402 - Disclosure - Segregated Funds - Segregated Fund Types (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegregatedFundsTables" roleURI="http://www.sunlife.com/role/SegregatedFundsTables">
        <link:definition>2370301 - Disclosure - Segregated Funds (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SeniorDebenturesAndInnovativeCapitalInstruments" roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments">
        <link:definition>2137100 - Disclosure - Senior Debentures and Innovative Capital Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails">
        <link:definition>2437403 - Disclosure - Senior Debentures and Innovative Capital Instruments - Innovative Capital Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails">
        <link:definition>2437402 - Disclosure - Senior Debentures and Innovative Capital Instruments - Senior Debentures (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SeniorDebenturesAndInnovativeCapitalInstrumentsTables" roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables">
        <link:definition>2337301 - Disclosure - Senior Debentures and Innovative Capital Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPayments" roleURI="http://www.sunlife.com/role/ShareBasedPayments">
        <link:definition>2161100 - Disclosure - Share-Based Payments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsActivitiesInStockOptionPlansDetails" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails">
        <link:definition>2461403 - Disclosure - Share-Based Payments - Activities in Stock Option Plans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsNarrativeDetails" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails">
        <link:definition>2461402 - Disclosure - Share-Based Payments - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails">
        <link:definition>2461406 - Disclosure - Share-Based Payments - Other Share Based Payment Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails">
        <link:definition>2461404 - Disclosure - Share-Based Payments - Share Based Options by Exercise Price (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails">
        <link:definition>2461407 - Disclosure - Share-Based Payments - Share-Based Payment Plans of MFS (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsTables" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsTables">
        <link:definition>2361301 - Disclosure - Share-Based Payments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedPaymentsWeightedAverageAssumptionsDetails" roleURI="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails">
        <link:definition>2461405 - Disclosure - Share-Based Payments - Weighted Average Assumptions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareCapital" roleURI="http://www.sunlife.com/role/ShareCapital">
        <link:definition>2143100 - Disclosure - Share Capital</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareCapitalCommonSharesIssuedAndOutstandingDetails" roleURI="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails">
        <link:definition>2443403 - Disclosure - Share Capital - Common Shares Issued and Outstanding (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareCapitalNarrativeDetails" roleURI="http://www.sunlife.com/role/ShareCapitalNarrativeDetails">
        <link:definition>2443402 - Disclosure - Share Capital - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareCapitalPreferredSharesDetails" roleURI="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails">
        <link:definition>2443405 - Disclosure - Share Capital - Preferred Shares (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareCapitalTables" roleURI="http://www.sunlife.com/role/ShareCapitalTables">
        <link:definition>2343301 - Disclosure - Share Capital (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SignificantAccountingPolicies" roleURI="http://www.sunlife.com/role/SignificantAccountingPolicies">
        <link:definition>2101100 - Disclosure - Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SignificantAccountingPoliciesNarrativeDetails" roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails">
        <link:definition>2401403 - Disclosure - Significant Accounting Policies - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SignificantAccountingPoliciesPolicies" roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies">
        <link:definition>2201201 - Disclosure - Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SignificantAccountingPoliciesTables" roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesTables">
        <link:definition>2301302 - Disclosure - Significant Accounting Policies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubordinatedDebt" roleURI="http://www.sunlife.com/role/SubordinatedDebt">
        <link:definition>2140100 - Disclosure - Subordinated Debt</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" roleURI="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails">
        <link:definition>2440402 - Disclosure - Subordinated Debt - Obligations Included in Subordinated Debt (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Tables" roleURI="http://www.sunlife.com/role/Tables">
        <link:definition>2340301 - Disclosure - (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncome" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome">
        <link:definition>2113100 - Disclosure - Total Invested Assets and Related Net Investment Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails">
        <link:definition>2413404 - Disclosure - Total Invested Assets and Related Net Investment Income - Assets and Liabilities Carried at Fair Value on a Recurring Basis by Hierarchy (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails">
        <link:definition>2413409 - Disclosure - Total Invested Assets and Related Net Investment Income - Available-for-Sale Debt and Equity Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails">
        <link:definition>2413402 - Disclosure - Total Invested Assets and Related Net Investment Income - Carrying Value and Fair Value of Financial Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails">
        <link:definition>2413408 - Disclosure - Total Invested Assets and Related Net Investment Income - Cash, Cash Equivalents and Short-term Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails">
        <link:definition>2413407 - Disclosure - Total Invested Assets and Related Net Investment Income - Changes in Asset Fair Value and Currency Change (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails">
        <link:definition>2413410 - Disclosure - Total Invested Assets and Related Net Investment Income - Fair Values of Derivative Financial Instruments by Major Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails">
        <link:definition>2413411 - Disclosure - Total Invested Assets and Related Net Investment Income - Fair Values of Derivative Financial Instruments by Type of Hedge (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails">
        <link:definition>2413412 - Disclosure - Total Invested Assets and Related Net Investment Income - Hedge Ineffectiveness (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails">
        <link:definition>2413406 - Disclosure - Total Invested Assets and Related Net Investment Income - Interest and Other Investment Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails">
        <link:definition>2413403 - Disclosure - Total Invested Assets and Related Net Investment Income - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details">
        <link:definition>2413405 - Disclosure - Total Invested Assets and Related Net Investment Income - Reconciliation of Assets Categorized in Level 3 (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables">
        <link:definition>2313301 - Disclosure - Total Invested Assets and Related Net Investment Income (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element abstract="true" id="slf_A2018NCIBMember" name="A2018NCIBMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AAARatingMember" name="AAARatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AARatingMember" name="AARatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ARatingMember" name="ARatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract" name="AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AccountsPayableAndAccruedExpensesMember" name="AccountsPayableAndAccruedExpensesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense" name="ActuarialAssumptionOfDiscountRatesNetBenefitExpense" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_ActuarialAssumptionOfExpectedLife" name="ActuarialAssumptionOfExpectedLife" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ActuarialAssumptionOfExpectedLifeMember" name="ActuarialAssumptionOfExpectedLifeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense" name="ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense" name="ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_ActuarialAssumptionOfExpensesMember" name="ActuarialAssumptionOfExpensesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ActuarialAssumptionOfInvestmentReturnsMember" name="ActuarialAssumptionOfInvestmentReturnsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" name="ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember" name="ActuarialAssumptionOfModelEnhancementsAndOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ActuarialAssumptionOfMortalityAndMorbidityMember" name="ActuarialAssumptionOfMortalityAndMorbidityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates" name="ActuarialAssumptionOfUltimateMedicalCostTrendRates" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset" name="ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts" name="AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AdditionsToSegregatedFundsAbstract" name="AdditionsToSegregatedFundsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentToProfitLossForConvertibleInstruments" name="AdjustmentToProfitLossForConvertibleInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses" name="AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" name="AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations" name="AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets" name="AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset" name="AdministrativeExpensesNetDefinedBenefitLiabilityAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" name="AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract" name="AnalysisOfOtherComprehensiveIncomeByItemAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AnnualYieldMember" name="AnnualYieldMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AnnuitiesMember" name="AnnuitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1" name="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis" name="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain" name="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_Asia1Member" name="Asia1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" name="AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AssetBackedSecuritiesOtherMember" name="AssetBackedSecuritiesOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_AssetRepurchaseAgreementTransferredAssetsMember" name="AssetRepurchaseAgreementTransferredAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1" name="AssetsSoldUnderAgreementsToRepurchaseInterestRate1" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod" name="AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1" name="AvailableForSaleDebtSecuritiesAmortizedCostBasis1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1" name="AvailableForSaleDebtSecuritiesGrossUnrealizedGain1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1" name="AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1" name="AvailableForSaleEquitySecuritiesAmortizedCostBasis1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1" name="AvailableForSaleEquitySecuritiesGrossUnrealizedGain1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1" name="AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_AvailableForSaleSecuritiesAmortizedCostBasis1" name="AvailableForSaleSecuritiesAmortizedCostBasis1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_AvailableForSaleSecuritiesDebtSecurities1" name="AvailableForSaleSecuritiesDebtSecurities1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_AvailableForSaleSecuritiesEquitySecurities1" name="AvailableForSaleSecuritiesEquitySecurities1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_AvailableForSaleSecuritiesGrossUnrealizedGain1" name="AvailableForSaleSecuritiesGrossUnrealizedGain1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1" name="AvailableForSaleSecuritiesGrossUnrealizedLoss1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BBBRatingMember" name="BBBRatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BBRatingAndLowerMember" name="BBRatingAndLowerMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BBRatingMember" name="BBRatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BRatingMember" name="BRatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BalancedFunds1Member" name="BalancedFunds1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BelowInvestmentGradeMember" name="BelowInvestmentGradeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BenefitExpenseNetAbstract" name="BenefitExpenseNetAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BiriaSunLifeInsuranceCompanyLimitedMember" name="BiriaSunLifeInsuranceCompanyLimitedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BondRepurchaseAgreementsMember" name="BondRepurchaseAgreementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BorrowedFundsMember" name="BorrowedFundsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm" name="BorrowingsAdjustmenttoInterestRateBasisResetTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BorrowingsAfterRedemptionDateMember" name="BorrowingsAfterRedemptionDateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_BorrowingsAtFairValue" name="BorrowingsAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_BorrowingsBeforeRedemptionDateMember" name="BorrowingsBeforeRedemptionDateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_BorrowingsConvertibleNumberOfEquityInstruments" name="BorrowingsConvertibleNumberOfEquityInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_BorrowingsMaturityTerm" name="BorrowingsMaturityTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BorrowingsRedemptionPeriodAxis" name="BorrowingsRedemptionPeriodAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BorrowingsRedemptionPeriodDomain" name="BorrowingsRedemptionPeriodDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BorrowingsRedemptionPeriodOneMember" name="BorrowingsRedemptionPeriodOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BorrowingsRedemptionPeriodTwoMember" name="BorrowingsRedemptionPeriodTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_BusinessCombinationRightsToEntityEarningsPercent" name="BusinessCombinationRightsToEntityEarningsPercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_BusinessCombinationRightsToEntityEarningsTerm" name="BusinessCombinationRightsToEntityEarningsTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_BusinessCombinations1Abstract" name="BusinessCombinations1Abstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CCCRatingMember" name="CCCRatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CanadaMortgageAndHousingCorporationMember" name="CanadaMortgageAndHousingCorporationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CanadianDollarOfferedRateCDORMember" name="CanadianDollarOfferedRateCDORMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CanadianFederalGovernmentMember" name="CanadianFederalGovernmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CanadianProvincialAndMunicipalGovernmentMember" name="CanadianProvincialAndMunicipalGovernmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CanadianRealEstateJointVenturesMember" name="CanadianRealEstateJointVenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_Capital1" name="Capital1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_CapitalProfitLossBeforeTax" name="CapitalProfitLossBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised" name="CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" name="CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_CashCashEquivalentsAndCurrentInvestments" name="CashCashEquivalentsAndCurrentInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_CashCashEquivalentsAndCurrentInvestmentsNet" name="CashCashEquivalentsAndCurrentInvestmentsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_CashCashEquivalentsAndShortTermInvestmentsMember" name="CashCashEquivalentsAndShortTermInvestmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_CashCollateralOnSecurities" name="CashCollateralOnSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_CashCollateralOnSecuritiesLentMember" name="CashCollateralOnSecuritiesLentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_CededPremiumsEarned1" name="CededPremiumsEarned1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ClientRelationshipsMember" name="ClientRelationshipsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CollateralMember" name="CollateralMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CollateralizedDebtObligations1Member" name="CollateralizedDebtObligations1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CommercialMortgageBackedSecurities1Member" name="CommercialMortgageBackedSecurities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" name="ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_CondensedFinancialStatementsTableTextBlock" name="CondensedFinancialStatementsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsolidatedEntities1Axis" name="ConsolidatedEntities1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsolidatedEntities1Domain" name="ConsolidatedEntities1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsolidationEliminations1Member" name="ConsolidationEliminations1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsolidationItems1Axis" name="ConsolidationItems1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsolidationItems1Domain" name="ConsolidationItems1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsumerDiscretionaryMember" name="ConsumerDiscretionaryMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ConsumerStaplesMember" name="ConsumerStaplesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod" name="ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm" name="ContingentLiabilitiesRecognisedInBusinessCombinationTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ContractualLoansEquitiesAndMortgages" name="ContractualLoansEquitiesAndMortgages" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_CorporateDebtSecurities1Member" name="CorporateDebtSecurities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" name="CorporateInformationAndStatementOfIFRSComplianceAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CorporateUKMember" name="CorporateUKMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CreditDefaultSwapIndexContractMember" name="CreditDefaultSwapIndexContractMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CreditDerivativeMember" name="CreditDerivativeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod" name="CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_CreditSpreadSensitivitiesAbstract" name="CreditSpreadSensitivitiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1" name="CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome" name="CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" name="CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DebtSecuritiesAbstract" name="DebtSecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DebtSecuritiesAvailableForSaleMember" name="DebtSecuritiesAvailableForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DeductionsFromSegregatedFundsAbstract" name="DeductionsFromSegregatedFundsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" name="DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_DeferredAcquisitionCostsMember" name="DeferredAcquisitionCostsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DeferredShareUnitsDSUsMember" name="DeferredShareUnitsDSUsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods" name="DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DefinedBenefitObligationAbstract" name="DefinedBenefitObligationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DefinedBenefitObligationsRollForward" name="DefinedBenefitObligationsRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DefinedBenefitPlanAgeRequirement" name="DefinedBenefitPlanAgeRequirement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DefinedBenefitPlanAssetsRollForward" name="DefinedBenefitPlanAssetsRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DefinedBenefitPlanParticipantsAxis" name="DefinedBenefitPlanParticipantsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DefinedBenefitPlanRequisiteServicePeriod" name="DefinedBenefitPlanRequisiteServicePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DefinedBenefitPlansAssetCategoriesAxis" name="DefinedBenefitPlansAssetCategoriesAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DefinedBenefitPlansAssetCategoriesDomain" name="DefinedBenefitPlansAssetCategoriesDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" name="DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember" name="DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" name="DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsExchangeTradedContractsMember" name="DerivativeInstrumentsExchangeTradedContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsMember" name="DerivativeInstrumentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" name="DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" name="DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsOverTheCounterContractsMember" name="DerivativeInstrumentsOverTheCounterContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" name="DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DerivativeLiabilitiesMember" name="DerivativeLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock" name="DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock" name="DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock" name="DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock" name="DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock" name="DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock" name="DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock" name="DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock" name="DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DirectPremiumsEarned1" name="DirectPremiumsEarned1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_Director1Member" name="Director1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock" name="DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock" name="DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock" name="DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock" name="DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock" name="DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock" name="DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock" name="DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock" name="DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock" name="DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" name="DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" name="DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock" name="DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock" name="DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock" name="DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock" name="DisclosureOfInvestmentContractLiabilitiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureOfJointVenturesAndAssociatesLineItems" name="DisclosureOfJointVenturesAndAssociatesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureOfJointVenturesAndAssociatesTable" name="DisclosureOfJointVenturesAndAssociatesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock" name="DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock" name="DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock" name="DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock" name="DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureOfSeparateAccountsLineItems" name="DisclosureOfSeparateAccountsLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureOfSeparateAccountsTable" name="DisclosureOfSeparateAccountsTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DisclosureOfTotalCapitalTableTextBlock" name="DisclosureOfTotalCapitalTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract" name="DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DiscountRateSignificantUnobservableInputsAssets" name="DiscountRateSignificantUnobservableInputsAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DistributionFeeIncome" name="DistributionFeeIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DistributionIntangibleAssetsMember" name="DistributionIntangibleAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DistributionSalesPotentialOfFieldForceMember" name="DistributionSalesPotentialOfFieldForceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum" name="DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale" name="DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss" name="DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EmployeeBenefitsAbstract" name="EmployeeBenefitsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EmployeeShareOwnershipPlanMember" name="EmployeeShareOwnershipPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EmployeeStockOption1Member" name="EmployeeStockOption1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EncumbranceOnRealEstateMaturingin2020Member" name="EncumbranceOnRealEstateMaturingin2020Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EncumbranceOnRealEstateMaturingin2033Member" name="EncumbranceOnRealEstateMaturingin2033Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EnergyMember" name="EnergyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_EquityAdjustedBalance" name="EquityAdjustedBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_EquityAndOtherMember" name="EquityAndOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_EquityAttributableToParticipatingPolicyholders" name="EquityAttributableToParticipatingPolicyholders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_EquityFunds1Member" name="EquityFunds1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" name="EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract" name="EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" name="EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EquitySecurities1Member" name="EquitySecurities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_EquitySecuritiesAbstract" name="EquitySecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExecutiveTeamMember" name="ExecutiveTeamMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExercisePriceRangeFiveMember" name="ExercisePriceRangeFiveMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExercisePriceRangeFourMember" name="ExercisePriceRangeFourMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExercisePriceRangeOneMember" name="ExercisePriceRangeOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExercisePriceRangeThreeMember" name="ExercisePriceRangeThreeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExercisePriceRangeTwoMember" name="ExercisePriceRangeTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter" name="ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod" name="ExpectedFutureBenefitPaymentNextAnnualReportingPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ExpectedFutureBenefitPaymentYearFive" name="ExpectedFutureBenefitPaymentYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ExpectedFutureBenefitPaymentYearFour" name="ExpectedFutureBenefitPaymentYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ExpectedFutureBenefitPaymentYearThree" name="ExpectedFutureBenefitPaymentYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ExpectedFutureBenefitPaymentYearTwo" name="ExpectedFutureBenefitPaymentYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld" name="ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments" name="ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits" name="ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits" name="ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders" name="ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits" name="ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ExpenseRiskMember" name="ExpenseRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FWDLifeInsuranceCompanyBermudaLimitedMember" name="FWDLifeInsuranceCompanyBermudaLimitedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FairValueMeasurementAbstract" name="FairValueMeasurementAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_FairValueOfJointlyControlledAssets" name="FairValueOfJointlyControlledAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_FeeIncomeFromInsuranceContracts" name="FeeIncomeFromInsuranceContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" name="FemaleAt65ForIndividualsCurrentlyAtAge45Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FemaleCurrentlyAtAge65Member" name="FemaleCurrentlyAtAge65Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" name="FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FinancialAssetsInsurerAxis" name="FinancialAssetsInsurerAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FinancialAssetsInsurerDomain" name="FinancialAssetsInsurerDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" name="FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot" name="FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FinancialInstrumentsAbstract" name="FinancialInstrumentsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions" name="FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseDeposits" name="FinancialLiabilitiesIncreaseDecreaseDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseFees" name="FinancialLiabilitiesIncreaseDecreaseFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" name="FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseInterest" name="FinancialLiabilitiesIncreaseDecreaseInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges" name="FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseOther" name="FinancialLiabilitiesIncreaseDecreaseOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals" name="FinancialLiabilitiesIncreaseDecreaseWithdrawals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin" name="FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_FinancialsMember" name="FinancialsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FiniteLifeIntangibleAssetsMember" name="FiniteLifeIntangibleAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FiveYearGovernmentOfCanadaBondYieldMember" name="FiveYearGovernmentOfCanadaBondYieldMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FixedIncomeFunds1Member" name="FixedIncomeFunds1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" name="FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds" name="FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FixedIncomeInvestmentMember" name="FixedIncomeInvestmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ForeignCurrencyTranslationFairValueMeasurementAssets" name="ForeignCurrencyTranslationFairValueMeasurementAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ForeignExchangeContract1Member" name="ForeignExchangeContract1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ForeignGovernmentDebtSecurities1Member" name="ForeignGovernmentDebtSecurities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_FundManagementAndOtherAssetBasedFees" name="FundManagementAndOtherAssetBasedFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FundManagementContractsMember" name="FundManagementContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember" name="FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome" name="GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_GainLossonTerminationofLease" name="GainLossonTerminationofLease" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss" name="GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_GeneralFundAssets" name="GeneralFundAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_GeneralFundLiabilities" name="GeneralFundLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" name="GovernmentIssuedOrGuaranteedDebtSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_GovernmentOfCanadaBondYieldMember" name="GovernmentOfCanadaBondYieldMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_GreenOakRealEstateMember" name="GreenOakRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_GrossExposureMember" name="GrossExposureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_GrossPositiveReplacementCostMember" name="GrossPositiveReplacementCostMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_GroupAnnuitiesMember" name="GroupAnnuitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_GroupLifeAndHealthMember" name="GroupLifeAndHealthMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_GrowthRateSignificantUnobservableInputsAssets" name="GrowthRateSignificantUnobservableInputsAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_HealthCareTrendRatesAbstract" name="HealthCareTrendRatesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_HealthInsuranceMember" name="HealthInsuranceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_HealthcareMember" name="HealthcareMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IFRS15Member" name="IFRS15Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IFRS16Member" name="IFRS16Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IFRS4Member" name="IFRS4Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ImpactOfMasterNettingAgreementsMember" name="ImpactOfMasterNettingAgreementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ImpairedRatingMember" name="ImpairedRatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeFromContractsWithReinsurersCommissions" name="IncomeFromContractsWithReinsurersCommissions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet" name="IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits" name="IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeFromContractsWithReinsurersReserveAdjustment" name="IncomeFromContractsWithReinsurersReserveAdjustment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" name="IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" name="IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations" name="IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome" name="IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome" name="IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome" name="IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome" name="IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IncomeTaxesAbstract" name="IncomeTaxesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseInAssetFairValueInvestmentProperty" name="IncreaseDecreaseInAssetFairValueInvestmentProperty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod" name="IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination" name="IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" name="IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares" name="IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences" name="IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts" name="IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" name="IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital" name="IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndefiniteLifeIntangibleAssetsMember" name="IndefiniteLifeIntangibleAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndividualAnnuitiesMember" name="IndividualAnnuitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember" name="IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember" name="IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndividualNonparticipatingLifeAndHealthMember" name="IndividualNonparticipatingLifeAndHealthMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndividualParticipatingLifeMember" name="IndividualParticipatingLifeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndustrialAndLandMember" name="IndustrialAndLandMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndustrialPropertiesMember" name="IndustrialPropertiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IndustrialsMember" name="IndustrialsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuranceAndInvestmentContractLiabilitiesMember" name="InsuranceAndInvestmentContractLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" name="InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" name="InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuranceContracts1Member" name="InsuranceContracts1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuranceContractsAbstract" name="InsuranceContractsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward" name="InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InsuredRatingMember" name="InsuredRatingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_IntangibleAssetsAbstract" name="IntangibleAssetsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_InterestAndInvestmentIncome" name="InterestAndInvestmentIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_InterestIncomeOnDerivativeInstruments" name="InterestIncomeOnDerivativeInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_InterestIncomeOnPolicyLoans" name="InterestIncomeOnPolicyLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract" name="InterestRateSensitivityPotentialImpactOnNetIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" name="InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InterestsInOtherEntitiesAbstract" name="InterestsInOtherEntitiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_InvestedAssets" name="InvestedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_InvestedAssetsMember" name="InvestedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentContractLiabilitiesMember" name="InvestmentContractLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentContracts1Member" name="InvestmentContracts1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" name="InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" name="InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_InvestmentExpenseAndTax" name="InvestmentExpenseAndTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentFundsManagedByParentMember" name="InvestmentFundsManagedByParentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentFundsManagedByThirdPartyMember" name="InvestmentFundsManagedByThirdPartyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentIncomeLossAbstract" name="InvestmentIncomeLossAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_InvestmentPropertiesAndOtherAssets" name="InvestmentPropertiesAndOtherAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_InvestmentPropertiesMember" name="InvestmentPropertiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentType1Axis" name="InvestmentType1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentTypeCategorizationMember1Domain" name="InvestmentTypeCategorizationMember1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_Investments1Member" name="Investments1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" name="InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_InvestmentsForSegregatedFundHoldersMember" name="InvestmentsForSegregatedFundHoldersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_IssuedCapitalAndAdditionalPaidInCapital" name="IssuedCapitalAndAdditionalPaidInCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_IssuedCapitalFaceAmount" name="IssuedCapitalFaceAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther" name="KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_KeyManagementPersonnelCompensationNumberofIndividuals" name="KeyManagementPersonnelCompensationNumberofIndividuals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LeasesAsLesseeRelatedPartyTransactionsTerm" name="LeasesAsLesseeRelatedPartyTransactionsTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LeasingCommissionsAndTenantInducementsMember" name="LeasingCommissionsAndTenantInducementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LettersOfCreditOutstandingAmount1" name="LettersOfCreditOutstandingAmount1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_LevelOfRoundingUsedInSensitivityAnalysis" name="LevelOfRoundingUsedInSensitivityAnalysis" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LifeInsuranceAnnuitiesContractsMember" name="LifeInsuranceAnnuitiesContractsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LifeInsuranceCapitalAdequacyTestRatioActual" name="LifeInsuranceCapitalAdequacyTestRatioActual" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember" name="LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember" name="LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LifeInsuranceMember" name="LifeInsuranceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LimitedPartnershipsManagedByThirdPartyMember" name="LimitedPartnershipsManagedByThirdPartyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LineOfCreditFacilityMaximumBorrowingCapacity1" name="LineOfCreditFacilityMaximumBorrowingCapacity1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_LitigationStatus1Axis" name="LitigationStatus1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LitigationStatus1Domain" name="LitigationStatus1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_Loans1Member" name="Loans1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LoansAndReceivablesMortgagesandLoans" name="LoansAndReceivablesMortgagesandLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_LoansAndReceivablesPolicyLoans" name="LoansAndReceivablesPolicyLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_LongDurationInsuranceContractsDisclosure1TextBlock" name="LongDurationInsuranceContractsDisclosure1TextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LongTermVacancyRateSignificantUnobservableInputsAssets" name="LongTermVacancyRateSignificantUnobservableInputsAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_LongevityRiskMember" name="LongevityRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_LossContingencyPendingClaimsNumber1" name="LossContingencyPendingClaimsNumber1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MFSInvestmentManagementShareBasedAwardsMember" name="MFSInvestmentManagementShareBasedAwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" name="MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" name="MaleAt65ForIndividualsCurrentlyAtAge45Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MaleCurrentlyAtAge65Member" name="MaleCurrentlyAtAge65Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MaterialsMember" name="MaterialsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_MaximumExposureToCreditRiskOffBalanceSheet" name="MaximumExposureToCreditRiskOffBalanceSheet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual" name="MinimumContinuingCapitalAndSurplusRequirementRatioActual" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted" name="MinimumContinuingCapitalAndSurplusRequirementRatioTargeted" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions" name="MinimumOperatingLeasePaymentsRelatedPartyTransactions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MoneyMarketFunds1Member" name="MoneyMarketFunds1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MorbidityRiskMember" name="MorbidityRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MortalityRatesAbstract" name="MortalityRatesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MortalityRiskMember" name="MortalityRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_Mortgages" name="Mortgages" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_MortgagesAndLoansMember" name="MortgagesAndLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember" name="MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember" name="MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_MultiFamilyResidentialMember" name="MultiFamilyResidentialMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NetChangeInBalancesOnInForcePolicies" name="NetChangeInBalancesOnInForcePolicies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract" name="NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_NetExposureMember" name="NetExposureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" name="NetInsuranceContractLiabilitiesAndReinsuranceAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies" name="NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" name="NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" name="NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_NetReplacementCostMember" name="NetReplacementCostMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NetTransferToFromSeparateAccounts" name="NetTransferToFromSeparateAccounts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_NonCapitalProfitLossBeforeTax" name="NonCapitalProfitLossBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_NonCumulativePerpetualPreferenceSharesMember" name="NonCumulativePerpetualPreferenceSharesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests" name="NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction" name="NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_NotRatedMember" name="NotRatedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NumberOfOperatingSegments1" name="NumberOfOperatingSegments1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_NumberOfShareClassSeriesAuthorised" name="NumberOfShareClassSeriesAuthorised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NumberOfShareClassSeriesOutstanding" name="NumberOfShareClassSeriesOutstanding" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares" name="NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_OfficeMember" name="OfficeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OperatingExpenseAbstract" name="OperatingExpenseAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OperatingSegmentsAbstract" name="OperatingSegmentsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" name="OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_OtherAssetsOther" name="OtherAssetsOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_OtherBorrowingsMember" name="OtherBorrowingsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities" name="OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_OtherComprehensiveIncomeLossOther" name="OtherComprehensiveIncomeLossOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherContract1Member" name="OtherContract1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherCountriesMember" name="OtherCountriesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember" name="OtherEquitySecuritiesAndOtherInvestedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherFinancialAssetsMember" name="OtherFinancialAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherForeignGovernmentMember" name="OtherForeignGovernmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_OtherGeneralFundAssets" name="OtherGeneralFundAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_OtherGeneralFundLiabilities" name="OtherGeneralFundLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_OtherInvestedAssets" name="OtherInvestedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_OtherInvestedAssetsMember" name="OtherInvestedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_OtherLiabilitiesOther" name="OtherLiabilitiesOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset" name="OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherPolicyAssetsMember" name="OtherPolicyAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherPolicyLiabilitiesAndAssetsMember" name="OtherPolicyLiabilitiesAndAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherPolicyLiabilitiesMember" name="OtherPolicyLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherPostretirementBenefitsPlan1Member" name="OtherPostretirementBenefitsPlan1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" name="OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OtherSubsidiariesMember" name="OtherSubsidiariesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_OwnerOccupiedPropertiesMember" name="OwnerOccupiedPropertiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PVISunLifeInsuranceCompanyLimitedMember" name="PVISunLifeInsuranceCompanyLimitedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ParentCompany1Member" name="ParentCompany1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ParticipatingPolicyholdersMember" name="ParticipatingPolicyholdersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PastDueLessThanNinetyDaysMember" name="PastDueLessThanNinetyDaysMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PendingLitigation1Member" name="PendingLitigation1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PensionAndOtherEmployeeBenefitsMember" name="PensionAndOtherEmployeeBenefitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PensionPlansDefinedBenefit1Member" name="PensionPlansDefinedBenefit1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital" name="PeriodInWhichAcquireeMaySellRemainingCharterCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PlanAmendmentNetDefinedBenefitLiabilityAsset" name="PlanAmendmentNetDefinedBenefitLiabilityAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_PlanAssetsAtFairValueAllocationPercentage" name="PlanAssetsAtFairValueAllocationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_PlanParticipantsDomain" name="PlanParticipantsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PolicyLoans1Member" name="PolicyLoans1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PolicyholderBehaviourRiskMember" name="PolicyholderBehaviourRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage" name="PreferenceSharesAdjustmentToDividendRateBasisPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PreferenceSharesAggregateLiquidationEntitlement" name="PreferenceSharesAggregateLiquidationEntitlement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries10RMember" name="PreferenceSharesClassASeries10RMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries11QRMember" name="PreferenceSharesClassASeries11QRMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries12RMember" name="PreferenceSharesClassASeries12RMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries1Member" name="PreferenceSharesClassASeries1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries2Member" name="PreferenceSharesClassASeries2Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries3Member" name="PreferenceSharesClassASeries3Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries4Member" name="PreferenceSharesClassASeries4Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries5Member" name="PreferenceSharesClassASeries5Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries8RMember" name="PreferenceSharesClassASeries8RMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember" name="PreferenceSharesClassASeries8RSeries10RAndSeries12RMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember" name="PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember" name="PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_PreferenceSharesClassASeries9QRMember" name="PreferenceSharesClassASeries9QRMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PreferenceSharesDividendRatePercentage" name="PreferenceSharesDividendRatePercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PreferenceSharesRedemptionPricePerShare" name="PreferenceSharesRedemptionPricePerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding" name="PreferenceSharesSubjectToGuaranteeSharesOutstanding" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_PremiumsAbstract" name="PremiumsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PremiumsReceivableAtCarryingValue1" name="PremiumsReceivableAtCarryingValue1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs" name="PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs" name="PriceToEarningsMultipleSignificantUnobservableInputsCGUs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities" name="ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" name="ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_ProjectedFutureSalesValueOfNewBusinessPeriod" name="ProjectedFutureSalesValueOfNewBusinessPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets" name="PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ProportionOfOwnershipInterestInJointVentureAndAssociates" name="ProportionOfOwnershipInterestInJointVentureAndAssociates" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PurchaseAndCancellationOfTreasurySharesPricePerShare" name="PurchaseAndCancellationOfTreasurySharesPricePerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_PurchaseOfInvestedAssets" name="PurchaseOfInvestedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage" name="QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage" name="RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_RealEstateInvestment1Member" name="RealEstateInvestment1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" name="ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward" name="ReconciliationOfChangesInFinancialLiabilitiesRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" name="ReinsuranceAssetsBeforeOtherPolicyAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ReinsuranceAssetsMember" name="ReinsuranceAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ReinsuranceNegativeReserves" name="ReinsuranceNegativeReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_ReinsuranceRetentionPolicyAmountRetained1" name="ReinsuranceRetentionPolicyAmountRetained1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RelatedPartyAbstract" name="RelatedPartyAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures" name="RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ReportableLegalEntities1Member" name="ReportableLegalEntities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RepurchaseAgreements1Member" name="RepurchaseAgreements1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ResidentialMortgageBackedSecurities1Member" name="ResidentialMortgageBackedSecurities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RestatementAdjustment1Member" name="RestatementAdjustment1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RestatementAxis" name="RestatementAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RestatementDomain" name="RestatementDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RetailAndOfficePropertiesMember" name="RetailAndOfficePropertiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_RetailMember" name="RetailMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome" name="RetainedEarningsAndAccumulatedOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_ReverseRepurchaseAgreementsMember" name="ReverseRepurchaseAgreementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets" name="RiskAdjustedSpreadSignificantUnobservableInputsAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage" name="RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFAssetManagementMFSMember" name="SLFAssetManagementMFSMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFAssetManagementSLIMMember" name="SLFAssetManagementSLIMMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFCanadaGroupBenefitsMember" name="SLFCanadaGroupBenefitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFCanadaGroupRetirementServicesMember" name="SLFCanadaGroupRetirementServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFCanadaIndividualMember" name="SLFCanadaIndividualMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" name="SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" name="SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SLFUSEmployeeBenefitsGroupMember" name="SLFUSEmployeeBenefitsGroupMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScenarioAxis" name="ScenarioAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScenarioDomain" name="ScenarioDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScenarioForecast1Member" name="ScenarioForecast1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock" name="ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScheduleOfAvailableForSaleSecurities1Table" name="ScheduleOfAvailableForSaleSecurities1Table" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock" name="ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" name="ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock" name="ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ScheduleOfFeeIncomeTableTextBlock" name="ScheduleOfFeeIncomeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ScheduleOfOtherAssets1TableTextBlock" name="ScheduleOfOtherAssets1TableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScheduleofAvailableforsaleSecurities1LineItems" name="ScheduleofAvailableforsaleSecurities1LineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" name="ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SecuredBorrowingsFromMortgageSecuritizationMember" name="SecuredBorrowingsFromMortgageSecuritizationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SecuritiesLendingCollateralMember" name="SecuritiesLendingCollateralMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SecuritisationVehiclesManagedByThirdPartyMember" name="SecuritisationVehiclesManagedByThirdPartyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SecuritizedMortgagesMember" name="SecuritizedMortgagesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SeniorDebenturesAndUnsecuredFinancingMember" name="SeniorDebenturesAndUnsecuredFinancingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SeniorDebenturesMember" name="SeniorDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent" name="SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent" name="SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" name="SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisInputEquityHedgesInterval" name="SensitivityAnalysisInputEquityHedgesInterval" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets" name="SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisInputInterestRateHedgesInterval" name="SensitivityAnalysisInputInterestRateHedgesInterval" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity" name="SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss" name="SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent" name="SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SeparateAccountAssets1" name="SeparateAccountAssets1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_SeparateAccountAssetsMember" name="SeparateAccountAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SeparateAccounts" name="SeparateAccounts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_SeparateAccountsDisclosure1Abstract" name="SeparateAccountsDisclosure1Abstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SeparateAccountsFundCategoryPercentage" name="SeparateAccountsFundCategoryPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_SeparateAccountsInvestmentContractsLiabilities" name="SeparateAccountsInvestmentContractsLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts" name="SeparateAccountsLiabilitiesArisingFromInsuranceContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="slf_SeparatedAndMutualFunds" name="SeparatedAndMutualFunds" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount" name="ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions" name="ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay" name="ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ShareBasedPaymentArrangementsAbstract" name="ShareBasedPaymentArrangementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ShareCapitalReservesAndOtherEquityInterestAbstract" name="ShareCapitalReservesAndOtherEquityInterestAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ShareRepurchaseProgram1Axis" name="ShareRepurchaseProgram1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ShareRepurchaseProgram1Domain" name="ShareRepurchaseProgram1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized" name="SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod" name="SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SingleLifeInsuranceContractsInCanadaMember" name="SingleLifeInsuranceContractsInCanadaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SingleLifeInsuranceContractsOutsideOfCanadaMember" name="SingleLifeInsuranceContractsOutsideOfCanadaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SingleNameCreditDefaultSwapContractMember" name="SingleNameCreditDefaultSwapContractMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SubordinatedLiabilitiesMember" name="SubordinatedLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SubsequentEvent1Member" name="SubsequentEvent1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SubsequentEventType1Axis" name="SubsequentEventType1Axis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SubsequentEventType1Domain" name="SubsequentEventType1Domain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SubsidiaryIssuer1Member" name="SubsidiaryIssuer1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeAssuranceMember" name="SunLifeAssuranceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" name="SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" name="SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" name="SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeCanadaMember" name="SunLifeCanadaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeCapitalTrustIISEECS20091Member" name="SunLifeCapitalTrustIISEECS20091Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeCapitalTrustSLEECSBMember" name="SunLifeCapitalTrustSLEECSBMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeExchangEableCapitalSecuritiesMember" name="SunLifeExchangEableCapitalSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialAsiaMember" name="SunLifeFinancialAsiaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialAssetManagementMember" name="SunLifeFinancialAssetManagementMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialCorporateMember" name="SunLifeFinancialCorporateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" name="SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunLifeFinancialUnitedStatesMember" name="SunLifeFinancialUnitedStatesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunSharePlanMember" name="SunSharePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunShareUnitsAndDeferredShareUnitsDSUMember" name="SunShareUnitsAndDeferredShareUnitsDSUMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SunShareUnitsMember" name="SunShareUnitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SurvivorshipLifeInsuranceContractsInCanadaMember" name="SurvivorshipLifeInsuranceContractsInCanadaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember" name="SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SwapSpreadRiskMember" name="SwapSpreadRiskMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_SwapSpreadSensitivitiesAbstract" name="SwapSpreadSensitivitiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1" name="TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense" name="TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" name="TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxEffectOfPriorYearIncomeTaxes" name="TaxEffectOfPriorYearIncomeTaxes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxEffectOfRepatriationOfForeignEarnings" name="TaxEffectOfRepatriationOfForeignEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxEffectOfTaxLossesAndTaxCredits" name="TaxEffectOfTaxLossesAndTaxCredits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" name="TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxRateEffectOfPriorYearIncomeTaxes" name="TaxRateEffectOfPriorYearIncomeTaxes" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxRateEffectOfTaxLossesAndTaxCredits" name="TaxRateEffectOfTaxLossesAndTaxCredits" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxRateEffectRepatriationOfForeignEarnings" name="TaxRateEffectRepatriationOfForeignEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" name="TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_TechnologyMember" name="TechnologyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_TelecommunicationServicesMember" name="TelecommunicationServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets" name="TerminalCapitalizationRateSignificantUnobservableInputsAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" name="TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_TheIncreaseDecreaseInInsuranceLiabilities" name="TheIncreaseDecreaseInInsuranceLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_ThirdPartyShareRepurchaseProgramMember" name="ThirdPartyShareRepurchaseProgramMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_TierOneCapitalMember" name="TierOneCapitalMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_TotalFinancialAssetsMember" name="TotalFinancialAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_TotalFinancialLiabilitiesMember" name="TotalFinancialLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_U.S.GovernmentAndAgencyMember" name="U.S.GovernmentAndAgencyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_USGovernmentAgenciesDebtSecurities1Member" name="USGovernmentAgenciesDebtSecurities1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges" name="UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates" name="UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" name="UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod" name="UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_UtilitiesMember" name="UtilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_VariablePrincipalFloatingRateCertificateMember" name="VariablePrincipalFloatingRateCertificateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_WeightedAverageExercisePriceAbstract" name="WeightedAverageExercisePriceAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_WeightedAverageFairValueShareOptionsGranted" name="WeightedAverageFairValueShareOptionsGranted" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="slf_WrittenOptionsMember" name="WrittenOptionsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="slf_YearUltimateHealthCareTrendRateReached" name="YearUltimateHealthCareTrendRateReached" nillable="true" substitutionGroup="xbrli:item" type="xbrli:gYearItemType" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>11
<FILENAME>slf-20181231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Acquisitions" xlink:href="slf-20181231.xsd#Acquisitions" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AcquisitionsNarrativeDetails" xlink:href="slf-20181231.xsd#AcquisitionsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagement" xlink:href="slf-20181231.xsd#CapitalManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:href="slf-20181231.xsd#CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails" xlink:href="slf-20181231.xsd#CapitalManagementScheduleOfTotalCapitalDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementTables" xlink:href="slf-20181231.xsd#CapitalManagementTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPolicies" xlink:href="slf-20181231.xsd#ChangesInAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingencies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfChangesInEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossCalc2" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfComprehensiveIncomeLossCalc2" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfFinancialPosition" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfOperationsCalc2" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfOperationsCalc2" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/DocumentAndEntityInformation" xlink:href="slf-20181231.xsd#DocumentAndEntityInformation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShare" xlink:href="slf-20181231.xsd#EarningsLossPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:href="slf-20181231.xsd#EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShareTables" xlink:href="slf-20181231.xsd#EarningsLossPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncome" xlink:href="slf-20181231.xsd#FeeIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails" xlink:href="slf-20181231.xsd#FeeIncomeScheduleOfFeeIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncomeTables" xlink:href="slf-20181231.xsd#FeeIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagement" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssets" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxes" xlink:href="slf-20181231.xsd#IncomeTaxes" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:href="slf-20181231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:href="slf-20181231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:href="slf-20181231.xsd#IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:href="slf-20181231.xsd#IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails" xlink:href="slf-20181231.xsd#IncomeTaxesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesTables" xlink:href="slf-20181231.xsd#IncomeTaxesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:href="slf-20181231.xsd#IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceRiskManagement" xlink:href="slf-20181231.xsd#InsuranceRiskManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails" xlink:href="slf-20181231.xsd#InsuranceRiskManagementNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntities" xlink:href="slf-20181231.xsd#InterestsInOtherEntities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesTables" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpenses" xlink:href="slf-20181231.xsd#OperatingExpenses" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:href="slf-20181231.xsd#OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpensesTables" xlink:href="slf-20181231.xsd#OperatingExpensesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssets" xlink:href="slf-20181231.xsd#OtherAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails" xlink:href="slf-20181231.xsd#OtherAssetsScheduleOfOtherAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssetsTables" xlink:href="slf-20181231.xsd#OtherAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilities" xlink:href="slf-20181231.xsd#OtherLiabilities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesTables" xlink:href="slf-20181231.xsd#OtherLiabilitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Reinsurance" xlink:href="slf-20181231.xsd#Reinsurance" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:href="slf-20181231.xsd#ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:href="slf-20181231.xsd#ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceTables" xlink:href="slf-20181231.xsd#ReinsuranceTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactions" xlink:href="slf-20181231.xsd#RelatedPartyTransactions" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:href="slf-20181231.xsd#RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsTables" xlink:href="slf-20181231.xsd#RelatedPartyTransactionsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategories" xlink:href="slf-20181231.xsd#RiskCategories" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails" xlink:href="slf-20181231.xsd#RiskCategoriesAdditionalInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:href="slf-20181231.xsd#RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:href="slf-20181231.xsd#RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:href="slf-20181231.xsd#RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesTables" xlink:href="slf-20181231.xsd#RiskCategoriesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformation" xlink:href="slf-20181231.xsd#SegmentedInformation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:href="slf-20181231.xsd#SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails" xlink:href="slf-20181231.xsd#SegmentedInformationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails" xlink:href="slf-20181231.xsd#SegmentedInformationOperatingResultsBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:href="slf-20181231.xsd#SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:href="slf-20181231.xsd#SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationTables" xlink:href="slf-20181231.xsd#SegmentedInformationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFunds" xlink:href="slf-20181231.xsd#SegregatedFunds" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:href="slf-20181231.xsd#SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:href="slf-20181231.xsd#SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails" xlink:href="slf-20181231.xsd#SegregatedFundsSegregatedFundTypesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsTables" xlink:href="slf-20181231.xsd#SegregatedFundsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstruments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPayments" xlink:href="slf-20181231.xsd#ShareBasedPayments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsTables" xlink:href="slf-20181231.xsd#ShareBasedPaymentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapital" xlink:href="slf-20181231.xsd#ShareCapital" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:href="slf-20181231.xsd#ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalNarrativeDetails" xlink:href="slf-20181231.xsd#ShareCapitalNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails" xlink:href="slf-20181231.xsd#ShareCapitalPreferredSharesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalTables" xlink:href="slf-20181231.xsd#ShareCapitalTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPolicies" xlink:href="slf-20181231.xsd#SignificantAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesTables" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SubordinatedDebt" xlink:href="slf-20181231.xsd#SubordinatedDebt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:href="slf-20181231.xsd#SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Tables" xlink:href="slf-20181231.xsd#Tables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:type="simple" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/Acquisitions" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/AcquisitionsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred" xlink:label="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_63af3213-d26b-1faf-4da9-91c797c5e8f0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashTransferred" xlink:label="loc_ifrs-full_CashTransferred_7571ab6c-aa91-15f4-fd18-4e23a5fb50fb" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_63af3213-d26b-1faf-4da9-91c797c5e8f0" xlink:to="loc_ifrs-full_CashTransferred_7571ab6c-aa91-15f4-fd18-4e23a5fb50fb" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesIncurred" xlink:label="loc_ifrs-full_LiabilitiesIncurred_a0335e75-0ed5-03b6-75d8-6bed7f61c4b3" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_63af3213-d26b-1faf-4da9-91c797c5e8f0" xlink:to="loc_ifrs-full_LiabilitiesIncurred_a0335e75-0ed5-03b6-75d8-6bed7f61c4b3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInterestsOfAcquirer" xlink:label="loc_ifrs-full_EquityInterestsOfAcquirer_b6302013-9614-6958-eaaf-e8c94e54a530" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_63af3213-d26b-1faf-4da9-91c797c5e8f0" xlink:to="loc_ifrs-full_EquityInterestsOfAcquirer_b6302013-9614-6958-eaaf-e8c94e54a530" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CapitalManagement" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_Capital1" xlink:label="loc_slf_Capital1_f265073b-251c-dbb6-a690-24b412b3cf83" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_9248fed8-f79c-a956-b864-545c68891132" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_Capital1_f265073b-251c-dbb6-a690-24b412b3cf83" xlink:to="loc_ifrs-full_Borrowings_9248fed8-f79c-a956-b864-545c68891132" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_99e8abe2-bb0f-0b24-e945-fb68a19fe103" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_Capital1_f265073b-251c-dbb6-a690-24b412b3cf83" xlink:to="loc_ifrs-full_Equity_99e8abe2-bb0f-0b24-e945-fb68a19fe103" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CapitalManagementTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPolicies" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_1e105b62-b2a8-13e9-d78d-cf50170ee6a6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_1e105b62-b2a8-13e9-d78d-cf50170ee6a6" xlink:to="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_d974c768-3d62-095e-e933-9ffe8a9e03d6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_ProfitLossBeforeTax_d974c768-3d62-095e-e933-9ffe8a9e03d6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_62f41551-227f-9486-86cb-e8e3688a115e" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_62f41551-227f-9486-86cb-e8e3688a115e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseInReinsuranceAssets_3947ecac-331d-c30c-d6fd-41dae6bcc404" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_IncreaseDecreaseInReinsuranceAssets_3947ecac-331d-c30c-d6fd-41dae6bcc404" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:label="loc_ifrs-full_AdjustmentsForFairValueGainsLosses_767c27eb-7f60-ecbe-ae75-a8eeca06af38" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_AdjustmentsForFairValueGainsLosses_767c27eb-7f60-ecbe-ae75-a8eeca06af38" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets" xlink:label="loc_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_c452a03a-c9a6-e549-e609-24b40f6789eb" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_c452a03a-c9a6-e549-e609-24b40f6789eb" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PurchaseOfInvestedAssets" xlink:label="loc_slf_PurchaseOfInvestedAssets_de8837fe-6887-8d5a-ef05-24b40f8f148c" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_slf_PurchaseOfInvestedAssets_de8837fe-6887-8d5a-ef05-24b40f8f148c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_646a7315-cde0-5966-0e25-babf72218aaf" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_646a7315-cde0-5966-0e25-babf72218aaf" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_108b4a1e-f987-3dc4-cc4e-24b41190e97c" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_108b4a1e-f987-3dc4-cc4e-24b41190e97c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_6979fbfc-7666-f9fe-8b24-1174d93e0259" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_6979fbfc-7666-f9fe-8b24-1174d93e0259" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForInterestExpense" xlink:label="loc_ifrs-full_AdjustmentsForInterestExpense_00103829-8c32-f4b9-1ae3-cef53e22490b" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_f31075bd-1639-e735-9c68-c034fb980df8" xlink:to="loc_ifrs-full_AdjustmentsForInterestExpense_00103829-8c32-f4b9-1ae3-cef53e22490b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_1e105b62-b2a8-13e9-d78d-cf50170ee6a6" xlink:to="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_6fb7bce3-14d3-3e88-bda7-94679522d55b" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:to="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_6fb7bce3-14d3-3e88-bda7-94679522d55b" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities" xlink:label="loc_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_47014B6C3D74B70B67F8903311B670B9" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:to="loc_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_47014B6C3D74B70B67F8903311B670B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_6f529a67-cffb-2461-98a1-4abacc7ca0e4" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:to="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_6f529a67-cffb-2461-98a1-4abacc7ca0e4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_15c5e111-8c35-8a6a-acae-0b697a16461f" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:to="loc_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_15c5e111-8c35-8a6a-acae-0b697a16461f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_f67fc40f-0656-ae39-0310-d8041e5748d0" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_f10eb10d-b3df-9fd6-f406-2557dadd5e32" xlink:to="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_f67fc40f-0656-ae39-0310-d8041e5748d0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_1e105b62-b2a8-13e9-d78d-cf50170ee6a6" xlink:to="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities" xlink:label="loc_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_a29dd2b7-f7ee-5776-4685-24b411d8e447" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_a29dd2b7-f7ee-5776-4685-24b411d8e447" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_93abfcbf-9230-604b-229e-cb7566733371" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_93abfcbf-9230-604b-229e-cb7566733371" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures" xlink:label="loc_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_9f31e050-bb23-6d51-32fe-24b413008dfe" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_9f31e050-bb23-6d51-32fe-24b413008dfe" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromExerciseOfOptions" xlink:label="loc_ifrs-full_ProceedsFromExerciseOfOptions_c73d3b25-76fd-c8bd-7811-e5067c232f3d" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_ifrs-full_ProceedsFromExerciseOfOptions_c73d3b25-76fd-c8bd-7811-e5067c232f3d" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_aebf3021-da61-1a85-96d6-32ab689b0493" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_aebf3021-da61-1a85-96d6-32ab689b0493" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_3f12aab4-3e93-f97b-f07c-626859032761" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_3f12aab4-3e93-f97b-f07c-626859032761" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsFinancingActivities_27407dec-3dfc-d47e-4f5b-d2cc22c90a06" xlink:type="locator" />
    <link:calculationArc order="7" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_a8bef3a1-290c-100e-b16d-0dac4e42d07f" xlink:to="loc_ifrs-full_InterestPaidClassifiedAsFinancingActivities_27407dec-3dfc-d47e-4f5b-d2cc22c90a06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_66fc13e9-92f0-281f-1c84-d167f9025245" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_1e105b62-b2a8-13e9-d78d-cf50170ee6a6" xlink:to="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_66fc13e9-92f0-281f-1c84-d167f9025245" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAdjustedBalance" xlink:label="loc_slf_EquityAdjustedBalance_BF7DBE21EEBC999965ECE27E6C23CE2F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_99e8abe2-bb0f-0b24-e945-fb68a19fe103" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_EquityAdjustedBalance_BF7DBE21EEBC999965ECE27E6C23CE2F" xlink:to="loc_ifrs-full_Equity_99e8abe2-bb0f-0b24-e945-fb68a19fe103" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1" xlink:label="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_8A970DDBE8A0CAC362E428C9D1914FDD" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_EquityAdjustedBalance_BF7DBE21EEBC999965ECE27E6C23CE2F" xlink:to="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_8A970DDBE8A0CAC362E428C9D1914FDD" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_ba1887e5-5803-770d-118a-6b831f7ca2f8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_71b5573f-ec3b-90c4-47ec-ba95fa336b06" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_ba1887e5-5803-770d-118a-6b831f7ca2f8" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_71b5573f-ec3b-90c4-47ec-ba95fa336b06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_c69b7af1-e628-aad8-1bf4-c46be4fb9fa2" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_71b5573f-ec3b-90c4-47ec-ba95fa336b06" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_c69b7af1-e628-aad8-1bf4-c46be4fb9fa2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_09ee3853-ec10-d4f3-62f3-2a40a59e161a" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_71b5573f-ec3b-90c4-47ec-ba95fa336b06" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_09ee3853-ec10-d4f3-62f3-2a40a59e161a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_ba1887e5-5803-770d-118a-6b831f7ca2f8" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_84e22a12-3b95-ced9-2105-901866b0093a" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:to="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_84e22a12-3b95-ced9-2105-901866b0093a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_3e15bcdc-0c6b-a343-49f2-73337f717216" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:to="loc_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_3e15bcdc-0c6b-a343-49f2-73337f717216" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_6f21166a-eb57-219a-b30b-1f36edf3d5d3" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_6f21166a-eb57-219a-b30b-1f36edf3d5d3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_b62f7c59-3bf3-0596-9a95-9a107321d531" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:to="loc_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_b62f7c59-3bf3-0596-9a95-9a107321d531" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_14e6ae08-2afa-46f6-b986-d13fcac9acc0" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_14e6ae08-2afa-46f6-b986-d13fcac9acc0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates" xlink:label="loc_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_763C69A049F04960AB034E56B79B64A3" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_e61dc3b7-2258-b375-53bb-be07c146f39a" xlink:to="loc_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_763C69A049F04960AB034E56B79B64A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations" xlink:label="loc_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_79521219-cde7-f064-68bd-24b40fb6eb89" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:to="loc_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_79521219-cde7-f064-68bd-24b40fb6eb89" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_89fa29df-85fe-95a9-4ec1-24b40ee01aa3" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:to="loc_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_89fa29df-85fe-95a9-4ec1-24b40ee01aa3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_25ff756a-bb9b-6516-5a94-24b40f89318b" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:to="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_25ff756a-bb9b-6516-5a94-24b40f89318b" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_ccd453ea-6902-9708-f24b-24b40f7c2204" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:to="loc_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_ccd453ea-6902-9708-f24b-24b40f7c2204" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_fc048e81-dea4-ad99-f870-24b412c4abb5" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_5d85ef35-14ac-34a5-dd0d-ecbcee9b0f58" xlink:to="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_fc048e81-dea4-ad99-f870-24b412c4abb5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_35eced3c-6d9a-ab24-acd2-e150e42b21cf" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_35eced3c-6d9a-ab24-acd2-e150e42b21cf" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_073b0615-1c78-2ed5-778a-117bd460e2c8" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_35eced3c-6d9a-ab24-acd2-e150e42b21cf" xlink:to="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_073b0615-1c78-2ed5-778a-117bd460e2c8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_1ad371e8-8cac-7fd6-d20c-1f58a16c72c8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_35eced3c-6d9a-ab24-acd2-e150e42b21cf" xlink:to="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_1ad371e8-8cac-7fd6-d20c-1f58a16c72c8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncome" xlink:label="loc_ifrs-full_ComprehensiveIncome_f1f655b3-16d3-6ec0-d3be-bb34022c965a" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_088150ca-5da2-324d-b102-24b4137ffc29" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_f1f655b3-16d3-6ec0-d3be-bb34022c965a" xlink:to="loc_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_088150ca-5da2-324d-b102-24b4137ffc29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_68ee24b2-1d5c-c702-a73c-89648fa45868" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_f1f655b3-16d3-6ec0-d3be-bb34022c965a" xlink:to="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_68ee24b2-1d5c-c702-a73c-89648fa45868" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossCalc2" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncome" xlink:label="loc_ifrs-full_ComprehensiveIncome_E744FA367C76BDD6E61981150CECF99F_f1f655b3-16d3-6ec0-d3be-bb34022c965a" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_E744FA367C76BDD6E61981150CECF99F_ba1887e5-5803-770d-118a-6b831f7ca2f8" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_E744FA367C76BDD6E61981150CECF99F_f1f655b3-16d3-6ec0-d3be-bb34022c965a" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_E744FA367C76BDD6E61981150CECF99F_ba1887e5-5803-770d-118a-6b831f7ca2f8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_E744FA367C76BDD6E61981150CECF99F_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ComprehensiveIncome_E744FA367C76BDD6E61981150CECF99F_f1f655b3-16d3-6ec0-d3be-bb34022c965a" xlink:to="loc_ifrs-full_ProfitLoss_E744FA367C76BDD6E61981150CECF99F_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:to="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_C67BBD6EC5315A9CB42C26852B4A461E" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_ifrs-full_DebtInstrumentsHeld_C67BBD6EC5315A9CB42C26852B4A461E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_47C1EC756A6D51689D1AB8B34DFE4B96" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_ifrs-full_EquityInstrumentsHeld_47C1EC756A6D51689D1AB8B34DFE4B96" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LoansAndReceivablesMortgagesandLoans" xlink:label="loc_slf_LoansAndReceivablesMortgagesandLoans_8E9804EB19B2571A872D4FB8CAF4422E" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_slf_LoansAndReceivablesMortgagesandLoans_8E9804EB19B2571A872D4FB8CAF4422E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_386D851A9E2B5EB19E7F9291BFBFA097" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_ifrs-full_DerivativeFinancialAssets_386D851A9E2B5EB19E7F9291BFBFA097" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssets" xlink:label="loc_slf_OtherInvestedAssets_7D500E873BDB54B5BD41B6DF92E6E75A" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_slf_OtherInvestedAssets_7D500E873BDB54B5BD41B6DF92E6E75A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LoansAndReceivablesPolicyLoans" xlink:label="loc_slf_LoansAndReceivablesPolicyLoans_8A05BC68D7445FE1985BFB66F83609B0" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_slf_LoansAndReceivablesPolicyLoans_8A05BC68D7445FE1985BFB66F83609B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_800C43C5DBC75F8E8C3505BFAF1CA8F8" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InvestedAssets_CF052C1DC6045C54B5DD6F64B86232E9" xlink:to="loc_ifrs-full_InvestmentProperty_800C43C5DBC75F8E8C3505BFAF1CA8F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_C01F4F7B9E9152109DCE34DB8A88F631" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:to="loc_ifrs-full_OtherAssets_C01F4F7B9E9152109DCE34DB8A88F631" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_3E287847B3D95274B32CEA88FC67897A" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:to="loc_ifrs-full_ReinsuranceAssets_3E287847B3D95274B32CEA88FC67897A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_82152C40DA335221B601392B6F2622FD" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:to="loc_ifrs-full_DeferredTaxAssets_82152C40DA335221B601392B6F2622FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_13898E73197653C998269767134208EE" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_13898E73197653C998269767134208EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill_609EBDDA6D5D529F829E18C33A228B55" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundAssets_75A2083273EC5721A2E7D9F9D9A2D771" xlink:to="loc_ifrs-full_Goodwill_609EBDDA6D5D529F829E18C33A228B55" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_64DAB50F2A795B36A2ABD654A2D1A883" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_slf_SeparateAccountAssets1_64DAB50F2A795B36A2ABD654A2D1A883" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAndLiabilities" xlink:label="loc_ifrs-full_EquityAndLiabilities_38841AC74432567C8DD9D6ED23FC70A8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_A9A487FA01295156A63793929591545E" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAndLiabilities_38841AC74432567C8DD9D6ED23FC70A8" xlink:to="loc_ifrs-full_Liabilities_A9A487FA01295156A63793929591545E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundLiabilities" xlink:label="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_A9A487FA01295156A63793929591545E" xlink:to="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_EFF5EBE8A9B652D0AC9F2D7749268E34" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_EFF5EBE8A9B652D0AC9F2D7749268E34" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_7D37D3AAF3635300B0D88E06BCFC2EB4" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_InvestmentContractsLiabilities_7D37D3AAF3635300B0D88E06BCFC2EB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_01B8E5CDB0355CB5B9E8870EAAB36AFA" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_01B8E5CDB0355CB5B9E8870EAAB36AFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_9FB59CC571C75D3182ECE36F89EF0ADD" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_DeferredTaxLiabilities_9FB59CC571C75D3182ECE36F89EF0ADD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities_D41F1DB467A45E2CA76C22724E83D134" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_OtherLiabilities_D41F1DB467A45E2CA76C22724E83D134" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotesAndDebenturesIssued" xlink:label="loc_ifrs-full_NotesAndDebenturesIssued_F604F6C7ABCA5D9F81F15BFAB86479CA" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_NotesAndDebenturesIssued_F604F6C7ABCA5D9F81F15BFAB86479CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubordinatedLiabilities" xlink:label="loc_ifrs-full_SubordinatedLiabilities_06336342301750C99591ADA8C6239F5D" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_GeneralFundLiabilities_101D38DAB10B5DCCB71D39AC6FBF2AA4" xlink:to="loc_ifrs-full_SubordinatedLiabilities_06336342301750C99591ADA8C6239F5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts" xlink:label="loc_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_0160FB1653695E64941BB1D57205BFEE" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_A9A487FA01295156A63793929591545E" xlink:to="loc_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_0160FB1653695E64941BB1D57205BFEE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsInvestmentContractsLiabilities" xlink:label="loc_slf_SeparateAccountsInvestmentContractsLiabilities_8A5DCA2038875D18BED100AD3795178F" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Liabilities_A9A487FA01295156A63793929591545E" xlink:to="loc_slf_SeparateAccountsInvestmentContractsLiabilities_8A5DCA2038875D18BED100AD3795178F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_24ACDF682C96525CA515569C7CF6FE84" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAndLiabilities_38841AC74432567C8DD9D6ED23FC70A8" xlink:to="loc_ifrs-full_Equity_24ACDF682C96525CA515569C7CF6FE84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent_E2CD465FBDE15871A9DCD20D8CB743B8" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Equity_24ACDF682C96525CA515569C7CF6FE84" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParent_E2CD465FBDE15871A9DCD20D8CB743B8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IssuedCapitalAndAdditionalPaidInCapital" xlink:label="loc_slf_IssuedCapitalAndAdditionalPaidInCapital_3796ECABAC2157349799B706F361599D" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_E2CD465FBDE15871A9DCD20D8CB743B8" xlink:to="loc_slf_IssuedCapitalAndAdditionalPaidInCapital_3796ECABAC2157349799B706F361599D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome" xlink:label="loc_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_713C612778F75D8B967BE448CDBB8F23" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_E2CD465FBDE15871A9DCD20D8CB743B8" xlink:to="loc_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_713C612778F75D8B967BE448CDBB8F23" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAttributableToParticipatingPolicyholders" xlink:label="loc_slf_EquityAttributableToParticipatingPolicyholders_BAC8BFF6C16A5CF0B14EFB85060516A1" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Equity_24ACDF682C96525CA515569C7CF6FE84" xlink:to="loc_slf_EquityAttributableToParticipatingPolicyholders_BAC8BFF6C16A5CF0B14EFB85060516A1" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_d974c768-3d62-095e-e933-9ffe8a9e03d6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:to="loc_ifrs-full_ProfitLossBeforeTax_d974c768-3d62-095e-e933-9ffe8a9e03d6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_7bdecc8b-499c-5a3a-15a6-7815b76c5723" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_d974c768-3d62-095e-e933-9ffe8a9e03d6" xlink:to="loc_ifrs-full_Revenue_7bdecc8b-499c-5a3a-15a6-7815b76c5723" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome_2c8f64b9-208f-3576-3a40-644df450a352" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Revenue_7bdecc8b-499c-5a3a-15a6-7815b76c5723" xlink:to="loc_ifrs-full_InvestmentIncome_2c8f64b9-208f-3576-3a40-644df450a352" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestAndInvestmentIncome" xlink:label="loc_slf_InterestAndInvestmentIncome_7B4483ED74FAA730E4A94E6BB2543E84" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_InvestmentIncome_2c8f64b9-208f-3576-3a40-644df450a352" xlink:to="loc_slf_InterestAndInvestmentIncome_7B4483ED74FAA730E4A94E6BB2543E84" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss" xlink:label="loc_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_608986c4-1976-16d0-c448-24b4103d1841" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_InvestmentIncome_2c8f64b9-208f-3576-3a40-644df450a352" xlink:to="loc_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_608986c4-1976-16d0-c448-24b4103d1841" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets" xlink:label="loc_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_42a5126f-ed6b-ae1a-07e1-1b8196397c97" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_InvestmentIncome_2c8f64b9-208f-3576-3a40-644df450a352" xlink:to="loc_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_42a5126f-ed6b-ae1a-07e1-1b8196397c97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Revenue_7bdecc8b-499c-5a3a-15a6-7815b76c5723" xlink:to="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetEarnedPremium" xlink:label="loc_ifrs-full_NetEarnedPremium_6564dbd0-80fb-9116-458d-3130ff3f8e8b" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Revenue_7bdecc8b-499c-5a3a-15a6-7815b76c5723" xlink:to="loc_ifrs-full_NetEarnedPremium_6564dbd0-80fb-9116-458d-3130ff3f8e8b" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DirectPremiumsEarned1" xlink:label="loc_slf_DirectPremiumsEarned1_ca77edd7-bfdd-fbe3-c241-24b40f48c52a" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetEarnedPremium_6564dbd0-80fb-9116-458d-3130ff3f8e8b" xlink:to="loc_slf_DirectPremiumsEarned1_ca77edd7-bfdd-fbe3-c241-24b40f48c52a" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CededPremiumsEarned1" xlink:label="loc_slf_CededPremiumsEarned1_a96145c9-9b55-403b-b358-24b410da8696" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetEarnedPremium_6564dbd0-80fb-9116-458d-3130ff3f8e8b" xlink:to="loc_slf_CededPremiumsEarned1_a96145c9-9b55-403b-b358-24b410da8696" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNature" xlink:label="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_d974c768-3d62-095e-e933-9ffe8a9e03d6" xlink:to="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld" xlink:label="loc_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_465186ff-e087-673e-129d-0ed4299b1d8d" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_465186ff-e087-673e-129d-0ed4299b1d8d" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TheIncreaseDecreaseInInsuranceLiabilities" xlink:label="loc_slf_TheIncreaseDecreaseInInsuranceLiabilities_d3162189-722b-e8d4-7510-24b411a89d39" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_slf_TheIncreaseDecreaseInInsuranceLiabilities_d3162189-722b-e8d4-7510-24b411a89d39" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences" xlink:label="loc_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_0b2a3c67-590d-abde-7d70-24b41455a0b6" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_0b2a3c67-590d-abde-7d70-24b41455a0b6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_E3CE0F82BB0F1CAF2D334E4A7F35A3B6" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_E3CE0F82BB0F1CAF2D334E4A7F35A3B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeFromContractsWithReinsurers" xlink:label="loc_ifrs-full_IncomeFromContractsWithReinsurers_cef1b540-ad6b-f7e3-8194-9ab52238d79c" xlink:type="locator" />
    <link:calculationArc order="5" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_ifrs-full_IncomeFromContractsWithReinsurers_cef1b540-ad6b-f7e3-8194-9ab52238d79c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="loc_ifrs-full_FeeAndCommissionExpense_30e3208d-bf30-001a-a1e5-36d06645bba2" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_ifrs-full_FeeAndCommissionExpense_30e3208d-bf30-001a-a1e5-36d06645bba2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetTransferToFromSeparateAccounts" xlink:label="loc_slf_NetTransferToFromSeparateAccounts_e0fde543-2ed3-22eb-8156-24b411e31794" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_slf_NetTransferToFromSeparateAccounts_e0fde543-2ed3-22eb-8156-24b411e31794" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xlink:label="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_5a88cfed-97b3-d707-f151-230caa9283f9" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_5a88cfed-97b3-d707-f151-230caa9283f9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense_7c24df47-455d-e909-f847-ba1d613d2478" xlink:type="locator" />
    <link:calculationArc order="10" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ExpenseByNature_96e48821-a7ef-1e0f-15e5-f8aaf5643a8a" xlink:to="loc_ifrs-full_InterestExpense_7c24df47-455d-e909-f847-ba1d613d2478" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_76af8422-af55-c9f1-fb60-fac1a44af120" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_9a816e6a-f344-ca60-894d-50c489ee6591" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_76af8422-af55-c9f1-fb60-fac1a44af120" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_9a816e6a-f344-ca60-894d-50c489ee6591" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends" xlink:label="loc_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_0b6b9fa3-dcd1-1d0f-da99-5838a3e0a235" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_76af8422-af55-c9f1-fb60-fac1a44af120" xlink:to="loc_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_0b6b9fa3-dcd1-1d0f-da99-5838a3e0a235" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfOperationsCalc2" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_02DE40A1420A78D6F75428A66D5E178A_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_02DE40A1420A78D6F75428A66D5E178A_b8dd73c1-02eb-a723-4350-24b41143a35a" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_02DE40A1420A78D6F75428A66D5E178A_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:to="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_02DE40A1420A78D6F75428A66D5E178A_b8dd73c1-02eb-a723-4350-24b41143a35a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_02DE40A1420A78D6F75428A66D5E178A_9a816e6a-f344-ca60-894d-50c489ee6591" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLoss_02DE40A1420A78D6F75428A66D5E178A_941742c3-4409-7e85-2a82-d2e7eda0b6e5" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_02DE40A1420A78D6F75428A66D5E178A_9a816e6a-f344-ca60-894d-50c489ee6591" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/DocumentAndEntityInformation" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShare" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="loc_ifrs-full_AdjustedWeightedAverageShares_53db9a34-73a6-f71b-c65e-07eb70ebf765" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageShares" xlink:label="loc_ifrs-full_WeightedAverageShares_b7daad96-384d-e26c-d451-c00792a546be" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustedWeightedAverageShares_53db9a34-73a6-f71b-c65e-07eb70ebf765" xlink:to="loc_ifrs-full_WeightedAverageShares_b7daad96-384d-e26c-d451-c00792a546be" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_33590451-05dd-edb8-ccf5-5f273aee8854" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustedWeightedAverageShares_53db9a34-73a6-f71b-c65e-07eb70ebf765" xlink:to="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_33590451-05dd-edb8-ccf5-5f273aee8854" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_47f8840a-f071-3798-04f3-64659fe7bfd1" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustedWeightedAverageShares_53db9a34-73a6-f71b-c65e-07eb70ebf765" xlink:to="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_47f8840a-f071-3798-04f3-64659fe7bfd1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_c50879be-cc66-b973-f8a4-a8fd83d1872b" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_76af8422-af55-c9f1-fb60-fac1a44af120" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_c50879be-cc66-b973-f8a4-a8fd83d1872b" xlink:to="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_76af8422-af55-c9f1-fb60-fac1a44af120" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentToProfitLossForConvertibleInstruments" xlink:label="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_039d6c77-5648-8145-0281-24b40fa2eb16" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_c50879be-cc66-b973-f8a4-a8fd83d1872b" xlink:to="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_039d6c77-5648-8145-0281-24b40fa2eb16" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShareTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FeeIncome" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FeeIncomeFromInsuranceContracts" xlink:label="loc_slf_FeeIncomeFromInsuranceContracts_e57d1f14-bc40-9629-87c4-24b412e77902" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:to="loc_slf_FeeIncomeFromInsuranceContracts_e57d1f14-bc40-9629-87c4-24b412e77902" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionFeeIncome" xlink:label="loc_slf_DistributionFeeIncome_178A5F3F44B243E183102F6CBC8B04B8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:to="loc_slf_DistributionFeeIncome_178A5F3F44B243E183102F6CBC8B04B8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FundManagementAndOtherAssetBasedFees" xlink:label="loc_slf_FundManagementAndOtherAssetBasedFees_6379b540-37f5-0bb9-8252-24b40f2d6c15" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:to="loc_slf_FundManagementAndOtherAssetBasedFees_6379b540-37f5-0bb9-8252-24b40f2d6c15" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherFeeAndCommissionIncome" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome_d563d2ca-3d5f-6a82-e681-1683e15b22f1" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_35c9f344-2af1-73d7-bd5e-8ba66eba81ed" xlink:to="loc_ifrs-full_OtherFeeAndCommissionIncome_d563d2ca-3d5f-6a82-e681-1683e15b22f1" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FeeIncomeTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagement" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_080501ad-6c8b-877a-49f4-feedcfb52fd8" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceNegativeReserves" xlink:label="loc_slf_ReinsuranceNegativeReserves_f1caf68c-bd38-233f-4ea2-24b4127f7fd7" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ReinsuranceAssets_080501ad-6c8b-877a-49f4-feedcfb52fd8" xlink:to="loc_slf_ReinsuranceNegativeReserves_f1caf68c-bd38-233f-4ea2-24b4127f7fd7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_8ef82097-f7f5-5e23-8559-7402da1a7ad5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ReinsuranceAssets_080501ad-6c8b-877a-49f4-feedcfb52fd8" xlink:to="loc_ifrs-full_FinancialAssets_8ef82097-f7f5-5e23-8559-7402da1a7ad5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_a297f953-dabd-d5fc-3df3-5949d05ac4b6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_f204a78a-2a05-524c-6391-3f87fe14ade0" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_a297f953-dabd-d5fc-3df3-5949d05ac4b6" xlink:to="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_f204a78a-2a05-524c-6391-3f87fe14ade0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_7feae76c-03bf-b915-b347-3ef11da95b8a" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_a297f953-dabd-d5fc-3df3-5949d05ac4b6" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_7feae76c-03bf-b915-b347-3ef11da95b8a" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_13ed904c-50d9-a807-0e53-94dc364575de" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_a297f953-dabd-d5fc-3df3-5949d05ac4b6" xlink:to="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_13ed904c-50d9-a807-0e53-94dc364575de" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_fd839862-1090-303e-1bbc-16b8abbbf340" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_12434529-4042-9360-03dd-25d4e61a354e" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_fd839862-1090-303e-1bbc-16b8abbbf340" xlink:to="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_12434529-4042-9360-03dd-25d4e61a354e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_8fc90e67-3ea2-4496-c4cb-5d4452cb3aad" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_fd839862-1090-303e-1bbc-16b8abbbf340" xlink:to="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_8fc90e67-3ea2-4496-c4cb-5d4452cb3aad" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_002cfdbe-fe7c-158d-daa3-a1d32bf3935e" xlink:type="locator" />
    <link:calculationArc order="3" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_fd839862-1090-303e-1bbc-16b8abbbf340" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_002cfdbe-fe7c-158d-daa3-a1d32bf3935e" xlink:type="arc" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_fd839862-1090-303e-1bbc-16b8abbbf340" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_7feae76c-03bf-b915-b347-3ef11da95b8a" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssets" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxes" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_10B1F6E4E16F5CCF9C19C15F2EF217A4" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods" xlink:label="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_A75AA43DD873527880007E5A16902F7D" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_10B1F6E4E16F5CCF9C19C15F2EF217A4" xlink:to="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_A75AA43DD873527880007E5A16902F7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_504E75A1521D567EB377E8D6F3E08783" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_A75AA43DD873527880007E5A16902F7D" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_504E75A1521D567EB377E8D6F3E08783" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xlink:label="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_0FD634410BBC5F4499944D42E1CCDAE2" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_A75AA43DD873527880007E5A16902F7D" xlink:to="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_0FD634410BBC5F4499944D42E1CCDAE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods" xlink:label="loc_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_5197EE18BFB2524AB5D1A9B652656494" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_A75AA43DD873527880007E5A16902F7D" xlink:to="loc_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_5197EE18BFB2524AB5D1A9B652656494" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_CF6B75CA463157F4A5C949126F65AD25" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_A75AA43DD873527880007E5A16902F7D" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_CF6B75CA463157F4A5C949126F65AD25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_570B413EC81C5EEBBCF08F425EC46AA9" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_10B1F6E4E16F5CCF9C19C15F2EF217A4" xlink:to="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_570B413EC81C5EEBBCF08F425EC46AA9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncome" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncome_7D53109A1428503D9229EE5134AC8D4A" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_570B413EC81C5EEBBCF08F425EC46AA9" xlink:to="loc_ifrs-full_CurrentTaxExpenseIncome_7D53109A1428503D9229EE5134AC8D4A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xlink:label="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_DBD8CE96AA175AEEBD0A2815F41B64EA" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_570B413EC81C5EEBBCF08F425EC46AA9" xlink:to="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_DBD8CE96AA175AEEBD0A2815F41B64EA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_C004F20BD4AF5147BB11618418234D8E" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_570B413EC81C5EEBBCF08F425EC46AA9" xlink:to="loc_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_C004F20BD4AF5147BB11618418234D8E" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xlink:label="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_9448a76e-72cc-3098-72e9-4d9fa5b66534" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_9448a76e-72cc-3098-72e9-4d9fa5b66534" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxEffectOfForeignTaxRates_12b7ca06-91a0-2938-41a8-12084d0d7592" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_ifrs-full_TaxEffectOfForeignTaxRates_12b7ca06-91a0-2938-41a8-12084d0d7592" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfTaxLossesAndTaxCredits" xlink:label="loc_slf_TaxEffectOfTaxLossesAndTaxCredits_a56f5bf7-516c-d3f4-21bb-24b4113c94bd" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_slf_TaxEffectOfTaxLossesAndTaxCredits_a56f5bf7-516c-d3f4-21bb-24b4113c94bd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xlink:label="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_a088573c-ea5d-fda2-f72e-cafcf08aa3b6" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_a088573c-ea5d-fda2-f72e-cafcf08aa3b6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxEffectFromChangeInTaxRate_feb2e32d-ee87-94ea-de51-79a3722c8d04" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_ifrs-full_TaxEffectFromChangeInTaxRate_feb2e32d-ee87-94ea-de51-79a3722c8d04" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfPriorYearIncomeTaxes" xlink:label="loc_slf_TaxEffectOfPriorYearIncomeTaxes_e45c37d4-6fee-b5c3-a6e5-24b415524131" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_slf_TaxEffectOfPriorYearIncomeTaxes_e45c37d4-6fee-b5c3-a6e5-24b415524131" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_e98cfa79-6ee3-28fc-1ec8-542b26b8e8a1" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_a587217f-5cc4-ca59-bde5-1ce40d4075ff" xlink:to="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_e98cfa79-6ee3-28fc-1ec8-542b26b8e8a1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AverageEffectiveTaxRate" xlink:label="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate_e828b793-448b-4198-15aa-e0520f53f804" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_ifrs-full_ApplicableTaxRate_e828b793-448b-4198-15aa-e0520f53f804" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxRateEffectOfForeignTaxRates_df89f039-2983-9f74-9deb-bca1a933b9d4" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_ifrs-full_TaxRateEffectOfForeignTaxRates_df89f039-2983-9f74-9deb-bca1a933b9d4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectOfTaxLossesAndTaxCredits" xlink:label="loc_slf_TaxRateEffectOfTaxLossesAndTaxCredits_3250009a-e122-de6b-eab4-24b413edb14b" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_slf_TaxRateEffectOfTaxLossesAndTaxCredits_3250009a-e122-de6b-eab4-24b413edb14b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xlink:label="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_78417d74-6e29-f8ca-24c3-7637052a47e2" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_78417d74-6e29-f8ca-24c3-7637052a47e2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_95c8797c-492b-2f90-a06f-a8a3a07cb7eb" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_95c8797c-492b-2f90-a06f-a8a3a07cb7eb" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectOfPriorYearIncomeTaxes" xlink:label="loc_slf_TaxRateEffectOfPriorYearIncomeTaxes_4ed9a020-e62c-4956-f198-24b413b99dbd" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_slf_TaxRateEffectOfPriorYearIncomeTaxes_4ed9a020-e62c-4956-f198-24b413b99dbd" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_691cbfb2-597f-3dfb-34c4-40c0adb96542" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_fe89ebc7-44cb-6d5a-874f-ac629a2923f2" xlink:to="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_691cbfb2-597f-3dfb-34c4-40c0adb96542" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_30ca16d5-6224-5a2d-0aa7-09cdc8bf9c6c" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncome" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncome_1f03f8a8-c5a2-df22-2b93-8f6be64d5b9b" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_30ca16d5-6224-5a2d-0aa7-09cdc8bf9c6c" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncome_1f03f8a8-c5a2-df22-2b93-8f6be64d5b9b" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_30ca16d5-6224-5a2d-0aa7-09cdc8bf9c6c" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_5a6a871f-8f62-3d1e-707c-efcd71ba7c2c" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:to="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_5a6a871f-8f62-3d1e-707c-efcd71ba7c2c" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_9b33a188-a5e3-4943-1fcf-724078b71028" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_f7416f7f-2314-2846-0878-a51400dcd126" xlink:to="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_9b33a188-a5e3-4943-1fcf-724078b71028" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDeferredTaxAssets" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_3337D5EE2C0454C1AEB2B583181BF25A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_82152C40DA335221B601392B6F2622FD" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetDeferredTaxAssets_3337D5EE2C0454C1AEB2B583181BF25A" xlink:to="loc_ifrs-full_DeferredTaxAssets_82152C40DA335221B601392B6F2622FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_9FB59CC571C75D3182ECE36F89EF0ADD" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_NetDeferredTaxAssets_3337D5EE2C0454C1AEB2B583181BF25A" xlink:to="loc_ifrs-full_DeferredTaxLiabilities_9FB59CC571C75D3182ECE36F89EF0ADD" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_91FE2870CBFD5F719D0A478AB2D646C6" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_D43D4FA136805AC89E1B66F1AD817200" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_91FE2870CBFD5F719D0A478AB2D646C6" xlink:to="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_D43D4FA136805AC89E1B66F1AD817200" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_56C40AB7F4FE5E9E97E33E7A31A2264C" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_91FE2870CBFD5F719D0A478AB2D646C6" xlink:to="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_56C40AB7F4FE5E9E97E33E7A31A2264C" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangeInBalancesOnInForcePolicies" xlink:label="loc_slf_NetChangeInBalancesOnInForcePolicies_506fe386-4f35-baa3-2249-24b40f2065fb" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_dccbf7cf-9736-d359-916f-24b4110d8843" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetChangeInBalancesOnInForcePolicies_506fe386-4f35-baa3-2249-24b40f2065fb" xlink:to="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_dccbf7cf-9736-d359-916f-24b4110d8843" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_91c0385f-369c-b4d7-f2e5-24b4120932e5" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetChangeInBalancesOnInForcePolicies_506fe386-4f35-baa3-2249-24b40f2065fb" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_91c0385f-369c-b4d7-f2e5-24b4120932e5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_789e34ef-ba25-d271-45f8-24b410341982" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_bd12c1fb-1551-d3ca-546c-c83970a59230" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_789e34ef-ba25-d271-45f8-24b410341982" xlink:to="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_bd12c1fb-1551-d3ca-546c-c83970a59230" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8EFE049F948B0580E55C485B15D55EBE" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_789e34ef-ba25-d271-45f8-24b410341982" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8EFE049F948B0580E55C485B15D55EBE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_c2c31e22-9420-2f16-b0a3-24b40fded8a6" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_363d5ab8-1524-c2be-f26a-24b40f272fad" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_c2c31e22-9420-2f16-b0a3-24b40fded8a6" xlink:to="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_363d5ab8-1524-c2be-f26a-24b40f272fad" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_a5c2643c-e389-7b09-b0a7-24b40ed9a4f2" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_c2c31e22-9420-2f16-b0a3-24b40fded8a6" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_a5c2643c-e389-7b09-b0a7-24b40ed9a4f2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_fa3193cc-2944-764c-e3d0-24b40fbcc172" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_279f3dbf-b194-310a-734f-c7bb4426520f" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_fa3193cc-2944-764c-e3d0-24b40fbcc172" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_279f3dbf-b194-310a-734f-c7bb4426520f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_1215cf77-d79f-9278-c8b3-5f0c11200a48" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_fa3193cc-2944-764c-e3d0-24b40fbcc172" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_1215cf77-d79f-9278-c8b3-5f0c11200a48" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_6df61e81-6bfa-59ee-ce41-24b40fd04700" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_e4e3e9e4-4dfb-9a93-d576-24b413993ba5" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_6df61e81-6bfa-59ee-ce41-24b40fd04700" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_e4e3e9e4-4dfb-9a93-d576-24b413993ba5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_273f0d39-897e-413c-662e-24b410de0648" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_6df61e81-6bfa-59ee-ce41-24b40fd04700" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_273f0d39-897e-413c-662e-24b410de0648" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_e3657c20-d590-5d1a-eb57-24b413e96332" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_99014297-7f3c-3c3d-ce59-df0e045ee7cf" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_e3657c20-d590-5d1a-eb57-24b413e96332" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_99014297-7f3c-3c3d-ce59-df0e045ee7cf" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_080501ad-6c8b-877a-49f4-feedcfb52fd8" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_e3657c20-d590-5d1a-eb57-24b413e96332" xlink:to="loc_ifrs-full_ReinsuranceAssets_080501ad-6c8b-877a-49f4-feedcfb52fd8" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_BF29048113FF59B7A9AD6507B08981A8" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_F0EF492B761B5A7791000C6725F8EDF0" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_BF29048113FF59B7A9AD6507B08981A8" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_F0EF492B761B5A7791000C6725F8EDF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_AAC2383B04935A7A85BFFA3E90CA0455" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_BF29048113FF59B7A9AD6507B08981A8" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_AAC2383B04935A7A85BFFA3E90CA0455" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_DFB03051203555EABA33E5EE4832A76D" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_BF29048113FF59B7A9AD6507B08981A8" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_DFB03051203555EABA33E5EE4832A76D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_0D0D831FF82B55BB8496414C5875E95B" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_BF29048113FF59B7A9AD6507B08981A8" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_0D0D831FF82B55BB8496414C5875E95B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_BF0A080564415D3989696EB467D9624A" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_BF29048113FF59B7A9AD6507B08981A8" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_BF0A080564415D3989696EB467D9624A" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceRiskManagement" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntities" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_FC8F7FA50C6155F0913FA4D2C09EE874" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1489FEB80A8859959BE6609EA6A6BC7E" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_FC8F7FA50C6155F0913FA4D2C09EE874" xlink:to="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1489FEB80A8859959BE6609EA6A6BC7E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_7357938C25AD5EBDB02E472CCAA39CBC" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_FC8F7FA50C6155F0913FA4D2C09EE874" xlink:to="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_7357938C25AD5EBDB02E472CCAA39CBC" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OperatingExpenses" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense_a27f63ff-9755-c103-9678-4c24542dbc78" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:to="loc_ifrs-full_EmployeeBenefitsExpense_a27f63ff-9755-c103-9678-4c24542dbc78" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShorttermEmployeeBenefitsExpense" xlink:label="loc_ifrs-full_ShorttermEmployeeBenefitsExpense_999e236c-a225-358a-7a78-bdbf00ff9ac3" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense_a27f63ff-9755-c103-9678-4c24542dbc78" xlink:to="loc_ifrs-full_ShorttermEmployeeBenefitsExpense_999e236c-a225-358a-7a78-bdbf00ff9ac3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_2b5c402f-823c-450c-555c-065475cf0e28" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense_a27f63ff-9755-c103-9678-4c24542dbc78" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_2b5c402f-823c-450c-555c-065475cf0e28" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEmployeeExpense" xlink:label="loc_ifrs-full_OtherEmployeeExpense_0b48be5b-b0ae-d984-a46b-522236d7cd26" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense_a27f63ff-9755-c103-9678-4c24542dbc78" xlink:to="loc_ifrs-full_OtherEmployeeExpense_0b48be5b-b0ae-d984-a46b-522236d7cd26" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RentalExpense" xlink:label="loc_ifrs-full_RentalExpense_ba3e7ab2-286c-35d8-5a7e-494284780012" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:to="loc_ifrs-full_RentalExpense_ba3e7ab2-286c-35d8-5a7e-494284780012" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DepreciationExpense" xlink:label="loc_ifrs-full_DepreciationExpense_e2cb8972-94d0-327d-e41b-e4d553e78e41" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:to="loc_ifrs-full_DepreciationExpense_e2cb8972-94d0-327d-e41b-e4d553e78e41" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ServicesExpense" xlink:label="loc_ifrs-full_ServicesExpense_a2155437-230b-67f4-9d61-ca1f53f0c1f9" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:to="loc_ifrs-full_ServicesExpense_a2155437-230b-67f4-9d61-ca1f53f0c1f9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_83058128-1b6d-ef7d-6609-a8a7a8c52bc0" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:to="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_83058128-1b6d-ef7d-6609-a8a7a8c52bc0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MiscellaneousOtherOperatingExpense" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingExpense_a0edc34e-253d-f117-138a-bd012cf440d3" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OperatingExpense_074ff643-cd76-d176-cfb4-e953d6042322" xlink:to="loc_ifrs-full_MiscellaneousOtherOperatingExpense_a0edc34e-253d-f117-138a-bd012cf440d3" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OperatingExpensesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherAssets" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TradeReceivables" xlink:label="loc_ifrs-full_TradeReceivables_342cc411-3f16-b7f1-f41b-8d3d9d213194" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_ifrs-full_TradeReceivables_342cc411-3f16-b7f1-f41b-8d3d9d213194" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccruedIncome" xlink:label="loc_ifrs-full_AccruedIncome_3bee170e-3452-4c4d-8c4e-1f8494b8e252" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_ifrs-full_AccruedIncome_3bee170e-3452-4c4d-8c4e-1f8494b8e252" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment_e91d3344-0538-cca8-b817-ccf4cc89a53a" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_ifrs-full_PropertyPlantAndEquipment_e91d3344-0538-cca8-b817-ccf4cc89a53a" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" xlink:label="loc_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_467BA2A272BA63B5DBCE9012F6A6713E" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_467BA2A272BA63B5DBCE9012F6A6713E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Prepayments" xlink:label="loc_ifrs-full_Prepayments_4500a1f6-fab3-392f-0faa-a72a52b5d0f3" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_ifrs-full_Prepayments_4500a1f6-fab3-392f-0faa-a72a52b5d0f3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PremiumsReceivableAtCarryingValue1" xlink:label="loc_slf_PremiumsReceivableAtCarryingValue1_1ef2ca49-0ba2-d176-2952-24b40ed216c2" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_slf_PremiumsReceivableAtCarryingValue1_1ef2ca49-0ba2-d176-2952-24b40ed216c2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan_507a79d4-46bb-e992-b7c9-d398c39591ea" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan_507a79d4-46bb-e992-b7c9-d398c39591ea" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherAssetsOther" xlink:label="loc_slf_OtherAssetsOther_3970985a-64e2-e61f-178f-24b414af66e5" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherAssets_2ea2230d-7a43-0b79-e8ce-bd94ff2e4b15" xlink:to="loc_slf_OtherAssetsOther_3970985a-64e2-e61f-178f-24b414af66e5" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherAssetsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherLiabilities" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TradeAndOtherPayablesToTradeSuppliers" xlink:label="loc_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_509658d8-4fe2-21f4-a538-9c15b1ab361f" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_509658d8-4fe2-21f4-a538-9c15b1ab361f" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_7d4a5285-6be9-912b-a608-0a9ac83c9cdf" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_7d4a5285-6be9-912b-a608-0a9ac83c9cdf" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_b4ee90ae-6295-71c8-f5e0-83eefb2920e8" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_b4ee90ae-6295-71c8-f5e0-83eefb2920e8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Accruals" xlink:label="loc_ifrs-full_Accruals_3f263a6d-9d6e-12e7-c97a-3d339a5169e0" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_Accruals_3f263a6d-9d6e-12e7-c97a-3d339a5169e0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherBorrowings" xlink:label="loc_ifrs-full_OtherBorrowings_c0730afa-1113-c8ff-9522-673f3c9d6b5e" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_OtherBorrowings_c0730afa-1113-c8ff-9522-673f3c9d6b5e" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoansReceived" xlink:label="loc_ifrs-full_LoansReceived_90b487f8-5c97-4326-ef37-36350af22999" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_LoansReceived_90b487f8-5c97-4326-ef37-36350af22999" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_f369a9d9-3b80-a832-7672-0f0456af7a33" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_f369a9d9-3b80-a832-7672-0f0456af7a33" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SecuredBankLoansReceived" xlink:label="loc_ifrs-full_SecuredBankLoansReceived_d41097bd-17dc-3b82-e03a-9521b5e23c9d" xlink:type="locator" />
    <link:calculationArc order="8" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_ifrs-full_SecuredBankLoansReceived_d41097bd-17dc-3b82-e03a-9521b5e23c9d" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherLiabilitiesOther" xlink:label="loc_slf_OtherLiabilitiesOther_fd445ad7-7b63-7186-da98-24b41194eaac" xlink:type="locator" />
    <link:calculationArc order="9" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_OtherLiabilities_b15ed982-718f-1352-30d5-dd72c23ea27a" xlink:to="loc_slf_OtherLiabilitiesOther_fd445ad7-7b63-7186-da98-24b41194eaac" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCCBD6D67C465D4CB6A6A320FFDE54FE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="loc_ifrs-full_PlanAssetsAtFairValue_83033B2B99645100857FA38246EDC862" xlink:type="locator" />
    <link:calculationArc order="1" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCCBD6D67C465D4CB6A6A320FFDE54FE" xlink:to="loc_ifrs-full_PlanAssetsAtFairValue_83033B2B99645100857FA38246EDC862" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:label="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_7D8137926B0C5057908B7538AEE87D7C" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCCBD6D67C465D4CB6A6A320FFDE54FE" xlink:to="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_7D8137926B0C5057908B7538AEE87D7C" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAssetsAtFairValueAllocationPercentage" xlink:label="loc_slf_PlanAssetsAtFairValueAllocationPercentage_0e5c8869-392c-00d9-bebe-24b4148b2b03" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_5bf717ea-10b8-c4a9-e594-24b4124d44f6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_PlanAssetsAtFairValueAllocationPercentage_0e5c8869-392c-00d9-bebe-24b4148b2b03" xlink:to="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_5bf717ea-10b8-c4a9-e594-24b4124d44f6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_d549a3a6-78b5-96c9-8f2c-24b40ee7ed77" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_PlanAssetsAtFairValueAllocationPercentage_0e5c8869-392c-00d9-bebe-24b4148b2b03" xlink:to="loc_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_d549a3a6-78b5-96c9-8f2c-24b40ee7ed77" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_b0234665-d911-7a1f-8bcb-24b41348afba" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_PlanAssetsAtFairValueAllocationPercentage_0e5c8869-392c-00d9-bebe-24b4148b2b03" xlink:to="loc_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_b0234665-d911-7a1f-8bcb-24b41348afba" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_408371ac-dc6f-283a-4db6-24b40ecdbab7" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_PlanAssetsAtFairValueAllocationPercentage_0e5c8869-392c-00d9-bebe-24b4148b2b03" xlink:to="loc_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_408371ac-dc6f-283a-4db6-24b40ecdbab7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_EF51879590268417A7DF9506DC6BAB2F" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_PlanAssetsAtFairValueAllocationPercentage_0e5c8869-392c-00d9-bebe-24b4148b2b03" xlink:to="loc_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_EF51879590268417A7DF9506DC6BAB2F" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/Reinsurance" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeFromContractsWithReinsurers" xlink:label="loc_ifrs-full_IncomeFromContractsWithReinsurers_0E3351BF1BC658DF8F2DA7499A1EB660" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits" xlink:label="loc_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_AA5FFFE480DF52578060891B3FBC0863" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeFromContractsWithReinsurers_0E3351BF1BC658DF8F2DA7499A1EB660" xlink:to="loc_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_AA5FFFE480DF52578060891B3FBC0863" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersCommissions" xlink:label="loc_slf_IncomeFromContractsWithReinsurersCommissions_A5E22B00BBB95D2F9125A4D855419012" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeFromContractsWithReinsurers_0E3351BF1BC658DF8F2DA7499A1EB660" xlink:to="loc_slf_IncomeFromContractsWithReinsurersCommissions_A5E22B00BBB95D2F9125A4D855419012" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersReserveAdjustment" xlink:label="loc_slf_IncomeFromContractsWithReinsurersReserveAdjustment_346F89FF5F445DBAB50D5324BD46FAF6" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeFromContractsWithReinsurers_0E3351BF1BC658DF8F2DA7499A1EB660" xlink:to="loc_slf_IncomeFromContractsWithReinsurersReserveAdjustment_346F89FF5F445DBAB50D5324BD46FAF6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet" xlink:label="loc_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_CB019C506ABC559EA7B4F07B8014A7AE" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_IncomeFromContractsWithReinsurers_0E3351BF1BC658DF8F2DA7499A1EB660" xlink:to="loc_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_CB019C506ABC559EA7B4F07B8014A7AE" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ReinsuranceTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactions" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactionsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RiskCategories" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContractualCapitalCommitments" xlink:label="loc_ifrs-full_ContractualCapitalCommitments_15e5727c-b839-6024-1317-5604bf30c844" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContractualLoansEquitiesAndMortgages" xlink:label="loc_slf_ContractualLoansEquitiesAndMortgages_49DDDDADA67665D186B5731B86ED25C0" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ContractualCapitalCommitments_15e5727c-b839-6024-1317-5604bf30c844" xlink:to="loc_slf_ContractualLoansEquitiesAndMortgages_49DDDDADA67665D186B5731B86ED25C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease" xlink:label="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_1aae86d9-7f4a-9169-ce71-dfdde2d81cde" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_ContractualCapitalCommitments_15e5727c-b839-6024-1317-5604bf30c844" xlink:to="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_1aae86d9-7f4a-9169-ce71-dfdde2d81cde" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformation" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegregatedFunds" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_C1103745150E5EE588777680D1C40C7C" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_056E2A55F7FB56078628CCD331BE6AB6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_C1103745150E5EE588777680D1C40C7C" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_056E2A55F7FB56078628CCD331BE6AB6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_4C162ECF057F5005A9D881C726AC0F56" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_056E2A55F7FB56078628CCD331BE6AB6" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_4C162ECF057F5005A9D881C726AC0F56" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_45D8CE56464357B6BB4FB5DDD3464860" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_056E2A55F7FB56078628CCD331BE6AB6" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_45D8CE56464357B6BB4FB5DDD3464860" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_07F623F9333A5013BE5B8F229A918BEE" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_056E2A55F7FB56078628CCD331BE6AB6" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_07F623F9333A5013BE5B8F229A918BEE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_B56EF295373C5D648349DEACEC5096FB" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_056E2A55F7FB56078628CCD331BE6AB6" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_B56EF295373C5D648349DEACEC5096FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_39D5A0D0743C5C3FA887FE3B74A489E3" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_C1103745150E5EE588777680D1C40C7C" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_39D5A0D0743C5C3FA887FE3B74A489E3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_6E3D2D7836CB5558A475F34B45DC2B6F" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_39D5A0D0743C5C3FA887FE3B74A489E3" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_6E3D2D7836CB5558A475F34B45DC2B6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_43FA60F40F415ED68D76CB264E68A4B8" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_39D5A0D0743C5C3FA887FE3B74A489E3" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_43FA60F40F415ED68D76CB264E68A4B8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_63BC1271842C53298DDE56A312AAADA7" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_39D5A0D0743C5C3FA887FE3B74A489E3" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_63BC1271842C53298DDE56A312AAADA7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_2696FD69B07958B3A15588F33FB91284" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_39D5A0D0743C5C3FA887FE3B74A489E3" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_2696FD69B07958B3A15588F33FB91284" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparatedAndMutualFunds" xlink:label="loc_slf_SeparatedAndMutualFunds_84F7393E5BA95322A84B09E19B15D56E" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_slf_SeparatedAndMutualFunds_84F7393E5BA95322A84B09E19B15D56E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_47C1EC756A6D51689D1AB8B34DFE4B96" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_ifrs-full_EquityInstrumentsHeld_47C1EC756A6D51689D1AB8B34DFE4B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_C67BBD6EC5315A9CB42C26852B4A461E" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_ifrs-full_DebtInstrumentsHeld_C67BBD6EC5315A9CB42C26852B4A461E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_800C43C5DBC75F8E8C3505BFAF1CA8F8" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_ifrs-full_InvestmentProperty_800C43C5DBC75F8E8C3505BFAF1CA8F8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Mortgages" xlink:label="loc_slf_Mortgages_8A0C0F0B4F635F208A06B1E13A045B05" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_slf_Mortgages_8A0C0F0B4F635F208A06B1E13A045B05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_C01F4F7B9E9152109DCE34DB8A88F631" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_Assets_A633CD40761D52C88EC2D277B3D3504C" xlink:to="loc_ifrs-full_OtherAssets_C01F4F7B9E9152109DCE34DB8A88F631" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPayments" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareCapital" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareCapitalNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/ShareCapitalTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPolicies" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesTables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SubordinatedDebt" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/Tables" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_7f31e9bd-d765-4d4f-a3ce-24b4150317d6" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_ee0474e8-35af-5b99-0fd4-24b41346d2a6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_7f31e9bd-d765-4d4f-a3ce-24b4150317d6" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_ee0474e8-35af-5b99-0fd4-24b41346d2a6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_5a47d9bd-80e9-2496-7564-24b4131d2b6d" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_7f31e9bd-d765-4d4f-a3ce-24b4150317d6" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_5a47d9bd-80e9-2496-7564-24b4131d2b6d" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_1e122544-4fa1-91d0-fdcb-24b4106436a4" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_275e71d5-012e-a315-ccb6-24b40ee47037" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_1e122544-4fa1-91d0-fdcb-24b4106436a4" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_275e71d5-012e-a315-ccb6-24b40ee47037" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_0552d2d5-e0a9-bc99-bebb-24b412a6ab21" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_1e122544-4fa1-91d0-fdcb-24b4106436a4" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_0552d2d5-e0a9-bc99-bebb-24b412a6ab21" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsale_62040770-57a5-2520-b9b5-355f6e5c855a" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesDebtSecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_921693de-99eb-b602-7ffe-24b4116daf33" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FinancialAssetsAvailableforsale_62040770-57a5-2520-b9b5-355f6e5c855a" xlink:to="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_921693de-99eb-b602-7ffe-24b4116daf33" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesEquitySecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_937d35ec-d486-97a1-3353-24b413d2baa5" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_FinancialAssetsAvailableforsale_62040770-57a5-2520-b9b5-355f6e5c855a" xlink:to="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_937d35ec-d486-97a1-3353-24b413d2baa5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_6b5a05a8-31c4-87de-dd95-24b40ef21883" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_62653210-4114-21b5-8aa2-24b40fb29ee7" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_6b5a05a8-31c4-87de-dd95-24b40ef21883" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_62653210-4114-21b5-8aa2-24b40fb29ee7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_d9e78584-7d08-5921-3d18-24b41252055f" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_6b5a05a8-31c4-87de-dd95-24b40ef21883" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_d9e78584-7d08-5921-3d18-24b41252055f" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestmentsNet" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_EF4321D847D654EB913626A0A031313C" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_EF4321D847D654EB913626A0A031313C" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Cash" xlink:label="loc_ifrs-full_Cash_D182344819E45B62AF1CC81E88F886A6" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:to="loc_ifrs-full_Cash_D182344819E45B62AF1CC81E88F886A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashEquivalents" xlink:label="loc_ifrs-full_CashEquivalents_9A34687FE8995F96BB9E870E7FB045F4" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:to="loc_ifrs-full_CashEquivalents_9A34687FE8995F96BB9E870E7FB045F4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentInvestments" xlink:label="loc_ifrs-full_CurrentInvestments_51DDCD074CBC5250BF1CE0097A40282D" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestments_08B0E1314DCD529A8958730F9B8216FC" xlink:to="loc_ifrs-full_CurrentInvestments_51DDCD074CBC5250BF1CE0097A40282D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_116D83433116505D8B3C28101EC741F6" xlink:type="locator" />
    <link:calculationArc order="2" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_EF4321D847D654EB913626A0A031313C" xlink:to="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_116D83433116505D8B3C28101EC741F6" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_A76A57975232516D8A520F760A7EA1FB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk" xlink:label="loc_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_DBD220A1FE7552FD9DBEF3B0FCDF3A2A" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_A76A57975232516D8A520F760A7EA1FB" xlink:to="loc_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_DBD220A1FE7552FD9DBEF3B0FCDF3A2A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnHedgingInstrument" xlink:label="loc_ifrs-full_GainsLossesOnHedgingInstrument_E624A70F853A5774A366B2C8A5D8AC0E" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_A76A57975232516D8A520F760A7EA1FB" xlink:to="loc_ifrs-full_GainsLossesOnHedgingInstrument_E624A70F853A5774A366B2C8A5D8AC0E" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestAndInvestmentIncome" xlink:label="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss" xlink:label="loc_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_0886FE3402D558ACB513982A1DF206B2" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_0886FE3402D558ACB513982A1DF206B2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale" xlink:label="loc_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_ECF0F8604A9553459AAC29CC483ADDB6" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_ECF0F8604A9553459AAC29CC483ADDB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RentalIncomeFromInvestmentProperty" xlink:label="loc_ifrs-full_RentalIncomeFromInvestmentProperty_52C389E64E485BF587FA281DBB5FA813" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_ifrs-full_RentalIncomeFromInvestmentProperty_52C389E64E485BF587FA281DBB5FA813" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome" xlink:label="loc_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_B348177D80D7523F8E689578FFEB015F" xlink:type="locator" />
    <link:calculationArc order="4" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_B348177D80D7523F8E689578FFEB015F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherIncome" xlink:label="loc_ifrs-full_OtherIncome_2E4819C0FD4050F9976758BF3728D5E7" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_ifrs-full_OtherIncome_2E4819C0FD4050F9976758BF3728D5E7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentExpenseAndTax" xlink:label="loc_slf_InvestmentExpenseAndTax_43036DE72EC053598790AD639DAB6EA1" xlink:type="locator" />
    <link:calculationArc order="6" weight="-1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_slf_InvestmentExpenseAndTax_43036DE72EC053598790AD639DAB6EA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevenueFromInterest" xlink:label="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:type="locator" />
    <link:calculationArc order="7" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_slf_InterestAndInvestmentIncome_524A6C0DA441573DABF38CD957632AEE" xlink:to="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_InterestIncomeOnCashAndCashEquivalents_780452AAC59B560C88984584C21E2B87" xlink:type="locator" />
    <link:calculationArc order="1" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:to="loc_ifrs-full_InterestIncomeOnCashAndCashEquivalents_780452AAC59B560C88984584C21E2B87" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss" xlink:label="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_FA4A8F8C45B4555B994ED915CE2EFE6B" xlink:type="locator" />
    <link:calculationArc order="2" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:to="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_FA4A8F8C45B4555B994ED915CE2EFE6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets" xlink:label="loc_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A6D103D34D7059F79F5D9D29EEBD8A16" xlink:type="locator" />
    <link:calculationArc order="3" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:to="loc_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A6D103D34D7059F79F5D9D29EEBD8A16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_7538EC3269DB5457AD6C01370BB42362" xlink:type="locator" />
    <link:calculationArc order="4" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:to="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_7538EC3269DB5457AD6C01370BB42362" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestIncomeOnDerivativeInstruments" xlink:label="loc_slf_InterestIncomeOnDerivativeInstruments_61A0EBBD2C5E5882BF87893E9972D11F" xlink:type="locator" />
    <link:calculationArc order="5" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:to="loc_slf_InterestIncomeOnDerivativeInstruments_61A0EBBD2C5E5882BF87893E9972D11F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestIncomeOnPolicyLoans" xlink:label="loc_slf_InterestIncomeOnPolicyLoans_6E781A0DFBE75AB59290F577FC98EFD2" xlink:type="locator" />
    <link:calculationArc order="6" weight="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_ifrs-full_RevenueFromInterest_19C47F3B3B1253CDBF0474ED3DAD01BA" xlink:to="loc_slf_InterestIncomeOnPolicyLoans_6E781A0DFBE75AB59290F577FC98EFD2" xlink:type="arc" />
  </link:calculationLink>
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:type="extended" />
  <link:calculationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:type="extended" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>12
<FILENAME>slf-20181231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Acquisitions" xlink:href="slf-20181231.xsd#Acquisitions" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AcquisitionsNarrativeDetails" xlink:href="slf-20181231.xsd#AcquisitionsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagement" xlink:href="slf-20181231.xsd#CapitalManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:href="slf-20181231.xsd#CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails" xlink:href="slf-20181231.xsd#CapitalManagementScheduleOfTotalCapitalDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementTables" xlink:href="slf-20181231.xsd#CapitalManagementTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPolicies" xlink:href="slf-20181231.xsd#ChangesInAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingencies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfChangesInEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfFinancialPosition" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/DocumentAndEntityInformation" xlink:href="slf-20181231.xsd#DocumentAndEntityInformation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShare" xlink:href="slf-20181231.xsd#EarningsLossPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:href="slf-20181231.xsd#EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShareTables" xlink:href="slf-20181231.xsd#EarningsLossPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncome" xlink:href="slf-20181231.xsd#FeeIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails" xlink:href="slf-20181231.xsd#FeeIncomeScheduleOfFeeIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncomeTables" xlink:href="slf-20181231.xsd#FeeIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagement" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssets" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxes" xlink:href="slf-20181231.xsd#IncomeTaxes" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:href="slf-20181231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:href="slf-20181231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:href="slf-20181231.xsd#IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:href="slf-20181231.xsd#IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails" xlink:href="slf-20181231.xsd#IncomeTaxesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesTables" xlink:href="slf-20181231.xsd#IncomeTaxesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:href="slf-20181231.xsd#IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceRiskManagement" xlink:href="slf-20181231.xsd#InsuranceRiskManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails" xlink:href="slf-20181231.xsd#InsuranceRiskManagementNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntities" xlink:href="slf-20181231.xsd#InterestsInOtherEntities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesTables" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpenses" xlink:href="slf-20181231.xsd#OperatingExpenses" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:href="slf-20181231.xsd#OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpensesTables" xlink:href="slf-20181231.xsd#OperatingExpensesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssets" xlink:href="slf-20181231.xsd#OtherAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails" xlink:href="slf-20181231.xsd#OtherAssetsScheduleOfOtherAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssetsTables" xlink:href="slf-20181231.xsd#OtherAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilities" xlink:href="slf-20181231.xsd#OtherLiabilities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesTables" xlink:href="slf-20181231.xsd#OtherLiabilitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Reinsurance" xlink:href="slf-20181231.xsd#Reinsurance" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:href="slf-20181231.xsd#ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:href="slf-20181231.xsd#ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceTables" xlink:href="slf-20181231.xsd#ReinsuranceTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactions" xlink:href="slf-20181231.xsd#RelatedPartyTransactions" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:href="slf-20181231.xsd#RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsTables" xlink:href="slf-20181231.xsd#RelatedPartyTransactionsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategories" xlink:href="slf-20181231.xsd#RiskCategories" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails" xlink:href="slf-20181231.xsd#RiskCategoriesAdditionalInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:href="slf-20181231.xsd#RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:href="slf-20181231.xsd#RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:href="slf-20181231.xsd#RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesTables" xlink:href="slf-20181231.xsd#RiskCategoriesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformation" xlink:href="slf-20181231.xsd#SegmentedInformation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:href="slf-20181231.xsd#SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails" xlink:href="slf-20181231.xsd#SegmentedInformationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails" xlink:href="slf-20181231.xsd#SegmentedInformationOperatingResultsBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:href="slf-20181231.xsd#SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:href="slf-20181231.xsd#SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationTables" xlink:href="slf-20181231.xsd#SegmentedInformationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFunds" xlink:href="slf-20181231.xsd#SegregatedFunds" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:href="slf-20181231.xsd#SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:href="slf-20181231.xsd#SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails" xlink:href="slf-20181231.xsd#SegregatedFundsSegregatedFundTypesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsTables" xlink:href="slf-20181231.xsd#SegregatedFundsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstruments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPayments" xlink:href="slf-20181231.xsd#ShareBasedPayments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsTables" xlink:href="slf-20181231.xsd#ShareBasedPaymentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapital" xlink:href="slf-20181231.xsd#ShareCapital" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:href="slf-20181231.xsd#ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalNarrativeDetails" xlink:href="slf-20181231.xsd#ShareCapitalNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails" xlink:href="slf-20181231.xsd#ShareCapitalPreferredSharesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalTables" xlink:href="slf-20181231.xsd#ShareCapitalTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPolicies" xlink:href="slf-20181231.xsd#SignificantAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesTables" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SubordinatedDebt" xlink:href="slf-20181231.xsd#SubordinatedDebt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:href="slf-20181231.xsd#SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Tables" xlink:href="slf-20181231.xsd#Tables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" xlink:type="simple" />
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" xlink:type="simple" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:to="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:to="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfCashFlowHedgesMember" xlink:label="loc_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevaluationSurplusMember" xlink:label="loc_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherComprehensiveIncomeLossOther" xlink:label="loc_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_26256CA4AFEDC11F220F39C0BB6744A6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_26256CA4AFEDC11F220F39C0BB6744A6" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:to="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSubsidiariesMember" xlink:label="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:to="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSubsidiariesMember" xlink:label="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:to="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PVISunLifeInsuranceCompanyLimitedMember" xlink:label="loc_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:to="loc_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_26256CA4AFEDC11F220F39C0BB6744A6" xlink:to="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/Acquisitions" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/AcquisitionsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsTable" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ClientRelationshipsMember" xlink:label="loc_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:to="loc_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionIntangibleAssetsMember" xlink:label="loc_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:to="loc_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BusinessCombinationsAxis" xlink:label="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:to="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForBusinessCombinationsMember" xlink:label="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:to="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForBusinessCombinationsMember" xlink:label="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:to="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GreenOakRealEstateMember" xlink:label="loc_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:to="loc_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FWDLifeInsuranceCompanyBermudaLimitedMember" xlink:label="loc_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:to="loc_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinationRightsToEntityEarningsTerm" xlink:label="loc_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred" xlink:label="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashTransferred" xlink:label="loc_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinationRightsToEntityEarningsPercent" xlink:label="loc_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesIncurred" xlink:label="loc_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm" xlink:label="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfVotingEquityInterestsAcquired" xlink:label="loc_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration" xlink:label="loc_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInGoodwill" xlink:label="loc_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestInJointVenture" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome" xlink:label="loc_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xlink:label="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:type="locator" />
    <link:definitionArc order="16" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:type="locator" />
    <link:definitionArc order="17" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate" xlink:label="loc_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:type="locator" />
    <link:definitionArc order="18" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital" xlink:label="loc_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:type="locator" />
    <link:definitionArc order="19" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination" xlink:label="loc_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:type="locator" />
    <link:definitionArc order="20" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod" xlink:label="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:type="locator" />
    <link:definitionArc order="21" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:type="locator" />
    <link:definitionArc order="22" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed" xlink:label="loc_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:type="locator" />
    <link:definitionArc order="23" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" xlink:label="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_9406BA2B9E286C71349A7BF75BE32936" xlink:type="locator" />
    <link:definitionArc order="24" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_9406BA2B9E286C71349A7BF75BE32936" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:type="locator" />
    <link:definitionArc order="25" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInterestsOfAcquirer" xlink:label="loc_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:type="locator" />
    <link:definitionArc order="26" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CapitalManagement" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationLineItems" xlink:label="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationTable" xlink:label="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:to="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:to="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:to="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:to="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_B675C03496650515C08A527DBC91890E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:to="loc_slf_SunLifeCanadaMember_B675C03496650515C08A527DBC91890E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_B446FAC0F46A7040E2CB527DDA2BB0C8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_B446FAC0F46A7040E2CB527DDA2BB0C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:to="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:to="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_F1642FAD7E35A861337B5287657B106F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_F1642FAD7E35A861337B5287657B106F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_5636BBF90198B2D76A39527CB761DB92" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:to="loc_ifrs-full_RetainedEarningsMember_5636BBF90198B2D76A39527CB761DB92" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_A3D9D51F261B25A7559D528444F17644" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:to="loc_slf_ParticipatingPolicyholdersMember_A3D9D51F261B25A7559D528444F17644" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:to="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:to="loc_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationLineItems" xlink:label="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationTable" xlink:label="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:to="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:to="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_1FFF46CD388184BCA21851D855CA8060" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38" xlink:to="loc_ifrs-full_BottomOfRangeMember_1FFF46CD388184BCA21851D855CA8060" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:to="loc_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:to="loc_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:to="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:to="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_D64CB6482C0453BF034551D855CC03EB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:to="loc_slf_ParticipatingPolicyholdersMember_D64CB6482C0453BF034551D855CC03EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:to="loc_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:to="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:to="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_23D2F9366B3512510BAB51D855CD40A2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:to="loc_slf_SubordinatedLiabilitiesMember_23D2F9366B3512510BAB51D855CD40A2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeExchangEableCapitalSecuritiesMember" xlink:label="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_843D15524DD267C5F47351D855CDF563" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:to="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_843D15524DD267C5F47351D855CDF563" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:to="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:to="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceMember" xlink:label="loc_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB" xlink:to="loc_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceCapitalAdequacyTestRatioActual" xlink:label="loc_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted" xlink:label="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual" xlink:label="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_A845BF423313A666278751D855CEAEB5" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_ifrs-full_Borrowings_A845BF423313A666278751D855CEAEB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Capital1" xlink:label="loc_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges" xlink:label="loc_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CapitalManagementTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPolicies" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable" xlink:label="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:to="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_078FAE5AB2D2AE68418AE8231C3CAA40" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:to="loc_ifrs-full_DebtSecuritiesMember_078FAE5AB2D2AE68418AE8231C3CAA40" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:to="loc_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_05B6B8B15FF8DF8A6D39E8231BC12A1B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_05B6B8B15FF8DF8A6D39E8231BC12A1B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:to="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:to="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_5341D9F3E149E352554AE8231CB41646" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D" xlink:to="loc_ifrs-full_CreditRiskMember_5341D9F3E149E352554AE8231CB41646" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BelowInvestmentGradeMember" xlink:label="loc_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4" xlink:to="loc_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" xlink:label="loc_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:to="loc_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" xlink:label="loc_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:to="loc_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:to="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:to="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DebtSecuritiesAvailableForSaleMember" xlink:label="loc_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:to="loc_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember" xlink:label="loc_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:to="loc_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember" xlink:label="loc_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:to="loc_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsAxis" xlink:label="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:to="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:to="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS4Member" xlink:label="loc_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:to="loc_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_3FC0600F009327664759E81DF52C9053" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:to="loc_ifrs-full_FinancialAssets_3FC0600F009327664759E81DF52C9053" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems" xlink:label="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable" xlink:label="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Axis" xlink:label="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Domain" xlink:label="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:to="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Domain" xlink:label="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:to="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEvent1Member" xlink:label="loc_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:to="loc_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioAxis" xlink:label="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:to="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:to="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioForecast1Member" xlink:label="loc_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:to="loc_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsAxis" xlink:label="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:to="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:to="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS16Member" xlink:label="loc_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0" xlink:to="loc_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsAxis" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsMember" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:to="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsMember" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:to="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS15Member" xlink:label="loc_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:to="loc_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementAxis" xlink:label="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementDomain" xlink:label="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:to="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementDomain" xlink:label="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:to="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementAdjustment1Member" xlink:label="loc_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:to="loc_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarnings" xlink:label="loc_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RightofuseAssets" xlink:label="loc_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LeaseLiabilities" xlink:label="loc_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_BDF30FDBB97DD3AE06947B70DF36CFB6_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:to="loc_dei_EntityDomain_BDF30FDBB97DD3AE06947B70DF36CFB6_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:to="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceMember" xlink:label="loc_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:to="loc_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherSubsidiariesMember" xlink:label="loc_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:to="loc_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Axis" xlink:label="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Domain" xlink:label="loc_slf_ConsolidationItems1Domain_5FAC7EF780E1C03D87137B70DF365CB8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:to="loc_slf_ConsolidationItems1Domain_5FAC7EF780E1C03D87137B70DF365CB8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Domain" xlink:label="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:to="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReportableLegalEntities1Member" xlink:label="loc_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:to="loc_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationEliminations1Member" xlink:label="loc_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:to="loc_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_A68A91ACA0DFD5AA57897B70DF365CD8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:to="loc_ifrs-full_BorrowingsByNameMember_A68A91ACA0DFD5AA57897B70DF365CD8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_F2370EA110845964BEE70A05BF5B7BF0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:to="loc_ifrs-full_BorrowingsByNameMember_F2370EA110845964BEE70A05BF5B7BF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" xlink:label="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_F2370EA110845964BEE70A05BF5B7BF0" xlink:to="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Axis" xlink:label="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Domain" xlink:label="loc_slf_ConsolidatedEntities1Domain_CC6C2FA4B4973FFEB5337B70DF36505A_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:to="loc_slf_ConsolidatedEntities1Domain_CC6C2FA4B4973FFEB5337B70DF36505A_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Domain" xlink:label="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:to="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParentCompany1Member" xlink:label="loc_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:to="loc_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsidiaryIssuer1Member" xlink:label="loc_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:to="loc_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_F46BF9FE6C1759C3959B74E4FA2FA3EF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_NotionalAmount_F46BF9FE6C1759C3959B74E4FA2FA3EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_31EF4B22B9895A01B77EBBE356E7830E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_BorrowingsInterestRate_31EF4B22B9895A01B77EBBE356E7830E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding" xlink:label="loc_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_FC5EAAA3D1D553AE82EA50F1E116493B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_Revenue_FC5EAAA3D1D553AE82EA50F1E116493B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherGeneralFundAssets" xlink:label="loc_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_AE68AC097E92547AA297A76B59FEAE4E" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_AE68AC097E92547AA297A76B59FEAE4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherGeneralFundLiabilities" xlink:label="loc_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityInformationLineItems" xlink:label="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntitiesTable" xlink:label="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:to="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Axis" xlink:label="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:to="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Domain" xlink:label="loc_slf_LitigationStatus1Domain_35528E147CD2C12A33E5483550F19C65_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:to="loc_slf_LitigationStatus1Domain_35528E147CD2C12A33E5483550F19C65_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Domain" xlink:label="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:to="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PendingLitigation1Member" xlink:label="loc_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:to="loc_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LossContingencyPendingClaimsNumber1" xlink:label="loc_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:to="loc_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:to="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:to="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:to="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionalPaidinCapitalMember" xlink:label="loc_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_D0D6C9B6B4062C2708CCE81B768127E7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_RetainedEarningsMember_D0D6C9B6B4062C2708CCE81B768127E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_7A31910E8A5400D5EF06E81B7686A6A4" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_slf_ParticipatingPolicyholdersMember_7A31910E8A5400D5EF06E81B7686A6A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:to="loc_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_3321CE0F522DAE838E74E81B7687B36E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:to="loc_ifrs-full_OrdinarySharesMember_3321CE0F522DAE838E74E81B7687B36E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInEquityAbstract" xlink:label="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:to="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1" xlink:label="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAdjustedBalance" xlink:label="loc_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughExerciseOfOptions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaid" xlink:label="loc_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/DocumentAndEntityInformation" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_3E1C7122389B449AB635913D30C92AE7_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_3E1C7122389B449AB635913D30C92AE7_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_CD164693BFD95DD58B8610AE77EC1F0B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_ifrs-full_OrdinarySharesMember_CD164693BFD95DD58B8610AE77EC1F0B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries1Member" xlink:label="loc_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries2Member" xlink:label="loc_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries3Member" xlink:label="loc_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries4Member" xlink:label="loc_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries5Member" xlink:label="loc_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries10RMember" xlink:label="loc_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries11QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShare" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareLineItems" xlink:label="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareTable" xlink:label="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_54D73669B83FFB821AEC52989FD50D22" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:to="loc_slf_EmployeeStockOption1Member_54D73669B83FFB821AEC52989FD50D22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentToProfitLossForConvertibleInstruments" xlink:label="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageShares" xlink:label="loc_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="loc_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShareTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FeeIncome" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FeeIncomeTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagement" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_A05CDF1206A6864B577F7B70E1515E15_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_A05CDF1206A6864B577F7B70E1515E15_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_55D7065EC1D05AB6969440804E33B802" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:to="loc_ifrs-full_MortgagesMember_55D7065EC1D05AB6969440804E33B802" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_7F2853CAB5445163964849590AEFB803" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:to="loc_ifrs-full_LoanCommitmentsMember_7F2853CAB5445163964849590AEFB803" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_E132CA8F2D455BB8853C5B013A1BE569" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:to="loc_slf_MortgagesAndLoansMember_E132CA8F2D455BB8853C5B013A1BE569" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:to="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:to="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_98602018FA460D504637724ECF457C5C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:to="loc_ifrs-full_CarryingAmountMember_98602018FA460D504637724ECF457C5C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_11CA4F6F962A5886A6F6FAF451C87EB2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:to="loc_ifrs-full_CarryingAmountMember_11CA4F6F962A5886A6F6FAF451C87EB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_EC51ADC48BBF55FAA765CD51959CE9AC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_11CA4F6F962A5886A6F6FAF451C87EB2" xlink:to="loc_ifrs-full_GrossCarryingAmountMember_EC51ADC48BBF55FAA765CD51959CE9AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_F2A618BEA887279F92CD724ECF46F16C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_F2A618BEA887279F92CD724ECF46F16C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_4A5ACB403FB45A4BB9019A5DC632D3C0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_4A5ACB403FB45A4BB9019A5DC632D3C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_65F8F4B5EA745FB3A53D194AE4F09277" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_65F8F4B5EA745FB3A53D194AE4F09277" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_C81AFB54C4E4E640EA94724ECF46369B_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_C81AFB54C4E4E640EA94724ECF46369B_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:to="loc_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_95173BDC1DE855AFBBB4808F45C97042" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:to="loc_ifrs-full_LoanCommitmentsMember_95173BDC1DE855AFBBB4808F45C97042" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_4268B2737E90FDECD7B7724ECF47DCF9_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:to="loc_ifrs-full_FinancialAssetsMember_4268B2737E90FDECD7B7724ECF47DCF9_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_8F524EBE55015935AA99DD53540EA8DD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:to="loc_ifrs-full_FinancialAssetsMember_8F524EBE55015935AA99DD53540EA8DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_7D3C9189ED1A5573BA1BDD8E76A963F7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_8F524EBE55015935AA99DD53540EA8DD" xlink:to="loc_ifrs-full_DebtSecuritiesMember_7D3C9189ED1A5573BA1BDD8E76A963F7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_8452310040F2F3159176724ECF47A7F6_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_8452310040F2F3159176724ECF47A7F6_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_0FEA8509517D5636927DC8DCE9E71194" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:to="loc_ifrs-full_FinancialAssets_0FEA8509517D5636927DC8DCE9E71194" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_75B9B6BE0BC9A70C924E493947E1FD77_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_75B9B6BE0BC9A70C924E493947E1FD77_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleNameCreditDefaultSwapContractMember" xlink:label="loc_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:to="loc_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditDefaultSwapIndexContractMember" xlink:label="loc_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:to="loc_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_3633663A6045C34A42C8493947E2A429_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_3633663A6045C34A42C8493947E2A429_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="loc_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="loc_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="loc_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_3AB154B1B1BC923BCDED493947E2080E_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:to="loc_ifrs-full_FinancialAssetsMember_3AB154B1B1BC923BCDED493947E2080E_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:to="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:to="loc_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:to="loc_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A4DBD4EEDB135211BEDB2B3A8B622668" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A4DBD4EEDB135211BEDB2B3A8B622668" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_619247683D8C959E24B04430D742EBE1_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_619247683D8C959E24B04430D742EBE1_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D966C073A65407B78EFF4430D7429875_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D966C073A65407B78EFF4430D7429875_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_239375B9D2D65DDBA6EA7C0B0234104F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_239375B9D2D65DDBA6EA7C0B0234104F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_239375B9D2D65DDBA6EA7C0B0234104F" xlink:to="loc_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_9D1869E2F6129AF34DAC4430D743EBA7_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:to="loc_ifrs-full_TypesOfRisksMember_9D1869E2F6129AF34DAC4430D743EBA7_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:to="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:to="loc_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_75CAB6AC1D947FB8250E4430D743526F_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_75CAB6AC1D947FB8250E4430D743526F_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AAARatingMember" xlink:label="loc_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_C0C035DB851F5A119E482639EA5103FB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_AARatingMember_C0C035DB851F5A119E482639EA5103FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_B64C13528CE6560CB0128C3F511561DD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_ARatingMember_B64C13528CE6560CB0128C3F511561DD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_D2E999FB34D9517B8D87AABD8A2FC281" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_BBBRatingMember_D2E999FB34D9517B8D87AABD8A2FC281" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingAndLowerMember" xlink:label="loc_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A4DBD4EEDB135211BEDB2B3A8B622668" xlink:to="loc_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasTable" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:to="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_112C53A51B6B52C7F5CC4430D77D2E12_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_112C53A51B6B52C7F5CC4430D77D2E12_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_9F39F22111BE56A2AAED7CD197CCAE0C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_9F39F22111BE56A2AAED7CD197CCAE0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_B11E5227AC216AC9117C4430D77D8A8E_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:to="loc_ifrs-full_FinancialAssetsMember_B11E5227AC216AC9117C4430D77D8A8E_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_23060BDCD5485419A593A4407737BFAD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:to="loc_ifrs-full_FinancialAssetsMember_23060BDCD5485419A593A4407737BFAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_404E1AE62C545AFEBDAB3FD214E6A2EB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_23060BDCD5485419A593A4407737BFAD" xlink:to="loc_ifrs-full_DebtSecuritiesMember_404E1AE62C545AFEBDAB3FD214E6A2EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_B0F68A0DBAA2375CE9B14430D77DC0EF_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:to="loc_ifrs-full_GeographicalAreasMember_B0F68A0DBAA2375CE9B14430D77DC0EF_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:to="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_D665EECB2CB25C6A82A79107BA61854D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_country_CA_D665EECB2CB25C6A82A79107BA61854D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_8693B3069363524689FEC202E901B8D5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_country_US_8693B3069363524689FEC202E901B8D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_709F6B3AC9FB58419F60D8CE61674B0B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_country_GB_709F6B3AC9FB58419F60D8CE61674B0B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_65A0A90D603B52A0A2D21A3A2A1923A1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_slf_OtherCountriesMember_65A0A90D603B52A0A2D21A3A2A1923A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_A2BC0FAB2A1F5E34BD47B218BB6A89BD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:to="loc_ifrs-full_FinancialAssets_A2BC0FAB2A1F5E34BD47B218BB6A89BD" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_A0D90FD5CAF403F2CB82C4B0DD2BB2B6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_A0D90FD5CAF403F2CB82C4B0DD2BB2B6" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:to="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:to="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_U.S.GovernmentAndAgencyMember" xlink:label="loc_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherForeignGovernmentMember" xlink:label="loc_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" xlink:label="loc_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetbackedFinancingsMember" xlink:label="loc_ifrs-full_AssetbackedFinancingsMember_E19DDF695CB70F761D5EC4B0DD2760AC" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_ifrs-full_AssetbackedFinancingsMember_E19DDF695CB70F761D5EC4B0DD2760AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorAxis" xlink:label="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorDomain" xlink:label="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:to="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorDomain" xlink:label="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:to="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialsMember" xlink:label="loc_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UtilitiesMember" xlink:label="loc_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialsMember" xlink:label="loc_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EnergyMember" xlink:label="loc_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TelecommunicationServicesMember" xlink:label="loc_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RealEstateInvestment1Member" xlink:label="loc_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthcareMember" xlink:label="loc_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsumerStaplesMember" xlink:label="loc_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsumerDiscretionaryMember" xlink:label="loc_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaterialsMember" xlink:label="loc_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TechnologyMember" xlink:label="loc_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_839E164A85538A75787DC4B0DD2B0ACD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_839E164A85538A75787DC4B0DD2B0ACD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_8AE487C3A95476A800BBC4B0DD2B5290" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_8AE487C3A95476A800BBC4B0DD2B5290" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_A1161167F80AEDCFDBACC4B0DD2B684E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_A0D90FD5CAF403F2CB82C4B0DD2BB2B6" xlink:to="loc_ifrs-full_FinancialAssets_A1161167F80AEDCFDBACC4B0DD2B684E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_C095F455330965ED894F51D8592546A1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_C095F455330965ED894F51D8592546A1" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:to="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:to="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_438F294064695E4E84EA51D8591B3345" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A" xlink:to="loc_ifrs-full_DerivativesMember_438F294064695E4E84EA51D8591B3345" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:to="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:to="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_022C24299748CA932A4A51D8591D8EBC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4" xlink:to="loc_ifrs-full_CreditRiskMember_022C24299748CA932A4A51D8591D8EBC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:to="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:to="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GrossPositiveReplacementCostMember" xlink:label="loc_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:to="loc_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ImpactOfMasterNettingAgreementsMember" xlink:label="loc_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:to="loc_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetReplacementCostMember" xlink:label="loc_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:to="loc_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_BD867FF8F9546715FCBF51D85924B8A4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:to="loc_slf_AARatingMember_BD867FF8F9546715FCBF51D85924B8A4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_8C8017F8230DED085A2F51D85925E515" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:to="loc_slf_ARatingMember_8C8017F8230DED085A2F51D85925E515" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_D7781E2D1B447E83BAB251D859256079" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:to="loc_slf_BBBRatingMember_D7781E2D1B447E83BAB251D859256079" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_C351B7202075B2C6155651D85925526E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_C095F455330965ED894F51D8592546A1" xlink:to="loc_ifrs-full_FinancialAssets_C351B7202075B2C6155651D85925526E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_5412AA976FDF5250B5DEFA8600BBAF64" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_5412AA976FDF5250B5DEFA8600BBAF64" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_011A9D3B427C8D8BDFF64430D7122D73_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:to="loc_ifrs-full_GeographicalAreasMember_011A9D3B427C8D8BDFF64430D7122D73_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:to="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_1904683AE13257B681A3F2AE46AF80AF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_country_CA_1904683AE13257B681A3F2AE46AF80AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_EF2BF984293D5DE4ACCFBF22334AC7AE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_country_US_EF2BF984293D5DE4ACCFBF22334AC7AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_AA26B5DEC1A957A7864A415FA3E3E87B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_country_GB_AA26B5DEC1A957A7864A415FA3E3E87B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_B5F4A266F0A05BDCBC525B8EBC92D04A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_slf_OtherCountriesMember_B5F4A266F0A05BDCBC525B8EBC92D04A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_F6F2DCC51A332FBB14434430D7133DA8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:to="loc_ifrs-full_FinancialAssetsMember_F6F2DCC51A332FBB14434430D7133DA8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_4C4B08B2234A5F128FAEFEF61ADC7B25" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:to="loc_ifrs-full_FinancialAssetsMember_4C4B08B2234A5F128FAEFEF61ADC7B25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_4C4B08B2234A5F128FAEFEF61ADC7B25" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_DCFDF9AE0FBAE5667FAE4430D713160B_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_DCFDF9AE0FBAE5667FAE4430D713160B_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_FEA26309B72C55B7BEB89E4A937CAD4E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_FEA26309B72C55B7BEB89E4A937CAD4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2F49EF667B29586A8EDB4099BAADA421" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2F49EF667B29586A8EDB4099BAADA421" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_842D46750E5D5CF7A23BB70694753378" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_5412AA976FDF5250B5DEFA8600BBAF64" xlink:to="loc_ifrs-full_FinancialAssets_842D46750E5D5CF7A23BB70694753378" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:to="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_367836540A6672F734BB4E6558446BA5_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_367836540A6672F734BB4E6558446BA5_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_91DA41159E9357D98618DB2D5EEF29C1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_91DA41159E9357D98618DB2D5EEF29C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_91DA41159E9357D98618DB2D5EEF29C1" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_B50211719880ACAF81194E655845E40D_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_B50211719880ACAF81194E655845E40D_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F908FF0469E157D5BDAC76790A022CDF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F908FF0469E157D5BDAC76790A022CDF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_85707A1ABD86523493274C9E1E4550B1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F908FF0469E157D5BDAC76790A022CDF" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_85707A1ABD86523493274C9E1E4550B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_AA0D269B0D6D1746D7EC4E6558451FA0_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_AA0D269B0D6D1746D7EC4E6558451FA0_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_46E33B6053035798B4655C9094CA94B5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_46E33B6053035798B4655C9094CA94B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:to="loc_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:to="loc_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:to="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:to="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_6C67E7EAEDC84C37ECF24430D78B3640_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:to="loc_ifrs-full_TypesOfRisksMember_6C67E7EAEDC84C37ECF24430D78B3640_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_B15FFFB8682D56FE8BF5F3CE09E3D07C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:to="loc_ifrs-full_TypesOfRisksMember_B15FFFB8682D56FE8BF5F3CE09E3D07C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_447AB59F77135A76B293B6AA30AA68FD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_B15FFFB8682D56FE8BF5F3CE09E3D07C" xlink:to="loc_ifrs-full_CreditRiskMember_447AB59F77135A76B293B6AA30AA68FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_89563A0308311E0F6CA54430D78B373F_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_89563A0308311E0F6CA54430D78B373F_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:to="loc_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GuaranteesMember" xlink:label="loc_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:to="loc_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaximumExposureToCreditRiskOffBalanceSheet" xlink:label="loc_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:to="loc_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_E44266C280CE582CA996355076C1AD38" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_E44266C280CE582CA996355076C1AD38" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0C0C3E4FA2249EDDE3514430D73C3000_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0C0C3E4FA2249EDDE3514430D73C3000_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:to="loc_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_9B604158618E5B1DB9E6AC670A7550D6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:to="loc_ifrs-full_LoanCommitmentsMember_9B604158618E5B1DB9E6AC670A7550D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_8A11390B25EA77B744214430D73C03E9_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:to="loc_ifrs-full_TypesOfRisksMember_8A11390B25EA77B744214430D73C03E9_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_C002D2352C6155B19ABA50F389BEF0BE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:to="loc_ifrs-full_TypesOfRisksMember_C002D2352C6155B19ABA50F389BEF0BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_A45ED5EDE55E50219B3D7DCDDB578AA5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_C002D2352C6155B19ABA50F389BEF0BE" xlink:to="loc_ifrs-full_CreditRiskMember_A45ED5EDE55E50219B3D7DCDDB578AA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_400C3F73BE37D4F2F6D84430D73C33AB_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_400C3F73BE37D4F2F6D84430D73C33AB_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuredRatingMember" xlink:label="loc_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AAARatingMember" xlink:label="loc_slf_AAARatingMember_D76FDCFDE7A35FED9EDEB4CAC8AEB115" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_AAARatingMember_D76FDCFDE7A35FED9EDEB4CAC8AEB115" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_68A0A4901B605BEBB30196D1CF31DE69" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_AARatingMember_68A0A4901B605BEBB30196D1CF31DE69" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_E55E56DFA0F850E19356924EC008B538" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_ARatingMember_E55E56DFA0F850E19356924EC008B538" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_2D021DE38CED5798AAB03EA694A7F93F" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_BBBRatingMember_2D021DE38CED5798AAB03EA694A7F93F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingAndLowerMember" xlink:label="loc_slf_BBRatingAndLowerMember_50AFB7699F5351398A8816386196D85C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_BBRatingAndLowerMember_50AFB7699F5351398A8816386196D85C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ImpairedRatingMember" xlink:label="loc_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_55F8AA4AF62950FC9634C9A365085003" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_E44266C280CE582CA996355076C1AD38" xlink:to="loc_ifrs-full_FinancialAssets_55F8AA4AF62950FC9634C9A365085003" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D8602A928591BA6D755251D859F9F7BC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D8602A928591BA6D755251D859F9F7BC" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:to="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:to="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_007FDD80B88FAF781F5E51D859F53A17" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_country_CA_007FDD80B88FAF781F5E51D859F53A17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_DF609E22274F34EB74A951D859F5C026" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_country_US_DF609E22274F34EB74A951D859F5C026" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_C4BC939EDA3AE28D914C51D859F50896" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_country_GB_C4BC939EDA3AE28D914C51D859F50896" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_B036F2C6DEA1F9B6924651D859F5B9CE" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_slf_OtherCountriesMember_B036F2C6DEA1F9B6924651D859F5B9CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:to="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:to="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_B8C7C6E68F1898F287BA51D859F6EB1B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_ifrs-full_MortgagesMember_B8C7C6E68F1898F287BA51D859F6EB1B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RetailMember" xlink:label="loc_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OfficeMember" xlink:label="loc_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MultiFamilyResidentialMember" xlink:label="loc_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialAndLandMember" xlink:label="loc_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherFinancialAssetsMember" xlink:label="loc_slf_OtherFinancialAssetsMember_85A353430240F6D7595451D859F79D7C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_OtherFinancialAssetsMember_85A353430240F6D7595451D859F79D7C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_EBDB27F7B804C290D56751D859F88F6B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:to="loc_ifrs-full_MortgagesMember_EBDB27F7B804C290D56751D859F88F6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_2D5D298ACA4ADC9A5CFE51D859F8B0E1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:to="loc_ifrs-full_LoanCommitmentsMember_2D5D298ACA4ADC9A5CFE51D859F8B0E1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_CF4F2E588AA7EF30F04951D859F82AB2" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:to="loc_slf_MortgagesAndLoansMember_CF4F2E588AA7EF30F04951D859F82AB2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerAxis" xlink:label="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerDomain" xlink:label="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:to="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerDomain" xlink:label="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:to="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadaMortgageAndHousingCorporationMember" xlink:label="loc_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:to="loc_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_2B5212C4A19DFD9403B651D859F90265" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D8602A928591BA6D755251D859F9F7BC" xlink:to="loc_ifrs-full_FinancialAssets_2B5212C4A19DFD9403B651D859F90265" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:to="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:to="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_51DD9B964CAE387E1DC7616EEC4C00C1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E" xlink:to="loc_ifrs-full_DebtSecuritiesMember_51DD9B964CAE387E1DC7616EEC4C00C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_CF20F7A3AFE174C5CB74616EEC4D5359" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_CF20F7A3AFE174C5CB74616EEC4D5359" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage" xlink:label="loc_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossOnFinancialAssets" xlink:label="loc_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReversalOfImpairmentLoss" xlink:label="loc_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D4D7CE2C9A32582EB963C98BEC4CA577" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D4D7CE2C9A32582EB963C98BEC4CA577" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_D815CEB14829755C288C76F729829283_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_D815CEB14829755C288C76F729829283_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_17CB63D000895BD0B7C52C050B4C40BB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_17CB63D000895BD0B7C52C050B4C40BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_0C9C9A7A35BD139EDC6676F7298253A8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_0C9C9A7A35BD139EDC6676F7298253A8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_AD66EEBE7CBC5345979926776AF23B1F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_AD66EEBE7CBC5345979926776AF23B1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_EE1B88AF3B0B57369C54FC093C8AC8D9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_EE1B88AF3B0B57369C54FC093C8AC8D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_0AD76667B8EA54CE8B539E391F3AFA5C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:to="loc_ifrs-full_LaterThanFiveYearsMember_0AD76667B8EA54CE8B539E391F3AFA5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_734BD1347F1743CCA90776F72983DE12_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_734BD1347F1743CCA90776F72983DE12_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_67C2DEADDB3FA2489E4D76F7298342A3_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:to="loc_ifrs-full_FinancialAssetsMember_67C2DEADDB3FA2489E4D76F7298342A3_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:to="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ForwardContractMember" xlink:label="loc_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:to="loc_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrencySwapContractMember" xlink:label="loc_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:to="loc_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OptionContractMember" xlink:label="loc_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_WrittenOptionsMember" xlink:label="loc_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditDerivativeMember" xlink:label="loc_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FuturesContractMember" xlink:label="loc_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_AE6EB0C4F33FFF7B30EF76F72984F9DA_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_AE6EB0C4F33FFF7B30EF76F72984F9DA_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_791B347B4D8A5645A50385CFD5A0483C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_791B347B4D8A5645A50385CFD5A0483C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_2EF88EAF959E519A950D2ABE23D280D9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_791B347B4D8A5645A50385CFD5A0483C" xlink:to="loc_ifrs-full_DerivativesMember_2EF88EAF959E519A950D2ABE23D280D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_5984BBAE8AAD58359995FCD849DB47C7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D4D7CE2C9A32582EB963C98BEC4CA577" xlink:to="loc_ifrs-full_FinancialAssets_5984BBAE8AAD58359995FCD849DB47C7" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_C4481E0068C6840134504430D71F2202_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_C4481E0068C6840134504430D71F2202_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_BC9B7822173255FE8E4972ABD922E52B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:to="loc_ifrs-full_MortgagesMember_BC9B7822173255FE8E4972ABD922E52B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_88DEB9AC62055A78BB6ED7D01AA56CD0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:to="loc_ifrs-full_LoanCommitmentsMember_88DEB9AC62055A78BB6ED7D01AA56CD0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_F80FCEFF4814503A9A90AD4DCCC8BA3C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:to="loc_slf_MortgagesAndLoansMember_F80FCEFF4814503A9A90AD4DCCC8BA3C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember" xlink:label="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_5260DC1B936E53F6F23E4430D71FE085_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:to="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_5260DC1B936E53F6F23E4430D71FE085_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember" xlink:label="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:to="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="loc_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="loc_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_D1FEE4A8A5454A1C978F4430D72069F8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:to="loc_ifrs-full_CarryingAmountMember_D1FEE4A8A5454A1C978F4430D72069F8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:to="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:to="loc_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceForCreditLossesMember" xlink:label="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:to="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_DD849CA34D6C5BEA0F1E4430D720A186_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_DD849CA34D6C5BEA0F1E4430D720A186_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_5B2912EF62AB5D32AEB5EEB3D718530D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_5B2912EF62AB5D32AEB5EEB3D718530D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceForCreditLossesMember" xlink:label="loc_ifrs-full_AllowanceForCreditLossesMember_1574B22956F756C5B2DBF924FC37F3A8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_5B2912EF62AB5D32AEB5EEB3D718530D" xlink:to="loc_ifrs-full_AllowanceForCreditLossesMember_1574B22956F756C5B2DBF924FC37F3A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusAxis" xlink:label="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusMember" xlink:label="loc_ifrs-full_PastDueStatusMember_616B74ED385F84DCBE3B4430D7208B53_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:to="loc_ifrs-full_PastDueStatusMember_616B74ED385F84DCBE3B4430D7208B53_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusMember" xlink:label="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:to="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PastDueLessThanNinetyDaysMember" xlink:label="loc_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:to="loc_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:to="loc_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_1FC36D4F27BF5DD1B10593DC26A7D228" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:to="loc_ifrs-full_FinancialAssets_1FC36D4F27BF5DD1B10593DC26A7D228" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:to="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:to="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_F6710FE297C2559DA178A574241B4D20" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2" xlink:to="loc_ifrs-full_CreditRiskMember_F6710FE297C2559DA178A574241B4D20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:to="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:to="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GrossExposureMember" xlink:label="loc_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:to="loc_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralMember" xlink:label="loc_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:to="loc_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetExposureMember" xlink:label="loc_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:to="loc_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_CF6BBBBC5704F3058E0FA574241FD069" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_AARatingMember_CF6BBBBC5704F3058E0FA574241FD069" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_521B8FC930B93103991CA574241F8D2E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_ARatingMember_521B8FC930B93103991CA574241F8D2E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_57CAC1132CBA9C6EEC88A574241F0973" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_BBBRatingMember_57CAC1132CBA9C6EEC88A574241F0973" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingMember" xlink:label="loc_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BRatingMember" xlink:label="loc_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CCCRatingMember" xlink:label="loc_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NotRatedMember" xlink:label="loc_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:to="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:to="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B" xlink:to="loc_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_46066C93D820B40316D8A57424203E34" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_ifrs-full_FinancialAssets_46066C93D820B40316D8A57424203E34" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceNegativeReserves" xlink:label="loc_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TotalFinancialAssetsMember" xlink:label="loc_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:to="loc_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TotalFinancialLiabilitiesMember" xlink:label="loc_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:to="loc_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_861BADB39048B0EE6766764C195FD81C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:to="loc_ifrs-full_DerivativesMember_861BADB39048B0EE6766764C195FD81C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReverseRepurchaseAgreementsMember" xlink:label="loc_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:to="loc_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RepurchaseAgreements1Member" xlink:label="loc_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:to="loc_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesTypeMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:to="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesTypeMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:to="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeLiabilitiesMember" xlink:label="loc_slf_DerivativeLiabilitiesMember_F5CB863D2AA46DD6D0D9764C195F5E65" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="loc_slf_DerivativeLiabilitiesMember_F5CB863D2AA46DD6D0D9764C195F5E65" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RepurchaseAgreements1Member" xlink:label="loc_slf_RepurchaseAgreements1Member_D09425D6F85F27A06D84764C195FFF2C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="loc_slf_RepurchaseAgreements1Member_D09425D6F85F27A06D84764C195FFF2C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCollateralOnSecuritiesLentMember" xlink:label="loc_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="loc_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin" xlink:label="loc_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssets" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:to="loc_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherIntangibleAssetsMember" xlink:label="loc_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:to="loc_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndefiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:to="loc_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:to="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:to="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:to="loc_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xlink:label="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:to="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:to="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:to="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:to="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_622FDBF744C35B1E9E2B351BBEF10A24" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_622FDBF744C35B1E9E2B351BBEF10A24" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_77F70A0A28F6229EC14176F728616C39_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_77F70A0A28F6229EC14176F728616C39_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionSalesPotentialOfFieldForceMember" xlink:label="loc_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CustomerrelatedIntangibleAssetsMember" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_134F83A576E2FDA3094176F728626746_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_134F83A576E2FDA3094176F728626746_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FundManagementContractsMember" xlink:label="loc_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:to="loc_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndefiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_IndefiniteLifeIntangibleAssetsMember_90BE6C1D1B145199B5B1C95874955688" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:to="loc_slf_IndefiniteLifeIntangibleAssetsMember_90BE6C1D1B145199B5B1C95874955688" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_622FDBF744C35B1E9E2B351BBEF10A24" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:to="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:to="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:to="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_4A2164E3F3AA91BB072E2E0D64FB63C6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_4A2164E3F3AA91BB072E2E0D64FB63C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_FF6F703DC9792FAB14202E0D64FB8086" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialAsiaMember_FF6F703DC9792FAB14202E0D64FB8086" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_90C5B2E5EB0D33B5DE412E0D64FB7ED7" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_90C5B2E5EB0D33B5DE412E0D64FB7ED7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_F6C680E50CCB5A1B9AF62E0D64FB943C" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialCorporateMember_F6C680E50CCB5A1B9AF62E0D64FB943C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GoodwillMember" xlink:label="loc_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:to="loc_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:to="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:to="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:to="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_HK" xlink:label="loc_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB" xlink:to="loc_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:to="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:to="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MarketComparableCompaniesMember" xlink:label="loc_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:to="loc_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeApproachMember" xlink:label="loc_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:to="loc_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:to="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:to="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_73C2A5F2B9F6319E270051D857B1921C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:to="loc_ifrs-full_BottomOfRangeMember_73C2A5F2B9F6319E270051D857B1921C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_50DA24034919D7CE1D4E51D857B11E94" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:to="loc_ifrs-full_TopOfRangeMember_50DA24034919D7CE1D4E51D857B11E94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:to="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:to="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaIndividualMember" xlink:label="loc_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaGroupRetirementServicesMember" xlink:label="loc_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaGroupBenefitsMember" xlink:label="loc_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFUSEmployeeBenefitsGroupMember" xlink:label="loc_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_C0D8084097B2E9DA8CD351D857B3F4CD" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SunLifeFinancialAsiaMember_C0D8084097B2E9DA8CD351D857B3F4CD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFAssetManagementMFSMember" xlink:label="loc_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFAssetManagementSLIMMember" xlink:label="loc_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateUKMember" xlink:label="loc_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GoodwillMember" xlink:label="loc_ifrs-full_GoodwillMember_5DDE2FD805BAC69AFDC351D857B4DDA7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18" xlink:to="loc_ifrs-full_GoodwillMember_5DDE2FD805BAC69AFDC351D857B4DDA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs" xlink:label="loc_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs" xlink:label="loc_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProjectedFutureSalesValueOfNewBusinessPeriod" xlink:label="loc_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxes" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_8E8D9CB0F4D2360F171BE25DBC1897D2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_8E8D9CB0F4D2360F171BE25DBC1897D2" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Investments1Member" xlink:label="loc_slf_Investments1Member_917C298E8D25F8167608E25DBC171C60" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_Investments1Member_917C298E8D25F8167608E25DBC171C60" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_4C73F35AE39016CA885FE25DBC18E1FB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_OtherPolicyLiabilitiesMember_4C73F35AE39016CA885FE25DBC18E1FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsMember" xlink:label="loc_slf_DeferredAcquisitionCostsMember_8F529C4D5985FAE8AA1EE25DBC18A607" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_DeferredAcquisitionCostsMember_8F529C4D5985FAE8AA1EE25DBC18A607" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_673AC6D4ABFB77FF731BE25DBC18A5AC" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_ifrs-full_UnusedTaxLossesMember_673AC6D4ABFB77FF731BE25DBC18A5AC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionAndOtherEmployeeBenefitsMember" xlink:label="loc_slf_PensionAndOtherEmployeeBenefitsMember_7DB24DE1E7C2B4EB07CDE25DBC18A3E1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_PensionAndOtherEmployeeBenefitsMember_7DB24DE1E7C2B4EB07CDE25DBC18A3E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTemporaryDifferencesMember" xlink:label="loc_ifrs-full_OtherTemporaryDifferencesMember_E2B16142A5B2A1DE29B9E25DBC181A3F" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_ifrs-full_OtherTemporaryDifferencesMember_E2B16142A5B2A1DE29B9E25DBC181A3F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_8E8D9CB0F4D2360F171BE25DBC1897D2" xlink:to="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" xlink:label="loc_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" xlink:label="loc_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxCreditsMember" xlink:label="loc_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:to="loc_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:to="loc_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:to="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:to="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_E63074FE7C3D3240F9BEA575D579C904" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_country_US_E63074FE7C3D3240F9BEA575D579C904" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_0229F5F30E1B91752735A575D5796F1E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_country_GB_0229F5F30E1B91752735A575D5796F1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_651C5784A509A3A290E4A575D579F8E9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_country_CA_651C5784A509A3A290E4A575D579F8E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_A0" xlink:label="loc_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Asia1Member" xlink:label="loc_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:to="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:to="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_D2C3DE4FA16E496758DAA575D57AEE64" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:to="loc_ifrs-full_BottomOfRangeMember_D2C3DE4FA16E496758DAA575D57AEE64" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_639FC9B50B981FEED503A575D57B8695" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:to="loc_ifrs-full_TopOfRangeMember_639FC9B50B981FEED503A575D57B8695" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NonCapitalProfitLossBeforeTax" xlink:label="loc_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_70A6AB33E31F51B70771A575D57C225A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_DeferredTaxAssets_70A6AB33E31F51B70771A575D57C225A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CapitalProfitLossBeforeTax" xlink:label="loc_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfRepatriationOfForeignEarnings" xlink:label="loc_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1" xlink:label="loc_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense" xlink:label="loc_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectRepatriationOfForeignEarnings" xlink:label="loc_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_932AC2698E726C9F30844835514C74BC_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_932AC2698E726C9F30844835514C74BC_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Investments1Member" xlink:label="loc_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsMember" xlink:label="loc_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionAndOtherEmployeeBenefitsMember" xlink:label="loc_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTemporaryDifferencesMember" xlink:label="loc_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDeferredTaxAssets" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_950CB30762D35123AB68E95CA676C2AE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_950CB30762D35123AB68E95CA676C2AE" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_77F9486A121DCAA12FD06C6D8ED445B1_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_77F9486A121DCAA12FD06C6D8ED445B1_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_09FC9ABBE8CE5DC5B44A2524E3497C1F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_09FC9ABBE8CE5DC5B44A2524E3497C1F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_09FC9ABBE8CE5DC5B44A2524E3497C1F" xlink:to="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward" xlink:label="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_950CB30762D35123AB68E95CA676C2AE" xlink:to="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_54E0177641895BD680907A3C764DE6E9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_ifrs-full_FinancialLiabilities_54E0177641895BD680907A3C764DE6E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_85925847657894AA546A4835537DC71C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_85925847657894AA546A4835537DC71C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:to="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F7AF91DA6CD1A95177294835537D6E01_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F7AF91DA6CD1A95177294835537D6E01_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward" xlink:label="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:to="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseDeposits" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseInterest" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseFees" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseOther" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_203C4476D014E529F96E80EC7D6C768E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_203C4476D014E529F96E80EC7D6C768E" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:to="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:to="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" xlink:label="loc_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:to="loc_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesAndAssetsMember" xlink:label="loc_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:to="loc_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_203C4476D014E529F96E80EC7D6C768E" xlink:to="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInReinsuranceAssetsAbstract" xlink:label="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract" xlink:label="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangeInBalancesOnInForcePolicies" xlink:label="loc_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:to="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_5209A16FCAC44B178B164835538B44B4_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:to="loc_ifrs-full_ActuarialAssumptionsMember_5209A16FCAC44B178B164835538B44B4_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:to="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfMortalityAndMorbidityMember" xlink:label="loc_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" xlink:label="loc_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpensesMember" xlink:label="loc_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfInvestmentReturnsMember" xlink:label="loc_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember" xlink:label="loc_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance" xlink:label="loc_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:to="loc_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_C3EA3851056128916A462E0D64CBF902" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_C3EA3851056128916A462E0D64CBF902" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:to="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:to="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_61294F5B4B9EF5B82CE12E0D64C88576" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D" xlink:to="loc_country_GB_61294F5B4B9EF5B82CE12E0D64C88576" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:to="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:to="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_C52896F8FEA42F7E8F932E0D64C84E97" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeCanadaMember_C52896F8FEA42F7E8F932E0D64C84E97" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_B74C9EE89D811C8033432E0D64C9C159" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_B74C9EE89D811C8033432E0D64C9C159" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_BDC4604513FE711E43072E0D64C90DE2" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeFinancialAsiaMember_BDC4604513FE711E43072E0D64C90DE2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_313A484FAAAA5B6401432E0D64C9A96F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeFinancialCorporateMember_313A484FAAAA5B6401432E0D64C9A96F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:to="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:to="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_565D77F8BCC8266B36122E0D64CA6792" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_565D77F8BCC8266B36122E0D64CA6792" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" xlink:label="loc_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_45EF6021CA03073CE4A62E0D64CB06E7" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_OtherPolicyLiabilitiesMember_45EF6021CA03073CE4A62E0D64CB06E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_3A92EF9D550D17F2334F2E0D64CBD1F8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_C3EA3851056128916A462E0D64CBF902" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_3A92EF9D550D17F2334F2E0D64CBD1F8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_BB6A9C263EE57D9EAE7A2E0D64AE136D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_BB6A9C263EE57D9EAE7A2E0D64AE136D" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:to="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:to="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_7620D5B60551A65BD6BB2E0D64AA7977" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeCanadaMember_7620D5B60551A65BD6BB2E0D64AA7977" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_9B256297C0919530EB8D2E0D64AB9D3A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_9B256297C0919530EB8D2E0D64AB9D3A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_D979CB5F57517013FBCF2E0D64AB28F3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeFinancialAsiaMember_D979CB5F57517013FBCF2E0D64AB28F3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_1DDDB750D59E02C3EDBC2E0D64AB65E4" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeFinancialCorporateMember_1DDDB750D59E02C3EDBC2E0D64AB65E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_7EBC849E13D775106ABE2E0D64AC7CF7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:to="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_7EBC849E13D775106ABE2E0D64AC7CF7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E4E1357E4854EAEEAB922E0D64ACC1C0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:to="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E4E1357E4854EAEEAB922E0D64ACC1C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_896C13195B2898573DD92E0D64AD4602" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_896C13195B2898573DD92E0D64AD4602" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:to="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:to="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_D70E6F287F88C7ABF65C2E0D64AD4DB0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_IndividualParticipatingLifeMember_D70E6F287F88C7ABF65C2E0D64AD4DB0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_A616C3D4CBED159A407B2E0D64AD18B3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_A616C3D4CBED159A407B2E0D64AD18B3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_3FFEFF11C8E0B4322AA72E0D64AEA231" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_IndividualAnnuitiesMember_3FFEFF11C8E0B4322AA72E0D64AEA231" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_9E49F0B842247B341C742E0D64AEF747" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_GroupAnnuitiesMember_9E49F0B842247B341C742E0D64AEF747" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_70BB862CFFAB43E450D42E0D64AE76B5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_BB6A9C263EE57D9EAE7A2E0D64AE136D" xlink:to="loc_ifrs-full_InvestmentContractsLiabilities_70BB862CFFAB43E450D42E0D64AE76B5" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_884C0882AB565047A8E87D8677804E76" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_884C0882AB565047A8E87D8677804E76" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_27367AE7BF01971FC59548355337C1FC_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:to="loc_ifrs-full_ProductsAndServicesMember_27367AE7BF01971FC59548355337C1FC_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:to="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_ECA8EE9CE83C5C2C91C50229F1C0CB4A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_IndividualParticipatingLifeMember_ECA8EE9CE83C5C2C91C50229F1C0CB4A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_71C388504BD650889D07BB2A41648638" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_71C388504BD650889D07BB2A41648638" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_3BDA0A4C06495B2A992A4730928A8214" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_GroupLifeAndHealthMember_3BDA0A4C06495B2A992A4730928A8214" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_80AF98A372775C2F9ECC73F150F52A9D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_IndividualAnnuitiesMember_80AF98A372775C2F9ECC73F150F52A9D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_17524944EE8D55F2A4062D92E5E22F8E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_GroupAnnuitiesMember_17524944EE8D55F2A4062D92E5E22F8E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAndOtherMember" xlink:label="loc_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_29EB935FEEE847E6E8464835533789D1_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:to="loc_ifrs-full_FinancialAssetsMember_29EB935FEEE847E6E8464835533789D1_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:to="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_5A2B07C843575327B49BB5CB57CB039F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_ifrs-full_DebtSecuritiesMember_5A2B07C843575327B49BB5CB57CB039F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_1D1D2CEF3CAC5568AFB59C75AA4E258D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_1D1D2CEF3CAC5568AFB59C75AA4E258D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_391058580C3B53E68C6249FC6DD5C690" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_slf_MortgagesAndLoansMember_391058580C3B53E68C6249FC6DD5C690" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_F723158841835D2BB6BC9C132401286E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_ifrs-full_InvestmentPropertyMember_F723158841835D2BB6BC9C132401286E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherFinancialAssetsMember" xlink:label="loc_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_884C0882AB565047A8E87D8677804E76" xlink:to="loc_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceRiskManagement" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:to="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:to="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:to="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortalityRiskMember" xlink:label="loc_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MorbidityRiskMember" xlink:label="loc_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LongevityRiskMember" xlink:label="loc_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PolicyholderBehaviourRiskMember" xlink:label="loc_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseRiskMember" xlink:label="loc_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInsuranceContractsAxis" xlink:label="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:to="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:to="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:to="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleLifeInsuranceContractsInCanadaMember" xlink:label="loc_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleLifeInsuranceContractsOutsideOfCanadaMember" xlink:label="loc_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SurvivorshipLifeInsuranceContractsInCanadaMember" xlink:label="loc_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember" xlink:label="loc_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember" xlink:label="loc_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember" xlink:label="loc_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceAnnuitiesContractsMember" xlink:label="loc_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember" xlink:label="loc_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember" xlink:label="loc_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LifeInsuranceContractsMember" xlink:label="loc_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceRetentionPolicyAmountRetained1" xlink:label="loc_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntities" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:to="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_6552856BA69088C0E88F51D8566AC743" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_ifrs-full_DebtSecuritiesMember_6552856BA69088C0E88F51D8566AC743" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ABC4A37BAA28AE8AFF3151D8566A0488" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ABC4A37BAA28AE8AFF3151D8566A0488" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember" xlink:label="loc_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesAxis" xlink:label="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:to="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:to="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesMember" xlink:label="loc_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:to="loc_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:to="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:to="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentFundsMember" xlink:label="loc_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritisationVehiclesManagedByThirdPartyMember" xlink:label="loc_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentFundsManagedByThirdPartyMember" xlink:label="loc_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentFundsManagedByParentMember" xlink:label="loc_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LimitedPartnershipsManagedByThirdPartyMember" xlink:label="loc_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:label="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:to="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:label="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:to="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfJointVenturesAndAssociatesLineItems" xlink:label="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfJointVenturesAndAssociatesTable" xlink:label="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:to="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:to="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesWhereEntityIsVenturerMember" xlink:label="loc_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016" xlink:to="loc_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointOperationsAxis" xlink:label="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointOperationsMember" xlink:label="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:to="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointOperationsMember" xlink:label="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:to="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointOperationsMember" xlink:label="loc_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:to="loc_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForAssociatesMember" xlink:label="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:to="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForAssociatesMember" xlink:label="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:to="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssociatesMember" xlink:label="loc_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:to="loc_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesAxis" xlink:label="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:to="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:to="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BiriaSunLifeInsuranceCompanyLimitedMember" xlink:label="loc_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:to="loc_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianRealEstateJointVenturesMember" xlink:label="loc_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:to="loc_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesMember" xlink:label="loc_ifrs-full_JointVenturesMember_1450C243743E99FAE18F9A4E8547BDD6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:to="loc_ifrs-full_JointVenturesMember_1450C243743E99FAE18F9A4E8547BDD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:to="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:to="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_4F5CC94B657FC83B390B9A4E85470505" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:to="loc_ifrs-full_BottomOfRangeMember_4F5CC94B657FC83B390B9A4E85470505" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_F1A9F4066B739124B2459A4E8547AB72" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:to="loc_ifrs-full_TopOfRangeMember_F1A9F4066B739124B2459A4E8547AB72" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProportionOfOwnershipInterestInJointVentureAndAssociates" xlink:label="loc_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod" xlink:label="loc_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_EF56DFEC62AD9645155C9A4E8547C77B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_EF56DFEC62AD9645155C9A4E8547C77B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LeasesAsLesseeRelatedPartyTransactions" xlink:label="loc_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions" xlink:label="loc_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LeasesAsLesseeRelatedPartyTransactionsTerm" xlink:label="loc_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentPropertiesAndOtherAssets" xlink:label="loc_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueOfJointlyControlledAssets" xlink:label="loc_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OperatingExpenses" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OperatingExpensesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherAssets" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherAssetsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherLiabilities" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:to="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:to="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherBorrowingsMember" xlink:label="loc_slf_OtherBorrowingsMember_08C92622C7C2EE3787B686B85D3C6949" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:to="loc_slf_OtherBorrowingsMember_08C92622C7C2EE3787B686B85D3C6949" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_VariablePrincipalFloatingRateCertificateMember" xlink:label="loc_slf_VariablePrincipalFloatingRateCertificateMember_7986733700847A46833E86B85D3C881C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:to="loc_slf_VariablePrincipalFloatingRateCertificateMember_7986733700847A46833E86B85D3C881C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:to="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:to="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:to="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:to="loc_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnBorrowings" xlink:label="loc_ifrs-full_InterestExpenseOnBorrowings_501ACE8B3E2E314382C386B85D3E554C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_InterestExpenseOnBorrowings_501ACE8B3E2E314382C386B85D3E554C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LineOfCreditFacilityMaximumBorrowingCapacity1" xlink:label="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_0D2863410C03E0305EDA86B85D3E0F33" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_0D2863410C03E0305EDA86B85D3E0F33" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsMaturityTerm" xlink:label="loc_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:to="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:to="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EncumbranceOnRealEstateMaturingin2033Member" xlink:label="loc_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:to="loc_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EncumbranceOnRealEstateMaturingin2020Member" xlink:label="loc_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:to="loc_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnBorrowings" xlink:label="loc_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:to="loc_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherBorrowings" xlink:label="loc_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:to="loc_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:to="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:to="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherBorrowingsMember" xlink:label="loc_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:to="loc_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_VariablePrincipalFloatingRateCertificateMember" xlink:label="loc_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:to="loc_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_C36BB0A371F2E210E3377C0B6D577CEA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_C36BB0A371F2E210E3377C0B6D577CEA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesAxis" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:to="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesDomain" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:to="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesDomain" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:to="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInvestmentMember" xlink:label="loc_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:to="loc_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:to="loc_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanAgeRequirement" xlink:label="loc_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanRequisiteServicePeriod" xlink:label="loc_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanParticipantsAxis" xlink:label="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanParticipantsDomain" xlink:label="loc_slf_PlanParticipantsDomain_EBAF4A00D9AE4250FF189A22A238F336_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:to="loc_slf_PlanParticipantsDomain_EBAF4A00D9AE4250FF189A22A238F336_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanParticipantsDomain" xlink:label="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:to="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaleCurrentlyAtAge65Member" xlink:label="loc_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FemaleCurrentlyAtAge65Member" xlink:label="loc_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" xlink:label="loc_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" xlink:label="loc_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_9FC43C7F83C02E2D5E129A22A2380A72_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:to="loc_ifrs-full_RangesMember_9FC43C7F83C02E2D5E129A22A2380A72_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:to="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_67D2251324AD58B689BDE062C4C4161A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:to="loc_ifrs-full_BottomOfRangeMember_67D2251324AD58B689BDE062C4C4161A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_DD7882F43B3352418E6B1B6FC17D714D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:to="loc_ifrs-full_TopOfRangeMember_DD7882F43B3352418E6B1B6FC17D714D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_CF54CAFE387F7D85F6219A22A2393CC6_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:to="loc_ifrs-full_GeographicalAreasMember_CF54CAFE387F7D85F6219A22A2393CC6_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:to="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_5C336319DDB25299ADCE5D0566380BE0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:to="loc_country_CA_5C336319DDB25299ADCE5D0566380BE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_A45BEC4D2C31537CAC8E016C16520AE8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:to="loc_country_GB_A45BEC4D2C31537CAC8E016C16520AE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_21B3392C56225DDAB4B3493D25955296" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:to="loc_country_US_21B3392C56225DDAB4B3493D25955296" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_2ACA1E1CDF37777CB8CE9A22A2392665_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_2ACA1E1CDF37777CB8CE9A22A2392665_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DomesticDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:to="loc_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ForeignDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:to="loc_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitObligationAbstract" xlink:label="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="loc_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BenefitExpenseNetAbstract" xlink:label="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="loc_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="loc_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="loc_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthCareTrendRatesAbstract" xlink:label="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates" xlink:label="loc_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="loc_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_YearUltimateHealthCareTrendRateReached" xlink:label="loc_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="loc_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortalityRatesAbstract" xlink:label="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedLife" xlink:label="loc_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:to="loc_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation" xlink:label="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:to="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetMember" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_5B0E1657F59BAF84D85499C2035CDD9A_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:to="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_5B0E1657F59BAF84D85499C2035CDD9A_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetMember" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:to="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PresentValueOfDefinedBenefitObligationMember" xlink:label="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:to="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsMember" xlink:label="loc_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:to="loc_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_CB9A86803B5E977D47FF99C2035C15CA_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_CB9A86803B5E977D47FF99C2035C15CA_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_41C44A22F1215F6AAC2E4F137D660A17" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_41C44A22F1215F6AAC2E4F137D660A17" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_3EFE8737664553E585FD57A4D660EEC8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_3EFE8737664553E585FD57A4D660EEC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitObligationsRollForward" xlink:label="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_F4E1B48761315798A978EBB7AF800B5E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_F4E1B48761315798A978EBB7AF800B5E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAmendmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_62CDC6D82CB75BE7A87441A2A7B95E22" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_62CDC6D82CB75BE7A87441A2A7B95E22" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_AD61F21802855F4BA9B4104F8FE0EC7F" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_AD61F21802855F4BA9B4104F8FE0EC7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanAssetsRollForward" xlink:label="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="loc_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_DADBF1B69DAD57778C5B1D15CA9B1A60" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_DADBF1B69DAD57778C5B1D15CA9B1A60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="loc_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:label="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_6B52319E00D9EA04A1B378090FD5182F_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_6B52319E00D9EA04A1B378090FD5182F_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_1E39DB477B535E3E88EB7728DC40B1B2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_1E39DB477B535E3E88EB7728DC40B1B2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_DF52017641015A3B8DCC1BB0F3FBE6C9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_DF52017641015A3B8DCC1BB0F3FBE6C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_813AAD1AFE985024B3F1165ADD4C6956" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_813AAD1AFE985024B3F1165ADD4C6956" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_9F85B471BA3D441757F578090FA29503_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_9F85B471BA3D441757F578090FA29503_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_2FF248D814BB58D8B7B270E52904B264" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_2FF248D814BB58D8B7B270E52904B264" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_265E4F5F2867547A8EAA7B8CF9C4A70F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_265E4F5F2867547A8EAA7B8CF9C4A70F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:label="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_813AAD1AFE985024B3F1165ADD4C6956" xlink:to="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_D524427E7C26269C57845297E269E9F2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_D524427E7C26269C57845297E269E9F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_F7CE8228FF21AE3DD0F35297E269AED2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_F7CE8228FF21AE3DD0F35297E269AED2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod" xlink:label="loc_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearTwo" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearThree" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearFour" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearFive" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter" xlink:label="loc_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAmendmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_3FFC0FC92E60B85E84C578090FB53F0C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_3FFC0FC92E60B85E84C578090FB53F0C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_40CA0F1D70BB5213956C35F95E7AA6AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_40CA0F1D70BB5213956C35F95E7AA6AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_F53EBF7D1BC753C8A04C959F3E4B9FAD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_F53EBF7D1BC753C8A04C959F3E4B9FAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:to="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_494EBFED846A5ED0142478090FB633A5_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:to="loc_ifrs-full_ActuarialAssumptionsMember_494EBFED846A5ED0142478090FB633A5_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:to="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedLifeMember" xlink:label="loc_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/Reinsurance" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsMember_9DAEC92BF1DFB21FAAC12E0D648076AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9" xlink:to="loc_slf_ReinsuranceAssetsMember_9DAEC92BF1DFB21FAAC12E0D648076AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:to="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:to="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_85AB3A00896EF03D85DD2E0D64818D96" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E" xlink:to="loc_country_GB_85AB3A00896EF03D85DD2E0D64818D96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:to="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:to="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_E82D24D3395FB9BE6BA32E0D64821C68" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeCanadaMember_E82D24D3395FB9BE6BA32E0D64821C68" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_693A912246A1CBE625A52E0D64827ED0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_693A912246A1CBE625A52E0D64827ED0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_B8B7CB9116E8AF2E351C2E0D648231FF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeFinancialAsiaMember_B8B7CB9116E8AF2E351C2E0D648231FF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_1F977422D7EE758D5BE62E0D648207BB" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeFinancialCorporateMember_1F977422D7EE758D5BE62E0D648207BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInsuranceContractsAxis" xlink:label="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:to="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:to="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:to="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_022F57552FFD60D3A8812E0D648306A9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_IndividualParticipatingLifeMember_022F57552FFD60D3A8812E0D648306A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_C9DDE9CD1BDF4359B7D02E0D64832E5D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_C9DDE9CD1BDF4359B7D02E0D64832E5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_399BC7BDC4F2ACF332472E0D6484F52A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_GroupLifeAndHealthMember_399BC7BDC4F2ACF332472E0D6484F52A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_EE0CF51F929C6A501B892E0D6484A85D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_IndividualAnnuitiesMember_EE0CF51F929C6A501B892E0D6484A85D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_4EFF7EC5AB43CA428AC72E0D64840D91" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_GroupAnnuitiesMember_4EFF7EC5AB43CA428AC72E0D64840D91" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyAssetsMember" xlink:label="loc_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:to="loc_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_9EEDE4A0428D300364B32E0D6485D19A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:to="loc_ifrs-full_ReinsuranceAssets_9EEDE4A0428D300364B32E0D6485D19A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:to="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ReinsuranceTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactions" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:to="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_B5C5F45E11C2DE40EB0F24B4BF08B268_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:to="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_B5C5F45E11C2DE40EB0F24B4BF08B268_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:to="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExecutiveTeamMember" xlink:label="loc_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:to="loc_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Director1Member" xlink:label="loc_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:to="loc_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_KeyManagementPersonnelCompensationNumberofIndividuals" xlink:label="loc_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther" xlink:label="loc_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactionsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RiskCategories" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_943366EB4A3E7B118CD7A575DA5D87AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_943366EB4A3E7B118CD7A575DA5D87AE" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_413F4F05B0D9CECCF532A575DA5D68CD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_943366EB4A3E7B118CD7A575DA5D87AE" xlink:to="loc_ifrs-full_TypesOfRisksAxis_413F4F05B0D9CECCF532A575DA5D68CD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_B6074CCDE6F100FF4DAEA575DA5D469A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_413F4F05B0D9CECCF532A575DA5D68CD" xlink:to="loc_ifrs-full_TypesOfRisksMember_B6074CCDE6F100FF4DAEA575DA5D469A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_B6074CCDE6F100FF4DAEA575DA5D469A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_413F4F05B0D9CECCF532A575DA5D68CD" xlink:to="loc_ifrs-full_TypesOfRisksMember_B6074CCDE6F100FF4DAEA575DA5D469A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_B6074CCDE6F100FF4DAEA575DA5D469A" xlink:to="loc_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SwapSpreadRiskMember" xlink:label="loc_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_B6074CCDE6F100FF4DAEA575DA5D469A" xlink:to="loc_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditSpreadSensitivitiesAbstract" xlink:label="loc_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:to="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:to="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SwapSpreadSensitivitiesAbstract" xlink:label="loc_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:to="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:to="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LevelOfRoundingUsedInSensitivityAnalysis" xlink:label="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod" xlink:label="loc_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_6984FF76141618B7941DA575DA5EA0B5" xlink:to="loc_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_DF460C870F82CA40C3FDA575DA56EEC9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_986ABD0A841A9C0D5B6AA575DA530507" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_DF460C870F82CA40C3FDA575DA56EEC9" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_986ABD0A841A9C0D5B6AA575DA530507" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_C213345DDF503F65938CA575DA53036B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_986ABD0A841A9C0D5B6AA575DA530507" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_C213345DDF503F65938CA575DA53036B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_C213345DDF503F65938CA575DA53036B" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_C213345DDF503F65938CA575DA53036B" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceAndInvestmentContractLiabilitiesMember" xlink:label="loc_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeniorDebenturesAndUnsecuredFinancingMember" xlink:label="loc_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BondRepurchaseAgreementsMember" xlink:label="loc_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AccountsPayableAndAccruedExpensesMember" xlink:label="loc_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuredBorrowingsFromMortgageSecuritizationMember" xlink:label="loc_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowedFundsMember" xlink:label="loc_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_00037B785148781FA939A575DA547219" xlink:to="loc_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_986ABD0A841A9C0D5B6AA575DA530507" xlink:to="loc_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:to="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:to="loc_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:label="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_DF460C870F82CA40C3FDA575DA56EEC9" xlink:to="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContractualLoansEquitiesAndMortgages" xlink:label="loc_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_DF460C870F82CA40C3FDA575DA56EEC9" xlink:to="loc_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease" xlink:label="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_DF460C870F82CA40C3FDA575DA56EEC9" xlink:to="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContractualCapitalCommitments" xlink:label="loc_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_DF460C870F82CA40C3FDA575DA56EEC9" xlink:to="loc_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_92805BD9E8B7A4EEE3FBA575DA677904" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_92805BD9E8B7A4EEE3FBA575DA677904" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_D3C7F890760925242A79A575DA67A993" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_92805BD9E8B7A4EEE3FBA575DA677904" xlink:to="loc_ifrs-full_RangeAxis_D3C7F890760925242A79A575DA67A993" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_DCFEA79EAAC9D3A4286EA575DA67BFB1_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_D3C7F890760925242A79A575DA67A993" xlink:to="loc_ifrs-full_RangesMember_DCFEA79EAAC9D3A4286EA575DA67BFB1_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_DCFEA79EAAC9D3A4286EA575DA67BFB1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_D3C7F890760925242A79A575DA67A993" xlink:to="loc_ifrs-full_RangesMember_DCFEA79EAAC9D3A4286EA575DA67BFB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_5F14EA07EEB5016E3D83A575DA68FE89" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_DCFEA79EAAC9D3A4286EA575DA67BFB1" xlink:to="loc_ifrs-full_BottomOfRangeMember_5F14EA07EEB5016E3D83A575DA68FE89" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_13A2D74A6AD691D20237A575DA68BC6F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_DCFEA79EAAC9D3A4286EA575DA67BFB1" xlink:to="loc_ifrs-full_TopOfRangeMember_13A2D74A6AD691D20237A575DA68BC6F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_AD3C5EB0D1ED00C9AC42A575DA688C29" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_92805BD9E8B7A4EEE3FBA575DA677904" xlink:to="loc_ifrs-full_TypesOfRisksAxis_AD3C5EB0D1ED00C9AC42A575DA688C29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_CE10BBE3AD3661FF43BDA575DA682051_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfRisksAxis_AD3C5EB0D1ED00C9AC42A575DA688C29" xlink:to="loc_ifrs-full_TypesOfRisksMember_CE10BBE3AD3661FF43BDA575DA682051_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_CE10BBE3AD3661FF43BDA575DA682051" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfRisksAxis_AD3C5EB0D1ED00C9AC42A575DA688C29" xlink:to="loc_ifrs-full_TypesOfRisksMember_CE10BBE3AD3661FF43BDA575DA682051" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateRiskMember" xlink:label="loc_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_CE10BBE3AD3661FF43BDA575DA682051" xlink:to="loc_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityPriceRiskMember" xlink:label="loc_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_TypesOfRisksMember_CE10BBE3AD3661FF43BDA575DA682051" xlink:to="loc_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_D5F57052367F19E44F0FA575DA6948A1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_92805BD9E8B7A4EEE3FBA575DA677904" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_D5F57052367F19E44F0FA575DA6948A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_4AD987D590CDF3E0DCEAA575DA69A3C8_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_D5F57052367F19E44F0FA575DA6948A1" xlink:to="loc_ifrs-full_InterestRateTypesMember_4AD987D590CDF3E0DCEAA575DA69A3C8_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_4AD987D590CDF3E0DCEAA575DA69A3C8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_D5F57052367F19E44F0FA575DA6948A1" xlink:to="loc_ifrs-full_InterestRateTypesMember_4AD987D590CDF3E0DCEAA575DA69A3C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FloatingInterestRateMember" xlink:label="loc_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_4AD987D590CDF3E0DCEAA575DA69A3C8" xlink:to="loc_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract" xlink:label="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" xlink:label="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract" xlink:label="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" xlink:label="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LevelOfRoundingUsedInSensitivityAnalysis" xlink:label="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_BA8DD4C1097E8FAAF8D7A575DA6EE893" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_BA8DD4C1097E8FAAF8D7A575DA6EE893" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputInterestRateHedgesInterval" xlink:label="loc_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputEquityHedgesInterval" xlink:label="loc_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets" xlink:label="loc_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_87285A2C5AB6331CCEFDA575DA6AC870" xlink:to="loc_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/RiskCategoriesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformation" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:to="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:to="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:to="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_BDB1B71847499CA4C06B2E095F616CFF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeCanadaMember_BDB1B71847499CA4C06B2E095F616CFF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_5C2FFFDCD967F1F8A8822E095F625179" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_5C2FFFDCD967F1F8A8822E095F625179" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_9FF066917262902EEC4B2E095F626708" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_9FF066917262902EEC4B2E095F626708" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_CCD50777C560B59094DD2E095F6212F0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialAsiaMember_CCD50777C560B59094DD2E095F6212F0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_728892D079A7203F2B512E095F620580" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialCorporateMember_728892D079A7203F2B512E095F620580" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentConsolidationItemsAxis" xlink:label="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:to="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:to="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:to="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EliminationOfIntersegmentAmountsMember" xlink:label="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_1F4EFB5B199809C95DCE2E095F63C0D2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:to="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_1F4EFB5B199809C95DCE2E095F63C0D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReportableSegmentsMember" xlink:label="loc_ifrs-full_ReportableSegmentsMember_316B4884C1D792D584922E095F63649C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:to="loc_ifrs-full_ReportableSegmentsMember_316B4884C1D792D584922E095F63649C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_D54622E05DE949D2DBA12E095F64AB46" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_slf_GeneralFundAssets_D54622E05DE949D2DBA12E095F64AB46" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_7FC3F659A315401E1D4F2E095F64DD73" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_slf_SeparateAccountAssets1_7FC3F659A315401E1D4F2E095F64DD73" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundLiabilities" xlink:label="loc_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:to="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:to="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:to="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:to="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:to="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:to="loc_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfOperatingSegments1" xlink:label="loc_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:to="loc_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:to="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:to="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_FD4F3F9D62BF02D5651A2E09617EFA9C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeCanadaMember_FD4F3F9D62BF02D5651A2E09617EFA9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_87ED8493A726BC9D7D952E09617F28D5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_87ED8493A726BC9D7D952E09617F28D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_2D22853A144FD022B3C52E09617F3FA5" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialCorporateMember_2D22853A144FD022B3C52E09617F3FA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:to="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:to="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AnnuitiesMember" xlink:label="loc_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:to="loc_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceMember" xlink:label="loc_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:to="loc_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthInsuranceMember" xlink:label="loc_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:to="loc_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentConsolidationItemsAxis" xlink:label="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:to="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:to="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EliminationOfIntersegmentAmountsMember" xlink:label="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:to="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReportableSegmentsMember" xlink:label="loc_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:to="loc_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DirectPremiumsEarned1" xlink:label="loc_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CededPremiumsEarned1" xlink:label="loc_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNature" xlink:label="loc_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_3EFC2BA8BFDC8B66FC632E096189E481" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_3EFC2BA8BFDC8B66FC632E096189E481" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:to="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:to="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:to="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_5E5E5FFA68C9E0CE57FB2E095A89D6BC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_5E5E5FFA68C9E0CE57FB2E095A89D6BC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_CA517164BE0B930A06912E095A89B5A9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:to="loc_slf_SunLifeFinancialCorporateMember_CA517164BE0B930A06912E095A89B5A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:to="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:to="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:to="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_5B3970BFD9A45DB52C912E095A8A957E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_country_US_5B3970BFD9A45DB52C912E095A8A957E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_3F9654937BD9B02801D82E095A8A3D50" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_country_GB_3F9654937BD9B02801D82E095A8A3D50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_8622D26933F890288F442E095A8A5120" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_country_CA_8622D26933F890288F442E095A8A5120" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_36D5EF1C43776A604B292E095A8B91C9" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_slf_OtherCountriesMember_36D5EF1C43776A604B292E095A8B91C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_FC70F8CB50A985C8D5982E095A8B50D8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:to="loc_slf_GeneralFundAssets_FC70F8CB50A985C8D5982E095A8B50D8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_7BA7683AA7E79BE5D8B52E095A8B99E1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:to="loc_slf_SeparateAccountAssets1_7BA7683AA7E79BE5D8B52E095A8B99E1" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:to="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:to="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:to="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_6729EAA70469A32771522E095D769D6B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_6729EAA70469A32771522E095D769D6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:to="loc_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:to="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:to="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:to="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:to="loc_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegmentedInformationTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegregatedFunds" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfSeparateAccountsLineItems" xlink:label="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfSeparateAccountsTable" xlink:label="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:to="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:to="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_ED0272063298464B96217B70DF43FF8C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:to="loc_ifrs-full_LiabilitiesMember_ED0272063298464B96217B70DF43FF8C_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:to="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContracts1Member" xlink:label="loc_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:to="loc_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContracts1Member" xlink:label="loc_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:to="loc_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward" xlink:label="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:to="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsToSegregatedFundsAbstract" xlink:label="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeductionsFromSegregatedFundsAbstract" xlink:label="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" xlink:label="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:to="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_C8075CD061127F2048F880E4C4C46758_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:to="loc_ifrs-full_LiabilitiesMember_C8075CD061127F2048F880E4C4C46758_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_5932B3BDE88557DEA74327D16011D4F8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:to="loc_ifrs-full_LiabilitiesMember_5932B3BDE88557DEA74327D16011D4F8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" xlink:label="loc_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesMember_5932B3BDE88557DEA74327D16011D4F8" xlink:to="loc_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_649D7FA556B8236DCAA680E4C4C4AC23_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_649D7FA556B8236DCAA680E4C4C4AC23_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_87B3D66336385EC6856AD57CEC1D5A75" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_87B3D66336385EC6856AD57CEC1D5A75" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentsForSegregatedFundHoldersMember" xlink:label="loc_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_87B3D66336385EC6856AD57CEC1D5A75" xlink:to="loc_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparatedAndMutualFunds" xlink:label="loc_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_06663AA627CC5323AC9C3843401A72B5" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_InvestmentProperty_06663AA627CC5323AC9C3843401A72B5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Mortgages" xlink:label="loc_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_4E184ABB3B265CF9B61660801F91A04B" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_Assets_4E184ABB3B265CF9B61660801F91A04B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_55FF530CB43A5411AECC599DFB56D70F" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_Liabilities_55FF530CB43A5411AECC599DFB56D70F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" xlink:label="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:to="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:to="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_9493A9B688D31E62A100970DDED53C09_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:to="loc_ifrs-full_RangesMember_9493A9B688D31E62A100970DDED53C09_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:to="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_053EF6A0275150BD8211C09BB0BA0FD3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:to="loc_ifrs-full_BottomOfRangeMember_053EF6A0275150BD8211C09BB0BA0FD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_C5D31B02C16757F0AA59F3EC03B859BA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:to="loc_ifrs-full_TopOfRangeMember_C5D31B02C16757F0AA59F3EC03B859BA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentType1Axis" xlink:label="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:to="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentTypeCategorizationMember1Domain" xlink:label="loc_slf_InvestmentTypeCategorizationMember1Domain_F80CA24159C7D4313CF1970DDED6EC57_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:to="loc_slf_InvestmentTypeCategorizationMember1Domain_F80CA24159C7D4313CF1970DDED6EC57_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentTypeCategorizationMember1Domain" xlink:label="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:to="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MoneyMarketFunds1Member" xlink:label="loc_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeFunds1Member" xlink:label="loc_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BalancedFunds1Member" xlink:label="loc_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityFunds1Member" xlink:label="loc_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds" xlink:label="loc_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:to="loc_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsFundCategoryPercentage" xlink:label="loc_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:to="loc_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SegregatedFundsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodOneMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodOneMember_9832D4A4E08061493BD151D856CC3C5C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:to="loc_slf_BorrowingsRedemptionPeriodOneMember_9832D4A4E08061493BD151D856CC3C5C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodTwoMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodTwoMember_1AA54AC316E6FCAE547151D856CDD87C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:to="loc_slf_BorrowingsRedemptionPeriodTwoMember_1AA54AC316E6FCAE547151D856CDD87C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NonCumulativePerpetualPreferenceSharesMember" xlink:label="loc_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:to="loc_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsAxis" xlink:label="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsMember" xlink:label="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:to="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsMember" xlink:label="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:to="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TierOneCapitalMember" xlink:label="loc_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:to="loc_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:to="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:to="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AnnualYieldMember" xlink:label="loc_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:to="loc_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_869B3E9E97D6E2C2BD1B51D856CF28F5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:to="loc_slf_GovernmentOfCanadaBondYieldMember_869B3E9E97D6E2C2BD1B51D856CF28F5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiveYearGovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_CDAB4A36ED0F4B3EFF8251D856D0CD7A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:to="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_CDAB4A36ED0F4B3EFF8251D856D0CD7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:to="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:to="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeExchangEableCapitalSecuritiesMember" xlink:label="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667" xlink:to="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCapitalTrustSLEECSBMember" xlink:label="loc_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:to="loc_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCapitalTrustIISEECS20091Member" xlink:label="loc_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:to="loc_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsConvertibleNumberOfEquityInstruments" xlink:label="loc_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_AF2D5C26C27B43DD867351D856D290F8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_NotionalAmount_AF2D5C26C27B43DD867351D856D290F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_5C1F169C97DCE690663651D856D38FDE" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_5C1F169C97DCE690663651D856D38FDE" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodOneMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:to="loc_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodTwoMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:to="loc_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:to="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:to="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:to="loc_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiveYearGovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:to="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:to="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:to="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" xlink:label="loc_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" xlink:label="loc_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" xlink:label="loc_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" xlink:label="loc_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeniorDebenturesMember" xlink:label="loc_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm" xlink:label="loc_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPayments" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_5704DC8D6B88654128BD4835516873BF_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_5704DC8D6B88654128BD4835516873BF_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_46D00247AB2C5EC7968B81944B4E12AE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_46D00247AB2C5EC7968B81944B4E12AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_07F2191727E35F74967E3335956988B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_46D00247AB2C5EC7968B81944B4E12AE" xlink:to="loc_slf_EmployeeStockOption1Member_07F2191727E35F74967E3335956988B3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_WeightedAverageExercisePriceAbstract" xlink:label="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:to="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:to="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:to="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:to="loc_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:to="loc_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeShareOwnershipPlanMember" xlink:label="loc_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunSharePlanMember" xlink:label="loc_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementShareBasedAwardsMember" xlink:label="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" xlink:label="loc_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_WeightedAverageFairValueShareOptionsGranted" xlink:label="loc_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:label="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xlink:label="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:type="locator" />
    <link:definitionArc order="16" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_A9AB6E586D0F220D54574835515868B5_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_A9AB6E586D0F220D54574835515868B5_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_BB8044BEF8CC59BD889CFB18C1279C49" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_BB8044BEF8CC59BD889CFB18C1279C49" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunShareUnitsAndDeferredShareUnitsDSUMember" xlink:label="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_BB8044BEF8CC59BD889CFB18C1279C49" xlink:to="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunShareUnitsMember" xlink:label="loc_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:to="loc_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredShareUnitsDSUsMember" xlink:label="loc_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:to="loc_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:label="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_B10862C58C975B69B9CB2A6A1F182DB6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_B10862C58C975B69B9CB2A6A1F182DB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_84AD6BF74EFB52D2B67FC9E28A681042" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_84AD6BF74EFB52D2B67FC9E28A681042" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" xlink:label="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:to="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:to="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:to="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeOneMember" xlink:label="loc_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeTwoMember" xlink:label="loc_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeThreeMember" xlink:label="loc_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeFourMember" xlink:label="loc_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeFiveMember" xlink:label="loc_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:to="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:to="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:to="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_D2733B09E32357B5AC459A4F1AB5BBB1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:to="loc_ifrs-full_BottomOfRangeMember_D2733B09E32357B5AC459A4F1AB5BBB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_A6287672661FD6F48AFF9A4F1AB5092E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:to="loc_ifrs-full_TopOfRangeMember_A6287672661FD6F48AFF9A4F1AB5092E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExercisePriceOfOutstandingShareOptions" xlink:label="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions" xlink:label="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_C2F888E6B929B4F439A44835515466B4_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_C2F888E6B929B4F439A44835515466B4_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_3468208D054E542FBBBAC985F5DE2965" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_3468208D054E542FBBBAC985F5DE2965" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementShareBasedAwardsMember" xlink:label="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_52CEA34CD5835C99801EF9306A5F8CAC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_3468208D054E542FBBBAC985F5DE2965" xlink:to="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_52CEA34CD5835C99801EF9306A5F8CAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_C7C9AE237B535F7EBD30F3469C309F8A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_C7C9AE237B535F7EBD30F3469C309F8A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" xlink:label="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_99D62B60605A57D7BF722F5FB6F9054C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:to="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_99D62B60605A57D7BF722F5FB6F9054C" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareCapital" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Axis" xlink:label="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:to="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Domain" xlink:label="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:to="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Domain" xlink:label="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:to="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_A2018NCIBMember" xlink:label="loc_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:to="loc_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ThirdPartyShareRepurchaseProgramMember" xlink:label="loc_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:to="loc_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_F62199D325DCBA2229E7B99180101E03" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD" xlink:to="loc_ifrs-full_OrdinarySharesMember_F62199D325DCBA2229E7B99180101E03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract" xlink:label="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughExerciseOfOptions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_2743DE9B7C43B07639C4B99180128FCB" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_2743DE9B7C43B07639C4B99180128FCB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares_67F9C04469A468298D34B99180125B09" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_PurchaseOfTreasuryShares_67F9C04469A468298D34B99180125B09" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares" xlink:label="loc_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PurchaseAndCancellationOfTreasurySharesPricePerShare" xlink:label="loc_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareCapitalNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_49E79AC7E3B33F9E956E90C83724714E_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_49E79AC7E3B33F9E956E90C83724714E_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_37971396AC285AE386B7F50971B600B2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:to="loc_ifrs-full_PreferenceSharesMember_37971396AC285AE386B7F50971B600B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:to="loc_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfShareClassSeriesAuthorised" xlink:label="loc_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfShareClassSeriesOutstanding" xlink:label="loc_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesAggregateLiquidationEntitlement" xlink:label="loc_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum" xlink:label="loc_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B" xlink:to="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries1Member" xlink:label="loc_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries2Member" xlink:label="loc_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries3Member" xlink:label="loc_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries4Member" xlink:label="loc_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries5Member" xlink:label="loc_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries10RMember" xlink:label="loc_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries11QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesDividendRatePercentage" xlink:label="loc_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidOtherSharesPerShare" xlink:label="loc_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IssuedCapitalFaceAmount" xlink:label="loc_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage" xlink:label="loc_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesRedemptionPricePerShare" xlink:label="loc_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/ShareCapitalTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPolicies" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:to="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipmentMember" xlink:label="loc_ifrs-full_PropertyPlantAndEquipmentMember_F9BC2C80A68EC1025C4899C208F80306_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:to="loc_ifrs-full_PropertyPlantAndEquipmentMember_F9BC2C80A68EC1025C4899C208F80306_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipmentMember" xlink:label="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:to="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OwnerOccupiedPropertiesMember" xlink:label="loc_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:to="loc_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember" xlink:label="loc_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:to="loc_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_CFA6E430AE860752A93299C208F92F92_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:to="loc_ifrs-full_RangesMember_CFA6E430AE860752A93299C208F92F92_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:to="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_A34B753CBE445BD0AC67C4CA93917F27" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:to="loc_ifrs-full_BottomOfRangeMember_A34B753CBE445BD0AC67C4CA93917F27" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_598D06052F5E518D96F080A8EDBFC934" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:to="loc_ifrs-full_TopOfRangeMember_598D06052F5E518D96F080A8EDBFC934" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D6974A6CD4C07C3DFB1E99C208F9DC0D_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D6974A6CD4C07C3DFB1E99C208F9DC0D_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_59FDBBCF01995813B1838A99978B4046" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_59FDBBCF01995813B1838A99978B4046" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_59FDBBCF01995813B1838A99978B4046" xlink:to="loc_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod" xlink:label="loc_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:to="loc_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" xlink:label="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:to="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesTables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SubordinatedDebt" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAfterRedemptionDateMember" xlink:label="loc_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:to="loc_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsBeforeRedemptionDateMember" xlink:label="loc_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:to="loc_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:to="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:to="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_779342AFBDAFC1E6B485764D273C4F30" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:to="loc_slf_GovernmentOfCanadaBondYieldMember_779342AFBDAFC1E6B485764D273C4F30" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianDollarOfferedRateCDORMember" xlink:label="loc_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:to="loc_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:to="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:to="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" xlink:label="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_9B1BB80A47A1D80C94EE764D273D55AD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_9B1BB80A47A1D80C94EE764D273D55AD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_9127C4FCAFC92CA6D726764D27449E70" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SubordinatedLiabilitiesMember_9127C4FCAFC92CA6D726764D27449E70" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_C1A722B0B98FAD430A80764D2744DB29" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_BorrowingsInterestRate_C1A722B0B98FAD430A80764D2744DB29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_0E8F6A74C2AB28F279B8764D27447EAE" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_Borrowings_0E8F6A74C2AB28F279B8764D27447EAE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_25D58464EC55D23526DF764D2744CCA8" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_slf_BorrowingsAtFairValue_25D58464EC55D23526DF764D2744CCA8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_1082868D2345B462EC19764D2744F11F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_1082868D2345B462EC19764D2744F11F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/Tables" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_CB837F0F636D2B0620EB44239BF23A56_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_CB837F0F636D2B0620EB44239BF23A56_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_72EB198374C359148A9FEAE40F2FD5CC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_72EB198374C359148A9FEAE40F2FD5CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_6C3D9E6F996D5CBBA720967FDB4F31A1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_DebtSecuritiesMember_6C3D9E6F996D5CBBA720967FDB4F31A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_F785C7DA331253D2B8182A703EAA8B19" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_F785C7DA331253D2B8182A703EAA8B19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_60A84CAFE8C25F7992380E60775ED536" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_DerivativesMember_60A84CAFE8C25F7992380E60775ED536" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_902E5E8BFFCF57008AC8EC8B5EA345C2" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_OtherInvestedAssetsMember_902E5E8BFFCF57008AC8EC8B5EA345C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssetsMember" xlink:label="loc_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssetsMember" xlink:label="loc_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_EDE9828F68A2099F337B43DC8F96B443_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_EDE9828F68A2099F337B43DC8F96B443_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_B0A3A895761A53E5A37DD1B0094503A6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_B0A3A895761A53E5A37DD1B0094503A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_80FACE776674563490B6239D34411038" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_80FACE776674563490B6239D34411038" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_3F1D55EFFD1D96176CCC43DC8F9622A4_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:to="loc_ifrs-full_FinancialAssetsMember_3F1D55EFFD1D96176CCC43DC8F9622A4_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:to="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_09E8EB3D12FE5A818A7607B0650000BB" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CanadianFederalGovernmentMember_09E8EB3D12FE5A818A7607B0650000BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_ED4E37A51C3F5DE784A68116BB0E874A" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_ifrs-full_DebtSecuritiesMember_ED4E37A51C3F5DE784A68116BB0E874A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_DF7D7CD54A635555A945B3F6F37592CD" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_DF7D7CD54A635555A945B3F6F37592CD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_USGovernmentAgenciesDebtSecurities1Member" xlink:label="loc_slf_USGovernmentAgenciesDebtSecurities1Member_1A2AB56BE5DF50F192BB888081EB3D3A" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_USGovernmentAgenciesDebtSecurities1Member_1A2AB56BE5DF50F192BB888081EB3D3A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignGovernmentDebtSecurities1Member" xlink:label="loc_slf_ForeignGovernmentDebtSecurities1Member_48619A19CFEF5351BCDF28E7ACA6E34A" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_ForeignGovernmentDebtSecurities1Member_48619A19CFEF5351BCDF28E7ACA6E34A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_88A6DBCAB5B759F581386C09F0FFBEC4" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CorporateDebtSecurities1Member_88A6DBCAB5B759F581386C09F0FFBEC4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CommercialMortgageBackedSecurities1Member" xlink:label="loc_slf_CommercialMortgageBackedSecurities1Member_03AB9BDB77315AE0A23A9AFBB7891B97" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CommercialMortgageBackedSecurities1Member_03AB9BDB77315AE0A23A9AFBB7891B97" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ResidentialMortgageBackedSecurities1Member" xlink:label="loc_slf_ResidentialMortgageBackedSecurities1Member_C0BCE5AC4DBA5AE8877CDF6AEE27FDF0" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_ResidentialMortgageBackedSecurities1Member_C0BCE5AC4DBA5AE8877CDF6AEE27FDF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralizedDebtObligations1Member" xlink:label="loc_slf_CollateralizedDebtObligations1Member_401FE03A482E5B2390C7CFAED20BFC4F" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CollateralizedDebtObligations1Member_401FE03A482E5B2390C7CFAED20BFC4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesOtherMember" xlink:label="loc_slf_AssetBackedSecuritiesOtherMember_E133B13461F05F60849FAF1B891BC6DD" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_AssetBackedSecuritiesOtherMember_E133B13461F05F60849FAF1B891BC6DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_55F866BD3D24D97B27B143DC8F974D71_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:to="loc_ifrs-full_LiabilitiesMember_55F866BD3D24D97B27B143DC8F974D71_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:to="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractLiabilitiesMember" xlink:label="loc_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:to="loc_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeLiabilitiesMember" xlink:label="loc_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:to="loc_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_4CB5F3CC320E21C83C4643DC8F97FB4B_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_4CB5F3CC320E21C83C4643DC8F97FB4B_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember_E702F2907A985AB0BE85AA9A2FA08E3B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:to="loc_ifrs-full_Level1OfFairValueHierarchyMember_E702F2907A985AB0BE85AA9A2FA08E3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:to="loc_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:to="loc_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_2B7679E5B443BF4DC34B43DC8F98D421_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:to="loc_ifrs-full_AggregatedMeasurementMember_2B7679E5B443BF4DC34B43DC8F98D421_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:to="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecurringFairValueMeasurementMember" xlink:label="loc_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:to="loc_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_935AC2F8904751D8BFD383D47B815CEB" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_ifrs-full_FinancialAssets_935AC2F8904751D8BFD383D47B815CEB" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofAvailableforsaleSecurities1LineItems" xlink:label="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfAvailableForSaleSecurities1Table" xlink:label="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInvestmentsMember" xlink:label="loc_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC" xlink:to="loc_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_USGovernmentAgenciesDebtSecurities1Member" xlink:label="loc_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignGovernmentDebtSecurities1Member" xlink:label="loc_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CommercialMortgageBackedSecurities1Member" xlink:label="loc_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ResidentialMortgageBackedSecurities1Member" xlink:label="loc_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralizedDebtObligations1Member" xlink:label="loc_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesOtherMember" xlink:label="loc_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DebtSecuritiesAbstract" xlink:label="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesDebtSecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquitySecuritiesAbstract" xlink:label="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesEquitySecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_8405764B3503035FC3447635F30CDF83_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:to="loc_ifrs-full_FinancialAssetsMember_8405764B3503035FC3447635F30CDF83_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:to="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_0F0B0872FC3D5EF5ACFC973E11342147" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_0F0B0872FC3D5EF5ACFC973E11342147" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_0E90F9EBBBC4560A9E25C33FE9210999" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_DebtSecuritiesMember_0E90F9EBBBC4560A9E25C33FE9210999" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_B09FC4889DBE5571B84C6A10F3743B41" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_B09FC4889DBE5571B84C6A10F3743B41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_F12266F704B2587E95BEFEDD1243A68B" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_MortgagesAndLoansMember_F12266F704B2587E95BEFEDD1243A68B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_F541874F1D105AD98EB67DEECF998694" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_DerivativesMember_F541874F1D105AD98EB67DEECF998694" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_E4ECC697B3D7568DA9AAAFD6F745681D" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_OtherInvestedAssetsMember_E4ECC697B3D7568DA9AAAFD6F745681D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PolicyLoans1Member" xlink:label="loc_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_C5BDC831AB906D9B78277635F30D864A_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_C5BDC831AB906D9B78277635F30D864A_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_39AE0B9459B652D998C35AD182CAA3C8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_39AE0B9459B652D998C35AD182CAA3C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_5CAA1E5B2B4E54E18A984F6AD0916716" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_5CAA1E5B2B4E54E18A984F6AD0916716" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_6D25094963E755B3843EDBB392873058" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_FinancialAssets_6D25094963E755B3843EDBB392873058" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_E028C1EA34855EA2A286B0DD2CEB84BD" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_E028C1EA34855EA2A286B0DD2CEB84BD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_3AB9AF154BF25A54826218DA98A15728" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_slf_InvestedAssets_3AB9AF154BF25A54826218DA98A15728" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherNonfinancialAssets" xlink:label="loc_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_91FCE964B4D11036B3975298A45E403E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_ifrs-full_DebtSecuritiesMember_91FCE964B4D11036B3975298A45E403E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquitySecurities1Member" xlink:label="loc_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets" xlink:label="loc_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInAssetFairValueInvestmentProperty" xlink:label="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GainLossonTerminationofLease" xlink:label="loc_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_84EB3295C175B0A51AD043DC8F6D8F75_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_84EB3295C175B0A51AD043DC8F6D8F75_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_DDB45CAFA6A05F0FBCF3B74F54FC60C6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_ifrs-full_DerivativesMember_DDB45CAFA6A05F0FBCF3B74F54FC60C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignExchangeContract1Member" xlink:label="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherContract1Member" xlink:label="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_F377C7E76ABC34F0D87B43DC8F6D1824_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:to="loc_ifrs-full_FinancialAssetsMember_F377C7E76ABC34F0D87B43DC8F6D1824_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:to="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_0C72018B255A5840B07D198293B2F5DA" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:to="loc_ifrs-full_InterestRateSwapContractMember_0C72018B255A5840B07D198293B2F5DA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignExchangeContract1Member" xlink:label="loc_slf_ForeignExchangeContract1Member_A35A1E3BC6A05AC5A2CCD6FE05F5F406" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:to="loc_slf_ForeignExchangeContract1Member_A35A1E3BC6A05AC5A2CCD6FE05F5F406" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherContract1Member" xlink:label="loc_slf_OtherContract1Member_54245D3C84D75155B7EDA99517BD4EC5" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:to="loc_slf_OtherContract1Member_54245D3C84D75155B7EDA99517BD4EC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_C6A7D077D66956A69D67357D4A531459" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_C6A7D077D66956A69D67357D4A531459" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_EA649649E7335AEE992DF371E1667E2F" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_EA649649E7335AEE992DF371E1667E2F" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_EC3A4270CD54E5B45AB243DC8F6A1AF8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_EC3A4270CD54E5B45AB243DC8F6A1AF8_2EA7B72B680F56C598A43AEB3EB5920F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsMember" xlink:label="loc_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FairValueHedgesMember" xlink:label="loc_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowHedgesMember" xlink:label="loc_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_F24C46BB354C52AA89204F2D719A494C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_F24C46BB354C52AA89204F2D719A494C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:type="extended" />
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioAxis" xlink:label="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:to="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20_default" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:to="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioForecast1Member" xlink:label="loc_slf_ScenarioForecast1Member_1AE30DF9F181B17254A19A4F1D74DEF4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20" xlink:to="loc_slf_ScenarioForecast1Member_1AE30DF9F181B17254A19A4F1D74DEF4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:to="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:to="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DiscountedCashFlowMember" xlink:label="loc_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723" xlink:to="loc_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentPropertiesMember" xlink:label="loc_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761" xlink:to="loc_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_5042FAB50540B2A994D69A4F1D748218" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_5042FAB50540B2A994D69A4F1D748218" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_F10F3EE49C319BF38DBC9A4F1D74B8DD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_F10F3EE49C319BF38DBC9A4F1D74B8DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritiesLendingCollateralMember" xlink:label="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3" xlink:to="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritizedMortgagesMember" xlink:label="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9" xlink:to="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInvestmentPropertyAxis" xlink:label="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:to="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:to="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RetailAndOfficePropertiesMember" xlink:label="loc_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:to="loc_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialPropertiesMember" xlink:label="loc_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:to="loc_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:to="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:to="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_507917E4EA142EE32B149A4F1D849276" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:to="loc_ifrs-full_BottomOfRangeMember_507917E4EA142EE32B149A4F1D849276" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_19F23C9C6CAD6C032B9C9A4F1D840119" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:to="loc_ifrs-full_TopOfRangeMember_19F23C9C6CAD6C032B9C9A4F1D840119" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageMember" xlink:label="loc_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:to="loc_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:to="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:to="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_DB0BB195DF1B8114D9879A4F1D84AF22" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_MortgagesAndLoansMember_DB0BB195DF1B8114D9879A4F1D84AF22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetbackedFinancingsMember" xlink:label="loc_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_F93477DC57791FE169D19A4F1D840E9E" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_MortgagesMember_F93477DC57791FE169D19A4F1D840E9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" xlink:label="loc_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueMember_356A33A67092BFD8559F9A4F1D849381" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueMember_356A33A67092BFD8559F9A4F1D849381" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritizedMortgagesMember" xlink:label="loc_slf_SecuritizedMortgagesMember_D81F0B81FEDD315ECDE79A4F1D844E7D" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_SecuritizedMortgagesMember_D81F0B81FEDD315ECDE79A4F1D844E7D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" xlink:label="loc_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetRepurchaseAgreementTransferredAssetsMember" xlink:label="loc_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SecuritiesLendingMember" xlink:label="loc_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritiesLendingCollateralMember" xlink:label="loc_slf_SecuritiesLendingCollateralMember_B29E0F791F717A7F7D539A4F1D843410" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_SecuritiesLendingCollateralMember_B29E0F791F717A7F7D539A4F1D843410" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Loans1Member" xlink:label="loc_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember_DA615ABBE468481422159A4F1D84C1FE" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:to="loc_ifrs-full_Level2OfFairValueHierarchyMember_DA615ABBE468481422159A4F1D84C1FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_019FA3E17447DF5FE5549A4F1D84FCD8" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:to="loc_ifrs-full_Level3OfFairValueHierarchyMember_019FA3E17447DF5FE5549A4F1D84FCD8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets" xlink:label="loc_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot" xlink:label="loc_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GrowthRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LongTermVacancyRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets" xlink:label="loc_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DiscountRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome" xlink:label="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:type="locator" />
    <link:definitionArc order="11" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_1ADE7FF370FCCDF533419A4F1D8485CB" xlink:type="locator" />
    <link:definitionArc order="12" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialAssets_1ADE7FF370FCCDF533419A4F1D8485CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:type="locator" />
    <link:definitionArc order="13" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:type="locator" />
    <link:definitionArc order="14" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod" xlink:label="loc_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:type="locator" />
    <link:definitionArc order="15" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1" xlink:label="loc_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:type="locator" />
    <link:definitionArc order="16" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_028139F79928735304109A4F1D8472E9" xlink:type="locator" />
    <link:definitionArc order="17" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_028139F79928735304109A4F1D8472E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:type="locator" />
    <link:definitionArc order="18" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:type="locator" />
    <link:definitionArc order="19" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCollateralOnSecurities" xlink:label="loc_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:type="locator" />
    <link:definitionArc order="20" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:type="arc" xbrldt:closed="true" xbrldt:contextElement="segment" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LeasingCommissionsAndTenantInducementsMember" xlink:label="loc_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E" xlink:to="loc_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_0561DF6B5F9E90B7648351D5D3149172" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_0561DF6B5F9E90B7648351D5D3149172" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_AA18565B95C91D183E9451D5D3148DF1" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_AA18565B95C91D183E9451D5D3148DF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:to="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:to="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecurringFairValueMeasurementMember" xlink:label="loc_ifrs-full_RecurringFairValueMeasurementMember_744B09382D225EC1A08C51D5D315D107" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C" xlink:to="loc_ifrs-full_RecurringFairValueMeasurementMember_744B09382D225EC1A08C51D5D315D107" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_E9F2618E9237A74C796C51D5D3165664" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_ifrs-full_DebtSecuritiesMember_E9F2618E9237A74C796C51D5D3165664" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_09768F3AEA92B92E28F451D5D316C925" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_09768F3AEA92B92E28F451D5D316C925" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_2A54DB0889E833783EC451D5D3167C0D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_slf_OtherInvestedAssetsMember_2A54DB0889E833783EC451D5D3167C0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_A497D4D9EB4DD4B6D95251D5D31753D4" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_ifrs-full_InvestmentPropertyMember_A497D4D9EB4DD4B6D95251D5D31753D4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssetsMember" xlink:label="loc_slf_InvestedAssetsMember_4422810A05758889B40251D5D317422A" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_slf_InvestedAssetsMember_4422810A05758889B40251D5D317422A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssetsMember" xlink:label="loc_slf_SeparateAccountAssetsMember_8535CB9C54A7F4009FA651D5D317E6A7" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_slf_SeparateAccountAssetsMember_8535CB9C54A7F4009FA651D5D317E6A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028_default" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028_default" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_3193C83D335EFDD5F56C51D5D3179A28" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028" xlink:to="loc_ifrs-full_Level3OfFairValueHierarchyMember_3193C83D335EFDD5F56C51D5D3179A28" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInFairValueMeasurementAssetsAbstract" xlink:label="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:type="locator" />
    <link:definitionArc order="1" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchasesFairValueMeasurementAssets" xlink:label="loc_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SalesFairValueMeasurementAssets" xlink:label="loc_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SettlementsFairValueMeasurementAssets" xlink:label="loc_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:type="locator" />
    <link:definitionArc order="7" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:type="locator" />
    <link:definitionArc order="8" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignCurrencyTranslationFairValueMeasurementAssets" xlink:label="loc_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:type="locator" />
    <link:definitionArc order="9" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:type="locator" />
    <link:definitionArc order="10" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_6D3332395246954D8CBB51D5D31B1D71" xlink:type="locator" />
    <link:definitionArc order="2" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_6D3332395246954D8CBB51D5D31B1D71" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInAssetFairValueInvestmentProperty" xlink:label="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_022DD8336A8BCB158E8751D5D31BD74D" xlink:type="locator" />
    <link:definitionArc order="3" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_022DD8336A8BCB158E8751D5D31BD74D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevaluationSurplus" xlink:label="loc_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:type="locator" />
    <link:definitionArc order="4" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:type="locator" />
    <link:definitionArc order="5" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:type="locator" />
    <link:definitionArc order="6" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:type="arc" />
  </link:definitionLink>
  <link:definitionLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:type="extended" />
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>13
<FILENAME>slf-20181231_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no" ?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F_label_en-US" xlink:label="lab_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Benefits [Abstract]</link:label>
    <link:label id="lab_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F_documentation_en-US" xlink:label="lab_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee Benefits [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:to="lab_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of defined benefit plans [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of defined benefit plans [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B_terseLabel_en-US" xlink:label="lab_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined benefit plans [axis]</link:label>
    <link:label id="lab_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B_label_en-US" xlink:label="lab_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined benefit plans [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:to="lab_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677_terseLabel_en-US" xlink:label="lab_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined benefit plans [member]</link:label>
    <link:label id="lab_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677_label_en-US" xlink:label="lab_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined benefit plans [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:to="lab_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:type="arc"/>
    <link:label id="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F_terseLabel_en-US" xlink:label="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension</link:label>
    <link:label id="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F_label_en-US" xlink:label="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension Plans Defined Benefit1 [Member]</link:label>
    <link:label id="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F_documentation_en-US" xlink:label="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pension Plans Defined Benefit [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:to="lab_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:type="arc"/>
    <link:label id="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60_terseLabel_en-US" xlink:label="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other post-retirement</link:label>
    <link:label id="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60_label_en-US" xlink:label="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Postretirement Benefits Plan1 [Member]</link:label>
    <link:label id="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60_documentation_en-US" xlink:label="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Postretirement Benefits Plan [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:to="lab_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of defined benefit plans [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of defined benefit plans [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current service cost</link:label>
    <link:label id="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF_label_en-US" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current service cost, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:to="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest expense (income)</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense (income), net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:to="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED_negatedLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Settlement losses (gains)(1)</link:label>
    <link:label id="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED_label_en-US" xlink:label="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) arising from settlements, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:to="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:type="arc"/>
    <link:label id="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904_terseLabel_en-US" xlink:label="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan amendments</link:label>
    <link:label id="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904_label_en-US" xlink:label="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Amendment, Net Defined Benefit Liability (Asset)</link:label>
    <link:label id="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904_documentation_en-US" xlink:label="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Plan Amendment, Net Defined Benefit Liability (Asset)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAmendmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:to="lab_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:type="arc"/>
    <link:label id="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E_terseLabel_en-US" xlink:label="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Termination benefits</link:label>
    <link:label id="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E_label_en-US" xlink:label="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Termination Benefits Expense, Net Defined Benefit Liability (Asset)</link:label>
    <link:label id="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E_documentation_en-US" xlink:label="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Termination Benefits Expense, Net Defined Benefit Liability (Asset)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:to="lab_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:type="arc"/>
    <link:label id="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C_negatedTerseLabel_en-US" xlink:label="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other long-term employee benefit losses (gains)</link:label>
    <link:label id="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C_label_en-US" xlink:label="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Long-Term Employee Benefit Gains (Losses), Net Defined Benefit Liability (Asset)</link:label>
    <link:label id="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C_documentation_en-US" xlink:label="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Long-Term Employee Benefit Gains (Losses), Net Defined Benefit Liability (Asset)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:to="lab_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20_terseLabel_en-US" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net benefit expense</link:label>
    <link:label id="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20_label_en-US" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Post-employment benefit expense, defined benefit plans</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:to="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialInstrumentsAbstract_29F3A1A90B323478C9BD4835537D61AF_label_en-US" xlink:label="lab_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instruments [Abstract]</link:label>
    <link:label id="lab_slf_FinancialInstrumentsAbstract_29F3A1A90B323478C9BD4835537D61AF_documentation_en-US" xlink:label="lab_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Instruments [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:to="lab_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_848B1C529B9A2D1BEECB4835537DF39A_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_848B1C529B9A2D1BEECB4835537DF39A_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B489D9216AB648DDC94A4835537D076B_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B489D9216AB648DDC94A4835537D076B_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:to="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesMember_85925847657894AA546A4835537DC71C_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, class [member]</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesMember_85925847657894AA546A4835537DC71C_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities, class [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:to="lab_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E8251B34C613AFB441C64835537D70FD_terseLabel_en-US" xlink:label="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities without DPF</link:label>
    <link:label id="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E8251B34C613AFB441C64835537D70FD_label_en-US" xlink:label="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Contracts Liabilities WIthout Discretionary Participation Features [Member]</link:label>
    <link:label id="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E8251B34C613AFB441C64835537D70FD_documentation_en-US" xlink:label="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Contracts Liabilities WIthout Discretionary Participation Features [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:to="lab_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_7099A6F80CE6CEF63E374835537D281C_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_7099A6F80CE6CEF63E374835537D281C_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesCategoryMember_F7AF91DA6CD1A95177294835537D6E01_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, category [member]</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesCategoryMember_F7AF91DA6CD1A95177294835537D6E01_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities, category [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:to="lab_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_1758C037993EC1C9CE334835537D77B3_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Measured at fair value</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_1758C037993EC1C9CE334835537D77B3_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss, category [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_73F1A0567BE67758FECD4835537DD008_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Measured at amortized cost</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_73F1A0567BE67758FECD4835537DD008_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at amortised cost, category [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_67B01C7CF7B182769D5F4835537DC2F8_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_67B01C7CF7B182769D5F4835537DC2F8_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:type="arc"/>
    <link:label id="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_70CFBA1EEF2C3B9431AF4835537D63F8_terseLabel_en-US" xlink:label="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation Of Changes In Financial Liabilities [Roll Forward]</link:label>
    <link:label id="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_70CFBA1EEF2C3B9431AF4835537D63F8_label_en-US" xlink:label="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation Of Changes In Financial Liabilities [Roll Forward]</link:label>
    <link:label id="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_70CFBA1EEF2C3B9431AF4835537D63F8_documentation_en-US" xlink:label="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reconciliation Of Changes In Financial Liabilities [Roll Forward]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward" xlink:label="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="lab_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilities_287E71E43FE839C600D24835537DA732_periodStartLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities, beginning balance</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilities_287E71E43FE839C600D24835537DA732_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:to="lab_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_91A730DA5C253C8601464835537D0361_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_91A730DA5C253C8601464835537D0361_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Deposits</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_91A730DA5C253C8601464835537D0361_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Deposits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseDeposits" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_0AF4C62C1C076DEEB46C4835537D58B0_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_0AF4C62C1C076DEEB46C4835537D58B0_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Interest</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_0AF4C62C1C076DEEB46C4835537D58B0_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Interest</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseInterest" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_EC6433B57FD1D083EFC54835537EAFC6_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Withdrawals</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_EC6433B57FD1D083EFC54835537EAFC6_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Withdrawals</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_EC6433B57FD1D083EFC54835537EAFC6_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Withdrawals</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_3D0F98708CEF04EBDC9B4835537EB207_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fees</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_3D0F98708CEF04EBDC9B4835537EB207_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Fees</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_3D0F98708CEF04EBDC9B4835537EB207_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Fees</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseFees" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_B471BCDCF88D5CC182544835537E1B78_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_B471BCDCF88D5CC182544835537E1B78_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Other</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_B471BCDCF88D5CC182544835537E1B78_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Other</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseOther" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_FC032BEAAA62876671D7484F6E6525B7_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in assumptions</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_FC032BEAAA62876671D7484F6E6525B7_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Change In Assumptions</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_FC032BEAAA62876671D7484F6E6525B7_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Change In Assumptions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_ABE41CE2076C851785764835537EF88A_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movements</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_ABE41CE2076C851785764835537EF88A_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Foreign Exchange Rate Movements</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_ABE41CE2076C851785764835537EF88A_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Foreign Exchange Rate Movements</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilities_C84946FC6FFDBE3436524835537E25C0_periodEndLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities_6A8F19DA9D6F54FA9E85690806A4E166" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities, ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_6A8F19DA9D6F54FA9E85690806A4E166" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilities_6A8F19DA9D6F54FA9E85690806A4E166" xlink:to="lab_ifrs-full_FinancialLiabilities_6A8F19DA9D6F54FA9E85690806A4E166" xlink:type="arc"/>
    <link:label id="lab_slf_FairValueMeasurementAbstract_A429685183BB369652E24E6558A7ABCB_label_en-US" xlink:label="lab_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement [Abstract]</link:label>
    <link:label id="lab_slf_FairValueMeasurementAbstract_A429685183BB369652E24E6558A7ABCB_documentation_en-US" xlink:label="lab_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Measurement [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="lab_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnCashAndCashEquivalents_2AF56A836208C85A139F4E6558A73478_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash, cash equivalents and short-term securities</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnCashAndCashEquivalents_2AF56A836208C85A139F4E6558A73478_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on cash and cash equivalents</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:to="lab_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_9A27597CFA7A6EA1CA714E6558A7C093_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities &#x2013; fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_9A27597CFA7A6EA1CA714E6558A7C093_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on financial assets designated at fair value through profit or loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss" xlink:label="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:to="lab_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_4A9EE3C745C3305788964E6558A74CD4_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities &#x2013; available-for-sale</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_4A9EE3C745C3305788964E6558A74CD4_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on available-for-sale financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets" xlink:label="loc_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:to="lab_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_2BD4D4F1B5CA06CACDA64E6558A81FE0_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages and loans</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_2BD4D4F1B5CA06CACDA64E6558A81FE0_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on loans and advances to customers</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:to="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:type="arc"/>
    <link:label id="lab_slf_InterestIncomeOnDerivativeInstruments_CFDF820FBC22C0B996BB4E6558A86579_terseLabel_en-US" xlink:label="lab_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative investments</link:label>
    <link:label id="lab_slf_InterestIncomeOnDerivativeInstruments_CFDF820FBC22C0B996BB4E6558A86579_label_en-US" xlink:label="lab_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income On Derivative Instruments</link:label>
    <link:label id="lab_slf_InterestIncomeOnDerivativeInstruments_CFDF820FBC22C0B996BB4E6558A86579_documentation_en-US" xlink:label="lab_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Income On Derivative Instruments</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestIncomeOnDerivativeInstruments" xlink:label="loc_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:to="lab_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:type="arc"/>
    <link:label id="lab_slf_InterestIncomeOnPolicyLoans_78207FBEB4D3F3C0CE064E6558A85A59_terseLabel_en-US" xlink:label="lab_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Policy loans</link:label>
    <link:label id="lab_slf_InterestIncomeOnPolicyLoans_78207FBEB4D3F3C0CE064E6558A85A59_label_en-US" xlink:label="lab_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income On Policy Loans</link:label>
    <link:label id="lab_slf_InterestIncomeOnPolicyLoans_78207FBEB4D3F3C0CE064E6558A85A59_documentation_en-US" xlink:label="lab_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Income On Policy Loans</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestIncomeOnPolicyLoans" xlink:label="loc_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:to="lab_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RevenueFromInterest_70A0567EACDC124B21814E6558A84209_totalLabel_en-US" xlink:label="lab_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest income</link:label>
    <link:label id="lab_ifrs-full_RevenueFromInterest_70A0567EACDC124B21814E6558A84209_label_en-US" xlink:label="lab_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevenueFromInterest" xlink:label="loc_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:to="lab_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:type="arc"/>
    <link:label id="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_CE3B7BBE2D46091A27E74E6558A82D2A_terseLabel_en-US" xlink:label="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities &#x2013; dividends on fair value through profit or loss</link:label>
    <link:label id="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_CE3B7BBE2D46091A27E74E6558A82D2A_label_en-US" xlink:label="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends Recognised For Investments n Equity Instruments Designated As Fair Value Through Profit Or Loss</link:label>
    <link:label id="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_CE3B7BBE2D46091A27E74E6558A82D2A_documentation_en-US" xlink:label="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividends Recognised For Investments n Equity Instruments Designated As Fair Value Through Profit Or Loss</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss" xlink:label="loc_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:to="lab_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:type="arc"/>
    <link:label id="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_246849B30FC2785CB7334E6558A87221_terseLabel_en-US" xlink:label="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities &#x2013; dividends on available-for-sale</link:label>
    <link:label id="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_246849B30FC2785CB7334E6558A87221_label_en-US" xlink:label="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends Recognised For Investments In Equity Instruments Designated As Available For Sale</link:label>
    <link:label id="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_246849B30FC2785CB7334E6558A87221_documentation_en-US" xlink:label="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividends Recognised For Investments In Equity Instruments Designated As Available For Sale</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale" xlink:label="loc_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:to="lab_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RentalIncomeFromInvestmentProperty_6163305ABF7CED6C98004E6558A8EF34_terseLabel_en-US" xlink:label="lab_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment properties rental income(1)</link:label>
    <link:label id="lab_ifrs-full_RentalIncomeFromInvestmentProperty_6163305ABF7CED6C98004E6558A8EF34_label_en-US" xlink:label="lab_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Rental income from investment property</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RentalIncomeFromInvestmentProperty" xlink:label="loc_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:to="lab_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_93EB9BA7E92F381E25484E6558A8D645_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Investment properties expenses</link:label>
    <link:label id="lab_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_93EB9BA7E92F381E25484E6558A8D645_label_en-US" xlink:label="lab_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct operating expense from investment property generating rental income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome" xlink:label="loc_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:to="lab_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherIncome_F71B848198BA90F9BF484E6558A87031_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other income</link:label>
    <link:label id="lab_ifrs-full_OtherIncome_F71B848198BA90F9BF484E6558A87031_label_en-US" xlink:label="lab_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherIncome" xlink:label="loc_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:to="lab_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentExpenseAndTax_919BCA15DFD9C93BB9A24E6558A86403_negatedTerseLabel_en-US" xlink:label="lab_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Investment expenses and taxes</link:label>
    <link:label id="lab_slf_InvestmentExpenseAndTax_919BCA15DFD9C93BB9A24E6558A86403_label_en-US" xlink:label="lab_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Expense And Tax</link:label>
    <link:label id="lab_slf_InvestmentExpenseAndTax_919BCA15DFD9C93BB9A24E6558A86403_documentation_en-US" xlink:label="lab_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Expense And Tax</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentExpenseAndTax" xlink:label="loc_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:to="lab_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:type="arc"/>
    <link:label id="lab_slf_InterestAndInvestmentIncome_67DFF45F7E28F0E54C3E4E6CCCE7D2AA_totalLabel_en-US" xlink:label="lab_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net investment income (loss)</link:label>
    <link:label id="lab_slf_InterestAndInvestmentIncome_67DFF45F7E28F0E54C3E4E6CCCE7D2AA_label_en-US" xlink:label="lab_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest And Investment Income</link:label>
    <link:label id="lab_slf_InterestAndInvestmentIncome_67DFF45F7E28F0E54C3E4E6CCCE7D2AA_documentation_en-US" xlink:label="lab_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest And Investment Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestAndInvestmentIncome" xlink:label="loc_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:to="lab_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_F7AC6C0081DAA176945A4835530BE3B2_verboseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Senior Debentures and Innovative Capital Instruments</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_F7AC6C0081DAA176945A4835530BE3B2_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of borrowings [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:to="lab_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_F92D1E8AD2DC0C39072324B4BED818D6_label_en-US" xlink:label="lab_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_56CE7B2D7DA75B619A47508A0EA761E1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Analysis of income and expense [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_56CE7B2D7DA75B619A47508A0EA761E1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_56CE7B2D7DA75B619A47508A0EA761E1" xlink:to="lab_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_56CE7B2D7DA75B619A47508A0EA761E1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_F327361C7BA6C8FA10DF24B4BED849AA_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee Income</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_F327361C7BA6C8FA10DF24B4BED849AA_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fee and commission income (expense) [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:to="lab_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:type="arc"/>
    <link:label id="lab_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_731E678E4FF163E20C9E483550F126B0_label_en-US" xlink:label="lab_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Provisions, Contingent Liabilities And Contingent Assets [Abstract]</link:label>
    <link:label id="lab_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_731E678E4FF163E20C9E483550F126B0_documentation_en-US" xlink:label="lab_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Provisions, Contingent Liabilities And Contingent Assets [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" xlink:label="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:to="lab_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:type="arc"/>
    <link:label id="lab_dei_EntitiesTable_41F9E91EE8FD98B9D1F4483550F15CAC_terseLabel_en-US" xlink:label="lab_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entities [Table]</link:label>
    <link:label id="lab_dei_EntitiesTable_41F9E91EE8FD98B9D1F4483550F15CAC_label_en-US" xlink:label="lab_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entities [Table]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntitiesTable" xlink:label="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:to="lab_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:type="arc"/>
    <link:label id="lab_slf_LitigationStatus1Axis_D7C0BC6C9B006B5EB23F483550F12D26_terseLabel_en-US" xlink:label="lab_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Litigation Status [Axis]</link:label>
    <link:label id="lab_slf_LitigationStatus1Axis_D7C0BC6C9B006B5EB23F483550F12D26_label_en-US" xlink:label="lab_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Litigation Status1 [Axis]</link:label>
    <link:label id="lab_slf_LitigationStatus1Axis_D7C0BC6C9B006B5EB23F483550F12D26_documentation_en-US" xlink:label="lab_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Litigation Status1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Axis" xlink:label="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:to="lab_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:type="arc"/>
    <link:label id="lab_slf_LitigationStatus1Domain_35528E147CD2C12A33E5483550F19C65_terseLabel_en-US" xlink:label="lab_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Litigation Status [Domain]</link:label>
    <link:label id="lab_slf_LitigationStatus1Domain_35528E147CD2C12A33E5483550F19C65_label_en-US" xlink:label="lab_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Litigation Status1 [Domain]</link:label>
    <link:label id="lab_slf_LitigationStatus1Domain_35528E147CD2C12A33E5483550F19C65_documentation_en-US" xlink:label="lab_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Litigation Status1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Domain" xlink:label="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:to="lab_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:type="arc"/>
    <link:label id="lab_slf_PendingLitigation1Member_32A798FDFCA645DDB5BB483550F29F9B_terseLabel_en-US" xlink:label="lab_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pending Litigation</link:label>
    <link:label id="lab_slf_PendingLitigation1Member_32A798FDFCA645DDB5BB483550F29F9B_label_en-US" xlink:label="lab_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pending Litigation1 [Member]</link:label>
    <link:label id="lab_slf_PendingLitigation1Member_32A798FDFCA645DDB5BB483550F29F9B_documentation_en-US" xlink:label="lab_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pending Litigation1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PendingLitigation1Member" xlink:label="loc_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:to="lab_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:type="arc"/>
    <link:label id="lab_dei_EntityInformationLineItems_046E86D08EA52BFC19F5483550F287D6_terseLabel_en-US" xlink:label="lab_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:label id="lab_dei_EntityInformationLineItems_046E86D08EA52BFC19F5483550F287D6_label_en-US" xlink:label="lab_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityInformationLineItems" xlink:label="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:to="lab_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:type="arc"/>
    <link:label id="lab_slf_LossContingencyPendingClaimsNumber1_813C9543BB8F973A7DB4483550F297C3_terseLabel_en-US" xlink:label="lab_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of putative class action lawsuits</link:label>
    <link:label id="lab_slf_LossContingencyPendingClaimsNumber1_813C9543BB8F973A7DB4483550F297C3_label_en-US" xlink:label="lab_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loss Contingency, Pending Claims, Number1</link:label>
    <link:label id="lab_slf_LossContingencyPendingClaimsNumber1_813C9543BB8F973A7DB4483550F297C3_documentation_en-US" xlink:label="lab_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loss Contingency, Pending Claims, Number1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LossContingencyPendingClaimsNumber1" xlink:label="loc_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:to="lab_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxesAbstract_80AF416F89A7661B94014835514B1C15_label_en-US" xlink:label="lab_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Taxes [Abstract]</link:label>
    <link:label id="lab_slf_IncomeTaxesAbstract_80AF416F89A7661B94014835514B1C15_documentation_en-US" xlink:label="lab_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Taxes [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:to="lab_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_73ADC8335B96B4F6A3BD4835514B75C9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_73ADC8335B96B4F6A3BD4835514B75C9_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_63900999234BBF605DE74835514BDBE3_terseLabel_en-US" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [axis]</link:label>
    <link:label id="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_63900999234BBF605DE74835514BDBE3_label_en-US" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:to="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_932AC2698E726C9F30844835514C74BC_terseLabel_en-US" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [member]</link:label>
    <link:label id="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_932AC2698E726C9F30844835514C74BC_label_en-US" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:type="arc"/>
    <link:label id="lab_slf_Investments1Member_C9AD4622D427B9FE671F4835514C4AE5_terseLabel_en-US" xlink:label="lab_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments</link:label>
    <link:label id="lab_slf_Investments1Member_C9AD4622D427B9FE671F4835514C4AE5_label_en-US" xlink:label="lab_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments1 [Member]</link:label>
    <link:label id="lab_slf_Investments1Member_C9AD4622D427B9FE671F4835514C4AE5_documentation_en-US" xlink:label="lab_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investments1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_Investments1Member" xlink:label="loc_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:to="lab_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:type="arc"/>
    <link:label id="lab_slf_OtherPolicyLiabilitiesMember_6A9A8EDAAEE4C0A73E634835514CDDA3_terseLabel_en-US" xlink:label="lab_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Policy liabilities</link:label>
    <link:label id="lab_slf_OtherPolicyLiabilitiesMember_6A9A8EDAAEE4C0A73E634835514CDDA3_label_en-US" xlink:label="lab_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Policy Liabilities [Member]</link:label>
    <link:label id="lab_slf_OtherPolicyLiabilitiesMember_6A9A8EDAAEE4C0A73E634835514CDDA3_documentation_en-US" xlink:label="lab_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Policy Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:to="lab_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:type="arc"/>
    <link:label id="lab_slf_DeferredAcquisitionCostsMember_04B9C4A30620BA4EECFC4835514C5F09_terseLabel_en-US" xlink:label="lab_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred acquisition costs</link:label>
    <link:label id="lab_slf_DeferredAcquisitionCostsMember_04B9C4A30620BA4EECFC4835514C5F09_label_en-US" xlink:label="lab_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Acquisition Costs [Member]</link:label>
    <link:label id="lab_slf_DeferredAcquisitionCostsMember_04B9C4A30620BA4EECFC4835514C5F09_documentation_en-US" xlink:label="lab_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Acquisition Costs [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsMember" xlink:label="loc_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:to="lab_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_UnusedTaxLossesMember_E952B717952FA95311054835514C4D86_terseLabel_en-US" xlink:label="lab_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Losses available for carry forward</link:label>
    <link:label id="lab_ifrs-full_UnusedTaxLossesMember_E952B717952FA95311054835514C4D86_label_en-US" xlink:label="lab_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unused tax losses [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:to="lab_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:type="arc"/>
    <link:label id="lab_slf_PensionAndOtherEmployeeBenefitsMember_358A71C8FED23C067A624835514CA7B1_terseLabel_en-US" xlink:label="lab_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension and other employee benefits</link:label>
    <link:label id="lab_slf_PensionAndOtherEmployeeBenefitsMember_358A71C8FED23C067A624835514CA7B1_label_en-US" xlink:label="lab_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension And Other Employee Benefits [Member]</link:label>
    <link:label id="lab_slf_PensionAndOtherEmployeeBenefitsMember_358A71C8FED23C067A624835514CA7B1_documentation_en-US" xlink:label="lab_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pension And Other Employee Benefits [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionAndOtherEmployeeBenefitsMember" xlink:label="loc_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:to="lab_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherTemporaryDifferencesMember_D12F97932F615E2290D04835514CFE35_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_OtherTemporaryDifferencesMember_D12F97932F615E2290D04835514CFE35_label_en-US" xlink:label="lab_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other temporary differences [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTemporaryDifferencesMember" xlink:label="loc_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:to="lab_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_B507BBF24F190A3B6B3B4835514C63C7_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_B507BBF24F190A3B6B3B4835514C63C7_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxAssets_9C474F2724DBE354554C4835514C09B5_verboseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax assets</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxAssets_9C474F2724DBE354554C4835514C09B5_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:to="lab_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilities_1A53A4C0B1952CDD64234835514CA46A_verboseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilities_1A53A4C0B1952CDD64234835514CA46A_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:to="lab_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NetDeferredTaxAssets_BAD3A656A72DBF68278E4835514CBE71_totalLabel_en-US" xlink:label="lab_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total net deferred tax asset</link:label>
    <link:label id="lab_ifrs-full_NetDeferredTaxAssets_BAD3A656A72DBF68278E4835514CBE71_label_en-US" xlink:label="lab_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net deferred tax assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDeferredTaxAssets" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:to="lab_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_BFABCF0DDB9EF137337A493947DE2279_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_A0CE809ECE885F57B0F0A480420DF152" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_A0CE809ECE885F57B0F0A480420DF152" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_A0CE809ECE885F57B0F0A480420DF152" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_A0CE809ECE885F57B0F0A480420DF152" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable_DF9826E4B0462142BDAF493947E07769_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of external credit grades [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable_DF9826E4B0462142BDAF493947E07769_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of external credit grades [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfFinancialAssetsAxis_08E2EF37EAABDE057AEA493947E1688D_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfFinancialAssetsAxis_08E2EF37EAABDE057AEA493947E1688D_label_en-US" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of financial assets [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:to="lab_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsTypeMember_75B9B6BE0BC9A70C924E493947E1FD77_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, type [member]</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsTypeMember_75B9B6BE0BC9A70C924E493947E1FD77_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, type [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:to="lab_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:type="arc"/>
    <link:label id="lab_slf_SingleNameCreditDefaultSwapContractMember_2FA5E5B705A406E75F13493947E1E3EC_terseLabel_en-US" xlink:label="lab_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Single name CDS contracts</link:label>
    <link:label id="lab_slf_SingleNameCreditDefaultSwapContractMember_2FA5E5B705A406E75F13493947E1E3EC_label_en-US" xlink:label="lab_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Single Name Credit Default Swap Contract [Member]</link:label>
    <link:label id="lab_slf_SingleNameCreditDefaultSwapContractMember_2FA5E5B705A406E75F13493947E1E3EC_documentation_en-US" xlink:label="lab_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Single Name Credit Default Swap Contract [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleNameCreditDefaultSwapContractMember" xlink:label="loc_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:to="lab_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:type="arc"/>
    <link:label id="lab_slf_CreditDefaultSwapIndexContractMember_03D32071EEA532629502493947E224AE_terseLabel_en-US" xlink:label="lab_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CDS index contracts</link:label>
    <link:label id="lab_slf_CreditDefaultSwapIndexContractMember_03D32071EEA532629502493947E224AE_label_en-US" xlink:label="lab_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Default Swap Index Contract [Member]</link:label>
    <link:label id="lab_slf_CreditDefaultSwapIndexContractMember_03D32071EEA532629502493947E224AE_documentation_en-US" xlink:label="lab_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Default Swap Index Contract [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditDefaultSwapIndexContractMember" xlink:label="loc_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:to="lab_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExternalCreditGradesAxis_4FA9ECB6E38DB541CBD7493947E2CC35_terseLabel_en-US" xlink:label="lab_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">External credit grades [axis]</link:label>
    <link:label id="lab_ifrs-full_ExternalCreditGradesAxis_4FA9ECB6E38DB541CBD7493947E2CC35_label_en-US" xlink:label="lab_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">External credit grades [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:to="lab_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForExternalCreditGradesMember_3633663A6045C34A42C8493947E2A429_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for external credit grades [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForExternalCreditGradesMember_3633663A6045C34A42C8493947E2A429_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for external credit grades [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="lab_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:type="arc"/>
    <link:label id="lab_slf_AARatingMember_CE306765C79EBBEA9356493947E20F72_terseLabel_en-US" xlink:label="lab_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">AA</link:label>
    <link:label id="lab_slf_AARatingMember_CE306765C79EBBEA9356493947E20F72_label_en-US" xlink:label="lab_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AA Rating [Member]</link:label>
    <link:label id="lab_slf_AARatingMember_CE306765C79EBBEA9356493947E20F72_documentation_en-US" xlink:label="lab_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">AA Rating</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:to="lab_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:type="arc"/>
    <link:label id="lab_slf_ARatingMember_C3D0BBEE86D31B0D6D1E493947E2C026_terseLabel_en-US" xlink:label="lab_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">A</link:label>
    <link:label id="lab_slf_ARatingMember_C3D0BBEE86D31B0D6D1E493947E2C026_label_en-US" xlink:label="lab_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">A Rating [Member]</link:label>
    <link:label id="lab_slf_ARatingMember_C3D0BBEE86D31B0D6D1E493947E2C026_documentation_en-US" xlink:label="lab_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">A Rating</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:to="lab_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:type="arc"/>
    <link:label id="lab_slf_BBBRatingMember_2D10D1AAE12BE01D64FD493947E23BE3_terseLabel_en-US" xlink:label="lab_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BBB</link:label>
    <link:label id="lab_slf_BBBRatingMember_2D10D1AAE12BE01D64FD493947E23BE3_label_en-US" xlink:label="lab_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">BBB Rating [Member]</link:label>
    <link:label id="lab_slf_BBBRatingMember_2D10D1AAE12BE01D64FD493947E23BE3_documentation_en-US" xlink:label="lab_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">BBB Rating</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:to="lab_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfFinancialAssetsAxis_EBDDBD274090CBC2CD25493947E2202F_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialAssetsAxis_EBDDBD274090CBC2CD25493947E2202F_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial assets [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsMember_3AB154B1B1BC923BCDED493947E2080E_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, class [member]</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsMember_3AB154B1B1BC923BCDED493947E2080E_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, class [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:to="lab_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SwapContractMember_580B4B8CA1C7B0D8391A493947E2798E_verboseLabel_en-US" xlink:label="lab_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Credit default swap contract</link:label>
    <link:label id="lab_ifrs-full_SwapContractMember_580B4B8CA1C7B0D8391A493947E2798E_label_en-US" xlink:label="lab_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Swap contract [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:to="lab_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_3D08720A0C3300D886FF493947E23213_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of external credit grades [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_3D08720A0C3300D886FF493947E23213_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of external credit grades [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:to="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssets_CACEED5606DE26545B68493947E2FD4A_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets</link:label>
    <link:label id="lab_ifrs-full_FinancialAssets_CACEED5606DE26545B68493947E2FD4A_label_en-US" xlink:label="lab_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:to="lab_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_95746286E21EE7A78068493947E21FAE_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, at fair value</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_95746286E21EE7A78068493947E21FAE_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, at fair value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED_verboseLabel_en-US" xlink:label="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total future rental payments for the remainder of the operating leases</link:label>
    <link:label id="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED_label_en-US" xlink:label="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum lease payments payable under non-cancellable operating lease</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease" xlink:label="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:to="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:type="arc"/>
    <link:label id="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63_verboseLabel_en-US" xlink:label="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Contractual commitments outstanding</link:label>
    <link:label id="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63_label_en-US" xlink:label="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Loans, Equities, And Mortgages</link:label>
    <link:label id="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63_documentation_en-US" xlink:label="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Contractual Loans, Equities, And Mortgages</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ContractualLoansEquitiesAndMortgages" xlink:label="loc_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:to="lab_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:type="arc"/>
    <link:label id="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897_terseLabel_en-US" xlink:label="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum borrowing capacity</link:label>
    <link:label id="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897_label_en-US" xlink:label="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line Of Credit Facility, Maximum Borrowing Capacity1</link:label>
    <link:label id="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897_documentation_en-US" xlink:label="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Line Of Credit Facility, Maximum Borrowing Capacity1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LineOfCreditFacilityMaximumBorrowingCapacity1" xlink:label="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:to="lab_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:type="arc"/>
    <link:label id="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2_terseLabel_en-US" xlink:label="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Letters of credit outstanding</link:label>
    <link:label id="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2_label_en-US" xlink:label="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Letters Of Credit Outstanding, Amount1</link:label>
    <link:label id="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2_documentation_en-US" xlink:label="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Letters Of Credit Outstanding, Amount1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LettersOfCreditOutstandingAmount1" xlink:label="loc_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:to="lab_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632_label_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangements [Abstract]</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632_documentation_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangements [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:to="lab_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030_terseLabel_en-US" xlink:label="lab_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Range [axis]</link:label>
    <link:label id="lab_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030_label_en-US" xlink:label="lab_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Range [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:to="lab_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7_terseLabel_en-US" xlink:label="lab_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Ranges [member]</link:label>
    <link:label id="lab_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7_label_en-US" xlink:label="lab_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Ranges [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:to="lab_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F_terseLabel_en-US" xlink:label="lab_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Top of range</link:label>
    <link:label id="lab_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F_label_en-US" xlink:label="lab_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Top of range [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:to="lab_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82_terseLabel_en-US" xlink:label="lab_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bottom of range</link:label>
    <link:label id="lab_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82_label_en-US" xlink:label="lab_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bottom of range [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:to="lab_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of share-based payment arrangements [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E_label_en-US" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of share-based payment arrangements [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:to="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B_terseLabel_en-US" xlink:label="lab_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based payment arrangements [member]</link:label>
    <link:label id="lab_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B_label_en-US" xlink:label="lab_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based payment arrangements [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="lab_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:type="arc"/>
    <link:label id="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5_terseLabel_en-US" xlink:label="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock Option</link:label>
    <link:label id="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5_label_en-US" xlink:label="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Option1 [Member]</link:label>
    <link:label id="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5_documentation_en-US" xlink:label="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee Stock Option1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:to="lab_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:type="arc"/>
    <link:label id="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF_terseLabel_en-US" xlink:label="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Share Ownership Plan</link:label>
    <link:label id="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF_label_en-US" xlink:label="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Share Ownership Plan [Member]</link:label>
    <link:label id="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF_documentation_en-US" xlink:label="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee Share Ownership Plan [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeShareOwnershipPlanMember" xlink:label="loc_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:to="lab_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:type="arc"/>
    <link:label id="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A_terseLabel_en-US" xlink:label="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Share Plan</link:label>
    <link:label id="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A_label_en-US" xlink:label="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Share Plan [Member]</link:label>
    <link:label id="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A_documentation_en-US" xlink:label="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Share Plan [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunSharePlanMember" xlink:label="loc_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:to="lab_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:type="arc"/>
    <link:label id="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE_terseLabel_en-US" xlink:label="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MFS Investment Management Share-Based Awards</link:label>
    <link:label id="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE_label_en-US" xlink:label="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">MFS Investment Management Share-Based Awards [Member]</link:label>
    <link:label id="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE_documentation_en-US" xlink:label="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">MFS Investment Management Share-Based Awards [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementShareBasedAwardsMember" xlink:label="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:to="lab_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:type="arc"/>
    <link:label id="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9_terseLabel_en-US" xlink:label="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MFS Investment Management Stock Options, Restricted Shares, and Outstanding Shares</link:label>
    <link:label id="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9_label_en-US" xlink:label="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">MFS Investment Management Stock Options, Restricted Shares, and Outstanding Shares [Member]</link:label>
    <link:label id="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9_documentation_en-US" xlink:label="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">MFS Investment Management Stock Options, Restricted Shares, and Outstanding Shares [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" xlink:label="loc_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:to="lab_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:type="arc"/>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B_terseLabel_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period</link:label>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B_label_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Vesting Period</link:label>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B_documentation_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Vesting Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:to="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1_terseLabel_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum exercise period</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1_label_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Expiration Period1</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1_documentation_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Expiration Period1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:to="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:type="arc"/>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221_terseLabel_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum number of common shares that may be issued under the Executive Stock Option Plan</link:label>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221_label_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</link:label>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221_documentation_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:to="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average share price at the date of exercise of stock options (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average share price for share options in share-based payment arrangement exercised during period at date of exercise</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251_verboseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Compensation expense</link:label>
    <link:label id="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251_label_en-US" xlink:label="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense from share-based payment transactions with employees</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:to="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:type="arc"/>
    <link:label id="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1_terseLabel_en-US" xlink:label="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average share price, share options granted (in CAD per share)</link:label>
    <link:label id="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1_label_en-US" xlink:label="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Fair Value, Share Options Granted</link:label>
    <link:label id="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1_documentation_en-US" xlink:label="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Weighted Average Fair Value, Share Options Granted</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_WeightedAverageFairValueShareOptionsGranted" xlink:label="loc_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:to="lab_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572_terseLabel_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee contribution election</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572_label_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Maximum Employee Subscription Rate1</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572_documentation_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Maximum Employee Subscription Rate1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:to="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE_terseLabel_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Required service period</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE_label_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Award Requisite Service Period 2</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE_documentation_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Award Requisite Service Period 2</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:to="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D_terseLabel_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee's contribution, percentage match</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D_label_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Employer Matching Contribution, Percent Of Employee Contributions</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D_documentation_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Employer Matching Contribution, Percent Of Employee Contributions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:to="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3_terseLabel_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee's annual compensation, percentage match</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3_label_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Employer Matching Contribution, Percent Of Employees' Gross Pay</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3_documentation_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Employer Matching Contribution, Percent Of Employees' Gross Pay</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:to="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140_terseLabel_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Annual compensation match maximum, amount</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140_label_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Employer Matching Contribution, Maximum Match Amount</link:label>
    <link:label id="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140_documentation_en-US" xlink:label="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Employer Matching Contribution, Maximum Match Amount</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:to="lab_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities accrued</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities from share-based payment transactions</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:label="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:to="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of other equity instruments granted in share-based payment arrangement</link:label>
    <link:label id="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900_label_en-US" xlink:label="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of other equity instruments granted in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xlink:label="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:to="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9_terseLabel_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of trading days prior to grant date used for unit valuation</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9_label_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Number Of Trading Days Prior To Grant Date Used For Unit Valuation</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9_documentation_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Number Of Trading Days Prior To Grant Date Used For Unit Valuation</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:to="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F_terseLabel_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">General unit holding period</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F_label_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Holding Period</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F_documentation_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Holding Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:to="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:type="arc"/>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A_terseLabel_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Performance factor multiplier</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A_label_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Multiplier On Return For Shareholders</link:label>
    <link:label id="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A_documentation_en-US" xlink:label="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Multiplier On Return For Shareholders</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:to="lab_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory_CA50236D3BA09CB667DB483551518885_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Taxes</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory_CA50236D3BA09CB667DB483551518885_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of income tax [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:to="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:type="arc"/>
    <link:label id="lab_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956_label_en-US" xlink:label="lab_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Analysis Of Other Comprehensive Income By Item [Abstract]</link:label>
    <link:label id="lab_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956_documentation_en-US" xlink:label="lab_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Analysis Of Other Comprehensive Income By Item [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract" xlink:label="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:to="lab_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of changes in accumulated other comprehensive income (loss)</link:label>
    <link:label id="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE_label_en-US" xlink:label="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Accumulated Other Comprehensive Income (Loss)1 [Table Text Block]</link:label>
    <link:label id="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE_documentation_en-US" xlink:label="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Accumulated Other Comprehensive Income (Loss)1 [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock" xlink:label="loc_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:to="lab_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_A65AFBF6EE61B9FF318F483551B8B623_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Expenses</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_A65AFBF6EE61B9FF318F483551B8B623_label_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Operating Expense [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_A65AFBF6EE61B9FF318F483551B8B623_documentation_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Operating Expense [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:to="lab_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_B06EADEA1230D6158EC4483551B89FA7_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Expenses</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_B06EADEA1230D6158EC4483551B89FA7_label_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Employee Expenses [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_B06EADEA1230D6158EC4483551B89FA7_documentation_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Employee Expenses [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:to="lab_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_827DC3C7B6EAB623032443DC8F696C15_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_827DC3C7B6EAB623032443DC8F696C15_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_3BAA73895FA410F84B5143DC8F6AA4FB_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_3BAA73895FA410F84B5143DC8F6AA4FB_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:to="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsMember_EC3A4270CD54E5B45AB243DC8F6A1AF8_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial instruments, class [member]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsMember_EC3A4270CD54E5B45AB243DC8F6A1AF8_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments, class [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="lab_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsMember_B7C27F716EED8AFB335F441BCE0F1162_verboseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Derivative investments</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsMember_B7C27F716EED8AFB335F441BCE0F1162_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsMember_B7C27F716EED8AFB335F441BCE0F1162_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsMember" xlink:label="loc_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:to="lab_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FairValueHedgesMember_BAC2410B478B5D249F6543DC8F6AF489_terseLabel_en-US" xlink:label="lab_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value hedges</link:label>
    <link:label id="lab_ifrs-full_FairValueHedgesMember_BAC2410B478B5D249F6543DC8F6AF489_label_en-US" xlink:label="lab_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair value hedges [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FairValueHedgesMember" xlink:label="loc_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:to="lab_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowHedgesMember_4E8E97E5A3988A0538A443DC8F6AB77F_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flow hedges</link:label>
    <link:label id="lab_ifrs-full_CashFlowHedgesMember_4E8E97E5A3988A0538A443DC8F6AB77F_label_en-US" xlink:label="lab_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flow hedges [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowHedgesMember" xlink:label="loc_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:to="lab_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativesMember_411891B2696E20EF97CD441C8910E7D0_verboseLabel_en-US" xlink:label="lab_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Derivatives</link:label>
    <link:label id="lab_ifrs-full_DerivativesMember_411891B2696E20EF97CD441C8910E7D0_label_en-US" xlink:label="lab_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:to="lab_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_22CEBB95641F1C46C62743DC8F6AA46D_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_22CEBB95641F1C46C62743DC8F6AA46D_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_205E457B4A8F511B7C7B43DC8F6A0836_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, at fair value</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_205E457B4A8F511B7C7B43DC8F6A0836_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities, at fair value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NotionalAmount_98A9BC60A2A50B2AA8EA43DC8F6AB44F_terseLabel_en-US" xlink:label="lab_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Notional amount</link:label>
    <link:label id="lab_ifrs-full_NotionalAmount_98A9BC60A2A50B2AA8EA43DC8F6AB44F_label_en-US" xlink:label="lab_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Notional amount</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:to="lab_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_6468A2F17EB614EE6941483550E2FC9F_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension Plans and Other Post-Retirement Benefits</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_6468A2F17EB614EE6941483550E2FC9F_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of employee benefits [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:to="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5_terseLabel_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period [Axis]</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5_label_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period [Axis]</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5_documentation_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:to="lab_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C_terseLabel_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period [Domain]</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C_label_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period [Domain]</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C_documentation_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Borrowings, Redemption Period [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:to="lab_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1_terseLabel_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period One</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1_label_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period One [Member]</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1_documentation_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period One [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodOneMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:to="lab_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B_terseLabel_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period Two</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B_label_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period Two [Member]</link:label>
    <link:label id="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B_documentation_en-US" xlink:label="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, Redemption Period Two [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodTwoMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:to="lab_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of interest rates [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B_label_en-US" xlink:label="lab_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of interest rates [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:to="lab_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate types [member]</link:label>
    <link:label id="lab_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93_label_en-US" xlink:label="lab_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest rate types [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:to="lab_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:type="arc"/>
    <link:label id="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D_terseLabel_en-US" xlink:label="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Government of Canada Bond Yield</link:label>
    <link:label id="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D_label_en-US" xlink:label="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Government Of Canada Bond Yield [Member]</link:label>
    <link:label id="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D_documentation_en-US" xlink:label="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Government Of Canada Bond Yield [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:to="lab_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:type="arc"/>
    <link:label id="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F_terseLabel_en-US" xlink:label="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Five-year Government of Canada Bond Yield</link:label>
    <link:label id="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F_label_en-US" xlink:label="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Five-Year Government Of Canada Bond Yield [Member]</link:label>
    <link:label id="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F_documentation_en-US" xlink:label="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Five-Year Government Of Canada Bond Yield [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FiveYearGovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:to="lab_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings by name [axis]</link:label>
    <link:label id="lab_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9_label_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings by name [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:to="lab_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings by name [member]</link:label>
    <link:label id="lab_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A_label_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings by name [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="lab_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:type="arc"/>
    <link:label id="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4_terseLabel_en-US" xlink:label="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Inc. Series D Senior Debentures Issued June 30, 2009</link:label>
    <link:label id="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4_label_en-US" xlink:label="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Inc. Series D Senior Debentures Issued June 30, 2009 [Member]</link:label>
    <link:label id="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4_documentation_en-US" xlink:label="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Inc. Series D Senior Debentures Issued June 30, 2009 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" xlink:label="loc_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:to="lab_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:type="arc"/>
    <link:label id="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461_terseLabel_en-US" xlink:label="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Inc. Series E Senior Debentures Issued August 23, 2011</link:label>
    <link:label id="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461_label_en-US" xlink:label="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Inc. Series E Senior Debentures Issued August 23, 2011 [Member]</link:label>
    <link:label id="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461_documentation_en-US" xlink:label="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Inc. Series E Senior Debentures Issued August 23, 2011 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" xlink:label="loc_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:to="lab_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF_terseLabel_en-US" xlink:label="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Series B Senior Debentures Issued June 25, 2002</link:label>
    <link:label id="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF_label_en-US" xlink:label="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Series B Senior Debentures Issued June 25, 2002 [Member]</link:label>
    <link:label id="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF_documentation_en-US" xlink:label="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Series B Senior Debentures Issued June 25, 2002 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" xlink:label="loc_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:to="lab_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561_terseLabel_en-US" xlink:label="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Series C Senior Debentures Issued November 20, 2009</link:label>
    <link:label id="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561_label_en-US" xlink:label="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Series C Senior Debentures Issued November 20, 2009 [Member]</link:label>
    <link:label id="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561_documentation_en-US" xlink:label="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Series C Senior Debentures Issued November 20, 2009 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" xlink:label="loc_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:to="lab_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:type="arc"/>
    <link:label id="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580_terseLabel_en-US" xlink:label="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Senior Debentures</link:label>
    <link:label id="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580_label_en-US" xlink:label="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Debentures [Member]</link:label>
    <link:label id="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580_documentation_en-US" xlink:label="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Debentures [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeniorDebenturesMember" xlink:label="loc_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:to="lab_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate</link:label>
    <link:label id="lab_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7_label_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, interest rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:to="lab_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417_verboseLabel_en-US" xlink:label="lab_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Borrowings outstanding</link:label>
    <link:label id="lab_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417_label_en-US" xlink:label="lab_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:to="lab_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137_verboseLabel_en-US" xlink:label="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fair value of borrowings outstanding</link:label>
    <link:label id="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137_label_en-US" xlink:label="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, At Fair Value</link:label>
    <link:label id="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137_documentation_en-US" xlink:label="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, At Fair Value</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:to="lab_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A_verboseLabel_en-US" xlink:label="lab_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Principal amount</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:to="lab_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment to interest rate basis</link:label>
    <link:label id="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D_label_en-US" xlink:label="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, adjustment to interest rate basis</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:to="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2_verboseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on debt instruments issued</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on debt instruments issued</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:to="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265_terseLabel_en-US" xlink:label="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings adjusted to interest rate basis, reset term</link:label>
    <link:label id="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265_label_en-US" xlink:label="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Adjustment to Interest Rate Basis, Reset Term</link:label>
    <link:label id="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265_documentation_en-US" xlink:label="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, Adjustment to Interest Rate Basis, Reset Term</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm" xlink:label="loc_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:to="lab_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:type="arc"/>
    <link:label id="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF_terseLabel_en-US" xlink:label="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance and investment contract liabilities</link:label>
    <link:label id="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF_label_en-US" xlink:label="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance And Investment Contract Liabilities [Member]</link:label>
    <link:label id="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF_documentation_en-US" xlink:label="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance And Investment Contract Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceAndInvestmentContractLiabilitiesMember" xlink:label="loc_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:to="lab_slf_InsuranceAndInvestmentContractLiabilitiesMember_7BE612F10C5F4038B5C6A575DA54DFDF" xlink:type="arc"/>
    <link:label id="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE_terseLabel_en-US" xlink:label="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Senior debentures and unsecured financing</link:label>
    <link:label id="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE_label_en-US" xlink:label="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Debentures And Unsecured Financing [Member]</link:label>
    <link:label id="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE_documentation_en-US" xlink:label="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Debentures And Unsecured Financing [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeniorDebenturesAndUnsecuredFinancingMember" xlink:label="loc_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:to="lab_slf_SeniorDebenturesAndUnsecuredFinancingMember_A51DE3D86545ACEDFDEFA575DA54CFFE" xlink:type="arc"/>
    <link:label id="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E_terseLabel_en-US" xlink:label="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt</link:label>
    <link:label id="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E_label_en-US" xlink:label="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Liabilities [Member]</link:label>
    <link:label id="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E_documentation_en-US" xlink:label="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinated Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:to="lab_slf_SubordinatedLiabilitiesMember_4DEA6EE02D59C930A91BA575DA558F0E" xlink:type="arc"/>
    <link:label id="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82_terseLabel_en-US" xlink:label="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bond repurchase agreements</link:label>
    <link:label id="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82_label_en-US" xlink:label="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bond Repurchase Agreements [Member]</link:label>
    <link:label id="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82_documentation_en-US" xlink:label="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bond Repurchase Agreements [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BondRepurchaseAgreementsMember" xlink:label="loc_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:to="lab_slf_BondRepurchaseAgreementsMember_71F0B2ED6274F2BA654FA575DA555A82" xlink:type="arc"/>
    <link:label id="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78_terseLabel_en-US" xlink:label="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts payable and accrued expenses</link:label>
    <link:label id="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78_label_en-US" xlink:label="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounts Payable And Accrued Expenses [Member]</link:label>
    <link:label id="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78_documentation_en-US" xlink:label="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accounts Payable And Accrued Expenses [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AccountsPayableAndAccruedExpensesMember" xlink:label="loc_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:to="lab_slf_AccountsPayableAndAccruedExpensesMember_5E5B4EC28168423AD303A575DA55BF78" xlink:type="arc"/>
    <link:label id="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4_terseLabel_en-US" xlink:label="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Secured borrowings from mortgage securitization</link:label>
    <link:label id="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4_label_en-US" xlink:label="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Secured Borrowings From Mortgage Securitization [Member]</link:label>
    <link:label id="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4_documentation_en-US" xlink:label="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Secured Borrowings From Mortgage Securitization [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuredBorrowingsFromMortgageSecuritizationMember" xlink:label="loc_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:to="lab_slf_SecuredBorrowingsFromMortgageSecuritizationMember_525900D7AD42050C9772A575DA55CBA4" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293_terseLabel_en-US" xlink:label="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowed funds</link:label>
    <link:label id="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293_label_en-US" xlink:label="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowed Funds [Member]</link:label>
    <link:label id="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293_documentation_en-US" xlink:label="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowed Funds [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowedFundsMember" xlink:label="loc_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:to="lab_slf_BorrowedFundsMember_34C84D9986BE22666FBDA575DA55C293" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F_terseLabel_en-US" xlink:label="lab_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maturity [axis]</link:label>
    <link:label id="lab_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F_label_en-US" xlink:label="lab_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maturity [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:to="lab_ifrs-full_MaturityAxis_B2B94819BA08523CE603A575DA553B9F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC_terseLabel_en-US" xlink:label="lab_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregated time bands [member]</link:label>
    <link:label id="lab_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC_label_en-US" xlink:label="lab_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregated time bands [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:to="lab_ifrs-full_AggregatedTimeBandsMember_F9EE294518107766A6B7A575DA55D1BC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41_verboseLabel_en-US" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Under 1 Year</link:label>
    <link:label id="lab_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41_label_en-US" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Not later than one year [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:to="lab_ifrs-full_NotLaterThanOneYearMember_B5EA584C95CFE209A276A575DA565C41" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1 year to 3 years</link:label>
    <link:label id="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2_label_en-US" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than one year and not later than three years [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_15D04A01CB9EBDFD06FBA575DA565AA2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3 years to 5 years</link:label>
    <link:label id="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5_label_en-US" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than three years and not later than five years [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:to="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_057AB02C22979BC26E2BA575DA56A9E5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E_verboseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Over 5 years</link:label>
    <link:label id="lab_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E_label_en-US" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than five years [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:to="lab_ifrs-full_LaterThanFiveYearsMember_5E4D6A09EA85E3B82B38A575DA56324E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401_terseLabel_en-US" xlink:label="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-derivative financial liabilities, undiscounted cash flows</link:label>
    <link:label id="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401_label_en-US" xlink:label="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-derivative financial liabilities, undiscounted cash flows</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:label="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:to="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_4EB96B464D36698F0263A575DA576401" xlink:type="arc"/>
    <link:label id="lab_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71_terseLabel_en-US" xlink:label="lab_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contractual loans, equities and mortgages</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ContractualLoansEquitiesAndMortgages" xlink:label="loc_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71" xlink:to="lab_slf_ContractualLoansEquitiesAndMortgages_844BF6EF6987BB9C296CA575DA576D71" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5_terseLabel_en-US" xlink:label="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating leases</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease" xlink:label="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5" xlink:to="lab_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_F90A002FFF126CDB7F06A575DA57A4D5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC_totalLabel_en-US" xlink:label="lab_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total contractual commitments</link:label>
    <link:label id="lab_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC_label_en-US" xlink:label="lab_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual capital commitments</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContractualCapitalCommitments" xlink:label="loc_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:to="lab_ifrs-full_ContractualCapitalCommitments_3E3BE600BDC81D59E717A575DA574BFC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_EDAE530385D296A744D14430D7427D82_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_EDAE530385D296A744D14430D7427D82_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial assets [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsCategoryMember_619247683D8C959E24B04430D742EBE1_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, category [member]</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsCategoryMember_619247683D8C959E24B04430D742EBE1_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, category [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:to="lab_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_61F01BBBBFCD55A728104430D7426D4E_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_61F01BBBBFCD55A728104430D7426D4E_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, category [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_26C795B821B27CB0E5EE4430D7424B2F_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_26C795B821B27CB0E5EE4430D7424B2F_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets available-for-sale, category [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:to="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_3C76A288617FB176BAD44430D7422C76_terseLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_3C76A288617FB176BAD44430D7422C76_label_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt securities [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:to="lab_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfRisksAxis_97EC3F11DD29D126A9194430D7429D41_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of risks [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfRisksAxis_97EC3F11DD29D126A9194430D7429D41_label_en-US" xlink:label="lab_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of risks [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:to="lab_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfRisksMember_9D1869E2F6129AF34DAC4430D743EBA7_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risks [member]</link:label>
    <link:label id="lab_ifrs-full_TypesOfRisksMember_9D1869E2F6129AF34DAC4430D743EBA7_label_en-US" xlink:label="lab_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risks [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:to="lab_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CreditRiskMember_9867CC43C7090D86B0D14430D7435AF3_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit risk</link:label>
    <link:label id="lab_ifrs-full_CreditRiskMember_9867CC43C7090D86B0D14430D7435AF3_label_en-US" xlink:label="lab_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit risk [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:to="lab_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:type="arc"/>
    <link:label id="lab_slf_AAARatingMember_B8CFCC024CF9821617864430D743D08A_terseLabel_en-US" xlink:label="lab_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">AAA</link:label>
    <link:label id="lab_slf_AAARatingMember_B8CFCC024CF9821617864430D743D08A_label_en-US" xlink:label="lab_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AAA Rating [Member]</link:label>
    <link:label id="lab_slf_AAARatingMember_B8CFCC024CF9821617864430D743D08A_documentation_en-US" xlink:label="lab_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">AAA Rating</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AAARatingMember" xlink:label="loc_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:to="lab_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:type="arc"/>
    <link:label id="lab_slf_BBRatingAndLowerMember_8859D7D5585481241E7C4430D743D2E1_terseLabel_en-US" xlink:label="lab_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BB and lower</link:label>
    <link:label id="lab_slf_BBRatingAndLowerMember_8859D7D5585481241E7C4430D743D2E1_label_en-US" xlink:label="lab_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">BB Rating And Lower [Member]</link:label>
    <link:label id="lab_slf_BBRatingAndLowerMember_8859D7D5585481241E7C4430D743D2E1_documentation_en-US" xlink:label="lab_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">BB Rating And Lower</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingAndLowerMember" xlink:label="loc_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:to="lab_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssets_CFC3ECFEC27F1BA08CE54430D744BC48_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:to="lab_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountsDisclosure1Abstract_34E7A617AAFA711834514835511874A2_label_en-US" xlink:label="lab_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Accounts Disclosure 1 [Abstract]</link:label>
    <link:label id="lab_slf_SeparateAccountsDisclosure1Abstract_34E7A617AAFA711834514835511874A2_documentation_en-US" xlink:label="lab_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Accounts Disclosure [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsDisclosure1Abstract" xlink:label="loc_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:to="lab_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_9B62F8B77530A21CA14A483551189FAB_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segregated Fund Types by Percentage of Investments</link:label>
    <link:label id="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_9B62F8B77530A21CA14A483551189FAB_label_en-US" xlink:label="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Fair Value Of Separate Accounts By Major Category Of Investment [Table Text Block]</link:label>
    <link:label id="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_9B62F8B77530A21CA14A483551189FAB_documentation_en-US" xlink:label="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Fair Value Of Separate Accounts By Major Category Of Investment [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:to="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_9ACAA14F9AECCD959ABC483551185DF4_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying Value of Investments Held for Segregated Fund Holders</link:label>
    <link:label id="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_9ACAA14F9AECCD959ABC483551185DF4_label_en-US" xlink:label="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Carrying Value Of Investments Held For Separate Accounts Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_9ACAA14F9AECCD959ABC483551185DF4_documentation_en-US" xlink:label="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Carrying Value Of Investments Held For Separate Accounts Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:to="lab_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_3B8997A84C09D44A61C1483551186C1D_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in Insurance Contracts and Investment Contracts for Account of Segregated Fund Holders</link:label>
    <link:label id="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_3B8997A84C09D44A61C1483551186C1D_label_en-US" xlink:label="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Changes In Insurance And Investment Contracts Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_3B8997A84C09D44A61C1483551186C1D_documentation_en-US" xlink:label="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Changes In Insurance And Investment Contracts Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:to="lab_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:label id="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A_label_en-US" xlink:label="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Available-For-Sale Securities 1 [Table]</link:label>
    <link:label id="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A_documentation_en-US" xlink:label="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Available-For-Sale Securities [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfAvailableForSaleSecurities1Table" xlink:label="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:to="lab_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity investments</link:label>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5_label_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity investments [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInvestmentsMember" xlink:label="loc_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:to="lab_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of assets [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C_label_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of assets [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:to="lab_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets [member]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888_label_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="lab_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:type="arc"/>
    <link:label id="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1_terseLabel_en-US" xlink:label="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Canadian federal government</link:label>
    <link:label id="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1_label_en-US" xlink:label="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Canadian Federal Government [Member]</link:label>
    <link:label id="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1_documentation_en-US" xlink:label="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Canadian Federal Government [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:to="lab_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:type="arc"/>
    <link:label id="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2_terseLabel_en-US" xlink:label="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Canadian provincial and municipal government</link:label>
    <link:label id="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2_label_en-US" xlink:label="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Canadian Provincial And Municipal Government [Member]</link:label>
    <link:label id="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2_documentation_en-US" xlink:label="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Canadian Provincial And Municipal Government [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:to="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:type="arc"/>
    <link:label id="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C_terseLabel_en-US" xlink:label="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. government and agency</link:label>
    <link:label id="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C_label_en-US" xlink:label="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US Government Agencies Debt Securities1 [Member]</link:label>
    <link:label id="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C_documentation_en-US" xlink:label="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">US Government Agencies Debt Securities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_USGovernmentAgenciesDebtSecurities1Member" xlink:label="loc_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:to="lab_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:type="arc"/>
    <link:label id="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8_terseLabel_en-US" xlink:label="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other foreign government</link:label>
    <link:label id="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8_label_en-US" xlink:label="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Government Debt Securities1 [Member]</link:label>
    <link:label id="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8_documentation_en-US" xlink:label="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Foreign Government Debt Securities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignGovernmentDebtSecurities1Member" xlink:label="loc_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:to="lab_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:type="arc"/>
    <link:label id="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14_terseLabel_en-US" xlink:label="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate</link:label>
    <link:label id="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14_label_en-US" xlink:label="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate Debt Securities1 [Member]</link:label>
    <link:label id="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14_documentation_en-US" xlink:label="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Corporate Debt Securities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:to="lab_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:type="arc"/>
    <link:label id="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411_terseLabel_en-US" xlink:label="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial mortgage-backed securities</link:label>
    <link:label id="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411_label_en-US" xlink:label="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Mortgage Backed Securities1 [Member]</link:label>
    <link:label id="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411_documentation_en-US" xlink:label="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial Mortgage Backed Securities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CommercialMortgageBackedSecurities1Member" xlink:label="loc_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:to="lab_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:type="arc"/>
    <link:label id="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A_terseLabel_en-US" xlink:label="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgage-backed securities</link:label>
    <link:label id="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A_label_en-US" xlink:label="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Mortgage Backed Securities1 [Member]</link:label>
    <link:label id="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A_documentation_en-US" xlink:label="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential Mortgage Backed Securities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ResidentialMortgageBackedSecurities1Member" xlink:label="loc_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:to="lab_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:type="arc"/>
    <link:label id="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2_terseLabel_en-US" xlink:label="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateralized debt obligations</link:label>
    <link:label id="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2_label_en-US" xlink:label="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateralized Debt Obligations1 [Member]</link:label>
    <link:label id="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2_documentation_en-US" xlink:label="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Collateralized Debt Obligations1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralizedDebtObligations1Member" xlink:label="loc_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:to="lab_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:type="arc"/>
    <link:label id="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7_terseLabel_en-US" xlink:label="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7_label_en-US" xlink:label="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset-Backed Securities, Other [Member]</link:label>
    <link:label id="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7_documentation_en-US" xlink:label="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Asset-Backed Securities, Other [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesOtherMember" xlink:label="loc_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:to="lab_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E_terseLabel_en-US" xlink:label="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Available-For-Sale Securities [Line Items]</link:label>
    <link:label id="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E_label_en-US" xlink:label="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities 1 [Line Items]</link:label>
    <link:label id="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E_documentation_en-US" xlink:label="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Line Items] for Schedule of Available-for-sale Securities [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofAvailableforsaleSecurities1LineItems" xlink:label="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="lab_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:type="arc"/>
    <link:label id="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414_terseLabel_en-US" xlink:label="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities:</link:label>
    <link:label id="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414_label_en-US" xlink:label="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities [Abstract]</link:label>
    <link:label id="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414_documentation_en-US" xlink:label="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DebtSecuritiesAbstract" xlink:label="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="lab_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2_terseLabel_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost</link:label>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2_label_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Debt Securities, Amortized Cost Basis 1</link:label>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2_documentation_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Debt Securities, Amortized Cost Basis</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:to="lab_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC_terseLabel_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross unrealized gains</link:label>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC_label_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-For-Sale Debt Securities Gross Unrealized Gain1</link:label>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC_documentation_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available-For-Sale Debt Securities Gross Unrealized Gain 1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:to="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1_negatedTerseLabel_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross unrealized (losses)</link:label>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1_label_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Debt Securities, Gross Unrealized Loss1</link:label>
    <link:label id="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1_documentation_en-US" xlink:label="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Debt Securities, Gross Unrealized Loss</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:to="lab_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227_terseLabel_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227_label_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Debt Securities 1</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227_documentation_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Debt Securities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesDebtSecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:to="lab_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:type="arc"/>
    <link:label id="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D_terseLabel_en-US" xlink:label="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D_label_en-US" xlink:label="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities [Abstract]</link:label>
    <link:label id="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D_documentation_en-US" xlink:label="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Securities [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquitySecuritiesAbstract" xlink:label="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="lab_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1_terseLabel_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost</link:label>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1_label_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Equity Securities, Amortized Cost Basis1</link:label>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1_documentation_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Equity Securities, Amortized Cost Basis</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:to="lab_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F_terseLabel_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross unrealized gains</link:label>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F_label_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Equity Securities, Gross Unrealized Gain1</link:label>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F_documentation_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Equity Securities, Gross Unrealized Gain</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:to="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9_negatedTerseLabel_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross unrealized (losses)</link:label>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9_label_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Equity Securities, Gross Unrealized Loss 1</link:label>
    <link:label id="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9_documentation_en-US" xlink:label="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Equity Securities, Gross Unrealized Loss</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:to="lab_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28_terseLabel_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28_label_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Equity Securities 1</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28_documentation_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Equity Securities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesEquitySecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:to="lab_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54_totalLabel_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized cost</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54_label_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Amortized Cost Basis 1</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54_documentation_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Amortized Cost Basis</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:to="lab_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E_totalLabel_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Gross unrealized gains</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E_label_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Gross Unrealized Gain 1</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E_documentation_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Gross Unrealized Gain</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:to="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:type="arc"/>
    <link:label id="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C_negatedTotalLabel_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Gross unrealized (losses)</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C_label_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Gross Unrealized Loss 1</link:label>
    <link:label id="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C_documentation_en-US" xlink:label="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available For Sale Securities, Gross Unrealized Loss</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:to="lab_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair value</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets available-for-sale</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:to="lab_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_F0E349371BF21F13486D483552F5D8C3_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_F0E349371BF21F13486D483552F5D8C3_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of subordinated liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:to="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_F6893D393F33AC075FD44430D78B4773_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_F6893D393F33AC075FD44430D78B4773_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LoanCommitmentsMember_34CCFA1F81F70414AAFF4430D78B8757_terseLabel_en-US" xlink:label="lab_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans</link:label>
    <link:label id="lab_ifrs-full_LoanCommitmentsMember_34CCFA1F81F70414AAFF4430D78B8757_label_en-US" xlink:label="lab_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan commitments [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:to="lab_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GuaranteesMember_5A5A63836610239E52984430D78B3A9C_terseLabel_en-US" xlink:label="lab_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Guarantees</link:label>
    <link:label id="lab_ifrs-full_GuaranteesMember_5A5A63836610239E52984430D78B3A9C_label_en-US" xlink:label="lab_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Guarantees [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GuaranteesMember" xlink:label="loc_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:to="lab_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_FFE2BB85D091FE27BF2E4430D78CEE49_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_FFE2BB85D091FE27BF2E4430D78CEE49_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:type="arc"/>
    <link:label id="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_2B52ADE5A8A8881D4CD94430D78C4BDA_terseLabel_en-US" xlink:label="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum exposure to credit risk</link:label>
    <link:label id="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_2B52ADE5A8A8881D4CD94430D78C4BDA_label_en-US" xlink:label="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum Exposure To Credit Risk, Off-Balance Sheet</link:label>
    <link:label id="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_2B52ADE5A8A8881D4CD94430D78C4BDA_documentation_en-US" xlink:label="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Maximum Exposure To Credit Risk, Off-Balance Sheet</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MaximumExposureToCreditRiskOffBalanceSheet" xlink:label="loc_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:to="lab_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_5508F70EDC28137B244E48355167B863_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_5508F70EDC28137B244E48355167B863_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:to="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_634FE8E44B6F664EBDC7483551684532_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_634FE8E44B6F664EBDC7483551684532_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:type="arc"/>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_670A16C266A02FC8B55E483551687EA0_terseLabel_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of stock options (thousands)</link:label>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_670A16C266A02FC8B55E483551687EA0_label_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]</link:label>
    <link:label id="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_670A16C266A02FC8B55E483551687EA0_documentation_en-US" xlink:label="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="lab_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfOutstandingShareOptions_1BE16E83739D6B31D106483551687CBE_periodStartLabel_en-US" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfOutstandingShareOptions_1BE16E83739D6B31D106483551687CBE_label_en-US" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of share options outstanding in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:to="lab_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_7FBCE6B1EEA319ED40D0483551680434_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Granted (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_7FBCE6B1EEA319ED40D0483551680434_label_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of share options granted in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:to="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_2BB64DB634441238B45C48355168980E_negatedLabel_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Exercised (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_2BB64DB634441238B45C48355168980E_label_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of share options exercised in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:to="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_F5C8A085A1264DC49724483551690785_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_F5C8A085A1264DC49724483551690785_label_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of share options forfeited in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:to="lab_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_B89372446C1CBAA957F2483551690B59_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Expired (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_B89372446C1CBAA957F2483551690B59_label_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of share options expired in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:to="lab_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfOutstandingShareOptions_2B27510231BF11735D4B48355169A5DD_periodEndLabel_en-US" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions_95EBC3F43C865CB4851FD8BEB2F509B0" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_95EBC3F43C865CB4851FD8BEB2F509B0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOutstandingShareOptions_95EBC3F43C865CB4851FD8BEB2F509B0" xlink:to="lab_ifrs-full_NumberOfOutstandingShareOptions_95EBC3F43C865CB4851FD8BEB2F509B0" xlink:type="arc"/>
    <link:label id="lab_slf_WeightedAverageExercisePriceAbstract_F6F7A6D789FD5C90067A4835516906C2_terseLabel_en-US" xlink:label="lab_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price</link:label>
    <link:label id="lab_slf_WeightedAverageExercisePriceAbstract_F6F7A6D789FD5C90067A4835516906C2_label_en-US" xlink:label="lab_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Exercise Price [Abstract]</link:label>
    <link:label id="lab_slf_WeightedAverageExercisePriceAbstract_F6F7A6D789FD5C90067A4835516906C2_documentation_en-US" xlink:label="lab_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Weighted Average Exercise Price [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_WeightedAverageExercisePriceAbstract" xlink:label="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="lab_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_C796C5C9B41CE86EADEF48355169A887_periodStartLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, beginning balance (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_C796C5C9B41CE86EADEF48355169A887_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average exercise price of share options outstanding in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_7EF2DD65B0C66BBCF17348355169D496_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, granted (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_7EF2DD65B0C66BBCF17348355169D496_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average exercise price of share options granted in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_81AEF4437EA56E5F7E3D48355169B2F3_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, exercised (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_81AEF4437EA56E5F7E3D48355169B2F3_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average exercise price of share options exercised in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_A6767900CBC13755244A48355169852E_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, forfeited (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_A6767900CBC13755244A48355169852E_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average exercise price of share options forfeited in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_F36DCB2AECC89022DBBA483551697550_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, expired (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_F36DCB2AECC89022DBBA483551697550_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average exercise price of share options expired in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_427783D42817AC04D3D848355169991C_periodEndLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_D56E99C107275596B201246D387B0DA0" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, ending balance, (in CAD per share)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_D56E99C107275596B201246D387B0DA0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_D56E99C107275596B201246D387B0DA0" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_D56E99C107275596B201246D387B0DA0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_35076EB3AB1355974E2C48355169093F_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercisable, December 31 (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_35076EB3AB1355974E2C48355169093F_label_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of share options exercisable in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:to="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_C40DA0344750D1BF8C9948355169255F_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price, exercisable (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_C40DA0344750D1BF8C9948355169255F_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average exercise price of share options exercisable in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:type="arc"/>
    <link:label id="lab_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315_label_en-US" xlink:label="lab_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible Assets [Abstract]</link:label>
    <link:label id="lab_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315_documentation_en-US" xlink:label="lab_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Intangible Assets [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:to="lab_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about intangible assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about intangible assets [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B_label_en-US" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets other than goodwill</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets other than goodwill [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61_terseLabel_en-US" xlink:label="lab_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite life, Internally generated software</link:label>
    <link:label id="lab_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61_label_en-US" xlink:label="lab_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Computer software [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:to="lab_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite life, Other</link:label>
    <link:label id="lab_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6_label_en-US" xlink:label="lab_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other intangible assets [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherIntangibleAssetsMember" xlink:label="loc_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:to="lab_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets with indefinite useful life [axis]</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets with indefinite useful life [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:to="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets with indefinite useful life [member]</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets with indefinite useful life [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:to="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:type="arc"/>
    <link:label id="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A_terseLabel_en-US" xlink:label="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Indefinite life intangible assets</link:label>
    <link:label id="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A_label_en-US" xlink:label="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Indefinite Life Intangible Assets [Member]</link:label>
    <link:label id="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A_documentation_en-US" xlink:label="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Indefinite Life Intangible Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndefiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:to="lab_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6_terseLabel_en-US" xlink:label="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]</link:label>
    <link:label id="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6_label_en-US" xlink:label="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:to="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7_terseLabel_en-US" xlink:label="lab_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount [member]</link:label>
    <link:label id="lab_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7_label_en-US" xlink:label="lab_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Carrying amount [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:to="lab_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F_terseLabel_en-US" xlink:label="lab_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross carrying amount</link:label>
    <link:label id="lab_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F_label_en-US" xlink:label="lab_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross carrying amount [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:to="lab_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D_terseLabel_en-US" xlink:label="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated amortization and impairment losses</link:label>
    <link:label id="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D_label_en-US" xlink:label="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated depreciation, amortisation and impairment [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xlink:label="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:to="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B_terseLabel_en-US" xlink:label="lab_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments [axis]</link:label>
    <link:label id="lab_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B_label_en-US" xlink:label="lab_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segments [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:to="lab_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A_terseLabel_en-US" xlink:label="lab_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments [member]</link:label>
    <link:label id="lab_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A_label_en-US" xlink:label="lab_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segments [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:to="lab_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Asset Management</link:label>
    <link:label id="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA_label_en-US" xlink:label="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Asset Management [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Asset Management [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:to="lab_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about intangible assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about intangible assets [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in intangible assets other than goodwill [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in intangible assets other than goodwill [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9_periodStartLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Intangible assets, beginning balance</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB_terseLabel_en-US" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB_label_en-US" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additions other than through business combinations, intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:to="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D_terseLabel_en-US" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions</link:label>
    <link:label id="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D_label_en-US" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Acquisitions through business combinations, intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:to="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168_terseLabel_en-US" xlink:label="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disposals, intangible assets other than goodwill</link:label>
    <link:label id="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168_label_en-US" xlink:label="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disposals, intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:to="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B_terseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impairment loss recognised in profit or loss, intangible assets other than goodwill</link:label>
    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B_label_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment loss recognised in profit or loss, intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net exchange differences, intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6_terseLabel_en-US" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization charge for the year</link:label>
    <link:label id="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6_label_en-US" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortisation, intangible assets other than goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:to="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97_periodEndLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Intangible assets, ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consideration received</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from sales of intangible assets, classified as investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:to="lab_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:type="arc"/>
    <link:label id="lab_slf_InsuranceContractsAbstract_8021A0B6CD4A7373603E4835538BB885_label_en-US" xlink:label="lab_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance Contracts [Abstract]</link:label>
    <link:label id="lab_slf_InsuranceContractsAbstract_8021A0B6CD4A7373603E4835538BB885_documentation_en-US" xlink:label="lab_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance Contracts [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:to="lab_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D9F38C6963A607C7BD74835538BFE6D_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of types of insurance contracts [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D9F38C6963A607C7BD74835538BFE6D_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of types of insurance contracts [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:to="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsAxis_9EDD5052A6F694F662574835538B9DAB_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsAxis_9EDD5052A6F694F662574835538B9DAB_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:to="lab_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsMember_5209A16FCAC44B178B164835538B44B4_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [member]</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsMember_5209A16FCAC44B178B164835538B44B4_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="lab_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_F26B3FA6CB41943BA4924835538B1AC8_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortality / Morbidity</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_F26B3FA6CB41943BA4924835538B1AC8_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Mortality And Morbidity [Member]</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_F26B3FA6CB41943BA4924835538B1AC8_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Mortality And Morbidity [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfMortalityAndMorbidityMember" xlink:label="loc_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:to="lab_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_DBBD9F8E3FC4565695DE4835538B25E1_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lapse and other policyholder behaviour</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_DBBD9F8E3FC4565695DE4835538B25E1_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Lapse And Other Policyholder Behaviour [Member]</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_DBBD9F8E3FC4565695DE4835538B25E1_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Lapse And Other Policyholder Behaviour [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" xlink:label="loc_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:to="lab_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfExpensesMember_07F78E4809659A8292814835538C979F_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expenses</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpensesMember_07F78E4809659A8292814835538C979F_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expenses [Member]</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpensesMember_07F78E4809659A8292814835538C979F_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expenses [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpensesMember" xlink:label="loc_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:to="lab_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_852BFBDEB47954CDAC884835538C2F8C_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment returns</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_852BFBDEB47954CDAC884835538C2F8C_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Investment Returns [Member]</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_852BFBDEB47954CDAC884835538C2F8C_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Investment Returns [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfInvestmentReturnsMember" xlink:label="loc_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:to="lab_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_1DFD185CC8262F3D82F74835538C173A_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Model enhancements and other</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_1DFD185CC8262F3D82F74835538C173A_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Model Enhancements And Other [Member]</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_1DFD185CC8262F3D82F74835538C173A_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Model Enhancements And Other [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember" xlink:label="loc_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:to="lab_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_854695DC6F81085DEED54835538C6B4A_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of types of insurance contracts [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_854695DC6F81085DEED54835538C6B4A_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of types of insurance contracts [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:to="lab_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_057F4B7078F503D033934835538C68C0_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net increase (decrease) before income taxes</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_057F4B7078F503D033934835538C68C0_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in insurance liabilities, net of reinsurance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance" xlink:label="loc_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:to="lab_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:type="arc"/>
    <link:label id="lab_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_211B03CDE437BDA7F87F970E3B3936EE_label_en-US" xlink:label="lab_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate Information And Statement Of IFRS Compliance [Abstract]</link:label>
    <link:label id="lab_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_211B03CDE437BDA7F87F970E3B3936EE_documentation_en-US" xlink:label="lab_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Corporate Information And Statement Of IFRS Compliance [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:to="lab_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_41EB7F2BD719FA472FE7970E3B3915E9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Accounting Policies</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_41EB7F2BD719FA472FE7970E3B3915E9_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of significant accounting policies [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:to="lab_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA_label_en-US" xlink:label="lab_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings per share [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA" xlink:to="lab_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD_terseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per share [table]</link:label>
    <link:label id="lab_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD_label_en-US" xlink:label="lab_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings per share [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareTable" xlink:label="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:to="lab_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:type="arc"/>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA_terseLabel_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share By Antidilutive Securities [Axis]</link:label>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA_label_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share By Antidilutive Securities1 [Axis]</link:label>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA_documentation_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share By Antidilutive Securities1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:to="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:type="arc"/>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754_terseLabel_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share By Antidilutive Securities [Domain]</link:label>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754_label_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share By Antidilutive Securities1 [Domain]</link:label>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754_documentation_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Antidilutive Securities Excluded From Computation Of Earnings Per Share By Antidilutive Securities1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:to="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2_terseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per share [line items]</link:label>
    <link:label id="lab_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2_label_en-US" xlink:label="lab_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings per share [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareLineItems" xlink:label="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="lab_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common shareholders' net income (loss) for basic earnings per share</link:label>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0_label_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss), attributable to ordinary equity holders of parent entity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:to="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728_terseLabel_en-US" xlink:label="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Add: Increase in income due to convertible instruments</link:label>
    <link:label id="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728_label_en-US" xlink:label="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment To Profit (Loss) For Convertible Instruments</link:label>
    <link:label id="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728_documentation_en-US" xlink:label="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustment To Profit (Loss) For Convertible Instruments</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentToProfitLossForConvertibleInstruments" xlink:label="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:to="lab_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Common shareholders' net income (loss) on a diluted basis</link:label>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E_label_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss), attributable to ordinary equity holders of parent entity including dilutive effects</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:to="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average number of common shares outstanding for basic earnings per share (in shares)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average number of ordinary shares outstanding</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageShares" xlink:label="loc_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:to="lab_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42_terseLabel_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dilutive impact of stock options (in shares)</link:label>
    <link:label id="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42_label_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dilutive effect of share options on number of ordinary shares</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:to="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128_terseLabel_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dilutive impact of convertible instruments (in shares)</link:label>
    <link:label id="lab_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128_label_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dilutive effect of convertible instruments on number of ordinary shares</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:to="lab_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476_totalLabel_en-US" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Weighted average number of common shares outstanding on a diluted basis (in shares)</link:label>
    <link:label id="lab_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476_label_en-US" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjusted weighted average number of ordinary shares outstanding</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="loc_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:to="lab_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2_terseLabel_en-US" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings (loss) per share (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2_label_en-US" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basic earnings (loss) per share</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:to="lab_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6_terseLabel_en-US" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings (loss) per share (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6_label_en-US" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Diluted earnings (loss) per share</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:to="lab_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:type="arc"/>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C_terseLabel_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock options excluded from computation of earnings per share (in shares)</link:label>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C_label_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share, Amount1</link:label>
    <link:label id="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C_documentation_en-US" xlink:label="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share, Amount1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:to="lab_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:type="arc"/>
    <link:label id="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D_terseLabel_en-US" xlink:label="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Expense [Abstract]</link:label>
    <link:label id="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D_label_en-US" xlink:label="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Expense [Abstract]</link:label>
    <link:label id="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D_documentation_en-US" xlink:label="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Operating Expense [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingExpenseAbstract" xlink:label="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="lab_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2_terseLabel_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee expenses</link:label>
    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2_label_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee benefits expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:to="lab_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16_terseLabel_en-US" xlink:label="lab_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment</link:label>
    <link:label id="lab_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16_label_en-US" xlink:label="lab_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Rental expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RentalExpense" xlink:label="loc_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:to="lab_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8_terseLabel_en-US" xlink:label="lab_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital asset depreciation</link:label>
    <link:label id="lab_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8_label_en-US" xlink:label="lab_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DepreciationExpense" xlink:label="loc_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:to="lab_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A_terseLabel_en-US" xlink:label="lab_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service fees</link:label>
    <link:label id="lab_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A_label_en-US" xlink:label="lab_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Services expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ServicesExpense" xlink:label="loc_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:to="lab_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C_terseLabel_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other expenses</link:label>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C_label_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous other operating expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MiscellaneousOtherOperatingExpense" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:to="lab_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563_totalLabel_en-US" xlink:label="lab_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total operating expenses</link:label>
    <link:label id="lab_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563_label_en-US" xlink:label="lab_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:to="lab_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restructuring costs</link:label>
    <link:label id="lab_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840_label_en-US" xlink:label="lab_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense of restructuring activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseOfRestructuringActivities" xlink:label="loc_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:to="lab_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Expenses [Abstract]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C_label_en-US" xlink:label="lab_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of employee benefits expense [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract" xlink:label="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:to="lab_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5_terseLabel_en-US" xlink:label="lab_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Salaries, bonus, employee benefits</link:label>
    <link:label id="lab_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5_label_en-US" xlink:label="lab_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term employee benefits expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShorttermEmployeeBenefitsExpense" xlink:label="loc_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:to="lab_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based payments (Note 19)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971" xlink:to="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other personnel costs</link:label>
    <link:label id="lab_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051_label_en-US" xlink:label="lab_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other employee expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEmployeeExpense" xlink:label="loc_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:to="lab_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1_totalLabel_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total employee expenses</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1" xlink:to="lab_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1" xlink:type="arc"/>
    <link:label id="lab_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4_label_en-US" xlink:label="lab_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Segments [Abstract]</link:label>
    <link:label id="lab_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4_documentation_en-US" xlink:label="lab_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Operating Segments [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:to="lab_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate</link:label>
    <link:label id="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C_label_en-US" xlink:label="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Corporate [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Corporate [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:to="lab_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39_terseLabel_en-US" xlink:label="lab_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Geographical areas [axis]</link:label>
    <link:label id="lab_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39_label_en-US" xlink:label="lab_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Geographical areas [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:to="lab_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16_terseLabel_en-US" xlink:label="lab_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Geographical areas [member]</link:label>
    <link:label id="lab_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16_label_en-US" xlink:label="lab_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Geographical areas [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="lab_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:type="arc"/>
    <link:label id="lab_country_US_BA6B7683BBF81B62C63E2E095D77B95D_terseLabel_en-US" xlink:label="lab_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">United States</link:label>
    <link:label id="lab_country_US_BA6B7683BBF81B62C63E2E095D77B95D_label_en-US" xlink:label="lab_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">UNITED STATES</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:to="lab_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:type="arc"/>
    <link:label id="lab_country_GB_D0F28A37EC797CACBD882E095D7A2CF7_terseLabel_en-US" xlink:label="lab_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">United Kingdom</link:label>
    <link:label id="lab_country_GB_D0F28A37EC797CACBD882E095D7A2CF7_label_en-US" xlink:label="lab_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">UNITED KINGDOM</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:to="lab_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:type="arc"/>
    <link:label id="lab_country_CA_1716FC5345582B5B66C32E095D7AA0E8_terseLabel_en-US" xlink:label="lab_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Canada</link:label>
    <link:label id="lab_country_CA_1716FC5345582B5B66C32E095D7AA0E8_label_en-US" xlink:label="lab_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CANADA</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:to="lab_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:type="arc"/>
    <link:label id="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C_terseLabel_en-US" xlink:label="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other countries</link:label>
    <link:label id="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C_label_en-US" xlink:label="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Countries [Member]</link:label>
    <link:label id="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C_documentation_en-US" xlink:label="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Countries [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:to="lab_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8_terseLabel_en-US" xlink:label="lab_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue</link:label>
    <link:label id="lab_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8_label_en-US" xlink:label="lab_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:to="lab_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E_terseLabel_en-US" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Ranges of exercise prices for outstanding share options [axis]</link:label>
    <link:label id="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E_label_en-US" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Ranges of exercise prices for outstanding share options [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:to="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D_terseLabel_en-US" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Ranges of exercise prices for outstanding share options [member]</link:label>
    <link:label id="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D_label_en-US" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Ranges of exercise prices for outstanding share options [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:type="arc"/>
    <link:label id="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8_terseLabel_en-US" xlink:label="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$18.00 to $24.00</link:label>
    <link:label id="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8_label_en-US" xlink:label="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise Price Range One [Member]</link:label>
    <link:label id="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8_documentation_en-US" xlink:label="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Exercise Price Range One [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeOneMember" xlink:label="loc_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:to="lab_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:type="arc"/>
    <link:label id="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB_terseLabel_en-US" xlink:label="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$24.01 to $30.00</link:label>
    <link:label id="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB_label_en-US" xlink:label="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise Price Range Two [Member]</link:label>
    <link:label id="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB_documentation_en-US" xlink:label="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Exercise Price Range Two [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeTwoMember" xlink:label="loc_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:to="lab_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:type="arc"/>
    <link:label id="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC_terseLabel_en-US" xlink:label="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$30.01 to $35.00</link:label>
    <link:label id="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC_label_en-US" xlink:label="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise Price Range Three [Member]</link:label>
    <link:label id="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC_documentation_en-US" xlink:label="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Exercise Price Range Three [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeThreeMember" xlink:label="loc_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:to="lab_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:type="arc"/>
    <link:label id="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1_terseLabel_en-US" xlink:label="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$35.01 to $45.00</link:label>
    <link:label id="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1_label_en-US" xlink:label="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise Price Range Four [Member]</link:label>
    <link:label id="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1_documentation_en-US" xlink:label="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Exercise Price Range Four [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeFourMember" xlink:label="loc_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:to="lab_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:type="arc"/>
    <link:label id="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E_terseLabel_en-US" xlink:label="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$45.01 to $53.96</link:label>
    <link:label id="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E_label_en-US" xlink:label="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise Price Range Five [Member]</link:label>
    <link:label id="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E_documentation_en-US" xlink:label="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Exercise Price Range Five [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeFiveMember" xlink:label="loc_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:to="lab_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B_terseLabel_en-US" xlink:label="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Range of exercise prices (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B_label_en-US" xlink:label="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise price of outstanding share options</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExercisePriceOfOutstandingShareOptions" xlink:label="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:to="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of stock options (thousands)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:to="lab_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average remaining contractual life (years)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average remaining contractual life of outstanding share options</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions" xlink:label="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:to="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average exercise price (in CAD per share)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE_label_en-US" xlink:label="lab_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of changes in accounting policies, accounting estimates and errors [Abstract]</link:label>
    <link:label id="lab_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE_documentation_en-US" xlink:label="lab_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of changes in accounting policies, accounting estimates and errors [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract" xlink:label="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:to="lab_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Amendments to IFRS 4</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of changes in accounting policies, accounting estimates and errors [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:to="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D_label_en-US" xlink:label="lab_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subclassifications of assets, liabilities and equities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="lab_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA_terseLabel_en-US" xlink:label="lab_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts receivable</link:label>
    <link:label id="lab_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA_label_en-US" xlink:label="lab_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trade receivables</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TradeReceivables" xlink:label="loc_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:to="lab_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC_terseLabel_en-US" xlink:label="lab_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment income due and accrued</link:label>
    <link:label id="lab_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC_label_en-US" xlink:label="lab_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accrued income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccruedIncome" xlink:label="loc_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:to="lab_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F_terseLabel_en-US" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property and equipment</link:label>
    <link:label id="lab_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F_label_en-US" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, plant and equipment</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:to="lab_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:type="arc"/>
    <link:label id="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900_terseLabel_en-US" xlink:label="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred acquisition costs</link:label>
    <link:label id="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900_label_en-US" xlink:label="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Acquisition Costs Arising From Insurance And Investment Contracts</link:label>
    <link:label id="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900_documentation_en-US" xlink:label="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Acquisition Costs Arising From Insurance And Investment Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" xlink:label="loc_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:to="lab_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45_terseLabel_en-US" xlink:label="lab_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prepaid expenses</link:label>
    <link:label id="lab_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45_label_en-US" xlink:label="lab_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Prepayments</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Prepayments" xlink:label="loc_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:to="lab_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:type="arc"/>
    <link:label id="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37_terseLabel_en-US" xlink:label="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premium receivable</link:label>
    <link:label id="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37_label_en-US" xlink:label="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premiums Receivable At Carrying Value1</link:label>
    <link:label id="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37_documentation_en-US" xlink:label="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Premiums Receivable At Carrying Value1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PremiumsReceivableAtCarryingValue1" xlink:label="loc_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:to="lab_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58_terseLabel_en-US" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued benefit assets</link:label>
    <link:label id="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58_label_en-US" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net defined benefit asset</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:to="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:type="arc"/>
    <link:label id="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406_terseLabel_en-US" xlink:label="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406_label_en-US" xlink:label="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Assets, Other</link:label>
    <link:label id="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406_documentation_en-US" xlink:label="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Assets, Other</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherAssetsOther" xlink:label="loc_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:to="lab_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F_label_en-US" xlink:label="lab_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:to="lab_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:type="arc"/>
    <link:label id="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3_terseLabel_en-US" xlink:label="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization expense, deferred acquisition costs</link:label>
    <link:label id="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3_label_en-US" xlink:label="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortisation Deferred Acquisition Costs Arising From Insurance And Investment Contracts</link:label>
    <link:label id="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3_documentation_en-US" xlink:label="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amortisation Deferred Acquisition Costs Arising From Insurance And Investment Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" xlink:label="loc_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:to="lab_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of initial application of standards or interpretations [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of initial application of standards or interpretations [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable" xlink:label="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:type="arc"/>
    <link:label id="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934_terseLabel_en-US" xlink:label="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages and loans</link:label>
    <link:label id="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934_label_en-US" xlink:label="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages And Loans [Member]</link:label>
    <link:label id="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934_documentation_en-US" xlink:label="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgages And Loans [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:to="lab_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:type="arc"/>
    <link:label id="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A_terseLabel_en-US" xlink:label="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Below Investment Grade</link:label>
    <link:label id="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A_label_en-US" xlink:label="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Below Investment Grade [Member]</link:label>
    <link:label id="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A_documentation_en-US" xlink:label="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Below Investment Grade [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BelowInvestmentGradeMember" xlink:label="loc_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:to="lab_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544_terseLabel_en-US" xlink:label="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SPPI</link:label>
    <link:label id="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544_label_en-US" xlink:label="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Assets Passing Solely Payment Of Principal And Interest Test [Member]</link:label>
    <link:label id="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544_documentation_en-US" xlink:label="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Assets Passing Solely Payment Of Principal And Interest Test [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" xlink:label="loc_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:to="lab_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD_terseLabel_en-US" xlink:label="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-SPPI</link:label>
    <link:label id="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD_label_en-US" xlink:label="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Assets Failing Solely Payment Of Principal And Interest Test [Member]</link:label>
    <link:label id="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD_documentation_en-US" xlink:label="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Assets Failing Solely Payment Of Principal And Interest Test [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" xlink:label="loc_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:to="lab_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:type="arc"/>
    <link:label id="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50_terseLabel_en-US" xlink:label="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50_label_en-US" xlink:label="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available For Sale [Member]</link:label>
    <link:label id="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50_documentation_en-US" xlink:label="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities, Available For Sale [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DebtSecuritiesAvailableForSaleMember" xlink:label="loc_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:to="lab_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:type="arc"/>
    <link:label id="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783_terseLabel_en-US" xlink:label="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages and loans, not supporting insurance contract liabilities</link:label>
    <link:label id="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783_label_en-US" xlink:label="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages And Loans, Not Supporting Insurance Contract Liabilities [Member]</link:label>
    <link:label id="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783_documentation_en-US" xlink:label="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgages And Loans, Not Supporting Insurance Contract Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember" xlink:label="loc_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:to="lab_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:type="arc"/>
    <link:label id="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917_terseLabel_en-US" xlink:label="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages and loans, supporting insurance contract liabilities</link:label>
    <link:label id="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917_label_en-US" xlink:label="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages And Loans, Supporting Insurance Contract Liabilities [Member]</link:label>
    <link:label id="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917_documentation_en-US" xlink:label="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgages And Loans, Supporting Insurance Contract Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember" xlink:label="loc_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:to="lab_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4_terseLabel_en-US" xlink:label="lab_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">New IFRSs [axis]</link:label>
    <link:label id="lab_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4_label_en-US" xlink:label="lab_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">New IFRSs [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsAxis" xlink:label="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:to="lab_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB_terseLabel_en-US" xlink:label="lab_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">New IFRSs [member]</link:label>
    <link:label id="lab_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB_label_en-US" xlink:label="lab_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">New IFRSs [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:to="lab_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:type="arc"/>
    <link:label id="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E_terseLabel_en-US" xlink:label="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IFRS 4</link:label>
    <link:label id="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E_label_en-US" xlink:label="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IFRS 4 [Member]</link:label>
    <link:label id="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E_documentation_en-US" xlink:label="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">IFRS 4 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS4Member" xlink:label="loc_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:to="lab_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of initial application of standards or interpretations [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of initial application of standards or interpretations [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:to="lab_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_BE053E02180C4B7C3A0F780910004092_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Benefit Obligations in Excess of Fair Value of Plan Assets</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_BE053E02180C4B7C3A0F780910004092_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_7BAD61A116151FFF9E0978091001E323_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Net Benefit Expense</link:label>
    <link:label id="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_7BAD61A116151FFF9E0978091001E323_label_en-US" xlink:label="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Defined Benefit Plan Expense Recognized In Profit Or Loss Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_7BAD61A116151FFF9E0978091001E323_documentation_en-US" xlink:label="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Defined Benefit Plan Expense Recognized In Profit Or Loss Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:to="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_0C2932BA25F7AE058E5578091001D5EB_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Amounts Recognized in Other Comprehensive Income (Loss)</link:label>
    <link:label id="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_0C2932BA25F7AE058E5578091001D5EB_label_en-US" xlink:label="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Defined Benefit Plan Expense Recognized In Other Comprehensive Income Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_0C2932BA25F7AE058E5578091001D5EB_documentation_en-US" xlink:label="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Defined Benefit Plan Expense Recognized In Other Comprehensive Income Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:to="lab_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_D94F7A496E38F89A77F5780910018936_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Assumptions Used</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_D94F7A496E38F89A77F5780910018936_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of defined benefit plans [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_4EA957E5B4FE19B1515D780910011290_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Effect of Percentage-Point Changes For Sensitives</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_4EA957E5B4FE19B1515D780910011290_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_76D87D896F0F33AB60AC7809100159BC_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Allocation of Plan Assets</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_76D87D896F0F33AB60AC7809100159BC_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of plan assets [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_607C0D8522999C1EACEA780910018213_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Expected Future Benefit Contributions And Benefit Payments</link:label>
    <link:label id="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_607C0D8522999C1EACEA780910018213_label_en-US" xlink:label="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Expected Future Benefit Contributions And Benefit Payments [Table Text Block]</link:label>
    <link:label id="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_607C0D8522999C1EACEA780910018213_documentation_en-US" xlink:label="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Expected Future Benefit Contributions And Benefit Payments [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock" xlink:label="loc_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:to="lab_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_86FED2DA67C2E6F3D1FD7809100183E7_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Expected Contributions and Expected Future Benefit Payments</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_86FED2DA67C2E6F3D1FD7809100183E7_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of information about maturity profile of defined benefit obligation [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7_terseLabel_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Products and services [axis]</link:label>
    <link:label id="lab_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7_label_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Products and services [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:to="lab_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790_terseLabel_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Products and services [member]</link:label>
    <link:label id="lab_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790_label_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Products and services [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:to="lab_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:type="arc"/>
    <link:label id="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017_terseLabel_en-US" xlink:label="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individual non-participating life and health</link:label>
    <link:label id="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017_label_en-US" xlink:label="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Individual Non-participating Life And Health [Member]</link:label>
    <link:label id="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017_documentation_en-US" xlink:label="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Individual Non-participating Life And Health [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:to="lab_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC_verboseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">SLF U.S.</link:label>
    <link:label id="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC_label_en-US" xlink:label="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial United States [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial United States [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:to="lab_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Asia</link:label>
    <link:label id="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1_label_en-US" xlink:label="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Asia [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Asia [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:to="lab_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846_verboseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities under insurance contracts and reinsurance contracts issued</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:to="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:type="arc"/>
    <link:label id="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526_terseLabel_en-US" xlink:label="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of operating segments</link:label>
    <link:label id="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526_label_en-US" xlink:label="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Operating Segments1</link:label>
    <link:label id="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526_documentation_en-US" xlink:label="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Operating Segments1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfOperatingSegments1" xlink:label="loc_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:to="lab_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Significant Estimates and Judgments</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F_label_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Accounting Judgments and Estimates [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F_documentation_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Accounting Judgments and Estimates</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:to="lab_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E_verboseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Summary of Financial Assets</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:type="arc"/>
    <link:label id="lab_slf_RelatedPartyAbstract_2F98DDB3DF527C31C4EB24B4BECBC93C_label_en-US" xlink:label="lab_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party [Abstract]</link:label>
    <link:label id="lab_slf_RelatedPartyAbstract_2F98DDB3DF527C31C4EB24B4BECBC93C_documentation_en-US" xlink:label="lab_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Related Party [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RelatedPartyAbstract" xlink:label="loc_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:to="lab_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory_7DD85CD65CAC3766FAE524B4BECBB1C1_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party Transactions</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory_7DD85CD65CAC3766FAE524B4BECBB1C1_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of related party [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:to="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_94C74768A51EB6A26012780910D6E69B_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets and Liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_94C74768A51EB6A26012780910D6E69B_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_849C2B70C96A45018374780910D626C4_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of Income Tax Expense (Benefit)</link:label>
    <link:label id="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_849C2B70C96A45018374780910D626C4_label_en-US" xlink:label="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Major Components Of Tax Expense (Income) [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_849C2B70C96A45018374780910D626C4_documentation_en-US" xlink:label="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Major Components Of Tax Expense (Income) [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock" xlink:label="loc_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:to="lab_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_07B263FB7C24C08E296E780910D65AC3_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Income Tax Relating To Components Of Other Comprehensive Income And Equity</link:label>
    <link:label id="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_07B263FB7C24C08E296E780910D65AC3_label_en-US" xlink:label="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Income Tax Relating To Components Of Other Comprehensive Income And Equity [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_07B263FB7C24C08E296E780910D65AC3_documentation_en-US" xlink:label="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Income Tax Relating To Components Of Other Comprehensive Income And Equity [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock" xlink:label="loc_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:to="lab_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_277F0F968CEE3F85C6C8780910D63999_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Effective Income Tax Rate Differences Reconciliation</link:label>
    <link:label id="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_277F0F968CEE3F85C6C8780910D63999_label_en-US" xlink:label="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Reconciliation Of Accounting Profit Multiplied By Applicable Tax Rates And Average Effective Tax Rate [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_277F0F968CEE3F85C6C8780910D63999_documentation_en-US" xlink:label="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Reconciliation Of Accounting Profit Multiplied By Applicable Tax Rates And Average Effective Tax Rate [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock" xlink:label="loc_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:to="lab_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_32BCA717AD997003A9BE483553A01795_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of insurance contract liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_32BCA717AD997003A9BE483553A01795_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of amounts arising from insurance contracts [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:to="lab_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_7F5ABD5C7E60A294617A483553A0BF1A_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of impacts of method and changes in assumptions on insurance contract liabilities</link:label>
    <link:label id="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_7F5ABD5C7E60A294617A483553A0BF1A_label_en-US" xlink:label="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Impacts Of Method And Changes In Assumptions On Insurance Contract Liabilities [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_7F5ABD5C7E60A294617A483553A0BF1A_documentation_en-US" xlink:label="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Impacts Of Method And Changes In Assumptions On Insurance Contract Liabilities [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock" xlink:label="loc_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:to="lab_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_AFAD870F065C3F520806483553A0CE3C_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of investment contract liabilities</link:label>
    <link:label id="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_AFAD870F065C3F520806483553A0CE3C_label_en-US" xlink:label="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Investment Contract Liabilities [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_AFAD870F065C3F520806483553A0CE3C_documentation_en-US" xlink:label="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Investment Contract Liabilities [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock" xlink:label="loc_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:to="lab_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_7E8785A5ABA6CF594066483553A0FB63_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of reconciliation of changes in investment contract liabilities</link:label>
    <link:label id="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_7E8785A5ABA6CF594066483553A0FB63_label_en-US" xlink:label="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Reconciliation Of Changes In Investment Contract Liabilities [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_7E8785A5ABA6CF594066483553A0FB63_documentation_en-US" xlink:label="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Reconciliation Of Changes In Investment Contract Liabilities [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock" xlink:label="loc_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:to="lab_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_F4DEB3596D5B01A4C80E483553A02E15_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of claims and benefits paid</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_F4DEB3596D5B01A4C80E483553A02E15_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of claims and benefits paid [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory" xlink:label="loc_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:to="lab_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D_terseLabel_en-US" xlink:label="lab_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unused tax credits</link:label>
    <link:label id="lab_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D_label_en-US" xlink:label="lab_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unused tax credits [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxCreditsMember" xlink:label="loc_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:to="lab_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918_verboseLabel_en-US" xlink:label="lab_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Unused tax losses</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:to="lab_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:type="arc"/>
    <link:label id="lab_stpr_A0_588D222AEC1F7E082FBCA575D57A357F_terseLabel_en-US" xlink:label="lab_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ALBERTA</link:label>
    <link:label id="lab_stpr_A0_588D222AEC1F7E082FBCA575D57A357F_label_en-US" xlink:label="lab_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ALBERTA</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_A0" xlink:label="loc_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:to="lab_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:type="arc"/>
    <link:label id="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29_terseLabel_en-US" xlink:label="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asia</link:label>
    <link:label id="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29_label_en-US" xlink:label="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asia1 [Member]</link:label>
    <link:label id="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29_documentation_en-US" xlink:label="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Asia1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_Asia1Member" xlink:label="loc_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:to="lab_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:type="arc"/>
    <link:label id="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0_negatedTerseLabel_en-US" xlink:label="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Accumulated non-capital tax losses</link:label>
    <link:label id="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0_label_en-US" xlink:label="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-Capital Profit (Loss) Before Tax</link:label>
    <link:label id="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0_documentation_en-US" xlink:label="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non-Capital Profit (Loss) Before Tax</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NonCapitalProfitLossBeforeTax" xlink:label="loc_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:to="lab_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:type="arc"/>
    <link:label id="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425_negatedTerseLabel_en-US" xlink:label="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Capital losses</link:label>
    <link:label id="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425_label_en-US" xlink:label="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Profit (Loss) Before Tax</link:label>
    <link:label id="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425_documentation_en-US" xlink:label="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital Profit (Loss) Before Tax</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CapitalProfitLossBeforeTax" xlink:label="loc_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:to="lab_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A_terseLabel_en-US" xlink:label="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unused tax losses for which a deferred tax asset has not been recognised</link:label>
    <link:label id="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A_label_en-US" xlink:label="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unused tax losses for which no deferred tax asset recognised</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:to="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:type="arc"/>
    <link:label id="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6_terseLabel_en-US" xlink:label="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital tax losses for which no deferred tax asset recognised</link:label>
    <link:label id="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6_label_en-US" xlink:label="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Tax Losses For Which No Deferred Tax Asset Recognised</link:label>
    <link:label id="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6_documentation_en-US" xlink:label="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital Tax Losses For Which No Deferred Tax Asset Recognised</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:to="lab_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9_terseLabel_en-US" xlink:label="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Temporary differences associated with investments in subsidiaries, branches, joint ventures and associates for which a deferred tax liability has not been recognised</link:label>
    <link:label id="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9_label_en-US" xlink:label="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Temporary differences associated with investments in subsidiaries, branches and associates and interests in joint arrangements for which deferred tax liabilities have not been recognised</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:to="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB_terseLabel_en-US" xlink:label="lab_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Applicable tax rate</link:label>
    <link:label id="lab_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB_label_en-US" xlink:label="lab_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Applicable tax rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:to="lab_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:type="arc"/>
    <link:label id="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5_terseLabel_en-US" xlink:label="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax benefit relating to investments in joint ventures</link:label>
    <link:label id="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5_label_en-US" xlink:label="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Effect Of Associates And Joint Ventures Accounted For Using Equity Method</link:label>
    <link:label id="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5_documentation_en-US" xlink:label="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Effect Of Associates And Joint Ventures Accounted For Using Equity Method</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:to="lab_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:type="arc"/>
    <link:label id="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D_terseLabel_en-US" xlink:label="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Charge relating to withholding taxes on distributions from foreign subsidiaries</link:label>
    <link:label id="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D_label_en-US" xlink:label="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Effect Of Repatriation Of Foreign Earnings</link:label>
    <link:label id="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D_documentation_en-US" xlink:label="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Effect Of Repatriation Of Foreign Earnings</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfRepatriationOfForeignEarnings" xlink:label="loc_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:to="lab_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:type="arc"/>
    <link:label id="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A_negatedTerseLabel_en-US" xlink:label="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Provisional tax benefit relating to revaluation of deferred tax balances</link:label>
    <link:label id="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A_label_en-US" xlink:label="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Cuts And Jobs Act Of 2017, Change In Tax Rate, Income Tax Expense (Benefit)1</link:label>
    <link:label id="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A_documentation_en-US" xlink:label="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Cuts And Jobs Act Of 2017, Change In Tax Rate, Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1" xlink:label="loc_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:to="lab_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:type="arc"/>
    <link:label id="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58_terseLabel_en-US" xlink:label="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">One-time deemed repatriation charge</link:label>
    <link:label id="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58_label_en-US" xlink:label="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Cuts And Jobs Act Of 2017, Transition Tax For Accumulated Foreign Earnings, Income Tax Expense</link:label>
    <link:label id="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58_documentation_en-US" xlink:label="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Cuts And Jobs Act Of 2017, Transition Tax For Accumulated Foreign Earnings, Income Tax Expense</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense" xlink:label="loc_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:to="lab_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:type="arc"/>
    <link:label id="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD_terseLabel_en-US" xlink:label="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Withholding taxes on distributions from foreign subsidiaries</link:label>
    <link:label id="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD_label_en-US" xlink:label="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Rate Effect, Repatriation Of Foreign Earnings</link:label>
    <link:label id="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD_documentation_en-US" xlink:label="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Rate Effect, Repatriation Of Foreign Earnings</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectRepatriationOfForeignEarnings" xlink:label="loc_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:to="lab_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:type="arc"/>
    <link:label id="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D_negatedTerseLabel_en-US" xlink:label="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Benefit related to investments in joint ventures</link:label>
    <link:label id="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D_label_en-US" xlink:label="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Rate Effect, Repatriation Of Foreign Earnings With Investments In Subsidiaries Branches And Associates And Interests In Joint Ventures</link:label>
    <link:label id="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D_documentation_en-US" xlink:label="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Rate Effect, Repatriation Of Foreign Earnings With Investments In Subsidiaries Branches And Associates And Interests In Joint Ventures</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:to="lab_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:type="arc"/>
    <link:label id="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913_terseLabel_en-US" xlink:label="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash, cash equivalents and short-term securities</link:label>
    <link:label id="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913_label_en-US" xlink:label="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, And Short-Term Investments [Member]</link:label>
    <link:label id="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913_documentation_en-US" xlink:label="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, And Short-Term Investments [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:to="lab_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:type="arc"/>
    <link:label id="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA_terseLabel_en-US" xlink:label="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA_label_en-US" xlink:label="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities1 [Member]</link:label>
    <link:label id="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA_documentation_en-US" xlink:label="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Securities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquitySecurities1Member" xlink:label="loc_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:to="lab_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D_terseLabel_en-US" xlink:label="lab_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:to="lab_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:type="arc"/>
    <link:label id="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31_verboseLabel_en-US" xlink:label="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other invested assets</link:label>
    <link:label id="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31_label_en-US" xlink:label="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Invested Assets [Member]</link:label>
    <link:label id="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31_documentation_en-US" xlink:label="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Invested Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:to="lab_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in fair value of financial assets designated as measured at fair value through profit or loss, attributable to changes in credit risk of financial assets</link:label>
    <link:label id="lab_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E_label_en-US" xlink:label="lab_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in fair value of financial assets designated as measured at fair value through profit or loss, attributable to changes in credit risk of financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets" xlink:label="loc_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:to="lab_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6_terseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value changes on investment properties</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6_label_en-US" xlink:label="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Asset Fair Value, Investment Property</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Asset Fair Value, Investment Property</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInAssetFairValueInvestmentProperty" xlink:label="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:to="lab_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange gains (losses)</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign exchange gain (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:to="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Realized gains (losses) on property and equipment</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on disposals of property, plant and equipment</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:to="lab_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value and foreign currency changes on assets and liabilities</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for assets held at end of period, fair value measurement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:type="arc"/>
    <link:label id="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9_terseLabel_en-US" xlink:label="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain on sale of operating lease</link:label>
    <link:label id="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9_label_en-US" xlink:label="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Termination of Lease</link:label>
    <link:label id="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9_documentation_en-US" xlink:label="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Termination of Lease</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GainLossonTerminationofLease" xlink:label="loc_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:to="lab_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:type="arc"/>
    <link:label id="lab_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62_label_en-US" xlink:label="lab_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interests In Other Entities [Abstract]</link:label>
    <link:label id="lab_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62_documentation_en-US" xlink:label="lab_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interests In Other Entities [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestsInOtherEntitiesAbstract" xlink:label="loc_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:to="lab_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of unconsolidated structured entities [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of unconsolidated structured entities [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A_label_en-US" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other equity securities [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:to="lab_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:type="arc"/>
    <link:label id="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86_terseLabel_en-US" xlink:label="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities and Other invested assets</link:label>
    <link:label id="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86_label_en-US" xlink:label="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Equity Securities And Other Invested Assets [Member]</link:label>
    <link:label id="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86_documentation_en-US" xlink:label="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Equity Securities And Other Invested Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember" xlink:label="loc_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:to="lab_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:type="arc"/>
    <link:label id="lab_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C_terseLabel_en-US" xlink:label="lab_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other invested assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:to="lab_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C_terseLabel_en-US" xlink:label="lab_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Joint ventures [axis]</link:label>
    <link:label id="lab_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C_label_en-US" xlink:label="lab_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Joint ventures [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesAxis" xlink:label="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:to="lab_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for joint ventures [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for joint ventures [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:to="lab_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13_verboseLabel_en-US" xlink:label="lab_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Joint ventures</link:label>
    <link:label id="lab_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13_label_en-US" xlink:label="lab_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Joint ventures [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesMember" xlink:label="loc_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:to="lab_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD_terseLabel_en-US" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unconsolidated structured entities [axis]</link:label>
    <link:label id="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD_label_en-US" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unconsolidated structured entities [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for unconsolidated structured entities [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for unconsolidated structured entities [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="lab_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment funds</link:label>
    <link:label id="lab_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF_label_en-US" xlink:label="lab_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment funds [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentFundsMember" xlink:label="loc_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:to="lab_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:type="arc"/>
    <link:label id="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E_terseLabel_en-US" xlink:label="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securitization entities &#x2013; third-party managed</link:label>
    <link:label id="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E_label_en-US" xlink:label="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securitisation Vehicles Managed By Third Party [Member]</link:label>
    <link:label id="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E_documentation_en-US" xlink:label="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Securitisation Vehicles Managed By Third Party [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritisationVehiclesManagedByThirdPartyMember" xlink:label="loc_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:to="lab_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3_terseLabel_en-US" xlink:label="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment funds &#x2013; third-party managed</link:label>
    <link:label id="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3_label_en-US" xlink:label="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Funds Managed By Third Party [Member]</link:label>
    <link:label id="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3_documentation_en-US" xlink:label="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Funds Managed By Third Party [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentFundsManagedByThirdPartyMember" xlink:label="loc_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:to="lab_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912_terseLabel_en-US" xlink:label="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment funds &#x2013; company managed</link:label>
    <link:label id="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912_label_en-US" xlink:label="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Funds Managed By Parent [Member]</link:label>
    <link:label id="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912_documentation_en-US" xlink:label="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Funds Managed By Parent [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentFundsManagedByParentMember" xlink:label="loc_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:to="lab_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:type="arc"/>
    <link:label id="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0_terseLabel_en-US" xlink:label="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Limited partnerships &#x2013; third-party managed</link:label>
    <link:label id="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0_label_en-US" xlink:label="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Limited Partnerships Managed By Third Party [Member]</link:label>
    <link:label id="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0_documentation_en-US" xlink:label="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Limited Partnerships Managed By Third Party [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LimitedPartnershipsManagedByThirdPartyMember" xlink:label="loc_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:to="lab_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of unconsolidated structured entities [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of unconsolidated structured entities [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3_terseLabel_en-US" xlink:label="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount</link:label>
    <link:label id="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3_label_en-US" xlink:label="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets recognised in entity's financial statements in relation to structured entities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:label="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:to="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268_terseLabel_en-US" xlink:label="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum exposure to loss</link:label>
    <link:label id="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268_label_en-US" xlink:label="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum exposure to loss from interests in structured entities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:label="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:to="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of analysis of other comprehensive income by item [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of analysis of other comprehensive income by item [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:to="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of equity [axis]</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of equity [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:to="lab_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity [member]</link:label>
    <link:label id="lab_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D_label_en-US" xlink:label="lab_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="lab_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized foreign currency translation gains (losses), net of hedging activities</link:label>
    <link:label id="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4_label_en-US" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of exchange differences on translation [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:to="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses) on available-for-sale assets</link:label>
    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9_label_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of gains and losses on remeasuring available-for-sale financial assets [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:to="lab_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses) on cash flow hedges</link:label>
    <link:label id="lab_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A_label_en-US" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of cash flow hedges [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfCashFlowHedgesMember" xlink:label="loc_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:to="lab_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share of other comprehensive income (loss) in joint ventures and associates</link:label>
    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E_label_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of gains and losses from investments in equity instruments [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:to="lab_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remeasurement of defined benefit plans</link:label>
    <link:label id="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5_label_en-US" xlink:label="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve of remeasurements of defined benefit plans [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:to="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC_terseLabel_en-US" xlink:label="lab_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation surplus on transfers to investment properties</link:label>
    <link:label id="lab_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC_label_en-US" xlink:label="lab_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revaluation surplus [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevaluationSurplusMember" xlink:label="loc_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:to="lab_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:type="arc"/>
    <link:label id="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A_terseLabel_en-US" xlink:label="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Participating policyholders</link:label>
    <link:label id="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A_label_en-US" xlink:label="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Participating Policyholders [Member]</link:label>
    <link:label id="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A_documentation_en-US" xlink:label="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Participating Policyholders [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:to="lab_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0_verboseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Shareholders</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0_label_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity attributable to owners of parent [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8_terseLabel_en-US" xlink:label="lab_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
    <link:label id="lab_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8_label_en-US" xlink:label="lab_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained earnings [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:to="lab_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20_verboseLabel_en-US" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income (loss), net of taxes</link:label>
    <link:label id="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20_label_en-US" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:to="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of analysis of other comprehensive income by item [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of analysis of other comprehensive income by item [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE_periodStartLabel_en-US" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income, beginning balance</link:label>
    <link:label id="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE_label_en-US" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:to="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:to="lab_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:type="arc"/>
    <link:label id="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16_terseLabel_en-US" xlink:label="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16_label_en-US" xlink:label="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Other</link:label>
    <link:label id="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16_documentation_en-US" xlink:label="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Other</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherComprehensiveIncomeLossOther" xlink:label="loc_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:to="lab_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0_periodEndLabel_en-US" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income, ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0" xlink:to="lab_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Transfer to retained earnings (from accumulated other comprehensive income)</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through other changes, equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_C86727C28809199973F6438951E2CBFB_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_C86727C28809199973F6438951E2CBFB_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of analysis of other comprehensive income by item [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:to="lab_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_F5BA9050AF707848516B78090FA3383C_terseLabel_en-US" xlink:label="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected contributions for the next 12 months</link:label>
    <link:label id="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_F5BA9050AF707848516B78090FA3383C_label_en-US" xlink:label="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Estimate of contributions expected to be paid to plan for next annual reporting period</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:label="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:to="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_02BB4D43BEBE34F37D08483552F3782E_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Borrowings</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_02BB4D43BEBE34F37D08483552F3782E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_BCBEF30886BAD9A143F6483553C310FA_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_BCBEF30886BAD9A143F6483553C310FA_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of intangible assets and goodwill [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_FE409B8B33FEE321C28A9672A0CF0C66_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_D32C66061ACF55E2942EAC702DB250C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk Categories</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_FE409B8B33FEE321C28A9672A0CF0C66_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_D32C66061ACF55E2942EAC702DB250C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial risk management [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_D32C66061ACF55E2942EAC702DB250C9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_D32C66061ACF55E2942EAC702DB250C9" xlink:to="lab_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_D32C66061ACF55E2942EAC702DB250C9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_5B6E6F4B0ED588C9C5B44835515B443E_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk-free interest rate</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_5B6E6F4B0ED588C9C5B44835515B443E_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk free interest rate, share options granted</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:to="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_CA9C5CADA1471D2D318D4835515B3BCA_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected volatility</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_CA9C5CADA1471D2D318D4835515B3BCA_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected volatility, share options granted</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:to="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_EC1256CF1706C4BD83AF4835515BB804_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected dividend yield</link:label>
    <link:label id="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_EC1256CF1706C4BD83AF4835515BB804_label_en-US" xlink:label="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected dividend as percentage, share options granted</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" xlink:label="loc_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:to="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_6016E6CAAAC7BD05FD7B4835515B46C4_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected life of the option (in years)</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_6016E6CAAAC7BD05FD7B4835515B46C4_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Option life, share options granted</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:to="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExercisePriceShareOptionsGranted_DD21D99AFB1F5597793F4835515C0D36_terseLabel_en-US" xlink:label="lab_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercise price (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_ExercisePriceShareOptionsGranted_DD21D99AFB1F5597793F4835515C0D36_label_en-US" xlink:label="lab_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exercise price, share options granted</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExercisePriceShareOptionsGranted" xlink:label="loc_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:to="lab_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfFeeIncomeTableTextBlock_8343907071D853476BE824B4BEB70DD0_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fee Income</link:label>
    <link:label id="lab_slf_ScheduleOfFeeIncomeTableTextBlock_8343907071D853476BE824B4BEB70DD0_label_en-US" xlink:label="lab_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Fee Income [Table Text Block]</link:label>
    <link:label id="lab_slf_ScheduleOfFeeIncomeTableTextBlock_8343907071D853476BE824B4BEB70DD0_documentation_en-US" xlink:label="lab_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Fee Income [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFeeIncomeTableTextBlock" xlink:label="loc_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:to="lab_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_C8A59C06433D9D12EB124835512728E0_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital Management</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_C8A59C06433D9D12EB124835512728E0_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of objectives, policies and processes for managing capital [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:label="loc_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:to="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInsuranceContractsExplanatory_D4E0F83E1B48A3879059483553A399F0_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance Contract Liabilities and Investment Contract Liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInsuranceContractsExplanatory_D4E0F83E1B48A3879059483553A399F0_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of insurance contracts [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInsuranceContractsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:to="lab_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of share capital [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC_label_en-US" xlink:label="lab_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of share capital [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:to="lab_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital [member]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5_label_en-US" xlink:label="lab_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share capital [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:to="lab_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:type="arc"/>
    <link:label id="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80_terseLabel_en-US" xlink:label="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-Cumulative Perpetual Preferred Shares</link:label>
    <link:label id="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80_label_en-US" xlink:label="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-Cumulative Perpetual Preference Shares [Member]</link:label>
    <link:label id="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80_documentation_en-US" xlink:label="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non-Cumulative Perpetual Preference Shares [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NonCumulativePerpetualPreferenceSharesMember" xlink:label="loc_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:to="lab_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820_terseLabel_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital requirements [axis]</link:label>
    <link:label id="lab_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820_label_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital requirements [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsAxis" xlink:label="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:to="lab_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644_terseLabel_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital requirements [member]</link:label>
    <link:label id="lab_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644_label_en-US" xlink:label="lab_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital requirements [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsMember" xlink:label="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:to="lab_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:type="arc"/>
    <link:label id="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6_terseLabel_en-US" xlink:label="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 Capital</link:label>
    <link:label id="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6_label_en-US" xlink:label="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier One Capital [Member]</link:label>
    <link:label id="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6_documentation_en-US" xlink:label="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tier One Capital [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TierOneCapitalMember" xlink:label="loc_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:to="lab_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:type="arc"/>
    <link:label id="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6_terseLabel_en-US" xlink:label="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Annual Yield</link:label>
    <link:label id="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6_label_en-US" xlink:label="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Annual Yield [Member]</link:label>
    <link:label id="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6_documentation_en-US" xlink:label="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Annual Yield [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AnnualYieldMember" xlink:label="loc_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:to="lab_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4_terseLabel_en-US" xlink:label="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life ExchangEable Capital Securities</link:label>
    <link:label id="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4_label_en-US" xlink:label="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life ExchangEable Capital Securities [Member]</link:label>
    <link:label id="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4_documentation_en-US" xlink:label="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life ExchangEable Capital Securities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeExchangEableCapitalSecuritiesMember" xlink:label="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:to="lab_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C_terseLabel_en-US" xlink:label="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Capital Trust SLEECS B</link:label>
    <link:label id="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C_label_en-US" xlink:label="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Capital Trust SLEECS B [Member]</link:label>
    <link:label id="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C_documentation_en-US" xlink:label="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Capital Trust SLEECS B [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCapitalTrustSLEECSBMember" xlink:label="loc_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:to="lab_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6_terseLabel_en-US" xlink:label="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Capital Trust II SEECS 2009-1</link:label>
    <link:label id="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6_label_en-US" xlink:label="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Capital Trust II SEECS 2009-1 [Member]</link:label>
    <link:label id="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6_documentation_en-US" xlink:label="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Capital Trust II SEECS 2009-1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCapitalTrustIISEECS20091Member" xlink:label="loc_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:to="lab_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592_terseLabel_en-US" xlink:label="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings, convertible, number of equity instruments (in shares)</link:label>
    <link:label id="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592_label_en-US" xlink:label="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Convertible, Number Of Equity Instruments</link:label>
    <link:label id="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592_documentation_en-US" xlink:label="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, Convertible, Number Of Equity Instruments</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsConvertibleNumberOfEquityInstruments" xlink:label="loc_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:to="lab_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E_verboseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Annual yield</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:to="lab_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015_terseLabel_en-US" xlink:label="lab_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:to="lab_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in intangible assets and goodwill [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in intangible assets and goodwill [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0_terseLabel_en-US" xlink:label="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Canada</link:label>
    <link:label id="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0_label_en-US" xlink:label="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Canada [Member]</link:label>
    <link:label id="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0_documentation_en-US" xlink:label="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Canada [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:to="lab_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of intangible assets and goodwill [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA_label_en-US" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of intangible assets and goodwill [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets and goodwill [member]</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets and goodwill [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F_terseLabel_en-US" xlink:label="lab_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F_label_en-US" xlink:label="lab_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GoodwillMember" xlink:label="loc_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:to="lab_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in intangible assets and goodwill [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in intangible assets and goodwill [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in intangible assets and goodwill [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in intangible assets and goodwill [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060_periodStartLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance, Beginning</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets and goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121_terseLabel_en-US" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions</link:label>
    <link:label id="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121_label_en-US" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Acquisitions through business combinations, intangible assets and goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:to="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net exchange differences, intangible assets and goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E_periodEndLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance, Ending</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E" xlink:type="arc"/>
    <link:label id="lab_dei_LegalEntityAxis_C8C8442684E72B2E05FD7B70DF3619EB_terseLabel_en-US" xlink:label="lab_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
    <link:label id="lab_dei_LegalEntityAxis_C8C8442684E72B2E05FD7B70DF3619EB_label_en-US" xlink:label="lab_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:to="lab_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:type="arc"/>
    <link:label id="lab_dei_EntityDomain_BDF30FDBB97DD3AE06947B70DF36CFB6_terseLabel_en-US" xlink:label="lab_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
    <link:label id="lab_dei_EntityDomain_BDF30FDBB97DD3AE06947B70DF36CFB6_label_en-US" xlink:label="lab_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:to="lab_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeAssuranceMember_3561AAEF7A03874C8A9E7B70DF3610F6_verboseLabel_en-US" xlink:label="lab_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Assurance (consolidated)</link:label>
    <link:label id="lab_slf_SunLifeAssuranceMember_3561AAEF7A03874C8A9E7B70DF3610F6_label_en-US" xlink:label="lab_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Assurance [Member]</link:label>
    <link:label id="lab_slf_SunLifeAssuranceMember_3561AAEF7A03874C8A9E7B70DF3610F6_documentation_en-US" xlink:label="lab_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Assurance [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceMember" xlink:label="loc_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:to="lab_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:type="arc"/>
    <link:label id="lab_slf_OtherSubsidiariesMember_494C78CC8F6B3CCC0A747B70DF36C17A_verboseLabel_en-US" xlink:label="lab_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other subsidiaries of SLF Inc. (combined)</link:label>
    <link:label id="lab_slf_OtherSubsidiariesMember_494C78CC8F6B3CCC0A747B70DF36C17A_label_en-US" xlink:label="lab_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Subsidiaries [Member]</link:label>
    <link:label id="lab_slf_OtherSubsidiariesMember_494C78CC8F6B3CCC0A747B70DF36C17A_documentation_en-US" xlink:label="lab_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Subsidiaries [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherSubsidiariesMember" xlink:label="loc_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:to="lab_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:type="arc"/>
    <link:label id="lab_slf_ConsolidationItems1Axis_969FBC20203B05E54E1F7B70DF360986_terseLabel_en-US" xlink:label="lab_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidation Items [Axis]</link:label>
    <link:label id="lab_slf_ConsolidationItems1Axis_969FBC20203B05E54E1F7B70DF360986_label_en-US" xlink:label="lab_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation Items1 [Axis]</link:label>
    <link:label id="lab_slf_ConsolidationItems1Axis_969FBC20203B05E54E1F7B70DF360986_documentation_en-US" xlink:label="lab_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consolidation Items1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Axis" xlink:label="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:to="lab_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:type="arc"/>
    <link:label id="lab_slf_ConsolidationItems1Domain_5FAC7EF780E1C03D87137B70DF365CB8_terseLabel_en-US" xlink:label="lab_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidation Items [Domain]</link:label>
    <link:label id="lab_slf_ConsolidationItems1Domain_5FAC7EF780E1C03D87137B70DF365CB8_label_en-US" xlink:label="lab_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation Items1 [Domain]</link:label>
    <link:label id="lab_slf_ConsolidationItems1Domain_5FAC7EF780E1C03D87137B70DF365CB8_documentation_en-US" xlink:label="lab_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Consolidation Items1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Domain" xlink:label="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:to="lab_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:type="arc"/>
    <link:label id="lab_slf_ReportableLegalEntities1Member_DF2FE7B5CDAA3B3E7A717B70DF3614A1_terseLabel_en-US" xlink:label="lab_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reportable legal entities</link:label>
    <link:label id="lab_slf_ReportableLegalEntities1Member_DF2FE7B5CDAA3B3E7A717B70DF3614A1_label_en-US" xlink:label="lab_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reportable Legal Entities1 [Member]</link:label>
    <link:label id="lab_slf_ReportableLegalEntities1Member_DF2FE7B5CDAA3B3E7A717B70DF3614A1_documentation_en-US" xlink:label="lab_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reportable Legal Entities1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReportableLegalEntities1Member" xlink:label="loc_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:to="lab_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:type="arc"/>
    <link:label id="lab_slf_ConsolidationEliminations1Member_0A347A844010961A62C57B70DF362F07_verboseLabel_en-US" xlink:label="lab_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Consolidation adjustment</link:label>
    <link:label id="lab_slf_ConsolidationEliminations1Member_0A347A844010961A62C57B70DF362F07_label_en-US" xlink:label="lab_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation, Eliminations 1 [Member]</link:label>
    <link:label id="lab_slf_ConsolidationEliminations1Member_0A347A844010961A62C57B70DF362F07_documentation_en-US" xlink:label="lab_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consolidation, Eliminations [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationEliminations1Member" xlink:label="loc_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:to="lab_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_E541DE87CAA7650397C77B70DF365450_terseLabel_en-US" xlink:label="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Subordinated Debt Issued May 15, 1998</link:label>
    <link:label id="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_E541DE87CAA7650397C77B70DF365450_label_en-US" xlink:label="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Subordinated Debt Issued May 15, 1998 [Member]</link:label>
    <link:label id="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_E541DE87CAA7650397C77B70DF365450_documentation_en-US" xlink:label="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Assurance Subordinated Debt Issued May 15, 1998 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" xlink:label="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:to="lab_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:type="arc"/>
    <link:label id="lab_slf_ConsolidatedEntities1Axis_056F9F1A7A7EE22B961A7B70DF3674E7_terseLabel_en-US" xlink:label="lab_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Entities1 [Axis]</link:label>
    <link:label id="lab_slf_ConsolidatedEntities1Axis_056F9F1A7A7EE22B961A7B70DF3674E7_label_en-US" xlink:label="lab_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Entities1 [Axis]</link:label>
    <link:label id="lab_slf_ConsolidatedEntities1Axis_056F9F1A7A7EE22B961A7B70DF3674E7_documentation_en-US" xlink:label="lab_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consolidated Entities1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Axis" xlink:label="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:to="lab_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:type="arc"/>
    <link:label id="lab_slf_ConsolidatedEntities1Domain_CC6C2FA4B4973FFEB5337B70DF36505A_terseLabel_en-US" xlink:label="lab_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Entities1 [Domain]</link:label>
    <link:label id="lab_slf_ConsolidatedEntities1Domain_CC6C2FA4B4973FFEB5337B70DF36505A_label_en-US" xlink:label="lab_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Entities1 [Domain]</link:label>
    <link:label id="lab_slf_ConsolidatedEntities1Domain_CC6C2FA4B4973FFEB5337B70DF36505A_documentation_en-US" xlink:label="lab_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Consolidated Entities1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Domain" xlink:label="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:to="lab_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:type="arc"/>
    <link:label id="lab_slf_ParentCompany1Member_1F049D39030DCB29EF177B70DF363647_terseLabel_en-US" xlink:label="lab_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Parent Company</link:label>
    <link:label id="lab_slf_ParentCompany1Member_1F049D39030DCB29EF177B70DF363647_label_en-US" xlink:label="lab_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Parent Company 1 [Member]</link:label>
    <link:label id="lab_slf_ParentCompany1Member_1F049D39030DCB29EF177B70DF363647_documentation_en-US" xlink:label="lab_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Parent Company [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ParentCompany1Member" xlink:label="loc_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:to="lab_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:type="arc"/>
    <link:label id="lab_slf_SubsidiaryIssuer1Member_841DE6C93C609A464C697B70DF37E0B8_terseLabel_en-US" xlink:label="lab_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsidiary Issuer</link:label>
    <link:label id="lab_slf_SubsidiaryIssuer1Member_841DE6C93C609A464C697B70DF37E0B8_label_en-US" xlink:label="lab_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiary Issuer 1 [Member]</link:label>
    <link:label id="lab_slf_SubsidiaryIssuer1Member_841DE6C93C609A464C697B70DF37E0B8_documentation_en-US" xlink:label="lab_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subsidiary Issuer [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsidiaryIssuer1Member" xlink:label="loc_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:to="lab_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_EF2F8A9F33FF221F17807B70DF37603B_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Outstanding preferred shares subject to the guarantee (in shares)</link:label>
    <link:label id="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_EF2F8A9F33FF221F17807B70DF37603B_label_en-US" xlink:label="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares Subject To Guarantee, Shares Outstanding</link:label>
    <link:label id="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_EF2F8A9F33FF221F17807B70DF37603B_documentation_en-US" xlink:label="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares Subject To Guarantee, Shares Outstanding</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding" xlink:label="loc_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:to="lab_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_1BED3845FF5060A90C9B7B70DF37CC74_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' net income (loss)</link:label>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_1BED3845FF5060A90C9B7B70DF37CC74_label_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss), attributable to owners of parent</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:to="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:type="arc"/>
    <link:label id="lab_slf_InvestedAssets_6F1178623CA6A75259A77B70DF37D2FD_terseLabel_en-US" xlink:label="lab_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Invested assets</link:label>
    <link:label id="lab_slf_InvestedAssets_6F1178623CA6A75259A77B70DF37D2FD_label_en-US" xlink:label="lab_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Invested Assets</link:label>
    <link:label id="lab_slf_InvestedAssets_6F1178623CA6A75259A77B70DF37D2FD_documentation_en-US" xlink:label="lab_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Invested Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:to="lab_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:type="arc"/>
    <link:label id="lab_slf_OtherGeneralFundAssets_4BCD97C4D834762AF9627B70DF3759A2_terseLabel_en-US" xlink:label="lab_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total other general fund assets</link:label>
    <link:label id="lab_slf_OtherGeneralFundAssets_4BCD97C4D834762AF9627B70DF3759A2_label_en-US" xlink:label="lab_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other General Fund Assets</link:label>
    <link:label id="lab_slf_OtherGeneralFundAssets_4BCD97C4D834762AF9627B70DF3759A2_documentation_en-US" xlink:label="lab_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other General Fund Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherGeneralFundAssets" xlink:label="loc_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:to="lab_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountAssets1_54EF5D9BEF7125B15BD97B70DF370B56_terseLabel_en-US" xlink:label="lab_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments for account of segregated fund holders</link:label>
    <link:label id="lab_slf_SeparateAccountAssets1_54EF5D9BEF7125B15BD97B70DF370B56_label_en-US" xlink:label="lab_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Account Assets 1</link:label>
    <link:label id="lab_slf_SeparateAccountAssets1_54EF5D9BEF7125B15BD97B70DF370B56_documentation_en-US" xlink:label="lab_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Account Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:to="lab_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentContractsLiabilities_F51F1AF6C7C715AEDDE47B70DF37128E_verboseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities</link:label>
    <link:label id="lab_ifrs-full_InvestmentContractsLiabilities_F51F1AF6C7C715AEDDE47B70DF37128E_label_en-US" xlink:label="lab_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment contracts liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:to="lab_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:type="arc"/>
    <link:label id="lab_slf_OtherGeneralFundLiabilities_B8FAD34F787CA59939B17B70DF371D5E_terseLabel_en-US" xlink:label="lab_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total other general fund liabilities</link:label>
    <link:label id="lab_slf_OtherGeneralFundLiabilities_B8FAD34F787CA59939B17B70DF371D5E_label_en-US" xlink:label="lab_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other General Fund Liabilities</link:label>
    <link:label id="lab_slf_OtherGeneralFundLiabilities_B8FAD34F787CA59939B17B70DF371D5E_documentation_en-US" xlink:label="lab_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other General Fund Liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherGeneralFundLiabilities" xlink:label="loc_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:to="lab_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8_terseLabel_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsidiaries [axis]</link:label>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8_label_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiaries [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:to="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for subsidiaries [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for subsidiaries [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSubsidiariesMember" xlink:label="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:to="lab_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:type="arc"/>
    <link:label id="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99_terseLabel_en-US" xlink:label="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">PVI Sun Life</link:label>
    <link:label id="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99_label_en-US" xlink:label="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">PVI Sun Life Insurance Company Limited [Member]</link:label>
    <link:label id="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99_documentation_en-US" xlink:label="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">PVI Sun Life Insurance Company Limited [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PVISunLifeInsuranceCompanyLimitedMember" xlink:label="loc_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:to="lab_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Percentage of voting equity interests</link:label>
    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0_label_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proportion of ownership interests held by non-controlling interests</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8_periodStartLabel_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance, beginning of year</link:label>
    <link:label id="lab_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8_label_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-controlling interests</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterests" xlink:label="loc_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:to="lab_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:type="arc"/>
    <link:label id="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439_terseLabel_en-US" xlink:label="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisition of control in subsidiary and capital transaction</link:label>
    <link:label id="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439_label_en-US" xlink:label="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noncontrolling Interest, Increase From Acquisition Of Control In Subsidiary And Capital Transaction</link:label>
    <link:label id="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439_documentation_en-US" xlink:label="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Noncontrolling Interest, Increase From Acquisition Of Control In Subsidiary And Capital Transaction</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction" xlink:label="loc_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:to="lab_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net income (loss)</link:label>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D_label_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss), attributable to non-controlling interests</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:to="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:type="arc"/>
    <link:label id="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9_negatedLabel_en-US" xlink:label="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Acquisition of interest in subsidiary from non-controlling interests</link:label>
    <link:label id="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9_label_en-US" xlink:label="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noncontrolling Interest, Decrease from Redemptions or Purchase of Interests</link:label>
    <link:label id="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9_documentation_en-US" xlink:label="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Noncontrolling Interest, Decrease from Redemptions or Purchase of Interests</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests" xlink:label="loc_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:to="lab_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5_periodEndLabel_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Total non-controlling interests, end of year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterests" xlink:label="loc_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5" xlink:to="lab_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_F660D85213C2D5CDBE3D48355320D85F_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Other Liabilities</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_F660D85213C2D5CDBE3D48355320D85F_label_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Other Liabilities Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_F660D85213C2D5CDBE3D48355320D85F_documentation_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information On Other Liabilities Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:to="lab_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_81C2642F9324C4DC4F8148355136FED9_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current income tax expense (benefit):</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_81C2642F9324C4DC4F8148355136FED9_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax expense (income) and adjustments for current tax of prior periods [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentTaxExpenseIncome_D2F2EB4E21D2F68E653C48355136C678_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current year</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxExpenseIncome_D2F2EB4E21D2F68E653C48355136C678_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax expense (income)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncome" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_FDD2AF5813C3C62AE27B483551368556_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments in respect of prior years, including resolution of tax disputes</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_FDD2AF5813C3C62AE27B483551368556_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for current tax of prior periods</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xlink:label="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:to="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:type="arc"/>
    <link:label id="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_A1EE51938260DFAA563648E46231AABF_terseLabel_en-US" xlink:label="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax rate and other legislative changes</link:label>
    <link:label id="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_A1EE51938260DFAA563648E46231AABF_label_en-US" xlink:label="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Tax Expense (Income) Relating To Tax Rate Changes Or Imposition Of New Taxes</link:label>
    <link:label id="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_A1EE51938260DFAA563648E46231AABF_documentation_en-US" xlink:label="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Current Tax Expense (Income) Relating To Tax Rate Changes Or Imposition Of New Taxes</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:to="lab_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_5A0586BB5B8DA1578A78483551366DD4_totalLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total current income tax expense (benefit)</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_5A0586BB5B8DA1578A78483551366DD4_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax expense (income) and adjustments for current tax of prior periods</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract_BCE3A4484EC198C9383C4835513688B3_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred income tax expense (benefit):</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract_BCE3A4484EC198C9383C4835513688B3_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax expense (income) [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeAbstract" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_D249FECACC536EB836A948355136EBDE_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Origination and reversal of temporary differences</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_D249FECACC536EB836A948355136EBDE_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax expense (income) relating to origination and reversal of temporary differences</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_CD83C31E80B38444DFE3483551360C40_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Tax expense (benefit) arising from unrecognized tax losses</link:label>
    <link:label id="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_CD83C31E80B38444DFE3483551360C40_label_en-US" xlink:label="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax benefit arising from previously unrecognised tax loss, tax credit or temporary difference of prior period used to reduce deferred tax expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xlink:label="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:to="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_641710E0C67DA12E4EFE48355137CA0D_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments in respect of prior years, including resolution of tax disputes</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_641710E0C67DA12E4EFE48355137CA0D_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for deferred tax of prior periods</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods" xlink:label="loc_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:to="lab_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_977C98538BA9CDBF2EC948E4EE02639F_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax rate and other legislative changes</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_977C98538BA9CDBF2EC948E4EE02639F_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax expense (income) relating to tax rate changes or imposition of new taxes</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:type="arc"/>
    <link:label id="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_6CEA1B29BA619150F14C483551379E53_totalLabel_en-US" xlink:label="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total deferred income tax expense (benefit)</link:label>
    <link:label id="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_6CEA1B29BA619150F14C483551379E53_label_en-US" xlink:label="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Expense (Income) And Adjustments For Deferred Tax Of Prior Periods</link:label>
    <link:label id="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_6CEA1B29BA619150F14C483551379E53_documentation_en-US" xlink:label="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Tax Expense (Income) And Adjustments For Deferred Tax Of Prior Periods</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods" xlink:label="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:to="lab_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_F75A2F367FF77A0EB38248355137721B_totalLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total income tax expense (benefit)</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_F75A2F367FF77A0EB38248355137721B_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax expense (income), continuing operations</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:to="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:type="arc"/>
    <link:label id="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74_terseLabel_en-US" xlink:label="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individual participating life</link:label>
    <link:label id="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74_label_en-US" xlink:label="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Individual Participating Life [Member]</link:label>
    <link:label id="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74_documentation_en-US" xlink:label="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Individual Participating Life [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:to="lab_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:type="arc"/>
    <link:label id="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF_terseLabel_en-US" xlink:label="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Group life and health</link:label>
    <link:label id="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF_label_en-US" xlink:label="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Group Life And Health [Member]</link:label>
    <link:label id="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF_documentation_en-US" xlink:label="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Group Life And Health [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:to="lab_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:type="arc"/>
    <link:label id="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416_terseLabel_en-US" xlink:label="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individual annuities</link:label>
    <link:label id="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416_label_en-US" xlink:label="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Individual Annuities [Member]</link:label>
    <link:label id="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416_documentation_en-US" xlink:label="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Individual Annuities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:to="lab_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:type="arc"/>
    <link:label id="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41_terseLabel_en-US" xlink:label="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Group annuities</link:label>
    <link:label id="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41_label_en-US" xlink:label="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Group Annuities [Member]</link:label>
    <link:label id="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41_documentation_en-US" xlink:label="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Group Annuities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:to="lab_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:type="arc"/>
    <link:label id="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684_terseLabel_en-US" xlink:label="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities before other policy liabilities</link:label>
    <link:label id="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684_label_en-US" xlink:label="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance Contract Liabilities Before Other Policy Liabilities [Member]</link:label>
    <link:label id="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684_documentation_en-US" xlink:label="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance Contract Liabilities Before Other Policy Liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" xlink:label="loc_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:to="lab_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_A0BC441BA01FFA09F2F0483551037B7C_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments, Guarantees and Contingencies</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_A0BC441BA01FFA09F2F0483551037B7C_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of commitments and contingent liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:to="lab_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfFinancialPositionAbstract_516B88AED513ACED35B17334412A6A90_label_en-US" xlink:label="lab_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of financial position [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:label="loc_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:to="lab_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AssetsAbstract_AD4C1EA77AA45BED99AF7334412B5D96_terseLabel_en-US" xlink:label="lab_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_ifrs-full_AssetsAbstract_AD4C1EA77AA45BED99AF7334412B5D96_label_en-US" xlink:label="lab_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetsAbstract" xlink:label="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="lab_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:type="arc"/>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestments_FE8305E5705C107DA8617334412B608C_terseLabel_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash, cash equivalents and short-term securities (Note 5)</link:label>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestments_FE8305E5705C107DA8617334412B608C_label_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents And Current Investments</link:label>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestments_FE8305E5705C107DA8617334412B608C_documentation_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents And Current Investments</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:to="lab_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DebtInstrumentsHeld_C2B1B493205A7E5692C77334412B86DB_terseLabel_en-US" xlink:label="lab_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities (Notes 5 and 6)</link:label>
    <link:label id="lab_ifrs-full_DebtInstrumentsHeld_C2B1B493205A7E5692C77334412B86DB_label_en-US" xlink:label="lab_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt instruments held</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:to="lab_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityInstrumentsHeld_B693F76BCF97DF77D2357334412B7B27_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities (Notes 5 and 6)</link:label>
    <link:label id="lab_ifrs-full_EquityInstrumentsHeld_B693F76BCF97DF77D2357334412B7B27_label_en-US" xlink:label="lab_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity instruments held</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:to="lab_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:type="arc"/>
    <link:label id="lab_slf_LoansAndReceivablesMortgagesandLoans_623CF6948EA0DE15AC9E7334412B146B_terseLabel_en-US" xlink:label="lab_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages and loans (Notes 5 and 6)</link:label>
    <link:label id="lab_slf_LoansAndReceivablesMortgagesandLoans_623CF6948EA0DE15AC9E7334412B146B_label_en-US" xlink:label="lab_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Receivables, Mortgages and Loans</link:label>
    <link:label id="lab_slf_LoansAndReceivablesMortgagesandLoans_623CF6948EA0DE15AC9E7334412B146B_documentation_en-US" xlink:label="lab_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans And Receivables, Mortgages and Loans</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LoansAndReceivablesMortgagesandLoans" xlink:label="loc_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:to="lab_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativeFinancialAssets_8B95F207B5DC651098887334412BBD78_terseLabel_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative assets (Notes 5 and 6)</link:label>
    <link:label id="lab_ifrs-full_DerivativeFinancialAssets_8B95F207B5DC651098887334412BBD78_label_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:to="lab_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:type="arc"/>
    <link:label id="lab_slf_OtherInvestedAssets_024EE2F748EDF921B9C07334412BD360_terseLabel_en-US" xlink:label="lab_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other invested assets (Note 5)</link:label>
    <link:label id="lab_slf_OtherInvestedAssets_024EE2F748EDF921B9C07334412BD360_label_en-US" xlink:label="lab_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Invested Assets</link:label>
    <link:label id="lab_slf_OtherInvestedAssets_024EE2F748EDF921B9C07334412BD360_documentation_en-US" xlink:label="lab_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Invested Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssets" xlink:label="loc_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:to="lab_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:type="arc"/>
    <link:label id="lab_slf_LoansAndReceivablesPolicyLoans_0317DE2A84D96D63880C7334412C4CD7_terseLabel_en-US" xlink:label="lab_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Policy loans (Note 5)</link:label>
    <link:label id="lab_slf_LoansAndReceivablesPolicyLoans_0317DE2A84D96D63880C7334412C4CD7_label_en-US" xlink:label="lab_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Receivables, Policy Loans</link:label>
    <link:label id="lab_slf_LoansAndReceivablesPolicyLoans_0317DE2A84D96D63880C7334412C4CD7_documentation_en-US" xlink:label="lab_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans And Receivables, Policy Loans</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LoansAndReceivablesPolicyLoans" xlink:label="loc_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:to="lab_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentProperty_958F55F774099A4825E67334412C4291_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment properties (Note 5)</link:label>
    <link:label id="lab_ifrs-full_InvestmentProperty_958F55F774099A4825E67334412C4291_label_en-US" xlink:label="lab_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment property</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:to="lab_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:type="arc"/>
    <link:label id="lab_slf_InvestedAssets_209872AFCBB7CE93A4377334412CFD92_totalLabel_en-US" xlink:label="lab_slf_InvestedAssets_6F19ACE403485CB19F59A8B69218136B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Invested assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_6F19ACE403485CB19F59A8B69218136B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestedAssets_6F19ACE403485CB19F59A8B69218136B" xlink:to="lab_slf_InvestedAssets_6F19ACE403485CB19F59A8B69218136B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherAssets_E56DA6955995E51D03A97334412CA7A7_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherAssets_8DE81D7319E3572EA0F3343B1AD44C74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other assets (Note 8)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_8DE81D7319E3572EA0F3343B1AD44C74" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets_8DE81D7319E3572EA0F3343B1AD44C74" xlink:to="lab_ifrs-full_OtherAssets_8DE81D7319E3572EA0F3343B1AD44C74" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReinsuranceAssets_8EC159488D761706DDFA7334412CD1C2_terseLabel_en-US" xlink:label="lab_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets (Notes 10 and 11)</link:label>
    <link:label id="lab_ifrs-full_ReinsuranceAssets_8EC159488D761706DDFA7334412CD1C2_label_en-US" xlink:label="lab_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reinsurance assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:to="lab_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxAssets_BA5BA9FBD8DA66824B8F7334412C1C79_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets_6CF0D928CE545A9A8E85ADD87866FF5D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax assets (Note 20)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_6CF0D928CE545A9A8E85ADD87866FF5D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssets_6CF0D928CE545A9A8E85ADD87866FF5D" xlink:to="lab_ifrs-full_DeferredTaxAssets_6CF0D928CE545A9A8E85ADD87866FF5D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_A61158A050BAF7855D5E7334412C52E3_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_BD1A42C863515A969D959A2A941E45CA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets (Note 9)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BD1A42C863515A969D959A2A941E45CA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BD1A42C863515A969D959A2A941E45CA" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_BD1A42C863515A969D959A2A941E45CA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Goodwill_0DF88A44F72BF86659E07334412CB89B_verboseLabel_en-US" xlink:label="lab_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Goodwill (Note 9)</link:label>
    <link:label id="lab_ifrs-full_Goodwill_0DF88A44F72BF86659E07334412CB89B_label_en-US" xlink:label="lab_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:to="lab_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:type="arc"/>
    <link:label id="lab_slf_GeneralFundAssets_DEB24D956FAB699DD4777334412C2313_totalLabel_en-US" xlink:label="lab_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total general fund assets</link:label>
    <link:label id="lab_slf_GeneralFundAssets_DEB24D956FAB699DD4777334412C2313_label_en-US" xlink:label="lab_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">General Fund Assets</link:label>
    <link:label id="lab_slf_GeneralFundAssets_DEB24D956FAB699DD4777334412C2313_documentation_en-US" xlink:label="lab_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">General Fund Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:to="lab_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountAssets1_0648D50C9BAF6C950F837334412C7934_verboseLabel_en-US" xlink:label="lab_slf_SeparateAccountAssets1_555995E87C68529996838F9C3343635D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investments for account of segregated fund holders (Note 22)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_555995E87C68529996838F9C3343635D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountAssets1_555995E87C68529996838F9C3343635D" xlink:to="lab_slf_SeparateAccountAssets1_555995E87C68529996838F9C3343635D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Assets_8D1077E5FF817905FDC77334412DB1F0_totalLabel_en-US" xlink:label="lab_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_ifrs-full_Assets_8D1077E5FF817905FDC77334412DB1F0_label_en-US" xlink:label="lab_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:to="lab_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityAndLiabilitiesAbstract_B143C797572B44F7B5007334412DEEA2_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities and equity</link:label>
    <link:label id="lab_ifrs-full_EquityAndLiabilitiesAbstract_B143C797572B44F7B5007334412DEEA2_label_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity and liabilities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="loc_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:to="lab_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesAbstract_D98ABF9A48D931DDF2A87334412DA89A_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesAbstract_D98ABF9A48D931DDF2A87334412DA89A_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="lab_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_38822757B28B9036FF607334412DF4E2_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_E3FE7B2B08D45AAD9931DD66680F6AB8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities (Note 10)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_E3FE7B2B08D45AAD9931DD66680F6AB8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_E3FE7B2B08D45AAD9931DD66680F6AB8" xlink:to="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_E3FE7B2B08D45AAD9931DD66680F6AB8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentContractsLiabilities_18A56FC1EB40C7FB43A77334412D2658_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentContractsLiabilities_41D231B569375F398AAF8D3889112EF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities (Note 10)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_41D231B569375F398AAF8D3889112EF2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentContractsLiabilities_41D231B569375F398AAF8D3889112EF2" xlink:to="lab_ifrs-full_InvestmentContractsLiabilities_41D231B569375F398AAF8D3889112EF2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativeFinancialLiabilities_4A3CFC5960B9CBA5C17E7334412D8A07_terseLabel_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative liabilities (Notes 5 and 6)</link:label>
    <link:label id="lab_ifrs-full_DerivativeFinancialLiabilities_4A3CFC5960B9CBA5C17E7334412D8A07_label_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative financial liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:to="lab_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilities_4FF62ABDDC86C47643A97334412DC01B_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilities_38266EE9337C597184361EA95B012263" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities (Note 20)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_38266EE9337C597184361EA95B012263" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilities_38266EE9337C597184361EA95B012263" xlink:to="lab_ifrs-full_DeferredTaxLiabilities_38266EE9337C597184361EA95B012263" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherLiabilities_E8F05C950F1050BD2EDC7334412D86BD_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities (Note 12)</link:label>
    <link:label id="lab_ifrs-full_OtherLiabilities_E8F05C950F1050BD2EDC7334412D86BD_label_en-US" xlink:label="lab_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:to="lab_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NotesAndDebenturesIssued_214236ABDBA77F7267877334412EBB9A_terseLabel_en-US" xlink:label="lab_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Senior debentures (Note 13)</link:label>
    <link:label id="lab_ifrs-full_NotesAndDebenturesIssued_214236ABDBA77F7267877334412EBB9A_label_en-US" xlink:label="lab_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Notes and debentures issued</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotesAndDebenturesIssued" xlink:label="loc_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:to="lab_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SubordinatedLiabilities_9EB8EA38D6A27D23C54E7334412E55C3_terseLabel_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated debt (Note 14)</link:label>
    <link:label id="lab_ifrs-full_SubordinatedLiabilities_9EB8EA38D6A27D23C54E7334412E55C3_label_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubordinatedLiabilities" xlink:label="loc_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:to="lab_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:type="arc"/>
    <link:label id="lab_slf_GeneralFundLiabilities_AD52F07405C0B334179B7334412E0B77_totalLabel_en-US" xlink:label="lab_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total general fund liabilities</link:label>
    <link:label id="lab_slf_GeneralFundLiabilities_AD52F07405C0B334179B7334412E0B77_label_en-US" xlink:label="lab_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">General Fund Liabilities</link:label>
    <link:label id="lab_slf_GeneralFundLiabilities_AD52F07405C0B334179B7334412E0B77_documentation_en-US" xlink:label="lab_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">General Fund Liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundLiabilities" xlink:label="loc_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:to="lab_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_348EA58D31B302548A637334412EB23E_terseLabel_en-US" xlink:label="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contracts for account of segregated fund holders (Note 22)</link:label>
    <link:label id="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_348EA58D31B302548A637334412EB23E_label_en-US" xlink:label="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Accounts Liabilities Arising From Insurance Contracts</link:label>
    <link:label id="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_348EA58D31B302548A637334412EB23E_documentation_en-US" xlink:label="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Accounts Liabilities Arising From Insurance Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts" xlink:label="loc_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:to="lab_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountsInvestmentContractsLiabilities_935A9E8F1E0CCCF53B2F7334412EF091_terseLabel_en-US" xlink:label="lab_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment contracts for account of segregated fund holders (Note 22)</link:label>
    <link:label id="lab_slf_SeparateAccountsInvestmentContractsLiabilities_935A9E8F1E0CCCF53B2F7334412EF091_label_en-US" xlink:label="lab_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Accounts Investment Contracts Liabilities</link:label>
    <link:label id="lab_slf_SeparateAccountsInvestmentContractsLiabilities_935A9E8F1E0CCCF53B2F7334412EF091_documentation_en-US" xlink:label="lab_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Accounts Investment Contracts Liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsInvestmentContractsLiabilities" xlink:label="loc_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:to="lab_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Liabilities_C27EDF880D94DBB10D307334412F79B7_totalLabel_en-US" xlink:label="lab_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_ifrs-full_Liabilities_C27EDF880D94DBB10D307334412F79B7_label_en-US" xlink:label="lab_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:to="lab_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityAbstract_D56FED6F6E7A4A27DC037334412F0E63_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:label id="lab_ifrs-full_EquityAbstract_D56FED6F6E7A4A27DC037334412F0E63_label_en-US" xlink:label="lab_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAbstract" xlink:label="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="lab_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:type="arc"/>
    <link:label id="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_26D49EDFAD4DA62A08847334412F5F86_terseLabel_en-US" xlink:label="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issued share capital and contributed surplus</link:label>
    <link:label id="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_26D49EDFAD4DA62A08847334412F5F86_label_en-US" xlink:label="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Issued Capital And Additional Paid-In-Capital</link:label>
    <link:label id="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_26D49EDFAD4DA62A08847334412F5F86_documentation_en-US" xlink:label="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Issued Capital And Additional Paid-In-Capital</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IssuedCapitalAndAdditionalPaidInCapital" xlink:label="loc_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:to="lab_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:type="arc"/>
    <link:label id="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_74C219C21EE5AE8A41EE7334412F72D2_terseLabel_en-US" xlink:label="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' retained earnings and accumulated other comprehensive income</link:label>
    <link:label id="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_74C219C21EE5AE8A41EE7334412F72D2_label_en-US" xlink:label="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings And Accumulated Other Comprehensive Income</link:label>
    <link:label id="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_74C219C21EE5AE8A41EE7334412F72D2_documentation_en-US" xlink:label="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retained Earnings And Accumulated Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome" xlink:label="loc_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:to="lab_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_430C1CA7798B214437367334412FC8C7_totalLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total shareholders' equity</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_430C1CA7798B214437367334412FC8C7_label_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity attributable to owners of parent</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:type="arc"/>
    <link:label id="lab_slf_EquityAttributableToParticipatingPolicyholders_6F5841DD19D6E4E50D8A7334412FC6B8_terseLabel_en-US" xlink:label="lab_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Participating policyholders' equity</link:label>
    <link:label id="lab_slf_EquityAttributableToParticipatingPolicyholders_6F5841DD19D6E4E50D8A7334412FC6B8_label_en-US" xlink:label="lab_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Attributable To Participating Policyholders</link:label>
    <link:label id="lab_slf_EquityAttributableToParticipatingPolicyholders_6F5841DD19D6E4E50D8A7334412FC6B8_documentation_en-US" xlink:label="lab_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Attributable To Participating Policyholders</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAttributableToParticipatingPolicyholders" xlink:label="loc_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:to="lab_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Equity_05818973927B5856BE197334412F818D_totalLabel_en-US" xlink:label="lab_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total equity</link:label>
    <link:label id="lab_ifrs-full_Equity_05818973927B5856BE197334412F818D_label_en-US" xlink:label="lab_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:to="lab_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityAndLiabilities_F66240197E16418C4C58733441304CC2_totalLabel_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities and equity</link:label>
    <link:label id="lab_ifrs-full_EquityAndLiabilities_F66240197E16418C4C58733441304CC2_label_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity and liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAndLiabilities" xlink:label="loc_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:to="lab_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClosingForeignExchangeRate_65D95831C19065E0655C73344130AA90_terseLabel_en-US" xlink:label="lab_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange rates at the end of the reporting periods (in USD per share)</link:label>
    <link:label id="lab_ifrs-full_ClosingForeignExchangeRate_65D95831C19065E0655C73344130AA90_label_en-US" xlink:label="lab_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Closing foreign exchange rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClosingForeignExchangeRate" xlink:label="loc_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:to="lab_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:type="arc"/>
    <link:label id="lab_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4_terseLabel_en-US" xlink:label="lab_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Location [Table]</link:label>
    <link:label id="lab_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4_label_en-US" xlink:label="lab_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Location [Table]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationTable" xlink:label="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:to="lab_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:type="arc"/>
    <link:label id="lab_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57_terseLabel_en-US" xlink:label="lab_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Location [Line Items]</link:label>
    <link:label id="lab_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57_label_en-US" xlink:label="lab_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Location [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationLineItems" xlink:label="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:to="lab_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A_terseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) through transfer from participating policyholders' equity</link:label>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A_label_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfers From Participating Policyholders' Equity</link:label>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfers From Participating Policyholders' Equity</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:to="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A_terseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in net income (loss) through transfers of interest on seed capital</link:label>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A_label_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfers Of Interest On Seed Capital</link:label>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfers Of Interest On Seed Capital</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:to="lab_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF U.S.(1)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:to="lab_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D_verboseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">SLF Asia(1)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:to="lab_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:type="arc"/>
    <link:label id="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9_terseLabel_en-US" xlink:label="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Annuities</link:label>
    <link:label id="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9_label_en-US" xlink:label="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Annuities [Member]</link:label>
    <link:label id="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9_documentation_en-US" xlink:label="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Annuities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AnnuitiesMember" xlink:label="loc_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:to="lab_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:type="arc"/>
    <link:label id="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6_terseLabel_en-US" xlink:label="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life insurance</link:label>
    <link:label id="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6_label_en-US" xlink:label="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Life Insurance [Member]</link:label>
    <link:label id="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6_documentation_en-US" xlink:label="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Life Insurance [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceMember" xlink:label="loc_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:to="lab_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:type="arc"/>
    <link:label id="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744_terseLabel_en-US" xlink:label="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Health insurance</link:label>
    <link:label id="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744_label_en-US" xlink:label="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Health Insurance [Member]</link:label>
    <link:label id="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744_documentation_en-US" xlink:label="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Health Insurance [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthInsuranceMember" xlink:label="loc_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:to="lab_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608_terseLabel_en-US" xlink:label="lab_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segment consolidation items [axis]</link:label>
    <link:label id="lab_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608_label_en-US" xlink:label="lab_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment consolidation items [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentConsolidationItemsAxis" xlink:label="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:to="lab_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for segment consolidation items [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for segment consolidation items [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:to="lab_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA_terseLabel_en-US" xlink:label="lab_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidation adjustments</link:label>
    <link:label id="lab_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA_label_en-US" xlink:label="lab_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Elimination of intersegment amounts [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EliminationOfIntersegmentAmountsMember" xlink:label="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:to="lab_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4_terseLabel_en-US" xlink:label="lab_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reportable segments</link:label>
    <link:label id="lab_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4_label_en-US" xlink:label="lab_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reportable segments [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReportableSegmentsMember" xlink:label="loc_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:to="lab_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:type="arc"/>
    <link:label id="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D_verboseLabel_en-US" xlink:label="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Gross premiums:</link:label>
    <link:label id="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D_label_en-US" xlink:label="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Premiums Earned 1</link:label>
    <link:label id="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D_documentation_en-US" xlink:label="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Direct Premiums Earned 1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DirectPremiumsEarned1" xlink:label="loc_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:to="lab_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:type="arc"/>
    <link:label id="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987_verboseLabel_en-US" xlink:label="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Less: ceded premiums</link:label>
    <link:label id="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987_label_en-US" xlink:label="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Ceded Premiums Earned 1</link:label>
    <link:label id="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987_documentation_en-US" xlink:label="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Ceded Premiums Earned 1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CededPremiumsEarned1" xlink:label="loc_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:to="lab_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on plan assets</link:label>
    <link:label id="lab_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5_label_en-US" xlink:label="lab_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:to="lab_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:to="lab_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726_verboseLabel_en-US" xlink:label="lab_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total revenue</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:to="lab_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638_totalLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total benefits and expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638_label_en-US" xlink:label="lab_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expenses, by nature</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNature" xlink:label="loc_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:to="lab_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Income tax expense (benefit)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:to="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total net income (loss)</link:label>
    <link:label id="lab_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221_label_en-US" xlink:label="lab_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:to="lab_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:type="arc"/>
    <link:label id="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81_terseLabel_en-US" xlink:label="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Net income (loss) attributable to participating policyholders (Note 21)</link:label>
    <link:label id="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81_label_en-US" xlink:label="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (Loss), Attributable To Noncontrolling Interests And Participating Policyholders</link:label>
    <link:label id="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81_documentation_en-US" xlink:label="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Profit (Loss), Attributable To Noncontrolling Interests And Participating Policyholders</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:to="lab_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_42D1225520C69C88A5324835523D7459_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Information of Associates</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_42D1225520C69C88A5324835523D7459_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of interests in associates [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInAssociatesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:to="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_4E376FA7AF608EAB34804835523D6A5B_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Information of Joint Ventures</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_4E376FA7AF608EAB34804835523D6A5B_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of interests in joint arrangements [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:to="lab_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_145A35E37F23CDADA2A84835523DDC5F_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Information on Interests in Unconsolidated Structured Entities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_145A35E37F23CDADA2A84835523DDC5F_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of interests in unconsolidated structured entities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:to="lab_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:type="arc"/>
    <link:label id="lab_slf_DistributionSalesPotentialOfFieldForceMember_462C1B5F061566B6E34976F72861C427_terseLabel_en-US" xlink:label="lab_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distribution, sales potential of field force</link:label>
    <link:label id="lab_slf_DistributionSalesPotentialOfFieldForceMember_462C1B5F061566B6E34976F72861C427_label_en-US" xlink:label="lab_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Distribution, Sales Potential Of Field Force [Member]</link:label>
    <link:label id="lab_slf_DistributionSalesPotentialOfFieldForceMember_462C1B5F061566B6E34976F72861C427_documentation_en-US" xlink:label="lab_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Distribution, Sales Potential Of Field Force [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionSalesPotentialOfFieldForceMember" xlink:label="loc_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:to="lab_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember_AC042C2C5D8BA70903BD76F7286164DB_terseLabel_en-US" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Client relationships and asset administration contracts</link:label>
    <link:label id="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember_AC042C2C5D8BA70903BD76F7286164DB_label_en-US" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer-related intangible assets [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CustomerrelatedIntangibleAssetsMember" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:to="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComputerSoftwareMember_03F2D7765B14F9744D2276F72862FDAD_verboseLabel_en-US" xlink:label="lab_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Internally generated software</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:to="lab_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:type="arc"/>
    <link:label id="lab_slf_FiniteLifeIntangibleAssetsMember_65147C864D126347A80976F72862812F_terseLabel_en-US" xlink:label="lab_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total finite life intangible assets</link:label>
    <link:label id="lab_slf_FiniteLifeIntangibleAssetsMember_65147C864D126347A80976F72862812F_label_en-US" xlink:label="lab_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite Life Intangible Assets [Member]</link:label>
    <link:label id="lab_slf_FiniteLifeIntangibleAssetsMember_65147C864D126347A80976F72862812F_documentation_en-US" xlink:label="lab_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Finite Life Intangible Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:to="lab_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:type="arc"/>
    <link:label id="lab_slf_FundManagementContractsMember_F21A41AF6CA86A755C9F76F72862229D_verboseLabel_en-US" xlink:label="lab_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fund management contracts</link:label>
    <link:label id="lab_slf_FundManagementContractsMember_F21A41AF6CA86A755C9F76F72862229D_label_en-US" xlink:label="lab_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fund Management Contracts [Member]</link:label>
    <link:label id="lab_slf_FundManagementContractsMember_F21A41AF6CA86A755C9F76F72862229D_documentation_en-US" xlink:label="lab_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fund Management Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FundManagementContractsMember" xlink:label="loc_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:to="lab_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_4C7BA2DD9A7F7253265E76F728623DEE_verboseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Asset Categories [Axis]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3_label_en-US" xlink:label="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans, Asset Categories [Axis]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3_documentation_en-US" xlink:label="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans, Asset Categories [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesAxis" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:to="lab_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans, Asset Categories [Domain]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2_label_en-US" xlink:label="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plans, Asset Categories [Domain]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2_documentation_en-US" xlink:label="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Defined Benefit Plans, Asset Categories [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesDomain" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:to="lab_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:type="arc"/>
    <link:label id="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8_terseLabel_en-US" xlink:label="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed income investments</link:label>
    <link:label id="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8_label_en-US" xlink:label="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fixed Income Investment [Member]</link:label>
    <link:label id="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8_documentation_en-US" xlink:label="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fixed Income Investment [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInvestmentMember" xlink:label="loc_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:to="lab_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE_terseLabel_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE_label_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1_terseLabel_en-US" xlink:label="lab_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All levels of fair value hierarchy [member]</link:label>
    <link:label id="lab_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1_label_en-US" xlink:label="lab_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">All levels of fair value hierarchy [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:to="lab_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425_terseLabel_en-US" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 1</link:label>
    <link:label id="lab_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425_label_en-US" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 1 of fair value hierarchy [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:to="lab_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Age requirement</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496_label_en-US" xlink:label="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Age Requirement</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496_documentation_en-US" xlink:label="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Age Requirement</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanAgeRequirement" xlink:label="loc_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:to="lab_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Requisite service period</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F_label_en-US" xlink:label="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Requisite Service Period</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F_documentation_en-US" xlink:label="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Requisite Service Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanRequisiteServicePeriod" xlink:label="loc_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:to="lab_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:type="arc"/>
    <link:label id="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F_terseLabel_en-US" xlink:label="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity investments</link:label>
    <link:label id="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F_label_en-US" xlink:label="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Instruments, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:label id="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F_documentation_en-US" xlink:label="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Instruments, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:to="lab_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F_terseLabel_en-US" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Post-employment benefit expense, defined contribution plans</link:label>
    <link:label id="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F_label_en-US" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Post-employment benefit expense, defined contribution plans</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:to="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB_verboseLabel_en-US" xlink:label="lab_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Preferred shares</link:label>
    <link:label id="lab_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB_label_en-US" xlink:label="lab_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference shares [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:to="lab_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622_verboseLabel_en-US" xlink:label="lab_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Common shares</link:label>
    <link:label id="lab_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622_label_en-US" xlink:label="lab_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Ordinary shares [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:to="lab_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF_terseLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares</link:label>
    <link:label id="lab_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF_label_en-US" xlink:label="lab_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Issued capital [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:to="lab_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA_terseLabel_en-US" xlink:label="lab_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Life Assurance</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceMember" xlink:label="loc_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:to="lab_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:type="arc"/>
    <link:label id="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37_terseLabel_en-US" xlink:label="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life Insurance Capital Adequacy Test Ratio, Actual</link:label>
    <link:label id="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37_label_en-US" xlink:label="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Life Insurance Capital Adequacy Test Ratio, Actual</link:label>
    <link:label id="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37_documentation_en-US" xlink:label="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Life Insurance Capital Adequacy Test Ratio, Actual</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceCapitalAdequacyTestRatioActual" xlink:label="loc_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:to="lab_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:type="arc"/>
    <link:label id="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E_terseLabel_en-US" xlink:label="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected MCCSR ratio</link:label>
    <link:label id="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E_label_en-US" xlink:label="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum Continuing Capital And Surplus Requirement Ratio, Targeted</link:label>
    <link:label id="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E_documentation_en-US" xlink:label="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Continuing Capital And Surplus Requirement Ratio, Targeted</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted" xlink:label="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:to="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:type="arc"/>
    <link:label id="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6_terseLabel_en-US" xlink:label="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual MCCSR ratio</link:label>
    <link:label id="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6_label_en-US" xlink:label="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum Continuing Capital And Surplus Requirement Ratio, Actual</link:label>
    <link:label id="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6_documentation_en-US" xlink:label="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Minimum Continuing Capital And Surplus Requirement Ratio, Actual</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual" xlink:label="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:to="lab_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767_terseLabel_en-US" xlink:label="lab_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:to="lab_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:type="arc"/>
    <link:label id="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580_totalLabel_en-US" xlink:label="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Capital</link:label>
    <link:label id="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580_label_en-US" xlink:label="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital 1</link:label>
    <link:label id="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580_documentation_en-US" xlink:label="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_Capital1" xlink:label="loc_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:to="lab_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:type="arc"/>
    <link:label id="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29_verboseLabel_en-US" xlink:label="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Gains (losses) on available-for-sale debt securities and cash flow hedges</link:label>
    <link:label id="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29_label_en-US" xlink:label="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrealized Gains (Losses) On Available-For-Sale Debt Securities And Cash Flow Hedges</link:label>
    <link:label id="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29_documentation_en-US" xlink:label="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Unrealized Gains (Losses) On Available-For-Sale Debt Securities And Cash Flow Hedges</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges" xlink:label="loc_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:to="lab_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of voluntary change in accounting policy [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of voluntary change in accounting policy [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable" xlink:label="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:type="arc"/>
    <link:label id="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719_terseLabel_en-US" xlink:label="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event Type1 [Axis]</link:label>
    <link:label id="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719_label_en-US" xlink:label="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event Type1 [Axis]</link:label>
    <link:label id="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719_documentation_en-US" xlink:label="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subsequent Event Type1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Axis" xlink:label="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:to="lab_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:type="arc"/>
    <link:label id="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF_terseLabel_en-US" xlink:label="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event Type1 [Domain]</link:label>
    <link:label id="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF_label_en-US" xlink:label="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event Type1 [Domain]</link:label>
    <link:label id="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF_documentation_en-US" xlink:label="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Subsequent Event Type1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Domain" xlink:label="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:to="lab_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:type="arc"/>
    <link:label id="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294_terseLabel_en-US" xlink:label="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event</link:label>
    <link:label id="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294_label_en-US" xlink:label="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event1 [Member]</link:label>
    <link:label id="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294_documentation_en-US" xlink:label="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subsequent Event1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEvent1Member" xlink:label="loc_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:to="lab_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:type="arc"/>
    <link:label id="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055_terseLabel_en-US" xlink:label="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:label id="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055_label_en-US" xlink:label="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:label id="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055_documentation_en-US" xlink:label="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioAxis" xlink:label="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:to="lab_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:type="arc"/>
    <link:label id="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C_terseLabel_en-US" xlink:label="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Domain]</link:label>
    <link:label id="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C_label_en-US" xlink:label="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Domain]</link:label>
    <link:label id="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C_documentation_en-US" xlink:label="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Scenario [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:to="lab_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:type="arc"/>
    <link:label id="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE_terseLabel_en-US" xlink:label="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario, Forecast</link:label>
    <link:label id="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE_label_en-US" xlink:label="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario, Forecast1 [Member]</link:label>
    <link:label id="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE_documentation_en-US" xlink:label="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Scenario, Forecast1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioForecast1Member" xlink:label="loc_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:to="lab_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:type="arc"/>
    <link:label id="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A_terseLabel_en-US" xlink:label="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IFRS 16</link:label>
    <link:label id="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A_label_en-US" xlink:label="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IFRS 16 [Member]</link:label>
    <link:label id="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A_documentation_en-US" xlink:label="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">IFRS 16 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS16Member" xlink:label="loc_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:to="lab_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54_terseLabel_en-US" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Initially applied IFRSs [axis]</link:label>
    <link:label id="lab_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54_label_en-US" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Initially applied IFRSs [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsAxis" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:to="lab_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594_terseLabel_en-US" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Initially applied IFRSs [member]</link:label>
    <link:label id="lab_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594_label_en-US" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Initially applied IFRSs [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsMember" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:to="lab_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:type="arc"/>
    <link:label id="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72_terseLabel_en-US" xlink:label="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IFRS 15</link:label>
    <link:label id="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72_label_en-US" xlink:label="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IFRS 15 [Member]</link:label>
    <link:label id="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72_documentation_en-US" xlink:label="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">IFRS 15 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS15Member" xlink:label="loc_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:to="lab_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:type="arc"/>
    <link:label id="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E_terseLabel_en-US" xlink:label="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restatement [Axis]</link:label>
    <link:label id="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E_label_en-US" xlink:label="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restatement [Axis]</link:label>
    <link:label id="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E_documentation_en-US" xlink:label="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Restatement [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementAxis" xlink:label="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:to="lab_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:type="arc"/>
    <link:label id="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014_terseLabel_en-US" xlink:label="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restatement [Domain]</link:label>
    <link:label id="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014_label_en-US" xlink:label="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restatement [Domain]</link:label>
    <link:label id="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014_documentation_en-US" xlink:label="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Restatement [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementDomain" xlink:label="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:to="lab_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:type="arc"/>
    <link:label id="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE_terseLabel_en-US" xlink:label="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restatement Adjustment</link:label>
    <link:label id="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE_label_en-US" xlink:label="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restatement Adjustment1 [Member]</link:label>
    <link:label id="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE_documentation_en-US" xlink:label="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Restatement Adjustment1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementAdjustment1Member" xlink:label="loc_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:to="lab_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of voluntary change in accounting policy [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of voluntary change in accounting policy [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems" xlink:label="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="lab_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17_negatedLabel_en-US" xlink:label="lab_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Reduction to retained earnings</link:label>
    <link:label id="lab_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17_label_en-US" xlink:label="lab_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarnings" xlink:label="loc_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:to="lab_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB_terseLabel_en-US" xlink:label="lab_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Right-of-use assets</link:label>
    <link:label id="lab_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB_label_en-US" xlink:label="lab_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Right-of-use assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RightofuseAssets" xlink:label="loc_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:to="lab_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621_terseLabel_en-US" xlink:label="lab_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lease liabilities</link:label>
    <link:label id="lab_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621_label_en-US" xlink:label="lab_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lease liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LeaseLiabilities" xlink:label="loc_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:to="lab_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_31A90B227504785CADF924B4BF08E396_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of transactions between related parties [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_31A90B227504785CADF924B4BF08E396_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of transactions between related parties [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_81827EB1F161F35C47E624B4BF08E502_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of related parties [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_81827EB1F161F35C47E624B4BF08E502_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of related parties [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_B5C5F45E11C2DE40EB0F24B4BF08B268_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for related parties [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_B5C5F45E11C2DE40EB0F24B4BF08B268_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for related parties [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:to="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:type="arc"/>
    <link:label id="lab_slf_ExecutiveTeamMember_0172F9B75A74916E63CA24B4BF085801_terseLabel_en-US" xlink:label="lab_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Executive team</link:label>
    <link:label id="lab_slf_ExecutiveTeamMember_0172F9B75A74916E63CA24B4BF085801_label_en-US" xlink:label="lab_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Executive Team [Member]</link:label>
    <link:label id="lab_slf_ExecutiveTeamMember_0172F9B75A74916E63CA24B4BF085801_documentation_en-US" xlink:label="lab_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Executive Team [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExecutiveTeamMember" xlink:label="loc_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:to="lab_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:type="arc"/>
    <link:label id="lab_slf_Director1Member_F97F201E58B8DF674F7B24B4BF082A03_terseLabel_en-US" xlink:label="lab_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Directors</link:label>
    <link:label id="lab_slf_Director1Member_F97F201E58B8DF674F7B24B4BF082A03_label_en-US" xlink:label="lab_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Director1 [Member]</link:label>
    <link:label id="lab_slf_Director1Member_F97F201E58B8DF674F7B24B4BF082A03_documentation_en-US" xlink:label="lab_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Director1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_Director1Member" xlink:label="loc_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:to="lab_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_93A83BBC91C55EE883DB24B4BF087E5E_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of transactions between related parties [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_93A83BBC91C55EE883DB24B4BF087E5E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of transactions between related parties [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:type="arc"/>
    <link:label id="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_7BEAD237C619CE5B1B1724B4BF09D87D_terseLabel_en-US" xlink:label="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of individuals</link:label>
    <link:label id="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_7BEAD237C619CE5B1B1724B4BF09D87D_label_en-US" xlink:label="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Key Management Personnel Compensation, Number of Individuals</link:label>
    <link:label id="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_7BEAD237C619CE5B1B1724B4BF09D87D_documentation_en-US" xlink:label="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Key Management Personnel Compensation, Number of Individuals</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_KeyManagementPersonnelCompensationNumberofIndividuals" xlink:label="loc_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:to="lab_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_74EFB9370DB05512D09824B4BF092B6F_terseLabel_en-US" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Base salary and annual incentive compensation</link:label>
    <link:label id="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_74EFB9370DB05512D09824B4BF092B6F_label_en-US" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Key management personnel compensation, short-term employee benefits</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:type="arc"/>
    <link:label id="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_64A1F99E777B82E20C9324B4BF090890_terseLabel_en-US" xlink:label="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional short-term benefits and other</link:label>
    <link:label id="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_64A1F99E777B82E20C9324B4BF090890_label_en-US" xlink:label="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Key Management Personnel Compensation, Additional Short-Term Benefits And Other</link:label>
    <link:label id="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_64A1F99E777B82E20C9324B4BF090890_documentation_en-US" xlink:label="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Key Management Personnel Compensation, Additional Short-Term Benefits And Other</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther" xlink:label="loc_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:to="lab_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_359999D7E8715B05EADB24B4BF09024C_terseLabel_en-US" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based long-term incentive compensation</link:label>
    <link:label id="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_359999D7E8715B05EADB24B4BF09024C_label_en-US" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Key management personnel compensation, share-based payment</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_75594F3E40819CB2216624B4BF09E45C_terseLabel_en-US" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Value of pension and post-retirement benefits</link:label>
    <link:label id="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_75594F3E40819CB2216624B4BF09E45C_label_en-US" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Key management personnel compensation, post-employment benefits</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfGeographicalAreasTable_16E87C94166FA9EDD03C4430D77DA69C_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of geographical areas [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfGeographicalAreasTable_16E87C94166FA9EDD03C4430D77DA69C_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of geographical areas [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasTable" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_978C9675A4D0607B00D04430D77DBD2A_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Available-for- sale</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:to="lab_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems_13352C47E311FE1210104430D77E9357_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of geographical areas [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems_13352C47E311FE1210104430D77E9357_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of geographical areas [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MortgagesMember_A9BB3FA1C8C9903DCB7C4430D73C8264_verboseLabel_en-US" xlink:label="lab_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:label id="lab_ifrs-full_MortgagesMember_A9BB3FA1C8C9903DCB7C4430D73C8264_label_en-US" xlink:label="lab_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:to="lab_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:type="arc"/>
    <link:label id="lab_slf_InsuredRatingMember_95F8E6CB7867B4DA81DE4430D73C10CA_terseLabel_en-US" xlink:label="lab_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insured</link:label>
    <link:label id="lab_slf_InsuredRatingMember_95F8E6CB7867B4DA81DE4430D73C10CA_label_en-US" xlink:label="lab_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insured Rating [Member]</link:label>
    <link:label id="lab_slf_InsuredRatingMember_95F8E6CB7867B4DA81DE4430D73C10CA_documentation_en-US" xlink:label="lab_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insured Rating</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuredRatingMember" xlink:label="loc_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:to="lab_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:type="arc"/>
    <link:label id="lab_slf_ImpairedRatingMember_C6B8BFA26F0726837C774430D73DB393_terseLabel_en-US" xlink:label="lab_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired</link:label>
    <link:label id="lab_slf_ImpairedRatingMember_C6B8BFA26F0726837C774430D73DB393_label_en-US" xlink:label="lab_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impaired Rating [Member]</link:label>
    <link:label id="lab_slf_ImpairedRatingMember_C6B8BFA26F0726837C774430D73DB393_documentation_en-US" xlink:label="lab_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Impaired Rating</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ImpairedRatingMember" xlink:label="loc_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:to="lab_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_4D1047BECFF0B838137A43DC8F951749_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Fair Value Measurement of Assets and Liabilities [Table]</link:label>
    <link:label id="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_4D1047BECFF0B838137A43DC8F951749_label_en-US" xlink:label="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Fair Value Measurement Of Assets And Liabilities [Table]</link:label>
    <link:label id="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_4D1047BECFF0B838137A43DC8F951749_documentation_en-US" xlink:label="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Fair Value Measurement Of Assets And Liabilities [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentPropertyMember_CDC79827BCFE493050664423D4F2082B_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment properties</link:label>
    <link:label id="lab_ifrs-full_InvestmentPropertyMember_CDC79827BCFE493050664423D4F2082B_label_en-US" xlink:label="lab_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment property [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:to="lab_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:type="arc"/>
    <link:label id="lab_slf_InvestedAssetsMember_120D74EE870F196D99094423D7761477_terseLabel_en-US" xlink:label="lab_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total invested assets measured at fair value</link:label>
    <link:label id="lab_slf_InvestedAssetsMember_120D74EE870F196D99094423D7761477_label_en-US" xlink:label="lab_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Invested Assets [Member]</link:label>
    <link:label id="lab_slf_InvestedAssetsMember_120D74EE870F196D99094423D7761477_documentation_en-US" xlink:label="lab_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Invested Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssetsMember" xlink:label="loc_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:to="lab_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountAssetsMember_7673DBCA4762C920652C4423DAC33D83_terseLabel_en-US" xlink:label="lab_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments for account of segregated fund holders</link:label>
    <link:label id="lab_slf_SeparateAccountAssetsMember_7673DBCA4762C920652C4423DAC33D83_label_en-US" xlink:label="lab_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Account Assets [Member]</link:label>
    <link:label id="lab_slf_SeparateAccountAssetsMember_7673DBCA4762C920652C4423DAC33D83_documentation_en-US" xlink:label="lab_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Account Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssetsMember" xlink:label="loc_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:to="lab_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfLiabilitiesAxis_1540AEDEA44D79B0BD1943DC8F97652F_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of liabilities [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfLiabilitiesAxis_1540AEDEA44D79B0BD1943DC8F97652F_label_en-US" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of liabilities [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:to="lab_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesMember_55F866BD3D24D97B27B143DC8F974D71_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities [member]</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesMember_55F866BD3D24D97B27B143DC8F974D71_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:to="lab_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentContractLiabilitiesMember_10C8D264305ACB5E7D9A43DC8F97367B_terseLabel_en-US" xlink:label="lab_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities</link:label>
    <link:label id="lab_slf_InvestmentContractLiabilitiesMember_10C8D264305ACB5E7D9A43DC8F97367B_label_en-US" xlink:label="lab_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Contract Liabilities [Member]</link:label>
    <link:label id="lab_slf_InvestmentContractLiabilitiesMember_10C8D264305ACB5E7D9A43DC8F97367B_documentation_en-US" xlink:label="lab_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Contract Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractLiabilitiesMember" xlink:label="loc_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:to="lab_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeLiabilitiesMember_D444E5C163349795C40C43DC8F9774FD_terseLabel_en-US" xlink:label="lab_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative liabilities</link:label>
    <link:label id="lab_slf_DerivativeLiabilitiesMember_D444E5C163349795C40C43DC8F9774FD_label_en-US" xlink:label="lab_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liabilities [Member]</link:label>
    <link:label id="lab_slf_DerivativeLiabilitiesMember_D444E5C163349795C40C43DC8F9774FD_documentation_en-US" xlink:label="lab_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeLiabilitiesMember" xlink:label="loc_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:to="lab_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Level2OfFairValueHierarchyMember_7D65F0A83CBB9B362CCD43DC8F9873BA_terseLabel_en-US" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 2</link:label>
    <link:label id="lab_ifrs-full_Level2OfFairValueHierarchyMember_7D65F0A83CBB9B362CCD43DC8F9873BA_label_en-US" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 2 of fair value hierarchy [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:to="lab_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Level3OfFairValueHierarchyMember_53183FD595D087916C3E43DC8F98A500_terseLabel_en-US" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 3</link:label>
    <link:label id="lab_ifrs-full_Level3OfFairValueHierarchyMember_53183FD595D087916C3E43DC8F98A500_label_en-US" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 3 of fair value hierarchy [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:to="lab_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MeasurementAxis_35FE6D32AE13006A4F8243DC8F98B737_terseLabel_en-US" xlink:label="lab_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement [axis]</link:label>
    <link:label id="lab_ifrs-full_MeasurementAxis_35FE6D32AE13006A4F8243DC8F98B737_label_en-US" xlink:label="lab_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:to="lab_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AggregatedMeasurementMember_2B7679E5B443BF4DC34B43DC8F98D421_terseLabel_en-US" xlink:label="lab_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregated measurement [member]</link:label>
    <link:label id="lab_ifrs-full_AggregatedMeasurementMember_2B7679E5B443BF4DC34B43DC8F98D421_label_en-US" xlink:label="lab_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregated measurement [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:to="lab_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RecurringFairValueMeasurementMember_3359B5227CA4A9ACEC2D43DC8F98DF44_terseLabel_en-US" xlink:label="lab_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recurring fair value measurement</link:label>
    <link:label id="lab_ifrs-full_RecurringFairValueMeasurementMember_3359B5227CA4A9ACEC2D43DC8F98DF44_label_en-US" xlink:label="lab_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Recurring fair value measurement [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecurringFairValueMeasurementMember" xlink:label="loc_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:to="lab_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_5916329E263137B548CA43DC8F986E3E_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Fair Value Measurement of Assets and Liabilities [Line Items]</link:label>
    <link:label id="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_5916329E263137B548CA43DC8F986E3E_label_en-US" xlink:label="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]</link:label>
    <link:label id="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_5916329E263137B548CA43DC8F986E3E_documentation_en-US" xlink:label="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Line Items] For Disclosure Of Fair Value Measurement Of Assets And Liabilities [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="lab_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Assets_77F1A7F7006354CFE05043DC8F98EAC8_terseLabel_en-US" xlink:label="lab_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:to="lab_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Liabilities_D4484D93383A50DC911643DC8F98340E_verboseLabel_en-US" xlink:label="lab_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Less: Liabilities arising from investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:to="lab_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:type="arc"/>
    <link:label id="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D_terseLabel_en-US" xlink:label="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowed Funds</link:label>
    <link:label id="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D_label_en-US" xlink:label="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Borrowings [Member]</link:label>
    <link:label id="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D_documentation_en-US" xlink:label="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Borrowings [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherBorrowingsMember" xlink:label="loc_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:to="lab_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:type="arc"/>
    <link:label id="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4_terseLabel_en-US" xlink:label="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Principal Floating Rate Certificate</link:label>
    <link:label id="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4_label_en-US" xlink:label="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Principal Floating Rate Certificate [Member]</link:label>
    <link:label id="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4_documentation_en-US" xlink:label="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Variable Principal Floating Rate Certificate [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_VariablePrincipalFloatingRateCertificateMember" xlink:label="loc_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:to="lab_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net cash flow changes</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Net Cash Flow Changes</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities, Increase (Decrease), Net Cash Flow Changes</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:to="lab_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B_terseLabel_en-US" xlink:label="lab_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts payable</link:label>
    <link:label id="lab_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B_label_en-US" xlink:label="lab_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trade payables</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TradeAndOtherPayablesToTradeSuppliers" xlink:label="loc_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:to="lab_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA_terseLabel_en-US" xlink:label="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank overdrafts and cash pooling</link:label>
    <link:label id="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA_label_en-US" xlink:label="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank overdrafts</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:to="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504_verboseLabel_en-US" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Repurchase agreements</link:label>
    <link:label id="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504_label_en-US" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:to="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F_terseLabel_en-US" xlink:label="lab_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued expenses and taxes</link:label>
    <link:label id="lab_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F_label_en-US" xlink:label="lab_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accruals</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Accruals" xlink:label="loc_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:to="lab_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowed funds(1)</link:label>
    <link:label id="lab_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E_label_en-US" xlink:label="lab_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other borrowings</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherBorrowings" xlink:label="loc_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:to="lab_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D_terseLabel_en-US" xlink:label="lab_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Senior financing(2)</link:label>
    <link:label id="lab_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D_label_en-US" xlink:label="lab_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans received</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoansReceived" xlink:label="loc_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:to="lab_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A_terseLabel_en-US" xlink:label="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued benefit liability</link:label>
    <link:label id="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A_label_en-US" xlink:label="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net defined benefit liability</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:to="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8_terseLabel_en-US" xlink:label="lab_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Secured borrowings from mortgage securitization</link:label>
    <link:label id="lab_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8_label_en-US" xlink:label="lab_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Secured bank loans received</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SecuredBankLoansReceived" xlink:label="loc_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:to="lab_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:type="arc"/>
    <link:label id="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC_terseLabel_en-US" xlink:label="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC_label_en-US" xlink:label="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Liabilities, Other</link:label>
    <link:label id="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC_documentation_en-US" xlink:label="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Liabilities, Other</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherLiabilitiesOther" xlink:label="loc_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:to="lab_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F" xlink:to="lab_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Third-party interest in consolidated investment funds</link:label>
    <link:label id="lab_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E_label_en-US" xlink:label="lab_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest payable</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestPayable" xlink:label="loc_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:to="lab_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1_terseLabel_en-US" xlink:label="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After earliest par call or redemption date</link:label>
    <link:label id="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1_label_en-US" xlink:label="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, After Redemption Date [Member]</link:label>
    <link:label id="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1_documentation_en-US" xlink:label="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, After Redemption Date [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAfterRedemptionDateMember" xlink:label="loc_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:to="lab_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61_terseLabel_en-US" xlink:label="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Before earliest par call or redemption date</link:label>
    <link:label id="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61_label_en-US" xlink:label="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, Before Redemption Date [Member]</link:label>
    <link:label id="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61_documentation_en-US" xlink:label="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings, Before Redemption Date [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsBeforeRedemptionDateMember" xlink:label="loc_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:to="lab_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:type="arc"/>
    <link:label id="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE_terseLabel_en-US" xlink:label="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Canadian Dollar Offered Rate (CDOR)</link:label>
    <link:label id="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE_label_en-US" xlink:label="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Canadian Dollar Offered Rate (CDOR) [Member]</link:label>
    <link:label id="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE_documentation_en-US" xlink:label="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Canadian Dollar Offered Rate (CDOR) [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianDollarOfferedRateCDORMember" xlink:label="loc_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:to="lab_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued May 29, 2007</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued May 29, 2007 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued May 29, 2007 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued January 30, 2008</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued January 30, 2008 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued January 30, 2008 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued March 2, 2012</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued March 2, 2012 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued March 2, 2012 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued May 13, 2014</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued May 13, 2014 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued May 13, 2014 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued September 25, 2015</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued September 25, 2015 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued September 25, 2015 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued February 19, 2016</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued February 19, 2016 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued February 19, 2016 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued September 19, 2016</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued September 19, 2016 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued September 19, 2016 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:type="arc"/>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11_terseLabel_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt Issued November 23, 2017</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11_label_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued November 23, 2017 [Member]</link:label>
    <link:label id="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11_documentation_en-US" xlink:label="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Life Financial Inc. Subordinated Debt Issued November 23, 2017 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:to="lab_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on subordinated debt</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:to="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D_label_en-US" xlink:label="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of comprehensive income [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total net income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3" xlink:to="lab_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that may be reclassified subsequently to income:</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of other comprehensive income that will be reclassified to profit or loss, net of tax [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E_terseLabel_en-US" xlink:label="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in unrealized foreign currency translation gains (losses):</link:label>
    <link:label id="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E_label_en-US" xlink:label="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exchange differences on translation [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExchangeDifferencesOnTranslationAbstract" xlink:label="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:to="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses)</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on exchange differences on translation, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:to="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1_terseLabel_en-US" xlink:label="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in unrealized gains (losses) on available-for-sale assets:</link:label>
    <link:label id="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1_label_en-US" xlink:label="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale financial assets [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AvailableforsaleFinancialAssetsAbstract" xlink:label="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:to="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses)</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on remeasuring available-for-sale financial assets, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:to="lab_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications to net income (loss)</link:label>
    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3_label_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification adjustments on available-for-sale financial assets, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:to="lab_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in unrealized gains (losses) on cash flow hedges:</link:label>
    <link:label id="lab_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE_label_en-US" xlink:label="lab_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flow hedges [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowHedgesAbstract" xlink:label="loc_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:to="lab_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses)</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on cash flow hedges, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:to="lab_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications to net income (loss)</link:label>
    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D_label_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification adjustments on cash flow hedges, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:to="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8_terseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share of other comprehensive income (loss) in joint ventures and associates:</link:label>
    <link:label id="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8_label_en-US" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method, before tax [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:type="arc"/>
    <link:label id="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3_negatedTerseLabel_en-US" xlink:label="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses)</link:label>
    <link:label id="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3_label_en-US" xlink:label="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unrecognised Share Of Losses (Gains) Of Joint Ventures And Associates</link:label>
    <link:label id="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3_documentation_en-US" xlink:label="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Unrecognised Share Of Gains (Losses) Of Joint Ventures And Associates</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates" xlink:label="loc_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:to="lab_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total items that may be reclassified subsequently to income</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income that will be reclassified to profit or loss, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that will not be reclassified subsequently to income:</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of other comprehensive income that will not be reclassified to profit or loss, net of tax [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remeasurement of defined benefit plans</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax, gains (losses) on remeasurements of defined benefit plans</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation surplus on transfer to investment properties (Note 5.A)</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax, gains (losses) on revaluation</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total items that will not be reclassified subsequently to income</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income that will not be reclassified to profit or loss, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other comprehensive income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A" xlink:to="lab_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5_totalLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncome" xlink:label="loc_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:to="lab_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:type="arc"/>
    <link:label id="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7_terseLabel_en-US" xlink:label="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Participating policyholders' comprehensive income (loss) (Note 21)</link:label>
    <link:label id="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7_label_en-US" xlink:label="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive Income, Attributable To Noncontrolling Interests And Participating Policyholders</link:label>
    <link:label id="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7_documentation_en-US" xlink:label="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Comprehensive Income, Attributable To Noncontrolling Interests And Participating Policyholders</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:to="lab_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E_terseLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income, attributable to owners of parent</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax benefit (expense):</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to components of other comprehensive income [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that may be reclassified subsequently to income:</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to components of other comprehensive income that will be reclassified to profit or loss [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D_terseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized foreign currency translation gains / losses</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Gain (Losses) On Exchange Differences On Translation And Hedges Of Net Investments In Foreign Operations</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Gain (Losses) On Exchange Differences On Translation And Hedges Of Net Investments In Foreign Operations</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations" xlink:label="loc_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:to="lab_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F_terseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains / losses on available-for-sale assets</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Gains (Losses) On Available-for-Sale Financial Assets Of Other Comprehensive Income</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Gains (Losses) On Available-For-Sale Financial Assets Of Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:to="lab_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB_negatedTerseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications to net income for available-for-sale assets</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Reclassification Adjustments On Available-For-Sale Financial Assets Of Other Comprehensive Income</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Reclassification Adjustments On Available-For-Sale Financial Assets Of Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:to="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F_terseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains / losses on cash flow hedges</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Gains (Losses) On Cash Flow Hedges Of Other Comprehensive Income</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Gains (Losses) On Cash Flow Hedges Of Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:to="lab_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3_negatedTerseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications to net income for cash flow hedges</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Reclassification Adjustments On Cash Flow Hedges Of Other Comprehensive Income</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Reclassification Adjustments On Cash Flow Hedges Of Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:to="lab_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775_totalLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total items that may be reclassified subsequently to income</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to components of other comprehensive income that will be reclassified to profit or loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that will not be reclassified subsequently to income:</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to components of other comprehensive income that will not be reclassified to profit or loss [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Remeasurement of defined benefit plans</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to remeasurements of defined benefit plans of other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:to="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Revaluation surplus on transfer to investment properties (Note 5.A)</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to changes in revaluation surplus of other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:to="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total items that will not be reclassified subsequently to income</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to components of other comprehensive income that will not be reclassified to profit or loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total income tax benefit (expense) included in other comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax relating to components of other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Other Assets</link:label>
    <link:label id="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739_label_en-US" xlink:label="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Other Assets1 [Table Text Block]</link:label>
    <link:label id="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739_documentation_en-US" xlink:label="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Other Assets1 [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfOtherAssets1TableTextBlock" xlink:label="loc_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:to="lab_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6_label_en-US" xlink:label="lab_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of cash flows [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:label="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="lab_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows provided by (used in) operating activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) operating activities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income (loss) before income taxes</link:label>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181_label_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) before tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:to="lab_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments:</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to reconcile profit (loss) [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:to="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense related to financing activities</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for interest expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForInterestExpense" xlink:label="loc_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:to="lab_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in insurance and investment contract liabilities</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for increase (decrease) in insurance, reinsurance and investment contract liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:to="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease (increase) in reinsurance assets</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in reinsurance assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:to="lab_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Realized and unrealized (gains) losses and foreign currency changes on invested assets</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for fair value losses (gains)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:label="loc_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:to="lab_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sales, maturities and repayments of invested assets</link:label>
    <link:label id="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47_label_en-US" xlink:label="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Sales, Maturities And Repayments Of Invested Assets</link:label>
    <link:label id="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47_documentation_en-US" xlink:label="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Sales, Maturities And Repayments Of Invested Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets" xlink:label="loc_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:to="lab_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:type="arc"/>
    <link:label id="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2_negatedTerseLabel_en-US" xlink:label="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of invested assets</link:label>
    <link:label id="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2_label_en-US" xlink:label="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase Of Invested Assets</link:label>
    <link:label id="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2_documentation_en-US" xlink:label="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Purchase Of Invested Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PurchaseOfInvestedAssets" xlink:label="loc_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:to="lab_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Income taxes received (paid)</link:label>
    <link:label id="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174_label_en-US" xlink:label="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income taxes paid (refund), classified as operating activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:to="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage securitization (Note 5)</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Loans And Receivables, Mortgage Securitizations</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Loans And Receivables, Mortgage Securitizations</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other operating activities</link:label>
    <link:label id="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4_label_en-US" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other inflows (outflows) of cash, classified as operating activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:to="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) operating activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) operating activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows provided by (used in) investing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) investing activities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net (purchase) sale of property and equipment</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of property, plant and equipment, classified as investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:to="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:type="arc"/>
    <link:label id="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE_negatedTerseLabel_en-US" xlink:label="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Investment in and transactions with joint ventures and associates (Note 16)</link:label>
    <link:label id="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE_label_en-US" xlink:label="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Cash Payments To Joint Ventures And Associates, Classified As Investing Activities</link:label>
    <link:label id="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE_documentation_en-US" xlink:label="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Cash Payments To Joint Ventures And Associates, Classified As Investing Activities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities" xlink:label="loc_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:to="lab_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends received from joint ventures and associates (Note 16)</link:label>
    <link:label id="lab_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39_label_en-US" xlink:label="lab_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends received from investments accounted for using equity method, classified as investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:to="lab_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions, net of cash and cash equivalents acquired (Note 3)(1)</link:label>
    <link:label id="lab_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9_label_en-US" xlink:label="lab_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows used in obtaining control of subsidiaries or other businesses, classified as investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:to="lab_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other investing activities</link:label>
    <link:label id="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD_label_en-US" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other inflows (outflows) of cash, classified as investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:to="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) investing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows provided by (used in) financing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) financing activities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:type="arc"/>
    <link:label id="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267_negatedTerseLabel_en-US" xlink:label="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Increase in (repayment of) borrowed funds</link:label>
    <link:label id="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267_label_en-US" xlink:label="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From (Repayments Of) Borrowings, Encumbrances On Real Estate And Other Borrowings, Classified As Financing Activities</link:label>
    <link:label id="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267_documentation_en-US" xlink:label="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From (Repayments Of) Borrowings, Encumbrances On Real Estate And Other Borrowings, Classified As Financing Activities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities" xlink:label="loc_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:to="lab_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issuance of subordinated debt, net of issuance costs (Note 14)</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from issue of subordinated liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:to="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:type="arc"/>
    <link:label id="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7_negatedTerseLabel_en-US" xlink:label="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Redemption of senior debentures and subordinated debt (Notes 13 and 14)</link:label>
    <link:label id="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7_label_en-US" xlink:label="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments Of Subordinated Liabilities And Bonds, Notes And Debentures</link:label>
    <link:label id="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7_documentation_en-US" xlink:label="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Repayments Of Subordinated Liabilities And Bonds, Notes And Debentures</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures" xlink:label="loc_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:to="lab_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issuance of common shares on exercise of stock options</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from exercise of options</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromExerciseOfOptions" xlink:label="loc_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:to="lab_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Common shares purchased for cancellation (Note 15)</link:label>
    <link:label id="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69_label_en-US" xlink:label="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to acquire or redeem entity's shares</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:to="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends paid on common and preferred shares</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, classified as financing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:to="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Interest expense paid</link:label>
    <link:label id="lab_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A_label_en-US" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest paid, classified as financing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:to="lab_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) financing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) financing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010_terseLabel_en-US" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes due to fluctuations in exchange rates</link:label>
    <link:label id="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010_label_en-US" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:to="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF_totalLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in cash and cash equivalents</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in cash and cash equivalents</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:to="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15_periodStartLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Net cash and cash equivalents, beginning of year</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15_label_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="loc_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:to="lab_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841_periodEndLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Net cash and cash equivalents, end of year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="loc_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841" xlink:to="lab_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short-term securities, end of year</link:label>
    <link:label id="lab_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634_label_en-US" xlink:label="lab_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current investments</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentInvestments" xlink:label="loc_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:to="lab_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799_terseLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net cash, cash equivalents and short-term securities, end of year (Note 5)</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799_label_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents if different from statement of financial position</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" xlink:label="loc_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:to="lab_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38_terseLabel_en-US" xlink:label="lab_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total cash consideration paid</link:label>
    <link:label id="lab_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38_label_en-US" xlink:label="lab_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consideration paid (received)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsiderationPaidReceived" xlink:label="loc_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:to="lab_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68_terseLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents acquired</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68_label_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents in subsidiary or businesses acquired or disposed</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xlink:label="loc_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:to="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Current income tax benefit (expense)</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax relating to items credited (charged) directly to equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:to="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Deferred income tax benefit (expense)</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax relating to items credited (charged) directly to equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:to="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:type="arc"/>
    <link:label id="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647_negatedTerseLabel_en-US" xlink:label="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Recognized in equity, other than other comprehensive income:</link:label>
    <link:label id="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647_label_en-US" xlink:label="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current And Deferred Tax Relating To Items Credited (Charged) Directly To Equity, Other That Comprehensive Income</link:label>
    <link:label id="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647_documentation_en-US" xlink:label="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Current And Deferred Tax Relating To Items Credited (Charged) Directly To Equity, Other That Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome" xlink:label="loc_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:to="lab_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Deferred income tax benefit (expense)</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax expense (income)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncome" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total income tax benefit (expense) recorded in equity, including tax benefit (expense) recorded in other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA_label_en-US" xlink:label="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current and deferred tax relating to items credited (charged) directly to equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:to="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_A15F83C6A4B63474860B4430D71F8F3D_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_A15F83C6A4B63474860B4430D71F8F3D_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis_3DF1BE13942E4326E7054430D71FBBCE_terseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impairment of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis_3DF1BE13942E4326E7054430D71FBBCE_label_en-US" xlink:label="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment of financial assets [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:to="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_5260DC1B936E53F6F23E4430D71FE085_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for impairment of financial assets [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_5260DC1B936E53F6F23E4430D71FE085_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for impairment of financial assets [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember" xlink:label="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="lab_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_59ACE5413EC8D7DF04F54430D71F48A9_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Not past due</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_59ACE5413EC8D7DF04F54430D71F48A9_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets neither past due nor impaired [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:to="lab_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2598BD66719316BD676D4430D71FBE49_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past due</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2598BD66719316BD676D4430D71FBE49_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets past due but not impaired [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:to="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsImpairedMember_6BE35B7929EC7CB6F5624430D71FE2FC_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impaired</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsImpairedMember_6BE35B7929EC7CB6F5624430D71FE2FC_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets impaired [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:to="lab_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GrossCarryingAmountMember_FF20AA6CB253D8A0894E4430D7201C5A_verboseLabel_en-US" xlink:label="lab_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Gross carrying value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:to="lab_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AllowanceForCreditLossesMember_5A52B39D8F44055FE20C4430D720BE72_terseLabel_en-US" xlink:label="lab_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for losses</link:label>
    <link:label id="lab_ifrs-full_AllowanceForCreditLossesMember_5A52B39D8F44055FE20C4430D720BE72_label_en-US" xlink:label="lab_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for credit losses [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceForCreditLossesMember" xlink:label="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:to="lab_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PastDueStatusAxis_0484A6A2F754FEA76DBF4430D7205AB6_terseLabel_en-US" xlink:label="lab_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past due status [axis]</link:label>
    <link:label id="lab_ifrs-full_PastDueStatusAxis_0484A6A2F754FEA76DBF4430D7205AB6_label_en-US" xlink:label="lab_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Past due status [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusAxis" xlink:label="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:to="lab_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PastDueStatusMember_616B74ED385F84DCBE3B4430D7208B53_terseLabel_en-US" xlink:label="lab_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past due status [member]</link:label>
    <link:label id="lab_ifrs-full_PastDueStatusMember_616B74ED385F84DCBE3B4430D7208B53_label_en-US" xlink:label="lab_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Past due status [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusMember" xlink:label="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:to="lab_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:type="arc"/>
    <link:label id="lab_slf_PastDueLessThanNinetyDaysMember_D8A6932DCAD5A462C7854430D72091DF_terseLabel_en-US" xlink:label="lab_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past due less than 90 days</link:label>
    <link:label id="lab_slf_PastDueLessThanNinetyDaysMember_D8A6932DCAD5A462C7854430D72091DF_label_en-US" xlink:label="lab_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Past Due Less Than Ninety Days [Member]</link:label>
    <link:label id="lab_slf_PastDueLessThanNinetyDaysMember_D8A6932DCAD5A462C7854430D72091DF_documentation_en-US" xlink:label="lab_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Past Due Less Than Ninety Days [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PastDueLessThanNinetyDaysMember" xlink:label="loc_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:to="lab_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanThreeMonthsMember_D66D7A01549FC07938724430D721F613_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Later than three months [member]</link:label>
    <link:label id="lab_ifrs-full_LaterThanThreeMonthsMember_D66D7A01549FC07938724430D721F613_label_en-US" xlink:label="lab_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than three months [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:to="lab_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_8FE643F4D3D43956140A4430D7217F07_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_8FE643F4D3D43956140A4430D7217F07_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfSeparateAccountsTable_B8A1ADA16308D32DC8857B70DF428CBA_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Separate Accounts [Table]</link:label>
    <link:label id="lab_slf_DisclosureOfSeparateAccountsTable_B8A1ADA16308D32DC8857B70DF428CBA_label_en-US" xlink:label="lab_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Separate Accounts [Table]</link:label>
    <link:label id="lab_slf_DisclosureOfSeparateAccountsTable_B8A1ADA16308D32DC8857B70DF428CBA_documentation_en-US" xlink:label="lab_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Separate Accounts [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfSeparateAccountsTable" xlink:label="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:to="lab_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:type="arc"/>
    <link:label id="lab_slf_InsuranceContracts1Member_627CDE6B87F5B02FB5447B70DF43D9DB_terseLabel_en-US" xlink:label="lab_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contracts</link:label>
    <link:label id="lab_slf_InsuranceContracts1Member_627CDE6B87F5B02FB5447B70DF43D9DB_label_en-US" xlink:label="lab_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance Contracts1 [Member]</link:label>
    <link:label id="lab_slf_InsuranceContracts1Member_627CDE6B87F5B02FB5447B70DF43D9DB_documentation_en-US" xlink:label="lab_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance Contracts1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContracts1Member" xlink:label="loc_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:to="lab_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentContracts1Member_6AB35F2C695051FF657D7B70DF43430B_terseLabel_en-US" xlink:label="lab_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment contracts</link:label>
    <link:label id="lab_slf_InvestmentContracts1Member_6AB35F2C695051FF657D7B70DF43430B_label_en-US" xlink:label="lab_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Contracts1 [Member]</link:label>
    <link:label id="lab_slf_InvestmentContracts1Member_6AB35F2C695051FF657D7B70DF43430B_documentation_en-US" xlink:label="lab_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Contracts1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContracts1Member" xlink:label="loc_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:to="lab_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfSeparateAccountsLineItems_BAD6F3C50ACB903065007B70DF43909E_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Separate Accounts [Line Items]</link:label>
    <link:label id="lab_slf_DisclosureOfSeparateAccountsLineItems_BAD6F3C50ACB903065007B70DF43909E_label_en-US" xlink:label="lab_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Separate Accounts [Line Items]</link:label>
    <link:label id="lab_slf_DisclosureOfSeparateAccountsLineItems_BAD6F3C50ACB903065007B70DF43909E_documentation_en-US" xlink:label="lab_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Line Items] for Disclosure Of Separate Accounts [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfSeparateAccountsLineItems" xlink:label="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:to="lab_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:type="arc"/>
    <link:label id="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_8A828C7F3F02AFB37FAC7B70DF439D3E_terseLabel_en-US" xlink:label="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance Contracts And Investment Contracts For Account Of Segregated Fund Holders [Roll Forward]</link:label>
    <link:label id="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_8A828C7F3F02AFB37FAC7B70DF439D3E_label_en-US" xlink:label="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance Contracts And Investment Contracts For Account Of Segregated Fund Holders [Roll Forward]</link:label>
    <link:label id="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_8A828C7F3F02AFB37FAC7B70DF439D3E_documentation_en-US" xlink:label="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance Contracts And Investment Contracts For Account Of Segregated Fund Holders [Roll Forward]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward" xlink:label="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="lab_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccounts_97F3A5C915DCE26EEBC97B70DF43325A_periodStartLabel_en-US" xlink:label="lab_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance as at January 1</link:label>
    <link:label id="lab_slf_SeparateAccounts_97F3A5C915DCE26EEBC97B70DF43325A_label_en-US" xlink:label="lab_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Accounts</link:label>
    <link:label id="lab_slf_SeparateAccounts_97F3A5C915DCE26EEBC97B70DF43325A_documentation_en-US" xlink:label="lab_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Accounts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:to="lab_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:type="arc"/>
    <link:label id="lab_slf_AdditionsToSegregatedFundsAbstract_CC682C157AB124AC762A7B70DF431E17_terseLabel_en-US" xlink:label="lab_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions to segregated funds:</link:label>
    <link:label id="lab_slf_AdditionsToSegregatedFundsAbstract_CC682C157AB124AC762A7B70DF431E17_label_en-US" xlink:label="lab_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additions To Segregated Funds [Abstract]</link:label>
    <link:label id="lab_slf_AdditionsToSegregatedFundsAbstract_CC682C157AB124AC762A7B70DF431E17_documentation_en-US" xlink:label="lab_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Additions To Segregated Funds [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsToSegregatedFundsAbstract" xlink:label="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="lab_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_DFB6261B5B3D67E2DE577B70DF43BB17_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_DFB6261B5B3D67E2DE577B70DF43BB17_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Deposits</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_DFB6261B5B3D67E2DE577B70DF43BB17_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Deposits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_13632071B2E974D12CE67B70DF438A17_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net transfer (to) from general funds</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_13632071B2E974D12CE67B70DF438A17_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Transfer From (To) General Funds</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_13632071B2E974D12CE67B70DF438A17_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Transfer From (To) General Funds</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_C40A4147533E5A22FA4A7B70DF435B8C_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net realized and unrealized gains (losses)</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_C40A4147533E5A22FA4A7B70DF435B8C_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Gain (Loss) Recognized On Assets Transferred To Separate Account</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_C40A4147533E5A22FA4A7B70DF435B8C_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Gain (Loss) Recognized On Assets Transferred To Separate Account</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_6A97B810728FA86471687B70DF443A57_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other investment income</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_6A97B810728FA86471687B70DF443A57_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Other Investment Income</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_6A97B810728FA86471687B70DF443A57_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions From Other Investment Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_DED454AF2740311D4E157B70DF4498E0_totalLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total additions</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_DED454AF2740311D4E157B70DF4498E0_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_DED454AF2740311D4E157B70DF4498E0_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Additions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:type="arc"/>
    <link:label id="lab_slf_DeductionsFromSegregatedFundsAbstract_4BEDB513F69FEF25B2DA7B70DF445763_terseLabel_en-US" xlink:label="lab_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deductions from segregated funds:</link:label>
    <link:label id="lab_slf_DeductionsFromSegregatedFundsAbstract_4BEDB513F69FEF25B2DA7B70DF445763_label_en-US" xlink:label="lab_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deductions From Segregated Funds [Abstract]</link:label>
    <link:label id="lab_slf_DeductionsFromSegregatedFundsAbstract_4BEDB513F69FEF25B2DA7B70DF445763_documentation_en-US" xlink:label="lab_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deductions From Segregated Funds [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DeductionsFromSegregatedFundsAbstract" xlink:label="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="lab_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_E8F62C89EF33B79A04F37B70DF446AB1_negatedTerseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Payments to policyholders and their beneficiaries</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_E8F62C89EF33B79A04F37B70DF446AB1_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Policyholder And Beneficiary Payments</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_E8F62C89EF33B79A04F37B70DF446AB1_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Policyholder And Beneficiary Payments</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_CB636104C84D9AD31BF47B70DF44574F_negatedTerseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Management fees</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_CB636104C84D9AD31BF47B70DF44574F_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Management Fees</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_CB636104C84D9AD31BF47B70DF44574F_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Management Fees</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_B2D88A8FC7FC73A51B457B70DF44EBB1_negatedTerseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Taxes and other expenses</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_B2D88A8FC7FC73A51B457B70DF44EBB1_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Taxes And Other Expenses</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_B2D88A8FC7FC73A51B457B70DF44EBB1_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Taxes And Other Expenses</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_215C771952D7B7711C0E7B70DF44A2C5_negatedTerseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movements</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_215C771952D7B7711C0E7B70DF44A2C5_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Foreign Exchange Rate Movements</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_215C771952D7B7711C0E7B70DF44A2C5_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions For Foreign Exchange Rate Movements</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_EC89722F5FB32E7B2AC17B70DF44E75D_negatedTotalLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total deductions</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_EC89722F5FB32E7B2AC17B70DF44E75D_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_EC89722F5FB32E7B2AC17B70DF44E75D_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Deductions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_9CA98B307ECDDA4BF3E57B70DF44386E_totalLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net additions (deductions)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:to="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_623BE32C3F533CF0EB837B70DF449372_terseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_623BE32C3F533CF0EB837B70DF449372_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Acquisitions</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_623BE32C3F533CF0EB837B70DF449372_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Insurance, Reinsurance And Investment Contract Liabilities, Acquisitions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccounts_C1407C548DF18F6C31897B70DF44C69D_periodEndLabel_en-US" xlink:label="lab_slf_SeparateAccounts_3D14C20672BA5D01A61A73B85121BC2C" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance as at December 31</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_3D14C20672BA5D01A61A73B85121BC2C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccounts_3D14C20672BA5D01A61A73B85121BC2C" xlink:to="lab_slf_SeparateAccounts_3D14C20672BA5D01A61A73B85121BC2C" xlink:type="arc"/>
    <link:label id="lab_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_94944D08C598349C60D090C83721861F_label_en-US" xlink:label="lab_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Capital, Reserves And Other Equity Interest [Abstract]</link:label>
    <link:label id="lab_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_94944D08C598349C60D090C83721861F_documentation_en-US" xlink:label="lab_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Capital, Reserves And Other Equity Interest [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareCapitalReservesAndOtherEquityInterestAbstract" xlink:label="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:to="lab_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A6BD8E7BDC9C871AF89490C83723C357_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of classes of share capital [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A6BD8E7BDC9C871AF89490C83723C357_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of classes of share capital [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OrdinarySharesMember_802ACB47F381C278888C90C83724AC5F_terseLabel_en-US" xlink:label="lab_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common shares (Note 15)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:to="lab_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_EC20A4201BA9A5E9C23990C8372485E0_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of classes of share capital [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_EC20A4201BA9A5E9C23990C8372485E0_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of classes of share capital [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:type="arc"/>
    <link:label id="lab_slf_NumberOfShareClassSeriesAuthorised_B7C24013DBF826377DB490C837241337_terseLabel_en-US" xlink:label="lab_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of class series</link:label>
    <link:label id="lab_slf_NumberOfShareClassSeriesAuthorised_B7C24013DBF826377DB490C837241337_label_en-US" xlink:label="lab_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Share Class Series Authorised</link:label>
    <link:label id="lab_slf_NumberOfShareClassSeriesAuthorised_B7C24013DBF826377DB490C837241337_documentation_en-US" xlink:label="lab_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Share Class Series Authorised</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfShareClassSeriesAuthorised" xlink:label="loc_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:to="lab_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:type="arc"/>
    <link:label id="lab_slf_NumberOfShareClassSeriesOutstanding_CC483D30C0DB4068CEA990C86F061101_terseLabel_en-US" xlink:label="lab_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of class series outstanding</link:label>
    <link:label id="lab_slf_NumberOfShareClassSeriesOutstanding_CC483D30C0DB4068CEA990C86F061101_label_en-US" xlink:label="lab_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Share Class Series Outstanding</link:label>
    <link:label id="lab_slf_NumberOfShareClassSeriesOutstanding_CC483D30C0DB4068CEA990C86F061101_documentation_en-US" xlink:label="lab_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Share Class Series Outstanding</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfShareClassSeriesOutstanding" xlink:label="loc_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:to="lab_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_EF98857C327DB122D0C490C837248039_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate liquidation entitlement amount</link:label>
    <link:label id="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_EF98857C327DB122D0C490C837248039_label_en-US" xlink:label="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Aggregate Liquidation Entitlement</link:label>
    <link:label id="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_EF98857C327DB122D0C490C837248039_documentation_en-US" xlink:label="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Aggregate Liquidation Entitlement</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesAggregateLiquidationEntitlement" xlink:label="loc_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:to="lab_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:type="arc"/>
    <link:label id="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_28819520F1F92D3053FA90C83725D4A1_terseLabel_en-US" xlink:label="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend reinvestments option to issue discounted shares, discount maximum percentage</link:label>
    <link:label id="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_28819520F1F92D3053FA90C83725D4A1_label_en-US" xlink:label="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Reinvestment Plan, Option For Discount On Shares Issued Percentage, Maximum</link:label>
    <link:label id="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_28819520F1F92D3053FA90C83725D4A1_documentation_en-US" xlink:label="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividend Reinvestment Plan, Option For Discount On Shares Issued Percentage, Maximum</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum" xlink:label="loc_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:to="lab_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_FAFDFD4B63CEA4B8DC324835533BDDB3_terseLabel_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maturities and surrenders</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_FAFDFD4B63CEA4B8DC324835533BDDB3_label_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Maturities And Surrenders</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_FAFDFD4B63CEA4B8DC324835533BDDB3_documentation_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Maturities And Surrenders</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:to="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4E924CB39A192FAF9B404835533B23E6_terseLabel_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Annuity payments</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4E924CB39A192FAF9B404835533B23E6_label_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Annuity Payments</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4E924CB39A192FAF9B404835533B23E6_documentation_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Annuity Payments</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:to="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_ECB2EC5EB9156AEDB8A94835533BCAF7_terseLabel_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Death and disability benefits</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_ECB2EC5EB9156AEDB8A94835533BCAF7_label_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Death And Disability Benefits</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_ECB2EC5EB9156AEDB8A94835533BCAF7_documentation_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Death And Disability Benefits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:to="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_0A0A7D242CACCB7CF1854835533B87ED_terseLabel_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Health benefits</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_0A0A7D242CACCB7CF1854835533B87ED_label_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Health Benefits</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_0A0A7D242CACCB7CF1854835533B87ED_documentation_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Health Benefits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:to="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_127A04775D28A6060D5E4835533BC4A6_terseLabel_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Policyholder dividends and interest on claims and deposits</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_127A04775D28A6060D5E4835533BC4A6_label_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Policyholder Dividends And Interest On Claims And Deposits</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_127A04775D28A6060D5E4835533BC4A6_documentation_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held, Policyholder Dividends And Interest On Claims And Deposits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:to="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_53183C1FE9927EFA07AD4835533BBDF5_totalLabel_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Gross claims and benefits paid</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_53183C1FE9927EFA07AD4835533BBDF5_label_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held</link:label>
    <link:label id="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_53183C1FE9927EFA07AD4835533BBDF5_documentation_en-US" xlink:label="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense For Policyholder Claims And Benefits Paid, Without Reduction For Reinsurance Held</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:to="lab_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6_terseLabel_en-US" xlink:label="lab_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of interest rate and market sensitivities</link:label>
    <link:label id="lab_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6_label_en-US" xlink:label="lab_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity analysis for types of market risk [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk" xlink:label="loc_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6" xlink:to="lab_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_7DDF84286DE51815F8F79A4F1C1CDAE6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit and swap spread sensitivities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_37159A71FDFC234F80979A4F1C1C0095" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD_terseLabel_en-US" xlink:label="lab_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities and contractual obligations</link:label>
    <link:label id="lab_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD_label_en-US" xlink:label="lab_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for non-derivative financial liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities" xlink:label="loc_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD" xlink:to="lab_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_DD194789F8CA4F89A23C9A4F1C1C37DD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReinsuranceExplanatory_701E55FF5211A26D092224B4BEDB2559_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReinsuranceExplanatory_701E55FF5211A26D092224B4BEDB2559_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reinsurance [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReinsuranceExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:to="lab_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:type="arc"/>
    <link:label id="lab_slf_EquityAndOtherMember_998A8C9C62D209585F27483553376E2F_terseLabel_en-US" xlink:label="lab_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity and other</link:label>
    <link:label id="lab_slf_EquityAndOtherMember_998A8C9C62D209585F27483553376E2F_label_en-US" xlink:label="lab_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity And Other [Member]</link:label>
    <link:label id="lab_slf_EquityAndOtherMember_998A8C9C62D209585F27483553376E2F_documentation_en-US" xlink:label="lab_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity And Other [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAndOtherMember" xlink:label="loc_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:to="lab_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:type="arc"/>
    <link:label id="lab_slf_OtherFinancialAssetsMember_D722FCAF467AC8009F7D483553382FBF_terseLabel_en-US" xlink:label="lab_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_OtherFinancialAssetsMember_D722FCAF467AC8009F7D483553382FBF_label_en-US" xlink:label="lab_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Financial Assets [Member]</link:label>
    <link:label id="lab_slf_OtherFinancialAssetsMember_D722FCAF467AC8009F7D483553382FBF_documentation_en-US" xlink:label="lab_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Financial Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherFinancialAssetsMember" xlink:label="loc_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:to="lab_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:type="arc"/>
    <link:label id="lab_slf_GeneralFundAssets_8D20CFA294E71206439C483553389B35_terseLabel_en-US" xlink:label="lab_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total general fund assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:to="lab_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:type="arc"/>
    <link:label id="lab_country_HK_9129F5A609E186A8F81E51D857AF45CB_terseLabel_en-US" xlink:label="lab_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">HONG KONG</link:label>
    <link:label id="lab_country_HK_9129F5A609E186A8F81E51D857AF45CB_label_en-US" xlink:label="lab_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">HONG KONG</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_HK" xlink:label="loc_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:to="lab_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F_terseLabel_en-US" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation techniques used in fair value measurement [axis]</link:label>
    <link:label id="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F_label_en-US" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation techniques used in fair value measurement [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:to="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4_terseLabel_en-US" xlink:label="lab_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation techniques [member]</link:label>
    <link:label id="lab_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4_label_en-US" xlink:label="lab_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation techniques [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:to="lab_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933_terseLabel_en-US" xlink:label="lab_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Market comparable companies</link:label>
    <link:label id="lab_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933_label_en-US" xlink:label="lab_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Market comparable companies [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MarketComparableCompaniesMember" xlink:label="loc_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:to="lab_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income approach</link:label>
    <link:label id="lab_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114_label_en-US" xlink:label="lab_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income approach [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeApproachMember" xlink:label="loc_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:to="lab_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62_terseLabel_en-US" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash-generating units [axis]</link:label>
    <link:label id="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62_label_en-US" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash-generating units [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:to="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE_terseLabel_en-US" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash-generating units [member]</link:label>
    <link:label id="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE_label_en-US" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash-generating units [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:type="arc"/>
    <link:label id="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40_terseLabel_en-US" xlink:label="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Canada, Individual</link:label>
    <link:label id="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40_label_en-US" xlink:label="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Canada, Individual [Member]</link:label>
    <link:label id="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40_documentation_en-US" xlink:label="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Canada, Individual [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaIndividualMember" xlink:label="loc_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:to="lab_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:type="arc"/>
    <link:label id="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E_terseLabel_en-US" xlink:label="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Canada, Group retirement services</link:label>
    <link:label id="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E_label_en-US" xlink:label="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Canada, Group Retirement Services [Member]</link:label>
    <link:label id="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E_documentation_en-US" xlink:label="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Canada, Group Retirement Services [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaGroupRetirementServicesMember" xlink:label="loc_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:to="lab_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:type="arc"/>
    <link:label id="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66_terseLabel_en-US" xlink:label="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Canada, Group benefits</link:label>
    <link:label id="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66_label_en-US" xlink:label="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Canada, Group Benefits [Member]</link:label>
    <link:label id="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66_documentation_en-US" xlink:label="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Canada, Group Benefits [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaGroupBenefitsMember" xlink:label="loc_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:to="lab_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:type="arc"/>
    <link:label id="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E_terseLabel_en-US" xlink:label="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF US, Employee benefits group</link:label>
    <link:label id="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E_label_en-US" xlink:label="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF US, Employee Benefits Group [Member]</link:label>
    <link:label id="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E_documentation_en-US" xlink:label="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF US, Employee Benefits Group [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFUSEmployeeBenefitsGroupMember" xlink:label="loc_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:to="lab_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:type="arc"/>
    <link:label id="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45_terseLabel_en-US" xlink:label="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Asset Management, MFS</link:label>
    <link:label id="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45_label_en-US" xlink:label="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Asset Management, MFS [Member]</link:label>
    <link:label id="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45_documentation_en-US" xlink:label="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Asset Management, MFS [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFAssetManagementMFSMember" xlink:label="loc_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:to="lab_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:type="arc"/>
    <link:label id="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94_terseLabel_en-US" xlink:label="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SLF Asset Management, SLIM</link:label>
    <link:label id="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94_label_en-US" xlink:label="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SLF Asset Management, SLIM [Member]</link:label>
    <link:label id="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94_documentation_en-US" xlink:label="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">SLF Asset Management, SLIM [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFAssetManagementSLIMMember" xlink:label="loc_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:to="lab_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:type="arc"/>
    <link:label id="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656_terseLabel_en-US" xlink:label="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate, UK</link:label>
    <link:label id="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656_label_en-US" xlink:label="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate, UK [Member]</link:label>
    <link:label id="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656_documentation_en-US" xlink:label="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Corporate, UK [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateUKMember" xlink:label="loc_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:to="lab_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F_terseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill impairment</link:label>
    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F_label_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment loss recognised in profit or loss, goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:type="arc"/>
    <link:label id="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB_terseLabel_en-US" xlink:label="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price-to-earnings multiples used for valuation</link:label>
    <link:label id="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB_label_en-US" xlink:label="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price-To-Earnings Multiple, Significant Unobservable Inputs, CGUs</link:label>
    <link:label id="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB_documentation_en-US" xlink:label="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Price-To-Earnings Multiple, Significant Unobservable Inputs, CGUs</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs" xlink:label="loc_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:to="lab_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:type="arc"/>
    <link:label id="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9_terseLabel_en-US" xlink:label="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price-to-assets-under-management multiples used for valuation</link:label>
    <link:label id="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9_label_en-US" xlink:label="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price-To-Assets-Under-Management, Significant Unobservable Inputs, CGUs</link:label>
    <link:label id="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9_documentation_en-US" xlink:label="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Price-To-Assets-Under-Management, Significant Unobservable Inputs, CGUs</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs" xlink:label="loc_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:to="lab_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:type="arc"/>
    <link:label id="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29_terseLabel_en-US" xlink:label="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Future sales projection for valuation, in years</link:label>
    <link:label id="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29_label_en-US" xlink:label="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Projected Future Sales, Value Of New Business, Period</link:label>
    <link:label id="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29_documentation_en-US" xlink:label="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Projected Future Sales, Value Of New Business, Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ProjectedFutureSalesValueOfNewBusinessPeriod" xlink:label="loc_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:to="lab_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CGU discount rate</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Discount rate applied to cash flow projections</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:to="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:type="arc"/>
    <link:label id="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C_terseLabel_en-US" xlink:label="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Encumbrances on real estate, Maturing in 2033</link:label>
    <link:label id="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C_label_en-US" xlink:label="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Encumbrance On Real Estate - Maturing in 2033 [Member]</link:label>
    <link:label id="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C_documentation_en-US" xlink:label="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Encumbrance On Real Estate - Maturing in 2033 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EncumbranceOnRealEstateMaturingin2033Member" xlink:label="loc_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:to="lab_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:type="arc"/>
    <link:label id="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8_terseLabel_en-US" xlink:label="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Encumbrances on real estate in US Dollars, Maturing in 2020</link:label>
    <link:label id="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8_label_en-US" xlink:label="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Encumbrance On Real Estate - Maturing in 2020 [Member]</link:label>
    <link:label id="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8_documentation_en-US" xlink:label="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Encumbrance On Real Estate - Maturing in 2020 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EncumbranceOnRealEstateMaturingin2020Member" xlink:label="loc_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:to="lab_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on borrowings</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on borrowings</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnBorrowings" xlink:label="loc_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:to="lab_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Borrowed funds</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherBorrowings" xlink:label="loc_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:to="lab_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:type="arc"/>
    <link:label id="lab_slf_PolicyLoans1Member_D433214EA4F82D5ACDDA7635F30D9CF5_terseLabel_en-US" xlink:label="lab_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Policy loans</link:label>
    <link:label id="lab_slf_PolicyLoans1Member_D433214EA4F82D5ACDDA7635F30D9CF5_label_en-US" xlink:label="lab_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Policy Loans1 [Member]</link:label>
    <link:label id="lab_slf_PolicyLoans1Member_D433214EA4F82D5ACDDA7635F30D9CF5_documentation_en-US" xlink:label="lab_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Policy Loans1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PolicyLoans1Member" xlink:label="loc_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:to="lab_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueMember_98E8E4CCE65A8CA0F6E37635F30D81A0_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueMember_98E8E4CCE65A8CA0F6E37635F30D81A0_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value, class [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentProperty_5716B0801C62B518DAC87635F30D2A73_verboseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment properties</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:to="lab_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherNonfinancialAssets_A77763D687B0219C7F027635F30DA6BA_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other invested assets - non-financial assets</link:label>
    <link:label id="lab_ifrs-full_OtherNonfinancialAssets_A77763D687B0219C7F027635F30DA6BA_label_en-US" xlink:label="lab_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other non-financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherNonfinancialAssets" xlink:label="loc_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:to="lab_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_E94FEEAB294B55C49FD724B4BE37E07E_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Compensation to Executive Team and Directors</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_E94FEEAB294B55C49FD724B4BE37E07E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of transactions between related parties [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Results of operating segments</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4_verboseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of geographical areas</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of geographical areas [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasExplanatory" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitPlanParticipantsAxis_4D20F52CA54C2327319F9A22A2388402_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Participants [Axis]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanParticipantsAxis_4D20F52CA54C2327319F9A22A2388402_label_en-US" xlink:label="lab_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Participants [Axis]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanParticipantsAxis_4D20F52CA54C2327319F9A22A2388402_documentation_en-US" xlink:label="lab_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Participants [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanParticipantsAxis" xlink:label="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:to="lab_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:type="arc"/>
    <link:label id="lab_slf_PlanParticipantsDomain_EBAF4A00D9AE4250FF189A22A238F336_terseLabel_en-US" xlink:label="lab_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Participants [Domain]</link:label>
    <link:label id="lab_slf_PlanParticipantsDomain_EBAF4A00D9AE4250FF189A22A238F336_label_en-US" xlink:label="lab_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Participants [Domain]</link:label>
    <link:label id="lab_slf_PlanParticipantsDomain_EBAF4A00D9AE4250FF189A22A238F336_documentation_en-US" xlink:label="lab_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Plan Participants [Domain]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanParticipantsDomain" xlink:label="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="lab_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:type="arc"/>
    <link:label id="lab_slf_MaleCurrentlyAtAge65Member_AEE8162BFECD557AEB139A22A238B102_terseLabel_en-US" xlink:label="lab_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Male - Individuals currently at age 65</link:label>
    <link:label id="lab_slf_MaleCurrentlyAtAge65Member_AEE8162BFECD557AEB139A22A238B102_label_en-US" xlink:label="lab_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Male Currently At Age 65 [Member]</link:label>
    <link:label id="lab_slf_MaleCurrentlyAtAge65Member_AEE8162BFECD557AEB139A22A238B102_documentation_en-US" xlink:label="lab_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Male Currently At Age 65 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MaleCurrentlyAtAge65Member" xlink:label="loc_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:to="lab_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:type="arc"/>
    <link:label id="lab_slf_FemaleCurrentlyAtAge65Member_1A8BA07D1258561B06F09A22A2381782_terseLabel_en-US" xlink:label="lab_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Female - Individuals currently at age 65</link:label>
    <link:label id="lab_slf_FemaleCurrentlyAtAge65Member_1A8BA07D1258561B06F09A22A2381782_label_en-US" xlink:label="lab_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Female Currently At Age 65 [Member]</link:label>
    <link:label id="lab_slf_FemaleCurrentlyAtAge65Member_1A8BA07D1258561B06F09A22A2381782_documentation_en-US" xlink:label="lab_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Female Currently At Age 65 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FemaleCurrentlyAtAge65Member" xlink:label="loc_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:to="lab_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:type="arc"/>
    <link:label id="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_661F65BB5198C155C9889A22A238A3ED_terseLabel_en-US" xlink:label="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Male - At 65 for individuals currently at age 45</link:label>
    <link:label id="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_661F65BB5198C155C9889A22A238A3ED_label_en-US" xlink:label="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Male At 65 For Individuals Currently At Age 45 [Member]</link:label>
    <link:label id="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_661F65BB5198C155C9889A22A238A3ED_documentation_en-US" xlink:label="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Male At 65 For Individuals Currently At Age 45 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" xlink:label="loc_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:to="lab_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:type="arc"/>
    <link:label id="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_BADF8A053F49F6A531849A22A238AA84_terseLabel_en-US" xlink:label="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Female - At 65 for individuals currently at age 45</link:label>
    <link:label id="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_BADF8A053F49F6A531849A22A238AA84_label_en-US" xlink:label="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Female At 65 For Individuals Currently At Age 45 [Member]</link:label>
    <link:label id="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_BADF8A053F49F6A531849A22A238AA84_documentation_en-US" xlink:label="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Female At 65 For Individuals Currently At Age 45 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" xlink:label="loc_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:to="lab_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DomesticDefinedBenefitPlansMember_C5643395E1D2A5EF74BF9A22A239777C_terseLabel_en-US" xlink:label="lab_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Domestic defined benefit plans</link:label>
    <link:label id="lab_ifrs-full_DomesticDefinedBenefitPlansMember_C5643395E1D2A5EF74BF9A22A239777C_label_en-US" xlink:label="lab_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Domestic defined benefit plans [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DomesticDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:to="lab_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ForeignDefinedBenefitPlansMember_92512B454AC217F07DA79A22A23995F8_terseLabel_en-US" xlink:label="lab_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign defined benefit plans</link:label>
    <link:label id="lab_ifrs-full_ForeignDefinedBenefitPlansMember_92512B454AC217F07DA79A22A23995F8_label_en-US" xlink:label="lab_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign defined benefit plans [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ForeignDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:to="lab_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitObligationAbstract_AB7668525A4A0EE8CD2F9A22A2390A3A_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">To determine defined benefit obligation at end of year:</link:label>
    <link:label id="lab_slf_DefinedBenefitObligationAbstract_AB7668525A4A0EE8CD2F9A22A2390A3A_label_en-US" xlink:label="lab_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Obligation [Abstract]</link:label>
    <link:label id="lab_slf_DefinedBenefitObligationAbstract_AB7668525A4A0EE8CD2F9A22A2390A3A_documentation_en-US" xlink:label="lab_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Obligation [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitObligationAbstract" xlink:label="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="lab_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfDiscountRates_2180DA20B26AF336D00F9A22A239F8E7_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Discount rate for pension plans</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfDiscountRates_2180DA20B26AF336D00F9A22A239F8E7_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of discount rates</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:to="lab_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_9BBB558F0972E212D2429A22A239021C_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rate of compensation increase</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_9BBB558F0972E212D2429A22A239021C_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of expected rates of salary increases</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:to="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_17671A814E8B7830BD669A22A239AC4C_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension increases</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_17671A814E8B7830BD669A22A239AC4C_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of expected rates of pension increases</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:to="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:type="arc"/>
    <link:label id="lab_slf_BenefitExpenseNetAbstract_12B590F20A8EC7C568F79A22A239029C_terseLabel_en-US" xlink:label="lab_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">To determine net benefit expense for year:</link:label>
    <link:label id="lab_slf_BenefitExpenseNetAbstract_12B590F20A8EC7C568F79A22A239029C_label_en-US" xlink:label="lab_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Benefit Expense, Net [Abstract]</link:label>
    <link:label id="lab_slf_BenefitExpenseNetAbstract_12B590F20A8EC7C568F79A22A239029C_documentation_en-US" xlink:label="lab_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Benefit Expense, Net [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BenefitExpenseNetAbstract" xlink:label="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="lab_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_D30EC5B1A828CAA8E82E9A22A239B131_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Discount rate for pension plans</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_D30EC5B1A828CAA8E82E9A22A239B131_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Discount Rates, Net Benefit Expense</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_D30EC5B1A828CAA8E82E9A22A239B131_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Discount Rates, Net Benefit Expense</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:to="lab_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_D523D4E0C62D006313AF9A22A2393882_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rate of compensation increase</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_D523D4E0C62D006313AF9A22A2393882_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Rates Of Salary Increases, Net Benefit Expense</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_D523D4E0C62D006313AF9A22A2393882_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Rates Of Salary Increases, Net Benefit Expense</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:to="lab_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_FA1359191CCB15FE1A619A22A239053B_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension increases</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_FA1359191CCB15FE1A619A22A239053B_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Rates Of Pension Increases, Net Benefit Expense</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_FA1359191CCB15FE1A619A22A239053B_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Rates Of Pension Increases, Net Benefit Expense</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:to="lab_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:type="arc"/>
    <link:label id="lab_slf_HealthCareTrendRatesAbstract_FE87BCD077E11AAA50129A22A23AF566_terseLabel_en-US" xlink:label="lab_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Health care trend rates:</link:label>
    <link:label id="lab_slf_HealthCareTrendRatesAbstract_FE87BCD077E11AAA50129A22A23AF566_label_en-US" xlink:label="lab_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Health Care Trend Rates [Abstract]</link:label>
    <link:label id="lab_slf_HealthCareTrendRatesAbstract_FE87BCD077E11AAA50129A22A23AF566_documentation_en-US" xlink:label="lab_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Health Care Trend Rates [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthCareTrendRatesAbstract" xlink:label="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="lab_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_2D6E42248D0A5FC6ABF89A22A23A6842_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Initial health care trend rate</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_2D6E42248D0A5FC6ABF89A22A23A6842_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of medical cost trend rates</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:to="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_08094527F69545F6CEE69A22A23AD2C7_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Ultimate health care trend rate</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_08094527F69545F6CEE69A22A23AD2C7_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Ultimate Medical Cost Trend Rates</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_08094527F69545F6CEE69A22A23AD2C7_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Ultimate Medical Cost Trend Rates</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates" xlink:label="loc_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:to="lab_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:type="arc"/>
    <link:label id="lab_slf_YearUltimateHealthCareTrendRateReached_BFFA9AD57DD2EFA4B8E89A22A23A9687_terseLabel_en-US" xlink:label="lab_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Year ultimate health care trend rate reached</link:label>
    <link:label id="lab_slf_YearUltimateHealthCareTrendRateReached_BFFA9AD57DD2EFA4B8E89A22A23A9687_label_en-US" xlink:label="lab_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Year Ultimate Health Care Trend Rate Reached</link:label>
    <link:label id="lab_slf_YearUltimateHealthCareTrendRateReached_BFFA9AD57DD2EFA4B8E89A22A23A9687_documentation_en-US" xlink:label="lab_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Year Ultimate Health Care Trend Rate Reached</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_YearUltimateHealthCareTrendRateReached" xlink:label="loc_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:to="lab_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:type="arc"/>
    <link:label id="lab_slf_MortalityRatesAbstract_580357A1ED4FC1A9C3CA9A22A23A67C3_terseLabel_en-US" xlink:label="lab_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortality rates:</link:label>
    <link:label id="lab_slf_MortalityRatesAbstract_580357A1ED4FC1A9C3CA9A22A23A67C3_label_en-US" xlink:label="lab_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortality Rates [Abstract]</link:label>
    <link:label id="lab_slf_MortalityRatesAbstract_580357A1ED4FC1A9C3CA9A22A23A67C3_documentation_en-US" xlink:label="lab_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortality Rates [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MortalityRatesAbstract" xlink:label="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:to="lab_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedLife_2C106979A76C814D41E59A22A23A06FE_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life expectancy (in years) for individuals</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedLife_2C106979A76C814D41E59A22A23A06FE_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Life</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedLife_2C106979A76C814D41E59A22A23A06FE_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Life</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedLife" xlink:label="loc_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:to="lab_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_FBC4C03249B87BCB947D9A22A23A60DA_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average duration (in years) of pension obligation</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_FBC4C03249B87BCB947D9A22A23A60DA_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average duration of defined benefit obligation</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation" xlink:label="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:to="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_B4D619D5E85B8A8FA9D9724ECF455026_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for financial assets held for managing liquidity risk [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_B4D619D5E85B8A8FA9D9724ECF455026_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for financial assets held for managing liquidity risk [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MortgagesMember_476FDD465408227379A0724ECF46364F_terseLabel_en-US" xlink:label="lab_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:to="lab_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NotLaterThanOneYearMember_8BF19BA2761229FDFB6C724ECF483DE7_terseLabel_en-US" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in 1 year or less</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:to="lab_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_150DF95E6BC8D6E103E5724ECF4832D0_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in years 2-5</link:label>
    <link:label id="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_150DF95E6BC8D6E103E5724ECF4832D0_label_en-US" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than one year and not later than five years [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_30D006B449FFBEC006F5724ECF48C7BD_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in years 6-10</link:label>
    <link:label id="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_30D006B449FFBEC006F5724ECF48C7BD_label_en-US" xlink:label="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than five years and not later than ten years [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:to="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanTenYearsMember_95D6E178E7C6D7A3B456724ECF48FC76_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_ifrs-full_LaterThanTenYearsMember_95D6E178E7C6D7A3B456724ECF48FC76_label_en-US" xlink:label="lab_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Later than ten years [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:to="lab_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_42E5BF7C74343EE7AFCA724ECF48781A_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for financial assets held for managing liquidity risk [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_42E5BF7C74343EE7AFCA724ECF48781A_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for financial assets held for managing liquidity risk [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:to="lab_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_952F132B3541AB8FDA6D4835518EC12E_terseLabel_en-US" xlink:label="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Increase in Liabilities</link:label>
    <link:label id="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_952F132B3541AB8FDA6D4835518EC12E_label_en-US" xlink:label="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Explanation of effect of share-based payments on entity's profit or loss [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss" xlink:label="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:to="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_F23D4C86AD7B8877AF634835518FE188_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of activity in stock option plans</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_F23D4C86AD7B8877AF634835518FE188_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of number and weighted average exercise prices of share options [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:to="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_3F3DF5F7A6B3D47216DC4835518F9AEB_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of stock options outstanding</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_3F3DF5F7A6B3D47216DC4835518F9AEB_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of number and weighted average remaining contractual life of outstanding share options [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:to="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_E8BBAEB5813FA95E5D224835518F2AEE_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [text block]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_E8BBAEB5813FA95E5D224835518F2AEE_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:to="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_AA3DAFC0DFF098034E054835518F497C_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of fair value options granted using Black-Scholes options pricing model</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_AA3DAFC0DFF098034E054835518F497C_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of indirect measurement of fair value of goods or services received, share options granted during period [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:to="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_ED5B73540EA82FA842BE4835518FD990_terseLabel_en-US" xlink:label="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Explanation of effect of share-based payments on entity's financial position</link:label>
    <link:label id="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_ED5B73540EA82FA842BE4835518FD990_label_en-US" xlink:label="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Explanation of effect of share-based payments on entity's financial position [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions" xlink:label="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:to="lab_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_1CEB6C477DB8F0E9043A48355245F450_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interests in Other Entities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_1CEB6C477DB8F0E9043A48355245F450_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of interests in other entities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:to="lab_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsTable_AAF0C82AE4DC1B961E4F43DC8F6D6936_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsTable_AAF0C82AE4DC1B961E4F43DC8F6D6936_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestRateSwapContractMember_96066951D79ABEFB954243DC8F6DEE0C_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate contracts</link:label>
    <link:label id="lab_ifrs-full_InterestRateSwapContractMember_96066951D79ABEFB954243DC8F6DEE0C_label_en-US" xlink:label="lab_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest rate swap contract [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:to="lab_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="arc"/>
    <link:label id="lab_slf_ForeignExchangeContract1Member_BFCC7429643A01A6186A43DC8F6D3171_terseLabel_en-US" xlink:label="lab_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange contracts</link:label>
    <link:label id="lab_slf_ForeignExchangeContract1Member_BFCC7429643A01A6186A43DC8F6D3171_label_en-US" xlink:label="lab_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Exchange Contract 1 [Member]</link:label>
    <link:label id="lab_slf_ForeignExchangeContract1Member_BFCC7429643A01A6186A43DC8F6D3171_documentation_en-US" xlink:label="lab_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Foreign Exchange Contract [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignExchangeContract1Member" xlink:label="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:to="lab_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="arc"/>
    <link:label id="lab_slf_OtherContract1Member_6C8802D1A8C5026C349843DC8F6DEDCC_terseLabel_en-US" xlink:label="lab_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other contracts</link:label>
    <link:label id="lab_slf_OtherContract1Member_6C8802D1A8C5026C349843DC8F6DEDCC_label_en-US" xlink:label="lab_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Contract 1 [Member]</link:label>
    <link:label id="lab_slf_OtherContract1Member_6C8802D1A8C5026C349843DC8F6DEDCC_documentation_en-US" xlink:label="lab_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Contract [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherContract1Member" xlink:label="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:to="lab_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_E42D30DB6DCED9DA1C9543DC8F6ED305_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_E42D30DB6DCED9DA1C9543DC8F6ED305_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_6E4BEB83DC5A1607502799C208F730D6_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_6E4BEB83DC5A1607502799C208F730D6_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_1A8F16C88AC2372FDBBB99C208F834B1_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of property, plant and equipment [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_1A8F16C88AC2372FDBBB99C208F834B1_label_en-US" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of property, plant and equipment [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:to="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PropertyPlantAndEquipmentMember_F9BC2C80A68EC1025C4899C208F80306_terseLabel_en-US" xlink:label="lab_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, plant and equipment [member]</link:label>
    <link:label id="lab_ifrs-full_PropertyPlantAndEquipmentMember_F9BC2C80A68EC1025C4899C208F80306_label_en-US" xlink:label="lab_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, plant and equipment [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipmentMember" xlink:label="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:to="lab_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:type="arc"/>
    <link:label id="lab_slf_OwnerOccupiedPropertiesMember_EDBFB3446846CE0149CE99C208F825D3_terseLabel_en-US" xlink:label="lab_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Owner-occupied properties</link:label>
    <link:label id="lab_slf_OwnerOccupiedPropertiesMember_EDBFB3446846CE0149CE99C208F825D3_label_en-US" xlink:label="lab_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Owner-Occupied Properties [Member]</link:label>
    <link:label id="lab_slf_OwnerOccupiedPropertiesMember_EDBFB3446846CE0149CE99C208F825D3_documentation_en-US" xlink:label="lab_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Owner-Occupied Properties [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OwnerOccupiedPropertiesMember" xlink:label="loc_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:to="lab_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:type="arc"/>
    <link:label id="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_B9F213A61C7D844247FF99C208F98AB3_terseLabel_en-US" xlink:label="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Furniture, computers, and other office equipment, and leasehold improvements</link:label>
    <link:label id="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_B9F213A61C7D844247FF99C208F98AB3_label_en-US" xlink:label="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Furniture, Computers, And Other Office Equipment, And Leasehold Improvements [Member]</link:label>
    <link:label id="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_B9F213A61C7D844247FF99C208F98AB3_documentation_en-US" xlink:label="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Furniture, Computers, And Other Office Equipment, And Leasehold Improvements [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember" xlink:label="loc_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:to="lab_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:type="arc"/>
    <link:label id="lab_slf_FiniteLifeIntangibleAssetsMember_E05C1164A83A61C0F78899C208F95410_verboseLabel_en-US" xlink:label="lab_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Finite life intangible assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:to="lab_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_2749B988B5CD169FE54B99C208F98040_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_2749B988B5CD169FE54B99C208F98040_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:type="arc"/>
    <link:label id="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_4484285CA29721627AD399C208F9A59B_terseLabel_en-US" xlink:label="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property useful life</link:label>
    <link:label id="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_4484285CA29721627AD399C208F9A59B_label_en-US" xlink:label="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Useful Lives Or Depreciation Rates, Property, Plant And Equipment, Period</link:label>
    <link:label id="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_4484285CA29721627AD399C208F9A59B_documentation_en-US" xlink:label="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Useful Lives Or Depreciation Rates, Property, Plant And Equipment, Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod" xlink:label="loc_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:to="lab_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:type="arc"/>
    <link:label id="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_D16A129A2FF7E7F5B0A999C208F998F2_terseLabel_en-US" xlink:label="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible asset useful life</link:label>
    <link:label id="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_D16A129A2FF7E7F5B0A999C208F998F2_label_en-US" xlink:label="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Useful Lives Or Amortisation Rates, Intangible Assets Other Than Goodwill, Period</link:label>
    <link:label id="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_D16A129A2FF7E7F5B0A999C208F998F2_documentation_en-US" xlink:label="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Useful Lives Or Amortisation Rates, Intangible Assets Other Than Goodwill, Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" xlink:label="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:to="lab_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance Risk Management</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of nature and extent of risks arising from insurance contracts [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:type="arc"/>
    <link:label id="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4_terseLabel_en-US" xlink:label="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail</link:label>
    <link:label id="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4_label_en-US" xlink:label="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail [Member]</link:label>
    <link:label id="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4_documentation_en-US" xlink:label="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RetailMember" xlink:label="loc_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:to="lab_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:type="arc"/>
    <link:label id="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618_terseLabel_en-US" xlink:label="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Office</link:label>
    <link:label id="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618_label_en-US" xlink:label="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Office [Member]</link:label>
    <link:label id="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618_documentation_en-US" xlink:label="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Office [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OfficeMember" xlink:label="loc_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:to="lab_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:type="arc"/>
    <link:label id="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5_terseLabel_en-US" xlink:label="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Multi-family residential</link:label>
    <link:label id="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5_label_en-US" xlink:label="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Multi-Family Residential [Member]</link:label>
    <link:label id="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5_documentation_en-US" xlink:label="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Multi-Family Residential [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MultiFamilyResidentialMember" xlink:label="loc_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:to="lab_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:type="arc"/>
    <link:label id="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D_terseLabel_en-US" xlink:label="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Industrial and land</link:label>
    <link:label id="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D_label_en-US" xlink:label="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Industrial And Land [Member]</link:label>
    <link:label id="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D_documentation_en-US" xlink:label="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Industrial And Land [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialAndLandMember" xlink:label="loc_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:to="lab_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B_terseLabel_en-US" xlink:label="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Assets Insurer [Axis]</link:label>
    <link:label id="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B_label_en-US" xlink:label="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Assets Insurer [Axis]</link:label>
    <link:label id="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B_documentation_en-US" xlink:label="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Assets Insurer [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerAxis" xlink:label="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:to="lab_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C_terseLabel_en-US" xlink:label="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Assets Insurer [Domain]</link:label>
    <link:label id="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C_label_en-US" xlink:label="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Assets Insurer [Domain]</link:label>
    <link:label id="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C_documentation_en-US" xlink:label="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Financial Assets Insurer [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerDomain" xlink:label="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:to="lab_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:type="arc"/>
    <link:label id="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A_terseLabel_en-US" xlink:label="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Canada Mortgage And Housing Corporation</link:label>
    <link:label id="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A_label_en-US" xlink:label="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Canada Mortgage And Housing Corporation [Member]</link:label>
    <link:label id="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A_documentation_en-US" xlink:label="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Canada Mortgage And Housing Corporation [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadaMortgageAndHousingCorporationMember" xlink:label="loc_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:to="lab_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:type="arc"/>
    <link:label id="lab_slf_BusinessCombinations1Abstract_CE0CF202864A50F46C2C438955D0EB22_label_en-US" xlink:label="lab_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combinations 1 [Abstract]</link:label>
    <link:label id="lab_slf_BusinessCombinations1Abstract_CE0CF202864A50F46C2C438955D0EB22_documentation_en-US" xlink:label="lab_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Business Combinations [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinations1Abstract" xlink:label="loc_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:to="lab_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_D7A2FD34388CE61B1DDE438955D07C63_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_D7A2FD34388CE61B1DDE438955D07C63_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of business combinations [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:to="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_1D2EDDCE7CA21457D55D78090FD5B832_terseLabel_en-US" xlink:label="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Return on plan assets (excluding amounts included in net interest expense)</link:label>
    <link:label id="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_1D2EDDCE7CA21457D55D78090FD5B832_label_en-US" xlink:label="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Return on plan assets, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:to="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_4E2AF2CAC2F6375966B678090FD54B6E_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial gains (losses) arising from changes in demographic assumptions</link:label>
    <link:label id="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_4E2AF2CAC2F6375966B678090FD54B6E_label_en-US" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial gains (losses) arising from changes in demographic assumptions, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_2B4177156A7E42E05DD278090FD54266_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial gains (losses) arising from changes in financial assumptions</link:label>
    <link:label id="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_2B4177156A7E42E05DD278090FD54266_label_en-US" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial gains (losses) arising from changes in financial assumptions, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_A4B5E0F7AE872202C33378090FD5BC0A_terseLabel_en-US" xlink:label="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial gains (losses) arising from experience adjustments</link:label>
    <link:label id="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_A4B5E0F7AE872202C33378090FD5BC0A_label_en-US" xlink:label="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Gains (Losses) Arising From Experience Adjustment, Net Defined Benefit Liability (Asset)</link:label>
    <link:label id="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_A4B5E0F7AE872202C33378090FD5BC0A_documentation_en-US" xlink:label="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Gains (Losses) Arising From Experience Adjustment, Net Defined Benefit Liability (Asset)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:to="lab_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_8F075220FF5CE70130C578090FD52EA0_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movement</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_8F075220FF5CE70130C578090FD52EA0_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through changes in foreign exchange rates, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_70A88F1C4CCA5D36079E78090FD56725_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of defined benefit costs recognized in Other comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_70A88F1C4CCA5D36079E78090FD56725_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) on remeasurements of defined benefit plans</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_9F72CAC9DFAC927C7AD04430D792D830_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instrument Risk Management</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_9F72CAC9DFAC927C7AD04430D792D830_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial instruments [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1_verboseLabel_en-US" xlink:label="lab_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Credit spread sensitivities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1" xlink:to="lab_ifrs-full_CreditRiskMember_C2FF023A2B8773AF735FA575DA5D38A1" xlink:type="arc"/>
    <link:label id="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD_terseLabel_en-US" xlink:label="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Swap spread sensitivities</link:label>
    <link:label id="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD_label_en-US" xlink:label="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Swap Spread Risk [Member]</link:label>
    <link:label id="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD_documentation_en-US" xlink:label="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Swap Spread Risk [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SwapSpreadRiskMember" xlink:label="loc_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:to="lab_slf_SwapSpreadRiskMember_7612CAE74331968DA686A575DA5EE9DD" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible change in risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Credit Risk, Reasonably Possible Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Credit Risk, Reasonably Possible Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:to="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_2CBCF9CCE1C564C19F93A575DA5E422F" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible change in risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Swap Spread Risk, Reasonably Possible Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Swap Spread Risk, Reasonably Possible Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:to="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_3CE2A57F210D1EF3142DA575DA5E0C10" xlink:type="arc"/>
    <link:label id="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3_terseLabel_en-US" xlink:label="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Spread Sensitivities [Abstract]</link:label>
    <link:label id="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3_label_en-US" xlink:label="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Spread Sensitivities [Abstract]</link:label>
    <link:label id="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3_documentation_en-US" xlink:label="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Spread Sensitivities [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditSpreadSensitivitiesAbstract" xlink:label="loc_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:to="lab_slf_CreditSpreadSensitivitiesAbstract_2997BCDA0AF6CFF7D23CA575DA5EEED3" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">50 basis point decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Credit Risk, Reasonably Possible Fifty Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Credit Risk, Reasonably Possible Fifty Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:to="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_29D677F2C18534A08C03A575DA5E1D88" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">50 basis point increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Credit Risk, Reasonably Possible Fifty Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Credit Risk, Reasonably Possible Fifty Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:to="lab_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_F3CCF836634E3DB2DD23A575DA5F58C1" xlink:type="arc"/>
    <link:label id="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A_terseLabel_en-US" xlink:label="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Swap Spread Sensitivities [Abstract]</link:label>
    <link:label id="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A_label_en-US" xlink:label="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Swap Spread Sensitivities [Abstract]</link:label>
    <link:label id="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A_documentation_en-US" xlink:label="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Swap Spread Sensitivities [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SwapSpreadSensitivitiesAbstract" xlink:label="loc_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:to="lab_slf_SwapSpreadSensitivitiesAbstract_8834FE9D5F7211F746AFA575DA5FDE4A" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">20 basis point decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Swap Spread Risk, Reasonably Possible Twenty Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Swap Spread Risk, Reasonably Possible Twenty Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:to="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9CD634AA95B26F166A38A575DA5F6EF3" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">20 basis point increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Swap Spread Risk, Reasonably Possible Twenty Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Swap Spread Risk, Reasonably Possible Twenty Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:to="lab_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_D479A10FC024D9DE82C0A575DA5F80D2" xlink:type="arc"/>
    <link:label id="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959_terseLabel_en-US" xlink:label="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level of rounding used in sensitivity analysis</link:label>
    <link:label id="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959_label_en-US" xlink:label="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level Of Rounding Used In Sensitivity Analysis</link:label>
    <link:label id="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959_documentation_en-US" xlink:label="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Level Of Rounding Used In Sensitivity Analysis</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LevelOfRoundingUsedInSensitivityAnalysis" xlink:label="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:to="lab_slf_LevelOfRoundingUsedInSensitivityAnalysis_C97FD56021DB772E0CA7A575DA600959" xlink:type="arc"/>
    <link:label id="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA_terseLabel_en-US" xlink:label="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Period after which credit spread reverts to long-term insurance contract liability</link:label>
    <link:label id="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA_label_en-US" xlink:label="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Spread, Reversion To Long-Term Insurance Contract Liability, Period</link:label>
    <link:label id="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA_documentation_en-US" xlink:label="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Spread, Reversion To Long-Term Insurance Contract Liability, Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod" xlink:label="loc_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:to="lab_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_3AA89D9E0E1CAB236C37A575DA6089DA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial assets [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:type="arc"/>
    <link:label id="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024_terseLabel_en-US" xlink:label="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets</link:label>
    <link:label id="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024_label_en-US" xlink:label="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Financial Assets [Member]</link:label>
    <link:label id="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024_documentation_en-US" xlink:label="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total Financial Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TotalFinancialAssetsMember" xlink:label="loc_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:to="lab_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:type="arc"/>
    <link:label id="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322_terseLabel_en-US" xlink:label="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:label id="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322_label_en-US" xlink:label="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Financial Liabilities [Member]</link:label>
    <link:label id="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322_documentation_en-US" xlink:label="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total Financial Liabilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TotalFinancialLiabilitiesMember" xlink:label="loc_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:to="lab_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:type="arc"/>
    <link:label id="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E_terseLabel_en-US" xlink:label="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reverse repurchase agreements</link:label>
    <link:label id="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E_label_en-US" xlink:label="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reverse Repurchase Agreements [Member]</link:label>
    <link:label id="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E_documentation_en-US" xlink:label="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reverse Repurchase Agreements [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReverseRepurchaseAgreementsMember" xlink:label="loc_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:to="lab_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:type="arc"/>
    <link:label id="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE_terseLabel_en-US" xlink:label="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase agreements</link:label>
    <link:label id="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE_label_en-US" xlink:label="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repurchase Agreements1 [Member]</link:label>
    <link:label id="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE_documentation_en-US" xlink:label="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Repurchase Agreements [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RepurchaseAgreements1Member" xlink:label="loc_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:to="lab_slf_RepurchaseAgreements1Member_4A45812BD0968DC5B9D1764CAE57ABCE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of financial liabilities [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9_label_en-US" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of financial liabilities [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:to="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, type [member]</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities, type [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesTypeMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="lab_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:type="arc"/>
    <link:label id="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147_terseLabel_en-US" xlink:label="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash collateral on securities lent</link:label>
    <link:label id="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147_label_en-US" xlink:label="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Collateral On Securities Lent [Member]</link:label>
    <link:label id="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147_documentation_en-US" xlink:label="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash Collateral On Securities Lent [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCollateralOnSecuritiesLentMember" xlink:label="loc_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:to="lab_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial assets [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790_terseLabel_en-US" xlink:label="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross financial assets presented in the Consolidated Statements of Financial Position</link:label>
    <link:label id="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790_label_en-US" xlink:label="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:to="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Financial instruments subject to master netting or similar agreements</link:label>
    <link:label id="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E_label_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:to="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Financial collateral received</link:label>
    <link:label id="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D_label_en-US" xlink:label="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash collateral received subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:to="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2_totalLabel_en-US" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net financial assets</link:label>
    <link:label id="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2_label_en-US" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:to="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial liabilities [abstract]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial liabilities [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="lab_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross financial liabilities presented in the Consolidated Statements of Financial Position</link:label>
    <link:label id="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF_label_en-US" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:to="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0_label_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:to="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF_terseLabel_en-US" xlink:label="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial collateral pledged</link:label>
    <link:label id="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF_label_en-US" xlink:label="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:to="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Net financial liabilities</link:label>
    <link:label id="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489_label_en-US" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:to="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E_terseLabel_en-US" xlink:label="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets received as collateral</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E_label_en-US" xlink:label="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Liabilities Received As Collateral For Assets Or Contingent Assets, Including Overcollateralization And Initial Margin</link:label>
    <link:label id="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E_documentation_en-US" xlink:label="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Liabilities Received As Collateral For Assets Or Contingent Assets, Including Overcollateralization And Initial Margin</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin" xlink:label="loc_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:to="lab_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Financial assets pledged as collateral</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets pledged as collateral for liabilities or contingent liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:to="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherEquitySecuritiesMember_EF922964F2FDF08D47F34430D713AF3E_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other invested assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:to="lab_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Over-the-counter derivative contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:to="lab_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange-traded derivative contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:to="lab_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:type="arc"/>
    <link:label id="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9_terseLabel_en-US" xlink:label="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross positive replacement cost</link:label>
    <link:label id="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9_label_en-US" xlink:label="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross Positive Replacement Cost [Member]</link:label>
    <link:label id="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9_documentation_en-US" xlink:label="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gross Positive Replacement Cost [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GrossPositiveReplacementCostMember" xlink:label="loc_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:to="lab_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:type="arc"/>
    <link:label id="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7_terseLabel_en-US" xlink:label="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impact of master netting agreements</link:label>
    <link:label id="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7_label_en-US" xlink:label="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impact Of Master Netting Agreements [Member]</link:label>
    <link:label id="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7_documentation_en-US" xlink:label="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Impact Of Master Netting Agreements [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ImpactOfMasterNettingAgreementsMember" xlink:label="loc_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:to="lab_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:type="arc"/>
    <link:label id="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864_terseLabel_en-US" xlink:label="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net replacement cost</link:label>
    <link:label id="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864_label_en-US" xlink:label="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Replacement Cost [Member]</link:label>
    <link:label id="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864_documentation_en-US" xlink:label="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Replacement Cost [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetReplacementCostMember" xlink:label="loc_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:to="lab_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:type="arc"/>
    <link:label id="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2_terseLabel_en-US" xlink:label="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Balances before Other policy liabilities and assets</link:label>
    <link:label id="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2_label_en-US" xlink:label="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance Contract Liabilities And Reinsurance Assets Before Other Policy Liabilities And Assets [Member]</link:label>
    <link:label id="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2_documentation_en-US" xlink:label="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance Contract Liabilities And Reinsurance Assets Before Other Policy Liabilities And Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" xlink:label="loc_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:to="lab_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:type="arc"/>
    <link:label id="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0_terseLabel_en-US" xlink:label="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other policy liabilities and assets</link:label>
    <link:label id="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0_label_en-US" xlink:label="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Policy Liabilities And Assets [Member]</link:label>
    <link:label id="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0_documentation_en-US" xlink:label="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Policy Liabilities And Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesAndAssetsMember" xlink:label="loc_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:to="lab_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in liabilities under insurance contracts and reinsurance contracts issued [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in liabilities under insurance contracts and reinsurance contracts issued [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="lab_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities under insurance contracts and reinsurance contracts issued [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="lab_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D_periodStartLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, beginning balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:to="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:type="arc"/>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC_terseLabel_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, change in balances on in-force policies</link:label>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC_label_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Investment Contract Liabilities And Reinsurance Assets, Change In Balances On In-Force Policies, Liabilities Under Investment Contracts</link:label>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC_documentation_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Investment Contract Liabilities And Reinsurance Assets, Change In Balances On In-Force Policies, Liabilities Under Investment Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:to="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9_terseLabel_en-US" xlink:label="lab_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, balances arising from new policies</link:label>
    <link:label id="lab_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9_label_en-US" xlink:label="lab_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additions other than through business combinations, liabilities under insurance contracts and reinsurance contracts issued</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:to="lab_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863_terseLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, method and assumption changes</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Increase (Decrease) Through Method And Assumption Changes, Liabilities Under Insurance Contracts And Reinsurance Contracts Issued</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Increase (Decrease) Through Method And Assumption Changes, Liabilities Under Insurance Contracts And Reinsurance Contracts Issued</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:type="arc"/>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83_terseLabel_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, increase (decrease) in Insurance contract liabilities and Reinsurance assets</link:label>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83_label_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Investment Contract Liabilities, Increase (Decrease) In Liabilities Under Investment Contracts, Excluding Acquisitions And Foreign Exchange Rate Movements</link:label>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83_documentation_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Investment Contract Liabilities, Increase (Decrease) In Liabilities Under Investment Contracts, Excluding Acquisitions And Foreign Exchange Rate Movements</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:to="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, foreign exchange rate movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net exchange differences, liabilities under insurance contracts and reinsurance contracts issued</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61_periodEndLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Insurance contract liabilities, ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61" xlink:to="lab_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets</link:label>
    <link:label id="lab_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F_label_en-US" xlink:label="lab_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes in reinsurance assets [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInReinsuranceAssetsAbstract" xlink:label="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="lab_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D_periodStartLabel_en-US" xlink:label="lab_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, beginning balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:to="lab_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08_terseLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, change in balances on in-force policies</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Change In Balances On In-Force Policies, Reinsurance Assets</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Change In Balances On In-Force Policies, Reinsurance Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70_terseLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, change in balances arising from new policies</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Change In Balances Arising From New Policies, Reinsurance Assets</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Change In Balances Arising From New Policies, Reinsurance Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18_terseLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, method and assumption changes</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Increase (Decrease) Through Method And Assumption Changes, Reinsurance Assets</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Increase (Decrease) Through Method And Assumption Changes, Reinsurance Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57_terseLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, increase (decrease) in Insurance contract liabilities and Reinsurance assets</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Increase (Decrease) In Reinsurance Assets, Excluding Acquisitions And Foreign Exchange Rate Movements</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Increase (Decrease) In Reinsurance Assets, Excluding Acquisitions And Foreign Exchange Rate Movements</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, foreign exchange rate movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net exchange differences, reinsurance assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292_periodEndLabel_en-US" xlink:label="lab_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets, ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292" xlink:to="lab_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292" xlink:type="arc"/>
    <link:label id="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286_terseLabel_en-US" xlink:label="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Changes In Insurance Contract Liabilities And Reinsurance Assets [Abstract]</link:label>
    <link:label id="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286_label_en-US" xlink:label="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Changes In Insurance Contract Liabilities And Reinsurance Assets [Abstract]</link:label>
    <link:label id="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286_documentation_en-US" xlink:label="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Changes In Insurance Contract Liabilities And Reinsurance Assets [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract" xlink:label="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="lab_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B_periodStartLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Net insurance contract liabilities and reinsurance assets, beginning balance</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:type="arc"/>
    <link:label id="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5_totalLabel_en-US" xlink:label="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net change in balances on in-force policies</link:label>
    <link:label id="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5_label_en-US" xlink:label="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Change In Balances On In-Force Policies</link:label>
    <link:label id="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5_documentation_en-US" xlink:label="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Change In Balances On In-Force Policies</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangeInBalancesOnInForcePolicies" xlink:label="loc_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:to="lab_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6_totalLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net balance arising from new policies</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase Through New Policies</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase Through New Policies</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD_totalLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net method and assumption change</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase (Decrease) Through Method And Assumption Changes</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase (Decrease) Through Method And Assumption Changes</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E_totalLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net increase (decrease) in Insurance contract liabilities and Reinsurance assets</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase (Decrease), Excluding Acquisitions And Foreign Exchange Rate Movements</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase (Decrease), Excluding Acquisitions And Foreign Exchange Rate Movements</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3_totalLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net foreign exchange rate movement</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3_label_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase (Decrease) Through Net Exchange Differences</link:label>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3_documentation_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Insurance Contract Liabilities And Reinsurance Assets, Net Increase (Decrease) Through Net Exchange Differences</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:type="arc"/>
    <link:label id="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044_periodEndLabel_en-US" xlink:label="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Net insurance contract liabilities and reinsurance assets, ending balance</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044" xlink:to="lab_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044" xlink:type="arc"/>
    <link:label id="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_646EB66B21A2744A2F0A48355158A397_terseLabel_en-US" xlink:label="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Share Units and Deferred Share Units (DSU)</link:label>
    <link:label id="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_646EB66B21A2744A2F0A48355158A397_label_en-US" xlink:label="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Share Units And Deferred Share Units (DSU) [Member]</link:label>
    <link:label id="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_646EB66B21A2744A2F0A48355158A397_documentation_en-US" xlink:label="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Share Units And Deferred Share Units (DSU) [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunShareUnitsAndDeferredShareUnitsDSUMember" xlink:label="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:to="lab_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:type="arc"/>
    <link:label id="lab_slf_SunShareUnitsMember_08DCD66F1398E0D299FE4835515840ED_terseLabel_en-US" xlink:label="lab_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sun Shares</link:label>
    <link:label id="lab_slf_SunShareUnitsMember_08DCD66F1398E0D299FE4835515840ED_label_en-US" xlink:label="lab_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sun Share Units [Member]</link:label>
    <link:label id="lab_slf_SunShareUnitsMember_08DCD66F1398E0D299FE4835515840ED_documentation_en-US" xlink:label="lab_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sun Share Units [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SunShareUnitsMember" xlink:label="loc_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:to="lab_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:type="arc"/>
    <link:label id="lab_slf_DeferredShareUnitsDSUsMember_05CF5BAF3E491B381818483551589680_terseLabel_en-US" xlink:label="lab_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">DSUs</link:label>
    <link:label id="lab_slf_DeferredShareUnitsDSUsMember_05CF5BAF3E491B381818483551589680_label_en-US" xlink:label="lab_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Share Units (DSUs) [Member]</link:label>
    <link:label id="lab_slf_DeferredShareUnitsDSUsMember_05CF5BAF3E491B381818483551589680_documentation_en-US" xlink:label="lab_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Share Units (DSUs) [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredShareUnitsDSUsMember" xlink:label="loc_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:to="lab_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_D97442623B9917A7D77248355158127E_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Units outstanding (in shares)</link:label>
    <link:label id="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_D97442623B9917A7D77248355158127E_label_en-US" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of other equity instruments outstanding in share-based payment arrangement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:to="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:type="arc"/>
    <link:label id="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_F57B1586CE2F9CF6132248355159A0F9_terseLabel_en-US" xlink:label="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax expense (benefit)</link:label>
    <link:label id="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_F57B1586CE2F9CF6132248355159A0F9_label_en-US" xlink:label="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Expense (Income) From Share-Based Payment Transactions With Employees</link:label>
    <link:label id="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_F57B1586CE2F9CF6132248355159A0F9_documentation_en-US" xlink:label="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Expense (Income) From Share-Based Payment Transactions With Employees</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" xlink:label="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:to="lab_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:type="arc"/>
    <link:label id="lab_slf_CondensedFinancialStatementsTableTextBlock_03D76E646BEA362886D9483551013EF8_terseLabel_en-US" xlink:label="lab_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Summary Financial Information</link:label>
    <link:label id="lab_slf_CondensedFinancialStatementsTableTextBlock_03D76E646BEA362886D9483551013EF8_label_en-US" xlink:label="lab_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Financial Statements [Table Text Block]</link:label>
    <link:label id="lab_slf_CondensedFinancialStatementsTableTextBlock_03D76E646BEA362886D9483551013EF8_documentation_en-US" xlink:label="lab_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Condensed Financial Statements [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CondensedFinancialStatementsTableTextBlock" xlink:label="loc_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:to="lab_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:type="arc"/>
    <link:label id="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA_terseLabel_en-US" xlink:label="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percent of debt security portfolio considered investment grade</link:label>
    <link:label id="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA_label_en-US" xlink:label="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk Exposure Associated With Instruments Sharing Characteristic, Concentration Percentage</link:label>
    <link:label id="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA_documentation_en-US" xlink:label="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Risk Exposure Associated With Instruments Sharing Characteristic, Concentration Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage" xlink:label="loc_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:to="lab_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11_terseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impairment loss on available-for-sale assets</link:label>
    <link:label id="lab_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11_label_en-US" xlink:label="lab_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment loss on financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossOnFinancialAssets" xlink:label="loc_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:to="lab_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4_terseLabel_en-US" xlink:label="lab_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reversal of impairment</link:label>
    <link:label id="lab_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4_label_en-US" xlink:label="lab_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reversal of impairment loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReversalOfImpairmentLoss" xlink:label="loc_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:to="lab_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_6B9EE95C423D391E6EE9970DDED5313F_terseLabel_en-US" xlink:label="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value of Separate Accounts by Major Category of Investment [Table]</link:label>
    <link:label id="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_6B9EE95C423D391E6EE9970DDED5313F_label_en-US" xlink:label="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Fair Value Of Separate Accounts By Major Category Of Investment 1 [Table]</link:label>
    <link:label id="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_6B9EE95C423D391E6EE9970DDED5313F_documentation_en-US" xlink:label="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Fair Value Of Separate Accounts By Major Category Of Investment [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:to="lab_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentType1Axis_9A3549672686A6E0A884970DDED6C6E0_terseLabel_en-US" xlink:label="lab_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Type [Axis]</link:label>
    <link:label id="lab_slf_InvestmentType1Axis_9A3549672686A6E0A884970DDED6C6E0_label_en-US" xlink:label="lab_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Type 1 [Axis]</link:label>
    <link:label id="lab_slf_InvestmentType1Axis_9A3549672686A6E0A884970DDED6C6E0_documentation_en-US" xlink:label="lab_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Type [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentType1Axis" xlink:label="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:to="lab_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentTypeCategorizationMember1Domain_F80CA24159C7D4313CF1970DDED6EC57_terseLabel_en-US" xlink:label="lab_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Type Categorization Member [Domain]</link:label>
    <link:label id="lab_slf_InvestmentTypeCategorizationMember1Domain_F80CA24159C7D4313CF1970DDED6EC57_label_en-US" xlink:label="lab_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Type Categorization Member 1 [Domain]</link:label>
    <link:label id="lab_slf_InvestmentTypeCategorizationMember1Domain_F80CA24159C7D4313CF1970DDED6EC57_documentation_en-US" xlink:label="lab_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Type Categorization Member</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentTypeCategorizationMember1Domain" xlink:label="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="lab_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:type="arc"/>
    <link:label id="lab_slf_MoneyMarketFunds1Member_4E49ECFEA55824A2CEC2970DDED66BF2_terseLabel_en-US" xlink:label="lab_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Money market</link:label>
    <link:label id="lab_slf_MoneyMarketFunds1Member_4E49ECFEA55824A2CEC2970DDED66BF2_label_en-US" xlink:label="lab_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Money Market Funds 1 [Member]</link:label>
    <link:label id="lab_slf_MoneyMarketFunds1Member_4E49ECFEA55824A2CEC2970DDED66BF2_documentation_en-US" xlink:label="lab_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Money Market Funds [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MoneyMarketFunds1Member" xlink:label="loc_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:to="lab_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:type="arc"/>
    <link:label id="lab_slf_FixedIncomeFunds1Member_ACB990E7C05D7875C078970DDED6DBDE_terseLabel_en-US" xlink:label="lab_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed income</link:label>
    <link:label id="lab_slf_FixedIncomeFunds1Member_ACB990E7C05D7875C078970DDED6DBDE_label_en-US" xlink:label="lab_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fixed Income Funds 1 [Member]</link:label>
    <link:label id="lab_slf_FixedIncomeFunds1Member_ACB990E7C05D7875C078970DDED6DBDE_documentation_en-US" xlink:label="lab_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fixed Income Funds [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeFunds1Member" xlink:label="loc_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:to="lab_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:type="arc"/>
    <link:label id="lab_slf_BalancedFunds1Member_1AFF328D6D370D379D20970DDED6AA33_terseLabel_en-US" xlink:label="lab_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Balanced</link:label>
    <link:label id="lab_slf_BalancedFunds1Member_1AFF328D6D370D379D20970DDED6AA33_label_en-US" xlink:label="lab_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Balanced Funds 1 [Member]</link:label>
    <link:label id="lab_slf_BalancedFunds1Member_1AFF328D6D370D379D20970DDED6AA33_documentation_en-US" xlink:label="lab_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Balanced Funds [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BalancedFunds1Member" xlink:label="loc_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:to="lab_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:type="arc"/>
    <link:label id="lab_slf_EquityFunds1Member_FD95CFC49309019EAAE2970DDED65842_terseLabel_en-US" xlink:label="lab_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:label id="lab_slf_EquityFunds1Member_FD95CFC49309019EAAE2970DDED65842_label_en-US" xlink:label="lab_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Funds 1 [Member]</link:label>
    <link:label id="lab_slf_EquityFunds1Member_FD95CFC49309019EAAE2970DDED65842_documentation_en-US" xlink:label="lab_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Funds [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityFunds1Member" xlink:label="loc_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:to="lab_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:type="arc"/>
    <link:label id="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_6608FC10B2EDB85D0ED8970DDED613D0_terseLabel_en-US" xlink:label="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value of Separate Accounts by Major Category of Investment [Line Items]</link:label>
    <link:label id="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_6608FC10B2EDB85D0ED8970DDED613D0_label_en-US" xlink:label="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value of Separate Accounts by Major Category of Investment 1 [Line Items]</link:label>
    <link:label id="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_6608FC10B2EDB85D0ED8970DDED613D0_documentation_en-US" xlink:label="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Line Items] for Schedule of Fair Value of Separate Accounts by Major Category of Investment [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" xlink:label="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:to="lab_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:type="arc"/>
    <link:label id="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_98EFFFC3861AC37B837B970DDED6999C_terseLabel_en-US" xlink:label="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percent of fixed income funds invested in diversified equities or high-yield bonds</link:label>
    <link:label id="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_98EFFFC3861AC37B837B970DDED6999C_label_en-US" xlink:label="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fixed Income Instruments, Percentage Of Funds Invested In Diversified Equities Or High-Yield Bonds</link:label>
    <link:label id="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_98EFFFC3861AC37B837B970DDED6999C_documentation_en-US" xlink:label="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fixed Income Instruments, Percentage Of Funds Invested In Diversified Equities Or High-Yield Bonds</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds" xlink:label="loc_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:to="lab_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccountsFundCategoryPercentage_E53236E32B48F105F38E970DDED6C0B9_terseLabel_en-US" xlink:label="lab_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Type of funds by percentage of total investments</link:label>
    <link:label id="lab_slf_SeparateAccountsFundCategoryPercentage_E53236E32B48F105F38E970DDED6C0B9_label_en-US" xlink:label="lab_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separate Accounts, Fund Category, Percentage</link:label>
    <link:label id="lab_slf_SeparateAccountsFundCategoryPercentage_E53236E32B48F105F38E970DDED6C0B9_documentation_en-US" xlink:label="lab_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separate Accounts, Fund Category, Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsFundCategoryPercentage" xlink:label="loc_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:to="lab_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE_terseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Earnings (Loss) Per Share</link:label>
    <link:label id="lab_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE_label_en-US" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings per share [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareExplanatory" xlink:label="loc_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:to="lab_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_CF5637C5E2A44BBD27AA4835519645E7_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-Based Payments</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_CF5637C5E2A44BBD27AA4835519645E7_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of share-based payment arrangements [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:to="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of information about consolidated structured entities [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of information about consolidated structured entities [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9_terseLabel_en-US" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated structured entities [axis]</link:label>
    <link:label id="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9_label_en-US" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated structured entities [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:to="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for consolidated structured entities [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for consolidated structured entities [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:to="lab_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01_terseLabel_en-US" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated structured entities</link:label>
    <link:label id="lab_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01_label_en-US" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated structured entities [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:to="lab_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of information about consolidated structured entities [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of information about consolidated structured entities [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from borrowings</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from borrowings, classified as financing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:to="lab_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A_terseLabel_en-US" xlink:label="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings term</link:label>
    <link:label id="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A_label_en-US" xlink:label="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings Maturity, Term</link:label>
    <link:label id="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A_documentation_en-US" xlink:label="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings Maturity, Term</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsMaturityTerm" xlink:label="loc_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:to="lab_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral posted per financing agreement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:to="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense</link:label>
    <link:label id="lab_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5_label_en-US" xlink:label="lab_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:to="lab_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:type="arc"/>
    <link:label id="lab_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5_terseLabel_en-US" xlink:label="lab_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, at fair value</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:to="lab_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_A88DFC7FBAFED6564B1780E4C4C490CE_terseLabel_en-US" xlink:label="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment for account of segregated fund holders, liabilities arising from investing activities</link:label>
    <link:label id="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_A88DFC7FBAFED6564B1780E4C4C490CE_label_en-US" xlink:label="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments For Segregated Fund Holders, Liabilities Arising From Investing Activities [Member]</link:label>
    <link:label id="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_A88DFC7FBAFED6564B1780E4C4C490CE_documentation_en-US" xlink:label="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investments For Segregated Fund Holders, Liabilities Arising From Investing Activities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" xlink:label="loc_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:to="lab_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentsForSegregatedFundHoldersMember_723EBB72BB145FBC652F80E4C4C4CB0C_terseLabel_en-US" xlink:label="lab_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments for account of segregated fund holders</link:label>
    <link:label id="lab_slf_InvestmentsForSegregatedFundHoldersMember_723EBB72BB145FBC652F80E4C4C4CB0C_label_en-US" xlink:label="lab_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments For Segregated Fund Holders [Member]</link:label>
    <link:label id="lab_slf_InvestmentsForSegregatedFundHoldersMember_723EBB72BB145FBC652F80E4C4C4CB0C_documentation_en-US" xlink:label="lab_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investments For Segregated Fund Holders [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentsForSegregatedFundHoldersMember" xlink:label="loc_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:to="lab_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:type="arc"/>
    <link:label id="lab_slf_SeparatedAndMutualFunds_2E06FD6E4CC87BB5650E80E4C4C456EB_terseLabel_en-US" xlink:label="lab_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segregated and mutual fund units</link:label>
    <link:label id="lab_slf_SeparatedAndMutualFunds_2E06FD6E4CC87BB5650E80E4C4C456EB_label_en-US" xlink:label="lab_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Separated And Mutual Funds</link:label>
    <link:label id="lab_slf_SeparatedAndMutualFunds_2E06FD6E4CC87BB5650E80E4C4C456EB_documentation_en-US" xlink:label="lab_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Separated And Mutual Funds</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparatedAndMutualFunds" xlink:label="loc_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:to="lab_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityInstrumentsHeld_F22A8CD80DFF74A9F6FC80E4C4C44269_verboseLabel_en-US" xlink:label="lab_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:to="lab_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DebtInstrumentsHeld_339A8AE5975180C4C47F80E4C4C4EB6A_verboseLabel_en-US" xlink:label="lab_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:to="lab_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:type="arc"/>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestments_D133ECB3D4B635A8E1C680E4C4C5D4AE_verboseLabel_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Cash, cash equivalents and short-term securities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:to="lab_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:type="arc"/>
    <link:label id="lab_slf_Mortgages_327EAAB5B7658FCB187C80E4C4C51F4D_terseLabel_en-US" xlink:label="lab_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:label id="lab_slf_Mortgages_327EAAB5B7658FCB187C80E4C4C51F4D_label_en-US" xlink:label="lab_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:label id="lab_slf_Mortgages_327EAAB5B7658FCB187C80E4C4C51F4D_documentation_en-US" xlink:label="lab_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_Mortgages" xlink:label="loc_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:to="lab_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherAssets_F9A9943E0C54CECAB54780E4C4C54DB1_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:to="lab_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:type="arc"/>
    <link:label id="lab_slf_SeparateAccounts_14C7D971A46ECAD2C74680E4C4C582DE_totalLabel_en-US" xlink:label="lab_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total investments for account of segregated fund holders</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:to="lab_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:type="arc"/>
    <link:label id="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202_terseLabel_en-US" xlink:label="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross exposure</link:label>
    <link:label id="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202_label_en-US" xlink:label="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gross Exposure [Member]</link:label>
    <link:label id="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202_documentation_en-US" xlink:label="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gross Exposure [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GrossExposureMember" xlink:label="loc_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:to="lab_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:type="arc"/>
    <link:label id="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B_terseLabel_en-US" xlink:label="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral</link:label>
    <link:label id="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B_label_en-US" xlink:label="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateral [Member]</link:label>
    <link:label id="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B_documentation_en-US" xlink:label="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Collateral [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralMember" xlink:label="loc_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:to="lab_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:type="arc"/>
    <link:label id="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E_terseLabel_en-US" xlink:label="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net exposure</link:label>
    <link:label id="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E_label_en-US" xlink:label="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Exposure [Member]</link:label>
    <link:label id="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E_documentation_en-US" xlink:label="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Exposure [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetExposureMember" xlink:label="loc_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:to="lab_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:type="arc"/>
    <link:label id="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B_terseLabel_en-US" xlink:label="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BB</link:label>
    <link:label id="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B_label_en-US" xlink:label="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">BB Rating [Member]</link:label>
    <link:label id="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B_documentation_en-US" xlink:label="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">BB Rating [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingMember" xlink:label="loc_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:to="lab_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:type="arc"/>
    <link:label id="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3_terseLabel_en-US" xlink:label="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">B</link:label>
    <link:label id="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3_label_en-US" xlink:label="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">B Rating [Member]</link:label>
    <link:label id="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3_documentation_en-US" xlink:label="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">B Rating [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BRatingMember" xlink:label="loc_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:to="lab_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:type="arc"/>
    <link:label id="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA_terseLabel_en-US" xlink:label="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CCC</link:label>
    <link:label id="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA_label_en-US" xlink:label="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CCC Rating [Member]</link:label>
    <link:label id="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA_documentation_en-US" xlink:label="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">CCC Rating [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CCCRatingMember" xlink:label="loc_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:to="lab_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:type="arc"/>
    <link:label id="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32_terseLabel_en-US" xlink:label="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Not rated</link:label>
    <link:label id="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32_label_en-US" xlink:label="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Not Rated [Member]</link:label>
    <link:label id="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32_documentation_en-US" xlink:label="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Not Rated [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NotRatedMember" xlink:label="loc_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:to="lab_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:type="arc"/>
    <link:label id="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2_terseLabel_en-US" xlink:label="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance Assets</link:label>
    <link:label id="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2_label_en-US" xlink:label="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reinsurance Assets [Member]</link:label>
    <link:label id="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2_documentation_en-US" xlink:label="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reinsurance Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:to="lab_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:type="arc"/>
    <link:label id="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6_terseLabel_en-US" xlink:label="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: negative reinsurance assets</link:label>
    <link:label id="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6_label_en-US" xlink:label="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reinsurance Negative Reserves</link:label>
    <link:label id="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6_documentation_en-US" xlink:label="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reinsurance Negative Reserves</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceNegativeReserves" xlink:label="loc_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:to="lab_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10_totalLabel_en-US" xlink:label="lab_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total Reinsurance assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:to="lab_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:type="arc"/>
    <link:label id="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4_terseLabel_en-US" xlink:label="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee income from insurance contracts</link:label>
    <link:label id="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4_label_en-US" xlink:label="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee Income From Insurance Contracts</link:label>
    <link:label id="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4_documentation_en-US" xlink:label="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fee Income From Insurance Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FeeIncomeFromInsuranceContracts" xlink:label="loc_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:to="lab_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:type="arc"/>
    <link:label id="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7_terseLabel_en-US" xlink:label="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distribution fees</link:label>
    <link:label id="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7_label_en-US" xlink:label="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Distribution Fee Income</link:label>
    <link:label id="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7_documentation_en-US" xlink:label="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Distribution Fee Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionFeeIncome" xlink:label="loc_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:to="lab_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:type="arc"/>
    <link:label id="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2_terseLabel_en-US" xlink:label="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fund management and other asset-based fees</link:label>
    <link:label id="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2_label_en-US" xlink:label="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fund Management And Other Asset-Based Fees</link:label>
    <link:label id="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2_documentation_en-US" xlink:label="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fund Management And Other Asset-Based Fees</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FundManagementAndOtherAssetBasedFees" xlink:label="loc_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:to="lab_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Administrative service and other fees</link:label>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA_label_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other fee and commission income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherFeeAndCommissionIncome" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:to="lab_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602_totalLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fee income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602" xlink:to="lab_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of insurance contracts [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6_label_en-US" xlink:label="lab_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of insurance contracts [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInsuranceContractsAxis" xlink:label="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:to="lab_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C_terseLabel_en-US" xlink:label="lab_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of insurance contracts [member]</link:label>
    <link:label id="lab_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C_label_en-US" xlink:label="lab_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of insurance contracts [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:to="lab_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:type="arc"/>
    <link:label id="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA_terseLabel_en-US" xlink:label="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance assets before other policy assets</link:label>
    <link:label id="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA_label_en-US" xlink:label="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reinsurance Assets Before Other Policy Assets [Member]</link:label>
    <link:label id="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA_documentation_en-US" xlink:label="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reinsurance Assets Before Other Policy Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="lab_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:type="arc"/>
    <link:label id="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125_terseLabel_en-US" xlink:label="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other policy liabilities and assets</link:label>
    <link:label id="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125_label_en-US" xlink:label="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Policy Assets [Member]</link:label>
    <link:label id="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125_documentation_en-US" xlink:label="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Policy Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyAssetsMember" xlink:label="loc_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:to="lab_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7_terseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impairment loss</link:label>
    <link:label id="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7_label_en-US" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment loss recognised in profit or loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_91C6CF7E2ADAF8E63590483553229C6F_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_91C6CF7E2ADAF8E63590483553229C6F_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of other liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:to="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segmented Information</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of entity's operating segments [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:to="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:type="arc"/>
    <link:label id="lab_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6_terseLabel_en-US" xlink:label="lab_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total general fund liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundLiabilities" xlink:label="loc_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:to="lab_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_D9D947C3F811F8CFF3BC24B4BEB9E48A_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Reinsurance Assets</link:label>
    <link:label id="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_D9D947C3F811F8CFF3BC24B4BEB9E48A_label_en-US" xlink:label="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Reinsurance Assets Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_D9D947C3F811F8CFF3BC24B4BEB9E48A_documentation_en-US" xlink:label="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Reinsurance Assets Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:to="lab_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_2D1D2B66C1764E77033B24B4BEB99F67_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Reinsurance Expenses and Benefits</link:label>
    <link:label id="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_2D1D2B66C1764E77033B24B4BEB99F67_label_en-US" xlink:label="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Income From Contracts With Reinsurers Explanatory [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_2D1D2B66C1764E77033B24B4BEB99F67_documentation_en-US" xlink:label="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Income From Contracts With Reinsurers Explanatory [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:to="lab_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_572275D9AE209F9B1FA2483553094A49_verboseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_68E907F2D64C5E16AF22DB1E2EDBBF33" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Borrowings</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_68E907F2D64C5E16AF22DB1E2EDBBF33" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_68E907F2D64C5E16AF22DB1E2EDBBF33" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_68E907F2D64C5E16AF22DB1E2EDBBF33" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_EF9C2C287C1E9AE7C48A4835530A2446_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Significant Terms and Conditions</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_EF9C2C287C1E9AE7C48A4835530A2446_label_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information About Borrowings, Additional Terms and Conditions For Innovative Capital Instruments [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_EF9C2C287C1E9AE7C48A4835530A2446_documentation_en-US" xlink:label="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Detailed Information About Borrowings, Additional Terms and Conditions For Innovative Capital Instruments [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:to="lab_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_1976C626808EB7F79B034389559E1778_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Invested Assets and Related Net Investment Income</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_1976C626808EB7F79B034389559E1778_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:type="arc"/>
    <link:label id="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_60E12424AD266CDEFC5B4835511C0BB4_terseLabel_en-US" xlink:label="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segregated Funds</link:label>
    <link:label id="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_60E12424AD266CDEFC5B4835511C0BB4_label_en-US" xlink:label="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Duration Insurance Contracts Disclosure1 [Text Block]</link:label>
    <link:label id="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_60E12424AD266CDEFC5B4835511C0BB4_documentation_en-US" xlink:label="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Long-Duration Insurance Contracts Disclosure1 [Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LongDurationInsuranceContractsDisclosure1TextBlock" xlink:label="loc_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:to="lab_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 1</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 1 [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries1Member" xlink:label="loc_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:to="lab_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 2</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 2 [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 2 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries2Member" xlink:label="loc_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:to="lab_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 3</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 3 [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 3 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries3Member" xlink:label="loc_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:to="lab_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 4</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 4 [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 4 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries4Member" xlink:label="loc_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:to="lab_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 5</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 5 [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 5 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries5Member" xlink:label="loc_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:to="lab_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 8R</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 8R [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 8R [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:to="lab_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 9QR</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:to="lab_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 10R</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 10R [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 10R [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries10RMember" xlink:label="loc_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:to="lab_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 11QR</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 11QR [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 11QR [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries11QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:to="lab_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 12R</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 12R [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 12R [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:to="lab_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 8R, Series 10R and Series 12R</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 8R, Series 10R And Series 12R [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 8R, Series 10R And Series 12R [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:to="lab_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Series 9QR and Series 11QR- on redemption date and every five years thereafter</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR And Series 11QR - On Redemption Date And Every Five Years Thereafter [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR And Series 11QR - On Redemption Date And Every Five Years Thereafter [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:to="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR and Series 11QR - on any other date</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770_label_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR And Series 11QR - On Any Other Date [Member]</link:label>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770_documentation_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Class A, Series 9QR And Series 11QR - On Any Other Date [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:to="lab_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Annual dividend rate</link:label>
    <link:label id="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE_label_en-US" xlink:label="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Dividend Rate, Percentage</link:label>
    <link:label id="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE_documentation_en-US" xlink:label="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Dividend Rate, Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesDividendRatePercentage" xlink:label="loc_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:to="lab_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA_verboseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Annual dividend per share</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, other shares per share</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidOtherSharesPerShare" xlink:label="loc_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:to="lab_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of shares</link:label>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E_label_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of shares outstanding</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:to="lab_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:type="arc"/>
    <link:label id="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2_terseLabel_en-US" xlink:label="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Face amount</link:label>
    <link:label id="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2_label_en-US" xlink:label="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Issued Capital, Face Amount</link:label>
    <link:label id="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2_documentation_en-US" xlink:label="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Issued Capital, Face Amount</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IssuedCapitalFaceAmount" xlink:label="loc_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:to="lab_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99_terseLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issued capital</link:label>
    <link:label id="lab_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99_label_en-US" xlink:label="lab_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Issued capital</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:to="lab_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Annual dividend rate spread</link:label>
    <link:label id="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230_label_en-US" xlink:label="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Adjustment To Dividend Rate Basis, Percentage</link:label>
    <link:label id="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230_documentation_en-US" xlink:label="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Adjustment To Dividend Rate Basis, Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage" xlink:label="loc_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:to="lab_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE_terseLabel_en-US" xlink:label="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redemption price per share (in CAD per share)</link:label>
    <link:label id="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE_label_en-US" xlink:label="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preference Shares, Redemption Price Per Share</link:label>
    <link:label id="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE_documentation_en-US" xlink:label="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preference Shares, Redemption Price Per Share</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesRedemptionPricePerShare" xlink:label="loc_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:to="lab_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_BDE876C7884C158BBC534E6558444FB3_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for derivative financial liabilities [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_BDE876C7884C158BBC534E6558444FB3_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for derivative financial liabilities [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_98BD1EEAFEC23384DD0A4E655844CE89_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Measured at fair value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_A53CC1CF264E74013C354E655845EC58_verboseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">1 to 5 Years</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LaterThanFiveYearsMember_9D8E837BB6389E02D93E4E655845E3F6_terseLabel_en-US" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Over 5 Years</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:to="lab_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_9B519E674D2F5494C7F54E655845B44A_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for derivative financial liabilities [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_9B519E674D2F5494C7F54E655845B44A_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for derivative financial liabilities [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:to="lab_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativeFinancialAssets_0EC2A152EBECACA9AD864E6558455D1D_verboseLabel_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Derivative assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:to="lab_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativeFinancialLiabilities_CE98452753914131BF734E6558457FE2_negatedLabel_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Derivative liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:to="lab_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate risk</link:label>
    <link:label id="lab_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74_label_en-US" xlink:label="lab_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest rate risk [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateRiskMember" xlink:label="loc_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:to="lab_ifrs-full_InterestRateRiskMember_F21B3CE86A0AB29BA9F7A575DA690B74" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity price risk</link:label>
    <link:label id="lab_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C_label_en-US" xlink:label="lab_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity price risk [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityPriceRiskMember" xlink:label="loc_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:to="lab_ifrs-full_EquityPriceRiskMember_03B5D06B2F2F3FA91033A575DA69CC8C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2_terseLabel_en-US" xlink:label="lab_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Floating interest rate</link:label>
    <link:label id="lab_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2_label_en-US" xlink:label="lab_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Floating interest rate [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FloatingInterestRateMember" xlink:label="loc_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:to="lab_ifrs-full_FloatingInterestRateMember_6745203EB126B9F4449DA575DA6AD1D2" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible 100 basis point change in risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_D74055949874BCCB7B77A575DA6AEB26" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible 50 basis point change in risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_E27FC8798DC817FA3C7DA575DA6AF4DD" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible 25% change in risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_CC72E8AF8E50F5894995A575DA6AEFDF" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible 10% change in risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_234312D45224871C5AFDA575DA6A6198" xlink:type="arc"/>
    <link:label id="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD_terseLabel_en-US" xlink:label="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Rate Sensitivity, Potential Impact On Net Income [Abstract]</link:label>
    <link:label id="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD_label_en-US" xlink:label="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Sensitivity, Potential Impact On Net Income [Abstract]</link:label>
    <link:label id="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD_documentation_en-US" xlink:label="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Rate Sensitivity, Potential Impact On Net Income [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract" xlink:label="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:to="lab_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_01402E75D8C08B01ED28A575DA6B6EDD" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">100 basis point decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_8C6531E72E005EB9CBA0A575DA6B8C75" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">50 basis point decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_F65458FB4E0C137E6806A575DA6B9A9E" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">50 basis point increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_8F70F0FF3535AB33C9A2A575DA6B29A7" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">100 basis point increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_C9E1005AF35D37C90AF2A575DA6B3A74" xlink:type="arc"/>
    <link:label id="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921_terseLabel_en-US" xlink:label="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Rate Sensitivity, Potential Impact On Other Comprehensive Income [Abstract]</link:label>
    <link:label id="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921_label_en-US" xlink:label="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Sensitivity, Potential Impact On Other Comprehensive Income [Abstract]</link:label>
    <link:label id="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921_documentation_en-US" xlink:label="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Rate Sensitivity, Potential Impact On Other Comprehensive Income [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" xlink:label="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:to="lab_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_72495BD264BF85BD9C69A575DA6BC921" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">100 basis point decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_A21CE2710A78570840FDA575DA6C4474" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">50 basis point decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_EE25530A29B747EC6C72A575DA6C49A3" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">50 basis point increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Fifty Basis Point Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_72F8CD6F56FAC37AA4D6A575DA6C8858" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">100 basis point increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible One Hundred Basis Point Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_19278ECAC60CB60557C0A575DA6CB7D9" xlink:type="arc"/>
    <link:label id="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595_terseLabel_en-US" xlink:label="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Market Sensitivity, Potential Impact On Net Income [Abstract]</link:label>
    <link:label id="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595_label_en-US" xlink:label="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Market Sensitivity, Potential Impact On Net Income [Abstract]</link:label>
    <link:label id="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595_documentation_en-US" xlink:label="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Market Sensitivity, Potential Impact On Net Income [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract" xlink:label="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:to="lab_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_0655CBC2430DD5AACE6EA575DA6C0595" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">25% decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_F769341C8B384DB30809A575DA6D8C28" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">10% decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Decrease In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_A0766DF84FBE8081450AA575DA6DC7C6" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">10% increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D94D3558FAF563D392CCA575DA6D45AD" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">25% increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Increase In Risk Variable, Impact On Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_050ACF3CAA0DFAA47B38A575DA6DF7B6" xlink:type="arc"/>
    <link:label id="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8_terseLabel_en-US" xlink:label="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Markets Sensitivity, Potential Impact On Other Comprehensive Income [Abstract]</link:label>
    <link:label id="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8_label_en-US" xlink:label="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Markets Sensitivity, Potential Impact On Other Comprehensive Income [Abstract]</link:label>
    <link:label id="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8_documentation_en-US" xlink:label="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity Markets Sensitivity, Potential Impact On Other Comprehensive Income [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" xlink:label="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:to="lab_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_5A938C5549BC11FF0FAFA575DA6D7BD8" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">25% decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_4682FDA80F2B4D43A909A575DA6D9720" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">10% decrease</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Decrease In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_13D3249955160A22FE5EA575DA6EE09C" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">10% increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Ten Percent Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_E91D47830BF6883DA64DA575DA6E3DEF" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">25% increase</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32_label_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:label id="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis For Types Of Market Risk, Reasonably Possible Twenty-Five Percent Increase In Risk Variable, Impact On Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:to="lab_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_71353F57EC83C37DC3B7A575DA6E4B32" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interval to determine impact of re-balancing interest rate hedges for dynamic hedging programs</link:label>
    <link:label id="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689_label_en-US" xlink:label="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Input, Interest Rate Hedges, Interval</link:label>
    <link:label id="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Input, Interest Rate Hedges, Interval</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputInterestRateHedgesInterval" xlink:label="loc_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:to="lab_slf_SensitivityAnalysisInputInterestRateHedgesInterval_0BB91A4CDA31D2B93FF7A575DA6ED689" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interval to determine impact of re-balancing equity hedges for dynamic hedging programs</link:label>
    <link:label id="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C_label_en-US" xlink:label="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Input, Equity Hedges, Interval</link:label>
    <link:label id="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Input, Equity Hedges, Interval</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputEquityHedgesInterval" xlink:label="loc_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:to="lab_slf_SensitivityAnalysisInputEquityHedgesInterval_49D18524940992786699A575DA6E676C" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity hedge interval</link:label>
    <link:label id="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0_label_en-US" xlink:label="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Input, Equity Hedges, Interval Change In Equity Markets</link:label>
    <link:label id="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis Input, Equity Hedges, Interval Change In Equity Markets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets" xlink:label="loc_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:to="lab_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_BADA2A800E1F055488C8A575DA6FCFD0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135_terseLabel_en-US" xlink:label="lab_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Discounted cash flow</link:label>
    <link:label id="lab_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135_label_en-US" xlink:label="lab_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Discounted cash flow [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DiscountedCashFlowMember" xlink:label="loc_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:to="lab_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4_terseLabel_en-US" xlink:label="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment property</link:label>
    <link:label id="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4_label_en-US" xlink:label="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Properties [Member]</link:label>
    <link:label id="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4_documentation_en-US" xlink:label="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Properties [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentPropertiesMember" xlink:label="loc_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:to="lab_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:type="arc"/>
    <link:label id="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D_terseLabel_en-US" xlink:label="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral associated with securities lending</link:label>
    <link:label id="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D_label_en-US" xlink:label="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities Lending, Collateral [Member]</link:label>
    <link:label id="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D_documentation_en-US" xlink:label="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Securities Lending, Collateral [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritiesLendingCollateralMember" xlink:label="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:to="lab_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="arc"/>
    <link:label id="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7_terseLabel_en-US" xlink:label="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securitized mortgages</link:label>
    <link:label id="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7_label_en-US" xlink:label="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securitized Mortgages [Member]</link:label>
    <link:label id="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7_documentation_en-US" xlink:label="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Securitized Mortgages [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritizedMortgagesMember" xlink:label="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:to="lab_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519_terseLabel_en-US" xlink:label="lab_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Types of investment property [axis]</link:label>
    <link:label id="lab_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519_label_en-US" xlink:label="lab_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Types of investment property [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInvestmentPropertyAxis" xlink:label="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:to="lab_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:type="arc"/>
    <link:label id="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0_terseLabel_en-US" xlink:label="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail and office properties</link:label>
    <link:label id="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0_label_en-US" xlink:label="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail And Office Properties [Member]</link:label>
    <link:label id="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0_documentation_en-US" xlink:label="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail And Office Properties [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RetailAndOfficePropertiesMember" xlink:label="loc_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:to="lab_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:type="arc"/>
    <link:label id="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B_terseLabel_en-US" xlink:label="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Industrial properties</link:label>
    <link:label id="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B_label_en-US" xlink:label="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Industrial Properties [Member]</link:label>
    <link:label id="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B_documentation_en-US" xlink:label="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Industrial Properties [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialPropertiesMember" xlink:label="loc_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:to="lab_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageMember" xlink:label="loc_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:to="lab_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA_terseLabel_en-US" xlink:label="lab_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset-backed securities</link:label>
    <link:label id="lab_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA_label_en-US" xlink:label="lab_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset-backed financings [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetbackedFinancingsMember" xlink:label="loc_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:to="lab_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:type="arc"/>
    <link:label id="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266_terseLabel_en-US" xlink:label="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset-Backed Securities In Principal Reinvestment Account</link:label>
    <link:label id="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266_label_en-US" xlink:label="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset-Backed Securities In Principal Reinvestment Account [Member]</link:label>
    <link:label id="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266_documentation_en-US" xlink:label="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Asset-Backed Securities In Principal Reinvestment Account [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" xlink:label="loc_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:to="lab_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:type="arc"/>
    <link:label id="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220_terseLabel_en-US" xlink:label="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash And Cash Equivalents In Principal Reinvestment Account</link:label>
    <link:label id="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220_label_en-US" xlink:label="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash And Cash Equivalents In Principal Reinvestment Account [Member]</link:label>
    <link:label id="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220_documentation_en-US" xlink:label="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash And Cash Equivalents In Principal Reinvestment Account</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" xlink:label="loc_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:to="lab_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:type="arc"/>
    <link:label id="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577_terseLabel_en-US" xlink:label="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transferred Assets</link:label>
    <link:label id="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577_label_en-US" xlink:label="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset Repurchase Agreement, Transferred Assets [Member]</link:label>
    <link:label id="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577_documentation_en-US" xlink:label="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Asset Repurchase Agreement, Transferred Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetRepurchaseAgreementTransferredAssetsMember" xlink:label="loc_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:to="lab_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A_terseLabel_en-US" xlink:label="lab_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities lending</link:label>
    <link:label id="lab_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A_label_en-US" xlink:label="lab_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities lending [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SecuritiesLendingMember" xlink:label="loc_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:to="lab_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:type="arc"/>
    <link:label id="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20_terseLabel_en-US" xlink:label="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans</link:label>
    <link:label id="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20_label_en-US" xlink:label="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans 1 [Member]</link:label>
    <link:label id="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20_documentation_en-US" xlink:label="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_Loans1Member" xlink:label="loc_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:to="lab_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C_verboseLabel_en-US" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Derivative liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:to="lab_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:type="arc"/>
    <link:label id="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA_terseLabel_en-US" xlink:label="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk-adjusted spreads</link:label>
    <link:label id="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA_label_en-US" xlink:label="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk-Adjusted Spread, Significant Unobservable Inputs, Assets</link:label>
    <link:label id="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA_documentation_en-US" xlink:label="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Risk-Adjusted Spread, Significant Unobservable Inputs, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets" xlink:label="loc_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:to="lab_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A_terseLabel_en-US" xlink:label="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Estimated rental value (per square foot, per annum)</link:label>
    <link:label id="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A_label_en-US" xlink:label="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Forecast Of Cash Flows For Cash-Generating Unit, Significant Unobservable Inputs, Assets, Per Square Foot</link:label>
    <link:label id="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A_documentation_en-US" xlink:label="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Forecast Of Cash Flows For Cash-Generating Unit, Significant Unobservable Inputs, Assets, Per Square Foot</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot" xlink:label="loc_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:to="lab_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:type="arc"/>
    <link:label id="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220_terseLabel_en-US" xlink:label="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rental growth rate (per annum)</link:label>
    <link:label id="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220_label_en-US" xlink:label="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Growth Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:label id="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220_documentation_en-US" xlink:label="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Growth Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GrowthRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:to="lab_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:type="arc"/>
    <link:label id="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0_terseLabel_en-US" xlink:label="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term vacancy rate</link:label>
    <link:label id="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0_label_en-US" xlink:label="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Vacancy Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:label id="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0_documentation_en-US" xlink:label="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Long-Term Vacancy Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LongTermVacancyRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:to="lab_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:type="arc"/>
    <link:label id="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267_terseLabel_en-US" xlink:label="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected return period</link:label>
    <link:label id="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267_label_en-US" xlink:label="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment Expected Return Period, Significant Unobservable Inputs, Assets</link:label>
    <link:label id="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267_documentation_en-US" xlink:label="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment Expected Return Period, Significant Unobservable Inputs, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets" xlink:label="loc_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:to="lab_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:type="arc"/>
    <link:label id="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3_terseLabel_en-US" xlink:label="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Discount rate</link:label>
    <link:label id="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3_label_en-US" xlink:label="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Discount Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:label id="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3_documentation_en-US" xlink:label="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Discount Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DiscountRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:to="lab_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:type="arc"/>
    <link:label id="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9_terseLabel_en-US" xlink:label="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Terminal capitalization rate</link:label>
    <link:label id="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9_label_en-US" xlink:label="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Terminal Capitalization Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:label id="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9_documentation_en-US" xlink:label="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Terminal Capitalization Rate, Significant Unobservable Inputs, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:to="lab_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net ineffectiveness on fair value hedges</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on ineffectiveness of cash flow hedges recognised in profit or loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:to="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514_terseLabel_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustments on cash flow hedges, before tax</link:label>
    <link:label id="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514_label_en-US" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification adjustments on cash flow hedges, before tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:to="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A_terseLabel_en-US" xlink:label="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain on hedge ineffectiveness recognized in accumulated OCI</link:label>
    <link:label id="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A_label_en-US" xlink:label="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (loss) on hedge ineffectiveness recognised in other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome" xlink:label="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:to="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:to="lab_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, at fair value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:type="arc"/>
    <link:label id="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E_terseLabel_en-US" xlink:label="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase agreement maturity period</link:label>
    <link:label id="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E_label_en-US" xlink:label="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets Sold Under Agreements To Repurchase, Maturity Period</link:label>
    <link:label id="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E_documentation_en-US" xlink:label="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Assets Sold Under Agreements To Repurchase, Maturity Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod" xlink:label="loc_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:to="lab_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:type="arc"/>
    <link:label id="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3_terseLabel_en-US" xlink:label="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase agreement interest rate</link:label>
    <link:label id="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3_label_en-US" xlink:label="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets Sold Under Agreements To Repurchase, Interest Rate1</link:label>
    <link:label id="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3_documentation_en-US" xlink:label="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Assets Sold Under Agreements To Repurchase, Interest Rate1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1" xlink:label="loc_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:to="lab_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29_terseLabel_en-US" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying value of securities lent</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:to="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6_terseLabel_en-US" xlink:label="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related collateral</link:label>
    <link:label id="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6_label_en-US" xlink:label="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:to="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:type="arc"/>
    <link:label id="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99_terseLabel_en-US" xlink:label="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash collateral held on securities</link:label>
    <link:label id="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99_label_en-US" xlink:label="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Collateral On Securities</link:label>
    <link:label id="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99_documentation_en-US" xlink:label="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash Collateral On Securities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCollateralOnSecurities" xlink:label="loc_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:to="lab_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:type="arc"/>
    <link:label id="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60_terseLabel_en-US" xlink:label="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed income investments</link:label>
    <link:label id="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60_label_en-US" xlink:label="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fixed Income Instruments, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:label id="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60_documentation_en-US" xlink:label="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fixed Income Instruments, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:to="lab_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:type="arc"/>
    <link:label id="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016_terseLabel_en-US" xlink:label="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real estate investments</link:label>
    <link:label id="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016_label_en-US" xlink:label="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Real Estate, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:label id="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016_documentation_en-US" xlink:label="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Real Estate, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:to="lab_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:type="arc"/>
    <link:label id="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB_terseLabel_en-US" xlink:label="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Qualifying insurance contract</link:label>
    <link:label id="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB_label_en-US" xlink:label="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Qualifying Insurance Contract, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:label id="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB_documentation_en-US" xlink:label="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Qualifying Insurance Contract, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:to="lab_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:type="arc"/>
    <link:label id="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463_terseLabel_en-US" xlink:label="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463_label_en-US" xlink:label="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Assets, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:label id="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463_documentation_en-US" xlink:label="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Assets, Amount Contributed To Fair Value Of Plan Assets, Allocation Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:to="lab_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:type="arc"/>
    <link:label id="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC_totalLabel_en-US" xlink:label="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total composition of fair value of plan assets</link:label>
    <link:label id="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC_label_en-US" xlink:label="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Assets At Fair Value, Allocation Percentage</link:label>
    <link:label id="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC_documentation_en-US" xlink:label="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Plan Assets At Fair Value, Allocation Percentage</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAssetsAtFairValueAllocationPercentage" xlink:label="loc_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:to="lab_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F_label_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityAbstract" xlink:label="loc_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F" xlink:to="lab_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [table]</link:label>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C_label_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:to="lab_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E_verboseLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Issued capital</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:to="lab_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E_terseLabel_en-US" xlink:label="lab_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contributed surplus</link:label>
    <link:label id="lab_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E_label_en-US" xlink:label="lab_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional paid-in capital [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionalPaidinCapitalMember" xlink:label="loc_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:to="lab_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9_terseLabel_en-US" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income (loss), net of taxes (Note 27)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:to="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total shareholders' equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5_terseLabel_en-US" xlink:label="lab_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred shares (Note 15)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:to="lab_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [line items]</link:label>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B_label_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:to="lab_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in equity [abstract]</link:label>
    <link:label id="lab_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A_label_en-US" xlink:label="lab_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes in equity [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInEquityAbstract" xlink:label="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="lab_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199_periodStartLabel_en-US" xlink:label="lab_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Equity, beginning of year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:to="lab_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:type="arc"/>
    <link:label id="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D_terseLabel_en-US" xlink:label="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment for change in accounting policy (Note 2)</link:label>
    <link:label id="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D_label_en-US" xlink:label="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cumulative Effect Of New Accounting Principle In Period Of Adoption1</link:label>
    <link:label id="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D_documentation_en-US" xlink:label="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cumulative Effect Of New Accounting Principle In Period Of Adoption1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1" xlink:label="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:to="lab_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:type="arc"/>
    <link:label id="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB_totalLabel_en-US" xlink:label="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Balance, beginning of year, after change in accounting policy</link:label>
    <link:label id="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB_label_en-US" xlink:label="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity, Adjusted Balance</link:label>
    <link:label id="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB_documentation_en-US" xlink:label="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity, Adjusted Balance</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAdjustedBalance" xlink:label="loc_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:to="lab_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock options exercised</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through exercise of options, equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughExerciseOfOptions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Common shares purchased for cancellation</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of treasury shares</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:to="lab_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568_negatedLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Common shares issued as consideration for business acquisition</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568_label_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Number Of Shares Outstanding Through Business Combination, Value</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Number Of Shares Outstanding Through Business Combination, Value</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:to="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based payments</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through share-based payment transactions, equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:to="lab_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends on shares</link:label>
    <link:label id="lab_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96_label_en-US" xlink:label="lab_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaid" xlink:label="loc_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:to="lab_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer to (from) within equity</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1_negatedLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Transfer from participating policyholders' equity (Note 21)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:to="lab_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673_periodEndLabel_en-US" xlink:label="lab_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Equity, end of year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673" xlink:to="lab_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total other comprehensive income (loss) for the year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:to="lab_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Cash_CB8972B7A4EE058ED3854389556F2BDF_terseLabel_en-US" xlink:label="lab_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash</link:label>
    <link:label id="lab_ifrs-full_Cash_CB8972B7A4EE058ED3854389556F2BDF_label_en-US" xlink:label="lab_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Cash" xlink:label="loc_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:to="lab_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashEquivalents_F468651D2382C593E3E04389556F47F0_terseLabel_en-US" xlink:label="lab_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash equivalents</link:label>
    <link:label id="lab_ifrs-full_CashEquivalents_F468651D2382C593E3E04389556F47F0_label_en-US" xlink:label="lab_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash equivalents</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashEquivalents" xlink:label="loc_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:to="lab_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrentInvestments_BB182CDBD19C85B409F84389556FC52A_verboseLabel_en-US" xlink:label="lab_ifrs-full_CurrentInvestments_0FF1ECE3C58E53EC86855860E55E2224" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Short-term securities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentInvestments" xlink:label="loc_ifrs-full_CurrentInvestments_0FF1ECE3C58E53EC86855860E55E2224" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentInvestments_0FF1ECE3C58E53EC86855860E55E2224" xlink:to="lab_ifrs-full_CurrentInvestments_0FF1ECE3C58E53EC86855860E55E2224" xlink:type="arc"/>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestments_B5261738ACA6618A5BA14389556F1705_totalLabel_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestments_B5577BFF1EEA522F986B08E256E2FF5C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Cash, cash equivalents and short-term securities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_B5577BFF1EEA522F986B08E256E2FF5C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestments_B5577BFF1EEA522F986B08E256E2FF5C" xlink:to="lab_slf_CashCashEquivalentsAndCurrentInvestments_B5577BFF1EEA522F986B08E256E2FF5C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_F9BBBC02F17C45B2D1704389556F6043_verboseLabel_en-US" xlink:label="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_C15A6E8C5CE4541EA5749A67E8583161" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Less: Bank overdraft, recorded in Other liabilities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_C15A6E8C5CE4541EA5749A67E8583161" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_C15A6E8C5CE4541EA5749A67E8583161" xlink:to="lab_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_C15A6E8C5CE4541EA5749A67E8583161" xlink:type="arc"/>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_5EDB506EEDAA3B8A6DD34389556F32EB_totalLabel_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash, cash equivalents and short-term securities</link:label>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_5EDB506EEDAA3B8A6DD34389556F32EB_label_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents And Current Investments, Net</link:label>
    <link:label id="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_5EDB506EEDAA3B8A6DD34389556F32EB_documentation_en-US" xlink:label="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents And Current Investments, Net</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestmentsNet" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:to="lab_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_07574ED62822857C4B6343DC8F67C32B_verboseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Gains (losses) on the hedged items attributable to the hedged risk</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_07574ED62822857C4B6343DC8F67C32B_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on hedged item attributable to hedged risk, fair value hedges</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk" xlink:label="loc_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:to="lab_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnHedgingInstrument_3CA3F784665CEF04B54B43DC8F673F38_verboseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Gains (losses) on the hedging derivatives</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnHedgingInstrument_3CA3F784665CEF04B54B43DC8F673F38_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on hedging instrument, fair value hedges</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnHedgingInstrument" xlink:label="loc_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:to="lab_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_3A1A548935FBBE9350A943DC8F676415_totalLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_72A872444F8A555A8E1F7093C4009C7C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net ineffectiveness on fair value hedges</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_72A872444F8A555A8E1F7093C4009C7C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_72A872444F8A555A8E1F7093C4009C7C" xlink:to="lab_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_72A872444F8A555A8E1F7093C4009C7C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings (Loss) Per Share</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of earnings per share [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:to="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_BE01759D142E4A43EF9978090FB5D712_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_BE01759D142E4A43EF9978090FB5D712_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_1E9C03E1DCCF2EC93EAE78090FB6401F_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest/discount rate sensitivity</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_1E9C03E1DCCF2EC93EAE78090FB6401F_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of discount rates [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:to="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_B6788799B6B15047F33178090FB633BF_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rate of compensation increase assumption</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_B6788799B6B15047F33178090FB633BF_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of expected rates of salary increases [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:to="lab_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_DC3754CFE314F0268EFE78090FB6581D_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Health care trend rate assumption</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_DC3754CFE314F0268EFE78090FB6581D_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumption of medical cost trend rates [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:to="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:type="arc"/>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedLifeMember_DD416C7F8A5923F6033578090FB61C96_terseLabel_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortality rates</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedLifeMember_DD416C7F8A5923F6033578090FB61C96_label_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Life [Member]</link:label>
    <link:label id="lab_slf_ActuarialAssumptionOfExpectedLifeMember_DD416C7F8A5923F6033578090FB61C96_documentation_en-US" xlink:label="lab_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Actuarial Assumption Of Expected Life [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedLifeMember" xlink:label="loc_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:to="lab_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_500B2F8C54DDB521421E78090FB6516E_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_500B2F8C54DDB521421E78090FB6516E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_CF5041F13D968AA6E9A578090FB6A9F7_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible decrease in actuarial assumption</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_CF5041F13D968AA6E9A578090FB6A9F7_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible decrease in actuarial assumption</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:to="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_425BDF768E2046FAE4E078090FB61D45_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible increase in actuarial assumption</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_425BDF768E2046FAE4E078090FB61D45_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible increase in actuarial assumption</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:to="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_40620BA01B7CFC66806278090FB7EDFE_terseLabel_en-US" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of reasonably possible decrease in actuarial assumption</link:label>
    <link:label id="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_40620BA01B7CFC66806278090FB7EDFE_label_en-US" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage of reasonably possible decrease in actuarial assumption</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:to="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_EBA6D1524A187ECDDD8978090FB733B5_terseLabel_en-US" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of reasonably possible increase in actuarial assumption</link:label>
    <link:label id="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_EBA6D1524A187ECDDD8978090FB733B5_label_en-US" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage of reasonably possible increase in actuarial assumption</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:to="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExplanatory_465BF92EAFBF93F9D1C94939C7E9A6F9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of maximum exposure to credit risk</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExplanatory_465BF92EAFBF93F9D1C94939C7E9A6F9_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_2A246CAAF3246CDE4D484939C7E9B7C6_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of right of offset and collateral</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_2A246CAAF3246CDE4D484939C7E9B7C6_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of offsetting of financial assets and financial liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:to="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_5C79AF90FBB84F5476884939C7E992FD_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_DE821494FA155C08B035F1094797E87F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_DE821494FA155C08B035F1094797E87F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_DE821494FA155C08B035F1094797E87F" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsExplanatory_DE821494FA155C08B035F1094797E87F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_E8C2D754C2713DB271524939C7E93A51_verboseLabel_en-US" xlink:label="lab_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of notional amounts of derivative instruments by type and maturity</link:label>
    <link:label id="lab_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_E8C2D754C2713DB271524939C7E93A51_label_en-US" xlink:label="lab_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of maturity analysis for derivative financial liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:to="lab_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_951EB620A8012BB5E8764939C7E93D95_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of debt securities, mortgages, and loans by credit quality</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_951EB620A8012BB5E8764939C7E93D95_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of external credit grades [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresExplanatory" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:to="lab_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_092EDCA8642D4178D0FE4939C7E982C2_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of mortgages and loans past due or impaired</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_092EDCA8642D4178D0FE4939C7E982C2_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_25B5FDAEB037701E84644939C7EE68A3_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of changes in allowance for losses</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_25B5FDAEB037701E84644939C7EE68A3_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_D8BECB20A5C4A9D63F564939C7EEFDA3_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of equities by issue country</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_D8BECB20A5C4A9D63F564939C7EEFDA3_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of investments accounted for using equity method [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:to="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_28D346FC145E4B77D97976F7298382A0_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Over-the-counter interest rate contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_28D346FC145E4B77D97976F7298382A0_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts, Interest Rate Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_28D346FC145E4B77D97976F7298382A0_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts, Interest Rate Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:to="lab_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_B65F8A8ED64EB50B08D776F7298344E7_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Over-the-counter foreign exchange contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_B65F8A8ED64EB50B08D776F7298344E7_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts, Foreign Exchange Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_B65F8A8ED64EB50B08D776F7298344E7_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts, Foreign Exchange Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:to="lab_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_4D72DD8507EA4026ED6C76F729837988_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Over-the-counter other contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_4D72DD8507EA4026ED6C76F729837988_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts, Other Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_4D72DD8507EA4026ED6C76F729837988_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Over-The-Counter Contracts, Other Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:to="lab_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_2D8F0926A7AF49FB854976F729832B68_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange-traded interest rate contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_2D8F0926A7AF49FB854976F729832B68_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts, Interest Rate Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_2D8F0926A7AF49FB854976F729832B68_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts, Interest Rate Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:to="lab_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_582858A2C6FB78C5DD4476F7298326DA_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange-traded foreign exchange contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_582858A2C6FB78C5DD4476F7298326DA_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts, Foreign Exchange Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_582858A2C6FB78C5DD4476F7298326DA_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts, Foreign Exchange Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:to="lab_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:type="arc"/>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_507DE9664D3C9879CCE676F72983C994_terseLabel_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange-traded equity contracts</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_507DE9664D3C9879CCE676F72983C994_label_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts, Equity Contracts [Member]</link:label>
    <link:label id="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_507DE9664D3C9879CCE676F72983C994_documentation_en-US" xlink:label="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Exchange-Traded Contracts, Equity Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:to="lab_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ForwardContractMember_E3F236EFCBE1CBA2B10976F729835DB7_terseLabel_en-US" xlink:label="lab_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forward contracts</link:label>
    <link:label id="lab_ifrs-full_ForwardContractMember_E3F236EFCBE1CBA2B10976F729835DB7_label_en-US" xlink:label="lab_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forward contract [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ForwardContractMember" xlink:label="loc_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:to="lab_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SwapContractMember_B645F05A05579EAB797476F72983C026_terseLabel_en-US" xlink:label="lab_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Swap contracts</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:to="lab_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestRateSwapContractMember_CC0CF2AD19EA6DA26E1C76F729832B10_verboseLabel_en-US" xlink:label="lab_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Interest rate swap contracts</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:to="lab_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CurrencySwapContractMember_0666A2986972B173B18876F72983E56E_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign currency swap contracts</link:label>
    <link:label id="lab_ifrs-full_CurrencySwapContractMember_0666A2986972B173B18876F72983E56E_label_en-US" xlink:label="lab_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Currency swap contract [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrencySwapContractMember" xlink:label="loc_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:to="lab_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OptionContractMember_1625D41375BA11040E1576F72983C45A_terseLabel_en-US" xlink:label="lab_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Options purchased</link:label>
    <link:label id="lab_ifrs-full_OptionContractMember_1625D41375BA11040E1576F72983C45A_label_en-US" xlink:label="lab_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Option contract [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OptionContractMember" xlink:label="loc_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:to="lab_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:type="arc"/>
    <link:label id="lab_slf_WrittenOptionsMember_DBA0F5D3F3CF50B36F7076F729832E39_terseLabel_en-US" xlink:label="lab_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Options written</link:label>
    <link:label id="lab_slf_WrittenOptionsMember_DBA0F5D3F3CF50B36F7076F729832E39_label_en-US" xlink:label="lab_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Options [Member]</link:label>
    <link:label id="lab_slf_WrittenOptionsMember_DBA0F5D3F3CF50B36F7076F729832E39_documentation_en-US" xlink:label="lab_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Written Options [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_WrittenOptionsMember" xlink:label="loc_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:to="lab_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:type="arc"/>
    <link:label id="lab_slf_CreditDerivativeMember_28070EC691DCE881087776F72983F3C4_terseLabel_en-US" xlink:label="lab_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit derivatives</link:label>
    <link:label id="lab_slf_CreditDerivativeMember_28070EC691DCE881087776F72983F3C4_label_en-US" xlink:label="lab_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Derivative [Member]</link:label>
    <link:label id="lab_slf_CreditDerivativeMember_28070EC691DCE881087776F72983F3C4_documentation_en-US" xlink:label="lab_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Derivative [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditDerivativeMember" xlink:label="loc_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:to="lab_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FuturesContractMember_F78CF07660194923C7D576F7298410B0_terseLabel_en-US" xlink:label="lab_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Futures contracts</link:label>
    <link:label id="lab_ifrs-full_FuturesContractMember_F78CF07660194923C7D576F7298410B0_label_en-US" xlink:label="lab_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Futures contract [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FuturesContractMember" xlink:label="loc_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:to="lab_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfTotalCapitalTableTextBlock_369BB636705FE1303918483551258DE1_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Total Capital</link:label>
    <link:label id="lab_slf_DisclosureOfTotalCapitalTableTextBlock_369BB636705FE1303918483551258DE1_label_en-US" xlink:label="lab_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Total Capital [Table Text Block]</link:label>
    <link:label id="lab_slf_DisclosureOfTotalCapitalTableTextBlock_369BB636705FE1303918483551258DE1_documentation_en-US" xlink:label="lab_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Total Capital [Table Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfTotalCapitalTableTextBlock" xlink:label="loc_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:to="lab_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_9C551BC263F76AE235837B70E151D983_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_9C551BC263F76AE235837B70E151D983_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_7A415F7B955FB47F593E7B70E151092E_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_7A415F7B955FB47F593E7B70E151092E_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_63A084BAF8A64DD6F41F7B70E1512A40_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in allowance account for credit losses of financial assets [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_63A084BAF8A64DD6F41F7B70E1512A40_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in allowance account for credit losses of financial assets [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="lab_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_A8E96D1676F25F3CC0407B70E151D665_periodStartLabel_en-US" xlink:label="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Allowance account for credit losses of financial assets, beginning balance</link:label>
    <link:label id="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_A8E96D1676F25F3CC0407B70E151D665_label_en-US" xlink:label="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance account for credit losses of financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:to="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_748417CA37A21FE96BBE7B70E15193C0_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Provision for (reversal of) losses</link:label>
    <link:label id="lab_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_748417CA37A21FE96BBE7B70E15193C0_label_en-US" xlink:label="lab_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Utilisation, allowance account for credit losses of financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:to="lab_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_CEE98188F91533B5BF937B70E151ED46_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Write-offs, net of recoveries, and other adjustments</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_CEE98188F91533B5BF937B70E151ED46_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through other changes, allowance account for credit losses of financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_F85B84423EEA4D2DD0807B70E15169A3_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_F85B84423EEA4D2DD0807B70E15169A3_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net exchange differences, allowance account for credit losses of financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_4D9B40FA16EF9930980B7B70E15110D2_periodEndLabel_en-US" xlink:label="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_D287A31A798B5D248BC1F32F45B6B91A" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Allowance account for credit losses of financial assets, ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_D287A31A798B5D248BC1F32F45B6B91A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_D287A31A798B5D248BC1F32F45B6B91A" xlink:to="lab_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_D287A31A798B5D248BC1F32F45B6B91A" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E1CFDA951A9CE4B59D1B99C2035CEA48_terseLabel_en-US" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset) [axis]</link:label>
    <link:label id="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E1CFDA951A9CE4B59D1B99C2035CEA48_label_en-US" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset) [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:to="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NetDefinedBenefitLiabilityAssetMember_5B0E1657F59BAF84D85499C2035CDD9A_terseLabel_en-US" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset) [member]</link:label>
    <link:label id="lab_ifrs-full_NetDefinedBenefitLiabilityAssetMember_5B0E1657F59BAF84D85499C2035CDD9A_label_en-US" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset) [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetMember" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:to="lab_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember_8435BB891D401CCC20C299C2035C8094_terseLabel_en-US" xlink:label="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Present value of defined benefit obligation</link:label>
    <link:label id="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember_8435BB891D401CCC20C299C2035C8094_label_en-US" xlink:label="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Present value of defined benefit obligation [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PresentValueOfDefinedBenefitObligationMember" xlink:label="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:to="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PlanAssetsMember_EF19EFB6BFCBC94CAF1D99C2035CC39F_terseLabel_en-US" xlink:label="lab_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan assets</link:label>
    <link:label id="lab_ifrs-full_PlanAssetsMember_EF19EFB6BFCBC94CAF1D99C2035CC39F_label_en-US" xlink:label="lab_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan assets [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsMember" xlink:label="loc_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:to="lab_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_6DB232137C20D0B29EE399C2035DF039_periodStartLabel_en-US" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset) - beginning balance</link:label>
    <link:label id="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_6DB232137C20D0B29EE399C2035DF039_label_en-US" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:to="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitObligationsRollForward_B4F292E486347F2C6AD699C2035D966A_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in defined benefit obligations:</link:label>
    <link:label id="lab_slf_DefinedBenefitObligationsRollForward_B4F292E486347F2C6AD699C2035D966A_label_en-US" xlink:label="lab_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Obligations [Roll Forward]</link:label>
    <link:label id="lab_slf_DefinedBenefitObligationsRollForward_B4F292E486347F2C6AD699C2035D966A_documentation_en-US" xlink:label="lab_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Obligations [Roll Forward]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitObligationsRollForward" xlink:label="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="lab_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_DD9D64908C9C99B8EC4299C2035DB821_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Interest income (cost)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:to="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_C7FCF9C81F3B8BE3C13499C2035DFBA6_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Actuarial losses (gains)</link:label>
    <link:label id="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_C7FCF9C81F3B8BE3C13499C2035DFBA6_label_en-US" xlink:label="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (loss) on remeasurement, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:to="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_C60609B01175DEE0EE3899C2035D3E9A_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Benefits paid</link:label>
    <link:label id="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_C60609B01175DEE0EE3899C2035D3E9A_label_en-US" xlink:label="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments in respect of settlements, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:to="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_58DB08A8AFFD4EEB338799C2035D2C58_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Settlement losses (gains)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:to="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_541B5144483C288A9F6999C2035D4E54_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movement</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:type="arc"/>
    <link:label id="lab_slf_DefinedBenefitPlanAssetsRollForward_84837EBBB506A338FDF699C2035DB940_terseLabel_en-US" xlink:label="lab_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in plan assets:</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanAssetsRollForward_84837EBBB506A338FDF699C2035DB940_label_en-US" xlink:label="lab_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Assets [Roll Forward]</link:label>
    <link:label id="lab_slf_DefinedBenefitPlanAssetsRollForward_84837EBBB506A338FDF699C2035DB940_documentation_en-US" xlink:label="lab_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Assets [Roll Forward]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanAssetsRollForward" xlink:label="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="lab_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:type="arc"/>
    <link:label id="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_85D622C409617091854299C2035D7C6B_negatedTerseLabel_en-US" xlink:label="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Administrative expense</link:label>
    <link:label id="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_85D622C409617091854299C2035D7C6B_label_en-US" xlink:label="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Administrative Expenses, Net Defined Benefit Liability (Asset)</link:label>
    <link:label id="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_85D622C409617091854299C2035D7C6B_documentation_en-US" xlink:label="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Administrative Expenses, Net Defined Benefit Liability (Asset)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:to="lab_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_F2DB0C85339BFD827F2F99C2035D0C9E_terseLabel_en-US" xlink:label="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employer contributions</link:label>
    <link:label id="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_F2DB0C85339BFD827F2F99C2035D0C9E_label_en-US" xlink:label="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contributions to plan by employer, net defined benefit liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:to="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PlanAssetsAtFairValue_6CFC67AF55C28706D45B99C2035D884E_terseLabel_en-US" xlink:label="lab_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of plan assets</link:label>
    <link:label id="lab_ifrs-full_PlanAssetsAtFairValue_6CFC67AF55C28706D45B99C2035D884E_label_en-US" xlink:label="lab_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan assets, at fair value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="loc_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:to="lab_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DefinedBenefitObligationAtPresentValue_48CD9C084276D32E51A999C2035D8CAD_negatedLabel_en-US" xlink:label="lab_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Defined benefit (obligation)</link:label>
    <link:label id="lab_ifrs-full_DefinedBenefitObligationAtPresentValue_48CD9C084276D32E51A999C2035D8CAD_label_en-US" xlink:label="lab_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined benefit obligation, at present value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:label="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:to="lab_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_05BE15CF4B5E2874842699C2035EB11D_periodEndLabel_en-US" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_867F0B6DDB3A5EF3BCE8B60F5C528F11" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Net defined benefit liability (asset) - ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_867F0B6DDB3A5EF3BCE8B60F5C528F11" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_867F0B6DDB3A5EF3BCE8B60F5C528F11" xlink:to="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_867F0B6DDB3A5EF3BCE8B60F5C528F11" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about business combination [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about business combination [table]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsTable" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:to="lab_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:type="arc"/>
    <link:label id="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E_terseLabel_en-US" xlink:label="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Client Relationships</link:label>
    <link:label id="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E_label_en-US" xlink:label="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Client Relationships [Member]</link:label>
    <link:label id="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E_documentation_en-US" xlink:label="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Client Relationships [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ClientRelationshipsMember" xlink:label="loc_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:to="lab_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:type="arc"/>
    <link:label id="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897_terseLabel_en-US" xlink:label="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distribution Intangible Assets</link:label>
    <link:label id="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897_label_en-US" xlink:label="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Distribution Intangible Assets [Member]</link:label>
    <link:label id="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897_documentation_en-US" xlink:label="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Distribution Intangible Assets [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionIntangibleAssetsMember" xlink:label="loc_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:to="lab_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9_terseLabel_en-US" xlink:label="lab_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business combinations [axis]</link:label>
    <link:label id="lab_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9_label_en-US" xlink:label="lab_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business combinations [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BusinessCombinationsAxis" xlink:label="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:to="lab_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for business combinations [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for business combinations [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForBusinessCombinationsMember" xlink:label="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:to="lab_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:type="arc"/>
    <link:label id="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088_terseLabel_en-US" xlink:label="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">GreenOak</link:label>
    <link:label id="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088_label_en-US" xlink:label="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">GreenOak Real Estate [Member]</link:label>
    <link:label id="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088_documentation_en-US" xlink:label="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">GreenOak Real Estate [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GreenOakRealEstateMember" xlink:label="loc_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:to="lab_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:type="arc"/>
    <link:label id="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027_terseLabel_en-US" xlink:label="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FWD</link:label>
    <link:label id="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027_label_en-US" xlink:label="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">FWD Life Insurance Company (Bermuda) Limited [Member]</link:label>
    <link:label id="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027_documentation_en-US" xlink:label="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">FWD Life Insurance Company (Bermuda) Limited [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FWDLifeInsuranceCompanyBermudaLimitedMember" xlink:label="loc_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:to="lab_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about business combination [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about business combination [line items]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:type="arc"/>
    <link:label id="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53_terseLabel_en-US" xlink:label="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Combination, Rights To Entity Earnings, Term</link:label>
    <link:label id="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53_label_en-US" xlink:label="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination, Rights To Entity Earnings, Term</link:label>
    <link:label id="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53_documentation_en-US" xlink:label="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Business Combination, Rights To Entity Earnings, Term</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinationRightsToEntityEarningsTerm" xlink:label="loc_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:to="lab_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35_totalLabel_en-US" xlink:label="lab_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair value of consideration transferred</link:label>
    <link:label id="lab_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35_label_en-US" xlink:label="lab_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consideration transferred, acquisition-date fair value</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred" xlink:label="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:to="lab_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D_terseLabel_en-US" xlink:label="lab_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash transferred</link:label>
    <link:label id="lab_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D_label_en-US" xlink:label="lab_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash transferred</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashTransferred" xlink:label="loc_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:to="lab_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:type="arc"/>
    <link:label id="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B_terseLabel_en-US" xlink:label="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Company's right to percent of earnings following business combination</link:label>
    <link:label id="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B_label_en-US" xlink:label="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination, Rights To Entity Earnings, Percent</link:label>
    <link:label id="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B_documentation_en-US" xlink:label="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Business Combination, Rights To Entity Earnings, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinationRightsToEntityEarningsPercent" xlink:label="loc_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:to="lab_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities incurred</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities incurred</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesIncurred" xlink:label="loc_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:to="lab_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:type="arc"/>
    <link:label id="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F_terseLabel_en-US" xlink:label="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distribution agreement term</link:label>
    <link:label id="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F_label_en-US" xlink:label="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contingent Liabilities Recognised In Business Combination, Term</link:label>
    <link:label id="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F_documentation_en-US" xlink:label="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Contingent Liabilities Recognised In Business Combination, Term</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm" xlink:label="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:to="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D_terseLabel_en-US" xlink:label="lab_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of voting shares of certain legal entities acquired</link:label>
    <link:label id="lab_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D_label_en-US" xlink:label="lab_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage of voting equity interests acquired</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfVotingEquityInterestsAcquired" xlink:label="loc_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:to="lab_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D_terseLabel_en-US" xlink:label="lab_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in identifiable assets acquired (liabilities assumed)</link:label>
    <link:label id="lab_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D_label_en-US" xlink:label="lab_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement period adjustments recognised for particular assets, liabilities, non-controlling interests or items of consideration</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration" xlink:label="loc_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:to="lab_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in goodwill</link:label>
    <link:label id="lab_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119_label_en-US" xlink:label="lab_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInGoodwill" xlink:label="loc_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:to="lab_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9_terseLabel_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proportion of ownership interest in joint venture</link:label>
    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9_label_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proportion of ownership interest in joint venture</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestInJointVenture" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A_terseLabel_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proportion of ownership interest in subsidiary</link:label>
    <link:label id="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A_label_en-US" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proportion of ownership interest in subsidiary</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:type="arc"/>
    <link:label id="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA_terseLabel_en-US" xlink:label="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">One-time non-cash gain recorded in interest and other investment income</link:label>
    <link:label id="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA_label_en-US" xlink:label="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) Recognised As Result Of Remeasuring To Fair Value Equity Interest In Acquiree Held By Acquirer Before Business Combination, Including Amounts Reclassified From Other Comprehensive Income</link:label>
    <link:label id="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA_documentation_en-US" xlink:label="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gain (Loss) Recognised As Result Of Remeasuring To Fair Value Equity Interest In Acquiree Held By Acquirer Before Business Combination, Including Amounts Reclassified From Other Comprehensive Income</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome" xlink:label="loc_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:to="lab_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826_terseLabel_en-US" xlink:label="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain related to difference between fair value and carrying value of interest in acquiree</link:label>
    <link:label id="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826_label_en-US" xlink:label="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (loss) recognised as result of remeasuring to fair value equity interest in acquiree held by acquirer before business combination</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xlink:label="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:to="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:type="arc"/>
    <link:label id="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF_terseLabel_en-US" xlink:label="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications to net income (loss) upon change in control</link:label>
    <link:label id="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF_label_en-US" xlink:label="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification Adjustments On Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss, Net Of Tax</link:label>
    <link:label id="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF_documentation_en-US" xlink:label="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reclassification Adjustments On Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss, Net Of Tax</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:to="lab_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63_terseLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents recognised as of acquisition date</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63_label_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents recognised as of acquisition date</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:to="lab_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0_terseLabel_en-US" xlink:label="lab_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets</link:label>
    <link:label id="lab_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0_label_en-US" xlink:label="lab_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Identifiable intangible assets recognised as of acquisition date</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:to="lab_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238_terseLabel_en-US" xlink:label="lab_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:to="lab_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F_terseLabel_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-controlling interest in acquiree recognised at acquisition date</link:label>
    <link:label id="lab_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F_label_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-controlling interest in acquiree recognised at acquisition date</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate" xlink:label="loc_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:to="lab_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:type="arc"/>
    <link:label id="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189_terseLabel_en-US" xlink:label="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Period in which acquiree may sell remaining charter capital to the Company</link:label>
    <link:label id="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189_label_en-US" xlink:label="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Period In Which Acquiree May Sell Remaining Charter Capital</link:label>
    <link:label id="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189_documentation_en-US" xlink:label="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Period In Which Acquiree May Sell Remaining Charter Capital</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital" xlink:label="loc_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:to="lab_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE_terseLabel_en-US" xlink:label="lab_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contingent consideration</link:label>
    <link:label id="lab_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE_label_en-US" xlink:label="lab_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Settled liabilities, contingent liabilities recognised in business combination</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination" xlink:label="loc_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:to="lab_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:type="arc"/>
    <link:label id="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1_terseLabel_en-US" xlink:label="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contingent consideration payment period</link:label>
    <link:label id="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1_label_en-US" xlink:label="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contingent Liabilities Recognised In Business Combination, Payment Period</link:label>
    <link:label id="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1_documentation_en-US" xlink:label="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Contingent Liabilities Recognised In Business Combination, Payment Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod" xlink:label="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:to="lab_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities recognised as of acquisition date</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities recognised as of acquisition date</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:to="lab_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6_terseLabel_en-US" xlink:label="lab_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of net identifiable assets acquired</link:label>
    <link:label id="lab_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6_label_en-US" xlink:label="lab_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Identifiable assets acquired (liabilities assumed)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed" xlink:label="loc_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:to="lab_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911_terseLabel_en-US" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer-related intangible assets recognised as of acquisition date</link:label>
    <link:label id="lab_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911_label_en-US" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer-related intangible assets recognised as of acquisition date</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:to="lab_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common shares transferred</link:label>
    <link:label id="lab_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9_label_en-US" xlink:label="lab_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity interests of acquirer</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInterestsOfAcquirer" xlink:label="loc_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:to="lab_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_36AB9136A43AE0A9207D6C6D8ED5A9FD_terseLabel_en-US" xlink:label="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities with DPF</link:label>
    <link:label id="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_36AB9136A43AE0A9207D6C6D8ED5A9FD_label_en-US" xlink:label="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Contracts Liabilities With Discretionary Participation Features [Member]</link:label>
    <link:label id="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_36AB9136A43AE0A9207D6C6D8ED5A9FD_documentation_en-US" xlink:label="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Contracts Liabilities With Discretionary Participation Features [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:to="lab_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:type="arc"/>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_3033FFE2716A3D0A82466C6D8EDA2E22_verboseLabel_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities, change in balances on in-force policies</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:to="lab_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:type="arc"/>
    <link:label id="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_9E3442E9418613D82FA46C6D8EDAEE90_verboseLabel_en-US" xlink:label="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities, balances arising from new policies</link:label>
    <link:label id="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_9E3442E9418613D82FA46C6D8EDAEE90_label_en-US" xlink:label="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additions Other Than Through Business Combinations, Liabilities Under Investment Contracts</link:label>
    <link:label id="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_9E3442E9418613D82FA46C6D8EDAEE90_documentation_en-US" xlink:label="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Additions Other Than Through Business Combinations, Liabilities Under Investment Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:to="lab_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:type="arc"/>
    <link:label id="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_BCB56580720B1A5DA3E86C6D8EDAF3F9_totalLabel_en-US" xlink:label="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities, increase (decrease) in Insurance contract liabilities and Reinsurance assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:to="lab_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_64A75157DC5AC22E24D66C6D8EDAF7BD_verboseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment contract liabilities, foreign exchange rate movements</link:label>
    <link:label id="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_64A75157DC5AC22E24D66C6D8EDAF7BD_label_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Net Exchange Differences, Liabilities Under Investment Contracts</link:label>
    <link:label id="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_64A75157DC5AC22E24D66C6D8EDAF7BD_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Net Exchange Differences, Liabilities Under Investment Contracts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:to="lab_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measured at amortized cost</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:type="arc"/>
    <link:label id="lab_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8_verboseLabel_en-US" xlink:label="lab_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Canadian federal government</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:to="lab_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:type="arc"/>
    <link:label id="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B_verboseLabel_en-US" xlink:label="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Canadian provincial and municipal government</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:to="lab_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:type="arc"/>
    <link:label id="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1_terseLabel_en-US" xlink:label="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. government and agency</link:label>
    <link:label id="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1_label_en-US" xlink:label="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">U.S. Government And Agency [Member]</link:label>
    <link:label id="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1_documentation_en-US" xlink:label="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">U.S. Government And Agency [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_U.S.GovernmentAndAgencyMember" xlink:label="loc_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:to="lab_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:type="arc"/>
    <link:label id="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31_terseLabel_en-US" xlink:label="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other foreign government</link:label>
    <link:label id="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31_label_en-US" xlink:label="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Foreign Government [Member]</link:label>
    <link:label id="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31_documentation_en-US" xlink:label="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Foreign Government [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherForeignGovernmentMember" xlink:label="loc_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:to="lab_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:type="arc"/>
    <link:label id="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01_terseLabel_en-US" xlink:label="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Government issued or guaranteed debt securities</link:label>
    <link:label id="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01_label_en-US" xlink:label="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Government Issued Or Guaranteed Debt Securities [Member]</link:label>
    <link:label id="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01_documentation_en-US" xlink:label="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Government Issued Or Guaranteed Debt Securities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" xlink:label="loc_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:to="lab_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:type="arc"/>
    <link:label id="lab_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE_verboseLabel_en-US" xlink:label="lab_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Corporate Debt Securities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:to="lab_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E_verboseLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:to="lab_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:type="arc"/>
    <link:label id="lab_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969_terseLabel_en-US" xlink:label="lab_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Sector [Axis]</link:label>
    <link:label id="lab_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969_label_en-US" xlink:label="lab_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Sector [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorAxis" xlink:label="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:to="lab_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:type="arc"/>
    <link:label id="lab_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216_terseLabel_en-US" xlink:label="lab_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Sector [Domain]</link:label>
    <link:label id="lab_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216_label_en-US" xlink:label="lab_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Sector [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorDomain" xlink:label="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="lab_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:type="arc"/>
    <link:label id="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866_terseLabel_en-US" xlink:label="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financials</link:label>
    <link:label id="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866_label_en-US" xlink:label="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financials [Member]</link:label>
    <link:label id="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866_documentation_en-US" xlink:label="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financials [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialsMember" xlink:label="loc_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:to="lab_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:type="arc"/>
    <link:label id="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC_terseLabel_en-US" xlink:label="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Utilities</link:label>
    <link:label id="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC_label_en-US" xlink:label="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Utilities [Member]</link:label>
    <link:label id="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC_documentation_en-US" xlink:label="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Utilities [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_UtilitiesMember" xlink:label="loc_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:to="lab_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:type="arc"/>
    <link:label id="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9_terseLabel_en-US" xlink:label="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Industrials</link:label>
    <link:label id="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9_label_en-US" xlink:label="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Industrials [Member]</link:label>
    <link:label id="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9_documentation_en-US" xlink:label="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Industrials [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialsMember" xlink:label="loc_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:to="lab_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:type="arc"/>
    <link:label id="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E_terseLabel_en-US" xlink:label="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Energy</link:label>
    <link:label id="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E_label_en-US" xlink:label="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Energy [Member]</link:label>
    <link:label id="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E_documentation_en-US" xlink:label="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Energy [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_EnergyMember" xlink:label="loc_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:to="lab_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:type="arc"/>
    <link:label id="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17_terseLabel_en-US" xlink:label="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Communication services(2)</link:label>
    <link:label id="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17_label_en-US" xlink:label="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Telecommunication Services [Member]</link:label>
    <link:label id="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17_documentation_en-US" xlink:label="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Telecommunication Services [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TelecommunicationServicesMember" xlink:label="loc_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:to="lab_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:type="arc"/>
    <link:label id="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E_verboseLabel_en-US" xlink:label="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Real estate</link:label>
    <link:label id="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E_label_en-US" xlink:label="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Real Estate Investment1 [Member]</link:label>
    <link:label id="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E_documentation_en-US" xlink:label="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Real Estate Investment1 [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_RealEstateInvestment1Member" xlink:label="loc_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:to="lab_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:type="arc"/>
    <link:label id="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9_terseLabel_en-US" xlink:label="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Health care</link:label>
    <link:label id="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9_label_en-US" xlink:label="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Healthcare [Member]</link:label>
    <link:label id="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9_documentation_en-US" xlink:label="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Healthcare [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthcareMember" xlink:label="loc_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:to="lab_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:type="arc"/>
    <link:label id="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C_terseLabel_en-US" xlink:label="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consumer staples</link:label>
    <link:label id="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C_label_en-US" xlink:label="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Staples [Member]</link:label>
    <link:label id="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C_documentation_en-US" xlink:label="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer Staples [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsumerStaplesMember" xlink:label="loc_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:to="lab_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:type="arc"/>
    <link:label id="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5_terseLabel_en-US" xlink:label="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consumer discretionary(2)</link:label>
    <link:label id="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5_label_en-US" xlink:label="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Discretionary [Member]</link:label>
    <link:label id="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5_documentation_en-US" xlink:label="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consumer Discretionary [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsumerDiscretionaryMember" xlink:label="loc_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:to="lab_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:type="arc"/>
    <link:label id="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC_terseLabel_en-US" xlink:label="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Materials</link:label>
    <link:label id="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC_label_en-US" xlink:label="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Materials [Member]</link:label>
    <link:label id="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC_documentation_en-US" xlink:label="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Materials [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MaterialsMember" xlink:label="loc_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:to="lab_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:type="arc"/>
    <link:label id="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C_terseLabel_en-US" xlink:label="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Information technology(2)</link:label>
    <link:label id="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C_label_en-US" xlink:label="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Technology [Member]</link:label>
    <link:label id="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C_documentation_en-US" xlink:label="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Technology [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TechnologyMember" xlink:label="loc_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:to="lab_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_407B41D7BB3E66B65075483553C1C288_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_407B41D7BB3E66B65075483553C1C288_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in intangible assets and goodwill [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_390D9CEDB81DABEF4E86483553C14C17_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reconciliation of changes in and components of intangible assets</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_390D9CEDB81DABEF4E86483553C14C17_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about intangible assets [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:type="arc"/>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818_terseLabel_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2019</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818_label_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Next Annual Reporting Period</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818_documentation_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Next Annual Reporting Period</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod" xlink:label="loc_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:to="lab_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:type="arc"/>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6_terseLabel_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6_label_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Two</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6_documentation_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Two</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearTwo" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:to="lab_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:type="arc"/>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB_terseLabel_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB_label_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Three</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB_documentation_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Three</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearThree" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:to="lab_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:type="arc"/>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B_terseLabel_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2022</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B_label_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Four</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B_documentation_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Four</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearFour" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:to="lab_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:type="arc"/>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276_terseLabel_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2023</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276_label_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Five</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276_documentation_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Year Five</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearFive" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:to="lab_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:type="arc"/>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609_terseLabel_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024 to 2028</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609_label_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Five Fiscal Years Thereafter</link:label>
    <link:label id="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609_documentation_en-US" xlink:label="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expected Future Benefit Payment, Five Fiscal Years Thereafter</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter" xlink:label="loc_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:to="lab_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_8F9AA0AB741610BA434F483552C92451_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share Capital</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_8F9AA0AB741610BA434F483552C92451_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of share capital, reserves and other equity interest [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:to="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_2EEB3C7664601489C09080E4C6E50BD8_terseLabel_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recovered claims and benefits</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_2EEB3C7664601489C09080E4C6E50BD8_label_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Recovered Claims And Benefits</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_2EEB3C7664601489C09080E4C6E50BD8_documentation_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Recovered Claims And Benefits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits" xlink:label="loc_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:to="lab_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersCommissions_5229C9246271A322C34A80E4C6E53DDA_terseLabel_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commissions</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersCommissions_5229C9246271A322C34A80E4C6E53DDA_label_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Commissions</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersCommissions_5229C9246271A322C34A80E4C6E53DDA_documentation_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Commissions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersCommissions" xlink:label="loc_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:to="lab_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_5D23CCEBB84B2269EF0580E4C6E54886_terseLabel_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve adjustments</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_5D23CCEBB84B2269EF0580E4C6E54886_label_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Reserve Adjustment</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_5D23CCEBB84B2269EF0580E4C6E54886_documentation_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Reserve Adjustment</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersReserveAdjustment" xlink:label="loc_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:to="lab_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_86FD567F8093396D19B880E4C6E5CA4B_negatedLabel_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Operating expenses and other</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_86FD567F8093396D19B880E4C6E5CA4B_label_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Operating Expenses And Other, Net</link:label>
    <link:label id="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_86FD567F8093396D19B880E4C6E5CA4B_documentation_en-US" xlink:label="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income From Contracts With Reinsurers, Operating Expenses And Other, Net</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet" xlink:label="loc_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:to="lab_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeFromContractsWithReinsurers_8B59D8A701A395D1526C80E4C6E58928_totalLabel_en-US" xlink:label="lab_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Reinsurance (expenses) recoveries</link:label>
    <link:label id="lab_ifrs-full_IncomeFromContractsWithReinsurers_8B59D8A701A395D1526C80E4C6E58928_label_en-US" xlink:label="lab_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income from contracts with reinsurers</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeFromContractsWithReinsurers" xlink:label="loc_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:to="lab_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_9651B070A6D1B39DA42380E4C6E56042_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Profit recognized from entrance of reinsurance agreement</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_9651B070A6D1B39DA42380E4C6E56042_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss on buying reinsurance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total net income (loss) before income taxes</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75" xlink:to="lab_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of accounting profit multiplied by applicable tax rates [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of accounting profit multiplied by applicable tax rates [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract" xlink:label="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="lab_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B_terseLabel_en-US" xlink:label="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Taxes at the combined Canadian federal and provincial statutory income tax rate</link:label>
    <link:label id="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B_label_en-US" xlink:label="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax expense (income) at applicable tax rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xlink:label="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:to="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF_terseLabel_en-US" xlink:label="lab_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Higher (lower) effective rates on income subject to taxation in foreign jurisdictions</link:label>
    <link:label id="lab_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF_label_en-US" xlink:label="lab_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax effect of foreign tax rates</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:to="lab_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:type="arc"/>
    <link:label id="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA_terseLabel_en-US" xlink:label="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax exempt investment income</link:label>
    <link:label id="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA_label_en-US" xlink:label="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Effect Of Tax Losses And Tax Credits</link:label>
    <link:label id="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA_documentation_en-US" xlink:label="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Effect Of Tax Losses And Tax Credits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfTaxLossesAndTaxCredits" xlink:label="loc_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:to="lab_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Tax (benefit) cost of unrecognized tax losses and tax credits</link:label>
    <link:label id="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7_label_en-US" xlink:label="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax effect of revenues exempt from taxation</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xlink:label="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:to="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0_terseLabel_en-US" xlink:label="lab_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax rate and other legislative changes</link:label>
    <link:label id="lab_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0_label_en-US" xlink:label="lab_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax effect from change in tax rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:to="lab_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:type="arc"/>
    <link:label id="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845_terseLabel_en-US" xlink:label="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments in respect of prior years, including resolution of tax disputes</link:label>
    <link:label id="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845_label_en-US" xlink:label="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Effect Of Prior Year Income Taxes</link:label>
    <link:label id="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845_documentation_en-US" xlink:label="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Effect Of Prior Year Income Taxes</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfPriorYearIncomeTaxes" xlink:label="loc_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:to="lab_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17_label_en-US" xlink:label="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other tax effects for reconciliation between accounting profit and tax expense (income)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:to="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of average effective tax rate and applicable tax rate [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of average effective tax rate and applicable tax rate [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xlink:label="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205_verboseLabel_en-US" xlink:label="lab_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Taxes at the combined Canadian federal and provincial statutory income tax rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205" xlink:to="lab_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4_terseLabel_en-US" xlink:label="lab_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Higher (lower) effective rates on income subject to taxation in foreign jurisdictions</link:label>
    <link:label id="lab_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4_label_en-US" xlink:label="lab_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax rate effect of foreign tax rates</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:to="lab_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:type="arc"/>
    <link:label id="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5_terseLabel_en-US" xlink:label="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax exempt investment income</link:label>
    <link:label id="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5_label_en-US" xlink:label="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Rate Effect Of Tax Losses And Tax Credits</link:label>
    <link:label id="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5_documentation_en-US" xlink:label="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Rate Effect Of Tax Losses And Tax Credits</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectOfTaxLossesAndTaxCredits" xlink:label="loc_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:to="lab_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Tax (benefit) cost of unrecognized tax losses and tax credits</link:label>
    <link:label id="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940_label_en-US" xlink:label="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax rate effect of revenues exempt from taxation</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xlink:label="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:to="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585_terseLabel_en-US" xlink:label="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax rate and other legislative changes</link:label>
    <link:label id="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585_label_en-US" xlink:label="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax rate effect from change in tax rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:to="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:type="arc"/>
    <link:label id="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0_terseLabel_en-US" xlink:label="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments in respect of prior years, including resolution of tax disputes</link:label>
    <link:label id="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0_label_en-US" xlink:label="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Rate Effect Of Prior Year Income Taxes</link:label>
    <link:label id="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0_documentation_en-US" xlink:label="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax Rate Effect Of Prior Year Income Taxes</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectOfPriorYearIncomeTaxes" xlink:label="loc_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:to="lab_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5_label_en-US" xlink:label="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other tax rate effects for reconciliation between accounting profit and tax expense (income)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:to="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093_totalLabel_en-US" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Effective Income tax rate</link:label>
    <link:label id="lab_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093_label_en-US" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Average effective tax rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AverageEffectiveTaxRate" xlink:label="loc_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:to="lab_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in deferred tax assets [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of changes in deferred tax liability (asset) [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9_negatedPeriodStartLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance, deferred tax assets</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:to="lab_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Acquisitions (disposals) through business combinations</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through business combinations, deferred tax liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Charged to statement of operations</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax expense (income) recognised in profit or loss</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98_negatedTerseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Charged to other comprehensive income</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Components Of Other Comprehensive Income, Related To Deferred Tax Assets, Net</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Components Of Other Comprehensive Income, Related To Deferred Tax Assets, Net</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" xlink:label="loc_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:to="lab_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:type="arc"/>
    <link:label id="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680_negatedTerseLabel_en-US" xlink:label="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Charged to equity, other than other comprehensive income</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680_label_en-US" xlink:label="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Components Of Equity Other Than Other Comprehensive Income, Related To Deferred Tax Assets, Net</link:label>
    <link:label id="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680_documentation_en-US" xlink:label="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income Tax Relating To Components Of Equity Other Than Other Comprehensive Income, Related To Deferred Tax Assets, Net</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" xlink:label="loc_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:to="lab_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange rate movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through net exchange differences, deferred tax liability (asset)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62_negatedPeriodEndLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance, deferred tax assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62" xlink:to="lab_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_9E64D5B1BC8C982BBA5099C209022A75_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Description of Business</link:label>
    <link:label id="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_9E64D5B1BC8C982BBA5099C209022A75_label_en-US" xlink:label="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Nature Of Entity's Operations And Principal Activities [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_9E64D5B1BC8C982BBA5099C209022A75_documentation_en-US" xlink:label="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Nature Of Entity's Operations And Principal Activities [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock" xlink:label="loc_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:to="lab_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_StatementOfIFRSCompliance_5AFB330CC34BE2E7C5DE99C20902E078_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Compliance</link:label>
    <link:label id="lab_ifrs-full_StatementOfIFRSCompliance_5AFB330CC34BE2E7C5DE99C20902E078_label_en-US" xlink:label="lab_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of IFRS compliance [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfIFRSCompliance" xlink:label="loc_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:to="lab_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_FBEEA2101CB66E1F4F7799C209022BBF_terseLabel_en-US" xlink:label="lab_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of Presentation</link:label>
    <link:label id="lab_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_FBEEA2101CB66E1F4F7799C209022BBF_label_en-US" xlink:label="lab_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Explanation of measurement bases used in preparing financial statements [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements" xlink:label="loc_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:to="lab_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_533E2EBAEC2B891E184999C2090272EA_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Estimates, Assumptions and Judgments</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_533E2EBAEC2B891E184999C2090272EA_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Estimates, Assumptions and Judgments [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_533E2EBAEC2B891E184999C2090272EA_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Estimates, Assumptions and Judgments [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:to="lab_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_4F660DEB98481930A24599C209023B02_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of Consolidation</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_4F660DEB98481930A24599C209023B02_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Basis Of Consolidation [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_4F660DEB98481930A24599C209023B02_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Basis Of Consolidation [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:to="lab_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_179A06354949BD50B1A399C20903070B_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Determination of Fair Value</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_179A06354949BD50B1A399C20903070B_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for fair value measurement [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_7CFAC0F228C35858AB7599C209036BD1_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign Currency Translation</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_7CFAC0F228C35858AB7599C209036BD1_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for foreign currency translation [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_D01299B464A1B0925C3A99C2090387AB_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Assets Excluding Derivative Financial Instruments</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_D01299B464A1B0925C3A99C2090387AB_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for financial assets [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_902A84346DA10CA623F999C20903750B_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dervative Financial Instruments</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_902A84346DA10CA623F999C20903750B_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for derivative financial instruments and hedging [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_2BEF3F9CFEDB8595858699C20903EC65_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Properties</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_2BEF3F9CFEDB8595858699C20903EC65_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for investment property [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_579D78172E762C61934399C2090315CA_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Invested Assets - Non-Financial Assets</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_579D78172E762C61934399C2090315CA_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for investment in associates and joint ventures [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_73975B85B93D0DB484B699C209034226_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Assets</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_73975B85B93D0DB484B699C209034226_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Other Assets [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_73975B85B93D0DB484B699C209034226_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Other Assets [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:to="lab_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_6BDD95A41D797927E7E699C20903CC32_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance Assets</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_6BDD95A41D797927E7E699C20903CC32_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for reinsurance [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_D13FAA2962124388A70699C20903B881_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible Assets</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_D13FAA2962124388A70699C20903B881_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for intangible assets other than goodwill [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_997DA93922E09CD4222F99C209035FF7_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_997DA93922E09CD4222F99C209035FF7_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for goodwill [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_B2E0E60E5309796C3C5099C20903B543_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance Contract Liabilities</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_B2E0E60E5309796C3C5099C20903B543_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for insurance contracts and related assets, liabilities, income and expense [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_F21B6475C37C2E3BF7D199C209049CB4_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Contract Liabilities</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_F21B6475C37C2E3BF7D199C209049CB4_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for financial liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_B26F98740F543C25E03B99C2090419E0_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Liabilities</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_B26F98740F543C25E03B99C2090419E0_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Other Liabilities [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_B26F98740F543C25E03B99C2090419E0_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Other Liabilities [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:to="lab_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_444C726BD667DF1E36DB99C20904104A_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service Contracts</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_444C726BD667DF1E36DB99C20904104A_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Service Contracts [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_444C726BD667DF1E36DB99C20904104A_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Service Contracts [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:to="lab_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_88011EADAA5EA8A1A59699C2090445D6_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segregated Funds</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_88011EADAA5EA8A1A59699C2090445D6_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Separate Accounts [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_88011EADAA5EA8A1A59699C2090445D6_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Separate Accounts [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:to="lab_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_80B6C95BF1E1C344FA2F99C209048B5C_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Taxes</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_80B6C95BF1E1C344FA2F99C209048B5C_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for income tax [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_CF9C0B726E7E22ED890D99C209044309_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension Plans and Other Post-Retirement Benefits</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_CF9C0B726E7E22ED890D99C209044309_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for employee benefits [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_556CCEEF5AECD3D766D599C20904550A_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_556CCEEF5AECD3D766D599C20904550A_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for dividends [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_E233AA18216671110B5B99C20904250C_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premium and Fee Income Recognition</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_E233AA18216671110B5B99C20904250C_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for fee and commission income and expense [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_81E44A5D995CDEB42A5099C20904385F_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-Based Payments</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_81E44A5D995CDEB42A5099C20904385F_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for share-based payment transactions [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_2F487111CAD3AAE5683B99C209046AC0_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic And Diluted Earnings Per Share (EPS)</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_2F487111CAD3AAE5683B99C209046AC0_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for earnings per share [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:type="arc"/>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_10CD8B26698A7C89A56899C20904133A_terseLabel_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes In Accounting Policies</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_10CD8B26698A7C89A56899C20904133A_label_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Changes In Accounting Policies [Policy Text Block]</link:label>
    <link:label id="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_10CD8B26698A7C89A56899C20904133A_documentation_en-US" xlink:label="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description Of Accounting Policy For Changes In Accounting Policies [Policy Text Block]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:to="lab_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Joint Ventures And Associates [Table]</link:label>
    <link:label id="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B_label_en-US" xlink:label="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Joint Ventures And Associates [Table]</link:label>
    <link:label id="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B_documentation_en-US" xlink:label="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Joint Ventures And Associates [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfJointVenturesAndAssociatesTable" xlink:label="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="lab_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B_terseLabel_en-US" xlink:label="lab_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Joint ventures where entity is venturer</link:label>
    <link:label id="lab_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B_label_en-US" xlink:label="lab_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Joint ventures where entity is venturer [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesWhereEntityIsVenturerMember" xlink:label="loc_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:to="lab_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E_terseLabel_en-US" xlink:label="lab_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Joint operations [axis]</link:label>
    <link:label id="lab_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E_label_en-US" xlink:label="lab_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Joint operations [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointOperationsAxis" xlink:label="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:to="lab_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for joint operations [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for joint operations [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointOperationsMember" xlink:label="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:to="lab_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C_terseLabel_en-US" xlink:label="lab_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Joint operations</link:label>
    <link:label id="lab_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C_label_en-US" xlink:label="lab_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Joint operations [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointOperationsMember" xlink:label="loc_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:to="lab_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70_terseLabel_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Associates [axis]</link:label>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70_label_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Associates [axis]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:to="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for associates [member]</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for associates [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForAssociatesMember" xlink:label="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:to="lab_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7_terseLabel_en-US" xlink:label="lab_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Associates</link:label>
    <link:label id="lab_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7_label_en-US" xlink:label="lab_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Associates [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssociatesMember" xlink:label="loc_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:to="lab_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:type="arc"/>
    <link:label id="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76_terseLabel_en-US" xlink:label="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BSLI</link:label>
    <link:label id="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76_label_en-US" xlink:label="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Biria Sun Life Insurance Company Limited [Member]</link:label>
    <link:label id="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76_documentation_en-US" xlink:label="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Biria Sun Life Insurance Company Limited [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_BiriaSunLifeInsuranceCompanyLimitedMember" xlink:label="loc_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:to="lab_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:type="arc"/>
    <link:label id="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5_terseLabel_en-US" xlink:label="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Canadian real estate joint ventures</link:label>
    <link:label id="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5_label_en-US" xlink:label="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Canadian Real Estate Joint Ventures [Member]</link:label>
    <link:label id="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5_documentation_en-US" xlink:label="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Canadian Real Estate Joint Ventures [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianRealEstateJointVenturesMember" xlink:label="loc_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:to="lab_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:type="arc"/>
    <link:label id="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0_terseLabel_en-US" xlink:label="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Joint Ventures And Associates [Line Items]</link:label>
    <link:label id="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0_label_en-US" xlink:label="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Joint Ventures And Associates [Line Items]</link:label>
    <link:label id="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0_documentation_en-US" xlink:label="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Line Items] for Disclosure Of Joint Ventures And Associates [Table]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfJointVenturesAndAssociatesLineItems" xlink:label="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="lab_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:type="arc"/>
    <link:label id="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156_terseLabel_en-US" xlink:label="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest in joint ventures and associates</link:label>
    <link:label id="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156_label_en-US" xlink:label="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proportion Of Ownership Interest In Joint Venture And Associates</link:label>
    <link:label id="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156_documentation_en-US" xlink:label="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proportion Of Ownership Interest In Joint Venture And Associates</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ProportionOfOwnershipInterestInJointVentureAndAssociates" xlink:label="loc_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:to="lab_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52_terseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in equity method investments</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52_label_en-US" xlink:label="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Investments Accounted For Using Equity Method</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Investments Accounted For Using Equity Method</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod" xlink:label="loc_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:to="lab_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consideration paid to acquire interests in joint ventures</link:label>
    <link:label id="lab_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE_label_en-US" xlink:label="lab_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other cash payments to acquire interests in joint ventures, classified as investing activities</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:to="lab_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA_terseLabel_en-US" xlink:label="lab_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rental payments</link:label>
    <link:label id="lab_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA_label_en-US" xlink:label="lab_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leases as lessee, related party transactions</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LeasesAsLesseeRelatedPartyTransactions" xlink:label="loc_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:to="lab_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:type="arc"/>
    <link:label id="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E_terseLabel_en-US" xlink:label="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Future rental payments to joint ventures and associates</link:label>
    <link:label id="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E_label_en-US" xlink:label="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum Operating Lease Payments, Related Party Transactions</link:label>
    <link:label id="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E_documentation_en-US" xlink:label="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Minimum Operating Lease Payments, Related Party Transactions</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions" xlink:label="loc_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:to="lab_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:type="arc"/>
    <link:label id="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA_terseLabel_en-US" xlink:label="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rental lease term</link:label>
    <link:label id="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA_label_en-US" xlink:label="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leases As Lessee, Related Party Transactions, Term</link:label>
    <link:label id="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA_documentation_en-US" xlink:label="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Leases As Lessee, Related Party Transactions, Term</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LeasesAsLesseeRelatedPartyTransactionsTerm" xlink:label="loc_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:to="lab_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211_terseLabel_en-US" xlink:label="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment properties and other assets</link:label>
    <link:label id="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211_label_en-US" xlink:label="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Properties And Other Assets</link:label>
    <link:label id="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211_documentation_en-US" xlink:label="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Properties And Other Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentPropertiesAndOtherAssets" xlink:label="loc_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:to="lab_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:type="arc"/>
    <link:label id="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807_terseLabel_en-US" xlink:label="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of jointly controlled assets</link:label>
    <link:label id="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807_label_en-US" xlink:label="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Of Jointly Controlled Assets</link:label>
    <link:label id="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807_documentation_en-US" xlink:label="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Of Jointly Controlled Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueOfJointlyControlledAssets" xlink:label="loc_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:to="lab_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:type="arc"/>
    <link:label id="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3_terseLabel_en-US" xlink:label="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share Repurchase Program [Axis]</link:label>
    <link:label id="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3_label_en-US" xlink:label="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program1 [Axis]</link:label>
    <link:label id="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3_documentation_en-US" xlink:label="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Repurchase Program1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Axis" xlink:label="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:to="lab_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:type="arc"/>
    <link:label id="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED_terseLabel_en-US" xlink:label="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share Repurchase Program [Domain]</link:label>
    <link:label id="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED_label_en-US" xlink:label="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program1 [Domain]</link:label>
    <link:label id="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED_documentation_en-US" xlink:label="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Share Repurchase Program1 [Axis]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Domain" xlink:label="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:to="lab_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:type="arc"/>
    <link:label id="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52_terseLabel_en-US" xlink:label="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2018 NCIB</link:label>
    <link:label id="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52_label_en-US" xlink:label="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2018 NCIB [Member]</link:label>
    <link:label id="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52_documentation_en-US" xlink:label="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2018 NCIB [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_A2018NCIBMember" xlink:label="loc_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:to="lab_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:type="arc"/>
    <link:label id="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884_terseLabel_en-US" xlink:label="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Third-Party Share Repurchase Program</link:label>
    <link:label id="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884_label_en-US" xlink:label="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Third-Party Share Repurchase Program [Member]</link:label>
    <link:label id="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884_documentation_en-US" xlink:label="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Third-Party Share Repurchase Program [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ThirdPartyShareRepurchaseProgramMember" xlink:label="loc_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:to="lab_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE_terseLabel_en-US" xlink:label="lab_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of number of shares outstanding [abstract]</link:label>
    <link:label id="lab_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE_label_en-US" xlink:label="lab_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation of number of shares outstanding [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract" xlink:label="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="lab_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839_periodStartLabel_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Number of shares outstanding, beginning of year (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:to="lab_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040_terseLabel_en-US" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock options exercised (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:to="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D_negatedTerseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Common shares purchased for cancellation (in shares)</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D_label_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Number Of Shares Outstanding Through Purchase Of Treasury Shares</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Number Of Shares Outstanding Through Purchase Of Treasury Shares</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:to="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7_terseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common shares issued as consideration for business acquisition (in shares)</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7_label_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Number Of Shares Outstanding Through Business Combination</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Number Of Shares Outstanding Through Business Combination</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:to="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658_periodEndLabel_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Number of shares outstanding, end of year (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658" xlink:to="lab_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F_periodStartLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance, beginning of year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:to="lab_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273_terseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common shares issued as consideration for business acquisition</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:to="lab_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D_periodEndLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance, end of year</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D" xlink:to="lab_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D" xlink:type="arc"/>
    <link:label id="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5_terseLabel_en-US" xlink:label="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of shares authorized for purchase and cancellation (in shares)</link:label>
    <link:label id="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5_label_en-US" xlink:label="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Shares Authorised For Repurchase And Cancellation Of Treasury Shares</link:label>
    <link:label id="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5_documentation_en-US" xlink:label="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Shares Authorised For Repurchase And Cancellation Of Treasury Shares</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares" xlink:label="loc_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:to="lab_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:type="arc"/>
    <link:label id="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA_terseLabel_en-US" xlink:label="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase and cancellation of treasury shares (cad per share)</link:label>
    <link:label id="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA_label_en-US" xlink:label="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase And Cancellation Of Treasury Shares, Price Per Share</link:label>
    <link:label id="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA_documentation_en-US" xlink:label="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Purchase And Cancellation Of Treasury Shares, Price Per Share</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PurchaseAndCancellationOfTreasurySharesPricePerShare" xlink:label="loc_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:to="lab_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4_terseLabel_en-US" xlink:label="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payments to acquire or redeem entity's shares</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:to="lab_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:type="arc"/>
    <link:label id="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964_terseLabel_en-US" xlink:label="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortality Risk</link:label>
    <link:label id="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964_label_en-US" xlink:label="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortality Risk [Member]</link:label>
    <link:label id="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964_documentation_en-US" xlink:label="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortality Risk [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MortalityRiskMember" xlink:label="loc_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:to="lab_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:type="arc"/>
    <link:label id="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D_terseLabel_en-US" xlink:label="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Morbidity Risk</link:label>
    <link:label id="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D_label_en-US" xlink:label="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Morbidity Risk [Member]</link:label>
    <link:label id="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D_documentation_en-US" xlink:label="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Morbidity Risk [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_MorbidityRiskMember" xlink:label="loc_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:to="lab_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:type="arc"/>
    <link:label id="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44_terseLabel_en-US" xlink:label="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Longevity Risk</link:label>
    <link:label id="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44_label_en-US" xlink:label="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Longevity Risk [Member]</link:label>
    <link:label id="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44_documentation_en-US" xlink:label="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Longevity Risk [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LongevityRiskMember" xlink:label="loc_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:to="lab_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:type="arc"/>
    <link:label id="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E_terseLabel_en-US" xlink:label="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Policyholder Behaviour Risk</link:label>
    <link:label id="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E_label_en-US" xlink:label="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Policyholder Behaviour Risk [Member]</link:label>
    <link:label id="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E_documentation_en-US" xlink:label="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Policyholder Behaviour Risk [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PolicyholderBehaviourRiskMember" xlink:label="loc_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:to="lab_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:type="arc"/>
    <link:label id="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6_terseLabel_en-US" xlink:label="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expense Risk</link:label>
    <link:label id="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6_label_en-US" xlink:label="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense Risk [Member]</link:label>
    <link:label id="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6_documentation_en-US" xlink:label="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense Risk [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseRiskMember" xlink:label="loc_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:to="lab_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:type="arc"/>
    <link:label id="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9_terseLabel_en-US" xlink:label="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Single Life Insurance Contracts In Canada</link:label>
    <link:label id="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9_label_en-US" xlink:label="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Single Life Insurance Contracts In Canada [Member]</link:label>
    <link:label id="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9_documentation_en-US" xlink:label="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Single Life Insurance Contracts In Canada [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleLifeInsuranceContractsInCanadaMember" xlink:label="loc_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:to="lab_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:type="arc"/>
    <link:label id="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43_terseLabel_en-US" xlink:label="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Single Life Insurance Contracts Outside Of Canada</link:label>
    <link:label id="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43_label_en-US" xlink:label="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Single Life Insurance Contracts Outside Of Canada [Member]</link:label>
    <link:label id="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43_documentation_en-US" xlink:label="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Single Life Insurance Contracts Outside Of Canada [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleLifeInsuranceContractsOutsideOfCanadaMember" xlink:label="loc_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:to="lab_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:type="arc"/>
    <link:label id="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894_terseLabel_en-US" xlink:label="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Survivorship Life Insurance Contracts In Canada</link:label>
    <link:label id="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894_label_en-US" xlink:label="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Survivorship Life Insurance Contracts In Canada [Member]</link:label>
    <link:label id="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894_documentation_en-US" xlink:label="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Survivorship Life Insurance Contracts In Canada [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SurvivorshipLifeInsuranceContractsInCanadaMember" xlink:label="loc_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:to="lab_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:type="arc"/>
    <link:label id="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C_terseLabel_en-US" xlink:label="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Survivorship Life Insurance Contracts Outside Of Canada</link:label>
    <link:label id="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C_label_en-US" xlink:label="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Survivorship Life Insurance Contracts Outside Of Canada [Member]</link:label>
    <link:label id="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C_documentation_en-US" xlink:label="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Survivorship Life Insurance Contracts Outside Of Canada [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember" xlink:label="loc_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:to="lab_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:type="arc"/>
    <link:label id="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F_terseLabel_en-US" xlink:label="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life Insurance Contracts Where Higher Mortality Is Financially Adverse</link:label>
    <link:label id="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F_label_en-US" xlink:label="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Life Insurance Contracts Where Higher Mortality Is Financially Adverse [Member]</link:label>
    <link:label id="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F_documentation_en-US" xlink:label="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Life Insurance Contracts Where Higher Mortality Is Financially Adverse [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember" xlink:label="loc_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:to="lab_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:type="arc"/>
    <link:label id="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98_terseLabel_en-US" xlink:label="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life Insurance Contracts Where Morbidity Is Significant Assumption</link:label>
    <link:label id="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98_label_en-US" xlink:label="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Life Insurance Contracts Where Morbidity Is Significant Assumption [Member]</link:label>
    <link:label id="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98_documentation_en-US" xlink:label="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Life Insurance Contracts Where Morbidity Is Significant Assumption [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember" xlink:label="loc_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:to="lab_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:type="arc"/>
    <link:label id="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460_terseLabel_en-US" xlink:label="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life Insurance Annuities Contracts</link:label>
    <link:label id="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460_label_en-US" xlink:label="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Life Insurance Annuities Contracts [Member]</link:label>
    <link:label id="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460_documentation_en-US" xlink:label="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Life Insurance Annuities Contracts [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceAnnuitiesContractsMember" xlink:label="loc_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:to="lab_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:type="arc"/>
    <link:label id="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E_terseLabel_en-US" xlink:label="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individual Life Insurance Contracts Where Fewer Terminations Are Financially Adverse</link:label>
    <link:label id="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E_label_en-US" xlink:label="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Individual Life Insurance Contracts Where Fewer Terminations Are Financially Adverse [Member]</link:label>
    <link:label id="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E_documentation_en-US" xlink:label="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Individual Life Insurance Contracts Where Fewer Terminations Are Financially Adverse [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember" xlink:label="loc_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:to="lab_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:type="arc"/>
    <link:label id="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB_terseLabel_en-US" xlink:label="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individual Life Insurance Contracts Where More Terminations Are Financially Adverse</link:label>
    <link:label id="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB_label_en-US" xlink:label="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Individual Life Insurance Contracts Where More Terminations Are Financially Adverse [Member]</link:label>
    <link:label id="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB_documentation_en-US" xlink:label="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Individual Life Insurance Contracts Where More Terminations Are Financially Adverse [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember" xlink:label="loc_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:to="lab_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9_terseLabel_en-US" xlink:label="lab_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Life insurance contracts</link:label>
    <link:label id="lab_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9_label_en-US" xlink:label="lab_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Life insurance contracts [member]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LifeInsuranceContractsMember" xlink:label="loc_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:to="lab_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:type="arc"/>
    <link:label id="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0_terseLabel_en-US" xlink:label="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance retention limit</link:label>
    <link:label id="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0_label_en-US" xlink:label="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reinsurance Retention Policy, Amount Retained1</link:label>
    <link:label id="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0_documentation_en-US" xlink:label="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reinsurance Retention Policy, Amount Retained1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceRetentionPolicyAmountRetained1" xlink:label="loc_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:to="lab_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reasonably possible increase (decrease) in risk variable, percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB_label_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis To Insurance Risk, Reasonably Possible Change In Risk Variable, Percent</link:label>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis To Insurance Risk, Reasonably Possible Change In Risk Variable, Percent</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:to="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in net income due to change in corresponding risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F_label_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis To Insurance Risk, Reasonably Possible Change In Risk Variable, Impact on Profit (Loss)</link:label>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis To Insurance Risk, Reasonably Possible Change In Risk Variable, Impact on Profit (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:to="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:type="arc"/>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3_terseLabel_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in equity due to change in corresponding risk variable</link:label>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3_label_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis To Insurance Risk, Reasonably Possible Change In Risk Variable, Impact on Equity</link:label>
    <link:label id="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3_documentation_en-US" xlink:label="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis To Insurance Risk, Reasonably Possible Change In Risk Variable, Impact on Equity</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:to="lab_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_3315CA44729276B680D29118B6042EAB_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying amount of interests in joint ventures and associates</link:label>
    <link:label id="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_3315CA44729276B680D29118B6042EAB_label_en-US" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments accounted for using equity method</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:to="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_236C9BEED1D70FDDE2629118B608A59B_terseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Our share of:</link:label>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_236C9BEED1D70FDDE2629118B608A59B_label_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:to="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_A14D19A11AAFA8AC656D9118B608AFB4_verboseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net income (loss)</link:label>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_A14D19A11AAFA8AC656D9118B608AFB4_label_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:to="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_6B9965BDA79FA68BC4F99118B6095E33_terseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_6B9965BDA79FA68BC4F99118B6095E33_label_en-US" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will be reclassified to profit or loss, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_2378FE5849F29E8A7C239118B6093C40_totalLabel_en-US" xlink:label="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income (loss)</link:label>
    <link:label id="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_2378FE5849F29E8A7C239118B6093C40_label_en-US" xlink:label="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of total comprehensive income of associates and joint ventures accounted for using equity method</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:to="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D_label_en-US" xlink:label="lab_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit or loss [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="lab_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0_terseLabel_en-US" xlink:label="lab_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue</link:label>
    <link:label id="lab_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0_label_en-US" xlink:label="lab_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevenueAbstract" xlink:label="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:to="lab_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:type="arc"/>
    <link:label id="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0_terseLabel_en-US" xlink:label="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premiums</link:label>
    <link:label id="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0_label_en-US" xlink:label="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premiums [Abstract]</link:label>
    <link:label id="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0_documentation_en-US" xlink:label="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Premiums [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PremiumsAbstract" xlink:label="loc_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:to="lab_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:type="arc"/>
    <link:label id="lab_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06_terseLabel_en-US" xlink:label="lab_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DirectPremiumsEarned1" xlink:label="loc_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06" xlink:to="lab_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06" xlink:type="arc"/>
    <link:label id="lab_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839_terseLabel_en-US" xlink:label="lab_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Ceded</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_CededPremiumsEarned1" xlink:label="loc_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839" xlink:to="lab_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552_totalLabel_en-US" xlink:label="lab_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net premiums</link:label>
    <link:label id="lab_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552_label_en-US" xlink:label="lab_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net earned premium</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetEarnedPremium" xlink:label="loc_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:to="lab_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:type="arc"/>
    <link:label id="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712_terseLabel_en-US" xlink:label="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net investment income (loss):</link:label>
    <link:label id="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712_label_en-US" xlink:label="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Income (Loss) [Abstract]</link:label>
    <link:label id="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712_documentation_en-US" xlink:label="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Income (Loss) [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentIncomeLossAbstract" xlink:label="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:to="lab_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:type="arc"/>
    <link:label id="lab_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045_terseLabel_en-US" xlink:label="lab_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest and other investment income (Note 5)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestAndInvestmentIncome" xlink:label="loc_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045" xlink:to="lab_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045" xlink:type="arc"/>
    <link:label id="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242_terseLabel_en-US" xlink:label="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value and foreign currency changes on assets and liabilities (Note 5)</link:label>
    <link:label id="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242_label_en-US" xlink:label="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (Losses) On Financial Assets And Financial Liabilities At Fair Value Through Profit Or Loss And Foreign Exchange Gain (Loss)</link:label>
    <link:label id="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242_documentation_en-US" xlink:label="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gains (Losses) On Financial Assets And Financial Liabilities At Fair Value Through Profit Or Loss And Foreign Exchange Gain (Loss)</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss" xlink:label="loc_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:to="lab_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net gains (losses) on available-for-sale assets</link:label>
    <link:label id="lab_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E_label_en-US" xlink:label="lab_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) on available-for-sale financial assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets" xlink:label="loc_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:to="lab_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F_totalLabel_en-US" xlink:label="lab_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net investment income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F" xlink:to="lab_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE_verboseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fee income (Note 17)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE" xlink:to="lab_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7_totalLabel_en-US" xlink:label="lab_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total revenue</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7" xlink:to="lab_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Benefits and expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297_label_en-US" xlink:label="lab_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expenses by nature [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNatureAbstract" xlink:label="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="lab_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross claims and benefits paid (Note 10)</link:label>
    <link:label id="lab_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D_label_en-US" xlink:label="lab_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense for policyholder claims and benefits, without reduction for reinsurance held</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld" xlink:label="loc_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:to="lab_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:type="arc"/>
    <link:label id="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B_terseLabel_en-US" xlink:label="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in insurance contract liabilities (Note 10)</link:label>
    <link:label id="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B_label_en-US" xlink:label="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">The Increase (Decrease) In Insurance Liabilities</link:label>
    <link:label id="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B_documentation_en-US" xlink:label="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The Increase (Decrease) In Insurance Liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_TheIncreaseDecreaseInInsuranceLiabilities" xlink:label="loc_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:to="lab_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:type="arc"/>
    <link:label id="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4_negatedTerseLabel_en-US" xlink:label="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Decrease (increase) in reinsurance assets (Note 10)</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4_label_en-US" xlink:label="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Reinsurance Assets, Excluding Acquisitions, Other Policy Assets And Exchange Differences</link:label>
    <link:label id="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4_documentation_en-US" xlink:label="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) In Reinsurance Assets, Excluding Acquisitions, Other Policy Assets And Exchange Differences</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences" xlink:label="loc_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:to="lab_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:type="arc"/>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D_verboseLabel_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in investment contract liabilities (Note 10)</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D_label_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Investment Contract Liabilities</link:label>
    <link:label id="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D_documentation_en-US" xlink:label="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments For Increase (Decrease) In Investment Contract Liabilities</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:to="lab_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance expenses (recoveries) (Note 11)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeFromContractsWithReinsurers" xlink:label="loc_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987" xlink:to="lab_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commissions</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="loc_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:to="lab_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:type="arc"/>
    <link:label id="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E_terseLabel_en-US" xlink:label="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net transfer to (from) segregated funds (Note 22)</link:label>
    <link:label id="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E_label_en-US" xlink:label="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Transfer To (From) Separate Accounts</link:label>
    <link:label id="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E_documentation_en-US" xlink:label="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Transfer To (From) Separate Accounts</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_NetTransferToFromSeparateAccounts" xlink:label="loc_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:to="lab_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4_verboseLabel_en-US" xlink:label="lab_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Operating expenses (Note 18)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4" xlink:to="lab_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93_terseLabel_en-US" xlink:label="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premium taxes</link:label>
    <link:label id="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93_label_en-US" xlink:label="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax expense other than income tax expense</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xlink:label="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:to="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income (loss) before income taxes</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7" xlink:to="lab_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Income tax expense (benefit) (Note 20)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41" xlink:to="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' net income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5" xlink:to="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Preferred shareholders' dividends</link:label>
    <link:label id="lab_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04_label_en-US" xlink:label="lab_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment to profit (loss) for preference share dividends</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends" xlink:label="loc_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:to="lab_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Common shareholders' net income (loss)</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400" xlink:to="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B_terseLabel_en-US" xlink:label="lab_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average exchange rates during the reporting periods (in USD per share)</link:label>
    <link:label id="lab_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B_label_en-US" xlink:label="lab_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Average foreign exchange rate</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AverageForeignExchangeRate" xlink:label="loc_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:to="lab_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C_terseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings (loss) per share</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:to="lab_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends per common share (in CAD per share)</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, ordinary shares per share</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:label="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:to="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfExpensesExplanatory_B1327763EE13E23E22DC483551C119A1_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Expenses</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfExpensesExplanatory_B1327763EE13E23E22DC483551C119A1_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of expenses [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExpensesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:to="lab_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_3C487F50A8EBB80DF340483552C27117_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of classes of share capital</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_3C487F50A8EBB80DF340483552C27117_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of classes of share capital [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:type="arc"/>
    <link:label id="lab_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89_label_en-US" xlink:label="lab_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounting Policies, Changes In Accounting Estimates And Errors [Abstract]</link:label>
    <link:label id="lab_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89_documentation_en-US" xlink:label="lab_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accounting Policies, Changes In Accounting Estimates And Errors [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract" xlink:label="loc_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:to="lab_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in Accounting Policies</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of changes in accounting policies [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:to="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Assets</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of other assets [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:to="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:type="arc"/>
    <link:label id="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6_terseLabel_en-US" xlink:label="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Leasing commissions and tenant inducements</link:label>
    <link:label id="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6_label_en-US" xlink:label="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leasing Commissions And Tenant Inducements [Member]</link:label>
    <link:label id="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6_documentation_en-US" xlink:label="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Leasing Commissions And Tenant Inducements [Member]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_LeasingCommissionsAndTenantInducementsMember" xlink:label="loc_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:to="lab_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699_terseLabel_en-US" xlink:label="lab_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in fair value measurement, assets [abstract]</link:label>
    <link:label id="lab_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699_label_en-US" xlink:label="lab_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes in fair value measurement, assets [abstract]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInFairValueMeasurementAssetsAbstract" xlink:label="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="lab_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85_periodStartLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:to="lab_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Included in net income</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss, fair value measurement, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Included in OCI</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in other comprehensive income, fair value measurement, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:to="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1_terseLabel_en-US" xlink:label="lab_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchases</link:label>
    <link:label id="lab_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1_label_en-US" xlink:label="lab_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchases, fair value measurement, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchasesFairValueMeasurementAssets" xlink:label="loc_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:to="lab_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Sales</link:label>
    <link:label id="lab_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1_label_en-US" xlink:label="lab_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales, fair value measurement, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SalesFairValueMeasurementAssets" xlink:label="loc_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:to="lab_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Settlements</link:label>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5_label_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Settlements, fair value measurement, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SettlementsFairValueMeasurementAssets" xlink:label="loc_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:to="lab_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B_terseLabel_en-US" xlink:label="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers into Level 3</link:label>
    <link:label id="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B_label_en-US" xlink:label="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers into Level 3 of fair value hierarchy, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:to="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Transfers (out) of Level 3</link:label>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D_label_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers out of Level 3 of fair value hierarchy, assets</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:to="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:type="arc"/>
    <link:label id="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009_terseLabel_en-US" xlink:label="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign currency translation</link:label>
    <link:label id="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009_label_en-US" xlink:label="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Currency Translation, Fair Value Measurement, Assets</link:label>
    <link:label id="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009_documentation_en-US" xlink:label="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Foreign Currency Translation, Fair Value Measurement, Assets</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignCurrencyTranslationFairValueMeasurementAssets" xlink:label="loc_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:to="lab_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D_periodEndLabel_en-US" xlink:label="lab_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:to="lab_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E_terseLabel_en-US" xlink:label="lab_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation surplus</link:label>
    <link:label id="lab_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E_label_en-US" xlink:label="lab_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revaluation surplus</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevaluationSurplus" xlink:label="loc_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:to="lab_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Increase to accumulated other comprehensive income, net of tax</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax relating to changes in revaluation surplus of other comprehensive income</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:to="lab_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_20DDB558106B404B00D34389559CFBA5_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of assets carried at fair value</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_20DDB558106B404B00D34389559CFBA5_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_57D8116B16EDBD993C004389559C169D_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of liabilities carried at fair value</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_57D8116B16EDBD993C004389559C169D_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of liabilities [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:type="arc"/>
    <link:label id="lab_invest_InvestmentTableTextBlock_148701485293A6C65A8F4389559CD111_terseLabel_en-US" xlink:label="lab_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of interest and other investment income</link:label>
    <link:label id="lab_invest_InvestmentTableTextBlock_148701485293A6C65A8F4389559CD111_label_en-US" xlink:label="lab_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTableTextBlock" xlink:label="loc_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:to="lab_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_28F0F2245EB7A65684854389559CD91D_verboseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Schedule of fair values of derivative assets and liabilities by type of hedge</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_28F0F2245EB7A65684854389559CD91D_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of derivative financial instruments [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:to="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:type="arc"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_13B8027AE3E91388B1BF4389559CE945_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of hedge ineffectiveness</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_13B8027AE3E91388B1BF4389559CE945_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about hedging instruments [text block]</link:label>
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:type="arc"/>
    <link:label id="lab_slf_DocumentAndEntityInformationAbstract_05C3983CDC198E754AFD913D30C9BEA9_label_en-US" xlink:label="lab_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document And Entity Information [Abstract]</link:label>
    <link:label id="lab_slf_DocumentAndEntityInformationAbstract_05C3983CDC198E754AFD913D30C9BEA9_documentation_en-US" xlink:label="lab_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Document And Entity Information [Abstract]</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_DocumentAndEntityInformationAbstract" xlink:label="loc_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:to="lab_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries1Member_C55420FF54C75A452B00913D30C9B6D6_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 1</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries1Member" xlink:label="loc_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:to="lab_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries2Member_15603795D80579737C9D913D30C950B6_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 2</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries2Member" xlink:label="loc_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:to="lab_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries3Member_5D927DD7F4DB9B80AD2A913D30C96B83_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 3</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries3Member" xlink:label="loc_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:to="lab_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries4Member_A54E920C68B3BC676B1A913D30CAE724_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 4</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries4Member" xlink:label="loc_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:to="lab_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries5Member_0AF7C1A062D0CCC9A887913D30CACE71_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 5</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries5Member" xlink:label="loc_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:to="lab_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries8RMember_7B80D752CDB82DD00242913D30CAD8FA_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 8R</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:to="lab_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries9QRMember_0F5AE6BE63049C26F151913D30CA1DA5_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 9QR</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:to="lab_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries10RMember_69CDB47E97C3C14D86C5913D30CA9EF6_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 10R</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries10RMember" xlink:label="loc_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:to="lab_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries11QRMember_5758B4DA3FF57A1E1639913D30CA32CC_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 11QR</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries11QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:to="lab_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:type="arc"/>
    <link:label id="lab_slf_PreferenceSharesClassASeries12RMember_B189DCAE6E07128F54CD913D30CAE344_verboseLabel_en-US" xlink:label="lab_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A Preferred Shares Series 12R</link:label>
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:to="lab_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:type="arc"/>
    <link:label id="lab_dei_DocumentType_0BC492A947A6E4D61049913D30CA700E_terseLabel_en-US" xlink:label="lab_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_0BC492A947A6E4D61049913D30CA700E_label_en-US" xlink:label="lab_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:to="lab_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:type="arc"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_621E20EF5B510AE62BC9913D30CA608A_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_621E20EF5B510AE62BC9913D30CA608A_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:to="lab_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:type="arc"/>
    <link:label id="lab_dei_AmendmentFlag_F145E61D0084010DFFC4913D30CA4EF7_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_F145E61D0084010DFFC4913D30CA4EF7_label_en-US" xlink:label="lab_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:to="lab_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:type="arc"/>
    <link:label id="lab_dei_EntityRegistrantName_743C944511BA1713CEB1913D30CA2E9C_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_743C944511BA1713CEB1913D30CA2E9C_label_en-US" xlink:label="lab_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:to="lab_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:type="arc"/>
    <link:label id="lab_dei_EntityCentralIndexKey_0319EFB086126689CFE7913D30CAF501_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_0319EFB086126689CFE7913D30CAF501_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:to="lab_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:type="arc"/>
    <link:label id="lab_dei_EntityCurrentReportingStatus_01D71A20B6BA4E7E0BCF913D30CAFE67_terseLabel_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Current Reporting Status</link:label>
    <link:label id="lab_dei_EntityCurrentReportingStatus_01D71A20B6BA4E7E0BCF913D30CAFE67_label_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Current Reporting Status</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:to="lab_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:type="arc"/>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_B2784FEF6BF5CC4BD1FB913D30CA8093_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_B2784FEF6BF5CC4BD1FB913D30CA8093_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:to="lab_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:type="arc"/>
    <link:label id="lab_dei_DocumentFiscalYearFocus_28B0B11AF507A4F10ABC913D30CA59BD_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalYearFocus_28B0B11AF507A4F10ABC913D30CA59BD_label_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:to="lab_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:type="arc"/>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_EA4833FBDEC8F53763BA913D30CB5956_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_EA4833FBDEC8F53763BA913D30CB5956_label_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:to="lab_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:type="arc"/>
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_4108771CFEDCC73BEB25913D30CB37AD_terseLabel_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_4108771CFEDCC73BEB25913D30CB37AD_label_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:type="locator"/>
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:to="lab_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:type="arc"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>14
<FILENAME>slf-20181231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:href="slf-20181231.xsd#AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Acquisitions" xlink:href="slf-20181231.xsd#Acquisitions" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/AcquisitionsNarrativeDetails" xlink:href="slf-20181231.xsd#AcquisitionsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagement" xlink:href="slf-20181231.xsd#CapitalManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:href="slf-20181231.xsd#CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails" xlink:href="slf-20181231.xsd#CapitalManagementScheduleOfTotalCapitalDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CapitalManagementTables" xlink:href="slf-20181231.xsd#CapitalManagementTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPolicies" xlink:href="slf-20181231.xsd#ChangesInAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables" xlink:href="slf-20181231.xsd#ChangesInAccountingPoliciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingencies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables" xlink:href="slf-20181231.xsd#CommitmentsGuaranteesAndContingenciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfCashFlows" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfChangesInEquity" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfFinancialPosition" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations" xlink:href="slf-20181231.xsd#ConsolidatedStatementsOfOperations" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/DocumentAndEntityInformation" xlink:href="slf-20181231.xsd#DocumentAndEntityInformation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShare" xlink:href="slf-20181231.xsd#EarningsLossPerShare" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:href="slf-20181231.xsd#EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/EarningsLossPerShareTables" xlink:href="slf-20181231.xsd#EarningsLossPerShareTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncome" xlink:href="slf-20181231.xsd#FeeIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails" xlink:href="slf-20181231.xsd#FeeIncomeScheduleOfFeeIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FeeIncomeTables" xlink:href="slf-20181231.xsd#FeeIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagement" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:href="slf-20181231.xsd#FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssets" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables" xlink:href="slf-20181231.xsd#GoodwillAndIntangibleAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxes" xlink:href="slf-20181231.xsd#IncomeTaxes" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:href="slf-20181231.xsd#IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:href="slf-20181231.xsd#IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:href="slf-20181231.xsd#IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:href="slf-20181231.xsd#IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails" xlink:href="slf-20181231.xsd#IncomeTaxesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesTables" xlink:href="slf-20181231.xsd#IncomeTaxesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:href="slf-20181231.xsd#IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:href="slf-20181231.xsd#InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceRiskManagement" xlink:href="slf-20181231.xsd#InsuranceRiskManagement" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails" xlink:href="slf-20181231.xsd#InsuranceRiskManagementNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntities" xlink:href="slf-20181231.xsd#InterestsInOtherEntities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/InterestsInOtherEntitiesTables" xlink:href="slf-20181231.xsd#InterestsInOtherEntitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpenses" xlink:href="slf-20181231.xsd#OperatingExpenses" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:href="slf-20181231.xsd#OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OperatingExpensesTables" xlink:href="slf-20181231.xsd#OperatingExpensesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssets" xlink:href="slf-20181231.xsd#OtherAssets" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails" xlink:href="slf-20181231.xsd#OtherAssetsScheduleOfOtherAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherAssetsTables" xlink:href="slf-20181231.xsd#OtherAssetsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilities" xlink:href="slf-20181231.xsd#OtherLiabilities" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:href="slf-20181231.xsd#OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/OtherLiabilitiesTables" xlink:href="slf-20181231.xsd#OtherLiabilitiesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefits" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables" xlink:href="slf-20181231.xsd#PensionPlansAndOtherPostRetirementBenefitsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Reinsurance" xlink:href="slf-20181231.xsd#Reinsurance" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:href="slf-20181231.xsd#ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:href="slf-20181231.xsd#ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ReinsuranceTables" xlink:href="slf-20181231.xsd#ReinsuranceTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactions" xlink:href="slf-20181231.xsd#RelatedPartyTransactions" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:href="slf-20181231.xsd#RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RelatedPartyTransactionsTables" xlink:href="slf-20181231.xsd#RelatedPartyTransactionsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategories" xlink:href="slf-20181231.xsd#RiskCategories" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails" xlink:href="slf-20181231.xsd#RiskCategoriesAdditionalInformationDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:href="slf-20181231.xsd#RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:href="slf-20181231.xsd#RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:href="slf-20181231.xsd#RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/RiskCategoriesTables" xlink:href="slf-20181231.xsd#RiskCategoriesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformation" xlink:href="slf-20181231.xsd#SegmentedInformation" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:href="slf-20181231.xsd#SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails" xlink:href="slf-20181231.xsd#SegmentedInformationNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails" xlink:href="slf-20181231.xsd#SegmentedInformationOperatingResultsBySegmentDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:href="slf-20181231.xsd#SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:href="slf-20181231.xsd#SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegmentedInformationTables" xlink:href="slf-20181231.xsd#SegmentedInformationTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFunds" xlink:href="slf-20181231.xsd#SegregatedFunds" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:href="slf-20181231.xsd#SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:href="slf-20181231.xsd#SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails" xlink:href="slf-20181231.xsd#SegregatedFundsSegregatedFundTypesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SegregatedFundsTables" xlink:href="slf-20181231.xsd#SegregatedFundsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstruments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:href="slf-20181231.xsd#SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPayments" xlink:href="slf-20181231.xsd#ShareBasedPayments" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsTables" xlink:href="slf-20181231.xsd#ShareBasedPaymentsTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:href="slf-20181231.xsd#ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapital" xlink:href="slf-20181231.xsd#ShareCapital" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:href="slf-20181231.xsd#ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalNarrativeDetails" xlink:href="slf-20181231.xsd#ShareCapitalNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails" xlink:href="slf-20181231.xsd#ShareCapitalPreferredSharesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/ShareCapitalTables" xlink:href="slf-20181231.xsd#ShareCapitalTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPolicies" xlink:href="slf-20181231.xsd#SignificantAccountingPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesPolicies" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SignificantAccountingPoliciesTables" xlink:href="slf-20181231.xsd#SignificantAccountingPoliciesTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SubordinatedDebt" xlink:href="slf-20181231.xsd#SubordinatedDebt" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:href="slf-20181231.xsd#SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/Tables" xlink:href="slf-20181231.xsd#Tables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:type="simple" />
  <link:roleRef roleURI="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:href="slf-20181231.xsd#TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <link:presentationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterests" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract" xlink:label="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_4D807A9A8CD55EF292CC1738A7FDFFFC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_4D807A9A8CD55EF292CC1738A7FDFFFC" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory_1F30121185FB5444966EFE4DABB454F1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfChangesInAccumulatedOtherComprehensiveIncomeLossNetOfTaxDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract" xlink:label="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5C97C1BB0C47E23F9B7B52989FD200A4" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5C97C1BB0C47E23F9B7B52989FD200A4" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_41B86730CD30081B973E52989FD3A732" xlink:to="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember_A9DD306B3625F9A1383D52989FD38EE4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember_0BCB736554D84B492E6552989FD4D9A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfCashFlowHedgesMember" xlink:label="loc_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfCashFlowHedgesMember_E092C29AE23736FA386752989FD4C69A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember_4FE41D2401EC8B79742F52989FD5CA6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember_1C2FDF517027F6CB6FBE52989FD5F8C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevaluationSurplusMember" xlink:label="loc_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_RevaluationSurplusMember_D1E220D5F46B8A20B73152989FD519AC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_slf_ParticipatingPolicyholdersMember_903C130E96816383E39E52989FD5859A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_DA0DB702188D62316B2852989FD5F9B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_RetainedEarningsMember_D9AF4B138EB2800282B152989FD5F8C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_96FA85C6544DF04CD59A52989FD3395D" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_F6AB5DC187ADB9B4443F52989FD55B20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_F86A72D4DBD470F2623C52989FD2720A" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_73A64F5DF44CBF21EA3D52989FD5C6AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_47FFCF8C9AFD59A5AB0952989FD5DFDB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherComprehensiveIncomeLossOther" xlink:label="loc_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_slf_OtherComprehensiveIncomeLossOther_305B317576FEF2034D3C52989FD5DA16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncome_20D611AB122A999B02A252989FD526E0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_8FF1866FA50C2F96A15C52989FD57AAC" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_BDAB5A4DD2EBC753F68E52989FD5B5B7" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsSummaryOfNonControllingInterestsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract" xlink:label="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:to="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSubsidiariesMember" xlink:label="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_1044F885F410A67000C439C0BB6695E8" xlink:to="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PVISunLifeInsuranceCompanyLimitedMember" xlink:label="loc_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForSubsidiariesMember_C7CF59C2080659CDDF1C39C0BB66E9E0" xlink:to="loc_slf_PVISunLifeInsuranceCompanyLimitedMember_DBCC712B275740FBD43B39C0BB673E99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems" xlink:label="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_26256CA4AFEDC11F220F39C0BB6744A6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemTable_AA32B29451D4C27F797039C0BB666989" xlink:to="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_26256CA4AFEDC11F220F39C0BB6744A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemLineItems_26256CA4AFEDC11F220F39C0BB6744A6" xlink:to="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests_BE75847C9675C1D3BF9139C0BB6719E0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterests" xlink:label="loc_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:to="loc_ifrs-full_NoncontrollingInterests_EBD31FFFADF3C27219DC39C0BB67C6B8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction" xlink:label="loc_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:to="loc_slf_NoncontrollingInterestIncreaseFromAcquisitionOfControlInSubsidiaryAndCapitalTransaction_1B732115926F00F3144039C0BB68D439" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:to="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_3109E7CCBA481FFF122839C0BB68241D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests" xlink:label="loc_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:to="loc_slf_NoncontrollingInterestDecreasefromRedemptionsorPurchaseofInterests_C56C776B0B15E6879C8A39C0BB688DD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterests" xlink:label="loc_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_5F7ECD3FA4FA0F2D0AA839C0BB66C9BB" xlink:to="loc_ifrs-full_NoncontrollingInterests_9FDBDFD3CE18903C4F3039C0BB689DE5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/AccumulatedOtherComprehensiveIncomeLossAndNonControllingInterestsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract" xlink:label="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock" xlink:label="loc_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract_1B6D7DD646C331AD117339C0BB74D956" xlink:to="loc_slf_ScheduleOfAccumulatedOtherComprehensiveIncomeLoss1TableTextBlock_CBE2BC3DC16863CE7F7339C0BB7413BE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/Acquisitions" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinations1Abstract" xlink:label="loc_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BusinessCombinations1Abstract_6E3878A0D5045D1B97F4391EE93FB547" xlink:to="loc_ifrs-full_DisclosureOfBusinessCombinationsExplanatory_9CC8F61A487B503F85F1FD177BA65891" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/AcquisitionsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinations1Abstract" xlink:label="loc_slf_BusinessCombinations1Abstract_25EF2216F3ECDF089EDF7BF75BDDAC1F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsTable" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BusinessCombinations1Abstract_25EF2216F3ECDF089EDF7BF75BDDAC1F" xlink:to="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_6C4324DDCED82BC822117BF75BDDBAF5" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ClientRelationshipsMember" xlink:label="loc_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:to="loc_slf_ClientRelationshipsMember_1069384516EF9B8C2E9A7BF75BDE480E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionIntangibleAssetsMember" xlink:label="loc_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_B189A2CD3A70D50DB6A37BF75BDEC367" xlink:to="loc_slf_DistributionIntangibleAssetsMember_6E94283654B8F737E0DD7BF75BDE2897" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BusinessCombinationsAxis" xlink:label="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:to="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForBusinessCombinationsMember" xlink:label="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BusinessCombinationsAxis_FC47A934195F5CF791567BF75BDE60B9" xlink:to="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GreenOakRealEstateMember" xlink:label="loc_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:to="loc_slf_GreenOakRealEstateMember_EBA4B2FE03A401A1C28D7BF75BDF4088" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FWDLifeInsuranceCompanyBermudaLimitedMember" xlink:label="loc_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForBusinessCombinationsMember_5636DF808109FE7F6D3F7BF75BDF3CFE" xlink:to="loc_slf_FWDLifeInsuranceCompanyBermudaLimitedMember_1E764EAC62AC36FBDA4C7BF75BDF7027" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBusinessCombinationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable_448D7BDD78231988C3F67BF75BDD2BBE" xlink:to="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinationRightsToEntityEarningsTerm" xlink:label="loc_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_BusinessCombinationRightsToEntityEarningsTerm_D2DC4BF7F99C9B749B597C02EBAA5D53" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred" xlink:label="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_AcquisitiondateFairValueOfTotalConsiderationTransferred_D0189DF55C6708C829737BF75BDF8F35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashTransferred" xlink:label="loc_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_CashTransferred_3DC16DE714FC06389B1F7BF75BE0F40D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BusinessCombinationRightsToEntityEarningsPercent" xlink:label="loc_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_BusinessCombinationRightsToEntityEarningsPercent_E020F6F745573831634F7BF75BE0455B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesIncurred" xlink:label="loc_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_LiabilitiesIncurred_49BC1FD4A5C5A94E05137BF75BE05BD7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm" xlink:label="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationTerm_A69405EF525E6B1982CF7BF75BE0188F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfVotingEquityInterestsAcquired" xlink:label="loc_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_PercentageOfVotingEquityInterestsAcquired_2763244EFDFCF64160707BF75BE0663D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration" xlink:label="loc_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_MeasurementPeriodAdjustmentsRecognisedForParticularAssetsLiabilitiesNoncontrollingInterestsOrItemsOfConsideration_28F1EA0990612622B10C7BF75BE14B4D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInGoodwill" xlink:label="loc_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_ChangesInGoodwill_3CEE35E380CC9B6E52307BF75BE1D119" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestInJointVenture" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture_AD321B818053B2A999907BF75BE148B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary_767C2AE80276E09DC0CA7BF75BE1A26A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome" xlink:label="loc_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombinationIncludingAmountsReclassifiedFromOtherComprehensiveIncome_DE96FCD79FF149DBEE467BF75BE1CACA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xlink:label="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination_980A16CAD1F61F5002A87BF75BE18826" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_ReclassificationAdjustmentsOnShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_9B85DC2BB535D90B9CD27BF75BE29FFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_CashAndCashEquivalentsRecognisedAsOfAcquisitionDate_22C351F23FDDD374214B7BF75BE20A63" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_IdentifiableIntangibleAssetsRecognisedAsOfAcquisitionDate_1E515477E394731A1A247BF75BE21BE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_Goodwill_5AD7899548BE3A1A60AB7BF75BE2A238" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate" xlink:label="loc_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_NoncontrollingInterestInAcquireeRecognisedAtAcquisitionDate_94332842FCFBB3494E377BF75BE23A9F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital" xlink:label="loc_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_PeriodInWhichAcquireeMaySellRemainingCharterCapital_EBA77C02FCF580703D597BF75BE24189" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination" xlink:label="loc_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_SettledLiabilitiesContingentLiabilitiesRecognisedInBusinessCombination_C225C92E54C2B21A0EC57BF75BE209BE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod" xlink:label="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:type="locator" />
    <link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_ContingentLiabilitiesRecognisedInBusinessCombinationPaymentPeriod_CD048A7475EA3248A6C37BF75BE355B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:type="locator" />
    <link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_DeferredTaxLiabilitiesRecognisedAsOfAcquisitionDate_EFF6508B2659284455657BF75BE3CAA4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed" xlink:label="loc_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:type="locator" />
    <link:presentationArc order="23" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_IdentifiableAssetsAcquiredLiabilitiesAssumed_705042475D50EEE0568C7BF75BE3E8F6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" xlink:label="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_9406BA2B9E286C71349A7BF75BE32936" xlink:type="locator" />
    <link:presentationArc order="24" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_9406BA2B9E286C71349A7BF75BE32936" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:type="locator" />
    <link:presentationArc order="25" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_CustomerrelatedIntangibleAssetsRecognisedAsOfAcquisitionDate_72656A1F9BBE028D343A7BF75BE39911" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInterestsOfAcquirer" xlink:label="loc_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:type="locator" />
    <link:presentationArc order="26" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems_9E08236DCED43E26D6E87BF75BDF26C8" xlink:to="loc_ifrs-full_EquityInterestsOfAcquirer_C58BC394B1C3ED82BF0B7BF75BE387B9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CapitalManagement" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_853D9D186BD95E0897A13201A3B10C82" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:label="loc_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_853D9D186BD95E0897A13201A3B10C82" xlink:to="loc_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory_E052D256724B5CD1A9C1446013A78CA1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CapitalManagementParticipatingAccountSeedCapitalDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_0C4D87148AB3C28C4EB6527CB5D03165" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationTable" xlink:label="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_0C4D87148AB3C28C4EB6527CB5D03165" xlink:to="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:to="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_55C12CE9BB4992F4B64F527D8DE0A64F" xlink:to="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_B675C03496650515C08A527DBC91890E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:to="loc_slf_SunLifeCanadaMember_B675C03496650515C08A527DBC91890E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_B446FAC0F46A7040E2CB527DDA2BB0C8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_645CA51053BCB272811E527D8DE17BEE" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_B446FAC0F46A7040E2CB527DDA2BB0C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_0CB6F3286CCE5F7EC77B527CB74CA023" xlink:to="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_F1642FAD7E35A861337B5287657B106F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_F1642FAD7E35A861337B5287657B106F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_5636BBF90198B2D76A39527CB761DB92" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:to="loc_ifrs-full_RetainedEarningsMember_5636BBF90198B2D76A39527CB761DB92" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_A3D9D51F261B25A7559D528444F17644" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_017CD725B9EDEB982EF5527CB74FA747" xlink:to="loc_slf_ParticipatingPolicyholdersMember_A3D9D51F261B25A7559D528444F17644" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationLineItems" xlink:label="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7BB04829CF59C2498987527CB7346AC4" xlink:to="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:to="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_5288A28FA74385339820527CB740BB8A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_5195DA14ADF6F205279B527CB734FD57" xlink:to="loc_slf_IncreaseDecreaseThroughTransfersOfInterestOnSeedCapital_9C6F61B6FCF9313F6E2A5282A200050A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CapitalManagementScheduleOfTotalCapitalDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_07010A32CADFB9A0CE5B51D855C97EFB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationTable" xlink:label="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_07010A32CADFB9A0CE5B51D855C97EFB" xlink:to="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_9D7FCF5EEBDC4C2DF8C251D855CA4338" xlink:to="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_1FFF46CD388184BCA21851D855CA8060" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_E210CBC1C5FB1F5B485C51D855CA3D38" xlink:to="loc_ifrs-full_BottomOfRangeMember_1FFF46CD388184BCA21851D855CA8060" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_60EEB63C05811C9010D551D855CBBE6A" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:to="loc_ifrs-full_PreferenceSharesMember_8A7F7D88F48CF802507351D855CB6DAB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_BAC3EB0DF2262FA335DA51D855CB42D0" xlink:to="loc_ifrs-full_OrdinarySharesMember_7A057A8EE13C36BAE86051D855CBB622" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_2D325BFE493BF7D1FB2451D855CB9DE1" xlink:to="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_D64CB6482C0453BF034551D855CC03EB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:to="loc_slf_ParticipatingPolicyholdersMember_D64CB6482C0453BF034551D855CC03EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_C345334A6B7797743CD651D855CB33F9" xlink:to="loc_ifrs-full_IssuedCapitalMember_8BFF429FF814AF945B5B51D855CCBCBF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_893DF3899BA24541928451D855CC2F87" xlink:to="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_23D2F9366B3512510BAB51D855CD40A2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:to="loc_slf_SubordinatedLiabilitiesMember_23D2F9366B3512510BAB51D855CD40A2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeExchangEableCapitalSecuritiesMember" xlink:label="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_843D15524DD267C5F47351D855CDF563" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_151525381A4CB9CC90BC51D855CC1CA0" xlink:to="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_843D15524DD267C5F47351D855CDF563" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_27C454AFDCBAC102F2AE51D855CD0DFF" xlink:to="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceMember" xlink:label="loc_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3BD23E37A93F3FCDDB3F51D855CDD5EB" xlink:to="loc_slf_SunLifeAssuranceMember_2FE107DAA9E2ABDAD5E051D855CE56AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityLocationLineItems" xlink:label="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationTable_7FD2FEEA1339AB5D3FBE51D855C9C31D" xlink:to="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceCapitalAdequacyTestRatioActual" xlink:label="loc_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_LifeInsuranceCapitalAdequacyTestRatioActual_5AC144CC4123DAC0C3B852790441CA37" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted" xlink:label="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioTargeted_1ABCD3732A1EEFAFB39F51D855CEF77E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual" xlink:label="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_MinimumContinuingCapitalAndSurplusRequirementRatioActual_80DBBF8F21D47EBA9B7D51D855CE5DC6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_A845BF423313A666278751D855CEAEB5" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_ifrs-full_Borrowings_A845BF423313A666278751D855CEAEB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_ifrs-full_Equity_4FF67825A5388D30D79351D855CF2767" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Capital1" xlink:label="loc_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_Capital1_C206DCA6C38198096CE751D855CFC580" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges" xlink:label="loc_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityLocationLineItems_3374E0A2D978D341633251D855CEAB0A" xlink:to="loc_slf_UnrealizedGainsLossesOnAvailableForSaleDebtSecuritiesAndCashFlowHedges_99449C6C2037CD66658951D855CFCC29" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CapitalManagementTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_CAA1F2DC64745EAF8E4351C3D6260D25" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfTotalCapitalTableTextBlock" xlink:label="loc_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_CAA1F2DC64745EAF8E4351C3D6260D25" xlink:to="loc_slf_DisclosureOfTotalCapitalTableTextBlock_A9F9BF05E3D754EC812A1AEE7EE5F92D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPolicies" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract" xlink:label="loc_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract_2A06C5D9601A6E8FEF9E28FB2A20FC89" xlink:to="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_75E770A0904B4CA3AC6928FB2A21ACF9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesAmendmentToIfrs4Details" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract" xlink:label="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_CCDA1A181D2A242030F2E81DF52758A4" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable" xlink:label="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_CCDA1A181D2A242030F2E81DF52758A4" xlink:to="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_7FBCC4207C09D64DB283E8231B6E48DE" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_078FAE5AB2D2AE68418AE8231C3CAA40" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:to="loc_ifrs-full_DebtSecuritiesMember_078FAE5AB2D2AE68418AE8231C3CAA40" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B36B81B9B0D4B62CCD8E8231C846507" xlink:to="loc_slf_MortgagesAndLoansMember_94ECB6383D482A431A03E824E641A934" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F0CA48DB3B8C499F24FE8231B3500A4" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_05B6B8B15FF8DF8A6D39E8231BC12A1B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_70A25FCE2E39390A8598E8231C0D6FF5" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_05B6B8B15FF8DF8A6D39E8231BC12A1B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_87BF2CB3E9E7B98AB7D5E8231B08382E" xlink:to="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_5341D9F3E149E352554AE8231CB41646" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_535C793B8CEDE58742E6E8231B9FB73D" xlink:to="loc_ifrs-full_CreditRiskMember_5341D9F3E149E352554AE8231CB41646" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_86C2A31DB7FB66EF94EDE8231A761EE3" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BelowInvestmentGradeMember" xlink:label="loc_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_4605F0FD943D5EF251A2E8231B60EAD4" xlink:to="loc_slf_BelowInvestmentGradeMember_ABE0815FF5B4C41474E2E8247DE7300A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_70F5A0F6E1D3BEB2660EE81DF5283D7D" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember" xlink:label="loc_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:to="loc_slf_FinancialAssetsPassingSolelyPaymentOfPrincipalAndInterestTestMember_192BFD01F1450A42867BE81DF5293544" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember" xlink:label="loc_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_CBE07A31CCA514B7FE15E81DF52859A9" xlink:to="loc_slf_FinancialAssetsFailingSolelyPaymentOfPrincipalAndInterestTestMember_917F629225E3B5F12947E81DF52961DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_9F8CE119D727C8335597E81DF5292593" xlink:to="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DebtSecuritiesAvailableForSaleMember" xlink:label="loc_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:to="loc_slf_DebtSecuritiesAvailableForSaleMember_41942E4C114A410108BEE81DF52AAE50" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember" xlink:label="loc_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:to="loc_slf_MortgagesAndLoansNotSupportingInsuranceContractLiabilitiesMember_4B56CA89DB35B47D32CBE81DF52A6783" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember" xlink:label="loc_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_F9B7903AA857D3325127E81DF52984D5" xlink:to="loc_slf_MortgagesAndLoansSupportingInsuranceContractLiabilitiesMember_DB19E7DDAA78BFBFDB83E81DF52AC917" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsAxis" xlink:label="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NewIFRSsAxis_AAB889DB616C9DDBD6E2E81DF52A3DC4" xlink:to="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS4Member" xlink:label="loc_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NewIFRSsMember_975B6235C048E0AFBC0DE81DF52BD4DB" xlink:to="loc_slf_IFRS4Member_B3742F4C81B70158A036E81DF52B0B9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsTable_290268B502B441F40375E81DF528A565" xlink:to="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_3FC0600F009327664759E81DF52C9053" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInitialApplicationOfStandardsOrInterpretationsLineItems_FF665A8A49AAA0F4AA32E81DF52B462C" xlink:to="loc_ifrs-full_FinancialAssets_3FC0600F009327664759E81DF52C9053" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract" xlink:label="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_539E1E90E274AEB45A7EE25DC075CD1A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable" xlink:label="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_539E1E90E274AEB45A7EE25DC075CD1A" xlink:to="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Axis" xlink:label="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEventType1Domain" xlink:label="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SubsequentEventType1Axis_FEDD604D4A7D7E2832C1E297B7DB1719" xlink:to="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsequentEvent1Member" xlink:label="loc_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SubsequentEventType1Domain_655B7E893913D00404F8E297B7E0D2BF" xlink:to="loc_slf_SubsequentEvent1Member_C4AE24D67E62A6C99CB3E297D3782294" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioAxis" xlink:label="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScenarioAxis_1B4FB3FDC8C616A69164E25DC0760055" xlink:to="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioForecast1Member" xlink:label="loc_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScenarioDomain_809E7185CB278D4B9B3AE25DC076E10C" xlink:to="loc_slf_ScenarioForecast1Member_2DAA13A28382C7C3DCC5E29786B724DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsAxis" xlink:label="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NewIFRSsMember" xlink:label="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NewIFRSsAxis_DAD11B2C8A4403DC88ECE25DC076AF5F" xlink:to="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS16Member" xlink:label="loc_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NewIFRSsMember_47ABDF421C0E27145A62E25DC07747B0" xlink:to="loc_slf_IFRS16Member_A4DB73573D1077114A1BE25DC077500A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsAxis" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InitiallyAppliedIFRSsMember" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsAxis_526C3B76D9705F24C2CEE25DC0777E54" xlink:to="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IFRS15Member" xlink:label="loc_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsMember_8221B6E8227E96E6E05BE25DC0778594" xlink:to="loc_slf_IFRS15Member_9F13BEE6CC2C2D16F864E25DC078EF72" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementAxis" xlink:label="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementDomain" xlink:label="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_RestatementAxis_9C7EA849D4D2DA3BB67AE25DC078344E" xlink:to="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RestatementAdjustment1Member" xlink:label="loc_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_RestatementDomain_020F57DFC1889D3C472AE25DC0787014" xlink:to="loc_slf_RestatementAdjustment1Member_B1173C6D880815900714E25DC078D1BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems" xlink:label="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyTable_029D2E5DE5BD07A7C5C3E25DC0752944" xlink:to="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarnings" xlink:label="loc_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_RetainedEarnings_3AF6CD4D582285C89FB3E25DC0793C17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RightofuseAssets" xlink:label="loc_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_RightofuseAssets_F80C79890B90170B91DFE25DC0795CDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LeaseLiabilities" xlink:label="loc_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfVoluntaryChangeInAccountingPolicyLineItems_65F16419D6353B4D7A52E25DC0789881" xlink:to="loc_ifrs-full_LeaseLiabilities_90275F738265E805B07BE25DC0794621" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ChangesInAccountingPoliciesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract" xlink:label="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract_5D2775271238B8F681C1E25DC08326EE" xlink:to="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory_8285E48B64D7F5C315FCE29DFFD92369" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingencies" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" xlink:label="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_7AED1987479E5232950C477F95954EFB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_7AED1987479E5232950C477F95954EFB" xlink:to="loc_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory_260DFE79C93D544B95551F9075002391" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesConsolidatingSummaryFinancialInformationDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" xlink:label="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_B034CC59961F5B0B8F30FA08F55B930F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_B034CC59961F5B0B8F30FA08F55B930F" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_06CA7FFF31DD51AEA5742578B80EC76E" xlink:to="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceMember" xlink:label="loc_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:to="loc_slf_SunLifeAssuranceMember_859E9C78EDC9596384480DFE54EF9795" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherSubsidiariesMember" xlink:label="loc_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_4F7D35A098F65BE6BA9EF2E2B4EE85E3" xlink:to="loc_slf_OtherSubsidiariesMember_257C16E3F5BE58F18221184D4C2925A6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Axis" xlink:label="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationItems1Domain" xlink:label="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ConsolidationItems1Axis_572F23139624522294CFACC3BD2DCC9F" xlink:to="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReportableLegalEntities1Member" xlink:label="loc_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:to="loc_slf_ReportableLegalEntities1Member_D634B65B26785328ABCBB6CDA0AA5F59" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidationEliminations1Member" xlink:label="loc_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ConsolidationItems1Domain_C66E9E485A525CE9A5606D633569DF33" xlink:to="loc_slf_ConsolidationEliminations1Member_74E6B3D3D49B5D698E71C287AE7868FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_F2370EA110845964BEE70A05BF5B7BF0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_954C4C74E45C52C5939A7AA04FAC8071" xlink:to="loc_ifrs-full_BorrowingsByNameMember_F2370EA110845964BEE70A05BF5B7BF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" xlink:label="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_F2370EA110845964BEE70A05BF5B7BF0" xlink:to="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_32F0A5181FAD5EA68A94E2F8CBAB818D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Axis" xlink:label="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsolidatedEntities1Domain" xlink:label="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ConsolidatedEntities1Axis_19B231CCA70B558A935CD3D19C0DDB5D" xlink:to="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParentCompany1Member" xlink:label="loc_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:to="loc_slf_ParentCompany1Member_36A81D51F02C529AB315C672CD9E5613" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubsidiaryIssuer1Member" xlink:label="loc_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ConsolidatedEntities1Domain_B4C2A126DE6E505A9D0217EFD0DB7586" xlink:to="loc_slf_SubsidiaryIssuer1Member_AA30E1EC1216577AAA5D03657E681FB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F4345898E67E54E99053113E9479944F" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_F46BF9FE6C1759C3959B74E4FA2FA3EF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_NotionalAmount_F46BF9FE6C1759C3959B74E4FA2FA3EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_31EF4B22B9895A01B77EBBE356E7830E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_BorrowingsInterestRate_31EF4B22B9895A01B77EBBE356E7830E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding" xlink:label="loc_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_PreferenceSharesSubjectToGuaranteeSharesOutstanding_159424DA3A2954CAA65DF6276AD7BCED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_FC5EAAA3D1D553AE82EA50F1E116493B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_Revenue_FC5EAAA3D1D553AE82EA50F1E116493B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_F452D723698B595BA799600F5692DBF4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_InvestedAssets_E8D1BD3E86BC5D3CA029F7EA94CD41CF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherGeneralFundAssets" xlink:label="loc_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_OtherGeneralFundAssets_317F4EAD75EA52868C75075CDB159230" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_SeparateAccountAssets1_40D3AE7241FA59EBB1D296BD3216E863" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_AE68AC097E92547AA297A76B59FEAE4E" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_AE68AC097E92547AA297A76B59FEAE4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_ifrs-full_InvestmentContractsLiabilities_20CEB42358FE511EBD820EABBF51750D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherGeneralFundLiabilities" xlink:label="loc_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_15B6D2E14D845C53BFC80A12486620FF" xlink:to="loc_slf_OtherGeneralFundLiabilities_76EB146C85A5573F99C101EECFE5A50E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLeaseCommitmentsContractualCommitmentsAndLettersOfCreditDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" xlink:label="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_797BD7A39BA6F3D2BC1551D85598F19D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease" xlink:label="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_797BD7A39BA6F3D2BC1551D85598F19D" xlink:to="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_BF1DAF9DE6B34AC61C4251D85599DCED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContractualLoansEquitiesAndMortgages" xlink:label="loc_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_797BD7A39BA6F3D2BC1551D85598F19D" xlink:to="loc_slf_ContractualLoansEquitiesAndMortgages_BF0BB03BD60FC8A4030A51D855993E63" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LineOfCreditFacilityMaximumBorrowingCapacity1" xlink:label="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_797BD7A39BA6F3D2BC1551D85598F19D" xlink:to="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_C5138C2B33CEDF98A9BF51D855992897" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LettersOfCreditOutstandingAmount1" xlink:label="loc_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_797BD7A39BA6F3D2BC1551D85598F19D" xlink:to="loc_slf_LettersOfCreditOutstandingAmount1_6BE6155AE23C92051E8551D855995EF2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesLegalAndRegulatoryProceedingsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" xlink:label="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntitiesTable" xlink:label="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_4A366FCEA26A52C896CAD3CABAB04273" xlink:to="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Axis" xlink:label="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:to="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LitigationStatus1Domain" xlink:label="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_LitigationStatus1Axis_4CD2A433C92E55E798375AEC275AD3E0" xlink:to="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PendingLitigation1Member" xlink:label="loc_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_LitigationStatus1Domain_0160D0A1E49C577E9573FD89CC92AF04" xlink:to="loc_slf_PendingLitigation1Member_8119A1091CC85C09ADBE26C1624970F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityInformationLineItems" xlink:label="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_331AF1B52A195B7F84B2BCC7A841BB85" xlink:to="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LossContingencyPendingClaimsNumber1" xlink:label="loc_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_50E1A998A91B5F84BFEA8FC9200DAB6E" xlink:to="loc_slf_LossContingencyPendingClaimsNumber1_AA914BF53E3352BD91F8CB83906D5033" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/CommitmentsGuaranteesAndContingenciesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract" xlink:label="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_03FA59E900F1570A9B6B89D88C1D19FD" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CondensedFinancialStatementsTableTextBlock" xlink:label="loc_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract_03FA59E900F1570A9B6B89D88C1D19FD" xlink:to="loc_slf_CondensedFinancialStatementsTableTextBlock_03114610A4A052BC960398197C4E1F58" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfCashFlows" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:label="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_ifrs-full_ProfitLossBeforeTax_140489B33CD5F85060DC76147A6AC181" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForInterestExpense" xlink:label="loc_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:to="loc_ifrs-full_AdjustmentsForInterestExpense_DCAD17D1B553D9AB870E76147A6B8B6D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:to="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_CE3169A34DAE6DDFE87776147A6B1838" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:to="loc_ifrs-full_IncreaseDecreaseInReinsuranceAssets_DE16E29935D6781726CB76147A6C0B38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:label="loc_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_353571A727756181CE4976147A6B89DC" xlink:to="loc_ifrs-full_AdjustmentsForFairValueGainsLosses_F1717E8530383BCC724176147A6C0F23" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets" xlink:label="loc_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets_4388524F4A778EC971C976147A6C7D47" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PurchaseOfInvestedAssets" xlink:label="loc_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_slf_PurchaseOfInvestedAssets_B8A9CCE41E524EF3B42E76147A6C5BE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities_EFE6316A023EB25742F976147A6C6174" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations_34956CD81BEAAF52908576147A6C97DA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_226443F23689D4DA168276147A6D8DB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_74BF039F638AF5ED3A5876147A68B7E9" xlink:to="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities_61B4BE7142543C09F50876147A6D71F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_9975505BFA447DF4F8E276147A6E1657" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities" xlink:label="loc_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="loc_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities_6D06915D00EB0F0A128B76147A6E6EBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_4E12C6993778FF528AC376147A6EED39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="loc_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities_5ABB464277E7CC12E32176147A6EB1B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_C65A4A2C7CBB4AA342EE76147A6E7BCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_81A53312A7AF6CF668DC76147A6E958C" xlink:to="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities_BB1423E58D80831E139176147A6E3FF6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities" xlink:label="loc_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities_D8DD193CBF211E72153D76147A6EC267" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_6E518B315057CBDBAC6776147A6EE025" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures" xlink:label="loc_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures_37F4F8A8D2658328056076147A6E2FE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromExerciseOfOptions" xlink:label="loc_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_ifrs-full_ProceedsFromExerciseOfOptions_907D9130D7FB0C069ECA76147A6E6FA8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_F5624E6A45372016889F76147A6E0F69" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_0C798D3DB5966392C2A476147A6E2B65" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_ifrs-full_InterestPaidClassifiedAsFinancingActivities_9230C8D9D9FE05B5889476147A6E462A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_BBB9433172E5E59DED0E76147A6EAFAD" xlink:to="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities_C5AA2B5867E9FA31C3C476147A6E501D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents_9FD7D2853C8D65AB5FF176147A6E2010" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents_2CCF1F90A2304103EA2376147A6EA8FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="loc_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashAndCashEquivalents_833A9EF882E0885FA19276147A6E4E15" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="loc_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashAndCashEquivalents_12AE1EF7C3B7FC08D79E76147A6EF841" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentInvestments" xlink:label="loc_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CurrentInvestments_3297974FC6D2CE63A0F776147A6E9634" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition" xlink:label="loc_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition_CDA607328730E48A890B76147A6E7799" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsiderationPaidReceived" xlink:label="loc_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_ConsiderationPaidReceived_CC559622A1F0F2D15C7A76147A6E3F38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xlink:label="loc_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract_5D2531F412946BC9050776147A6176C6" xlink:to="loc_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013_C1566DD87806A5CD749276147A6E4E68" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfChangesInEquity" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityAbstract" xlink:label="loc_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfChangesInEquityAbstract_232FA4FEFE0B154E1A29E81B767B960F" xlink:to="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:to="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityMember" xlink:label="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis_7DFAB188DAF8A2A1D45DE81B767E86E2" xlink:to="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_IssuedCapitalMember_7D54A56DB956C2290787E81B767ED54E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionalPaidinCapitalMember" xlink:label="loc_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_AdditionalPaidinCapitalMember_62E0C2C6BABB2BBF1B35E81B767F436E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember_D0D6C9B6B4062C2708CCE81B768127E7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_RetainedEarningsMember_D0D6C9B6B4062C2708CCE81B768127E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember_27DBF237FF8B6919AE28E81B768120D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParentMember_922052D0863182ACE4A8E81B768644F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ParticipatingPolicyholdersMember" xlink:label="loc_slf_ParticipatingPolicyholdersMember_7A31910E8A5400D5EF06E81B7686A6A4" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityMember_406B108FD68D24EC2F4FE81B767E3A58" xlink:to="loc_slf_ParticipatingPolicyholdersMember_7A31910E8A5400D5EF06E81B7686A6A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_1314DCBE4FDBC8610197E81B7686EAC5" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:to="loc_ifrs-full_PreferenceSharesMember_5F5A065BDEF7CF91152BE81B76877EB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_3321CE0F522DAE838E74E81B7687B36E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_5B9337F37FADAD9A6EFEE81B76871E02" xlink:to="loc_ifrs-full_OrdinarySharesMember_3321CE0F522DAE838E74E81B7687B36E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable_28DD5FACDB05734927C3E81B767DF71C" xlink:to="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInEquityAbstract" xlink:label="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfChangesInEquityLineItems_474848C93A20A1298AB3E81B7687467B" xlink:to="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_Equity_9B6D93AE6FBA502826A2E81B7688C199" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1" xlink:label="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1_D838F31356E7A767EFE2E81B7688028D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAdjustedBalance" xlink:label="loc_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_EquityAdjustedBalance_4E422901D680CC4399C9E81B7688C5CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughExerciseOfOptions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_527256C47B0FA973EA72E81B7688D647" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_PurchaseOfTreasuryShares_00651E3E45AB4B6C970CE81B76892E6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_E6BCB2913A4021362691E81B78EC1568" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_98D1A49F42AF0FB6E289E81B7689CA7D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_ProfitLoss_29F2D22AB822C7D73294E81B7689855A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaid" xlink:label="loc_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_DividendsPaid_A881BADDA6CF2A6DA958E81B76892B96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_7361066A3B4A83F404C6E81B76890380" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity" xlink:label="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity_E22ABCF5F495DED29682E81B768A72A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_Equity_9D71A44F21DAE5F1EF10E81B768A2673" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInEquityAbstract_61E907CD5F47B142578CE81B76878A8A" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_D0F8D6089CF5B6C74CE7E81B768AEC71" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_ProfitLoss_E07F06ED11C905CBF4168116612954C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExchangeDifferencesOnTranslationAbstract" xlink:label="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:to="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract_C2434AA29D3ABCDD38BA81166129339E" xlink:to="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax_5596F437F948144DB30D811661291294" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AvailableforsaleFinancialAssetsAbstract" xlink:label="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:to="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:to="loc_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax_650FA45FA918609790CA8116612AB975" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract_E5B645BAD278D65A04128116612AA5E1" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax_ABFF75DDBEE8383E82338116612AF8B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowHedgesAbstract" xlink:label="loc_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:to="loc_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:to="loc_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax_5464C3657F1E48DAEDE58116612AB283" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CashFlowHedgesAbstract_0A494BFB28A659C422F78116612A6AFE" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax_09B93611B3D5DDA1AC368116612B691D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:to="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates" xlink:label="loc_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract_2869840C6C348D7555208116612BDDA8" xlink:to="loc_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates_C54F5740053CD16AD5CD8116612B0DF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract_E85EDEFC00429891B07181166129A38D" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax_86F0358EAE166D4788098116612BBBE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_1276303C7F58BE6A558D8116612C9926" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_D55C22286F2AC67380248116612C847E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract_D22C0C39F529AA543F8F8116612B631B" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax_7BE8DEC61750EB11C7F38116612C660D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_OtherComprehensiveIncome_454EFAFE9E50AF40160B8116612CF75A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncome" xlink:label="loc_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_ComprehensiveIncome_F85A1D705F5C30A4396F8116612CB0F5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_E19478A297385D0AC14A8116612D5FE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_6B22147D7C4BF986472D8116612D819E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract_E16477C4A6F6B8893B7981166128F95D" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations" xlink:label="loc_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="loc_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations_DB5C19397FD06346C4298116612DEF7D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="loc_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome_459516D078158828BAC28116612E3B4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome_B7C4E792019BDEA6348F8116612E2BAB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="loc_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome_3D72653A558304418F178116612E3E0F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="loc_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome_A970975E11E3B504A0DD8116612EDCD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract_3820C30036EDB4015D0F8116612DD417" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_FC48CF721953D59C46198116612EF775" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:to="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_23C6CC789080858DED458116612F47EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:to="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_641F3C77AA13B48E6D6E8116612F00CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract_320D3FE663AD1999B7208116612E89FA" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss_BD49A1C34AED7F2BE2E98116612F8D50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_581CE798C74D9809C38B8116612D8B30" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_375A9E2575003D252CB28116612F544E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfFinancialPosition" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:label="loc_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetsAbstract" xlink:label="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:to="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_71EBDEE471C75851B980C80E6FFF490D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_DebtInstrumentsHeld_A32ED2B5345557DEB827FD2D3D9D22E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_EquityInstrumentsHeld_BFD14D4FF471586AA049E7799E333A9B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LoansAndReceivablesMortgagesandLoans" xlink:label="loc_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_LoansAndReceivablesMortgagesandLoans_7C7D11ACFB6E5076B6598F4846F4A74E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_DerivativeFinancialAssets_32F2DE94D7B653B887D9EC5FB0A9BDF3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssets" xlink:label="loc_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_OtherInvestedAssets_3FEC6DD7A1D1569383976696C145E7D9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LoansAndReceivablesPolicyLoans" xlink:label="loc_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_LoansAndReceivablesPolicyLoans_45001E80A17B51579AA4F8C64DBA863E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_InvestmentProperty_D681E4495013501C8A9AC4A89F6AEA64" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_6F19ACE403485CB19F59A8B69218136B" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_InvestedAssets_6F19ACE403485CB19F59A8B69218136B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_8DE81D7319E3572EA0F3343B1AD44C74" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_OtherAssets_8DE81D7319E3572EA0F3343B1AD44C74" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_ReinsuranceAssets_224D678A7727587BBC6E9EA52A18C151" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_6CF0D928CE545A9A8E85ADD87866FF5D" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_DeferredTaxAssets_6CF0D928CE545A9A8E85ADD87866FF5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BD1A42C863515A969D959A2A941E45CA" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BD1A42C863515A969D959A2A941E45CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_Goodwill_D56227640CC35895A1E7BBC539F41119" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_GeneralFundAssets_110038BAFDAB5C54A3EE46F3B9A0630F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_555995E87C68529996838F9C3343635D" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_slf_SeparateAccountAssets1_555995E87C68529996838F9C3343635D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AssetsAbstract_C37A3DD9EE5A57288AB4CED3FEA26802" xlink:to="loc_ifrs-full_Assets_A7789E5D59C5502CBBF2E3215CE16BEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="loc_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:to="loc_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:to="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_E3FE7B2B08D45AAD9931DD66680F6AB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_E3FE7B2B08D45AAD9931DD66680F6AB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_41D231B569375F398AAF8D3889112EF2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_InvestmentContractsLiabilities_41D231B569375F398AAF8D3889112EF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_CEDC6413B74654279D53B006F0292484" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_38266EE9337C597184361EA95B012263" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_DeferredTaxLiabilities_38266EE9337C597184361EA95B012263" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_OtherLiabilities_E9B9B011DFE65D5A981AD9F1DC580FA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotesAndDebenturesIssued" xlink:label="loc_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_NotesAndDebenturesIssued_AEAB349C60C75C8C96EBFB930E7F9B58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubordinatedLiabilities" xlink:label="loc_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_SubordinatedLiabilities_A27D32E070AE5126A535C138EFD89B12" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundLiabilities" xlink:label="loc_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_slf_GeneralFundLiabilities_F4AD3FE6456F56EFB70A6E0FC451CFAA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts" xlink:label="loc_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts_F8B9700232F752A19C67AF9BDE60874D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsInvestmentContractsLiabilities" xlink:label="loc_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_slf_SeparateAccountsInvestmentContractsLiabilities_A2BC840B3B555E8FA8F642396228DCCF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesAbstract_40A7627F2A4956B59017A5C65432C7BC" xlink:to="loc_ifrs-full_Liabilities_3E5F5D3DD15453FB980E78B517FCB210" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAbstract" xlink:label="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAndLiabilitiesAbstract_4CAB1C681A045318ACC10133EB9F360C" xlink:to="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IssuedCapitalAndAdditionalPaidInCapital" xlink:label="loc_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="loc_slf_IssuedCapitalAndAdditionalPaidInCapital_373F5B5E485F585BA46409AF8CAE5C66" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome" xlink:label="loc_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="loc_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome_F1205B62FDA55439AC3E818E0D64DC84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="loc_ifrs-full_EquityAttributableToOwnersOfParent_4BDBDB8526845FAA84CCFF5729EB328A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAttributableToParticipatingPolicyholders" xlink:label="loc_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="loc_slf_EquityAttributableToParticipatingPolicyholders_F16E18C866D4592480AFEFB7FAACC26D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="loc_ifrs-full_Equity_5019781DF18855789BB32D82C4352BDF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityAndLiabilities" xlink:label="loc_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EquityAbstract_BE9ED6ABD6C95179A7957444A5D9BB13" xlink:to="loc_ifrs-full_EquityAndLiabilities_C16DFC0327A959B4B60776CA44264E0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClosingForeignExchangeRate" xlink:label="loc_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_StatementOfFinancialPositionAbstract_3090D1E2202A5C59A93B32F5D8091D8C" xlink:to="loc_ifrs-full_ClosingForeignExchangeRate_AB96EC6C510F5F47A920D8100064332C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ConsolidatedStatementsOfOperations" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevenueAbstract" xlink:label="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PremiumsAbstract" xlink:label="loc_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:to="loc_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DirectPremiumsEarned1" xlink:label="loc_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:to="loc_slf_DirectPremiumsEarned1_D6900577E60D8A70BF2428B054028D06" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CededPremiumsEarned1" xlink:label="loc_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_PremiumsAbstract_9FC5992AE90108A8AD2028B0540243A0" xlink:to="loc_slf_CededPremiumsEarned1_EEA77D04596C5B3CC38628B054037839" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetEarnedPremium" xlink:label="loc_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:to="loc_ifrs-full_NetEarnedPremium_CD9C7F0C15A016E45FD428B05403B552" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentIncomeLossAbstract" xlink:label="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:to="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestAndInvestmentIncome" xlink:label="loc_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:to="loc_slf_InterestAndInvestmentIncome_7726C1C0383E2C6D017F28B054032045" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss" xlink:label="loc_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:to="loc_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss_498948AFA78F0D66409B28B05404B242" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets" xlink:label="loc_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:to="loc_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets_7EB3113CF6460972E29928B054049D3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentIncomeLossAbstract_3CB86AA07F06EA97330228B05403A712" xlink:to="loc_ifrs-full_InvestmentIncome_35F86656E63C8C95791E28B054040A0F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:to="loc_ifrs-full_FeeAndCommissionIncome_CBB7DAC87775098F7D6A28B05404BEAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RevenueAbstract_0ACBCED80948F4658DBD28B054022DF0" xlink:to="loc_ifrs-full_Revenue_004C182DCC7DEADC0FC328B05404C7A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNatureAbstract" xlink:label="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld" xlink:label="loc_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld_68EC7A30E4590232F29728B05405483D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TheIncreaseDecreaseInInsuranceLiabilities" xlink:label="loc_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_slf_TheIncreaseDecreaseInInsuranceLiabilities_369230E27DB0D787CC5E28B054067B8B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences" xlink:label="loc_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences_5B3A29B1BCCEDCF5E42828B0540636C4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities_573E3D3B456B8EC7F23A28B05406D26D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeFromContractsWithReinsurers" xlink:label="loc_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_IncomeFromContractsWithReinsurers_4669C8DC58B10934524C28B054068987" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="loc_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_FeeAndCommissionExpense_603300E20A619929DA4B28B05407E0CC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetTransferToFromSeparateAccounts" xlink:label="loc_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_slf_NetTransferToFromSeparateAccounts_DA2C78F0D263C07F217128B05407809E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_OperatingExpense_C713527CFC2264D28A7F28B0540736C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xlink:label="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense_26734E4485B9634A2DE428B05407CC93" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense_6AEF7B035388C3B8469828B05408D105" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_InterestExpense_6AEF7B035388C3B8469828B05408D105" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNature" xlink:label="loc_ifrs-full_ExpenseByNature_717BB07D123171D6886E28B054085E68" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract_1E10D3F58B53AE4FB53728B05405D297" xlink:to="loc_ifrs-full_ExpenseByNature_717BB07D123171D6886E28B054085E68" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_ProfitLossBeforeTax_2D6ACBBA73DCD7B5477228B05408AAE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_9DC10C4916BB7F99719028B054086A41" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_9D133CB81349870DF41728B05408115F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_ProfitLoss_9D133CB81349870DF41728B05408115F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_8B94F60956DD5F2114C828B054093F46" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_8B94F60956DD5F2114C828B054093F46" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_C14A227455F39748402428B05409A2A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends" xlink:label="loc_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends_C63AEAA1FD7EECE7333D28B054090E04" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_199693FDF2961B12BE4728B05409D400" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AverageForeignExchangeRate" xlink:label="loc_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_AverageForeignExchangeRate_9C8B59BDE0D957AA7FB728B05409E77B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeStatementAbstract_8C49B738DA2E82D3168128B05402448D" xlink:to="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare_C8428A2494A5660F116228B0540942ED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:to="loc_ifrs-full_BasicEarningsLossPerShare_C8428A2494A5660F116228B0540942ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShare_20A9F59F597379882C3928B054092EDB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:to="loc_ifrs-full_DilutedEarningsLossPerShare_20A9F59F597379882C3928B054092EDB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:label="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_5F5360C596D29B2B5DCB28B05409345C" xlink:to="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare_407116893B76B3C530A028B05409D374" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/DocumentAndEntityInformation" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_DocumentAndEntityInformationAbstract" xlink:label="loc_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DocumentAndEntityInformationAbstract_DFA90327C23A58D3A2199B78C5C05017" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_00711B18F5FA5026B49616A7DADA4722" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_CD164693BFD95DD58B8610AE77EC1F0B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_ifrs-full_OrdinarySharesMember_CD164693BFD95DD58B8610AE77EC1F0B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries1Member" xlink:label="loc_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries1Member_4CDB64EBC0F455D6BB0569A7F9698553" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries2Member" xlink:label="loc_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries2Member_F4AE185F33AA57B79930CD4D7CDC4682" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries3Member" xlink:label="loc_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries3Member_6FF4E9F0AD7354BB9A3629340AD9E938" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries4Member" xlink:label="loc_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries4Member_4C84F3F2F9D75122B3034A3BB774409A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries5Member" xlink:label="loc_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries5Member_7DFAB4CA2A5B5AD8B1282ADD2EE70506" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries8RMember_C596B5E4AA1B5D9AA2CC5A28A58D7EA4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries9QRMember_67A549CCFD5F59B697022FDEB8149D5F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries10RMember" xlink:label="loc_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries10RMember_27DC9F518F7150F88C279805D0A17D66" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries11QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries11QRMember_5D8F3008414A511BB43C95580AD2C749" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_E75C96A701385E50B7B9B1EA4D7F1C94" xlink:to="loc_slf_PreferenceSharesClassASeries12RMember_98E4F51410B3516E8610894A81497945" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_BFE49370D465559C9006D2E2FE211F2E" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentType_ECB88C5ABF7C5053B7B5A37436E33BFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentPeriodEndDate_85177F6AFBA4512DA0D4AB6186B6D8B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_AmendmentFlag_98B1B4131296560FA5C5A81D38DA1F47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityRegistrantName_DD5941F5180854EB90EA079BEEBEE9CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityCentralIndexKey_AD2954970DEC522BBC18976663171464" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityCurrentReportingStatus_8276D5950A815C55A58350BFF4F38C44" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_CurrentFiscalYearEndDate_5F78269DF4BD5044B0EB69F8A7F8FE3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentFiscalYearFocus_BEB345D57F2A5D1A8074EEF775A5C44A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_DocumentFiscalPeriodFocus_61A81485B1105582872264988BE2D592" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_34A98405242E5F30B084898B0E862B97" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_A431B4DE022D5190984582A10EA633D8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShare" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract_0E4FD7F50F12AA8DB7E452989FE98354" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_0E4FD7F50F12AA8DB7E452989FE98354" xlink:to="loc_ifrs-full_DisclosureOfEarningsPerShareExplanatory_94222A3AC16CA8FD444652989FE97490" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShareCalculationOfBasicAndDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareTable" xlink:label="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_7ECB22307E4CDF1EDE8852989FD5F8CA" xlink:to="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Axis_ABF78844DBB1DB78CFC452989FD51DBA" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_54D73669B83FFB821AEC52989FD50D22" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecurities1Domain_D23B87278EF2F61FF5D152989FD5E754" xlink:to="loc_slf_EmployeeStockOption1Member_54D73669B83FFB821AEC52989FD50D22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareLineItems" xlink:label="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareTable_EE469C5349E2B73F1A7352989FD51AFD" xlink:to="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity_31B0D09133DC9A1B602E52989FD5A7D0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentToProfitLossForConvertibleInstruments" xlink:label="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_slf_AdjustmentToProfitLossForConvertibleInstruments_45484F3A137CBABE60E952989FD55728" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_9E1FC9865863A144EA8352989FD53D7E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageShares" xlink:label="loc_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_WeightedAverageShares_146E8C5E921AA614E5CC52989FD57AAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares_CA5F5C61026AD5876FB352989FD54D42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares_5344EF65B68C5DE79E2F52989FD53128" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="loc_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_AdjustedWeightedAverageShares_7598E34A374164364F2952989FD59476" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_BasicEarningsLossPerShare_C9AE37A7C47F4BBC4A7552989FD52DA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_ifrs-full_DilutedEarningsLossPerShare_3390A51A86093C63C6B952989FD5DAF6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1" xlink:label="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareLineItems_9EEAF90B1A12ED61322F52989FD5CCA2" xlink:to="loc_slf_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1_8579EFBD2EC3540D200452989FD5FB2C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/EarningsLossPerShareTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract_9CBBA462FD96535184C152989FE74EED" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EarningsPerShareExplanatory" xlink:label="loc_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EarningsPerShareAbstract_9CBBA462FD96535184C152989FE74EED" xlink:to="loc_ifrs-full_EarningsPerShareExplanatory_BDD64526879391959E6552989FE755FE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FeeIncome" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_56CE7B2D7DA75B619A47508A0EA761E1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_56CE7B2D7DA75B619A47508A0EA761E1" xlink:to="loc_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory_17C240A787EB59248E4CB7663912E8C4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FeeIncomeScheduleOfFeeIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_5F1E687B15F505C73E572EB43263BD09" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FeeIncomeFromInsuranceContracts" xlink:label="loc_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_5F1E687B15F505C73E572EB43263BD09" xlink:to="loc_slf_FeeIncomeFromInsuranceContracts_B0EC9818CE1EFB6E53E22EB4326354D4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionFeeIncome" xlink:label="loc_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_5F1E687B15F505C73E572EB43263BD09" xlink:to="loc_slf_DistributionFeeIncome_41545DFFBEB3FEC95B362F6CC42DC2C7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FundManagementAndOtherAssetBasedFees" xlink:label="loc_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_5F1E687B15F505C73E572EB43263BD09" xlink:to="loc_slf_FundManagementAndOtherAssetBasedFees_4582C101BE68AF6B69EB2EB4326469D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherFeeAndCommissionIncome" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_5F1E687B15F505C73E572EB43263BD09" xlink:to="loc_ifrs-full_OtherFeeAndCommissionIncome_86A07886E3FCEC5619132EB432642ADA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_5F1E687B15F505C73E572EB43263BD09" xlink:to="loc_ifrs-full_FeeAndCommissionIncome_625D40B1F25DB60E97B92EB43264A602" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FeeIncomeTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_442D08275BFC5D8686FA2378EF065CB0" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFeeIncomeTableTextBlock" xlink:label="loc_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_442D08275BFC5D8686FA2378EF065CB0" xlink:to="loc_slf_ScheduleOfFeeIncomeTableTextBlock_93F7D43F26765888A577EC5FC289AF1B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagement" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_077D513BD4805B8285E72774241B1758" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_077D513BD4805B8285E72774241B1758" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory_49A72EF9E28358AAA22DE1CDEEB39B75" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementChangesInAllowancesForLossesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_C0A7661EAF7F5D96B4B0F10C3211BBA7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_C0A7661EAF7F5D96B4B0F10C3211BBA7" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_B90D193F4A10541BAFDB5035A8685C2F" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_55D7065EC1D05AB6969440804E33B802" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:to="loc_ifrs-full_MortgagesMember_55D7065EC1D05AB6969440804E33B802" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_7F2853CAB5445163964849590AEFB803" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:to="loc_ifrs-full_LoanCommitmentsMember_7F2853CAB5445163964849590AEFB803" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_E132CA8F2D455BB8853C5B013A1BE569" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0AB36E6B1C375B9A87DE54CACAB17B38" xlink:to="loc_slf_MortgagesAndLoansMember_E132CA8F2D455BB8853C5B013A1BE569" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable_65009C376BD35A2AB6714EFB3A418716" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsLineItems_D958BAD94D4959D4815309341C9DFFFC" xlink:to="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_BEA97E871A135E08AB6B788010F4CBF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_UtilisationAllowanceAccountForCreditLossesOfFinancialAssets_5B8D9A58B12A5504B549F5C3484B8A00" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfFinancialAssets_33A7B2D11E435DE49CD58BA80C803605" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesAllowanceAccountForCreditLossesOfFinancialAssets_805CE454917A55BA8ABD0F84B6EE496F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_D287A31A798B5D248BC1F32F45B6B91A" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInAllowanceAccountForCreditLossesOfFinancialAssetsAbstract_C57592C33327523B9306C41DA31F1E9F" xlink:to="loc_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets_D287A31A798B5D248BC1F32F45B6B91A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementContractualAndScheduledMaturitiesOfDebtSecuritiesMortgagesAndLoansDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_BFEAE7E9B1C45C8685492869827F1B84" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_BFEAE7E9B1C45C8685492869827F1B84" xlink:to="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_11CA4F6F962A5886A6F6FAF451C87EB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FC70BE33705450808A9BB19B4B189074" xlink:to="loc_ifrs-full_CarryingAmountMember_11CA4F6F962A5886A6F6FAF451C87EB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_EC51ADC48BBF55FAA765CD51959CE9AC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_11CA4F6F962A5886A6F6FAF451C87EB2" xlink:to="loc_ifrs-full_GrossCarryingAmountMember_EC51ADC48BBF55FAA765CD51959CE9AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_004CB68F7B385350902DD158EE70A80C" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_4A5ACB403FB45A4BB9019A5DC632D3C0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_4A5ACB403FB45A4BB9019A5DC632D3C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_65F8F4B5EA745FB3A53D194AE4F09277" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_0668FCF6A263505F9B6B653BA2751179" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_65F8F4B5EA745FB3A53D194AE4F09277" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_4FAE9333DD305EC7A419DFFCD4BD2593" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:to="loc_ifrs-full_MortgagesMember_DF58CAD90F2D5399B3F452DA48FE87C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_95173BDC1DE855AFBBB4808F45C97042" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7B4FB1670A80541CA8E0AEE942FCDBC6" xlink:to="loc_ifrs-full_LoanCommitmentsMember_95173BDC1DE855AFBBB4808F45C97042" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_8F524EBE55015935AA99DD53540EA8DD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_B778935B3FB05AE5BBE785143A50888D" xlink:to="loc_ifrs-full_FinancialAssetsMember_8F524EBE55015935AA99DD53540EA8DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_7D3C9189ED1A5573BA1BDD8E76A963F7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_8F524EBE55015935AA99DD53540EA8DD" xlink:to="loc_ifrs-full_DebtSecuritiesMember_7D3C9189ED1A5573BA1BDD8E76A963F7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_MaturityAxis_799917F2CA5B5E549A98A11EC618098E" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_9DFA1D558410505BA8807CCDD1C22976" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_AA04CB89CD8A53E783A7892F24C39ADA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember_9724F0510A88520AB592EE028252B00C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_799D5E3962A75A3E9E283AC44596F195" xlink:to="loc_ifrs-full_LaterThanTenYearsMember_B620F49763215E13B18B79C986DF0E7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskTable_903F5AB59D14593284A1AACB9939255E" xlink:to="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_0FEA8509517D5636927DC8DCE9E71194" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForFinancialAssetsHeldForManagingLiquidityRiskLineItems_ED23AA7C381F5EEB990FDEDC56EC46BD" xlink:to="loc_ifrs-full_FinancialAssets_0FEA8509517D5636927DC8DCE9E71194" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementCreditDefaultSwapsByUnderlyingFinancialInstrumentCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_A0CE809ECE885F57B0F0A480420DF152" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract_A0CE809ECE885F57B0F0A480420DF152" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_C4D577EE66CE5CFABB260FF7B8487F8D" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleNameCreditDefaultSwapContractMember" xlink:label="loc_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:to="loc_slf_SingleNameCreditDefaultSwapContractMember_AFCD58523C0B5C1AAA0D0740665241ED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditDefaultSwapIndexContractMember" xlink:label="loc_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_481BB4DDC2FE59F985B2800AAFF2A54D" xlink:to="loc_slf_CreditDefaultSwapIndexContractMember_50B1DC5CFD7759B1AE20EBFA1DB68AF5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_76D38C9FBA3C55BE968170A8330A1868" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="loc_slf_AARatingMember_09E506635F62558C8ABAA4A0036C138E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="loc_slf_ARatingMember_27554ACD4B6D5BAC916CA89F3DB7E4C8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_CF6F978CB727531CB9FFBBA836993F94" xlink:to="loc_slf_BBBRatingMember_08084CFA87205A3CA4B8FF5EAA592AE2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A7A0C26C70C25F1F88139F8BFD654748" xlink:to="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_63E3DE57C02F58C5848435CE05AE2DD9" xlink:to="loc_ifrs-full_SwapContractMember_E52A25C790E05C96AE333851E4041975" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_DA2EA16847165301A754CEA8EA0ACE6E" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:to="loc_ifrs-full_FinancialAssets_3002760BF4B95ED1951D433333047D5D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A7706DCF48335F26ABF8BEE4C620127A" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_06CB7D62BD9858D4B0459F5B736603C9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_FDC5A067BFF153039D009994AEEDA46D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FDC5A067BFF153039D009994AEEDA46D" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_B4FA7A3C2E695F338751BC48AA036A5A" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_1E13CA84433A5610B97BD19170D6EE39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_1664F35DAD3D5E1BACA7ABF7E299EC9A" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_C71F232285A450A882716F23C5974EE1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_239375B9D2D65DDBA6EA7C0B0234104F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_8A4BDF8526785F2C89B76495909EBCEA" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_239375B9D2D65DDBA6EA7C0B0234104F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_239375B9D2D65DDBA6EA7C0B0234104F" xlink:to="loc_ifrs-full_DebtSecuritiesMember_C04DB78BF13F51ACB5E21560C9B50981" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A367AF56001B5C13AA8B57B526E6AAC8" xlink:to="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_D25D4F892D895BA4A15C85997B1B78FD" xlink:to="loc_ifrs-full_CreditRiskMember_29B33620FC6D51E19CBAEE6F17F3E4DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_C62AD291ED7E54078D977DE53DA9F3D7" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AAARatingMember" xlink:label="loc_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_AAARatingMember_DE5CCA7162BD544D8EDCE0258E278633" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_C0C035DB851F5A119E482639EA5103FB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_AARatingMember_C0C035DB851F5A119E482639EA5103FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_B64C13528CE6560CB0128C3F511561DD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_ARatingMember_B64C13528CE6560CB0128C3F511561DD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_D2E999FB34D9517B8D87AABD8A2FC281" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_BBBRatingMember_D2E999FB34D9517B8D87AABD8A2FC281" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingAndLowerMember" xlink:label="loc_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_D23714CF3FCB52C19D5B400B640CA2CB" xlink:to="loc_slf_BBRatingAndLowerMember_B6D8E94DA19A5EA3B6AB47360FEC408F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A4DBD4EEDB135211BEDB2B3A8B622668" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_9D57C80659BF5E678F5AF56C81013A66" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A4DBD4EEDB135211BEDB2B3A8B622668" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_A4DBD4EEDB135211BEDB2B3A8B622668" xlink:to="loc_ifrs-full_FinancialAssets_009BE4972373539F9A9B50C420A68974" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByGeographicLocationDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_E7DD06E2ACBB54C98C49B2487B6F93BC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasTable" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_E7DD06E2ACBB54C98C49B2487B6F93BC" xlink:to="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_49281B5589E352458813E80B2770CF82" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_9F39F22111BE56A2AAED7CD197CCAE0C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_9F39F22111BE56A2AAED7CD197CCAE0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_7C358211940D52048EE03ED92EF90488" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_3BCDA3160C8F502790C1954BD2774F99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_23060BDCD5485419A593A4407737BFAD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1DEB1DDCE9985C2ABE03CBE1D96F501E" xlink:to="loc_ifrs-full_FinancialAssetsMember_23060BDCD5485419A593A4407737BFAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_404E1AE62C545AFEBDAB3FD214E6A2EB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_23060BDCD5485419A593A4407737BFAD" xlink:to="loc_ifrs-full_DebtSecuritiesMember_404E1AE62C545AFEBDAB3FD214E6A2EB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_7FEBDB5415F552FEB8ACBC541B5643D3" xlink:to="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_D665EECB2CB25C6A82A79107BA61854D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_country_CA_D665EECB2CB25C6A82A79107BA61854D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_8693B3069363524689FEC202E901B8D5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_country_US_8693B3069363524689FEC202E901B8D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_709F6B3AC9FB58419F60D8CE61674B0B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_country_GB_709F6B3AC9FB58419F60D8CE61674B0B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_65A0A90D603B52A0A2D21A3A2A1923A1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_93AEB5BDE3005D6684192FB231ABF87F" xlink:to="loc_slf_OtherCountriesMember_65A0A90D603B52A0A2D21A3A2A1923A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable_F39FE3C2E347554197C717D9385F1AD1" xlink:to="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_A2BC0FAB2A1F5E34BD47B218BB6A89BD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems_44AAE10F96C654198EE4AADDDB72CF64" xlink:to="loc_ifrs-full_FinancialAssets_A2BC0FAB2A1F5E34BD47B218BB6A89BD" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDebtSecuritiesByIssuerAndIndustrySectorDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_40D922865727C5AA9C80C4B0DD2598FE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_40D922865727C5AA9C80C4B0DD2598FE" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_34C4CEBCA2746F7D0D8FC4B0DD264EDC" xlink:to="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_CanadianFederalGovernmentMember_483E4157CE44EF32FE7BC4B0DD26EBC8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_E21D98A1A247D907FD1BC4B0DD27AA6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_U.S.GovernmentAndAgencyMember" xlink:label="loc_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_U.S.GovernmentAndAgencyMember_5B66D79BC48FCC37AAA5C4B0DD27F3B1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherForeignGovernmentMember" xlink:label="loc_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_OtherForeignGovernmentMember_C304383B5CECFD5CAFCEC4B0DD276A31" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember" xlink:label="loc_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_GovernmentIssuedOrGuaranteedDebtSecuritiesMember_0BF555EE66F6DF16B373C4B0DD273F01" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_slf_CorporateDebtSecurities1Member_C8F0077CB5DDD97E182EC4B0DD27B9CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetbackedFinancingsMember" xlink:label="loc_ifrs-full_AssetbackedFinancingsMember_E19DDF695CB70F761D5EC4B0DD2760AC" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_ifrs-full_AssetbackedFinancingsMember_E19DDF695CB70F761D5EC4B0DD2760AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_71DEF41F1DBC8783B640C4B0DD262398" xlink:to="loc_ifrs-full_DebtSecuritiesMember_A162586739500E6807B1C4B0DD28C63E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorAxis" xlink:label="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSectorDomain" xlink:label="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorAxis_7C1F8D1B8AD5129F5C13C4B0DD287969" xlink:to="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialsMember" xlink:label="loc_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_FinancialsMember_A47FB81E2586DC3AF21CC4B0DD281866" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UtilitiesMember" xlink:label="loc_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_UtilitiesMember_267A39A47AF5394F696EC4B0DD29F1CC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialsMember" xlink:label="loc_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_IndustrialsMember_7B05F373293A3F710172C4B0DD29FFB9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EnergyMember" xlink:label="loc_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_EnergyMember_A7BD2A1C4C90FDD2EDA4C4B0DD29BB5E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TelecommunicationServicesMember" xlink:label="loc_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_TelecommunicationServicesMember_BF5B8947C42C9F0E3591C4B0DD29DA17" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RealEstateInvestment1Member" xlink:label="loc_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_RealEstateInvestment1Member_FA271A33437360D4D987C4B0DD29907E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthcareMember" xlink:label="loc_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_HealthcareMember_D15915275FE2E2E90D77C4B0DD2956C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsumerStaplesMember" xlink:label="loc_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_ConsumerStaplesMember_84F5915C9AB3F8D742EFC4B0DD2A5E3C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ConsumerDiscretionaryMember" xlink:label="loc_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_ConsumerDiscretionaryMember_993A92B469C2B2E12FC0C4B0DD2A74C5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaterialsMember" xlink:label="loc_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_MaterialsMember_C469A4A06B1B5814A6CEC4B0DD2ABDDC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TechnologyMember" xlink:label="loc_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_invest_InvestmentSectorDomain_C39737A4835090F2AF35C4B0DD284216" xlink:to="loc_slf_TechnologyMember_DA185D1BA0BB90DF1CCDC4B0DD2A495C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_7E2A81B01820C26CED2DC4B0DD2A6305" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_839E164A85538A75787DC4B0DD2B0ACD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_839E164A85538A75787DC4B0DD2B0ACD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_8AE487C3A95476A800BBC4B0DD2B5290" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_5192C3C8C70F1C02E5C1C4B0DD2AB11B" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_8AE487C3A95476A800BBC4B0DD2B5290" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_A0D90FD5CAF403F2CB82C4B0DD2BB2B6" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_8195EC43A46E0B24F40FC4B0DD257170" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_A0D90FD5CAF403F2CB82C4B0DD2BB2B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_A1161167F80AEDCFDBACC4B0DD2B684E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_A0D90FD5CAF403F2CB82C4B0DD2BB2B6" xlink:to="loc_ifrs-full_FinancialAssets_A1161167F80AEDCFDBACC4B0DD2B684E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementDerivativeFinancialInstrumentsByCounterpartyCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_0AC8EDA425D63447D6EB51D8591A7890" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_0AC8EDA425D63447D6EB51D8591A7890" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_1D8C0AA003314091F5FD51D8591A960E" xlink:to="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_438F294064695E4E84EA51D8591B3345" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_08E7DE6972466D28309851D8591B5C1A" xlink:to="loc_ifrs-full_DerivativesMember_438F294064695E4E84EA51D8591B3345" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_D5EA8DC044C8DE5FDA3A51D8591B35B2" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsMember_42A5099531B6E131591651D8591CFD96" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_8672E41C0A3C60F066BD51D8591C637B" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsMember_8E7A06D0E60D2996AEF851D8591C32AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_56B58A24127209D4810451D8591CC4A0" xlink:to="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_022C24299748CA932A4A51D8591D8EBC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_F0B94E740CC91DC8D3FC51D8591DC7C4" xlink:to="loc_ifrs-full_CreditRiskMember_022C24299748CA932A4A51D8591D8EBC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_2B937EF333AC7E3EC09251D8591DE898" xlink:to="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GrossPositiveReplacementCostMember" xlink:label="loc_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:to="loc_slf_GrossPositiveReplacementCostMember_6B0BA41352148EECC9EF51D85923B7A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ImpactOfMasterNettingAgreementsMember" xlink:label="loc_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:to="loc_slf_ImpactOfMasterNettingAgreementsMember_21D72BA29F20303C9A0751D8592312F7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetReplacementCostMember" xlink:label="loc_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_4E2B5DFAC8E04072B12351D8591E292D" xlink:to="loc_slf_NetReplacementCostMember_40673787BAD49711480451D85923B864" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_515D3E937AB0091EC48F51D859248C8E" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_BD867FF8F9546715FCBF51D85924B8A4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:to="loc_slf_AARatingMember_BD867FF8F9546715FCBF51D85924B8A4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_8C8017F8230DED085A2F51D85925E515" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:to="loc_slf_ARatingMember_8C8017F8230DED085A2F51D85925E515" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_D7781E2D1B447E83BAB251D859256079" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_1332C2C6645574839AAB51D8592486E8" xlink:to="loc_slf_BBBRatingMember_D7781E2D1B447E83BAB251D859256079" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_C095F455330965ED894F51D8592546A1" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B4EA795C8A339D8EB07C51D8591A0F16" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_C095F455330965ED894F51D8592546A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_C351B7202075B2C6155651D85925526E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_C095F455330965ED894F51D8592546A1" xlink:to="loc_ifrs-full_FinancialAssets_C351B7202075B2C6155651D85925526E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementEquitiesByIssuerCountryDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_63189653E3A85CE8817FDEA59250470C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_63189653E3A85CE8817FDEA59250470C" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_EED6816F97825D809DBDAF364F3C039E" xlink:to="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_1904683AE13257B681A3F2AE46AF80AF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_country_CA_1904683AE13257B681A3F2AE46AF80AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_EF2BF984293D5DE4ACCFBF22334AC7AE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_country_US_EF2BF984293D5DE4ACCFBF22334AC7AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_AA26B5DEC1A957A7864A415FA3E3E87B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_country_GB_AA26B5DEC1A957A7864A415FA3E3E87B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_B5F4A266F0A05BDCBC525B8EBC92D04A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_C51DD20EDD655E6D8EC6E7B49A088B4E" xlink:to="loc_slf_OtherCountriesMember_B5F4A266F0A05BDCBC525B8EBC92D04A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_4C4B08B2234A5F128FAEFEF61ADC7B25" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_A0EB36CA9C615C268635E38111D357C7" xlink:to="loc_ifrs-full_FinancialAssetsMember_4C4B08B2234A5F128FAEFEF61ADC7B25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_4C4B08B2234A5F128FAEFEF61ADC7B25" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_74214AB337CD570BA03900AE83D7180F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_2F6AAFB58F825BE6BD81700172D6567E" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_FEA26309B72C55B7BEB89E4A937CAD4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_FEA26309B72C55B7BEB89E4A937CAD4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2F49EF667B29586A8EDB4099BAADA421" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_31CB480CEDB052BB8603B11895C5C2A4" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2F49EF667B29586A8EDB4099BAADA421" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_5412AA976FDF5250B5DEFA8600BBAF64" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_78C222A04EB45F4E9C376E01D87CAF00" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_5412AA976FDF5250B5DEFA8600BBAF64" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_842D46750E5D5CF7A23BB70694753378" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_5412AA976FDF5250B5DEFA8600BBAF64" xlink:to="loc_ifrs-full_FinancialAssets_842D46750E5D5CF7A23BB70694753378" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFairValueOfDerivativeInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_F4711820C8695B888B618B907A9574F9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_F4711820C8695B888B618B907A9574F9" xlink:to="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_91DA41159E9357D98618DB2D5EEF29C1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_4CA662037F715419AC9C53697C3CBA37" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_91DA41159E9357D98618DB2D5EEF29C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_91DA41159E9357D98618DB2D5EEF29C1" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_2B342A0A8FE3563B8145AD2105459101" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F908FF0469E157D5BDAC76790A022CDF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_A5357EC987105DD98CDEAA24EB43D26D" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F908FF0469E157D5BDAC76790A022CDF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_85707A1ABD86523493274C9E1E4550B1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_F908FF0469E157D5BDAC76790A022CDF" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_85707A1ABD86523493274C9E1E4550B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_MaturityAxis_D8A74241CCD55173965F49C650252E42" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_46E33B6053035798B4655C9094CA94B5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_46E33B6053035798B4655C9094CA94B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_830F96AD54D951038DE73694D508C10F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_1016E3EF89CC55F7A8385A9824C2564E" xlink:to="loc_ifrs-full_LaterThanFiveYearsMember_4C9B5480F28E52939DBCFB91B70ED008" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesTable_CF2322BFA6405718AD34E5C3910FD83C" xlink:to="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:to="loc_ifrs-full_DerivativeFinancialAssets_9A7C03C13D18593A95714B83F1A651AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesLineItems_613FB0B19306565A81A65A19DD160A18" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_0B64BBC725065616B865753E12DA7079" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementFinancialInstrumentRiskManagementTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfCreditRiskExplanatory_7C93FB2D0704527CAE10FC3E1881E0AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory_F93B923A8CAC5FEA928996EE28E8A8C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_DE821494FA155C08B035F1094797E87F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_DE821494FA155C08B035F1094797E87F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_MaturityAnalysisForDerivativeFinancialLiabilities_B8376E53FEBA513B8B5D099072F0BD89" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresExplanatory" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresExplanatory_6B2266103972544791E86A6FF8B824A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory_12A832617E585FE5AD6285DEA557FDE3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory_A3B6AA90A5F85744B6B3990F026C7143" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_FEADFA6D5F8B55FF83EF61347A96C2AB" xlink:to="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_145DF2055585511CBBED9EC2F562D9DB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMaximumExposureToCreditRiskDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_DA08CB6A67DF5DA99CCF9216E48B54BC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_DA08CB6A67DF5DA99CCF9216E48B54BC" xlink:to="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:to="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_B15FFFB8682D56FE8BF5F3CE09E3D07C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_A44DCCCF27D55ACBB2EE72C1F04A26ED" xlink:to="loc_ifrs-full_TypesOfRisksMember_B15FFFB8682D56FE8BF5F3CE09E3D07C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_447AB59F77135A76B293B6AA30AA68FD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_B15FFFB8682D56FE8BF5F3CE09E3D07C" xlink:to="loc_ifrs-full_CreditRiskMember_447AB59F77135A76B293B6AA30AA68FD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C93C009608045D94A4BEF337E3FD7C4C" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:to="loc_ifrs-full_LoanCommitmentsMember_E0036F1C2AF553BFB55426511B99F28A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GuaranteesMember" xlink:label="loc_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_7CCAF89F101C5372B0ED3572A5F3896F" xlink:to="loc_ifrs-full_GuaranteesMember_4B02B7DC6E2458AE8D44EF44310BF15A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable_7ADE55CE0C395DF3BF342133B39AAC07" xlink:to="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaximumExposureToCreditRiskOffBalanceSheet" xlink:label="loc_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems_4087DA282BA15036A4C8F6141E3E03C0" xlink:to="loc_slf_MaximumExposureToCreditRiskOffBalanceSheet_0220A5F27E4E51508955BEA32D7FF7F0" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_6A88E324CD9051A0AC965BD011695317" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_6A88E324CD9051A0AC965BD011695317" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_A6CF0CE51D7154F0B8DD00BA92E22E0A" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:to="loc_ifrs-full_MortgagesMember_E2949DEE52C9569DB3D68EBE3BD28942" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_9B604158618E5B1DB9E6AC670A7550D6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_DF4AC3EA67E25850AAC96CE587AFF43E" xlink:to="loc_ifrs-full_LoanCommitmentsMember_9B604158618E5B1DB9E6AC670A7550D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_C002D2352C6155B19ABA50F389BEF0BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_DB9AF0E2E8685094A6DE5D3725DA82E8" xlink:to="loc_ifrs-full_TypesOfRisksMember_C002D2352C6155B19ABA50F389BEF0BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_A45ED5EDE55E50219B3D7DCDDB578AA5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_C002D2352C6155B19ABA50F389BEF0BE" xlink:to="loc_ifrs-full_CreditRiskMember_A45ED5EDE55E50219B3D7DCDDB578AA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_ACBDCF028A465CAC9BE55BE7F822F26C" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuredRatingMember" xlink:label="loc_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_InsuredRatingMember_886123E91C0F58129FA76DC5F961A359" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AAARatingMember" xlink:label="loc_slf_AAARatingMember_D76FDCFDE7A35FED9EDEB4CAC8AEB115" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_AAARatingMember_D76FDCFDE7A35FED9EDEB4CAC8AEB115" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_68A0A4901B605BEBB30196D1CF31DE69" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_AARatingMember_68A0A4901B605BEBB30196D1CF31DE69" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_E55E56DFA0F850E19356924EC008B538" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_ARatingMember_E55E56DFA0F850E19356924EC008B538" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_2D021DE38CED5798AAB03EA694A7F93F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_BBBRatingMember_2D021DE38CED5798AAB03EA694A7F93F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingAndLowerMember" xlink:label="loc_slf_BBRatingAndLowerMember_50AFB7699F5351398A8816386196D85C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_BBRatingAndLowerMember_50AFB7699F5351398A8816386196D85C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ImpairedRatingMember" xlink:label="loc_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_89712A626BAC5B51B490FEA5FB9DCC1E" xlink:to="loc_slf_ImpairedRatingMember_4C885AFE814B58658683BE101535B06A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_E44266C280CE582CA996355076C1AD38" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_B6E100C5837F5D04971B8DB4C5216965" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_E44266C280CE582CA996355076C1AD38" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_55F8AA4AF62950FC9634C9A365085003" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_E44266C280CE582CA996355076C1AD38" xlink:to="loc_ifrs-full_FinancialAssets_55F8AA4AF62950FC9634C9A365085003" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementMortgagesAndLoansByGeographicLocationAndTypeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_F93610D555B7C507168351D859F39E3E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_F93610D555B7C507168351D859F39E3E" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_4AC247F07EB6C9BA3AAF51D859F4A193" xlink:to="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_007FDD80B88FAF781F5E51D859F53A17" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_country_CA_007FDD80B88FAF781F5E51D859F53A17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_DF609E22274F34EB74A951D859F5C026" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_country_US_DF609E22274F34EB74A951D859F5C026" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_C4BC939EDA3AE28D914C51D859F50896" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_country_GB_C4BC939EDA3AE28D914C51D859F50896" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_B036F2C6DEA1F9B6924651D859F5B9CE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_AF42DDA70D500BE0412051D859F4B711" xlink:to="loc_slf_OtherCountriesMember_B036F2C6DEA1F9B6924651D859F5B9CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_E7838AEB2209D52CD8D751D859F5CF24" xlink:to="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_B8C7C6E68F1898F287BA51D859F6EB1B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_ifrs-full_MortgagesMember_B8C7C6E68F1898F287BA51D859F6EB1B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RetailMember" xlink:label="loc_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_RetailMember_5D7A308408884A9C586B51D859F653D4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OfficeMember" xlink:label="loc_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_OfficeMember_0281D91D944798EA154D51D859F67618" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MultiFamilyResidentialMember" xlink:label="loc_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_MultiFamilyResidentialMember_2EF5B2127A92B5993F5751D859F77BB5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialAndLandMember" xlink:label="loc_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_IndustrialAndLandMember_5DF0543F07897465CBAC51D859F7372D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherFinancialAssetsMember" xlink:label="loc_slf_OtherFinancialAssetsMember_85A353430240F6D7595451D859F79D7C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_364D384FE19B9854C29B51D859F65DC1" xlink:to="loc_slf_OtherFinancialAssetsMember_85A353430240F6D7595451D859F79D7C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_98A4E273CB61E1879A5951D859F7E32E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_EBDB27F7B804C290D56751D859F88F6B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:to="loc_ifrs-full_MortgagesMember_EBDB27F7B804C290D56751D859F88F6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_2D5D298ACA4ADC9A5CFE51D859F8B0E1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:to="loc_ifrs-full_LoanCommitmentsMember_2D5D298ACA4ADC9A5CFE51D859F8B0E1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_CF4F2E588AA7EF30F04951D859F82AB2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_0DDC932C0EAF58BBA8F351D859F7B135" xlink:to="loc_slf_MortgagesAndLoansMember_CF4F2E588AA7EF30F04951D859F82AB2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerAxis" xlink:label="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialAssetsInsurerDomain" xlink:label="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialAssetsInsurerAxis_AB00CC82F10FEA285CDD51D859F8A91B" xlink:to="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadaMortgageAndHousingCorporationMember" xlink:label="loc_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialAssetsInsurerDomain_65BA3EB290456794158951D859F81E9C" xlink:to="loc_slf_CanadaMortgageAndHousingCorporationMember_9F7BE3D4523C09EA1C4B51D859F9FE2A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D8602A928591BA6D755251D859F9F7BC" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_D73A74A4B25945F1580551D859F408AF" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D8602A928591BA6D755251D859F9F7BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_2B5212C4A19DFD9403B651D859F90265" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D8602A928591BA6D755251D859F9F7BC" xlink:to="loc_ifrs-full_FinancialAssets_2B5212C4A19DFD9403B651D859F90265" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_2909D3301F1CB3E8EC9B616EEC4B9A23" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_2909D3301F1CB3E8EC9B616EEC4B9A23" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_0D255EB551F10EA4518A616EEC4C0165" xlink:to="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_51DD9B964CAE387E1DC7616EEC4C00C1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_CBA08595C8602FAF4331616EEC4CA91E" xlink:to="loc_ifrs-full_DebtSecuritiesMember_51DD9B964CAE387E1DC7616EEC4C00C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_1CECA05F98B03083CCFE616EEC4CA31B" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_CF20F7A3AFE174C5CB74616EEC4D5359" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_4D234B8417A084C9A2F2616EEC4DF4CF" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_CF20F7A3AFE174C5CB74616EEC4D5359" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_724812697C378769ABCF616EEC4B46BA" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage" xlink:label="loc_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_slf_RiskExposureAssociatedWithInstrumentsSharingCharacteristicConcentrationPercentage_5AA7822A2C742970C3AE616EEC4DD2BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossOnFinancialAssets" xlink:label="loc_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_ifrs-full_ImpairmentLossOnFinancialAssets_95D469918521F6EE9AF6616EEC4E4B11" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReversalOfImpairmentLoss" xlink:label="loc_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_81018967997E6D39A305616EEC4D3BDA" xlink:to="loc_ifrs-full_ReversalOfImpairmentLoss_E07C46B691CD19635EC4616EEC4EA8A4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementNotionalAmountOfDerivativeFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_AD771319BD2F51E4BDBEA50A38D137A3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_AD771319BD2F51E4BDBEA50A38D137A3" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_17CB63D000895BD0B7C52C050B4C40BB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_5239D8E115D357C488971D14C7D03960" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_17CB63D000895BD0B7C52C050B4C40BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_MaturityAxis_DF0F082AC60954A1ADB99B049846927D" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_AD66EEBE7CBC5345979926776AF23B1F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_AD66EEBE7CBC5345979926776AF23B1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_EE1B88AF3B0B57369C54FC093C8AC8D9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember_EE1B88AF3B0B57369C54FC093C8AC8D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_0AD76667B8EA54CE8B539E391F3AFA5C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_0AE96D4B652B5BA09E714832D59D5374" xlink:to="loc_ifrs-full_LaterThanFiveYearsMember_0AD76667B8EA54CE8B539E391F3AFA5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_FABDC999630D58E189E3BAFAD292BCF7" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsInterestRateContractsMember_550AA62A633057D39AC2696EF73A24D0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsForeignExchangeContractsMember_BCE865CA6F4B56BCBD9BE024DA279B95" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember" xlink:label="loc_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsOverTheCounterContractsOtherContractsMember_837A45FF3B5F5E36B367E6287595CEF3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsInterestRateContractsMember_9123B77F5AC15F83A67EBFEA071224D1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsForeignExchangeContractsMember_F5A57CADF8625D1E99198306A064E8F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember" xlink:label="loc_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_465CCA33151259358CC1B409998B38AB" xlink:to="loc_slf_DerivativeInstrumentsExchangeTradedContractsEquityContractsMember_BF66376F551D5757B29F2F2568C509B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_36AEFEE6B8765407A18759E405EE22FF" xlink:to="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ForwardContractMember" xlink:label="loc_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_ForwardContractMember_F31A5ED14A505B79A466B739CF944162" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:to="loc_ifrs-full_InterestRateSwapContractMember_BBCFCB77D35657A08D1042FFDB564316" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrencySwapContractMember" xlink:label="loc_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SwapContractMember_1A439B00E5715FEDA3CD44708B3EC5B6" xlink:to="loc_ifrs-full_CurrencySwapContractMember_27FA5C37603358329D2BF654FD522D5E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OptionContractMember" xlink:label="loc_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_OptionContractMember_3B790CEBD52352718F8D5F93E6231AF8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_WrittenOptionsMember" xlink:label="loc_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_slf_WrittenOptionsMember_02F227E30AA253CF8A30C24D8925FEE4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditDerivativeMember" xlink:label="loc_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_slf_CreditDerivativeMember_166048BF185C52F5B727F49E4956D0BD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FuturesContractMember" xlink:label="loc_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_A2F0D8E376C752C2B54B7C19A51AA7AB" xlink:to="loc_ifrs-full_FuturesContractMember_D4378FEC985B54CCA58B09A0D450319C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_791B347B4D8A5645A50385CFD5A0483C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_AE5F0B322715536E810EE711FD5856A9" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_791B347B4D8A5645A50385CFD5A0483C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_2EF88EAF959E519A950D2ABE23D280D9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_791B347B4D8A5645A50385CFD5A0483C" xlink:to="loc_ifrs-full_DerivativesMember_2EF88EAF959E519A950D2ABE23D280D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D4D7CE2C9A32582EB963C98BEC4CA577" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_B884B5FB9C6B52C593276FB2D3680C80" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D4D7CE2C9A32582EB963C98BEC4CA577" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_5984BBAE8AAD58359995FCD849DB47C7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D4D7CE2C9A32582EB963C98BEC4CA577" xlink:to="loc_ifrs-full_FinancialAssets_5984BBAE8AAD58359995FCD849DB47C7" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementPastDueAndImpairedMortgagesAndLoansDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_27CDAF3FEBD55B2BA2A3ED02C6B9CCE0" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_27CDAF3FEBD55B2BA2A3ED02C6B9CCE0" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_9030DF7EB2C85591A4970C965EBF7CB5" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_BC9B7822173255FE8E4972ABD922E52B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:to="loc_ifrs-full_MortgagesMember_BC9B7822173255FE8E4972ABD922E52B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember_88DEB9AC62055A78BB6ED7D01AA56CD0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:to="loc_ifrs-full_LoanCommitmentsMember_88DEB9AC62055A78BB6ED7D01AA56CD0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_F80FCEFF4814503A9A90AD4DCCC8BA3C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_6C6879CCE72750F1B667815CEF6A6E9A" xlink:to="loc_slf_MortgagesAndLoansMember_F80FCEFF4814503A9A90AD4DCCC8BA3C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember" xlink:label="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis_B1E5C2C913525766BCBEDA4108676EAF" xlink:to="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="loc_ifrs-full_FinancialAssetsNeitherPastDueNorImpairedMember_6DD6CDCFF0745B50B86850B04926A61A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember_2085DD8022665BA28B0C18594A97856E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForImpairmentOfFinancialAssetsMember_2D3FBD2D202E51F1969B3C5BABE17318" xlink:to="loc_ifrs-full_FinancialAssetsImpairedMember_E842083BECF95030B4B947D17176886C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_097B22E929D25FFC86705DF0851D4DCF" xlink:to="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:to="loc_ifrs-full_GrossCarryingAmountMember_DDB641D2CBDE5EEA819889D2F266162C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllowanceForCreditLossesMember" xlink:label="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_B4537073C2CD556A9F7EBCC08E473843" xlink:to="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_5B2912EF62AB5D32AEB5EEB3D718530D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_58C9882D60B051B193E881839BE9FA07" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_5B2912EF62AB5D32AEB5EEB3D718530D" xlink:type="arc" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_5B2912EF62AB5D32AEB5EEB3D718530D" xlink:to="loc_ifrs-full_AllowanceForCreditLossesMember_70E3D7A7A96954458A2F847322FB887A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusAxis" xlink:label="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PastDueStatusMember" xlink:label="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PastDueStatusAxis_D8491281D6F050AA9BEC9A3A34FCEB7C" xlink:to="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PastDueLessThanNinetyDaysMember" xlink:label="loc_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:to="loc_slf_PastDueLessThanNinetyDaysMember_13BDDC673A9A544C86BC539D54EE0F94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PastDueStatusMember_DA125E3C9A4557509AF2217A416F6D8D" xlink:to="loc_ifrs-full_LaterThanThreeMonthsMember_C6353956BE035531BC196094E1F2CF02" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable_8D16D075AD9A5D5A9272828C9396CA5E" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_1FC36D4F27BF5DD1B10593DC26A7D228" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedLineItems_AE7B2C06004857B4B9CF1C91A95365BA" xlink:to="loc_ifrs-full_FinancialAssets_1FC36D4F27BF5DD1B10593DC26A7D228" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementReinsuranceCounterpartiesExposureByCreditRatingDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_A54F39B93A5238EB73E2A57424175352" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_A54F39B93A5238EB73E2A57424175352" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_C2C4EA47CBEB648FAE14A574241B2461" xlink:to="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_F6710FE297C2559DA178A574241B4D20" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_1FED850BFDBDE91B9A81A574241BBFB2" xlink:to="loc_ifrs-full_CreditRiskMember_F6710FE297C2559DA178A574241B4D20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_D837CDA0B8B9426393B8A574241C6B19" xlink:to="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GrossExposureMember" xlink:label="loc_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:to="loc_slf_GrossExposureMember_7681168807F550D35346A574241CE202" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralMember" xlink:label="loc_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:to="loc_slf_CollateralMember_B0E012C48CBE2770CE9FA574241E1D5B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetExposureMember" xlink:label="loc_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_DF391AA7C1E5D17B305CA574241C2E9E" xlink:to="loc_slf_NetExposureMember_43233AE826FF68EDB4B7A574241EBF9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForExternalCreditGradesMember" xlink:label="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis_3F9D437D676EA9CD275FA574241FA6A3" xlink:to="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AARatingMember" xlink:label="loc_slf_AARatingMember_CF6BBBBC5704F3058E0FA574241FD069" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_AARatingMember_CF6BBBBC5704F3058E0FA574241FD069" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ARatingMember" xlink:label="loc_slf_ARatingMember_521B8FC930B93103991CA574241F8D2E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_ARatingMember_521B8FC930B93103991CA574241F8D2E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBBRatingMember" xlink:label="loc_slf_BBBRatingMember_57CAC1132CBA9C6EEC88A574241F0973" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_BBBRatingMember_57CAC1132CBA9C6EEC88A574241F0973" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BBRatingMember" xlink:label="loc_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_BBRatingMember_401F7D6BE41B4505E4B1A574241FEF9B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BRatingMember" xlink:label="loc_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_BRatingMember_1C7E6080A123DDD90FCDA574241FD6D3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CCCRatingMember" xlink:label="loc_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_CCCRatingMember_7164093CA716D243C8BBA575BEC583DA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NotRatedMember" xlink:label="loc_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForExternalCreditGradesMember_B50869E2C70327C2CE12A574241F218A" xlink:to="loc_slf_NotRatedMember_5EA12A6409DEDDED8926A574241F7B32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_160C372422A662007852A574241FF7D9" xlink:to="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_8A4DA67E17BFA17874A5A574241F6E8B" xlink:to="loc_slf_ReinsuranceAssetsMember_3C9E5D11112DF84CA9ADA57424202EF2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable_82F9FF11B5539D8C1FD6A574241A59BF" xlink:to="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_46066C93D820B40316D8A57424203E34" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_ifrs-full_FinancialAssets_46066C93D820B40316D8A57424203E34" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceNegativeReserves" xlink:label="loc_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_slf_ReinsuranceNegativeReserves_238BD2DD79527F831DF9A574242072D6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems_BA851AA70D2349C12033A57424200CC2" xlink:to="loc_ifrs-full_ReinsuranceAssets_E4928268CAA322661EDAA57424210D10" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/FinancialInstrumentRiskManagementRightOfOffsetAndCollateralDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_68C97E80A05C8F0A8CEB764C195F8C39" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_68C97E80A05C8F0A8CEB764C195F8C39" xlink:to="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_2D631975BD815E087B0C764C195F937C" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TotalFinancialAssetsMember" xlink:label="loc_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:to="loc_slf_TotalFinancialAssetsMember_D90E46CCE51F0CD7E87E764C195FC024" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TotalFinancialLiabilitiesMember" xlink:label="loc_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_977EB89A2B336D9A6DD7764C195F1FD0" xlink:to="loc_slf_TotalFinancialLiabilitiesMember_34F91A812213E955F534764C195F1322" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_B54223B822B1FCB82CC2764C195F5989" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_861BADB39048B0EE6766764C195FD81C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:to="loc_ifrs-full_DerivativesMember_861BADB39048B0EE6766764C195FD81C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReverseRepurchaseAgreementsMember" xlink:label="loc_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:to="loc_slf_ReverseRepurchaseAgreementsMember_E9437243C0F383E793F2764C195F212E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RepurchaseAgreements1Member" xlink:label="loc_slf_RepurchaseAgreements1Member_D09425D6F85F27A06D84764C195FFF2C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_3746F36BB22A4572095C764C195F0135" xlink:to="loc_slf_RepurchaseAgreements1Member_D09425D6F85F27A06D84764C195FFF2C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesTypeMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis_2922E96F4FE76B0F70CB764C195F88B9" xlink:to="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeLiabilitiesMember" xlink:label="loc_slf_DerivativeLiabilitiesMember_F5CB863D2AA46DD6D0D9764C195F5E65" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="loc_slf_DerivativeLiabilitiesMember_F5CB863D2AA46DD6D0D9764C195F5E65" xlink:type="arc" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="loc_slf_RepurchaseAgreements1Member_D09425D6F85F27A06D84764C195FFF2C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCollateralOnSecuritiesLentMember" xlink:label="loc_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesTypeMember_7426BCF6C79A42FD2B3E764C195FEBCA" xlink:to="loc_slf_CashCollateralOnSecuritiesLentMember_835410D2A2C286395857764C195FD147" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsTable_D8165707369829942D5F764C195F1361" xlink:to="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_AA485D52FF69B330C9A0764C195F1790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_9CCEEB7566A634D0FF14764C195F162E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets_6426BE83B408B7AB8AC5764C195F525D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_FB221205F85046A91110764C195FB6A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_5C0653079A7DFB01733E764C195FBAFF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_4E9C4B7B2CEA8631F1A6764C195F2EE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities_A2F6254745B89A6103F8764C195FA0DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialLiabilitiesAbstract_903E9D265332A0F32550764C195F3E53" xlink:to="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements_36D57D52D2EFED00AA6A764C195F1489" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin" xlink:label="loc_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_slf_FinancialLiabilitiesReceivedAsCollateralForAssetsOrContingentAssetsIncludingOvercollateralizationAndInitialMargin_FA9CDC862AEEBB3D0263764C195F898E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsLineItems_1E7E8F562EDFB1A3DC64764C195FA47A" xlink:to="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_33A82B4FD56D2130E1AE764C195FD4FF" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssets" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_87857EDFE19B5FD2832FB8800279D97A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_87857EDFE19B5FD2832FB8800279D97A" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory_0FDA25C8396F5F259F85CA269FA552C6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsChangesInIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_9FB3B96A8BF4C74E1A0F9A4F1BBE3315" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_B4B3A6F5954BA734D4B59A4F1BBE903B" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:to="loc_ifrs-full_ComputerSoftwareMember_0C7557891EBADE1B2BB29A4F1BBE8C61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherIntangibleAssetsMember" xlink:label="loc_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_3F0AF9AC481B5EF7120D9A4F1BBEBF4E" xlink:to="loc_ifrs-full_OtherIntangibleAssetsMember_595A126C9F8C91A8521D9A4F1BBEB9C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_80BBA8B9ACA93DC48CB79A4F1BBE5790" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndefiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_417638F011BB661097D19A4F1BBE49CB" xlink:to="loc_slf_IndefiniteLifeIntangibleAssetsMember_57A4F7CEA1B96242237B9A4F1BBE516A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_F920F48CCE4344B5E5609A4F1BCE0BD6" xlink:to="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:to="loc_ifrs-full_GrossCarryingAmountMember_3C101A87DBBE575EB2489A4F1BCE2F8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xlink:label="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CarryingAmountMember_334A1B4C2F1A4AAF02829A4F1BCE37A7" xlink:to="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember_ECF0745B0B00E3675F269A4F1BCE3B2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_7BA56C5C18DD030F07FA9A4F1BCED93B" xlink:to="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_9D73E27B2C27F223332F9A4F1BCE541A" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_8F6616B448DFF6852F9A9A4F1BCEF8AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_8C51F171996C68224CA69A4F1BBE500B" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_CAE7164A82EFE710FA599A4F1BCEF207" xlink:to="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_A63F26A853A94C411E129A4F1BCE98E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_5DB19512169EDB03B76C9A4F1BCED6AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill_6997A55E661C4B9281E49A4F1BCE420D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill_39EB16817522D21A5C799AAB25DF1168" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill_F44D1B659A2F49E620C29AAB2EC9247B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill_0FE43F4AB2D4C370AE3F9A4F1BCE1C67" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_C2F9E9671353E54F42229A4F1BCE02E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_28A3D97A3472C500D3E99A4F1BCE4C97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract_20532CFDD8E866770CB99A4F1BCEFCCD" xlink:to="loc_ifrs-full_ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities_5E0B53F0FF49F750D8D09A4F1BCE2EF6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsComponentsOfIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_2E95CEB4DF34571CB6B89139D5E08EB2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_2E95CEB4DF34571CB6B89139D5E08EB2" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_9B004E73550A52B59BCC6AA78F7AF7CA" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DistributionSalesPotentialOfFieldForceMember" xlink:label="loc_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_slf_DistributionSalesPotentialOfFieldForceMember_EFC1D900D3D752098D362CD604B46854" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CustomerrelatedIntangibleAssetsMember" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember_15F343CDF4F75C8C83900490485BBC3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_ifrs-full_ComputerSoftwareMember_373813E2D42455B493FEC48D9DBC6166" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_679870870E1757A89B26B2A173C151C9" xlink:to="loc_slf_FiniteLifeIntangibleAssetsMember_A347A5340DFB5D779A37106B6A4210CD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis_946BF42C1C535A829C25809A9EC6C445" xlink:to="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FundManagementContractsMember" xlink:label="loc_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:to="loc_slf_FundManagementContractsMember_71DA7E735C1F5A1D8B84CB021417AE4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndefiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_IndefiniteLifeIntangibleAssetsMember_90BE6C1D1B145199B5B1C95874955688" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeMember_7C1041E157D75F24A86F285772305C5E" xlink:to="loc_slf_IndefiniteLifeIntangibleAssetsMember_90BE6C1D1B145199B5B1C95874955688" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_622FDBF744C35B1E9E2B351BBEF10A24" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable_A4C31D4AA33555ECA0390774E8FA11DE" xlink:to="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_622FDBF744C35B1E9E2B351BBEF10A24" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems_622FDBF744C35B1E9E2B351BBEF10A24" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill_BF62A34A1E3C58A991C25FCB0C9B888E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAcquiredBySegmentDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_E67C2739891A89436ACC2E0D64F93D1A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_E67C2739891A89436ACC2E0D64F93D1A" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:to="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_72DA0033B8FE8CC1E32E2E0D64FA3A27" xlink:to="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeCanadaMember_C88538CB338F91D7E4B62E0D64FBDEF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_4A2164E3F3AA91BB072E2E0D64FB63C6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_4A2164E3F3AA91BB072E2E0D64FB63C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_FF6F703DC9792FAB14202E0D64FB8086" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialAsiaMember_FF6F703DC9792FAB14202E0D64FB8086" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_90C5B2E5EB0D33B5DE412E0D64FB7ED7" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_90C5B2E5EB0D33B5DE412E0D64FB7ED7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_F6C680E50CCB5A1B9AF62E0D64FB943C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_86EA7B6077B76741552E2E0D64FA2E83" xlink:to="loc_slf_SunLifeFinancialCorporateMember_F6C680E50CCB5A1B9AF62E0D64FB943C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_77A0E254EA1958C307FB2E0D64FC2CFA" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GoodwillMember" xlink:label="loc_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_C55BCE6A4B7D782595F42E0D64FC83A2" xlink:to="loc_ifrs-full_GoodwillMember_B80F46B5F9FDB031514B2E0D64FCB19F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_16B203E5E5DD9FE8583D2E0D64FA7EC4" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_AAC80A007DCCDB65D1002E0D64FC5CD9" xlink:to="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwill_452CC7AEBDB84B361CA42E0D64FDA060" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill_5F17BD512EB60525814D2E0D64FD0121" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsAndGoodwill_7C38E1CFB3A99B8B3E7E2E0D64FDFA70" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsAndGoodwillAbstract_1EC2DBB6B8C4735F78722E0D64FCF320" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwill_ACE23FB4F3A47A0E480E2E0D64FD335E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsGoodwillAllocatedToCgusDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_961BCBF4E93A89A4F0A551D857AEE587" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_961BCBF4E93A89A4F0A551D857AEE587" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_72594F2E832F6812FB8451D857AEFDC8" xlink:to="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_HK" xlink:label="loc_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_6F6E7E8CA3EABD362F3B51D857AF73CB" xlink:to="loc_country_HK_9129F5A609E186A8F81E51D857AF45CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_C336B53DB15A0E2E755E51D857AF588F" xlink:to="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MarketComparableCompaniesMember" xlink:label="loc_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:to="loc_ifrs-full_MarketComparableCompaniesMember_66D00E20203746EBEA8451D857B05933" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeApproachMember" xlink:label="loc_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ValuationTechniquesMember_6AD71A6B09B3D38DA39051D857B01DD4" xlink:to="loc_ifrs-full_IncomeApproachMember_55CD56D48A7427638B9351D857B03114" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_3F75D3FE0FE17B90AE2551D857B070AF" xlink:to="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_73C2A5F2B9F6319E270051D857B1921C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:to="loc_ifrs-full_BottomOfRangeMember_73C2A5F2B9F6319E270051D857B1921C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_50DA24034919D7CE1D4E51D857B11E94" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_2218AF9A95FA13355BB951D857B196F6" xlink:to="loc_ifrs-full_TopOfRangeMember_50DA24034919D7CE1D4E51D857B11E94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis_D6A60936CF4B50E335F151D857B12F62" xlink:to="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaIndividualMember" xlink:label="loc_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFCanadaIndividualMember_D493311FF09018B8F53F51D857B2CF40" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaGroupRetirementServicesMember" xlink:label="loc_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFCanadaGroupRetirementServicesMember_AF181E15CF749DD0D80351D857B2983E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFCanadaGroupBenefitsMember" xlink:label="loc_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFCanadaGroupBenefitsMember_4126F39EC8BBB300936E51D857B2CA66" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFUSEmployeeBenefitsGroupMember" xlink:label="loc_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFUSEmployeeBenefitsGroupMember_F6B17452FC042FFEDC1351D857B3A09E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_C0D8084097B2E9DA8CD351D857B3F4CD" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SunLifeFinancialAsiaMember_C0D8084097B2E9DA8CD351D857B3F4CD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFAssetManagementMFSMember" xlink:label="loc_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFAssetManagementMFSMember_CF1EC1AF83C3C855266351D857B33A45" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFAssetManagementSLIMMember" xlink:label="loc_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_SLFAssetManagementSLIMMember_07587709D930224433BF51D857B30C94" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateUKMember" xlink:label="loc_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesMember_0E7957BD031093BDFCAA51D857B16EAE" xlink:to="loc_slf_CorporateUKMember_21B3E23499AC7D1E6BE851D857B32656" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis_9B77088ADA27F317D32751D857B44AA9" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GoodwillMember" xlink:label="loc_ifrs-full_GoodwillMember_5DDE2FD805BAC69AFDC351D857B4DDA7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillMember_E57731B855262E8A128651D857B4BC18" xlink:to="loc_ifrs-full_GoodwillMember_5DDE2FD805BAC69AFDC351D857B4DDA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillTable_50903D07D7DF66A4DA7B51D857AED1FC" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill_BC482FD5EA0F99F5E28751D857B5811F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_IntangibleAssetsAndGoodwill_32017521E55CC87AE23251D857B534C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs" xlink:label="loc_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_slf_PriceToEarningsMultipleSignificantUnobservableInputsCGUs_CF860CEB181378F4308451D857B561CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs" xlink:label="loc_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_slf_PriceToAssetsUnderManagementSignificantUnobservableInputsCGUs_F5678DE1034A8EB0473551D857B557C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProjectedFutureSalesValueOfNewBusinessPeriod" xlink:label="loc_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_slf_ProjectedFutureSalesValueOfNewBusinessPeriod_9A632B817CF76441BE1A51D857B56E29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillLineItems_BC15B0C6D3286477474051D857B4A387" xlink:to="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections_A0AF75F8E2EF4DEC56A551D857B66CBA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/GoodwillAndIntangibleAssetsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IntangibleAssetsAbstract" xlink:label="loc_slf_IntangibleAssetsAbstract_0784235DC99F5DDC818545FBC3D9CAFE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_0784235DC99F5DDC818545FBC3D9CAFE" xlink:to="loc_ifrs-full_DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory_913C19F330535D13B25B9047944B27A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IntangibleAssetsAbstract_0784235DC99F5DDC818545FBC3D9CAFE" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory_E8A21359F522536CBA2890036AF5AC8A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxes" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_8355E512F9BE5E48ACACDAEC017BC117" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_8355E512F9BE5E48ACACDAEC017BC117" xlink:to="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory_77E7C125F3FE53AA99BBDED41E82FCD1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseBenefitDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_EC57AC5CDE5D515DB6D3F3087DDDBD91" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_EC57AC5CDE5D515DB6D3F3087DDDBD91" xlink:to="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncome" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:to="loc_ifrs-full_CurrentTaxExpenseIncome_25C7C7C718F4592B924D8244C6490E2E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xlink:label="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:to="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod_58E3BB82EC295D84A6042117E65CB529" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:to="loc_slf_CurrentTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_2BDEA801B851579DAA2FC096617DE115" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract_8A34F2D04E535AE49E561DF496FE2DC5" xlink:to="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods_D2EE235BC1A65369B1203BAC3E24B290" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeAbstract" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_EC57AC5CDE5D515DB6D3F3087DDDBD91" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences_B672628C9455521ABC4A9FF4A2FA5B8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xlink:label="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:to="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense_E9D4EF1BE4CC56A0B0DEC87DBB70A2F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods" xlink:label="loc_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:to="loc_ifrs-full_AdjustmentsForDeferredTaxOfPriorPeriods_CCA377A3B8915C0C830CDA275E29FE7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract_FDB009C99A7050719EE32CFC2B165B79" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes_BB90DEFE50885BCF8F8DFABC8F74FA0E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods" xlink:label="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_EC57AC5CDE5D515DB6D3F3087DDDBD91" xlink:to="loc_slf_DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods_732821FCB7365DDCABA7ECE4FEA1C0FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_EC57AC5CDE5D515DB6D3F3087DDDBD91" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_6776E62E63F25C62B45B2DEA8B2413E4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_C57D0954CE2161B013639F25FDA553A6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_20C5374F11F07CBC4AA29F25FDA5A52A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_C57D0954CE2161B013639F25FDA553A6" xlink:to="loc_ifrs-full_ProfitLoss_20C5374F11F07CBC4AA29F25FDA5A52A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_3992CC431CF95C67D2E79F25FDA5B0C8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_C57D0954CE2161B013639F25FDA553A6" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_3992CC431CF95C67D2E79F25FDA5B0C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_C57D0954CE2161B013639F25FDA553A6" xlink:to="loc_ifrs-full_ProfitLossBeforeTax_F7AB3CF0104E9383EC8B9F25FDA56E75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract" xlink:label="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_C57D0954CE2161B013639F25FDA553A6" xlink:to="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xlink:label="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate_563188764B8D3527D94D9F25FDA5239B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_ifrs-full_TaxEffectOfForeignTaxRates_87D5A4F24121C84F339F9F25FDA68DBF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfTaxLossesAndTaxCredits" xlink:label="loc_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_slf_TaxEffectOfTaxLossesAndTaxCredits_738448F15B5EBC67EEF79F25FDA619AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xlink:label="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011_C23843A66C370AAB21519F25FDA614C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_ifrs-full_TaxEffectFromChangeInTaxRate_198D6257DD63C6B11DCB9F25FDA693E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfPriorYearIncomeTaxes" xlink:label="loc_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_slf_TaxEffectOfPriorYearIncomeTaxes_C4F23C6B0CB462CBDCB59F25FDA6C845" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_3E73FAC16EBCC69DFB0C9F25FDA7CE17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_FD933AE4B133EC27D2BE9F25FDA7252E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAbstract_D3DBE798E66E110F5E679F25FDA5AEA2" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_FD933AE4B133EC27D2BE9F25FDA7252E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xlink:label="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_C57D0954CE2161B013639F25FDA553A6" xlink:to="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_ifrs-full_ApplicableTaxRate_16EF1E16C6CFF441485E9F25FDA77205" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_ifrs-full_TaxRateEffectOfForeignTaxRates_15FB0EBC42526C06ABC99F25FDA797E4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectOfTaxLossesAndTaxCredits" xlink:label="loc_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_slf_TaxRateEffectOfTaxLossesAndTaxCredits_CC4E8D150BF6C8259E809F25FDA71FA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xlink:label="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation_9CBDB65D3456ABC533289F25FDA8F940" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TaxRateEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate_93BBE211ECC11B87042D9F25FDA80585" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectOfPriorYearIncomeTaxes" xlink:label="loc_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_slf_TaxRateEffectOfPriorYearIncomeTaxes_0020B0EF2806CC7675E29F25FDA84CA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome_125892FAF8BFE9C594619F25FDA844A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AverageEffectiveTaxRate" xlink:label="loc_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract_C60CF2D168C3946508279F25FDA70F92" xlink:to="loc_ifrs-full_AverageEffectiveTaxRate_726B03FCECCFB89180019F25FDA80093" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesIncomeTaxBenefitExpenseRecognizedDirectlyInEquityDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_B829438BC51552D428C7E25DBBFB076C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_B829438BC51552D428C7E25DBBFB076C" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:to="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_D2105741BB99A0004BDFE25DBBFBD98B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:to="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_DC69ED47EEB09A54777CE25DBBFB9477" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_8D7C328505EC49C82728E25DBBFC3454" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:to="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome_8D7C328505EC49C82728E25DBBFC3454" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome" xlink:label="loc_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:to="loc_slf_CurrentAndDeferredTaxRelatingToItemsCreditedChargedDirectlyToEquityOtherThatComprehensiveIncome_DBB5CB12DBF272CD590DE25DBBFC5647" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncome" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncome_7CBF22A7C5CAF1F6902DE25DBBFC6358" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract_F4ECCEF3841882C01A96E25DBBFBCA25" xlink:to="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity_ED004C385805F36C6715E25DBBFC7FEA" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesMovementInNetDeferredTaxAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_92EA13F1B8403D2CC9E3E25DBC1682B2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_92EA13F1B8403D2CC9E3E25DBC1682B2" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_D5EDCF9DEBE83717B0E3E25DBC17D008" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Investments1Member" xlink:label="loc_slf_Investments1Member_917C298E8D25F8167608E25DBC171C60" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_Investments1Member_917C298E8D25F8167608E25DBC171C60" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_4C73F35AE39016CA885FE25DBC18E1FB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_OtherPolicyLiabilitiesMember_4C73F35AE39016CA885FE25DBC18E1FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsMember" xlink:label="loc_slf_DeferredAcquisitionCostsMember_8F529C4D5985FAE8AA1EE25DBC18A607" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_DeferredAcquisitionCostsMember_8F529C4D5985FAE8AA1EE25DBC18A607" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_673AC6D4ABFB77FF731BE25DBC18A5AC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_ifrs-full_UnusedTaxLossesMember_673AC6D4ABFB77FF731BE25DBC18A5AC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionAndOtherEmployeeBenefitsMember" xlink:label="loc_slf_PensionAndOtherEmployeeBenefitsMember_7DB24DE1E7C2B4EB07CDE25DBC18A3E1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_slf_PensionAndOtherEmployeeBenefitsMember_7DB24DE1E7C2B4EB07CDE25DBC18A3E1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTemporaryDifferencesMember" xlink:label="loc_ifrs-full_OtherTemporaryDifferencesMember_E2B16142A5B2A1DE29B9E25DBC181A3F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_43E4DBA7F44562C086F1E25DBC17A77B" xlink:to="loc_ifrs-full_OtherTemporaryDifferencesMember_E2B16142A5B2A1DE29B9E25DBC181A3F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_8E8D9CB0F4D2360F171BE25DBC1897D2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_687442E226CCA27AA351E25DBC1666F3" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_8E8D9CB0F4D2360F171BE25DBC1897D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_8E8D9CB0F4D2360F171BE25DBC1897D2" xlink:to="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_DeferredTaxLiabilityAsset_87CCFB1C7024C942BA48E25DBC1961C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsDeferredTaxLiabilityAsset_DA5FDD9289687C8E93C0E25DBC19AD9C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss_003B97C6CE2EBC7BC9CBE25DBC190FA0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" xlink:label="loc_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_slf_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_C02BF77E211E6D5D5D22E25DBC19DD98" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet" xlink:label="loc_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_slf_IncomeTaxRelatingToComponentsOfEquityOtherThanOtherComprehensiveIncomeRelatedToDeferredTaxAssetsNet_8451DC105C00E413FCB9E25DBC1AA680" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset_422605B1092359E66564E25DBC1A5378" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract_1F30D8631718B1A4F590E25DBC197D3E" xlink:to="loc_ifrs-full_DeferredTaxLiabilityAsset_41FAA7EB16BCC71222E4E25DBC1AFC62" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_D65478F4DE5FF1CCECFBA575D577988F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_D65478F4DE5FF1CCECFBA575D577988F" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_445D1748E5794763EE77A575D578D243" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxCreditsMember" xlink:label="loc_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:to="loc_ifrs-full_UnusedTaxCreditsMember_5A403778189A5AE03CBFA575D578093D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_707942773EC16AF3DE12A575D578C20E" xlink:to="loc_ifrs-full_UnusedTaxLossesMember_9B81C918B845E0C182D9A575D579E918" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_C404D7E70E96A7920C1FA575D579015C" xlink:to="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_E63074FE7C3D3240F9BEA575D579C904" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_country_US_E63074FE7C3D3240F9BEA575D579C904" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_0229F5F30E1B91752735A575D5796F1E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_country_GB_0229F5F30E1B91752735A575D5796F1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_651C5784A509A3A290E4A575D579F8E9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_country_CA_651C5784A509A3A290E4A575D579F8E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_A0" xlink:label="loc_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_stpr_A0_588D222AEC1F7E082FBCA575D57A357F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Asia1Member" xlink:label="loc_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_8425AC5EFF3E0A6B958EA575D579728A" xlink:to="loc_slf_Asia1Member_ED5989571C308620BE1BA575D57A6C29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_31E19C49146B99F9B156A575D57A47B1" xlink:to="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_D2C3DE4FA16E496758DAA575D57AEE64" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:to="loc_ifrs-full_BottomOfRangeMember_D2C3DE4FA16E496758DAA575D57AEE64" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_639FC9B50B981FEED503A575D57B8695" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_CD10C38A256F5C1A6732A575D57AECC5" xlink:to="loc_ifrs-full_TopOfRangeMember_639FC9B50B981FEED503A575D57B8695" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_8BE8640478A994DF1812A575D5777568" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NonCapitalProfitLossBeforeTax" xlink:label="loc_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_NonCapitalProfitLossBeforeTax_D576B5A2C61F25228A20A575D57BA3D0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_70A6AB33E31F51B70771A575D57C225A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_DeferredTaxAssets_70A6AB33E31F51B70771A575D57C225A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CapitalProfitLossBeforeTax" xlink:label="loc_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_CapitalProfitLossBeforeTax_7F960818E7CAED541FC9A575D57C3425" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised_74D4451E3F02EF66B70BA575D57C364A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_CapitalTaxLossesForWhichNoDeferredTaxAssetRecognised_E409382AF4CC507C0F42A575D57C4BB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_97591F1F147BD1FB6F6DA575D57D15D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_ifrs-full_ApplicableTaxRate_D602F0C3B5F225154D62A575D57DEFBB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxEffectOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_84C0BD6410C485213A9BA575D57D2AF5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxEffectOfRepatriationOfForeignEarnings" xlink:label="loc_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxEffectOfRepatriationOfForeignEarnings_A005AB8CFC994968D76AA575D57DA44D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1" xlink:label="loc_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxCutsAndJobsActOf2017ChangeInTaxRateIncomeTaxExpenseBenefit1_4A2FE4935A22517FA5D5A575D57D149A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense" xlink:label="loc_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxCutsAndJobsActOf2017TransitionTaxForAccumulatedForeignEarningsIncomeTaxExpense_2CB1415C70849E5F2C73A575D57E9C58" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectRepatriationOfForeignEarnings" xlink:label="loc_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxRateEffectRepatriationOfForeignEarnings_F76346AD66686C7E4C35A575D57E57BD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_6B4F4B5838661AF559CFA575D57B011E" xlink:to="loc_slf_TaxRateEffectRepatriationOfForeignEarningsWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures_5030004FC71800525672A575D57E672D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_5504FAC92A7A53F0849177DC5C56C443" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_5504FAC92A7A53F0849177DC5C56C443" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory_8B18229025B55BDA81DBD5F6960D02CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock" xlink:label="loc_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_5504FAC92A7A53F0849177DC5C56C443" xlink:to="loc_slf_DisclosureOfMajorComponentsOfTaxExpenseIncomeTableTextBlock_39E3B3FE3520521FB74EA17832A21C81" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock" xlink:label="loc_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_5504FAC92A7A53F0849177DC5C56C443" xlink:to="loc_slf_DisclosureOfIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAndEquityTableTextBlock_307C025D44435761916E51611999D9E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock" xlink:label="loc_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_5504FAC92A7A53F0849177DC5C56C443" xlink:to="loc_slf_DisclosureOfReconciliationOfAccountingProfitMultipliedByApplicableTaxRatesAndAverageEffectiveTaxRateTableTextBlock_D72D9EF6CB265DEF9E967BD226EECA0D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/IncomeTaxesTemporaryDifferencesInDeferredTaxAssetsAndLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeTaxesAbstract" xlink:label="loc_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_IncomeTaxesAbstract_5319C8CF29BE5163B4E9F37C54EE8073" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_8C6D199FF0BE56B1959B45C927A769D1" xlink:to="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Investments1Member" xlink:label="loc_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_Investments1Member_75A01004C00453739672C48E989F847A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_OtherPolicyLiabilitiesMember_A2A798368C1B513E9C6DDBCD76179D03" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsMember" xlink:label="loc_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_DeferredAcquisitionCostsMember_65CBDAF6C69A5B4F82C9A2786525A4AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_ifrs-full_UnusedTaxLossesMember_D4B830B71756504D8F969FF294A02F07" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionAndOtherEmployeeBenefitsMember" xlink:label="loc_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_slf_PensionAndOtherEmployeeBenefitsMember_EB5A3486A3F25165A22AC37245877DAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherTemporaryDifferencesMember" xlink:label="loc_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsMember_30D0E7BD947159A0849EA13F3DB0E5C4" xlink:to="loc_ifrs-full_OtherTemporaryDifferencesMember_6BF3EEB2B02151D9AFA3FDACF4A923E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable_483BADE6D0E15081A72C1F392F7381ED" xlink:to="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_DeferredTaxAssets_051B9ACC1ED95D2EB7ADB8C103B23FBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_DeferredTaxLiabilities_9BD43CA9DB89544EADD56BAD85EEEEE5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDeferredTaxAssets" xlink:label="loc_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems_EC48BEA0E2FA5FDAB418F61222ECD11F" xlink:to="loc_ifrs-full_NetDeferredTaxAssets_5B8162D2B7D457898D4F5C93E60577B6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilities" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_D0F0C1B0F39A53CC9A4431FBDFFD8D45" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInsuranceContractsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_D0F0C1B0F39A53CC9A4431FBDFFD8D45" xlink:to="loc_ifrs-full_DisclosureOfInsuranceContractsExplanatory_BD8064C1584F524CB12FA4423D680EDD" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithDpfDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_1E271A483C195A37BD53CCD6D93FABD5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_1E271A483C195A37BD53CCD6D93FABD5" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_09FC9ABBE8CE5DC5B44A2524E3497C1F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_B7EE8A169BE05AFE9FD40B921608C981" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_09FC9ABBE8CE5DC5B44A2524E3497C1F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_09FC9ABBE8CE5DC5B44A2524E3497C1F" xlink:to="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_A672806A210B5C12AA856EC4D9C85F16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_950CB30762D35123AB68E95CA676C2AE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_56BB62B350CC5807A4EDCA8A1CAD7C47" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_950CB30762D35123AB68E95CA676C2AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward" xlink:label="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_950CB30762D35123AB68E95CA676C2AE" xlink:to="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_54E0177641895BD680907A3C764DE6E9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_ifrs-full_FinancialLiabilities_54E0177641895BD680907A3C764DE6E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_24630661DC7A58A98F9173A89183EAEF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_AdditionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInvestmentContracts_096FC99ECA575847A31CB687FE0EF0D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_9E2A350DEF005B3E8F8CEE734FCB6557" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_slf_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInvestmentContracts_997A55C62E3A59D581EDF4566D5E288D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_9488DB4108915EDB99950D3009842B61" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7E5C25D2EBA157738AAB8681FFA1294C" xlink:to="loc_ifrs-full_FinancialLiabilities_9488DB4108915EDB99950D3009842B61" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangeInInvestmentContractLiabilitiesWithoutDpfDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_B12D92749D2C5B24AEEAD7D555E37DBE" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_DEC38191713D5992BE07F1BD658877C3" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_92ABE7ED56E757E18CF21263B927C91A" xlink:to="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_70DF8755410C5264B4285351C448B850" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_915B1EADA1C5551B922C152ED85F9826" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_3D1095251FAC5959A18DFFE06EA6D11A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_503A9E15F7C152B999A1D3E80EDE9CA6" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_45F79E31D4B3527CAFC71BF9528C717E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_016F24E51CDF58558F32B59468A39B06" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward" xlink:label="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_351DE3548DCB5C9BB8CEF2118F9C3D0F" xlink:to="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_ifrs-full_FinancialLiabilities_7A4D9655304B55C69BCEA80E847FFE4E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseDeposits" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseDeposits_12CE0C0634AB52A6A1387A002271687E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseInterest" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseInterest_032D8D063A835A4A9A2627308CF85188" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseWithdrawals_3A0D5F4DCA565D02A0FB46FCEA00867A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseFees" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseFees_FFA45F6AB1BC5F4BA36D3A76CF985C82" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseOther" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseOther_708800C1EE565003B8352BAFDDA4E505" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseChangeInAssumptions_5E6824CCC0D45C27A28E26FFFE1458F6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_377969A2DDEB54E9A6C31DC875271824" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_6A8F19DA9D6F54FA9E85690806A4E166" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReconciliationOfChangesInFinancialLiabilitiesRollForward_7FDAD7ED83B055E18D33533B1C58BDE9" xlink:to="loc_ifrs-full_FinancialLiabilities_6A8F19DA9D6F54FA9E85690806A4E166" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_8CA7A3CEBC7B0D16DB2D80EC7D6CB207" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_8CA7A3CEBC7B0D16DB2D80EC7D6CB207" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_D9E9C96A998274807F8480EC7D6C03C1" xlink:to="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember" xlink:label="loc_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:to="loc_slf_InsuranceContractLiabilitiesAndReinsuranceAssetsBeforeOtherPolicyLiabilitiesAndAssetsMember_D9365C7E8EB209CED42080EC7D6C9FB2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesAndAssetsMember" xlink:label="loc_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_9914EE72048E875E847380EC7D6C38CF" xlink:to="loc_slf_OtherPolicyLiabilitiesAndAssetsMember_6594CCDA4BE399790B1A80EC7D6CFED0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_203C4476D014E529F96E80EC7D6C768E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_0D94E375AAE448D70A3F80EC7D6C44B5" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_203C4476D014E529F96E80EC7D6C768E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_203C4476D014E529F96E80EC7D6C768E" xlink:to="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract" xlink:label="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_40C52E7E2520D40AA67B80EC7D6CE44D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts" xlink:label="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesLiabilitiesUnderInvestmentContracts_1B1C38579A9EEFD5528780EC7D6CB8DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_15142239C747E589FCB180EC7D6CC3F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_584A75E28FBC5C6AFE5280EC7D6C8863" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_slf_NetInvestmentContractLiabilitiesIncreaseDecreaseInLiabilitiesUnderInvestmentContractsExcludingAcquisitionsAndForeignExchangeRateMovements_A20BEC228AA237CCE0AE80EC7D6CFB83" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued_851A5F2806B8D2165ECF80EC7D6C68FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_F3982B815CC67151B51A80EC7D6C559C" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_535C195D209095C7708880EC7D6CAF61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInReinsuranceAssetsAbstract" xlink:label="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_ifrs-full_ReinsuranceAssets_C89E7F2345172139ADE780EC7D6C8B6D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesOnInForcePoliciesReinsuranceAssets_BFD4C2226BA6DE053F3980EC7D6CCE08" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsChangeInBalancesArisingFromNewPoliciesReinsuranceAssets_8D08CD57A23C334BC9ED80EC7D6CCB70" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseThroughMethodAndAssumptionChangesReinsuranceAssets_E85A5E027AE7C488E5B180EC7D6C9C18" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsIncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsAndForeignExchangeRateMovements_6D2600795FCD940F82E980EC7D6C3C57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesReinsuranceAssets_30B1870D3713A93CB28080EC7D6CA788" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInReinsuranceAssetsAbstract_98EF20D461C28AE545F980EC7D6CE68F" xlink:to="loc_ifrs-full_ReinsuranceAssets_8E333BFD37745DEA89A480EC7D6C2292" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract" xlink:label="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfChangesInLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssuedAbstract_1886D172AC75EC9B51BA80EC7D6CD3BD" xlink:to="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_78C82ECA9586FA92B0FB80EC7D6C049B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetChangeInBalancesOnInForcePolicies" xlink:label="loc_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetChangeInBalancesOnInForcePolicies_5B74053668F032B91FAE80EC7D6CAED5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseThroughNewPolicies_5292D63C21D814FF484780EC7D6C0AE6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughMethodAndAssumptionChanges_93550485260138F0B5D080EC7D6C74AD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseExcludingAcquisitionsAndForeignExchangeRateMovements_6581B1C6000EAB45F21880EC7D6C728E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssetsNetIncreaseDecreaseThroughNetExchangeDifferences_1CD462BBC68FC18229B980EC7D6C0FC3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets" xlink:label="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_NetChangesInInsuranceContractLiabilitiesAndReinsuranceAssetsAbstract_7A6A1BB8B3586416CCE580EC7D6C9286" xlink:to="loc_slf_NetInsuranceContractLiabilitiesAndReinsuranceAssets_97564E69B1265800B98180EC7D6CF044" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesGrossClaimsAndBenefitsPaidDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldMaturitiesAndSurrenders_BAA6EEC67848506DABFBB71804E8B6C2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldAnnuityPayments_4F4ED01ED2125B538E9F0C828CA5CA46" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldDeathAndDisabilityBenefits_AB60942DEE3250089F50CD9EE516AF63" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldHealthBenefits_44FC323500595BBD9E26F3534D50B835" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeldPolicyholderDividendsAndInterestOnClaimsAndDeposits_9D5E949A9C6B5774B6FDEC60300A9845" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld" xlink:label="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_C991E43FAF5F51C7B53DA36DB65B34FB" xlink:to="loc_slf_ExpenseForPolicyholderClaimsAndBenefitsPaidWithoutReductionForReinsuranceHeld_75A13C7837675E3A8932DB8FBA60F924" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesImpactOfMethodAndAssumptionChangesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_194857EA43D65AB5A540C12DA70AF0E7" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:to="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_0C0EE8792B11572EA4EAE988926D4EB4" xlink:to="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfMortalityAndMorbidityMember" xlink:label="loc_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfMortalityAndMorbidityMember_5208399EE55F52269568ABE9C2513D70" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember" xlink:label="loc_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfLapseAndOtherPolicyholderBehaviourMember_86B7B5E5FA3153408DD0C3175B09E27B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpensesMember" xlink:label="loc_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfExpensesMember_3DFC9207545D53D1838EA483ED41A085" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfInvestmentReturnsMember" xlink:label="loc_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfInvestmentReturnsMember_F30A582A6E465AADBFE379817D252898" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember" xlink:label="loc_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E5FD7C98E0AB56AB84D90E97CE889125" xlink:to="loc_slf_ActuarialAssumptionOfModelEnhancementsAndOtherMember_362467130C25586895032CDB321081C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_2916B186C1DB52388BBC6E8C333113EC" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance" xlink:label="loc_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_B058954435F65F91B2ACDF34A3D5DCCE" xlink:to="loc_ifrs-full_IncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance_AFACEC8D8828580A817AF6242147AB69" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInsuranceContractAndOtherPolicyLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_727FC41E61F42812A3192E0D64C76418" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_727FC41E61F42812A3192E0D64C76418" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_88A6BE4126FCFD380D8F2E0D64C7943B" xlink:to="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_61294F5B4B9EF5B82CE12E0D64C88576" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_6EF6E83BFAC1A02666082E0D64C7AA1D" xlink:to="loc_country_GB_61294F5B4B9EF5B82CE12E0D64C88576" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_D4AF8B6E1A6D600958EA2E0D64C8EA9B" xlink:to="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_C52896F8FEA42F7E8F932E0D64C84E97" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeCanadaMember_C52896F8FEA42F7E8F932E0D64C84E97" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_B74C9EE89D811C8033432E0D64C9C159" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_B74C9EE89D811C8033432E0D64C9C159" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_BDC4604513FE711E43072E0D64C90DE2" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeFinancialAsiaMember_BDC4604513FE711E43072E0D64C90DE2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_313A484FAAAA5B6401432E0D64C9A96F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_0081FCD5F9BFDCE715E52E0D64C807C6" xlink:to="loc_slf_SunLifeFinancialCorporateMember_313A484FAAAA5B6401432E0D64C9A96F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_4CC8EF5A53681F4730622E0D64C96F10" xlink:to="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_IndividualParticipatingLifeMember_2DD644D9EE27F1EA1A172E0D64CA0C74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_565D77F8BCC8266B36122E0D64CA6792" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_565D77F8BCC8266B36122E0D64CA6792" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_GroupLifeAndHealthMember_13148326CE96D27A9F842E0D64CA01DF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_IndividualAnnuitiesMember_08372325163A1AC6B7C82E0D64CAB416" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_GroupAnnuitiesMember_CB354D7DD969E90CF0842E0D64CACF41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember" xlink:label="loc_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_InsuranceContractLiabilitiesBeforeOtherPolicyLiabilitiesMember_6862680255988DEB5BC02E0D64CBA684" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyLiabilitiesMember" xlink:label="loc_slf_OtherPolicyLiabilitiesMember_45EF6021CA03073CE4A62E0D64CB06E7" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_BD1D5EB3B43F5C10CD4B2E0D64C9189D" xlink:to="loc_slf_OtherPolicyLiabilitiesMember_45EF6021CA03073CE4A62E0D64CB06E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_C3EA3851056128916A462E0D64CBF902" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_1CCE2BE9CF0513BC14DB2E0D64C7F206" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_C3EA3851056128916A462E0D64CBF902" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_3A92EF9D550D17F2334F2E0D64CBD1F8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_C3EA3851056128916A462E0D64CBF902" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_3A92EF9D550D17F2334F2E0D64CBD1F8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesInvestmentContractLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_0DAEBE93085BF96118322E0D64A9AED5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0DAEBE93085BF96118322E0D64A9AED5" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_819877247746A6EEC48D2E0D64AA67D4" xlink:to="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_7620D5B60551A65BD6BB2E0D64AA7977" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeCanadaMember_7620D5B60551A65BD6BB2E0D64AA7977" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_9B256297C0919530EB8D2E0D64AB9D3A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_9B256297C0919530EB8D2E0D64AB9D3A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_D979CB5F57517013FBCF2E0D64AB28F3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeFinancialAsiaMember_D979CB5F57517013FBCF2E0D64AB28F3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_1DDDB750D59E02C3EDBC2E0D64AB65E4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_297269483433BEA5884E2E0D64AA9860" xlink:to="loc_slf_SunLifeFinancialCorporateMember_1DDDB750D59E02C3EDBC2E0D64AB65E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_14F742E5E6F42B695D9E2E0D64ABA342" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_7EBC849E13D775106ABE2E0D64AC7CF7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:to="loc_slf_InvestmentContractsLiabilitiesWithDiscretionaryParticipationFeaturesMember_7EBC849E13D775106ABE2E0D64AC7CF7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember" xlink:label="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E4E1357E4854EAEEAB922E0D64ACC1C0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_1DB3EFE68486AC667E0A2E0D64AB8FB8" xlink:to="loc_slf_InvestmentContractsLiabilitiesWIthoutDiscretionaryParticipationFeaturesMember_E4E1357E4854EAEEAB922E0D64ACC1C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_2BE274DB37E9910537AE2E0D64AC15EF" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtAmortisedCostCategoryMember_9CEF80314DA8ECB5A83D2E0D64AC276E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_896C13195B2898573DD92E0D64AD4602" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_8DCD205AB728C9515E2A2E0D64AC5B75" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_896C13195B2898573DD92E0D64AD4602" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_C15C995CE65B5B2C0A582E0D64ADF4A1" xlink:to="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_D70E6F287F88C7ABF65C2E0D64AD4DB0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_IndividualParticipatingLifeMember_D70E6F287F88C7ABF65C2E0D64AD4DB0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_A616C3D4CBED159A407B2E0D64AD18B3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_A616C3D4CBED159A407B2E0D64AD18B3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_3FFEFF11C8E0B4322AA72E0D64AEA231" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_IndividualAnnuitiesMember_3FFEFF11C8E0B4322AA72E0D64AEA231" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_9E49F0B842247B341C742E0D64AEF747" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_D15CDD135DEF803B5FEC2E0D64ADF885" xlink:to="loc_slf_GroupAnnuitiesMember_9E49F0B842247B341C742E0D64AEF747" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_BB6A9C263EE57D9EAE7A2E0D64AE136D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable_C6B90BABE3174DA3D4012E0D64A9C968" xlink:to="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_BB6A9C263EE57D9EAE7A2E0D64AE136D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentContractsLiabilities" xlink:label="loc_ifrs-full_InvestmentContractsLiabilities_70BB862CFFAB43E450D42E0D64AE76B5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems_BB6A9C263EE57D9EAE7A2E0D64AE136D" xlink:to="loc_ifrs-full_InvestmentContractsLiabilities_70BB862CFFAB43E450D42E0D64AE76B5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_8125F9C9E8DF57A684B8F8647BCC721A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_8125F9C9E8DF57A684B8F8647BCC721A" xlink:to="loc_ifrs-full_DisclosureOfAmountsArisingFromInsuranceContractsExplanatory_CC7BF28E6C9C51548BD6B669499B897C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock" xlink:label="loc_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_8125F9C9E8DF57A684B8F8647BCC721A" xlink:to="loc_slf_DisclosureOfImpactsOfMethodAndChangesInAssumptionsOnInsuranceContractLiabilitiesTableTextBlock_4979871934D154DC89655BFCE323E493" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock" xlink:label="loc_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_8125F9C9E8DF57A684B8F8647BCC721A" xlink:to="loc_slf_DisclosureOfInvestmentContractLiabilitiesTableTextBlock_C3FBFF2005365524AE64A11BC4286F41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock" xlink:label="loc_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_8125F9C9E8DF57A684B8F8647BCC721A" xlink:to="loc_slf_DisclosureOfReconciliationOfChangesInInvestmentContractLiabilitiesTableTextBlock_9E03D15583A35C328F15016881CCC246" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory" xlink:label="loc_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_8125F9C9E8DF57A684B8F8647BCC721A" xlink:to="loc_ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory_7CE7AA4E73A15C8999A5271A46582B41" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceContractLiabilitiesAndInvestmentContractLiabilitiesTotalAssetsSupportingTotalLiabilitiesAndEquityDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_84AD297040F352C4BEA374B3C061ACC6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_84AD297040F352C4BEA374B3C061ACC6" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_18FD129EC5CD5BE5BB9D707132F99858" xlink:to="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_ECA8EE9CE83C5C2C91C50229F1C0CB4A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_IndividualParticipatingLifeMember_ECA8EE9CE83C5C2C91C50229F1C0CB4A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_71C388504BD650889D07BB2A41648638" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_71C388504BD650889D07BB2A41648638" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_3BDA0A4C06495B2A992A4730928A8214" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_GroupLifeAndHealthMember_3BDA0A4C06495B2A992A4730928A8214" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_80AF98A372775C2F9ECC73F150F52A9D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_IndividualAnnuitiesMember_80AF98A372775C2F9ECC73F150F52A9D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_17524944EE8D55F2A4062D92E5E22F8E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_GroupAnnuitiesMember_17524944EE8D55F2A4062D92E5E22F8E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityAndOtherMember" xlink:label="loc_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_5FC33DAF3E845F008BA7BFC80C676F54" xlink:to="loc_slf_EquityAndOtherMember_5772E08CBBE95839AB058E35257E5D43" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_D0B3010C3CC7501190636BAAD78298EE" xlink:to="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_5A2B07C843575327B49BB5CB57CB039F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_ifrs-full_DebtSecuritiesMember_5A2B07C843575327B49BB5CB57CB039F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_1D1D2CEF3CAC5568AFB59C75AA4E258D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_1D1D2CEF3CAC5568AFB59C75AA4E258D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_391058580C3B53E68C6249FC6DD5C690" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_slf_MortgagesAndLoansMember_391058580C3B53E68C6249FC6DD5C690" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_F723158841835D2BB6BC9C132401286E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_ifrs-full_InvestmentPropertyMember_F723158841835D2BB6BC9C132401286E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherFinancialAssetsMember" xlink:label="loc_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_DE268547916354169AE8D453F151A279" xlink:to="loc_slf_OtherFinancialAssetsMember_A2CB7B0367605D52BB6249B7AAF36009" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_884C0882AB565047A8E87D8677804E76" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_20DF602DB1665AA99ADDC7698FFA83B5" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_884C0882AB565047A8E87D8677804E76" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_884C0882AB565047A8E87D8677804E76" xlink:to="loc_slf_GeneralFundAssets_4C3683CBE00958A78459FDA2FD1A7CB4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceRiskManagement" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_64AF07054B8A8057F79B51D857E74444" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_64AF07054B8A8057F79B51D857E74444" xlink:to="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory_82E3C4FC5FC3EF9B383351D857E7FDDC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InsuranceRiskManagementNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_0C031E507A3D97BF389951D857DD8535" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0C031E507A3D97BF389951D857DD8535" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:to="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_43BF1BE2B0D454ED5C0E51D857DE3FC3" xlink:to="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortalityRiskMember" xlink:label="loc_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_MortalityRiskMember_0578B8684743BC20B9B351D857DE2964" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MorbidityRiskMember" xlink:label="loc_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_MorbidityRiskMember_30BB17ACA4CBFCA9CC7051D857DF4F0D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LongevityRiskMember" xlink:label="loc_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_LongevityRiskMember_F5C32A66B8218EEA729951D857DFEE44" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PolicyholderBehaviourRiskMember" xlink:label="loc_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_PolicyholderBehaviourRiskMember_4CF5853F61939128F7E651D857DF508E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpenseRiskMember" xlink:label="loc_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_C92CA839EB663CDCD56751D857DEDC4B" xlink:to="loc_slf_ExpenseRiskMember_3A5D17DD5F62330CF31651D857DF75C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInsuranceContractsAxis" xlink:label="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:to="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_ADC9BDF724FD2C03352D51D857DFA4F4" xlink:to="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleLifeInsuranceContractsInCanadaMember" xlink:label="loc_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SingleLifeInsuranceContractsInCanadaMember_B4BDC95594273CD9B05F51D857E0D2B9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SingleLifeInsuranceContractsOutsideOfCanadaMember" xlink:label="loc_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SingleLifeInsuranceContractsOutsideOfCanadaMember_266EAC6D2BD8837367D551D857E07C43" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SurvivorshipLifeInsuranceContractsInCanadaMember" xlink:label="loc_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SurvivorshipLifeInsuranceContractsInCanadaMember_294EDDF34A0BCAE27F0A51D857E0E894" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember" xlink:label="loc_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_SurvivorshipLifeInsuranceContractsOutsideOfCanadaMember_0F40A1FEECB3CCEAC3CB51D857E1AB9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember" xlink:label="loc_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_LifeInsuranceContractsWhereHigherMortalityIsFinanciallyAdverseMember_2B24E5D3CD70A1C976F151D857E1845F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember" xlink:label="loc_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_LifeInsuranceContractsWhereMorbidityIsSignificantAssumptionMember_164B4AC790243CA877B051D857E1CC98" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceAnnuitiesContractsMember" xlink:label="loc_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_LifeInsuranceAnnuitiesContractsMember_9F0F417BF92F50DA0D4E51D857E1E460" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember" xlink:label="loc_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_IndividualLifeInsuranceContractsWhereFewerTerminationsAreFinanciallyAdverseMember_DCEA9797C03CFB15867F51D857E11D3E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember" xlink:label="loc_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_slf_IndividualLifeInsuranceContractsWhereMoreTerminationsAreFinanciallyAdverseMember_CD2D0921EC9EB9AE012551D857E143AB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LifeInsuranceContractsMember" xlink:label="loc_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D7D57B4A6B694D74A48F51D857E08426" xlink:to="loc_ifrs-full_LifeInsuranceContractsMember_F3D80DEEF9692536ED8451D857E195F9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_D67D49A975C04F9A16D851D857DE3DA7" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceRetentionPolicyAmountRetained1" xlink:label="loc_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_ReinsuranceRetentionPolicyAmountRetained1_10374A2C14EB5383A59851D857E2D9F0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariablePercent_81285423EDA2E6D5170451D857E284FB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonProfitLoss_5EC556AF9D3AC6F9274151D857E2AC4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity" xlink:label="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_116331ACBD7CCA95E73451D857E2BC56" xlink:to="loc_slf_SensitivityAnalysisToInsuranceRiskReasonablyPossibleChangeInRiskVariableImpactonEquity_8457FD9BC3B78009F9C051D857E252A3" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntities" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestsInOtherEntitiesAbstract" xlink:label="loc_slf_InterestsInOtherEntitiesAbstract_09941978F83C53828B406D3E22A92FE8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_09941978F83C53828B406D3E22A92FE8" xlink:to="loc_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory_070067AA5A66502C8F236A9883F85CC2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesFinancialInformationOfJointVenturesAndAssociatesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestsInOtherEntitiesAbstract" xlink:label="loc_slf_InterestsInOtherEntitiesAbstract_8895AB8CEE0859CDB022D907ACFBB750" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_8895AB8CEE0859CDB022D907ACFBB750" xlink:to="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod_8895CA6FBE9F5AD99B25193CC23FB077" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_8895AB8CEE0859CDB022D907ACFBB750" xlink:to="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:to="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_1BB764D75E445766BB55D1CBAB07D1DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:to="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax_67C0D2B7F9835155A28429D7E9DB54E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethodAbstract_D2A40A83E74157DCBA01D9027873B698" xlink:to="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_3C4C369000835B9E85F134B1DB020636" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesInterestInUnconsolidatedStructuredEntitiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestsInOtherEntitiesAbstract" xlink:label="loc_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_C37EFCDB9E5A31A0582B51D856692C62" xlink:to="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_982C1581C353E1D50FE351D856690628" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_6552856BA69088C0E88F51D8566AC743" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_ifrs-full_DebtSecuritiesMember_6552856BA69088C0E88F51D8566AC743" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ABC4A37BAA28AE8AFF3151D8566A0488" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_ABC4A37BAA28AE8AFF3151D8566A0488" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_9F99FDE62A793D21B6E551D8566AB02A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember" xlink:label="loc_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_slf_OtherEquitySecuritiesAndOtherInvestedAssetsMember_A571C5F33BBE9AAA74B451D8566B5A86" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_2469E7A6A89ADF0B8A3D51D8566ABBE6" xlink:to="loc_slf_OtherInvestedAssetsMember_C568C49320F8DEF9B0C151D8566B8A0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesAxis" xlink:label="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_JointVenturesAxis_55B8FE330E9D1A4E2FC151D8566BA59C" xlink:to="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesMember" xlink:label="loc_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_FBC1EEAF4967B937F42251D8566BF0F2" xlink:to="loc_ifrs-full_JointVenturesMember_5494C50E0DD65FEC25F651D8566C8B13" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis_23AEAA966CD6D8A62B1A51D8566C4FCD" xlink:to="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentFundsMember" xlink:label="loc_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_ifrs-full_InvestmentFundsMember_FC976260E62E3C0BBD2451D8566C77CF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritisationVehiclesManagedByThirdPartyMember" xlink:label="loc_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_SecuritisationVehiclesManagedByThirdPartyMember_4CA7A714A5F30A357BA551D8566D7C3E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentFundsManagedByThirdPartyMember" xlink:label="loc_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_InvestmentFundsManagedByThirdPartyMember_A5493295A184F31E27B551D8566DC3E3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentFundsManagedByParentMember" xlink:label="loc_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_InvestmentFundsManagedByParentMember_ACE2862C488FC9323EF851D8566D7912" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LimitedPartnershipsManagedByThirdPartyMember" xlink:label="loc_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForUnconsolidatedStructuredEntitiesMember_672174A56CC72115E0E051D8566C22EA" xlink:to="loc_slf_LimitedPartnershipsManagedByThirdPartyMember_5092F72898132BB1ACF551D8566D7CB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable_3AAFDA1B39215536BA4651D85669C2CF" xlink:to="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:label="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:to="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities_2A3924895A25A18F47E851D8566D5BF3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:label="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems_37E7BBD4219CE21897A551D8566D8B2D" xlink:to="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities_CD4772AAF04040EFF85451D8566E7268" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestsInOtherEntitiesAbstract" xlink:label="loc_slf_InterestsInOtherEntitiesAbstract_1C121A6DBF1D6C4372049A4E85381D66" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfJointVenturesAndAssociatesTable" xlink:label="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_1C121A6DBF1D6C4372049A4E85381D66" xlink:to="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_D18DE76170DFE309640B9A4E85381079" xlink:to="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesWhereEntityIsVenturerMember" xlink:label="loc_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_7AF059A23D4C395531F79A4E8538B016" xlink:to="loc_ifrs-full_JointVenturesWhereEntityIsVenturerMember_D1F2EA03FEC8DBEA799C9A4E8538FA2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointOperationsAxis" xlink:label="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointOperationsMember" xlink:label="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_JointOperationsAxis_DBB0B28F0EF0EFA0704D9A4E8538430E" xlink:to="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointOperationsMember" xlink:label="loc_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForJointOperationsMember_6DCC1B7B8A719C242F449A4E85389F5F" xlink:to="loc_ifrs-full_JointOperationsMember_5B575A489A676642DF5B9A4E85389F4C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForAssociatesMember" xlink:label="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis_92C936DB47AACAB37CEA9A4E8538AE70" xlink:to="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssociatesMember" xlink:label="loc_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForAssociatesMember_D5742EE49A60C3CE707F9A4E8538B8F3" xlink:to="loc_ifrs-full_AssociatesMember_32B670606AD08E347B9E9A4E85382BE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesAxis" xlink:label="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForJointVenturesMember" xlink:label="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_JointVenturesAxis_A2E3FF717DC19D2AE51D9A4E8538542C" xlink:to="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BiriaSunLifeInsuranceCompanyLimitedMember" xlink:label="loc_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:to="loc_slf_BiriaSunLifeInsuranceCompanyLimitedMember_CEC20040E9EC17BF82409A4E85383E76" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianRealEstateJointVenturesMember" xlink:label="loc_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:to="loc_slf_CanadianRealEstateJointVenturesMember_2B1EE31ECC1863C7DFFA9A4E8547C2A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_JointVenturesMember" xlink:label="loc_ifrs-full_JointVenturesMember_1450C243743E99FAE18F9A4E8547BDD6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForJointVenturesMember_76CD28829EEC0984485C9A4E8538F9BF" xlink:to="loc_ifrs-full_JointVenturesMember_1450C243743E99FAE18F9A4E8547BDD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_E3E0289E47B2C30623579A4E8547852F" xlink:to="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_4F5CC94B657FC83B390B9A4E85470505" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:to="loc_ifrs-full_BottomOfRangeMember_4F5CC94B657FC83B390B9A4E85470505" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_F1A9F4066B739124B2459A4E8547AB72" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_D6E0BEAA4068915149379A4E85473AA1" xlink:to="loc_ifrs-full_TopOfRangeMember_F1A9F4066B739124B2459A4E8547AB72" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfJointVenturesAndAssociatesLineItems" xlink:label="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesTable_67FCC3C46D5FCDD91A259A4E85383E8B" xlink:to="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProportionOfOwnershipInterestInJointVentureAndAssociates" xlink:label="loc_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_ProportionOfOwnershipInterestInJointVentureAndAssociates_19CA7A9245C04BED9D139A4E8547B156" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod" xlink:label="loc_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_IncreaseDecreaseInInvestmentsAccountedForUsingEquityMethod_5DA5159B269AEBCC065A9A4E8547DA52" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_ifrs-full_OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities_290A68BE244E2EAB5A2D9A4E85478BAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_EF56DFEC62AD9645155C9A4E8547C77B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities_EF56DFEC62AD9645155C9A4E8547C77B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LeasesAsLesseeRelatedPartyTransactions" xlink:label="loc_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_ifrs-full_LeasesAsLesseeRelatedPartyTransactions_9391033B9FBF644F7DC99A4E85475BBA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions" xlink:label="loc_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_MinimumOperatingLeasePaymentsRelatedPartyTransactions_C22679069BE2E369973D9A4E85478C8E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LeasesAsLesseeRelatedPartyTransactionsTerm" xlink:label="loc_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_LeasesAsLesseeRelatedPartyTransactionsTerm_253D093841C46081C8439A4E8547CCCA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentPropertiesAndOtherAssets" xlink:label="loc_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_InvestmentPropertiesAndOtherAssets_1D7FAEC5DC30A4E578889A4E85478211" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueOfJointlyControlledAssets" xlink:label="loc_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfJointVenturesAndAssociatesLineItems_74085AE095D1BDB54E809A4E85472DC0" xlink:to="loc_slf_FairValueOfJointlyControlledAssets_1891392F02F13E32862C9A4E85473807" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/InterestsInOtherEntitiesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestsInOtherEntitiesAbstract" xlink:label="loc_slf_InterestsInOtherEntitiesAbstract_F8A0B508DE1B530ABDB9762ADFA99671" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInAssociatesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_F8A0B508DE1B530ABDB9762ADFA99671" xlink:to="loc_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory_681F51244F3D5E5FB22FF24BDDE22BAB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_F8A0B508DE1B530ABDB9762ADFA99671" xlink:to="loc_ifrs-full_DisclosureOfInterestsInJointArrangementsExplanatory_C470A7A4D446570086374627BF975D6F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestsInOtherEntitiesAbstract_F8A0B508DE1B530ABDB9762ADFA99671" xlink:to="loc_ifrs-full_DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory_B789B388415C51098157A742BC8C3681" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OperatingExpenses" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_1A6ACA394D245DD9891F72EAC67E0B45" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfExpensesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_1A6ACA394D245DD9891F72EAC67E0B45" xlink:to="loc_ifrs-full_DisclosureOfExpensesExplanatory_68C962661E885E08A3414271722A606C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OperatingExpensesScheduleOfOperatingExpensesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_F330ABDD14D860139B819A4F1AD46895" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingExpenseAbstract" xlink:label="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_F330ABDD14D860139B819A4F1AD46895" xlink:to="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_EmployeeBenefitsExpense_E8EA69E13181504CACDB9A4F1AD42FB2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RentalExpense" xlink:label="loc_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_RentalExpense_D2E670E92C51A83B77599A4F1AD4BC16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DepreciationExpense" xlink:label="loc_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_DepreciationExpense_62EEAB2EB0FEBE933E889A4F1AD464D8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ServicesExpense" xlink:label="loc_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_ServicesExpense_7187E54799B51D54B7359A4F1AD4460A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_A7E053CB95756E94E2CD9A4F1AD488BF" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_A7E053CB95756E94E2CD9A4F1AD488BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MiscellaneousOtherOperatingExpense" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_MiscellaneousOtherOperatingExpense_D2D261BA28BA965EDB7F9A4F1AD4424C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingExpenseAbstract_556E9565817FF0A666DE9A4F1AD4086D" xlink:to="loc_ifrs-full_OperatingExpense_D0B2841A2EBA567A06C09A4F1AD49563" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseOfRestructuringActivities" xlink:label="loc_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_F330ABDD14D860139B819A4F1AD46895" xlink:to="loc_ifrs-full_ExpenseOfRestructuringActivities_910959D5EDF7279BF9E79A51AE9D1840" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract" xlink:label="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_F330ABDD14D860139B819A4F1AD46895" xlink:to="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ShorttermEmployeeBenefitsExpense" xlink:label="loc_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:to="loc_ifrs-full_ShorttermEmployeeBenefitsExpense_50C87046AEC46729178B9A4F1AD49FC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_BC8DC1285C777B4E19399A4F1AD4A971" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEmployeeExpense" xlink:label="loc_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:to="loc_ifrs-full_OtherEmployeeExpense_434B0EBE8A5C36607E8F9A4F1AD43051" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfEmployeeBenefitsExpenseAbstract_4558668589A0624D462B9A4F1AD4731C" xlink:to="loc_ifrs-full_EmployeeBenefitsExpense_F62486CCAC710F36C9D19A4F1AD40CD1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OperatingExpensesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_E89BEAC94D2F54A784017F15276D8942" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_E89BEAC94D2F54A784017F15276D8942" xlink:to="loc_slf_DisclosureOfDetailedInformationOnOperatingExpenseTableTextBlock_0E30F48590ED5112B2AB792152CD5A24" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract_E89BEAC94D2F54A784017F15276D8942" xlink:to="loc_slf_DisclosureOfDetailedInformationOnEmployeeExpensesTableTextBlock_ACFE37E46A5C5F1FAF4A8C934044C626" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherAssets" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_67FB58BE0FF19A5F8B512EB433A52E16" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_67FB58BE0FF19A5F8B512EB433A52E16" xlink:to="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory_1A65A973404F6DD963112EB433A61155" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherAssetsScheduleOfOtherAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TradeReceivables" xlink:label="loc_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_ifrs-full_TradeReceivables_E60B891AB0858DAE516F764D29C88EAA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AccruedIncome" xlink:label="loc_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_ifrs-full_AccruedIncome_4DF94FF130CAAB584803764D29C8DFEC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_ifrs-full_PropertyPlantAndEquipment_7EA16CC1464DABBC4485764D29C8106F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" xlink:label="loc_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_slf_DeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_D649AA9080C8C9F9274D764D29C8E900" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Prepayments" xlink:label="loc_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_ifrs-full_Prepayments_DF92173206170FB032BA764D29C8BF45" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PremiumsReceivableAtCarryingValue1" xlink:label="loc_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_slf_PremiumsReceivableAtCarryingValue1_20EF58CD3AEEEECA186A764D29C82B37" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan_F94C7AA7B6BDF73862B0764D29C9FD58" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherAssetsOther" xlink:label="loc_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_slf_OtherAssetsOther_37DF138CC4CD7DA4CD73764D29C9E406" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_ifrs-full_OtherAssets_6CFA09EED7BDF5F49954764D29C99E3F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts" xlink:label="loc_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_EE79ADC4B671B90F0872764D29C7759D" xlink:to="loc_slf_AmortisationDeferredAcquisitionCostsArisingFromInsuranceAndInvestmentContracts_A33F881A897C9D8BA50F764D29C9AFB3" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherAssetsTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_FC11195251D50A95FAEC2EB433A33D85" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfOtherAssets1TableTextBlock" xlink:label="loc_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_FC11195251D50A95FAEC2EB433A33D85" xlink:to="loc_slf_ScheduleOfOtherAssets1TableTextBlock_2E3E2B41758C5590BF332EB433A3F739" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherLiabilities" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_D7C3E5D4271959569A412B589A96D1EC" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_D7C3E5D4271959569A412B589A96D1EC" xlink:to="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory_E115943C87FF5259A82E507C1BFEF4FF" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_7CF43C831509DDA3C20886B85D3BEECA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_7CF43C831509DDA3C20886B85D3BEECA" xlink:to="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_F33711FFC726E0D7ACE486B85D3B28FB" xlink:to="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherBorrowingsMember" xlink:label="loc_slf_OtherBorrowingsMember_08C92622C7C2EE3787B686B85D3C6949" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:to="loc_slf_OtherBorrowingsMember_08C92622C7C2EE3787B686B85D3C6949" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_VariablePrincipalFloatingRateCertificateMember" xlink:label="loc_slf_VariablePrincipalFloatingRateCertificateMember_7986733700847A46833E86B85D3C881C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_946376B09228DAA825EE86B85D3C61AE" xlink:to="loc_slf_VariablePrincipalFloatingRateCertificateMember_7986733700847A46833E86B85D3C881C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:to="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis_1FF37C4AA39127CF5AD586B85D3D59F9" xlink:to="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ConsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForConsolidatedStructuredEntitiesMember_35652BEF9405D9C47B7386B85D3DC579" xlink:to="loc_ifrs-full_ConsolidatedStructuredEntitiesMember_BCAE6A3FAF373B1C2D1C86B85D3DCB01" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable_A205ACD98C1286EE2C8F86B85D3B4DA6" xlink:to="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnBorrowings" xlink:label="loc_ifrs-full_InterestExpenseOnBorrowings_501ACE8B3E2E314382C386B85D3E554C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_InterestExpenseOnBorrowings_501ACE8B3E2E314382C386B85D3E554C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities_B9B3BF8DE220D22D289086B85D3E120B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LineOfCreditFacilityMaximumBorrowingCapacity1" xlink:label="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_0D2863410C03E0305EDA86B85D3E0F33" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_slf_LineOfCreditFacilityMaximumBorrowingCapacity1_0D2863410C03E0305EDA86B85D3E0F33" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsMaturityTerm" xlink:label="loc_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_slf_BorrowingsMaturityTerm_38C48B9F7F9FEE5E423B86B85D3EAC8A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities_4B4CF998205623F982DE86B85D3F6276" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_ifrs-full_InterestExpense_DC9F9E63CA2EF5B3D26A86B85D3FD3D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems_87785A01FACF875533D586B85D3D5467" xlink:to="loc_slf_BorrowingsAtFairValue_9A42C841CCD6B78D544886B85D3FF1F5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_A468B6850A25331D1CC351D856F659F2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_A468B6850A25331D1CC351D856F659F2" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_F8A4E4A4648098419C1851D856F60129" xlink:to="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EncumbranceOnRealEstateMaturingin2033Member" xlink:label="loc_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:to="loc_slf_EncumbranceOnRealEstateMaturingin2033Member_33DC20F8E0B8E86855F451D856F77C4C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EncumbranceOnRealEstateMaturingin2020Member" xlink:label="loc_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_5C1C7298197E22CE771551D856F632F4" xlink:to="loc_slf_EncumbranceOnRealEstateMaturingin2020Member_BAC3DC3E7D9909B2658551D856F79AC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_D8E26F395EF1F16227A451D856F64D33" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnBorrowings" xlink:label="loc_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:to="loc_ifrs-full_InterestExpenseOnBorrowings_6E4DEE824A66A688F422520E4F0EEF8E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherBorrowings" xlink:label="loc_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_A8500A5EAF563F02081051D856F85BA0" xlink:to="loc_ifrs-full_OtherBorrowings_1E28CB3068EE8BA9E25A51D856F802B3" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesScheduleOfOtherLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_A0B146EDA9037B1048DB7C0B6D569112" xlink:to="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherBorrowingsMember" xlink:label="loc_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:to="loc_slf_OtherBorrowingsMember_0EB120C84DD9DF2CB42D7C0B6D56266D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_VariablePrincipalFloatingRateCertificateMember" xlink:label="loc_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_EA74A3577410883B1BD07C0B6D56F823" xlink:to="loc_slf_VariablePrincipalFloatingRateCertificateMember_D9483DE2E3AAB95592A57C0B6D5726A4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_2D6700F030BE079F94AA7C0B6D55E6A2" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_C36BB0A371F2E210E3377C0B6D577CEA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseForeignExchangeRateMovements_C36BB0A371F2E210E3377C0B6D577CEA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges" xlink:label="loc_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_9C4BAE5389E71757AB2F7C0B6D571866" xlink:to="loc_slf_FinancialLiabilitiesIncreaseDecreaseNetCashFlowChanges_D6CB8F0C1E2BA75545197C0B6D577749" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TradeAndOtherPayablesToTradeSuppliers" xlink:label="loc_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_TradeAndOtherPayablesToTradeSuppliers_30E5A87C61D9BBEF40967C0B6D57E87B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_1296F999E7078329B1237C0B6D5748FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_F18A4CFE0C9CF2634A0F7C0B6D58E504" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Accruals" xlink:label="loc_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_Accruals_4F41219AC8D99BE2AB9E7C0B6D58890F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherBorrowings" xlink:label="loc_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_OtherBorrowings_1CA3969E9573DFA3DF027C0B6D58376E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LoansReceived" xlink:label="loc_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_LoansReceived_B3CCA410B641BE83A2517C0B6D58E72D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan_576AE446F47B56A271327C0B6D58623A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SecuredBankLoansReceived" xlink:label="loc_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_SecuredBankLoansReceived_A8095428F26BC637842F7C0B6D58F7E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherLiabilitiesOther" xlink:label="loc_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_slf_OtherLiabilitiesOther_7A0777503A010A1DDB0D7C0B6D5941BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_OtherLiabilities_D449A7BBC1E54137CE327C0B6D599E2F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestPayable" xlink:label="loc_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_1451ED5CEA00630710C67C0B6D552679" xlink:to="loc_ifrs-full_InterestPayable_75B1A1D3899119B37B167C0B6D59FF8E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/OtherLiabilitiesTables" xlink:type="extended">
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_6BF190C4BDEB57D2BB57363C622D4A47" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_6BF190C4BDEB57D2BB57363C622D4A47" xlink:to="loc_slf_DisclosureOfDetailedInformationOnOtherLiabilitiesExplanatoryTableTextBlock_687AC61C0C3C596A993A83F80C212BCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_858DDEDCCF8B54C9A74D3CFC425DF93E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_6BF190C4BDEB57D2BB57363C622D4A47" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_858DDEDCCF8B54C9A74D3CFC425DF93E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefits" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_182A62044B5A587FB914FAF4E34FC80B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_182A62044B5A587FB914FAF4E34FC80B" xlink:to="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory_46BBEF6F69545186BA0398863FCA4370" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_C7EC4019E6817AB95C815297F2FD0768" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_C7EC4019E6817AB95C815297F2FD0768" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesAxis" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:to="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlansAssetCategoriesDomain" xlink:label="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesAxis_A625019B467DA8C2B09E5297F2FE47C3" xlink:to="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInvestmentMember" xlink:label="loc_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitPlansAssetCategoriesDomain_E6293C62E41377EC34085297F2FE2EC2" xlink:to="loc_slf_FixedIncomeInvestmentMember_31A43E0DCE9C04CF5D465297F2FFE4B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_D2D11E14923618F74DD15297F2FFD5CE" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_B1120969FD6D132ADCDF5297F2FFC6F1" xlink:to="loc_ifrs-full_Level1OfFairValueHierarchyMember_9A059057A5EB4694BDB65297F2FF7425" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAAE81A1E2B28E0B5D5297F2FEA3B7" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanAgeRequirement" xlink:label="loc_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_slf_DefinedBenefitPlanAgeRequirement_A716B558126B5F0051AF5297F300C496" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanRequisiteServicePeriod" xlink:label="loc_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_slf_DefinedBenefitPlanRequisiteServicePeriod_4009D4F837D5D96379345297F300359F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_7D83278CCC190FCCA06D5297F3008B1F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_A71940FA951E484070A95297F2FFB4C3" xlink:to="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans_1B65876FE15284A2C3EC5297F300653F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfActuarialAssumptionsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_FADC34F78BF05968BB27A3FB2702B189" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_FADC34F78BF05968BB27A3FB2702B189" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanParticipantsAxis" xlink:label="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanParticipantsDomain" xlink:label="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitPlanParticipantsAxis_6CDF312C7E895267840B4009D443E17C" xlink:to="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaleCurrentlyAtAge65Member" xlink:label="loc_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_MaleCurrentlyAtAge65Member_535114B0B6D453B294774A1B112F8725" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FemaleCurrentlyAtAge65Member" xlink:label="loc_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_FemaleCurrentlyAtAge65Member_44765FF819A259C8BA3BDA9502573CED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MaleAt65ForIndividualsCurrentlyAtAge45Member" xlink:label="loc_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_MaleAt65ForIndividualsCurrentlyAtAge45Member_D03959365AE35E84B5C73E13EFC5F94D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member" xlink:label="loc_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_PlanParticipantsDomain_9EBE3989D52058269B103A7D81296A74" xlink:to="loc_slf_FemaleAt65ForIndividualsCurrentlyAtAge45Member_1760B4CA43B9589D94648580F4D23828" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_A3C47C88B1A551928AF8D00240EF81B5" xlink:to="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_67D2251324AD58B689BDE062C4C4161A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:to="loc_ifrs-full_BottomOfRangeMember_67D2251324AD58B689BDE062C4C4161A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_DD7882F43B3352418E6B1B6FC17D714D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_6F1D28996A585328BBC38A8E9DE159E5" xlink:to="loc_ifrs-full_TopOfRangeMember_DD7882F43B3352418E6B1B6FC17D714D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_308A7F2F33C856AD936EE708982A29B9" xlink:to="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_5C336319DDB25299ADCE5D0566380BE0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:to="loc_country_CA_5C336319DDB25299ADCE5D0566380BE0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_A45BEC4D2C31537CAC8E016C16520AE8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:to="loc_country_GB_A45BEC4D2C31537CAC8E016C16520AE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_21B3392C56225DDAB4B3493D25955296" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_67FC5C7DCA4A557880286BE16A5546D1" xlink:to="loc_country_US_21B3392C56225DDAB4B3493D25955296" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_DD7F6B8A9360535AB63A8158E60BAD6F" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DomesticDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:to="loc_ifrs-full_DomesticDefinedBenefitPlansMember_45725ADFC571575EBEE3FC354D8FCAB3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ForeignDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7EC72686DEE8518CA946CD1485F0C5E8" xlink:to="loc_ifrs-full_ForeignDefinedBenefitPlansMember_96A78C23742350969EAA40E4EE647241" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_23EAC6903D80537197A503D6731F68FC" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitObligationAbstract" xlink:label="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="loc_ifrs-full_ActuarialAssumptionOfDiscountRates_0FA3AA429B6455EBAAF909B19F2FC5B1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreases_DA88302063DC5F1A83BF2837FFA9027A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationAbstract_0EA5DC9C8C0A5293A860ACAD5F138E93" xlink:to="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfPensionIncreases_6D2AE1BCF9715A6A8A623378B288B3BA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BenefitExpenseNetAbstract" xlink:label="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="loc_slf_ActuarialAssumptionOfDiscountRatesNetBenefitExpense_FD74E22FBFE45FF690933C40CBAF5386" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="loc_slf_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesNetBenefitExpense_46C5063F56E659169AA7EAED67EC593B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense" xlink:label="loc_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BenefitExpenseNetAbstract_1C952289141E51949941D37A4BD7A4E7" xlink:to="loc_slf_ActuarialAssumptionOfExpectedRatesOfPensionIncreasesNetBenefitExpense_7790B00D88FC51C4BB6F323727E3ECCE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthCareTrendRatesAbstract" xlink:label="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates_1D0EAAFBA3825082AD16C4BDB2AD0BF2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates" xlink:label="loc_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="loc_slf_ActuarialAssumptionOfUltimateMedicalCostTrendRates_F81CF433A7E4513386F485113F130A37" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_YearUltimateHealthCareTrendRateReached" xlink:label="loc_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_HealthCareTrendRatesAbstract_E98B699B13E25DFB9442FF75C0AD0476" xlink:to="loc_slf_YearUltimateHealthCareTrendRateReached_F87D7668C37A504FBB9DCF8DB401198A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortalityRatesAbstract" xlink:label="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedLife" xlink:label="loc_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_MortalityRatesAbstract_C55F035979C151479926911DCE64CA5C" xlink:to="loc_slf_ActuarialAssumptionOfExpectedLife_3F6D99B3C8BD5F12B5ACF4FA70BA98CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation" xlink:label="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_F0AB1C201074594FA0CB03928E7A383F" xlink:to="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation_EF032329A8955FA79B78D9926DD40634" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_E8F31F409F5E54A5B975C51009B02DCE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_E8F31F409F5E54A5B975C51009B02DCE" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:to="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetMember" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis_E898736A8798557C9F68CF66A447FB50" xlink:to="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PresentValueOfDefinedBenefitObligationMember" xlink:label="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:to="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember_2CEB94C8F01352C0B3A000DF0915459E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsMember" xlink:label="loc_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetMember_62B84C31AEBF5F869A39305C0EAAFE89" xlink:to="loc_ifrs-full_PlanAssetsMember_610257DC85E65F0CABFA080D49047519" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_39A14FC08B115C08B53E31EA9720AAE9" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_41C44A22F1215F6AAC2E4F137D660A17" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_41C44A22F1215F6AAC2E4F137D660A17" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_3EFE8737664553E585FD57A4D660EEC8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_222AF8E9DD755EAC88594992BF692FDB" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_3EFE8737664553E585FD57A4D660EEC8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_AA078FD948DB5B10AB7A63F691CF97C8" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_DCB1FEA82BC55D15BBB9F2CD010A23E5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitObligationsRollForward" xlink:label="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_F4E1B48761315798A978EBB7AF800B5E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_F4E1B48761315798A978EBB7AF800B5E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_9CF09236B09754FB97F40559D73CFE55" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset_D8C7BB78FE335C7887668BEF76AED3E5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset_868DA1EE460255489B0A83F1AE202725" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_4AA0F56E21C051A182D4DFEC479EEB90" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAmendmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_62CDC6D82CB75BE7A87441A2A7B95E22" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_62CDC6D82CB75BE7A87441A2A7B95E22" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_AD61F21802855F4BA9B4104F8FE0EC7F" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_AD61F21802855F4BA9B4104F8FE0EC7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitObligationsRollForward_796B654815275D33AB8325307C05D06E" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_1A70D07D2EDD5DBB9A29A7FDC0548761" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DefinedBenefitPlanAssetsRollForward" xlink:label="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="loc_slf_AdministrativeExpensesNetDefinedBenefitLiabilityAsset_34561A5CE1AC5DDA85810A1C89E4978C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_DADBF1B69DAD57778C5B1D15CA9B1A60" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_DADBF1B69DAD57778C5B1D15CA9B1A60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DefinedBenefitPlanAssetsRollForward_DEE1E7C42DAE55C296C4C5F5F5DFA3F4" xlink:to="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset_A0BC5BB73C8551DFBB5620A5EB470128" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="loc_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_PlanAssetsAtFairValue_537A388E5E855069B2AC452F3113D567" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:label="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_DefinedBenefitObligationAtPresentValue_98BE3164AB6956279C4AF7B36D818EF8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_867F0B6DDB3A5EF3BCE8B60F5C528F11" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_3F978804E19A59CEBA576D6B4074B66A" xlink:to="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans_867F0B6DDB3A5EF3BCE8B60F5C528F11" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfComponentsOfDefinedBenefitCostsRecognizedInOtherComprehensiveIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_A794306350A6564D8F1C967B231ECAED" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A794306350A6564D8F1C967B231ECAED" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_8E760237670F58C58E8DAF51B026B1EA" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_1E39DB477B535E3E88EB7728DC40B1B2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_1E39DB477B535E3E88EB7728DC40B1B2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_DF52017641015A3B8DCC1BB0F3FBE6C9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_355C119C31985429A1BBD7356AE53244" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_DF52017641015A3B8DCC1BB0F3FBE6C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC21C1F7D6EF539582879CC877DFA700" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset_258C5950651F543C940CF6484BCFFAB0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset_20BD34AF014B51FDB6027F092ACBEBED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset_4F1BB14103B25B3BA0289CB968108227" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_slf_ActuarialGainsLossesArisingFromExperienceAdjustmentNetDefinedBenefitLiabilityAsset_1CF4BA3F96BA524B9A3DC35BC547BA15" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset_90B5479AA8BA535FA0AAA5956EAA254B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_54C4FEBC70EB5461A70B0419671BCD33" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3358C1B23E755830ABD86C90BE50DB7F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedContributionsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_47892CAE8CAA52998E8AE53DC2BC5462" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_47892CAE8CAA52998E8AE53DC2BC5462" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_51A85A3458BC5740B855AE94028278F6" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_2FF248D814BB58D8B7B270E52904B264" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_2FF248D814BB58D8B7B270E52904B264" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_265E4F5F2867547A8EAA7B8CF9C4A70F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_7955150AFE3B50ACA147650C33A9294E" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_265E4F5F2867547A8EAA7B8CF9C4A70F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_813AAD1AFE985024B3F1165ADD4C6956" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_1CDEF8573ACD59E693EEB0A750FA1C4F" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_813AAD1AFE985024B3F1165ADD4C6956" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:label="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_813AAD1AFE985024B3F1165ADD4C6956" xlink:to="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan_49BB858EEA495B58A3F7261D188F40C1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfExpectedFutureBenefitPaymentsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_961E08BB2D48F13954575297E26071A7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_961E08BB2D48F13954575297E26071A7" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_58166C2D9021C9F352F75297E268A037" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_D524427E7C26269C57845297E269E9F2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_D524427E7C26269C57845297E269E9F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_F7CE8228FF21AE3DD0F35297E269AED2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_ABA58B2F253D8A8FD4D45297E2698542" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_F7CE8228FF21AE3DD0F35297E269AED2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_CC6EE67E9E69D0C434AE5297E2678671" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod" xlink:label="loc_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentNextAnnualReportingPeriod_E743B09E0DAC5E033C3F5297E26A5818" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearTwo" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearTwo_E81AA4708F7647A604395297E26A3DF6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearThree" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearThree_1BEAC35B69915D48EF7D5297E26A07EB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearFour" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearFour_D07650F4894423AA89125297E26A6A9B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentYearFive" xlink:label="loc_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentYearFive_1513D633FF6EF90CB9D55297E26BF276" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter" xlink:label="loc_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_97F892560FE68932DECB5297E26A266B" xlink:to="loc_slf_ExpectedFutureBenefitPaymentFiveFiscalYearsThereafter_6DE94C732C50ED0655E25297E26B3609" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfNetBenefitExpenseDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_DBCC5294A01EAB47FF349F25FD22F40F" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_13F4FA1F3957727CB0DE9F25FD22049B" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_22D2A0EA41BACE08D34F9F25FD23B73F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_1CCD1817E06A3F1CA03B9F25FD222677" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_3A2CC7E13C10EAF1BD649F25FD232E60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable_783C62DECA7C3F1535879F25FD2247CF" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset_97903F345C7589A5A8B49F25FD23A1BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset_EC35E6A80A81C9E01C4F9F25FD24DBE8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset_AC6B40AA4264F491BC969F25FD24D1ED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAmendmentNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_slf_PlanAmendmentNetDefinedBenefitLiabilityAsset_5EE8731EE5FC5A5248DE9F25FD248904" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_slf_TerminationBenefitsExpenseNetDefinedBenefitLiabilityAsset_97951120B1AA19E1BF0F9F25FD24474E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset" xlink:label="loc_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_slf_OtherLongTermEmployeeBenefitGainsLossesNetDefinedBenefitLiabilityAsset_8DDDBE0750525645FB7F9F25FD24CC2C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems_38E4E8085119564A2EBA9F25FD23AB5F" xlink:to="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans_C2E38A85A7954FAFE0729F25FD250E20" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfPlanAssetAllocationDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_A9B2D0656D70E3CEFFD6A575D4BAF308" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:to="loc_slf_EquityInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_A9B2D0656D70E3CEFFD6A575D4BAF308" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:to="loc_slf_FixedIncomeInstrumentsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_3B4D548290CFB71E5C0FA575D4BB1D60" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:to="loc_slf_RealEstateAmountContributedToFairValueOfPlanAssetsAllocationPercentage_65188CC011A24E8B1954A575D4BB5016" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:to="loc_slf_QualifyingInsuranceContractAmountContributedToFairValueOfPlanAssetsAllocationPercentage_545EA86A05A40B29D84FA575D4BBD9BB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage" xlink:label="loc_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:to="loc_slf_OtherAssetsAmountContributedToFairValueOfPlanAssetsAllocationPercentage_33CB24CDAEACE7D93791A575D4BB6463" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PlanAssetsAtFairValueAllocationPercentage" xlink:label="loc_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_65BD08AB9712D159B57AA575D4BA9CDB" xlink:to="loc_slf_PlanAssetsAtFairValueAllocationPercentage_CB43C419BEE750EA4A8EA575D4BB52BC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsScheduleOfSensitivityAnalysisDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_BA243D9B1D4E5756B349FD62AB0099F1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_BA243D9B1D4E5756B349FD62AB0099F1" xlink:to="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:to="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DefinedBenefitPlansMember" xlink:label="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis_1CD24EF7AE615375BA451D10DFA554BB" xlink:to="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PensionPlansDefinedBenefit1Member" xlink:label="loc_slf_PensionPlansDefinedBenefit1Member_40CA0F1D70BB5213956C35F95E7AA6AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:to="loc_slf_PensionPlansDefinedBenefit1Member_40CA0F1D70BB5213956C35F95E7AA6AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPostretirementBenefitsPlan1Member" xlink:label="loc_slf_OtherPostretirementBenefitsPlan1Member_F53EBF7D1BC753C8A04C959F3E4B9FAD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DefinedBenefitPlansMember_8AFC47709756513EB7BF5E52E0D5949D" xlink:to="loc_slf_OtherPostretirementBenefitsPlan1Member_F53EBF7D1BC753C8A04C959F3E4B9FAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:to="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionsMember" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis_E8553542504B59C5A5608969CB9A7AE7" xlink:to="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember_F1F6638715FD5841AA38B81E6E3B16C4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_ifrs-full_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember_E58E88AD35CC554DB7FF3718035F5D92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRatesMember_9679D87F9AF75B62B2CD966AA24BFE87" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ActuarialAssumptionOfExpectedLifeMember" xlink:label="loc_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember_E85F6FFBF03B55E08645E05F409C66E2" xlink:to="loc_slf_ActuarialAssumptionOfExpectedLifeMember_2952949EEB785E179255E61B7C4A148B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable_6E2C4C14B5735FFF9F6FB227A305EA57" xlink:to="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption_31A3B686AD7456E1B63EBBE7E87AA178" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption_2BD8E8B1D60051ED97A57351E6610933" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption_0D13984A33A15CEA9E2AA7169577FDA7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems_4A8E590C530A599BAB2233034BE60A32" xlink:to="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption_BFB199F8F2265E3B8B4251F6539E479E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/PensionPlansAndOtherPostRetirementBenefitsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeBenefitsAbstract" xlink:label="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory_5CAFC9E52AE55D00AB6461DEA536AB40" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInProfitOrLossExplanatoryTableTextBlock_C22C05036A565D4C82603C19359A514C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_slf_DisclosureOfDefinedBenefitPlanExpenseRecognizedInOtherComprehensiveIncomeExplanatoryTableTextBlock_E964895B189E5451AD8C38AE0FF7E639" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory_8432B04FCB8854B6BEFE66DD8C594E9F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory_AF8C45C269055FF2A4BEFF3FFB7C924E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory_40DFF832C19156E4A2B51A34DAC5BF4A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock" xlink:label="loc_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_slf_ScheduleOfExpectedFutureBenefitContributionsAndBenefitPaymentsTableTextBlock_7F4E558A1003575981322909EAA7595B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EmployeeBenefitsAbstract_A0CED05D1D4A5204A3BB764C30A6ADBD" xlink:to="loc_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory_E9F9BD2C8B935BB380437508BB1F20D5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/Reinsurance" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_BDA97C919BFB57DCB26787BB19918BDD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfReinsuranceExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_BDA97C919BFB57DCB26787BB19918BDD" xlink:to="loc_ifrs-full_DisclosureOfReinsuranceExplanatory_5E91B4E0ED6A595C8CE197869BA6307D" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_99FCE09F67CAE7EBB4F22E0D647FD756" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsTable" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_99FCE09F67CAE7EBB4F22E0D647FD756" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_E01E480AC97C48A548E32E0D6480B767" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsMember_9DAEC92BF1DFB21FAAC12E0D648076AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_4E60415F53E33A1992E32E0D6480DAA9" xlink:to="loc_slf_ReinsuranceAssetsMember_9DAEC92BF1DFB21FAAC12E0D648076AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_FBFA86EA9156B57300072E0D648098FC" xlink:to="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_85AB3A00896EF03D85DD2E0D64818D96" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_91FEA9828215E88AFAAE2E0D6481BA1E" xlink:to="loc_country_GB_85AB3A00896EF03D85DD2E0D64818D96" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_572282EC63F5F4C6B63C2E0D64810D7F" xlink:to="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_E82D24D3395FB9BE6BA32E0D64821C68" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeCanadaMember_E82D24D3395FB9BE6BA32E0D64821C68" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_693A912246A1CBE625A52E0D64827ED0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_693A912246A1CBE625A52E0D64827ED0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_B8B7CB9116E8AF2E351C2E0D648231FF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeFinancialAsiaMember_B8B7CB9116E8AF2E351C2E0D648231FF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_1F977422D7EE758D5BE62E0D648207BB" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_63D29558BE7B6CEC2BEA2E0D6481617E" xlink:to="loc_slf_SunLifeFinancialCorporateMember_1F977422D7EE758D5BE62E0D648207BB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInsuranceContractsAxis" xlink:label="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InsuranceContractsMember" xlink:label="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInsuranceContractsAxis_2D25E1F6BB7BD98A66932E0D648211A6" xlink:to="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember" xlink:label="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:to="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualParticipatingLifeMember" xlink:label="loc_slf_IndividualParticipatingLifeMember_022F57552FFD60D3A8812E0D648306A9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_IndividualParticipatingLifeMember_022F57552FFD60D3A8812E0D648306A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_C9DDE9CD1BDF4359B7D02E0D64832E5D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_C9DDE9CD1BDF4359B7D02E0D64832E5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupLifeAndHealthMember" xlink:label="loc_slf_GroupLifeAndHealthMember_399BC7BDC4F2ACF332472E0D6484F52A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_GroupLifeAndHealthMember_399BC7BDC4F2ACF332472E0D6484F52A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualAnnuitiesMember" xlink:label="loc_slf_IndividualAnnuitiesMember_EE0CF51F929C6A501B892E0D6484A85D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_IndividualAnnuitiesMember_EE0CF51F929C6A501B892E0D6484A85D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GroupAnnuitiesMember" xlink:label="loc_slf_GroupAnnuitiesMember_4EFF7EC5AB43CA428AC72E0D64840D91" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ReinsuranceAssetsBeforeOtherPolicyAssetsMember_317D188807A6743B2F972E0D648347DA" xlink:to="loc_slf_GroupAnnuitiesMember_4EFF7EC5AB43CA428AC72E0D64840D91" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherPolicyAssetsMember" xlink:label="loc_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InsuranceContractsMember_D8F58F897FF53F58EE212E0D6483FC9C" xlink:to="loc_slf_OtherPolicyAssetsMember_7F604F85E53EE6435A482E0D6484D125" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsTable_9BEE5D36A0435009488D2E0D647FF8FA" xlink:to="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReinsuranceAssets" xlink:label="loc_ifrs-full_ReinsuranceAssets_9EEDE4A0428D300364B32E0D6485D19A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:to="loc_ifrs-full_ReinsuranceAssets_9EEDE4A0428D300364B32E0D6485D19A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTypesOfInsuranceContractsLineItems_BFF25C6D5F182434AB632E0D64849FCB" xlink:to="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLoss_859F64BBA3923E242F192E0D6485FAF7" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ReinsuranceScheduleOfReinsuranceExpensesAndBenefitsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits" xlink:label="loc_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:to="loc_slf_IncomeFromContractsWithReinsurersRecoveredClaimsAndBenefits_4E0AAD5119135ADDA6F9EDAB84C54503" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersCommissions" xlink:label="loc_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:to="loc_slf_IncomeFromContractsWithReinsurersCommissions_5999BB81C8F25018BD1323D0D0C8A87B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersReserveAdjustment" xlink:label="loc_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:to="loc_slf_IncomeFromContractsWithReinsurersReserveAdjustment_2F4C61BB0B14551B8307190B4466211D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet" xlink:label="loc_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:to="loc_slf_IncomeFromContractsWithReinsurersOperatingExpensesAndOtherNet_1F1D65B2FF595795B97FE62DFA4D7298" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeFromContractsWithReinsurers" xlink:label="loc_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:to="loc_ifrs-full_IncomeFromContractsWithReinsurers_47B99D533D9B59E2818A447B957E3BD9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_0495E6ACDD695E64AB5CE1B1A103B7D3" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossOnBuyingReinsurance_734AFC9BFD395A2FA315D3F666B9FBA8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ReinsuranceTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAbstract" xlink:label="loc_slf_InsuranceContractsAbstract_FAC0665387725E7B819639D65530FFC5" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_FAC0665387725E7B819639D65530FFC5" xlink:to="loc_slf_DisclosureOfReinsuranceAssetsExplanatoryTableTextBlock_3EF4EB451EF0561FA429A54FB3D5578B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAbstract_FAC0665387725E7B819639D65530FFC5" xlink:to="loc_slf_DisclosureOfIncomeFromContractsWithReinsurersExplanatoryTableTextBlock_6D04C285EE665AA3A577160FF5F955BB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactions" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_RelatedPartyAbstract" xlink:label="loc_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_RelatedPartyAbstract_8EBABC9431C751ECAC3786148368D0FD" xlink:to="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory_673640D781C250FDA3DA757C56CB13A0" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactionsAggregateCompensationToExecutiveTeamAndDirectorsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_RelatedPartyAbstract" xlink:label="loc_slf_RelatedPartyAbstract_0057FEB4E87C5397BA92AA62E1784050" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_RelatedPartyAbstract_0057FEB4E87C5397BA92AA62E1784050" xlink:to="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:to="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis_0733D80E086455B9964836226119BC83" xlink:to="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExecutiveTeamMember" xlink:label="loc_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:to="loc_slf_ExecutiveTeamMember_EFB4CD7E22E051DFBA59FDE838138906" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Director1Member" xlink:label="loc_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember_EC48E6BC751054048C40576CE13247C2" xlink:to="loc_slf_Director1Member_5381C3ACF1A35C7D8424FDA1BE7BE16A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable_B9A98C0E50D6557EA212E718547A2F51" xlink:to="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_KeyManagementPersonnelCompensationNumberofIndividuals" xlink:label="loc_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_slf_KeyManagementPersonnelCompensationNumberofIndividuals_20060239006858459A86C20FDBF662E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits_67D2C921A0985ACE82A8C3B60BDAC057" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther" xlink:label="loc_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_slf_KeyManagementPersonnelCompensationAdditionalShortTermBenefitsAndOther_01CC88CB4DDD5CF3985EB136986582AE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment_5C83F88CE83F56E3AD60569F9831A30B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems_B9B2EB686DE55C79B7801AD6ABADF5A1" xlink:to="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits_D3BE768D3F4F5EA3BE91B83C0A818564" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RelatedPartyTransactionsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_RelatedPartyAbstract" xlink:label="loc_slf_RelatedPartyAbstract_D9796CC098785F14BB68E6AB42FE781B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_RelatedPartyAbstract_D9796CC098785F14BB68E6AB42FE781B" xlink:to="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory_2AA9A6DCD8735AAA91FF7AD3C0559F8E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RiskCategories" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_C2606749CA4157659F6289293818751D" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_590A3253B72B551FBF810A6F51A178B8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_C2606749CA4157659F6289293818751D" xlink:to="loc_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory_590A3253B72B551FBF810A6F51A178B8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesAdditionalInformationDetails" xlink:type="extended" />
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesCreditAndSwapSpreadSensitivitiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_BFFAE07AB4FCCE8E5B4E52B0E862B0F6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_88DB14E66B04952FE8AB52B0E862DD68" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_BFFAE07AB4FCCE8E5B4E52B0E862B0F6" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_88DB14E66B04952FE8AB52B0E862DD68" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_F5259EAF0C57642F06B752B0E8621BEA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_88DB14E66B04952FE8AB52B0E862DD68" xlink:to="loc_ifrs-full_TypesOfRisksAxis_F5259EAF0C57642F06B752B0E8621BEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_A2815FF569463AD5635052B0E862F851" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_F5259EAF0C57642F06B752B0E8621BEA" xlink:to="loc_ifrs-full_TypesOfRisksMember_A2815FF569463AD5635052B0E862F851" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember_73F137C9C9BE62D8A91852B0E862A5FD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_A2815FF569463AD5635052B0E862F851" xlink:to="loc_ifrs-full_CreditRiskMember_73F137C9C9BE62D8A91852B0E862A5FD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SwapSpreadRiskMember" xlink:label="loc_slf_SwapSpreadRiskMember_00BF63506A8602081A8852B0E8621F99" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_A2815FF569463AD5635052B0E862F851" xlink:to="loc_slf_SwapSpreadRiskMember_00BF63506A8602081A8852B0E8621F99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_88DB14E66B04952FE8AB52B0E862DD68" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_B6FC702AA754D278A89E52B0E8627025" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:to="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleChangeInRiskVariablePercent_B6FC702AA754D278A89E52B0E8627025" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_5066B2ECE156EAE600A352B0E86246BE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:to="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleChangeInRiskVariablePercent_5066B2ECE156EAE600A352B0E86246BE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditSpreadSensitivitiesAbstract" xlink:label="loc_slf_CreditSpreadSensitivitiesAbstract_0E0335E17494D8629CA652B0E862E455" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:to="loc_slf_CreditSpreadSensitivitiesAbstract_0E0335E17494D8629CA652B0E862E455" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_0E101709D5D0C650229752B0E86210B0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CreditSpreadSensitivitiesAbstract_0E0335E17494D8629CA652B0E862E455" xlink:to="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_0E101709D5D0C650229752B0E86210B0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_819ABE5E549412C6D81D52B0E8628DFF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CreditSpreadSensitivitiesAbstract_0E0335E17494D8629CA652B0E862E455" xlink:to="loc_slf_SensitivityAnalysisForTypesOfCreditRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_819ABE5E549412C6D81D52B0E8628DFF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SwapSpreadSensitivitiesAbstract" xlink:label="loc_slf_SwapSpreadSensitivitiesAbstract_1A932E620D505A92A71552B0E8620592" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:to="loc_slf_SwapSpreadSensitivitiesAbstract_1A932E620D505A92A71552B0E8620592" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_90518D89E4120292D9C152B0E8626B14" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SwapSpreadSensitivitiesAbstract_1A932E620D505A92A71552B0E8620592" xlink:to="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_90518D89E4120292D9C152B0E8626B14" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_0398ABBF511E3C4AC9E252B0E8626044" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SwapSpreadSensitivitiesAbstract_1A932E620D505A92A71552B0E8620592" xlink:to="loc_slf_SensitivityAnalysisForTypesOfSwapSpreadRiskReasonablyPossibleTwentyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_0398ABBF511E3C4AC9E252B0E8626044" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LevelOfRoundingUsedInSensitivityAnalysis" xlink:label="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_33336BDC83F8E380ADFE52B0E862D301" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:to="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_33336BDC83F8E380ADFE52B0E862D301" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod" xlink:label="loc_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_E6B22E250DAAE90B051352B0E862B0EC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_860F4A771725B411859352B0E862FD88" xlink:to="loc_slf_CreditSpreadReversionToLongTermInsuranceContractLiabilityPeriod_E6B22E250DAAE90B051352B0E862B0EC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesFinancialLiabilitiesAndContractualObligationsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_7189FC8E54E2E183B49752B0E862DD83" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_01FFE4D25A3DED2E2D2252B0E862623C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_7189FC8E54E2E183B49752B0E862DD83" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_01FFE4D25A3DED2E2D2252B0E862623C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_38DAFEE024F89D95995752B0E862B030" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_01FFE4D25A3DED2E2D2252B0E862623C" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_38DAFEE024F89D95995752B0E862B030" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_38DAFEE024F89D95995752B0E862B030" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceAndInvestmentContractLiabilitiesMember" xlink:label="loc_slf_InsuranceAndInvestmentContractLiabilitiesMember_685B75DEF3E80B89F89C52B0E8622D6B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_InsuranceAndInvestmentContractLiabilitiesMember_685B75DEF3E80B89F89C52B0E8622D6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeniorDebenturesAndUnsecuredFinancingMember" xlink:label="loc_slf_SeniorDebenturesAndUnsecuredFinancingMember_164794AFC0D2045BE09B52B0E862F7CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_SeniorDebenturesAndUnsecuredFinancingMember_164794AFC0D2045BE09B52B0E862F7CB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_37F9A49F3D082AEE580252B0E8627C26" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_SubordinatedLiabilitiesMember_37F9A49F3D082AEE580252B0E8627C26" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BondRepurchaseAgreementsMember" xlink:label="loc_slf_BondRepurchaseAgreementsMember_D9A5FCFE6C5E32B8B28652B0E862503A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_BondRepurchaseAgreementsMember_D9A5FCFE6C5E32B8B28652B0E862503A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AccountsPayableAndAccruedExpensesMember" xlink:label="loc_slf_AccountsPayableAndAccruedExpensesMember_CA8E714E9DA1D2866A1352B0E8626AD3" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_AccountsPayableAndAccruedExpensesMember_CA8E714E9DA1D2866A1352B0E8626AD3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuredBorrowingsFromMortgageSecuritizationMember" xlink:label="loc_slf_SecuredBorrowingsFromMortgageSecuritizationMember_CD7CD2BF40F734A0402F52B0E8627E1F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_SecuredBorrowingsFromMortgageSecuritizationMember_CD7CD2BF40F734A0402F52B0E8627E1F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowedFundsMember" xlink:label="loc_slf_BorrowedFundsMember_F45CF2D00EFCADE0228752B0E862001C" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_8E62C74475B128B1F7B952B0E86230C7" xlink:to="loc_slf_BorrowedFundsMember_F45CF2D00EFCADE0228752B0E862001C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis_95E3863C3D6C31FC282D52B0E8629E0D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_01FFE4D25A3DED2E2D2252B0E862623C" xlink:to="loc_ifrs-full_MaturityAxis_95E3863C3D6C31FC282D52B0E8629E0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedTimeBandsMember" xlink:label="loc_ifrs-full_AggregatedTimeBandsMember_FAA9A18D48D4C16E535452B0E862EB9F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_MaturityAxis_95E3863C3D6C31FC282D52B0E8629E0D" xlink:to="loc_ifrs-full_AggregatedTimeBandsMember_FAA9A18D48D4C16E535452B0E862EB9F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember_E7D898A4F85B4526DE9152B0E86254CF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_FAA9A18D48D4C16E535452B0E862EB9F" xlink:to="loc_ifrs-full_NotLaterThanOneYearMember_E7D898A4F85B4526DE9152B0E86254CF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_3F281B88C27867EE065F52B0E86211B4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_FAA9A18D48D4C16E535452B0E862EB9F" xlink:to="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember_3F281B88C27867EE065F52B0E86211B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_5C8D1B6724EAD360880852B0E8628D47" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_FAA9A18D48D4C16E535452B0E862EB9F" xlink:to="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember_5C8D1B6724EAD360880852B0E8628D47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember_5A5E6DEF7FA1DB2AF07552B0E8622175" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedTimeBandsMember_FAA9A18D48D4C16E535452B0E862EB9F" xlink:to="loc_ifrs-full_LaterThanFiveYearsMember_5A5E6DEF7FA1DB2AF07552B0E8622175" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_12A7638DA8604CA34A7952B0E8623E80" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_01FFE4D25A3DED2E2D2252B0E862623C" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_12A7638DA8604CA34A7952B0E8623E80" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:label="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_6FF84469CA20F048FA2A52B0E86273E0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_12A7638DA8604CA34A7952B0E8623E80" xlink:to="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows_6FF84469CA20F048FA2A52B0E86273E0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ContractualLoansEquitiesAndMortgages" xlink:label="loc_slf_ContractualLoansEquitiesAndMortgages_9CE13C308E97A7584E2852B0E862A766" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_12A7638DA8604CA34A7952B0E8623E80" xlink:to="loc_slf_ContractualLoansEquitiesAndMortgages_9CE13C308E97A7584E2852B0E862A766" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease" xlink:label="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_B2086CD34B87C76F732252B0E862C88B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_12A7638DA8604CA34A7952B0E8623E80" xlink:to="loc_ifrs-full_MinimumLeasePaymentsPayableUnderNoncancellableOperatingLease_B2086CD34B87C76F732252B0E862C88B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ContractualCapitalCommitments" xlink:label="loc_ifrs-full_ContractualCapitalCommitments_22CD53FC79A1F80D0E2952B0E862CCC1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_12A7638DA8604CA34A7952B0E8623E80" xlink:to="loc_ifrs-full_ContractualCapitalCommitments_22CD53FC79A1F80D0E2952B0E862CCC1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesInterestRateAndEquityMarketSensitivitiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_6F253108422AFB0B783352B0E8726AC7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_73BC9D4A830803DEB2FB52B0E8728998" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_6F253108422AFB0B783352B0E8726AC7" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_73BC9D4A830803DEB2FB52B0E8728998" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_80F3847E3C4541369DC752B0E8725A2D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_73BC9D4A830803DEB2FB52B0E8728998" xlink:to="loc_ifrs-full_RangeAxis_80F3847E3C4541369DC752B0E8725A2D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_6E461CDC68E5BBDB644F52B0E8728E53" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_80F3847E3C4541369DC752B0E8725A2D" xlink:to="loc_ifrs-full_RangesMember_6E461CDC68E5BBDB644F52B0E8728E53" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_5AD03C2ECC73C8EBFA0E52B0E87275B4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_6E461CDC68E5BBDB644F52B0E8728E53" xlink:to="loc_ifrs-full_BottomOfRangeMember_5AD03C2ECC73C8EBFA0E52B0E87275B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_BB019F6F9B828B271DFC52B0E872D616" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_6E461CDC68E5BBDB644F52B0E8728E53" xlink:to="loc_ifrs-full_TopOfRangeMember_BB019F6F9B828B271DFC52B0E872D616" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis_4075006940DC70059C3E52B0E8721492" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_73BC9D4A830803DEB2FB52B0E8728998" xlink:to="loc_ifrs-full_TypesOfRisksAxis_4075006940DC70059C3E52B0E8721492" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfRisksMember" xlink:label="loc_ifrs-full_TypesOfRisksMember_699F9C4CF57B64D6BF5A52B0E8723B9A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksAxis_4075006940DC70059C3E52B0E8721492" xlink:to="loc_ifrs-full_TypesOfRisksMember_699F9C4CF57B64D6BF5A52B0E8723B9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateRiskMember" xlink:label="loc_ifrs-full_InterestRateRiskMember_F3F24D30BB06912328E852B0E872EAA0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_699F9C4CF57B64D6BF5A52B0E8723B9A" xlink:to="loc_ifrs-full_InterestRateRiskMember_F3F24D30BB06912328E852B0E872EAA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityPriceRiskMember" xlink:label="loc_ifrs-full_EquityPriceRiskMember_42F791DD790801520BB052B0E872B948" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfRisksMember_699F9C4CF57B64D6BF5A52B0E8723B9A" xlink:to="loc_ifrs-full_EquityPriceRiskMember_42F791DD790801520BB052B0E872B948" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_517306EA4916742C48D952B0E872F58E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_73BC9D4A830803DEB2FB52B0E8728998" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_517306EA4916742C48D952B0E872F58E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_75875C397360B043440D52B0E87215DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_517306EA4916742C48D952B0E872F58E" xlink:to="loc_ifrs-full_InterestRateTypesMember_75875C397360B043440D52B0E87215DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FloatingInterestRateMember" xlink:label="loc_ifrs-full_FloatingInterestRateMember_2DF9AC90966AA3A5E2A152B0E87285E6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_75875C397360B043440D52B0E87215DC" xlink:to="loc_ifrs-full_FloatingInterestRateMember_2DF9AC90966AA3A5E2A152B0E87285E6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_73BC9D4A830803DEB2FB52B0E8728998" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_A0C2A4BFA75F86345DE952B0E872EAD3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointChangeInRiskVariablePercent_A0C2A4BFA75F86345DE952B0E872EAD3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_D05702070C1D0668470E52B0E872A342" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointChangeInRiskVariablePercent_D05702070C1D0668470E52B0E872A342" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_A092877875BE09AD562E52B0E8723949" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentChangeInRiskVariablePercent_A092877875BE09AD562E52B0E8723949" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_EAA8E354C3335CC569CE52B0E872A3C2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentChangeInRiskVariablePercent_EAA8E354C3335CC569CE52B0E872A3C2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract" xlink:label="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_70330DAF96AD9567441152B0E8723838" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_70330DAF96AD9567441152B0E8723838" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9A78534327549DBBCC0052B0E8726653" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_70330DAF96AD9567441152B0E8723838" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnProfitLoss_9A78534327549DBBCC0052B0E8726653" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_4F5422276B25749E424452B0E8720AA5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_70330DAF96AD9567441152B0E8723838" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnProfitLoss_4F5422276B25749E424452B0E8720AA5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_DC53B46E62F9AC7F3B4852B0E872197B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_70330DAF96AD9567441152B0E8723838" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnProfitLoss_DC53B46E62F9AC7F3B4852B0E872197B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_3A3852BB0E55B658AB3252B0E872027A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnNetIncomeAbstract_70330DAF96AD9567441152B0E8723838" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnProfitLoss_3A3852BB0E55B658AB3252B0E872027A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" xlink:label="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_69F9FB21CBA540E6B79552B0E87253EC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_69F9FB21CBA540E6B79552B0E87253EC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_D7DBA2FAB187C8FB2AFF52B0E872936B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_69F9FB21CBA540E6B79552B0E87253EC" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_D7DBA2FAB187C8FB2AFF52B0E872936B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_9CBDF23D1DFC86C69C2C52B0E872B1E7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_69F9FB21CBA540E6B79552B0E87253EC" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_9CBDF23D1DFC86C69C2C52B0E872B1E7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_FA3736E901DE8EED268752B0E872D377" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_69F9FB21CBA540E6B79552B0E87253EC" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleFiftyBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_FA3736E901DE8EED268752B0E872D377" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_7ADCBB16FADD18A4936852B0E8720D39" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InterestRateSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_69F9FB21CBA540E6B79552B0E87253EC" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleOneHundredBasisPointIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_7ADCBB16FADD18A4936852B0E8720D39" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract" xlink:label="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_F0B44AB31D4C6D675B1E52B0E872C610" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_F0B44AB31D4C6D675B1E52B0E872C610" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_4B39C4239FD16F81149652B0E872173E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_F0B44AB31D4C6D675B1E52B0E872C610" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnProfitLoss_4B39C4239FD16F81149652B0E872173E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_BE79ECAE99C8A975C62252B0E872BE3A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_F0B44AB31D4C6D675B1E52B0E872C610" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnProfitLoss_BE79ECAE99C8A975C62252B0E872BE3A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D742C97A24CFF991BFD152B0E8723EB4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_F0B44AB31D4C6D675B1E52B0E872C610" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnProfitLoss_D742C97A24CFF991BFD152B0E8723EB4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_005AD7AAB34C15055F1152B0E872D64E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketSensitivityPotentialImpactOnNetIncomeAbstract_F0B44AB31D4C6D675B1E52B0E872C610" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnProfitLoss_005AD7AAB34C15055F1152B0E872D64E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract" xlink:label="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_68C0CB4B85F9C1D7381452B0E872526E" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_68C0CB4B85F9C1D7381452B0E872526E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_3FDE60C364DC39A1839752B0E8722700" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_68C0CB4B85F9C1D7381452B0E872526E" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_3FDE60C364DC39A1839752B0E8722700" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_DA34DB82F0CB27FB985F52B0E8723A34" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_68C0CB4B85F9C1D7381452B0E872526E" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentDecreaseInRiskVariableImpactOnOtherComprehensiveIncome_DA34DB82F0CB27FB985F52B0E8723A34" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_B01C2C12210506385DC752B0E87299AE" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_68C0CB4B85F9C1D7381452B0E872526E" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTenPercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_B01C2C12210506385DC752B0E87299AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome" xlink:label="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_A77A18D47194D7BE2CF252B0E872A3B5" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquityMarketsSensitivityPotentialImpactOnOtherComprehensiveIncomeAbstract_68C0CB4B85F9C1D7381452B0E872526E" xlink:to="loc_slf_SensitivityAnalysisForTypesOfMarketRiskReasonablyPossibleTwentyFivePercentIncreaseInRiskVariableImpactOnOtherComprehensiveIncome_A77A18D47194D7BE2CF252B0E872A3B5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LevelOfRoundingUsedInSensitivityAnalysis" xlink:label="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_D3DA6594C79B89D4909852B0E8721F4A" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_LevelOfRoundingUsedInSensitivityAnalysis_D3DA6594C79B89D4909852B0E8721F4A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputInterestRateHedgesInterval" xlink:label="loc_slf_SensitivityAnalysisInputInterestRateHedgesInterval_FDA947E492E532B032C552B0E8724E9B" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisInputInterestRateHedgesInterval_FDA947E492E532B032C552B0E8724E9B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputEquityHedgesInterval" xlink:label="loc_slf_SensitivityAnalysisInputEquityHedgesInterval_016C7AF6C4D4951CC6AD52B0E87205E9" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisInputEquityHedgesInterval_016C7AF6C4D4951CC6AD52B0E87205E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets" xlink:label="loc_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_0C1031134542CB77A2A852B0E872BE93" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_CABB6CCB94630487343A52B0E872D3BB" xlink:to="loc_slf_SensitivityAnalysisInputEquityHedgesIntervalChangeInEquityMarkets_0C1031134542CB77A2A852B0E872BE93" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/RiskCategoriesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_F6EE6EF982B85F1FE685E282747FAC5B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk" xlink:label="loc_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_440B9FA058D3D8F07279E282747FC146" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_F6EE6EF982B85F1FE685E282747FAC5B" xlink:to="loc_ifrs-full_SensitivityAnalysisForEachTypeOfMarketRisk_440B9FA058D3D8F07279E282747FC146" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_9276A552CAC441519F95E282747F091B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_F6EE6EF982B85F1FE685E282747FAC5B" xlink:to="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory_9276A552CAC441519F95E282747F091B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities" xlink:label="loc_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_4204DEDEEF6398B0744BE282747F08EC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_F6EE6EF982B85F1FE685E282747FAC5B" xlink:to="loc_ifrs-full_MaturityAnalysisForNonderivativeFinancialLiabilities_4204DEDEEF6398B0744BE282747F08EC" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformation" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_459EBD6B481D08EDA2F12E0967CDCCCB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_459EBD6B481D08EDA2F12E0967CDCCCB" xlink:to="loc_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_A478BC20FA8BFD00B1702E0967D29259" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationAssetsAndLiabilitiesBySegmentDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_FEE9399AE8BDEAD6966C2E095F60F495" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_FEE9399AE8BDEAD6966C2E095F60F495" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:to="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_5DA812A537E668D6BA0C2E095F61AD0C" xlink:to="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_BDB1B71847499CA4C06B2E095F616CFF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeCanadaMember_BDB1B71847499CA4C06B2E095F616CFF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_5C2FFFDCD967F1F8A8822E095F625179" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_5C2FFFDCD967F1F8A8822E095F625179" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_9FF066917262902EEC4B2E095F626708" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_9FF066917262902EEC4B2E095F626708" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_CCD50777C560B59094DD2E095F6212F0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialAsiaMember_CCD50777C560B59094DD2E095F6212F0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_728892D079A7203F2B512E095F620580" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_64B59370DAC783FE12382E095F61971E" xlink:to="loc_slf_SunLifeFinancialCorporateMember_728892D079A7203F2B512E095F620580" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentConsolidationItemsAxis" xlink:label="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:to="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_80A47C29D55A20FF608A2E095F63FB63" xlink:to="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EliminationOfIntersegmentAmountsMember" xlink:label="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_1F4EFB5B199809C95DCE2E095F63C0D2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:to="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_1F4EFB5B199809C95DCE2E095F63C0D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReportableSegmentsMember" xlink:label="loc_ifrs-full_ReportableSegmentsMember_316B4884C1D792D584922E095F63649C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_D67ACCAB760CEC5447332E095F63FD16" xlink:to="loc_ifrs-full_ReportableSegmentsMember_316B4884C1D792D584922E095F63649C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_F03C3D91B12C775B58272E095F61D033" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_D54622E05DE949D2DBA12E095F64AB46" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_slf_GeneralFundAssets_D54622E05DE949D2DBA12E095F64AB46" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_7FC3F659A315401E1D4F2E095F64DD73" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_slf_SeparateAccountAssets1_7FC3F659A315401E1D4F2E095F64DD73" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundLiabilities" xlink:label="loc_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_508306DCCA78B3371C8B2E095F64F46B" xlink:to="loc_slf_GeneralFundLiabilities_9359F9FC92F4EDFAF8E52E095F64E9E6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_260215279FAE29BB9F732E0962FB71A9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_260215279FAE29BB9F732E0962FB71A9" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_3AFF2601F96B622834EC2E0A4E46BAB7" xlink:to="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndividualNonparticipatingLifeAndHealthMember" xlink:label="loc_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_541683E393ACF039D8022E0A4FF7D790" xlink:to="loc_slf_IndividualNonparticipatingLifeAndHealthMember_69B9AA67BA959BCFC5512E0A4E50C017" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:to="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_BB6FF31B637E42CE29892E0A4E2AE837" xlink:to="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_539561EC7E52C7465C0F2E0CC5D5C1DC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_8C7FD7EDD2E1B92905082E0A4E2B08E4" xlink:to="loc_slf_SunLifeFinancialAsiaMember_12BEEBBDC415B6B90AA42E0F134E73D1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_C110FFC9F2AFE0EC0ABA2E0A4E27564A" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:label="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:to="loc_ifrs-full_LiabilitiesArisingFromInsuranceContracts_81A7855885633553C7A32E0A4E3C9846" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfOperatingSegments1" xlink:label="loc_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_2FE4961A6E98D56D64952E0A4E2C9A50" xlink:to="loc_slf_NumberOfOperatingSegments1_3071FE8A177A5C82C53B2E0962FB5526" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationOperatingResultsBySegmentDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_DD3A2425E616A921531A2E09617D5DF7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_DD3A2425E616A921531A2E09617D5DF7" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_93E2174B38BB82E3EFBA2E09617EE3D5" xlink:to="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCanadaMember" xlink:label="loc_slf_SunLifeCanadaMember_FD4F3F9D62BF02D5651A2E09617EFA9C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeCanadaMember_FD4F3F9D62BF02D5651A2E09617EFA9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialUnitedStatesMember" xlink:label="loc_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialUnitedStatesMember_A22A0E520B24DC0977932E09617EA0FA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_87ED8493A726BC9D7D952E09617F28D5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_87ED8493A726BC9D7D952E09617F28D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAsiaMember" xlink:label="loc_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialAsiaMember_4C10240E2AC9CBBCB5C82E09617FEE8D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_2D22853A144FD022B3C52E09617F3FA5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_40123D4E30826C63787F2E09617ECF00" xlink:to="loc_slf_SunLifeFinancialCorporateMember_2D22853A144FD022B3C52E09617F3FA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProductsAndServicesMember" xlink:label="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesAxis_1BA71980D15B4A44F8BC2E09617F09B6" xlink:to="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AnnuitiesMember" xlink:label="loc_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:to="loc_slf_AnnuitiesMember_F1957A874CB7762446882E096180F5F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LifeInsuranceMember" xlink:label="loc_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:to="loc_slf_LifeInsuranceMember_743942C6FF125453A7162E0961803FB6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_HealthInsuranceMember" xlink:label="loc_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ProductsAndServicesMember_3E93AB311C81DFE9F9A42E0961806785" xlink:to="loc_slf_HealthInsuranceMember_AD2CDC10D444EC0B6F002E0961807744" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentConsolidationItemsAxis" xlink:label="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EntitysTotalForSegmentConsolidationItemsMember" xlink:label="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis_241C69D24D0A962CAE382E096181E608" xlink:to="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EliminationOfIntersegmentAmountsMember" xlink:label="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:to="loc_ifrs-full_EliminationOfIntersegmentAmountsMember_5BE1AF8C44B1CFB11A7C2E096181EABA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReportableSegmentsMember" xlink:label="loc_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_EntitysTotalForSegmentConsolidationItemsMember_A04518C12E170FE0A8F32E096181AE12" xlink:to="loc_ifrs-full_ReportableSegmentsMember_9EB328D2E752B850C0EE2E0961818BC4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_0ED8B244B06891B701552E09617D0DD2" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DirectPremiumsEarned1" xlink:label="loc_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_slf_DirectPremiumsEarned1_3C316224ADABBD9B235E2E096182F66D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CededPremiumsEarned1" xlink:label="loc_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_slf_CededPremiumsEarned1_CC1714060B78320B612F2E096187A987" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_InvestmentIncome_8E45ECD8773B417979732E0961871CA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_FeeAndCommissionIncome_BDCCD485326461F5A2DB2E0961886D17" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_Revenue_D5504A42586643EF9DAA2E0961886726" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseByNature" xlink:label="loc_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_ExpenseByNature_420B557B40146C9EDDBA2E0961883638" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_IncomeTaxExpenseContinuingOperations_72D5AC2B678254A9FD902E09618870D3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_ProfitLoss_35BFD418D8B8E55E686B2E0961886221" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders" xlink:label="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders_6E0F7916028B1F2DF8592E096188BB81" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_3EFC2BA8BFDC8B66FC632E096189E481" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_4D17018BFAFDF81544EC2E0961811FF6" xlink:to="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent_3EFC2BA8BFDC8B66FC632E096189E481" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationSegmentAssetsAndLiabilitiesByGeographicalAreaDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_A312FEA250E401B300392E095A858D8C" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_A312FEA250E401B300392E095A858D8C" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:to="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_552C587B18BEB366D0052E095A88FDAA" xlink:to="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_5E5E5FFA68C9E0CE57FB2E095A89D6BC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_5E5E5FFA68C9E0CE57FB2E095A89D6BC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_CA517164BE0B930A06912E095A89B5A9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_4557B0C68FF32D7819E42E095A88B36A" xlink:to="loc_slf_SunLifeFinancialCorporateMember_CA517164BE0B930A06912E095A89B5A9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:to="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_7620B79588B30C2F9D0B2E095A899D8D" xlink:to="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_5B3970BFD9A45DB52C912E095A8A957E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_country_US_5B3970BFD9A45DB52C912E095A8A957E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_3F9654937BD9B02801D82E095A8A3D50" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_country_GB_3F9654937BD9B02801D82E095A8A3D50" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_8622D26933F890288F442E095A8A5120" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_country_CA_8622D26933F890288F442E095A8A5120" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_36D5EF1C43776A604B292E095A8B91C9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_A497A9DAEC2FF228F1B12E095A89EC6E" xlink:to="loc_slf_OtherCountriesMember_36D5EF1C43776A604B292E095A8B91C9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_1D0A59E8B4FC23D847D52E095A87AFE5" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GeneralFundAssets" xlink:label="loc_slf_GeneralFundAssets_FC70F8CB50A985C8D5982E095A8B50D8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:to="loc_slf_GeneralFundAssets_FC70F8CB50A985C8D5982E095A8B50D8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssets1" xlink:label="loc_slf_SeparateAccountAssets1_7BA7683AA7E79BE5D8B52E095A8B99E1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_1FB16C397A48FD7752E12E095A8B691D" xlink:to="loc_slf_SeparateAccountAssets1_7BA7683AA7E79BE5D8B52E095A8B99E1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationSegmentResultsByGeographicalAreaDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_CD842041E48575DFFCA72E095D7576F4" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:to="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SegmentsMember" xlink:label="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsAxis_72C4A428A79C3A2CF4AF2E095D767687" xlink:to="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialAssetManagementMember" xlink:label="loc_slf_SunLifeFinancialAssetManagementMember_6729EAA70469A32771522E095D769D6B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:to="loc_slf_SunLifeFinancialAssetManagementMember_6729EAA70469A32771522E095D769D6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialCorporateMember" xlink:label="loc_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SegmentsMember_D3E16D91FA0357D678A72E095D76ECCE" xlink:to="loc_slf_SunLifeFinancialCorporateMember_A2065E40A337CD7519572E095D777E8C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:to="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GeographicalAreasMember" xlink:label="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasAxis_D0B4C06E505ECC0694A02E095D77FF39" xlink:to="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_US" xlink:label="loc_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_country_US_BA6B7683BBF81B62C63E2E095D77B95D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_GB" xlink:label="loc_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_country_GB_D0F28A37EC797CACBD882E095D7A2CF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/country/2017/country-2017-01-31.xsd#country_CA" xlink:label="loc_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_country_CA_1716FC5345582B5B66C32E095D7AA0E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherCountriesMember" xlink:label="loc_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_GeographicalAreasMember_F7D12750D0E65BA8958D2E095D777A16" xlink:to="loc_slf_OtherCountriesMember_F15041860902A3E538E82E095D7ACD2C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable_21DF316DF8A651C2090D2E095D752EBE" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems_7B05D8C98B345B9D4ECA2E095D7AF23E" xlink:to="loc_ifrs-full_Revenue_4D6B7E06C85E2ED3CF652E095D7AC9F8" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegmentedInformationTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_OperatingSegmentsAbstract" xlink:label="loc_slf_OperatingSegmentsAbstract_6E3532C18B40CFEF3E422E096590BAA5" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_6E3532C18B40CFEF3E422E096590BAA5" xlink:to="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_DE4DF87330442B3F428D2E0965911A7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfGeographicalAreasExplanatory" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_OperatingSegmentsAbstract_6E3532C18B40CFEF3E422E096590BAA5" xlink:to="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory_FBBB46E1C0E13C1C8D662E0965911FE4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegregatedFunds" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsDisclosure1Abstract" xlink:label="loc_slf_SeparateAccountsDisclosure1Abstract_C7B5A4BA9CF3535B8DC118B45DBCA5B9" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LongDurationInsuranceContractsDisclosure1TextBlock" xlink:label="loc_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_C7B5A4BA9CF3535B8DC118B45DBCA5B9" xlink:to="loc_slf_LongDurationInsuranceContractsDisclosure1TextBlock_F6CAD3D2FA6E5EDA869BFEBCE693ECAF" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsChangesInInsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsDisclosure1Abstract" xlink:label="loc_slf_SeparateAccountsDisclosure1Abstract_1F70A797D3E950658A229E2014371F81" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfSeparateAccountsTable" xlink:label="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_1F70A797D3E950658A229E2014371F81" xlink:to="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:to="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_8F95149002E75FBE9AB2D52577947BF9" xlink:to="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContracts1Member" xlink:label="loc_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:to="loc_slf_InsuranceContracts1Member_834C7773A7AC5C279F745258EC485D9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContracts1Member" xlink:label="loc_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesMember_DD8110B1919A5D0891B9B1D4F97083F2" xlink:to="loc_slf_InvestmentContracts1Member_326FA43439D257329308E124AEB8C981" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfSeparateAccountsLineItems" xlink:label="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfSeparateAccountsTable_F676F76B537A54159BFEEEEBB31E86AC" xlink:to="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward" xlink:label="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfSeparateAccountsLineItems_02265E576447500E85F682FEA794E003" xlink:to="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_SeparateAccounts_ECEACC7AB8C25591BA9ABFE9B61D6506" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdditionsToSegregatedFundsAbstract" xlink:label="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromDeposits_7E41E58C4A3A5C4DA90C54DF6722B530" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromTransferFromToGeneralFunds_18D9E0B852DF50DBA90B8CF43FA1EC50" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromGainLossRecognizedOnAssetsTransferredToSeparateAccount_2F1E8575CB4F59618550F0394D0E24F4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditionsFromOtherInvestmentIncome_FB9D4752CCE65ED79A961FD604A960E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_AdditionsToSegregatedFundsAbstract_D8E984DFC5D55A61BF00C3020ECCC1E5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAdditions_C421C1452869580CAF1C2944A87E0A5E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeductionsFromSegregatedFundsAbstract" xlink:label="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForPolicyholderAndBeneficiaryPayments_879C188C0AA751E4A1E2017365E88A03" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForManagementFees_4771877BE8EA55FF9C7B0B500095C43C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForTaxesAndOtherExpenses_7F61207D634B5CED9730C08E934EE2E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductionsForForeignExchangeRateMovements_3224F9690B5B5807A65C232EB40F2521" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DeductionsFromSegregatedFundsAbstract_81389F3C2AF55DCEB3262EA531456FB5" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesDeductions_14F4A932CDB05B0590A6D1B96E848548" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities_1C5CD150A54754F0855EDF616B233311" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions" xlink:label="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilitiesAcquisitions_73E8D169ED9F5ABEA55D1AE3F8950C6B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_3D14C20672BA5D01A61A73B85121BC2C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InsuranceContractsAndInvestmentContractsForAccountOfSegregatedFundHoldersRollForward_AB51E3DD11C957E185E894015C455FB6" xlink:to="loc_slf_SeparateAccounts_3D14C20672BA5D01A61A73B85121BC2C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsInvestmentsForAccountOfSegregatedFundHoldersDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsDisclosure1Abstract" xlink:label="loc_slf_SeparateAccountsDisclosure1Abstract_AFE3E3784772568BA94B3D2C5B136D47" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_AFE3E3784772568BA94B3D2C5B136D47" xlink:to="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:to="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_5932B3BDE88557DEA74327D16011D4F8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_BF22D9A110A4557585A98E02AA07AC3A" xlink:to="loc_ifrs-full_LiabilitiesMember_5932B3BDE88557DEA74327D16011D4F8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember" xlink:label="loc_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesMember_5932B3BDE88557DEA74327D16011D4F8" xlink:to="loc_slf_InvestmentsForSegregatedFundHoldersLiabilitiesArisingFromInvestingActivitiesMember_AA1F8349DE935AE196AF33875B1E4E05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_87B3D66336385EC6856AD57CEC1D5A75" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_9C65B751B257548494F8D85623C2F2A3" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_87B3D66336385EC6856AD57CEC1D5A75" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentsForSegregatedFundHoldersMember" xlink:label="loc_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_87B3D66336385EC6856AD57CEC1D5A75" xlink:to="loc_slf_InvestmentsForSegregatedFundHoldersMember_575E9D3F254355EB9C029BC5FA4B364F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" xlink:label="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_F527E393C79B524D85FDC61A3003E92C" xlink:to="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparatedAndMutualFunds" xlink:label="loc_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_SeparatedAndMutualFunds_8CA519CC80A85E3E876DD9C05554C0B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInstrumentsHeld" xlink:label="loc_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_EquityInstrumentsHeld_FC197F0DF1A857E2BB59CCC3BCB10203" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtInstrumentsHeld" xlink:label="loc_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_DebtInstrumentsHeld_241B5EABEB6B51BC96E3B4BDF6ED8F26" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_053DA9D183D450B89EA4E81E3BD47F95" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_06663AA627CC5323AC9C3843401A72B5" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_InvestmentProperty_06663AA627CC5323AC9C3843401A72B5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Mortgages" xlink:label="loc_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_Mortgages_FF60CB01A55D5EC5B069E4C23E1BF557" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_OtherAssets_1DCED2311E635F40A4B784337D75146D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_4E184ABB3B265CF9B61660801F91A04B" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_Assets_4E184ABB3B265CF9B61660801F91A04B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_55FF530CB43A5411AECC599DFB56D70F" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_ifrs-full_Liabilities_55FF530CB43A5411AECC599DFB56D70F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccounts" xlink:label="loc_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_534ACFFA64A853FD9612401B7688AF02" xlink:to="loc_slf_SeparateAccounts_86CC295CBDD65E70B3D5BF0B61828626" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsSegregatedFundTypesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsDisclosure1Abstract" xlink:label="loc_slf_SeparateAccountsDisclosure1Abstract_41C0ADE5D8F150618F784A643A5CF22E" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_41C0ADE5D8F150618F784A643A5CF22E" xlink:to="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:to="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_20F8127739D554C1AE64D6ED9DDEEE6B" xlink:to="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_053EF6A0275150BD8211C09BB0BA0FD3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:to="loc_ifrs-full_BottomOfRangeMember_053EF6A0275150BD8211C09BB0BA0FD3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_C5D31B02C16757F0AA59F3EC03B859BA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_39749F97646B5CF7873B28987F08DBF7" xlink:to="loc_ifrs-full_TopOfRangeMember_C5D31B02C16757F0AA59F3EC03B859BA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentType1Axis" xlink:label="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:to="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentTypeCategorizationMember1Domain" xlink:label="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentType1Axis_59A671818CDD5D3ABD3C0AC92C8712D2" xlink:to="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MoneyMarketFunds1Member" xlink:label="loc_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_MoneyMarketFunds1Member_EB8CF565C55B579EADC633E5459DB2A7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeFunds1Member" xlink:label="loc_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_FixedIncomeFunds1Member_DBB2E9F9E0D25F64ADC343207CB813DD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BalancedFunds1Member" xlink:label="loc_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_BalancedFunds1Member_CCB37E12208C5D7F9C394844545A8A10" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquityFunds1Member" xlink:label="loc_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_InvestmentTypeCategorizationMember1Domain_7587506909505FC597B32E38105A43BD" xlink:to="loc_slf_EquityFunds1Member_FB19551295115AF0846BC37218B57D3B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems" xlink:label="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestment1Table_E6E783A1AFB357A19A42A34ECB238B46" xlink:to="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds" xlink:label="loc_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:to="loc_slf_FixedIncomeInstrumentsPercentageOfFundsInvestedInDiversifiedEquitiesOrHighYieldBonds_ED8EDCF1DB495A7B9011AF29552B2AC2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsFundCategoryPercentage" xlink:label="loc_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofFairValueofSeparateAccountsbyMajorCategoryofInvestment1LineItems_7A98D076FA1B5E99B27F37B742E2A8B5" xlink:to="loc_slf_SeparateAccountsFundCategoryPercentage_ECDC32854A1C5C0784965243D3C94C6B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SegregatedFundsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountsDisclosure1Abstract" xlink:label="loc_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock" xlink:label="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:to="loc_slf_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentTableTextBlock_8C6DE37F8C1B5C7A80E3E7BB35FA9266" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:to="loc_slf_DisclosureOfCarryingValueOfInvestmentsHeldForSeparateAccountsExplanatoryTableTextBlock_D4E33253944F5B9A9DD50C35C5082C81" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock" xlink:label="loc_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SeparateAccountsDisclosure1Abstract_3FFA4785599B598F90B88B065D683227" xlink:to="loc_slf_DisclosureOfChangesInInsuranceAndInvestmentContractsExplanatoryTableTextBlock_577606DF4315513D8FCA73B9125C8973" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstruments" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_5E97C57E3B71549A80E72119706839E1" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_5E97C57E3B71549A80E72119706839E1" xlink:to="loc_ifrs-full_DisclosureOfBorrowingsExplanatory_571C3DCB98195D5BA650138F15465BD6" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsInnovativeCapitalInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_8BFEE63185D87754C68251D856CBB054" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_8BFEE63185D87754C68251D856CBB054" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_7D5EA8C7C6F8477BB2F451D856CBC20E" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodOneMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodOneMember_9832D4A4E08061493BD151D856CC3C5C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:to="loc_slf_BorrowingsRedemptionPeriodOneMember_9832D4A4E08061493BD151D856CC3C5C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodTwoMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodTwoMember_1AA54AC316E6FCAE547151D856CDD87C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_541F11014ED438FE36CE51D856CB199F" xlink:to="loc_slf_BorrowingsRedemptionPeriodTwoMember_1AA54AC316E6FCAE547151D856CDD87C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_C74BCC7DE30A1B78716351D856CDB6CC" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NonCumulativePerpetualPreferenceSharesMember" xlink:label="loc_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_DFD0BAC46276D7536C2A51D856CD6FE5" xlink:to="loc_slf_NonCumulativePerpetualPreferenceSharesMember_E19A65BCFE0216C4605951D856CDBC80" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsAxis" xlink:label="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CapitalRequirementsMember" xlink:label="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CapitalRequirementsAxis_DBE84FE5BD4BF203C8D751D856CE3820" xlink:to="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TierOneCapitalMember" xlink:label="loc_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CapitalRequirementsMember_B2AD9A0886A2D108B48851D856CED644" xlink:to="loc_slf_TierOneCapitalMember_C5046561D456A378805B51D856CEBFD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_84B8BC106948B3DBADDE51D856CE4ADF" xlink:to="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AnnualYieldMember" xlink:label="loc_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:to="loc_slf_AnnualYieldMember_5889E51C12B36ED1C5F251D856CF6AE6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_869B3E9E97D6E2C2BD1B51D856CF28F5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:to="loc_slf_GovernmentOfCanadaBondYieldMember_869B3E9E97D6E2C2BD1B51D856CF28F5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiveYearGovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_CDAB4A36ED0F4B3EFF8251D856D0CD7A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_386E9A21AE40F8C9A19D51D856CFFF71" xlink:to="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_CDAB4A36ED0F4B3EFF8251D856D0CD7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_8D5FD20EA9F3B541203151D856D04843" xlink:to="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeExchangEableCapitalSecuritiesMember" xlink:label="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_763B482625C5DB87709C51D856D04667" xlink:to="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCapitalTrustSLEECSBMember" xlink:label="loc_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:to="loc_slf_SunLifeCapitalTrustSLEECSBMember_BB387A7463203273C75251D856D12D9C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeCapitalTrustIISEECS20091Member" xlink:label="loc_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SunLifeExchangEableCapitalSecuritiesMember_6F0B832D483ACC458F8351D856D059C4" xlink:to="loc_slf_SunLifeCapitalTrustIISEECS20091Member_B2FD61D71B945E48443F51D856D15FD6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_BF2F3EF319A61F8D3DEB51D856CB9A0D" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsConvertibleNumberOfEquityInstruments" xlink:label="loc_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_slf_BorrowingsConvertibleNumberOfEquityInstruments_71AE04097B9089805C2251D856D2C592" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_BorrowingsInterestRate_56CE7C1C63B13C7502C551D856D2330E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_AF2D5C26C27B43DD867351D856D290F8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_NotionalAmount_AF2D5C26C27B43DD867351D856D290F8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_Borrowings_77DB85C1E041757BFCC451D856D2B015" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_5C1F169C97DCE690663651D856D38FDE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_CB0AFBC54EEF5B9947AA51D856D1565A" xlink:to="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_5C1F169C97DCE690663651D856D38FDE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsSeniorDebenturesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_1561937257D910C013BD764D2793AAF2" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_1561937257D910C013BD764D2793AAF2" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C0186AA9F45F77441546764D2798F2E5" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodOneMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:to="loc_slf_BorrowingsRedemptionPeriodOneMember_AE10AE7BFF3CD7539AD1764D27997CB1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodTwoMember" xlink:label="loc_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_C7614A63457BD95012CA764D2799CB7C" xlink:to="loc_slf_BorrowingsRedemptionPeriodTwoMember_A4075A6338657B7115CF764D2799C39B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_1CCB2293CAD70AD4E829764D279A000B" xlink:to="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:to="loc_slf_GovernmentOfCanadaBondYieldMember_F09D866712FF875B871A764D279A867D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiveYearGovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_F7F2F4FAE81752F49114764D279A2A93" xlink:to="loc_slf_FiveYearGovernmentOfCanadaBondYieldMember_F3778B80A3B61F4D045C764D279A0B7F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_31352047C2C1BE05B876764D279AE8D9" xlink:to="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member" xlink:label="loc_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SLFInc.SeriesDSeniorDebenturesIssuedJune302009Member_0CF3A9B7F489CA25243A764D279B6DB4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member" xlink:label="loc_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SLFInc.SeriesESeniorDebenturesIssuedAugust232011Member_3B0B437FC8C90F50290D764D279BF461" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member" xlink:label="loc_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SunLifeAssuranceSeriesBSeniorDebenturesIssuedJune252002Member_54FB700F1828C8902ACF764D279BCFEF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member" xlink:label="loc_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SunLifeAssuranceSeriesCSeniorDebenturesIssuedNovember202009Member_24844560653B77556FEE764D279C2561" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeniorDebenturesMember" xlink:label="loc_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_62BA3D2D1E2D3B8A50E3764D279BDD5A" xlink:to="loc_slf_SeniorDebenturesMember_180FA48DA212BFF4A6BC764D279CF580" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_45738F738C2C24C5DDE9764D279366B7" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_BorrowingsInterestRate_CB9B40E71068A2FA462A764D279C69B7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_Borrowings_521BE16B9F2D7E4980B1764D279CB417" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_slf_BorrowingsAtFairValue_298E0F29361105A8AF0A764D279DC137" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_NotionalAmount_6083D106F823844C6432764D279DA51A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_6E326E9F312288662779764D279D521D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_67BCC113E1AAAE210CF1764D279D1BD2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm" xlink:label="loc_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_09DB9D09579A4A10AC96764D279CD8A1" xlink:to="loc_slf_BorrowingsAdjustmenttoInterestRateBasisResetTerm_C58E064E2EAC25FED48C764D279D6265" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SeniorDebenturesAndInnovativeCapitalInstrumentsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_8E14CFE6084C505FB8F519288FE7CDD6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_68E907F2D64C5E16AF22DB1E2EDBBF33" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_8E14CFE6084C505FB8F519288FE7CDD6" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_68E907F2D64C5E16AF22DB1E2EDBBF33" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_8E14CFE6084C505FB8F519288FE7CDD6" xlink:to="loc_slf_DisclosureOfDetailedInformationAboutBorrowingsAdditionalTermsandConditionsForInnovativeCapitalInstrumentsTableTextBlock_B6560390E9345FD29EC2C0223DB5A42A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPayments" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_1B8C278E8170502F9B18AD43DE4F9ABE" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_1B8C278E8170502F9B18AD43DE4F9ABE" xlink:to="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory_89306F24C5B7567E93AD87AE53E91E4E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsActivitiesInStockOptionPlansDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_122FEC9A940F581FAA74B02F003B0082" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_122FEC9A940F581FAA74B02F003B0082" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_46D00247AB2C5EC7968B81944B4E12AE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_B2F82B1809C75B36BA941D9039069E60" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_46D00247AB2C5EC7968B81944B4E12AE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_07F2191727E35F74967E3335956988B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_46D00247AB2C5EC7968B81944B4E12AE" xlink:to="loc_slf_EmployeeStockOption1Member_07F2191727E35F74967E3335956988B3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_AF56A4C5B19352699B36A80F33EA5836" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfOutstandingShareOptions_F840F20A070356FAA67FBD2BBF6250E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement_89D81B40B0D95A519A75EACE56B45120" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_43A1B4A87C3E50C8BAB140EFB255F837" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement_1A6C06C2DFDF5B68AD8EF908F6E02CDC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement_30393F2500C05CCEA7B6206C9D9CBAF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_95EBC3F43C865CB4851FD8BEB2F509B0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingRollForward_0DD9F7914891578B971369A060CCEC06" xlink:to="loc_ifrs-full_NumberOfOutstandingShareOptions_95EBC3F43C865CB4851FD8BEB2F509B0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_WeightedAverageExercisePriceAbstract" xlink:label="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_FC05CD043C6B5B648B389816DEE3A0CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement_6876B07D9F995A0BB90456FAD68D7EC0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement_3F7D7022DB045C2187252D4AD7A46634" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement_8DE1F7F6E6135203940EC65129D87F35" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement_4D2CF00B2CA055A990BF2F6F40AC0561" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_D56E99C107275596B201246D387B0DA0" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_WeightedAverageExercisePriceAbstract_242C50E0DC90545EB61A8C0CFFD8623E" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_D56E99C107275596B201246D387B0DA0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement_F6C9852F56CD5FAD8B0BD3BA5D0342C0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_7D8FDFF0A4E85462A8B4B343A45792B8" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement_91326CC62EFD54A38EAEF358D7F37481" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_338D54BF5EE114B335A4764D25E97632" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:to="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_7520BB648C950822531E764D25EAD030" xlink:to="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:to="loc_ifrs-full_TopOfRangeMember_EF94F72E580E694AA5C6764D25EA960F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_9FED5F736E5237B54033764D25EA39C7" xlink:to="loc_ifrs-full_BottomOfRangeMember_39DC88A09597E3DE2D7C764D25EB8C82" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_6C483F73ED693A2C9899764D25EBAA6E" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeStockOption1Member" xlink:label="loc_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_EmployeeStockOption1Member_FECE14FCD9F1A6F19A77764D25EB09D5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EmployeeShareOwnershipPlanMember" xlink:label="loc_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_EmployeeShareOwnershipPlanMember_3829D2C29F24A5DC9B19764D25EC02DF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunSharePlanMember" xlink:label="loc_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_SunSharePlanMember_CAE236493E1C69440155764D25ECE39A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementShareBasedAwardsMember" xlink:label="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_8A010286C38E326C9BA3764D25ECB8CE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember" xlink:label="loc_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_09BE145DB1116D7405D0764D25EBCF2B" xlink:to="loc_slf_MFSInvestmentManagementStockOptionsRestrictedSharesandOutstandingSharesMember_1EA7C178AE053764309F764D25ECB3D9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_1C0D0133AB55111A57A3764D25EA7415" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardVestingPeriod_F10DFD73216CC96A9C20764D25ECB65B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationPeriod1_EC770DD4D228293BFE01764D25ED3EC1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized" xlink:label="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofSharesAuthorized_0A13F01A9F1C945A7482764D25EDF221" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise_3F2A41B0EF26DEC61F34764D25EDFEBA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_B424073DA32D5954CCA3764D25ED9251" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_WeightedAverageFairValueShareOptionsGranted" xlink:label="loc_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_WeightedAverageFairValueShareOptionsGranted_A46F06B5EBE0DE2425BD764D25EDB8F1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate1_2ACC15EE3481BD853E74764D25ED9572" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod2_435C13B93326A449A4DA764D25EECBFE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeeContributions_9D0D4BB3BA28B46112BC764D25EEA48D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionPercentOfEmployeesGrossPay_0817BF93E705DAAC7C82764D25EEF6C3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount" xlink:label="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedPaymentArrangementEmployerMatchingContributionMaximumMatchAmount_22089646CCB94EFA51F8764D25EEA140" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:label="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_9390A8E2BB2DA5995800764D25EEEE25" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xlink:label="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted_A3DEFB899D5E15FFCFF0764D25EEE900" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfTradingDaysPriorToGrantDateUsedForUnitValuation_D2C526B09EB856CC2111764D25EEFFB9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod_637F32746CBFB09F05BF764D25EF1E6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders" xlink:label="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_C79AFD756738B855999F764D25EC89F1" xlink:to="loc_slf_ShareBasedCompensationArrangementByShareBasedPaymentAwardMultiplierOnReturnForShareholders_EE2EE93655E632C85C5D764D25EF7D3A" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsOtherShareBasedPaymentPlanDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_EA7D0663E20355569861A53562A0416B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_EA7D0663E20355569861A53562A0416B" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_BB8044BEF8CC59BD889CFB18C1279C49" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_28E78C6FA7575A7B8509E89DCE5F7135" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_BB8044BEF8CC59BD889CFB18C1279C49" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunShareUnitsAndDeferredShareUnitsDSUMember" xlink:label="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_BB8044BEF8CC59BD889CFB18C1279C49" xlink:to="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunShareUnitsMember" xlink:label="loc_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:to="loc_slf_SunShareUnitsMember_BFEC6F06766259A6B4BC0EAFCAF50B27" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DeferredShareUnitsDSUsMember" xlink:label="loc_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_SunShareUnitsAndDeferredShareUnitsDSUMember_74A6A2FE1DE853C194CA8C29118B38C1" xlink:to="loc_slf_DeferredShareUnitsDSUsMember_3544AA2955E35FB99BB69447E7C1A66C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_CB88970F42C55DBBB42A0FDAC7966C6A" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement_FAD753132FA751939E26608A78978254" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:label="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_B10862C58C975B69B9CB2A6A1F182DB6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011_B10862C58C975B69B9CB2A6A1F182DB6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_84AD6BF74EFB52D2B67FC9E28A681042" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_84AD6BF74EFB52D2B67FC9E28A681042" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" xlink:label="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_5D2CF41645A15CC8BADA194F73C46179" xlink:to="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_15DB3E0FA1B45DD2BC1092C9CC1FF3F5" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedOptionsByExercisePriceDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_9B14DBAA5EB9E29D7ACF9A4F1AB58300" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_9B14DBAA5EB9E29D7ACF9A4F1AB58300" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:to="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis_186BF7351D30978A5A6E9A4F1AB5670E" xlink:to="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeOneMember" xlink:label="loc_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeOneMember_0647D67D3E8C032EB91B9A4F1AB58AF8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeTwoMember" xlink:label="loc_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeTwoMember_1F6EAFE260C7CA19E0F49A4F1AB55DFB" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeThreeMember" xlink:label="loc_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeThreeMember_6B2B93BC9B40B3857FAB9A4F1AB5A6CC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeFourMember" xlink:label="loc_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeFourMember_129F9F50F0C5024084299A4F1AB5FAF1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ExercisePriceRangeFiveMember" xlink:label="loc_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsMember_0C9537FD16D35719E3919A4F1AB5F07D" xlink:to="loc_slf_ExercisePriceRangeFiveMember_6868D27A410A196841829A4F1AB5EA1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:to="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_6B349BA684B606FB0BDE9A4F1AB5A4CB" xlink:to="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_D2733B09E32357B5AC459A4F1AB5BBB1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:to="loc_ifrs-full_BottomOfRangeMember_D2733B09E32357B5AC459A4F1AB5BBB1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_A6287672661FD6F48AFF9A4F1AB5092E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_4F2E4EA213AED2FB1DD79A4F1AB583C3" xlink:to="loc_ifrs-full_TopOfRangeMember_A6287672661FD6F48AFF9A4F1AB5092E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable_FA4E1C50EED19A8B060D9A4F1AB56A8F" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExercisePriceOfOutstandingShareOptions" xlink:label="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions_F8073B022C41D2D729169A4F1AB51D8B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_NumberOfOutstandingShareOptions_FA2D563C5890840154539A4F1AB51B47" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions" xlink:label="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions_9BA95440231595B2B6EF9A4F1AB5A30D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems_C24A544493C93B4DBEE99A4F1AB5B15F" xlink:to="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement_0D6A19ACF3833186F29C9A4F1AB5BEB3" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsShareBasedPaymentPlansOfMfsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_A59F15E7943E56E6B5373F29EA27936A" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_A59F15E7943E56E6B5373F29EA27936A" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:to="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SharebasedPaymentArrangementsMember" xlink:label="loc_ifrs-full_SharebasedPaymentArrangementsMember_3468208D054E542FBBBAC985F5DE2965" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis_3122FA3EE3E35CF783E7CF1E6C059DC5" xlink:to="loc_ifrs-full_SharebasedPaymentArrangementsMember_3468208D054E542FBBBAC985F5DE2965" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MFSInvestmentManagementShareBasedAwardsMember" xlink:label="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_52CEA34CD5835C99801EF9306A5F8CAC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_SharebasedPaymentArrangementsMember_3468208D054E542FBBBAC985F5DE2965" xlink:to="loc_slf_MFSInvestmentManagementShareBasedAwardsMember_52CEA34CD5835C99801EF9306A5F8CAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable_324FC031C1155129A1D945AE1A17383D" xlink:to="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_C7C9AE237B535F7EBD30F3469C309F8A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:to="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees_C7C9AE237B535F7EBD30F3469C309F8A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees" xlink:label="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_99D62B60605A57D7BF722F5FB6F9054C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems_332386806656564CA738DB35B02B4F12" xlink:to="loc_slf_TaxExpenseIncomeFromShareBasedPaymentTransactionsWithEmployees_99D62B60605A57D7BF722F5FB6F9054C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss" xlink:label="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:to="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss_1EA39EEFB677578E8374F21A1B3B2C18" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:to="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory_528216B6661553E2B0C218BD8531D4E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:to="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageRemainingContractualLifeOfOutstandingShareOptionsExplanatory_17259F2B84F854B0A3A52492314C0F9E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:to="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory_3C23C40C91EC568F8253CFA67EDC89F9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:to="loc_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory_8199D267661B53D59CEF6B852E847F77" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions" xlink:label="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_B22E54DB170D59C784EAB3DB78AC3A52" xlink:to="loc_ifrs-full_ExplanationOfEffectOfSharebasedPaymentsOnFinancialPositions_D540380ACEFF5AD4AA1B0A64FBAB8721" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareBasedPaymentsWeightedAverageAssumptionsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareBasedPaymentArrangementsAbstract" xlink:label="loc_slf_ShareBasedPaymentArrangementsAbstract_BF26732D39975F95AE33AE0A36C620C9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_BF26732D39975F95AE33AE0A36C620C9" xlink:to="loc_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted_C77E51C96E9C5CC7951B50040B1F7F68" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_BF26732D39975F95AE33AE0A36C620C9" xlink:to="loc_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted_46629C8577DA5ED6A7957820D45D1892" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" xlink:label="loc_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_BF26732D39975F95AE33AE0A36C620C9" xlink:to="loc_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted_6D88C5FB497553D9B41C03AA7F8BEC1C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_BF26732D39975F95AE33AE0A36C620C9" xlink:to="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted_959488974A88520089CD2C3E881D8DAC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExercisePriceShareOptionsGranted" xlink:label="loc_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareBasedPaymentArrangementsAbstract_BF26732D39975F95AE33AE0A36C620C9" xlink:to="loc_ifrs-full_ExercisePriceShareOptionsGranted_C1F09678BE925A88AC2CFBADD4CD81E9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareCapital" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareCapitalReservesAndOtherEquityInterestAbstract" xlink:label="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_F967885DCCBD5DA3B0701207B754D6BA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_F967885DCCBD5DA3B0701207B754D6BA" xlink:to="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_593076488FAB579EA6B30454B0715392" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareCapitalCommonSharesIssuedAndOutstandingDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareCapitalReservesAndOtherEquityInterestAbstract" xlink:label="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_8F3DD529DCAB12C89429B991800ED2EF" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_8F3DD529DCAB12C89429B991800ED2EF" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Axis" xlink:label="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:to="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareRepurchaseProgram1Domain" xlink:label="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareRepurchaseProgram1Axis_FC7D453C7DC7EBBE9B60B991800FDFF3" xlink:to="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_A2018NCIBMember" xlink:label="loc_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:to="loc_slf_A2018NCIBMember_C72EAA75FC6F2E4BE18AB991800F7A52" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ThirdPartyShareRepurchaseProgramMember" xlink:label="loc_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareRepurchaseProgram1Domain_391A5104AB997B9D9168B991800FC8ED" xlink:to="loc_slf_ThirdPartyShareRepurchaseProgramMember_5DAE3889928B20B38726B99180101884" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_62ACB849E923389DC7E5B99180100A06" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_F62199D325DCBA2229E7B99180101E03" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_4670AA20A6E113A350DCB9918010A1AD" xlink:to="loc_ifrs-full_OrdinarySharesMember_F62199D325DCBA2229E7B99180101E03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_A970E14365D30911ECB2B991800F4E7F" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract" xlink:label="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_NumberOfSharesOutstanding_097ADA2D40C343A3A0CAB9918011C839" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement_E0065470D03DCB503019B99180112040" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughPurchaseOfTreasuryShares_7C8DE0CBE8FC414F7F1DB9918012F42D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombination_75F4FC7E2460EB178813B9918012FCB7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_NumberOfSharesOutstanding_3A661CF0E606070CA7DDB99180122658" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_IssuedCapital_0B03BFAD532B3550B043B99180129A5F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncreaseDecreaseThroughExerciseOfOptions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_2743DE9B7C43B07639C4B99180128FCB" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions_2743DE9B7C43B07639C4B99180128FCB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares_67F9C04469A468298D34B99180125B09" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_PurchaseOfTreasuryShares_67F9C04469A468298D34B99180125B09" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue" xlink:label="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue_754E6C8DFD2D68ECF0CEB99180138273" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ReconciliationOfNumberOfSharesOutstandingAbstract_6A4DCF72405A1FD24465B991801190EE" xlink:to="loc_ifrs-full_IssuedCapital_2CAE02AC3164AA597B91B9918013763D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares" xlink:label="loc_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_slf_NumberOfSharesAuthorisedForRepurchaseAndCancellationOfTreasuryShares_7378FE716A7C4A20EC6BB99180139DE5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PurchaseAndCancellationOfTreasurySharesPricePerShare" xlink:label="loc_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_slf_PurchaseAndCancellationOfTreasurySharesPricePerShare_EBF380288B3D236D16C9B9918013DBCA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PaymentsToAcquireOrRedeemEntitysShares" xlink:label="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_C6F8A11D90E04707F9C9B9918011CB7A" xlink:to="loc_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares_1AF709E2588362E78448B9918013ABA4" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareCapitalNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareCapitalReservesAndOtherEquityInterestAbstract" xlink:label="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_B8BC2781EEA652B496841D2198455376" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_5C9ACC11D8255B21A6D77D3520FADCF7" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_37971396AC285AE386B7F50971B600B2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:to="loc_ifrs-full_PreferenceSharesMember_37971396AC285AE386B7F50971B600B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_791F6220F2D15DFB85182DA0DCD602A8" xlink:to="loc_ifrs-full_OrdinarySharesMember_A352582B9B825168832E5716BC03DC59" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_D2BFAAF65AB755F5888D475ABA26B7BF" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfShareClassSeriesAuthorised" xlink:label="loc_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_NumberOfShareClassSeriesAuthorised_454318C6987B56AF846AF8054D10AECF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_NumberOfShareClassSeriesOutstanding" xlink:label="loc_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_NumberOfShareClassSeriesOutstanding_1BC70583A88755F8B00DC0E6F80A34C9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesAggregateLiquidationEntitlement" xlink:label="loc_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_PreferenceSharesAggregateLiquidationEntitlement_1D6F5F6C239B5F119A8255271465A172" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum" xlink:label="loc_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_49E03A901AB85CFE8251B1FE24E9D161" xlink:to="loc_slf_DividendReinvestmentPlanOptionForDiscountOnSharesIssuedPercentageMaximum_DC1A0A4F6291569FAC8EB469C64CA477" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareCapitalPreferredSharesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareCapitalReservesAndOtherEquityInterestAbstract" xlink:label="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_D5871C37278312C33AC39A4F1AF3B830" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_D5871C37278312C33AC39A4F1AF3B830" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:to="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfShareCapitalMember" xlink:label="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis_B23C2B12F4AC932DA61F9A4F1AF382F1" xlink:to="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PreferenceSharesMember" xlink:label="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfShareCapitalMember_C0899E5D8AA2A2FAEA879A4F1AF3EE2B" xlink:to="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries1Member" xlink:label="loc_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries1Member_F719ECEA44E0385A02279A4F1AF39D16" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries2Member" xlink:label="loc_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries2Member_44BB931132991A5293129A4F1AF3F504" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries3Member" xlink:label="loc_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries3Member_053FE2A15EDEABC688499A4F1AF3B363" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries4Member" xlink:label="loc_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries4Member_D0757B3D2F6B3F4CDA829A4F1AF3ACA0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries5Member" xlink:label="loc_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries5Member_8A80F118F7970045D5659A4F1AF3CA82" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries8RMember_22B797609711CF99ABA89A4F1AF3DF2C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries9QRMember_871449ECD9FFAF9AFD889A4F1AF32B1E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries10RMember" xlink:label="loc_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries10RMember_EE950C43C8B148188E3A9A4F1AF39A6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries11QRMember" xlink:label="loc_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries11QRMember_94E0DA1F27F05FD761829A4F1AF3A27E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries12RMember_1022441CA7F9FAF117459A4F1AF3B0CE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember" xlink:label="loc_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries8RSeries10RAndSeries12RMember_2C11F61B003881D3E8839A4F1AF3F54E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnRedemptionDateAndEveryFiveYearsThereafterMember_5B774138180157BE31999A4F1AF3CB02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember" xlink:label="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PreferenceSharesMember_61381D0A0E1B25C5E3A39A4F1AF37939" xlink:to="loc_slf_PreferenceSharesClassASeries9QRAndSeries11QROnAnyOtherDateMember_AA7DD0D5E3A8E04276479A4F1AF35770" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable_396553E5EF213CABF8529A4F1AF3EA49" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesDividendRatePercentage" xlink:label="loc_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_PreferenceSharesDividendRatePercentage_5280666B0D2E1950B39F9A4F1AF335DE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DividendsPaidOtherSharesPerShare" xlink:label="loc_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_DividendsPaidOtherSharesPerShare_D8B807BF5B5858D0E93B9A4F1AF3A7CA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_NumberOfSharesOutstanding_BFC03AD8415912024EEF9A4F1AF3747E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IssuedCapitalFaceAmount" xlink:label="loc_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_IssuedCapitalFaceAmount_0D186136BA6310C42F759A4F1AF324B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_ifrs-full_IssuedCapital_35523F22FA32261A69BB9AA8217C7C99" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage" xlink:label="loc_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_PreferenceSharesAdjustmentToDividendRateBasisPercentage_E831D75DB75CB79D833C9A4F1AF30230" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PreferenceSharesRedemptionPricePerShare" xlink:label="loc_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems_4B627B77C17814BF1A1A9A4F1AF3A0E9" xlink:to="loc_slf_PreferenceSharesRedemptionPricePerShare_B91A46FBF0433C44B76F9A4F1AF3F9BE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/ShareCapitalTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_ShareCapitalReservesAndOtherEquityInterestAbstract" xlink:label="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_6B47CAEE31DE54B2916FDD1416B12418" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ShareCapitalReservesAndOtherEquityInterestAbstract_6B47CAEE31DE54B2916FDD1416B12418" xlink:to="loc_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory_6618A97672685C23949E0F2EE1A95BCD" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPolicies" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D26990F8EBD45FA9AC4646025F4AE031" xlink:to="loc_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory_01629F5DC80452FD8C85CD4C7C62762C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_3896FBC3399E5F079F319320A264C5F8" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_3896FBC3399E5F079F319320A264C5F8" xlink:to="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PropertyPlantAndEquipmentMember" xlink:label="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis_6501492EB3B257388914D5614CEA1230" xlink:to="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OwnerOccupiedPropertiesMember" xlink:label="loc_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:to="loc_slf_OwnerOccupiedPropertiesMember_D92EA1D9AC645EDBBDBEDFD8A6030A02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember" xlink:label="loc_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_PropertyPlantAndEquipmentMember_8FE8758ED1935B4BA25232D3DB237A1B" xlink:to="loc_slf_FurnitureComputersAndOtherOfficeEquipmentAndLeaseholdImprovementsMember_1038FD24F1C256B38509DBEDC126D424" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_38431B3A47215B45A5CB48B266BCB9EA" xlink:to="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_A34B753CBE445BD0AC67C4CA93917F27" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:to="loc_ifrs-full_BottomOfRangeMember_A34B753CBE445BD0AC67C4CA93917F27" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_598D06052F5E518D96F080A8EDBFC934" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_37CA8C67E5CD52B1B67B47F551E2D787" xlink:to="loc_ifrs-full_TopOfRangeMember_598D06052F5E518D96F080A8EDBFC934" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_59FDBBCF01995813B1838A99978B4046" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_C1DC712AA81C59E9B443C9497172EAB4" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_59FDBBCF01995813B1838A99978B4046" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FiniteLifeIntangibleAssetsMember" xlink:label="loc_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_59FDBBCF01995813B1838A99978B4046" xlink:to="loc_slf_FiniteLifeIntangibleAssetsMember_88B46ECB6F53519C9309D277661EBBBA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable_FF1F407C551D5CCEA0E1404CCA00D311" xlink:to="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod" xlink:label="loc_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:to="loc_slf_UsefulLivesOrDepreciationRatesPropertyPlantAndEquipmentPeriod_B34AC89AB25A533290B1AC99FE15CB30" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod" xlink:label="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems_247ED70DDD3F5CFABF5AE7A54C9D65DE" xlink:to="loc_slf_UsefulLivesOrAmortisationRatesIntangibleAssetsOtherThanGoodwillPeriod_BC2565158A245C61A4132D30697AAF2B" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesPolicies" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock" xlink:label="loc_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock_DBF7D4AA999A5A5AA77AB173315581EC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_StatementOfIFRSCompliance" xlink:label="loc_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_StatementOfIFRSCompliance_3100A166A8265575BB901E5E788971CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements" xlink:label="loc_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements_D1B85FBB30835CA1BB0C9AB5EC0F098D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock_459DCCE4663A5016B1C69EC8A2BF173F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock_F7BA29F02BE7576B948E7A14832E4C81" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory_3AB99D98D7CF597BA3A630AF39161CAE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory_E11BE8B4C7165538B2BBADCF5F1C4ADE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory_E8D6E6D6B96152DF9AB8D5C56A388973" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory_C9865533CF795BBFA0CE4322FE71A7CE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory_1F9AD75866925697A44B73456541CAD7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory_9F246B2BBD145297B2CAB949D9D472C2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock_E74EC34866BE522A8391BB54A850F3E0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory_D9E871E08F6059EE8D8BD101D95D97AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory_FC0EA93B112754E49452BA97EB240DC1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory_7455306837B85FA3820086DF39F16972" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts_223E2602416F5A37B3305F616C0E1375" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory_8D6952836BBF5630876344F614AA1D3B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock_9672045624105FB198B7A29B73CB6704" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock_91604540BB3F52C6B92F77BAE50406FE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock_1FD14F77D8195FBD9CA2883C2EF8BBFC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:type="locator" />
    <link:presentationArc order="21" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory_D373DE8336305DAD86C4854DFF4E6B94" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:type="locator" />
    <link:presentationArc order="22" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory_03D0D1B0DAA4581C8DC78E2CAB113ECE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:type="locator" />
    <link:presentationArc order="23" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory_4C701C3FAEFE5214B2D242810B9F3359" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:type="locator" />
    <link:presentationArc order="24" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory_5E093FFD0A9B559F8B0508C3F94D5FE9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:type="locator" />
    <link:presentationArc order="25" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory_04C95C86242850FB8A5765938F6FFD71" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:type="locator" />
    <link:presentationArc order="26" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory_40B4FD3D9CEE51B0AE0B6F540A3534A2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock" xlink:label="loc_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:type="locator" />
    <link:presentationArc order="27" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_D67B6AF22431512FB280F9A6117CD4DE" xlink:to="loc_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock_67E68CD5281B510DAC009D6EA83CBB0E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SignificantAccountingPoliciesTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateInformationAndStatementOfIFRSComplianceAbstract" xlink:label="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_74470BF8176BCDA5906EB99361801A77" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock" xlink:label="loc_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_74470BF8176BCDA5906EB99361801A77" xlink:to="loc_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock_3329CD1AAAE88550773CB9936180CA0F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract_74470BF8176BCDA5906EB99361801A77" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_2FD68110EE987ECA4862B9936180507E" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SubordinatedDebt" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_46F1E558D3505BEE9188BA3EB2693E5B" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_46F1E558D3505BEE9188BA3EB2693E5B" xlink:to="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory_BD3C76350BD05CDA8F2B3D242014155C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/SubordinatedDebtObligationsIncludedInSubordinatedDebtDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_5D4C102752551638F80F764D273A7AD3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_5D4C102752551638F80F764D273A7AD3" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodAxis" xlink:label="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsRedemptionPeriodDomain" xlink:label="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodAxis_C9B7C20D112696BD7CE5764D273ADD98" xlink:to="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAfterRedemptionDateMember" xlink:label="loc_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:to="loc_slf_BorrowingsAfterRedemptionDateMember_5FA3457DE0CA7F570B0F764D273BACB1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsBeforeRedemptionDateMember" xlink:label="loc_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_BorrowingsRedemptionPeriodDomain_5C6BCF08DE91027BA742764D273BE99C" xlink:to="loc_slf_BorrowingsBeforeRedemptionDateMember_524E50E15207D238A349764D273BFB61" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateTypesMember" xlink:label="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis_FA9E2808825620FED971764D273B0D97" xlink:to="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GovernmentOfCanadaBondYieldMember" xlink:label="loc_slf_GovernmentOfCanadaBondYieldMember_779342AFBDAFC1E6B485764D273C4F30" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:to="loc_slf_GovernmentOfCanadaBondYieldMember_779342AFBDAFC1E6B485764D273C4F30" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianDollarOfferedRateCDORMember" xlink:label="loc_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InterestRateTypesMember_220706B4405EA00CC925764D273CCF74" xlink:to="loc_slf_CanadianDollarOfferedRateCDORMember_D7D2E7D062A680EB7FD3764D273C7AEE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsByNameMember" xlink:label="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameAxis_0F57064EDE1ACAD13364764D273CBC4B" xlink:to="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member" xlink:label="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_9B1BB80A47A1D80C94EE764D273D55AD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeAssuranceSubordinatedDebtIssuedMay151998Member_9B1BB80A47A1D80C94EE764D273D55AD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay292007Member_6834FFCF26919D59C6C4764D273DAAE0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedJanuary302008Member_07D077721688CFCA706F764D273DF07B" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMarch22012Member_E05977093825A89F8334764D273DC144" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedMay132014Member_31689DFA13598218D47E764D2743800E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember252015Member_92AA282B1FFB3D05A9EB764D27434D52" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedFebruary192016Member_D3DE54B41F137FC4AC01764D2743EDF4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedSeptember192016Member_036484AD4B3296139DB0764D27438B43" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member" xlink:label="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SunLifeFinancialInc.SubordinatedDebtIssuedNovember232017Member_300F641BE95BB6D33F0E764D2743BF11" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SubordinatedLiabilitiesMember" xlink:label="loc_slf_SubordinatedLiabilitiesMember_9127C4FCAFC92CA6D726764D27449E70" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_BorrowingsByNameMember_3B0C0518EA893EEC6A59764D273C2DB2" xlink:to="loc_slf_SubordinatedLiabilitiesMember_9127C4FCAFC92CA6D726764D27449E70" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_A4511EE4D43103AC0579764D273AAE06" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate_C1A722B0B98FAD430A80764D2744DB29" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_BorrowingsInterestRate_C1A722B0B98FAD430A80764D2744DB29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings_0E8F6A74C2AB28F279B8764D27447EAE" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_Borrowings_0E8F6A74C2AB28F279B8764D27447EAE" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_BorrowingsAtFairValue" xlink:label="loc_slf_BorrowingsAtFairValue_25D58464EC55D23526DF764D2744CCA8" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_slf_BorrowingsAtFairValue_25D58464EC55D23526DF764D2744CCA8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_1082868D2345B462EC19764D2744F11F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis_1082868D2345B462EC19764D2744F11F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_6B7B11D435F1A5B50B20764D2744BFCD" xlink:to="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued_19B76E8DFD01449ED8FF764D27454B86" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/Tables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_683B252D372451BABE875E6C3B962DD9" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_683B252D372451BABE875E6C3B962DD9" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory_DB2D34BE1B625FE88B2BA4E54E15499F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncome" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_AB39ADC132C65B7CBAB9969FBC0BC64E" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_AB39ADC132C65B7CBAB9969FBC0BC64E" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_56E8D76C03CB5F74BEDF36F9B6C3B65F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAssetsAndLiabilitiesCarriedAtFairValueOnRecurringBasisByHierarchyDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_E13D5DAAED9B55F499BF12EBE1527153" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_E13D5DAAED9B55F499BF12EBE1527153" xlink:to="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_A0E40CC33CC25974A78654820A8A170F" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_72EB198374C359148A9FEAE40F2FD5CC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_72EB198374C359148A9FEAE40F2FD5CC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_ED4E37A51C3F5DE784A68116BB0E874A" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_DebtSecuritiesMember_ED4E37A51C3F5DE784A68116BB0E874A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_F785C7DA331253D2B8182A703EAA8B19" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_F785C7DA331253D2B8182A703EAA8B19" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_60A84CAFE8C25F7992380E60775ED536" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_DerivativesMember_60A84CAFE8C25F7992380E60775ED536" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_902E5E8BFFCF57008AC8EC8B5EA345C2" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_OtherInvestedAssetsMember_902E5E8BFFCF57008AC8EC8B5EA345C2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_ifrs-full_InvestmentPropertyMember_E248C7C9641C52A69009138AED46EAA2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssetsMember" xlink:label="loc_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_InvestedAssetsMember_12CB6655DB1E556E9FFA91E508BE6983" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssetsMember" xlink:label="loc_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_7B262A2A77EE5A53BC7194E4BE198871" xlink:to="loc_slf_SeparateAccountAssetsMember_C153EBB1547052DFB71DBFAE73AEF5AC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_109BA6972098576A95F251887DFF344B" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_B0A3A895761A53E5A37DD1B0094503A6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_B0A3A895761A53E5A37DD1B0094503A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_80FACE776674563490B6239D34411038" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_53F9FA43C07A59EE80B97038C2AB35AA" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_80FACE776674563490B6239D34411038" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_10694C3A19225DD4B3B5EAA770C93C03" xlink:to="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_09E8EB3D12FE5A818A7607B0650000BB" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CanadianFederalGovernmentMember_09E8EB3D12FE5A818A7607B0650000BB" xlink:type="arc" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_ifrs-full_DebtSecuritiesMember_ED4E37A51C3F5DE784A68116BB0E874A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_DF7D7CD54A635555A945B3F6F37592CD" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_DF7D7CD54A635555A945B3F6F37592CD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_USGovernmentAgenciesDebtSecurities1Member" xlink:label="loc_slf_USGovernmentAgenciesDebtSecurities1Member_1A2AB56BE5DF50F192BB888081EB3D3A" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_USGovernmentAgenciesDebtSecurities1Member_1A2AB56BE5DF50F192BB888081EB3D3A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignGovernmentDebtSecurities1Member" xlink:label="loc_slf_ForeignGovernmentDebtSecurities1Member_48619A19CFEF5351BCDF28E7ACA6E34A" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_ForeignGovernmentDebtSecurities1Member_48619A19CFEF5351BCDF28E7ACA6E34A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_88A6DBCAB5B759F581386C09F0FFBEC4" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CorporateDebtSecurities1Member_88A6DBCAB5B759F581386C09F0FFBEC4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CommercialMortgageBackedSecurities1Member" xlink:label="loc_slf_CommercialMortgageBackedSecurities1Member_03AB9BDB77315AE0A23A9AFBB7891B97" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CommercialMortgageBackedSecurities1Member_03AB9BDB77315AE0A23A9AFBB7891B97" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ResidentialMortgageBackedSecurities1Member" xlink:label="loc_slf_ResidentialMortgageBackedSecurities1Member_C0BCE5AC4DBA5AE8877CDF6AEE27FDF0" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_ResidentialMortgageBackedSecurities1Member_C0BCE5AC4DBA5AE8877CDF6AEE27FDF0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralizedDebtObligations1Member" xlink:label="loc_slf_CollateralizedDebtObligations1Member_401FE03A482E5B2390C7CFAED20BFC4F" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_CollateralizedDebtObligations1Member_401FE03A482E5B2390C7CFAED20BFC4F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesOtherMember" xlink:label="loc_slf_AssetBackedSecuritiesOtherMember_E133B13461F05F60849FAF1B891BC6DD" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_9C0B37E6A60857A18EFD693063F533A0" xlink:to="loc_slf_AssetBackedSecuritiesOtherMember_E133B13461F05F60849FAF1B891BC6DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LiabilitiesMember" xlink:label="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis_DF7057875D785218B947AD9DDE2B3031" xlink:to="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentContractLiabilitiesMember" xlink:label="loc_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:to="loc_slf_InvestmentContractLiabilitiesMember_67802C99BF16528EAA97896D58B0FF21" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeLiabilitiesMember" xlink:label="loc_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LiabilitiesMember_E484DBF9450A56A39B2800C9A71E7131" xlink:to="loc_slf_DerivativeLiabilitiesMember_6CAB83D3A3DF5382A6715DA73729A4B2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_7CFBCCE1DD445BB7AE0253C31B84E8B0" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember_E702F2907A985AB0BE85AA9A2FA08E3B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:to="loc_ifrs-full_Level1OfFairValueHierarchyMember_E702F2907A985AB0BE85AA9A2FA08E3B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:to="loc_ifrs-full_Level2OfFairValueHierarchyMember_26F2121050365D11BCBDC96707F25C23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_6A8DD64EDC4A59A08D263DF1FCF798DF" xlink:to="loc_ifrs-full_Level3OfFairValueHierarchyMember_4868073C09A45048A7ED5ABA1F2F6448" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_MeasurementAxis_DA04CEEFF74E5DBDA35F9C5F65A82843" xlink:to="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecurringFairValueMeasurementMember" xlink:label="loc_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedMeasurementMember_16B3836EEF21589F9AB3AE68D07C7B26" xlink:to="loc_ifrs-full_RecurringFairValueMeasurementMember_262EB31E1CF455CAB98A225633F02F0A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_50B1E993BA4B51BE9873C2B66C613277" xlink:to="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_ifrs-full_Assets_DB83A47278A95E449D69F402F0A89EAD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_ifrs-full_Liabilities_9CBD8C1DE99857CFB72216D36931E706" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_935AC2F8904751D8BFD383D47B815CEB" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_F2E989A705B25E8F9F7BC2E6F9EE4AF1" xlink:to="loc_ifrs-full_FinancialAssets_935AC2F8904751D8BFD383D47B815CEB" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeAvailableForSaleDebtAndEquitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_854D2324E01A25097C9339C0C2470186" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleOfAvailableForSaleSecurities1Table" xlink:label="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_854D2324E01A25097C9339C0C2470186" xlink:to="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_C81B73FD2A3236AA364139C0C247F33B" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_EquityInvestmentsMember" xlink:label="loc_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_D60B28ECF19189B803D239C0C2485EEC" xlink:to="loc_ifrs-full_EquityInvestmentsMember_1EDD779316736EF7E34839C0C24814F5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B99AF9F640529BC72B4439C0C248AD7C" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianFederalGovernmentMember" xlink:label="loc_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CanadianFederalGovernmentMember_01A2A193FD52C728FD9739C0C24923D1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CanadianProvincialAndMunicipalGovernmentMember" xlink:label="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CanadianProvincialAndMunicipalGovernmentMember_1489B929FABE79CEFCDA39C0C2499DD2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_USGovernmentAgenciesDebtSecurities1Member" xlink:label="loc_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_USGovernmentAgenciesDebtSecurities1Member_64E346443FB73A198BB639C0C249452C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignGovernmentDebtSecurities1Member" xlink:label="loc_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_ForeignGovernmentDebtSecurities1Member_483945413ACE6942C45D39C0C249A5F8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CorporateDebtSecurities1Member" xlink:label="loc_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CorporateDebtSecurities1Member_9B89F35D48D6E69BFD7B39C0C2496F14" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CommercialMortgageBackedSecurities1Member" xlink:label="loc_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CommercialMortgageBackedSecurities1Member_77AA6E8D476D931F7D5339C0C24AB411" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ResidentialMortgageBackedSecurities1Member" xlink:label="loc_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_ResidentialMortgageBackedSecurities1Member_0A588F4711C191AC5A3739C0C24A133A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CollateralizedDebtObligations1Member" xlink:label="loc_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_CollateralizedDebtObligations1Member_36605D52976CE4C919D739C0C24A96F2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesOtherMember" xlink:label="loc_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_3572D8FCCD6D15A7946739C0C2486888" xlink:to="loc_slf_AssetBackedSecuritiesOtherMember_61D6BBEA25945F2520E039C0C24A17A7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScheduleofAvailableforsaleSecurities1LineItems" xlink:label="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleOfAvailableForSaleSecurities1Table_AAD9FFA94AED1F78CCBC39C0C247BE9A" xlink:to="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DebtSecuritiesAbstract" xlink:label="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesAmortizedCostBasis1_CFA2525B3AED86431C9139C0C24BE2B2" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedGain1_4A30DD0E04EA7195149B39C0C24BDDBC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleDebtSecuritiesGrossUnrealizedLoss1_993313F9807F30D945C839C0C24B22E1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesDebtSecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DebtSecuritiesAbstract_476D152045EEA0E5CB8539C0C24AD414" xlink:to="loc_slf_AvailableForSaleSecuritiesDebtSecurities1_9E04C494AF28D329262239C0C24E7227" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquitySecuritiesAbstract" xlink:label="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesAmortizedCostBasis1_9F053819C9C946731A8139C0C24E59B1" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedGain1_F563955C2A357D41315A39C0C24EFE6F" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleEquitySecuritiesGrossUnrealizedLoss1_658456D515B86CD65AF039C0C24E43E9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesEquitySecurities1" xlink:label="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_EquitySecuritiesAbstract_5254AC7E30A25A04DA3839C0C24E436D" xlink:to="loc_slf_AvailableForSaleSecuritiesEquitySecurities1_248C1ACC0C6070A2C50F39C0C24EDD28" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesAmortizedCostBasis1" xlink:label="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_AvailableForSaleSecuritiesAmortizedCostBasis1_EBB6DFC9364EDDB1920F39C0C24E5D54" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedGain1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedGain1_86DA055FF4F87C4CA87039C0C24EA65E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1" xlink:label="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_slf_AvailableForSaleSecuritiesGrossUnrealizedLoss1_A73607F084CC25F8EEF739C0C24E4F5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScheduleofAvailableforsaleSecurities1LineItems_A4784ED2815FF1AA005F39C0C24A602E" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsale_434E66ED5E89D9878C9639C0C24E8483" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCarryingValueAndFairValueOfFinancialAssetsDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_13EFD93E48B05B20B2E85980A27DF263" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_13EFD93E48B05B20B2E85980A27DF263" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_284F1BA068BE51828A3A1A5DBDD5A0DC" xlink:to="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_0F0B0872FC3D5EF5ACFC973E11342147" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_0F0B0872FC3D5EF5ACFC973E11342147" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_0E90F9EBBBC4560A9E25C33FE9210999" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_DebtSecuritiesMember_0E90F9EBBBC4560A9E25C33FE9210999" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_B09FC4889DBE5571B84C6A10F3743B41" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_B09FC4889DBE5571B84C6A10F3743B41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_F12266F704B2587E95BEFEDD1243A68B" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_MortgagesAndLoansMember_F12266F704B2587E95BEFEDD1243A68B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_F541874F1D105AD98EB67DEECF998694" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_DerivativesMember_F541874F1D105AD98EB67DEECF998694" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_E4ECC697B3D7568DA9AAAFD6F745681D" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_OtherInvestedAssetsMember_E4ECC697B3D7568DA9AAAFD6F745681D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PolicyLoans1Member" xlink:label="loc_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_slf_PolicyLoans1Member_7A89E99BDA0F5524AFB475CF0436C9DB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_298AC488617F5F4F9DFEE5B1F7B69F02" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueMember_DB0F902C7FC356ADB3A8AEC3F84CC127" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_9F1A22BDCFEF5FDFA022CC211F12D8ED" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_39AE0B9459B652D998C35AD182CAA3C8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_39AE0B9459B652D998C35AD182CAA3C8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_5CAA1E5B2B4E54E18A984F6AD0916716" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_550FBA97372B5CAABA3407B9F54D323F" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_5CAA1E5B2B4E54E18A984F6AD0916716" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_35B34C1698D45EB8B09788CECBD01C26" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_6D25094963E755B3843EDBB392873058" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_FinancialAssets_6D25094963E755B3843EDBB392873058" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_E028C1EA34855EA2A286B0DD2CEB84BD" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_E028C1EA34855EA2A286B0DD2CEB84BD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssets" xlink:label="loc_slf_InvestedAssets_3AB9AF154BF25A54826218DA98A15728" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_slf_InvestedAssets_3AB9AF154BF25A54826218DA98A15728" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_InvestmentProperty_3F0180924DC6584B9715C74D75441445" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherNonfinancialAssets" xlink:label="loc_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_D9DDDC87DC745F759AEA620CFB116F92" xlink:to="loc_ifrs-full_OtherNonfinancialAssets_BFE25B4B76995D8483350967DACA0FAE" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeCashCashEquivalentsAndShortTermSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Cash" xlink:label="loc_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:to="loc_ifrs-full_Cash_0C0674B462CD5677893B564EDDC41E75" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashEquivalents" xlink:label="loc_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:to="loc_ifrs-full_CashEquivalents_0443F56C9A1652E2B947300B4BE98E87" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CurrentInvestments" xlink:label="loc_ifrs-full_CurrentInvestments_0FF1ECE3C58E53EC86855860E55E2224" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:to="loc_ifrs-full_CurrentInvestments_0FF1ECE3C58E53EC86855860E55E2224" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestments" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestments_B5577BFF1EEA522F986B08E256E2FF5C" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestments_B5577BFF1EEA522F986B08E256E2FF5C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BankOverdraftsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_C15A6E8C5CE4541EA5749A67E8583161" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:to="loc_ifrs-full_BankOverdraftsClassifiedAsCashEquivalents_C15A6E8C5CE4541EA5749A67E8583161" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndCurrentInvestmentsNet" xlink:label="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_9E1FF692507858418009B3987FE1F9BA" xlink:to="loc_slf_CashCashEquivalentsAndCurrentInvestmentsNet_12543604B95357B2BF78A836120FDB24" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeChangesInAssetFairValueAndCurrencyChangeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_19E401990320EDC610BC5298A45E6DC7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_19E401990320EDC610BC5298A45E6DC7" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_8E04768D8EF23A468E8F5298A45E3CB8" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCashEquivalentsAndShortTermInvestmentsMember" xlink:label="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_slf_CashCashEquivalentsAndShortTermInvestmentsMember_30E45300CA3C4A029A075298A45E8913" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_91FCE964B4D11036B3975298A45E403E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_ifrs-full_DebtSecuritiesMember_91FCE964B4D11036B3975298A45E403E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_EquitySecurities1Member" xlink:label="loc_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_slf_EquitySecurities1Member_0246664CDDAE713E2F0A5298A46E3EEA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_ifrs-full_DerivativesMember_2941495526A10D847E725298A46E7F5D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_F13F3BEB902E26D6D4DC5298A45E4C41" xlink:to="loc_slf_OtherInvestedAssetsMember_8B79139AF730316F6CEE5298A46E8F31" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_C77F74DE3DCE372E39655298A45EBB58" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets" xlink:label="loc_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_ChangesInFairValueOfFinancialAssetsAttributableToChangesInCreditRiskOfFinancialAssets_39D5524E056FA65EDED95298A46EF77E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInAssetFairValueInvestmentProperty" xlink:label="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_74D277B4BE988939ABA45298A46EFEA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss_F2B560ED42DE46B3A4875298A46ED0A5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_GainsLossesOnDisposalsOfPropertyPlantAndEquipment_11436F7C0953631C413A5298A46E288F" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_296970EA515BDB0C59E55298A46E7245" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GainLossonTerminationofLease" xlink:label="loc_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_5385E6D9CBE3C0F8E3AB5298A46E1912" xlink:to="loc_slf_GainLossonTerminationofLease_322541336E3E96EF1C9052A9C80518F9" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByMajorClassDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_1DD15E9B7EBD53FFABF870D8B2234584" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_1DD15E9B7EBD53FFABF870D8B2234584" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_7F05F1B50F745B15B8A5AE502D12A88D" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_DDB45CAFA6A05F0FBCF3B74F54FC60C6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_ifrs-full_DerivativesMember_DDB45CAFA6A05F0FBCF3B74F54FC60C6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignExchangeContract1Member" xlink:label="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherContract1Member" xlink:label="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_6CE8FA51EC2754579D48AFFB22BC549B" xlink:to="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_55291B5D932E5F44BBC53F1AAA2B9729" xlink:to="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:type="arc" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:to="loc_ifrs-full_InterestRateSwapContractMember_2AC845A2B94258508DB391BB4C63A6A8" xlink:type="arc" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:to="loc_slf_ForeignExchangeContract1Member_95C1AA69AE745C1CB1A39E0CBACCA3F6" xlink:type="arc" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_E0AF57FFC5B35D37A3C252A6CEAFF17B" xlink:to="loc_slf_OtherContract1Member_BBA12F496F4F57B98333869EE8D6B275" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable_5478991EFDDC5F4EA64D5A3CF7635536" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_C6A7D077D66956A69D67357D4A531459" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_C6A7D077D66956A69D67357D4A531459" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_EA649649E7335AEE992DF371E1667E2F" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems_15AEE898ACA15EEFBEFD5337BECC6D8D" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_EA649649E7335AEE992DF371E1667E2F" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeFairValuesOfDerivativeFinancialInstrumentsByTypeOfHedgeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_DC1D87BF997150BD865C48AA125BAFDA" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_DC1D87BF997150BD865C48AA125BAFDA" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialInstrumentsMember" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis_FE9614EE3B915D5CB5CCF16DBA33E14D" xlink:to="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DerivativeInstrumentsMember" xlink:label="loc_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_slf_DerivativeInstrumentsMember_3E34DB3E86115E14A8554DE1CD8520D2" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FairValueHedgesMember" xlink:label="loc_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_ifrs-full_FairValueHedgesMember_3C4D9686015B5035BA208B74D7A36FF4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CashFlowHedgesMember" xlink:label="loc_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_ifrs-full_CashFlowHedgesMember_D417F445011F544C99DD2C97DA338470" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsMember_453CB8F0F0D45858BCCF8F824B5A14AF" xlink:to="loc_ifrs-full_DerivativesMember_24DAEE407843529983C3995C7FFDF08E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable_99004E1BD1365C5096F3503657A211A3" xlink:to="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_F24C46BB354C52AA89204F2D719A494C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_F24C46BB354C52AA89204F2D719A494C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_860B0107341E5D6A91D6D998E38E04CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_D44B4D7C2A3C53179076468176F66C23" xlink:to="loc_ifrs-full_NotionalAmount_5B24D8F3DA875598BEC8B00550D15769" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeHedgeIneffectivenessDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialInstrumentsAbstract" xlink:label="loc_slf_FinancialInstrumentsAbstract_96FE50718F8E5C9AACEC2618882EA2B7" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk" xlink:label="loc_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_96FE50718F8E5C9AACEC2618882EA2B7" xlink:to="loc_ifrs-full_GainsLossesOnHedgedItemAttributableToHedgedRisk_FCF5AF4CA09A50A5A3B04FAD5C55F5BE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnHedgingInstrument" xlink:label="loc_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_96FE50718F8E5C9AACEC2618882EA2B7" xlink:to="loc_ifrs-full_GainsLossesOnHedgingInstrument_8917C1E71EAE530B8C5AF4A04410A7E4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_72A872444F8A555A8E1F7093C4009C7C" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FinancialInstrumentsAbstract_96FE50718F8E5C9AACEC2618882EA2B7" xlink:to="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_72A872444F8A555A8E1F7093C4009C7C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeInterestAndOtherInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_InterestIncomeOnCashAndCashEquivalents_39FC99CB931151A5AE4747D5AC315A77" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss" xlink:label="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss_7167A1CF3FB552FCB1381F1BE563988D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets" xlink:label="loc_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_InterestIncomeOnAvailableforsaleFinancialAssets_A500571C7EE35467BC5B7FB1F6B91E84" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers_9EAD1F5D0E455812BBB00F6FAEF404CC" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestIncomeOnDerivativeInstruments" xlink:label="loc_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_slf_InterestIncomeOnDerivativeInstruments_18C99D64129F5293AB3C93DC880809E8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestIncomeOnPolicyLoans" xlink:label="loc_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_slf_InterestIncomeOnPolicyLoans_61788BA10E5D5A44B8AB4C419FFF032C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevenueFromInterest" xlink:label="loc_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_RevenueFromInterest_8BB6920FAA9B558AB20EE970D26980A9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss" xlink:label="loc_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_slf_DividendsRecognisedForInvestmentsnEquityInstrumentsDesignatedAsFairValueThroughProfitOrLoss_2657E1677CE45B34B14E2A408F080BB0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale" xlink:label="loc_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_slf_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsAvailableForSale_CD834A22F80D568BB588AFDD5AD1B581" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RentalIncomeFromInvestmentProperty" xlink:label="loc_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_RentalIncomeFromInvestmentProperty_DD822DD4408B537BB8B2A04742932A26" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome" xlink:label="loc_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_DirectOperatingExpenseFromInvestmentPropertyGeneratingRentalIncome_75EBEFB713405BC4B6E3673BC3974309" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherIncome" xlink:label="loc_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_ifrs-full_OtherIncome_9325AA1A557C5D7285B79447825334AF" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentExpenseAndTax" xlink:label="loc_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_slf_InvestmentExpenseAndTax_05A0A53A73375BD2B1558965880B16FD" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InterestAndInvestmentIncome" xlink:label="loc_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_4D3EE66A79585C9EB39ADA3E823C06B6" xlink:to="loc_slf_InterestAndInvestmentIncome_1554017798B55B1BAA09AD1874FF924C" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeNarrativeDetails" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_47F6EC2B94C04F87233A9A4F1D7476B6" xlink:type="locator" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_47F6EC2B94C04F87233A9A4F1D7476B6" xlink:to="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioAxis" xlink:label="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioDomain" xlink:label="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScenarioAxis_95CEBA671033C49A76599A4F1D74B8F9" xlink:to="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ScenarioForecast1Member" xlink:label="loc_slf_ScenarioForecast1Member_1AE30DF9F181B17254A19A4F1D74DEF4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_ScenarioDomain_DB19DBC73DE33DD0507B9A4F1D749F20" xlink:to="loc_slf_ScenarioForecast1Member_1AE30DF9F181B17254A19A4F1D74DEF4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ValuationTechniquesMember" xlink:label="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis_5047B1C0BFC2A14F99FB9A4F1D74692E" xlink:to="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DiscountedCashFlowMember" xlink:label="loc_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ValuationTechniquesMember_1DC9D6E7886CAEAAC4A79A4F1D74E723" xlink:to="loc_ifrs-full_DiscountedCashFlowMember_BE93F813B56FE96357EE9A4F1D74A135" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_5448308FB66E159197CA9A4F1D74E483" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestmentPropertiesMember" xlink:label="loc_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_D5D818642840D0D97CC59A4F1D746761" xlink:to="loc_slf_InvestmentPropertiesMember_C8D6E6F498E272EF538C9A4F1D74CDB4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis_E313772CA65EBD50A8FB9A4F1D7446B4" xlink:to="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_5042FAB50540B2A994D69A4F1D748218" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesCategoryMember_6817A306F02994F867E09A4F1D74CB62" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember_5042FAB50540B2A994D69A4F1D748218" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_64E5AF7DC7A084CE074B9A4F1D74D510" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_F10F3EE49C319BF38DBC9A4F1D74B8DD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_B95413FC1D5FD9CFE7A79A4F1D745F99" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_F10F3EE49C319BF38DBC9A4F1D74B8DD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsTypeMember" xlink:label="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis_F2857836F3160B278A429A4F1D74493A" xlink:to="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritiesLendingCollateralMember" xlink:label="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsTypeMember_ED76F3A766F33F90890D9A4F1D7451D3" xlink:to="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis_E6893DCEA9A2C1CE750D9A4F1D84F57A" xlink:to="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SecuritizedMortgagesMember" xlink:label="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember_AF0A88E3226F629F36449A4F1D8480B9" xlink:to="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TypesOfInvestmentPropertyAxis" xlink:label="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_TypesOfInvestmentPropertyAxis_9301AEE589B9064B7D3C9A4F1D842519" xlink:to="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RetailAndOfficePropertiesMember" xlink:label="loc_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:to="loc_slf_RetailAndOfficePropertiesMember_306B794EFD02A8764F029A4F1D84FFB0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IndustrialPropertiesMember" xlink:label="loc_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_InvestmentPropertyMember_E7EC336ADFC61EC459E79A4F1D84E26A" xlink:to="loc_slf_IndustrialPropertiesMember_5A87B88F47F4B52F82529A4F1D84E71B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RangesMember" xlink:label="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangeAxis_612AE3D2B2C0AE1FCFB69A4F1D84EC8D" xlink:to="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember_507917E4EA142EE32B149A4F1D849276" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:to="loc_ifrs-full_BottomOfRangeMember_507917E4EA142EE32B149A4F1D849276" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember_19F23C9C6CAD6C032B9C9A4F1D840119" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:to="loc_ifrs-full_TopOfRangeMember_19F23C9C6CAD6C032B9C9A4F1D840119" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_WeightedAverageMember" xlink:label="loc_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_RangesMember_159B2C6B314610777A6E9A4F1D84B4A7" xlink:to="loc_ifrs-full_WeightedAverageMember_43C1A16019AF89ACFA219A4F1D84B148" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsMember" xlink:label="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis_958D67EFDC830D4E84469A4F1D843B1E" xlink:to="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_MortgagesAndLoansMember" xlink:label="loc_slf_MortgagesAndLoansMember_DB0BB195DF1B8114D9879A4F1D84AF22" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_MortgagesAndLoansMember_DB0BB195DF1B8114D9879A4F1D84AF22" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AssetbackedFinancingsMember" xlink:label="loc_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_AssetbackedFinancingsMember_2B63F9E04A0087D9326D9A4F1D8493AA" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember_F93477DC57791FE169D19A4F1D840E9E" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_MortgagesMember_F93477DC57791FE169D19A4F1D840E9E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember" xlink:label="loc_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_AssetBackedSecuritiesInPrincipalReinvestmentAccountMember_4F68D825767BDF7FA0999A4F1D843266" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueMember_356A33A67092BFD8559F9A4F1D849381" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueMember_356A33A67092BFD8559F9A4F1D849381" xlink:type="arc" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_SecuritizedMortgagesMember_58AF7939F8E6E9B5348E9A4F1D84E3E7" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember" xlink:label="loc_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_CashAndCashEquivalentsInPrincipalReinvestmentAccountMember_D093AAF3E74B05FA44AE9A4F1D84F220" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetRepurchaseAgreementTransferredAssetsMember" xlink:label="loc_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_AssetRepurchaseAgreementTransferredAssetsMember_BA38A87569E497D154369A4F1D84C577" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SecuritiesLendingMember" xlink:label="loc_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_ifrs-full_SecuritiesLendingMember_8CC5CC2455FFAB828B2A9A4F1D84C36A" xlink:type="arc" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_SecuritiesLendingCollateralMember_6CBFBC35014487EB1D459A4F1D84D57D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_Loans1Member" xlink:label="loc_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsMember_41ED0A5711163132DCE49A4F1D84B8B3" xlink:to="loc_slf_Loans1Member_2BF546F08BE92F9F51869A4F1D844E20" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_559588B320D3CE1ECF439A4F1D84BD57" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember_DA615ABBE468481422159A4F1D84C1FE" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:to="loc_ifrs-full_Level2OfFairValueHierarchyMember_DA615ABBE468481422159A4F1D84C1FE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_019FA3E17447DF5FE5549A4F1D84FCD8" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_E7489B445A286D831EE79A4F1D844275" xlink:to="loc_ifrs-full_Level3OfFairValueHierarchyMember_019FA3E17447DF5FE5549A4F1D84FCD8" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems" xlink:label="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_AC6ABF0A55F59B7EF4BA9A4F1D741D77" xlink:to="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_DerivativeFinancialLiabilities_FDF3CF436414841036199A4F1D84345C" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets" xlink:label="loc_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_RiskAdjustedSpreadSignificantUnobservableInputsAssets_FC102EB5EB031A820DF79A4F1D842DDA" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot" xlink:label="loc_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_FinancialForecastOfCashFlowsForCashGeneratingUnitSignificantUnobservableInputsAssetsPerSquareFoot_2FFA507CCEA2AC4199969A4F1D84AF6A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_GrowthRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_GrowthRateSignificantUnobservableInputsAssets_4B41655AA3B9A547F03A9A4F1D847220" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LongTermVacancyRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_LongTermVacancyRateSignificantUnobservableInputsAssets_46BADF240F83B7C2D0CB9A4F1D84A2F0" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets" xlink:label="loc_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_PropertyPlantandEquipmentExpectedReturnPeriodSignificantUnobservableInputsAssets_1548785409662B0521A49A4F1D84B267" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_DiscountRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_DiscountRateSignificantUnobservableInputsAssets_44EA8027D3423885031A9A4F1D841BB3" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets" xlink:label="loc_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_TerminalCapitalizationRateSignificantUnobservableInputsAssets_76F55FA9643FFF6771AF9A4F1D84AAF9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_GainsLossesOnIneffectivenessOfCashFlowHedgesRecognisedInProfitOrLoss_9A6C5C09D403CEF977979A4F1D84A9EE" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax_197B0256495B8C6154099A4F1D847514" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome" xlink:label="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:type="locator" />
    <link:presentationArc order="11" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInOtherComprehensiveIncome_1BA87F466E422D660B649A4F1D84D29A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_1ADE7FF370FCCDF533419A4F1D8485CB" xlink:type="locator" />
    <link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialAssets_1ADE7FF370FCCDF533419A4F1D8485CB" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:type="locator" />
    <link:presentationArc order="13" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialLiabilities_320C73910AE879A672329A4F1D84B3BC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:type="locator" />
    <link:presentationArc order="14" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialLiabilitiesAtFairValue_749EB6D33AD9F0E8BEB39A4F1D84E8F5" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod" xlink:label="loc_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:type="locator" />
    <link:presentationArc order="15" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriod_8F6C4DD2F8C308FB10849A4F1D84D86E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1" xlink:label="loc_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:type="locator" />
    <link:presentationArc order="16" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_AssetsSoldUnderAgreementsToRepurchaseInterestRate1_A11A42ADC1FA60F4D36E9A4F1D84C3E3" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue_028139F79928735304109A4F1D8472E9" xlink:type="locator" />
    <link:presentationArc order="17" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValue_028139F79928735304109A4F1D8472E9" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:type="locator" />
    <link:presentationArc order="18" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent_211C06C08BCF5403D53D9A4F1D843D29" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:type="locator" />
    <link:presentationArc order="19" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed_3F5FFC63C12DE05D4C699A4F1D84B3C6" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_CashCollateralOnSecurities" xlink:label="loc_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:type="locator" />
    <link:presentationArc order="20" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems_35F7EC0D3CE7CD49D3A09A4F1D84107B" xlink:to="loc_slf_CashCollateralOnSecurities_A5E3A407820DD21B13359A4F1D843C99" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeReconciliationOfAssetsCategorizedInLevel3Details" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_ED3AB7AA4018EE545A4151D5D31216FB" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_ED3AB7AA4018EE545A4151D5D31216FB" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwillMember" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis_DFBE61026AD54FA9C18251D5D3138858" xlink:to="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_LeasingCommissionsAndTenantInducementsMember" xlink:label="loc_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwillMember_D48B5F64EC58AD7E2B5451D5D313213E" xlink:to="loc_slf_LeasingCommissionsAndTenantInducementsMember_2E007AC18CF231A4299551D5D3131DA6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis_BE1014ECE1E350CCD21351D5D3145804" xlink:to="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_0561DF6B5F9E90B7648351D5D3149172" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:to="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_0561DF6B5F9E90B7648351D5D3149172" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssetsAvailableforsaleCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_AA18565B95C91D183E9451D5D3148DF1" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember_3E594B9DF6D151E677E151D5D3148AA5" xlink:to="loc_ifrs-full_FinancialAssetsAvailableforsaleCategoryMember_AA18565B95C91D183E9451D5D3148DF1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AggregatedMeasurementMember" xlink:label="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_MeasurementAxis_67E0B57DEB3970FDF81D51D5D315F295" xlink:to="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RecurringFairValueMeasurementMember" xlink:label="loc_ifrs-full_RecurringFairValueMeasurementMember_744B09382D225EC1A08C51D5D315D107" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AggregatedMeasurementMember_B1FAAE40FBF0368D412851D5D3156D1C" xlink:to="loc_ifrs-full_RecurringFairValueMeasurementMember_744B09382D225EC1A08C51D5D315D107" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ClassesOfAssetsMember" xlink:label="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis_B1B34A06356659A940D151D5D3150460" xlink:to="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember_E9F2618E9237A74C796C51D5D3165664" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_ifrs-full_DebtSecuritiesMember_E9F2618E9237A74C796C51D5D3165664" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember_09768F3AEA92B92E28F451D5D316C925" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_ifrs-full_OtherEquitySecuritiesMember_09768F3AEA92B92E28F451D5D316C925" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_OtherInvestedAssetsMember" xlink:label="loc_slf_OtherInvestedAssetsMember_2A54DB0889E833783EC451D5D3167C0D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_slf_OtherInvestedAssetsMember_2A54DB0889E833783EC451D5D3167C0D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember_A497D4D9EB4DD4B6D95251D5D31753D4" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_ifrs-full_InvestmentPropertyMember_A497D4D9EB4DD4B6D95251D5D31753D4" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_InvestedAssetsMember" xlink:label="loc_slf_InvestedAssetsMember_4422810A05758889B40251D5D317422A" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_slf_InvestedAssetsMember_4422810A05758889B40251D5D317422A" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_SeparateAccountAssetsMember" xlink:label="loc_slf_SeparateAccountAssetsMember_8535CB9C54A7F4009FA651D5D317E6A7" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ClassesOfAssetsMember_11C4394C12B24C3BB81751D5D31505A6" xlink:to="loc_slf_SeparateAccountAssetsMember_8535CB9C54A7F4009FA651D5D317E6A7" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_AllLevelsOfFairValueHierarchyMember" xlink:label="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis_A46FA038629FC32C376851D5D3176766" xlink:to="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember_3193C83D335EFDD5F56C51D5D3179A28" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_AllLevelsOfFairValueHierarchyMember_8243C9856836AD18471F51D5D3172028" xlink:to="loc_ifrs-full_Level3OfFairValueHierarchyMember_3193C83D335EFDD5F56C51D5D3179A28" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_5F8842D1673026FDAB6251D5D3126AFD" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_ChangesInFairValueMeasurementAssetsAbstract" xlink:label="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_FinancialAssets_E2C91437F95BBBF8929651D5D3182D85" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets_C0F6F6331978A4F1729C51D5D3194018" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_C21FE3C5A6C8E7A89DB351D5D3198B05" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_PurchasesFairValueMeasurementAssets" xlink:label="loc_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_PurchasesFairValueMeasurementAssets_A42D112ECBB12E7AE38A51D5D3198DD1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SalesFairValueMeasurementAssets" xlink:label="loc_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_SalesFairValueMeasurementAssets_1B62AB25BA50FEDEB4D851D5D31915A1" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_SettlementsFairValueMeasurementAssets" xlink:label="loc_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_SettlementsFairValueMeasurementAssets_7107FF303ECBA04B500A51D5D31A07C5" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:type="locator" />
    <link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyAssets_57E9896A09ED40D60B8B51D5D31AAA6B" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:type="locator" />
    <link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_81C5AA8603635D9F9BA051D5D31A214D" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_ForeignCurrencyTranslationFairValueMeasurementAssets" xlink:label="loc_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:type="locator" />
    <link:presentationArc order="9" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_slf_ForeignCurrencyTranslationFairValueMeasurementAssets_1A37F4B33BACCE33EB6051D5D31AA009" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:type="locator" />
    <link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_ChangesInFairValueMeasurementAssetsAbstract_4ACE88AF1088D9DB7BD751D5D3188699" xlink:to="loc_ifrs-full_Assets_CA0D9FF982384EABF51051D5D31AB67D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_6D3332395246954D8CBB51D5D31B1D71" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_6D3332395246954D8CBB51D5D31B1D71" xlink:type="arc" />
    <link:loc xlink:href="slf-20181231.xsd#slf_IncreaseDecreaseInAssetFairValueInvestmentProperty" xlink:label="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_022DD8336A8BCB158E8751D5D31BD74D" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_slf_IncreaseDecreaseInAssetFairValueInvestmentProperty_022DD8336A8BCB158E8751D5D31BD74D" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_RevaluationSurplus" xlink:label="loc_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_RevaluationSurplus_DC4CE0686A85E606FAC451D5D31BB19E" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_165E83C68434B7BBC7F551D5D31B04FC" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_E95B5EE752669C28E23151D5D3187C3A" xlink:to="loc_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome_BE7366293E1F333CF61651D5D31B0881" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.sunlife.com/role/TotalInvestedAssetsAndRelatedNetInvestmentIncomeTables" xlink:type="extended">
    <link:loc xlink:href="slf-20181231.xsd#slf_FairValueMeasurementAbstract" xlink:label="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:type="locator" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:type="locator" />
    <link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_7ED7898821175FF9B6BA7CC2A598C7B8" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:type="locator" />
    <link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:to="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_CB601422352D5980BEBA7E8EB1195746" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTableTextBlock" xlink:label="loc_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:type="locator" />
    <link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:to="loc_invest_InvestmentTableTextBlock_2E121332625851058299B71C8EBA2C23" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_9E05CF12FB2253AE80BFD7279FD2CA91" xlink:type="locator" />
    <link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:to="loc_ifrs-full_DisclosureOfFinancialAssetsExplanatory_9E05CF12FB2253AE80BFD7279FD2CA91" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:type="locator" />
    <link:presentationArc order="5" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:to="loc_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory_7B5FA7CE4C6E5342B520CF4B5451A950" xlink:type="arc" />
    <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2017-03-09/full_ifrs/full_ifrs-cor_2017-03-09.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:type="locator" />
    <link:presentationArc order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_slf_FairValueMeasurementAbstract_8D4B8C4788B75BD6AEEA2BBC3B4FA3C3" xlink:to="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory_BEF1FBA84704542F8DE1650C9ECAC2BC" xlink:type="arc" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g677604g01q78.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g01q78.jpg
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M*2@,X$6X8[B-#!XT.S;.>K.W07/-RW+!*YNB2TD&<-%?+F7[S*H_(CF+:';
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M&IX/V E _P!7(?E^XQ^X3^Z2,V[PMXHFT.<03EI=,F?[:+NS5V.P\Q /F/\
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M:&2[=VJ-NTD7!H][0WCR_P!Y6?S0OBU]4/VK>UE2OQ>4/6//(H=8$@0--5=
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MC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8UOT_.OQO7YUO7]L8STO\
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M)KT:L+B;MU_?REF_<J6$ BWT_P"ZC9<KB_\ VK21LME&\*HG_P!J4Z,Q@_\
M2.1_*6>?3Z+\^'4VV[=/EQY\M^/ -\);?8-\)/+MDOZTT_I=?S</3ZH@WY?%
MUBO4$73VZG4,?V@3CR,?V@'#XLL-97DUYSK1P0+5+H*6UN]Q'G*51ZSH0XML
M@8'LOH_HASYV8R4Q))I0M)X<]M2Z43)1]2-:C8FYW0HFI9(T!3.LOQZ=8DW&
MW"16G5HY 5*]" 3G?M^V"%3ML6*DD*>0B3Z]2@*MRZL#QTI(YXF5T<7KII)M
MM[1NIDE.^X16 4R#B;E4+W305\RV1UFU3..L%N1ZU^B*L%6#@_HU,H7J>=[<
MFM8/KFC+*+)(,4O+9$4]BE1DLPV0-$,D34[."/;:8!R.MSTIX$64HS1-%7EZ
MH4A1YB))5!_ %C'R^Z74@'?MEZGJ].Y*]=942REB[7\N7!D8TK$D#L.P&[*@
MGZ?WUBD5F'$AC2ET=HR6!WC**%JJBE-TS>OJFC-S3-CU:D,KN6O45EKE.FYI
M:*7ATC(5NELR\.Z\?MN"79L0B*!8K8&@^:Z=W)2C;:X::O"L\L_1225H4;I/
M(@9 A)F==A$GVB['9W(Y$)L-S;M:I)#;DIUZ9M2PUX[4J^8B@D:.5I@JU(G!
M:S+]@_(;Q1J2BF7DQ"WL4=8<]-DUB%922THQ#[.FJ.(*&RN):N PS)O73Y.(
M^&QN2M*S8?VO+I,84H11Z+/QR![?W%(J0L:)Q4$#!JSY6<HTBQ,T:%]Y%&Z$
M1_?92/O*O8LR[@ @DC)9U&DLL<#V(XIY!$1!(P253,-XDD4_S<DFQ"1N0SL"
M$#$'*6JSLFFK!JV0V@_2-EKE)"8;,[*L!GDKXC$L@M90^P+2K\=@R-04 HI'
M&')=3\W6IEXP!++*97(@8A&(#A;JEIS1RK&JF0NZ1QE0=GD>.*3@H]V F0$?
MB/GENOJ=6:!YW=(.E%+/,CN-XJ\4UB'K.>VT;&M*0?Z##]DY3\4[GIV;69,J
MV8W!"B4UM>,[HN?NDMD3+%"FQZK^FS[@>WYB2.!XQR1E3)$3JSKOC.;UC45'
MY!)%Y!;"WE*5E3TI4C21@2)(4G0*I;=7FZ2AMONDG8CU!Y*H[G*(]6JRSRP(
MP!@MS4YFD=8]GAJ^9=T#'[10 RG8@KP=R."[FIV[N7D!UA[]/D71=5#AT8<X
MLTOS\=*42-&VK)UL_4$$:%9L@\:"=[2JM09V()-:ICM,HU&EKILDWVTFE;#B
M,UY>;!BJ\22>G_.;;>\>XYCU3?X@,K75M,:)YA>K]*,QAW,@ 4S?S).^QXS;
M'HL!QEV/ MG\<>Y.0VF'QB?.?0M9(HA,#)>!B>U$@* 0,%>.:=EL14Z$[!]7
M'6^O'A6C:I^YR%.U-T(<5J)%*%32I6)BS0I6B[(*\A9.'(<3_K!O'M[,9 "8
MPNY< E=P#GK:MIJ1I,UVN(Y.KQ8N/2!@DY8>J+ Y"S,X586(60J2 ;FV9<D9
MJY;6.I"NCZ-DL2425B,?7>4M;&2U-\7IVS;B<GAM2K C-E8T['6CB8K:6D8%
M:)B$Z2LT>VJ.N !VXX6D$O$-RC56XA"VY::.$ D?<^*0;%NQ.R^K#+\]I*[5
MPY0+/)(A=I%0*L=:>RS@'^<V6 [JO<(6D/PHV=;3_2U!= *)"DI6VX19:F*I
M6-Q?2(F])W,Q$T2?3C^VGX 2]Z^MCDB$S/)3%(T'U3$[GL[LG;W!0>V+BR$M
M>>#B9HGCY%@O,;;E=N2_@R\EY*>XW&X&XRFM?IW"XJV8IS&$+B-PVRR<NF_X
MH_%N#C=&*L%8E3MTN^N>8PS675V*\JX#-(&BER^6,.Y(BTH:"J^;ON\_3#/V
M+Z)6Z01KW]?-65 I5/$42>I[^A;R];WJKRMG@LG1DX.4"MQ/?J':/\0'/9"0
M Y^Z3E/UE0ZLL/FX.K")3(G4&Z]%>4P^1:%>\J*2T8^^%SL)SU)SM6;0L?K
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M*-R.^VW?.+:SH&L^'['E=9TZUI\QWX==/LI@OJU>="T%A >Q>"210>Q._;+
MYF,P^,8QC&,8QC&,8QC&5!'HN^RE9I$QMQZTS6P_,:'7L3)@BWZ?(J4C]I)
M?Z[U[QZ$/TV$L(Q>@=T/(D8Y.P _O/X >I_3+\%::R_"&-G/;<^BJ#[LQ[*/
MS.Y]@3VS+)XX;,D_C^Z=K#IAA<EKN]11QVWR^.-RDQ$TR>O7[0$$UB)X![ %
M>8Y- C36I4Y%B2-DA2,KX6@^L:4IH<-J++>@DK<0J-W5V&[!U[JP]>.Q]=MR
M5W&X!(S==!JG1KD-XR-),FZNB$K&8G&TD9].INO=2X"APK\.2JP]3VOYW%;1
M@L/LB#.R=^AL\C+)+HL\I=[^!R89"W)W1K5A#OT&6(Y&J*$829H)Q!GO).
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M78E<QCF7G7KZPYG'2*G;4U>4AT8)<!A<7MJDUFLSNZRV/&)- =8I$TD@-5Z
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MJ-&CB#B;O6Q>Q*$L)JJ.F&"W^/I *VP.M *);$@=B.UD(;[ILLHYK^]^V/\
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M[DFDT34K&AQ:'>1N#>T)E[B5#"8L4XKBU#ZTL='H\(=O+FKU.!ZO1Y\PH8.
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M'1Q@#%(]!ULTXP7\V_C7Q/X\\6>,)FDU[6;=N$MR2@CFOIL/?=1%0AX5P5[
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MRL/VEK L#^4TDP'8@ C?-BTLLLDLLHHL!110 EE%%A" LLL =! 66 .M!
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MF_8*)9(;D4:]RTMV0]M]N.?2=HRHU77(4V,K"G=XC[SA2U:9MO<HCPNQ[;)
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M,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,AUY!7(33Q7TDJ
M+8-FU@]-N]ZWZ>H7D:=G&'_\A@7"!O7]]"WK)5(;VX!_UBG^'?\ Y9%NG:I/
M_LV'\>W_ #S1TS;LU'&,8QC&,8QC&,8QC-E/JZPZ[YTY1A45G-)ZZ*_=CE45
M!5W0'VV.N">TK+=MH2(1&%/[L(4QII1HEL='(E#^[)SR(^2PB=DY!JY&E+%\
M=:+5NZ_XGU"Y5U4Z+TCJVMWM9YSHU"BK226[ \L1/([K/T5AC(,[3"(D*['.
M_P#B"Y1T3PY3K6]*^NA9;3-&I:-TX7&H7I."U*[>9!@C57@ZS32 B$0]0 NJ
M@XMZ<J:$M'9-7I[SX=O;QVVY=T_?9U 9W1O:[I9%2W=/(4!1:4N@EHM<,=T4
M?9#I,R-;T<XM2J-)RIB@T[MY"\DTXDP.]:GJ%J3PQ?.D^+-(\:Z=I5.*G<J:
MMX5CHZCI-.T5T^M;TY[4;SRB":2()(LY\JYB<H0#FA:7IU6/Q/0&K>$]7\%:
MEJUR6W4MZ3XIDO:=JMRH&U"U4U".K*L,77BCD+QM !:3J(&!(.9N.FW@;96)
MJ,L7M$_/38UC]-^@OA*^=V,_X^W8FPLL?I^-A,]@O4(MZW\.?Y1.JOIWT=R5
M(V*MK6KZ=IK['9C#'U]3D[COQ+:?&C_,/Q/9B,^J_HXJ+9\2)*PW%&G9M#?T
MYMPJK^H%EF'XKN.XWS7XZ,[%D%;VK%^=J*J%??5_2>/FRY1&"I&@B4:AT3+-
M.( ]RJ2N!1R5*)2:0/Z= :-"#90THSW%.>Y,R5T^?/HX^AS3_$OA35/I%\=^
M,*_@'P!I>HIH\>J/IMC5]3UG5V1)&HZ3IE9XY91&DBF2P@G(990E>2.K=EJ]
M#\3>-;.EZO4\-:!HTGB#Q%;KFXU468Z=6E3#%1/;M2!D3D5/&,F,;<2TBM+
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MHLFZ*SVYVKBXW+E;$+2&,66YOO.%ZIYMN_Q'>2M6JLG56M764Q" RK#&)#"
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MB N").4+>_826OMAKL^0?R:]-?+]XT:+>O7W:UO8<V"+P]I<8 :*28_O22R
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M46*)%2- %5%&P4#V _O)]2>Y[G."3SS69I+%B5YII6+R2R,6=V/N2?X >@
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M>?75OA2:0NM9PA\:X&W.*M\A:Z5"+'5]7P!(8FF*S36S'#*L3.)8Y:].6N9
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MZAJ,1Z<2;]GBH-*SJ=UNPL",YCKWTEIQDK:!$S,=U^L+*<57^E7K..3'W5[
M4*1LT##ODRF]O0M2),W-J1.@0(R@D)4B4H!*<@H/] %E@UH(=>N][WZ:]1"W
ML0M[%O>]_6E&A2TRG7T_3JL%*E4C6&M5K1K#!#&OHL<: *!ON2=MV8EF)8DG
MD4\\UJ:2Q8EDGGF8O++*Q>1V/JS,Q))]OP&P'8#.9DO+6<=8L2-Z14O7JDZ%
M"A3GK%JU8>4F2(TB8H1RE4J4G" 2G3IR0#-//-& HHH C#!!"'>]5(C2,J(K
M.[L$1$!9G9B JJH!+,Q(  !))  WREF5%9W941%+,S$*JJHW9F8[!54 DDD
M ;G-)?RC]M[Z^O/:&'+SATI50G&/5X#6S"B9*M..+#(I\<G'H(];?STB=*R
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M8<\$?F:F'C]MYBHRZ).X/'&%H2$E!(4#FH/6%T9)GM2$DJT(F P1@T,>VL-
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MS5\8QC&,8QC&,8QC&,N?3]NS.CYZS6%!E_TCNU&;+4I3O>-M>VH\0/KV-X3
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M]3ISZDQ:OJ&E05[OE:,;*M^K)9EBD:9HJ5>-3$P2S.LY13Q*2NRE8\PWRO\
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MW.7[KRIZZJJ"UO6T#B;4Q0VH8BQ06N&D)0EPXI%HVR(XZT-C:XN0UCIKX&9
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MSJR@B_O\9K3)%XS ?Z"&24+?]RPYJD_T.>*XB>E-I%E?8QVYT8C\1/4B /S
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M0P;%;8,A9">_8-Q<,IV[CXE)5MO8@D9(C,<J1RJG8C>,O$T;J#V^Y(JR)O\
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M7?W_ (Y=  '$ !0-@  !M\MO3;\,_6D:37]$J?7^.%5^""M?]9 $( */\O\
MMP@   3?]H$(0AT+6@ZUKS<_/&P^0]=_0>OS_/\ '.1C/<P=_J*N?W2_O%)T
M &/H37&14PKB-^-B,DO9@A-]=N^@SE5OVZ$( 6NM'J:NPA!#OUTA^,7M 8(P
M&9T&<0:G!R.RS!X#^;CX!^LBH/US5/&M-KGAZYP7D]5HKBC\(6VF/]F!Y6_3
M;WWSSAJ*ZM=J"HOK&HXE#6PV4=6PB$U:\6J<ZJD[_"*P8IHDFLWAL>;"4FTR
MI-:2IHCS5*5*U;K1;.S 3)4WRJ3#P;[-6$\U:5W/&L[R"+8<7D9.".Q]=X@6
M*;>[;GTSB534&IU-1KQQ+U-0BBKM8Y$/% DHEFB0 ;$6"J+)N?N+L!W[<SE'
MKEWYC:.D8<HA+79E<=0T#*:*L*$/;LK9T9(G-<VOD,L1I5I4B_X9E6DG:DS]
M%CSTAZ<!QJU.:$(%0A@6:HL&N_,QR5IUF1U )[ J\9WV^"13Q;8_+Y95I^HM
M16]$8EG@OTY*DT3L5 Y%7BG4@,!+7D4/$2I .X]\E&U>1JD[&K:HH;VOPC N
MKIG0\ 8:EK>XFR[+4H&>K*LB(#289"+.% !.#38:.)(3 LK(\#0,,D3L*9,A
M&\&*OJW!7&-"9))7IW7K),[2R1&&.=.J_P!]X^IL8RQ^(C=E+;GCMV$]=:JS
M05HM4TF'4):D*5H+*VK%.8UXMQ%#8Z)*S",'@C\4D" *7)W8].U^4^R$W8!7
M5ZVK*_)1QWGJ6<O5=2<4/=HS7=4TTZT[)*:B<4BQZ@Q_?#T\-9Y(K?/F=5BQ
M6_/QJY0J4)"%P24OITV,U#5$C_%.MB69@&DEE$RS,S;<5^-E"]@ %V ]-\H7
M7YQJ0U$P0[1TY*%>K'R2"O5:K)5CCCW+OM$LA?=B2[\B2 W:-%N=6NUF<R\O
M<L-<-;(3 N;3+3D*A4W.JI>X6A9-N2-&[2*P)6 Q(C()7MS(SL$.CB$H*L+2
MP-/Q 6&C6J=BDQ5A'8LV2Y=['278@ 1QQ*0J)ZG8L6=C[L?3MD&QJ#3T:&GK
M$L4-(V')5B6L3V7#/-)V W5%2) -^*+ZGD<YLGZY=YKQ+5W&DLA+6\$TC=DY
MM2I+4,=U0)'#8M9K*A(G]2IV;:,Q HBLAES8AGPE@5B9>G?RS ;">E-V /BU
M0EN2VKD=:%(I8MOA=HV)24G??FJ$Q[;;<?QRJ347ETNOIDD2L*EJ6Q6L%CSB
MCG0":L%VV,;RJLQ.^X<$>AS:=\!OB%@G3O"!UYW&4I:CIU=E@C@!GV\*@+M
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MY,N6L4;=D@'*(#&+GNOZBMVR(8FWKUN2JP]))#MS<?-1L%0]_1F!V?.Y^"M
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MLLIN9$AX0(DIAZ<Y^?E;1&VX8G1X1%&1;MR*C7>Q*>RC9%W :1S]U%^9/O\
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M-:A[F2M[)<PJS'/;FP-[.<68D:V(ILTC1H[L5/IO _,'HI*I"Q*@<RD$L I
M78CTV8GW;?N8]C4NO';CZ3 69*[H6F:4QK75E"LSCDY;EOONH7T"[; 7 O\
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MQ\F'L?T/8G(MNJEJ/B?A=>Z/[J?D?FI]Q^H[C-,VY*:L2@["?JQM"/J8[*F
M_P!II!FMF(G)"8(7T3TRKM!T0Z,KD4#9R!P3[V68'WE&!)5$J$Y6U12I,@DC
M;DK>_N#[@CV(]P<U66)X7:.1>++_  (]B#[@^Q_YY?\ X6K:M;,MF9(;5B&I
MU%XE2-L6("-#?Y!&BW!WA,>^\MA9KM&7!L=2"AF%#),T6H$7L)NQ#)-V (<L
MW))(XT,;<&::./EL&V#ML>S C+U...21Q(O-5AD?CR9=R@W'=2#DH('0- =%
M1>@KAK&G2ZV+>NJ4'.%AU(]6;.I%"I0%WAADW9Y$AEQVQ3J/AVG3G-+NE0+%
M1VAC)5(M$!+'L^-)// TT4DO4VK]=)!&JLNSA"I7NA^8)_(Y(2&&=898XN -
MCH/&9'9#NG,-R^^O;L=O?+-G<#2-33[U>ALU9H]'SS[171YD00^S)@RHD-<R
M1Y85+/*9]'XX\,<,=G)2SJBHZGE"@OZXCZ0YT7MQJ@T)%WSJB00\"S?9AB6C
M0[R*IW5&*E@.0WX^_H-N^6C3;I-,6"K]H54+(X C)!#.%(0G;X0WJ-MR-SM;
MB2<DIH76#/+9G>5816QY'4S7>$=IIYU(TK^\UX^&[^Q;2RD33^T131[1!&Y-
M4&"Y#>5*/7N%LHW1A9=Q;1>0JD,C1K*86E'$J''K\._+@#V+[;#*#6XQAGFC
M60QB58FW!9&]-F(X\R-R$WW_ (Y?NS^'8\3,+I?%DZKB@*TIAOY[#)OJ#+-G
MZ71UQP)&[I5;'K38\2QW<%;L6,Y<UC( F1J',[210F9&S9Q<>*ZQ6)>#S22F
M;C_-Q_S;[=^X4=O?\/<G+TM10\QYI#'$(.7\XX^U7?=>Q8]_;V)^0WSO&;B)
MB@D?L>-6(TQ^:3Z-=,<J0>+2EMDDJ0Q.0UW<^E+H8(G[8H1F@;90SJ6K:E>)
MK-?V(6E138>4I)V,T;;2,AC+(AKV'92J\EDB[=]P?NG?8 ['MO\ +*A36-7#
M@.ZV*Z*P9@K1RC?V(^\".^VX]LIE1P&EDLVDIAMK5Q3S&^]:VCS%7T37);#E
MHS)O'9(!OC<>:G$AI<7!2Q*?KD[85)I2J0G)RTQ"EX--7KRR3*O.E47[)Y2M
M:.Q(P*+\++NQ([#<;;[+OZ]M@,I\ER=OM$B!LR5T4AV^-6V50=MR#OMR;8]N
M_KG55]XSK>G#%M6HE$?89*]3*T('7T<VP3A^13!^J%S7,<L&Y3%ACJR,0%I4
MO[:M8HTXS)<VA?'-,<4 E,2#Y]^OJ$2'LK,H2-W;=%*K*-UV5F#.0""P4'8'
M/$T^5EW+*&+R(BA78,T1*MNRJ50%ALI;;D?EF.(XHU.::0>6,HXDP91Q1@=A
M,+-+%L!A8P[]-A& >MA$'>M;UO6];_.3\@9CSO'_ 'HRC_R7_EUIR\GW1^O_
M !.8&[_I,G]C_P -,G=SU5O.M5\1R;MN_*=/Z.<GSI1)S16M3K+ EE<0UD/;
MZZ!94HGLK>8&I02=U5&H5"9BC[&G=6](0?I2Y+B5Y0R=)H<SS/96M%)T0(>N
M\G!78@N8U10^ZCN"6)!/H!M[S*T5:&@U^Q#YHM:\K%"9'B1=HNJTCM&0Q.WP
MJNX'N=^VUO9S1=-7TT=3=#\HMDGJ.F>?H#3<U?:HM)>*321(_6;*FR!O$;A4
MI0JW$UYBK-(5HG%D>I8<D?5[&+05Z4I9H(17$DDB,,,Y6225Y561!Q4K&I<,
MZG;9BHV(4$;^G;+3UX+"V[-0/##6BAD:&4\VY2N(RL;@G= QW5G^(CU&2HBW
MCHKN#U3UTANV2,BB8PB(^.B:P6VFT<Y"T5='.K[59&Z:N*^*LXC#)6<U0AYV
MF7I5,?D)X#D1I\92!<#2AF1FN.TM;I*>+M<1XSPWD:O&2H#'[N[CL=QZ_$=L
MEKID<<5L3NO-$TUXYAU-HEN2@2$HOW]D.Q'%O3=0#E!]N^.N%TM+^U'RDK10
M/]8\BR*A8N]QQ\120<U)>KH4OK(G8ESPN9&5F=7AC.C I"^NC,G_ &VI(DB)
M$QC":A6(DE=:XTBU1+&5>R)2I!7CM$%8MMN2 W+8 _$-N_J#EN_IL<#W6KS<
MHJ;5T96#<PT_(<2Q 5F7AR8J.)#@+Z$9\Y1XIU]<K>E#[8Z:JFN8AS%(:<C,
MOESG&K >2Y Z7=5Z"QH@DB[''65T=U:O2AV;8XN*5$I2$HAKWT]62U-IXQ%O
MAQ 8X)':<2E5!0$"*3@Q8E@![L-B?EZG#:28S:,UJ*)*C0([E)&Y&>(2($50
M6)W(4C;YMZ#.DNOQ/7325%2NW7N7,;I):QAM;V!;E9IH=93:;#(Q:)C44Q[9
M[&>8HBK:P7V/F/S,">,40D*T^+;5G"$<X%(CS-51WXI)5C"D!V=(WY1D,T>_
M+= Y= =CP+*.7;YC/)]'G@KO,SJ6B2.2:()*."2[<>,K((Y67D.HJ,2F_OMF
M*[)V8C&,8QC-CWPT^'-QZ(=(YU)T]'%#?0#4J(=J\KYX3F)U5UN"0T)J5V=4
MAP0&%U:D/!HP7R!U^^#0:1I]#CFEASAA]2U$0!H(&WG/9W'I"/<?[0_+]CW^
M+8#9M$T4V2MNVA%<;-%&W8SGV8CUZ0]?^L]!\&^^[:G3D)""4J4DE,F3$EIT
MZ=.6 DA.02 )9))))80EE$E%A"6666$(  "$(0Z#K6LU?-Z V[#L!V 'MGVQ
MC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,9;
M.>TK3=J?'_$^I:SL?X@:+*_?L#BTP^(O7]"R_P!PM3C[ :_L$/H'7^F7$FEB
M_FY9(_ZCLG_=(R/-5JV/](K5Y_\ ;0QR_P#?5LZN"\\T#5ZS3C6='4_7;@'U
M]J^"UG"XDL#[M>@O14P,C>?KUU^-^@_SK\;SUYYY!M)-+(/D\CL/X,2/8?PR
MF&E3KGE!4JP-^]#!%&?XHBG+P9:R5C&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC
M&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QD1^N^-:I["@
MG[:G"7[1+&<E29![$;$Q(Y!$UYP="V#T&(K3O'UAH"_N\>5G%IEH Z.2GMSH
M2C<TLFM:DJOR3NI^^A/PL/\ D1['V_$=LC6JL=I.+]F&_!QZJ?\ FI]Q[_@>
M^:NCA#KY\85ZNI\XKF-2Y+(8A,(0UN+X4^JZWL&(RA*6W/)[4Y,ZYD7Z5Z0B
M"4M:3U:)V:MJ@_6H@%GHU!VPAX=0A'"1D*NKD#;J(R[D;@[CU[@]P=OSVUXK
M-I\QYQJP9&0$[\'5AL=B"#O[$>H_(@FF=]WS=L?:=.@M7U+6<%I:PQ6JP5A"
M6F2)(O()X8D W&228K763.TC>W,#6';2E/"\(](VP8DA -:]!ZJ\FA64/))(
M\J=-I'*EE0'?BH"@ ;]SV.Y[Y3YQPT7".*-(I.HL:!N+/MMR8EBQ.W8;$#;V
MSEUQWU-ZNCKN@BM9UL@EKB5/DQ<[0CG#,M4)K#,<=N8I?%6*8-L%LAQ9"G(Y
M/%'2>QI^5,A:= +U5&) C%X]))&!:20H.'P'@>Z;;<692\8)&[*C 'O\\]2[
M)&I"I&&//XQS!^/??DH<(Y&YXEU;;MZ[92SIV4_R"KFZ"R2HZ>DDQ9JE344R
MW&_1YT=)TTU<@,V)L:42%8]&PXF1,Z86VUFFH(V&2MB#T^D6EN'JX;J%15D+
MK+*J&7K&)2 AD]R3MRXGU*[['W[=LH-LM&$:*)F6,0K*5)<1CT&V_'D/9N.X
M]N_?)#M7>$4DM=]/N-M5[!9;-+;<N:$+55[@W34,+?(_3[*X1MQ6F/C*_(7M
M@=D:),RNA"DJ1)1J7$:@DI.H;1J6X<<TG62 12.J1B<F4%>0:0[@!2-B#W'H
M=AWWWVR0+B,E@RHC/+Y<",A^#"(%2=U(*D#8CXO7\.V67>>_+8D#Q+WEUC<%
M,-EEM4O:P$21 [(6V/#H<D".#0]A1D.^@IXN4VDIT"\"@:EU4!)^I"XEJSCS
MC+ZTHU"@,_PQ2Q[D@ENL=W<G;[VYW&VP]MLLM=D8L2J?%+%+L 0%Z(V10-_N
M[  ^_OON<ZAT[=L-U>(R]'16&%J(MUI(^P$9113Y\*B=260-DB5QI3H;P(>X
MF0J:R24Q90RWC2<PW1KJ89L!@?130!AR;9JRU3Z?<52O(=OO=_R_#/&MNQ4\
M5^&RUGW^^S!BOK]WM^?XY5[;Y"[#)9'1G?ZXK68#*FUK3N!*W_\ >NB:_=;C
M=US[+4*9D:Y<W1^7,Q#RX*'A@03AK?\ ;0[B^N"<>()195!HIN"))%^"-'X\
M/C$2A5.Y4E#L-F*D;CME0NOL0T<;?'(Z$\_@,I+,-@P#KN25#AMCWR (QC,&
M,PP6QC,$(8QBWZB$,6]B$+>_[[%O>][W_?>\G9"S'K>/^]&4?^2_\NM.7D^Z
M/U_XG,#=_P!)D_L?^&F7XYS[0?J*KJ:4C+:GJSH2AYU*&B>N=46ZAD)C4S6&
MQ(!M3?.X@]Q-_C<@C<C-9Q!8W8],O.3NS$'[8J3?&+8\L35EE=)5DDAE12HD
MC(!*'N48,&4KOW';L>^7*MYJ\;P/##9KR.)##,&*K(HV$B%&5E;C\)[D%>Q&
M7@WY/K.>Y[><CL6GZ1L&OKZJZ"4](*,4L\PB591B!U2N;W.K62$_L691R7L:
M:%KFTHU+_P!J5!ZP"E8$X\!NT1Z&WY&,)$J22H\+M(LH*L[/(")"_-60\M^_
MP^PV]][WUK*TEAI(8)([$4<+5R'2)8XB#$J=-U=>!&_W]SN>_IMUMJ^3&WK7
M;.@&QQ@-6QPKH6$\QP>0AC#;(4::+-_*[ZA?X.?$$*R1+TR,3LJ0$IWQ*Y!<
MT846O@:R6_80CU['2CC,+!Y&,+SNO(J>1L AN6R@G8'MML=^YW],\FU2:86
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F&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,8QC&,__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g677604g03m01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g03m01.jpg
M_]C_X  02D9)1@ ! 0(!>@%Z  #_X3Y@:'1T<#HO+VYS+F%D;V)E+F-O;2]X
M87 O,2XP+P \/WAP86-K970@8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(
M>G)E4WI.5&-Z:V,Y9"(_/CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z
M;65T82\B('@Z>&UP=&L](D%D;V)E(%A-4"!#;W)E(#4N,RUC,#$Q(#8V+C$T
M-38V,2P@,C Q,B\P,B\P-BTQ-#HU-CHR-R @(" @(" @(CX*(" @/')D9CI2
M1$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R9R\Q.3DY+S R+S(R+7)D
M9BUS>6YT87@M;G,C(CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O
M=70](B(*(" @(" @(" @(" @>&UL;G,Z9&,](FAT=' Z+R]P=7)L+F]R9R]D
M8R]E;&5M96YT<R\Q+C$O(CX*(" @(" @(" @/&1C.F9O<FUA=#YA<'!L:6-A
M=&EO;B]P;W-T<V-R:7!T/"]D8SIF;W)M870^"B @(" @(" @(#QD8SIT:71L
M93X*(" @(" @(" @(" @/')D9CI!;'0^"B @(" @(" @(" @(" @(#QR9&8Z
M;&D@>&UL.FQA;F<](G@M9&5F875L="(^<VEG/"]R9&8Z;&D^"B @(" @(" @
M(" @(#PO<F1F.D%L=#X*(" @(" @(" @/"]D8SIT:71L93X*(" @(" @/"]R
M9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B
M;W5T/2(B"B @(" @(" @(" @('AM;&YS.GAM<#TB:'1T<#HO+VYS+F%D;V)E
M+F-O;2]X87 O,2XP+R(*(" @(" @(" @(" @>&UL;G,Z>&UP1TEM9STB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+V<O:6UG+R(^"B @(" @(" @(#QX
M;7 Z365T861A=&%$871E/C(P,3@M,#(M,3-4,3$Z,C8Z,C$M,#4Z,# \+WAM
M<#I-971A9&%T841A=&4^"B @(" @(" @(#QX;7 Z36]D:69Y1&%T93XR,#$X
M+3 R+3$S5#$Q.C(V.C(Q+3 U.C P/"]X;7 Z36]D:69Y1&%T93X*(" @(" @
M(" @/'AM<#I#<F5A=&5$871E/C(P,3@M,#(M,3-4,3$Z,C8Z,C$M,#4Z,# \
M+WAM<#I#<F5A=&5$871E/@H@(" @(" @(" \>&UP.D-R96%T;W)4;V]L/D%D
M;V)E($EL;'5S=')A=&]R($-3-B H5VEN9&]W<RD\+WAM<#I#<F5A=&]R5&]O
M;#X*(" @(" @(" @/'AM<#I4:'5M8FYA:6QS/@H@(" @(" @(" @(" \<F1F
M.D%L=#X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)2
M97-O=7)C92(^"B @(" @(" @(" @(" @(" @(#QX;7!'26UG.G=I9'1H/C(U
M-CPO>&UP1TEM9SIW:61T:#X*(" @(" @(" @(" @(" @(" @/'AM<$=);6<Z
M:&5I9VAT/C8X/"]X;7!'26UG.FAE:6=H=#X*(" @(" @(" @(" @(" @(" @
M/'AM<$=);6<Z9F]R;6%T/DI014<\+WAM<$=);6<Z9F]R;6%T/@H@(" @(" @
M(" @(" @(" @(" \>&UP1TEM9SII;6%G93XO.6HO-$%!45-K6DI29T%"06=%
M0DQ!17-!040O-U%!<U5':'9D1SEZ84<Y=TE$375-04$T46ML3D$K,$%!04%!
M04)!0DQ!04%!045!)B-X03M!445S04%!04%104(O*S1!1&M&:V(R2FQ!1U1!
M04%!04%F+V)!25%!0F=114)!545"9U5&0F=K1T)164I#=V='0F=G3$1!;TM#
M=V]+)B-X03M$0D%-1$%W341!=U%$031014$X3T1"351&0E%417AW8D=X<V-(
M>#AF2'@X9DAX.&9(=T5(0G=C3D1!,%E%0D%91VA54D92;V9(>#AF)B-X03M(
M>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX
M.&9(>#AF2'@X9DAX.&8O.$%!15%G05)!14%!=T52)B-X03M!04E205%-4D%F
M+T5!84E!04%!2$%114)!445!04%!04%!04%!05%&07=)1T%104A#06M+0W=%
M04%G241!445"05%%04%!04%!04%!)B-X03M!44%#07=11D)G8TE#46],14%!
M0T%1341!9U%#0F=C1$)!24=!;DU"06=-4D)!049)4DEX459%1T4R16EC6455
M37!':$)X5WA1:5!")B-X03M5=$AH37A::3A#4GEG=D5L47I25&MQ2WE9,U!#
M3E51;FLV3WI.:&156DA41#!U24E*;TU*0VAG6FA*4D92<5,P5G1.5DM"<GDT
M+U!%)B-X03LQ3U0P6EA71FQA5S%X9%AL.5=:,FAP86UT<V)7-799,U(Q9&YD
M-&58<#=F2#$K9C-/16A984AI26U+:31Y3FIO*T-K-5-6;'!E66U:)B-X03MQ
M8FY*,F5N-4MJ<$M7;7 V:7!Q<75S<F$V=F]204%)0T%1241"455%0E%914-!
M341B445!06A%1$)#15--545&55).:$EG6GAG6D5Y)B-X03MO8DAW1DU(4C13
M3D-&5DII8W9%>DI$4D1G:&%357E7:5DW3$-",U!33F5*16=X9%5K=V=*0VAG
M6DIJ6D9':61K9$95,SAQ3WIW>6=P)B-X03LP*U!Z:$I3:W1-5%4U4%)L9%E7
M5G!B6$8Q95@Q4FQ:;61O85=P<F)',75B,E(Q9&YD-&58<#=F2#$K9C-/16A9
M84AI26U+:31Y3FIO)B-X03LK1&Q*5U=L-6E:;7!U8VY:-F9K<4]K<&%A;G%+
M;7%Q-GET<G$K=B]A04%W1$%104-%44U2040X03E5-'$W1E5T,7IZ2F]/9S)W
M=618)B-X03MV;W)+2FIX:CE2=FID=C59,$989'9:451I<5)$>G1R*V]%;E%0
M2W0W8W=5<70S<51P<&-,5C954U508S Y>D1I<3=34$]E<TAZ1D0U)B-X03MF
M.'EA2TY(=F(R2U-B5$HT3&]8='1C0T-H;5%0-F-$<$EG64YX6DYX,$]+<W1X
M5DQ0365U=V%*<$4Q+TEJ5%-!<D9A,G%5.5-E-&Q))B-X03M31T=/=C=5:FM$
M.&5M2W%M:%=.>EDV5D)"9'E#83E)85<X;%=O5G U5TUK<%5(;W9.:GA(655'
M2V\O1EA9<3=&6%EQ-T9867$W1EA9)B-X03MQ-T9867$W1EA9<3=&6%EQ-T98
M67$W1EA9<3=&6%EQ,'I+:6QM25961E=9-T%!9%-4:7%1,TAN-WEF1DLP0V%N
M1F582V)T83))93EN)B-X03M&96XW;3%7850O:&-66$HU:C%+-G Y43!+.5I7
M*WI09"ML85(O=T-Y5U)Z8T0O:U1I<4MH+W=!5%-N;$UB2WI!4#DP9VQU-FHO
M:DEF)B-X03MQ;% K04]+<&YI<55A;6YM3SAM83%S2D4P>3%'>C9G>7)03S%1
M1"LT:4Y9,2]W0F53=2\W0D<K2W%7:2M43D(P;31A.6IH83<Q5GA3)B-X03M8
M5G)X:F-8:FIW.5HV;%8O>45O;S=$1E4X>%9G,F]Y='%N-78V4%IW8GAE6$Y/
M=7(R*V-!:T-854-T=F)X:SEI56IK96YG359:=DQ,)B-X03M&1$4X<W)R2$9'
M<&534GE&5E955DI*3W=!1TMS23AT=DHU>3$R4'I837!(;#=4:3AF;&E":%0Q
M,UE&2F1264AF-&QR2$0O:VQM+V%X)B-X03M6;D]+=7A6,DMU>%8R2V],54YB
M,')4<FEX=#<R-5=#9E5P=G$Q:D<Q87EY.$=F:4M!+W-O975+;S-&6%EQ-T98
M67$W1EA9<3=&6%EQ)B-X03LW1EA9<3=&56XQ<GIJ-50P3E-D63%I>3 X:F)H
M8U1X>'54-$)74$EN-41&56UB.#!.275$>#!44SE7,3 Y;G-R1U9)82M(,6DV
M1G1$)B-X03LY>C1Q,DY7+TTK+TE&<&]&:&\X6%5Y-FYE;658-65H6F]Y9CAL
M.%98<C57.#4S;$1Q+VTR84Y4=3EV<$9R0EIP=C(Y4V8V-4Y194EC)B-X03M9
M<7%X9FQR-5 U:5,K=$I.66UQ1TUU<E1Z86=E43-"0S-,>4ET3W=644)I<DDW
M83%T8E=&64Q71DE)52MZ1D5O4E(X;%5!67%Q-'$W)B-X03M&6%EQ-T9867%L
M,VU,6'10.'8V2&4V,7%,.$Q/=VEA855J<6%D1E5D,EIQ2V\X5&ER2"]Y>C!8
M54Q44C=N6$YB:CE,>D(U:FU/;S9M)B-X03MH3E1#<D1J8C(Q9C5925%Q+T]U
M2W!,9C-6>"M:97)385!P-W-N:T-X9FIR1V]O4W8V5&YJ8F5Z=#)"2"MJ<5(K
M.6M8-U@R4G15-'$Y)B-X03M*:&AI:&E31T9&:FAJ54I(1V=#<7%Q2T)603)!
M07A69&ER<U9D:7)S5F1I<GI76#9P-7,O3C5%5G96="]*259N;T123'4T:5EK
M16XT)B-X03M4>D5I154S0FEA=C)S2W93<T-U>%8R2W5X5C)+=7A6479,-GAS
M;T1093-%5G)!=C)P6FY73D(X,EEG67%X830O3G9Y1W)T1EDV9S)S)B-X03LS
M2VYI3&9324IT46-S4#)18EI*1BLY:&EQ;69/9FY/*S5$4F9*;#)Q.45U3EAU
M24Q"3BLO<&]B;6%N>E%9<3<Y1B]M>G%(*SE7=#9:)B-X03MO:V1.-#E/=$AV
M2F8K4C$R-DHO>5)X5C,O2W)T4'5W=C9E,7)73F-!,V%+-'989V=9,7)V0EHO
M5F]Z.&E$:7%C-DXU23AN-DE1,FLV)B-X03M,6E=C;TYF5VEG:D5P4%=P:W!Z
M2BM:>%9/.%9D:7)S5F1I<G-69&ER<U9D:7)S5F1I<GIB5EHT9D]N;E$R8W-I
M<C5-.&Y3:30Q860R)B-X03M#=S-/<5)J;DA!>%!W;4\Q6#DU2G94;%%(<&EQ
M1FTQ4%9F>E-U;7-D1VML,"]W1$PR1C)J,4A714Q25#9O5C)A,W1E:DI"5V]K
M:R]A)B-X03LV1'9I<C!V5#E0<V1/<UE,0W=G4S)S-UI"1F(R.%%#;VE+2T%!
M1$954FER<U9D:7)S5F1I<5@K661A=&1$,$A53EIU>E,S,"LS;'5:)B-X03M0
M8U))5V]08S!O3599>"M52&QQ-S!B>6ET,W%9+W=">C)V5%-A=G)$2'(V.3)E
M9D0O;FUN1F%E3F-66G9I<G-64U16=D\O:R]32F92)B-X03LQ2%=,4S-U0V%,
M8D=61$]X-C!71E-:1#E#-'%L:F9M2#EA,C!,>2]Q*W(X:E)*:&$O56]$-RMR
M9G1A,5@S44YI<3%R<C@Q<CA(-G99)B-X03LV4F]56C)6<G%A8E5:9U!%>%%R
M87AJ,B]E;D97:C5).'@S=B]!0C)V3T]O>7)4941456<P,DPS*TM.6DQJ+VMT
M:7%T6B]L5C5!='!K)B-X03MU2DY):78W<%!S,U=P3DIF>3$V.'5D,#!X0BM7
M2W-O9W0T3&5*65E),6EI45573D9#<4(W06)9<79X5C)+=7A6,DMU>%8R2W5X
M5C)+)B-X03MU>%8R2W5X5C)+=7A6-3$K8S,U;5=V;$A2-')#0SAJ=&1C,69L
M1F%Z4#A8,6%';C<R-DM$-&TT1&%.4CEP-D1X>%9J6&LO.$%,+U9V)B-X03M.
M1VLV9F$V<F)Z84@K6#%M03EP-65D:70Y<6-L95)U9%1D849223-X96U/<$\O
M459697I7,71B,C%V2&)7,&%W,CA+:4]'1TU"55)&)B-X03M&1E961W=!1TMQ
M;4MU>%9P-453;DYG=DEH5G%A5DHV064K2W0T<3=&5D\U=4DW949P<$$W271+
M:4Y(;&)C,#)334UX*V=9<3AO+TUJ)B-X03MZ<&$V>C5M,%AY1%HR3CEE0V5A
M3%5T9&EJ=#-6:EI7>D=2275-=G!K0U=A3D%X86DP-S<T<7EN6&9/4&UN5#E+
M=DY42&PU8DMY<UE:)B-X03M,:31U3E5V65DK36-3;&U):G-X93AI45!H6&M+
M;G=X5F1P.7(U-C%U=W0W-F98;V1,=')Y2DIO;TY0<U%*,%-247=$4S-J,T,X
M="\Y)B-X03LX:6U+<2\X07ER;E$W9VQT6'5T43%P:G-6=G)Y6F]V9B]2-&I&
M8B\X:SA65&Y39DQU9V%.2#97:V%B839F2%-N1S%H:FA"*V9!3&EQ)B-X03M9
M67$W1E9K33!-,%-Y=W5S:U1I<5-)47EK94E),GA69FER<U9D:7)S5F1I<G-6
M9&ER<U9D:7)S5F1I<G-69&ER<U93;GI4-6PP+WDS)B-X03MO:RMQ,W9*,6HT
M<$)B4FIL3%!0265-5453.5=E4GE!0FER>&)Y="MI8DPX>DPS5F9Z8V=3>#@R
M,VAJ;CAV6$8S24<P=4\R-&=R1&)U)B-X03MW16%Z44UE3&-Z,3-88S%+<C(U
M9DUN;#%I075Q,EI*-E5N:4YA+S=,1E5T.#5E94Y/.'-A4D9Q36M-;"MB:#)J
M=')A,4M&-5!4:6MN)B-X03ML24QS<3!32T8R2G(R<&EQ9#9D9E<K;V%F83,Y
M=5-B93=I:FYH3$-H-%-Q2%=O-V)(1E52:7%7-B]W0UA.13AW5TLR3W-7<3-D
M<7-I)B-X03M4;VI&;$MY>&UQ3W))5EI76'A">%9'5V1P0EHR<U9R0GE%34MH
M67<W=DDQ0C1V25=:=G!/2W$R2V]05CE45%1R2G)G;UIP;4EJ='):)B-X03M4
M4C5P;C)33F$O>DAQ96=&4V1G8U990BM7,FE0+VIN>F9R9#(T=4PK2C=B4S4W
M=%)26'5&:48Q9&-!9"M#;65/2D(Q0WAR6$954BMB)B-X03MR4V%V*V=023EU
M5'HX>3-Y+U@K4%9D3W-Q6$8P5"]R8U949EDQ<&ER,$U!04%!54$R04=+=7A6
M,DMU>%8R2W!8-64X<V%$-61S-4Q,)B-X03M23$Y,1S!L;&%D;TEY,T0Q2"LP
M5D1%.&$P-D1B1E4P>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%9:
M4%!$0D1*4$\V>%%X)B-X03M+6&QK8VA65E9&5UII96=!>%9H4&PK>G503FUU
M>&5B.5-J2V%06C%(;%=W:T)"25EC5S%#5D0P955%:4E(-TMB.5=X5FPK<&%4
M<&5Q)B-X03M7<E=M<#)C1CEA='4Q=F-X<$Y'9FUJ:&QX5FI4+VQ"*U9Z<590
M;&)444<V.&)D1E P14%5>%9J,G8O.$%/3U U6F%N8G-L;%IZ84Y0)B-X03LX
M4E=E>&UC0W)I:#524T=336EH25!W.4YS5E1/,B]+2WAU0W)E6CEA,4QZ2#9A
M.$EB931M*W$R<V%J<'AT-U0P17(W=%A&55A(*U9M)B-X03MI5V)L.48Q3%8Y
M1S(R:G1.46YE24AS9E%U:F-1-V1V9WA61WAA3#4U='5+=RM:64QP0E1M,F]A
M8W-K:$AE:E=K,6EG4"MW<#=9<6YT)B-X03MH0F51,C13.'5V<F1W5%8U94-X
M3#AL4F$P2'I*4'9I<4EX5DM,83-E*S%Q82]N04YV64UB9E16-FIM5G!C5"\V
M,5-9:#1"5W Y<S1Q)B-X03MK4#55>4-44CEA=4@K1V5B6'188315,'%R3&5/
M9U4W1#=+26\S>%9G;6YF;6@U8FTO3D1Z0G(Y.#!J=S)6;$)P9FQ7,FAJ85=E
M+U8U)B-X03MP5&-Y5V-3:7-G865$:GI',4%+;D97+TYS5W181W1E5G9-4&Y/
M*R]1-G9Q,&1X6F%0-G=J=&)#>7-K83=K:W4U05%S='<U:%)$6#12)B-X03MY
M-')V:%90=DU(;C=Z6G)/;DY0-55T2DY-,&%2,6=G,74V:$)U<GE75F=K8V5N
M5V-N2#=:4#DY4%)!2W139W)G5DIV>2]W0D5N<V9Z)B-X03M206XQ=E5.4G5,
M8E1B=5A72C=I6C5,3U,V17--6FAH9'=#+S%:6"]E=#EK35%&5E!I54976392
M*V%.:F98,G)V2D%99$9T:&%$4F)O)B-X03M696)56'543W K<G=Q3U1":D(K
M-F]0:5@T+W,Y07%D>&59=%1G.4]45CE);'-R5V-64V%&>&1M26YO='EK4S%J
M8C-4;6<W<TU65&EZ)B-X03MU-#=U,E,T:E8Q:FMQ53E21VI9:71!94Q5658V
M:6]X5E=X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5FEU<E=B96$W
M.#99)B-X03LT23AT5TUO3W!(=&94>&XO04AL2&I$1W<O9F9Z3BLW-D)X:7)+
M9T%!04)11%E!67$W1EA9<3=&6%EQ-T9867$W1EA9<3=&5T1A:"M7)B-X03M%
M<SDY<6$R5W9896TV1G)K,S%N5V1)9U-0.3=+-$-Z1TLT23E7151H4C9G6')V
M4VQC5EIF6F%6<'1J8C(Q=EHR<U5%3FY%24Q6155$)B-X03LP-&=!06EE0S=$
M1E9,5DY!,%!6;G1N,5-W=#<U<DM4,6)1,T5A4RMN2E-N2D]13D1I<6IR+VPR
M,#%T3%9B:64T=#)T2E=M:6MT<%!3)B-X03MF-#1N:&1E5D-6-5)Y<T]3,%ED
M;4=+;U16+TE8;%A68D=Y<V)Q>30R;&=':G1O<F534S-!:6-!4U%T-DQ*>FEK
M0VIM:E96=2M+<&]U)B-X03MI-D]T.49F<EDR-C-S15AO45A):5%32D8O=G1(
M<%96.6AI<4UX5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6
M1#9F)B-X03LY4BMO=V9594@Q4&=043E/;D1H5&%L35921TMU>%8R2W5X5C)+
M=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R)B-X03M+
M=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W8O,E$]/3PO>&UP1TEM9SII;6%G
M93X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F
M.D%L=#X*(" @(" @(" @/"]X;7 Z5&AU;6)N86EL<SX*(" @(" @/"]R9&8Z
M1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T
M/2(B"B @(" @(" @(" @('AM;&YS.GAM<$U-/2)H='1P.B\O;G,N861O8F4N
M8V]M+WAA<"\Q+C O;6TO(@H@(" @(" @(" @("!X;6QN<SIS=%)E9CTB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(*
M(" @(" @(" @(" @>&UL;G,Z<W1%=G0](FAT=' Z+R]N<RYA9&]B92YC;VTO
M>&%P+S$N,"]S5'EP92]297-O=7)C945V96YT(R(^"B @(" @(" @(#QX;7!-
M33I);G-T86YC94E$/GAM<"YI:60Z14$U0C)$0D-#,3$P13@Q,4$V-31%-D-#
M.#%&03,V04,\+WAM<$U-.DEN<W1A;F-E240^"B @(" @(" @(#QX;7!-33I$
M;V-U;65N=$E$/GAM<"YD:60Z14$U0C)$0D-#,3$P13@Q,4$V-31%-D-#.#%&
M03,V04,\+WAM<$U-.D1O8W5M96YT240^"B @(" @(" @(#QX;7!-33I/<FEG
M:6YA;$1O8W5M96YT240^=75I9#HU1#(P.#DR-#DS0D9$0C$Q.3$T03@U.3!$
M,S$U,#A#.#PO>&UP34TZ3W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" \
M>&UP34TZ4F5N9&ET:6]N0VQA<W,^<')O;V8Z<&1F/"]X;7!-33I296YD:71I
M;VY#;&%S<SX*(" @(" @(" @/'AM<$U-.D1E<FEV961&<F]M(')D9CIP87)S
M951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @/'-T4F5F.FEN<W1A;F-E
M240^=75I9#HY8C)F9F-F9BTS8F8V+30Q9#<M86-A9"TW-S@T-S@W9#0V,&4\
M+W-T4F5F.FEN<W1A;F-E240^"B @(" @(" @(" @(#QS=%)E9CID;V-U;65N
M=$E$/GAM<"YD:60Z-S$S.$(R-#0R134W13$Q,3A%-#-!0SDR-3(V-S@P1#<\
M+W-T4F5F.F1O8W5M96YT240^"B @(" @(" @(" @(#QS=%)E9CIO<FEG:6YA
M;$1O8W5M96YT240^=75I9#HU1#(P.#DR-#DS0D9$0C$Q.3$T03@U.3!$,S$U
M,#A#.#PO<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" @(" \
M<W12968Z<F5N9&ET:6]N0VQA<W,^<')O;V8Z<&1F/"]S=%)E9CIR96YD:71I
M;VY#;&%S<SX*(" @(" @(" @/"]X;7!-33I$97)I=F5D1G)O;3X*(" @(" @
M(" @/'AM<$U-.DAI<W1O<GD^"B @(" @(" @(" @(#QR9&8Z4V5Q/@H@(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E9#PO<W1%=G0Z
M86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS=&%N8V5)1#YX
M;7 N:6ED.C<Q,SA",C0T,D4U-T4Q,3$X130S04,Y,C4R-C<X,$0W/"]S=$5V
M=#II;G-T86YC94E$/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z=VAE;CXR
M,#$R+3 R+3$T5#$R.C$Q.C$V+3 U.C P/"]S=$5V=#IW:&5N/@H@(" @(" @
M(" @(" @(" @(" \<W1%=G0Z<V]F='=A<F5!9V5N=#Y!9&]B92!);&QU<W1R
M871O<B!#4S4\+W-T179T.G-O9G1W87)E06=E;G0^"B @(" @(" @(" @(" @
M(" @(#QS=$5V=#IC:&%N9V5D/B\\+W-T179T.F-H86YG960^"B @(" @(" @
M(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T
M.F%C=&EO;CYS879E9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @
M(" \<W1%=G0Z:6YS=&%N8V5)1#YX;7 N:6ED.D5!-4(R1$)#0S$Q,$4X,3%!
M-C4T139#0S@Q1D$S-D%#/"]S=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @
M(" @(" @(" \<W1%=G0Z=VAE;CXR,#$X+3 R+3$S5#$Q.C(V.C(Q+3 U.C P
M/"]S=$5V=#IW:&5N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A
M<F5!9V5N=#Y!9&]B92!);&QU<W1R871O<B!#4S8@*%=I;F1O=W,I/"]S=$5V
M=#IS;V9T=V%R94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA
M;F=E9#XO/"]S=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL
M:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" \+WAM<$U-.DAI
M<W1O<GD^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @(" \<F1F.D1E
M<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X;6QN<SII;&QU
M<W1R871O<CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]I;&QU<W1R871O<B\Q+C O
M(CX*(" @(" @(" @/&EL;'5S=')A=&]R.E-T87)T=7!0<F]F:6QE/E!R:6YT
M/"]I;&QU<W1R871O<CI3=&%R='5P4')O9FEL93X*(" @(" @/"]R9&8Z1&5S
M8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B
M"B @(" @(" @(" @('AM;&YS.GAM<%109STB:'1T<#HO+VYS+F%D;V)E+F-O
M;2]X87 O,2XP+W0O<&<O(@H@(" @(" @(" @("!X;6QN<SIS=$1I;3TB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+T1I;65N<VEO;G,C(@H@
M(" @(" @(" @("!X;6QN<SIX;7!'/2)H='1P.B\O;G,N861O8F4N8V]M+WAA
M<"\Q+C O9R\B/@H@(" @(" @(" \>&UP5%!G.DAA<U9I<VEB;&5/=F5R<')I
M;G0^1F%L<V4\+WAM<%109SI(87-6:7-I8FQE3W9E<G!R:6YT/@H@(" @(" @
M(" \>&UP5%!G.DAA<U9I<VEB;&54<F%N<W!A<F5N8WD^1F%L<V4\+WAM<%10
M9SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/@H@(" @(" @(" \>&UP5%!G.DY0
M86=E<SXQ/"]X;7!44&<Z3E!A9V5S/@H@(" @(" @(" \>&UP5%!G.DUA>%!A
M9V53:7IE(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @
M/'-T1&EM.G<^-3$N,# P,# P/"]S=$1I;3IW/@H@(" @(" @(" @(" \<W1$
M:6TZ:#XV-BXP,# P,# \+W-T1&EM.F@^"B @(" @(" @(" @(#QS=$1I;3IU
M;FET/E!I8V%S/"]S=$1I;3IU;FET/@H@(" @(" @(" \+WAM<%109SI-87A0
M86=E4VEZ93X*(" @(" @(" @/'AM<%109SI0;&%T94YA;65S/@H@(" @(" @
M(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL:3Y";&%C:SPO
M<F1F.FQI/@H@(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(#PO>&UP
M5%!G.E!L871E3F%M97,^"B @(" @(" @(#QX;7!44&<Z4W=A=&-H1W)O=7!S
M/@H@(" @(" @(" @(" \<F1F.E-E<3X*(" @(" @(" @(" @(" @/')D9CIL
M:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @
M(#QX;7!'.F=R;W5P3F%M93Y$969A=6QT(%-W871C:"!'<F]U<#PO>&UP1SIG
M<F]U<$YA;64^"B @(" @(" @(" @(" @(" @(#QX;7!'.F=R;W5P5'EP93XP
M/"]X;7!'.F=R;W5P5'EP93X*(" @(" @(" @(" @(" @(" @/'AM<$<Z0V]L
M;W)A;G1S/@H@(" @(" @(" @(" @(" @(" @(" \<F1F.E-E<3X*(" @(" @
M(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G-W871C
M:$YA;64^5VAI=&4\+WAM<$<Z<W=A=&-H3F%M93X*(" @(" @(" @(" @(" @
M(" @(" @(" @(" @/'AM<$<Z;6]D93Y#35E+/"]X;7!'.FUO9&4^"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP
M1SIT>7!E/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIC>6%N
M/C N,# P,# P/"]X;7!'.F-Y86X^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.FUA9V5N=&$^,"XP,# P,# \+WAM<$<Z;6%G96YT83X*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z>65L;&]W/C N,# P,# P
M/"]X;7!'.GEE;&QO=SX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM
M<$<Z8FQA8VL^,"XP,# P,# \+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @
M(" @(" @(" @(#PO<F1F.FQI/@H@(" @(" @(" @(" @(" @(" @(" @(" \
M<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @
M(" @(" @(" @(" @(" @/'AM<$<Z<W=A=&-H3F%M93Y";&%C:SPO>&UP1SIS
M=V%T8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM
M;V1E/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @
M(" @/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA
M;CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP
M+C P,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXQ,# N,# P,# P
M/"]X;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL
M:3X*(" @(" @(" @(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54
M>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX
M;7!'.G-W871C:$YA;64^0STY,"!-/3,P(%D].34@2STS,#PO>&UP1SIS=V%T
M8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E
M/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F-Y86X^.3 N,# P,# P/"]X;7!'.F-Y86X^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^,S N
M,# P,# R/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXY-2XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXS,"XP,# P,#(\
M+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI
M/@H@(" @(" @(" @(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(" @
M(" @(" @(#PO>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @(#PO<F1F
M.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E
M<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'AM<$<Z9W)O=7!.86UE/D=R
M87ES/"]X;7!'.F=R;W5P3F%M93X*(" @(" @(" @(" @(" @(" @/'AM<$<Z
M9W)O=7!4>7!E/C$\+WAM<$<Z9W)O=7!4>7!E/@H@(" @(" @(" @(" @(" @
M(" \>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @(" @(" @(#QR9&8Z
M4V5Q/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S
M951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TP(%D],"!+/3$P,#PO>&UP1SIS=V%T
M8VA.86UE/@H@(" @(" @(" @(" @(" @(" @(" @(" @(" \>&UP1SIM;V1E
M/D--64L\+WAM<$<Z;6]D93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z='EP93Y04D]#15-3/"]X;7!'.G1Y<&4^"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(#QX;7!'.F-Y86X^,"XP,# P,# \+WAM<$<Z8WEA;CX*
M(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6%G96YT83XP+C P
M,# P,#PO>&UP1SIM86=E;G1A/@H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" \>&UP1SIY96QL;W<^,"XP,# P,# \+WAM<$<Z>65L;&]W/@H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" \>&UP1SIB;&%C:SXQ,# N,# P,# P/"]X
M;7!'.F)L86-K/@H@(" @(" @(" @(" @(" @(" @(" @(" \+W)D9CIL:3X*
M(" @(" @(" @(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" @(" @
M(" @(" \+WAM<$<Z0V]L;W)A;G1S/@H@(" @(" @(" @(" @(" \+W)D9CIL
M:3X*(" @(" @(" @(" @(" @/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(" @(" @(#QX;7!'.F=R;W5P3F%M93Y"<FEG
M:'1S/"]X;7!'.F=R;W5P3F%M93X*(" @(" @(" @(" @(" @(" @/'AM<$<Z
M9W)O=7!4>7!E/C$\+WAM<$<Z9W)O=7!4>7!E/@H@(" @(" @(" @(" @(" @
M(" \>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @(" @(" @(#QR9&8Z
M4V5Q/@H@(" @(" @(" @(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S
M951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M/'AM<$<Z<W=A=&-H3F%M93Y#/3 @33TW-2!9/3$P,"!+/3 \+WAM<$<Z<W=A
M=&-H3F%M93X*(" @(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z;6]D
M93Y#35E+/"]X;7!'.FUO9&4^"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(#QX;7!'.G1Y<&4^4%)/0T534SPO>&UP1SIT>7!E/@H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" \>&UP1SIC>6%N/C N,# P,# P/"]X;7!'.F-Y86X^
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(#QX;7!'.FUA9V5N=&$^-S4N
M,# P,# P/"]X;7!'.FUA9V5N=&$^"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(#QX;7!'.GEE;&QO=SXQ,# N,# P,# P/"]X;7!'.GEE;&QO=SX*(" @
M(" @(" @(" @(" @(" @(" @(" @(" @/'AM<$<Z8FQA8VL^,"XP,# P,# \
M+WAM<$<Z8FQA8VL^"B @(" @(" @(" @(" @(" @(" @(" @(#PO<F1F.FQI
M/@H@(" @(" @(" @(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(" @
M(" @(" @(#PO>&UP1SI#;VQO<F%N=',^"B @(" @(" @(" @(" @(#PO<F1F
M.FQI/@H@(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(#PO>&UP5%!G
M.E-W871C:$=R;W5P<SX*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @
M(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @(" @(" @('AM
M;&YS.G!D9CTB:'1T<#HO+VYS+F%D;V)E+F-O;2]P9&8O,2XS+R(^"B @(" @
M(" @(#QP9&8Z4')O9'5C97(^061O8F4@4$1&(&QI8G)A<GD@.2XY,#PO<&1F
M.E!R;V1U8V5R/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @/"]R9&8Z
M4D1&/@H\+W@Z>&UP;65T83X*(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @( H\/WAP
M86-K970@96YD/2)W(C\^_]L 0P ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L 0P$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$!_\  $0@ +@"U P$1  (1 0,1 ?_$ !T  0 "
M @,! 0             '" 4& @0) PK_Q  N$  !! (" @ % P0# 0     $
M @,%!@$'  @1$A,4%2$B%B,Q"1<R0B0U04/_Q  6 0$! 0
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MB5XB,9A8F,AQG2GQXJ/#CF'SB%E&O-!#MC-O&%.?N$E.H:PL@A?YOO*6ZO\
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M_M$;*N5CU166B4_;"?JNB9<;/G.5,?;&,EMO/3SW==75 .P_EM??O9O;2O\
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MZZZMB@RCE?WM:=::^VB'4HB5G$ZXZ:BWJE5K?EVL@D"(<;&4J1IDL)ID:2^
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MGY%S&H,!C+*.^DMUII3,A(T64M,; %QRB&,2GUPL",3A;ST3*S(0,@6(1(W
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0? <!P' <!P' <!P' <#_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>g677604g09r70.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g09r70.jpg
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M$0$#$0'_Q  ?  $  00# 0$!            "08'" H$!0L# @'_Q !G$
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MSJL& V%5#-3'"J]^GS%$52.U2:D3_9L9Y91ZBRIPR.]DZES6?'B(^Z62X/+
MXM,>5.JDPS:)0N3H4:<LZ-;V%F\=DCI*TUY#?,91+M6-K5IMC"/8V[<$ (+
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M3+#:QVA@,D$@G&2.1Y5Q)8V4TIFEM+668JJ&62WB>4HC!U4R,A?:KJ&5<X#
M, " :I>PR.*<)8K%C5I-=%QN+R]GD]YVVRS1DA*"-29HBBJ*))5:ED(W9$!H
M> M*S<-3N$KE %!^E"5D+\<&-O3Z3U)UIS&T9F9D*PQ%&<LI8,5BC(.5R-Y"
MKCM/+G5$_>Z))TN%M(XY5>[N5E2()(L1C$EQ.&&UMAX0,DF>809\$8I"$OG"
MCG8TL5JQIJHWDB164F4H&&2R*#1V62*L9>G WNAJ9*FFC *45^_F)C&=[3A$
MD9ERUM4L[VD\.@5MZPVIQ>61:)C-;\5065795E0Y .4;;(O:IYD AE.""*M1
M-I6KJEPB6E]U>0A'DA21[>4;6( E3B0N1L<<E+*4<94J:OD[T[4;_J8Z?JLK
MA[U8;C&7BP-.\(C+EJ<N\*\G><UTF/CC8=YYG&)>1VCSLKGKQU2P^2V[R4:E
M\13>"LB:5=FV60<,,$P[#8'SO"8/@ALG<!@-DYSFI;6ML_%WV\#\9HWFW11M
MQ7BV\)I<J>(T>Q>&SY*;5VD8&+821OXB1Z[MSR5,M ,_(UM;ZW:M3MY8($EN
M5 UW))'VKJH;@2Y6AU,DR&Q95'I%!88CTXA32%V:'1A;2E)R50F#<4W30\-6
MG-N3(=@:0PDQ*))3L!V9C1E=SC*@ACVU'D734N^-(EDM\%@7C.D(N@MS(\%L
MO$(XH6:1'BB&<.ZLBY((JPG!NCZ#HIZN)TAO(IPY*WKR:E;A<MMVK,GJMU$Z
MG">OU1=,I@I&2L(U#8LTPJN75C6PTA$T1XE,U2<]^1J% #S@($=^]FGG$0>W
M%O#;J(8HD60(F\<7ZJ1F8O(K!\ECE=I'C,32;2SM'NFBO6OKN_D-S<W$K0&:
M40'JH 2".)%B@=&BPJ820N"<G S)D=-5!,54E72ZJJWE*V:-;$QS%7(X-&'Q
M5+&6+.?EJ,L\E4.;6J-?6N.O.M.S$WN@U21H<]>/MY*=5_E<B+-*@4)+(H0L
MR!790A888K@C:6')B,$CD>59-[6VE,C26\$AE5$E+Q1N9$C;?&LA9275'\)%
M;(5O"4 \Z^,CI.F9B3.TTNJ2L94GM(IA(LU/(X%%7PFQ2(L1I+&"9V4YM2H$
MN*CB;6D["7( N &@C6B6_2<OYG"S3)L*2R*8MW#VR,O#W<VV8(V;OWVW&?/K
MB2TM91,);:WD%QL%P)(8W$XC&(Q-N4\78.2;]VT<EQ5!$TKQ/E,8/X^@IN@G
MN$U.[L;KNEC:T@*R'P%Y<TJA]CCTBKX]B$Q,2I:0O<%K0\H&HC9QXW8*17M4
M0Y *N<:Z5N/QIP\H8<;B2!Y /!8&3=N;& ""3YV1C%6>J:=)'U+JMF\-LR-U
M4V\)BA=@71UA*;$)W,5=5&3NP<AL7$8Z<J*,*XROC55UQ'ET+%+APY:QP>,-
M*N)CGZT+E/!1E2@:TYS"*;.( +Y<)K&EW)%H JGG:T\.C-6VFE8,&ED8/LWA
MG8A^&,1[LGPM@Y)G.T<EQ5]+6VC,9CMX$,7%X12*-3'QFW3<,JH*<5@&EVXX
MC<WR:IENXT<<&B5N<\:>/])-DX>GETD;S,VZJ8(BE;M(7QL<F5[?G.1)F$IW
M7O+PSO+NTNCHJ6&KG!L=7) K/.2KE11M1N+@J$,\Q0 *$,KE0H(8*%+8 ! (
M & 0".8JVMA8K(TRV=HLKNTCRK;PB1G961G9PFYG9&9&8DDJS*3@D55C-4E5
M1TZ*J8_65?,2B"QI;#(2H9H9'&PZ'0YS$D&XQ.*FHFT@<>C3@- A$M8F@2-K
M5B1)!'I3-IB=@I,LK;MTDC;V#OEV.]QG#MD^$PR<,<D9//G5Q;:V3AE+>!##
M&T4)6*->%$V-T<>%&R-MHW(N%.!D<A5,1GC=QWA<:F<+AU"4O$X=8PSC+"B<
M9JV#L,:G8U)9I2@<S8FMB2M<H&>4>>4<)[2KMFEG&@'L03!ZW4UQ<.R.\\SO
M'Y&S2NS)^ Q8E?Y)%41V-E%'+%%9VL<4Y)GCCMXDCF)&"945 LA(Y'>#D56=
M?UM7531=%"*K@,*K.%MAB@UMB%?Q9CAD7;S5APE"LQ$P1Q VM*0Q4>,1R@9"
M0L1YPA&&[$/>Q;HDDDE8O*[R.>UY&9V./&S$D_GJ[#!!;1B&WABMXESMBAC2
M*-<G)PB!5&3S.!S-4BT<=>/K!93A<[%15.,MPNXE@W6UVBL82VV4YC<2QE.
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MZ>:T9X,5E%K-E$(?9XBE,[200AK8')O:U254KC\AD 5YQ[B6:4-. J/FI]E
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M5$H1SBI4S<SN+?-7@AJ8W4]NDK:\/34IVKJEL[:*,SM%(0MLTG"#RQJ7%Y!
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M +-/@TL:84\32P)1/61Q5P6(LI[Q'(AP=X'V/I<_@Y&7U HO!4Z>1WLC)D$
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MW7>FW1[H]TVU#3-&TS4+6&QL8;72I([>.32K"=T1Y["65@TLLCDO(QRQ .,
M>P>YUW/.A>L="]!U+4M!MKN^N[:=[BX>6[5Y66\N8U)$=PB#"(J^"H&!XZOY
M4'*A_A/#/D;R8MU<[SPBB&>U;!7I" ($CJXQRMJP;9PH86\:=(2E*4KA)UQ*
M50H)&$I0LT,\6R0=@?7/S'_37I=W2.@&K:ETPUN?6]4CZ=7FCVUY=16L30V2
MZ+T;N(H MI!;QE$N+VYER4,A,K L0% Z1[N>D:)T.UR-='T]+*RBZ,IJ<UM
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MQ/S7:;DV."].X0_PY,Z1F1C=L6#%3)Q[<0A%<3EI=A#2-%@*(3+N$BE2IC!
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M^[(_3;VA4->9:L=3%*8I3%*EUZ5_K7E_KK;^B>9BM2[8?2?VUK(6/_:_R/\
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M;_%S5_HE^X/_ -YO1SV=Y^R5D_W*.Z+_  3U3V,'RU/$%GTL;_%Q]$OW!_\
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M1O\ ]'__ ,__ /TU2J9]%Z\QTQ2F*4Q2J%M#V,[$^L67?$#AFH=T'ZPNF_\
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MBE8!\\]?YOUUO]AX?M?\T3?_ -,\<?-A>8G0D_\ [KJ_ZI:?!7>G<.\T-?\
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M.=F2TCS1M_\ 6^\2U%O?*TG\CWQ*I/D7[-UC_7 /[D2YJ/=N_P ['3G\=/\
MJ]O69[G_ -9G1[U@OOLM65SJNMQIBE,4IBE3KTC[#U8_6-&?BE+GUX[E'^;+
MH#_%'0/[MMZ\2=,OKMZ2?CO4OUN6KHYV!6M4Q2F*4Q2L!N>?ZG*\_P"-O?W
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MU^E2_#5:UWRB>5<Q9TXFAU#HSRAV[W+E0]:[C6N'_P!W;7K6_5#V>OKL]?\
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M^Q_1+?Y.N[NN7?VS/_2O\-/)#5[6(/Y(1^#QWLTW[GV/Z);_ "=.N7?VS/\
MTK_#3R0U>UB#^2$?@\=[--^Y]C^B6_R=.N7?VS/_ $K_  T\D-7M8@_DA'X/
M'>S3?N?8_HEO\G3KEW]LS_TK_#6;_#A&D2%V)XJE3I_"#BG?\ 265W^Z&1]W
MO=P(>]W>\+N]O;V=X79V=N\]7?,RVMK;1=,S;VT$!>3H^',,,<6\*NM;=VQ5
MW;=S8SG&XX[373/=;FEF.@<6623:-4V[W9L9.G9QDG&<#..W SV5FUGJBNG*
M8I3%*8I6/7+CYU'DY[WJZ/O;R7+]KY9M_5XO?%JQ=>5KCU"7WMJ\Z3-QK1J8
MI3%*8I5?5A^KEC_A/XG<,I?ZD_D]L54GU0_+[1K:%Y3\Z:$K?D+:T&DSB_E/
MT:E!K<Z%I6Q&<G I"C2&[T4:8ZDC&'NFA]410-]O;KNYXOZ8=P'IMTGZ3:QK
M^G7?1Y++5+LW-LEU?7L=PL9CC3$J1Z9,BMN0\EE<8QSSR'I+1NZET;T;2[+2
M[N'5&N;*$0S&"WMGB+@EO 9[R-B,,.U%.<\O/JP'IC_&CVUDWV(0?WUFM?0R
M=T/[>Z+?UEJ/^#UD_P!V7HEZ!K/Z):?M]/3'^-'MK)OL0@_OK'T,G=#^WNBW
M]9:C_@]/W9>B7H&L_HEI^WT],?XT>VLF^Q"#^^L?0R=T/[>Z+?UEJ/\ @]/W
M9>B7H&L_HEI^WT],?XT>VLF^Q"#^^L?0R=T/[>Z+?UEJ/^#T_=EZ)>@:S^B6
MG[?6QUQZE33.:*J&9,(SC&645U$7YJ,4 "4>-O<V5&K2B-+ 8: !@B30;&$)
MI@0[[=:&+7JYZCZ,Z1=:!T>T31+UH7O-)TNRT^Y:W=G@:>TMTAE,+ND3M&70
ME&:-&*X)53RKJ?5+^#5-2O\ 4K82"WOKN>ZA$H59!%/(TB"159U5PK#<%=@#
MD!CVU>+,Y4"F*4Q2F*5%#U4^1:/CS$J?<5:=J4>>:12I$6%U5*DH ^3FUI/%
MLD24DW8Q?GH.A:'W=:UV;UV^KV:5TS[FEGW28+&TO-3NM-72Y9KA'M889C*U
MPB1E7$S*%"B/(QDDG[U9K1NF,W0]YYX;.&[-ZJ1,LTKQ!!$6<%2BMDG?@@U"
MYZ9>S^UD0^RSM^)YH'T+&B?PJU;]"LOE*SW[MM]]Q;']*G^3IZ9>S^UD0^RS
MM^)X^A8T3^%6K?H5E\I3]VV^^XMC^E3_ "=/3+V?VLB'V6=OQ/'T+&B?PJU;
M]"LOE*?NVWWW%L?TJ?Y.GIE[/[61#[+.WXGCZ%C1/X5:M^A67RE/W;;[[BV/
MZ5/\G4PO2DY+H>1)-[;2)VA.*(&UIHT+4K5JN\%^!/O![/\ &B2NYV;9C-%=
MSO=[M,[W9W0]N]]"^Y;9=S1=16SU2[U,:R;1I#=00P\$Z>+D*$X+-NXG7#NW
M8QL&,Y.,'K/3:;ICU;C64%F=.XVT0RR2\07?"SNWJNW;U88QG.XY[!4OF;S6
M#IBE,4IBE8V<RUNFWA_RL<1%[-T@XV7FMV5H7<V;I+6$H/V7H>]"T'8]%]W0
MMA%W>WM[-]G9E^UYW5L/_/A]\6HUXVVSNFQG;;3MCQXB8XKS+_1\1_4TI^R9
M7XEF\\#_ ,?]G_YKK+OJGH+>S'Q:>CXC^II3]DROQ+' _P#'_9_^:=]4]!;V
M8^+3T?$?U-*?LF5^)8X'_C_L_P#S3OJGH+>S'Q:>CXC^II3]DROQ+' _\?\
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M]B 6)17K$9L 1"]780[%V:WOU=Z]?.MM1&V_O%[=MS,/S.17?>A2&71M+D(
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MMP5:.6+7*/LC.R.IAWE)K:T"%60E*P%[%P;NYBPB\.:1<1YV !C@+N)8*!R
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&9KL*O__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>g677604g12r18.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g12r18.jpg
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M 0 !!0$!               & 0(#! 4'"/_$ % 1  (! P("! <+"0<# 0D
M  $" P $$042$R$4(C$T!A4R<G.RLR-!45-4<9.4L=+3%C,U56&#D9*T-D)2
M='6BT6*"U($D)4-$E;7"P^'_V@ , P$  A$#$0 _ .QF\2N)#)KJX_0-)(&A
MDZ %J\D^:=?IT>M@02AIDO*:J[SJ!A<"MZ$$24CCXGO->B)"(L"<XT)/8J;#
M-EY-T:$K#.Y!;7([>SDSVJ5MI8)2/GG,(^$_L->/2Q72R75E KJG@=<7VJP
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MI)<*2!=E5]QIEE%&%7>71[$"5>DL)Q<&,2;V,"VR##LT1BF8]7:W7.T8M/\
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M)I(0UEO+\WF@)) 8C=5JM,8$HH(B]Z+#K5IFE*+&99#&ARB%V**?A5<X4_M
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M,AR3(78N<C!RY.XY'(Y/,<NRMY;>W2%;=8(5MT"A(%B00J%8,H6(*$4*P#*
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M1;XJQ!IQ3M 6@LA,B<#1*S-F@I'%(EP&"2<.'I3#JIE^*P8*K!\R%CDC>$V
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M127W5-2P2P(6AVTU)5^EX5YB031K1*Q(4K-" &6Y5Y=KI'<"0)*L>#&%5RP
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M*V#R(QUE'*J:EH]UI?#,[6\BR23P%K>7BK%<VQ07%M*=J[9H3(@8 ,ASU'<
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M\(AAAT<)TOB%8Q:+.$LN"2J4\+C[TQOJAH2/NWJ$]S;P&:!8B(U=Y>(DTC$
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M:Q8KX[U"I5JU:DP1RA4J4'0\9RA0H.&,TXXT8S#3!B&,0A"WO>T+V]'(7=T
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+J8I3%*8I3%*__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>g677604g14r78.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g14r78.jpg
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M)535&2L< @\9#/D3R0.5./G$, '"SL,!"+]L 0L;*':AX6MZL\RD%9I5(3A
MK(X(CZ^&"#D)G^CN?\J\:TM7!5[:W=3-T@JT,; S_P#[B"I!FY#X0]OR[JLJ
M<#&9+K.I"FZ6>UG*I-\%=+H2@X&^DK)U$+N=*%0G* D&U$H9'307"B##(RZ$
M3$!P5DH45//XF"@F8-Z%=T!"NRAMI8*Q .T[ER 1G:W-<]1YCG5QXHI"K211
MR,@<(716*B1=D@4L"5#H2KXQN4[3D<JPP*$(&.HAI& B&(S;<5621C@ZE!,!
MFCHBE'*4<-'$UAFB."3F0.,E-/G#QHBUQ0A$(F<-&ARY$,8<;+*OC3A@W%E#
M!S(#Q'W"0@ N#G(<@ %NL@#G5H6EF4*"VMBC1"!E$,11H%)*PE=N#$K%B(R-
M@)) R31#@"!VP$G -J$XC;P*0NMYT)(*'&[-20DMS-%%';;4<2<&01B^!)=;
M#=,F4!O*Y:P2@BHI@=+33!8B*(!D:>9L[II6R&4[I'.58[F4Y/,,P#,.HD9/
M.O4L[2/:([6W0*R.H2")=KQH4C=<*,-&A*(PYJA*J0#BH+SQPM(DGZ?C,W2-
M-T[C-Y>=T2.EQ0F(K1@?CM94X>7T)SLIM)3E<D8K,R,UAGW>WDIT.:.V+*+>
M;3C<85U#(@7&N'8/,AU*6"#@QPP[E255FQ()%$JE78JLBQ.X5BJR/&S*.636
MHN] MKR\-W/=WA1Y+>1[4M;M"S6SI)%&KO US%"9461X(ITC=QN(!KL  BZ)
MPE2QXK'4=AK9)Y'9,L< :+:P5"D@KR<(CJ,@6,!I]C8#R64D,5*.NOM\%M13
ML!"(Y\8MCD%;",DN,&23!01X+-CA@Y"=>-@/,+W(//&:W M[;=D00;Q*9\B.
M/<)G&TS9VY$K+E3)W;#D2160(3-:#62CB$V6JVVXB*)]855!'0D-,2$H\J.$
MX84%]2.)Z>5+E#1]</FC1Y8.#@YF%,X9,&3H@XPPF>5+.[$,S,S   LQ) 7D
MH!)R !R ^3Y*K2**-2D<<<:,S,51%52SDL[%5 !9R26)&6)).2:P=P:_P,[6
M>W(\=4)Q&YF SA2P[18[@C=FK+/:PY/'+ F,W&RI(QE%0Q2F&>>!81,)%<P,
M<\L0KXVRO:]:SS([2+-*KOD,ZR.';/7N8$$Y^7).:M/9V<L2026EM)#'@QPO
M!$\49'44C92B8^3:!CY*S@NS6>4<=G@4:C;*NW%ME6;BZ2Z$E@./%GD3PRH2
M:EEL,KBIV;9-3,F%$JA6->"RYX<8V"5P,"YB94;W*["S;-V_;N.W>1@MMSC<
M1RW8SCEFKHBB#\41QB3AB+B!%#\)26$>_&[AAB6"9V@DD#)K)*IJY2E*4I7Q
M>;1*FKYI>XKC\WD9\72ON7&6TSN2X>8TZ[5'-7'\Q=*4MA(:[K^[]0EHV@O"
MV;I-F@S:BG)[!9QQ0=;[4[XNHUEW<N66/KK87&W2X[)Y(K22V4S/#;"Y1[PN
MRSI= %<* 0"9&PJ [>0RL7:@U@7[(IM6BM[C5(-0E6UBN]0-A-%I21*]E)IK
M%9<RDY95AC+23-\*?D;L5B[<[<J2Y(4E*.G,8;<1P7PN-7=UC.N2ZS$V5)<E
MI^27$\CKV$-+$R*Q-ON4,XJJK<2R*^["S2Q<JRNIY49,36]X46"AG DM+2.,
M"10TLVI7-GTA7,4421RHO&$(++@!B53=M5202V :WD&IZG/.6@D*6UIH%AJI
MLGB6XN+F6>VG?HK73!'!9D4/*(^(SJ"H3<P,;V9Q3-O XM>;E;NS4*[7.%[\
M*F;MY3X,71:U$L?2J9V"WD58;T>.8L@KCBP76J84E]4:/@&4BF#]%<#(-'3@
MP!(0\F99#Z;:<1%:VFME34X;(&65CTR%V8-(NY5VM@*VZ([-K\N>&&!%V0:E
MT>61+^UU!I>QZ[U9A;V\:G2[J%$9(7".^Z/<[1%+@<8R1$DJ,K67; <7R:TM
MB;8/*!)DBIWDX2X<FE\^):HB([1>B,A3S+TS MJ30EX=)[\L-B(SCZ7B(TA1
MK> <C89@J6*G1,;VH@TJ$O;)/#*AFU"[@(8NA:"*$M'MSC^L'M_ZL=>*O7G9
M)="'49;.YMY!::)IEXI18I52[N;G;/OVY_Z17X(D;,Y !KL6X=.U<K3'L-N!
M!SKV#C+;^.8:0=>'PP=BXI:+::2#=2FIMNY6=$4' V4NN%K*=VEDVDQ801@5
M(TY2**X,";N/J*AWL8M@7]M%%!:3)!+:22F=)+>5F9L0LH64;U5AOW$-R"EE
M.P  UN=$U&XNKS4K22]M]3@MDLIH;ZVCCC3-TDC26YX3O&W#V*R$,7"/B5F;
M!KY6]DBC";;SXETPF532="DJ.N*G)B\DK9J970R^)R&WVY,48JQE-U;9R>/B
MWE4NHE\E=/;1U;*G"@ILV_\ $T7SLFE<@OI;<NR:=$!>-')ID:E1$KZ:2T4@
M!N6(W#!P6P<X$?SFH]OA"DNNW);2DG@[(KAU<W+Q:]L2Z@8C3XAVC*1N",X(
MW&?([45W>J_$XW'4.(TO1(@7:K9C-I;F0IK1:!'T/K@S%-RQ5(C*;;@<$FBJ
M#[FQM;)J<J&@7&>=L>H\?18MQ@H([;Q:Q@ZM.(=3&)Z<:=:#3Q*P=I'M)KCC
MITAPLL;LHCQ'"UN(NU"R-)*)0S;@ N,_6/KVIG6VMD,<<$>IVECT.8V,1DMI
MXD=[@M+=I?M<$2&2%8+=X"B<,[I"V/#">_V]AI]:NR,\I):<F1O/6U^_FMXT
M"(L0MYN*W@?71.F];C1:39 3C8ZX9>QI2C8FW30.">70#Z$.1#'1AG#90<!]
M-8V6RYC2-XY(+6RN!.TK,-TYA$BF,X&S$FX<]P;/;;<*%KK&K\:PGEGCG@O-
M1UBQZ&MLB-LLENF@=9E8N9=T 0C:$9" 4W@R-#AL<1+>3;K3O<TD\90995)?
M?##V/V*4!6^'K,2>$).1GF1BQZ/V.S(VG1]2]>.7<S!71&2DYYQ9[6E)B/0!
M.<0&9<\)@D!YC:?9VMU:%(GS'J-O!ENDE)E89#N\D,<7$1]L@6!FB=<J<CG6
MKCUO5M2TW5%EN(MDV@WUZ=@L!):O$2###%!>377 EB+P-)=Q)/#* XP2%&J)
MA07EKKJKL!&4.N)L1NLM#@=ZKRP9DB+8R08W>BT3DO9R2UYX-3(XTC9+-+)*
M:8NG"JPMDQKJ:JK&7 [5/(=3<2GC5<3)/=0O*K2*VLW40CEE:1%,=O$$?##F
M5*C:IY!=J#DHK'NDELM/NX+5XX'C[%-/N6GM[=()7$VH3-+'F(C:K*YWN.V+
M%Y"<R-4^)BXE&RT%;51HSSFT,?R1K6A%M-6ZJO&%F=KG):^^S\R%40DX5648
M<-RBRID3\)+55; Y'SKUR5G0T6HUQ22H<;SN4BY]'&PH=/MYK61NC2)<L;Q@
MLSW$2H(22JQRB-X3PP,.EP%=GR-R#G6XN==OK74((S?PS6"#2T,MI'8W#S&Z
M"!VN+8W$5TO'9LPR6+/%''ABDIW)79/Q<M/DW:.$D9U.2:&S"[*@!)EU\O=Q
M/1FG7JB(#86XP6D%6E)MDB#E;0R++D0$;F7=%+H[L<\$+??@>!8,4Z&: U^E
MW1MIBJPM,\YB2-4<(S,) 1$Q*MF*8X25<<QCYL'>=DFF#4+19'NH[6*S6YFE
M>6(S(B-;NC7"*)(RMS;#,EO)D[7R!W6:T#H?N%8OM6\(<EJ)7FB;"[5.W.17
MT[5E801!6$>!U^:TSPYK\;:N.=ETJWXHU@4F>B.%W%\[(9[8 U)P1=(!&<(R
MF/?O;3_E5EBE1H+5>&B -\(#.T,UQNZBTMR'*J>8@$7/M<5B:1J?_P"1EM;B
MVE2]OY.--*S)\"19QW5M9F/NPEO8-$CRCM&O#<84;]Q[Y*TE?74I2E*4I2E*
M4I2M>NR)(I?BTB.1\QE'KS<39RQR;:^[&6VW$M-_+$6YC')$5%A-.'DG+$>]
MQL;D!R]["WN);^?^:KBRRH"J22(K=TJNRAODY@$ _P#>K,EM;S,CS00RO'SC
M>2)'9/E[1F4E>?/M2*RH!O(!5;/N8LAHY=R*A$DF*;@ 3"02VHIJ8(8%3D\^
MJA@8GSA%/%-FQ"10P8$+E!#1C, ,/(82^5&YL!<G:"2%R< GK('4"<#)^6K@
M1 YD"*'8!6<* [*N=H+8R0N3@$X&3CKK'FY&$:L\1S#-&/&,UAGJ:$//(5N-
M) 1!':=%Q'P%-N;-,3RN2\:$Q-&<1#"K<V+GB8'MEG>PHELJFDD?:'D=@@PF
MYF;:/F7).T?9BK:6\$7$,<,,9E.92D:)Q"<Y,FU1O/,\VR>9J/4]:,ZZ3[ $
MA:WJ3)38S84DH*&V%T]#:"S6(YBB$WWN1D(@F(Y_!KJ2<4(_:@D(?&)F$@X4
MN*I*I@( (\=S.6OP7MQ!/'<!S(\;%@)F=U+,AC)(W D[3C.0>0^08K#O-)LK
MRRGL3$MO#<(L;FU2*&0(LHF"J>&R@<0$D%2,LQQDYJ2K48[*890^08[/:S,(
M*JL=7E0DU&^DMTHI+JEEADHK1\LD%"8)Q6/Y!AY'5$Q@(<-9887'&$OC;L8[
M.[D%W9R %!9BQ"CJ ))P!\@ZA6='%%""L44<09B["-%0,[=TQ"@ LWRL>9^4
MUBWW'0I]I\WM]S\6_;/-5S7<W=]W[3^T^:X(8N;S6<U_P1X5R5<S5[F<U&YN
MYS(Q>XUQKB7[:JN--MV<639C;MWMMQU8VYQC'R8Q5OHEKQ.+T:WXN[?Q.#'Q
M-^<[M^W=NSSW9SGY:YXS&\=G7J0DDXPF6;D5+(")28_C+60QWJG)8N P8J:0
M=(I'-<)D!,#!C 0F7/!E\\!QL<@[V%SMEYQ) AC#N(R<F/<VPGYRN=I/(<\5
M68(#*)S#$9U7:LQC0RJISVHDQO"\SR!QS->0I'K!(72+D6.SR5V^L*KB0;E&
MTBEKHC@7>_/#BZD7!)8>#5A9\('_  JIDNXG5'OXYWV.-WR-V_F]SG+L=P"M
MVQ[8+C:#SYA<# /(8&.JO1#"-N(HQL9G3$:C8[YWNN!VK/D[F&"V3DG)KC$V
M(HG1LGIFD1A'B5E)-C-I$R364VR.3^L=#,@G+/2Y5,"NZ;&P3IP(S9<N>[N&
M;,X"]OB.+;.HRRG9F20\/O>78[,8[C)[7J'<XZA5"VULO%VV\"\?/'VQ1CC9
MR#Q<+\)D$@[\YR?GKD#,<1X=#/@G&&S#8*JU &&J!&6NACAJ3'+=\6+LP_@*
M1SQ.-0O8V:[@W3%A$@+ODQW,GCW83MO.)(,8=QAMX[8\G_O'/DW+NNO_ #JH
MP0$$&&(AHQ"P,:$-",XB.1SC&3A#VO,\N=<&%"4, *C/7 8BC %:CU.*I#!6
M F"U U1CI)+M^\DMGJ&"38VVDXIW03O4DBC$BQ?M\^Y!8=M?LU<:;#KQ9=LA
M)<<1\.3UEQG#$_*3FJ.BVNZ)^C6^Z%0L+<&/=$HZEB.W,:CY A %9DYFNV7H
MAGVP\6ZA.QMJN (:HWG,D)Z\AJ6!<R"<+X'TE4+FB!S  V7+F@<3!<2P1D $
M?"V(H6&6-"LR,&1F5AU,I*L.6.1&".7+[*NR1QRHT<J))&W)DD571L$$;E8%
M3@@'F.L UPF,8QMA( DL81ZQ\93%;^+3%DO%IH.,@"-;$QB;Q;0CRL0LX\V_
MB:QQ,XHV2E=.L8QQ&L6[I:V5>\23A\+B/PMV_A[FX>[&-VS.W=CEG&<?+5'1
MX.-TG@0](*<,W'#3C&/.>'Q=N_9GGMW;<\\5G%45>I2E*4I2E*4I2E*4I2E*
M4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*
M4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E*4I2E?#YL-_
M%>3]"\_3C#J9J9#RVFQ/,$F1HGK)Y\O0N>5R+$>BVUBBF<+ERF0 !H^ E!FC
M (%[@A#"YX!WOACC>OL8.QF"6"&4W4H,L4<A 1, N@8@?Y#.*BJ\_P"(5Y:W
MEU;+IULXM[F> ,9906$,K1AB , D+D@=6:T_^,'V,]#F%/[_ 'U_AU=]ZMO]
M+F_\$K&_Q)O?JRU_&E_VI^,'V,]#F%/[_?7^'3WJV_TN;_P2G^)-[]66OXTO
M^U/Q@^QGH<PI_?[Z_P .GO5M_I<W_@E/\2;WZLM?QI?]J?C!]C/0YA3^_P!]
M?X=/>K;_ $N;_P $I_B3>_5EK^-+_M7WM$Q[FB90SEC;'(P6 'RQM>][8W%"
MQ$OC:]_SO:U\NQ:]_P ^Q7Q)Y$CYJEU3D _. ?\ 45[-*]I2E*4I2E*4I2E*
M4I2E*4I2E*4I2E*4JF[WOY<.Y7.LV'ZW7?4KV?@=IYM![):YGU;XUU/[PO?U
M,E:3BZ*9*FU](,8Q"Q'3),A.<8P @,YF(IY?7U3(F4'4#PA9.3P1A^]4Y.*&
MU)2."8X%$Y.*&CYX<N3+#C87I)8X4:25UCC7NG=@JC)P.9^4D@ =9) &2:Q8
M+>>ZE2"VBDGFD)"11(7=L L<*H)PJ@LQZE4%F( )K-0]8MAQ)URUAPA:2+[#
M8K(S?^YF[45<9$S6 $G-?R(A-G,OBI#""(0=ULMF$#F$;2,@U,J(,2&"'SHZ
M1!P>D<:/@8W<7<.'C.W.[J[KD?F/(\ZN] O>E] Z+/TW?LZ+PVXV_;NQLQN[
MGMARP5[8<N=>.>-9]@M7G&CM#8F')"A9T.!$Q<B(@2,V5)KJJJ@9'CB9BL$2
M:F" ,83\E%//$K&0\;AW,E!PK9=L'E:R&X@N5+P2QS*K;2T;!@&P#@D?+@@_
M]Z7=C>6$BQ7MM-:R.G$5)D*,R9*[@&ZUW*PS\X-:.J]6)5W D^2DSU>2^6#J
M(#UG[3Z:ZF3N%\5?0*Y"O*JI2E*4I2E*4I2E*4I2E*4I2E*4I2E*4JF[WOY<
M.Y7.LV'ZW7?4KV?@=IYM![):YGU;XUU/[PO?U,E24X3D_P 40#/LMB2ZKLAL
MI$R:F["0(U7C)[=<CIBYIR'([7*ALY1DY%9R<L.DU'JHI)7V3>%D9'5A+(;C
M.64$\PC74L:Q]3@EGABX0=C#=03LL;*LC1QMVXC+E5$@!WIDCME&#NQ6=V/7
MEO9WEP;@Q(MSIUY9QR7"226\<T\8$37"1*TA@9EX<NU'PDAW*4W5R&Z8&J\L
M[0K$G15L"RT5C'I UNBMSDF^ES!B#_/#K;3)WF^)2[P;HR@E0*SW\WU])9K1
M6U BZRJ,J-PDUF8$U"P15+6?28K98Y('+A+B1=S19[ZQAAE*M@S/&REW *DA
MB[[CS:GT"YOWG@O(EA:6Q@D")=8\%C6\NK<2QEELXIT=8HF82A&C6.(1@!8^
M<0&=4/8':^5G2PCEA84:*S>)=<TPOW\$EH&O$5WS9<0)J214 BYH@&=:"41<
M2L&.5+'#SF75U95 \E=3/C"WK*%H+:)7'PS#BW!Y9:>3MY22,@X<E1@D!54#
MD!6)K%VEYJ%Q)"?^5C;H]DHW!4LK?X*V55;!7,2AV& 3([LPW,:AE676LJ[@
M2?)29ZO)?+!U$!ZS]I]-=3)W"^*OH%<A7E54I2E*4I2E*4I2E*4I2E*4I2E*
M4I2E*53=[W\N'<KG6;#];KOJ5[/P.T\V@]DM<SZM\:ZG]X7OZF2HIUDUKZ4I
M2E*4I5W D^2DSU>2^6#J(#UG[3Z:ZF3N%\5?0*Y"O*JI2E*4I2E*4I2E*4I2
ME*4I2E*4I2E*4JF[WOY<.Y7.LV'ZW7?4KV?@=IYM![):YGU;XUU/[PO?U,E1
M3K)K7TI2E*4I2KN!)\E)GJ\E\L'40'K/VGTUU,G<+XJ^@5R%>552E*4I2E*4
MI2E*4I7P(O/^+?W#;3P=;<*ZR:TF"R Y%U$+CF!I1[N. E*AHB",-W-ZX!]V
M$# QS$[GACAV^67:XXX]BUOME[%[5E5NDW';*#U1_*,_VU#\G_$;4TDD06%B
M0CLH)Z1G"L0,_"_Y5C7XOK<OT7M9/^^5/K>JO>M:_2;C_2/]M4?XD:I] L/_
M &/YJ?B^MR_1>UD_[Y4^MZ>]:U^DW'^D?[:?XD:I] L/_8_FI^+ZW+]%[63_
M +Y4^MZ>]:U^DW'^D?[:?XD:I] L/_8_FK/(L_BSMOW[)T<L90UGUM)$'F_&
M@TSQPF-)]SA0FXG G(YDR5L.]! >^0 3F8H'=@Q NZX8]TPRP[.-Z)>QBUCC
MD<7%P2B.X!$?/:I..Y^7%78/^(FI2SPQ-8V($LL<9(Z1D!W"DC,I&0#RR*^]
M>OBJEZJ;O>_EP[E<ZS8?K==]2O9^!VGFT'LEKF?5OC74_O"]_4R5%.LFM?2E
M*4I2E*NX$GR4F>KR7RP=1 >L_:?374R=POBKZ!7(5Y55*4I2E*4I2E*4I2E4
MILK>=&2?;YX](E&I=C[W'XB^J*Y<G[_-Y63US6303KY-.S;_  (M@..G%*,@
M&4E5706LV0 !E&Z.A@6,JREGWT8*EPBA '+',<88?#''M\,+=MGGCC>F:>&W
M3BSR+'&"%W-U9;D!]IJY:6=U?3"WM('N)BK.(XQEMJC+-S(  ^4D_,.LUR-]
M9)^^_OQ70HI=QK8+[3V9OW4$"&*@Z[.7O:QT5,R*D13 &.14CVZ@>-9&+$4]
M/!,'SQDN3+&!@O.D0<'I/%00;=_%)PNWJSDXZSR ZR< <S570;SI?0.CR&\X
MG"Z.%S)OQG;@9'(=L3G"KEB0 36+S!#,IP!("U%DS,=>CN0&^&FCJK9<1;$N
M=")K*:56491+"@B#DU%)64@\25$A733)M,5$XV7.D#9@L-@)E5%+'.@EB=9(
MVSAE/+()!'S@@@@@X((((S5NYMKBSF>WN8GAF3:6C<8(#*'1AU@JZ,&5E)5E
M(920<US.N7*%@?WS1?TW0ZIN/!Y_(R^HU56?AEIYS![5:NBJB6NGZIN][^7#
MN5SK-A^MUWU*]GX':>;0>R6N9]6^-=3^\+W]3)44ZR:U]*4I2E*4J[@2?)29
MZO)?+!U$!ZS]I]-=3)W"^*OH%<A7E54I2E*4I2E*4I2E*52FRMYT9)]OGCTB
M4:EV/O<?B+ZHKER?O\WE9/7-36X;$S(\+RI+9M3G2)M?S,A:_/2,4QW3KKJ=
MV6B-:&7W*R58ZS'LSDY%>IM!3'$F-XV!]JONOE F%<+) 4FGB07S"VDXE_$9
M8XL0RS\.=)"D%P+>4;5<!T<LFXJ6':<6(_U!\J%.TT2Z6UN+DM=V]F9K*:!9
M;NR-];L7>)C%+$J2E5=4(XG1[D C8T)5RR37CZ>N'_&W$H>VSL8R$C1?K^^W
M9L=!Z(Q6_$DB)QB,&;+&IRU& &RZ$@DD8V128S59>?3A.I$5(1D>2&@S"1DN
M&T0,,$A.,8;PWSZ>EO(AEG1;>9G,L9$CQ72RFW9B03((D :4@1N_]?6:VD-W
MH\.MRW\$RV]G++?6JPI;3 P17.G/;B^1%!"P-<S.R6Z$SQ1# B&%6H/\2&8H
MIE:48-;T.O,O)K5UZT_ULUI/2DGH;E;B))#JB-CXIKG<[;27FDM]X MC!5/#
M-]O#.9 1%8VDH94T(EE0!B^%9EA%+%',TJ<-I[JXN!&2K-&LKY56*%DW8&YM
MK, 6QDXK5ZW=6]S/:);2">.RTVQL3.J.B3R6T6UY(UE5)1'N)1#(B.50$J!B
MHM:Y<H6!_?-%_3=#K(N/!Y_(R^HU:^S\,M/.8/:K5T542UT_5-WO?RX=RN=9
ML/UNN^I7L_ [3S:#V2US/JWQKJ?WA>_J9*BG636OI2E*4I2E7<"3Y*3/5Y+Y
M8.H@/6?M/IKJ9.X7Q5] KD*\JJE*4I2E*4I2E*4I2J4V5O.C)/M\\>D2C4NQ
M][C\1?5%<N3]_F\K)ZYK :KJU2E*4I6YM<N4+ _OFB_INAU9N/!Y_(R^HU9-
MGX9:><P>U6KHJHEKI^J;O>_EP[E<ZS8?K==]2O9^!VGFT'LEKF?5OC74_O"]
M_4R5%.LFM?2E*4I2E*NX$GR4F>KR7RP=1 >L_:?374R=POBKZ!7XL*A1#251
M:/W$L11TXZJ'+A8=T%L43RPILQ<,.U[7$$L"#G?#"U[=MEV,>S;LT )( ZR0
M!]IY49@BLQZE4L<?,!D__P %?.Y^*7X4W]0SQ\&SO^\K>^]S4_[8?QA_M7Q?
MO_['_P"Z\_+?_=/Q2_"F_J&>/@V=_P!Y3WN:G_;#^,/]J>__ +'_ .Z\_+?_
M '3\4OPIOZAGCX-G?]Y3WN:G_;#^,/\ :GO_ .Q_^Z\_+?\ W3\4OPIOZAGC
MX-G?]Y3WN:G_ &P_C#_:GO\ ^Q_^Z\_+?_=;#B+^)(X9\VRO&,,,9=FH9[2Y
M(3+C%GA*D3FTY-%=#]<::U4 -14,ED3$B1S5E4IB;.9!B6+%[B#7PSMAVMZ)
M= U&&*25UBV11O(V)03M12S8&.9P#@?/5ZV[.-"NKB"VB:ZXMQ-%!'NMR%XD
MKK&FX[S@;F&3CD.==^-:2OL*I396\Z,D^WSQZ1*-2['WN/Q%]45RY/W^;RLG
MKFL!JNK5*4I2E;FURY0L#^^:+^FZ'5FX\'G\C+ZC5DV?AEIYS![5:NBJB6NG
MZIN][^7#N5SK-A^MUWU*]GX':>;0>R6N9]6^-=3^\+W]3)44ZR:U]*4I2E*4
MJ[@2?)29ZO)?+!U$!ZS]I]-=3)W"^*OH%8S)?FX?_L2ZOV(_54??(_'7UA5$
M_>)O)2>H:I1:EVN7*4I2E*4I4U.&S^HGH3ST-7>N]CUB7_@-[YI<^Q>MGHOQ
MSI/WG8?JHJN'*BJNE:I396\Z,D^WSQZ1*-2['WN/Q%]45RY/W^;RLGKFL!JN
MK5*4I2E;FURY0L#^^:+^FZ'5FX\'G\C+ZC5DV?AEIYS![5:NBJB6NGZIN][^
M7#N5SK-A^MUWU*]GX':>;0>R6N9]6^-=3^\+W]3)44ZR:U]*4I2E*4J[@2?)
M29ZO)?+!U$!ZS]I]-=3)W"^*OH%8S)?FX?\ [$NK]B/U5'WR/QU]851/WB;R
M4GJ&J46I=KERNX#@T(\D'MC#2@T]="4_QX24(Q3IVNBP?%FQ<N,F,G!(:2G#
MCQK%LKG3"1=->JW9+8DIOM.:3B4F''*XM*I8\W3 Q8R=U6K&,6^&G,$A$AAS
M-+;Q/(L9/PDD6#E%S)&A90\BJ,'Y/I.QE)C>EH[$7L*M MWMM+>^N8H'F"G@
M6]P2NV5L0W$RQNT,#NP9"03NK7* E*%^*3*#I4=3U78"*VT^>(*E0S'T(M1B
MR#'\@."(4![MTT3AU'FFUFO*R9"0CO;#F :X"$^73CBG-X8!BN4Y?%.'M7$P
METZ-1=""1DL6EDF=XY(UE9&!F,/;1&;8REMR)S;MU'.LFRM#:Z_<.VG->6\<
MVLK:P6L44\,SVR3)BU6['#N5M>)'($"32=JAX3GM3#OBSL&\>;M/E-$428QE
M?8,(ODXVL8NC2%G%&QA[0XR7'>+9!C.'T!KQTV9(801\) >V+=;R/@K+98PN
MJ2<35U10+!9>F2<2T0X/:O,F[B2S+)LF=>)'),SR-&^-R;F. =H. *UG9!#P
M-4F4L"7BM92G1[>U> RVL3]'FM[6.*".>'.R41HNYP78!V85JWAL_J)Z$\]#
M5WKO8]7+_P !O?-+GV+U8T7XYTG[SL/U457#E1572M4ILK>=&2?;YX](E&I=
MC[W'XB^J*Y<G[_-Y63US6 U75JE*4I2MS:Y<H6!_?-%_3=#JS<>#S^1E]1JR
M;/PRT\Y@]JM7151+73]4W>]_+AW*YUFP_6Z[ZE>S\#M/-H/9+7,^K?&NI_>%
M[^IDJ*=9-:^E*4I2E*5=P)/DI,]7DOE@ZB ]9^T^FNID[A?%7T"L9DOS</\
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M/JWQKJ?WA>_J9*BG636OI2E*4I2E7<"3Y*3/5Y+Y8.H@/6?M/IKJ9.X7Q5]
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+5]AM?*5)E*4K_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>g677604g28s12.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g28s12.jpg
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MDE\X97VT4F2PW\*EZI(V5C4JJWBHN T29YEIU8X& <&9*<-GDOO+.6E6)R&
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MN2N5=CJVVB+._C)-)*1CWDVS?.&3Y)-VV42<$*H%36K+LCO9G9XP1&[32,R
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MRG+IZ@MLIG<VH,UES-G 1S3-I:G5V1H+6/JCV.DJLQ;4YY'+5Y!G6I&'B'\
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M/K=C!+S_  *H9N8_C]Q! 1_8H\\__:0M=GH""#?;WS7:,6WU[45JQM_^UO\
MNSOS[.];N]9WK&V_NNB6-C]._8K)_P MOWYN,\\'Y[4QQC+A5K4[S53)EC9U
MTNT3\!^'29AD6 D#_HR).3&4;$'Q]_HU6Q_^U]Q\[EH?7_5G3Y1:6K3RUDV_
MQ*\3=J%1M\"I.6>!3MY]UD@;^5Y.\!J/3&B:H&-BC&DK?_B*P%><'^,6C 60
M_P"N20?AX&28IW8J EA29VIH->>&\$!\B*CJ(5,/V\G'P+MC[A$  %"N42
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MN $?UF(G[O<U<"'[.6PIJ"(%!8%D@%(VW]*];Z[TE.&T^P9:3/RL:989GIS
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M _L("'W\\8P4P& #%$#%, "!BB @(#]P$!#[" _P(<8S\ Q1,8H&*)B@ F*
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MW>&XE;J)KF!82>$3D5'P0P&%L?'CU]/Q_+.-QY\CX?7R/'S\_3QY\Y[ "!@
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MM+H%NK<7NECF99:&E+[O.J;K4NM/XM(E;QJN"U?L-<&[]$6;>JU6F*864B8
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M0D" (A]="0.=/7C,H@!D6=O5/Y,5V7V[MTM!Q@LV2/,DBQ+_ #8EY,1^#-(
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M*#K>K:/ Q$HY:+24=$7.?CVCI%J^42Y6)YA$8!(PB;?=-_'Q-&S#Z@,T4;$
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M'9;'/24E.V&P2LE-3,@^DW[ITK3)(\KEY#R8[ G8 ;*H55 4!555 554!54
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MVF627I=NKM@KEJCHBS5ZR5:VU^;K=B@Y^+82\3-Q3YB_:I.$#EY$2Q/"YCD
M# *?#*P(=0ZLK*2K*RLK*RD@@@@YM->Q%:B6:!BT;%T^)71U>)VBE1TD59$D
MCD1XW1U#*ZD$;C-=;5O]J.D_]_KC_P#<4CS\_P#[2/\ RB=>_P#IIU3_ ._+
MV?2+I?\ ZL]._P#F+2/_ '?7R8GIQ?[:[9_\+9C_ .[*7SU%]A/_ ,JW4O\
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MA_[4_(G^0/\ C_F[[[=A"%3*4A"E(0A0(0A  I2%*  4I2@  4I0
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%,<8S_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>g677604g29o27.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g29o27.jpg
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M*>B2**6FJ:222>N-$TTT],8TT3TTQC7337&-==<8UUQC&,8\&3]/ #P \ /
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6/"1I"%Q@#J?+%S?[@3=B2])2VD__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>g677604g37k84.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g37k84.jpg
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M-UNEVFB@JWI2IW"H:2;KNX*C5D@Z*%A4FY5"^_6H(ZXBFX&8J;$;F2*Y(@1
M#H./N;UWC'0Z#$7KY9U=FF96G+1,V7)='CQB0J<\5'+);,_P]#>AG86_.(&V
M?9.$,D*1U(I8ZG"S%'PA18I8IL\H ZXZC$QD!"FL3JAU1[B=29-"WCG0=N9M
M4OJ-W5FTQ/734,FG;FG;[DF#)*IZ\[@/WZQ;"J][<F5X4-L_7FX3Z.&K[MUP
MBKFJ65D*!QK/L;5JK:YP]=>'FJ?/S$O.(0<0&>J$6-DPQ*SIS+<?4''?CH=N
MVW<]M,-PTY!*=LW0Q>1K=.TUQF9HX=S,KSQS$HBRTI6B6/K?AO$QX"7+P/\
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MZ%[IR6EK! ZR3H>_$KZDB8IR21\\ ^%:/+'Y%3L=UF\YL_6AVQ]Q:5HG@HS
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M?SZHZW"P=-*K5*#A@VP:]5J69WQL,KM75^U+.W86Z_&)ZOZ\3=>Z^R:+VB?
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M*P;(0L>2E6X>^J6/$-6.*26%6E:*/<6DAF6S3G67;Z0NF%HIJO)#)$R$/($
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M#"*)3&T8_-U%E(_A4,5)UI(=YGEI2W!7IL(9;2S,NX8KQ15@23*[51/',Q'
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MFMIVA/\ $-]BJ>_"&]@-;TC<@-.6VY1ZM)5KB\X3GPEV6Y]$T3II%;>/]JW
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MH/7H.JMU7(M8:OKFTW,R)U!8ILT]<"M5A4:'2*Y4[IO"Z6I86X%+35:?U&W
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M8J0KG&&:,^SQ\^01QD.H#=LX&UIVDMP]53'GDP:-'#O%ZB8TF [Q3](HTL3
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MMWFE\2;HT&SQRF2AX:VUI*VR40">FQK<V:];0$YO7WL606=86@A*PK[(\(^
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MZ>4D19&>-U6RS7??7%'V1?-:; #'(1T+O4IIZBPJK#=LA2Y0:_I?K]M>PV)
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M#H&J%B-,%M77(:=%6.)5!<4+M&9M4FS!,[#$ZMGTJ"B5)S_=06&*66<Q]21
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M8]@J@$DGL -?S1?6[];V^>HC>R^D])EC5+Z74PVIL.&;S*$F-YEA,K_=M@;
MCYRU)0 3)93-H]&F)2T*:Q%/V"*NT*C1Z]V%L^SI0033!7N.OJ;L1"".\<9]
MN6.SN/?NJGA^;HSQ5XJFWJ9JM5FBVN)O2G=6MLI[33#WX9&8HC^48=QU,!//
M3S>:X;IQIK[:=<9<;>9<6T\TM#K3K2U-N-N-JPI#C:TYPI"T*QA2%ISA258Q
MG&<9QQIKVA=R+PUW"]/_ *,]Y8RT3+&1!KUKM:8WX6\N[/1)D*PX>:3_ +6
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MJ-FUJ=KDVW&:OMADQSMGU<<(6*LVBUS"$B8=LI5\J8,S[#'*F) .R%RLNSF
M\JW)BV"-<;]@JRDH0PD7/37(650K*H "J  ./$ J %!X94VKLM!'21%E4QF!
MA^,YY/7=I(Y)"Q+R,69F<.Q5V8R,IDPXN$KT9T:0JXBIPE7RNC@FJ=,Z4AK
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M:(?:>DU.\)J=7<,-,9C%XDRO""0$N&)PFYF,\-B2#/#B061\.BN!)'RZ<@#
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MB.(.#^;!Q@XP1F(V\;:L,M@VXVAAL^3DDC#R@6@%)A41HY=QR&>F& .03E6
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M>-PLD<B,K*\<BJZ,"&4$8U?ON3^\><>4XQE6/./Y<9\^,Y_TQGQGQG/^F?\
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MRSDNP$4<C+O*6IKVL,QHL0?"AQ(8X:-'L(B#10H;%9@"Q(R(W_LX8T6/CQH
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M3=Z]?)_\,]C$)V,><QU&1[-1-#X[N5._:9\-W"ELN-*YQ>*/R\]NK[+%-SB
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MNX0QUK<EB\YM;7!+;IR=5)8(8(-O-D32@]..22>$Q$K7CF4;AN$XY=!47?\
MZ VLYO/2FL=P.U,I1G-BT\/:EU,PZN1-"J*1\/9C)FN0ACA& Y_RD05<&#'"
MHE^$16-'JE9ALZ.>+HS21<P_3<KR'8''Z9.#\B,G!R,G&=<RI6?-U:]GIM%U
MXEDZ;=RO(9QG"\A\U;BO)2&P,XU>&PC-JKM#N9ZB4YS85V#58\4J%#:-":VN
MYV>"+E2058_(3TB(%!).$VXHU9@I(:@C4253)&<MLJ2JQ K.BN_30LH=\%N"
MD@,W%<EN(R<#N<8&LDSR)#*\,77E6-VCA#K'U7"DI'S<A$YMA>3$!<Y.M%<H
MWN-_K)OP1O.R=F-8;E:WKN)[6%SOINV@Z?.OY+4E7,0!KJNINS[P5"U006(6
MEK0M#CW"=6F[6S6!@U%^MX6&T_NP(A8KM M:2+HPB5(U1F""9P3_ $J- 68!
M>O(4#\>1/34G7$B]DT+BVY+U>T+=HUY9GD2(S-61E4_=MB5EC5FD%.$2,G4$
M8432H-91V*YN[7%P'[:(7"^$PNQ@.@]F;9U;<+)8Z0UJ2N2;#I"E#*WM&^C9
MELI]0@0]G1"QZYEZ3J<$,SI$1VC_ ": ;)H!DG,4?1D0PA(P8VFCBE15<RMQ
MF<M&AXL^8L*H>4GK>6X$#D-2)O-02BRTLQ6=*=BS7E=XA70O4B6.Q,IECB"S
MAGE:*NJ^57<#(&;@VMONM;BYL37- V ]7C51=O-)JMQ=J=D8S%L58<LP* :7
M7CT7*49C&@JIN1I1C*4Y9G1GV\IQ[?&-5(G3D=.0;@[)R4Y5N+$<E/S!QD'Z
M:Y+!+UX(9N#Q]:*.7IR##Q]1 _!Q\G7/%A\B"->3;_%E:%WEO&L=&6=*:8VQ
MN!ZMGNP[MB:U;KJW[ < -E1^F$"W#2*F'+*%()*'STP%SL,)F*@S,1\N9C/8
M1R?PQ/#";O6FBBY"OQZDB1\L=?..1&<9&<>V1]===?$2G;MKM'E:MBSTVO<_
M+P2S<.0J<>?35N/+BW'.,\3CV.L5?X3SKQO_ $?LCNG+W3HW<.H(EAI&EHP"
M5M'6=UH$<Y(''MB.D& [UL""6R;T%N7%<F-0E/KC(DQUO)0EYO*LGB:>":.G
MT9HI>+S<NG(DG'(CQGB3C.#C/O@ZP?#RG<JS[H;52S6#PU0AL02PARKS<@ID
M5>6,C.,XR,^^O:ISB.NT=.--0\[UV9==Z\6*(TYEI^UF:_66UISX5['9OWF8
MVG_7#\ ++8<Q_=IU>/[XYY?^V#O[['\#]\K12&.7Q'NFR[ CJ<-PDM_>MJ,?
M434MILPR#OF*1Q^H[9^"FVKN'C[;Y77DFV5+^Y,#[<DA\I$Q_P $]R*1?;U*
MO['0USXWZ]OZ<::<::<::<::<::<::<::H%LME4H%4L=]OMD$TVCTX6Z;M5K
M//.,"08MIQICYY&6&I$N5)ERY$8:($#8LXT?,S1X(".)&B,"!)YM\/?A[XJ^
M*'BG;_"'@_;9-QW:^^6/J2IM]1"HL;CN5GBRU*%56#33,"S$I# DUB6&&3C?
MBWQ;L7@C8KGB'Q%=2EMU),ECAIK$S ]*I4AR&L6IV'&*%.Y.68K&KNOD+]0W
MU%+7W$LGX734EJ9URJ994NITZ4MN.9NI>*E^*SL/9"84B1%D'W8S\ANNUIB5
M-"4$5,D#1DDH;(6>UV;[P? 3X ^%?@5X87;MK6/<O$NXQQ/XE\3S0JEO<[*C
MD*U8'DU/::KEA3I*Y]S/8::S))*?E%\7?C!OWQ6WHV+1DH>'Z4CKLNQI)F*M
M&>WF;17"V-PG4 S3$<8Q^# %B7U:RN=]:Z@TXTTXTTXTTXTU_0Q_PCFY)%NZ
M2;XTQ/E*DR--]@%G13:EYSF!5]JU 1,AP6V\YS[&<VBH7,CA6,8PMXC(_7E&
M<YX+XHAXW()@,"6#B?U:)R"?_*Z#^6NY?AS9,FUW*I.36N<U&?RQV(E( 'R'
M4BE;]2QUZO\ G&==AZ<::<::<::^%MH<QA+B$.)PM#F$K3A6,+:6EQM>,*QG
M&%MN(2XA7]4+2E2<X5C&<--=9X? D,NQY$&&_'D-.L/L/1F767F7UY<>9=:6
MA2'&GG%*6ZVM.4.+5E2\9SG.>5R?J?\ /5.*D8P,'L1@8(/N,?KKDQ$BI\X3
M&CX\Y;5GPRWCRIE]<IG.?"?WEJ2XY(;S_5M]:W4^'%95FF?_ %_I_MI@?0?Y
M?0Y'^O?]^^N+(T<I:',P(67&XCL!MS,5C*VX#V49>A(7EOW)B.Y:;R[&3G#+
MF6T94C.4)\5R?J??/\_K^^G%??B,@<?8>WT_;]/;5IU'6M&HD.Q0*K788R+;
M++;;=8VU.2B&2Y^\V$O:K3+E.E)$U[+!0^>+S\#$.(%0<SWXPV%#AY3'3<\C
MN5+,245$7V&%10J@8Q[*H&?<XR23WUBB@AA#B.,*))))7]SR>9VDD)+$G#.[
M-Q_*,D* .VKP8A0XN$XBQ(T;"&\-(PPPTSA#24--I;3AM"?:WAMAAO",>$X0
MRTG&/:VC&+,D^Y_]?^B=90H'L /EV '_ *]A_EK#-$ZZ:DUS:K5=:T"./6*X
M09HDI+M=]V!?HL $2,R["1K=4$WNT60/1JQ.,3%2Y=:I< "#D)B"(;L!4 "#
MBCLSSRR*B,5"I@@*B)D@!0S%%4NP QR<LWN<Y9B8L-&M!))+&CF24%6,DTTP
M5&8NR1K-)(L,98Y,<01#A1QPB!<THCL-I92VPRVF,W\4=*&T)2PUA*48;9PE
M.,--^Q*4>Q'M3[4I3X\8QCF'/^OOJ5@#& .W8?I^WTUQ,0($;*\QH42/ER6]
M/<RQ&9:RY.D(4V_-7EM"?=+?;4I#TE7EYU"E)6M6,YQRN2?<GVQ_+Z?MH ![
M #OGL![GW/[GZ^^OO$2*GX\IC1\9:PA+7AEO'QI:RI3:6_"?Y,-J4I2,)\81
ME2LI\9SGE,_^OW]].(^@[>W8?+N/\CKC>'#Y$=Z)(@0WXLAC$9^,]%8=CO1L
M96K$=YE:%-N,84XYG#2TJ;QE:\X3Y4KS7)]\G/OIQ4C!48(P1@8(^F/IKF^F
MC^?/T[/G&6E8S\3?G"F/_(9\^W^K/_HL_P!6_P#H>.4TP/H/E\OI[?Y?+7ZR
MPS';PU'9:8:PI:L-LMH:;PIQ:G'%80C"4X4XXM;B\XQY4M2EJ\J5G.6@  P
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MLB=(]>Q1I)?G@CCY]4?T=P4E=%C=PR@_E+2*ZJ=S*YVQR^NFTTH+@@JA%-7
MXZ;%&*\+M!*Y6ZLA:G7#(Q*HMQ8-U^FO;0&6*#F%%D:RNFJ;3B%B/L(>W#P6
M:C50.;@EGPBX(8J$5F9@?R<6;I%3G\5)5SF,ZG;=NB;CGI1,H2,/(Y9602-+
M+&D<;+VE#I$;"R# ->6M)C$ZXF?R'K::C)VB[ 6?KI38%V"Z>,[<'2"0\ ^-
MKUPJM:.N6JSV&NU'7M2 C;*_'S8K!?[78XE>!Q8CK$>,0RRHK+A0G\RV9%:!
M;#E#*(C@L"RLR\55GD=BOY5C5>1['(SCN,&!?N/2B$JUFL LJ<4DC1S)(Z10
M1(LA'-YI'"( 0 V.1 .1CBK=W %IVY:]+QZ"9C72O;"JU#B#UG1#\A_)$KL*
M/;R]CC,(4NF,U6LZKMVQ!#!A:V[U1B6NR(":@EL 8)C9&ILL2S%QP:-G)P>V
M%0H%.?7R:18SC\CB0,,1DZPQ[JDEB2KT6$J31PA>:DY9IA(S@?U0C2O),O+^
MMA:%E(:95$XN0];73C34*3O8*]C39D='8K^6(!4A"8RX/E*<RS%EO,-Y<5@B
MG"EY0VGW*PE.,J\YPG&/USR[NWQB\64MUW.G#%LYAJ;A<K1%Z<[/TX+,D2<V
M%Q06XH.1  )R0![:[DH^ MDL4J=B1[_4GJUYGXSQA><L2.W$& X&6.!DX'S.
MI>UR>^5KP(I)PWB22#"Y\C#2<H:P_,A,2'<-I4I>4MX<<5[$Y4K.$^,95G./
M.?1^RVY=PV;:;\X03W=LH6YA&"L8ELU8II BDL53FYX@LQ P"3[ZZGW"!*M^
M]6CY&.O<LP1EB"W"&9XTY$  MQ49( !/R&JSS9ZAZ<::<::<::<::_C2=S@4
MBK]PNU]:EHRW*KO97>H*2VK&<*1($[0M,!Y"L9_>,I<CJQG&?WC./WSMBHW*
MK6;^U7A;_.-3KS+NBE-RW%#[I>MJ<_5;$@/^VHU<D:@Z<::<::<::<::<::S
M#UYUJK<V_=(:@3E6/XI[=UOKI2TYRG+:+K<0U<<=RM/[;2TV24XMS]8;0A2\
MYQA.<XQ3R=*&:7_LHI)/_(A;_P#6I-*OYJY4JC_WFS!!GZ=:58\_RY:_H$6N
MP0+>?(745%1!$WO,:_"(3>/#4,3>8<>VC(K6/ZX:CP3,=EO&?W[$)Y^<CXY;
M:VT_&3XH4FSZ/'7B6=<^_3N[K9O1?N.G83![Y&#D^^OM-\/+:W? OA"RN,/X
M=VE.WMRAIQ0-_P#=&=6]SJO7,=.--.--.--.--.--.-->HNKQ%P*S78+F,X<
MA A$1>,_K.%QA\=E6,X_MG"D9QS]#/A^LU/8=DJ.,/5VC;:S@^X:"E#$P/[%
M3KYJ;E*)]QOSJ<K-=M2@CYB2>1P?Y@ZKO-OJ%IQIK53M?O3LW7?9^V:PCA*_
M)UW3-T=9=4D&Y6E]Z2&WA&^OX;M'[J>[-BI$CKYK&12,7Z23%TF^PH9B[9!C
MJN)G,'+K77E;.*E')720LP=X;,HQ-#^:#J<4%8CKR!^F 70X3D6(XHVN.V-W
MG@W"2N$0PQ6J%=LU;9'"YT.I*]]<TJYA$Q98IL/+P5%/*5-8!:]4/<PZF;:M
MY:ITZ;@%H/N/M:D0YVCNPNKPT"U=9368E;I\2^7N<[3>R?YD%:+'#:-%DH!.
MMPJX1E/1<PI3<B%G^[82\2!G&;%2)R)H)24L#U.40<J_!BJKULABP&<@C4/_
M (@M+%9E:*,A*6Z68@U2[702T&Q'$)YCTKW57D[^4(:,1L<$'TSIZN=J#NS%
M[_&[;D PN-%/5<M,N!#5.W>M#LZE66IS;$]9#>F>PKG\2*I70TL'9!D6^SIL
MJF7!P&>0 F-RJI8HL2%9K"/H&(,>N& 42Q6,.K!>(F@_#9B&4F, .G)>0]2Z
MV^W[BUCS@L%$\ITV:1J]FB3$\9?J/5NXGCC4I(JS$F*7@_!LQR!=?U7]7._;
MCU!VWW'JD3UTHU*Z^;EJ P%9MU7:Q+0YUYN>CP>S*/L8[4*,[-LY[9&VK4<"
M4VC:H$?CIX41LZ:V7;(WJG&*T6GMM4<,M6&5IW>Q$Q*PHO:=9C&\8=\*L<2A
MG>4\E(3D,(X8::/Q)-:K;C:KK2BBIVHU22U+(<TI:J3PSM%#F1YK+ND<5=>#
MJTG38--&T;7R9]1GM92RH%S</7"LZ%J^R=3ZN(TLULIP^P$I&U[=0-([!OD:
M^W!PT&$V&N:M"6'M,2N=2#C:M;ZZ+ZG..$BV9V\:#!@8UV^JX;HV&G:.60.(
M^/)XEDFCCX+Q)5I2M4(Y+HQM=AB!R<S;WN,3)YJC'3CGKP&-IRX2*Q)!4GFZ
MLI=5DCKH^X-+&BQR1KMI)8M:A4;D*A;ZKL"K5^[T>PA[93[4)A':W9:^0C%
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M%L62?[)@KRR1G_ZPC'[D:]?NKR/W?4FGR2<^YIW4VNAS2O/GS^,U074Y&/\
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MXEMLX%ZXER=3XIESH5U 7&)L2/6YU5EU4^L]&@1A<Q]K.*%EC@+'DNL:@SP
MR.R)(@BS(.KS21&0Q\@_->)/(9A-O>WHH<R3<.D\SNM.XP@CCED@E:SQ@)K=
M*6&5)5G$;1&-^84*V,Q[S[(ZAZXB:Z;VU8IX(=:"1$>+=%UBSVMW#00"1M-B
M,D(U5$&)(NN5JM"2)P^?(-1Q8V#&_P!M)^H?BL/X8:\M@L(E#%0"<LJ^[!5
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MA!^L=&KS[?ISND?NIUM[Z2$/K.N<>*XKW/B=M7^"UC^Z!SU8UF3CM_Z^/N!
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M/4'8)Q_&K]DK97-ETR;,R]*:U;LN0PWAN#9QK"'4@#CJ(XZ]"(N20_X#$2P
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MOCF+5^OU*5*5A*<94I6<)2E.,Y4I6<^,8QC'[SG.?UC&/WG/ZQRH!8A5!))
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MU$LAJ\^5+3QH[$K#&#)DW89*9-@-ERDW-)8EEX\BHX<N(C1(@"^.1Q&JC+8
M)Q^4*HPJ@"+7H5JPD"(S]7@)#/++99ECSTT+3O(W!"S,JYQS=W[N[,<[_2QO
MFQ)^G8^H2QF+A_XF_FQ&RO#F8^'?;[\,96E*\M85\>5IPKV^<8SS!J7@9S@9
MQC..^/IGZ?IJF0:W71<1F , A1T&.W.9CPH(N#$B,,DW</$FF8T=AMEIL@\G
M#LY"$)3+=QAR1AQ>,9Y4LQ.223V[DDGL,#_(=A]!J@1% "HJ@9  4  -W8
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M,_RUM7Y\,=?1C3C33C34O>OW4"^[F?A'##4JFZ\4MMURP3H^4$#<;SA2FJQ
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M(I:&>/),-B%HYX6]<4B. =3]MW3<=GMQW]JNV:%R+\EBK*\4F"02C%2 \;X
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M .>%_P#O?_\ 3'/'<O\ TJ__ 'A__)KNQ/\ DU_PK_\ ZC4W]9_\WD_^\_\
MZYZV\ _]!I_B3_\ &NNF_$7_ #Y_PZR)SG&M#IQIIQIIQIIQIIQIIQIIQIIQ
MIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQIIQ
8IIQIIQIIQIIQIIQIIQIIQIIQIIQIK__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>g677604g45h10.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g45h10.jpg
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M 0$! 0$! 0$! ?_  !$( * "A@,!$0 "$0$#$0'_Q  ?  $  00# 0$!
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M.76K<\E:UB;MWNS7+LC$JXDPF$W,.CL;@.U0N[)36@,*B;J4&E"<ZBT?F,6
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M].C$<DMQ%:Z?HKS/)82(]G(UY#!=VY+)NN/R'?.\I#NH!F5@CH%RAV%\2KO
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MV[,42ZMKE5XVNGE\.K+4\*K[=]K97X4MS]D 4'D\V[/U_%[Y3@0R5P,,UVL
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M18MBX_5RW>?!N'(EXP(:(;KMD=E=$':/O)Z[(+>M!15/>N.1X762-MKH<JP
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M"?M\[:KB-Y(/?'4LZ^?JQN!&*O3.OEY>7W8_?;\.//;.,<O);SR?8B=A\]I
M_><#^FK+W$$?VY44_+<"?W#)_HJ-1KQ0^G0E3=-I/3TASIYXSL%@LLU3SMK]
MLXT4-BPVF_GG\M],Y3V_/&^=?OR^-/NCZH%_%U_[B:L'4+4?IEOP1O\ O JX
M 7B'=>9#&V$K8JS;0.2+F0C91Q&=$U_C03<,Z?940T)J[ZH^T=8^RICU94V]
M[&=-?;QZNE/:K[;NB/8WJ&CZ;UF^K1W&N6MQ>6;:9IXOXEAM9HX)3.PGB9&W
MR*554?*Y/KV._P#1O0NN]=VM]=Z"MH\6GS103B[N/#.9)4:1>,&-PPVJ<DLN
M#V[U? ?NWUN+[Z);3Q82MOGRU3,1N2--/^^[2%N&*6/[576F/[>:;I?TM/8/
MJ;K&W6,FFRN0%35-"UZV3O\ %KF/3I[.,#XF6Y0?+-9Z[]C?M#M 6&AK=( 2
M6M-0T^4]OE$URD[$_ +$QK/<5LBOYSIC:'36+R;;T^O9$*<'/W26N,>>??9M
MW&[IOMC'WSJNBGMC'WSC&.=R].==]%=7J&Z7ZLZ>U\[=[1:5J]C>W$:CUYK6
M&=KB @=RLT2,!@D#-:/J?3VNZ*<:MH^I:<,[0]Y97$$3$^FR62,129^!1V!^
M!J]>;76'IQ2G%*<4IQ2G%*Q'?MSP_KG2-LWS/W'PT-J"OI78<ASJIHFNY'Q4
M,[+;#6/N>>%2A91LF+%-M==U79)XU:HIJ++::;78(7N)HH$^W+(L:_(%B!D_
M<,Y)^ !-1KRZBL;2YO)CB*VADF?'J1&I;:OS9L;5'Q8@?&O-#U:\1[N?1-*=
MNP785G+C'9'>%5+V\I(5W"$.Z3!-Q5P3.!UIV JB)N['DU:AB]=T!84A8Z54
M.VFT,&RU28 X?F4Q?5XD2:;%<Z?9SS6K6Y46^^6UF-JPF8F)'D@E81K(P>>-
M3RG8Y4(S[6P0=$T_7-4M+34EO1(U]Q6^I6@U-3:(%N988+RWC,[P*T-G,X\.
M.:-9>5(N2+(8;6*B\11Y,?#8M[NE*W$*&2JG1UXCY(JZA4XC4(92ZK31@./2
M,10');<,ZL]5DPR4D0@=C64$^-V)MPD^=-T57K#&2V&S4(K- Y64PE?.C.4D
M )P[+$OZVTO'&<8)3O@[%;:TTNA7.J2F)9;87:R9BECA$EN[(-T:27+8^SOX
M9YTSNV3$=Q 6F_$V[6WW=_3<$8FE%5?&,>(??'5BY=A@<>G%[A#1SJ)'K@KU
M@R4%7C;@N*R8N4FQJ,1R.A;=F/S&U1T =/\ 1QLP/5TXG3:=:P0W;*DTC> @
MN8MS>:)FNC%)G,,190$5BQB7$9D QY9*PUKKVHWEWI:-+9P1_75YI]UM0".Y
M6/3DN80-MW=+&[-*T:(MS*3<K"6])(#4/$>O-.&=P>V(F6]Z;-ZK:5+X<E;W
M)UQB45O,?7P>9W^XG'8])-!M5YS9V*N4L=<1&# GT,1!%WIIELT%:(:JO6JF
ME.GP;[2U9+*.ZY;^2*X9H3(4@V0?VQ>\( 9R') !R?@:KUR[$6I:BLFKSZ=X
M;1(+FQCCNUA66\Y;WL+=\K=,YCA1H@C,X(48)!%U0'Q:^TRO9:#T/.:&@Z*P
MP)2,8L^!NS,=B5Y&YY/^H#/L5,)= A,BM@25("(],%W4&95X I:7+E6 23FL
M6(*+!E8CK2^EVWAGG2:3N9FB?:S0A([OPZHY6)@"R>?D,R@$J.,AMU5P]1Z@
M;Z&TFLX1M2T2XA9DCO&EFTT7LLL*O<(Q6.3="($M92P5WYU9#%5JM?&2O3;K
M7$[>:%.F-@S.VS?4M ?'JL)30IMU0:=ED[!=D@': ;+[&A\/)2:'+P;6#BLZ
MW73#F06"0<#ST9A ML)?2&LZ1#XAHB+N-8ENB3*$'BC;E #;%(W<*X?>?<RA
M4&59R2%M#J>\-C'<J^E3R7+Z:%2W:5OJX7XF+)J"R7$43/%PB)?RJU,D[%62
M%0ID_,J\7KN+]!1Z>Q"K>LK%,-U=Z_WY/PQLY(9RUE9>W.Z\\ZCKBZ\F]8V*
M6BH2,F!D<#V>"+N5;">QE-PYB9AI)'[K<@"X32K3D:-Y;@[KF>!&4*FP16B7
M69(Y(PS,I8Q,HX]QPP*@89)U+JG"DT5O8+LL+*\F1W>82M<ZK-INV":WG:)(
MW6-;A')G,>3$RR$EDLFW/$D[4A[BI/4Y;O6FF)+6$]\5NE[#>S;>?Q?K);93
MK"'Z_'J]-D(0YLUM(FLD(#Y 3$QX>_L@MO'2A@\;&['O-&*D;D6GVIAGVQ7$
MRR)I<L838]S$+DSB10XBVE05!)$0W *IV]V%JXUW45N;7=<V%K);S=16D[3"
M:.PN6T];)X7,)N1()&5V5%:X?8S2.N_M&<SU/XQ-]6IV?HZK,T/ (/#+""=3
M?JB(3&5 0-LY>]F.MC.^3,PA3N4VG$RAF/U<3);1%6(!:3F)27)1"=/LR^*&
MQ*48WLR:3!';S2<TCNAN=KHI,7Y/<\ 1PL3 -(!OW&9 NY!L=3NJ7;=37EQ?
MVEOX2&&*9-.Y(Y)$2YW7]@+QI83)<1,T=NQXC&MI*91'*W+&Z<53*ZQ=F+;[
M >&<\[8]HI_ ^O+:U:3+V<.G/7R.R91_1=;DX.BLI+W'UZM9.AN:QE[H<E:3
ME*-N  IAJ*8.11I060*D8ES;Q0:B+6VCDN..81E)V4":0/\ 8&SCVHPVK]K<
M3DY7( R=A?7-YH1U'4)H;(7%JTXFLHY,VD#1#WIYC<;I4.^7/&41=JE7VL[:
MK"M\=HW?AK=[#E7=Q)&JXZR]K3 L;:X66M^PI.3T\4#4K((?6]6]K='$6<23
M#=Q.ER-@3Q_"]I;'2+P_4@AF,'AA,M5R:P6WUC9K+:*/$6P8Q%# %E4S!I);
M7SA<A,1H'VL LI))9*UU[S4/J'5Y+?4W)L=095N$D%ZSVS):/%!;ZCE#)@S%
MIIFB$B,9+955526O3LUG<*,%IO%@TWBKN4UZF,UG@9B=$/S4!4D ;Y]'U)>'
M2>;NX]\V";:G!6AI%EJ2%>3]ME5GM[W-<*.H1F1@LF=A*D!]K;6V'&&PWE.,
MX/8]ZWX31,TT:31F2#;S*'4O"73>AE7.4W)YUW@;E[C(KR>Q/M[*Y+$+>/U%
MXAMA3WK"<[,='*&G5KS6[X"YO8#&I#V%+Q'M!VD "P7L$NHU'V"T+1BM*YT,
M#(\P18BRE@QL;%F3X,\?[.UJBO"LMA&ER+:\F2)(7$#.+</;6S%NUU,F&DDV
MECDA&+$-CKN/4Y)(KE[;69YK![_2;.:YENX?&)')>M%J&H(J>?3;28-'!!O6
M,85ID6,,K&5-=WCVXE/7WPG+5=]DY$O!IGWP=4;+6J09OF8=B:Z:V]V.C=73
M:=68V(M_F\5.5%74**+!AD;02L J:S-#AY^A\O89BR0VJSZI$+=0Z60F3S'9
M;R&*W,J)&0<,)9' )8\8&P#U(R$%WJ4EET[<&_<PRZN;.0;!RWT N;Z.WFEG
M##=&]M!$Q58P)V?E9B-HJH]">S]SSSQ0KEA$ONV7S2O905[]# =:O9^PE#F*
M8H3LE6L+@F9W1:31NMU5'P^*$S45K<RW*2!;L>(*YF\N0BAYJQ%.5];11Z;"
MZ0+&ZBQ+2;"N_GMY'?9,3BY+L T@POARNQ-RY(JT?4+F;7[J&2[DEAD;6%6
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M2FNR:FNN^NVN/=NCZSI/4&G6NL:'J5CJ^EWL?+::AIUS%=VDZ9P3'/"SH2K
MHZYWQNK(ZJZLH\]WMC>:;=366H6MQ97<#;)K:YB>&:-ODT<@5AD8*G&&4AE)
M!!JK\R=1:<4IQ2G%*<4JGY$BMBJ9W88/V-HL%A21C+-MDJD+<.$7:XU,AE/X
MO1@L[;MW2S/5;#=1P@BMNGLHEIMKSDXQDXSG&>V?3./3./C7&U=V[:-V-N[
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MI77U9\P9ESM9ER,'!(R#Z@X]0?D>U<O'')MWHC[6#+O4-M8>C+D'##X$=Q7
M>B,;DS<HW-"6SG8S'"T1?OT<JL#6T;.Z8T*B6IX<HT-CFSO.B2VV1Q!HJD[0
M;/4%$G;9!=,KLI!4XVL' ]1N7T.TY!Q]X/;MZ4>-'#!E!W(T9/HVQ_M*'&&
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M%G\OKW&4VR*JJF7,BBR/GC73<8Y7WQN1&(:?AV#NU?-%+73 QRUU2RS<^O\
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M]S+$^\&%0/-C!.0>V(E_X-VJO_3FP?\ [2.?["YYK_TB'LX__5_6W_*:%_\
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MM?4JI@H1W\L(M<>GZ7?0>]ISWVFZS[+=4N"TVCK)K_3'(^2=-N)U36-.CW8
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M/2BVM(;!Y7,'@RJ&T] 3JF481!PRKGX*(P?63/FY<[(RJV=Y2<PZ*+O2SP,
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M,9TJW#2!X;*.>%+>Z\(DLKB8[2T=.B/:+Q );^J<A')+/#L9*-,:0J5GJI)
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M<UE!G3*+FJXB*=A$F%&UM:LEKR$@!4^&(RM_%=]-094N7C@DK-H7W8DQ0X#
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M7IZG%*<4IQ2G%*<4IQ2LV=<)3O#;TJX[JI[26LO%BGBGJ].-!TA4S'R.^_\
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M6[D1\D6I"QQU0VP,K8FM7:;"V#<'LLP'AI4)63B6%5S15BV%M"&%<[Z6397
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MU.-8ZLV81/+T2@](OBY#<.TNQV9DM);KEC'&\2"+(+GD?9N?O[I0?LEN[8)
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M-I]M&#CU'[-OI.]$=:"WT_777I+7I-L?#?S Z5=2G _)-18*D6XY(BO!"5&
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MN_)$R3]=1T^($'SI15R\?/72JKEV[<*J+N%U%%EE-U-]ML^S0         ,
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M%Y$2:MMO[<*LV;=77/\ FJ:\^SGT2-+;3/81TB\@VR:I<:_JC*1@A9M<O[>
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MGM^4RF.WVY#%9'9<[#6C>T;JE.D.D]3U4,!>-$;33D)[O>W(,<1 ]<0@M,Q
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MX:E=<LCQ+)<,B29P]R);?L" 88A&H0#)V^=\*<#YUST]IQMK>&YE@L8YI;<
MM%IYMKX;F#,+JY:>1IBVU2_NHMS@,1VQ4>XH<[;1&\YYW"TK4V%@O;;>ZZX#
MN6^TXL>81,+#X4NKT>F4JZZMX,%(1<,STJZ8*& ;&7E"AJ<=J-6930/C&-Q=
M]UM6ACM.12]KPR'.R-&9W'C$6X+G<3R)ABH 2VR,_&'&^HQW<VI\#)#J7BH5
M;WL\L:11$Z3))9"%&C11;RED$K,TVHD,%]5I,:['=KW$$S-)"&M:QY36:?8Y
M8388VG(W/WKYPEU@CAZ.*U4[VZ\]:2);1C/G1)L_$%J@B!+60?,ZS+$)_M'G
M&FW+6]J)-BF.-)/#YC,S1@ W+*W+^47 'N\'<)G7;B0!-U4QWVHF'E=;B>6
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M/.TUU;SP!)E<S3RK(S[II&VE6#1H$C"*BV>'D+VL:%]C#!\^_C-TO<4U[T3
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MO,\=JT4MZ"KB.!=25+>*!Y7AAMV9-/EAC^KDC+2QB*3WFH7"S!Y#'"IC,,>
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M/BK)3?711)O+K#='6KM'.NR;EO P3])39-?3RT;J>[Y+F*T4^6W7?)_=90"
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M1J+<8&$,V@Y@W1;-T],?0.PL+/3+.VT^PMXK2SM(4@MK>% D<44:A555&!V
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MT;=1G(O8A8HWY'S(L+*W 3;MR[,QQW"NP:6+?[Q'CC"E)%W%@H;!1ZT9+F>
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MMZ==G3S=LUT5?/E<9</GJB[QSMNX74WVZMEE>:62:0[GD=G<_-F))_ =^P^
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M&SG3&'4(K0HAG<.OKILW/6 S2U37V:1 PQ(ZOU!JHAC:Q@;WTB^_=3^:C/\
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MB((SEL_%9I94(_1S7HQBT4B\'CPB(PJ-@8?%(^R2&@8Q%PX^/QX(.0QY(,!
M42W:#1K)'&<X2:LVR*">,YQIICF!9F=B[LSLQRS,2S,?F2<DG[R:W6...)%C
MB1(HT 5(XU5$11Z*J* J@?   57^4U73BE.*4XI3BE.*4XI3BE.*4XI3BE.*
?4XI3BE.*4XI3BE.*4XI3BE.*4XI3BE.*4XI3BE?_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>g677604g46e58.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g46e58.jpg
M_]C_X  02D9)1@ ! @$ 8 !@  #_[0@>4&AO=&]S:&]P(#,N,  X0DE- ^T
M     !  8     $  0!@     0 !.$))300-       $    'CA"24T$&0
M    !    !XX0DE- _,       D           $ .$))300*       !   X
M0DE-)Q        H  0         ".$))30/U      !( "]F9@ ! &QF9@ &
M       ! "]F9@ ! *&9F@ &       ! #(    ! %H    &       ! #4
M   ! "T    &       !.$))30/X      !P  #_____________________
M________ ^@     _____________________________P/H     /______
M______________________\#Z     #_____________________________
M ^@  #A"24T$"       $     $   )    "0      X0DE-!!X       0
M    .$))300:      !M    !@              *P   )(    & &< -  V
M &4 -0 X     0                         !              "2
M*P                                             X0DE-!!$
M  $! #A"24T$%       !     (X0DE-! P     !8(    !    <    "$
M  %0   K4   !68 &  !_]C_X  02D9)1@ ! @$ 2 !(  #_[@ .061O8F4
M9(     !_]L A  ," @("0@,"0D,$0L*"Q$5#PP,#Q48$Q,5$Q,8$0P,# P,
M#!$,# P,# P,# P,# P,# P,# P,# P,# P,# P, 0T+"PT.#1 .#A 4#@X.
M%!0.#@X.%!$,# P,#!$1# P,# P,$0P,# P,# P,# P,# P,# P,# P,# P,
M# P,# S_P  1"  A ' # 2(  A$! Q$!_]T !  '_\0!/P   04! 0$! 0$
M         P ! @0%!@<("0H+ 0 !!0$! 0$! 0         !  (#! 4&!P@)
M"@L0  $$ 0,"! (%!P8(!0,,,P$  A$#!"$2,05!46$3(G&!,@84D:&Q0B,D
M%5+!8C,T<H+10P<EDE/PX?%C<S46HK*#)D235&1%PJ-T-A?25>)E\K.$P]-U
MX_-&)Y2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V-T=79W>'EZ>WQ]?G]Q$
M @(! @0$ P0%!@<'!@4U 0 "$0,A,1($05%A<2(3!3*!D12AL4(CP5+1\#,D
M8N%R@I)#4Q5C<S3Q)086HK*#!R8UPM)$DU2C%V1%539T9>+RLX3#TW7C\T:4
MI(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]B<W1U=G=X>7I[?'_]H # ,!  (1
M Q$ /P#U5<K]:LW.S:^H=/Z=<_&IZ7C/R.HY-9++/4],Y.%@XUX_?V>MG_\
M=2RFK_M3^CWNL=2KZ5TS)ZA8TV#'87-J;.Y[S[*:&0'>^ZUS*FK(?TNSI7U+
MZC1D6&_+LQ<J_,O/+[[:[++G?U&_S57_  -=:2G;Z=D.RNGXV4Z"Z^FNPEN@
ME[6O]L_UE85#H'_(/3?_  I1_P">V*^DI22222E))))*4DDDDI22222E))))
M*?_0[?J89U/ZPX/2B":NG@=4R3K!>USJ.G53_P ?Z^5_Z"5_OK4ZHPOZ9F,
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M ', : !O '     3 $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P "
M-@ N #     ! #A"24T$!@      !P (  $  0$ _^X #D%D;V)E &1
M ?_; (0  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0(" @(" @(" @(" P,# P,# P,# P$! 0$! 0$! 0$! @(! @(# P,#
M P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M_\  $0@ *P"2 P$1  (1 0,1 ?_=  0 $__$ (<  0 !! (#
M   )! 8'"@4( 0(# 0$! 0                   0(0   & P  ! ,#" L
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7FI&\(8# 8# 8# 8# 8# 8# 8# 8'_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>g677604g61h43.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g61h43.jpg
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MQ  7 0$! 0$                  @$#_\0 ,!$  @(! P,"!0,$ P$
M  $"$2$Q05$287$#@2*1H;'!,M'P0E)RX1,C8L+_V@ , P$  A$#$0 _ ._Q
MX!X!X!X!X!X!X!X!X#+7J[ZX\P<V3C%$PI*:=8=9$%%F03ESF()O9=DIDD\Z
MZ;Z3AV*RK'JW8L-U4%S6TG(HGAPI78NWCA%HEOGPI1;SA+F6%^[]D]4==[N+
MJ+[A]<WY!>'ZEDL"YEMFSF"<CG'-'-TG?R6?<ZU"221V;3/KGJL>SP/A)-PV
M((.FT8J9ZP<%0;L?A^'_ +L_#PTH'2*@DY-.26C>$Y?VI9ONWC&AVQN)N9!_
M&O*-&<QC922FZ=0P=I'7TO+8W3=R0\Y>/#DE,:-E%G*@\>^D)4HN(%;NGFXD
M3LR&;/'>6F7*HY-VV^2TOA@\ \ \ \ \ \ \ \ \ \ \ \ \ \ \ \!2OLKZ
M!<O<)18<<OJ>9;RF4;X:5Q3\-8[S"Z+5,*KX9LP]?5V,4_N"ZKPANB-P6>?U
ML98OW+5N6.C]W*/[Q48REHO?9>7HC-I&N?J%]0<9?77(I1\M^+#/_IK2=9E6
M[KM^WXVO_P"?QV;8^S?(ZBA9AGOA1>+@1ZDF:IK$8W*PY)#+8OD;<8Z5-\O]
M*\+?.[PUL+[EG-7QYK:$<C_-[G.(2#NGI_?$8HVK C?)V<24AO\ R6[V\.@I
MR6=.I4]KN$[I$3+E_+3R(]^N.(CA2P*,B)2;BP*YYD\+5\=DM+>R1>OYQ\'"
M^'ZB,)RN2[6QT_=9]>T.JK_*:;+R"U;6-[KO2.J+]RBB]1A$56?.Q,*"_B9M
M6S39X8W&LRQXMC<9*74]*2PEPC0[PD> > > \-N08.UWK5H^9NG(Q=-J2;MW
M**ZX]RJW1=I-WJ2>^RC1=1HX;NDTE]4U-VZZ*VNN4U=-M@/,\ \ \ \ \ \
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M(Z?^>D8/?UW*O,L&C+%!A%TK7_JE<-[AL1F/U8!$PC;!,>0?JZ1=KM(A!@?
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
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>g677604g61h60.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g61h60.jpg
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M)C=R=)&AL?_$ !X! 0 " P$! 0$!           $!0(#!@<!" D*_\0 6A$
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MT/\ Q&_KBF3VGY33O%/VA_XC?UQ3)[3\IIWBG[0_\1OZXID]I^4T[Q3]H?\
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MC.[+'N0?@KR0'$"[,I#=LJ)-*T=+;N@[!JE"I:QKLS"UN GY!!5K'S)U%&Z
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M@J>)'V'D]I@GL[6YFOS-?:GJFEQ/";=8HI+"=(DGD5XV=E?>Q[42LIX.PD&
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MT,U(QO=D:D0TG/24I,S6IR%0D2!\7LK+S<O*/ZD(#".I"2>/%F1W"ZB@[#!
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MY1Q+,D2B279_DW9Y5)-JX$J2#I1%V ]M$H#,N9WBGL8U("SSO')D9)58)9
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MW3:A99^V4^N2DA#4*!C*M&2MNN5^G8N!KL"[(9\\8[9-6MHU+#:=1#;R[2E
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M>?3I?DU^:2_3E_Z.GR]^AM^PB:?S)N2WN?CF6K>_7]W6WGTZ7Y-?FDOTY?\
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MZ!;[1+F#]TM'VIC?ZU[@M?*OX4YER1]^M2^CAY]/D\= M]HES!^Z6C[4QO\
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MT[ :)OZD$=:HR?7J1HM^R,LY=R2\JBG'D:.2*IG6!%-;(VC97$BF-HWEWF'
M"QY#Y0KMY!X !>.1COXU+K<924-;3+<QW4%H+8/ Y>:Z&U!LS)(8-EUR68N
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MDL,D+E)%V3WCUAAVJ>HC]HZB <BO1+*]MK^!;BUD$D9X$=3HW?213Q5AGJ/
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M. [PJU\RK33%*V5TYRXWSI!RU+4;Q(OJ^W,0%*=:%5Y^K+(%$!,W1CWBW?1
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MZ!SHEN4FT.9(]IDR!V3+-!.!PKK)<.IJR$'RJ23]ZLFWZ*RM! @=QF9QQ_H
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M,D.H+9W"%+BT,-US>;;MI(W9KV7:8J,5^[)IAPEWCFL.O"2>4WP:^.1-</\
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MRU!N/9=MV1,RM"J?(O1OY<.K51;'5&] NEHLHM:G:F]@76JZ'A3.:;8G3[E
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M UU%;VX#[,MT@=D!.[013-O"1U!7"8)P-K%=)R9O5TZYO[XM$'M],F>&.5E
MGD:YM$W"AN+F2-I,JN6V YZ@:E:V3LSHWX#B3RLX1Z&V?597C,TF.-W,">M
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MLK8P2<2#NO6&#>H%7/67M@;RXMV+,D<<-TC-'(\<BO,(MVR[!&T!L,2K$J>
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M1&[-5W/6<R8B*-FB5$&+\R?>#%3;51-]!RQ2A^<;X.EFS1RJF0Q#.&Y%FHG
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M  X  =0 KZ8I3%*8I3%*8I4 72;\>G5+V(CNZO,3#4]BJI-K*+=(>YA[PV;
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M+522R2MM2,6/P]0'8!U ?  !7;6MG;6,0@M84AC'>4<6/A.YR[M_2<DXP,X
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MHT.J1(XBDH8J@"7,VC=%1V&%D!*'(.0#@]75Q[:T17,,TUQ!&Q,EJT:S+LL
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M^T1,>X!?>D!>-I2Z1HK; +ENZ?&ULC95N]W_ /X(-QJ"0745FD%Q<SRQ[XK
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M_P!5/$L!^\B/JA#\3<=+?U?ZW_;IT5^F_<_U4\2P'[R(^J$/Q-QTM_5_K?\
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M?B;CI;^K_6_[=.BOTW[G^JGB6 _>1'U0A^)N.EOZO];_ +=.BOTW[G^JGB6
M_>1'U0A^)N.EOZO];_MTZ*_3?N?ZJ>)8#]Y$?5"'XFXZ6_J_UO\ MTZ*_3?N
M?ZJ>)8#]Y$?5"'XFXZ6_J_UO^W3HK]-^Y_JIXE@/WD1]4(?B;CI;^K_6_P"W
M3HK]-^Y_JIXE@/WD1]4(?B;CI;^K_6_[=.BOTW[G^JGB6 _>1'U0A^)N.EOZ
MO];_ +=.BOTW[G^JGB6 _>1'U0A^)N.EOZO];_MTZ*_3?N?ZJ>)8#]Y$?5"'
MXFXZ6_J_UO\ MTZ*_3?N?ZJBPY1Z&^39N.>U+^5/Y9? D? /_A_X$_)[PGX<
MB&LKW7P7\+3?<^"^$]QV_A!7ONQWO82[7=EL;>;G$0EV=C)8;.=KJ..O"_X5
M77$/-Y3'M;6 ISC'6,]636O.;ZT4Q2F*4Q2I\.A?_P#AK?\ _P">:\_^PMV4
MNJ^SA_LO_BM76E>PF_M)_@U3<94U;4Q2F*4Q2F*4Q2HK^D:Y?[HXTW[B=0=1
M256KZ6^IW<;"UV::XN[^Y>SD.UUO1HVU1!*SISCC=:=L&3/)/'2S.7E$C23"
M&8F+*/4FS1HY5/96%K#<1W4DH9MPL)51<P6JDR.5.U+.CH, 9 X$G@,DBN?U
MO4KJQFT^*V:-!=O<K([:?>:DZB&)9%W=M92Q3-DDAFXJH[HX .;:U5TALLG?
MOB6D:;N?D7MRV;ONNMF0U77>K=(U.HKZIT-Q7V5LIPW@-C[6BKE!T)!CO!W=
MX.,NSVV;;:2!+%KR42?OHFKJS64E@-C?!X8(EA20[4DDS/O9KF./NHXBC.3"
M$8H$B(V9!@%@-<&M.)N:F&ZOKF2[E@S'#;VL41M[/3[B<A)KA95A"W9E193+
M<@[R!MIEC+V''=+Q+;1D.-"FAN--OL,7N#E&XT%>X*U7[0K+9-+0#1VV=KLX
MJ=HK#=X6'5.SU?B]&6=U;;$5$>!5:#L[,R*MDDJLV=[#I0B%QO[E5W5L)T98
MYS&Y,T4>5<P[,L?KF-J(GNF4YV0V-*\I&N#8&SL)'6YU V<R2368GB_DMQ<;
M+Q"[V[>X&YVS'<*N(TD7^<:,'?BX;YN,!SBT1QK9,*XI0]G<;N1VWY^2<LY$
M]J:V;45_X[5:M,XE^G+(Q3>$>1VV;(K--7<(^?.GC2%492,<BV>MY""D"-9S
MW!+;<=Q;Q* 1LE94G9B1C.08EP00 ,Y!R,7$EY*FK6EB%3<SV-[<NQ#;P26T
MUE&@4[04(5N'V@4))"X90"#I1(]*=!ZQ>;BKZVJN1O(:<U_9.;UYF#U>%X^5
M%"E:@X>[2KE,V<#8T]M>D#8(FE(W.NHU$Q6LIL"]-G391['_  H,D$?,&F-)
MNCO;> .MD@VFG?;ENXB\7L8GV2^R=OJC0@X. ,U+<H4MS=+S:^O6ADU:5]VM
ME%N;;3+E(;CV=Q%MI%O$W6 TTJX++M;6,NT'I4-![-Y-Q'&NF5C8,NM,V9"A
MH;(2"CC6VM[7TVVWF6)E*@6Z'VS%UPM/>-X538;[7R-'+L!9&FA-&=+H.U-3
MZ9/';&Y=HP NWN^[VBF^,&T'V-T6VQG=B0ON^[V0.%2H>4-I/J"V$4<S%G$0
MG]9W8F-J+O9:+>\Y6/=$+OS"(=]ZUMYP3)GE=5]3%*8I3%*8I3%*U]Y9?[+_
M "&_]%]E?](RV;[;_F(/^ZG^85HN?^7G_P"T_P#E-<;.=37+4Q2F*5NOT=/^
MV=I#_P SMG_[?6W(E]_RDWQ+_G6I=C_S</QM_D:NM'.:KI:8I3%*8I3%*8I4
M"^O>E3V/JWX[9OG02#UM<:+&MWT1P^AN.FQ=9[59IVG?-9T?K:?IW(O:.Z'>
MB.06N9V:M]8C++L2L,*%7JO+SS64G75>A6QVCB[DTR.3<BS+2)(2#=M/')%W
M,#32*]O%#OX) $8K&QD9@I"ACQKD(.4,\'.GU8)!+" 5TQ+*>"Y&\O([6!XK
MVXNS9WD+M+&LDT8ACC9PSF-05.UVJNDZJ>\IS7%,U#QZWA>M@6UKL&<NU4CY
M'2L:WU52M:;*BM5SUXE[G/[9B:+>:_-6*8:R-%/JRQ71W:ZTB]EDVS!5J+ \
M:736@$C2W$"1INPCD3'>O)&950(L3.C*H(?>J@5L#CG-6-OKT=V\$5M97<TT
MN_:6-6M%%O%;SK;O,\KW*PRQL[!H>;R2F6,%@!C!L17IA]/,JLK>9/1/(-I4
M+'1%-JZ4E4FNHW2^^=9Q^^]:<>)RTTN.#;**];5BK;MV@6$D!LP](FI&DS[>
M69-3R;:1A&.?1,NUL"> NLFZF&91N)-Q).%<[KN@5BD7:CVU#K@G!#'3ZIK8
M1[YK.]$4D/.+1@+8F\@6\@LGDB4W(,962YA?8GW3M$X8 L&1;>VWTKBC'5VU
M(.@<=MWQ')VKM>5]=<:OFU]'.G6KY;C+J37NS+7L:U6$NV7NN+!3XB)W;IV2
M8QU6LMEFK$ZLYX9K#*C&R2J646EYDC9[B$VS<U;>KOO7!<RR1I&J[H2*Q,,H
M)95"A0Q/= '"XY0XM[A(;*[74(QJ"&W<VA,#6-M!<23R2"Y:!XE2[M6"QR2.
MYDV AV6(V$M7*;9=0UCT:=A0;5>7F.6FW]'ZSVD\F(MY_H\3?^-^T]KV"6JC
M>(E(EK$3IK118I-FH\0E8EM%.Y-I\#J+*M'3*.MM&\FH+W0%K%-)$ 1UQW$<
M:AL@DKLN<]1)P<]>9CZA/';Z"X$;-J5S:07!93P6:PN+EVC"LH5]Y"H&0RA2
MPV<X(M?97/5KIOD=L74(4K=V[[-*;,T/IW7>LZ1#:1@8V)O&S-$;DW2T^#;E
M=MB4%9[$ST'J*?5LDC<9$I*W*(1[:#;N&#M<0RCLC-;QR[<,*B.:621VF8E(
MYXH3E$CDP5:5=D(.Z&2QR!6%QK M;V:VW-W=R-/9VT,$*VB*LMQ:75T-F6:>
M'*LEJ^\:5NX;9" @FL8M^FGXY.Y334.TUSN%:3V;5Z#:[9%&)K-">U&SV'N&
MUZ)C&,]6U]CIS]]E(38%$N:MN::@CM@?D]3:\YMS@ZK-Y%-W^WHB?$QWD.(F
MD53ZX5E,<2SDJV[V4!1TV#*8]IVV!Q!Q']5-D6M5$%T6N(X))%_DX:V$]S):
M*'0SAYF2:*7>"U6?8B0RGN2H,Q&5-=-3%*8I3%*8I3%*X[>9/^U7R _]5+=_
M^J+9U%I_RT'_ &U_PKE[O_F9_P#N-_C6M.2*CTQ2F*5F7CG_ +0FB/\ UEUA
M_P!;P>:I_P"8F_[4G^0UM@_GX?\ NQ_YQ7:'G*5U=,4IBE,4IBE,4K$&]B;B
M'6=@<:)MVN:1L*/3+)LIS:FN['M"H!'1Q5'<JQ<U2J[,U+,+/'[5(S=@_2N*
M",<N8'"\?))@+8=L&ZWB[Y)'0\"L<BQMD\ =IHY1@=\;!SU9'74:\YSN'-I)
M!%,HV@UQ"]Q'LJ"64QQSVS9(X!A* IXE6ZJA,USTB'-N*I' +=&T*M3=\Q'+
M+CCO#D58-/<8-9PFK)NM5RHZPTI>XAB\L._^1L\RG5Z>>XVD[R4@K!6'5D(X
MC(YK27CHA%4KB2PLV>^AC9H#;7$-NLMQ(TH9GDF0D+!;@KM["X#!@N"2X&<\
MK#K6JK'H]S<1Q7:ZC8W=\]M80);M&D4%I*@9[R^8/N][)M,CH7RJB$GC6QU;
MZ4:L2]_6B]>Z_P!_[]>;IN.D(31>N8."T524H3XSN%L1RW:,PM-QV7304CGF
MO&]@M=CDKC)KO(:PM92L0*;U@E $DH[::P3,DD$ A28SR,T[[1CO#:^Q2-^.
M\V44* "N&8C+8F1\H8WF*P0WMZ;J6T2T@1+.+8YQI2:D!O)9XLJ8-J21I6+)
M(&C0%=C-U\>^>MLY,<SZA1Z?1;=3>-EDXR<D-B5*?NK?7WA.V[)J#D?IW3;.
M]U=*N6JQ7&M5A$DY=$6L/=HZJOIEA*P4X,2*Q#H1V-Q8K;6C.[H]PMQ;QNJ;
MSUI9;>68HVTJHS<$XH6 (89[=MEK$M_JL<,<,L5B]A?3QO*(,W+VU]:VHFCV
M)'ECC[N4!)EC+!D?9[R^J;YHW)/BYTF&W[:^-2B\0=L\C=?U&QZMJ<1/VQE4
M-3T&H6>(L(5O8TZ[J%HO"3FP/SG;RB\)5I,4&+9>/8I@X66"S3G.G1(-OG4-
MM(ZRNRH7E=@R[48#JG =66''B:^MJDO1^O7,C;KHVYOH(I+>-7D$=M%&Z/NY
MW,4DH+G@Q2-L $#B:^TCTJVJ:Q?K!6;OI[>%0UY5MA\CM126]IAOJMY076QN
M,&JKMO"_0[&"K>SIK9@LY'5&O;'::_,O:%&Q[QTFUKRHMI<[ENS^#3)60,DL
M+2,EO*( 9=X([F1(4)9HQ'D2R*K 2$_E=6,_3RAMHY72:VNXH(YKZV:\<6QA
M,^GV\MU,H2.X>XPUO#)(C&!03A.#$@9GX5<[=?\ -R+O3^ET>\T5U0PH[U\R
MM[W7\ZVDH/8\$[GZK)1=BUE=K[5E7Y$(Z3C;16EII&PU.;CU64LP*V=1;^0U
M7EE)9% [HX?; *"08:-@K@K(D;8X@JVSLNI!!R"!*TK5X=665HHI8C#NB1(8
M7#).A>-EDMY9HR<!EDCV]N-EPZ@%2V\60JMJ8I3%*8I3%*8I7+%THW^V-?/_
M ,O4+_I&*SHM._Y5/[3_ .8USNH_\T_]E/\ **CTR=4&F*4Q2F*5/AT+_P#\
M-;__ //->?\ V%NREU7V</\ 9?\ Q6KK2O83?VD_P:IN,J:MJ8I3%*8I3%*8
MI6.K-J;7MQO^L]HV2N(R=\TXI<5=;6 [^5;JUA2_P)*Q;C(LF;]O&2'PS!$*
MP4"792 -2AWS &KGK6S8LLB))&K8278WBX'=;L[2<2,C!.>!&>_FM$EM#+-!
M<.FU-;;W</M,-WODW<G $*VTG#N@V.M<'C6/XKBGH&#V6YW#$Z^08[)>7'85
M_7M*%@M@.C7#:M(U_KB_39&9IXT6BO8*7JVA0IT$6*;..+7D7\0V82;V3>O<
MS<SM'NB^8PD<>SLI[")Y)$&=G/<O*YSG)VL$D  :5TZS2<W*P@3M+-,9-N3.
M]N(88)GQM[(+Q6\*8  78RH#%B<2^+FXB'B'<6[U]<91X\V!3=HJ76;WSR#G
MML(7?7E>G*C1Y6.W-,[3?;:BFM6JEGLU9AH&,NC.NLZ_9+!#IQ(1TU)MW6WI
M"Z!!$B !'CV%@@6(I(P=P81$(B6958L4+%E4YR!B-T)INP5,,K$S13F5[R]>
MY$L*-'$RW3W!N5$<;O&J+*$".Z[.R[ Y!WQPXX^<E+/2KKMRJVB2M^NX6TUR
MG6:F[;W#J6=B("ZO*[(6F'&3U'?J,[D8V9?5*MNW3255?(E7AV:B)$C%,)\(
M+NXME=(F4+(59U>*&4%D#!3B6-\$!F&1CK-;KS3+*_DBEN8Y&D@61(I(KFZM
MG5)2C2+M6TT)96,:$AB1E1C%4IGP9XK,%[:Z;:H; YO53W]1[:Y6ME]=.)NK
M\HIZL6??,:Z6=6E90AMA3M-K4B^?MS(R<0K&%)6WD,@Z>I.?IO;D[/KI[AH'
M7N4&&ME98#P7_IJ[  \#GN@<#&(TC3AO,6P]>BO(9<R3';CU!TDO%.9#_/O&
MC%AW2D=P5RV:Q2>'?'O6^S2[<H%/GJ=<3-HQ!\A7=G[7BZ+.NH:BL]9Q<]:M
M4M;PGJRW6]E0XV-K*-VL]-E[>$?&QW7-BNP:+(XO=SR1[IW5DXXVHXBZ@N9"
MJR[&]5"Y+;"N$R3W/$UG%IEE!<<ZAB>*7"@A+BX6%]F(0*\EL)1;RRB$+&)9
M(FEV57N^Y7&S>1ZGTQ2F*4Q2F*4Q2M?>67^R_P AO_1?97_2,MF^V_YB#_NI
M_F%:+G_EY_\ M/\ Y37&SG4URU,4IBE;K]'3_MG:0_\ ,[9_^WUMR)??\I-\
M2_YUJ78_\W#\;?Y&KK1SFJZ6F*4Q2F*4Q2@AU@(?Y^3R"(#_ /00ZA#_ /$!
MZP_5BE:(Q/1H<*8F,N\4;3[^PI;!K4539U_>ML;IV-88^K0-LB[[!0-'M-^V
M+9;-K&-A+S!0-RAVVMI:IDC+57X"PL>XEH.*=M)IU&\)0[[9V&+@)%#&I8J4
M)=8XU60E&9#O V59E/!B#4+H.E*LJ\V9]]&L3M-<W<\BQI(LR)%+-/)) JS(
MDJB!XPLB(XPR*1>CC@OQM=N]82KJN;#<V73Q9]"D7=?D#R&5V,$9:;*PN-AK
MMPV2?:9KYLRHR]FBXZ8>TW9=BMU55=LF_P#V.":8)YASVX&\ :/9FV=M-Q;[
MO*J45ECW6Q&X4D!XU5OAK:=(L2;=BDYDMMO=3&]O3/LR.)726?G&^GB9U#&*
M>22/('<X&*MJ,Z.'A?$?E<1EI=+P6YM48U_&O+[M"3AH"#1V;#[E/6-<0DG=
MG<1J2H/MI5^#N\O3]6,J=6)J<B8]Q+Q+XC5),N1U"[.SF;V!R"$C!9MVT.U(
M0@,KB)F0/*790QP1DUK70]+7>XM>$HV64S7#(B<X2ZW<"-*4MHC<1I*T5N(H
MW=%+*0 *K.Q. 7$K:KN?D;KJI5W*6F^W#95BF(/8.T:9-2]HV'0*AJW8";V9
MI=UK\HI4[WK^@TVKW37OA8:_M4?7V!IVL/W)5%U/D=]=1!0DO!8TC4-'$X"Q
MR/+'@.C#:1W=DDQO%+'98#A64^C:;<EVFMR6DFDN'99[B)VDFABMY@6BE1MU
M-!#%'+!G<2*B[<;'C5V;/X>\>=Q:LU=IB_TJ6D->Z6E*G-ZMCX38VSZ5.TR8
MHU1F*'5I*+O%(N==O1GL74I^8AA</+(Z4?(OUW$D9X\[#DF,5W<0RR31N!),
M'64M'&X<.P=P4=&3!90>"C&,# X5MN-,LKJWM[6:)FAM6C>W5)[B)XGAC:&-
MEFAECFRL;LN3(<YRV3QJD57@]QAIL_6K7"ZZ?K6FHVNDWF#LMBV+M&XV!*V:
MYH.P=7TR<D)FWW6=DIUW"4/:=]KR83KF21>-Y\SJ12>2,=$/&'UKVY<,K2#9
M=71E6.)%V))(Y7 "(H7+Q(W<@8V<# )!QCTFPC>.58&,D4D,J2//<2OO((9[
M>)V:25RY2&XF3NRV0^6RRJ5IL3P(XJUVP4&TU;7<W39_6S<S"N25(VQN2E+/
M8?XQ9S;2-=O)*IL"'0VA566Q[-8K9&539B5NK<5)3DL$;%M&S]RW4^F^N661
M&D5UDXL'BA< [L1;2;49W3&-54M'L,0H))(!K%='TY'ADC@>)X 50PW-U#E-
M^USNY1%,@N(Q.[R+'.)(U9VV5 8@[AY$JSIBE,4IBE,4IBE<=O,G_:KY ?\
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MTD#)M5 '63-< ?\ Y:^CECRF) &IR$G@ +:S))[ !;<:\OSAGIC/WSYOU/\
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MR"0XV2.H][+\?+14LR"2BI./DXXPK%*_CWK9ZR,9N<Z3@ =-E%$!%!1,Z:P
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MP7U1:5E5TQ$0*X2@(=XSCHQ8 ZA*1Q+3J7Z1.3_="UBTM0 9I"3WUCX ?^3
MD_(O[./&7G+.5B5L;5$7B!+<DNY':(HV54/P%Y1_A6H<US_Y:32QE3[8=1J0
MB(D:PM:J$8BB _[I5$('PM0 _4+ATN?_ )\EBQM1_P!('X2SG_%L#]6*HWY2
M:TYSSUE'8D4"@?)%D_K)/PU]8/I ^6D&L10-J*RZ(" G9SE9J,BBL #U]DZQ
MH)-^F'^?@[U$PA^O]'5\-A:G_I8^$,X__;'RBLH^4NM1D?RS;'@R0P,#\!.Z
M#?(PK<;5/2QRJ;AM'[IUXR=LS&(FM9=?*JM'C<O6!>^7K,V\<MWIA >VL=K/
M1P$[)NX9J=HJ98DNECKAD.?!DXY_\E Q\6R?CJ[L^6;@A;^U5E[\ML2K =IA
MD8ACVD2ICO*>JI:M6[@UONBNDM&M;5&V:, 4TWA&QSHR42Y4()RLYF)<D1D8
MIV)0,)$7K9'OB%[YN99 2*FJI89(6V9%*GK'401V@C(/ZC\==I9WUK?Q;ZTF
M65.IL<'0^#(C8=&X< P&1Q7(P:R7FNI=,4IBE,4IBE,4K07?72(:3TXY>UZO
MG6VG<V9E$7$56'C=&OQKI,1*=O+VLY'3,BR9RF36;P[2;<MEBG0>I-% $ G0
M:?-,-IO6D/46&6/Q)P/RE<][-<WJ/*>PL2T46;R=<@I"P$2,.\\V&7/>(C60
M@@A@IJ,J\=)]R2LBZP58]0UXQ$3 W3AJ^WG)$B8B/5X4^M7PPU76 !ZA5;13
M%,0 !! INL1LDTVW7V6W(>_M,5&?@";)'ZR:Y.XY6ZK*3N3!:KG@(XED;'])
MI]XI/PA%^*L,FYT\L3+=^.YY\#]?:[)8NKD1Z^OK_P#=B016_5_R]UV>KR=7
M5F[F5K[2ORMYW[*@^J+6<YY_)G^Q#CY-WC]6*RQ2^DVY.5I=$;#)538#,I@!
M9O8JRQC')DOU@B]J05[NU@#_ %%G#=X4#?G*HK>4!U/IMLWL0Z?V7)_S[53+
M?E9JT1&]>&Y7OB6%4./@:#=<?A8-\(-22Z*Z2?3.T7+. O2"VI;2Z,F@B:;>
MI/Z>^<G$"%3;V@B+,(Y10W:-V9YA&-$P$B*<DZ6, #73Z=-$"R>NJ.O9&''_
M (9.?_$D]\@"NJT_E587;+%< V4K< 9&#0,>P3878_\ NJB]0#L3BI%4U"*D
M(JD<BB:A"J)J)F Y%"' #$.0Y1$IB&*(&*8HB!@$! 1 <KZZ@'/$<0>(([]?
MO%*8I3%*8I3%*L;86RJ)JFN.;;L.SQ=5@6H]@7DDL)3N5Q*8Y&<<R1*J^E'Z
MA2F,DPCFSIXJ4AS$1,4AQ#..-Y6"1J78]X=[X2>H#X20/AJ/=7=M91&:ZF2&
M,<-ISQ8X)V4499V(!(5 6(!P.!J)K;?2Q$1<.HW26ODG:*9CII6K8"BY$EQ#
M\SO6M5AG2"Y4A\JC==[/I+&*)/"8Q$P'2RUBTOJ,TF/Z$?7^MR,?& I'8W?K
MC+WEF 2FGVP8#@)KHD ][*PQL#COJ6E!Q[) >%:4V#I"N6<\L<Y-FE@FYC")
M&-?JU38HI=?ZB.5H5W*&* >0 6D%?T=?Z>L1F+86JX]:VCVL[G/QC:"_(!5!
M)RFUJ0D\[W8\&.&!0/B)C9_E8U3HGGSRTB%RK);=?O2@(=MO+5VGR:"I0_20
MWAE?45( _H$R"J2G_A. ^7/IL;0_](?J9Q_@U8IRDUI#D7S'X'B@<'QHB?D(
MK:W6'2P7R,<-V>VZ#!6B-[12+3-/.M7IY%/K_/<*1S]Q(0\FL'E K=!2OI&
M0ZUBB41/%ETM#QBD93V/W2GX,C!'Q]U\57%IRRN4(6]MHYDX O 3%(!WV*L7
M1SV*#$/AJ6K2W(G4N_H@\IK>T-Y%TU2(K+5Q\7X.L\)VQ H?"<,L85BH=X/=
M$D&9GD4NJ!DVS]<Q3 %5-;RP'$BX!ZF'%6^(_MP<-CK KM+#5++4H]NUF#$
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M+&R#U&0\1WN.P./>.2I[:Y+E9J9M;5;*%L37BMO"#Q2V'<L/@WS93/$%%E'
MD&N?3+ZO-*8I3%*8I3%*8I3%*G.Z+OD.ZL,)+Z!M+\SA_56:E@H#ARKVEE:V
M9P1.8KQ3J& 5 A7CE!_&) *BH1[]ZB0$V42B0E+J=N%99U& QV9,>%C*M_Y
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MBEY2?G'[F4F9I^[E)62>*"L[?R#]<[EX[<*F\IUG"ZAU5#>3K,8>H #J#.G
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M[)<YAA3F\A>9F@P%LE( 7]M<3"]DAD8EC:C324/'>#Z^8VV'&PQ#K<H09)"
MEV4:X5 7PBNR*V$QLG)39VCG>=8U F([Y T+V,JL+>W#M)IJR)922N(MJ9X4
ME9-J4N9%V5DVPBXQUM+EINO=.O:MK;9<K4+-$4TD>T@+$OK#6K/9#>%AU)Q6
M#JSG:<=5&FPY"IP@V*32BJT^LKB(:- BH\K4T?7*XUB<X[:&%VDC#*7SM+O)
M#&2=G+;HN8PQV1E@H)XG.68G3<:A=74,<,[1R+$%".8(!.$7;V(S<+&)VB7>
M-LQM(4 V1LXCC"R7=$4[6/6=WL3"/@[>=I#M(/\ =!9['V1%<0_XB1@V WD_
M0!?_ *5NJCNH3WRKCY"OVFNSY%,3%J"]X26S ?"RS _L1?DJ8?*FNXIBE<;M
MU=K/[E;7S@1,X>6:>=KF,/685G$J[65$1_6(G.81']8YUR#"J!U!0/D %>&3
ML6FF9NMI9&/QER3^VIS*0EQIWAQ:X[L-J:GTK23SFJN=^Q-IV71E5UCJ_=DZ
M?A]2:UL+5-4C;S/5J[(U62V=\&3%3E)12KR+RQ+3IGI&,HHT-&NZ=N<PW%QN
MY9GV9+*.)9C)+$.=.8Y6**R%A'D. ' 79QD9R.IBYC=6%BL]O:QE[?5YKB2T
MC@M[ISID*SV\8F:.41-<;#1LVZ8OMEMEL;)]L%T;/#Z0U)I[;5FM6RJBTN=>
ML]VG:U$<A:+=7TO5E^$N_>55);0UBEN*VMZO7K$PN.H(+3]S9P3W<S%G9[0^
MK4J_IU[A35E;XU_="66)5C;8945C Z .+R"V?*BYD9E*2M*A(A)50P#H=JB:
M)IIMK>YDDFB$B22O&MY%*6CZ*O=1B"2-I]O&D@DM5MI0ANE61VC8Q2KL'YQ'
M1N\/;G3[1>*78]SH,'D!Q@O]787/<%'B8>I5G=.K].7"ZZ]<;(@^.%CK&U=X
M5JU[&F("!ITJSX[$F8B/C7$/^4UG^%JRR^M?W2.J,L.<W*,5B<LS0RS(D@C:
MX5HX62,,S SX).=E<,2Z+ILD4LT;W078L)HQ+<Q*D<=U;VLLT!G2Q>.XO(Y)
MRB1,+$.H4H9)-N-<ML^B*XI%Y!1.L['-[:I,$SD+C [$J=RY%:[:[4J=?@N2
M3/2E7Y QZ%0XIWD'M NM2=/;^2F6JH46'J4?7Y"9M&]FM4D(B4=Z>E+G<&51
M$Y(5HW2W?=.3;F9H3MW28=&&QMJ[EBP"P%@14H<G-/YZMN[W,2 RK/%+>PBY
MC1+X6L=ZN[TZ;:@EC)EW<D4*1!&>2\$;(QPEJ_H]>$MHNL'K&:NVX)6^1O%M
MIO\ GV$+M^AQ!]F6U]MF&U:_U5K&#A>.^U+#"S%-@D;;M^33%ELN?G8!HWK2
M->@(Z'F]DCOEOKQ4:14B"&YW*EHG.[3<F42R$W$:L&;9ASF-58[66)$=1(-'
MTN26.!I;EIAIXO'"742[^4W"V[6UNB6-S(KQH);EALW#NBB/80*\]4@G 7@;
M)1B=89[NVK6[/)4&P[7:;BNMTUC'Z^KM0K72:/>$ZT-;=0EHK:U,;&_TN#?>
M[H_QLHFKR[-VV/#35><A(LOO/;T':W,;*'6(PHDAD9VTT7F4EV]DJ)LP#UKN
MLCNE88. TG267=BZN(Y#"]P+J66!8$B37FTK9DMMT) YM0+P_P I&P01LLAV
ME^#OH]^+SJS;_1FTM]Z!B.*1V^U=G5S9.YM/;#LNS>*[=ELRNAL#5%@JFGZ=
M!L+G=MQ0>G-9U&)=Q=RA4G>]*Y,D>3T%&.9)<+ZXV8-G<3FY!CC:.*5%CN?6
MVV)%:5V*)"997(*'$#+A6(%#H]@9+P,+RT73_P"43I/=6LTD^G@3H);=X[:)
M%EENEM;>)2)4S>1N"Z L8-0'J'K*(@(#U@(#Y0ZO* ]8=7E#_,.K+BN5KLPK
M[I9] 0CYP(BX>1$:Z7$?TBLX9(K*B/\ Q[9S=><@1@D=A(_;7NL3%HXV/6R(
MQ^,J":J^?*SJ+3I8W:Z>C* R((@@ZVLQ76ZO(!CM*E;"HE-_F'^E*&[(^03$
M W5UE#JL]+_GY/\ M'_.E<ARS)Z.ME[QO5)^,03X_P 34 67M>;5(QT<.JJS
MM*X<A.UJFM;_ -R47CA/7;C=H.VK3"D-M3;#?9>K:_*,BUV GZW,W^7I^IK#
MLO8<'KN/DA6LTG4T!58RS1@ZB7T"_D:-(/76@B>X5+B=<9BB,<K [3!A&&E6
M-#(1A0QX@D$7.BVZ3RWG\G2\N8;%Y;*SD+;-Q<"XMT9=A'C>9H[9[B=8%;,A
MB'!@"IWIMO$C3.U]%T.%O^KODT<K&&O>7FT7]9UVWIU-U\QDM:[SK\<77.Q6
M=V<S=T!Q^3LP\B:B\E;^@A02-$$GJ4G%G<LXR(EU+',Y23G%L9+6,,Y9W(DA
M8[<90!,;0!8!.[SPP>)MY=.M;BSB66WYCJ*PZE<&.$1Q0AH+M!N)UF+2\49D
MB9IP(,<0R95=N]1]&YQNX\;@IL1:Z_'WF*LEZX>REUJ^_(F,LSFB1]6Z2_7.
MF-T';R=TU-J%=]KFWZVDXA>RO0H25;>TZWJ%2M-XHDO%664B2W]Q<1.48H52
MZ$;0$J'9M.DFAX))*!(D@8*-X6VT!V4<%186^B65E=1I(BRJ\NFM+%>*LAA$
M>O6]K<X:6VMBT,L#+O#N1&8Y2-Y-"RR-JC%=$SQ]<5;CW+73:^VX.P[DGXYO
M9Y.L46<>:X@Y:5C=R.[?JEA9'^KV6M*MLG3,I0(6-L,!+;IL%ALBOY4QZ])U
MZ5I RDM).IS[4X2*(K$I*!G4.5!A"2E1)O6CF$C%6$*JG<]W)D@5\?)ZS,5B
MTUS<))=,@D9(G:%'9+HRVP=K=;>.XMG@571KMW<[U3##A&:G:RZ,3BSLBKS.
MWH*=Y*6'6+31FGMX2]3@Y&J.-B:LK6P8'D*C)/['+5_4%VCMC*N-D:.BZ; 5
MFM5*HS;..OZ%FE%G;&M2*;KZ^HW,;")A;K(9I80Q#;N5HS 0%#2H8\1S%V9G
M928RHP6&/D&A6$\;W*-?20"UMKHQHT9FMXYDO0QD9+:59R9[18D2..)U$P=L
MA&SJCSLX,Z>XKZ:T==Z)L>^WJR;%:T]T[FG]/MI=37^'M.IZS?Y"U:MOCK6%
M2HRB%1LTP[I$K5J]L;<,B8"L9:8FJI,)S-/BY-G>2W,LR/&B+&7& Z;V,K*T
M861!([]VJAPS1PCO*K+AS7ZMI5MI]M:2Q3RS/.(VVS%+S>=)+>.8RV\Q@CAQ
M'(QB:-)[EO8L[1.'B6+#+*J"I6^B7=K$W!LQB41\'<ZV([5#R]D5F5HA44!'
M]76!'[D"_KZA-U?KRLU0>LQGLEQ\J-]E=CR,8B_NE[QM"Q^-9H@/V.:GMRBK
MT>F*5RA\NW2SSDYO)9<1$Y-C6)J43=?7W+%V+%L'E_45NW2 OZNR =7DSJ+4
M8MH,>UJ?E&3^TUXUK3%M6U GK%W,OZD8H/V*,5KGDBJRILMQ]$U7XBPW(^NM
MZ0E?8EC=Q!JO7=]B;3.W:\6#C;PMTUS&W(P>6NMU9E2X!DXJ&SUT*>\E#MCN
MI9NQ@G*!B&>3C>IBU-B$VX223$9)$*JB+<7DUI$0K,78AHNZ SPR<]0KJ+KD
M\B/+N;M479N>;PS+(\LSV.EVNIW0,D<:Q(N[N,1%L$L A!XN+(@^B>/)[.VG
MJZ6Y6:<J4AQZA:E\HJQ6V.FZG3]:7>\V2K52NU2.LEP7K<7<XH)2QO59>XL7
M,;'H1U7EEX5C8'<G46%ER;4\1Q2+;3.+AFYNJ$,\B(K,S%5VBIPHV4XDEAG9
M 8KJ7D]F>XMWU"UB-DL?/9)0T44$TLD<:1K)*8UE7:<EI054+&Q4.3&LET:E
MZ).'LEGU0SO?)Z@+L;/*:"LMYKFLX>U3DNSTUNCE,CQ*3M5-OKNO*T";F!VB
MHW;0Q6QY:+6K,JQNBAW+5!Q"*8RZF460I;R959@AD*J#+%:\ZV'0-O%!BSG.
M"&!3AG:K9;\G5=[837T)$C6DDL<"N["UN=0&G;R*8H86;G& N-I3&PEX@;!H
MBW1A2NTZQ"Q/&^?JMVN2EQW7&TB-7:7B(V5NN&H&\=-:>ETUH.57<U*%>ZU/
MM%&S/$X1I&.9*E15SLDDFX3@42(9=(")B9U9$V(2YRACA+PS2CB &(DW>P,D
MX<HHQM5AT$]PBK9-'++O;H1 B99[I(;JUMF!1LQH8#/O&V0I,0E=LA.'DF.B
M<;PD/K^;E.;'$^"8[*MT.E5'5NO3&H-I?45BW)<-,P6X8U.;D4)=S%.Y&H*7
M!['*P[2+A:3,,9.7M;1_%VR+K9=2+%P+.Z)C0[06,L1,(4F,)P,!L/L YRSJ
M0%P5+?&Y/A$A=M4TY!/(N[WLRQ[=J]S+:I=*&;:*EHC*5*A4A96:4,LJ1QX\
MC])2_'3<]RT[..))Z^J?Y/+$D)6!&MN9..L]5@[?#2J,8$G-MCQDI#SS&0A9
M:,FIB%L$.Y8S\%*2$/)L7:TZWF$\22K@!MK@&VL%6*D9P.(*D$$ J<JP!!%4
MU[:M97,MLQ8F/8.TR;!99(TD1@NTXV65PR,K,CJ0Z,RL"<(9NJ+767Q6=KO>
M-FBEW F,J&K*4W[1O*84V4$S9HB(_I'K103\H^4?TCY1SEKD8N)_^ZY^5B:]
MFT<EM*TXGW';C]2Q*H_8!6?<T595HUTC;M=MQ(V&FB)BE?2=':.!+Y/\#\M8
M)V("/Z>R95JD4?\ ,![(^01R;I__ #<?P!_\C"N?Y4,1HMT!^4UNI^+G$3?X
M@5H$RX6:GFH?AAH&J5G9DWR>YIZXUSM&!WK,[+B:]Q^UPWOVW;#3#UQUJ^-T
M[:;?=(RK5:JR+2SV"/V9&30;#?ECXBM.4H4L#9;#G<H-W.S1K;VDDD30B,M/
M)NXE?:$AF5$+,P*J8R-WQ+#:VEX<:9;LNF6<23O?ZI#!.ETTZI9PB:YDB*&W
M6UDED6..,B1UN V^)"QG8V)+BUST2:FSU-=S4!RHUHRUYNJ7XZ5W3%PG-?[1
M9R%SL7)G:7(?1U&AY6I,X.1D:<>,VOQMNT38I"7=*0Z-7=Q-LB9"7%?X&'&7
M4]UO UM(9(5N&F0/'A%MXK>=R') ?,5PA4 9VLJ0.NMD/)[?F!DU" 073626
MLKPW ,KW\]]:1*T2HS1E;FPF1RQV!'LR*S9V*^M2Z(_\KUZ))L.66JT:#LL-
M*1])O"VO]L]F;M6ZM^;XXPQU="N!6@FXTM>W)H.PLY67F48UBO3)6/M+/O'Z
M:E9.?4]@2 VTNW'OBZ!XNY6&"&Y+;6W@[4,ZD!22'!4\.ZI%R>WIA9=1MQ#.
M+012F&Y[J2[N[RP5 F[VAL75E(&9]E3$RR#CZW5CV;HLK5&UVLW&H[QH-_J-
MID=50$?-Q-9O,./Y0["Y*;-XMS3$T78HB-E2LJAL/5TN]+)+-$/RBKLI"NFC
M1E(KN8QKFNI(69&A='02L5+(>$=O%<CBI(RT<H& 3LL&SPP3KDT"14CDBNH9
MHY#;('5)D[N>^N-/8;+HK8BGMV)8J Z,I #9492IO1(RK>XT:/D=TZHNUF-.
MZJMTWIU["[5A$)C45MYYM>!4A*RUUBHZ-08 IMTZ)7L-7)LMF+1WKN>C)!C+
M-&C-QK?4QL.1#*B[,BB4&(E95LC? !"3GUH<"PV=L!2,$XWQ<G6$D0:ZMI9-
MN"1K4K<+MVSZN-'9FE55 _E6,HC[S<EI%8,H!PU)]'*FSONMM?2^Z*_"WW9E
M1L6Y9"D5S7U_L\9K/2#*.V'/1]QF+M(#&5M9-.,HJ9I9*3G6$55VL]'.+-<&
MZL;9BP^T7^4D<1,4C98E=G13+,3&"BH,MG+]SA27*D*IRN8S:+LRP0O=1I-/
M$]TT4<,SI;V@6=Q*TK;*$!8>ZVG58PZF24;,FSLC*=%91-7+:XK<WM"#V1N6
M;W'STU?8JB_87"-U-*0'&7C;1=TU:TU^RU?X'M#"<+#7V.M:K9[*/8B;DI>M
M5HS1&.K=O<6#0-2>7>,L;1Q"&QE5AL&4-<W$D+HRMM*1F,KD+E0K-DEDV9CZ
M#%;[E&G2>Z:ZUBWDC82K;%+"QANHY$DCV) ^S,LA!8JS/&F J2E\3$Z)&S=J
M62<\B=8,%-<L+4;?"CNJ[)%GJV;JO%BU<OW<5&+LZX\7V0T4U71+DR&8JS0$
MB6^%1C4FSF&G("PR6SI->&+>0[S9W.&C]<5KE;4$Y8;OUQT.&SW!S[)641_4
M\X)!O8%W(DYX3'/BW:/3Y=2V5(0F<&WAE&U&.$B@8*NCM\N.6D'W&;I":UJX
MERB=@1$QJ*L;#KEV@H^5AH^T:^W7H2K[SH4F>%G$6\O#/E:S;Z^67AWZ9E8V
M81>,RK.DD4G:RYE%Q8/)L%"LK(48@E9(9V@D&1D,-I6PPZQ@\.JIFAVS6'**
M&W$JS*]L)5E0,HD@NK%+R%BCX924DCVD8'9<$<<;53IY1UZ53%*YJ>DG=K..
M6%Q15$1(PK]):-NO] (GK+!\8"_\/"'JX^3_ 'A']?7G1:<,6J?"SD^.1_@!
M7E/*EB=:N >I([=5^(PHW#_R9JDTJG1D:$V5QHXUZP)?=9Z\Y3-K5Q?VER5M
MA[RG+W>IZ,YC[ ;TTXVK6KJ38L8&*TC5M@\4;2Q=.',:H[F-J[);V9]#QT.Q
M=D@-J,T=Q<2;$DEMLW,=NN[PC36D9?N9 "29F2Z4\#W,4>R"3BK"/0[2>PL8
M-];PW^\L)[Z3?;4T=IJDXA]<MR5V5M(Y].D!)7+7-P)&0*IK [_HSJ<6F7:V
M.M<<T];O8S=47I^1JVS*57F<OQGJ[BJ5BPI\C>4X(5B/7A]-VU:R/T:<Z8L*
MK&*M:-<UAO$HJUC4G^[I!]M%$EI(#"90T;DBX8,Z[BV[HYF39&V#M'+H-@9.
M(IT.+=32&'5("MTML4GB0-81F.-^?:CZVI6VD,AW1 C7$4IWS87-\[2Z'^'C
MV.Q&6K$^12NUZU0[S::=Q]O=.@U-OW6)UIRMTMHR7VW'5VNLDY![IZZ:VV9:
M=H59_'1:Y(I+7%G=*6:SU&-6L:N$6JYW9E,&Z:1%>='.Z0R6TTPB+,<"9)(T
MC8$\=XHV%8A:V7')Q5$ZVXO><1PS21V<L:&YD6#4+2T-R(XUR;6:">6>-E4[
M/-Y"9)(EVS4]B=&#Q0U'9=C5RP[2W5.R>O%>3MX1.1*@156FM8<5^:S[CY,,
M7LKV%)-"P;,U>@E:H6:9MDH>M6!(7)VUBA)5)"'1ZC<RK&PBB DYLF.[+"2Y
MLQ< @=6S'*=D@Y++X+#CE-H6GVSW"23W3M!TA*,;E4>#3M5:R92W%MNX@&VK
M !8Y >$BMA+VW1T26L4++T@EOK=.WII:DZ+V1RB4T/#V4KRTUB6J.AZI![5C
M$7BYZ-(RA:#L6C3Z+W4]XOFP:N>SU52+DZM*[GE(RYJ1F$&IN5L$9X9GF2VW
MY7",&G<Q' VP-N-UQ+&D;;#Y5A""F=MUR=@#ZS)'%>6L5I-?\T5PTD;16D:7
M"@G=%MU-$^;>::>,R1E6C-VRR[.Q>YNCOX]ZZY><@;HQKJFK:+(;0W<^4T1M
M_6&LCU@=6:WY_P#!VE5S8.G$IBO('I_'[9M4WO:ZY1K?"LX^86A=7W:O1EMF
MJ?8[(P;QX;Z>2UMU+"1Q'%Z_%+)M;R2PO':.;#';GC:%7=6)&9$8HK*I,VYT
M:S@U&[E$;6\1N+HFTNK>WW?-X=9TF))K;:C&ZLKB.\DCAD0*^Q;RHLKQ22*,
M.;=X.<:8W76Z)#8>K=FOKKKNC1.R2L-$52J5&RZ0U!'](-S>U!MV<FZ;7JOV
MK\PH56UK6W5HNNS6LI)UBLGK%70GZW7H.),ENCO+@R0B.6()(Y3,Q9EFE-A9
M2Q*'+>MEVD;92,J';:;99B08UQI-D(+IIK><RP1K-BT1(Y+6V76M6MKEFB2/
MUX0Q6Z,\MQM,B;N/;CC1<1'<ZN)=8X:7:J:J1V(EL*_R3&VW.PN(=6,=55EK
M>9NDNSX_2\:\8F466D]HZGBH;=2R*R@I,ZCLFBH FVD@EVR-G9W+7:-+L;"
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M:CKZ3^J+V#C(>8;I&4&D7RKV-R<H")DV3Q.3J:@CU?\ RQ=65F8_Z@[!3#U
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MO'M#2$Q+.7;]T#./:-(]F19<Q&C!HU9-BI-FZ*1-J(D:A(T5$7V*(H51QSP
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M/ZR2/U&O,>5\)CU1)<=S<6T;9[VW&6C8?&%5"?[0J-;K'_/_ (?_ $#] ?\
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M?6[E5CE/9/$N%SV;R%5V1VQ.:BCRTKCJ8I3%*8I3%*8I3%*D@Z,[2[B_[O\
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MNV;H)E200013*5-)%%,I4TDDRE(F0I2E*!0 ,YPG/$\2>))[]>K@!0%4
M #  '   <  .  ZJ^V*^TQ2O@Y;-GK9PS>-T7;1V@JV=-7*1%V[ELNF9)=NN
MBH4R:R*R1S)JI*%,10AC$.42B(8!QQ' CB".]7P@,"K $$$$$9!!X$$'@01P
M(/77-%S8XDRW'>ZN)^NLG+S45K?K+5J2(51<M;>KB=PI4)=8>T9)9H *&A73
M@P_"D6F @JL_9R14NCL[H7";+$"9!W0ZMH=6V!V'AM =3=X K7E&OZ*^EW!D
MB5FLIF)A?B=TQR3 Y[Q7B8R?9H.LLKXT;R;7/TQ2F*4Q2F*5Z6;-W(NVL?'M
M7#Y^^<(M&3)F@JY=NW;E0J+=JU;HE.LNX76.1)%%(AU%5#%(0IC& !$@ DG
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MP0>WV7]DUW>D<E([=EN-1*3RC#);+W4*'K!D)_GF'@8$8XYW@(Q+"  4 *4
M*4H !2@     =0  !Y   \@ 'D ,JZ[.O[BE,4IBE,4K#.[]"ZXY!5$]2V%$
M>%$1%5>$G&0IMK!6WZA (+Z%D#)*BB8X$3!TS73<1S\B:9'S1P"27=[H)Y+=
M]J,XSC:4\58#O,/\",$9.",U!U#3K74X=S=)M 9,<B\)8F(QM1M@XSPVE(*-
M@;2G Q ?OKH^-XZ?<O9*M13C:=(3,HJA.5-DLO-LFI1$Q0G*JD9Q)ME$TP,=
M=U%A+1::9.]7>MA-W);R"_@FP&.Z?P7/<G^R_ 'XCLG/  ]=>;ZCR9U&Q+-$
MAO+<<1) I,BC]) "SKCK)3>(!Q+#JK1%5%5NJH@NDHBNBH=)9%4ADU4E4S"4
MZ:B9P*<BA# )3D, &*8! 0 0R=7.D$$@C!' @\"".L$5\\4K^E*8YBE*43&,
M(%*4H")C&$>H"E .L1$1'J  \HCY Q2MTM%<#]\;J<LGJ\ XUW2UC)G7MMS9
MN(\RK4WE%2#KZW<3$VHHGUF:JE29Q"H@!59=OU@(PYKZ"'(VMX_@I@_*WL1\
M(R3\%7VG<G=1U JQC-K <9GN%*Y'#C%$</(<<5("QG&#(M3Y\?>-6M..%9-!
MTB/.XEY!-$;);Y0J2MAL3A(.LOA"Z9"D9QJ!S&%C$,RILVH"*AP<O5'+UQ1W
M%S)<-M.< >Q0>Q4?^R>^QXGX  !Z/IFDVFE1&.W4EWQO9WP992.K)  5!^2B
MX ZSM,68[!9'JSIBE,4IBE,4J,?E5T=%6VT[DKYJ-Q&T6_O#+/)6%<)'1IUJ
M>'$5%7)RM$E%:[,.CB)W#YFV<Q[]?_$=QZ+MPZE#65KJ#1 1R@O&."D>S4=X
M<2 RCO \1WC@!:Y+6.2\-ZSW-B4M[ECM/&>%O,>^W<@F*1NLLH*,1W2!F:2H
M1=GZ.VQIJ2/&[)HT]61!8R+>1<M!<0,@8HB'7&6!D+B&D0$ [0E:/E5" ( J
M1,WYN7,4T4PS&ZMV@'##XU.&'ZQ7 7>GWEB^Q=V\D)S@,PS&W]B5<QO\.RQQ
MW\&L4YMJ'3%*NRFT.Z[#ETH&BU2?MLNJ)0!A 1;R363*<>H%G/@J2A&C8O4)
ME'3HR+9(A3**JD(4Q@Q=TC&T[*@[6( ^+CW_ (.NMT%O/=.(K>&2>0_DQ(SD
M#JR=D'94=]FPHZR0*EVXS]&&X2=Q]QY&+-^Z0,D[::PAWI7/?*%$#E);YQDH
M+?N"B'^)$0+AP5R!B=_,ID*NP6J;G4A@I;@YZMZ>'Q["D?(S8QQ[GJ-=MI/)
M(@K/JA&!Q%G&V<GO;^53C':D1.>&9 ,H9FV#!C%,6<9&,VL='1[9!DP8,6Z3
M1DR9MDRHMFK1J@1-!NV;I$(DB@B0B:292D(4I0 ,J"222222<DGB23UDGODU
MW2JJ*J(JHB@*JJ JJH& JJ,  #@ !@#@*]>?*RIBE,4IBE6!LS6%'V_49&C[
M!@6L_7Y$ ,**X"FZ8O$RG*WDXIZD)7,;)M.V<6[QJHFJ4IU$5.\;K+HJ;(Y7
MA</&Q5A\A'?!'40>P_'U@5&N[2WOH&M[F-98FXX/6K#(#HPXHZY.&4@X)'$$
M@P/<@^C8VQK=T^G-4I.MJTD#J+),V*287N(;^4Q4'L(D!"S_ '8"5(CNNE6=
M.C =92$CT^H,NX-1BD $N(G[3_-GX0WY/P[> /"->=:GR5O;5FDLPUY;\2%4
M#G$8[P:,?SN. VHLLQR3&@J..0CI")>N(Z58O(R09J&1=L)!JNS>M5B_ZR3A
MJY(FN@H7_>(J0I@_6&6 ((!!!!X@CB#\1KEV5D8HZLC*<,K JRGL(."#\!%>
M//M8TQ2MH]*<.M[[S<LU:W3WD'5W!B&5NUM1<P=;3;&$.TNQ5<("]G1 !ZBI
MP3.0$#]0+G;I]I4D::[@@SM."P_(3#-GL(ZE_P#(BK>PT/4=1*F&!HX3QYQ.
M#'#CM4D;4G9B)7P>O XU/?QBX>:WXTQHNXP!M.P9!KX/-WN4:II.Q1/V3*QL
M R ZY(&',<I3*()+N'KTQ2&D7[HB+5%M17-W)<G![F,>QC!X?&Q_*;]@[P&2
M3Z/I.AVNE)M)Z]<L,27+J V.^D2\=U'GB0"68^S=@%"[;9%JZIBE,4IBE,4K
M0OE7P0H?(0SJW5Q=M0]IBGUJ3R+45(2T&23 J*-KCV_94,Y I2()3[(!D4$>
MHKQO+HMVC5"=:WSP81LR1>#GND[=@GO=_9/#/5LDDGG-9Y.V^I[4\1%M>8_G
M /6YL=0F4<=KO"5>[ ]DL@55$$>W^,^Z]&O%TM@4:59Q:2@D1M4:B>7J3PHF
MZDU$)]D11F@98.HY&<B+&2*4?\9DD8!*%Y%<0SCUMP3WU/!QVY4\>':,CL)K
MSN^TF_T]B+FW=4!X3("\#<< B5<J">L*^RX&,J*P/FZJZF*56J_6[#;)1M!U
M>"F+',O# 1K$P4:\EI)P81 O4BR8(KN%/*8 $2)B =8=?5F+,J LS*JCK9B
M!\9. *V112S.(X8WED;V*1HSNWQ*H)/ZA4I7''HQ;C9G3"S[]54IE:(9-R2D
M1SI%:W3) [)R(RKQL9=E6V2P"7OB)JNYP2 LV.WAW'=NR5MQJ2*"L VVZMLC
M"#X@>+'X\+U'NAPKK]+Y)3S%9M2)@BX'FZD&>0=8#L"5A4\,CNI.M2L9PPG%
MJU5KE(K\55*E#,*_781H1E%1$8@5NS9MR")NHA"]9CJJJ&.LY<+&4<.G"BKE
MRJJX544-2LS.Q=R69CDD]9_^=0'4!P'"O0(88K>)(8(UBBC791$&%4=?ZR22
M6)R68EF)))JOYC6VF*4Q2F*5;]JJE;O%>E:I;H5A8:[-M3LI2(DT"N&CMN?J
M$ ,4>HR:J2A2+-G*)DW+1RFDY;*HN$DU"Y*S(P="593D$=8_^=1'41P/"M4T
M,5Q$\,\:RQ2+LNCC*D?^B#Q5A@J0&4@@&H.>1O1BW*L.G]GT&LI=*R<RCD](
MD72*-NAB")CF0BWCDR#*RLD2@;N2J*M)P"=TV(VF'';=J75OJ2, L_<-U;8&
M4;XP.*D_$5ZSE1PKS[5.24\):;3B;B')/-V($\8Z\(3A9E'>XK)C V9#EC%O
M/URPU24<0EH@IBN3+0PD=1,[&O(F1;F 1+U+,GZ*#E/RE$ [:8 /4/5UY9JR
ML RL&4]14@@_$1PKD)(I(7,<T;Q2+P9)$9'7XU8!A^L51<^UA3%*SUI_C-NO
M>3Q!*@4:5=Q2J@$6M<HBI#U)F4!ZE%%IYZ1-HX.B'YQV4:+^2,4/\%DJ80*.
MB:YA@'KC@'P1Q<]_V(XC/:<#X:L;'2K_ %!@+:W=D)P9F!2!>W,K=R<=95=I
M^Q2:G;XJ\$:%Q[,UMMB7;WO:8)?F3ZS44X6L&53$JR-4CW &4(X$IC(*S[WJ
MDET>LK1"(1<.FJU)=7SSY11L1=GY3?VCV=_9'#M+8%>B:-R=M],V9Y2+B\Q_
M.$>MPY'$0J>.>.#*W=D>Q$89E.^>0:Z.F*4Q2F*4Q2F*4Q2F*4Q2J;+0T//L
M5HN=BHV:C''4"\=+,6LDQ7 .OJ!9H\26;J=76/5VTS?I'_//H8J<J2I'402"
M/UCC6#QQRJ4D1)$/6CJ'4_&K @_K%:^S/#OB_.KG</M(T-)4YA,;X)BAKZ0F
M'RB((0*T:@'6/E$"I@ CY?UYO%W<KU32?K.U_FS5;)H>D2G+:?;@_HTW0^2(
MH/V5](/B!QBKRY'$=I&@*+)F Q#2T,2PE*8!ZRF!.?/)I@8H^4INQUE$ $H@
M( .&N[ENN:3_ ,6V?\N*^QZ)I,1RFGVQ/Z2/>_\ Y=NM@HV+C89DA&Q$<QBH
MYL7L-F$:T;L63<G_ ($&K5-)!(O_ "IIE#_AF@DDDDDD]9)R3\9-62(D:A$5
M45> 5%"J!V   #]0KW9\K*F*4Q2F*4Q2F*4Q2F*5C>YZ=U/L0QE+UK>D6QP8
MH%![.UF(D9%, #J#N9)PT._0$"AV0%%RF/9_-Z^KR9L266/V$CH.Q6('R XJ
M+/8V=UQN+6WF/A20QNP^)RI8?J(K#QN$?%,RW?CI6K ?M=KLE6FB(]?_ /;D
ME2MP+_R]UV?U=6;N>W7MS?(OV5 ]3^C9VN819_M2 >*'V?U8K*U,T=IS7BJ;
MFD:OHE9>I=78DHJL1#>6\GZ.U+^"FDS]GR]GMNS=GK$0ZNL>O4\TT@P\LC#L
M9V(^3./V5-@T^QM3M6]G;0L/RTA0/X^SM_O5E/-53*8I3%*8I3%*8I3%*8I7
MF>,V<BU78R#1L^9.4Q2<M'B"3EJX2-_K)KMUBG253-^LBA#%']88!(.0<$=1
M' U\958%6 93P*L 01V$'@?UU@"P<2N--G7.YEM)Z^\(5$3*K1<"W@#JG-Y3
M**C ?!G>*&$>LRA^T<P^4QA'RY(6[N5ZII/UL6_S9JLDT7293E]/MLGK*1B+
M_P#%L?K[>_5-BN&G%N'7*X::1HZJA# 8"RC%><0ZP_\ $VFW4@V.7_,IDC%'
M]8#GTW=RW7,_ZCL_M7!K%-"T>,Y73[<_VU,H^21G'[*V!@JY7JNP3BJS PU=
MBTAZTHV"BV,0P3'J O6FSCT&[<@]0 'YJ8>0 #] 9H9F<[3,S$]98DGY3DU9
M1Q10J$ACCB0=21HJ*/B50!^RJSF-;*8I3%*8I3%*8I3%*8I5D6_6FNM@I%1O
M5$J%P3(04TOREKD1-'0+Y1_T=60:.%6Y@$1$IT#IG*;\XI@'RYFDDD?L'=,]
M>RQ7/QX(S4>>TM;D8N+>"<#JWL228^(LI(_5BL'N.$O%1RL*ZFE:H4YAZQ*W
M/,-$>OKZ_(V:RB+<H?\ *5("]7DZNKR9OY[=#_K-^P_M(S5>W)_1F.T;"'/]
M$R*/%5PO[*R!4>.FAZ(ND[J>HM?0[]$Q3(R:58BG,LB8O4)12EGK=S))]0@!
MOS'1?S@ P^4 '-;W$[Y#RR,#UC:.SXH./V5*ATO3K<AH;*U1AU.(4+CXG8%Q
M\M9GS34ZF*4Q2F*4Q2F*4Q2F*5^%$TU4SI*D(JDH0R:B:A2G34(<!*<AR& 2
MG(8HB4Q3 (& 1 0$!Q0C/ \0>!![]8)L_%WCM<5U'5@TQKQT\6$3+O6M;81#
MY<P_I.X>PR3!TNI_SK+'. >0#=6;UN;A."S2 #O%B1\C9%5TND:7.29+"U)/
M6RQ*C$GOEHPK$_"3FK68\*^*\<N5PWTG3U%"B @5\G(RB'6'_B;2<@[;&#_,
M#)" _K#,C>71&-\_ZL _* #6E- T=#M"P@)_I[<@\5V9?V5GNKTJFTAF,=3*
MG6JDP-V>TRK4%%P34W9\A1.A&-6J1Q#K'J,8HCY1'K\HYH9W<Y=F<]K,6/RD
MFK&&W@MUV((8H%\&*-(U_6$ %7/F-;J8I3%*8I3%*8I3%*8I5L6BDTV[LPCK
MG4ZU;6!>UV65F@HN=:D$W5VA(WE&KI(AAZ@ZS%* ^0!Z^L S)7=#E'9#VJQ4
M_*"*TS6\%PNS/##.H_)FC21?D=6%8$?<*N*\BN9PXTG3TU#"(B5BG(QB'6/_
M (6T;(-&Q0_R*5( #]   9O%Y=#JF?\ 7@_M()JN;0-'<Y-A #_1VT'R(RC]
M6*NFL<7>.U.73=U_3&O&KQ$0,@]=5N/EWS<X>4#MWLPD_=-S_P#.BJ0_5Y!'
MJS%KJX?V4TF#U@,5'R+@5NBTC2X"#'86H8<0S0K(P/:&D#,#\(.:SLFFFDF1
M)(A$DDR%3333*4B:9" !2$(0H 4A"E "E*4  H     &:*L0,<!P X #O5^\
M4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,
M4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,
M4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,
+4IBE,4IBE,4K_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>g677604g67l15.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g67l15.jpg
M_]C_X  02D9)1@ ! 0(!>@%Z  #_X7= :'1T<#HO+VYS+F%D;V)E+F-O;2]X
M87 O,2XP+P \/WAP86-K970@8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(
M>G)E4WI.5&-Z:V,Y9"(_/CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z
M;65T82\B('@Z>&UP=&L](EA-4"!#;W)E(#4N,2XR(CX*(#QR9&8Z4D1&('AM
M;&YS.G)D9CTB:'1T<#HO+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN
M=&%X+6YS(R(^"B @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*(" @
M('AM;&YS.GAM<#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+R(*(" @
M('AM;&YS.GAM<$=);6<](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]G
M+VEM9R\B"B @("!X;6QN<SID8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE
M;G1S+S$N,2\B"B @("!X;6QN<SIX;7!-33TB:'1T<#HO+VYS+F%D;V)E+F-O
M;2]X87 O,2XP+VUM+R(*(" @('AM;&YS.G-T4F5F/2)H='1P.B\O;G,N861O
M8F4N8V]M+WAA<"\Q+C O<U1Y<&4O4F5S;W5R8V52968C(@H@(" @>&UL;G,Z
M<W1%=G0](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]S5'EP92]297-O
M=7)C945V96YT(R(*(" @('AM;&YS.G!D9CTB:'1T<#HO+VYS+F%D;V)E+F-O
M;2]P9&8O,2XS+R(*(" @('AM;&YS.GAM<%109STB:'1T<#HO+VYS+F%D;V)E
M+F-O;2]X87 O,2XP+W0O<&<O(@H@(" @>&UL;G,Z<W1$:6T](FAT=' Z+R]N
M<RYA9&]B92YC;VTO>&%P+S$N,"]S5'EP92]$:6UE;G-I;VYS(R(*(" @('AM
M;&YS.G-T1FYT/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O<U1Y<&4O
M1F]N=",B"B @("!X;6QN<SIX;7!'/2)H='1P.B\O;G,N861O8F4N8V]M+WAA
M<"\Q+C O9R\B"B @("!X;6QN<SI%>'1E;G-I<T9O;G1396YS93TB:'1T<#HO
M+W=W=RYE>'1E;G-I<RYC;VTO;65T82]&;VYT4V5N<V4O(@H@("!X;7 Z36]D
M:69Y1&%T93TB,C Q."TP,BTQ,U0Q.#HU,SHS-2TP-SHP,"(*(" @>&UP.D-R
M96%T941A=&4](C(P,3@M,#(M,3-4,3@Z-3,Z,S4M,#<Z,# B"B @('AM<#I-
M971A9&%T841A=&4](C(P,3@M,#(M,3-4,3@Z-3,Z,S4M,#<Z,# B"B @('AM
M<#I#<F5A=&]R5&]O;#TB061O8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S
M*2(*(" @9&,Z9F]R;6%T/2)A<'!L:6-A=&EO;B]P;W-T<V-R:7!T(@H@("!X
M;7!-33I$;V-U;65N=$E$/2)X;7 N9&ED.D1"-41&.3)#,C8Q,44X,3$X,3=%
M0S)$034T,38Q,#,U(@H@("!X;7!-33I);G-T86YC94E$/2)X;7 N:6ED.D1"
M-41&.3)#,C8Q,44X,3$X,3=%0S)$034T,38Q,#,U(@H@("!X;7!-33I/<FEG
M:6YA;$1O8W5M96YT240](G5U:60Z,3!D8V,S-#0M,C<T9"TT,39C+6$P-3DM
M-V-B,V1A83)C,C(U(@H@("!X;7!-33I296YD:71I;VY#;&%S<STB9&5F875L
M="(*(" @<&1F.E!R;V1U8V5R/2)!9&]B92!01$8@;&EB<F%R>2 Q,"XP,2(*
M(" @>&UP5%!G.DY086=E<STB,2(*(" @>&UP5%!G.DAA<U9I<VEB;&54<F%N
M<W!A<F5N8WD](D9A;'-E(@H@("!X;7!44&<Z2&%S5FES:6)L94]V97)P<FEN
M=#TB5')U92(^"B @(#QX;7 Z5&AU;6)N86EL<SX*(" @(#QR9&8Z06QT/@H@
M(" @(#QR9&8Z;&D*(" @(" @>&UP1TEM9SIW:61T:#TB,C4V(@H@(" @("!X
M;7!'26UG.FAE:6=H=#TB,C$V(@H@(" @("!X;7!'26UG.F9O<FUA=#TB2E!%
M1R(*(" @(" @>&UP1TEM9SII;6%G93TB+SEJ+S1!05%3:UI*4F=!0D%G14%3
M04))04%$+S=107-51VAV9$<Y>F%'.7=)1$UU34%!-%%K;$Y!*S!!04%!04%"
M04%304%!04%%028C>$$[05%"24%!04%!44%"+RLT041K1FMB,DIL04=404%!
M04%!9B]B04E104)G445"055%0F=51D)G:T="45E*0W=G1T)G9TQ$06]+0W=O
M2R8C>$$[1$)!341!=TU$07=11$$T4$5!.$]$0DU41D)15$5X=V)'>'-C2'@X
M9DAX.&9(>#AF2'=%2$)W8TY$03!914)!64=H55)&4F]F2'@X9B8C>$$[2'@X
M9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF
M2'@X9DAX.&9(>#AF+SA!04519T$R045!07=%4B8C>$$[04%)4D%135)!9B]%
M06%)04%!04A!445"05%%04%!04%!04%!04%11D%W24=!44%(0T%K2T-W14%!
M9TE$05%%0D%114%!04%!04%!028C>$$[05%!0T%W449"9V-)0U%O3$5!04-!
M44U$06=10T)G8T1"04E'06Y-0D%G35)"04%&25))>%%614=%,D5I8UE%54UP
M1VA">%=X46E00B8C>$$[571(:$UX6FDX0U)Y9W9%;%%Z4E1K<4MY63-00TY5
M46YK-D]Z3FAD55I(5$0P=4E)2F]-2D-H9UIH2E)&4G%3,%9T3E9+0G)Y-"]0
M128C>$$[,4]4,%I85T9L85<Q>&18;#E76C)H<&%M='-B5S5V63-2,61N9#1E
M6' W9D@Q*V8S3T5H66%(:4EM2VDT>4YJ;RM#:S535FQP95EM6B8C>$$[<6)N
M2C)E;C5+:G!+5VUP-FEP<7%U<W)A-G9O4D%!24-!44E$0E%514)1645#04U$
M8E%%04%H141"0T53355%1E523FA)9UIX9UI%>28C>$$[;V)(=T9-2%(T4TY#
M1E9*:6-V17I*1%)$9VAA4U5Y5VE9-TQ#0C-04TYE2D5G>&15:W=G2D-H9UI*
M:EI&1VED:V1&53,X<4]Z=WEG<"8C>$$[,"M0>FA*4VMT3515-5!2;&195U9P
M8EA&,658,5)L6FUD;V%7<')B1S%U8C)2,61N9#1E6' W9D@Q*V8S3T5H66%(
M:4EM2VDT>4YJ;R8C>$$[*T1L2E=7;#5I6FUP=6-N6C9F:W%/:W!A86YQ2VUQ
M<39Y=')Q*W8O84%!=T1!44%#15%-4D%$.$$T2&UW9$DW1EA9<3=&6%EQ-T98
M628C>$$[<3=&6%EQ-T9867$W1E=986PK5BMV,F5K5T]O=WI7*V]Y6'=S94]N
M5UEU2DQP1S%/0G)I,5%O,$M+-T]I3G1%>E5)>4%M3&)4:$E&<"8C>$$[26YL
M4'I423AQ2F\Q.#=W6$,R57ER8E1%<&1/84Q!=T,W4VLY14\K2&E$2&=L,TEQ
M+W=$279M9E1V3'-M=F%N67IA9EIP97!P-G!D4B8C>$$[4W=Y4U1/<WI.=T1O
M07=J3G5Y=G953E%5-C!225A3;D=13$MV62]L,35R=4Q057)Y-7-P9$]T=$US
M4#!N2SDU0F-2*W!!>D))+U)#>"8C>$$[=5<Y4FHX3%5#54),34%#8TA'16I&
M2VEE-4<S4#56-C5$<&M';TIE,FQY:VQR1&58149V.6%L;71K=7)+4R]T>$UI
M=V8W<VEH9F1/4R8C>$$[<5(X8DMV>%DX65IE0V%T2DQN>6(U=G1"8VTV,%!5
M24)::4TS6FQT6C Y251(:D8V;DI2=S5N6F$Y93)(:41$=S5D>%)6,2M86&YU
M,28C>$$[=#=E934P1RMH1C-C;7AT;UAG:U=:-V=2:5@P>$-2-G4V3E9F:"M,
M96QA1VIX0E!H4S=K3$(U33@T6$5#5'=A1G%%<T5N<2MN2VQR3R8C>$$[>4XV
M1$9:=4Q"2T@P,D)$+T%-<#8T.%%2-&-U-'!0:VU$<U9D:7)S5F1I<G-69&ER
M<U9D:7)S5F1I<G-69&ER<U9D:7)S5F1I<G-69"8C>$$[:7)S5F1I<G-69&ER
M<U9E:&HX.&9.<39D<$]N:3)S+W$R:U)1=U)Q=W5817-53F\Y:GA:6&Y:22]5
M9VUC3UE&:EEK,7)50VQF:&AV1R8C>$$[;VQ12&-V,#<X.5!.5F=B;&]B1%1M
M831U<F4V1$Y&4%=-5W!T:D9#<%=:4S!A:7AI6#DU>65L9FEQ>$]*>&A),4UH
M,TI$<D@U:#9Z<28C>$$[,VPV,S!7-70W6E9G97ID<C5&;$9X2V109VMT<F-3
M1G!':2M'2UAI94U9<E%%-S%Q4D%!<TI:4U)333$S.#)0365S,D=O5T4Y=F%1
M,B8C>$$[*W!O+S%W47!+0S P,7I$9%1804QY4%(U2DQ:05%09T%R>%9C4D%"
M37,U27!76#@S+TU-5FYB,G1V63)&=C9.<$A9>GIP2$XV;'I(0B8C>$$[65,V
M9$,P>&%6:'EI:'5(2SA!;S5'<$(V65!$0U)N25)M;F9N=C5Y,"LU,5<V=#=B
M5&9R97 S,&UP3&-Y5W9Q>5=S.'=66F9Q<D]Z8R8C>$$[5F19,55H=5=W.&-4
M:D-2<4I#*U-%+S57+W)A:4I)=$PP-DLR:&YN;FIT;%<V2V-B=3 K<#--3E=U
M1V9H3$AU5'DU:'9S<V\R>#A-228C>$$[+TU3.&PQ=BMD2&TV3%8T.59E3S!N
M=45H=5E'4U-/5#!P4')D-CDK-U-):VE":7,W+T-0<S!!0E4W,69$0VI54W4R
M0G-X6FEX04)*<B8C>$$[44-G,SA!36TP3EE69&ER<U9D:7)S5F1I<G-69&ER
M<U9D:7)S5F9D9BM'4'EM+S9L3%,O*S1D868X,%IH8U5U.3(S0D1U1'8X369L
M3B8C>$$[+W="4VQP9B]!2$1R5"]M:DAI;#-R=U$W9S<O1$@U5&8Y4VQP9B]C
M3W10.$%M:DAI;#-R=U$W9S<O1$@U5&8X055P85@O=T)W-C O-28C>$$[;W@T
M<&0V.$5/-$\O=W@K53,O57!A6"\S1')4+T%*;W@T<&0V.$5/-$\O=W@K53,O
M049+5VPO.$%C3W10*V%-94M8979"1'5$=CA-9B8C>$$[;$XO,4M7;"\Y=S8P
M+W=#84UE2UAE=D)$=41V.$UF;$XO=T)3;'!F+T%(1')4+VUJ2&EL,W)W43=G
M-R]$2#549CE3;'!F+V-/=% X028C>$$[;6I(:6PS<G=1-V<W+T1(-51F.$%5
M<&%8+W="=S8P+S5O>#1P9#8X14\T3R]W>"M5,R]5<&%8+S-$<E0O04IO>#1P
M9#8X14\T3R]W>"8C>$$[*U4S+T%&2U=L+SA!8T]T4"MA365+6&5V0D1U1'8X
M369L3B\Q2U=L+SEW-C O=T-A365+6&5V0D1U1'8X369L3B]W0E-L<&8O04A$
M<B8C>$$[5"]M:DAI;#-R=U$W9S<O1$@U5&8Y4VQP9B]C3W10.$%M:DAI;#-R
M=U$W9W=(>FPU<B]+:GED-6EH<SEA.&=A8RMI,W-F<5=E<#(Q:"8C>$$[84TT
M6F9H:VIK:&1&1E9.1%98-DU.<35/26M2<U=Q8V]23SAD;79*=FUV.$%+=GIL
M-6QM<SE&.&=A8DAO9&I(-FPU<61Z65=G:UHR*R8C>$$[1T]/3T9%641K,516
M;BMY1'181U%K0G56:$M%:G1(6FXO=T1H:CAP=BMP4S!V+W5(5VXO3D=1-'!D
M-V)W43=G-R]$2#549CA!57!A6"8C>$$[+W="=S8P+S5O>#1P9#8X14\T3R]W
M>"M5,R]5<&%8+S-$<E0O04IO>#1P9#8X14\T3R]W>"M5,R]!1DM7;"\X06-/
M=% K84UE2UAE=B8C>$$[0D1U1'8X369L3B\Q2U=L+SEW-C O=T-A365+6&5V
M0D1U1'8X369L3B]W0E-L<&8O04A$<E0O;6I(:6PS<G=1-V<W+T1(-51F.5-L
M<"8C>$$[9B]C3W10.$%M:DAI;#-R=U$W9S<O1$@U5&8X055P85@O=T)W-C O
M-6]X-'!D-CA%3S1/+W=X*U4S+U5P85@O,T1R5"]!2F]X-'!D-B8C>$$[.$5/
M-$\O=W@K53,O049+5VPO.$%C3W10*V%-94M8979"1'5$=CA-9FQ.+S%+5VPO
M.7<V,"]W0V%-94M8979"1'5$=CA-9FQ.+W="4R8C>$$[;'!F+T%(1')4+VUJ
M2&EL,W)W43=G-R]$2#549CE3;'!F+V-/=% X06UJ2&EL,W)W43=G-R]$2#54
M9CA!57!A6"]W0G<V,"\U;W@T<"8C>$$[9#8X14\T3R]W>"M5,R]5<&%8+S-$
M<E0O04IO>#1P9#8X14\T2U=+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X
M5C)+=7A6,DMS428C>$$[+TY0>6%V;7)Y;&,R:V%6,4,Q<F,V95(Q37%!+T(X
M<$9Q=GIO93)3:$MI,3598U%P5"]+6'EE,VQJ>61B5SEW;D158G<O5W(T155:
M6"8C>$$[8T1J1V4O=TE!0U!'=4=C<DM-54]'3$TX9S)U>%8R2W5X5C)+=7A6
M,DMU>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMU>%8R2R8C>$$[=7A6
M,DMU>%8R2W5X5C)+<T,X,F%T-3-T=E!';C(R:W!C=F\W<%IM9$ER9C%);EHW
M<5),9TY,.5AL0S!H0VLQ;6HT:F8T=6U4:4)45"8C>$$[27DT='534S9L*UE8
M-7!185!"8S(S;'!P8C)34U)8:"MO,VI!2W-C3$%C5F9M<%=35U)E4BM&*T96
M<&A%63DV1&ML6$I0=$HQ=GHU4"8C>$$[-7AJ<TPK,45E;7A7<VI34U(R<W--
M17-P:6=E3FI/-6U59D<X:4)&86\T;FQ886=)1DUG6F-62D9"-74O36DQ9VI:
M8D\Y=C=I4TE09"8C>$$[<&5A5S9X>%AA<E4R;'4Q=5EM36)S84-E449&;U!I
M8FQS945-94M3-C0X-V9M,$QP56DP2TE24S-A44M463-B*VY&2E!01C9J<W-Y
M:"8C>$$[9VE12S5/=U!-9$)3<G=X57IN,TM&>C5T+TYQ-71R9'AP,'1J2TM0
M3UED4&UD0W)T675!66XY4U1L1W,P-G1X66-U3&)!<G-E1TM/2R8C>$$[9C0K
M0S=3=E!8-7!X-F1-;#-O33EZ4&)754UQ,U1737EU.'I3=W!)4%-$>&5O>4Q*
M2CA#8V$X3U9E3&)*:D923U9C;51E579-+VY(528C>$$[=&9L<SE9,&,V9EE#
M>&=U635V4FU7;'<V4D=32G!84$%K33<P5E9Q2V)M=5)K0E1:1U)*,T1-.&<R
M3WA6,DMU>%8R2W5X5C)+=7A6,B8C>$$[2W5X5C)+=7A6,DMU>%8R2W!H6F%(
M9EA11#A21D=E:G9T565W-C1,4TEP:VYL5T]N>#-$12MY9T0Y6G=7;FA7>2M6
M4E0Y,6-B*T1,="8C>$$[.31/3G)W<%9E-EIE5V4X>69",FM89&9V+W)H=$)#
M17=O9&ER<U921G!9,U8R+T=#3714<3-24CAY8U9!5&%(>7%X1EIP=T0O04-O
M2R8C>$$[+VEA9G%W5WDT5E4K5EEA8EA$02M*54@K3T,P.$M!=2],,3E!0S!D
M2C!(.&XR=CA!9V8V66)9;4M6:T5':#8T54]X5C)+='%R37=6428C>$$[4W@R
M04<U3TMP<F$K5S<R54)P4TE&4%DW=#EW+W)G=&M);S!E5EEA8GIS5#=+349P
M-%9'9GET2T%40D]'4#AR:FHK27)H=$A#;$9Z828C>$$[6$9T2G=N46\S8791
M+TDT5TI#:FER<U9D:7%+<SE.=DQS+W55<6\V=61L2# T3%5"3F]V2W4Q6F)J
M9G=29'9V2B]H9W1L=W)M.'%X528C>$$[*T<T64@S545F<D=.<G=P9F5A1&97
M=TQG0V%-9%=4<5!M3W5',$=+5S153WA6,DMU>%8R2W-I,%!2:T-,9%A+,5IT
M-&]Z,$$O;4]22B8C>$$[6GA#931'5'-69&ER5$MR<5990FQ/>$(S0D=+<U<Q
M=E-"84XV,$DO,&1Z46HK52M(>7E13%A)2E9H46HY2C!X<C9E:'%S0V)Y3B]!
M928C>$$[*T%L249S=&AH:6AJ5T]*46E,,%5:1G-8-'$W1EA9<6Q7<S9-;#!H
M;6A(1S588V=F="MX.3A)3$5H:7!"0F]E=5-93F]J3S120GE::B8C>$$[4E%/
M-4]+<W4P;E-)<DM-3W=$6$Q$-&XX2SEL>4I,64)365E%=7A6,DMQ5GIB45A-
M4FEM54UH*SA(>$=+,'A$5710:W-R9WAT=6IB>"8C>$$[=C1J*V]Y46%Y2U%M
M1D-:-DYP2G9:1$I*55<V2#1V.$%+4#A!2U T-$-59U=Y=4].23!#26]61C)6
M4G-":U=X=D9867$W1E5L,7925B8C>$$[:U)R;3)7:W$W>4E0,F@T:C-W9W-:
M0FI74UE/>%8R2V]V4W)16%8Y2$4R-E8U4#A!2F0O>#990VM";6U28D5K.#8K
M844X<BM7-VY7,R8C>$$[=&UU>&)V8GAI,U$X5UIR;31J=#%O44=/>&QR<T1H
M:4Q,1U5Q1G-"6"]N2D1Y8D9A4E18.7)D5V-S<SA%46I:0WEI3U9B95)P=5E(
M>"8C>$$[2TDW;FUO549I<3%O3U%Y9FA&<CAE3$QL+TU44VTX,S98-5E-17-D
M,W%L:#EF4C5':E@P-F=S:T1P>35E;U92>E%6-F1X57)(:#)T;B8C>$$[>&DV
M6EAK5V%N8U%*4$$X3"]:8U50.6-664Y,1S!C:GAT.7!#5F(U9S!Y8E5Z4%,W
M45=T:DA(4VIK8W!0.5DW;BMM4DQ903AS.#0K5"8C>$$[4%!S+VTV-3%04CE5
M=#=E4FY-:V0S2F53=WI#,6UH4S)J<U9G0TY(1U1-<VAJ:S-"6G563V%I<S1Y
M1DY5;WEV6D0S;FLS.#E)<D-*;"8C>$$[.#)1>&5J3$1),&MK:')(145:-3)L
M8WA+:VEP27=&0W4V<CE'2&EJ,TM9>C<P4&9E4V9Z,V<P>75N*V%6.5%H2&YE
M-'5I>6HP-%EZ5B8C>$$[6&%&<4PV>&M:=D9A1'!T:4I2-VM'338R2W,S;$0X
M-S-S4VQP-6Q75FEK=G S0S-94$-9>%)R2W)6=&XU<C9I>4EG-4%X<V5855DS
M1B8C>$$[2FI0=F5P959,6%A,5'DU<#ET<C%W=#-R155+<F4S0T=O9'@S<E)+
M-V0V8C57965Z8D<V,U-N>D1A0T,K.5)24DIX>B]!3FPK,2]80R8C>$$[1T5G
M<F578E%36$0S1$-O:$9%+S%M-R]135-M25I,:U=B<U97451W>G=P3D))<W--
M9T12>6]1>7-P,T)6:'-18U975W0Y6EAA8S=3-"8C>$$[:75%;T<U4D]R:6A*
M04Y62C=Q9G5X5E=X5DPY9'1"8U=$;6YX=R]V15!Y-FHW<TE224U25E-Z0E9&
M4WAO0C=N2DYB3TQ/,E,R=&\T1B8C>$$[-DE+12M*-VXV5&M'=T(U6'!(+T]3
M9FMA*VIJ;'5)8G$P:61,9FTU5#%E13%W6D$P6D-B,&I72&M7-V<Y37-/2715
M8SA3;6MF-2MF;"8C>$$[*WIW4G,Y-4A,8U)M5T]*-U=4;'@K<G)C>#=#=CDY
M1DER2E1X,W!G.$UP1V%+>"\K8V=V>3A365%/.31*+VA,46DR9&U51TUZ3U-&
M<B8C>$$[+V1X:FLQ4&]R=E$K1U8X84LU+WHK+TPQ6GIB:5,X9619+U9K:5<R
M8W-I3$$Q>DU7+W=#34531G!0=W)V9SA-<6,P5UIE5G9-34AM3"8C>$$[47)B
M5TE)2DQA1S9-;D-'8T%305)Y=$@X44)),S16>4I&3F=.:$I.871"8E@W<6]P
M1R]X;U!9.69X=VAG46=-2TA9<6Y8;%I18G%:=28C>$$[-%-G*VMJ*VU!<V]S
M479V>G,O4FLY>DIF5S%R2D(V,3-$0G X3GAX=C=F-FLW:&IE<DE"1D@V>5)&
M;VPU5EII<4QY<GE%=4)I8W1*5"8C>$$[<5@O3U%';%A.;F)E<F]"2RMS;#%,
M1&13>%5%54-2,VM-:UDK,%I!,T9H5F9G27%C27AO3U5D>45S9DYN-6%A=#5J
M,'DQ,#=Y9' X:"8C>$$[=6173G4Q,TLQ;T=$13$K<U)X0W)U:#1X*VTO2&I8
M:V=)23-.141M9U-I5'E11G(K8D=K,E8O8E@K<V53;T=U8D@P3%!1<FTS4D9K
M:B8C>$$[='DP-DE%855T<T)!4D=25&9K3G%.:G=E85!%04\T5#9B+VY*1W=J
M:T)446)Y9$QM4EER0TIE2U-S-%5",6)K5#A8<DU%555"24)0628C>$$[5DAH
M36IM.&UF9FPY-3ES=D\R:S-'<3).;E!A,E56=S%V0S%W04=L-&]R.'=O-D0T
M-EI#56%:=VYX0S%(54DQ3W5/;EIP5G(O04Q+;"8C>$$[9C$T;U!.;#)28DAL
M2&XW>79O;FUR5TPS5S=4>E=.2VPP5#9L65@W,CE8848W93@K=$9*2TUU-6M-
M9D1B-%A4<G-2;&M46%)P;D534"8C>$$[3FHX=C5/1S4P=W503W-%5EEI9VQH
M:VPY0E8Y67E-0GEU5W%V<%)426%K-V-V1&%82#5)3U!B;6\V-RM6;',Y>$19
M3BM934YP-FXQ:28C>$$[5V4Q:VQE:FEE3TY:5TMM-$%(2TIG3BMQ;G=X12]*
M6EDW-G$W+VQ!>5)H8FIZ=&)1,C9R8WHP4C5),4%L3%)O;W)C.%)$0E X4SDK
M8B8C>$$[3T-E,E!(-4PT9FTY;S!A.7,W<7DT,C$T;#AB4FIA6$TV144K=D(X
M16]B8S!B:TYX;%)B9U5$-7%!.4<S4&--=T@P9UEH16Q8>7=O1R8C>$$[;G5E
M-6M.9G5'2E=+8DUY<7!::4964E9M3W=!2&,T1U1&8B]Z3#5C.'IE6#E3<V1(
M.'=7<T4Q>$9,8D,W-4-S66%/<GE)<D=0;%--;"8C>$$[;&-F1#,S07E10D)9
M:V=J679/+RM66&965F=T=% X.%=W,%=*9S%L8E1T4G!5:3E78C!*1V=M9U%X
M370P56LY3D8O9#!P5$HX9FLQ928C>$$[2%A86DUV>64P8GEV-5%A-W1K.'HR
M3V]Y=F%147DP0F=D4'%S<C%:*V-J04$O6$DQ1W=X;5-E:6-54DAA,W)%1C%A
M,T)K145Y4VU&>B8C>$$[1DYW64YW:U=H2TY1-TU+.41L5&-Q3V]:1U4Y1T)"
M*VY&5T8V5V]B56)92' V:6XW:EA*1G%(3FUU4F)8:4@U:UAV;$QY:#5G='1.
M5"8C>$$[>5AP,3=O;W0W839V,U<S5#%%0FML:%5*=7%H:$A%9E1"2'A.4F5P
M1U=X<SE7:612-DUF=G9Z22]+6%=B1C=E6'EA25I'<W5+5&\Q=B8C>$$[03A9
M44QA1E9N,D-"25EL5TUT,3)4:E)S;'=Y2%9J>'=05#AC:V9P+VTS.'(W2TM'
M,7-02C%V94,Q:2MR,T8W8WDR+TM09$Q197902R8C>$$[2TQY3C!&9&U);W9S
M04U&2'948U(P5CE)+TUN.'%T5#AY,C)N4F54231B;E5B<CE'1S9K:G1T:W5&
M83%*4$1M4TA%<F]W6&)G4E9U9R8C>$$[>$U46$Y23TI02C=J66%F639F87)A
M5TYV2&$R>7,W<$)%;U)!6DA-:C!58D-R<U1L3G5106MV;7!12DQD=35$02M/
M>$@Y8VM'16MI=R8C>$$[<UA9<6TS;'%92G%"42\W=%%Q4&U.+S190VU,2D=T
M3%9M9&UH471)5DUH2V=L:6TV1G1T*TY.=D1)=&IX,&5F+T%$;F)25S=384]D
M5"8C>$$[;FYA3#8S8GEA6&,R-E=&=S1+>3)556EQ+W)&5G!342]$>%AD:GI7
M;'9#1VYJ4&-P4F9M6BM:6')P0VYK;49:4W-:16]H=75!1#-H="8C>$$[;$@Y
M,U@Y,C4Y52\U2C=9.$DW,&5*3'53-E0X,"]W07HT-W1R>'9+-&QS:$%:-$Q3
M4WEU4%5J63-4<D=$34552#!O=U@V0V]8<U1H-"8C>$$[0C-O.%-88SE!+TQN
M>FPU:#@P6#)Q2G)N;&0Y0T9G65I,67IQ+TUV27)C:%=217%W2'A66&]';V9E
M16]G8VDR46M4>D9-.%9656-6028C>$$[04A11%E:0G-96&982'%A:DQ/=30Y
M46Q4-T$W9G%Y8E576GAY3$I'<VEM<75!>6XR3RM18EAL="\U5#AR*U@W-U=T
M3FQV=%AV6#@Q>28C>$$[:2]U-U<S:BMS:3)23&=/8FAU15I91&TS07-A<U9!
M1D1X<FQL:R]"<3110V9.:6XK0R]Y1FYJ8E0Q.# P;75O;UEO=4UQ26]D1$A&
M0B8C>$$[2U9%87)Y0FEC:FPQ4U)Z.6LX<VQX4S=M2$)$=E-O*U50>4QT9E1U
M25!.3C%E5SEW.71B1T].25IE2S%"5&UV;VAH>F5%35=55G!3=28C>$$[>'%4
M8W4U:4EW-S!:<&YK>CAH8C)7>3%/4'I/+T%08DQ(8E-M2TU,2F-33F-X239'
M254K17-R5C)8=E-M2FQ,=5-)=T\Y=F%023-K=28C>$$[=SAN-DED27-:<$HW
M9C%8;D1Z0D$O2G=V3&1&5W4V,3-Y<55R8C1X;U4Q-7%M0F%#16110S=F5'-0
M,4A%26MR959P9V)E84AU<C@O;R8C>$$[654O-#%W1DU5,79,4T,X<S4W3S18
M;&(S36)W>DM#4E9(57%W<4YX<V-$2C5Z<2\U1C94<DUC15=Q-C%F6&MD=$0Y
M56=$<&%G<F)O0B8C>$$[-D596DE623E.;$1%:C=E-&)9,'EW6DMA:FE"-6]E
M6"]!2G@R.&U34G1(-CEW;V(Q4TM,0G-:56I88CDS,CE'=C T*TE6.$5+5V\O
M."8C>$$[-#5E5F(T>6,Y4W965G=305!1,F-M3W)6.4]P*T-%3%$W9#A2:TM*
M65%76&524'DU,&YY83)Q3EE83GAC;E9:>%!-8F=O94Y#>$%(0B8C>$$[53=Y
M3E5N27EL8D]%0D9K=#5-24Q75U4O<TE34&Y48DES:7=U,&Q%3C%$2V5I3W)(
M-4$W-4YR1$]G45)58F<Y1&M',34U-30X>F5A3B8C>$$[3#$K4F)+,&QN9V=T
M-$HW1%1O8D=3-T]P>6@U1$Y%8FQF:'1J0495<EAP6&Q2=G,U3TE&3F-P149I
M52\U<&5F67)E-6UH.&M26%9R8B8C>$$[>'I*1$I(8EAA0UI,8WA#27AO.%A)
M2DDY>7-I2W=";W)D.3AN=T1V64A)935#95DO>DDO3E=/,VQ7>CAQ>#(X>7!E
M0S595V1X8U)3;"8C>$$[2DE9,#)-86YL2DIZ27%A1456,TA,15)(96E5-61!
M;2MI+VUN-3-V4$UD:EDS6&M:-')A-#%-=U,V9TEP;$-+94UF<69&2',V4FMY
M328C>$$[>$Y#9W T;D%90W5B25I$9DHW2FQ48WAN>E!-1W9)-&@O=71.+VUX
M<BMQ;5-$0U-465=,<U98=WEV1DMK<4=J;U%Y;C-'2W,Q<W)Y2R8C>$$[-W0Q
M;6HW-TUV9S-C6D)S0E8X575X5C)+=7A63&1C,49B5S%-86XY+TM#<6IU0C-B
M0T=-:7A,2DU'4RM83E)6-&9Q:V@O95(W>#$W<B8C>$$[-&92:U-Z:5AA-S5/
M,%!7-W%#-G9K;$4X2VU)=D).3$(V<TI93UE*=E-:9E5J3$M$>&(K2G%I5DM9
M9W!$1"M42#5F>$\P9W-P6&QB,"8C>$$[9S!K;'IC3WA7,U(T;U9*6GIT2$9,
M=U@O04-1;S=:3&I,15DT:'DO:W8K6'EP0VE716E#,SE)=VQB:6-&5$)%<U5:
M0C4Y5E9".4]01R8C>$$[52M'14Y$*U%V-5EW.%%M;4]&4C185F9R13E0,T-L
M1D9/9E%G;FPT-"M)541$1FXP,#!C3513>4YX4D)6:FM'>&AD.61V9#-5:S=B
M8R8C>$$[:CA).$9'=T=486E6*VPS>',W>%I4=6@K1U%F-4HO<&=+46%:;6IQ
M-D(P25I71E9)-D5(271J94MU>%8R2W5X5FHO;5155DE&;$=A,"8C>$$[26%9
M+W%8*T]%0FA)<$)K;4Q+=$$Q1F)I,D5$;CDY0TM5.%8W2#9-:5%Z:54Q=TUN
M67$W1EA9<7!89#%&87=.3DMA2V\R2&-N<T)I<"8C>$$[3$-B;60W:60U;BLP
M-7%F-EI.<54X5F1I<G-64E9H<44Y;$QZ:4Y64#(P4%%J06M';50R5W173C!!
M031J:S=X=G-F;U!1-$M:9V\W028C>$$[;'!M5E%766A62%5N65EQ;&0O-6=T
M649+=T544SEQ9EE(>E!F-DU.351*:DYX8U,S17)3>71Y9'5P>51"5'A68VIV
M1S1D0U9D5%972"8C>$$[54A&5U(V9#5J:&122&0O=35/;G%$-THK9FAK85II
M4V-2>5)Y2T=J64]P-DUP<5!W=TUL,DMO5S<Q4WAT4695:T)C9C=R6&1V=4@X
M8R8C>$$[3DE*67IQ97)4,WI54'=12V9H:D@V>C<T44="3F]$0V@R2W!L<%=S
M>3)8-W1W6DQC;C=09&8Y6"MM06A)3DUL=&12<S=O1#!:45=0-R8C>$$[0C)B
M-VIK85IG;VI&2WE784M*955R<6DK3$5$.65+<$IQ6&U.94II<W1Y9&I-96<O
M,5%C241!>5DK4U-34V%K-VMN2DU7<U98=WI3=R8C>$$[>7),17A2,3-$1$97
M4S)(;4LR;4%3-7!$3"].*W=F<#=F5&MA6FE38DLV3V]:1T1+96A"<4U$2G9&
M549E87A9,F]02U%02C)J5&,O5"8C>$$[-%EA45-X;E5D5'5,-E-R+T%!>'(Y
M:4UD0B]5-%%'0DYO4$-H,DMP<"]H>E4O=T-69BM#1T,P.$ID+VAZ52\U5B]W
M0T-'3G)W;#,K2"8C>$$[3E0O;%@O9VAJ83A*9"]H>E4O-58O=T-#1TYR=VQE
M;6@V,4=+23-!9C5-;% Q63)N:$Q4-D1Q-S=U43,K<SEF,30R:FA+,R]$;7 O
M>28C>$$[<B]W47AT945U+W<U<68X04MV.$%W47AT945U+W<U<68X<2\X14UB
M6&A,=CA/86XO04-R+T%-14UB6&A,=CA/86XO2W8O0D1',313,B8C>$$[=FPO
M5FQ.5C1Q9D505$<Q-%-V8E)D8F-59"M1.$1)5&IA84MN+VAZ52]W0U9F*T-'
M3F\T4S<O1&UP+WER+W=!14UB6&A,=CA!1&UP+R8C>$$[>7(O=U%X=&5%=2]W
M-7%F.'$O.$%"1$<Q-%,W+T%!-7%F.'$O.$5-8EAH3'8X3V%N+TMV+T%!47AT
M945Q:39.<FEI:7514$%32$<P,"8C>$$[5FIE6'1663%92U0T;'$T,FIH3%@K
M2$Y4+VQ8+T%)25DR=D-89C1C,5 K5F8K0T=.<G=L,RM(3E0O;%@O04E)63)V
M0UAF-&,Q4"M69B8C>$$[*T-'3G)W;#,K2$Y4+VQ8+T%)25DR=D-7,#!$5C!.
M56]P.%$Y4#%9,G9#5GHV2G)4:6IT>4AG6DLO<GAT4$-6;BM(3E0O;%@O04E)
M628C>$$[,FIH3'8X3V%N+TMV+T)$1S$T4S<O1&UP+W=!<2]W1$)$1S$T4S<O
M1&UP+WER+W=1>'1E16]8.4MA:B]Y,'EF.$5C85):9"ML3E(O-28C>$$[85I0
M*T-/3DQ:9"ML3E(O-6%:4"M#3TY,6F0K;$Y2+S5A6E K0T].3%ID*VQ.4B\U
M85I0*T-/3DQ:9"ML3E(O-6%:4"M#3TY,6F0K;"8C>$$[3E(O-6%:4"M#3TY,
M6F0K;$Y2+S5A6E K0T].3%ID*VQ.4B\U85I0*T-/3DQ:9"ML3E(O-6%:4"M#
M3TY,6F0K;$Y2+S5A6E K0T].3"8C>$$[6F0K;$Y2+S5A6E K0T].3%ID*VQ.
M4B\U85I0*T-/3DQ:9"ML3E(O-6%:4"M#3TY,6F0K;$Y2+S5A6E K0T].3%ID
M*VQ.4B\U85I0*R8C>$$[0T].3%ID*VQ.4B\U85I0*T-/3DQ:84=Q86=E;'I*
M+W=2>'!B3&8V53%(+VQP:R\T230P=&PS-E4Q2"]L<&LO-$DT,'1L;S9R<4$V
M,R8C>$$[56<O,E)W,'1T+W!4568X06QP:R\T231+5WDW.4MA:B]!371-;B]"
M2$=L<W4O4VUO+W=$3%1*+W=2>'!B3'8P<'%0.$%Y,'EF.$5C828C>$$[5WDW
M.4MA:B]!371-;B]"2$=L<W4O4VUO+W=$3%1*+W=2>'!B3'8P<'%0.$%Y,'EF
M.$5C85=Y-SE+86HO04UT36XO0DA';'-U+U-M;R8C>$$[+W=$3%1*+W=2>'!B
M3'8P<'%0.$%Y,'EF.$5C85=Y-SE+86HO04UT36XO0DA';'-O6$-R<U9D:7)S
M5F1I<G-69&ER<U9D:7)&9GI'."8C>$$[<5AV;6)226)#,#E(;D9C3$]Y>G55
M56A9,U5B*VYC3'-Z9S!A3F=F63!);$4P5W9*1W=W<V9L>"MB4#A!8R\T:VI3
M,FIJ9%EV474W-B8C>$$[16QH03919D-!5E)9<$-U>69A1S=C:FLK3U!C,2M(
M4'925C<K6&XU:D=+-U14.6)J='!,;5<U;6EK:75R;3-72C4W:6%::5EO;RM-
M<"8C>$$[;%=65DIB*S=P5F$T0DE*3T]847)F4%@U5"M:3F1V67!D3S%+2TM(
M.49286)C:35L;6MK;$UC<VQW96)S<W)&5$XV5S5A=$LK,5=-=R8C>$$[15I-
M4DHR-VPP,S5F+VUC-S-W6'I#26]P2E1*6DQ(93-I0D%S5G=S66]&*T%C-4E3
M555L9FA0>4QX0DIH3'9393<X<R]M>G!E<C));"8C>$$[,4LV=EER,F5)1#9P
M9%@P,%5,<F-X1U-36&MI:%DR:4Q$9S=C2V-T-F=!>75,17AM0VY&="M8,S5N
M=$A!;"\U:TQ#3U%L+U%V8C9-<R8C>$$[<&MT*U),0VI%=$A(3G0P5FTK1V<K
M>DAI2&-Y.$]857%E;2]L-RMA9W9,66%R-6Q%=&MN*SE8;UAT.&MS=$EM5F8U
M479">5!S8V58,B8C>$$[;2M,0UI2-VM$2$QQ56)P;C5C*UI)4$IT='!/;WE7
M;7 S.%=Q3G%.-4AC>GIY5S$T<G$S2EI894IM53@S-3 T149L<C%*;T1)5VM9
M>B8C>$$[=S!7<C-Y1#4Y:VUT;S=45T):,F-F,59:23=E.799;%=#2T]*2F)A
M2TEC=4DU23=,3#9N33$T;F)F15-#5$-896]W+VPS*UEV<#(X8R8C>$$[+VU/
M5FQJ6D=L2S,Y.$=9:U=G;2M)0E=)4'!82$5%-V-X4VXW3'A$=5(T8W4O=T1'
M,S=513,U5&5C5W5B83AM=C=E-'4Q:VAL=6U.,28C>$$[9%)&,FE7=TQ.>E-0
M:U=D-THY.6IU<E9Q3FIX:$AH2#AF1#E482]L.2MC;G=H=DTX5DYX>D8Q93AK
M1D%'6F%G<7I39%-(0D-(-T9-928C>$$[2U!C=D)0=F5I*U1T3C%R5&9,='!:
M83%D0S@Q1TAM2G)G4U-48V=:1UI+>5,P9'E&24)*07EU4C-B;T%G8G!Z9UI/
M>%8R2W5X5C)+=28C>$$[>%8R2W5X5C)+=7A6,DMU>%8R2W5X5C)+=7A6,DMV
M0W9Z4R].<GIN-60X-C-U:S9:4$-L;D%K2FI6-%9D<79%<G0X4CDR>39%05$T
M=28C>$$[6$Y+37%$12\K5BMF;4XO>3%7+R]!16IP:R]#1%8K66MM9&XK878U
M,3-U;51A<EHR8W1Z<&1T>BMS6#A/;G1*8G@K;79**V-Q<558:28C>$$[<'%A
M;EE93T-,25IP:UA35V8X<C@O36(O04IA<F8O<$A41#1162]M2D\O-5@U*UDS
M+TQ68B]W1%-/;5!H0F9Z16QA9C@X4'I39VEG;"8C>$$[;F5/2TLU57E7,&HR
M<7%S:4LW4FQK2D9'061'5V\W9VI"-&-5*U!.<3 O4$@X,&)Y-FET3$XT-VTV
M;EE2=U<X3G%R>4\W1VEQ:4M#5R8C>$$[2E!11$AW-'%.4DUO=E5V>F$O3V93
M>DM.5'1N<U1#,&-C,S%M=TU00C5L6C0Q8FUQ,$QQ:D9196]"<#!X14EL2GI4
M2$U)4V8X.&9Z4B8C>$$[=#!G960T-&MU62]7=&UE,5922DAY6D]A16HT;#5O
M>3%(8T5D<V9$:6<V:6%V<4@U>"]M.7!Q5S<V:D8Y5%,W5#%B4G)I>3E)4WAN
M.28C>$$[=4UU;S5R=C%'27AX4V,P>'I#1"]!3U8K9FU.+WDQ5R\O4T]M2'=G
M>"]-4U9B5#@X9GI2=DQQ2S!S,VIU8G%D:$A"8G<R<79)-W-A2R8C>$$[<4EO
M2EEK.4%-2&AX4TY237%:+U!R.'E",7590C@W9$\T<C19*T5&+TU382\U6#4K
M63,O3%9B+SE)-EEF0T-0>D5N9CAR."]-8B]L<28C>$$[="\X07!(5$AW9W8U
M:51-4'EO+TYF>FHU:S@T=V%8<6LX56QP2D9+-TMK4V]A;W12=4UH3T%!8F-/
M67E.1C=J;$QL3WA6,DMU>%8R2R8C>$$[=7A6,DMU>%8R2W5X5C)+=7A6,DMU
M>%8R2W5X5CAS9FYR+S5-=E4O*TUD="\Q1'!M5&HU3W8Q2#%-07EX<&5J95=F
M3VYK;4AY6%IA2B8C>$$[<E9V36(K=W9B:3=G=59S;'9K5EHO44EO:C-T;D5D
M-V5J3$Y&27!(8G)7;WA.,DA):&MJ=V=(.&9A;FEF;4PK4UHO4T5L>#51;6-8
M1"8C>$$[=W9A,D5C3FQ&1W%):4M91W5!1VY12S9.2C9K9D9P3V9&+VA564]#
M6&5Z.%A(,V9C;%HX.&9L=EA85V92+UAN=5EQ-E)C+V]Y=VA55"8C>$$[+U5R
M:3-!93-J:SE+0D9M;FIK<DAZ-4=-358U9$1W;&EC<TXY=G-44'I2*V$S-60V
M=')L-7%A*UAV<DQZ,FMS<U5L>%HR:V(O04M4*R8C>$$[<U135S=48U=K16M+
M4C-(1U-P<DE56&MU,D%1239S<%IO13-3078X03AW9GDT:#@U*U5D8SAV-DQD
M869A-DY-:S)Q4F5N86\W2W))5B8C>$$[:6E%4'!I6#!W1W!,3695979X2&)#
M26UI0WA/5TA%0T)Y5C O32]Y1F-.<%5M;V%&>2MP9E99>F%.87<S549V1$1"
M97!,2$%B:5EY5"8C>$$[23%Z9'!/1FUB<G-X25)A:F=+9D=I87-*6C4S."]E
M5#E:,%148E139$MK=$QV5$IQ>%!.1$%1.70Y875P:W1Z27 U4G!%<S950T%"
M>28C>$$[5S5$-$5/1TU31T]43$5J66-K92\U:2M28FIZ2F,V<F5W-FYE>&%J
M3&58,&QV97@R,3=B5TXQ9'9%=RMR,E4P;F]Z.%5J94PQ2D=4-"8C>$$[5U4X
M455&6&=.379&:F1M>3 O-6EF;&UD22MO>"M6;S11,&1Y:F8V2F%3>4PV-C,U
M:D,S5$54:WAY4S)62')Y06IE;F<W=U,W,4]72"8C>$$[8VIP+WI1+TMU8E<Q
M;F)Y<D=U;7!):V]H:C V=VIF;$9Q;G),6&=6*T@Y2&9U;5AL>%HO=$$O8G=C
M174Y4&I1=FPY9U(X2#5X9FQR9"8C>$$[,CEP1')U:S-6>$9#67!04VIS3D]D
M65I6,#8Q<S)A351S.&-G1%=J04LX9$],9R]#66M'1'=Z,%0T.$1Z2#--3S@O
M96%V>3 Q8GDY628C>$$[5VYL9E%:.4HQ1T-C=DTP;W1Y:5$X5T)15%)Q2C5Z
M27A6-GI%.$MC53)/5&I%9S=T5U=C0TYH5'HO3$=H-DPK468O:WAR6"]M2'50
M*R8C>$$[25I8;#5.*VXK<#E1-6I/93=&6%EQ-T9867$W1EA9<3=&6%EQ-T98
M67$W1EA9<3=&6%EQ-T98;6YN6#AK9$\X,"M9<FI7<'15;71P3"8C>$$[:%DQ
M34M2<7EJ,#!#9%-2,30U6DA*47!O;F=%:F%2+SE#>C92+W="6'DT+S5%<"]Z
M5F@X67-F>7<W,V8Y0WHV4B]W0EAY-"\U17 O>B8C>$$[5FHT>%@X<T\Y,R]1
M<RMK9CE8>30O=T-22V8X04Y74&I&9GEW-S-F.4-Z-E(O=T)8>30O-45P+WI6
M:C1X6#AS3SDS+U%S*VMF.5AY-"8C>$$[+W=#4DMF.$%.5U!J1F9Y=S<S9CE#
M>C92+W="6'DT+S5%<"]Z5FHT>%@X<T\Y1' O>FIX-6%K=DIB2E!-:G1E46=.
M3&)"27955E=&428C>$$[4VY,;%$K3TAX5#-)+TQ2-S)P4"MC979,160W1EE0
M-6QD8C991F]R57!&-G)+;TI,0D]82V=P,7@X53EY+VPT.39*+S9&;C!J+W$K
M6"8C>$$[2"]);% K87-(:D90-5ED-W8K:%HY22\V=FQX+WE*5"]!2G%X.%ER
M*U=(93<O;U=F4U X07$K6$@O26Q0*V%S9D=++VQH,W4O-D9N,"8C>$$[:B]Q
M*UA(+TEL4#A!;7)(>&EV-5ED-W8K:%HY22]W0W(U8V8X:54O-7%X.%ER*U=(
M93<O;U=F4U K<C5C9CAI52]W0V%S9D=++VQH,R8C>$$[<"\U2"]*6%0O2V9M
M0U!76614;'5P230S:D5,>'%O4'%#;&%G;G!G;&MS33194D4R.4EY='5D:7)S
M5F1I<G-69&ER<U9D:7)S5F1I<B8C>$$[<U9D:7)S5F1I<G-69&ER<U9D:7)S
M5F1I<G-69&ER<U9E4V9N.355=4HY3G1V3E=M.#0W+T%%<CDS8WE217$O,61J
M5EA"1R\W='HR-R8C>$$[369$3&-2-D]0;FIT639,4"MC9F9+.#AE;3-F;795
M3U5L.7%J1TLR;&Q*6GI!:"M.<6YF-#5",R]!2F-C<#9,<#0W5V5R,3=+;DED
M:28C>$$[<G-69&ER<U9D:7)S5F1I<G-69&ER<U9D:7)S5F1I<G-69&ER<U9D
M:7%+=$Y-=F)V94=-.% U,C)8-WIG=$E$05!Z=6HX*V559$QT9B8C>$$[33)G
M,UEA,E)H839L6BMM2EEX-F@O8WI!3712.%HT16<W,5A,361(67178FEI3$1,
M9DMF:S-Z;$(U871',6)563=N5C4T>%!D971'=R8C>$$[6DI:84\P9$9:56]L
M94%#:%(S>45P0S)Y3417+TY8=6)(5G)A5&I/550T84-S5%5,539G:5-H1F4S
M-#1Q46\X3#<T9C,P5D%$>2]D3B8C>$$[=3(Y0U S;7<V8EEO8W%8=G=C<%EZ
M42]V2U)S2VHR*TTP+TA&5V=L+WA&6F]I,61Y26U!-"M&4%4V*RM+<6M.<'%S
M-TY(03AB=516028C>$$[26U.1C-R>2]E9DQF8D9.26Y64$IF;6$K,'4W9W1T
M4FDP*S9L:E Q4V15679(24XQ3$AK>6M61RLS5$530VU"265B9FLY2"M:+VUV
M5B8C>$$[3E9U9DU&,SE5=#E#6G10*W).0TDP:W9U:W9Q0U!J>4U3:F-6<%9G
M44US;G=J:S T94]23CE(<&0Q;VUU5W1':V%.-'=P-79(1WA(3"8C>$$[96@K
M,U5$<#%(,#588F5154-Q6#%5-51214$O1T)%=W%08CDT869J:7A58G%Y;G4W
M3U,P=6YH;&AN5F]R:4UX3GAE2C$T<VQ053=G;B8C>$$[=FA7;7),5'!,0WAH
M<V).;UEB83)627)A35)-46M33'A#+S-M-7!49D<Q07!82U@S>#!L:3,K>"LV
M63 K9C=Z9CA-0W!H839"<G1X5B8C>$$[;&%+2TUQ3T)K:EEF1E%B+T%'-FMF
M4CE/3G-H179,4'I/9R].;GDY-78P>E,Y1'8Q;G,O3DQR0EIU65595S%Y=D9:
M47!F;7ER>'!*."8C>$$[4DEP>7 P>7E(0U)V,&%-;D=#04]R,5-$>69R=&Q:
M,CA!=30W>C!),5-35C%B,5I#;W!Y2EHK<#<Y8W)S3B]#54$Y=G%C5$-/6C0Q
M:R8C>$$[5G9J0FE:87)T<T%:3FHW-&]71DY1;V%44E9R<V938G T9C-M2T<R
M4SDK4&I,1TMN.3-73FI192]X:78T67$T<&4Q86MS9$])-"]U,B8C>$$[,F)A
M<%!X-VIR=&EQ<F)75W)816Y#1FMK4$AC0TIT;7!S4U1*44-V8CAC53!P*V%0
M2FYN4S4X=3-0-DDQ0TLQ,65+37I7;G!O879.1R8C>$$[95-X;FUZ249E;D$X
M9U(S>$5H87EG83(U<U X07E2:C@K*V)B1RLX>"M93'(P-V-/8DQ4<E P>$-H
M84TO=C53<6EP4$U"050P25E:4"8C>$$[2E$R1%9H-'!#>3E"=3E+=G)51G!9
M+V=(*S=&,U@K>C9C<G1U25%M1D1S5F1I<G-69&EQ9#9*;V=M075R:U9I-GAX
M;CER,U!T9TI:4B8C>$$[1$I!04%!0E%$64%:1FUP,T9V8C-%4FAU26MM:6%H
M84]247EK<5%254=O,DER:7%P:7%Y84=+84UX>7%(4G5Q;D972V%V<$Q736=:
M2R8C>$$[=&)V.6AJ,4(O;$]30F%Y2U,W0VA&-F)P.'0Y4#9A+T-I-WE0-$0K
M=4%P071L,7)A5SER14DT5C1R,U!C;GA*>4Q-0E=X4W!W,CEV0R8C>$$[6D1$
M16M:;&-Y4SA&0SAN3D%786Y6:E1R:7%P:7%387IO84]J6$YQ=D=18G9'3VI$
M>$$X8TE,17A9,VMM1%E"2D%!<50P1TMS;S!J4B8C>$$[23=D1FUU1D180C-#
M;F-*+V)K4U=9:6TR0FMS:V=G:V5*-4DQ9#1736M,34%3:FQ3:%I396@T=7DQ
M2%EK67%V>%9$,W1H8C-K4E-69"8C>$$[+W=";'@Y<%0W66])66AF5U4Q;F-'
M1U1T=7)$;U(T:DIT6D-(>%9(-E1P8C,P,C4T=THO95 O064K06Q)1G-S=#=E
M1S-I155+0D5(628C>$$[9GAY3%EQ67%S9W0T244Y3T-.66\K5%!W4E%O-4]X
M9#)O3S=->$HX5&EQ.&=%54\T4%59<7@W5SE%4D5A-G16;V\S;&E(441X6$I!
M<R8C>$$[2E)32$-X9&ER<U923VTR;C%Q.6EH4#)3878X039O,T]!<4%Z6E9#
M<49554%&04(P07E,83@Q<U!Z*SAJ6$9H0F18275R47I1>%-+:B8C>$$[=VQG
M,&MS6'$K;$=Y+V)99EHR1S5Y=S1Y,41+2W144"]!1&M0*UAZ4G=.8FTW;659
M>&9!651(>%=7-5<S<E9I2SA1+U T83=E0C)X."8C>$$[37(T,%9D9GHO=T1Y
M.4II4C5,=4]A85)),&=E,F18261N5&YV='A$>$94=C%W94=6.%=+9654=GI(
M,&)Z6G%&,V%A8F(S55ES-V5'-"8C>$$[;&QU22]42#<K4U=.54EQ4T<O8V-V
M8T@R=U-J5$M-=U-Y5SAT:W5R85-"*VIJ62M"-TA)<VE'1'5J23=)=V]Y:V=J
M,T=483)9-E!::28C>$$[,7-9,7 K.&M(3U$K-3=F44UI5W="22]0,&5V>5=D
M:4Y-1C8Q;4QG;E95,'!O;S<X=RMK+W K:3!Z26Q05S1C.38X9F%U1TY);&)Z
M>B8C>$$[53EF+T%$-7-G<E,R<VM&;D4Y=D9.2DA"85A->DY.95)7>7)&>&M6
M6FU-16]K6G5-63E4:TYK1S!W2712;$U)<5164"MC:$I)-VMT628C>$$[>%<Y
M>D9#2$5C561S.$Q3<D%X-%)/,')--%HK2DY12TY51&)';W!U8G9+*W!F;BM0
M34]N<G)&9W P=31U:R]34FM7,T%J:$9V0VMN028C>$$[>'E654)X231P5W)E
M>'!I4D=L:5HS=3EI>7!U66IR,6U,82M*455J;$A.4C1(=5!V>5%A-4)7.'57
M66UU>DUW<6M!0D@K<V5N,UEL328C>$$[46\R=C5Q*U1*<$DP;G5P3$9B:WAF
M54IB>4M31T\U:G5#=VAM:&1H4F]N-$=J1VYV,4=0059%=S!F>F4O3%%#=BM)
M8E1J445S1TI58R8C>$$[;4M#<$%O2SA34E@Y;C1V<S<T.$)8>$DY-FI:9FY,
M*UA&,T$X-#%I3T9%:V%)0U5-<DU604Y1;$,Q1%AA;T).1R]L3U!!5D=34&5M
M1B8C>$$[:"M9+VMZ5717='1*,#-5-#<R.75U4$-/0W)H43!$,TML;39!1T]-
M+U1S8U1%<$5W56HP:C@Y=GDU,4E!+UAM<S%A37EQ8G!/04LQ:B8C>$$[554T
M;#9S9EA(=VIC54I.34IX;&E-<U-N14=U-D@U=#AV;E9D1VTY94M!+T4S16=Q
M,T9894YQ-U965T9A9$1G<6EM=U)94V]!:V=$8R8C>$$[;G!H67-Z<S193E!S
M;S0S6E5&5E9N66=!>5-%2T)5.3)9:%)K1W=B279&3'-69&EQ16HQ:E-*8G!R
M4T\K=#-U:V)G.75S<4=26#,K128C>$$[;T1Y0BM%-UEA5S!22$Q$2TA%8G))
M15EO+T5G,%ED5DY/+W1G5F@K<E=G=&(V4TY24D0X568K<3,Y3VU31%=19SA+
M2%EQ;EAL9$%B=28C>$$[5BLV>#!(,&MF,'=&;$9$9FUF-3=0:W)Y-T9Q=W0Q
M=5=L=6\W9F<W1D9#;%=K:UEL43-33TIQ92]4:V%+5TUB2WIN=VDR1BM99DUF
M;"8C>$$[1%%,-7A9-D)O-S9B<#ER8EAC1G9+0D1E6&%3;S!S8C)-6FI:94U0
M<$%S>#A$.6UM.'=#5T))1$5T5B]-;CAU<DLS=DER5'E(85%A=B8C>$$[<&MI
M,C=26%-10T965SAJ4U%+4GAD-49M67-I058T9W1S07=%:$4Y-U=C:U(P+T9P
M<')(;5A2;#!Z44Y2='9*96Q8079*<C4W=%-Q3R8C>$$[<T-A9'%#5S!B;5EC
M5E)3.3AZ33=!:%,Q855W065B27E',C,T0E902F8U>2M76F9-96PR=6TK5TEB
M0S<Q3TLQ=#<R.&HY3TE!,TAP328C>$$[;GA,>4%J5C5(055K<U1X1WA/36]'
M=6%X>6=N:SDS>6QY1TEA:$-P,7%34',X;W(O04Q+:% V.&M'<S@R5U1M6EE*
M1$%Q=DU&2FE2:B8C>$$[>%5T5#115T%.050S<&M7>#1I;FLS.#5B45$R3VQE
M87)38WEV93--,&DS1%)T-C@P87)C4FA'5S19*VIC.'%.5V=:+W-*,G0T;SEZ
M4B8C>$$[=WHW,'<X<F53=GIQ:CAY-E9F.$%M6%A)-W)48DME2U=A,&AU2D9$
M24Q75TAO67IY6E=C1G=7*TTY*VA#6E)R6EEX;F4U43!V:VHX-28C>$$[>EDR
M159J95$V9DY9>%=T<$]2974S,7%+,V$T:V0R8C!35C4K<VDX9"MN,U!&1DIJ
M4&]L:B]L2BMB.7I9<D90<D53=6QN8E=T=E<W;"8C>$$[3'AE:DI)6'))<U-L
M=G0X;%!59EHW665/3$AW-60W,'8X<C103F%A5F90-6MU2&UU0F535SEN1S5"
M0U<Q=%-*96YX1FU:5TI:=#(R3B8C>$$[0FQC-C9.<TPV<'(U<55E;&)T,T1-
M4'9!+W!G0WE6=DQ#05=$=#-A43$K9T1%<&DX,S$O>7(K6#)N969V2RMG5')D
M,79056%+3C=X,B8C>$$[=#0T-%9*=&)5:5-4:VM29FU)-#!&1T\R-$AW,D%M
M:5=S:4E)0U-3-DHK54YN<'0S83-N;#8X=#E!,4-E5#9N9%)83'EY,U1A46)I
M3R8C>$$[6FA!:VYR4G!$1DI-86MB;U!I;R]%13-*:5EW-W9W1D=,5G9Y0D1M
M-U-Y,4YV.4EJ=D1&+W!25C-H5#9X2$IX.51I-'0T6D]3*T-Y8B8C>$$[5G)S
M,4IB:'I895AF3F8U2S9(-6EH,4-,5'(K>C$R2FQH=%E5964U1&HV<TE)+V@U
M96YY84YN03<W2'A'2D5I1D)G1#5R<C4O*V-F6B8C>$$[-T\P.65Z=C1B0U9,
M6%0W9#%7-FIH64Y&0WI(6G%--E(R.%-Z=%%T<TM63RM0<55I1#)0>34U43!0
M>35P<W5M-E!#,$9L335K849N928C>$$[4E%Z27%-5C5K,#5C3U15-G-392M6
M1U9T=VE">5-,5$5$-FAB<65N<4M4.4)R:$Q!2GHU,SAT>F5:4$QC*VM1,U@Q
M3U=783%M5S4T;"8C>$$[*TIT8G%+-3)!2S=N,'%D9'-9;6EZ;D=X5'E4579Y
M,75D1C$W5$Q1964Q<TQI4TY)-T=X;5=D*UI&,$I&5G8S,W=O.' R*TIE5&)B
M.28C>$$[<D)+*VI5655E83)X+TM#,VIV3DUL:S@Y450R<V9".55T>$TT1C5%
M=#0Q>38Q1GAS<E)"67$O-4YC95!Y44U2-S%L>#5#:C P-EI.9B8C>$$[+VU0
M1D@V1GAA>71E1U-B;$]B6DDP4'%-8FAO9S9E<V=J,DAW3CA83$AI.&PT2W%Y
M:CE1+TM$5$Y9,5=F6$Y,.#%12DIQ,#$X-DUP2B8C>$$[;SDK2&QI:6DT>7)U
M635636=P56A14E1E;T4V-DI/3WID<WDO3%0X='(O>61.95-85W%$579R:TU#
M351'>4UK:U%)8W X6E5,2C%0=R8C>$$[,7(S-UI'57):=V=2,51R>E5G171U
M+V1L6F$O-G!"+S0R=T)-:VEW<UA9<6TO;&U53&9S:"]W0C))45!M0T0K<75!
M<V]S;6MI:FQ8:"8C>$$[26EU;%%E3$%%5E4Q0F]F06EU4EIV2% K5FAE9')D
M3&%36%-7,5,U;4UA6%5%;6PS54-713!T4E!94E-Q<BMT454K4#=01F%L:GI7
M;"8C>$$[=D-';FI+:"]Y<WHX>7!P;'0R.&MW=$I)56U-:E$S4E%V2F,O5752
M+V0O850W8F8X5BM'4$-/.4AI4S=K=F8X04Y8.#!O<FE7-5!L;B8C>$$[,4Y0
M93-L;%-X:W-R:FMP;75N6&DP<6]O8FI'=DYT=FE#-S=N1'="2&E3-VUE9FQT
M-70Q>GI,9C9S;7,K5D<X=FEZ*W)M17EO-&1Y=R8C>$$[<GA9=DA(>4LK;7)#
M;E%&9'-H258Q8DE32C5I;F]'46)'1U@Y>'DQ4U=:9'=S;%90*W%A1#E74V%Z
M>EIK:DLV:&Q.5EE!9RMX>4Q9."8C>$$[03@S9FQ&6E=7=39H8S,S;E-05$IV
M349Z9'DR34QX=5!3*W58>51Y54M33%)!;U)'63!8;#16>314,C5/36-7+U!N
M*W1%6&8U5#9W-R8C>$$[,GHR2#5G26UO3$DQ,%EK;FM4,7)L<FAL-7%F6&-Q
M5U!'0W9&<61.*VAE4'E:2$=E.4HW8CAU2GIP.6ID83DU,W0Y3%=59E8O,&9B
M,R8C>$$[16LP03E3.&ML4TIP1FU)-'5!97 K,'1+;6U(:3=G>#1$,4MC,F8U
M5'!Q371N9' K64%U.4Y:65DQ:%=746E28FDT3GI(0V$S1E-*528C>$$[86](
M57-"9S0O2FM-9#<R.5 O3'9Y9F,K53E#;# V-G9F,&IC5%A5=#-,9&M-<D\X
M,T5U6#5S-4QC9V0V-5A+5G1S23!%5#5Q;$@K:B8C>$$[>$1R.%1N.$%0-#1!
M:5-R-5AL0G1:678R:V9L.41$*WI%<&EU,3-29$)L9&1C=F1+:3%$561+:F%A
M>FM-4WE4<5DO,VER15-+.'51*R8C>$$[2#-X0DM30GIE35@O04]94&ME05,S
M;7-E5G1(,6DU,5)&=G!N,'0T<&Y$8U$T:&U%>7%Z5$EZ5FU+-V-35UED4FQV
M0V4Y;TTT.5%O828C>$$[<#4V+TQI-6AT2'5026Q"6GI35%-24G1B2W!.=F)1
M<%(V9C-I1EA18U0O2U!L:4EN=E5Y:C-)5U@X>F9).6QQ3#-E;RM2-T-35S%*
M:R8C>$$[:&UT>$8V=DY48FA(64]09U5#5FAY3F1X4614:#14,V]-=T1U2&](
M:T$O;&HU>FTQ5G),>7)B5WIA5&124F,U64E4-FYP0FMH:TA%8B8C>$$[16-'
M<7 W538Y;U-S9%=Y2$1,;SE-=5I21&)Y>6XY:%,S,T1+,C!S3'-P4D9E45-(
M;VIQ5#AQ-S5.<41/36<R<UDX>2M224YD=G!R9R8C>$$[-FQD,DU6-V)25U=P
M=U=P:4%U24E*2DI9;$QU:G9(>&5D-FQ#2V<P>5%L5$%W<W-/;B\U>'HX<5A&
M<5EP-RLV85ER>#ED571O>40V-B8C>$$[5#%656E#<G5N1V<W135,>$-W3T5&
M5F8O04IX,SAN;5)I;#-D4GAU>D8T;$9V>%!/-RMT16)X9C@X>"]K9UDK254K
M0T9$5% K8V)V2R8C>$$[5FAQ5FYQ23%'*VQU8E,V:G5H57=Q:F5M=VPT;%9J
M1D]59W)59$8R2&II8W!134%E=%I7,TUA.#!3:')Q2TUD55-P+S)2+W-Y45E3
M4R8C>$$[6$-X9&EQ<&)4=F)Z<$UN,FM)22]P:7).-V$T:75916UJ3E5C5BM8
M:41K1S!+;4MU>%8R2W5X5D$V>&9R6C)J14@Y.4I666@S<C0O4B8C>$$[:$-#
M5TA:2G):5#5E=C%M=&AB=68S<TEO0C1P,BLW<&M3>FE52G(O:SE.5C%/3%59
M9%)U=$YU4D%B3S9A,3E0.2]A<S1K35)-:4]54"8C>$$[269B4VAO5#=526Q3
M;4YS2W0O.$%N2%1Y:D9..5EA.'5P2B\S041L8EIA3&)2>5)2:%%K4V=(9S8X
M:BLP>3AJ=51K=D5,5TU)1&]F*R8C>$$[8V1F2T5-54-1,VPP;F].039T4T0T
M;70T;&I5=5!4;S%3=DDK*U!I1DEW9TE7,2\U>&TX;C(V;VEA;&8K;6MT=DM&
M<D1V.5A2:S,O9"8C>$$[.5<U;F9T:#A5<U)G065V=39):D\U-'%O<7A0641+
M;3EH97!8:'9,>#5V,F5K63A&2%1*0G%*5DY(=FA:,VES>"]D4#A%;G-$,RMJ
M128C>$$[<$)::4-#05%A9SE$:U=X4BMP5V1A*VA(5W)..6AF=%-B3V5N5G4O
M:FER6G1B56=G=V]183$K160V03EU.4)I<E175FTU2F%#3FE2>"8C>$$[2DM+
M9'%H<61014$T,G%O:U559DPP,%9/8D8S-&=#<DAQ5%1Q8U936'I*9G%S47,P
M4'AV4G!F6E)U0CE/14U:1FIM4UE-=3!/+U<V="8C>$$[1E)J*RMI059X,TDW
M2$EL<VE5>'=*9&ER<U9D:7%Y96%/0TIP6D1X4D)5;D9713-L>3EZ8WE4=#%C
M,4$X0C!!*S=*=%)+:FER<U9D:28C>$$[<4\P>E9:<D=48C0T5RLS2"]%92M!
M:$E.37!S.5%T3'1A=W5#939(6F@X>&M764M)>%,W1E5"9C9Z6C)G235E<$U/
M:V%N=C=N=&AP0B8C>$$[3$9R>3AN=35J3DUA=#!!2%%$=T=387E61$96.$TP
M<T5Q>7A-5F145459<7EJ5'1E=')L46MX14TS8TA:5#AJ:U-'66MM;4)K-T96
M2R8C>$$[-'4W83)4;E!)14AA=E4O2614:71S6C%B5W!,>CDQ14-L=41U3S=F
M4"MM4T%A>DI+.$M(67%N1VMA-C%S;V=U2W1!3FQ99%8O<4U"1"8C>$$[25-:
M2$)C451P>FAC3W9I1"MV27,Q5$9816=#<$Y!3W!X5DM.4SAW45%Q63=5:5=B
M<'I'-G(O6$-!>$UM37E34$DW3S5,3WAQ>DAQ5"8C>$$[:VU#,T9683%U<')7
M6EIO5V]W*S1J=T]+9W-P,"]7-U,W54MZ0TMB=6I(<68X:SDX:E190VU'0DQS
M5E5,<2MT8E9/53AG6'=8<7@K428C>$$[>%%3>&969%AL=FXT9V-,9%0X2V1Z
M-W1K9T="3G!F:%$W1EA9<3=&6%EQ,D-186<P239%67%I53%4555&1G5*2V4W
M12]R=U5T<EID428C>$$[=G!24U-D,E4Y5C5';C-95G1$-'$W1EA9<3=&6%EQ
M<E$S=#-#2U)43V<O;$1';C-9<F%Q,G$V:W=O8FPO;TY0,5E+5%I1<D\W<U=D
M:28C>$$[>DAQ4V%N0VAR1EA9<3=&6%EQ=6IK:VIB;$=X4F@P6E-19G=X5D5J
M5G1306],:"]P3F8Q-$M46E5:<G4V;2]V6EAC941-4U!U=V]T4R8C>$$[>%8R
M2W5X5C)+=7A66&EV-S)%56IN9%%/:6AJ5#=S5G1E*W%A:31O8FE3;G-34#%9
M2U<P37I->$I9:VLY4V1Z:%9R1EA9<3=&6"\O6B(O/@H@(" @/"]R9&8Z06QT
M/@H@(" \+WAM<#I4:'5M8FYA:6QS/@H@(" \9&,Z=&ET;&4^"B @(" \<F1F
M.D%L=#X*(" @(" \<F1F.FQI('AM;#IL86YG/2)X+61E9F%U;'0B/F1S<# T
M-CPO<F1F.FQI/@H@(" @/"]R9&8Z06QT/@H@(" \+V1C.G1I=&QE/@H@(" \
M>&UP34TZ1&5R:79E9$9R;VT*(" @('-T4F5F.FEN<W1A;F-E240](GAM<"YI
M:60Z1$$U1$8Y,D,R-C$Q13@Q,3@Q-T5#,D1!-30Q-C$P,S4B"B @("!S=%)E
M9CID;V-U;65N=$E$/2)X;7 N9&ED.D1!-41&.3)#,C8Q,44X,3$X,3=%0S)$
M034T,38Q,#,U(@H@(" @<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/2)U=6ED
M.C$P9&-C,S0T+3(W-&0M-#$V8RUA,#4Y+3=C8C-D86$R8S(R-2(*(" @('-T
M4F5F.G)E;F1I=&EO;D-L87-S/2)D969A=6QT(B\^"B @(#QX;7!-33I(:7-T
M;W)Y/@H@(" @/')D9CI397$^"B @(" @/')D9CIL:0H@(" @("!S=$5V=#IA
M8W1I;VX](G-A=F5D(@H@(" @("!S=$5V=#II;G-T86YC94E$/2)X;7 N:6ED
M.C)$-4%&131&,T-%,$4W,3%!,#8Q044T,C$R-4%!-T$Q(@H@(" @("!S=$5V
M=#IW:&5N/2(R,#$W+3$R+3$S5#$T.C,R.C$P+3 U.C P(@H@(" @("!S=$5V
M=#IS;V9T=V%R94%G96YT/2)!9&]B92!);&QU<W1R871O<B!#4S8@*%=I;F1O
M=W,I(@H@(" @("!S=$5V=#IC:&%N9V5D/2(O(B\^"B @(" @/')D9CIL:0H@
M(" @("!S=$5V=#IA8W1I;VX](G-A=F5D(@H@(" @("!S=$5V=#II;G-T86YC
M94E$/2)X;7 N:6ED.D1"-41&.3)#,C8Q,44X,3$X,3=%0S)$034T,38Q,#,U
M(@H@(" @("!S=$5V=#IW:&5N/2(R,#$X+3 R+3$S5#$X.C4S.C,U+3 W.C P
M(@H@(" @("!S=$5V=#IS;V9T=V%R94%G96YT/2)!9&]B92!);&QU<W1R871O
M<B!#4S8@*%=I;F1O=W,I(@H@(" @("!S=$5V=#IC:&%N9V5D/2(O(B\^"B @
M(" \+W)D9CI397$^"B @(#PO>&UP34TZ2&ES=&]R>3X*(" @/'AM<%109SI-
M87A086=E4VEZ90H@(" @<W1$:6TZ=STB."XU,# P,# B"B @("!S=$1I;3IH
M/2(Q,2XP,# P,# B"B @("!S=$1I;3IU;FET/2));F-H97,B+SX*(" @/'AM
M<%109SI&;VYT<SX*(" @(#QR9&8Z0F%G/@H@(" @(#QR9&8Z;&D*(" @(" @
M<W1&;G0Z9F]N=$YA;64](D%R:6%L350B"B @(" @('-T1FYT.F9O;G1&86UI
M;'D](D%R:6%L(@H@(" @("!S=$9N=#IF;VYT1F%C93TB4F5G=6QA<B(*(" @
M(" @<W1&;G0Z9F]N=%1Y<&4](D]P96X@5'EP92(*(" @(" @<W1&;G0Z=F5R
M<VEO;E-T<FEN9STB5F5R<VEO;B U+C(P(@H@(" @("!S=$9N=#IC;VUP;W-I
M=&4](D9A;'-E(@H@(" @("!S=$9N=#IF;VYT1FEL94YA;64](F%R:6%L+G1T
M9B(O/@H@(" @(#QR9&8Z;&D*(" @(" @<W1&;G0Z9F]N=$YA;64](D%R:6%L
M350M0F]L9"(*(" @(" @<W1&;G0Z9F]N=$9A;6EL>3TB07)I86Q-5"!";VQD
M(@H@(" @("!S=$9N=#IF;VYT1F%C93TB0F]L9"(*(" @(" @<W1&;G0Z9F]N
M=%1Y<&4](E1Y<&4@,2(*(" @(" @<W1&;G0Z=F5R<VEO;E-T<FEN9STB,# Q
M+C P,R(*(" @(" @<W1&;G0Z8V]M<&]S:71E/2)&86QS92(*(" @(" @<W1&
M;G0Z9F]N=$9I;&5.86UE/2)A<FEA;&UT+6)O;&0N<&9B.R!!4DE!3$U4+4)/
M3$0N4$9-(B\^"B @(" \+W)D9CI"86<^"B @(#PO>&UP5%!G.D9O;G1S/@H@
M(" \>&UP5%!G.E!L871E3F%M97,^"B @(" \<F1F.E-E<3X*(" @(" \<F1F
M.FQI/E!!3E1/3D4@-30W($,\+W)D9CIL:3X*(" @(#PO<F1F.E-E<3X*(" @
M/"]X;7!44&<Z4&QA=&5.86UE<SX*(" @/'AM<%109SI3=V%T8VA'<F]U<',^
M"B @(" \<F1F.E-E<3X*(" @(" \<F1F.FQI/@H@(" @(" \<F1F.D1E<V-R
M:7!T:6]N"B @(" @("!X;7!'.F=R;W5P3F%M93TB1&5F875L="!3=V%T8V@@
M1W)O=7 B"B @(" @("!X;7!'.F=R;W5P5'EP93TB,"(^"B @(" @(#QX;7!'
M.D-O;&]R86YT<SX*(" @(" @(#QR9&8Z4V5Q/@H@(" @(" @(#QR9&8Z;&D*
M(" @(" @(" @>&UP1SIS=V%T8VA.86UE/2)004Y43TY%(#4T-R!#(@H@(" @
M(" @("!X;7!'.G1Y<&4](E-03U0B"B @(" @(" @('AM<$<Z=&EN=#TB,3 P
M+C P,# P,"(*(" @(" @(" @>&UP1SIM;V1E/2),04(B"B @(" @(" @('AM
M<$<Z3#TB,38N-#<P-C P(@H@(" @(" @("!X;7!'.D$](BTQ-R(*(" @(" @
M(" @>&UP1SI"/2(M,30B+SX*(" @(" @(" \<F1F.FQI"B @(" @(" @('AM
M<$<Z<W=A=&-H3F%M93TB4$%.5$].12 Q,C0@0R(*(" @(" @(" @>&UP1SIT
M>7!E/2)34$]4(@H@(" @(" @("!X;7!'.G1I;G0](C$P,"XP,# P,# B"B @
M(" @(" @('AM<$<Z;6]D93TB3$%"(@H@(" @(" @("!X;7!'.DP](C<T+C4P
M.3<Y-B(*(" @(" @(" @>&UP1SI!/2(Q-R(*(" @(" @(" @>&UP1SI"/2(X
M,2(O/@H@(" @(" @/"]R9&8Z4V5Q/@H@(" @(" \+WAM<$<Z0V]L;W)A;G1S
M/@H@(" @(" \+W)D9CI$97-C<FEP=&EO;CX*(" @(" \+W)D9CIL:3X*(" @
M(#PO<F1F.E-E<3X*(" @/"]X;7!44&<Z4W=A=&-H1W)O=7!S/@H@(" \17AT
M96YS:7-&;VYT4V5N<V4Z<VQU9SX*(" @(#QR9&8Z0F%G/@H@(" @(#QR9&8Z
M;&D*(" @(" @17AT96YS:7-&;VYT4V5N<V4Z1F]N=$MI;F0](E!O<W138W)I
M<'0B"B @(" @($5X=&5N<VES1F]N=%-E;G-E.D9A;6EL>3TB07)I86P@350B
M"B @(" @($5X=&5N<VES1F]N=%-E;G-E.D]U=&QI;F5&:6QE4VEZ93TB,C<W
M-#<B"B @(" @($5X=&5N<VES1F]N=%-E;G-E.D9O=6YD<GD](DUO;F]T>7!E
M(%1Y<&]G<F%P:'DB"B @(" @($5X=&5N<VES1F]N=%-E;G-E.E9E<G-I;VX]
M(C P,2XP,#,B"B @(" @($5X=&5N<VES1F]N=%-E;G-E.DME<FYI;F=#:&5C
M:W-U;3TB,"(*(" @(" @17AT96YS:7-&;VYT4V5N<V4Z1F]N=%-E;G-E7S$N
M,E]#:&5C:W-U;3TB,C,Q.# S,#$W-2(*(" @(" @17AT96YS:7-&;VYT4V5N
M<V4Z0VAE8VMS=6T](C(S,3@P,S Q-S4B"B @(" @($5X=&5N<VES1F]N=%-E
M;G-E.E!O<W138W)I<'1.86UE/2)!<FEA;$U4+4)O;&0B+SX*(" @(" \<F1F
M.FQI"B @(" @($5X=&5N<VES1F]N=%-E;G-E.D9O;G1+:6YD/2)/<&5N5'EP
M92 M(%14(@H@(" @("!%>'1E;G-I<T9O;G1396YS93I&86UI;'D](D%R:6%L
M(@H@(" @("!%>'1E;G-I<T9O;G1396YS93I/=71L:6YE1FEL95-I>F4](C B
M"B @(" @($5X=&5N<VES1F]N=%-E;G-E.D9O=6YD<GD](DUO;F]T>7!E(%1Y
M<&]G<F%P:'DB"B @(" @($5X=&5N<VES1F]N=%-E;G-E.E9E<G-I;VX](C4N
M,C B"B @(" @($5X=&5N<VES1F]N=%-E;G-E.DME<FYI;F=#:&5C:W-U;3TB
M,"(*(" @(" @17AT96YS:7-&;VYT4V5N<V4Z1F]N=%-E;G-E7S$N,E]#:&5C
M:W-U;3TB,C,U-C,T,S0Y-B(*(" @(" @17AT96YS:7-&;VYT4V5N<V4Z0VAE
M8VMS=6T](C(S-38S-#,T.38B"B @(" @($5X=&5N<VES1F]N=%-E;G-E.E!O
M<W138W)I<'1.86UE/2)!<FEA;$U4(B\^"B @(" \+W)D9CI"86<^"B @(#PO
M17AT96YS:7-&;VYT4V5N<V4Z<VQU9SX*(" \+W)D9CI$97-C<FEP=&EO;CX*
M(#PO<F1F.E)$1CX*/"]X.GAM<&UE=&$^"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" */#]X<&%C:V5T(&5N9#TB=R(_/O_; $,
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! ?_; $,! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_
M !$( 8L!U ,!$0 "$0$#$0'_Q  ?  $  @(# 0$! 0          " D&!P,$
M!0H" 0O_Q !3$   !@(! 0,%#04%!@()!0$! @,$!08 !P@1"1(3%!<A5M05
M%A@9(C%!5%=8D9:7,E&3TM4C0F&5UB0E,U)Q@6)R.#E#<W>"H;.W)B=$15-D
M_\0 ' $!  ,! 0$! 0            ,$!0(!!@<(_\0 3Q$  @$# 00%!PD%
M!P,!" ,! 0(#  01$@43(3$4(D%1T3)24V%QD9(&%2-4@9.AL=(60E64P20S
M8G+3X? T0X+"-39$<X2BLO%TL[3B_]H # ,!  (1 Q$ /P#Y#O*G/UA?^*I_
M-G[!7\L9/>?>:>5.?K"_\53^;%,GO/O-/*G/UA?^*I_-BF3WGWFGE3GZPO\
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M_*3?HI\49VG_ -PGE1^C=R_IF/G39WUVV^]3QI^SNWOX/M'^4F_13XHSM/\
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M$3(8X /=*=0KM4Q"B;H!CE34$H")@(<0[HMW)YC_  -X4UKYR_$*I]TSV^O
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M;_"WA6WK3SE^(>-/.1KOU]I?YI@_;L;N3T;_  MX4UIYR_$/&GG(UWZ^TO\
M-,'[=C=R>C?X6\*:T\Y?B'C3SD:[]?:7^:8/V[&[D]&_PMX4UIYR_$/&GG(U
MWZ^TO\TP?MV-W)Z-_A;PIK3SE^(>-/.1KOU]I?YI@_;L;N3T;_"WA36GG+\0
M\:><C7?K[2_S3!^W8W<GHW^%O"FM/.7XAXT\Y&N_7VE_FF#]NQNY/1O\+>%-
M:><OQ#QIYR-=^OM+_-,'[=C=R>C?X6\*:T\Y?B'C3SD:[]?:7^:8/V[&[D]&
M_P +>%-:><OQ#QIYR-=^OM+_ #3!^W8W<GHW^%O"FM/.7XAXT\Y&N_7VE_FF
M#]NQNY/1O\+>%-:><OQ#QIYR-=^OM+_-,'[=C=R>C?X6\*:T\Y?B'C3SD:[]
M?:7^:8/V[&[D]&_PMX4UIYR_$/&GG(UWZ^TO\TP?MV-W)Z-_A;PIK3SE^(>-
M/.1KOU]I?YI@_;L;N3T;_"WA36GG+\0\:><C7?K[2_S3!^W8W<GHW^%O"FM/
M.7XAXT\Y&N_7VE_FF#]NQNY/1O\ "WA36GG+\0\:><C7?K[2_P TP?MV-W)Z
M-_A;PIK3SE^(>-/.1KOU]I?YI@_;L;N3T;_"WA36GG+\0\:><C7?K[2_S3!^
MW8W<GHW^%O"FM/.7XAXT\Y&N_7VE_FF#]NQNY/1O\+>%-:><OQ#QIYR-=^OM
M+_-,'[=C=R>C?X6\*:T\Y?B'C3SD:[]?:7^:8/V[&[D]&_PMX4UIYR_$/&GG
M(UWZ^TO\TP?MV-W)Z-_A;PIK3SE^(>-/.1KOU]I?YI@_;L;N3T;_  MX4UIY
MR_$/&GG(UWZ^TO\ -,'[=C=R>C?X6\*:T\Y?B'C3SD:[]?:7^:8/V[&[D]&_
MPMX4UIYR_$/&J&\W:R:8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*8
MI3%*8I3%*8I3%*8I3%*8I3%*8I7RX]O=Q)]RYVI<OZ?&=&5B&/U]MX&J/H1G
M6;4R='MCON 8W23BFJM4D':HIH(*P]7;%[[F3'O?1;%NLJUJYXKF2+_*3UT'
ML)U@<SJ<]E?F?RYV5I>+:T*\)--O=X'_ '%'T$I[3J0&)B< ;N(<2]?/-KVB
M6;:-[I^N*9'GE;7>;)#52O1Y.\ .)6<?H1[,JIP*?P&Q%G!57;DX>$U;$6<K
M"5)(Y@W'=8T>1SA44LQ]2C)_V';7P,$$ES/#;PKJEGD2*->]W8*N3V#)XGD!
MDG@*_P!#OCEH^L\;]'ZUTE4BD-$T"LLXE5\5$$%)N;4$[ZR6)RD7J!'=BL#N
M2FG) $2IK/C))]$R$*'PT\S3S23/S=LX[AR51ZE4!1ZA7[]L^RBV=96UE%Y%
MO&$U8P7<Y:20CL,DC,Y'(%B!PK=F15<IBE,4IBE,4IBE,4IBE,4IBE,4IBE,
M4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,
M4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE:GWIIVI\@-0
M;"TU=T/&K6PJT_@'BI4R*N(URL4JT3.L2J?("3K\N@PFXLY_D$D(]L<X"4H@
M,D,K0RQRIY4;!AZ^]3SX,,J?4356^LXK^TN+.<9CN(VC)QDJ>:2*#PU1N%D3
M_$HKYY>QSX 6S7G)?=FTMQP7DSWCG8YW45,*N@?R*3V"]:@6=M<2=8A1<1T?
M2)!D>(==T4GK:]M7S<Q5F(=W=VK>H]O%'$V1.JRMZHP>JI]9<'(SD&,@\Z^
M^2.PI8-HWEU>1Z6V=(]I"#Y+7#+])*I[56!ET'&&%P&!RM?3EGSU?I-,4IBE
M,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE
M,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE,4IBE
M:HW'N_5W'^I(7G;EH+4JNYG8NLMI(8>?G5'$]-F6+%1B$=6HJ9E5G#X[=4B
M)LC$$Y0(8Y3G(!I8H9)WT1+J;!;&57@.9RQ X>VJMY>VMA#O[N7=1%UC#:))
M,N^=*A8D=R3@XPM>-I?DCI/D(G9#:@O;.VKT]S'M+3&'BK!79V 5ET%G,2>4
MKUJB8.<:-I1!LZ4CGJL>#-]Y*Z*U75,V7*G[-;S0:=ZFG7DJ<JRMC@<,I93C
M(R,Y&1GG7%GM&RV@).B3B4PE1*I22.2,N"4UQRI'(H< E6*X;!P3@UO#(:NT
MQ2L$M^S*/0YBAP%MGDH>7V=:#4RBLU&<BY-/V8L1)3QHI%5BS=(,U B8B1>>
M422K-GW6QDO*/'4224[6-W#E1D1KK?B."Y"YXGCQ8#AD\>ZH)KF"!H$ED"-<
MR[B $,=Y+H:30"H(7J(QRQ5>&,Y(!PC=7)+2G'AO +;=O"%87M;AZUK,.TAK
M):[-/GC$".916(JE.A[!99!G%(*HJRC]M%*,8TJ[?RUP@+A %.X;>6?5NDU!
M "Q+*BKDX&6<JH).< G)P<9P:AO=HV6SQ&;N<1&4L(T"22RR:1ERD4*22LJ#
M!=@A5<C41D9S?6FSJ!N.DP>QM86J*N=)LB"J\-8(=4ZC1T#=PLS=H*)K)HNV
M;UB];N&4A'/F[9_'O4%VCUL@X243+Q)&\3M'(I1U.&4\QPR.7 @@@@C((((X
M5-;7-O>0)<6LJ302 E)$.0<$@CC@AE(*LK ,K A@",5FY$DDS*G3333,NH"J
MYB$*4RRH))H@HJ)0 5% 1122 YQ$P)))I]>Z0H!Q4^.?KXGU]G'[ !]E<F*4
MQ2M45S>.J+8ZKS"$ND:K)VV?O-9K$._1D(2:L$QK11PE>T8B%G&<=*OVM9.V
M,,C*MF:D44BS%5%ZJE(QYW,C0RJ&)1L*J,Q'$*) "F2,@:L\ 3G.1C(.*L=[
M:2F-4G37+)/%$C9221[8D3A$<*[+%IZSA2F"I#$.I.8T^YU/8-=86ZCV*(ME
M6EC/BQ=A@7J,E#R81LB[BGBL?(-C*-GK=*08NVY7+915NL*)E$%54C$4-RR,
MC%74JPQE6!!&0",@\1P(/&IH9HKB-9H)$EB?5HDC8.C:6*$JPR&&I2,@D'&0
M2.-9-G-24Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q
M2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q
M2F*571VF])N]XT=K=O1*_LF?DJYR3TI<Y7S1PA;!L."K=9G'C^:LU7C5F4BS
M4F8)N /(LTBR=1P29617J"S<YTSW]GLB32:VC4-;S(-ZVF,LR@!6.1P/(X(.
M,XKY_P"4D,TUC;B".YD:/:-E,W1$WEPD<<A9Y(EPP+H.LNI2NK&H8S5?">LN
M5$BQY:V;7-6Y73%7OK;C?[XK?NQC!Z_Y6W^NTJWN$]GZ[UI[U7%::I0+;7+R
M2-&+-HFN2;V1D)")8.9)X\)WKI>W!M5=[4,G2,+#F2U1G4;J235J).\ SUF
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M5STZ^GIE1I9'\IV/JS@>X8'X58$:+R51]E;(*4I"@4A2E*4  I2@!2E /F
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MXTE,O"-DA-U\%ND "HZ>N3% 1(U8M2+.W)P Q@11/W"G/W2&Y=UC4NW(?CW
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MKG/Q,!;6:4'OS5-U2VQM^.T75'U&V'2;1'ALB7J4U=8R#E7L;8%$6"LA"PQ
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M\$5IOX'A+['FGE*OOEDV3%8Q[N!?),<YL$96=E: RS,%D)7$F>//$&:TG/\
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M0?54""]GU&3=)0U#L[D5OO9^D(#5]XU'1]8RLG2ZTE"56\T"6U89W:+;2Z?
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M3P,;)QSQ!M+:MT(I#)%::[G9MM) ;;6T?3=F6]W.<R.K"2.64[D,,( 1,DO
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M1J)UPJ4!)(9B./5Q%?WMY]/"UR$>VCVFIO%18I!%;WOR?;4P#") (KN19F
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MJ]BYN [2[YS(X579FU%E72%#:LA@NE=.<XT@C&!4+;-L&ACMS:PB&)WDBC5
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M4TFS-DS;))-VK5NDF@W033113(F0I0A))))))))))R23Q))/$DGF:N*H4!5
M55 554 !0!@  <  .  X 5W<\KVM3[SLY*CJ6]S!E/#6& =Q;(W7H;W0FP"'
M9&('SF,DX?$7$ ^8B1S#T*4PA+"NN5%YC4"?8.)_ 5'*VF-SR."![3PJC_-N
MLNM]<9K,2K[IIKA=0$VDNZ<5QR(CW0-[N-E&3$!$1  *$J>/.;KZ.A!^8>@A
M7N5U0OWKUOAXG\,U- VF5?7P]_\ O5SV8]:5,4J!VU)'8.U>7#+CE'[=O>DZ
M'7..C?=:KW6 U&.NNS;3/;(EJ*9@%AMU4MXL:OJMC!1TI-QM>8L'4O,[)J@3
MTDI"M0AI>[$(XK4W!A29VGW.)=92-5C#YTHR9:0D@%B0%C; R<C(N&FN-I"R
M6YFM84LA=9@W0EN)'G:$KKECETQVX16<(%+-/'K8J-+:3?\ -R]ZSJ-\&#?Z
M]Y45/BCI>I;0Y#;V+:6NN9W84-+W/;-5DD]84.FU>Y4Z8OU7B--6YW:$U;#2
MJG9K^W1I]585DC^1+39Q9QRNF1);/=3/%;P:3(L;!(F&\D=E<1L9D"G2[I'E
MW+8&NHVU9K>*;2T.T(]G6L5Q>WF\$#SHTMS&P@ABCEB:>-+60R O#%)/B*,1
MY;=>-+]H%R-%[8%:SQVT^[@ +SX?U![/;YMT7+/(+@%NY;3]P?6:,CM'3#6*
M?[/<"T=5.-B96;3KA!5>3<@_ZA&I^BQM]*ZKB4-_80X6!" U]#OD"DSJ2(QP
M<D+JY*!SKAMM7V7,=C:LF-LM$7O)%8IL:[-K*9%%HP5K@E3&%9Q'Q+EN0]MI
MSWWK=+U"P6LM":P=5.Y;\KW'*GSEXW398&?]]UBX9Q7,T]ML%?@M06:/9U*!
MJBLO4%6+"Q/IV=L;=HL@G#QBAW9N>@PK&6DGD#) UPX2%670MX;/2K-*I+LV
M'!*A0IXY(Q78VQ>2S(D%G;F.6]6QC>:ZD1]X^REVKO'1+:0"-(]41"NS,X!&
ME2:U/$\\-Z;2NV@5]95Z%JQ]HVCB8A?ZE;;LE,5.-B]H4+EU-7"NTY\SU1[O
M(J)SVE69UK6^4*ZL+)E HLX.E^+-%=R&RAB2?>,6W:W)C=$PQ,<EJJ,X,NGR
M93U1Y)+ E^J177:]W<2VA@18S<2;-WT<DVJ-5N(=HO(D1%MK\NU&9#@NH3"1
M'4#C.KNU$W@RUQK!"Z:3>[8OC#0FJ=Y;DEM=UG=U@)*0VW;YLBMP492O-IQ[
ML]#KMDCJ[K2>L3TNU;-K&IR$D:-JL+87:!;1;:MW)LV$O*4F$49GEAA$CPK@
MPI&S%]Y.LC*6D51NEE<#+,HRJM'!\H+L0P"6U-Q,MG;W=TT,=VX9+F:>-5BZ
M/9R1(ZI [DW+V\;-IC5S]))'+'07/FP[PW>VH2.CK9#ZULERWU1JKL$:MNQN
M6/DM#VFQ5A>4MM@M&EJMIAU%WQ:H616(;:]V]=YJL/DX&!G8]Q)2LY[T:L]B
M(83)OD,BK [1ZX3D3JK855F:8%-:@[R) PRRG &O1L]LO=W8A%I(L$DMY#'-
MN[L!6LY'CU2226L=J5F,4A40W,KQG0CJ69S%91F?6[3%*K_YTV8A(^C4U-0#
M*+O']F>I=?2F1H@,5&*"'7KT6,]EBE'IZ!;F#KZ1Z7[%>M(_< OO.3^0]]5+
MIN"KWDD_9P'YFJY\T:I4Q2F*4Q2F*4Q2K-N%.Q$Y6K2NN7RX>Z%975E89,Y@
M[RT#)+]]VDD41$3>YTLJHHL8>@ 26;$*7HF8<S+V/2XD')Q@_P"8>(_(U>MG
MRI0\UXCV'P/_ #E4XLI5:KC612<)*(+I)KH+$,DLBL0JB2J9RB4Z:B9P,0Y#
ME$2F(8!*8HB @(#BA&>!X@\"#VUPF8LC-TFAF;4S5#P!0;&;I"W1\E,0[;PD
M1)X:?DYDR&0[A0\(Q""GW1* @R>>>)SQ]O/W]M>8& ,# Q@8&!CE@>KL[J['
M<)U$>X7J)@.(]T.HF*'= PCTZ]X"@!0'YP .@#TQ7N/&OSX27I_LT_3TZ_(+
MZ>AC'#KZ/3T.8QPZ_,8QC?.(CBF!W5_#HHJ <ITDCE4*H10ITR&!0BH 54AP
M$! Q5"E*"A3=0.!0 P" !C->8'<.//[>?OKA48,52'359M%2*'054(HW1.0Z
MC;PQ;*'*8@@8[<4DA0.8!,EX:?AB7N%Z>Y/>>WM[^?O[::5/, \NP=G+W=E<
MIFS<ZZ;HR")G2*:B23DR1!7226$AE4DUA**A$U133%0A3 4XD()@$2EZ>9[.
MPTP,YP,CAGM]]<V*]IBE5S<W-B)N7<!K./7 P1YBV.Q 0W4"NUD#H0K)3H("
M!TFBSM^LD?J4Q'D>J'0Q0'-"RC\J4CGU5_\ 4?R'OJG=/R0?YC_0?U]U0 S0
MJG6T-,WXVM=CUJU',<(]N[\BFTR )A5A9$HM)$>X7TJG;)*>7-T_1WG35 .H
M9%,F\B9>W&1[1Q'A4D3Z'#=G(^PU>&@NBZ01<ME4UV[A)-=!=(Y5$ED52 HD
MJD<HB4Z:A#%.0Y1$IBB @(@.8E:E<N*55HSA-WZ=6Y0:BC^)\CO\V]M_7':5
M%OLQ,:M\QD] ;62K!EF^]1LMO0O,(EJ &#JM2$/&Z[M[BQT6J4Y.BFF99\[@
MZ[I%H9>C2FZ$&Y@2)T"R[Y6BU8W.E=#;W(929$"R,V\T@:F^?"W=K\X6R[.:
M\Z7>2W$,S/;]$=+G1D7>\E$R=%P495@EUPQQ;G6Y*)&;9^@.7TO'[@94:C[H
MC]Z23CM"'%SW2?<44AK_ '#JO9>MN0T7Q(UGKR+-M%1Q"V*MV>U\<#UA!]1J
M4WU(KJB]E5M#<ED3F-A6HI[0-"7>$P#H 6'<G>0RQR0&[D<B+K*RI<:B'<R[
MY,*=)$>?<V>TV6Z6&*Z%XWST9;OI*B"YMY[>]79MO IGRLB226&[!BA%L;6;
M,O7U7&VFO#K95%V[(V[7\9M(C"O<DN)=AHKN2WC<9YDUUN>MUJ%Y3R1(FS;$
MD&RJ=J+[N*[#;R3!23NTFD682:R\FFT>Y#TN)X520QY-O=*X$**=YJ8VPRL8
M/5X:"#A!PR!D5:&S)X;EI(5N,)?;->(M=RN!!HC7:#:9)V!$G7,P9<RMUP&;
M!K0-2X,<A8#3M2?!$;E\\41P@XER#@[[D+;)%<G-:IW!_([6G7!7>T',"[N,
M3! Q@E; H"U:=U$"5"(?/($IHHL[WL#2N,P[HWET/[A #:,@$0X1!M#-EL>4
M&ZQPW&J46R;Y+6,Z;KI2[)V<3F]E8_.L<K-<.<W!0RJNE6?C&8\1@E.K7@;8
MX5[TN'G0F+=HZ^;'L=IHNUV4-(-K]6UW9V53[2[8._*=4%5)/9<,#9W:-"SE
M97UXW. 1;1)F6L2LA6'S!-B'L5Y HB"S)&$>(MU&_?V=' [<(SG3.K;SM.=0
M# YKBXV5>2;]I;2:>22&X"L)HR<1;=FO(XB6N%PTMF\>X_=73NV:-@!7MGXY
M=H4[N6\WM.EMA4C9$\TYN+4K8SI]'1]0?5;8=5V8RXAU"0MB_(ZYF7/KAQ.Z
M@3AX6*X\5%UK&QZVL;M6UR,9)/YK;WG2+$) '$<D8Z&)(\'6&C:,W3A1;I_>
M8FRQN'WBR+U 0!%V;+;32W9B::&=QM4Q3EE6(QSQSC9L32=-E.8"]MI5;&(V
M[V[DRE6+W4YNSXUAN77:VXG.Q(F^U&F3J6L$*52+LT912<?9X2)LI-C62(AR
M<BN3<DDM8#2%2BK%-N[_ !S&W3]5>6>/K:BTG)7&XTK^2&3=",H[J92\B$G*
ML5W:DFWMAU<.541DJ'"EN 1-?8MO=0]),ZS1Q.+<10S!5"R(LF_=5Z=?ME]4
M:N[3*LCQ&14.II9;)LSZW*P?9%V8:[I-AM[\2"6)8*'9MSF[OETFM_81C O0
M0-U=O5$4CB7J*20J+"'<3,(=QH9'5!VGW#M/V"N78(I8]@]Y[![ZHJ?OG<F^
M>R3]8[E](.W+YXX4])UW;M8[APL<0Z!WU5E#G-T#YS#FX   !R  'L%91.22
M>9.??74SVO*LPX3[$3D:Y+ZW?+@#^O+*S4&0YO2M"R*X#(((EZ^GW/E51<*C
MZ.H2Z8% 03.(9M['AA(!P;@W^8<B?:/R-7K9\J4)X@Y'^4]WL/YU.C*-6J8I
M3%*8I3%*8I3%*8I3%*8I5=O-S8B:JD!K*/7 QFQR62Q F;]A4Z2J$(Q4[OS&
M!%5W(+(G_N+1JP!^R.:%E'Y4I'^%?_4?R'OJG=/RC'M;^@_K5?.:%4ZYF[A9
MHX0=-E3H.&RR3ANLF82J(K(G*HDJF8/24Z9RE.4P>D#  X/'@>1H.'$<Q5YF
MI[ZUV50:];6YD_*7K,B$NW3$/]CFV@ A*-A)\Y" Y*99L!@ QV:S98 [JI1'
M#E0QR,A[#P]:]A]U:L;AT#>KCZCVCWUL;(Z[K3FV^/NE][IP)=MZYKEW7JRD
MDI69.3;K(3E?+-H(-9UM"V"-793D8PGVK5HVGXYG((L)UNT:(2S9XDU0(G-%
M/-!JW4C)JQJ XAL<5)4Y4E<G22,KDX(R:K7-G:W>CI,$<ICU:&8== XPX5QA
MU5P '4,%< !@<"L<E>)?&::<4-Q(:,UH<-8PE=K%%9MJM&Q\5 5>G21)JG5A
M*&CT6L2]K5/G$R3M2K\FR>P]9G &9@V3"3.=T;T75P->)I/I&9G.HDLSC#MD
MY(9UZKL""R\&)'"HVV;8.82UI!] D<<0$:A4CB;7%&% "F.)^O&C K&_60!N
M-9<716GB)@B77%4*D#;;[,"!%H]T&N_K0%UW2@ ?_P">S+8 6"W%_P#[:3#R
ME;Y><[Z7TC?]H\_0+HA^[3JIW#A4O1+4?]B/E<CR1RO)-]=#_P"HE&N7SFXF
MOW#Z.U#7W$2ZA==U6,<P5T;;%AUFD6BDI'7IGK#S*M;4T,7TI33?4_\ ^WZ3
MP/[0M8_W:']C@S2L"#(Q#)NR,\T,N^*GU&7Z3'G<:+:6R%2D$:E)1.I"\5F%
MOT42#N86WT.?1]7E6,%XM\>$VD:R1T_2&[>&?T"4B :Q";56*D=6R-@EM>O(
MYRV,DY9.*F^MEH4BE&RJ8IHV*:9J>*SDWC=;KI,^2=Z_$2 \>8E $@/>&"KG
M_*#S J/YOL@% MH@%,++A<%6MR[0E2.(,9DDTD$8UL.3$''#<*^*)CULPZ%U
MT):DZ7<P+?W$(#)H1>W.+\2,78 H#*3KT?=W3BV0E9E6[VNU^PK'EH.+CWH^
M-G72[GK?3R=888ZN)ZF[SGF&*#0S##,O!B14?S5L[*'H<'T9R@T<!](9@N.1
M1929$1@41SJ50>-9M6N.>BZ=L>7V[5]6T^#V1.*V%P_M;"*31?@\M[QI(W*0
M8)=190\G=)%BRD;I)Q#5C(6Z0:-WMC<R;I$BI>&GF:,1-(YC&G"D\,("$![2
M$!(0'(0'"X%3)96D4[7,=O$L[%R9 O6S*0TI7L1I64-*R@&5@"Y8\:W3D-6J
M_)SD3(=10Y4TTRF.<YS 4A"% 3&.<QA I2E* B8PB   "(CTQ2J2=[["#9>S
M;#86RHJ1""I8:O\ 7KW?<:+$Z+=<@#Z2E?KF<R@D-Z2'?&(/3N],VH(]U$J]
MIZS?YCX# ^RLN5];D]G(>P>/.M/Y-4=,4IBE,4IBE,4K,J!=Y?75NAK?"&_V
MR)<@HHV.<Q$)!DJ44GT<Y[O4? >-CJ(F-W3&2,8BZ0 LDF8O$B"1&0]HY]Q[
M#]A\*[1RC!AV<_6.T5=S1[K!;!K$7:ZZY!Q'2:(&%,PE!PQ=$Z%=1[U,HCX3
MQFKWDEB=1*;H59$RB"J2I\1T:-BK#!'XCL(]1K35@ZAAR/\ PC[*RW.:ZIBE
M,4IBE,4IBE,4IBE:TVQLV%U33W]FE3)JN@*9K"17B 1:7EU"&%LT3#]HJ)1
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MHP%&!_S\ZRV8LQ8\R<UXF=5Y3%*E/Q<W2GK.T*5^P.O"IEJ713=K*&Z(PDP
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M_P#*HF8IP_["&>$ \" 1Z^-,XY5DJ=\O*1 32N=K33 .@$3L4N0@!\W0"E>
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M=Q^C3X5\*:W\YOB/C3S@WWUWM_YEF?;<;N/T:?"OA36_G-\1\:><&^^N]O\
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MF*4Q2F*4Q2F*5_G^]HY_Z=7*;_XP6C_[Z>?:V'_1VW_REK\(^4/_ +;VG_\
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MQQ#DH' NSL<G+=E8^UMI':<T<@2>..&%8D6XOKF_E)!+/(\UP?*<GBL4<,8
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M2),^5SQB.S^44<$-@MULV*\N=DR2R[-N.D26ZQ-++OP)X(T*W"13XDC4-#I
M"9TYSQ:Y[8^[U&T\"[Q:]/1][MW"S?'+;?TW+J7I2 #=-HY:6E"W61L[:-Z;
M()41.O2A')D%V@V8LJ#H?]DBRI%(9)LI&2]C24HEY#:P :-6Y6U4HN,N->H$
M<].,<S2#Y2RQ2;(EDMA-)LN[VC=NQFT=*DVC()'! B(BT,#Q&O5GDN*_G%[M
M@)7C2VXIMV^@X^X!Q?WGRRW6V.MLAS!C<UN4VIYC5KFNK@G2)7W!3I*4L,TA
M*)C+GGU$ 8*,(<JGEA%SLL7/2<S%.DPVL1^CU:.C2B4-Y8U:\:2.&.>3RIL_
MY2-8#9X%FLO0+O:%T,S%-[T^V:W*$;IM BU:]76UXTX7G6*<?.U9D]"L>S*9
M(:086<.S?OW)R]1ZBNP7$1YW3\D9B,EG$:\*2G2/O)+4!C001=H&M(S8+"H=
MO%"3N'ZGV:)CM$[XK\X);H>IG=='4KD=8:]6>75QZZCL_E ;0;!'1!)\R37\
MH^F*])Z<RL5/T3;K=:<9&\UYY+67Z#[8*1TC(< E5>/L;;HKA"AS;BI*,5V4
M]A5=NP'->6L+ZQL2OV],>GH#ZDL["LSBI))&VDEUVR3QPQCR',S#F;90FZ=]
M.4-YT,@[L-NC9Z=)P7&O7IXCJ8Y9-=V?RC:U.QLV:R+LD;44KORAN4VH9"XU
M")MR8A(0K 2:L X7E7?UEVO\3I&F\5(34O%UK7[1PEY-[MW-QRLL[NB;LD="
M:EWY8%']]T;>J\6D1"MX?.ZX*-21VB2=K[]!HD:4;U1"177,IY)LLS-=&6XU
M+>6\,,ZK"%)E@7"3(VMM U9;=Z6'9J.*Z@^4BVL>SUMMGA)-E7UW=6,CW3R*
MEO>/F:TFCW2F8F/3&+C6C #4(P2:V4_[=NXP._-";@U5J7:\?7=2/MKN+=2]
MY<W^1?(N7V)'[B@'M4GX.)N%K>P3'5C6J5Z1=-]=3=-I@7&"D4V4C.66TI-S
MQR\8V*C0312RQ%I1%H>&SM[<1F(AE8J@8RZF'TBN^AAD*J'!$S?*R5+NSN;>
MWN%2W:X,L5WM6]OC.MRC1NBO(R+;B.-B('BBWJ-AGDD *F!?/?G2;FA(ZH;1
M=3VU4*AJ2 L<;$-MT\J]R<L;W-3%NEVTI/STK<MH.8Z$B?$1C8:):1])HE3*
MI&Q#%.P.[$LRC%8Z[96?1!+EHG:5E),5M#;(%0850D0)/-B2[MQ)TA<G.3M?
M:WSHUN%CN(X[9'51=;0NMHRLTCZG=I+@JB\ B@10QY5%UE]*Z:^<O5CTQ2F*
M5]SW8W_^KEX]_P#O-L__ )LV-GQVU/\ K[GVQ?\ ]$5?MGR1_P#=[9__ -7_
M /[KFK.LH5])3%*8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*8I3%*
M8I3%*8I3%*8I3%*8I3%*8I3%*^'_ )\<3.4]RYF\D;34>-F^K369W:ECD82Q
M5W45_FH.8CUUB"B^BY6.@'+%^T6 !%)RU7514 .I3CGUUE<VR6ENK7$"L(U!
M5I8PP/<06!!]M?B^W=E;3FVQM&6+9U_+&]U(R21V=PZ.I/!E=8RK ]A!(J(G
MP)N9/W3N2?Z'[,_TSEKI=K]9M_OH_P!59/S-MC^%;2_D;K_2I\";F3]T[DG^
MA^S/],XZ7:_6;?[Z/]5/F;;'\*VE_(W7^E3X$W,G[IW)/]#]F?Z9QTNU^LV_
MWT?ZJ?,VV/X5M+^1NO\ 2I\";F3]T[DG^A^S/],XZ7:_6;?[Z/\ 53YFVQ_"
MMI?R-U_I4^!-S)^Z=R3_ $/V9_IG'2[7ZS;_ 'T?ZJ?,VV/X5M+^1NO]*GP)
MN9/W3N2?Z'[,_P!,XZ7:_6;?[Z/]5/F;;'\*VE_(W7^E3X$W,G[IW)/]#]F?
MZ9QTNU^LV_WT?ZJ?,VV/X5M+^1NO]*GP)N9/W3N2?Z'[,_TSCI=K]9M_OH_U
M4^9ML?PK:7\C=?Z5/@3<R?NG<D_T/V9_IG'2[7ZS;_?1_JI\S;8_A6TOY&Z_
MTJ? FYD_=.Y)_H?LS_3..EVOUFW^^C_53YFVQ_"MI?R-U_I4^!-S)^Z=R3_0
M_9G^F<=+M?K-O]]'^JGS-MC^%;2_D;K_ $J? FYD_=.Y)_H?LS_3..EVOUFW
M^^C_ %4^9ML?PK:7\C=?Z5/@3<R?NG<D_P!#]F?Z9QTNU^LV_P!]'^JGS-MC
M^%;2_D;K_2I\";F3]T[DG^A^S/\ 3..EVOUFW^^C_53YFVQ_"MI?R-U_I4^!
M-S)^Z=R3_0_9G^F<=+M?K-O]]'^JGS-MC^%;2_D;K_2I\";F3]T[DG^A^S/]
M,XZ7:_6;?[Z/]5/F;;'\*VE_(W7^E3X$W,G[IW)/]#]F?Z9QTNU^LV_WT?ZJ
M?,VV/X5M+^1NO]*GP)N9/W3N2?Z'[,_TSCI=K]9M_OH_U4^9ML?PK:7\C=?Z
M5/@3<R?NG<D_T/V9_IG'2[7ZS;_?1_JI\S;8_A6TOY&Z_P!*GP)N9/W3N2?Z
M'[,_TSCI=K]9M_OH_P!5/F;;'\*VE_(W7^E3X$W,G[IW)/\ 0_9G^F<=+M?K
M-O\ ?1_JI\S;8_A6TOY&Z_TJ? FYD_=.Y)_H?LS_ $SCI=K]9M_OH_U4^9ML
M?PK:7\C=?Z5/@3<R?NG<D_T/V9_IG'2[7ZS;_?1_JI\S;8_A6TOY&Z_TJ? F
MYD_=.Y)_H?LS_3..EVOUFW^^C_53YFVQ_"MI?R-U_I4^!-S)^Z=R3_0_9G^F
M<=+M?K-O]]'^JGS-MC^%;2_D;K_2I\";F3]T[DG^A^S/],XZ7:_6;?[Z/]5/
MF;;'\*VE_(W7^E3X$W,G[IW)/]#]F?Z9QTNU^LV_WT?ZJ?,VV/X5M+^1NO\
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M1*M^Z/GI3>/HJ A%TSAW3N*@XCY>S.C-U#'CY>)KH+%%"0()_H-JW:K:JD;
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MVY!7]]DM8JLN5[WE/%0:(C194CQJ0A4SI/!7;J+=XX"S3*0JBN2C1.,A\_Y
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M*4Q2F*4Q2F*5:UPWH"=:URK;G2 %EKNZ,Y3.<O15&!C55FD:B'7J)0<N ?2
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M4#JFYNU5;J /S"1:=8)F ?\ J4PAG$O".0_X'_\ Q-=)Y:_YE_,5?%F%6M6
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M]U2L7>J2*4O5[E7H6U5N61(JFC*0%AC6TO#R*2:Z:2Z:3V.>-G*9%DDU2D5
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M!WDUX2 "2< <S5&6S;N[V->K'<'0'3"7?G,R;*#U,SBVQ2M8MF/01)WV[!%
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M'KEP]>+JN7;M=9TZ<KG,HLX<.%#*KKK*&$3**JJG,HH<PB8QS"81$1S9
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<*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2F*4Q2O_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>g677604g70d67.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g70d67.jpg
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M$0 "$0$#$0'_Q  =   " @,! 0$             " <)!08* P$"_\0 *1
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,@!X > '@!X > ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>g677604g78t41.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g78t41.jpg
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M 0$! 0$! ?_  !$( +, EP,!$0 "$0$#$0'_Q  ?  $  04  P$!
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M.W$4:3BY1IF3CI:;X]W#!>>.WXA0S,@#BLKHAOGU"[5C>LE5,=LUK7L]MGJ
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MQJXWG<5(RNLC?O:>@5.]-!VEL@SO5@4YLYI/3M)W3&]<ZV3RB0&[:5LFLA;
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M!Q9665"A2213'G85=E*;O"V$$;=V3G&,YYUE26UM*)%EMX)!-L,PDBC<2\/
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MJS$DLP +$G).35W.6JR:<4IQ2G%*TA;/U_/;7!UCX2P,#I+K67U#K0*JXD@
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M4AMX(V:8HZ%N'R>5=CR'VVWI)4$XZE;-7NPW%9EB+:E>-WLP"QH>7!4-9/\
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M=4-AM2=<J@ULAFPE,R6*TW#D,+8WZ3ZR3?,@=$" T\TM4[9:MJV]NRK'E0+
M_0T28GL$/A*QGOWCUS<P75Q+<-!,K2N7*K<)M!/D&;8G']M3G3]/OM.LK:QB
MO;62.UB6)'>PFWL%S@MMU$+GGY !6J_J1^3X2+J8W^T["VMN6RP&2L]:1VL"
M&2O=9EP6(UICC[*GY*X&XDFQCVO]8GJ98M)49 L"F\PF2^;( 9YT9FST_75T
MZ P1VC2*9&DW/<C.655QV;<#'9'_ )J/:YT-DUV\6]N-42%U@2 )#8-LVH\C
MANW?,=Q,A!YXP!RK7_\ $XXK^4!D'ZM#=_'3F=]59^X1^<G^!6G^MFGWY;]'
MC^<I\3CBOY0&0?JT-W\=./JK/W"/SD_P*?6S3[\M^CQ_.4^)QQ7\H#(/U:&[
M^.G'U5G[A'YR?X%/K9I]^6_1X_G*?$XXK^4!D'ZM#=_'3CZJS]PC\Y/\"GUL
MT^_+?H\?SE='72TZ>J'IF:P&:UM]K*KD3CLB66'\,%D,)@AV!RE&PI!-/J,B
M3RT&0HO4># K?6N,J/2<@RE)\SXC=!J5][8W/6#%P?<UCV;]_@ECG=M3OSW8
M_P :F_1_1AH5AU$7!NAQY)N*8N#[X$&W9Q)>[9W[N>>X8K8]S7UNZ]%S/6I6
MUP4MJ#UJXID*L] V>E%(?6*TD@PQ*@]-/"(A'Z8>$M/Z4<$12?SGG3 Y #..
M>C!(!.!D9.,X'E./+CS5XQ(5BHW, 2JYQN('(9/(9/+/D[ZT"KNJAMM OL\5
M[8M0ZYR"Z(5)M.:QBBRJI?.WJGZVOS;VT3Z\#05VRA84<ID$WIEE,:[ F:ZN
MSDB5X:'%O:L-\66.J)7C=C3;5^ \<MP(76[D<2HBRR0VL8?CPJ/!28Y1!)D@
M@G+ &H<W2#4H>N036UB]U%)ID$1@EF:V@O-2GX/4[J0C+RVJE9I3 0&1E7$9
M8&JIFG56V'B>J*2U$>ML;DUG0;<N3:>[#R9HD?F*'K5VK[:N%:VO,O:DKR_-
M5F2,=E'35K6UO%6U(O,9#OA"X3!^RVQ(HB6TIIMNUR8S<,L;VBW5NA7W>4/:
MO<!"0IB7AA")&)&1M"+ECLN2](;V/3UG6Q22>+5)-,O9%?\ Z.W:'4(K%I5#
M.L\G'XJF"-0=AWF5]L0$M>N_5 E9O4=>]0F-FJI@K" 6_5M#RR0V"W7>ED\S
MGEH5$;:J;,(LF-0-ZHJ(/*+TQLC<.JZRY URRWW!IEYL4=&P+8D*5T#3D]KQ
M=L96D>*295C,!5$CEX7;C9UG8'FSRQJ5B!7<#DXNOK\GMXVF(END$5S;VDCS
M+=B26:XMC<^Y3QQ-:1, 52*"=UDN2LAC9=JAMT7-14IIQ2G%*U1WENGLE1^Y
MM05$]5S2CC2MR6,HA40C;/+),][-NU=QRI'BP+,V94LS:6.'16J:TD[<3"W=
MA?$9CLYY5H'!/(T2QX0,^-G#9V\UI+*))A-%&'9BJK;"1I1'';;CVVED4[U8
M848(((!:H[=ZI?6FJ6UL\-JUK=3F*)%D=[]H([9I[B_*K[G';P2+PF1E+-E6
M#@L$JQNHO5)V(O7#H7)M:(W+9+96HL'W6UEK>E)?A')G>O)_<,CJ)NK:SY%:
M#BR1)OES H21F52:<M2IOC:>..3\-%'%2]A(1.U^ZTVWAQMN618[I[.YDF3*
MK(D2RF2-8MSE&[2JA!8L!E@#D8FF](+Z[WB2PCEDGTV+5;""TDP[037,ELL%
MQ)<,D:RJ0DDDJE8PC.0A*8;TW?J([F/?3<U]WHKB#ZP%RFPFM<@F53S$RV5#
ME++0EEJ(JII.L:-3QI:<-S?)G*#\LC@=+G5(C(5+D#OZ0WLR9W,1>C3[1=0G
MLI'N=L9!25.%A(TB,LTDY;N5%YC8.>".9(KQM;U1]#LM7@BT_?.I$MO+UDM)
M/+<+;VD%H(R=SRR'8QD8 $ALJ@;;NM@)LW/@D*.LU+&T-D'1*.&V"BAI[@JB
M".;F,Z,<K2Q52[! ZJ8VG?LKR6,]S"%P.; )3%H<*1&8QIGV;WX98Q[FX9?
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5(&%7;%&B (JKA<XR23OFYI:EU?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>g677604g85y72.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g677604g85y72.jpg
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MWEJMZL5$N-YM78$5O&HV018[7;^[M&VTTX_'J%(M4(M4.O$&>"!XC$D#H?\
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MY\CDA;JX,S,>3EF)V^9B23L-AY/D[  #[@-LG1(XUX1JB*I/R(%55+$L?E4
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M/F)DE940R2%4\QJ68JG_ # 3LOM^R![86"NCRRK#"KR^)I%C17D'W2N "_\
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M!YI$68FB1LLL#^NP%*2H,601$?<V$QB7VN:ZTN2/^X1D(CSOI'6OJV$):?\
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M9A=]F46EQHK#$HG)C0XX^/((2&FTNS7X\")%@LNR5NN-0XT>,VI+++:$P))
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MTHFNM&!5D&"I9 +*J;PVC&B5UK2&9$[D/?DB[;[@!HV:>1I0P^3MG=QR4H6
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M1S]TNA;LIM&&#CU KR(P3;'K&_"-K:UU[M&OLS8P#9-'J=^"1R3;31&.(N(
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M FRG[G&571A^3*&!WVWHQB>L7"4_B-:^B<W121E9C($5]B%*D!@^VQ;;@>1
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MG.<YSG.<YSYSSY:LS.S,S%F8EF9B2S,3N68G<DDG<D^2?)SUR % 50%4
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M, 2%F@>.1?HP!.;=^O'>6M[!<@U':"8%/N+ZFXL$TVO+%6L$A7A+;:ER'%9
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M 4F33E5:/GSXH?"&'54L=0]+5TAU5><U_2X5"0ZE[L\]5!LL5_W+Q*!'<.[
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M0RLI&X*D;@@CR"#L1G!A6BLDCQRJCK$"GVBL10TZRUN$7'RCU>A6-)!5>F'
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M_2V1*(#7G$Q'(1&*02%?)Y!"O+;8'SMMX.4/SEIYKM;%ZF:JMP:R+,)@5R0
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M@KP=0:+-//-(L4,,,6I5GEEEE<JD<<:*SR2.P5%!9B "<Z^/\#-V?['=I_\
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M[K*Q2V7'DUZ[@V7Y'TJI&&)2P=@@.S*U:(T64^#)R'X!:$-\ ?$'X:Z[\/\
M4#%=0V]*GD8:?J\*,*]A?<13#SZ>TJ_:A<[-L6B9U#<?=70_7VB=<Z>+.GRB
M&]"J^NTR9AZFJY'V@/\ ?:['<1S)\IVV;BPVS)Z>-'V02[72[B6&''52A)12
M%.*!%E(2WB7X;PIU0V:E#48U&:2M3L9#$UIE^:-A-YN_AC\0)NC-4]/;=Y-
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MI0- YFP*EPX176@Z0^N38A<1!D"P0%9;E.3>FA6223A&(7FT_L'DNQ1V3O%
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M95_24?0-;&6#5VIS(N?J:'I6_P!6;H4\'U[JL&/6[A:&J^Q,LLJUK(64B[9
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M++F/;R5HI4+AHW4Q[=P,I!3EMQY;CY>6XVW]_IE5+%>01-'-$ZS\NR4=6$O
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MN-X?EO>QAK+B,..)]Z?-[2('J]R!O2G W.VY/#8#\?PS$:LI)TO8$[:O48[
MG8!9MR=O8#ZD^,P&U#7>REKA]?)$WL-V5'VKM-"[\:RV.4-64M+!Z[8KK^PD
M:*ME0JCT&.%H%DUXY7P"ZW81<<<5ML=V2W:9ME^M84Q?2M73O_S>N5K&C)&
MH#2<@G>5VW+.LG(\E.X4^5"[9AZR7I13)NWEDU :Q7G9I&*P!.^*DL4?$)#)
M!P3MNH!DW/<,FXVCRX=AN\>R-$%M\SF;KJ01G<_6[K%MJKR"MUUN+HH#5M>L
M\CMON$?:J=0KW=J36;=V7LL;1T[;%<IY"<$U-K5N[@YE0&SY5N'U$@I1S" <
M)6[-BS$VR2%VE9?2PLCR1H[)74S")G^:63@P;;AE"6[JT]-KA$E9?54:%F,O
M+ L25T<ZC:62*":6*.2_(*C6$B)2M7,R&)6,HL>W[>[&MZ*UN;-]BY[%)8VE
MVBC4I].V^S&L@&RZ6$@ZUSK49![L1-!IN%KNE)L$O9,72[6P-4GJ%V.!>])@
MG>"%$^[EITB@[S@0*9.W6+_HJ\AC<M)W":1GX*DB]OO=N57KGV5 ^PHR6;_I
M(&:[M#W]0$7\YOP)/"@K]A5U84Q+)+"YL"KWZSPWD/SM,T/-JV:+;)E[(VG:
M:Y;.T&G]P]CZQZ*LN5"/D",#9(376QNP-%USO^7(!P@36M1=RIP:PSZ]L%VO
MUB$)J!<]:'$!!(PQ-CKE"QB.)2M::&NVK^5 ,9DC@DD@ )/<*.5#1\F)<*/F
M8C)W:<SV)(Y=0K6KR=+$B1F6=()[D4%PE G826-'9)^$8$3,YX*&(R9JI"[&
MZWV*#,5S;_8^^N5?U'-D]<*M3MEWNPV>ED^O<OK;?+^$$W!LI&^6V(B[2=&O
M"=NV^>6NPMJ$)K$>XX!1?M+U)O3R1L'BKQ\M/CL,\:*CB<6(XR4V^SO$#O$@
M"'<MPY?-EU&+T$ZO'9O3=O6YZ,<5B5Y(FI&A-,BR!AO)M8X\;,K-,NRQB7B.
M)PUHN_N[\K0.Y[)%W!<'-PQ^@&\;ONFMP[9N[8EZUOV?&Q*8Y5)KE)N.@*#0
M>L.P*U9Y5YKX?25%LY8'<*ZA\L*!V:%2H]Z)7;P4Q/"O93M?G"".%RL,:25B
M7YCDD\CV49>#&9U#(VP9E+E!BX;FK^BM2"S(;*Z+<FM1B6U//#?41=HF&2E#
M#I\T<AF1*L,C+*F[*DHA$QR8[64>STPMM_6EPVQV2M.C-2;Z])??3%QL]^O1
MRQ51=M[,72N;W.1[N#98.LU$(!I-:OLNOPG<UK6IY+5GK@NLQF!K4.WJNKB&
M5(ZZSRP:K 46- K<*RM O!MP79I&C#$<I%^5BWG>_P!1BDC:S7DL7I*E:YTW
M<$LDTK/'W;\D=QQ*@#"-$BCG* ]NO)M*BQ@+MFOZ@NRP]*VCTNK=\W;LC26F
MMA; V^.VF:UO9;%2UFQX#3AZQ5@79;O4FL62FUU-GACI3MB$$P,AN8B(*<-1
M(A>2AZRHQEH[;)#'--&D1C615?B6E56*HQXNW$D<2&\;GB=O&5UFPL5C2TEM
MSU:L\UE;#P.\7,)6=XUDEC'.).X%/-60[[+S 8[X;:S-=T]C(CG\; [ RK1K
M'H]N+:^BJ>2=G4B%NO88;L%OJL]6;!N\%]E!NG['=])AM6E+G2C+8>*8(V19
M*S $$H(Y0Z\D%./QVX LMV*.9QL_9C,$#65A/(@*DS2A'!)4+LK;$[XRN^JS
MCGWKADKZ39L5(FWB%J=;MR/3WMIQ4O)+52NTL+< S2$R1AE7C$M^[ WRJ:FO
MIK179OM);J&QUAU'9>P&S+4S:[1>-/=D#/9C0E69&TZ'::FXY3]FVS75DW=F
M]=?:\&^PUA=4I\9K7->R;;8/U4@1I46:M623U,JP1*55):XKSL2Y5_GC618>
MW.S;MR?](>/RVLUV:.M,U._J$L(H59+EB02235;SWZ<?&)9(CVK$L$EKO44C
M*1F.(""/GM)=&S]S[U%"K)"T'MC95SZ4*[6:DK97?>Q-H[<!2PU))=>]B']F
M5^+V5$T'8NWPFGF=\B].A"VU1 TVNKV>X6_6C-WIM<B3Y5*DCAA++WXHTN"M
M*P@CCC8%Q/&L;&N9(XFE[!F81DKR5%D*.2.=6Q:N*LBT[%B72_SA61KD]BQ&
M5B:E.]A%OI#/:6L+:UE:PJOVY)):XFBC![4J]=4]B]\;&ZETW9.]]UQM7(UQ
MWNV*HYJZX;*JK6RA6LNR76"LZ!$7G9%IUYK*[WT2.IMUO,"OW-==JL_;]0'L
M7!R=8(1DN6+T['IX8[+QPP]SN4H]I$C;MM)7LM.4C625$)9$+)R<1.>&RD "
MO1]=;GTZ*Q;M"#LZQ-SKRSQB9:]Z@E)99W@KRS*L4LJI+PC:S&HE)D#,S8B:
MSN_8W5?42DU[K@5VG)L%%Z-2!ULA%&;F9/:]NP_N-JNH;Q=B8)5&ZV03;M9Z
M=(;%*@1(BI6F<$0*1-KM//O1HHV7=2)7EMNU@1!9+H*$< LB&I*\(.S(I224
M1JQ9U!WV9U\D8Z&6]6TV)*+6"\6DE9 W==X95U.M%:(YQ2R++!6:=D58I2I7
M>.&38(9/<VQOZ1IBXR8'9&-$U"-[/:U'URSJW)VNLFOBE?DZ0O9*^ZNLW?).
MEJMMVC4";>T4:SP=I"0MZ&U'9;#FD#MBP&M**J&I=N 2IRK[RFM(67LU5<-W
MT"2K2[S1/($YH8BT9>/:95W7D:_J+IJRD7@*RZA J/ZK49(&0U)3-7DUCTD5
MF*$S=J06%698[&]1Y.,G:781$L-EW-Z2=]FVJ)V&&F[KUCW94"KRA O;W81X
M:L9=J/\ JNG#XX/3S&URI@ PW;=7S9->I)_8 ";5RI49&LAB6PY8E5BU1 AK
MD)9A<>3%7WW1^+[M+VE#?+(.3K&0P#%0#F:#R6NG)C(+JO+1MQMLJV;O':6+
MN1 )5]0S(.Y78I%),AC9E$C$9J5Z*=<Z;NZC]CM/U3:%E@=2M!KZC;@T=W)E
M=7M4==+[$VQKBF729L6A7<9G45)K6X:[JX3)0HL0NE=,':A,N)8>2N9@SA!=
MK*7;#PO7E:)3:G]5%-4]3+80QR.G;=#W7:)I#]D(P#A00@'C-<TBC%;BNUHY
MY%TVG^;;-34SI]>C,)X(I3-#*/311VDKJ?F:6-FB:5E:1F^;+EZ?[YNO4_<W
M5K7X+3LL[5.VM%ZTT75$W8T^PHVZ%Z:TLO:M)=?JO58<(&R'P>U?KL#*[A=E
MX!2/'R,(]BB(=$6OQ@HZ3B6W EJ*T[3 -5>R\HC [1N.$FG9B23QED/I*VWN
M*X;YMVR?3+DNG6M/@2L6CU*&A%7,[.+*Z9$\E2FD:JH0/7@0ZG?4@<3>*[1\
M%SM'<UO.@8XQFA74N%@^R([6>KMM;@V1-W5VJ[B-=MNN6SM*Z_I^=,ZMNK>\
M[6YM,7=Z[08VQJP+8N"-94W4UKL>Y+I6MOT&[BTU<%"?:954<W+\U<R210Q]
MBM4]+8CFD?O2IV4[91G,;'AW7E58D:)T/(D?:T^L"MY8(+-J<VM0U,:C1L58
M8_2UY?62>H66.$3QKW>Q%6E>U+'9@E7MH"/T=EGZ_-ZC7C[]5+A!N]!TIM2C
M:^([=WY'A M7UC=T7J8FDURRVF#KP?4XC@G4N@M;T;1P4Y%E,1+/V"[96%,W
M,0AKL)3X$ZL+2;.IC>:-Y!%!NTC0FUS95,A<@RSR23L#]F"JNVXD9S3=&TZ4
M-'+W8:EB&$VK@"01VAIW:62185B!6O3@AJ(ZG:2[J3@@&!(AOAU5<"FPM7ZW
MOYNJDJ*:O%"I]P+T@SE>3%.*6:O#C4^JELNQX;F25>ES71$[+D2*O,J&[[X[
M"O+2<)*@CDD16#JCNBNOLX5B P_!@-Q^!S;J\K35X)GC:%Y88I6B;[432(KM
M&W@?,A)4^!Y'L,C+M_!FE.IG:$:,ARB)$AUWW5!'CX,=Z7-G39>MK*Q%APXL
M=#C\F5)?<;9CQV6UNO.K0VVA2U8QF>O_ +H@_KHO\:Y"T":MD $DP3  >228
MVV 'U)SY_P!_ G=_^QO:O_AY;O\ TCFW=Z+^EC_SU_\ /-*[,O\ 12?YC?\
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MBPU&3A69/K880#\58%I1_P!2LFQ^_;,_TU5]1JL+D;I35KC?@T158#^.UJ2
MD?N\OX9L8YALZ3CC&9Z=9/ZC-L_XL:C_ -S]P\MY?UL?]7-_BAR]K_J)?ZV+
M_!-DB<9/CC&96=2#Z%7LSJV:ZE W<U?>J$'#J\):8OL%]L[K>4GSG'MD3;/
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"_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6910879952">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2018 </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">40-F<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 31,  2018<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">SUN LIFE FINANCIAL INC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001097362<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2018<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember', window );">Common shares</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">598,462,193<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries1Member', window );">Class A Preferred Shares Series 1</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">16,000,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries2Member', window );">Class A Preferred Shares Series 2</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">13,000,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries3Member', window );">Class A Preferred Shares Series 3</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">10,000,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries4Member', window );">Class A Preferred Shares Series 4</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">12,000,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries5Member', window );">Class A Preferred Shares Series 5</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">10,000,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries8RMember', window );">Class A Preferred Shares Series 8R</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">5,192,686<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries9QRMember', window );">Class A Preferred Shares Series 9QR</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">6,007,314<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries10RMember', window );">Class A Preferred Shares Series 10R</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">6,919,928<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries11QRMember', window );">Class A Preferred Shares Series 11QR</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">1,080,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries12RMember', window );">Class A Preferred Shares Series 12R</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">12,000,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfClassesOfShareCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries4Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries4Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries5Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries5Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries8RMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries8RMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries9QRMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries9QRMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries10RMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries10RMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries11QRMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries11QRMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries12RMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=slf_PreferenceSharesClassASeries12RMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6910288960">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF OPERATIONS<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2018 </div>
<div>CAD ($) </div>
<div>$ / $ </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>CAD ($) </div>
<div>$ / $ </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_PremiumsAbstract', window );"><strong>Premiums</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DirectPremiumsEarned1', window );">Gross</a></td>
<td class="nump">$ 20,981<span></span>
</td>
<td class="nump">$ 19,838<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CededPremiumsEarned1', window );">Less: Ceded</a></td>
<td class="nump">2,339<span></span>
</td>
<td class="nump">4,557<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NetEarnedPremium', window );">Net premiums</a></td>
<td class="nump">18,642<span></span>
</td>
<td class="nump">15,281<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InvestmentIncomeLossAbstract', window );"><strong>Net investment income (loss):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InterestAndInvestmentIncome', window );">Interest and other investment income (Note 5)</a></td>
<td class="nump">5,641<span></span>
</td>
<td class="nump">5,413<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss', window );">Fair value and foreign currency changes on assets and liabilities (Note 5)</a></td>
<td class="num">(3,373)<span></span>
</td>
<td class="nump">2,603<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets', window );">Net gains (losses) on available-for-sale assets</a></td>
<td class="nump">121<span></span>
</td>
<td class="nump">195<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentIncome', window );">Net investment income (loss)</a></td>
<td class="nump">2,389<span></span>
</td>
<td class="nump">8,211<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncome', window );">Fee income (Note 17)</a></td>
<td class="nump">5,966<span></span>
</td>
<td class="nump">5,842<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="nump">26,997<span></span>
</td>
<td class="nump">29,334<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExpenseByNatureAbstract', window );"><strong>Benefits and expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld', window );">Gross claims and benefits paid (Note 10)</a></td>
<td class="nump">15,986<span></span>
</td>
<td class="nump">15,353<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_TheIncreaseDecreaseInInsuranceLiabilities', window );">Increase (decrease) in insurance contract liabilities (Note 10)</a></td>
<td class="nump">312<span></span>
</td>
<td class="nump">5,327<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences', window );">Decrease (increase) in reinsurance assets (Note 10)</a></td>
<td class="nump">97<span></span>
</td>
<td class="nump">821<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities', window );">Increase (decrease) in investment contract liabilities (Note 10)</a></td>
<td class="num">(31)<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeFromContractsWithReinsurers', window );">Reinsurance expenses (recoveries) (Note 11)</a></td>
<td class="num">(2,021)<span></span>
</td>
<td class="num">(4,373)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpense', window );">Commissions</a></td>
<td class="nump">2,339<span></span>
</td>
<td class="nump">2,403<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_NetTransferToFromSeparateAccounts', window );">Net transfer to (from) segregated funds (Note 22)</a></td>
<td class="num">(308)<span></span>
</td>
<td class="num">(119)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Operating expenses (Note 18)</a></td>
<td class="nump">6,432<span></span>
</td>
<td class="nump">6,410<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense', window );">Premium taxes</a></td>
<td class="nump">375<span></span>
</td>
<td class="nump">379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Interest expense</a></td>
<td class="nump">305<span></span>
</td>
<td class="nump">303<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total benefits and expenses</a></td>
<td class="nump">23,486<span></span>
</td>
<td class="nump">26,545<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Income (loss) before income taxes</a></td>
<td class="nump">3,511<span></span>
</td>
<td class="nump">2,789<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Less: Income tax expense (benefit) (Note 20)</a></td>
<td class="nump">597<span></span>
</td>
<td class="nump">302<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Total net income (loss)</a></td>
<td class="nump">2,914<span></span>
</td>
<td class="nump">2,487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders', window );">Less: Net income (loss) attributable to participating policyholders (Note 21)</a></td>
<td class="nump">298<span></span>
</td>
<td class="nump">245<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders' net income (loss)</a></td>
<td class="nump">2,616<span></span>
</td>
<td class="nump">2,242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends', window );">Less: Preferred shareholders' dividends</a></td>
<td class="nump">94<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Common shareholders' net income (loss)</a></td>
<td class="nump">$ 2,522<span></span>
</td>
<td class="nump">$ 2,149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">Average exchange rates during the reporting periods (in USD per share) | $ / $</a></td>
<td class="nump">1.30<span></span>
</td>
<td class="nump">1.30<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings (loss) per share</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic earnings (loss) per share (in CAD per share) | $ / shares</a></td>
<td class="nump">$ 4.16<span></span>
</td>
<td class="nump">$ 3.51<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted earnings (loss) per share (in CAD per share) | $ / shares</a></td>
<td class="nump">4.14<span></span>
</td>
<td class="nump">3.49<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends per common share (in CAD per share) | $ / shares</a></td>
<td class="nump">$ 1.905<span></span>
</td>
<td class="nump">$ 1.745<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustment to profit (loss) for preference share dividends to calculate profit (loss) attributable to ordinary equity holders of the parent equity. [Refer: Preference shares [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2017-01-01<br> -Section Example 12 Calculation and presentation of basic and diluted earnings per share (comprehensive example)<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2017-03-01&amp;anchor=sect_Example12Calculationandpresentationofbasicanddilutedearningspershare(comprehensiveexample)&amp;doctype=Illustrative%20Examples<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2017-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2017-03-01&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentToProfitLossForPreferenceShareDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageForeignExchangeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average exchange rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageForeignExchangeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2017-01-01<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2017-03-01&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2017-01-01<br> -Paragraph 66<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2017-03-01&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2017-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=34&amp;date=2017-03-01&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 99<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNatureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNatureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense for policyholder claims and benefits, without any reduction for reinsurance held.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph IG24<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_IG24_c&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on available-for-sale financial assets. [Refer: Financial assets available-for-sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 20<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-02&amp;anchor=para_20_a_ii&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnAvailableforsaleFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeFromContractsWithReinsurers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income from contracts with reinsurers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph IG24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_IG24_b&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeFromContractsWithReinsurers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax that relate to continuing operations. [Refer: Continuing operations [member]; Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2017-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2017-03-01&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 79<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of investment income, such as interest and dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2017-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=26&amp;date=2017-03-01&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetEarnedPremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of premiums earned on insurance contracts net of reinsurance premiums. [Refer: Types of insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetEarnedPremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective on first application of IFRS 9<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 39L<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_39L_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent equity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2017-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2017-03-01&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in economic benefits during the accounting period in the form of inflows or enhancements of assets or decreases of liabilities that result in an increase in equity, other than those relating to contributions from equity participants.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 34<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 18<br> -IssueDate 2017-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=18&amp;date=2017-03-02&amp;anchor=para_35_b&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of tax expense exclusive of income tax expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 85<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxExpenseOtherThanIncomeTaxExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments For Increase (Decrease) In Investment Contract Liabilities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CededPremiumsEarned1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Ceded Premiums Earned 1</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CededPremiumsEarned1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DirectPremiumsEarned1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Direct Premiums Earned 1</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DirectPremiumsEarned1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gains (Losses) On Financial Assets And Financial Liabilities At Fair Value Through Profit Or Loss And Foreign Exchange Gain (Loss)</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_GainsLossesOnFinancialAssetsAndFinancialLiabilitiesAtFairValueThroughProfitOrLossAndForeignExchangeGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) In Reinsurance Assets, Excluding Acquisitions, Other Policy Assets And Exchange Differences</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncreaseDecreaseInReinsuranceAssetsExcludingAcquisitionsOtherPolicyAssetsAndExchangeDifferences</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InterestAndInvestmentIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest And Investment Income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InterestAndInvestmentIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InvestmentIncomeLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Investment Income (Loss) [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InvestmentIncomeLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_NetTransferToFromSeparateAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net Transfer To (From) Separate Accounts</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_NetTransferToFromSeparateAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_PremiumsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Premiums [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_PremiumsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Profit (Loss), Attributable To Noncontrolling Interests And Participating Policyholders</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_ProfitLossAttributableToNoncontrollingInterestsAndParticipatingPolicyholders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_TheIncreaseDecreaseInInsuranceLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Increase (Decrease) In Insurance Liabilities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_TheIncreaseDecreaseInInsuranceLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6910661232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatementOfComprehensiveIncomeAbstract', window );"><strong>Statement of comprehensive income [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Total net income (loss)</a></td>
<td class="nump">$ 2,914<span></span>
</td>
<td class="nump">$ 2,487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExchangeDifferencesOnTranslationAbstract', window );"><strong>Change in unrealized foreign currency translation gains (losses):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax', window );">Unrealized gains (losses)</a></td>
<td class="nump">911<span></span>
</td>
<td class="num">(737)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract', window );"><strong>Change in unrealized gains (losses) on available-for-sale assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax', window );">Unrealized gains (losses)</a></td>
<td class="num">(313)<span></span>
</td>
<td class="nump">247<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax', window );">Reclassifications to net income (loss)</a></td>
<td class="num">(89)<span></span>
</td>
<td class="num">(112)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowHedgesAbstract', window );"><strong>Change in unrealized gains (losses) on cash flow hedges:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax', window );">Unrealized gains (losses)</a></td>
<td class="num">(10)<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax', window );">Reclassifications to net income (loss)</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract', window );"><strong>Share of other comprehensive income (loss) in joint ventures and associates:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates', window );">Unrealized gains (losses)</a></td>
<td class="nump">7<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax', window );">Total items that may be reclassified subsequently to income</a></td>
<td class="nump">506<span></span>
</td>
<td class="num">(638)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract', window );"><strong>Items that will not be reclassified subsequently to income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans', window );">Remeasurement of defined benefit plans</a></td>
<td class="nump">84<span></span>
</td>
<td class="num">(69)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation', window );">Revaluation surplus on transfer to investment properties (Note 5.A)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">139<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax', window );">Total items that will not be reclassified subsequently to income</a></td>
<td class="nump">84<span></span>
</td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Total other comprehensive income (loss)</a></td>
<td class="nump">590<span></span>
</td>
<td class="num">(568)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income (loss)</a></td>
<td class="nump">3,504<span></span>
</td>
<td class="nump">1,919<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders', window );">Less: Participating policyholders' comprehensive income (loss) (Note 21)</a></td>
<td class="nump">303<span></span>
</td>
<td class="nump">238<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent', window );">Shareholders' comprehensive income (loss)</a></td>
<td class="nump">3,201<span></span>
</td>
<td class="nump">1,681<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract', window );"><strong>Items that may be reclassified subsequently to income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations', window );">Unrealized foreign currency translation gains / losses</a></td>
<td class="num">(56)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome', window );">Unrealized gains / losses on available-for-sale assets</a></td>
<td class="nump">58<span></span>
</td>
<td class="num">(92)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome', window );">Reclassifications to net income for available-for-sale assets</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome', window );">Unrealized gains / losses on cash flow hedges</a></td>
<td class="nump">4<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome', window );">Reclassifications to net income for cash flow hedges</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss', window );">Total items that may be reclassified subsequently to income</a></td>
<td class="nump">37<span></span>
</td>
<td class="num">(51)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract', window );"><strong>Items that will not be reclassified subsequently to income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome', window );">Remeasurement of defined benefit plans</a></td>
<td class="num">(17)<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome', window );">Revaluation surplus on transfer to investment properties (Note 5.A)</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(33)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss', window );">Total items that will not be reclassified subsequently to income</a></td>
<td class="num">(17)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome', window );">Total income tax benefit (expense) included in other comprehensive income (loss)</a></td>
<td class="nump">$ 20<span></span>
</td>
<td class="num">$ (62)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AvailableforsaleFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AvailableforsaleFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowHedgesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowHedgesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to owners of the parent. [Refer: Comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81B_b_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExchangeDifferencesOnTranslationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExchangeDifferencesOnTranslationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on cash flow hedges, net of tax. [Refer: Cash flow hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-02&amp;anchor=para_23_c&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 24C<br> -Subparagraph b<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_24C_b_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 24E<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_24E_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnCashFlowHedgesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on exchange differences on the translation of financial statements of foreign operations, net of tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on remeasuring available-for-sale financial assets, net of tax. [Refer: Financial assets available-for-sale]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 20<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-02&amp;anchor=para_20_a_ii&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-02&amp;anchor=para_91_a&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to changes in a revaluation surplus. [Refer: Revaluation surplus; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 90<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToChangesInRevaluationSurplusOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 90<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income that will be reclassified to profit or loss. [Refer: Income tax relating to components of other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income that will not be reclassified to profit or loss. [Refer: Income tax relating to components of other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to remeasurements of defined benefit plans. [Refer: Other comprehensive income; Reserve of remeasurements of defined benefit plans; Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 90<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) on remeasurements of defined benefit plans, which comprise actuarial gains and losses; the return on plan assets, excluding amounts included in net interest on the net defined benefit liability (asset); and any change in the effect of the asset ceiling, excluding amounts included in net interest on the net defined benefit liability (asset). [Refer: Other comprehensive income; Defined benefit plans [member]; Plan assets [member]; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 7<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) in relation to changes in the revaluation surplus. [Refer: Other comprehensive income; Revaluation surplus]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 7<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income that will be reclassified to profit or loss, net of tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph IG6<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 82A<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income that will not be reclassified to profit or loss, net of tax. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph IG6<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 82A<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective on first application of IFRS 9<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 39L<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_39L_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to available-for-sale financial assets, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Financial assets available-for-sale; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 20<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-02&amp;anchor=para_20_a_ii&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 92<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-02&amp;anchor=para_92&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to cash flow hedges, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 92<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expiry date 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-02&amp;anchor=para_23_d&amp;doctype=Standard&amp;book=B<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 24C<br> -Subparagraph b<br> -Clause iv<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_24C_b_iv&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Effective 2018-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 24E<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_24E_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodBeforeTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_StatementOfComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Comprehensive Income, Attributable To Noncontrolling Interests And Participating Policyholders</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_ComprehensiveIncomeAttributableToNoncontrollingInterestsAndParticipatingPolicyholders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income Tax Relating To Gain (Losses) On Exchange Differences On Translation And Hedges Of Net Investments In Foreign Operations</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncomeTaxRelatingToGainLossesOnExchangeDifferencesOnTranslationAndHedgesOfNetInvestmentsInForeignOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income Tax Relating To Gains (Losses) On Available-For-Sale Financial Assets Of Other Comprehensive Income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncomeTaxRelatingToGainsLossesOnAvailableforSaleFinancialAssetsOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income Tax Relating To Gains (Losses) On Cash Flow Hedges Of Other Comprehensive Income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncomeTaxRelatingToGainsLossesOnCashFlowHedgesOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income Tax Relating To Reclassification Adjustments On Available-For-Sale Financial Assets Of Other Comprehensive Income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableForSaleFinancialAssetsOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income Tax Relating To Reclassification Adjustments On Cash Flow Hedges Of Other Comprehensive Income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncomeTaxRelatingToReclassificationAdjustmentsOnCashFlowHedgesOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Unrecognised Share Of Gains (Losses) Of Joint Ventures And Associates</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_UnrecognisedShareOfLossesGainsOfJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6911264144">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF FINANCIAL POSITION<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2018 </div>
<div>CAD ($) </div>
<div>$ / $</div>
</th>
<th class="th">
<div>Dec. 31, 2017 </div>
<div>CAD ($) </div>
<div>$ / $</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CashCashEquivalentsAndCurrentInvestments', window );">Cash, cash equivalents and short-term securities (Note 5)</a></td>
<td class="nump">$ 9,506<span></span>
</td>
<td class="nump">$ 8,890<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DebtInstrumentsHeld', window );">Debt securities (Notes 5 and 6)</a></td>
<td class="nump">74,443<span></span>
</td>
<td class="nump">72,619<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EquityInstrumentsHeld', window );">Equity securities (Notes 5 and 6)</a></td>
<td class="nump">4,634<span></span>
</td>
<td class="nump">6,020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_LoansAndReceivablesMortgagesandLoans', window );">Mortgages and loans (Notes 5 and 6)</a></td>
<td class="nump">46,822<span></span>
</td>
<td class="nump">42,805<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative assets (Notes 5 and 6)</a></td>
<td class="nump">1,112<span></span>
</td>
<td class="nump">1,478<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_OtherInvestedAssets', window );">Other invested assets (Note 5)</a></td>
<td class="nump">4,830<span></span>
</td>
<td class="nump">4,154<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_LoansAndReceivablesPolicyLoans', window );">Policy loans (Note 5)</a></td>
<td class="nump">3,222<span></span>
</td>
<td class="nump">3,106<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentProperty', window );">Investment properties (Note 5)</a></td>
<td class="nump">7,157<span></span>
</td>
<td class="nump">7,067<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InvestedAssets', window );">Invested assets</a></td>
<td class="nump">151,726<span></span>
</td>
<td class="nump">146,139<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">Other assets (Note 8)</a></td>
<td class="nump">4,498<span></span>
</td>
<td class="nump">4,408<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ReinsuranceAssets', window );">Reinsurance assets (Notes 10 and 11)</a></td>
<td class="nump">4,141<span></span>
</td>
<td class="nump">4,028<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets (Note 20)</a></td>
<td class="nump">1,209<span></span>
</td>
<td class="nump">1,295<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Intangible assets (Note 9)</a></td>
<td class="nump">1,779<span></span>
</td>
<td class="nump">1,667<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Goodwill (Note 9)</a></td>
<td class="nump">5,412<span></span>
</td>
<td class="nump">5,183<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_GeneralFundAssets', window );">Total general fund assets</a></td>
<td class="nump">168,765<span></span>
</td>
<td class="nump">162,720<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_SeparateAccountAssets1', window );">Investments for account of segregated fund holders (Note 22)</a></td>
<td class="nump">103,062<span></span>
</td>
<td class="nump">106,392<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">271,827<span></span>
</td>
<td class="nump">269,112<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts', window );">Insurance contract liabilities (Note 10)</a></td>
<td class="nump">121,923<span></span>
</td>
<td class="nump">117,785<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InvestmentContractsLiabilities', window );">Investment contract liabilities (Note 10)</a></td>
<td class="nump">3,164<span></span>
</td>
<td class="nump">3,082<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative liabilities (Notes 5 and 6)</a></td>
<td class="nump">2,295<span></span>
</td>
<td class="nump">1,756<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities (Note 20)</a></td>
<td class="nump">322<span></span>
</td>
<td class="nump">403<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities (Note 12)</a></td>
<td class="nump">12,153<span></span>
</td>
<td class="nump">11,987<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Senior debentures (Note 13)</a></td>
<td class="nump">1,299<span></span>
</td>
<td class="nump">1,299<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debt (Note 14)</a></td>
<td class="nump">3,039<span></span>
</td>
<td class="nump">3,437<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_GeneralFundLiabilities', window );">Total general fund liabilities</a></td>
<td class="nump">144,195<span></span>
</td>
<td class="nump">139,749<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts', window );">Insurance contracts for account of segregated fund holders (Note 22)</a></td>
<td class="nump">96,663<span></span>
</td>
<td class="nump">99,121<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_SeparateAccountsInvestmentContractsLiabilities', window );">Investment contracts for account of segregated fund holders (Note 22)</a></td>
<td class="nump">6,399<span></span>
</td>
<td class="nump">7,271<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">247,257<span></span>
</td>
<td class="nump">246,141<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EquityAbstract', window );"><strong>Equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IssuedCapitalAndAdditionalPaidInCapital', window );">Issued share capital and contributed surplus</a></td>
<td class="nump">10,749<span></span>
</td>
<td class="nump">10,911<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome', window );">Shareholders' retained earnings and accumulated other comprehensive income</a></td>
<td class="nump">12,957<span></span>
</td>
<td class="nump">11,410<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">Total shareholders' equity</a></td>
<td class="nump">23,706<span></span>
</td>
<td class="nump">22,321<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_EquityAttributableToParticipatingPolicyholders', window );">Participating policyholders' equity</a></td>
<td class="nump">864<span></span>
</td>
<td class="nump">650<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="nump">24,570<span></span>
</td>
<td class="nump">22,971<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="nump">$ 271,827<span></span>
</td>
<td class="nump">$ 269,112<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ClosingForeignExchangeRate', window );">Exchange rates at the end of the reporting periods (in USD per share) | $ / $</a></td>
<td class="nump">1.36<span></span>
</td>
<td class="nump">1.26<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of resources: (a) controlled by the entity as a result of past events; and (b) from which future economic benefits are expected to flow to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClosingForeignExchangeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The spot exchange rate at the end of the reporting period. Exchange rate is the ratio of exchange for two currencies. Spot exchange rate is the exchange rate for immediate delivery.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClosingForeignExchangeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtInstrumentsHeld">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments representing indebtedness held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtInstrumentsHeld</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 56<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityInstrumentsHeld">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments held by the entity that provide evidence of a residual interest in the assets of another entity after deducting all of its liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityInstrumentsHeld</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2017-01-01<br> -Paragraph B67<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2017-03-01&amp;anchor=para_B67_d&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2017-01-01<br> -Paragraph 134<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2017-03-01&amp;anchor=para_134_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2017-01-01<br> -Paragraph 135<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=36&amp;date=2017-03-01&amp;anchor=para_135_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2017-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=38&amp;date=2017-03-01&amp;anchor=para_118_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentContractsLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities relating to investment contracts that fall within the scope of IAS 39 or IFRS 9.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentContractsLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentProperty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expiry date 2019-01-01: The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both, rather than for: (a) use in the production or supply of goods or services or for administrative purposes; or (b) sale in the ordinary course of business.
Effective 2019-01-01: The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee as a right-of-use asset) to earn rentals or for capital appreciation or both, rather than for: (a) use in the production or supply of goods or services or for administrative purposes; or (b) sale in the ordinary course of business.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 40<br> -IssueDate 2017-01-01<br> -Paragraph 76<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=40&amp;date=2017-03-01&amp;anchor=para_76&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 40<br> -IssueDate 2017-01-01<br> -Paragraph 79<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=40&amp;date=2017-03-01&amp;anchor=para_79_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentProperty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of present obligations of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities under insurance contracts and reinsurance contracts issued. [Refer: Types of insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph IG20<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_IG20_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph IG37<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_IG37_a&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotesAndDebenturesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of notes and debentures issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotesAndDebenturesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReinsuranceAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of a cedant&#8217;s net contractual rights under a reinsurance contract.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReinsuranceAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CashCashEquivalentsAndCurrentInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash, Cash Equivalents And Current Investments</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CashCashEquivalentsAndCurrentInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_EquityAttributableToParticipatingPolicyholders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity Attributable To Participating Policyholders</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_EquityAttributableToParticipatingPolicyholders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_GeneralFundAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>General Fund Assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_GeneralFundAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_GeneralFundLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>General Fund Liabilities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_GeneralFundLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InvestedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Invested Assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InvestedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IssuedCapitalAndAdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Issued Capital And Additional Paid-In-Capital</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IssuedCapitalAndAdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_LoansAndReceivablesMortgagesandLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans And Receivables, Mortgages and Loans</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_LoansAndReceivablesMortgagesandLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_LoansAndReceivablesPolicyLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans And Receivables, Policy Loans</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_LoansAndReceivablesPolicyLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_OtherInvestedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other Invested Assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_OtherInvestedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Retained Earnings And Accumulated Other Comprehensive Income</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_RetainedEarningsAndAccumulatedOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_SeparateAccountAssets1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Separate Account Assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_SeparateAccountAssets1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_SeparateAccountsInvestmentContractsLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Separate Accounts Investment Contracts Liabilities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_SeparateAccountsInvestmentContractsLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Separate Accounts Liabilities Arising From Insurance Contracts</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_SeparateAccountsLiabilitiesArisingFromInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6911452288">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Common shares (Note 15)</div></th>
<th class="th">
<div>Issued capital </div>
<div>Preferred shares (Note 15)</div>
</th>
<th class="th">
<div>Issued capital </div>
<div>Common shares (Note 15)</div>
</th>
<th class="th"><div>Contributed surplus</div></th>
<th class="th"><div>Retained earnings</div></th>
<th class="th">
<div>Retained earnings </div>
<div>Preferred shares (Note 15)</div>
</th>
<th class="th">
<div>Retained earnings </div>
<div>Common shares (Note 15)</div>
</th>
<th class="th"><div>Accumulated other comprehensive income (loss), net of taxes (Note 27)</div></th>
<th class="th"><div>Total shareholders' equity</div></th>
<th class="th"><div>Participating policyholders</div></th>
</tr>
<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Equity, beginning of year at Dec. 31, 2016</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,257<span></span>
</td>
<td class="nump">$ 8,614<span></span>
</td>
<td class="nump">$ 72<span></span>
</td>
<td class="nump">$ 9,360<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,653<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 412<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Common shares purchased for cancellation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(50)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(50)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(125)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue', window );">Common shares issued as consideration for business acquisition</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share-based payments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income (loss)</a></td>
<td class="nump">2,487<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,242<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">245<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends on shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (93)<span></span>
</td>
<td class="num">$ (1,066)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Transfer to (from) within equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(13)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Equity, end of year at Dec. 31, 2017</a></td>
<td class="nump">22,971<span></span>
</td>
<td class="nump">20,064<span></span>
</td>
<td class="nump">2,257<span></span>
</td>
<td class="nump">8,582<span></span>
</td>
<td class="nump">72<span></span>
</td>
<td class="nump">10,305<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,105<span></span>
</td>
<td class="nump">$ 22,321<span></span>
</td>
<td class="nump">650<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Total other comprehensive income (loss) for the year</a></td>
<td class="num">(568)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(561)<span></span>
</td>
<td class="num">(561)<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1', window );">Adjustment for change in accounting policy (Note 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(44)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_EquityAdjustedBalance', window );">Balance, beginning of year, after change in accounting policy</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,261<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Common shares purchased for cancellation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(183)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(183)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(458)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue', window );">Common shares issued as consideration for business acquisition</a></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share-based payments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income (loss)</a></td>
<td class="nump">2,914<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,616<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">298<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends on shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (94)<span></span>
</td>
<td class="num">$ (1,147)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Transfer to (from) within equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(89)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity', window );">Transfer from participating policyholders' equity (Note 21)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(89)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_Equity', window );">Equity, end of year at Dec. 31, 2018</a></td>
<td class="nump">24,570<span></span>
</td>
<td class="nump">$ 21,449<span></span>
</td>
<td class="nump">$ 2,257<span></span>
</td>
<td class="nump">$ 8,419<span></span>
</td>
<td class="nump">$ 73<span></span>
</td>
<td class="nump">$ 11,267<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,690<span></span>
</td>
<td class="nump">$ 23,706<span></span>
</td>
<td class="nump">864<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ChangesInEquityAbstract', window );"><strong>Changes in equity [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Total other comprehensive income (loss) for the year</a></td>
<td class="nump">$ 590<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 585<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 107<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughExerciseOfOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from the exercise of options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughExerciseOfOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Note Effective on first application of IFRS 9<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 39L<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_39L_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cumulative Effect Of New Accounting Principle In Period Of Adoption1</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_EquityAdjustedBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity, Adjusted Balance</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_EquityAdjustedBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) In Number Of Shares Outstanding Through Business Combination, Value</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncreaseDecreaseInNumberOfSharesOutstandingThroughBusinessCombinationValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Transfers From Participating Policyholders' Equity</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncreaseDecreaseThroughTransfersFromParticipatingPolicyholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6883575552">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CASH FLOWS - CAD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2018</div></th>
<th class="th"><div>Dec. 31, 2017</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows provided by (used in) operating activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Income (loss) before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,511,000,000<span></span>
</td>
<td class="nump">$ 2,789,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract', window );"><strong>Adjustments:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForInterestExpense', window );">Interest expense related to financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">247,000,000<span></span>
</td>
<td class="nump">247,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities', window );">Increase (decrease) in insurance and investment contract liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">281,000,000<span></span>
</td>
<td class="nump">5,368,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInReinsuranceAssets', window );">Decrease (increase) in reinsurance assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">97,000,000<span></span>
</td>
<td class="nump">821,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">Realized and unrealized (gains) losses and foreign currency changes on invested assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,252,000,000<span></span>
</td>
<td class="num">(2,798,000,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets', window );">Sales, maturities and repayments of invested assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62,387,000,000<span></span>
</td>
<td class="nump">55,973,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_PurchaseOfInvestedAssets', window );">Purchases of invested assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(65,353,000,000)<span></span>
</td>
<td class="num">(60,633,000,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities', window );">Income taxes received (paid)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(307,000,000)<span></span>
</td>
<td class="num">(436,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations', window );">Mortgage securitization (Note 5)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">96,000,000<span></span>
</td>
<td class="nump">214,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities', window );">Other operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(377,000,000)<span></span>
</td>
<td class="nump">439,000,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,834,000,000<span></span>
</td>
<td class="nump">1,984,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows provided by (used in) investing activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities', window );">Net (purchase) sale of property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(85,000,000)<span></span>
</td>
<td class="num">(182,000,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities', window );">Investment in and transactions with joint ventures and associates (Note 16)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(64,000,000)<span></span>
</td>
<td class="num">(121,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities', window );">Dividends received from joint ventures and associates (Note 16)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34,000,000<span></span>
</td>
<td class="nump">36,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities', window );">Acquisitions, net of cash and cash equivalents acquired (Note 3)(1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">0<span></span>
</td>
<td class="num">(61,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities', window );">Other investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(165,000,000)<span></span>
</td>
<td class="num">(11,000,000)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(280,000,000)<span></span>
</td>
<td class="num">(339,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows provided by (used in) financing activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities', window );">Increase in (repayment of) borrowed funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(40,000,000)<span></span>
</td>
<td class="num">(45,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities', window );">Issuance of subordinated debt, net of issuance costs (Note 14)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="nump">398,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures', window );">Redemption of senior debentures and subordinated debt (Notes 13 and 14)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(400,000,000)<span></span>
</td>
<td class="num">(800,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ProceedsFromExerciseOfOptions', window );">Issuance of common shares on exercise of stock options</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,000,000<span></span>
</td>
<td class="nump">15,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares', window );">Common shares purchased for cancellation (Note 15)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(641,000,000)<span></span>
</td>
<td class="num">(175,000,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Dividends paid on common and preferred shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,227,000,000)<span></span>
</td>
<td class="num">(1,155,000,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_InterestPaidClassifiedAsFinancingActivities', window );">Interest expense paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(271,000,000)<span></span>
</td>
<td class="num">(257,000,000)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,566,000,000)<span></span>
</td>
<td class="num">(2,019,000,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents', window );">Changes due to fluctuations in exchange rates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">250,000,000<span></span>
</td>
<td class="num">(179,000,000)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents', window );">Increase (decrease) in cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,238,000,000<span></span>
</td>
<td class="num">(553,000,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Net cash and cash equivalents, beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,956,000,000<span></span>
</td>
<td class="nump">6,509,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Net cash and cash equivalents, end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,194,000,000<span></span>
</td>
<td class="nump">5,956,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CurrentInvestments', window );">Short-term securities, end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,208,000,000<span></span>
</td>
<td class="nump">2,794,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition', window );">Net cash, cash equivalents and short-term securities, end of year (Note 5)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 9,402,000,000<span></span>
</td>
<td class="nump">8,750,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ConsiderationPaidReceived', window );">Total cash consideration paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013', window );">Cash and cash equivalents acquired</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 39<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Consists of total cash consideration paid of $100, less cash and cash equivalents acquired of $39 in 2017.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForFairValueGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for fair value losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForFairValueGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in insurance, reinsurance and investment contract liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Investment contracts liabilities; Liabilities under insurance contracts and reinsurance contracts issued; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 20<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForInterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments for interest expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Interest expense; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 20<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForInterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForReconcileProfitLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph B13<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;seq=2<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 54<br> -Subparagraph i<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and cash equivalents in the statement of cash flows when different from the amount of cash and cash equivalents in the statement of financial position. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalentsIfDifferentFromStatementOfFinancialPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and cash equivalents in subsidiaries or other businesses over which control is obtained or lost. [Refer: Subsidiaries [member]; Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 40<br> -Subparagraph c<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_40_c&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) financing activities, which are activities that result in changes in the size and composition of the contributed equity and borrowings of the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) investing activities, which are the acquisition and disposal of long-term assets and other investments not included in cash equivalents.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) operating activities, which are the principal revenue-producing activities of the entity and other activities that are not investing or financing activities. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate cash flows used in obtaining control of subsidiaries or other businesses, classified as investing activities. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 39<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_39&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsiderationPaidReceived">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of consideration paid or received in respect of both obtaining and losing control of subsidiaries or other businesses. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 40<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_40_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsiderationPaidReceived</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of current investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 55<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid by the entity, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 31<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow representing dividends received from investments that are accounted for using the equity method, classified as investing activities. [Refer: Investments accounted for using equity method; Dividends received]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsReceivedFromInvestmentsAccountedForUsingEquityMethodClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 25<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_28&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flows from income taxes paid or refunded, classified as operating activities. [Refer: Income taxes paid (refund)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 35<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_35&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 14<br> -Subparagraph f<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_14_f&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in cash and cash equivalents. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 45<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInReinsuranceAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in reinsurance assets. [Refer: Reinsurance assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph IG37<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_IG37&amp;doctype=Implementation%20Guidance<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInReinsuranceAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for interest paid, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 31<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Inflows (outflows) of cash, classified as investing activities, that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 21<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_21&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Inflows (outflows) of cash, classified as operating activities, that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 14<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_14&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsToAcquireOrRedeemEntitysShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire or redeem entity's shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_17_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsToAcquireOrRedeemEntitysShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromExerciseOfOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the exercise of options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 17<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromExerciseOfOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 17<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 103<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2017-03-09<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 102<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchases of property, plant and equipment, classified as investing activities. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 16<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_16_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments For Increase (Decrease) In Loans And Receivables, Mortgage Securitizations</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_AdjustmentsForIncreaseDecreaseInLoansAndReceivablesMortgageSecuritizations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Adjustments For Sales, Maturities And Repayments Of Invested Assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_AdjustmentsForSalesMaturitiesAndRepaymentsOfInvestedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other Cash Payments To Joint Ventures And Associates, Classified As Investing Activities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_OtherCashPaymentsToJointVenturesAndAssociatesClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Proceeds From (Repayments Of) Borrowings, Encumbrances On Real Estate And Other Borrowings, Classified As Financing Activities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_ProceedsFromRepaymentsOfBorrowingsEncumbrancesOnRealEstateAndOtherBorrowingsClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_PurchaseOfInvestedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Purchase Of Invested Assets</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_PurchaseOfInvestedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Repayments Of Subordinated Liabilities And Bonds, Notes And Debentures</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_RepaymentsOfSubordinatedLiabilitiesAndBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6592159184">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Significant Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract', window );"><strong>Corporate Information And Statement Of IFRS Compliance [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory', window );">Significant Accounting Policies</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;font-size:14pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Description of Business</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Sun Life Financial Inc. ("SLF Inc.") is a publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&#8220;Sun Life Assurance&#8221;). Both companies are incorporated under the Insurance Companies Act (Canada), and are regulated by the Office of the Superintendent of Financial Institutions, Canada (&#8220;OSFI&#8221;). SLF Inc. and its subsidiaries are collectively referred to as "us", "our", "ours", "we", "the Enterprise", or "the Company". We are an internationally diversified financial services organization providing savings, retirement and pension products, and life and health insurance to individuals and groups through our operations in Canada, the United States ("U.S."), Asia, and the United Kingdom ("U.K."). We also operate mutual fund and investment management businesses, primarily in Canada, the U.S., and Asia.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Statement of Compliance </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We prepared our Consolidated Financial Statements in accordance with International Financial Reporting Standards ("IFRS") as issued and adopted by the International Accounting Standards Board ("IASB"). Our accounting policies have been applied consistently within our Consolidated Financial Statements. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Basis of Presentation</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our Consolidated Statements of Financial Position are presented in the order of liquidity and each statement of financial position line item includes both current and non-current balances, as applicable.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have defined our reportable segments and the amounts disclosed for those segments based on our management structure and the manner in which our internal financial reporting is conducted. Transactions between segments are executed and priced on an arm's-length basis in a manner similar to transactions with third parties.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The significant accounting policies used in the preparation of our Consolidated Financial Statements are summarized below and are applied consistently by us.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Estimates, Assumptions and Judgments </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The application of our accounting policies requires estimates, assumptions and judgments as they relate to matters that are inherently uncertain. We have established procedures to ensure that our accounting policies are applied consistently and that the processes for changing methodologies for determining estimates are controlled and occur in an appropriate and systematic manner.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Use of Estimates and Assumptions</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The preparation of our Consolidated Financial Statements requires us to make estimates and assumptions that affect the application of our policies and the reported amounts of assets, liabilities, revenue and expenses. Key sources of estimation uncertainty include the measurement of insurance contract liabilities and investment contract liabilities, determination of fair value, impairment of financial instruments, determination and impairment of goodwill and intangible assets, determination of provisions and liabilities for pension plans, other post-retirement benefits, income taxes, and the determination of fair value of share-based payments. Actual results may differ from our estimates thereby impacting our Consolidated Financial Statements. Information on our use of estimates and assumptions are discussed in this Note.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Judgments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In preparation of these Consolidated Financial Statements, we use judgments to select assumptions and determine estimates as described above. We also use judgment when applying accounting policies and when determining the classification of insurance contracts, investment contracts and service contracts; the substance of whether our relationship with a structured entity, subsidiary, joint venture or associate constitutes control, joint control or significant influence; functional currencies; contingencies; acquisitions; deferred income tax assets; and the determination of cash generating unit ("CGU"). </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Significant estimates and judgments have been made in the following areas and are discussed as noted: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:57%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract and investment contract assumptions and measurement</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Insurance Contract Liabilities and Investment Contract Liabilities                          Note 10 Insurance Contract Liabilities and Investment Contract Liabilities              </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Determination of fair value </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Basis of Consolidation                                                                           Note 1 Determination of Fair Value </font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 3 Acquisitions</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 5 Total Invested Assets and Related Net Investment Income</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impairment of financial instruments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Financial Assets Excluding Derivative Financial Instruments<br clear="none"/>Note 6 Financial Instrument Risk Management</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income taxes </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Income Taxes <br clear="none"/>Note 20 Income Taxes</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension plans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Pension Plans and Other Post-Retirement Benefits<br clear="none"/>Note 25 Pension Plans and Other Post-Retirement Benefits</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Goodwill and intangible assets on acquisition and impairment</font></div><div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Goodwill </font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Intangible Assets</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 3 Acquisitions</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 9 Goodwill and Intangible Assets</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Determination of control for purpose of consolidation </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Basis of Consolidation<br clear="none"/>Note 16 Interests in Other Entities</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Share-based payments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 19 Share-Based Payments</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Basis of Consolidation</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our Consolidated Financial Statements include the results of operations and the financial position of subsidiaries, which includes structured entities controlled by us, after intercompany balances and transactions have been eliminated. Subsidiaries are fully consolidated from the date we obtain control, and deconsolidated on the date control ceases. The acquisition method is used to account for the acquisition of a subsidiary from an unrelated party at the date that control is obtained, with the difference between the consideration transferred and the fair value of the subsidiary's net identifiable assets acquired recorded as goodwill. Judgment is required to determine fair value of the net identifiable assets acquired in a business combination. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We control an entity when we have power over an entity, exposure to or rights to variable returns from our involvement with an entity, and the ability to affect our returns through our power over an entity. Power exists when we have rights that give us the ability to direct the relevant activities, which are those activities that could significantly affect the entity's returns. Power can be obtained through voting rights or other contractual arrangements. Judgment is required to determine the relevant activities and which party has power over these activities. When we have power over and variable returns from an entity, including an investment fund that we manage, we also apply significant judgment in determining whether we are acting as a principal or agent. To make this determination, we consider factors such as how much discretion we have regarding the management of the investment fund and the magnitude and extent of variability associated with our interests in the fund. If we determine we are the principal rather than the agent, we would consolidate the assets and liabilities of the fund. Interests held by external parties in investment funds that we consolidate are recorded as third-party interest in consolidated investment funds in Other liabilities. If we lose control of an entity, the assets and liabilities of that entity are derecognized from our Consolidated Statements of Financial Position at the date at which control is lost and any investment retained is remeasured to fair value.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">A joint venture exists when SLF Inc., or one of its subsidiaries, has joint control of a joint arrangement and has rights to the net assets of the arrangement. Joint control is the contractually agreed sharing of control and exists only when the decisions about the relevant activities require the unanimous consent of the parties sharing control. Associates are entities over which SLF Inc. or its subsidiaries are able to exercise significant influence. Significant influence is the power to participate in the financial and operating policy decisions of an investee but not have control or joint control over those decisions. Significant influence is generally presumed to exist when SLF Inc. or its subsidiaries hold greater than 20% of the voting power of the investee but does not have control or joint control. The equity method is used to account for our interests in joint ventures and associates. A joint operation exists when SLF Inc., or one of its subsidiaries, has joint control of an arrangement that gives it rights to the assets and obligations for the liabilities of the operation, rather than the net assets of the arrangement. For joint operations, we record our share of the assets, liabilities, revenue and expenses of the joint operation. Judgment is required to determine whether contractual arrangements between multiple parties results in control, joint control or significant influence, with consideration of the relevant activities of the entity, voting rights, representation on boards of directors and other decision-making factors. Judgment is also required to determine if a joint arrangement is a joint venture or joint operation, with consideration of our rights and obligations and the structure and legal form of the arrangement.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Determination of Fair Value </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Fair value is measured using the assumptions that market participants would use when pricing an asset or liability. We determine fair value by using quoted prices in active markets for identical or similar assets or liabilities. When quoted prices in active markets are not available, fair value is determined using valuation techniques that maximize the use of observable inputs. When observable valuation inputs are not available, significant judgment is required to determine fair value by assessing the valuation techniques and valuation inputs. The use of alternative valuation techniques or valuation inputs may result in a different fair value.           A description of the fair value methodologies, assumptions, valuation techniques, and valuation inputs by type of asset is included in     Note 5.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Foreign Currency Translation</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Translation of Transactions in Foreign Currencies</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The financial results of SLF Inc. and its subsidiaries, joint ventures and associates are prepared in the currency in which they conduct their ordinary course of business, which is referred to as functional currency. Transactions occurring in currencies other than the functional currency are translated to the functional currency using the spot exchange rates at the dates of the transactions. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Monetary assets and liabilities in foreign currencies are translated to the functional currency at the exchange rate at the statement of financial position date. Non-monetary assets and liabilities in foreign currencies that are held at fair value are translated using the exchange rate at the statement of financial position date, while non-monetary assets and liabilities that are measured at historical cost are translated using the exchange rate at the date of the transaction.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The resulting exchange differences from the translation of monetary items and non-monetary items held at fair value, with changes in fair value recorded to income, are recognized in our Consolidated Statements of Operations. For monetary assets classified as available-for-sale (&#8220;AFS&#8221;), translation differences calculated on amortized cost are recognized in our Consolidated Statements of Operations and other changes in carrying amount are recognized in other comprehensive income ("OCI"). The exchange differences from the translation of non-monetary items classified as AFS are recognized in OCI. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Translation to the Presentation Currency</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In preparing our Consolidated Financial Statements, the financial statements of foreign operations are translated from their respective functional currencies to Canadian dollars, our presentation currency. Assets and liabilities are translated at the closing exchange rate at the statement of financial position date, and income and expenses are translated using the average exchange rates. The accumulated gains or losses arising from translation of functional currencies to the presentation currency, net of the effect of any hedges, are included as a separate component of OCI within equity. Upon disposal of a foreign operation that includes loss of control, significant influence or joint control, the cumulative exchange gain or loss related to that foreign operation is recognized in income.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Invested Assets</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Financial Assets Excluding Derivative Financial Instruments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets include cash, cash equivalents and short-term securities, debt securities, equity securities, mortgages and loans, financial assets included in other invested assets and policy loans. Financial assets are designated as financial assets at fair value through profit or loss ("FVTPL") or AFS assets, or are classified as loans and receivables at initial recognition. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2" rowspan="1"></td></tr><tr><td style="width:72%;" rowspan="1" colspan="1"></td><td style="width:28%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Mortgages and loans include mortgages, loans and debt securities not quoted in an active market. Financial assets included in Other invested assets include investments in limited partnerships, segregated funds and mutual funds. Cash equivalents are highly liquid instruments with a term to maturity of three months or less, while short-term securities have a term to maturity exceeding three months but less than one year. Policy loans are fully secured by the policy values on which the loans are made. The accounting for each asset classification is described in the following sections.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">i) Initial Recognition and Subsequent Measurement</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Generally, debt securities, equity securities and other invested assets supporting our insurance contract liabilities or investment contract liabilities measured at fair value are designated as FVTPL, while debt securities, equity securities and other invested assets not supporting our insurance contract liabilities or that are supporting investment contract liabilities are measured at amortized cost or designated as AFS. Mortgages and loans and policy loans are classified as loans and receivables. Financial assets are recognized in the Consolidated Statements of Financial Position on their trade dates, which are the dates that we commit to purchase or sell the assets. Originated mortgages and loans are recognized in the Consolidated Statements of Financial Position on their funding dates.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Assets at Fair Value Through Profit or Loss</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets at FVTPL include financial assets that are held for trading ("HFT"), as well as financial assets that have been designated as FVTPL at initial recognition. A financial asset is classified as HFT if it is acquired principally for the purpose of selling in the near term. A financial asset can be designated as FVTPL if it eliminates or significantly reduces a measurement or recognition inconsistency that would otherwise arise from measuring assets or liabilities or recognizing the gains and losses on them on different bases; or if a group of financial assets, financial liabilities or both, is managed and its performance is evaluated on a fair value basis. Cash equivalents and short-term securities have been classified as HFT. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Generally, debt securities, equity securities and other invested assets supporting insurance contract liabilities or investment contract liabilities measured at fair value have been designated as FVTPL. This designation has been made to eliminate or significantly reduce the measurement inconsistency that would arise due to the measurement of the insurance contract or investment contract liabilities, which are based on the carrying value of the assets supporting those liabilities. Because the carrying value of insurance contract liabilities is determined by reference to the assets supporting those liabilities, changes in the insurance contract liabilities generally offset changes in the fair value of debt securities classified as FVTPL, except for changes that are due to impairment. The majority of equity securities and other invested assets classified as FVTPL are held to support products where investment returns are passed through to policyholders and therefore, changes in the fair value of those assets are significantly offset by changes in insurance contract liabilities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets classified as FVTPL are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are expensed immediately. Changes in fair value as well as realized gains and losses on sale are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Available-for-Sale Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets classified as AFS are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are capitalized on initial recognition. Transaction costs for debt securities are recognized in income using the effective interest method, while transaction costs for equity securities and other invested assets are recognized in income when the asset is derecognized. Changes in fair value are recorded to unrealized gains and losses in OCI. For foreign currency translation, exchange differences calculated on the amortized cost of AFS debt securities are recognized in income and exchange differences calculated on other changes in carrying amount are recognized in OCI. The exchange differences from the translation of AFS equity securities and other invested assets are recognized in OCI. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. Net impairment losses and realized gains and losses on the sale of assets classified as AFS are reclassified from accumulated OCI to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Loans and Receivables</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Loans and receivables are generally carried at amortized cost. Transaction costs for mortgages and loans are capitalized on initial recognition and are recognized in income using the effective interest method. Realized gains and losses on the sale of mortgages and loans, interest income earned, and fee income are recorded in Interest and other investment income in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">ii) Derecognition</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets are derecognized when our rights to contractual cash flows expire, when we transfer substantially all our risks and rewards of ownership, or when we no longer retain control.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">iii) Impairment</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets are assessed for impairment on a quarterly basis. Financial assets are impaired and impairment losses are incurred if there is objective evidence of impairment as a result of one or more loss events and that event has an impact on the estimated future cash flows that can be reliably estimated. Objective evidence of impairment generally includes significant financial difficulty of the issuer, including actual or anticipated bankruptcy or defaults and delinquency in payments of interest or principal or disappearance of an active market for that financial asset. Objective evidence of impairment for an investment in an equity instrument or other invested asset also includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates that may indicate that the carrying amount will not be recovered, and a significant or prolonged decline in the fair value of an equity instrument or other invested asset below its cost. Management exercises considerable judgment in assessing for objective evidence of impairment. Due to the inherent risks and uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, the actual impairment amount and the timing of the recognition of impairment may differ from management assessment. The impairment assessment process is discussed in Note 6. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Assets at Fair Value Through Profit or Loss</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Since financial assets classified as FVTPL are carried at fair value with changes in fair value recorded to income, any reduction in value of the assets due to impairment is already reflected in income. However, the impairment of assets classified as FVTPL generally impacts the change in insurance contract liabilities due to the impact of asset impairment on estimates of future cash flows. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Available-for-Sale Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">When there is objective evidence that a financial asset classified as AFS is impaired, the loss in accumulated OCI is reclassified to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations. Following impairment loss recognition, a debt security continues to be carried at fair value with changes in fair value recorded in OCI, and it is assessed quarterly for further impairment loss or reversal. Subsequent losses on an impaired equity security or other invested asset, including losses relating to foreign currency changes, are reclassified from OCI to income in subsequent reporting periods until the asset is derecognized. Once an impairment loss on a debt security classified as AFS is recorded to income, any reversal of impairment loss through income occurs only when the recovery in fair value is objectively related to an event occurring after the impairment was recognized. Impairment losses on an equity security or other invested asset classified as AFS are not reversed through income. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Loans and Receivables</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">If an impairment loss on an individual mortgage or loan has been incurred, the amount of the loss is measured as the difference between the asset's carrying amount and the present value of the estimated future cash flows discounted at the asset's original effective interest rate. For collateralized financial assets, the present value of the estimated future cash flows reflects the cash flows that may result from foreclosure less costs to sell, whether or not foreclosure is probable. If no evidence of impairment exists for an individually assessed mortgage or loan, it is included in a group of loans with similar credit risk characteristics and collectively assessed for impairment.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">When an impairment loss has been incurred, the carrying amount of the asset is reduced through the use of an allowance account, and the amount of the loss is recognized in income. If the impairment loss subsequently decreases and the decrease can be related objectively to an event occurring after the initial impairment charge was recognized, the previous impairment charge is reversed by adjusting the allowance account and the reversal is recognized in income. Interest income is recognized on impaired mortgages and loans using the effective interest rate method and it is based on the estimated future cash flows used to measure the impairment loss. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in the allowance account, other than write-offs net of recoveries, are charged against Interest and other investment income in our Consolidated Statements of Operations. Write-offs, net of recoveries, are deducted from the allowance account when there is no realistic prospect of recovery, which is typically not before derecognition of the asset through foreclosure or sale. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Collateral</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Cash received (pledged) as collateral is recognized (derecognized) in our Consolidated Statements of Financial Position with corresponding amounts recognized in Other liabilities (Other assets), respectively. All other types of assets received (pledged) as collateral are not recognized (derecognized) in our Consolidated Statements of Financial Position.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Derivative Financial Instruments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">All derivative financial instruments are recorded at fair value in our Consolidated Statements of Financial Position. Derivatives with a positive fair value are recorded as Derivative assets while derivatives with a negative fair value are recorded as Derivative liabilities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The accounting for the changes in fair value of a derivative instrument depends on whether or not it is designated as a hedging instrument for hedge accounting purposes. Changes in (i) fair value of derivatives that are not designated for hedge accounting purposes, which are defined as derivative investments, and (ii) embedded derivatives that are bifurcated, are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Income earned or paid on these derivatives is recorded in Interest and other investment income in our Consolidated Statements of Operations. Hedge accounting is applied to certain derivatives to reduce income statement volatility. When certain qualification criteria are met, hedge accounting recognizes the offsetting effects of hedging instruments and hedged items in income or defers the effective portion of changes in fair value of hedging instruments in OCI until there is a recognition event, such as the occurrence of a forecasted transaction or the disposal of an investment in a foreign operation, or hedge accounting is discontinued. All hedging relationships are documented at inception and hedge effectiveness is assessed at inception and on a quarterly basis to determine whether the hedging instruments are highly effective in offsetting changes attributable to the hedged risk in the fair value or cash flows of the hedged items.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Fair Value Hedges</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Certain interest rate swaps and foreign currency forwards are designated as hedging instruments in fair value hedges of the interest rate or foreign exchange rate risks associated with AFS assets. Changes in fair value of the derivatives are recorded in Interest and other investment income in our Consolidated Statements of Operations. The change in fair value of the AFS assets related to the hedged risk is reclassified from OCI to income. As a result, ineffectiveness, if any, is recognized in income to the extent that changes in fair value of the derivatives and AFS assets do not offset. Interest income earned and paid on the AFS assets and swaps in the fair value hedging relationships are recorded in Interest and other investment income in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Cash Flow Hedges</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Certain equity and foreign currency forwards are designated as hedging instruments in cash flow hedges for anticipated payments of awards under certain share-based payment plans and for anticipated foreign currency purchases of foreign operations. Changes in the fair value of derivatives for the effective portion of the hedge are recognized in OCI, while the ineffective portion of the hedge and any items excluded from the hedging relationship, such as the spot-to-forward differential, are recognized in Interest and other investment income in our Consolidated Statements of Operations. A portion of the amount recognized in OCI related to the equity forwards is reclassified to income as a component of Operating expenses as the liabilities for the share-based payment awards are accrued over the vesting period. A portion of the amounts recognized in OCI related to the foreign currency forwards would be reclassified to income upon disposal or impairment of the foreign operations. All amounts recognized in, or reclassified from, OCI are net of related taxes.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Embedded Derivatives</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">An embedded derivative is a component of a host contract that modifies the cash flows of the host contract in a manner similar to a derivative, according to a specified interest rate, financial instrument price, foreign exchange rate, underlying index or other variable. We are required to separate embedded derivatives from the host contract, if an embedded derivative has economic and risk characteristics that are not closely related to the host contract, meets the definition of a derivative, and the combined contract is not measured at fair value with changes recognized in income. If an embedded derivative is bifurcated for accounting purposes from the host contract, it will be accounted for as a derivative. For further details on embedded derivatives in insurance contracts, see the Insurance Contract Liabilities accounting policy in this Note. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investment Properties</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment properties are real estate held to earn rental income, for capital appreciation, or both. Properties held to earn rental income or for capital appreciation that have an insignificant portion that is owner-occupied are classified as investment properties. Properties that do not meet these criteria are classified as property and equipment, included in Other assets as described below. Expenditures related to ongoing maintenance of properties incurred subsequent to acquisition are expensed. Investment properties are initially recognized at cost in our Consolidated Statements of Financial Position. Various costs incurred associated with the acquisition of an investment property are either capitalized or expensed depending on whether or not the acquisition is considered a business combination. Investment properties are subsequently measured at fair value with changes in value recorded to Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">When the use of a property changes from owner-occupied to investment property, any gain arising on the remeasurement of the property to fair value at the date of transfer is recognized in our Consolidated Statements of Operations to the extent that it reverses a previous impairment loss. Any remaining increase is recognized in OCI. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Other Invested Assets &#8211; Non-Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other invested assets also include non-financial assets such as investments in joint ventures and associates, which are accounted for using the equity method. Investments in joint ventures and associates are initially recorded at cost. The investment in joint ventures and associates is increased by our share of capital contributions and for purchases of additional interests and is reduced by distributions received. In addition, subsequent adjustments to the investment are made for our share of net income or loss and our share of OCI. Our share of net income is recorded in Interest and other investment income in our Consolidated Statements of Operations and our share of OCI is recorded in our Consolidated Statements of Comprehensive Income (Loss). Impairment losses on equity method investments are recognized when events or changes in circumstances indicate that they are impaired. The impairment loss recognized is the difference between the carrying amount and the recoverable amount.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Other Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other assets, which are measured at amortized cost, include accounts receivable, investment income due and accrued, deferred acquisition costs, and property and equipment. Deferred acquisition costs arising from service contracts or from service components of investment contracts are amortized over the expected life of the contracts based on the future expected fees. Owner-occupied properties are amortized to their residual value over </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">25</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">49</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years. Furniture, computers, other office equipment, and leasehold improvements are amortized to their residual value over </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">20</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Reinsurance Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the normal course of business, we use reinsurance to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established, highly rated reinsurers. Reinsurance assets are measured consistently with the amounts associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Amounts due to or from reinsurers with respect to premiums received or paid claims are included in Other assets and Other liabilities in the Consolidated Statements of Financial Position. Premiums for reinsurance ceded are presented as premiums ceded in the Consolidated Statements of Operations. Reinsurance expenses (recoveries), as presented in our Consolidated Statements of Operations, represent reinsurance expenses and expense recoveries resulting from reinsurance agreements. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance assets are subject to impairment testing. If impaired, the carrying value is reduced, and an impairment loss is recognized in Reinsurance expenses (recoveries) in our Consolidated Statements of Operations. Impairment occurs when objective evidence exists (as a result of an event) after the initial recognition of the reinsurance asset indicating that not all amounts due under the terms of the contract will be received, and the impairment can be reliably measured. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance assumed is accounted for as an insurance, investment or service contract depending on the underlying nature of the agreement and if it meets the definition of an insurance, investment or service contract. For the accounting for these types of contracts, see the respective policy section in this Note.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Intangible Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Intangible assets consist of finite life and indefinite life intangible assets. Finite life intangible assets are amortized on a straight-line basis over varying periods of up to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">40</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years, and are charged through operating expenses. The useful lives of finite life intangible assets are reviewed annually, and the amortization is adjusted as necessary. Indefinite life intangibles are not amortized, and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying values of the indefinite life intangible assets to their recoverable amounts. If the carrying values of the indefinite life intangibles exceed their recoverable amounts, these assets are considered impaired, and a charge for impairment is recognized in our Consolidated Statements of Operations. The recoverable amount of intangible assets is determined using various valuation models, which require management to make certain judgments and assumptions that could affect the estimates of the recoverable amount. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Goodwill</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Goodwill represents the excess of the cost of an acquisition over the fair value of the net identifiable tangible and intangible assets of the acquired businesses. It is carried at original cost less any impairment subsequently incurred. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU or a group of CGUs falling below its carrying value. A CGU is the smallest identifiable group of assets that generates cash inflows that are largely independent of cash inflows from other groups of assets. We exercise significant judgment in determining our CGUs. The factors considered in determining our CGUs include product cash inflows, product distribution, target markets, and how management monitors and evaluates the operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The goodwill balances are allocated to either individual or groups of CGUs that are expected to benefit from the synergies of the business combination. Goodwill impairment is quantified by comparing a CGU's or a group of CGUs' carrying value to its recoverable amount, which is the higher of fair value less costs of disposal and value in use. Impairment losses are recognized immediately and cannot be reversed in future periods. Significant judgment is involved in estimating the model inputs used to determine the recoverable amount of our CGUs or group of CGUs, including those for discount rates, capital, the value of new business, expenses, cash flow projections, and market multiples, due to the uncertainty and the forward-looking nature of these inputs. The assumptions may differ from the actual experience, and estimates may change from period to period based on future events or revisions of assumptions. These key assumptions are discussed in Note 9. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Insurance Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contracts are contracts under which we accept significant insurance risk from a policyholder by agreeing to compensate the policyholder if a specified uncertain future event adversely affects the policyholder. The presence of significant insurance risk in individual contracts is assessed by reviewing books of contracts with homogeneous risk features. Judgment is required to determine the classification of a contract as an insurance contract, investment contract or a service contract.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">As discussed in the Segregated Funds section of this Note, certain insurance contracts under which the policyholder bears the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders in our Consolidated Statements of Financial Position. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contract liabilities, including policy benefits payable and provisions for policyholder dividends, are determined in accordance with Canadian accepted actuarial practice and any requirements of OSFI. As confirmed by guidance provided by the Canadian Institute of Actuaries (&#8220;CIA&#8221;), the current Canadian Asset Liability Method (&#8220;CALM&#8221;)</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">of valuation of insurance contract liabilities satisfies the </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">IFRS 4 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Insurance Contracts </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRS 4") requirements for eligibility for use under IFRS. Under CALM, liabilities are set equal to the statement of financial position value of the assets required to support them.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Some insurance contracts contain discretionary participation features (&#8220;DPF&#8221;), whereby the policyholder has the right to receive potentially significant additional benefits based on the actual investments and other experience on a block of similar contracts. IFRS allows the non-guaranteed, or participating, elements of such contracts to be classified as either a liability or as equity, depending on the nature of our obligation to the policyholder. The contracts issued by us contain constructive obligations to the policyholder with respect to the DPF of the contracts. We have therefore elected to classify these features as a liability, consistent with accounting treatment under CALM, and in accordance with guidance provided by the CIA. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Derivatives embedded in insurance contracts are treated as separate derivatives and measured at fair value with changes in fair value recognized in income, except when the embedded derivative itself meets the definition of an insurance contract under IFRS, or when the risks and characteristics are closely related to those of the host contracts or when the derivative is the policyholder's option to surrender an insurance contract for a fixed amount or an amount based on a fixed amount and an interest rate. The derivatives that have not been separated are accounted for as insurance contract liabilities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Significant judgment is required in determining our liabilities for insurance contracts including the assumptions required for their determination. Application of different assumptions may result in different measurement of the insurance contract liabilities. Actual experience may differ from assumptions, and estimates may change from period to period based on future events or revisions of assumptions. Key assumptions and considerations in choosing assumptions are discussed in Note 10 and sensitivities are discussed in Note 7.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Financial Liabilities</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investment Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Contracts issued by us that do not transfer significant insurance risk, but do transfer financial risk from the policyholder to us, are financial liabilities and are accounted for as investment contracts. Service components of investment contracts are treated as service contracts. For further details on how service components of investment contracts are treated, see the Service Contracts accounting policy in this Note. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Liabilities for investment contracts without DPF are measured at FVTPL or amortized cost. Contracts recorded at FVTPL are measured at fair value at inception and each subsequent reporting period. Contracts recorded at amortized cost are initially recognized at fair value, less transaction costs directly attributable to the issue of the contract. At each subsequent period, the contracts are measured at amortized cost using the effective interest method. Changes in fair value of investment contract liabilities recorded at FVTPL and amortization on contracts recorded at amortized cost are recorded as an Increase (decrease) in investment contract liabilities in our Consolidated Statements of Operations. Deposits collected from and payments made to contract holders are recorded as an increase and decrease in Investment contract liabilities in our Consolidated Statements of Financial Position. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">As discussed in the Segregated Funds section of this Note, certain investment contracts under which the policyholder bears the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders in the Consolidated Statements of Financial Position. The accounting for investment contracts that contain DPF is described in the Insurance Contract Liabilities section of this Note. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Other Liabilities </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other liabilities, which are measured at amortized cost, include accounts payable, repurchase agreements, accrued expenses and taxes, senior financing and provisions. Liabilities for provisions, other than insurance contract liabilities and investment contract liabilities, are recognized for present legal or constructive obligations as a result of a past event if it is probable that they will result in an outflow of economic resources and the amount can be reliably estimated. The amounts recognized for these provisions are the best estimates of the expenditures required to settle the present obligations or to transfer them to a third party at the statement of financial position date, considering all the inherent risks and uncertainties, as well as the time value of money. These provisions are reviewed as relevant facts and circumstances change.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Senior Debentures and Subordinated Debt</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Senior debentures and subordinated debt liabilities are recorded at amortized cost using the effective interest method. Transaction costs are recorded as part of the liability and are recognized in income using the effective interest method. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Service Contracts</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Contracts issued by us to customers that do not transfer significant insurance risk and do not transfer financial risk from the customer to us, including contracts for investment management service, are classified as service contracts. Service components of investment contracts are also accounted for as service contracts. Fee income earned from these contracts is described in the Premium and Fee Income Recognition accounting policy section of this Note. Deferred acquisition costs are described under the Other Assets accounting policy section of this Note. Where the cost of meeting the obligations of the contract exceed the economic benefits expected to be received under it, a provision is recognized in Other liabilities.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Segregated Funds</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Segregated funds are products for which we issue a contract where the benefit amount is directly linked to the fair value of the investments held in the particular segregated fund. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risks and rewards of the fund's investment performance. In addition, certain contracts include guarantees from us. We derive fee income from segregated funds, which is included in Fee income in our Consolidated Statements of Operations. Policyholder transfers between general funds and segregated funds are included in Net transfer to (from) segregated funds in our Consolidated Statements of Operations. Deposits to segregated funds are reported as increases in segregated funds liabilities and are not reported as revenues in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investments for Account of Segregated Fund Holders</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investments for account of segregated fund holders are recorded separately from the Total general fund assets in our Consolidated Statements of Financial Position and are carried at fair value. Fair values are determined using quoted market values or, where quoted market values are not available, estimated fair values as determined by us. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Insurance Contracts for Account of Segregated Fund Holders</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Insurance contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders. The liabilities reported as Insurance contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. Changes in the fair value of the invested assets of the segregated funds are recorded in net realized and unrealized gains (losses) within the segregated fund and are not recorded in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other assets and liabilities associated with these insurance contracts, such as origination costs and the liabilities associated with guarantees provided by us, are included in general fund liabilities in Insurance contract liabilities in our Consolidated Statements of Financial Position. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investment Contracts for Account of Segregated Fund Holders</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Investment contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders. The liabilities reported as Investment contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other liabilities associated with these investment contracts, such as onerous contract provisions required for service components, are included in general fund liabilities in Investment contract liabilities in our Consolidated Statements of Financial Position. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Income Taxes</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Current income tax assets and liabilities for the current and prior periods are measured at the amount expected to be recovered from or paid to the taxation authorities. Deferred income tax is provided using the liability method on temporary differences at the statement of financial position date between the tax bases of assets and liabilities and their carrying amounts for financial reporting purposes. Current and deferred income tax relating to items recognized in the current or previous period in OCI or directly in equity is accordingly recognized in OCI or equity and not in our Consolidated Statements of Operations. Interest and penalties payable to taxation authorities are recorded in Interest expense and Operating expenses, respectively, in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Deferred income tax assets and liabilities are calculated based on income tax rates and laws that are expected to apply when the liability is settled or the asset is realized, which are normally those enacted or considered substantively enacted at our Consolidated Statements of Financial Position dates. Deferred income tax assets are recognized for all deductible temporary differences, carry forward of unused tax credits and unused tax losses to the extent of the probability that future taxable profit will be available against which these assets can be utilized. At each reporting period, we assess all available evidence, both positive and negative, to determine the amount of deferred income tax assets to be recognized. The recognition of deferred income tax assets requires estimates and significant judgment about future events, such as projections of future taxable profits, based on the information available at the reporting date. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The determination of the required provision for current and deferred income taxes requires that we interpret tax legislation in the jurisdictions in which we operate. For each reporting period, our income tax provision reflects our best estimate, based on the information available at the reporting date, of tax positions that are under audit or appeal by relevant tax authorities. To the extent that our estimate of tax positions or the timing of realization of deferred income tax assets or liabilities are not as expected, the provision for income taxes may increase or decrease in the future to reflect the actual experience.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Deferred income tax is provided on temporary differences arising on investments in subsidiaries, joint ventures and associates, except where we control the timing of the reversal of the temporary difference and it is apparent that the temporary difference will not reverse in the foreseeable future. No deferred income tax asset or liability is recognized in relation to temporary differences that arise from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, did not affect either the accounting profit or taxable profit or loss. Deferred income tax assets and deferred income tax liabilities are offset if a legally enforceable right exists to set off current tax assets against current tax liabilities, the deferred income taxes relate to the same taxable entity and the same taxation authority and we intend either to settle on a net basis, or to realize the asset and settle the liability simultaneously.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In determining the impact of taxes, we are required to comply with Canadian accepted actuarial practice and IFRS. CALM requires that all projected cash flows associated with insurance contract liabilities, including income taxes, be included in the determination of insurance contract liabilities. The insurance contract liabilities are therefore determined including all policy-related income tax effects on a discounted basis, and then adjusted for any related deferred income tax assets and liabilities held in accordance with IFRS. The net result of this adjustment is to leave the discounting effect of the deferred income taxes associated with temporary differences on policy-related tax items in the insurance contract liabilities.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Pension Plans and Other Post-Retirement Benefits</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For defined benefit plans, the present value of the defined benefit obligation is calculated by independent actuaries using the projected unit credit method, and actuarial assumptions that represent best estimates of future variables that will affect the ultimate cost of these obligations. The discount rate used for our material defined benefit plans is determined with reference to market yields of high-quality corporate bonds that are denominated in the same currency in which the benefits will be paid, and that have terms to maturity approximating the terms of obligations. Plan assets are measured at fair value and are held in separate trustee administered funds or as qualifying insurance contracts. The difference between the fair value of the plan assets and the present value of the defined benefit obligation is recognized on the Consolidated Statements of Financial Position as an asset or liability in Other assets or Other liabilities, respectively. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Costs charged to our Consolidated Statements of Operations include current service cost, any past service costs, any gains or losses from curtailments or settlements, and interest on the net defined benefit liability (asset). Remeasurement of the net defined benefit liability (asset), which includes the impact of changes to the actuarial assumption underlying the liability calculations, liability experience gains or losses, the difference between the return on plan assets and the amount included in the interest on the net defined benefit liability (asset), is reflected immediately in OCI. The calculation of the defined benefit expenses and obligations requires judgment as the recognition is dependent on various actuarial assumptions such as discount rates, health care cost trend rates and projected compensation increases. These key assumptions are discussed in Note 25.  </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Dividends</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Dividends payable to holders of shares of SLF Inc. are recognized in the period in which they are authorized or approved. Dividends that have been reinvested in additional common shares under the Dividend Reinvestment and Share Purchase Plan ("DRIP") are also reflected as dividends within retained earnings. Where SLF Inc. has issued common shares from treasury under the DRIP, the additional shares have been reflected in common shares.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Premium and Fee Income Recognition</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Gross premiums for all types of insurance contracts excluding segregated fund contracts are generally recognized as revenue when due. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income is generated from insurance contracts and service contracts.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income from insurance contracts includes fees from segregated fund contracts, guarantee fees and other fees associated with insurance contracts and is typically recognized as revenue when services are rendered.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income from service contracts represents fees associated with non-insurance contracts with customers, and includes Distribution fees, Fund management and other asset-based fees, and Administrative services and other fees. Distribution fees includes fees earned from the distribution of investment products and other intermediary activities. Fund management and other asset-based fees includes fees earned from investment management services. Administrative services and other fees includes fees earned from contract administration and other management services. Fee income from service contracts is typically recognized as revenue when services are rendered at either a point in time or over time. The majority of fee income from service contracts is comprised of variable consideration which is based on a percentage of assets under management or another variable metric and is recognized as revenue when it is highly probable that a significant reversal in the amount of the revenue recognized will not occur.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Share-Based Payments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Stock options of SLF Inc. granted to employees are accounted for as equity-settled share-based payment transactions. The total compensation expense for stock options is computed based on the fair value of the stock option at the date of grant and the estimated number of options expected to vest at the end of the vesting period. The expense is recognized over the vesting period as compensation expense in Operating expenses in our Consolidated Statements of Operations, with an offset to contributed surplus in our Consolidated Statements of Changes in Equity. When options are exercised, new common shares are issued, contributed surplus is reversed and the common shares issued are credited to common shares in our Consolidated Statements of Changes in Equity.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other share-based payment plans based on the value of SLF Inc.'s common shares are accounted for as cash-settled share-based payment transactions. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are recomputed at the end of each reporting period and are measured at the fair value of the award at that reporting date. The liabilities are accrued and expensed on a straight-line basis over the vesting periods. The liabilities are settled in cash at the end of the vesting period. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Share-based payment awards within MFS Investment Management (&#8220;MFS&#8221;), which are based on their own shares, are accounted for as cash-settled share-based payment awards. The vested and unvested awards, as well as the shares that have been issued under these plans, are recognized as liabilities because MFS has a practice of purchasing the issued shares from employees after a specified holding period. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are accrued over the vesting period and are measured at fair value at each reporting period with the change in fair value recognized as compensation expense in Operating expenses in our Consolidated Statements of Operations. The liabilities are settled in cash when the shares are purchased from the employees.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Basic and Diluted Earnings Per Share ("EPS")</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Basic EPS is calculated by dividing the common shareholders' net income by the weighted average number of common shares issued and outstanding. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Diluted EPS adjusts common shareholders' net income and the weighted average number of common shares for the effects of all dilutive potential common shares under the assumption that convertible instruments are converted and that outstanding options are exercised. Diluted EPS is calculated by dividing the adjusted common shareholders' net income by the adjusted weighted average number of common shares outstanding. For convertible instruments, common shareholders' net income is increased by the after-tax expense on the convertible instrument while the weighted average common shares are increased by the number of common shares that would be issued at conversion. For stock options, it is assumed that the proceeds from the exercise of options whose exercise price is less than the average market price of common shares during the period are used to repurchase common shares at the average market price for the period. The difference between the number of common shares issued for the exercise of the dilutive options and the number of common shares that would have been repurchased at the average market price of the common shares during the period is adjusted to the weighted average number of common shares outstanding.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for significant accounting policies applied by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Corporate Information And Statement Of IFRS Compliance [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CorporateInformationAndStatementOfIFRSComplianceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881714352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Changes in Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract', window );"><strong>Accounting Policies, Changes In Accounting Estimates And Errors [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory', window );">Changes in Accounting Policies</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;font-size:14pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">2.A</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">New and Amended International Financial Reporting Standards Adopted in 2018 </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">2.A.i IFRS 15 </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;">Revenue from Contracts with Customers </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In May 2014, the IASB issued IFRS 15</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"> Revenue from Contracts with Customers</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ("IFRS 15"), which replaces IAS 11 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Construction Contracts</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, IAS 18 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Revenue</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and various interpretations. Amendments to IFRS 15 were issued in September 2015 and April 2016.       IFRS 15 establishes principles about the nature, amount, timing, and uncertainty of revenue arising from contracts with customers.  IFRS 15 requires entities to recognize revenue to reflect the transfer of goods or services to customers measured at the amounts an entity expects to be entitled to in exchange for those goods or services. Insurance contracts and revenues arising from those contracts, primarily premium revenue, are not within the scope of this standard. Revenues from service contracts and service components of investment contracts (which are treated as service contracts) that are reported in Fee income and primarily arise from our asset management businesses are within the scope of IFRS 15. IFRS 15 also provides guidance related to the costs to obtain and to fulfill a contract. We adopted IFRS 15 on a cumulative retrospective basis and recognized differences on transition to IFRS 15 as at January 1, 2018 in retained earnings. As a result of the adoption of IFRS 15, we derecognized a portion of our deferred acquisition costs (previously recognized in Other assets) and the related deferred tax liability on our Consolidated Statements of Financial Position, which reduced opening retained earnings by </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$44</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> on an after-tax basis as at January 1, 2018. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Additional disclosure on revenue from contracts with customers is included in Note 17.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">2.A.ii</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"> Amendments to IFRS 4 </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">(IFRS 9 deferral approach)</font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In September 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Amendments to IFRS 4 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">to allow insurance entities whose predominant activities are to issue contracts within the scope of IFRS 4 an optional temporary exemption from applying IFRS 9 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Instruments </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRS 9") ("deferral approach"). On January 1, 2018, we qualified for and elected to take the deferral approach as our activities are predominantly connected with insurance in accordance with IFRS standards. Consequently, we will continue to apply IAS 39 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Instruments: Recognition and Measurement </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IAS 39"), the existing financial instrument standard.  </font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">To enable a comparison to entities applying IFRS 9, entities that apply the deferral approach are required to disclose fair value and changes in fair value separately for (i) those financial assets that pass the Solely Payment of Principal and Interest (&#8220;SPPI&#8221;) test, excluding any financial asset that is managed and whose performance is evaluated on a fair value basis; and (ii) all other financial assets, including financial assets that are managed and their performance is evaluated on a fair value basis. We are also required to disclose credit ratings of financial assets that pass the SPPI test. Financial assets which pass the SPPI test are assets with contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. See Note 5.A.i for disclosure of the carrying value and fair value of our financial assets as at December 31, 2018 and 2017. Except for Debt securities designated as AFS and Mortgages and loans, our financial assets are managed and their performance is evaluated on a fair value basis.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table includes these disclosures:</font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:55%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:4%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December 31, 2018</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">($ billions)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">IAS 39 Classification</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SPPI</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Non-SPPI</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AFS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12.9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans supporting Insurance contract liabilities</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortized cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">43.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans not supporting Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortized cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(1) Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements of Operations of classifying assets supporting those liabilities as SPPI or non-SPPI is not material.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Note 6.A.v discloses the carrying value of Debt securities and Mortgages and loans by credit risk rating. Debt securities designated as AFS with a credit rating below investment grade have a carrying value of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$0.1 billion</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at December 31, 2018. Mortgages and loans with a credit rating below investment grade have a carrying value of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2.1 billion</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at December 31, 2018. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">2.A.iii</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Other New and Amended IFRS</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following new and amended IFRS are effective for annual periods beginning on or after January 1, 2018, and did not have a material impact on our Consolidated Financial Statements. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In June 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Classification and Measurement of Share-based Payment Transactions</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which amends IFRS 2 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Share-based Payment.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> The amendments clarify how to account for certain types of share-based payment transactions, such as the effects of vesting and non-vesting conditions on the measurement of cash-settled share-based payments. These amendments are applicable to awards granted on or after that date and to unvested and vested but unexercised awards outstanding at that date. These amendments were applied prospectively. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Annual Improvements to IFRSs 2014-2016 Cycle</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which includes minor amendments to IFRS 1 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">First-time Adoption of International Financial Reporting Standards </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">and</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">IAS 28 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Investments in Associates and Joint Ventures </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IAS 28").  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Transfers of Investment Property (Amendments to IAS 40). </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The amendments to IAS 40 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Investment Property</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> clarify that an entity shall transfer property to, or from, investment property when, and only when, there is evidence of a change in use. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2016, the IASB issued IFRIC 22 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Foreign Currency Transactions and Advance Consideration </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRIC 22"), which was developed by the IFRS Interpretations Committee. IFRIC 22 clarifies that for purposes of determining the exchange rate in transactions which include the receipt or payment of advance consideration in a foreign currency, the date of the transaction is the date of initial recognition of the non-monetary prepayment asset or deferred income liability. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">2.B</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"> </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">New and Amended International Financial Reporting Standards to be Adopted in 2019</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following new and amended IFRS were issued by the IASB and are expected to be adopted by us in 2019. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In January 2016, the IASB issued IFRS 16 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Leases</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ("IFRS 16"), which replaces IAS 17 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Leases</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, and related interpretations. IFRS 16 sets out the principles for the recognition, measurement, presentation and disclosure of leases for both lessees and lessors. For lessees, IFRS 16 removes the classification of leases as either operating or financing and requires that all leases to be recognized on the statement of financial position, with certain exemptions allowed by this new standard. The accounting for lessors is substantially unchanged. The standard is effective for annual periods beginning on or after January 1, 2019, to be applied retrospectively, or on a modified retrospective basis. We will be adopting IFRS 16 on a modified retrospective basis. At the time of adoption of IFRS 16, we expect to recognize right-of-use assets of approximately $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">800</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and lease liabilities of approximately $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">900</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">on our Consolidated Statements of Financial Position. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Together with the derecognition of deferred balances previously recognized under IAS 17, the overall impact to retained earnings is not expected to be material.  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In June 2017, the IASB issued IFRIC 23 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Uncertainty over Income Tax Treatments </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRIC 23")</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">which was developed by the IFRS Interpretations Committee. IFRIC 23 clarifies how to apply the recognition and measurement requirements in IAS 12 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Income Taxes </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IAS 12"), when there is uncertainty over income tax treatments, and requires an entity to determine whether tax treatments should be considered collectively or independently. In addition, IFRIC 23 addresses the assumptions an entity should make about the examination of tax treatments by taxation authorities, as well as how an entity should consider changes in facts and circumstances. IFRIC 23 also provides guidance on how to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits, and tax rates, based on whether it is probable that a tax authority will accept an uncertain tax treatment used, or proposed to be used, by an entity in its income tax filings. IFRIC 23 is effective for annual periods beginning on or after January 1, 2019 and is to be applied retrospectively, or on a cumulative retrospective basis. We do not expect IFRIC 23 to have a material impact on our Consolidated Financial Statements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In October 2017, the IASB issued narrow-scope amendments to IAS 28. The amendments clarify that long-term interests in an associate or joint venture to which the equity method is not applied should be accounted for following the requirements of IFRS 9. The amendments are effective for annual periods beginning on or after January 1, 2019, and are to be applied retrospectively with certain exceptions. As we will not adopt IFRS 9 until 2021, we will be required to apply IAS 39 to the long-term interests in associates or joint ventures covered by these amendments. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2017, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Annual Improvements to IFRSs 2015-2017 Cycle</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which includes minor amendments to four IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2019. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In February 2018, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Plan Amendment, Curtailment or Settlement</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> which amends IAS 19 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Employee Benefits</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (&#8220;IAS 19&#8221;). Under IAS 19, when an amendment, curtailment or settlement of a defined benefit pension plan occurs, the net defined benefit liability or asset is remeasured. The amendments require an entity to use the updated assumptions from this remeasurement to determine current service cost and net interest for reporting periods after the change to the plan. The amendments are applicable to plan amendments, curtailments or settlements occurring on or after January 1, 2019.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">2.C</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"> </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">New and Amended International Financial Reporting Standards to be Adopted in 2020 or Later</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following new and amended standards were issued by the IASB and are expected to be adopted by us in 2020 or later.  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In July 2014, the IASB issued the final version of IFRS 9, which replaces IAS 39. IFRS 9 includes guidance on the classification and measurement of financial instruments, impairment of financial assets, and hedge accounting. Financial asset classification is based on the cash flow characteristics and the business model in which an asset is held. The classification determines how a financial instrument is accounted for and measured. IFRS 9 also introduces an impairment model for financial instruments not measured at fair value through profit or loss that requires recognition of expected losses at initial recognition of a financial instrument and the recognition of full lifetime expected losses if certain criteria are met. In addition, a new model for hedge accounting was introduced to achieve better alignment with risk management activities. This standard is effective for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">annual periods beginning on or after </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">January 1, 2018. In October 2017, the IASB issued narrow-scope amendments to IFRS 9. The amendments clarify the classification of certain prepayable financial assets and the accounting of financial liabilities following modification. The amendments are effective for annual periods beginning on or after January 1, 2019. However, pursuant to the aforementioned amendments to IFRS 4, we elected the deferral approach permitted under IFRS 4 to continue to apply IAS 39. We are currently assessing the impact that IFRS 9, along with these amendments, will have on our Consolidated Financial Statements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In May 2017, the IASB issued IFRS 17, which replaces IFRS 4. IFRS</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#160;</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">17 establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. IFRS 17 requires entities to measure insurance contract liabilities at their current fulfillment values using one of three measurement models, depending on the nature of the contract. IFRS 17 is effective for annual periods beginning on or after January 1, 2021 and is to be applied retrospectively to each group of insurance contracts unless impracticable. If, and only if, it is impracticable to apply IFRS 17 retrospectively for a group of insurance contracts, an entity shall apply IFRS 17 using a modified retrospective approach or a fair value approach. In November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year, to January 1, 2022. IFRS 17 will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of Operations. We are currently assessing the impact that IFRS 17 will have on our Consolidated Financial Statements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In March 2018, the IASB issued a revised </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Conceptual Framework for Financial Reporting </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">(&#8220;2018 Conceptual Framework&#8221;), which replaces the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Conceptual Framework for Financial Reporting</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> issued in 2010. The 2018 Conceptual Framework includes revised definitions of an asset and a liability, as well as new guidance on measurement, derecognition, presentation and disclosure. The 2018 Conceptual Framework is effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of this framework will have on our Consolidated Financial Statements.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In October 2018, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Definition of a Business,</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> which amends IFRS 3 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Business Combinations</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The amendments clarify the definition of a business to assist entities in determining whether a transaction represents a business combination or an acquisition of assets. The amendments are effective for annual periods beginning on or after January 1, 2020, to be applied prospectively. We will assess the impact the adoption of these amendments will have on the accounting treatment of future transactions.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In October 2018, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Definition of Material (Amendments to IAS 1 and IAS 8).</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> The amendments clarify the definition of material and provide guidance to improve consistency in its application in IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of these amendments will have on our Consolidated Financial Statements.  </font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of changes made to accounting policies by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accounting Policies, Changes In Accounting Estimates And Errors [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_AccountingPoliciesChangesInAccountingEstimatesAndErrorsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881648432">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Acquisitions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_BusinessCombinations1Abstract', window );"><strong>Business Combinations 1 [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsExplanatory', window );">Acquisitions</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:11px;padding-top:0px;text-align:left;font-size:14pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="5" rowspan="1"></td></tr><tr><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:25%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td></tr><tr><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1"><div style="font-size:14pt;"><font style="font-family:Arial;font-size:14pt;font-weight:bold;">3.  Acquisitions</font><font style="font-family:Arial;font-size:8.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-right:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Pending Acquisition &#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">On December 19, 2018, we entered into an agreement with GreenOak Real Estate (&#8220;GreenOak&#8221;), a global real estate investment firm, to merge GreenOak with the Bentall Kennedy group of companies and to acquire </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">56%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of the combined entity (&#8220;Bentall GreenOak&#8221;), with the right to approximately </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">90%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of Bentall GreenOak's earnings over 8.5 years and the ability to acquire the remaining interest in the future. The combined entity will be reported in our Sun Life Financial Asset Management (&#8220;SLF Asset Management&#8221;) business segment.&#160;The acquisition of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">56%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of Bentall GreenOak is expected to close in the first half of 2019, subject to receipt of regulatory approvals and satisfaction of customary closing conditions.</font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Acquisition in Sun Life Financial Asia</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">On October 3, 2017, we completed the first stage of our acquisition of the pension business of FWD Life Insurance Company (Bermuda) Limited ("FWD") for total consideration of approximately </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$105</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, consisting of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$92</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> initial cash consideration and estimated contingent consideration of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$13</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to be paid if certain future performance targets are achieved. The first stage included the acquisition of the Mandatory Provident Fund business and the commencement of an exclusive </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">15</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year distribution agreement with FWD that allows Sun Life Hong Kong Limited to distribute its pension products through FWD's agency force in Hong Kong. The fair value of the net identifiable assets acquired in the transaction was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$89</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which included intangible assets of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$61</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and a related deferred tax liability of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The acquired intangible assets consist of client relationships and distribution intangible assets which are subject to amortization on a straight-line basis over their projected economic life of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">30</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">15</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years, respectively. We recognized goodwill of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$16</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as a result of this transaction. The completion of the second and final stage of the transaction involves the purchase of the Occupational Retirement Schemes Ordinance business of FWD, and is expected to close by the end of 2019, subject to the receipt of regulatory approvals and satisfaction of customary closing conditions. These transactions will strengthen our position in the Hong Kong pension market and will be reported in our Sun Life Financial Asia ("SLF Asia") reportable segment. </font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfBusinessCombinationsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for business combinations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2017-01-01<br> -Section Disclosures<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=3&amp;date=2017-03-01&amp;anchor=sect_Disclosures&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfBusinessCombinationsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_BusinessCombinations1Abstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Business Combinations [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_BusinessCombinations1Abstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881714352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segmented Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_OperatingSegmentsAbstract', window );"><strong>Operating Segments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory', window );">Segmented Information</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">five</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> reportable segments: SLF Canada, SLF U.S., SLF Asset Management, SLF Asia, and Corporate. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">These reportable segments operate in the financial services industry and reflect our management structure and internal financial reporting. Corporate includes the results of our U.K. business unit ("SLF U.K.") and our Corporate Support operations, which include run-off reinsurance operations as well as investment income, expenses, capital, and other items not allocated to our other business groups.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Effective the first quarter of 2018, a change in the organizational and reporting structure resulted in the International business unit being transferred from the SLF U.S. reportable segment to the SLF Asia reportable segment. Consequently, approximately </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$10,000</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of insurance contract liabilities pertaining to individual non-participating life and health policies transferred from SLF U.S. to SLF Asia, along with the associated assets. The information reported to the Chief Operating Decision Maker now includes the results of the International business unit in the SLF Asia reporting package and the segmental information presented in these Consolidated Financial Statements now includes the results of the International business unit in the SLF Asia reportable segment. In accordance with IFRS 8 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Operating Segments</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, the segmental information for prior reporting periods has been restated to conform with current period presentation.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Revenues from our reportable segments are derived principally from life and health insurance, investment management and annuities, and mutual funds. Revenues not attributed to the strategic business units are derived primarily from Corporate investments and earnings on capital. Transactions between segments are executed and priced on an arm's-length basis in a manner similar to transactions with third parties. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The expenses in each business segment may include costs or services directly incurred or provided on their behalf at the enterprise level. For other costs not directly attributable to one of our business segments, we use a management reporting framework that uses assumptions, judgments, and methodologies for allocating overhead costs, and indirect expenses to our business segments.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Intersegment transactions consist primarily of internal financing agreements which are measured at fair values prevailing when the arrangements are negotiated. Intersegment investment income consists primarily of interest paid by SLF U.S. to Corporate. Intersegment fee income is primarily asset management fees paid by SLF Canada and Corporate to SLF Asset Management, and product distribution fees paid by SLF Asset Management to SLF Asia Intersegment transactions are presented in the Consolidation adjustments column in the following tables.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Management considers its external clients to be individuals and corporations. We are not reliant on any individual client as none is individually significant to our operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Results by segment for the years ended December 31, are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="29" rowspan="1"></td></tr><tr><td style="width:173px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:36px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:52px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:21px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:54px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:60px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidation adjustments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross premiums:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,261</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(79</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Life insurance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,796</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,633</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health insurance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,316</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,767</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total gross premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,179</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">20,981</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: ceded premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,487</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">232</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,339</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net investment income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">305</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">76</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">79</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,389</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fee income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,240</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">73</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,111</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">514</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(126</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,966</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15,068</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,181</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,124</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,537</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26,997</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total benefits and expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,930</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,919</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23,486</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">308</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">51</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,263</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">910</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">567</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,914</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Net income (loss) attributable to participating policyholders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">321</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">298</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders' net income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">942</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">52</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">910</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">555</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,616</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross premiums:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,464</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Life insurance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,493</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,736</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,508</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,831</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health insurance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,916</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,570</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,519</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total gross premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,873</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,527</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19,838</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: ceded premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">436</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">226</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,557</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net investment income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,864</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,722</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">526</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(79</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fee income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,132</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">103</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,037</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(72</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,842</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,837</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,082</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,547</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(151</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">29,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total benefits and expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,894</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,369</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,976</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,679</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(151</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,545</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">197</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(392</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">453</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">62</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">302</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,176</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(140</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">653</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">806</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,487</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Net income (loss) attributable to participating policyholders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">213</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">245</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders' net income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">963</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(144</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">653</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">778</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,242</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Assets and liabilities by segment are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="29" rowspan="1"></td></tr><tr><td style="width:152px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:50px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:24px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:64px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidation adjustments</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">86,697</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34,584</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,468</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28,855</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,378</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(217</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">168,765</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">85,885</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">491</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,173</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">78,946</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,671</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,396</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23,692</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(217</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">144,195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">84,698</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">32,259</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,115</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,234</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,605</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(191</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">162,720</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">87,817</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,101</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,986</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106,392</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">76,683</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28,791</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21,748</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,372</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(191</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">139,749</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The revenue and assets of our reportable segments differ from geographic segments primarily due to the geographic segmenting of our SLF Asset Management and Corporate segments. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table shows revenue by country for SLF Asset Management and Corporate: </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:341px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:49px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Revenue:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,945</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">58</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">147</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">179</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other countries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total revenue</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,124</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,082</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">239</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">752</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of the Canadian operations of the Bentall Kennedy group of companies ("Bentall Kennedy") and Sun Life Institutional Investments (Canada)     Inc. for SLF Asset Management.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table shows total assets by country for SLF Asset Management and Corporate:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:341px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:49px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,147</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,750</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,550</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,274</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">365</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,723</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other countries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">170</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,468</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,115</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,378</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,605</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment for account of segregated fund holders:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,986</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total investment for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,986</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Consists of the Canadian operations of Bentall Kennedy and Sun Life Institutional Investments (Canada) Inc. for SLF Asset Management.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for operating segments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Section Disclosure<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=sect_Disclosure&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_OperatingSegmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Operating Segments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_OperatingSegmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6604011280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Total Invested Assets and Related Net Investment Income<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_FairValueMeasurementAbstract', window );"><strong>Fair Value Measurement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementExplanatory', window );">Total Invested Assets and Related Net Investment Income</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">5.A Fair Value of Invested Assets</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">5.A.i Carrying Value and Fair Value of Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying values and fair values of our financial assets are shown in the following table: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Carrying value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair   value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Carrying value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair   value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,822</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">48,434</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45,406</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets &#8211; fair value through profit or loss</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets &#8211; available-for-sale</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total financial assets</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">143,061</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">144,673</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">137,691</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140,292</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Other invested assets (FVTPL and AFS) include our investments in segregated funds, mutual funds, and limited partnerships.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Invested assets on our Consolidated Statements of Financial Position of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$151,726</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$146,139</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">) includes Total financial assets in this table, Investment properties of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$7,157</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$7,067</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">), and Other invested assets &#8211; non-financial assets of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,508</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,381</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">).</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Derivative liabilities with a fair value of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2,295</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,756</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) are also included on the Consolidated Statements of Financial Position.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our mortgages and loans are generally carried at amortized cost. The fair value of mortgages and loans, for disclosure purposes, is determined based on the methodology and assumptions described in Note 5.A.ii. As at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$40,730</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$7,704</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are categorized in Level 2 and Level 3, respectively, of the fair value hierarchy described in this Note (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$38,601</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$6,805</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at      </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Policy loans are carried at their unpaid principal balances. The fair value of policy loans, for disclosure purposes, is approximated by their carrying value, as policy loans are fully secured by policy values on which the loans are made and are categorized in Level 2 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">5.A.ii Fair Value Methodologies and Assumptions</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of government and corporate debt securities is determined using quoted prices in active markets for identical or similar securities. When quoted prices in active markets are not available, fair value is determined using market standard valuation methodologies, which include discounted cash flow analysis, consensus pricing from various broker dealers that are typically the market makers, or other similar techniques. The assumptions and valuation inputs in applying these market standard valuation methodologies are determined primarily using observable market inputs, which include, but are not limited to, benchmark yields, reported trades of identical or similar instruments, broker-dealer quotes, issuer spreads, bid prices, and reference data including market research publications. In limited circumstances, non-binding broker quotes are used. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of asset-backed securities is determined using quoted prices in active markets for identical or similar securities, when available, or valuation methodologies and valuation inputs similar to those used for government and corporate debt securities. Additional valuation inputs include structural characteristics of the securities, and the underlying collateral performance, such as prepayment speeds and delinquencies. Expected prepayment speeds are based primarily on those previously experienced in the market at projected future interest rate levels. In instances where there is a lack of sufficient observable market data to value the securities, non-binding broker quotes are used. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of equity securities is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of mortgages and loans is determined by discounting the expected future cash flows using a current market interest rate applicable to financial instruments with a similar yield, credit quality, and maturity characteristics. Valuation inputs typically include benchmark yields and risk-adjusted spreads from current lending activities or loan issuances. The risk-adjusted spreads are determined based on the borrower's credit and liquidity, as well as term and other loan-specific features. Long-term mortgages and loans are generally categorized in Level 3 of the fair value hierarchy. The significant unobservable input is a portion of these risk-adjusted spreads at or beyond the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">20</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year point for mortgages and at or beyond the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year point for loans.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of derivative financial instruments depends upon derivative types. The fair value of exchange-traded futures and options is determined using quoted prices in active markets, while the fair value of over-the-counter (&#8220;OTC&#8221;) derivatives is determined using pricing models, such as discounted cash flow analysis or other market standard valuation techniques, with primarily observable market inputs. Valuation inputs used to price OTC derivatives may include swap interest rate curves, foreign exchange spot and forward rates, index prices, the value of underlying securities, projected dividends, volatility surfaces, and in limited circumstances, counterparty quotes.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of OTC derivative financial instruments also includes credit valuation adjustments to reflect the credit risk of both the derivative counterparty and ourselves as well as the impact of contractual factors designed to reduce our credit exposure, such as collateral and legal rights of offset under master netting agreements. Inputs into determining the appropriate credit valuation adjustments are typically obtained from publicly available information and include credit default swap spreads when available, credit spreads derived from specific bond yields, or published cumulative default experience data adjusted for current trends when credit default swap spreads are not available. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of other invested assets is determined using quoted prices in active markets for identical securities or similar securities. When quoted prices in active markets are not available, fair value is determined using equity valuation models, which include discounted cash flow analysis and other techniques that involve benchmark comparison. Valuation inputs primarily include projected future operating cash flows and earnings, dividends, market discount rates, and earnings multiples of comparable companies.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of investment properties is generally determined using property valuation models that are based on expected capitalization rates and models that discount expected future net cash flows at current market interest rates reflective of the characteristics, location, and market of each property. Expected future net cash flows include contractual and projected cash flows and forecasted operating expenses, and take into account interest, rental, and occupancy rates derived from market surveys. The estimates of future cash inflows in addition to expected rental income from current leases, include projected income from future leases based on significant assumptions that are consistent with current market conditions. The future rental rates are estimated based on the location, type, and quality of the properties, and take into account market data and projections at the valuation date. The fair values are typically compared to market-based information for reasonability, including recent transactions involving comparable assets. The methodologies and inputs used in these models are in accordance with real estate industry valuation standards. Valuations are prepared externally or internally by professionally accredited real estate appraisers.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of short-term securities is approximated by their carrying amount, adjusted for credit risk where appropriate. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of investments for account of segregated fund holders is determined using quoted prices in active markets or independent valuation information provided by investment managers. The fair value of direct investments within investments for account of segregated fund holders, such as short-term securities and government and corporate debt securities, is determined according to valuation methodologies and inputs described above in the respective asset type sections. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The methodologies and assumptions for determining the fair values of investment contract liabilities are included in Note 10.B.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">5.A.iii Fair Value Hierarchy </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We categorize our assets and liabilities carried at fair value, based on the priority of the inputs to the valuation techniques used to measure fair value, into a three-level fair value hierarchy as follows: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Level 1: Fair value is based on the unadjusted quoted prices for identical assets or liabilities in an active market. The types of assets and liabilities classified as Level 1 generally include cash and cash equivalents, certain U.S. government and agency securities, exchange-traded equity securities, and certain segregated and mutual fund units held for account of segregated fund holders. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Level 2: Fair value is based on quoted prices for similar assets or liabilities traded in active markets, or prices from valuation techniques that use significant observable inputs, or inputs that are derived principally from or corroborated with observable market data through correlation or other means. The types of assets and liabilities classified as Level 2 generally include Canadian federal, provincial and municipal government, other foreign government and corporate debt securities, certain asset-backed securities, OTC derivatives, and certain segregated and mutual fund units held for account of segregated fund holders. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Level 3: Fair value is based on valuation techniques that require one or more significant inputs that are not based on observable market inputs. These unobservable inputs reflect our expectations about the assumptions market participants would use in pricing the asset or liability. The types of assets and liabilities classified as Level 3 generally include certain corporate bonds, certain other invested assets, and investment properties. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:245px;" rowspan="1" colspan="1"></td><td style="width:6px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">8,926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,683</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,207</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">59,776</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">58,447</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11,698</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,845</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,379</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,532</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">710</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,085</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,322</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">912</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">2,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total invested assets measured at fair value</font></div></td><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14,982</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">75,140</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,052</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">100,174</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">14,632</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">74,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">98,847</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investments for account of segregated fund holders</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">24,705</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">76,761</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,596</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27,481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">77,757</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">106,392</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">39,687</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">151,901</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">203,236</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">42,113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">152,426</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">10,700</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">205,239</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investment contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,756</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total liabilities measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,298</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,759</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;color:#000000;">                                                                                                                                              </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Debt securities &#8211; fair value through profit or loss consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:245px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian federal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,815</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">15</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,830</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,351</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">15</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,366</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian provincial and municipal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,852</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,866</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">U.S. government and agency</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other foreign government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,895</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,929</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,318</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,361</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Corporate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">34,665</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">34,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">33,864</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">34,170</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Asset-backed securities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Commercial mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,464</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,467</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,459</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Residential mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Collateralized debt obligations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">143</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">143</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">55</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">55</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">856</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">956</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">508</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">33</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">541</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">59,776</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">58,447</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Debt securities &#8211; available-for-sale consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:246px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:39px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:39px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian federal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,746</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,746</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,832</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,832</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian provincial and municipal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">U.S. government and agency</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,527</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other foreign government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">716</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">717</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Corporate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,971</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">5,013</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,838</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,894</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Asset-backed securities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Commercial mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">766</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">766</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Residential mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">386</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">386</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Collateralized debt obligations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">804</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">804</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">345</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">414</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">651</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,485</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11,698</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">During </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, we did not have any significant transfers between Level 1 and Level 2.</font></div><div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in Level 3:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="37" rowspan="1"></td></tr><tr><td style="width:174px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:31px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:30px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:31px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:35px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">For the year ended</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Debt securities &#8211; fair value through profit or loss</font><font style="font-family:Arial;font-size:6pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:4pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Other invested assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Total invested assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Total assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Beginning balance </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,067</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,700</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in net income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(3)(5)  </sup></font><font style="font-family:Arial;font-size:7.5pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:pt">&#160;</sub></font><font style="font-family:Arial;font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">515</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">544</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in OCI</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Purchases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">19</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">644</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,022</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(49</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(227</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,113</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,396</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(31</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,427</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Settlements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(27</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers into Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers (out) of Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(159</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(221</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(380</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(385</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Foreign currency translation</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Ending balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,052</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,596</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Gains (losses) included in earnings relating to instruments still held at the reporting date</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">69</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">414</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Beginning balance </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">442</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">191</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">144</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,544</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">6,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8,920</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">865</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,785</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in net income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(3)(5)  </sup></font><font style="font-family:Arial;font-size:7.5pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:pt">&#160;</sub></font><font style="font-family:Arial;font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(59</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">102</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in OCI</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Purchases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">180</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">32</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">505</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">448</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,414</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">302</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,716</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(41</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(318</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(277</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(645</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(77</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(722</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Settlements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(66</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(78</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(79</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers into Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(6)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">204</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">259</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers (out) of Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(284</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(262</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(546</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(546</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Foreign currency translation</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(151</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Ending balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">10,700</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Gains (losses) included in earnings relating to instruments still held at the reporting date</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(59</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">147</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">96</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">123</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Included in Net investment income (loss) for Total invested assets measured at fair value in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data, and as a result, no longer meet the Level 1 or 2 definitions at the reporting date. Transfers out of Level 3 occur when the pricing inputs become more transparent and satisfy the Level 1 or 2 criteria and are primarily the result of observable market data being available at the reporting date, thus removing the requirement to rely on inputs that lack observability. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Total gains and losses in net income (loss) and OCI are calculated assuming transfers into or out of Level 3 occur at the beginning of the period. For an asset or liability that transfers into Level 3 during the reporting period, the entire change in fair value for the period is included in the table above. For transfers out of Level 3 during the reporting period, the change in fair value for the period is excluded from the table above.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Foreign currency translation relates to the foreign exchange impact of translating Level 3 assets and liabilities of foreign subsidiaries from their functional currencies to Canadian dollars.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Investment properties included in net income is comprised of fair value changes on investment properties of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$529</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$211</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017) net of amortization of leasing commissions and tenant inducements of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$88</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$53</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017).</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Transfers into Level 3 in Investment properties includes the reclassification of our former head office location in 2017, previously classified as owner-occupied with a fair value of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$259</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> at the time of transfer from Other assets to Investment properties. The reclassification recognized a revaluation surplus of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$172</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">, which was recorded as an increase of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$139</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> of accumulated other comprehensive income, net of taxes of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$33</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Unobservable Inputs and Sensitivity for Level 3 Assets </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our assets categorized in Level 3 of the fair value hierarchy are primarily Investment properties, Debt securities, and Other invested assets.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of Investment properties is determined by using the discounted cash flows methodology as described in Note 5.A.ii. The key unobservable inputs used in the valuation of investment properties as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> include the following: </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Estimated rental value: The estimated rental value is based on contractual rent and other local market lease transactions net of reimbursable operating expenses. An increase (decrease) in the estimated rental value would result in a higher (lower) fair value. The estimated rental value varies depending on the property types, which include retail, office, and industrial properties. The estimated rental value (in dollars, per square foot, per annum) ranges from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$12.00</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$76.00</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for retail and office properties and from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$3.00</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$11.00</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for industrial properties. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Rental growth rate: The rental growth rate is typically estimated based on expected market behaviour, which is influenced by the type of property and geographic region of the property. An increase (decrease) in the rental growth rate would result in a higher (lower) fair value. The rental growth rate (per annum) ranges from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">0.00%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">3.00%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Long-term vacancy rate: The long-term vacancy rate is typically estimated based on expected market behaviour, which is influenced by the type of property and geographic region of the property. An increase (decrease) in the long-term vacancy rate would result in a lower (higher) fair value. The long-term vacancy rate ranges from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2.00%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10.00%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Discount rate: The discount rate is derived from market activity across various property types and geographic regions and is a reflection of the expected rate of return to be realized on the investment over the next </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years. An increase (decrease) in the discount rate would result in a lower (higher) fair value. The discount rate ranges from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">4.00%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10.25%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Terminal capitalization rate: The terminal capitalization rate is derived from market activity across various property types and geographic regions and is a reflection of the expected rate of return to be realized on the investment over the remainder of its life after the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year period. An increase (decrease) in the terminal capitalization rate would result in a lower (higher) fair value. The terminal capitalization rate ranges from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">4.25%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">8.75%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in the estimated rental value are positively correlated with changes in the rental growth rate. Changes in the estimated rental value are negatively correlated with changes in the long-term vacancy rate, the discount rate, and the terminal capitalization rate.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our Debt securities categorized in Level 3, which are included in Debt securities &#8211; FVTPL and Debt securities &#8211; AFS in the Level 3 roll forward table, consist primarily of corporate bonds. The fair value of these corporate bonds is generally determined using broker quotes that cannot be corroborated with observable market transactions. Significant unobservable inputs for these corporate bonds would include issuer spreads, which are comprised of credit, liquidity, and other security-specific features of the bonds. An increase (decrease) in these issuer spreads would result in a lower (higher) fair value. Due to the unobservable nature of these broker quotes, we do not assess whether applying reasonably possible alternative assumptions would have an impact on the fair value of the Level 3 corporate bonds. The majority of our debt securities categorized in Level 3 are FVTPL assets supporting insurance contract liabilities. Changes in the fair value of these assets supporting insurance contract liabilities are largely offset by changes in the corresponding insurance contract liabilities under CALM. As a result, though using reasonably possible alternative assumptions may have an impact on the fair value of the Level 3 debt securities, it would not have a significant impact on our Consolidated Financial Statements.   </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Other invested assets categorized in Level 3, which are included in Other invested assets &#8211; FVTPL and Other invested assets &#8211; AFS in the Level 3 roll forward table, consists primarily of limited partnership investments. The fair value of our limited partnership investments are based on net asset value ("NAV") provided by management of the limited partnership investments. Based on the unobservable nature of these NAVs, we do not assess whether applying reasonably possible alternative assumptions would have an impact on the fair value of the Level 3 limited partnership investments.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Valuation Process for Level 3 Assets </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our assets categorized in Level 3 of the fair value hierarchy are primarily Investment properties, Debt securities, and limited partnership investments included in Other invested assets. Our valuation processes for these assets are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of Investment properties are based on the results of appraisals performed annually and reviewed quarterly for material changes. The valuation methodology used to determine the fair value is in accordance with the standards of the Appraisal Institute of Canada, the U.S., and the U.K. Investment properties are appraised externally at least once every three years. Investment properties not appraised externally in a given year are reviewed by qualified appraisers. A management committee, including investment professionals, reviews the fair value of Investment properties for overall reasonability.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of Debt securities is generally obtained by external pricing services. We obtain an understanding of inputs and valuation methods used by external pricing services. When fair value cannot be obtained from external pricing services, broker quotes, or internal models subject to detailed review and validation processes are used. The fair value of debt securities is subject to price validation and review procedures to ensure overall reasonability.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of limited partnership investments, included in Other invested assets, is based on NAV. The financial statements used in calculating the NAV are generally audited annually. We review the NAV of the limited partnership investments and perform analytical and other procedures to ensure the fair value is reasonable.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">5.B Interest and Other Investment Income</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Interest and other investment income consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest income:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">131</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">65</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,312</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,292</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">352</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,928</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">175</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,097</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,872</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; dividends on fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">160</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; dividends on available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment properties rental income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">594</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">623</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment properties expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(259</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(286</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">242</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">223</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment expenses and taxes</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(207</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(193</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total interest and other investment income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,641</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,413</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Comprised of operating lease rental income.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">5.C Fair Value and Foreign Currency Changes on Assets and Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value change: </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,704</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,630</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(401</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1,295</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">649</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total change in fair value through profit or loss assets and liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(4,376</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,780</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value changes on investment properties</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">529</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange gains (losses)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">446</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(388</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Realized gains (losses) on property and equipment</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value and foreign currency changes on assets and liabilities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3,373</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,603</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease and as a result, we recognized a gain of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$28</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">5.D Cash, Cash Equivalents and Short-Term Securities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities presented in our Consolidated Statements of Cash Flows consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,089</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,504</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Short-term securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,208</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,794</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Bank overdraft, recorded in Other liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">104</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,750</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">5.E Derivative Financial Instruments and Hedging Activities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair values of derivative financial instruments by major class of derivatives are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest rate contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">922</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(440</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,188</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(518</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">130</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1,820</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">177</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,232</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other contracts</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">60</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total derivatives</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,756</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table presents the fair values of derivative assets and liabilities categorized by type of hedge for accounting purposes and derivative investments:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:193px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total notional amount</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Assets</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Liabilities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total notional amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative investments</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">58,268</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,101</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,134</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">53,299</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,439</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,575</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value hedges</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">779</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(153</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">690</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(181</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash flow hedges</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">151</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total derivatives</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">59,198</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">54,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,756</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Derivative investments are derivatives that have not been designated as hedges for accounting purposes.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We did not have any net investment hedges in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> or </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Hedge ineffectiveness recognized in Interest and other investment income consists of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value hedging ineffectiveness:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gains (losses) on the hedged items attributable to the hedged risk</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(41</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gains (losses) on the hedging derivatives</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">40</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net ineffectiveness on fair value hedges</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For cash flow hedges, we had hedge ineffectiveness of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in 2018 (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$3</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in 2017). We expect to reclassify a loss of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> from accumulated OCI to net income within the next 12 months that relates to cash flow hedges of anticipated award payments under certain share-based payment plans that are expected to occur in 2019, 2020 and 2021. The reclassification of accumulated OCI to income relating to these foreign currency forwards occurs upon disposal or impairment of the foreign operation.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">5.F Transfers of Financial Assets </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We enter into transactions, including mortgage securitization, repurchase agreements and securities lending, where we transfer financial assets while retaining the risks and rewards of ownership of the assets. These transferred financial assets are not derecognized and remain on our Consolidated Statements of Financial Position. The carrying value of the transferred assets and the associated liabilities are described in the sections below. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">5.F.i Mortgage Securitization</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We securitize certain insured fixed rate commercial mortgages through the creation of mortgage-backed securities under the National Housing Act Mortgage-Backed Securities ("NHA MBS") Program sponsored by the Canada Mortgage and Housing Corporation ("CMHC"). The NHA MBS are then sold to Canada Housing Trust, a government-sponsored security trust that issues securities to third-party investors under the Canadian Mortgage Bond ("CMB") program. The securitization of these assets does not qualify for derecognition as we have not transferred substantially all of the risks and rewards of ownership. Specifically, we continue to be exposed to pre-payment and interest rate risk associated with these assets. There are no expected credit losses on the securitized mortgages, as the mortgages were already insured by the CMHC prior to securitization. These assets continue to be recognized as Mortgages and loans in our Consolidated Statements of Financial Position. Proceeds from securitization transactions are recognized as secured borrowings and included in Other liabilities in our Consolidated Statements of Financial Position. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Receipts of principal on the securitized mortgages are deposited into a principal reinvestment account ("PRA") to meet our repayment obligation upon maturity under the CMB program. The assets in the PRA are typically comprised of cash and cash equivalents and certain asset-backed securities. We are exposed to reinvestment risk due to the amortizing nature of the securitized mortgages relative to our repayment obligation for the full principal amount due at maturity. We mitigate this reinvestment risk using interest rate swaps.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value and fair value of the securitized mortgages as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,328</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,318</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, respectively (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,283</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,267</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The carrying value and fair value of the associated liabilities as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,453</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,446</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, respectively (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,355</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,346</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The carrying value of asset-backed securities in the PRA as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">124</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$75</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, respectively. There are </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">no</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> cash and cash equivalents in the PRA as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of the secured borrowings from mortgage securitization is based on the methodologies and assumptions for asset-backed securities described in Note 5.A.ii. The fair value of these liabilities is categorized in Level 2 of the fair value hierarchy as at      </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">5.F.ii Repurchase Agreements </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We enter into repurchase agreements for operational funding and liquidity purposes. Repurchase agreements have maturities ranging from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">7</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">365</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> days, averaging </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">127</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> days, and bear interest at an average rate of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1.92%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1.25%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The carrying values of the transferred assets and the obligations related to their repurchase, which approximate their fair values, are </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,824</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,976</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). These liabilities are categorized in Level 2 of the fair value hierarchy. Collateral primarily consists of cash and cash equivalents as well as government guaranteed securities. Details on the collateral pledged are included in Note 6.A.ii.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">5.F.iii Securities Lending </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Company engages in securities lending to generate additional income. Certain securities from its portfolio are lent to other institutions for short periods. Collateral exceeding the fair value of the securities lent is deposited by the borrower with a lending agent, usually a securities custodian, and maintained by the lending agent until the underlying security has been returned to us. The fair value of the securities lent is monitored on a daily basis with additional collateral obtained or refunded as the fair values fluctuate. Collateral primarily consists of Canadian federal and provincial government securities and cash and cash equivalents. Certain arrangements allow us to invest the cash collateral received for the securities lent. The carrying values of the securities lent approximate their fair values. The carrying values of the securities lent and the related collateral held are </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2,217</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2,338</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,467</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,546</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2017-01-01<br> -Section Disclosure<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=13&amp;date=2017-03-01&amp;anchor=sect_Disclosure&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_FairValueMeasurementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair Value Measurement [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_FairValueMeasurementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881418144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Instrument Risk Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_FinancialInstrumentsAbstract', window );"><strong>Financial Instruments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory', window );">Financial Instrument Risk Management</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The significant risks related to financial instruments are credit risk, market risk (including equity risk, interest rate and spread risk, and foreign currency risk) and liquidity risk. The following sections describe how we manage these risks.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Some of our financial instruments risk management policies and procedures are described in our Annual Management's Discussion and Analysis (&#8220;MD&amp;A&#8221;) for the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The shaded text and tables in the Risk Management section of the MD&amp;A represent part of our disclosures on credit, market and liquidity risks and include a description of how we measure our risk and our objectives, policies and methodologies for managing these risks. Therefore, the shaded text and tables are an integral part of these Consolidated Financial Statements.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We use derivative instruments to manage market risks related to equity market, interest rate and currency fluctuations and in replication strategies for permissible investments. We do not engage in speculative investment in derivatives.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The gap in market sensitivities or exposures between liabilities and supporting assets is monitored and managed within defined tolerance limits, by using derivative instruments, where appropriate. We use models and techniques to measure the effectiveness of our risk management strategies.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">6.A Credit Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Credit risk is the possibility of loss from amounts owed by our borrowers or financial counterparties. We are subject to credit risk in connection with issuers of securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties (including derivative, repurchase agreement and securities lending counterparties), other financial institutions and other entities.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Losses may occur when a counterparty fails to make timely payments pursuant to the terms of the underlying contractual arrangement or when the counterparty</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8217;</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">s credit rating or risk profile otherwise deteriorates. Credit risk can also arise in connection with deterioration in the value of, or ability to realize, any underlying security that may be used as collateral for the debt obligation</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Credit risk can occur as a result of broad economic conditions, challenges within specific sectors of the economy, or from issues affecting individual companies. Events that result in defaults, impairments or downgrades of the securities in our investment portfolio would cause the Company to record realized or unrealized losses and may cause an increase in our provisions for asset default, adversely impacting earnings.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Credit Risk Management Governance and Control</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We employ a wide range of credit risk management practices and controls, as outlined below:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Credit risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp; Conduct Review Committee.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Risk appetite limits have been established for credit risk.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">I</font><font style="color:#000000;font-family:Arial;font-size:8.5pt;">ncome and regulatory capital sensitivities are monitored, managed and reported against pre-established risk limits.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Comprehensive</font><font style="color:#000000;font-family:Arial;font-size:8.5pt;"> Investment and Credit Risk Management Policy, guidelines and practices</font><font style="color:#000000;font-family:Arial;font-size:8.5pt;"> are in place.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">  </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Specific investment diversification requirements are in place, such as defined investment limits for asset class, geography, and industry.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Risk-based credit portfolio, counterparty, and sector exposure limits have been established.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Mandatory use of credit quality ratings for portfolio investments has been established and is reviewed regularly. These internal rating decisions for new fixed income investments and ongoing review of existing rating decisions are independently adjudicated by Corporate Risk Management.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Comprehensive due diligence processes and ongoing credit analyses are conducted.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Comprehensive compliance monitoring practices and procedures including reporting against pre-established investment limits are in place.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Reinsurance exposures are monitored to ensure that no single reinsurer represents an undue level of credit risk.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Stress-testing techniques, such as </font><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Dynamic Capital Adequacy Testing ("DCAT")</font><font style="color:#000000;font-family:Arial;font-size:8.5pt;">, are used to measure the effects of large and sustained adverse credit developments.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">  </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.A.i Maximum Exposure to Credit Risk </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our maximum credit exposure related to financial instruments as at December 31 is the balance as presented in our Consolidated Statements of Financial Position as we believe that these carrying amounts best represent the maximum exposure to credit risk. The credit exposure for debt securities may be increased to the extent that the amounts recovered from default are insufficient to satisfy the actuarial liability cash flows that the assets are intended to support. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The positive fair value of derivative assets is used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all derivative contracts with a positive fair value. Additionally, we have credit exposure to items not on the Consolidated Statements of Financial Position as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Off-balance sheet items:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loan commitments</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,740</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Guarantees</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total off-balance sheet items</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,460</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,752</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Loan commitments include commitments to extend credit under commercial and multi-family residential mortgages and private debt securities not quoted in an active market. Commitments on debt securities contain provisions that allow for withdrawal of the commitment if there is deterioration in the credit quality of the borrower.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.A.ii Right of Offset and Collateral</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We invest in financial assets which may be secured by real estate properties, pools of financial assets, third-party financial guarantees, credit insurance, and other arrangements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For OTC derivatives, collateral is collected from and pledged to counterparties to manage credit exposure according to the Credit Support Annex (&#8220;CSA&#8221;), which forms part of the International Swaps and Derivatives Association's (&#8220;ISDA&#8221;) master agreements. It is common practice to execute a CSA in conjunction with an ISDA master agreement. Under the ISDA master agreements for OTC derivatives, we have a right of offset in the event of default, insolvency, bankruptcy, or other early termination. In the ordinary course of business, bilateral OTC exposures under these agreements are substantially mitigated through associated collateral agreements with a majority of our counterparties.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For exchange-traded derivatives subject to derivative clearing agreements with the exchanges and clearinghouses, there is no provision for set-off at default. Initial margin is excluded from the table below as it would become part of a pooled settlement process.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For repurchase agreements and reverse repurchase agreements, assets are sold or purchased with a commitment to resell or repurchase at a future date. Additional collateral may be pledged to or collected from counterparties to manage credit exposure according to bilateral repurchase or reverse repurchase agreements. In the event of default by a counterparty, we are entitled to liquidate the assets we hold as collateral to offset against obligations to the same counterparty.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the case of securities lending, assets are lent with a commitment from the counterparty to return at a future date. Cash or securities are received as collateral from the counterparty. In the event of default by the counterparty, we are entitled to liquidate the assets we hold as collateral to offset against obligations to the same counterparty.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We do not offset financial instruments in our Consolidated Statements of Financial Position, as our rights of offset are conditional. The following tables present the effect of conditional netting and similar arrangements. Similar arrangements include global master repurchase agreements, security lending agreements, and any related rights to financial collateral.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:31%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at December 31,</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;">Financial instruments presented in the Consolidated Statements of Financial Position</font><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td rowspan="2" style="vertical-align:bottom;" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;">Related amounts not set off in</font></div><div style="text-align:center;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;">the Consolidated Statements of Financial Position</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">Financial instruments presented in the Consolidated Statements of Financial Position</font><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">Related amounts not set off in</font></div><div style="text-align:center;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">the Consolidated Statements of Financial Position</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;">Financial instruments subject to master netting or similar agreements</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;">Financial collateral (received) pledged</font><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;font-weight:bold;">Net amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">Financial instruments subject to master netting or similar agreements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">Financial collateral (received) pledged</font><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">Net amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Financial assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative assets (Note 6.A.v)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(768</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(298</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">46</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(694</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(662</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">122</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Reverse repurchase agreements (Note 8)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total financial assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,129</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(785</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(298</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,478</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(662</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">122</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Financial liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(2,295</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">768</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(395</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1,756</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">694</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">754</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(308</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Repurchase agreements (Note 5.F.ii)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,824</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,807</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1,976</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,976</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total financial liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4,119</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">785</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,939</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(395</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(3,732</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">2,730</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(308</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Net amounts of the financial instruments presented in our Consolidated Statements of Financial Position are the same as our gross recognized financial instruments, as we do not offset financial instruments in our Consolidated Statements of Financial Position.</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Financial collateral excludes overcollateralization and for exchange-traded derivatives, initial margin. Total financial collateral, including initial margin and overcollateralization, received on derivative assets was </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$470</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$853</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">), received on reverse repurchase agreements was </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$17</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> ($</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">nil</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">), pledged on derivative liabilities was </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,726</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,127</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">), and pledged on repurchase agreements was </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,824</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,976</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">).</font></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.A.iii Concentration Risk</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Concentrations of credit risk arise from exposures to a single debtor, a group of related debtors, or groups of debtors that have similar credit risk characteristics, such as groups of debtors in the same economic or geographic regions or in similar industries. Related issuers may have similar economic characteristics so that their ability to meet contractual obligations may be impacted similarly by changes in the economic or political conditions. We manage this risk by appropriately diversifying our investment portfolio through the use of concentration limits. In particular, we maintain policies which set counterparty exposure limits to manage the credit exposure for investments in any single issuer or to the same underlying credit. Exceptions exist for investments in securities which are issued or guaranteed by the Government of Canada, U.S. or U.K. and issuers for which the Risk &amp; Conduct Review Committee have granted specific approval. Mortgages are collateralized by the related property, and generally do not exceed 75% of the value of the property at the time the original loan is made. Our mortgages and loans are diversified by type and location and, for mortgages, by borrower. Loans provide diversification benefits (name, industry and geography) and often provide stronger covenants and collateral than public debt securities, thereby providing both better credit protection and potentially higher recoveries in the event of default. The following tables provide details of the debt securities, mortgages, and loans held by issuer country, geographic location and industry sector, where applicable.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of debt securities by geographic location is shown in the following table. The geographic location is based on the country of the creditor's parent.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:148px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit  or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for- sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit  or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for- sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25,091</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,217</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">29,308</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24,132</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,114</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28,246</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,329</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,917</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27,246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20,758</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,092</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">565</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,657</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,319</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">590</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,909</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,890</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,342</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,232</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,758</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,229</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,987</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of debt securities by issuer and industry sector is shown in the following table:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:284px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for-sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities issued or guaranteed by:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canadian federal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,830</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,746</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,576</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,832</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,198</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canadian provincial and municipal government<br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,866</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,065</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,296</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">U.S. government and agency</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,527</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,907</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,049</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other foreign government</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,929</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">717</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,361</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">752</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total government issued or guaranteed debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">22,005</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,189</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27,194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22,116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,540</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,656</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Corporate debt securities by industry sector</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:8.5pt;">:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Financials</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,470</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,860</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,561</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Utilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,353</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">528</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,881</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,756</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">550</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Industrials</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,053</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">590</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,643</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,090</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,797</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Energy</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,628</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">340</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,657</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Communication services</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,826</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,307</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,826</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">545</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,371</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,640</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">376</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,016</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,213</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health care</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,734</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">299</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,033</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,256</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">323</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Consumer staples</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,882</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,920</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">351</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,271</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Consumer discretionary</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,372</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,581</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,329</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">363</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,692</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Materials</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">256</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Information technology</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,024</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">207</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,056</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">267</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,323</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34,870</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,013</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39,883</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">34,170</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,894</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">40,064</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Asset-backed securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,527</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,839</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,366</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,681</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,218</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,899</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(1) Balances in 2017 have been changed to conform with current year presentation.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(2) Our grouping of debt securities by sector is based on the Global Industry Classification Standard and S&amp;P Dow Jones Indices. During 2018, certain </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:48px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Consumer discretionary and Information technology debt securities were moved to the Communication services sector.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of mortgages and loans by geographic location and type is shown in the following tables. The geographic location for mortgages is based on location of property, while for corporate loans it is based on the country of the creditor's parent. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:217px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">United States</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">United Kingdom</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Retail</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,921</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,281</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Office</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,811</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,228</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Multi-family residential</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,920</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,375</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Industrial and land</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,906</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">618</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">104</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">722</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,557</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,876</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,433</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,238</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,547</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,389</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages and loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,795</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19,334</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,547</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,822</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$3,537</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> of mortgages in Canada are insured by the CMHC.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:217px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Retail</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,027</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,264</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Office</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,363</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,261</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Multi-family residential</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,368</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,582</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Industrial and land</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">670</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">990</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,660</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">581</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">699</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,493</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,265</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,542</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,678</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,827</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,312</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages and loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21,655</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16,645</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,678</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,827</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,805</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$3,171</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> of mortgages in Canada are insured by the CMHC.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.A.iv Contractual Maturities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The contractual maturities of debt securities are shown in the following table. Actual maturities could differ from contractual maturities because of the borrower's right to call or extend or right to prepay obligations, with or without prepayment penalties.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:148px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for- sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for- sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in 1 year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,189</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,175</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,364</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,432</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,053</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,485</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 2-5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,307</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,865</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,172</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,903</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,465</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,368</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 6-10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,080</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,660</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,148</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,177</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due after 10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39,826</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,421</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">44,247</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">40,484</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,957</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45,441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of mortgages by scheduled maturity, before allowances for losses, is as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in 1 year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">968</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">931</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 2-5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,118</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,829</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 6-10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,351</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,963</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due after 10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,021</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,792</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,515</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of loans by scheduled maturity, before allowances for losses, is as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in 1 year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,425</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,806</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 2-5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,350</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 6-10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due after 10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,863</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,216</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,439</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,340</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Notional amounts of derivative financial instruments are the basis for calculating payments and are generally not the actual amounts exchanged. The following table provides the notional amounts of derivative instruments outstanding by type of derivative and term to maturity:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:687px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:182px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Term to maturity</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Term to maturity</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Under </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1 Year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1 to 5 </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Over 5 </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Under </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1 Year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1 to 5 </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Over 5 </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Over-the-counter contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest rate contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Forward contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">469</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">469</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Swap contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,101</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,685</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,292</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,486</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16,053</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20,887</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Options purchased</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,198</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,833</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,266</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,779</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Options written</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">648</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,350</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">786</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">459</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,245</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Forward contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,529</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,544</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,305</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,347</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Swap contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">532</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,210</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,193</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">332</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,198</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Forward contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">285</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">259</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Swap contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">113</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">126</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Credit derivatives</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,329</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,356</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">903</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">170</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Exchange-traded contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest rate contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Futures contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,415</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,415</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Futures contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,377</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,377</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,216</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,216</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Options purchased</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">465</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">47</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total notional amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,308</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,006</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">29,884</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">59,198</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,895</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,879</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,347</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">54,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">These are covered short derivative positions that may include interest rate options, swaptions, or floors.</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table provides the fair value of derivative instruments outstanding by term to maturity:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:161px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Term to maturity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Term to maturity</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Under </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1 Year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1 to 5</font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Over 5</font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Under </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1 Year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1 to 5</font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Over 5</font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;Years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">100</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">862</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">97</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">226</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,155</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(240</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(555</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1,500</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(347</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,319</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,756</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.A.v Asset Quality</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following sections describe our assessment of the credit quality of our financial assets. We monitor credit quality based on internal risk ratings as well as ratings assigned by external rating agencies where available.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Debt Securities by Credit Rating</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment grade debt securities are those rated BBB and above. Our debt security portfolio was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">99%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">investment grade based on carrying value as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">98%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The credit risk ratings were established in accordance with the internal rating process described in the Credit Risk Management Governance and Control section.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table summarizes our debt securities by credit quality:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:164px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for-sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities by credit rating:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AAA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,728</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,919</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15,647</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,449</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,208</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,044</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,252</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,006</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,809</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,815</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19,089</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,447</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,536</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19,603</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,000</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22,603</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BBB</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,483</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">20,129</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16,894</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,674</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19,568</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BB and lower</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">731</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">148</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">879</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">885</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">299</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,184</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Mortgages and Loans by Credit Rating</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The credit quality of mortgages and loans is evaluated internally through regular monitoring of credit-related exposures. We use judgment and experience to determine what factors should be considered when assigning an internal credit rating, which is validated through the use of credit scoring models, to a particular mortgage or corporate loan. The internal credit ratings reflect the credit quality of the borrower as well as the value of any collateral held as security.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following tables summarize our mortgages and loans by credit quality indicator:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages by credit rating:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insured</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,537</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,171</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AAA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,716</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,841</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,304</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BBB</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,925</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,060</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BB and lower</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">912</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,227</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impaired</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,433</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,493</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans by credit rating:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AAA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">341</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,659</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,670</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,483</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,626</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BBB</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,766</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,745</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BB and lower </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,097</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">810</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impaired</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">61</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,389</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,312</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Derivative Financial Instruments by Counterparty Credit Rating</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Derivative instruments consist of bilateral OTC contracts negotiated directly between counterparties, OTC contracts cleared through central clearing houses or exchange-traded contracts. Since a counterparty failure in an OTC derivative transaction could render it ineffective for hedging purposes, we generally transact our derivative contracts with highly rated counterparties. In limited circumstances, we enter into transactions with lower-rated counterparties if credit enhancement features are included.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We pledge and hold assets as collateral under CSAs for bilateral OTC derivative contracts. The collateral is realized in the event of early termination as defined in the agreements. The assets held and pledged are primarily cash and debt securities issued by the Canadian federal government and U.S. government and agencies. While we are generally permitted to sell or re-pledge the assets held as collateral, we have not sold or re-pledged any assets. Exchange-traded and cleared OTC derivatives require the posting of initial margin, as well as daily cash settlement of variation margin. The terms and conditions related to the use of the collateral are consistent with industry practice.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Further details on collateral held and pledged as well as the impact of netting arrangements are included in Note 6.A.ii.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table shows the OTC derivative financial instruments with a positive fair value split by counterparty credit rating:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:190px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:21px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:21px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Gross positive replacement cost</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Impact of master netting agreements</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;Net replacement cost</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross positive replacement cost</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impact of master netting agreements</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Net replacement cost</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Over-the-counter contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">289</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(252</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">113</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(95</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">750</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(507</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">243</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">872</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(589</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">283</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BBB</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">466</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(10</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">456</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total over-the-counter derivatives</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,085</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(768</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">317</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,451</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">757</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Exchange-traded derivatives with a positive fair value of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$27</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$27</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">) are excluded from the table above, as they are subject to daily margining requirements. Our credit exposure on these derivatives is with the exchanges and clearinghouses.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Used to determine the credit risk exposure if the counterparties were to default. The credit risk exposure is the cost of replacing, at current market rates, all contracts with a positive fair value. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">The credit risk associated with derivative assets subject to master netting arrangements is reduced by derivative liabilities due to the same counterparty in the event of default or early termination. Our overall exposure to credit risk reduced through master netting arrangements may change substantially following the reporting date as the exposure is affected by each transaction subject to the arrangement. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Net replacement cost is positive replacement cost less the impact of master netting agreements.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Credit Default Swaps by Underlying Financial Instrument Credit Rating</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Credit default swaps ("CDS") are OTC contracts that transfer credit risk related to an underlying referenced financial instrument from one counterparty to another. The purchaser receives protection against the decline in the value of the referenced financial instrument as a result of specified credit events such as default or bankruptcy. The seller receives a periodic premium in return for payment contingent on a credit event affecting the referenced financial instrument. CDS index contracts are those where the underlying referenced financial instruments are a group of assets. The Company enters into credit derivatives to replicate credit exposure of an underlying reference security and enhance investment returns.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> The credit risk ratings of the underlying reference securities for single name contracts were established in accordance with the internal rating process described in the Credit Risk Management Governance and Control section.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table provides a summary of the credit default swap protection sold by credit rating of the underlying reference security:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:348px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Notional amount</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Notional amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Single name CDS contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">67</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">611</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">584</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BBB</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">674</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">446</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total single name CDS contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,333</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,097</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">CDS index contracts</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total credit default swap contracts</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,356</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Reinsurance Assets by Credit Rating</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The table below presents the distribution of Reinsurance assets by credit rating: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:204px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:54px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:54px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Gross exposure</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Collateral</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Net exposure</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross exposure</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Collateral</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net exposure</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Reinsurance assets by credit rating:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AA</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,442</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,436</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,237</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">A</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,760</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">83</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,632</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">99</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,533</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BBB</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">203</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">41</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">BB</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,617</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,539</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">B</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">74</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">CCC</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">252</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">72</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">180</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Not rated</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">79</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">76</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,413</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,985</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,428</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,902</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,820</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,082</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: negative reinsurance assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,272</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">874</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total Reinsurance assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.A.vi Impairment of Assets </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Management assesses debt and equity securities, mortgages and loans, and other invested assets for objective evidence of impairment at each reporting date. We employ a portfolio monitoring process to identify assets or groups of assets that have objective evidence of impairment, having experienced a loss event or events that have an impact on the estimated future cash flows of the asset or group of assets. There are inherent risks and uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, including both internal and external factors such as general economic conditions, issuers' financial conditions and prospects for economic recovery, market interest rates, unforeseen events which affect one or more issuers or industry sectors, and portfolio management parameters, including asset mix, interest rate risk, portfolio diversification, duration matching, and greater than expected liquidity needs. All of these factors could impact our evaluation of an asset or group of assets for objective evidence of impairment.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Management exercises considerable judgment in assessing for objective evidence of impairment and, based on its assessment, classifies specific assets as either performing or into one of the following credit quality lists:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8220;Monitor List&#8221; &#8211; the timely collection of all contractually specified cash flows is reasonably assured, but changes in issuer-specific facts and circumstances require monitoring. No impairment charge is recorded for unrealized losses on assets related to these debtors.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8220;Watch List&#8221; &#8211; the timely collection of all contractually specified cash flows is reasonably assured, but changes in issuer-specific facts and circumstances require heightened monitoring. An asset is moved from the Monitor List to the Watch List when changes in issuer-specific facts and circumstances increase the possibility that a security may experience a loss event on an imminent basis. No impairment charge is recorded for unrealized losses on assets related to these debtors.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8220;Impaired List&#8221; &#8211; the timely collection of all contractually specified cash flows is no longer reasonably assured. For these investments that are classified as AFS or amortized cost, an impairment charge is recorded or the asset is sold and a realized loss is recorded as a charge to income. Impairment charges and realized losses are recorded on assets related to these debtors.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our approach to determining whether there is objective evidence of impairment varies by asset type. However, we have a process to ensure that in all instances where a decision has been made to sell an asset at a loss, the asset is impaired.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Debt Securities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Objective evidence of impairment on debt securities involves an assessment of the issuer's ability to meet current and future contractual interest and principal payments. In determining whether debt securities have objective evidence of impairment, we employ a screening process. The process identifies securities in an unrealized loss position, with particular attention paid to those securities whose fair value to amortized cost percentages have been less than 80% for an extended period of time. Discrete credit events, such as a ratings downgrade, are also used to identify securities that may have objective evidence of impairment. The securities identified are then evaluated based on issuer-specific facts and circumstances, including an evaluation of the issuer's financial condition and prospects for economic recovery, evidence of difficulty being experienced by the issuer's parent or affiliate, and management's assessment of the outlook for the issuer's industry sector.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Management also assesses previously impaired debt securities whose fair value has recovered to determine whether the recovery is objectively related to an event occurring subsequent to the impairment loss that has an impact on the estimated future cash flows of the asset.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Asset-backed securities are assessed for objective evidence of impairment. Specifically, we periodically update our best estimate of cash flows over the life of the security. In the event that there is an adverse change in the expected cash flows, the asset is impaired. Estimating future cash flows is a quantitative and qualitative process that incorporates information received from third parties, along with assumptions and judgments about the future performance of the underlying collateral. Losses incurred on the respective mortgage-backed securities portfolios are based on loss models using assumptions about key systematic risks, such as unemployment rates and housing prices, and loan-specific information such as delinquency rates and loan-to-value ratios.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Equity Securities and Other Invested Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Objective evidence of impairment for equity securities and investments in limited partnerships, segregated funds, and mutual funds involves an assessment of the prospect of recovering the cost of our investment. Instruments in an unrealized loss position are reviewed to determine if objective evidence of impairment exists. Objective evidence of impairment for these instruments includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates, and a significant or prolonged decline in the fair value of the instruments below their cost.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We apply presumptive impairment tests to determine whether there has been a significant or prolonged decline in the fair value of an instrument below its cost, and unless extenuating circumstances exist, the instrument is considered to be impaired.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Mortgages and Loans</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Objective evidence of impairment on mortgages and loans involves an assessment of the borrower's ability to meet current and future contractual interest and principal payments. In determining whether objective evidence of impairment exists, we consider a number of factors including, but not limited to, the financial condition of the borrower and, for collateral dependent mortgages and loans, the fair value of the collateral.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Mortgages and loans causing concern are monitored closely and evaluated for objective evidence of impairment. For these mortgages and loans, we review information that is appropriate to the circumstances, including recent operating developments, strategy review, timelines for remediation, financial position of the borrower and, for collateral-dependent mortgages and loans, the value of security as well as occupancy and cash flow considerations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In addition to specific allowances, circumstances may warrant a collective allowance based on objective evidence of impairment for a group of mortgages and loans. We consider regional economic conditions, developments for various property types, and significant exposure to struggling tenants in determining whether there is objective evidence of impairment for certain collateral dependent mortgages and loans, even though it is not possible to identify specific mortgages and loans that are likely to become impaired on an individual basis.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Management also assesses previously impaired mortgages and loans to determine whether a recovery is objectively related to an event occurring subsequent to the impairment loss that has an impact on the estimated future cash flows of the asset.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Impairment of Fair Value Through Profit or Loss Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We generally maintain distinct asset portfolios for each line of business. Changes in the fair values of these assets are largely offset by changes in the value of insurance contract liabilities, when there is an effective matching of assets and liabilities. For assets designated as FVTPL, the change in fair value arising from impairment is not separately disclosed. The reduction in fair values of FVTPL debt securities attributable to impairment results in an increase in insurance contract liabilities charged through the Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Impairment of Available-For-Sale Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We recognized impairment losses on available-for-sale assets of $12 for the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ($7 during </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We did not reverse any impairment on AFS debt securities during </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Past Due and Impaired Mortgages and Loans  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The distribution of mortgages and loans past due or impaired is shown in the following tables:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="27" rowspan="1"></td></tr><tr><td style="width:176px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:21px;" rowspan="1" colspan="1"></td><td style="width:6px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Gross carrying value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Allowance for losses</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Not past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,332</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,759</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Past due:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Past due less than 90 days</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Past due 90 days or more</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impaired</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">93</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">124</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,439</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,897</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross carrying value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Allowance for losses</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Not past due</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,482</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,180</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Past due:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Past due less than 90 days</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Past due 90 days or more</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impaired</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">33</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">89</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">122</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,515</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,340</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,855</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Changes in Allowances for Losses</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The changes in the allowances for losses are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:428px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, January 1, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Provision for (reversal of) losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Write-offs, net of recoveries, and other adjustments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Provision for (reversal of) losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Write-offs, net of recoveries, and other adjustments </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Balance, December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">6.B Market Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are exposed to financial and capital market risk, which is defined as the risk that the fair value or future cash flows of an insurance contract or financial instrument will fluctuate because of changes or volatility in market prices. Market risk includes equity, interest rate and spread, real estate and foreign currency risks.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Market Risk Management Governance and Control</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We employ a wide range of market risk management practices and controls as outlined below:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Market risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp; Conduct Review Committee.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Risk appetite limits have been established for equity, interest rate, real estate and foreign currency risks.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Income and regulatory capital sensitivities are monitored, managed and reported against pre-established risk limits.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Comprehensive asset-liability management and hedging policies, programs and practices are in place.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Product Design and Pricing Policy requires a detailed risk assessment and pricing provisions for material risks.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse market movements.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">  </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Specific market risks and our risk management strategies are discussed below in further detail.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.B.i Equity Risk</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Equity risk is the potential for financial loss arising from declines or volatility in equity market prices. We are exposed to equity risk from a number of sources. A portion of our exposure to equity risk arises in connection with benefit guarantees on segregated fund contracts. These benefit guarantees may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing for these guarantees is uncertain, and will depend upon a number of factors including general capital market conditions, underlying fund performance, policyholder behaviour, and mortality experience, which may result in negative impacts on our net income and capital.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We generate revenue in our asset management businesses and from certain insurance and annuity contracts where fees are levied on account balances that are affected directly by equity market levels. Accordingly, we have further exposure to equity risk as adverse fluctuations in the market value of such assets will result in corresponding adverse impacts on our revenue and net income. In addition, declining and volatile equity markets may have a negative impact on sales and redemptions (surrenders) in these businesses, and this may result in further adverse impacts on our net income and financial position. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We also have direct exposure to equity markets from the investments supporting other general account liabilities, surplus, and employee benefit plans. These exposures fall within our risk-taking philosophy and appetite, and are therefore generally not hedged. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of equities by issuer country is shown in the following table:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:686px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:156px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for-sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;&#160;Total equities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit    or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;Total equities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,651</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,666</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,282</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">53</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,335</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">508</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">388</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">896</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">765</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">671</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,436</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">126</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">130</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">135</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">734</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">946</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">901</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">213</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total equities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,634</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,020</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">6.B.ii Embedded Derivatives Risk </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">An embedded derivative is contained within a host insurance contract if it includes an identifiable condition to modify the cash flows that are otherwise payable. This section is applicable to those embedded derivatives where we are not required to, and have not measured (either separately or together with the host contract) the embedded derivative at fair value.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">A significant market risk exposure from embedded derivatives arises in connection with the benefit guarantees on segregated fund contracts. These benefit guarantees are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal, or annuitization. We have implemented hedging programs to mitigate a portion of this market risk exposure. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are also exposed to significant interest rate risk from embedded derivatives in certain general account products and segregated fund contracts, which contain explicit or implicit investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options, and benefit guarantees. If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal, or annuitization. These products are included in our asset-liability management program and the residual interest rate exposure is managed within our risk appetite limits. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are also exposed to interest rate risk through guaranteed annuitization options included primarily in retirement contracts and pension plans. These embedded options give policyholders the right to convert their investment into a pension on a guaranteed basis, thereby exposing us to declining long-term interest rates as the annuity guarantee rates come into effect. Embedded options on unit-linked pension contracts give policyholders the right to convert their fund at retirement into pensions on a guaranteed basis, thereby exposing us to declining interest rates and increasing equity market returns (increasing the size of the fund which is eligible for the guaranteed conversion basis). Guaranteed annuity options are included in our asset-liability management program and most of the interest rate and equity exposure is mitigated through hedging.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain insurance and annuity products, and adversely impact the expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss and accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse impact of the underlying losses.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Certain annuity and long-term disability contracts contain embedded derivatives as benefits are linked to the Consumer Price Index; however most of this exposure is hedged through the Company's ongoing asset-liability management program.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">6.C Liquidity Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Liquidity risk is the possibility that we will not be able to fund all cash outflow commitments and collateral requirements as they fall due. This includes the risk of being forced to sell assets at depressed prices resulting in realized losses on sale. This risk also includes restrictions on our ability to efficiently allocate capital among our subsidiaries due to various market and regulatory constraints on the movement of funds. Our funding obligations arise in connection with the payment of policyholder benefits, expenses, reinsurance settlements, asset purchases, investment commitments, interest on debt, and dividends on common and preferred shares. Sources of available cash flow include general fund premiums and deposits, investment related inflows (such as maturities, principal repayments, investment income and proceeds of asset sales), proceeds generated from financing activities, and dividends and interest payments from subsidiaries. We have various financing transactions and derivative contracts under which we may be required to pledge collateral or to make payments to our counterparties for the decline in market value of specified assets. The amount of collateral or payments required may increase under certain circumstances (such as changes to interest rates, credit spreads, equity markets or foreign exchange rates), which could adversely affect our liquidity.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Liquidity Risk Management Governance and Control</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We generally maintain a conservative liquidity position and employ a wide range of liquidity risk management practices and controls, which are described below:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Liquidity risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp; Conduct Review Committee.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Liquidity is managed in accordance with our Asset Liability Management Policy and operating guidelines.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Liquidity contingency plans are maintained for the management of liquidity in a liquidity event.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Stress testing is performed by comparing liquidity coverage risk metrics under a one-month stress scenario to our policy thresholds. These liquidity coverage risk metrics are measured and managed at the enterprise and legal entity levels</font><font style="color:#000000;font-family:Arial;font-size:8.5pt;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Stress testing of our collateral is performed by comparing collateral coverage ratios to our policy threshold.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Cash Management and asset-liability management programs support our ability to maintain our financial position by ensuring that sufficient cash flow and liquid assets are available to cover potential funding requirements. We invest in various types of assets with a view of matching them to our liabilities of various durations.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">We actively manage and monitor our capital and asset levels, and the diversification and credit quality of our investments. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Various credit facilities for general corporate purposes are maintained.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are subject to various regulations in the jurisdictions in which we operate. The ability of SLF Inc.'s subsidiaries to pay dividends and transfer funds is regulated in certain jurisdictions and may require local regulatory approvals and the satisfaction of specific conditions in certain circumstances.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Through effective cash management and capital planning, SLF Inc. ensures that its subsidiaries, as a whole and on a stand-alone basis, are properly funded and maintain adequate liquidity to meet obligations, both individually and in aggregate.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Based on our historical cash flows and liquidity management processes, we believe that the cash flows from our operating activities will continue to provide sufficient liquidity for us to satisfy debt service obligations and to pay other expenses as they fall due.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for financial instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Section Scope<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-01&amp;anchor=sect_Scope&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_FinancialInstrumentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financial Instruments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_FinancialInstrumentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881577056">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk Categories<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_FinancialInstrumentsAbstract', window );"><strong>Financial Instruments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory', window );">Risk Categories</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Categories</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td><td style="width:23%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="3" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">The shaded text and tables in the following section of this MD&amp;A represent our disclosure on credit, market and liquidity risks in accordance with IFRS 7 </font><font style="font-family:Arial;font-size:8.5pt;font-style:italic;">Financial Instruments - Disclosures</font><font style="font-family:Arial;font-size:8.5pt;">&#160;and includes a discussion on how we measure risk and our objectives, policies and methodologies for managing these risks. The shaded text and tables represent an integral part of our audited annual Consolidated Financial Statements for the year ended December&#160;31, 2018. The shading in this section does not imply that these disclosures are of any greater importance than non-shaded tables and text, and the Risk Management disclosure should be read in </font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">its entirety.</font></div></td><td colspan="4" style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">This information should be considered carefully together with other information in this MD&amp;A and in our 2018 AIF, our 2018</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Consolidated Financial Statements and other reports and materials that we file with securities regulators.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:14px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">In this section, segregated funds include segregated fund guarantees, variable annuities and investment products, and includes Run-off reinsurance in our Corporate business segment.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="13" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;">We rate fixed income investments primarily through the use of internally developed scorecards which combine an estimated probability of default and loss given default to determine an expected loss and credit risk rating. This rating is expressed using a 22-point scale that is generally consistent with those used by external rating agencies, and is based on detailed examination of the borrower&#8217;s, or issuer&#8217;s, credit quality and the characteristics of the specific instrument. The probability of default assessment is based on borrower-level or issuer-level analysis, which encompasses an assessment of industry risk, business strategy, competitiveness, strength of management and other financial information. The loss given default assessment is based on instrument-level analysis, which considers the impact of guarantees, covenants, liquidity and other structural features. These scorecards provide input to stochastic value-at-risk models and are used to stress test the portfolio, which provide insight into the distribution and characteristics of credit risk within our portfolios. In accordance with our policies and under normal circumstances, our ratings cannot be higher than the highest rating provided by certain Nationally Recognized Statistical Rating Organizations ("NRSROs"). Certain assets, including those in our sovereign debt and asset-backed securities portfolios, are assigned a rating based on ratings provided by NRSROs using a priority sequence order of Standard &amp; Poor's, Moody's, Fitch and DBRS Limited</font><font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;">.</font><font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;color:#ff0000;"><br clear="none"/></font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Interest Rate and Spread Risk</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest rate and spread risk is the potential for financial loss arising from changes or volatility in interest rates or spreads when asset cash flows and the policy obligations they support are not matched. This may result in the need to either sell assets to meet policy payments and expenses or reinvest excess asset cash flows in unfavourable interest rate or spread environments. The impact of changes or volatility in interest rates or spreads is reflected in the valuation of our financial assets and liabilities for insurance contracts.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="8" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Our primary exposure to interest rate and spread risk arises from certain general account products and segregated fund contracts which contain investment guarantees in the form of minimum crediting rates, guaranteed premium rates, settlement options and benefit guarantees. If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal or annuitization. These products are included in our asset-liability management program and the residual interest rate exposure is managed within our risk appetite limits.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="8" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">Declines in interest rates or narrowing spreads can result in compression of the net spread between interest earned on investments and interest credited to policyholders. Declines in interest rates or narrowing spreads may also result in increased asset calls, mortgage prepayments and net reinvestment of positive cash flows at lower yields, and therefore adversely impact our profitability and financial position. Negative interest rates may additionally result in losses on our cash deposits and low or negative returns on our fixed income assets impacting our profitability. In contrast, increases in interest rates or a widening of spreads may have a material impact on the value of fixed income assets, resulting in depressed market values, and may lead to lower LICAT ratios or losses in the event of the liquidation of assets prior to maturity.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="7" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain insurance and annuity products, and adversely impact the expected pattern of redemptions (surrenders) on existing policies. Increases in interest rates or widening spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss and accelerate recognition of certain acquisition expenses. While we have established hedging programs in place and our insurance and annuity products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse impact of the underlying losses.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">We also have direct exposure to interest rates and spreads from investments supporting other general account liabilities, surplus and employee benefit plans. Lower interest rates or a narrowing of spreads will result in reduced investment income on new fixed income asset purchases. Conversely, higher interest rates or wider spreads will reduce the value of our existing assets. These exposures fall within our risk-taking philosophy and appetite and are therefore generally not hedged.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Market Risk Sensitivities</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="4" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">We utilize a variety of methods and measures to quantify our market risk exposures. These include duration management, key rate duration techniques, convexity measures, cash flow gap analysis, scenario testing, and sensitivity testing of earnings and regulatory capital ratios versus risk appetite limits.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="8" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Our net income</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:8.5pt;">&#160;is affected by the determination of policyholder obligations under our annuity and insurance contracts. These amounts are determined using internal valuation models and are recorded in our Annual Consolidated Financial Statements, primarily as Insurance contract liabilities. The determination of these obligations requires management to make assumptions about the future level of equity market performance, interest rates, credit and swap spreads and other factors over the life of our products. Differences between our actual experience and our best estimate assumptions are reflected in our Annual Consolidated Financial Statements. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Equity Market Sensitivities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:678px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:228px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:94px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td colspan="16" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018<br clear="none"/></font><font style="font-family:Arial;font-size:8.5pt;">($ millions, unless otherwise noted)</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in Equity Markets</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25% decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10% decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10% increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25% increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Potential impact on net income</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(300</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">250</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Potential impact on OCI</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(50</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017<br clear="none"/>($ millions, unless otherwise noted)</font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in Equity Markets</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25% decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10% decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10% increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25% increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Potential impact on net income</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(300</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">300</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Potential impact on OCI</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(200</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(50</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">200</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:6.5pt;">&#160;Represents the respective change across all equity markets as at December 31, 2018 and December 31, 2017. Assumes that actual equity exposures consistently and precisely track the broader equity markets. Since in actual practice equity-related exposures generally differ from broad market indices (due to the impact of active management, basis risk, and other factors), realized sensitivities may differ significantly from those illustrated above. Sensitivities include the impact of re-balancing equity hedges for dynamic hedging programs at 2% intervals (for 10% changes in equity markets) and at 5% intervals (for 25% changes in equity markets).</font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:6.5pt;">&#160;The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at December 31, 2018 and December 31, 2017, and include new business added and product changes implemented prior to such dates.<br clear="none"/></font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font><font style="font-family:Arial;font-size:6.5pt;">&#160;Net income and OCI sensitivities have been rounded to the nearest $50 million. The sensitivities exclude the market impacts on the income from our joint ventures and associates, which we account for on an equity basis. </font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:229px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:96px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">($ millions, unless otherwise noted)</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:middle;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in Interest Rates</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50 basis point decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50 basis point increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50 basis point decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50 basis point increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Potential impact on net income</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(3)(4)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(100</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Potential impact on OCI</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">250</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(250</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">250</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(250</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></font><font style="font-family:Arial;font-size:6.5pt;">Interest rate sensitivities assume a parallel shift in assumed interest rates across the entire yield curve as at December 31, 2018 and December 31, 2017 with no change to the Actuarial Standards Board ("ASB") promulgated Ultimate Reinvestment Rate ("URR"). Variations in realized yields based on factors such as different terms to maturity and geographies may result in realized sensitivities being significantly different from those illustrated above. Sensitivities include the impact of re-balancing interest rate hedges for dynamic hedging programs at 10 basis point intervals (for 50 basis point changes in interest rates).</font></div></td></tr><tr><td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:6.5pt;">The market risk sensitivities include the estimated mitigation impact of our hedging programs in effect as at December 31, 2018 and December 31, 2017, and include new business added and product changes implemented prior to such dates.</font></div></td></tr><tr><td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)  </sup></font><font style="font-family:Arial;font-size:6.5pt;">Net income and OCI sensitivities have been rounded to the nearest $50 million. The sensitivities exclude the market impacts on the income from our joint ventures and associates, which we account for on an equity basis. </font></div></td></tr><tr><td colspan="16" style="vertical-align:middle;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:6.5pt;">&#160;The majority of interest rate sensitivity, after hedging, is attributed to individual insurance products. We also have interest rate sensitivity, after hedging, from our fixed annuity and segregated funds products.</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">The above sensitivities were determined using a 50 basis point change in interest rates and a 10% change in our equity markets because we believe that these market shocks were reasonably possible as at December 31, 2018. We have also disclosed the impact of a 25% change in equity markets to illustrate that significant changes in equity market levels may result in other than proportionate impacts on our sensitivities.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Credit Spread and Swap Spread Sensitivities</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="4" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;">We have estimated the immediate impact or sensitivity of our net income attributable to certain instantaneous changes in credit and swap spreads. The credit spread sensitivities reflect the impact of changes in credit spreads on our asset and liability valuations (including non-sovereign fixed income assets, provincial governments, corporate bonds, and other fixed income assets). The swap spread sensitivities reflect the impact of changes in swap spreads on swap-based derivative positions and liability valuations.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:281px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:92px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:89px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:91px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:92px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">($ millions, unless otherwise noted)</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Credit Spread Sensitivities</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Swap Spread Sensitivities</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Net income sensitivity</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">50 basis point decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">50 basis point increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">20 basis point decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">20 basis point increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">(75</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">75</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">(25</font></div></td><td style="vertical-align:bottom;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#dddddd;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#dddddd;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">)</font></div></td></tr><tr><td colspan="13" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:6.5pt;">&#160;In most instances, credit spreads are assumed to revert to long-term insurance contract liability assumptions generally over a five-year period.<br clear="none"/></font><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:6.5pt;">&#160;Sensitivities have been rounded to the nearest $25 million.</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;background-color:#dddddd;">The credit and swap spread sensitivities assume a parallel shift in the indicated spreads across the entire term structure. Variations in realized spread changes based on different terms to maturity, geographies, asset classes and derivative types, underlying interest rate movements, and ratings may result in realized sensitivities being significantly different from those provided above. The credit spread sensitivity estimates exclude any credit spread impact that may arise in connection with asset positions held in segregated funds. Spread sensitivities are provided for the consolidated entity and may not be proportional across all reporting segments. Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates.</font><font style="font-family:Arial;font-size:8.5pt;">&#160;</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Market Risk Management Strategies</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">We have implemented asset-liability management and hedging programs involving regular monitoring and adjustment of market risk exposures using assets, derivative instruments and repurchase agreements to maintain market risk exposures within our risk appetite. The general availability and cost of these hedging instruments may be adversely impacted by a number of factors including changes in interest rates, increased volatility in capital markets, and changes in the general market and regulatory environment within which these hedging programs operate. </font><font style="font-family:Arial;font-size:8.5pt;">In particular, regulations for over-the-counter derivatives could impose additional costs and could affect our hedging strategy. </font><font style="font-family:Arial;font-size:8.5pt;">In addition, these programs may themselves expose us to other risks. </font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Foreign Currency Risk</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign currency risk is the result of mismatches in the currency of our assets and liabilities (inclusive of capital), and cash flows. This risk may arise from a variety of sources such as foreign currency transactions and services, foreign currency hedging, investments denominated in foreign currencies, investments in foreign subsidiaries and net income from foreign operations. Changes or volatility in foreign exchange rates could adversely affect our financial condition and results of operations.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="2" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As an international provider of financial services, we operate in a number of countries, with revenues and expenses denominated in several local currencies. In each country in which we operate, we generally maintain the currency profile of assets to match the currency of aggregate liabilities and required surplus. This approach provides an operational hedge against disruptions in local operations caused by currency fluctuations. Foreign currency derivative contracts such as currency swaps and forwards are used as a risk management tool to manage the currency exposure in accordance with our Asset Liability Management Policy. As at December 31, 2018 and December 31, 2017, the Company did not have a material foreign currency risk exposure on a functional currency basis.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Changes in exchange rates can affect our net income and surplus when financial results in functional currencies are translated into Canadian dollars. Net income earned outside of Canada is generally not currency hedged and a weakening in the local currency of our foreign operations relative to the Canadian dollar can have a negative impact on our net income reported in Canadian currency. A strengthening in the local currency of our foreign operations relative to the Canadian dollar would have the opposite effect. Regulatory capital ratios could also be impacted by changes in exchange rates.</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:0%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Additional Cautionary Language and Key Assumptions Related to Sensitivities</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td><td colspan="5" rowspan="4" style="vertical-align:bottom;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Our market risk sensitivities are measures of our estimated change in net income and OCI for changes in interest rates and equity market price levels described above, based on interest rates, equity market prices and business mix in place as at the respective calculation dates. These sensitivities are calculated independently for each risk factor, generally assuming that all other risk variables stay constant. The sensitivities do not take into account indirect effects such as potential impacts on goodwill impairment or valuation allowances on deferred tax assets. The sensitivities are provided for the consolidated entity and may not be proportional across all reporting segments. Actual results can differ materially from these estimates for a variety of reasons, including differences in the pattern or distribution of the market shocks, the interaction between these risk factors, model error, or changes in other assumptions such as business mix, effective tax rates, policyholder behaviour, currency exchange rates and other market variables relative to those underlying the calculation of these sensitivities. The extent to which actual results may differ from the indicative ranges will generally increase with larger capital market movements. Our sensitivities as at December 31, 2017 have been included for comparative purposes only.</font></div></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr><tr><td rowspan="1" colspan="1"><font>&#160;</font></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5" rowspan="1"></td></tr><tr><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">The sensitivities reflect the composition of our assets and liabilities as at December 31, 2018 and December&#160;31, 2017, respectively. Changes in these positions due to new sales or maturities, asset purchases/sales, or other management actions could result in material changes to these reported sensitivities. In particular, these sensitivities reflect the expected impact of hedging activities based on the hedge programs in place as at the December 31 calculation dates. The actual impact of hedging activity can differ materially from that assumed in the determination of these indicative sensitivities due to ongoing hedge re-balancing activities, changes in the scale or scope of hedging activities, changes in the cost or general availability of hedging instruments, basis risk (i.e., the risk that hedges do not exactly replicate the underlying portfolio experience), model risk, and other operational risks in the ongoing management of the hedge programs or the potential failure of hedge counterparties to perform in accordance with expectations.</font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5" rowspan="1"></td></tr><tr><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td></tr><tr><td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">The sensitivities are based on methods and assumptions in effect as at December 31, 2018 and December 31, 2017, as applicable. Changes in the regulatory environment, accounting or actuarial valuation methods, models, or assumptions (including changes to the ASB promulgated URR) after those dates could result in material changes to these reported sensitivities. Changes in interest rates and equity market prices in excess of the ranges illustrated may result in other than proportionate impacts.</font></div></td></tr><tr><td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Our hedging programs may themselves expose us to other risks, including basis risk (i.e., the risk that hedges do not exactly replicate the underlying portfolio experience), volatility risk, derivative counterparty credit risk, and increased levels of liquidity risk, model risk and other operational risks. These factors may adversely impact the net effectiveness, costs, and financial viability of maintaining these hedging programs and therefore adversely impact our profitability and financial position. While our hedging programs are intended to mitigate these effects (e.g., hedge counterparty credit risk is managed by maintaining broad diversification, dealing primarily with highly rated counterparties, and transacting through over-the-counter contracts cleared through central clearing houses, exchange-traded contracts or bilateral over-the-counter contracts negotiated directly between counterparties that include credit support annexes), residual risk, potential reported earnings and capital volatility remain. </font></div></td></tr><tr><td colspan="5" style="vertical-align:top;background-color:#dddddd;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the reasons outlined above, our sensitivities should only be viewed as directional estimates of the underlying sensitivities of each factor under these specialized assumptions, and should not be viewed as predictors of our future net income, OCI, and capital. Given the nature of these calculations, we cannot provide assurance that actual impact will be consistent with the estimates provided.</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:47%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td colspan="16" style="vertical-align:top;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;background-color:#acacac;">The following table summarizes the contractual maturities of our significant financial liabilities and contractual commitments as at December&#160;31, 2018 and December&#160;31, 2017:</font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="16" style="vertical-align:top;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">Financial Liabilities and Contractual Obligations</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2018</font></div><div style="padding-bottom:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">($ millions)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Within 1 year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1 year to 3 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">3 years to 5 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Over 5 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Insurance and investment contract liabilities</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">11,950</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">8,388</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">8,653</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">264,246</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">293,237</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Senior debentures and unsecured financing</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">438</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">556</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">234</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">4,880</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">6,108</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Subordinated debt</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">103</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">207</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">207</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">3,724</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">4,241</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Bond repurchase agreements</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,824</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,824</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Accounts payable and accrued expenses</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">5,971</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">5,971</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Secured borrowings from mortgage securitization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">182</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">435</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">187</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">817</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,621</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Borrowed funds</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">55</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">49</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">45</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">68</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">217</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">20,523</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">9,635</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">9,326</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">273,735</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">313,219</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Contractual commitments</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(3)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Contractual loans, equities and mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,157</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,044</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">536</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,063</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">3,800</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Operating leases</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">138</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">230</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">182</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">506</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,056</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total contractual commitments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,274</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">718</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">1,569</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">4,856</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">December 31, 2017</font></div><div style="padding-bottom:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">($ millions)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Within 1 year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1 year to 3 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3 years to 5 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Over 5 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Insurance and investment contract liabilities</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">10,242</font></div></td><td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7,552</font></div></td><td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">7,729</font></div></td><td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">242,181</font></div></td><td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">267,704</font></div></td><td style="vertical-align:bottom;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Senior debentures and unsecured financing</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">120</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">516</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">489</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,393</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5,518</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Subordinated debt</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">126</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">251</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">251</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,229</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4,857</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Bond repurchase agreements</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,976</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,976</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Accounts payable and accrued expenses</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5,814</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5,814</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Secured borrowings from mortgage securitization</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">81</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">333</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">398</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">701</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,513</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Borrowed funds</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">80</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">52</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">49</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">83</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">264</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">18,439</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,704</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">8,916</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">251,587</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">287,646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-bottom:2px;padding-top:2px;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Contractual commitments</font><font style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(3)</sup></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Contractual loans, equities and mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,138</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">820</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">214</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">761</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#acacac;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2,933</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Operating leases</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">116</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">207</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">148</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">452</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">923</font></div></td><td style="vertical-align:bottom;background-color:#acacac;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Total contractual commitments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,254</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,027</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">362</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">1,213</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3,856</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#acacac;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:5px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">(1) These amounts represent the undiscounted estimated cash flows of insurance and investment contract liabilities on our Consolidated Statements of Financial Position. These cash flows include estimates related to the timing and payment of death and disability claims, policy surrenders, policy maturities, annuity payments, minimum guarantees on segregated fund products, policyholder dividends, amounts on deposit, commissions and premium taxes offset by contractual future premiums and fees on in-force contracts. These estimated cash flows are based on the best estimated assumptions used in the determination of insurance and investment contract liabilities. Due to the use of assumptions, actual cash flows will differ from these estimates.</font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">(2) Payments due based on maturity dates and include expected interest payments. Actual redemption of certain securities may occur sooner as some include an option for the issuer to call the security at par at an earlier date.</font></div></td></tr><tr><td colspan="16" style="vertical-align:bottom;background-color:#acacac;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="padding-bottom:2px;padding-top:2px;text-align:left;padding-left:12px;text-indent:-12px;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;">(3) Contractual commitments and operating lease commitments are not reported on our Consolidated Financial Statements. Additional information on these commitments is included in Note 23 of our 2018 Annual Consolidated Financial Statements.</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Additional information on liquidity risk can be found in Note 6 to our 2018 Annual Consolidated Financial Statements and the Risk Factors section in the AIF.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialRiskManagementExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the entity's financial risk management practices and policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialRiskManagementExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_FinancialInstrumentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financial Instruments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_FinancialInstrumentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6906267232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insurance Risk Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InsuranceContractsAbstract', window );"><strong>Insurance Contracts [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory', window );">Insurance Risk Management</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">7.A Insurance Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance risk is the uncertainty of product performance due to actual experience emerging differently than expected in the areas of policyholder behaviour, mortality, morbidity, and longevity. In addition, product design and pricing, expense and reinsurance risks impact multiple risk categories, including insurance risk.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Insurance Risk Management Governance and Control</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We employ a wide range of insurance risk management practices and controls, as outlined below:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Insurance risk governance practices are in place, including independent monitoring and review and reporting to senior management and the Risk &amp; Conduct Review Committee. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">   </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Risk appetite limits have been established for policyholder behaviour, mortality and morbidity, and longevity risks.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Income and regulatory capital sensitivities are monitored, managed and reported against pre-established risk limits.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Comprehensive Insurance Risk Policy, guidelines and practices are in place. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">The global underwriting manual aligns underwriting practices with our corporate risk management standards and ensures a consistent approach in insurance underwriting.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Board-approved maximum retention limits are in place. Amounts issued in excess of these limits are reinsured. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Detailed procedures, including criteria for approval of risks and for claims adjudication are established and monitored for each business segment. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Underwriting and risk selection standards are established and overseen by the corporate underwriting and claims risk management function. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Diversification and risk pooling is managed by aggregation of exposures across product lines, geography and distribution channels.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">The Insurance Risk Policy and Investment and Credit Risk Management Policy establish acceptance criteria and protocols to monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Reinsurance counterparty risk is monitored, including annual reporting of reinsurance exposure to the Risk &amp; Conduct Review Committee. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Concentration risk exposure is monitored on group policies in a single location to avoid a catastrophic event occurrence resulting in a significant impact.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Various limits, restrictions and fee structures are introduced into plan designs in order to establish a more homogeneous policy risk profile and limit potential for anti-selection. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Regulatory solvency requirements include risk-based capital requirements and are monitored regularly.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">The Product Design and Pricing Policy requires detailed risk assessment and pricing provision for material risks.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Company specific and industry level experience studies and sources of earnings analysis are monitored and factored into valuation, renewal and new business pricing processes. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Stress-testing techniques, such as DCAT, are used to measure the effects of large and sustained adverse movements in insurance risk factors. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Insurance contract liabilities are established in accordance with Canadian actuarial standards of practice. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Internal capital targets are established at an enterprise level to cover all risks and are above minimum regulatory and supervisory levels. Actual capital levels are monitored to ensure they exceed internal targets. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We use reinsurance to limit losses, minimize exposure to significant risks and to provide additional capacity for growth. Our Insurance Risk Policy sets maximum global retention limits and related management standards and practices that are applied to reduce our exposure to large claims. Amounts in excess of the Board-approved maximum retention limits are reinsured. On a single life or joint-first-to-die basis our retention limit is </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$25</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">in Canada and is </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">US</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$25</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> outside of Canada. For survivorship life insurance, our maximum global retention limit is </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$30</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in Canada and is</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> US</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$30</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">outside of Canada. In certain markets and jurisdictions, retention levels below the maximum are applied. Reinsurance is utilized for numerous products in most business segments, and placement is done on an automatic basis for defined insurance portfolios and on a facultative basis for individual risks with certain characteristics.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our reinsurance coverage is well diversified and controls are in place to manage exposure to reinsurance counterparties. Reinsurance exposures are monitored to ensure that no single reinsurer represents an undue level of credit risk. This includes performing periodic due diligence on our reinsurance counterparties as well as internal credit assessments on counterparties with which we have material exposure. While reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary responsibility to the policyholders. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Specific insurance risks and our risk management strategies are discussed below in further detail. The sensitivities provided below reflect the impact of any applicable ceded reinsurance arrangements</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">7.A.i Policyholder Behaviour Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We can incur losses due to adverse policyholder behaviour relative to the assumptions used in the pricing and valuation of products with regard to lapse of policies or exercise of other embedded policy options.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Uncertainty in policyholder behaviour can arise from several sources including unexpected events in the policyholder&#8217;s life circumstances, the general level of economic activity (whether higher or lower than expected), changes in the financial and capital markets, changes in pricing and availability of current products, the introduction of new products, changes in underwriting technology and standards, as well as changes in our financial strength or reputation</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Uncertainty in future cash flows affected by policyholder behaviour can be further exacerbated by irrational behaviour during times of economic turbulence or at key option exercise points in the life of an insurance contract.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For individual life insurance products where fewer terminations would be financially adverse to us, net income and equity would be decreased by about </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$250</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$240</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) if the termination rate assumption were reduced by </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">%. For products where more terminations would be financially adverse to us, net income and equity would be decreased by about </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$195</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ($</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">175</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) if the termination rate assumption were increased by </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Policyholder Behaviour Risk Management Governance and Control </font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Various types of provisions are built into many of our products to reduce the impact of uncertain policyholder behaviour. These provisions include:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Surrender charges that adjust the payout to the policyholder by taking into account prevailing market conditions.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Limits on the amount that policyholders can surrender or borrow.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Restrictions on the timing of policyholders' ability to exercise certain options.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Restrictions on both the types of funds </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">clients </font><font style="color:#000000;font-family:Arial;font-size:8.5pt;">can select and the frequency with which they can change funds</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Policyholder behaviour risk is also mitigated through reinsurance on some insurance contracts.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Internal experience studies are monitored to review and update policyholder behaviour assumptions as needed, which could result in updates to policy liabilities. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">7.A.ii Mortality and Morbidity Risk </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Mortality and morbidity risk is the risk that future experience could be worse than the assumptions used in the pricing and valuation of products. Mortality and morbidity risk can arise in the normal course of business through random fluctuation in realized experience, through catastrophes, or in association with other risk factors such as product development and pricing or model risk. Adverse mortality and morbidity experience could also occur through systemic anti-selection, which could arise due to poor plan design, or underwriting process failure or the development of investor-owned and secondary markets for life insurance policies.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The risk of adverse morbidity experience also increases during economic slowdowns, especially with respect to disability coverages, as well as with increases in high medical treatment costs and growth in utilization of specialty drugs. This introduces the potential for adverse financial volatility in our financial results. External factors including medical advances could adversely affect our life insurance, health insurance, critical illness, disability, long-term care insurance and annuity businesses.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For life insurance products for which higher mortality would be financially adverse to the Company, a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> increase in the best estimate assumption would decrease net income and equity by about </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$35</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$55</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">This sensitivity reflects the impact of any applicable ceded reinsurance arrangements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For products where morbidity is a significant assumption, a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">5%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> adverse change in the assumptions would reduce net income and equity by about </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$185</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$175</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">)</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. This sensitivity reflects the impact of any applicable ceded reinsurance arrangements. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Mortality and Morbidity Risk Management Governance and Control</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Detailed uniform underwriting procedures have been established to determine the insurability of applicants and to manage exposure to large claims. These underwriting requirements are regularly scrutinized against industry guidelines and oversight is provided through a corporate underwriting and claim management function. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We do not have a high degree of concentration risk to single individuals or groups due to our well-diversified geographic and business mix. The largest portion of mortality risk within the Company is in North America. Individual and group insurance policies are underwritten prior to initial issue and renewals, based on risk selection, plan design, and rating techniques. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Insurance Risk Policy approved by the Risk &amp; Conduct Review Committee includes limits on the maximum amount of insurance that may be issued under one policy and the maximum amount that may be retained. These limits vary by geographic region and amounts in excess of limits are reinsured to ensure there is no exposure to unreasonable concentration of risk.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">7.A.iii Longevity Risk </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Longevity risk is the potential for economic loss, accounting loss or volatility in earnings arising from adverse changes in rates of mortality improvement relative to the assumptions used in the pricing and valuation of products. This risk can manifest itself slowly over time as socioeconomic conditions improve and medical advances continue. It could also manifest itself more quickly, for example, due to medical breakthroughs that significantly extend life expectancy. Longevity risk affects contracts where benefits or costs are based upon the likelihood of survival (for example, annuities, pensions, pure endowments, reinsurance, segregated funds, and specific types of health contracts). Additionally, our longevity risk exposure is increased for certain annuity products such as guaranteed annuity options by an increase in equity market levels</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For annuities products for which lower mortality would be financially adverse to us, a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> decrease in the mortality assumption would decrease net income and equity by about </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$120</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ($</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">120</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">)</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Longevity Risk Management Governance and Control </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">To improve management of longevity risk, we monitor research in the fields that could result in a change in expected mortality improvement. Stress-testing techniques are used to measure and monitor the impact of extreme mortality improvement on the aggregate portfolio of insurance and annuity products as well as our own pension plans. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">7.A.iv Product Design and Pricing Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Product design and pricing risk is the risk a product does not perform as expected, causing adverse financial consequences. This risk may arise from deviations in realized experience versus assumptions used in the pricing of products. Risk factors include uncertainty concerning future investment yields, policyholder behaviour, mortality and morbidity experience, sales levels, mix of business, expenses and taxes. Although some of our products permit us to increase premiums or adjust other charges and credits during the life of the policy or contract, the terms of these policies or contracts may not allow for sufficient adjustments to maintain expected profitability. This could have an adverse effect on our profitability and capital position. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Product Design and Pricing Governance and Control </font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our Product Design and Pricing Policy, approved by the Risk &amp; Conduct Review Committee, establishes the framework governing our product design and pricing practices and is designed to align our product offerings with our strategic objectives and risk-taking philosophy. Consistent with this policy, product development, design and pricing processes have been implemented throughout the Company. New products follow a stage-gate process with defined management approvals based on the significance of the initiative, and each initiative is subject to a risk assessment process to identify key risks and risk mitigation requirements, and is reviewed by multiple stakeholders</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. Additional governance and control procedures are listed below:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Pricing models, methods, and assumptions are subject to periodic internal peer reviews.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Experience studies, sources of earnings analysis, and product dashboards are used to monitor actual experience against those assumed in pricing and valuation.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">On experience rated, participating, and adjustable products, emerging experience is reflected through changes in policyholder dividend scales as well as other policy adjustment mechanisms such as premium and benefit levels. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Limits and restrictions may be introduced into the design of products to mitigate adverse policyholder behaviour or apply upper thresholds on certain benefits. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">7.A.v Expense Risk </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Expense risk is the risk that future expenses are higher than the assumptions used in the pricing and valuation of products. This risk can arise from general economic conditions, unexpected increases in inflation, slower than anticipated growth, or reduction in productivity leading to increases in unit expenses. Expense risk occurs in products where we cannot or will not pass increased costs onto the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">client </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">and will manifest itself in the form of a liability increase or a reduction in expected future profits</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The sensitivity of liabilities for insurance contracts to a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">5%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> increase in unit expenses would result in a decrease in net income and equity of about </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$175</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$160</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">)</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. These sensitivities reflect the impact of any applicable ceded reinsurance arrangements. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Expenses Risk Management Governance and Control </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We closely monitor expenses through an annual budgeting process and ongoing monitoring of any expense gaps between unit expenses assumed in pricing and actual expenses. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">7.A.vi Reinsurance Risk</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Risk Description</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We purchase reinsurance for certain risks underwritten by our various insurance businesses. Reinsurance risk is the risk of financial loss due to adverse developments in reinsurance markets (for example, discontinuance or diminution of reinsurance capacity, or an increase in the cost of reinsurance), insolvency of a reinsurer or inadequate reinsurance coverage. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in reinsurance market conditions, including actions taken by reinsurers to increase rates on existing and new coverage and our ability to obtain appropriate reinsurance, may adversely impact the availability or cost of maintaining existing or securing new reinsurance capacity, with adverse impacts on our business strategies, profitability and financial position. There is an increased possibility of rate increases or renegotiation of legacy reinsurance contracts by our reinsurers, as the global reinsurance industry continues to review and optimize their business models. In addition, changes to the regulatory treatment of reinsurance arrangements could have an adverse impact on our capital position. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Reinsurance Risk Management Governance and Control </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have an Insurance Risk Policy and an Investment and Credit Risk Management Policy approved by the Risk &amp; Conduct Review Committee, which set acceptance criteria and processes to monitor the level of reinsurance ceded to any single reinsurer or group of reinsurers. These policies also set minimum criteria for determining which reinsurance companies qualify as suitable reinsurance counterparties having the capability, expertise, governance practices and financial capacity to assume the risks being considered. Additionally, these policies require that all agreements include provisions to allow action to be taken, such as recapture of ceded risk (at a potential cost to the Company), in the event that the reinsurer loses its legal ability to carry on business through insolvency or regulatory action. Periodic due diligence is performed on the reinsurance counterparties with which we do business and internal credit assessments are performed on reinsurance counterparties with which we have material exposure. Reinsurance counterparty credit exposures are monitored closely and reported annually to the Risk &amp; Conduct Review Committee.   </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">New sales of our products can be discontinued or changed to reflect developments in the reinsurance markets. Rates for in-force reinsurance treaties can be either guaranteed or adjustable for the life of the ceded policy. There is generally more than one reinsurer supporting a reinsurance pool to diversify this risk.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of information to evaluate the nature and extent of risks arising from insurance contracts. [Refer: Types of insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 38<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_38&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromInsuranceContractsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InsuranceContractsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Insurance Contracts [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InsuranceContractsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881504560">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract', window );"><strong>Subclassifications of assets, liabilities and equities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherAssetsExplanatory', window );">Other Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other assets consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:506px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Accounts receivable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,451</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,579</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment income due and accrued</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,131</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Property and equipment</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">624</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deferred acquisition costs</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">130</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">160</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Prepaid expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">309</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">282</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Premium receivable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">567</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">522</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Accrued post-retirement benefit assets (Note 25)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">184</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">82</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">105</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">81</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total other assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,498</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,408</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Amortization of deferred acquisition cost charged to income during the year amounted to </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$33</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$53</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">).</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOtherAssetsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of other assets. [Refer: Other assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherAssetsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6906251104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Intangible Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IntangibleAssetsAbstract', window );"><strong>Intangible Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory', window );">Goodwill and Intangible Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">9.A Goodwill </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in the carrying amount of goodwill acquired through business combinations by reportable segment are as follows: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:197px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:38px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, January 1, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,573</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,112</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">686</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">767</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">179</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,317</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Acquisitions (Note 3)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(69</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(47</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(38</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(150</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,573</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,043</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">655</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">729</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Acquisitions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">41</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">88</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">188</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Balance, December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,138</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">705</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">775</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">187</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,412</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Goodwill was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">no</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">t impaired in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> or </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The carrying amounts of goodwill allocated to our CGUs or groups of CGUs are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Canada</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,100</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,066</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group retirement services</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,054</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,054</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF U.S. Employee benefits group</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,043</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Asia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">655</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">MFS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">515</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Sun Life Investment Management ("SLIM")</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">260</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">248</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Corporate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">U.K.</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">187</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,412</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,183</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Goodwill acquired in business combinations is allocated to the CGUs or groups of CGUs that are expected to benefit from the synergies of the particular acquisition. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU falling below its carrying value. The recoverable amount is the higher of fair value less costs of disposal and value in use. We use fair value less costs of disposal as the recoverable amount.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We use the best evidence of fair value less costs of disposal as the price obtainable for the sale of a CGU, or group of CGUs. Fair value less costs of disposal is initially assessed by looking at recently completed market comparable transactions. In the absence of such comparables, we use either an appraisal methodology (with market assumptions commonly used in the valuation of insurance companies or asset management companies) or a valuation multiples methodology. The fair value measurements are categorized in Level 3 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Under the appraisal methodology, fair value is assessed based on best estimates of future income, expenses, level and cost of capital over the lifetime of the policies and, where appropriate, adjusted for items such as transaction costs. The value ascribed to new business is based on sales anticipated in our business plans, sales projections for the valuation period based on reasonable growth assumptions, and anticipated levels of profitability of that new business. In calculating the value of new business, future sales are projected for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">15</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years. In some instances, market multiples are used to approximate the explicit projection of new business. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The discount rates applied reflect the nature of the environment for that CGU. The discount rates used range from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">9.0%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">12.5%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (after tax). More established CGUs with a stronger brand and competitive market position use discount rates at the low end of the range and CGUs with a weaker competitive position use discount rates at the high end of the range. The capital levels used are aligned with our business objectives. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Under the valuation multiples methodology, fair value is assessed with reference to multiples or ratios of comparable businesses. For life insurers and asset managers, these valuation multiples and ratios may include price-to-earnings or price-to-assets-under-management measures. This assessment takes into consideration a variety of relevant factors and assumptions, including expected growth, risk, and market conditions among others. The price-to-earnings multiples used range from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10.5</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">11.5</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The price-to-assets-under-management ratios used range from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">0.6%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2.0%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Judgment is used in estimating the recoverable amounts of CGUs and the use of different assumptions and estimates could result in material adjustments to the valuation of CGUs and the size of any impairment. Any material change in the key assumptions including those for capital, discount rates, the value of new business, and expenses, as well as cash flow projections used in the determination of recoverable amounts, may result in impairment charges, which could be material.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In considering the sensitivity of the key assumptions above, management determined that there is no reasonably possible change in any of the above that would result in the recoverable amount of any of the CGUs to be less than its carrying amount. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">9.B Intangible Assets </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in intangible assets are as follows: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:46px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Finite life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Internally generated software</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Indefinite life</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross carrying amount</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, January 1, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">518</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,172</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">661</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,351</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Additions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">81</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">86</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Acquisitions (Note 3)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">61</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">61</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Disposals</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(89</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">579</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,202</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">625</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,406</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Additions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">118</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">117</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Acquisitions </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">45</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">116</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Balance, December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">722</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,266</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">673</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,661</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Accumulated amortization and impairment losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, January 1, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(291</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(353</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(648</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortization charge for the year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(59</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(53</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(112</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Disposals</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(338</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(397</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(739</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortization charge for the year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(66</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(53</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(119</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(13</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(24</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Balance, December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(417</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(461</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(882</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net carrying amount, end of period:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">241</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">805</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">621</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,667</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">305</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">805</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">669</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,779</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The components of the intangible assets are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Finite life intangible assets:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Distribution, sales potential of field force</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">376</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Client relationships and asset administration contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">439</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">429</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Internally generated software</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">305</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">241</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total finite life intangible assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,110</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,046</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Indefinite life intangible assets:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fund management contracts</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">669</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">621</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total indefinite life intangible assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">669</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">621</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total intangible assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,779</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,667</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fund management contracts are attributable to SLF Asset Management, where its competitive position in, and the stability of, its markets support their classification as indefinite life intangible assets.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of intangible assets and goodwill. [Refer: Intangible assets and goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IntangibleAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Intangible Assets [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IntangibleAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881439168">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insurance Contract Liabilities and Investment Contract Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InsuranceContractsAbstract', window );"><strong>Insurance Contracts [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInsuranceContractsExplanatory', window );">Insurance Contract Liabilities and Investment Contract Liabilities</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:11px;padding-top:0px;text-align:left;font-size:14pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">10.A Insurance Contract Liabilities </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.A.i Description of Business</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The majority of the products sold by the Company are insurance contracts. These contracts include all forms of life, health and critical illness insurance sold to individuals and groups, life contingent annuities, accumulation annuities, and segregated fund products with guarantees.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.A.ii Methods and Assumptions</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">General</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The liabilities for insurance contracts represent the estimated amounts which, together with estimated future premiums and net investment income, will provide for outstanding claims, estimated future benefits, policyholders' dividends, taxes (other than income taxes), and expenses on in-force insurance contracts.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In determining our liabilities for insurance contracts, assumptions must be made about mortality and morbidity rates, lapse and other policyholder behaviour, interest rates, equity market performance, asset default, inflation, expenses, and other factors over the life of our products. Most of these assumptions relate to events that are anticipated to occur many years in the future. Assumptions require significant judgment and regular review and, where appropriate, revision.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We use best estimate assumptions for expected future experience and apply margins for adverse deviations to provide for uncertainty in the choice of the best estimate assumptions. The amount of insurance contract liabilities related to the application of margins for adverse deviations to best estimate assumptions is called a provision for adverse deviations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Best Estimate Assumptions</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Best estimate assumptions are intended to be current, neutral estimates of the expected outcome as guided by Canadian actuarial standards of practice. The choice of best estimate assumptions takes into account current circumstances, past experience data (Company and/or industry), the relationship of past to expected future experience, anti-selection, the relationship among assumptions, and other relevant factors. For assumptions on economic matters, the assets supporting the liabilities and the expected policy for asset-liability management are relevant factors.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Margins for Adverse Deviations</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The appropriate level of margin for adverse deviations on an assumption is guided by Canadian actuarial standards of practice. For most assumptions, the standard range of margins for adverse deviations is 5% to 20% of the best estimate assumption, and the actuary chooses from within that range based on a number of considerations related to the uncertainty in the determination of the best estimate assumption. The level of uncertainty, and hence the margin chosen, will vary by assumption and by line of business and other factors. Considerations that would tend to indicate a choice of margin at the high end of the range include:</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">The statistical credibility of the Company's experience is too low to be the primary source of data for choosing the best estimate  assumption</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">  </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Future experience is difficult to estimate</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The cohort of risks lacks homogeneity</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="color:#000000;font-family:Arial;font-size:8.5pt;">Operational risks adversely impact the ability to estimate the best estimate assumption</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Past experience may not be representative of future experience and the experience may deteriorate</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Provisions for adverse deviations in future interest rates are included by testing a number of scenarios of future interest rates, some of which are prescribed by Canadian actuarial standards of practice, and determining the liability based on the range of possible outcomes. A scenario of future interest rates includes, for each forecast period between the statement of financial position date and the last liability cash flow, interest rates for risk-free assets, premiums for asset default, rates of inflation, and an investment strategy consistent with the Company's investment policy. The starting point for all future interest rate scenarios is consistent with the current market environment. If few scenarios are tested, the liability would be at least as great as the largest of the outcomes. If many scenarios are tested, the liability would be within a range defined by the average of the outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Provisions for adverse deviations in future equity returns are included by scenario testing or by applying margins for adverse deviations. In blocks of business where the valuation of liabilities uses scenario testing of future equity returns, the liability would be within a range defined by the average of the outcomes that are above the 60th percentile of the range of outcomes and the corresponding average for the 80th percentile. In blocks of business where the valuation of liabilities does not use scenario testing of future equity returns, the margin for adverse deviations on common share dividends is between 5% and 20%, and the margin for adverse deviations on capital gains would be 20% plus an assumption that those assets reduce in value by 20% to 50% at the time when the reduction is most adverse. A 30% reduction is appropriate for a diversified portfolio of North American common shares and, for other portfolios, the appropriate reduction depends on the volatility of the portfolio relative to a diversified portfolio of North American common shares.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In choosing margins, we ensure that, when taken one at a time, each margin is reasonable with respect to the underlying best estimate assumption and the extent of uncertainty present in making that assumption, and also that, in aggregate, the cumulative impact of the margins for adverse deviations is reasonable with respect to the total amount of our insurance contract liabilities. Our margins are generally stable over time and are generally only revised to reflect changes in the level of uncertainty in the best estimate assumptions. Our margins tend to be at the high end of the range for expenses and in the mid-range or higher for other assumptions. When considering the aggregate impact of margins, the actuary assesses the consistency of margins for each assumption across each block of business to ensure there is no double counting or omission and to avoid choosing margins that might be mutually exclusive. In particular, the actuary chooses similar margins for blocks of business with similar characteristics, and also chooses margins that are consistent with other assumptions, including assumptions about economic factors. The actuary is guided by Canadian actuarial standards of practice in making these professional judgments about the reasonableness of margins for adverse deviations.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The best estimate assumptions and margins for adverse deviations are reviewed at least annually and revisions are made when appropriate. The choice of assumptions underlying the valuation of insurance contract liabilities is subject to external actuarial peer review.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Mortality</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Mortality refers to the rates at which death occurs for defined groups of people. Life insurance mortality assumptions are generally based on the past five to ten years of experience. Our experience is combined with industry experience where our own experience is insufficient to be statistically valid. Assumed mortality rates for life insurance and annuity contracts include assumptions about future mortality improvement based on recent trends in population mortality and our outlook for future trends.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Morbidity</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Morbidity refers to both the rates of accident or sickness and the rates of recovery therefrom. Most of our disability insurance is marketed on a group basis. We offer critical illness policies on an individual basis in Canada and Asia, long-term care on an individual basis in Canada, and medical stop-loss insurance is offered on a group basis in the U.S. In Canada, group morbidity assumptions are based on our five-year average experience, modified to reflect any emerging trend in recovery rates. For long-term care and critical illness insurance, assumptions are developed in collaboration with our reinsurers and are largely based on their experience. In the U.S., our experience is used for both medical stop-loss and disability assumptions, with some consideration of industry experience.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Lapse and Other Policyholder Behaviour</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Lapse</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Policyholders may allow their policies to lapse prior to the end of the contractual coverage period by choosing not to continue to pay premiums or by surrendering their policy for the cash surrender value. Assumptions for lapse experience on life insurance are generally based on our five-year average experience. Lapse rates vary by plan, age at issue, method of premium payment, and policy duration.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Premium Payment Patterns </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For universal life contracts, it is necessary to set assumptions about premium payment patterns. Studies prepared by industry or the actuarial profession are used for products where our experience is insufficient to be statistically valid. Premium payment patterns usually vary by plan, age at issue, method of premium payment, and policy duration.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Expense </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Future policy-related expenses include the costs of premium collection, claims adjudication and processing, actuarial calculations, preparation and mailing of policy statements, and related indirect expenses and overhead. Expense assumptions are mainly based on our recent experience using an internal expense allocation methodology. Inflationary increases assumed in future expenses are consistent with the future interest rates used in scenario testing.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Investment Returns</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Interest Rates</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We generally maintain distinct asset portfolios for each major line of business. In the valuation of insurance contract liabilities, the future cash flows from insurance contracts and the assets that support them are projected under a number of interest rate scenarios, some of which are prescribed by Canadian actuarial standards of practice. Reinvestments and disinvestments take place according to the specifications of each scenario, and the liability is set based on the range of possible outcomes.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Non-Fixed Income Rates of Return</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are exposed to equity markets through our segregated fund products (including variable annuities) that provide guarantees linked to underlying fund performance and through insurance products where the insurance contract liabilities are supported by non-fixed income assets.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For segregated fund products (including variable annuities), we have implemented hedging programs involving the use of derivative instruments to mitigate a large portion of the equity market risk associated with the guarantees. The cost of these hedging programs is reflected in the liabilities. The equity market risk associated with anticipated future fee income is not hedged.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The majority of non-fixed income assets that are designated as FVTPL support our participating and universal life products where investment returns are passed through to policyholders through routine changes in the amount of dividends declared or in the rate of interest credited. In these cases, changes in non-fixed income asset values are largely offset by changes in insurance contract liabilities.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Asset Default</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">As required by Canadian actuarial standards of practice, insurance contract liabilities include a provision for possible future default of the assets supporting those liabilities. The amount of the provision for asset default included in the insurance contract liabilities is based on possible reductions in future investment yield that vary by factors such as type of asset, asset credit quality (rating), duration, and country of origin. The asset default assumptions are comprised of a best estimate plus a margin for adverse deviations, and are intended to provide for loss of both principal and income. Best estimate asset default assumptions by asset category and geography are derived from long-term studies of industry experience and the Company's experience. Margins for adverse deviation are chosen from the standard range (of 25% to 100%) as recommended by Canadian actuarial standards of practice based on the amount of uncertainty in the choice of best estimate assumption. The credit quality of an asset is based on external ratings if available (public bonds) and internal ratings if not (mortgages and loans). Any assets without ratings are treated as if they are rated below investment grade.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In contrast to asset impairment provisions and changes in FVTPL assets arising from impairments, both of which arise from known credit events, the asset default provision in the insurance contract liabilities covers losses related to possible future (unknown) credit events. Canadian actuarial standards of practice require the asset default provision to be determined taking into account known impairments that are recognized elsewhere on the statement of financial position. The asset default provision included in the insurance contract liabilities is reassessed each reporting period in light of impairments, changes in asset quality ratings, and other events that occurred during the period.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.A.iii Insurance Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contract liabilities consist of the following:&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="23" rowspan="1"></td></tr><tr><td style="width:141px;" rowspan="1" colspan="1"></td><td style="width:85px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font><font style="font-family:Arial;font-size:7.55pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,095</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,785</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,651</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,076</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34,607</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,435</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,463</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">391</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37,528</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,591</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,674</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">32</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15,297</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(44</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,608</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,461</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">147</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,614</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract liabilities before other policy liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">63,849</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24,729</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19,249</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,075</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">114,902</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: Other policy liabilities</font><font style="font-family:Arial;font-size:7.55pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,049</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,457</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,276</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,021</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total insurance contract liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">66,898</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26,186</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,525</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,314</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">121,923</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$980</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual participating life, </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$240</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual non-participating life and health, </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$5,214</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual annuities, and </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$170</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Other policy liabilities.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="23" rowspan="1"></td></tr><tr><td style="width:141px;" rowspan="1" colspan="1"></td><td style="width:85px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:54px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:49px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF U.S.</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Asia</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Corporate</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20,918</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,582</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,705</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,186</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">34,391</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,161</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,024</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,449</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">394</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">35,028</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,131</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,178</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(68</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,350</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,720</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract liabilities before other policy liabilities </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">61,995</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">23,065</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18,225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,806</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">111,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: Other policy liabilities</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,088</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,345</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,032</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">229</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total insurance contract liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">65,083</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24,410</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20,257</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,035</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">117,785</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in Note 4.</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,089</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual participating life, </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$250</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual non-participating life and health, </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$5,692</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual annuities, and </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$158</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Other policy liabilities.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.A.iv Changes in Insurance Contract Liabilities and Reinsurance Assets </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in Insurance contract liabilities and Reinsurance assets are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:201px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Reinsurance assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Net</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Reinsurance assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balances, before Other policy liabilities and assets as at January 1,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">111,091</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,503</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">107,588</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">108,411</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,541</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">103,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in balances on in-force policies</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3,094</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(129</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,965</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,757</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(779</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,536</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balances arising from new policies</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,780</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">128</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,941</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">156</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,785</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Method and assumption changes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(374</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(96</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(278</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(371</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(198</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(173</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Increase (decrease) in Insurance contract liabilities and Reinsurance assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">312</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(97</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">409</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,327</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(821</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,148</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,499</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">247</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,252</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2,647</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(217</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2,430</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balances before Other policy liabilities and assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">114,902</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,653</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">111,249</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">111,091</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,503</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">107,588</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other policy liabilities and assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,021</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,533</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,694</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">525</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,169</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total Insurance contract liabilities and Reinsurance assets, December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">121,923</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">117,782</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">117,785</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">113,757</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.A.v Impact of Method and Assumption Changes</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Impacts of method and assumption changes on Insurance contract liabilities net of Reinsurance assets are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:245px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:50px;" rowspan="1" colspan="1"></td><td style="width:285px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">For the year ended December 31, 2018</font></div></td><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Net increase (decrease) before income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Description</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortality / Morbidity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(337</font></div></td><td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF Asia International, SLF Canada Group Retirement Services and SLF U.K.<br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Lapse and other policyholder behaviour</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">563</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to lapse and other policyholder behaviour in all jurisdictions. The largest items, which all had unfavourable impacts, were updated lapse assumptions in SLF U.S. and SLF Asia International.<br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to reflect expense experience in all jurisdictions including updates to SLF Canada participating life accounts.<br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment returns</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(331</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to various investment-related assumptions across the Company including updates to SLF Canada participating life accounts.<br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Model enhancements and other</font></div><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(179</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Various enhancements and methodology changes across all jurisdictions. The largest items were a favourable change to the participating provisions for adverse deviation in SLF Canada and SLF U.S., partially offset by a change in reinsurance provisions in SLF U.S.<br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total impact of method and assumption changes</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(278</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:244px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:50px;" rowspan="1" colspan="1"></td><td style="width:285px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the year ended December 31, 2017</font></div></td><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net increase (decrease) before income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Description</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortality / Morbidity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(286</font></div></td><td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to reflect mortality/morbidity experience in all jurisdictions. The largest items were favourable mortality in SLF U.S. In-force Management and SLF Asia International insurance and favourable mortality improvement in SLF U.K.   <br clear="none"/><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Lapse and other policyholder behaviour</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">149</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to reflect lapse and other policyholder behaviour experience in all jurisdictions. The largest items were lower lapse rates on lapse supported business in SLF U.S. and updated lapse assumptions in SLF Canada's individual insurance business. <br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">71</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to reflect expense experience in all jurisdictions. The largest items were a refinement to the allocation of expenses in SLF Canada and increased expenses in the closed block of business in SLF Asia International wealth.<br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment returns</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(62</font></div></td><td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Updates to various investment related assumptions across the Company. This included a reduction of the provision for investment risk in SLF Canada and other updated investment related assumptions, offset partially by updates to promulgated ultimate reinvestment rates.<br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Model enhancements and other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(45</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Various enhancements and methodology changes across all jurisdictions. Includes the favourable impact on insurance contract liabilities from the resolution of tax uncertainties in a U.S. subsidiary and updates to the SLF Canada participating individual life business, partially offset by changes due to U.S. tax reform and updates to reflect reinsurance market conditions.</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total impact of method and assumption changes</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(173</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">10.B Investment Contract Liabilities</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.B.i Description of Business</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following are the types of Investment contracts in-force:</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Term certain payout annuities in Canada</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Guaranteed Investment Contracts in Canada</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Unit-linked products issued in the U.K. and Hong Kong</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Non-unit-linked pensions contracts issued in the U.K. and Hong Kong</font></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.B.ii Method and Assumption Changes</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Investment Contracts with Discretionary Participation Features</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment contracts with DPF are measured using the same approach as insurance contracts. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Investment Contracts without Discretionary Participation Features</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment contracts without DPF are measured at FVTPL if by doing so, a potential accounting mismatch is eliminated or significantly reduced or if the contract is managed on a fair value basis. Other investment contracts without DPF are measured at amortized cost. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value liability is measured through the use of prospective discounted cash-flow techniques. For unit-linked contracts, the fair value liability is equal to the current unit fund value, plus additional non-unit liability amounts on a fair value basis if required. For non-unit-linked contracts, the fair value liability is equal to the present value of cash flows. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Amortized cost is measured at the date of initial recognition as the fair value of consideration received, less the net effect of principal payments such as transaction costs and front-end fees. At each reporting date, the amortized cost liability is measured as the present value of future cash flows discounted at the effective interest rate where the effective interest rate is the rate that equates the discounted cash flows to the liability at the date of initial recognition.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.B.iii Investment Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment contract liabilities consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="18" rowspan="1"></td></tr><tr><td style="width:234px;" rowspan="1" colspan="1"></td><td style="width:90px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">254</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,646</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,689</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">212</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total investment contract liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">466</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">52</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,164</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Included in the Investment contract liabilities of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">3,164</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are liabilities of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$515</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for investment contracts with DPF, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$2,646</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for investment contracts without DPF measured at amortized cost, and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$3</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for investment contracts without DPF measured at fair value.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:257px;" rowspan="1" colspan="1"></td><td style="width:100px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Asia</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Corporate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">260</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">263</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,517</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,565</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">246</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">246</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total investment contract liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,517</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">506</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,082</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Included in the Investment contract liabilities of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$3,082</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are liabilities of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$562</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for investment contracts with DPF, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$2,517</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for investment contracts without DPF measured at amortized cost, and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;text-decoration:none;">$3</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for investment contracts without DPF measured at fair value.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">10.B.iv Changes in Investment Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in investment contract liabilities without DPF are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Measured at amortized cost</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Measured at amortized cost</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance as at January 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,517</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,305</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">483</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">470</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">53</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">47</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Withdrawals</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(420</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(322</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in assumptions</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance as at December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,517</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in investment contract liabilities with DPF are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance as at January 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">562</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">605</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in liabilities on in-force</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(84</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Liabilities arising from new policies</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Increase (decrease) in liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(84</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(34</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance as at December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">515</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">10.C Gross Claims and Benefits Paid</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Gross claims and benefits paid consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:510px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Maturities and surrenders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,609</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,389</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Annuity payments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,876</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,849</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Death and disability benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,948</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,836</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,421</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,079</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policyholder dividends and interest on claims and deposits</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,132</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,200</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total gross claims and benefits paid</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15,986</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,353</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">10.D Total Assets Supporting Liabilities and Equity</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following tables show the total assets supporting total liabilities for the product lines shown (including insurance contract and investment contract liabilities) and assets supporting equity and other:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="26" rowspan="1"></td></tr><tr><td style="width:228px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Debt securities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Equity securities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19,624</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,557</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,978</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,736</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,397</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39,292</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">18,720</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,303</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,638</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,058</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">45,117</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,271</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,217</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,882</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">18,440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,918</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,769</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">959</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">18,695</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,448</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">35</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,298</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">822</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,603</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity and other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,462</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,162</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">783</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17,591</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">33,618</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,634</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,822</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">35,709</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">168,765</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="26" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18,855</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,190</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,458</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,645</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,508</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">38,656</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18,560</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,720</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,360</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,702</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,690</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,003</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">73</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,799</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,667</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">17,542</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,001</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,303</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18,860</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,076</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,840</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">538</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,499</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity and other</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,124</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,842</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,074</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16,491</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">32,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,020</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,805</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">34,209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">162,720</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">10.E Role of the Appointed Actuary</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Appointed Actuary is appointed by the Board and is responsible for ensuring that the assumptions and methods used in the valuation of policy liabilities and reinsurance recoverables are in accordance with accepted actuarial practice in Canada, applicable legislation, and associated regulations or directives.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Appointed Actuary is required to provide an opinion regarding the appropriateness of the policy liabilities net of reinsurance recoverables at the statement dates to meet all policy obligations of the Company. Examination of supporting data for accuracy and completeness and analysis of our assets for their ability to support the amount of policy liabilities net of reinsurance recoverables are important elements of the work required to form this opinion.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Appointed Actuary is required each year to investigate the financial condition of the Company and prepare a report for the Board. The 2018 analysis tested our capital adequacy until December 31, 2022, under various adverse economic and business conditions. The Appointed Actuary reviews the calculation of our Life Insurance Capital Adequacy Test ("LICAT") Ratios.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInsuranceContractsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for insurance contracts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Section Disclosure<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=sect_Disclosure&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInsuranceContractsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InsuranceContractsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Insurance Contracts [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InsuranceContractsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6880856832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Reinsurance<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InsuranceContractsAbstract', window );"><strong>Insurance Contracts [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfReinsuranceExplanatory', window );">Reinsurance</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance is used primarily to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established, highly-rated reinsurers. Coverage is well-diversified and controls are in place to manage exposure to reinsurance counterparties. While reinsurance arrangements provide for the recovery of claims arising from the liabilities ceded, we retain primary responsibility to the policyholders. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">11.A Reinsurance Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance assets are measured using the amounts and assumptions associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Reinsurance assets are comprised of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="22" rowspan="1"></td></tr><tr><td style="width:160px;" rowspan="1" colspan="1"></td><td style="width:89px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">20</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">180</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">210</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(205</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,076</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">928</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">358</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,848</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,208</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Reinsurance assets before other policy assets</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">294</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,934</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">207</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,653</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: Other policy assets</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">80</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">307</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">42</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">59</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">488</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total Reinsurance assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">374</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,241</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">260</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">266</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$21</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual non-participating life and health, and </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$47</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual annuities.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="22" rowspan="1"></td></tr><tr><td style="width:160px;" rowspan="1" colspan="1"></td><td style="width:89px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF U.S.</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Asia</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Corporate</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual participating life</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(33</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">207</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">178</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual non-participating life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">129</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">809</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">73</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,033</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group life and health</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">342</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,626</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,970</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Individual annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Group annuities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">127</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">127</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Reinsurance assets before other policy assets</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">282</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">217</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,503</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: Other policy assets</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">85</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">353</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">32</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">55</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">525</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total Reinsurance assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">687</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,755</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">314</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">272</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in Note 4.</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily business from the U.K. and run-off reinsurance operations. Includes U.K. business of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">22</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual non-participating life and health, and $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">58</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for Individual annuities.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of amounts on deposit, policy benefits payable, provisions for unreported claims, provisions for policyholder dividends, and provisions for experience rating refunds.</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">There was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">no</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> impairment of Reinsurance assets in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> or </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. Changes in Reinsurance assets are included in Note 10.A.iv. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">11.B Reinsurance (Expenses) Recoveries</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance (expenses) recoveries are comprised of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:504px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Recovered claims and benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,839</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,704</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Commissions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Reserve adjustments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">224</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Operating expenses and other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">83</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">360</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Reinsurance (expenses) recoveries</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,021</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,373</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">11.C Reinsurance Gains or Losses&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We did not enter into reinsurance arrangements that resulted in profits on inception in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> or </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReinsuranceExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of reinsurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReinsuranceExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InsuranceContractsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Insurance Contracts [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InsuranceContractsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881591744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract', window );"><strong>Subclassifications of assets, liabilities and equities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory', window );">Other Liabilities</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">12.A Composition of Other Liabilities </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other liabilities consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:504px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:43px;" rowspan="1" colspan="1"></td><td style="width:4px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:43px;" rowspan="1" colspan="1"></td><td style="width:4px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Accounts payable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,045</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,972</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Bank overdrafts and cash pooling</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">104</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Repurchase agreements (Note 5)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,824</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,976</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Accrued expenses and taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,927</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Borrowed funds</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">188</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">227</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Senior financing</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,066</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,905</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Accrued post-retirement benefit liability (Note 25)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">651</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">710</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Secured borrowings from mortgage securitization (Note 5)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;font-weight:bold;">1,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1,355</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">685</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">775</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total other liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,153</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,987</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> The change in Borrowed funds relates to net cash flow changes of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(40)</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2018 (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$(45)</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017) and foreign exchange rate movements of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2018 (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$(2)</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017).</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt"> </sup>&#160;</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> The change in Senior financing relates to net cash flow changes of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">nil</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2018 ($</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">nil</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017) and foreign exchange rate movements of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$161</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2018 (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$(129)</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017).</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt"> </sup>&#160;</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">12.B Borrowed Funds</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Borrowed funds include the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:316px;" rowspan="1" colspan="1"></td><td style="width:80px;" rowspan="1" colspan="1"></td><td style="width:58px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Currency of borrowing</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Maturity</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Encumbrances on real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cdn. dollars</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current &#8211; 2033</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">177</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">206</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Encumbrances on real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">U.S. dollars</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current &#8211; 2020</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total borrowed funds</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">188</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">227</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Interest expense for the borrowed funds was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$13</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The aggregate maturities of borrowed funds are included in Note 6.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">12.C Senior Financing </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">On November 8, 2007, a structured entity consolidated by us issued a US</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,000</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> variable principal floating rate certificate (the</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8220;Certificate&#8221;) to a financial institution (the &#8220;Lender&#8221;). At the same time, Sun Life Assurance Company of Canada-U.S. Operations</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Holdings, Inc. (&#8220;U.S. Holdings&#8221;), a subsidiary of SLF Inc., entered into an agreement with the Lender, pursuant to which U.S. Holdings</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">will bear the ultimate obligation to repay the outstanding principal amount of the Certificate and be obligated to make quarterly interest</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">payments at three-month LIBOR plus a fixed spread. SLF Inc. has fully guaranteed the obligation of U.S. Holdings. The structured entity issued additional certificates after the initial issuance, totaling to US</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$515</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, none of which were issued during </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. Total collateral posted per the financing agreement was US$</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">nil</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (US$</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">nil</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The maximum capacity of this agreement is US</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2,500</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The agreement expires on November 8, 2037 and the maturity date may be extended annually for additional </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">one</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year periods upon the mutual agreement of the parties, provided such date is not beyond November 8, 2067. The agreement can be cancelled or unwound at the option of U.S. Holdings in whole or in part from time to time, or in whole under certain events. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, we recorded $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">57</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of interest expense relating to this obligation (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$36</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The fair value of the obligation is $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,879</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,776</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The fair value is determined by discounting the expected future cash flows using a current market interest rate adjusted by SLF Inc.'s credit spread and is categorized in Level 3 of the fair value hierarchy.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of other liabilities. [Refer: Other liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherLiabilitiesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6880856832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Senior Debentures and Innovative Capital Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_FinancialInstrumentsAbstract', window );"><strong>Financial Instruments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfBorrowingsExplanatory', window );">Senior Debentures and Innovative Capital Instruments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">13.A Senior Debentures</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:8pt">(1)</sup></font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following obligations are included in Senior debentures as at December 31:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:252px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:136px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest rate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Earliest par call or redemption date</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Maturity</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">SLF Inc. senior debentures</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series D issued June 30, 2009</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5.70</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2019</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series E issued August 23, 2011</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.57</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2021</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">299</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">299</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Sun Life Assurance senior debentures</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued to Sun Life Capital Trust ("SLCT I")</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series B issued June 25, 2002</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7.09</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">June 30, 2032</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2052</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued to Sun Life Capital Trust II ("SLCT II")</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series C issued November 20, 2009</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6.06</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December 31, 2019</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2108</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total senior debentures</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,299</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,299</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,390</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,439</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">All senior debentures are unsecured.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redeemable in whole or in part at any time prior to maturity at a price equal to the greater of par and a price based on the yield of a corresponding Government of Canada bond plus </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.575%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for the Series D debentures and </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.53%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for the Series E debentures.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redemption is subject to regulatory approval.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redeemable in whole or in part on any interest payment date or in whole upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. Prior to June 30, 2032, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.32%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">; from June 30, 2032, the redemption price is par. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">On December 31, 2019, and every fifth anniversary thereafter (&#8220;Interest Reset Date&#8221;), the interest rate will reset to an annual rate equal to the five-year Government of Canada bond yield plus </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">3.60%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redeemable in whole or in part. If redemption occurs on an Interest Reset Date, the redemption price is par; otherwise, it is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus (i) </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.65%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> if redemption occurs prior to December 31, 2019, or (ii) </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.30%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> if redemption occurs after December 31, 2019. Also redeemable in whole at par at any time upon the occurrence of a Regulatory Event or Tax Event, as described in the debenture. </font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value is determined based on quoted market prices for identical or similar instruments. When quoted market prices are not available, fair value is determined from observable market data by dealers that are typically the market makers. The fair value is categorized in Level 2 of the fair value hierarchy. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Interest expense for senior debentures was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$76</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, respectively.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The senior debentures issued by SLF Inc. are direct senior unsecured obligations and rank equally with other unsecured and unsubordinated indebtedness of SLF Inc. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">13.B Innovative Capital Instruments </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Innovative capital instruments consist of Sun Life ExchangEable Capital Securities ("SLEECS"), which were issued by SLCT I and  SLCT II (together &#8220;SL Capital Trusts&#8221;), established as trusts under the laws of Ontario. SLCT I issued Sun Life ExchangEable Capital Securities &#8211; Series B (&#8220;SLEECS B&#8221;), which are units representing an undivided beneficial ownership interest in the assets of that trust. SLEECS B are non-voting except in certain limited circumstances. Holders of the SLEECS B are eligible to receive semi-annual non-cumulative fixed cash distributions. SLCT II issued Sun Life ExchangEable Capital Securities &#8211; Series 2009-1 (&#8220;SLEECS 2009-1&#8221;), which are subordinated unsecured debt obligations. Holders of SLEECS 2009-1 are eligible to receive semi-annual interest payments. The proceeds of the issuances of SLEECS B and SLEECS 2009-1 were used by the SL Capital Trusts to purchase senior debentures of Sun Life Assurance. The SL Capital Trusts are not consolidated by us. As a result, the innovative capital instruments are not reported on our Consolidated Financial Statements. However, the senior debentures issued by Sun Life Assurance to the SL Capital Trusts are reported on our Consolidated Financial Statements.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The SLEECS are structured to achieve Tier 1 regulatory capital treatment for SLF Inc. and Sun Life Assurance and, as such, have features of equity capital. No interest payments or distributions will be paid in cash by the SL Capital Trusts on the SLEECS if Sun Life Assurance fails to declare regular dividends (i) on its Class B Non-Cumulative Preferred Shares Series A, or (ii) on its public preferred shares, if any are outstanding (each, a &#8220;Missed Dividend Event&#8221;). In the case of the SLEECS 2009-1, if a Missed Dividend Event occurs or if an interest payment is not made in cash on the SLEECS 2009-1 for any reason, including at the election of Sun Life Assurance, holders of the SLEECS 2009-1 will be required to invest interest paid on the SLEECS 2009-1 in non-cumulative perpetual preferred shares of Sun Life Assurance. In the case of the SLEECS B, if a Missed Dividend Event occurs, the net distributable funds of SLCT I will be distributed to Sun Life Assurance as the holder of Special Trust Securities of that trust. If the SL Capital Trusts fail to pay in cash the semi-annual interest payments or distributions on the SLEECS in full for any reason other than a Missed Dividend Event, then, for a specified period of time, Sun Life Assurance will not declare dividends of any kind on any of its public preferred shares, and if no such public preferred shares are outstanding, SLF Inc. will not declare dividends of any kind on any of its preferred shares or common shares.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Each SLEECS B unit and each one thousand dollars principal amount of SLEECS 2009-1 will be automatically exchanged for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">40</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> non-cumulative perpetual preferred shares of Sun Life Assurance if any one of the following events occurs: (i) proceedings are commenced or an order is made for the winding-up of Sun Life Assurance; (ii) OSFI takes control of Sun Life Assurance or its assets; (iii) Sun Life Assurance's capital ratios fall below applicable thresholds; or (iv) OSFI directs Sun Life Assurance to increase its capital or provide additional liquidity and Sun Life Assurance either fails to comply with such direction or elects to have the SLEECS automatically exchanged (&#8220;Automatic Exchange Event&#8221;). Upon an Automatic Exchange Event, former holders of the SLEECS will cease to have any claim or entitlement to distributions, interest or principal against the issuing SL Capital Trusts and will rank as preferred shareholders of Sun Life Assurance in a liquidation of Sun Life Assurance.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">According to OSFI guidelines, innovative capital instruments can comprise up to 15% of net Tier 1 capital with an additional 5% eligible for Tier 2B capital. As at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, for regulatory capital purposes of Sun Life Assurance, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$699</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> &#8211; </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$699</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) represented Tier 1 capital.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The table below presents additional significant terms and conditions of the SLEECS:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:138px;" rowspan="1" colspan="1"></td><td style="width:100px;" rowspan="1" colspan="1"></td><td style="width:113px;" rowspan="1" colspan="1"></td><td style="width:39px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:93px;" rowspan="1" colspan="1"></td><td style="width:100px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:48px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Issuer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Issuance date</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Distribution or interest payment dates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Annual yield</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Redemption date at the issuer's option</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Conversion date at the holder's option</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Principal amount</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Sun Life Capital Trust</font><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(2)(3)(4)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">SLEECS B</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">June 25, 2002</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">June 30, December 31</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">7.093</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">June 30, 2007</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Any time</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Sun Life Capital Trust II</font><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">SLEECS 2009-1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">November 20, 2009</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">June 30, December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">5.863</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:6.5pt;"><font style="font-family:Arial;font-size:6.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup>&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">December 31, 2014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">No conversion option</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">500</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7pt;"><font style="font-family:Arial;font-size:7pt;">700</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Subject to regulatory approval, the SL Capital Trusts may (i) redeem any outstanding SLEECS, in whole or in part, on the redemption date specified above or on any distribution date thereafter, or in the case of SLCT II, on any date thereafter, and (ii) may redeem all, but not part of any class of SLEECS upon occurrence of a Regulatory Event or a Tax Event, prior to the redemption date specified above.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">The SLEECS B may be redeemed for cash equivalent to (i) the greater of the Early Redemption Price or the Redemption Price if the redemption occurs prior to June 30, 2032 or (ii) the Redemption Price if the redemption occurs on or after June 30, 2032. Redemption Price is equal to one thousand dollars plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. Early Redemption Price for the SLEECS B is the price calculated to provide an annual yield, equal to the yield of a Government of Canada bond issued on the redemption date that has a maturity date of June 30, 2032, plus 32 basis points, plus the unpaid distributions, other than unpaid distributions resulting from a Missed Dividend Event, to the redemption date. The SLEECS 2009-1 may be redeemed for cash equivalent to, on any day that is not an Interest Reset Date, accrued and unpaid interest on the SLEECS 2009-1 plus the greater of par and a price calculated to provide an annual yield equal to the yield of a Government of Canada bond maturing on the next Interest Reset Date plus (i) </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.60%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> if the redemption date is prior to December 31, 2019 or            (ii) </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.20%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> if the redemption date is any time after December 31, 2019. On an Interest Reset Date, the redemption price is equal to par plus accrued and unpaid interest on the SLEECS 2009-1.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">The non-cumulative perpetual preferred shares of Sun Life Assurance issued upon an Automatic Exchange Event in respect of the SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December 31, 2032.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Holders of SLEECS B may exchange, at any time, all or part of their SLEECS B units for non-cumulative perpetual preferred shares of Sun Life Assurance at an exchange rate for each SLEECS of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">40</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> non-cumulative perpetual preferred shares of Sun Life Assurance. SLCT I will have the right, at any time before the exchange is completed, to arrange for a substituted purchaser to purchase SLEECS tendered for surrender to SLCT I so long as the holder of the SLEECS so tendered has not withheld consent to the purchase of its SLEECS. Any non-cumulative perpetual preferred shares issued in respect of an exchange by the holders of SLEECS B will become convertible, at the option of the holder, into a variable number of common shares of SLF Inc. on distribution dates on or after December 31, 2032. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Holders of SLEECS 2009-1 are eligible to receive semi-annual interest payments at a fixed rate until December 31, 2019. The interest rate on the SLEECS 2009-1 will reset on December 31, 2019 and every </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">fifth</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> anniversary thereafter to equal the five-year Government of Canada bond yield plus </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">3.40%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfBorrowingsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfBorrowingsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_FinancialInstrumentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financial Instruments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_FinancialInstrumentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881648432">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated Debt<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_FinancialInstrumentsAbstract', window );"><strong>Financial Instruments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory', window );">Subordinated Debt</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following obligations are included in Subordinated debt as at December 31, and qualify as capital for Canadian regulatory purposes:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="14" rowspan="1"></td></tr><tr><td style="width:234px;" rowspan="1" colspan="1"></td><td style="width:57px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:133px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:57px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest rate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Earliest par call or redemption date</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Maturity</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Sun Life Assurance:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued May 15, 1998</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6.30</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2028</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Sun Life Financial Inc.:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued May 29, 2007</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5.40</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">May 29, 2037</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2042</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued January 30, 2008</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5.59</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">January 30, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2023</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued March 2, 2012</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.38</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">March 2, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2022</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued May 13, 2014</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.77</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">May 13, 2019</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2024</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">249</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued September 25, 2015</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.60</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">September 25, 2020</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2025</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">499</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">498</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;Issued February 19, 2016</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">February 19, 2021</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2026</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">349</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">349</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;Issued September 19, 2016</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(10)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.05</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">September 19, 2023</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2028</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">995</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">995</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Issued November 23, 2017</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(11)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.75</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">November 23, 2022</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2027</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">398</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">398</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total subordinated debt</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,039</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,437</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,129</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,583</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">The debentures issued by SLF Inc. in 2007 are redeemable at any time and the debentures issued by SLF Inc. in 2014, 2015, 2016, and 2017 are redeemable on or after the date specified. From the date noted, the redemption price is par and redemption may only occur on a scheduled interest payment date. Redemption of all subordinated debentures is subject to regulatory approval. </font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">6.30%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Debentures, Series 2, due 2028, issued by The Mutual Life Assurance Company of Canada, which subsequently changed its name to Clarica Life Insurance Company (&#8220;Clarica&#8221;) and was amalgamated with Sun Life Assurance. These debentures are redeemable at any time. Prior to May 15, 2028, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.16%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2007-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">5.40%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2042. From May 29, 2037, interest is payable at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.00%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> over Canadian dollar offered rate for three-month bankers' acceptances ("CDOR").</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">For redemption of the 2007 debentures prior to the date noted, and for redemptions of the September 19, 2016 debentures between September 19, 2021 and September 19, 2023, the redemption price is the greater of par and a price based on the yield of a corresponding Government of Canada bond plus </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.25%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for the 2007 debentures and </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.52%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for the September 19, 2016 debentures.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2008-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">5.59%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2023. On January 30, 2018, SLF Inc. redeemed all of the outstanding </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$400</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Series 2012-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">4.38%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2022. On March 2, 2017, SLF Inc. redeemed all of the outstanding </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$800</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> principal amount of these debentures at a redemption price equal to the principal amount together with accrued and unpaid interest.</font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2014-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.77%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2024. From May 13, 2019, interest is payable at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.75%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> over CDOR.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2015-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.60%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2025. From September 25, 2020, interest is payable at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.43%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> over CDOR.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(9)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2016-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">3.10%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2026. From February 19, 2021, interest is payable at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.20%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> over CDOR.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(10) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2016-2 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">3.05%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2028. From September 19, 2023, interest is payable at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.85%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> over CDOR.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(11) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Series 2017-1 Subordinated Unsecured </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.75%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Fixed/Floating Debentures due 2027. From November 23, 2022, interest is payable at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.74%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> over CDOR.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value is determined based on quoted market prices for identical or similar instruments. When quoted market prices are not available, fair value is determined from observable market data by dealers that are typically the market makers. The fair value is categorized in Level 2 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Interest expense on subordinated debt was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$105</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$122</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, respectively.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_FinancialInstrumentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financial Instruments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_FinancialInstrumentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6906249376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share Capital<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_ShareCapitalReservesAndOtherEquityInterestAbstract', window );"><strong>Share Capital, Reserves And Other Equity Interest [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory', window );">Share Capital</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The authorized share capital of SLF Inc. consists of the following:</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">An unlimited number of common shares without nominal or par value. Each common share is entitled to one vote at meetings of the shareholders of SLF Inc. There are </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">no</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> pre-emptive, redemption, purchase, or conversion rights attached to the common shares.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:18px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:8.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">An unlimited number of Class A and Class B non-voting shares, issuable in series. The Board is authorized before issuing the shares, to fix the number, the consideration per share, the designation of, and the rights and restrictions of the Class A and Class B shares of each series, subject to the special rights and restrictions attached to all the Class A and Class B shares. The Board has authorized </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">13</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> series of Class A non-voting preferred shares, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of which are outstanding.</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The common and preferred shares of SLF Inc. qualify as capital for Canadian regulatory purposes. See Note 21.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Dividends and Restrictions on the Payment of Dividends</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Under the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Insurance Companies Act</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (Canada), SLF Inc. and Sun Life Assurance are each prohibited from declaring or paying a dividend on any of its shares if there are reasonable grounds for believing that it is, or by paying the dividend would be, in contravention of: (i) the requirement that it maintains adequate capital and adequate and appropriate forms of liquidity, (ii) any regulations under the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Insurance Companies Act</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (Canada) in relation to capital and liquidity, and (iii) any order by which OSFI directs it to increase its capital or provide additional liquidity.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">SLF Inc. and Sun Life Assurance have each covenanted that, if a distribution is not paid when due on any outstanding SLEECS issued by the SL Capital Trusts, then (i) Sun Life Assurance will not pay dividends on its public preferred shares, if any are outstanding, and    (ii) if Sun Life Assurance does not have any public preferred shares outstanding, then SLF Inc. will not pay dividends on its preferred shares or common shares, in each case, until the 12th month (in the case of the SLEECS issued by SLCT I) or 6th month (in the case of SLEECS issued by SLCT II) following the failure to pay the required distribution in full, unless the required distribution is paid to the holders of SLEECS. Public preferred shares means preferred shares issued by Sun Life Assurance which: (a) have been issued to the public (excluding any preferred shares held beneficially by affiliates of Sun Life Assurance); (b) are listed on a recognized stock exchange; and (c) have an aggregate liquidation entitlement of at least </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$200</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. As at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, Sun Life Assurance did not have outstanding any shares that qualify as public preferred shares.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The terms of SLF Inc.'s outstanding preferred shares provide that for so long as Sun Life Assurance is a subsidiary of SLF Inc., </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">no</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">  dividends on such preferred shares are to be declared or paid if Sun Life Assurance's minimum regulatory capital ratio falls below the applicable threshold.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In addition, under the terms of SLF Inc.'s outstanding preferred shares, SLF Inc. cannot pay dividends on its common shares without the approval of the holders of those preferred shares unless all dividends on the preferred shares for the last completed period for which dividends are payable have been declared and paid or set apart for payment. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Currently, the above limitations do not restrict the payment of dividends on SLF Inc.'s preferred or common shares.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The declaration and payment of dividends on SLF Inc.'s shares are at the sole discretion of the Board of Directors and will be dependent upon our earnings, financial condition and capital requirements. Dividends may be adjusted or eliminated at the discretion of the Board on the basis of these or other considerations. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">15.A Common Shares</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The changes in common shares issued and outstanding for the years ended December 31 were as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"><tr><td colspan="15" rowspan="1"></td></tr><tr><td style="width:346px;" rowspan="1" colspan="1"></td><td style="width:24px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Common shares (in millions of shares)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Number of shares</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Number of shares</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, January 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">610.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,582</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">613.6</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,614</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Stock options exercised (Note 19)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">0.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Common shares purchased for cancellation</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(12.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(183</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(3.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(50</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Common shares issued as consideration for business acquisition</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">0.1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">598.5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,419</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">610.5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,582</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt"> (1)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">On August 14, 2018 and August 14, 2017, SLF Inc. launched normal course issuer bids to purchase and cancel up to </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">14</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> million common shares of SLF Inc. ("commons shares") between August 14, 2018 and August 13, 2019 (the "2018 NCIB") and </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">11.5 million</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> common shares between August 14, 2017 and August 13, 2018, respectively. Common shares purchased for cancellation are purchased through the facilities of the Toronto Stock Exchange, other Canadian stock exchanges, and/or alternative Canadian trading platforms, at prevailing market rates, or by way of private agreements or share repurchase programs under issuer bid exemption orders issued by securities regulatory authorities at a discount to the prevailing market price. On December 10, 2018, in connection with the 2018 NCIB, SLF Inc. implemented an automatic repurchase plan with its designated broker in order to facilitate purchases of common shares. Under the automatic repurchase plan, SLF Inc.&#8217;s designated broker may purchase common shares pursuant to the 2018 NCIB at times when SLF Inc. ordinarily would not be active in the market due to regulatory restrictions or self-imposed blackout periods.&#160;In </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">, SLF Inc. purchased and cancelled approximately </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">12.5</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> million common shares at an average price per share of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">50.83</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for a total amount of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">635</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> under these programs. An additional </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">0.1 million</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> common shares were purchased in 2018 and cancelled in 2019 at an average price of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$44.91</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for a total amount of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$6</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> under the 2018 NCIB. The total amount paid to purchase the shares is allocated to Common shares and Retained earnings in our Consolidated Statements of Changes in Equity. The amount allocated to Common shares is based on the average cost per common share and amounts paid above the average cost are allocated to Retained earnings. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt"> (2)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.1</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> million shares were purchased pursuant to a third-party share repurchase program under an issuer bid exemption order at a discount to the prevailing market price of the common shares on the Toronto Stock Exchange.</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">15.B Preferred Shares </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The were no changes in preferred shares issued and outstanding for the years ended December 31, 2018 and December 31, 2017.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Further information on the preferred shares outstanding as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, is as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:56px;" rowspan="1" colspan="1"></td><td style="width:49px;" rowspan="1" colspan="1"></td><td style="width:112px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:21px;" rowspan="1" colspan="1"></td><td style="width:120px;" rowspan="1" colspan="1"></td><td style="width:52px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Class A Preferred shares (in millions of shares)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Issue date</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Annual dividend rate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Annual dividend per share</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Earliest par call or redemption date</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Number of shares</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Face amount</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Net  amount</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">February 25, 2005</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.75</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1.19</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Any time</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16.0</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">400</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">394</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">July 15, 2005</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.80</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1.20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Any time</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">318</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">January 13, 2006</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1.11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Any time</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">245</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 4</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">October 10, 2006</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1.11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Any time</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">293</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">February 2, 2007</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.50</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1.13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Any time</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">245</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 8R</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">May 25, 2010</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.275</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">June 30, 2020</font><font style="font-family:Arial;font-size:7.55pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5.2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">130</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 9QR</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">June 30, 2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Floating</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup>&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Floating</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">June 30, 2020</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6.0</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">150</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">147</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 10R</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">August 12, 2011</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.842</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">September 30, 2021</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6.9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">173</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">169</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 11QR</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">September 30, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Floating</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5)</sup>&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Floating</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">September 30, 2021</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1.1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Series 12R</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">November 10, 2011</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.806</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.95</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)</sup>&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December 31, 2021</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12.0</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">300</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">293</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total preferred shares</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">92.2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,305</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,257</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redemption of all preferred shares is subject to regulatory approval. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Net of after-tax issuance costs.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">On the earliest redemption date and every five years thereafter, the dividend rate will reset to an annual rate equal to the 5-year Government of Canada bond yield plus a spread specified for each series. The specified spread for Class A shares is: Series 8R &#8211; </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.41%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">, Series 10R &#8211; </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.17%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> and Class A Non-Cumulative 5-Year Rate Reset Preferred Shares Series 12R ("Series 12R Shares") &#8211; </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.73%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">. On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert their shares into the series that is one number higher than their existing series.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redeemable on the redemption date and every five years thereafter, in whole or in part, at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$25.00</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> per share.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Holders are entitled to receive quarterly floating rate non-cumulative dividends at an annual rate equal to the then 3-month Government of Canada treasury bill yield plus a spread specified for each series. The specified spread for Class A shares is: Series 9QR &#8211; </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1.41%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> and Series 11QR &#8211; </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2.17%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">On the earliest redemption date and every five years thereafter, holders will have the right, at their option, to convert those shares into the series that is one number lower than their existing series.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(7)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Redeemable on the redemption date and every five years thereafter, in whole or in part, at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$25.00</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> per share, and on any other date at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$25.50</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> per share.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(8)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">The annual dividend per share in the table above is the amount paid per share in 2018.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for share capital, reserves and other equity interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 79<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_ShareCapitalReservesAndOtherEquityInterestAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Share Capital, Reserves And Other Equity Interest [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_ShareCapitalReservesAndOtherEquityInterestAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881757728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Interests in Other Entities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_InterestsInOtherEntitiesAbstract', window );"><strong>Interests In Other Entities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory', window );">Interests in Other Entities</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">16.A Subsidiaries</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our principal subsidiaries are Sun Life Assurance and Sun Life Global Investments Inc. Sun Life Assurance is our principal operating insurance company and holds our insurance operations in Canada, the U.S., the U.K., the Philippines, Hong Kong, Indonesia and Vietnam. These insurance operations are operated directly by Sun Life Assurance or through other subsidiaries. Sun Life Global Investments Inc. is a non-operating holding company that holds our asset management businesses, including Massachusetts Financial Services Company and the group of companies under SLIM. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are required to comply with various regulatory capital and solvency requirements in the jurisdictions in which we operate that may restrict our ability to access or use the assets of the group and to pay dividends. Further details on these restrictions are included in Notes 15 and 21. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">16.B Joint Ventures and Associates</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have interests in various joint ventures and associates that principally operate in India, Malaysia, China, and the Philippines. We also have interests in joint ventures related to certain real estate investments in Canada. Our interests in these joint ventures and associates range from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">24.99%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">50%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The following table summarizes, in aggregate, the financial information of these joint ventures and associates:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:74%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at or for the years ended December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Carrying amount of interests in joint ventures and associates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,500</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,369</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Our share of:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">91</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">67</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other comprehensive income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total comprehensive income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">98</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">36</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In 2018, we increased our investment in our joint ventures and associates by </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$64</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$121</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in 2017), primarily in Asia. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">During </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, we received dividends from our joint ventures and associates of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$34</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$36</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). We also incurred rental expenses of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$16</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$9</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in 2017) related to leases with our joint ventures and associates, with the remaining future rental payments payable to our joint ventures and associates totaling </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$228</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> over </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">14</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">16.C Joint Operations</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We invest jointly in investment properties and owner-occupied properties which are co-managed under contractual relationships with the other investors. We share in the revenues and expenses generated by these properties in proportion to our investment. The carrying amount of these jointly controlled assets, which is included in Investment properties and in Other Assets for owner-occupied properties, is $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,223</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,205</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The fair value of these jointly controlled assets is $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1,307</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,293</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">16.D Unconsolidated Structured Entities </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">SLF Inc. and its subsidiaries have interests in various structured entities that are not consolidated by us. A structured entity is an entity that has been designed so that voting or similar rights are not the dominant factor in deciding who controls the entity, such as when any voting rights relate to administrative tasks only and the relevant activities are directed by means of contractual arrangements. We have an interest in a structured entity when we have a contractual or non-contractual involvement that exposes us to variable returns from the performance of the entity. Our interest includes investments held in securities or units issued by these entities and fees earned from management of the assets within these entities.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Information on our interests in unconsolidated structured entities is as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19" rowspan="1"></td></tr><tr><td style="width:33%;" rowspan="1" colspan="1"></td><td style="width:16%;" rowspan="1" colspan="1"></td><td style="width:17%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Type of structured entity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Type of investment held</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidated Statements of Financial Position line item</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Carrying amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Maximum exposure to loss</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Carrying amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Maximum exposure to loss</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Securitization entities &#8211; third-party managed</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,899</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,899</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Securitization entities &#8211; third-party managed</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Short-term securities</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">725</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">725</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment funds &#8211; third-party managed</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment fund units</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,439</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,439</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,877</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,877</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment funds &#8211; company managed</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment fund units and Limited partnership units</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities and Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Limited partnerships &#8211; third-party managed</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Limited partnership units</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,557</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,557</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,258</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,258</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">The maximum exposure to loss is the maximum loss that we could record through comprehensive income as a result of our involvement with these entities.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Includes investments in funds managed by our joint ventures with a carrying amount of $</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">213</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$245</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">). </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">16.D.i Securitization Entities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Securitization entities are structured entities that are generally financed primarily through the issuance of debt securities that are backed by a pool of assets, such as mortgages or loans. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Third-Party Managed</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our investments in third-party managed securitization entities consist of asset-backed securities, such as commercial mortgage-backed securities, residential mortgage-backed securities, collateralized debt obligations (&#8220;CDOs&#8221;), and commercial paper. These securities are generally large-issue debt securities designed to transform the cash flows from a specific pool of underlying assets into tranches providing various risk exposures for investment purposes. We do not provide financial or other support to these entities other than our original investment and therefore our maximum exposure to loss on these investments is limited to the carrying amount of our investment. We do not have control over these investments since we do not have power to direct the relevant activities of these entities, regardless of the level of our investment. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Company Managed</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We provide collateral management services to various securitization entities, primarily CDOs, from which we earn a fee for our services. The financial support provided to these entities is limited to the carrying amount of our investment in these entities. We provide no guarantees or other contingent support to these entities. We have not consolidated these entities since we do not have significant variability from our interests in these entities and we do not have any investment in these entities.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">16.D.ii Investment Funds and Limited Partnerships</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment funds and limited partnerships are investment vehicles that consist of a pool of funds collected from a group of investors for the purpose of investing in assets such as money market instruments, debt securities, equity securities, real estate, and other similar assets. The preceding table includes our investments in all investment funds, including mutual funds, exchange-traded funds, and segregated funds, and our investments in certain limited partnerships. Some of these investment funds and limited partnerships are structured entities. For all investment funds and limited partnerships, our maximum exposure to loss is equivalent to the carrying amount of our investment in the fund or partnership. Investment funds and limited partnerships are generally financed through the issuance of investment fund units or limited partnership units.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Third-Party Managed</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We hold units in investment funds and limited partnerships managed by third-party asset managers. Our investments in fund units and limited partnership units generally give us an undivided interest in the investment performance of a portfolio of underlying assets managed or tracked to a specific investment mandate for investment purposes. We do not have control over investment funds or limited partnerships that are structured entities since we do not have power to direct their relevant activities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Company Managed</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We hold units in Company managed investment funds and limited partnerships. We generally have power over Company managed investment funds and limited partnerships that are structured entities since we have power to direct the relevant activities of the funds and limited partnerships. However, we have not consolidated these funds and limited partnerships since we do not have significant variability from our interests in these funds and limited partnerships. We earn management fees from the management of these investment funds and limited partnerships that are commensurate with the services provided and are reported in Fee income. Management fees are generally based on the value of the assets under management. Therefore, the fees earned are impacted by the composition of the assets under management and fluctuations in financial markets. The fee income earned is included in Fund management and other asset based fees in Note 17. We also hold units in investment funds and limited partnerships managed by our joint ventures. Our share of the management fees earned is included as part of the Net income (loss) reported in Note 16.B.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">16.E Consolidated Structured Entities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">A significant structured entity consolidated by us is the entity that issued the senior financing that is described in more detail in </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Note 12.C. We also consolidate certain investment funds managed by Sun Life Institutional Investments (Canada) Inc. that invest primarily in mortgages and investment properties.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for interests in other entities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Paragraph 1<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=12&amp;date=2017-03-01&amp;anchor=para_1&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_InterestsInOtherEntitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interests In Other Entities [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_InterestsInOtherEntitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881565152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fee Income<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract', window );"><strong>Analysis of income and expense [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory', window );">Fee Income</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income for the years ended December 31 consists of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:684px;border-collapse:collapse;text-align:left;"><tr><td colspan="10" rowspan="1"></td></tr><tr><td style="width:480px;" rowspan="1" colspan="1"></td><td style="width:30px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:50px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:30px;" rowspan="1" colspan="1"></td><td style="width:1px;" rowspan="1" colspan="1"></td><td style="width:56px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fee income from insurance contracts</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">968</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">894</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fee income from service contracts:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Distribution fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">829</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">867</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fund management and other asset-based fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,444</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,423</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Administrative service and other fees</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">725</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">658</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total fee income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,966</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,842</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Balances in 2017 have been changed to conform with current year presentation as a result of the adoption of IFRS 15 described in Note 2.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Distribution fees and Fund management and other asset-based fees are primarily earned in the SLF Asset Management segment. Administrative service and other fees are primarily earned in the SLF Canada segment. The fee income by reportable segment is presented in Note 4.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AnalysisOfIncomeAndExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of fee and commission income (expense). [Refer: Fee and commission income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6906267232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Operating Expenses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract', window );"><strong>Analysis of income and expense [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfExpensesExplanatory', window );">Operating Expenses</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:11px;padding-top:0px;text-align:left;font-size:14pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Operating expenses for the years ended December 31 consist of the following: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Employee expenses</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,707</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,672</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Premises and equipment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">263</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Capital asset depreciation </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">107</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">97</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Service fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">799</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortization of intangible assets (Note 9)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">119</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other expenses</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,361</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,467</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total operating expenses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,432</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,410</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> See table below for further details.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Includes restructuring costs of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$60</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> recorded in 2017 for the Company's plan to enhance business processes and organizational structures and capabilities. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Employee expenses for the years ended December 31 consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Salaries, bonus, employee benefits </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,322</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,155</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Share-based payments (Note 19)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">476</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other personnel costs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total employee expenses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,707</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,672</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AnalysisOfIncomeAndExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfExpensesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfExpensesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6906260608">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_ShareBasedPaymentArrangementsAbstract', window );"><strong>Share-Based Payment Arrangements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory', window );">Share-Based Payments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">19.A Stock Option Plans </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">SLF Inc. has granted stock options to eligible employees under the Executive Stock Option Plan. These options are granted at the closing price of the common shares on the Toronto Stock Exchange ("TSX") on the grant date for stock options granted after January 1, 2007. The options granted under the stock option plans vest over a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">four</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year period. All options have a maximum exercise period of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10 years</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The maximum numbers of common shares that may be issued under the Executive Stock Option Plan are </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">29,525,000</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> shares.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The activities in the stock option plans for the years ended December 31 are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"><tr><td colspan="15" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Number of stock    options (thousands)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;Weighted average exercise   price</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Number of stock      options (thousands)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Weighted average exercise     price</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, January 1,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,008</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">33.88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,397</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">34.19</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">517</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">53.96</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">369</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">48.20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Exercised</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(399</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34.57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(437</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">34.70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Forfeited</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(25</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">43.79</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">47.96</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expired</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(317</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">52.54</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance, December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,101</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37.06</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,008</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">33.88</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Exercisable, December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30.97</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,071</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">29.76</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The average share price at the date of exercise of stock options for the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$53.28</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$49.98</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Compensation expense for stock options was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$3</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$3</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The stock options outstanding as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, by exercise price, are as follows: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"><tr><td colspan="10" rowspan="1"></td></tr><tr><td style="width:428px;" rowspan="1" colspan="1"></td><td style="width:73px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Range of exercise prices</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Number of stock options (thousands)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Weighted average remaining contractual life (years)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Weighted average  exercise   price</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$18.00 to $24.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">624</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2.63</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21.28</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$24.01 to $30.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">350</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.74</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27.79</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$30.01 to $35.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">308</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1.82</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">31.11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$35.01 to $45.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">949</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6.23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39.45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$45.01 to $53.96</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8.75</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">51.62</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total stock options</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,101</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5.49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37.06</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The weighted average fair values of the stock options, calculated using the Black-Scholes option pricing model, granted during the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$7.00</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$9.41</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The Black-Scholes option pricing model used the following assumptions to determine the fair value of options granted during the years ending December 31:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:12px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Weighted average assumptions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Risk-free interest rate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expected volatility</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">31.7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expected dividend yield</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expected life of the option (in years)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Exercise price</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">53.96</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">48.20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Expected volatility is based on historical volatility of the common shares, implied volatilities from traded options on the common shares, and other factors. The expected term of options granted is derived based on historical employee exercise behaviour and employee termination experience. The risk-free rate for periods within the expected term of the option is based on the Canadian government bond yield curve in effect at the time of grant. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">19.B Employee Share Ownership Plan </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In Canada, we match eligible employees' contributions to the Sun Life Financial Employee Stock Plan. Employees may elect to contribute from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">1%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">20%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of their target annual compensation to the Sun Life Financial Employee Stock Plan. Under this plan the match is provided for employees who have met </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">one</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> year of employment eligibility and is equal to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">50%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of the employee's contributions up to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">5%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of an employee's annual compensation. The match is further capped by a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">one thousand five hundred</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> dollar annual maximum. Our contributions vest immediately and are expensed. We recorded an expense of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$8</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for the year ended </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$7</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">19.C Other Share-Based Payment Plans</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">All other share-based payment plans use notional units that are valued based on the common share price on the TSX. Any fluctuation in the common share price changes the value of the units, which affects our share-based payment compensation expense. Upon redemption of these units, payments are made to the employees with a corresponding reduction in the accrued liability. We use equity swaps and forwards to hedge our exposure to variations in cash flows due to changes in the common share price for all of these plans. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Details of these plans are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Senior Executives' Deferred Share Unit (&#8220;DSU&#8221;) Plan:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> Under the DSU plan, designated executives may elect to receive all or a portion of their annual incentive award in the form of DSUs. Each DSU is equivalent in value to one common share and earns dividend equivalents in the form of additional DSUs at the same rate as the dividends on common shares. The designated executives must elect to participate in the plan prior to the beginning of the plan year and this election is irrevocable. Awards generally vest immediately; however, participants are not permitted to redeem the DSUs until after termination, death, or retirement. The value at the time of redemption will be based on the fair value of the common shares immediately before their redemption. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Sun Share Unit (&#8220;Sun Share&#8221;) Plan:</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> Under the Sun Share plan, participants are granted units that are equivalent in value to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">one</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> common share and have a grant price equal to the average of the closing price of a common share on the TSX on the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">five</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> trading days immediately prior to the date of grant. Participants generally hold units for up to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">36</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> months from the date of grant. The units earn dividend equivalents in the form of additional units at the same rate as the dividends on common shares. Units may vest or become payable if we meet specified threshold performance targets. The plan provides for performance factors to motivate participants to achieve a higher return for shareholders (performance factors are determined through a multiplier that can be as low as </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">zero</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> or as high as </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">two</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> times the number of units that vest). Payments to participants are based on the number of units vested multiplied by the average closing price of a common share on the TSX on the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">five</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> trading days immediately prior to the vesting date.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Additional information for other share-based payment plans: </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The units outstanding under these plans and the liabilities recognized for these units in our Consolidated Statements of Financial Position are summarized in the following table:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:416px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Number of units (in thousands)</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Sun Shares</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">DSUs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Units outstanding December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,967</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">854</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,821</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Units outstanding December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,507</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,040</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,547</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Liability accrued as at December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">35</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">235</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Liability accrued as at December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Compensation expense and the income tax expense (benefit) for other share-based payment plans for the years ended December 31 are shown in the following table. Since expenses for the DSUs are accrued as part of incentive compensation in the year awarded, the expenses below do not include these accruals. The expenses presented in the following table include</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">increases in the liabilities for Sun Shares and DSUs due to changes in the fair value of the common shares and the accruals of the Sun Shares liabilities over the vesting period, and exclude any adjustment in expenses due to the impact of hedging.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:508px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Compensation expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">87</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">125</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(32</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">19.D Share-Based Payment Plans of MFS </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Share-based payment awards within MFS are based on their own shares. Restricted share awards and stock option awards are settled in MFS shares and restricted stock unit awards are settled in cash. Restricted share awards, restricted stock unit awards, and stock option awards generally vest over a </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">four</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">-year period and continued employment is generally the only service requirement for these awards. Holders of restricted share awards and restricted stock unit awards are entitled to receive non-forfeitable dividend equivalent payments during the vesting period at the same rate as the dividends on MFS's shares. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Although restricted share awards and stock option awards are settled in shares, all of the MFS share-based awards, including outstanding MFS shares, are accounted for as cash-settled share-based payment awards due to the fact that MFS has a practice of repurchasing its outstanding shares after a specified holding period. The fair value of stock option awards is determined using the Black-Scholes option pricing model, while the fair value of restricted share awards, restricted stock unit awards, and outstanding MFS shares are estimated using a market consistent share valuation model.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The amount of periodic compensation expense recognized is impacted by grants of new awards, vesting, exercise, and forfeiture of unvested awards, share repurchases, changes in fair value of awards, and outstanding MFS shares. The total liability accrued attributable to all MFS share-based payment plans as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">was </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$831</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$844</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) which includes a liability of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$677</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (US</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$496</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) for the stock options, restricted shares, and outstanding MFS shares.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Compensation expense and the income tax expense (benefit) for these awards for the years ended December 31 are shown in the following table: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:74%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Compensation expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">248</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">341</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(49</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(85</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for share-based payment arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2017-01-01<br> -Paragraph 44<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=2&amp;date=2017-03-01&amp;anchor=para_44&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_ShareBasedPaymentArrangementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Share-Based Payment Arrangements [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_ShareBasedPaymentArrangementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6911469808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Taxes<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_IncomeTaxesAbstract', window );"><strong>Income Taxes [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfIncomeTaxExplanatory', window );">Income Taxes</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">20.A Deferred Income Taxes </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following represents the deferred tax assets and liabilities</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"><sup style="vertical-align:top;line-height:120%;font-size:pt"> </sup></font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">in the Consolidated Statements of Financial Position by source of temporary differences:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Assets</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Liabilities</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Liabilities</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(738</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(841</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy liabilities</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">379</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">322</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deferred acquisition costs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">95</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Losses available for carry forward</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">600</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(48</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">543</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension and other employee benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(136</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">201</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(150</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(47</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">120</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">322</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">403</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net deferred tax asset</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">887</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">892</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Our deferred tax assets and deferred tax liabilities are offset when there is a legally enforceable right to offset current tax assets against current tax liabilities and when the deferred taxes relate to the same taxable entity and the same taxation authority. Negative amounts reported under Assets are deferred tax liabilities included in a net deferred tax asset position; negative amounts under Liabilities are deferred tax assets included in a net deferred tax liability position.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Includes unused tax credits.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The movement in net deferred tax assets for the years ended December 31, are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="29" rowspan="1"></td></tr><tr><td style="width:189px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Investments</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Policy liabilities</font><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Deferred acquisition costs</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Losses  available for carry forward</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;Pension and other employee benefits</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(957</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">896</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">77</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">549</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">351</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(24</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">892</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Charged to statement of operations</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(170</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">107</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(149</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(37</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Charged to other comprehensive income</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(13</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(17</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Charged to equity, other than other comprehensive income</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(29</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(746</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">737</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">96</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">319</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(167</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">887</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Includes unused tax credits.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="29" rowspan="1"></td></tr><tr><td style="width:189px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy liabilities</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deferred acquisition costs</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Losses  available for carry forward</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;Pension and other employee benefits</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,064</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">517</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">171</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">513</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">410</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">214</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">761</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Acquisitions (disposals) through business combinations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Charged to statement of operations</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">388</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(74</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(66</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(209</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Charged to other comprehensive income</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(73</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(64</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">48</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(20</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(957</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">896</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">77</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">549</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">351</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">892</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of Insurance contract liabilities and Investment contract liabilities net of Reinsurance assets.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Includes unused tax credits.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have accumulated non-capital tax losses, primarily in Canada, the Philippines, and the U.K., totaling $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">3,245</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2,662</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">). The benefit of these tax losses has been recognized to the extent that it is probable that the benefit will be realized. In addition, in the U.S., we have, net capital losses of $3</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">0</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$26</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) for which a deferred tax asset of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">6</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$6</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) has been recognized. Unused tax losses for which a deferred tax asset has not been recognized amount to $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">702</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$511</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) primarily in the Philippines and Indonesia. We also have capital losses of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">460</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in the U.K. (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$449</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) and $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">176</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in Canada (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$176</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) for which a deferred tax asset of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">102</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$100</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) has not been recognized.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We will realize the benefit of tax losses carried forward in future years through a reduction in current income taxes as and when the losses are utilized. These tax losses are subject to examination by various tax authorities and could be reduced as a result of the adjustments to tax returns. Furthermore, legislative, business or other changes may limit our ability to utilize these losses. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Included in the deferred tax asset related to losses available for carry forward are tax benefits that have been recognized on losses incurred in either the current or the preceding year. In determining if it is appropriate to recognize these tax benefits, we rely on projections of future taxable profits, and we also consider tax planning opportunities that will create taxable income in the period in which the unused tax losses can be utilized.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The non-capital losses carried forward in Canada expire beginning in 2028 and the capital losses can be carried forward indefinitely.  The operating and capital losses in the U.K. can be carried forward indefinitely. The non-capital losses in the Philippines can be carried forward three years, and the non-capital losses in Indonesia can be carried forward five years.  Net capital losses in the U.S. expire beginning in 2021.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We recognize a deferred tax liability on all temporary differences associated with investments in subsidiaries, branches, joint ventures and associates unless we are able to control the timing of the reversal of these differences and it is probable that these differences will not reverse in the foreseeable future. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">As at December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, temporary differences associated with investments in subsidiaries, branches, joint ventures and associates for which a deferred tax liability has not been recognized amount to $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">5,723</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$5,611</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">20.B Income Tax Expense (Benefit)</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">20.B.i</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> In our Consolidated Statements of Operations, Income tax expense (benefit) for the years ended December 31 has the following components:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:74%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current income tax expense (benefit):</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">561</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">445</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Adjustments in respect of prior years, including resolution of tax disputes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Tax rate and other legislative changes</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total current income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">560</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">516</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deferred income tax expense (benefit):</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Origination and reversal of temporary differences</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(151</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Tax expense (benefit) arising from unrecognized tax losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Adjustments in respect of prior years, including resolution of tax disputes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Tax rate and other legislative changes</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(53</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total deferred income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">37</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(214</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">302</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">20.B.ii</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> Income tax benefit (expense) recognized directly in equity for the years ended December 31:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Recognized in other comprehensive income:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current income tax benefit (expense)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deferred income tax benefit (expense)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(64</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total recognized in other comprehensive income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(62</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Recognized in equity, other than other comprehensive income:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deferred income tax benefit (expense)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total income tax benefit (expense) recorded in equity, including tax benefit (expense) recorded in other comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">29</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(62</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">20.B.iii </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our effective income tax rate differs from the combined Canadian federal and provincial statutory income tax rate as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:685px;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:412px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,914</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,487</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">302</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net income (loss) before income taxes</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,511</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,789</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Taxes at the combined Canadian federal and provincial statutory income tax rate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">939</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">746</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Increase (decrease) in rate resulting from:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Higher (lower) effective rates on income subject to taxation in foreign jurisdictions</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(222</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(6.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(257</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Tax exempt investment income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(131</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(213</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(7.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Tax (benefit) cost of unrecognized tax losses and tax credits </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">0.1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Tax rate and other legislative changes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Adjustments in respect of prior years, including resolution of tax disputes</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">0.5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total tax expense (benefit) and effective income tax rate</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17.0</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">302</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10.8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Statutory income tax rates in other jurisdictions in which we conduct business range from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">0%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">30%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which creates a tax rate differential and corresponding tax provision difference compared to the Canadian federal and provincial statutory rate when applied to foreign income not subject to tax in Canada. Generally, higher earnings in jurisdictions with higher statutory tax rates result in an increase of our tax expense, while earnings arising in tax jurisdictions with statutory rates lower than </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">26.75%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (rounded to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">26.8%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in the table above) reduce our tax expense. These differences are reported in higher (lower) effective rates on income subject to taxation in foreign jurisdictions. The benefit reported in 2018 included higher income in jurisdictions with low statutory income tax rates compared to 2017, as well as losses in jurisdictions with high statutory income tax rates.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Tax exempt investment income includes tax rate differences related to various types of investment income that is taxed at rates lower than our statutory income tax rate, such as dividend income, capital gains arising in Canada, and various others. Fluctuations in foreign exchange rates, changes in market values of real estate properties and other investments have an impact on the amount of these tax rate differences.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Tax (benefit) cost of unrecognized tax losses/tax credits reflects unrecognized losses in Asia that were recognized in 2018.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">U.S. tax reform legislation was signed into law on December 22, 2017 and took effect on January 1, 2018. The legislation includes a reduction to the corporate tax rate from </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">35%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">21%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for tax years beginning after 2017, and a one-time tax on the deemed repatriation of foreign earnings. Tax rate and other legislative changes in 2017 includes a benefit relating to the revaluation of our deferred tax balances of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$53</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and a one-time deemed repatriation charge of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$46</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Adjustments in respect of prior periods, including the resolution of tax disputes relates primarily to tax audit adjustments and the finalization of tax filings in Canada, Asia and the U.S. in 2018, and in Canada and the U.S. in 2017.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other in 2018 includes a charge of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">28</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">(</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$26</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in 2017)</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> relating to withholding taxes on distributions from our foreign subsidiaries. The charge has been primarily offset by a benefit of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">16</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> relating to investments in joint ventures in Asia (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$16</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in 2017), which are accounted for using the equity method.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfIncomeTaxExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2017-01-01<br> -Section Disclosure<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=12&amp;date=2017-03-01&amp;anchor=sect_Disclosure&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfIncomeTaxExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_IncomeTaxesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income Taxes [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_IncomeTaxesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6592159184">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract', window );"><strong>Corporate Information And Statement Of IFRS Compliance [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory', window );">Capital Management</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our capital base is structured to exceed minimum regulatory and internal capital targets and maintain strong credit and financial strength ratings while maintaining a capital efficient structure. We strive to achieve an optimal capital structure by balancing the use of debt and equity financing. Capital is managed both on a consolidated basis under principles that consider all the risks associated with the business as well as at the business group level under the principles appropriate to the jurisdiction in which each operates. We manage the capital for all of our international subsidiaries on a local statutory basis in a manner commensurate with their individual risk profiles. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Board of Directors of SLF Inc. is responsible for the annual review and approval of the Company's capital plan and capital risk policy. Management oversight of our capital programs and position is provided by the Company's Executive Risk Committee, the membership of which includes senior management from the finance, actuarial, and risk management functions.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We engage in a capital planning process annually in which capital deployment options, fundraising, and dividend recommendations are presented to the Risk &amp; Conduct Review Committee of the Board of Directors. Capital reviews are regularly conducted which consider the potential impacts under various business, interest rate, and equity market scenarios. Relevant components of these capital reviews, including dividend recommendations, are presented to the Risk &amp; Conduct Review Committee on a quarterly basis. The Board of Directors is responsible for the approval of the dividend recommendations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The capital risk policy is designed to ensure that adequate capital is maintained to provide the flexibility necessary to take advantage of growth opportunities, to support the risks associated with our businesses and to optimize return to our shareholders. This policy is also intended to provide an appropriate level of risk management over capital adequacy risk, which is defined as the risk that capital is not or will not be sufficient to withstand adverse economic conditions, to maintain financial strength or to allow us and our subsidiaries to support ongoing operations and to take advantage of opportunities for expansion. SLF Inc. manages its capital in a manner commensurate with its risk profile and control environment.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Regulated insurance holding companies and non-operating life companies were subject to the Minimum Continuing Capital and Surplus Requirements ("MCCSR") capital rules which had been established by OSFI and which were in force as at December 31, 2017. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Effective January 1, 2018, OSFI has replaced MCCSR with LICAT. Results as measured under LICAT are fundamentally different than under MCCSR and are not directly comparable to MCCSR. The LICAT Guideline sets a Supervisory Target Total Ratio of 100% and a minimum Total Ratio of 90%. The Company has established capital targets in excess of the Supervisory Target Total Ratio. SLF Inc.'s consolidated capital position was above its internal target and exceeded levels that would require regulatory or corrective action as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.   </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The Company's regulated subsidiaries must comply with the capital adequacy requirements imposed in the jurisdictions in which they operate. In certain jurisdictions, the payment of dividends from our subsidiaries is subject to maintaining capital levels exceeding regulatory targets and/or receiving regulatory approval. We maintained capital levels above minimum local requirements as at  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">At December 31, 2018, our principal operating life insurance subsidiary in Canada, Sun Life Assurance, is also subject to the LICAT Guideline. With a LICAT Ratio of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">131%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, Sun Life Assurance's LICAT Ratio is above OSFI's supervisory target ratio of 100% and regulatory minimum ratio of 90%. In the U.S., Sun Life Assurance operates through a branch which is subject to U.S. regulatory supervision and it exceeded the levels under which regulatory action would be required as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. In the U.S., we use captive reinsurance arrangements to provide efficient financing of U.S. statutory reserve requirements in excess of those required under IFRS. Under one such arrangement, the funding of these reserve requirements is supported by a guarantee from SLF Inc.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our capital base consists mainly of common shareholders' equity, participating policyholders' equity, preferred shareholders' equity and certain other capital securities that qualify as regulatory capital. For regulatory reporting purposes under the LICAT framework, there were further adjustments, including goodwill, non-life investments, and others as was prescribed by OSFI, to the total capital figure presented in the table below: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Subordinated debt</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,039</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,437</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Innovative capital instruments</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">699</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">699</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Participating policyholders' equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">864</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">650</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Preferred shareholders' equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Common shareholders' equity</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,449</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20,064</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total capital</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28,308</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,107</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)  </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Innovative capital instruments are SLEECS issued by the SL Capital Trusts (Note 13). The SL Capital Trusts are not consolidated by us. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">21.B Participating Account Seed Capital</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the first quarter of 2018, with OSFI's approval, seed capital, together with interest earned since demutualization, was transferred from the participating account to the shareholder account. The transfer of seed capital is recorded on our Consolidated Statements of Changes in Equity as a Transfer from participating policyholders' equity totaling $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">89</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, comprised of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">50</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in SLF Canada and $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">39</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (US$</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">30</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) in SLF U.S. The transfer of interest on seed capital is included as a reduction in Participating policyholders' net income (loss) and an increase in Shareholders' net income (loss) totaling $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">110</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, on a pre- and post-tax basis, comprised of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">75</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in SLF Canada and $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">35</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">(US$</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">28</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) in SLF U.S.&#160;At the time of demutualization, OSFI required shareholders to transfer seed capital into the participating account to support participating insurance policies sold after demutualization. It was anticipated that over time the seed capital would no longer be needed and that the seed capital and accumulated interest would be returned to the shareholders, subject to OSFI's approval. The transfer has no impact on regulatory capital requirements, and will have no adverse impact on the policy dividends or security of benefits of participating policyholders.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of information that enables users of financial statements to evaluate the entity's objectives, policies and processes for managing capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 134<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_134&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Corporate Information And Statement Of IFRS Compliance [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CorporateInformationAndStatementOfIFRSComplianceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6774260304">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segregated Funds<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_SeparateAccountsDisclosure1Abstract', window );"><strong>Separate Accounts Disclosure 1 [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_LongDurationInsuranceContractsDisclosure1TextBlock', window );">Segregated Funds</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have segregated fund products, including variable annuities, unit-linked products and universal life insurance policies, in Canada, the U.S., the U.K., and Asia. Under these contracts, the benefit amount is contractually linked to the fair value of the investments in the particular segregated fund. Policyholders can select from a variety of categories of segregated fund investments. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risk and rewards of the funds' investment performance. Therefore, net realized gains and losses, other net investment income earned, and expenses incurred on the segregated funds are attributable to policyholders and not to us. However, certain contracts include guarantees from us. We are exposed to equity market risk and interest rate risk as a result of these guarantees. Further details on these guarantees and our risk management activities related to these guarantees are included in the Risk Management section of the MD&amp;A.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We derive fee income from segregated funds. Market value movements in the investments held for segregated fund holders impact the management fees earned on these funds.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The segregated fund types offered, by percentage of total investments for account of segregated fund holders, were within the following ranges as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2" rowspan="1"></td></tr><tr><td style="width:86%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Type of fund</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Money market</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1 to 5  </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fixed income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10 to 15</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balanced</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">40 to 45</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">40 to 45</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Money market funds include investments that have a term to maturity of less than one year. Fixed income funds are funds that invest primarily in investment grade fixed income securities and where less than </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">25%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> can be invested in diversified equities or high-yield bonds. Balanced funds are a combination of fixed income securities with a larger equity component. The fixed income component is greater than </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">25%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of the portfolio. Equity consists primarily of broad-based diversified funds that invest in a well-diversified mix of Canadian, U.S. or global equities. Other funds in this category include low volatility funds, intermediate volatility funds, and high volatility funds.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">22.A Investments for Account of Segregated Fund Holders </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of investments held for segregated fund holders are as follows: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Segregated and mutual fund units</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">89,049</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">91,637</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,771</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,799</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,448</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,517</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">711</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">457</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment properties</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">374</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">156</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">147</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">103,558</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106,951</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Liabilities arising from investing activities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">496</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">559</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total investments for account of segregated fund holders </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106,392</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">22.B Changes in Insurance Contracts and Investment Contracts for Account of Segregated Fund Holders </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in insurance contracts and investment contracts for account of segregated fund holders are as follows: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contracts</font></div></td><td colspan="8" style="vertical-align:bottom;padding-left:44px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment contracts</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance as at January 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">99,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">90,388</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,271</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,779</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Additions to segregated funds:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deposits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,468</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,772</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">86</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net transfer (to) from general funds</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(308</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(119</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net realized and unrealized gains (losses)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(7,123</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,141</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(658</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">883</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other investment income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,576</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,853</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">178</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">152</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total additions</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,613</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19,647</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(395</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Deductions from segregated funds:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Payments to policyholders and their beneficiaries</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,224</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,439</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">614</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">643</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Management fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,004</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">963</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Taxes and other expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">256</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(413</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">245</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(194</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(83</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total deductions</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,071</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,914</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">477</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">629</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net additions (deductions)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,458</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,733</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(872</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">492</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Acquisitions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance as at December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">96,663</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">99,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,399</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,271</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_LongDurationInsuranceContractsDisclosure1TextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Long-Duration Insurance Contracts Disclosure1 [Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_LongDurationInsuranceContractsDisclosure1TextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_SeparateAccountsDisclosure1Abstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Separate Accounts Disclosure [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_SeparateAccountsDisclosure1Abstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6906327008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Commitments, Guarantees and Contingencies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract', window );"><strong>Other Provisions, Contingent Liabilities And Contingent Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory', window );">Commitments, Guarantees and Contingencies</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">23.A Lease Commitments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We lease offices and certain equipment. These are operating leases with rents charged to operations in the year to which they relate. Total future rental payments for the remainder of these leases total </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$1,056</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The future rental payments by year of payment are included in the MD&amp;A as described in Note 6.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">23.B Contractual Commitments </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the normal course of business, various contractual commitments are outstanding, which are not reflected in our Consolidated Financial Statements. In addition to loan commitments for debt securities and mortgages included in Note 6.A.i, we have equity, investment property, and property and equipment commitments. As at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, we had a total of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">3,800</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of contractual commitments outstanding. The expected maturities of these commitments are included in the MD&amp;A as described in Note 6.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">23.C Letters of Credit</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We issue commercial letters of credit in the normal course of business. As at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, we had credit facilities of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">891</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> available for the issuance of letters of credit (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$835</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">), from which a total of $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">227</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in letters of credit were outstanding (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$203</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">December 31, 2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">).</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">23.D Indemnities and Guarantees</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the normal course of our business, we have entered into agreements that include indemnities in favour of third parties, such as confidentiality agreements, engagement letters with advisors and consultants, outsourcing agreements, leasing contracts, trade-mark licensing agreements, underwriting and agency agreements, information technology agreements, distribution agreements, financing agreements, the sale of equity interests, and service agreements. These agreements may require us to compensate the counterparties for damages, losses or costs incurred by the counterparties as a result of breaches in representation, changes in regulations (including tax matters), or as a result of litigation claims or statutory sanctions that may be suffered by the counterparty as a consequence of the transaction. We have also agreed to indemnify our directors and certain of our officers and employees in accordance with our by-laws. These indemnification provisions will vary based upon the nature and terms of the agreements. In many cases, these indemnification provisions do not contain limits on our liability, and the occurrence of contingent events that will trigger payment under these indemnities is difficult to predict. As a result, we cannot estimate our potential liability under these indemnities. We believe that the likelihood of conditions arising that would trigger these indemnities is remote and, historically, we have not made any significant payment under such indemnification provisions. In certain cases, we have recourse against third parties with respect to the aforesaid indemnities, and we also maintain insurance policies that may provide coverage against certain of these claims.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the normal course of our business, we have entered into purchase and sale agreements that include indemnities in favour of third parties. These agreements may require us to compensate the counterparties for damages, losses, or costs incurred by the counterparties as a result of breaches in representation. As at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, we are not aware of any breaches in representations that would result in any payment required under these indemnities that would have a material impact on our Consolidated Financial Statements.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Guarantees made by us that can be quantified are included in Note 6.A.i.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">23.E Guarantees of Sun Life Assurance Preferred Shares and Subordinated Debentures &#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">SLF Inc. has provided a guarantee on the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$150</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">6.30%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> subordinated debentures due 2028 issued by Sun Life Assurance. Claims under this guarantee will rank equally with all other subordinated indebtedness of SLF Inc. SLF Inc. has also provided a subordinated guarantee of the preferred shares issued by Sun Life Assurance from time to time, other than such preferred shares which are held by SLF Inc. and its affiliates. Sun Life Assurance has </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">no</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> outstanding preferred shares subject to the guarantee. As a result of these guarantees, Sun Life Assurance is entitled to rely on exemptive relief from most continuous disclosure and the certification requirements of Canadian securities laws.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following tables set forth certain consolidating summary financial information for SLF Inc. and Sun Life Assurance (consolidated):</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:224px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Results for the years ended</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Inc. (unconsolidated)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Sun Life Assurance (consolidated)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other        subsidiaries   of SLF Inc. (combined)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidation adjustment</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Inc. (consolidated)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December&#160;31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">361</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">22,619</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,453</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(436</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26,997</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders' net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,616</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,036</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">382</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,418</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,616</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December&#160;31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">23,421</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,022</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(1,550</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">29,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders' net income (loss) </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,242</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">427</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2,004</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,242</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:224px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets and liabilities as at</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Inc. (unconsolidated)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Sun Life Assurance (consolidated)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other subsidiaries   of SLF Inc. (combined)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidation adjustment</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Inc. (consolidated)</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December&#160;31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24,255</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">143,040</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,991</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(22,560</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">151,726</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total other general fund assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,088</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,958</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,389</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(19,396</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17,039</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments for account of segregated </font></div><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;fund holders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">103,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">48</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">122,066</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,534</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(8,677</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">121,923</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total other general fund liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,636</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,801</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,972</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(13,301</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19,108</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December&#160;31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">23,382</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">138,145</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(21,919</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">146,139</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total other general fund assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,530</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21,437</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">17,152</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(29,538</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16,581</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments for account of segregated </font></div><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;fund holders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106,341</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">51</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106,392</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">118,003</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,234</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(8,452</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">117,785</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,082</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,082</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total other general fund liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,591</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21,558</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,822</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(24,089</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18,882</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">23.F Legal and Regulatory Proceedings </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Legal actions naming us as a defendant ordinarily involve our activities as a provider of insurance protection and wealth management products, as an investor and investment advisor, and as an employer. In addition, government and regulatory bodies in Canada, the U.S., the U.K., and Asia, including federal, provincial, and state securities and insurance regulators and government authorities, from time to time, make inquiries and require the production of information or conduct examinations or investigations concerning our compliance with insurance, securities, and other laws.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Provisions for legal proceedings related to insurance contracts, such as for disability and life insurance claims and the cost of litigation, are included in Insurance contract liabilities in our Consolidated Statements of Financial Position. Other provisions are established outside of the Insurance contract liabilities if, in the opinion of management, it is both probable that a payment will be required and a reliable estimate can be made of the amount of the obligation. Management reviews the status of all proceedings on an ongoing basis and exercises judgment in resolving them in such manner as management believes to be in our best interest. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Two</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> class action lawsuits have been filed against Sun Life Assurance in connection with sales practices relating to, and the administration of, individual policies issued by the Metropolitan Life Insurance Company (&#8220;MLIC&#8221;). These policies were assumed by Clarica when Clarica acquired the bulk of MLIC&#8217;s Canadian operations in 1998 and subsequently assumed by Sun Life Assurance as a result of its amalgamation with Clarica. One of the lawsuits (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Fehr et al v Sun Life Assurance Company of Canada</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) is issued in Ontario and the other (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Alamwala v Sun Life Assurance Company of Canada</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) is in British Columbia. In the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Fehr</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> action, the motions judge dismissed the plaintiff's motion for certification in its entirety by way of a two-part decision released on November 12, 2015 and December 7, 2016. The plaintiffs appealed and, in a decision released on September 5, 2018, the Ontario Court of Appeal overturned part of the lower court&#8217;s decision and certified three alleged breach of contract claims related to the policies. Sun Life Assurance has sought leave to appeal this decision to the Supreme Court of Canada. The other action (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Alamwala v Sun Life Assurance Company of Canada</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) has remained largely dormant since it was commenced in 2011 and has not been certified. We will continue to vigorously defend against the claims in these actions. In connection with the acquisition of the Canadian operations of MLIC, MLIC agreed to indemnify Clarica for certain losses, including those incurred relating to the sales of its policies. Should either of the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Fehr</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> or the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Alamwala</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> lawsuits result in a loss, Sun Life Assurance will seek recourse against MLIC under that indemnity through arbitration. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Management does not believe that the probable conclusion of any current legal or regulatory matter, either individually or in the aggregate, will have a material adverse effect on the Consolidated Statements of Financial Position or results of operations of the Company.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of commitments and contingent liabilities. [Refer: Contingent liabilities [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other Provisions, Contingent Liabilities And Contingent Assets [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_OtherProvisionsContingentLiabilitiesAndContingentAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881580272">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_RelatedPartyAbstract', window );"><strong>Related Party [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfRelatedPartyExplanatory', window );">Related Party Transactions</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">SLF Inc. and its subsidiaries, joint ventures and associates transact business worldwide. All transactions between SLF Inc. and its subsidiaries have been eliminated on consolidation. Transactions with joint ventures and associates, which are also related parties, are disclosed in Note 16. Transactions between the Company and related parties are executed and priced on an arm's-length basis in a manner similar to transactions with third parties.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">24.A Transactions with Key Management Personnel, Remuneration and Other Compensation</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Key management personnel refers to the executive team and Board of Directors of SLF Inc. These individuals have the authority and responsibility for planning, directing, and controlling the activities of the Company. The aggregate compensation to the executive team and directors are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:417px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:25px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:28px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Executive team</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Directors</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Executive team</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Directors</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Number of individuals</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Base salary and annual incentive compensation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Additional short-term benefits and other</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Share-based long-term incentive compensation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Value of pension and post-retirement benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">24.B Other Related Party Transactions</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We provide investment management services for our pension plans. The services are provided on substantially the same terms as for comparable transactions with third parties. We also hold units of investment funds managed by certain of our joint ventures. The carrying amount of our investment in these funds is included in Note 16.D.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfRelatedPartyExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for related parties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2017-01-01<br> -Section Disclosures<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=24&amp;date=2017-03-01&amp;anchor=sect_Disclosures&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfRelatedPartyExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_RelatedPartyAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Related Party [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_RelatedPartyAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881519120">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Pension Plans and Other Post-Retirement Benefits<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_EmployeeBenefitsAbstract', window );"><strong>Employee Benefits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory', window );">Pension Plans and Other Post-Retirement Benefits</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We sponsor defined benefit pension plans and defined contribution plans for eligible employees. All of our material defined benefit plans worldwide are closed to new entrants with new hires participating in defined contribution plans. Material defined benefit plans are located in Canada, the U.S., and the U.K. The defined benefit pension plans offer benefits based on length of service and final average earnings and certain plans offer some indexation of benefits. The specific features of these plans vary in accordance with the employee group and countries in which employees are located. In addition, we maintain supplementary non-contributory defined benefit pension arrangements for eligible employees, which are primarily for benefits which are in excess of local tax limits. As at December 31, 2014, there are no active members in the U.K. and the U.S. defined benefit plans continuing to accrue future service benefits. On January 1, 2009, the Canadian defined benefit plans were closed to new employees. Canadian employees hired before January 1, 2009 continue to earn future service benefits in the previous plans, which includes both defined benefit and defined contribution components, while new hires since then are eligible to join a defined contribution plan. In addition, one small defined benefit plan in the Philippines remains open to new hires. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our funding policy for defined benefit pension plans is to make at least the minimum annual contributions required by regulations in the countries in which the plans are offered. Our U.K. defined benefit pension scheme is governed by pension trustees. In other countries in which we operate, the defined benefit pension arrangements are governed by local pension committees. Significant plan changes require the approval of the Board of Directors of the sponsoring subsidiary of SLF Inc.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We also established defined contribution plans for eligible employees. Our contributions to these defined contribution pension plans may be subject to certain vesting requirements. Generally, our contributions are a set percentage of employees' annual income and may be a set percentage of employee contributions, up to specified levels.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In addition to our pension plans, in Canada and the U.S., we provide certain post-retirement health care and life insurance benefits to eligible employees and to their dependents upon meeting certain requirements. Eligible retirees may be required to pay a portion of the premiums for these benefits and, in general, deductible amounts and co-insurance percentages apply to benefit payments. These post-retirement benefits are not pre-funded. In Canada, certain post-retirement health care and life insurance benefits are provided for eligible employees who retired before December 31, 2015. Eligible employees in Canada who retire after December 31, 2015 will have access to voluntary retiree-paid health care coverage. In the U.S., certain post-retirement health care and life insurance benefits are provided to eligible retirees. In the U.S., employees who were not age </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">50</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> with </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">10 years</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of service as of December 31, 2015 only have access to subsidized retiree health care coverage until eligible for Medicare. Eligible existing and future retirees and covered dependents eligible for Medicare receive an annual contribution to a health reimbursement account to be applied against individual coverage and other eligible expenses.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.A Risks Associated with Employee Defined Benefit Plans</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">With the closure of the material defined benefit pension and retiree benefit plans to new entrants, the volatility associated with future service accruals for active members has been limited and will decline over time. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The major risks remaining in relation to past service obligations are increases in liabilities due to a decline in discount rates, greater life expectancy than assumed and adverse asset returns. We have significantly de-risked the investments of our material defined benefit pension plans Company-wide by shifting the pension asset mix away from equities and into more fixed income and liability-matching investments. In 2018, the risk in our U.K. pension plan was reduced through a buy-in insurance contract protecting the majority of pensioner benefits. The target for our material funded defined benefit plans is to minimize volatility in funded status arising from changes in discount rates and exposure to equity markets.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.B Defined Benefit Pension and Other Post-Retirement Benefit Plans</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following tables set forth the status of the defined benefit pension and other post-retirement benefit plans:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:266px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Pension</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other post-retirement</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other post-retirement</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in defined benefit obligations:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Defined benefit obligation, January 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,661</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,929</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,545</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,807</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current service cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">54</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">59</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">47</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">118</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">122</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Actuarial losses (gains)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(253</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(264</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">218</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Benefits paid</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(180</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(15</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(195</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(159</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(170</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Settlement losses (gains)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(86</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(86</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Plan amendments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movement</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">59</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">65</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(15</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(20</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Defined benefit obligation, December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">262</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,720</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,661</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,929</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Change in plan assets:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value of plan assets, January 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,301</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,301</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,243</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,243</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Administrative expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest income on plan assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">105</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">105</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">110</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">110</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Return on plan assets (excluding amounts included in net interest expense)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(156</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(156</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Employer contributions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">127</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">80</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">91</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Benefits paid</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(180</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(15</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(195</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(159</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(170</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Settlement losses (gains)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(80</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(80</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movement</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value of plan assets, December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,253</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,253</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,301</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,301</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amounts recognized on Statement of Financial Position:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value of plan assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,301</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,301</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Defined benefit (obligation)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(262</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3,720</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(3,661</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(3,929</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net recognized (liability) asset, December 31</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(205</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(262</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(467</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(360</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(268</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(628</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Components of net benefit expense recognized:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Current service cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">54</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">59</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">47</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Administrative expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net interest expense (income)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Settlement losses (gains)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Plan amendments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other long-term employee benefit losses (gains)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net benefit expense</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">67</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">78</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">51</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">68</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:3%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Remeasurement of net recognized (liability) asset:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Return on plan assets (excluding amounts included in net interest expense)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(156</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(156</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Actuarial gains (losses) arising from changes in demographic assumptions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Actuarial gains (losses) arising from changes in financial assumptions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">249</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(161</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(172</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Actuarial gains (losses) arising from experience adjustments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(50</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(45</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange rate movement</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Components of defined benefit costs recognized in Other comprehensive income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">95</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">101</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(87</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(91</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> In 2017, the Company terminated and completely settled the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.C Principal Assumptions for Significant Plans </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:678px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:253px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:58px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:57px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:57px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:57px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Canada %</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;U.K.  %</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;&#160;&#160;U.S. %</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada %</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;U.K. %</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;U.S. %</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">To determine defined benefit obligation at end of year:</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Discount rate for pension plans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2.85</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4.40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.40</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.30</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.70</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Rate of compensation increase</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.00</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension increases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">0.00-0.15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.00-0.15</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.50</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">To determine net benefit expense for year:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Discount rate for pension plans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2.30</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.70</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2.55</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.25</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Rate of compensation increase</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.00</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension increases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">0.00-0.15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3.50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.00-0.15</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.55</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health care trend rates:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Initial health care trend rate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5.42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6.50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5.47</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6.50</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Ultimate health care trend rate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4.50</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5.00</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.50</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5.00</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Year ultimate health care trend rate reached</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2030</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2023</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2030</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">n/a</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2023</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Canada</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;U.K.</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#160;&#160;&#160;&#160;U.S.</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">U.K.</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;&#160;&#160;U.S. </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortality rates:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Life expectancy (in years) for individuals currently at age 65:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Male</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">23</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Female</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Life expectancy (in years) at 65 for individuals currently at age 45:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Male</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Female</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">25</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">29</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Average duration (in years) of pension obligation </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17.3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16.9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12.2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">17.1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19.0</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13.3</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Discount Rate, Rate of Compensation Increase and Health Care Cost</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The major economic assumptions which are used in determining the actuarial present value of the accrued benefit obligations vary by country. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The discount rate assumption used for material plans is determined by reference to the market yields, as of December 31, of high-quality corporate bonds that have terms to maturity approximating the terms of the related obligation. In countries where a deep corporate market does not exist, government bonds are used. Compensation and health care trend assumptions are based on expected long-term trend assumptions which may differ from actual results. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.D Sensitivity of Key Assumptions</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table provides the potential impact of changes in key assumptions on the defined benefit obligation for pension and other  post-retirement benefit plans as at </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">December 31, 2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. These sensitivities are hypothetical and should be used with caution. The impact of changes in each key assumption may result in greater than proportional changes in sensitivities.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:493px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Pension</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Post-retirement benefits</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest/discount rate sensitivity</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;">:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1% decrease</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">644</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">33</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1% increase</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(500</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(28</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Rate of compensation increase assumption:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1% decrease</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(75</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1% increase</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">78</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health care trend rate assumption:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1% decrease</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(13</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1% increase</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">n/a</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortality rates</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;">:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10% decrease</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">89</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;color:#000000;">    </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Represents a parallel shift in interest rates across the entire yield curve, resulting in a change in the discount rate assumption.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Represents </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">10%</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> decrease in mortality rates at each age.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.E Fair Value of Plan Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Composition of fair value of plan assets, December 31:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:47px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:47px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fixed income investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">76</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">86</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Real estate investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Qualifying insurance contract</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total composition of fair value of plan assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">%</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The fair value of our equity investments in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> are consistent with Level 1 or Level 2 fair value hierarchy. In </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> of our fixed income investments (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2%</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) are determined based on valuation techniques consistent with Level 1 of the fair value hierarchy.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The assets of the defined benefit pension plans are primarily held in trust for plan members, and are managed within the provisions of each plan's investment policies and procedures. Diversification of the investments is used to limit credit, market, and foreign currency risks. We have significantly de-risked the investments of our material defined benefit pension plans by shifting the pension asset mix away from equities and into more fixed income and liability-matching investments. In 2018, the risk in our U.K. pension plan was reduced through a buy-in insurance contract, protecting the majority of pensioner benefits. The long-term investment objectives of the defined benefit pension plans are to equal or exceed the rate of growth of the liabilities. Over shorter periods, the objective of the defined benefit pension plan investment strategy is to minimize volatility in the funded status. Liquidity is managed with consideration to the cash flow requirements of the liabilities. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.F Future Cash Flows </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following tables set forth the expected contributions and expected future benefit payments of the defined benefit pension and other post-retirement benefit plans:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:416px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Post-retirement</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Expected contributions for the next 12 months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">118</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">134</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Expected Future Benefit Payments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:22%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:6%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2019</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2020</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2021</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2022</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2023</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2024 </font></div><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">to 2028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">160</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">168</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">175</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">183</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">190</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,022</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Post-retirement</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">17</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">92</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">176</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">184</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">191</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">200</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">207</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">25.G Defined Contribution Plans</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We expensed </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$120</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> in </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:normal;">2018</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$109</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2017</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">) with respect to defined contribution plans.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for employee benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2017-01-01<br> -Section Scope<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=19&amp;date=2017-03-01&amp;anchor=sect_Scope&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfEmployeeBenefitsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_EmployeeBenefitsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Employee Benefits [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_EmployeeBenefitsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881577056">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings (Loss) Per Share<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings per share [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfEarningsPerShareExplanatory', window );">Earnings (Loss) Per Share</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Details of the calculation of the net income (loss) and the weighted average number of shares used in the earnings per share computations are as follows:&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Common shareholders' net income (loss) for basic earnings per share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,522</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,149</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: increase in income due to convertible instruments</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Common shareholders' net income (loss) on a diluted basis</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,532</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,159</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Weighted average number of common shares outstanding for basic earnings per share (in millions)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">606</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">613</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: dilutive impact of stock options</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:8.5pt;">&#160;(in millions)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Add: dilutive impact of convertible instruments</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:8.5pt;">&#160;(in millions)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Weighted average number of common shares outstanding on a diluted basis (in millions)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">611</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">618</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Basic earnings (loss) per share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4.16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.51</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Diluted earnings (loss) per share</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4.14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3.49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> The convertible instruments are the SLEECS B issued by Sun Life Capital Trust. </font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup>&#160;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Excludes the impact of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">1</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> million stock options for the year ended December 31, 2018 ($</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">nil</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> for the year ended December 31, 2017) because these stock options were antidilutive for the period.</font></div></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfEarningsPerShareExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2017-01-01<br> -Section Disclosure<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=33&amp;date=2017-03-01&amp;anchor=sect_Disclosure&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfEarningsPerShareExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881703792">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract', window );"><strong>Analysis Of Other Comprehensive Income By Item [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory', window );">Accumulated Other Comprehensive Income (Loss) and Non-Controlling Interests</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:9px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in accumulated other comprehensive income (loss), net of taxes, are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="30" rowspan="1"></td></tr><tr><td style="width:229px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:6px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:33px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:33px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:18px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:50px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:20px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:33px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="17" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.9pt;"><font style="font-family:Arial;font-size:7.9pt;font-weight:bold;">Balance, beginning of period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.879pt;"><font style="font-family:Arial;font-size:7.879pt;font-weight:bold;">Other comprehensive income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.879pt;"><font style="font-family:Arial;font-size:7.879pt;font-weight:bold;">Balance, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.9pt;"><font style="font-family:Arial;font-size:7.9pt;">Balance, beginning of period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.9pt;"><font style="font-family:Arial;font-size:7.9pt;">Other comprehensive income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.9pt;"><font style="font-family:Arial;font-size:7.9pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.9pt;"><font style="font-family:Arial;font-size:7.9pt;">&#160;Balance, <br clear="none"/>end of period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Items that may be reclassified subsequently to income:</font></div></td><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Unrealized foreign currency translation gains (losses), net of hedging activities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,012</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">911</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,923</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,749</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(737</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,012</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Unrealized gains (losses) on available-for-sale assets</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(402</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(56</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">135</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Unrealized gains (losses) on cash flow hedges</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(11</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Share of other comprehensive income (loss) in joint ventures and associates</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(31</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(24</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(31</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(31</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;text-indent:-18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Items that will not be reclassified subsequently to income:</font></div></td><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Remeasurement of defined benefit plans</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(347</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-bottom:2px;padding-top:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">84</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(263</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(291</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(69</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1</sup>&#160;</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">)</sup>&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(347</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Revaluation surplus on transfers to investment properties</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">145</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">145</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">139</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">145</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">590</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,704</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,669</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(568</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total attributable to:</font></div></td><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Participating policyholders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,105</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">585</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,690</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,653</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(561</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,105</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">590</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,704</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,669</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(568</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,114</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">During 2017, the Company transferred cumulative remeasurement losses of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$13</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> from accumulated other comprehensive income (loss) to retained earnings as a result of the termination and complete settlement of the defined benefit pension plan of a U.S. subsidiary within the SLF Asset Management segment.</font></div></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure of the analysis of other comprehensive income by item.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 106A<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_106A&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfAnalysisOfOtherComprehensiveIncomeByItemExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Analysis Of Other Comprehensive Income By Item [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_AnalysisOfOtherComprehensiveIncomeByItemAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6911532112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Significant Accounting Policies (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract', window );"><strong>Corporate Information And Statement Of IFRS Compliance [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock', window );">Description of Business</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Description of Business</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Sun Life Financial Inc. ("SLF Inc.") is a publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&#8220;Sun Life Assurance&#8221;). Both companies are incorporated under the Insurance Companies Act (Canada), and are regulated by the Office of the Superintendent of Financial Institutions, Canada (&#8220;OSFI&#8221;). SLF Inc. and its subsidiaries are collectively referred to as "us", "our", "ours", "we", "the Enterprise", or "the Company". We are an internationally diversified financial services organization providing savings, retirement and pension products, and life and health insurance to individuals and groups through our operations in Canada, the United States ("U.S."), Asia, and the United Kingdom ("U.K."). We also operate mutual fund and investment management businesses, primarily in Canada, the U.S., and Asia.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_StatementOfIFRSCompliance', window );">Statement of Compliance</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Statement of Compliance </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We prepared our Consolidated Financial Statements in accordance with International Financial Reporting Standards ("IFRS") as issued and adopted by the International Accounting Standards Board ("IASB"). Our accounting policies have been applied consistently within our Consolidated Financial Statements</font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements', window );">Basis of Presentation</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Basis of Presentation</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our Consolidated Statements of Financial Position are presented in the order of liquidity and each statement of financial position line item includes both current and non-current balances, as applicable.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We have defined our reportable segments and the amounts disclosed for those segments based on our management structure and the manner in which our internal financial reporting is conducted. Transactions between segments are executed and priced on an arm's-length basis in a manner similar to transactions with third parties.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The significant accounting policies used in the preparation of our Consolidated Financial Statements are summarized below and are applied consistently by us.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock', window );">Estimates, Assumptions and Judgments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Estimates, Assumptions and Judgments </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The application of our accounting policies requires estimates, assumptions and judgments as they relate to matters that are inherently uncertain. We have established procedures to ensure that our accounting policies are applied consistently and that the processes for changing methodologies for determining estimates are controlled and occur in an appropriate and systematic manner.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Use of Estimates and Assumptions</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The preparation of our Consolidated Financial Statements requires us to make estimates and assumptions that affect the application of our policies and the reported amounts of assets, liabilities, revenue and expenses. Key sources of estimation uncertainty include the measurement of insurance contract liabilities and investment contract liabilities, determination of fair value, impairment of financial instruments, determination and impairment of goodwill and intangible assets, determination of provisions and liabilities for pension plans, other post-retirement benefits, income taxes, and the determination of fair value of share-based payments. Actual results may differ from our estimates thereby impacting our Consolidated Financial Statements. Information on our use of estimates and assumptions are discussed in this Note.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Judgments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In preparation of these Consolidated Financial Statements, we use judgments to select assumptions and determine estimates as described above. We also use judgment when applying accounting policies and when determining the classification of insurance contracts, investment contracts and service contracts; the substance of whether our relationship with a structured entity, subsidiary, joint venture or associate constitutes control, joint control or significant influence; functional currencies; contingencies; acquisitions; deferred income tax assets; and the determination of cash generating unit ("CGU"). </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Significant estimates and judgments have been made in the following areas and are discussed as noted: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:57%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract and investment contract assumptions and measurement</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Insurance Contract Liabilities and Investment Contract Liabilities                          Note 10 Insurance Contract Liabilities and Investment Contract Liabilities              </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Determination of fair value </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Basis of Consolidation                                                                           Note 1 Determination of Fair Value </font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 3 Acquisitions</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 5 Total Invested Assets and Related Net Investment Income</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impairment of financial instruments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Financial Assets Excluding Derivative Financial Instruments<br clear="none"/>Note 6 Financial Instrument Risk Management</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income taxes </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Income Taxes <br clear="none"/>Note 20 Income Taxes</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension plans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Pension Plans and Other Post-Retirement Benefits<br clear="none"/>Note 25 Pension Plans and Other Post-Retirement Benefits</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Goodwill and intangible assets on acquisition and impairment</font></div><div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Goodwill </font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Intangible Assets</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 3 Acquisitions</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 9 Goodwill and Intangible Assets</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Determination of control for purpose of consolidation </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Basis of Consolidation<br clear="none"/>Note 16 Interests in Other Entities</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Share-based payments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 19 Share-Based Payments</font></div></td></tr></table></div></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock', window );">Basis of Consolidation</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Basis of Consolidation</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our Consolidated Financial Statements include the results of operations and the financial position of subsidiaries, which includes structured entities controlled by us, after intercompany balances and transactions have been eliminated. Subsidiaries are fully consolidated from the date we obtain control, and deconsolidated on the date control ceases. The acquisition method is used to account for the acquisition of a subsidiary from an unrelated party at the date that control is obtained, with the difference between the consideration transferred and the fair value of the subsidiary's net identifiable assets acquired recorded as goodwill. Judgment is required to determine fair value of the net identifiable assets acquired in a business combination. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">We control an entity when we have power over an entity, exposure to or rights to variable returns from our involvement with an entity, and the ability to affect our returns through our power over an entity. Power exists when we have rights that give us the ability to direct the relevant activities, which are those activities that could significantly affect the entity's returns. Power can be obtained through voting rights or other contractual arrangements. Judgment is required to determine the relevant activities and which party has power over these activities. When we have power over and variable returns from an entity, including an investment fund that we manage, we also apply significant judgment in determining whether we are acting as a principal or agent. To make this determination, we consider factors such as how much discretion we have regarding the management of the investment fund and the magnitude and extent of variability associated with our interests in the fund. If we determine we are the principal rather than the agent, we would consolidate the assets and liabilities of the fund. Interests held by external parties in investment funds that we consolidate are recorded as third-party interest in consolidated investment funds in Other liabilities. If we lose control of an entity, the assets and liabilities of that entity are derecognized from our Consolidated Statements of Financial Position at the date at which control is lost and any investment retained is remeasured to fair value.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">A joint venture exists when SLF Inc., or one of its subsidiaries, has joint control of a joint arrangement and has rights to the net assets of the arrangement. Joint control is the contractually agreed sharing of control and exists only when the decisions about the relevant activities require the unanimous consent of the parties sharing control. Associates are entities over which SLF Inc. or its subsidiaries are able to exercise significant influence. Significant influence is the power to participate in the financial and operating policy decisions of an investee but not have control or joint control over those decisions. Significant influence is generally presumed to exist when SLF Inc. or its subsidiaries hold greater than 20% of the voting power of the investee but does not have control or joint control. The equity method is used to account for our interests in joint ventures and associates. A joint operation exists when SLF Inc., or one of its subsidiaries, has joint control of an arrangement that gives it rights to the assets and obligations for the liabilities of the operation, rather than the net assets of the arrangement. For joint operations, we record our share of the assets, liabilities, revenue and expenses of the joint operation. Judgment is required to determine whether contractual arrangements between multiple parties results in control, joint control or significant influence, with consideration of the relevant activities of the entity, voting rights, representation on boards of directors and other decision-making factors. Judgment is also required to determine if a joint arrangement is a joint venture or joint operation, with consideration of our rights and obligations and the structure and legal form of the arrangement.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory', window );">Determination of Fair Value</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Determination of Fair Value </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Fair value is measured using the assumptions that market participants would use when pricing an asset or liability. We determine fair value by using quoted prices in active markets for identical or similar assets or liabilities. When quoted prices in active markets are not available, fair value is determined using valuation techniques that maximize the use of observable inputs. When observable valuation inputs are not available, significant judgment is required to determine fair value by assessing the valuation techniques and valuation inputs. The use of alternative valuation techniques or valuation inputs may result in a different fair value.           A description of the fair value methodologies, assumptions, valuation techniques, and valuation inputs by type of asset is included in     Note 5.</font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory', window );">Foreign Currency Translation</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Foreign Currency Translation</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Translation of Transactions in Foreign Currencies</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The financial results of SLF Inc. and its subsidiaries, joint ventures and associates are prepared in the currency in which they conduct their ordinary course of business, which is referred to as functional currency. Transactions occurring in currencies other than the functional currency are translated to the functional currency using the spot exchange rates at the dates of the transactions. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Monetary assets and liabilities in foreign currencies are translated to the functional currency at the exchange rate at the statement of financial position date. Non-monetary assets and liabilities in foreign currencies that are held at fair value are translated using the exchange rate at the statement of financial position date, while non-monetary assets and liabilities that are measured at historical cost are translated using the exchange rate at the date of the transaction.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The resulting exchange differences from the translation of monetary items and non-monetary items held at fair value, with changes in fair value recorded to income, are recognized in our Consolidated Statements of Operations. For monetary assets classified as available-for-sale (&#8220;AFS&#8221;), translation differences calculated on amortized cost are recognized in our Consolidated Statements of Operations and other changes in carrying amount are recognized in other comprehensive income ("OCI"). The exchange differences from the translation of non-monetary items classified as AFS are recognized in OCI. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Translation to the Presentation Currency</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In preparing our Consolidated Financial Statements, the financial statements of foreign operations are translated from their respective functional currencies to Canadian dollars, our presentation currency. Assets and liabilities are translated at the closing exchange rate at the statement of financial position date, and income and expenses are translated using the average exchange rates. The accumulated gains or losses arising from translation of functional currencies to the presentation currency, net of the effect of any hedges, are included as a separate component of OCI within equity. Upon disposal of a foreign operation that includes loss of control, significant influence or joint control, the cumulative exchange gain or loss related to that foreign operation is recognized in income.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory', window );">Financial Assets Excluding Derivative Financial Instruments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Financial Assets Excluding Derivative Financial Instruments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets include cash, cash equivalents and short-term securities, debt securities, equity securities, mortgages and loans, financial assets included in other invested assets and policy loans. Financial assets are designated as financial assets at fair value through profit or loss ("FVTPL") or AFS assets, or are classified as loans and receivables at initial recognition. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2" rowspan="1"></td></tr><tr><td style="width:72%;" rowspan="1" colspan="1"></td><td style="width:28%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables</font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Mortgages and loans include mortgages, loans and debt securities not quoted in an active market. Financial assets included in Other invested assets include investments in limited partnerships, segregated funds and mutual funds. Cash equivalents are highly liquid instruments with a term to maturity of three months or less, while short-term securities have a term to maturity exceeding three months but less than one year. Policy loans are fully secured by the policy values on which the loans are made. The accounting for each asset classification is described in the following sections.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">i) Initial Recognition and Subsequent Measurement</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Generally, debt securities, equity securities and other invested assets supporting our insurance contract liabilities or investment contract liabilities measured at fair value are designated as FVTPL, while debt securities, equity securities and other invested assets not supporting our insurance contract liabilities or that are supporting investment contract liabilities are measured at amortized cost or designated as AFS. Mortgages and loans and policy loans are classified as loans and receivables. Financial assets are recognized in the Consolidated Statements of Financial Position on their trade dates, which are the dates that we commit to purchase or sell the assets. Originated mortgages and loans are recognized in the Consolidated Statements of Financial Position on their funding dates.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Assets at Fair Value Through Profit or Loss</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets at FVTPL include financial assets that are held for trading ("HFT"), as well as financial assets that have been designated as FVTPL at initial recognition. A financial asset is classified as HFT if it is acquired principally for the purpose of selling in the near term. A financial asset can be designated as FVTPL if it eliminates or significantly reduces a measurement or recognition inconsistency that would otherwise arise from measuring assets or liabilities or recognizing the gains and losses on them on different bases; or if a group of financial assets, financial liabilities or both, is managed and its performance is evaluated on a fair value basis. Cash equivalents and short-term securities have been classified as HFT. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Generally, debt securities, equity securities and other invested assets supporting insurance contract liabilities or investment contract liabilities measured at fair value have been designated as FVTPL. This designation has been made to eliminate or significantly reduce the measurement inconsistency that would arise due to the measurement of the insurance contract or investment contract liabilities, which are based on the carrying value of the assets supporting those liabilities. Because the carrying value of insurance contract liabilities is determined by reference to the assets supporting those liabilities, changes in the insurance contract liabilities generally offset changes in the fair value of debt securities classified as FVTPL, except for changes that are due to impairment. The majority of equity securities and other invested assets classified as FVTPL are held to support products where investment returns are passed through to policyholders and therefore, changes in the fair value of those assets are significantly offset by changes in insurance contract liabilities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets classified as FVTPL are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are expensed immediately. Changes in fair value as well as realized gains and losses on sale are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Available-for-Sale Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets classified as AFS are recorded at fair value in our Consolidated Statements of Financial Position and transaction costs are capitalized on initial recognition. Transaction costs for debt securities are recognized in income using the effective interest method, while transaction costs for equity securities and other invested assets are recognized in income when the asset is derecognized. Changes in fair value are recorded to unrealized gains and losses in OCI. For foreign currency translation, exchange differences calculated on the amortized cost of AFS debt securities are recognized in income and exchange differences calculated on other changes in carrying amount are recognized in OCI. The exchange differences from the translation of AFS equity securities and other invested assets are recognized in OCI. Interest income earned and dividends received are recorded in Interest and other investment income in our Consolidated Statements of Operations. Net impairment losses and realized gains and losses on the sale of assets classified as AFS are reclassified from accumulated OCI to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Loans and Receivables</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Loans and receivables are generally carried at amortized cost. Transaction costs for mortgages and loans are capitalized on initial recognition and are recognized in income using the effective interest method. Realized gains and losses on the sale of mortgages and loans, interest income earned, and fee income are recorded in Interest and other investment income in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">ii) Derecognition</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets are derecognized when our rights to contractual cash flows expire, when we transfer substantially all our risks and rewards of ownership, or when we no longer retain control.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">iii) Impairment</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Financial assets are assessed for impairment on a quarterly basis. Financial assets are impaired and impairment losses are incurred if there is objective evidence of impairment as a result of one or more loss events and that event has an impact on the estimated future cash flows that can be reliably estimated. Objective evidence of impairment generally includes significant financial difficulty of the issuer, including actual or anticipated bankruptcy or defaults and delinquency in payments of interest or principal or disappearance of an active market for that financial asset. Objective evidence of impairment for an investment in an equity instrument or other invested asset also includes, but is not limited to, the financial condition and near-term prospects of the issuer, including information about significant changes with adverse effects that have taken place in the technological, market, economic, or legal environment in which the issuer operates that may indicate that the carrying amount will not be recovered, and a significant or prolonged decline in the fair value of an equity instrument or other invested asset below its cost. Management exercises considerable judgment in assessing for objective evidence of impairment. Due to the inherent risks and uncertainties in our evaluation of assets or groups of assets for objective evidence of impairment, the actual impairment amount and the timing of the recognition of impairment may differ from management assessment. The impairment assessment process is discussed in Note 6. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Assets at Fair Value Through Profit or Loss</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Since financial assets classified as FVTPL are carried at fair value with changes in fair value recorded to income, any reduction in value of the assets due to impairment is already reflected in income. However, the impairment of assets classified as FVTPL generally impacts the change in insurance contract liabilities due to the impact of asset impairment on estimates of future cash flows. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Available-for-Sale Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">When there is objective evidence that a financial asset classified as AFS is impaired, the loss in accumulated OCI is reclassified to Net gains (losses) on available-for-sale assets in our Consolidated Statements of Operations. Following impairment loss recognition, a debt security continues to be carried at fair value with changes in fair value recorded in OCI, and it is assessed quarterly for further impairment loss or reversal. Subsequent losses on an impaired equity security or other invested asset, including losses relating to foreign currency changes, are reclassified from OCI to income in subsequent reporting periods until the asset is derecognized. Once an impairment loss on a debt security classified as AFS is recorded to income, any reversal of impairment loss through income occurs only when the recovery in fair value is objectively related to an event occurring after the impairment was recognized. Impairment losses on an equity security or other invested asset classified as AFS are not reversed through income. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Loans and Receivables</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">If an impairment loss on an individual mortgage or loan has been incurred, the amount of the loss is measured as the difference between the asset's carrying amount and the present value of the estimated future cash flows discounted at the asset's original effective interest rate. For collateralized financial assets, the present value of the estimated future cash flows reflects the cash flows that may result from foreclosure less costs to sell, whether or not foreclosure is probable. If no evidence of impairment exists for an individually assessed mortgage or loan, it is included in a group of loans with similar credit risk characteristics and collectively assessed for impairment.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">When an impairment loss has been incurred, the carrying amount of the asset is reduced through the use of an allowance account, and the amount of the loss is recognized in income. If the impairment loss subsequently decreases and the decrease can be related objectively to an event occurring after the initial impairment charge was recognized, the previous impairment charge is reversed by adjusting the allowance account and the reversal is recognized in income. Interest income is recognized on impaired mortgages and loans using the effective interest rate method and it is based on the estimated future cash flows used to measure the impairment loss. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Changes in the allowance account, other than write-offs net of recoveries, are charged against Interest and other investment income in our Consolidated Statements of Operations. Write-offs, net of recoveries, are deducted from the allowance account when there is no realistic prospect of recovery, which is typically not before derecognition of the asset through foreclosure or sale. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Collateral</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Cash received (pledged) as collateral is recognized (derecognized) in our Consolidated Statements of Financial Position with corresponding amounts recognized in Other liabilities (Other assets), respectively. All other types of assets received (pledged) as collateral are not recognized (derecognized) in our Consolidated Statements of Financial Position.</font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory', window );">Dervative Financial Instruments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Derivative Financial Instruments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">All derivative financial instruments are recorded at fair value in our Consolidated Statements of Financial Position. Derivatives with a positive fair value are recorded as Derivative assets while derivatives with a negative fair value are recorded as Derivative liabilities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The accounting for the changes in fair value of a derivative instrument depends on whether or not it is designated as a hedging instrument for hedge accounting purposes. Changes in (i) fair value of derivatives that are not designated for hedge accounting purposes, which are defined as derivative investments, and (ii) embedded derivatives that are bifurcated, are recorded in Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. Income earned or paid on these derivatives is recorded in Interest and other investment income in our Consolidated Statements of Operations. Hedge accounting is applied to certain derivatives to reduce income statement volatility. When certain qualification criteria are met, hedge accounting recognizes the offsetting effects of hedging instruments and hedged items in income or defers the effective portion of changes in fair value of hedging instruments in OCI until there is a recognition event, such as the occurrence of a forecasted transaction or the disposal of an investment in a foreign operation, or hedge accounting is discontinued. All hedging relationships are documented at inception and hedge effectiveness is assessed at inception and on a quarterly basis to determine whether the hedging instruments are highly effective in offsetting changes attributable to the hedged risk in the fair value or cash flows of the hedged items.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Fair Value Hedges</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Certain interest rate swaps and foreign currency forwards are designated as hedging instruments in fair value hedges of the interest rate or foreign exchange rate risks associated with AFS assets. Changes in fair value of the derivatives are recorded in Interest and other investment income in our Consolidated Statements of Operations. The change in fair value of the AFS assets related to the hedged risk is reclassified from OCI to income. As a result, ineffectiveness, if any, is recognized in income to the extent that changes in fair value of the derivatives and AFS assets do not offset. Interest income earned and paid on the AFS assets and swaps in the fair value hedging relationships are recorded in Interest and other investment income in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Cash Flow Hedges</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Certain equity and foreign currency forwards are designated as hedging instruments in cash flow hedges for anticipated payments of awards under certain share-based payment plans and for anticipated foreign currency purchases of foreign operations. Changes in the fair value of derivatives for the effective portion of the hedge are recognized in OCI, while the ineffective portion of the hedge and any items excluded from the hedging relationship, such as the spot-to-forward differential, are recognized in Interest and other investment income in our Consolidated Statements of Operations. A portion of the amount recognized in OCI related to the equity forwards is reclassified to income as a component of Operating expenses as the liabilities for the share-based payment awards are accrued over the vesting period. A portion of the amounts recognized in OCI related to the foreign currency forwards would be reclassified to income upon disposal or impairment of the foreign operations. All amounts recognized in, or reclassified from, OCI are net of related taxes.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;">Embedded Derivatives</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">An embedded derivative is a component of a host contract that modifies the cash flows of the host contract in a manner similar to a derivative, according to a specified interest rate, financial instrument price, foreign exchange rate, underlying index or other variable. We are required to separate embedded derivatives from the host contract, if an embedded derivative has economic and risk characteristics that are not closely related to the host contract, meets the definition of a derivative, and the combined contract is not measured at fair value with changes recognized in income. If an embedded derivative is bifurcated for accounting purposes from the host contract, it will be accounted for as a derivative. For further details on embedded derivatives in insurance contracts, see the Insurance Contract Liabilities accounting policy in this Note. </font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory', window );">Investment Properties</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investment Properties</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment properties are real estate held to earn rental income, for capital appreciation, or both. Properties held to earn rental income or for capital appreciation that have an insignificant portion that is owner-occupied are classified as investment properties. Properties that do not meet these criteria are classified as property and equipment, included in Other assets as described below. Expenditures related to ongoing maintenance of properties incurred subsequent to acquisition are expensed. Investment properties are initially recognized at cost in our Consolidated Statements of Financial Position. Various costs incurred associated with the acquisition of an investment property are either capitalized or expensed depending on whether or not the acquisition is considered a business combination. Investment properties are subsequently measured at fair value with changes in value recorded to Fair value and foreign currency changes on assets and liabilities in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">When the use of a property changes from owner-occupied to investment property, any gain arising on the remeasurement of the property to fair value at the date of transfer is recognized in our Consolidated Statements of Operations to the extent that it reverses a previous impairment loss. Any remaining increase is recognized in OCI. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"></font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory', window );">Other Invested Assets - Non-Financial Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Other Invested Assets &#8211; Non-Financial Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other invested assets also include non-financial assets such as investments in joint ventures and associates, which are accounted for using the equity method. Investments in joint ventures and associates are initially recorded at cost. The investment in joint ventures and associates is increased by our share of capital contributions and for purchases of additional interests and is reduced by distributions received. In addition, subsequent adjustments to the investment are made for our share of net income or loss and our share of OCI. Our share of net income is recorded in Interest and other investment income in our Consolidated Statements of Operations and our share of OCI is recorded in our Consolidated Statements of Comprehensive Income (Loss). Impairment losses on equity method investments are recognized when events or changes in circumstances indicate that they are impaired. The impairment loss recognized is the difference between the carrying amount and the recoverable amount.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock', window );">Other Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Other Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other assets, which are measured at amortized cost, include accounts receivable, investment income due and accrued, deferred acquisition costs, and property and equipment. Deferred acquisition costs arising from service contracts or from service components of investment contracts are amortized over the expected life of the contracts based on the future expected fees. Owner-occupied properties are amortized to their residual value over </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">25</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">49</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years. Furniture, computers, other office equipment, and leasehold improvements are amortized to their residual value over </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">2</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">20</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years.</font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory', window );">Reinsurance Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Reinsurance Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In the normal course of business, we use reinsurance to limit exposure to large losses. We have a retention policy that requires that such arrangements be placed with well-established, highly rated reinsurers. Reinsurance assets are measured consistently with the amounts associated with the underlying insurance contracts and in accordance with the terms of each reinsurance contract. Amounts due to or from reinsurers with respect to premiums received or paid claims are included in Other assets and Other liabilities in the Consolidated Statements of Financial Position. Premiums for reinsurance ceded are presented as premiums ceded in the Consolidated Statements of Operations. Reinsurance expenses (recoveries), as presented in our Consolidated Statements of Operations, represent reinsurance expenses and expense recoveries resulting from reinsurance agreements. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance assets are subject to impairment testing. If impaired, the carrying value is reduced, and an impairment loss is recognized in Reinsurance expenses (recoveries) in our Consolidated Statements of Operations. Impairment occurs when objective evidence exists (as a result of an event) after the initial recognition of the reinsurance asset indicating that not all amounts due under the terms of the contract will be received, and the impairment can be reliably measured. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Reinsurance assumed is accounted for as an insurance, investment or service contract depending on the underlying nature of the agreement and if it meets the definition of an insurance, investment or service contract. For the accounting for these types of contracts, see the respective policy section in this Note.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory', window );">Intangible Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Intangible Assets</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Intangible assets consist of finite life and indefinite life intangible assets. Finite life intangible assets are amortized on a straight-line basis over varying periods of up to </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">40</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> years, and are charged through operating expenses. The useful lives of finite life intangible assets are reviewed annually, and the amortization is adjusted as necessary. Indefinite life intangibles are not amortized, and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying values of the indefinite life intangible assets to their recoverable amounts. If the carrying values of the indefinite life intangibles exceed their recoverable amounts, these assets are considered impaired, and a charge for impairment is recognized in our Consolidated Statements of Operations. The recoverable amount of intangible assets is determined using various valuation models, which require management to make certain judgments and assumptions that could affect the estimates of the recoverable amount. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory', window );">Goodwill</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Goodwill</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Goodwill represents the excess of the cost of an acquisition over the fair value of the net identifiable tangible and intangible assets of the acquired businesses. It is carried at original cost less any impairment subsequently incurred. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may result in the recoverable amount of a CGU or a group of CGUs falling below its carrying value. A CGU is the smallest identifiable group of assets that generates cash inflows that are largely independent of cash inflows from other groups of assets. We exercise significant judgment in determining our CGUs. The factors considered in determining our CGUs include product cash inflows, product distribution, target markets, and how management monitors and evaluates the operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The goodwill balances are allocated to either individual or groups of CGUs that are expected to benefit from the synergies of the business combination. Goodwill impairment is quantified by comparing a CGU's or a group of CGUs' carrying value to its recoverable amount, which is the higher of fair value less costs of disposal and value in use. Impairment losses are recognized immediately and cannot be reversed in future periods. Significant judgment is involved in estimating the model inputs used to determine the recoverable amount of our CGUs or group of CGUs, including those for discount rates, capital, the value of new business, expenses, cash flow projections, and market multiples, due to the uncertainty and the forward-looking nature of these inputs. The assumptions may differ from the actual experience, and estimates may change from period to period based on future events or revisions of assumptions. These key assumptions are discussed in Note 9. </font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts', window );">Insurance Contract Liabilities</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Insurance Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contracts are contracts under which we accept significant insurance risk from a policyholder by agreeing to compensate the policyholder if a specified uncertain future event adversely affects the policyholder. The presence of significant insurance risk in individual contracts is assessed by reviewing books of contracts with homogeneous risk features. Judgment is required to determine the classification of a contract as an insurance contract, investment contract or a service contract.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">As discussed in the Segregated Funds section of this Note, certain insurance contracts under which the policyholder bears the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders in our Consolidated Statements of Financial Position. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contract liabilities, including policy benefits payable and provisions for policyholder dividends, are determined in accordance with Canadian accepted actuarial practice and any requirements of OSFI. As confirmed by guidance provided by the Canadian Institute of Actuaries (&#8220;CIA&#8221;), the current Canadian Asset Liability Method (&#8220;CALM&#8221;)</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-weight:bold;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">of valuation of insurance contract liabilities satisfies the </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">IFRS 4 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Insurance Contracts </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRS 4") requirements for eligibility for use under IFRS. Under CALM, liabilities are set equal to the statement of financial position value of the assets required to support them.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Some insurance contracts contain discretionary participation features (&#8220;DPF&#8221;), whereby the policyholder has the right to receive potentially significant additional benefits based on the actual investments and other experience on a block of similar contracts. IFRS allows the non-guaranteed, or participating, elements of such contracts to be classified as either a liability or as equity, depending on the nature of our obligation to the policyholder. The contracts issued by us contain constructive obligations to the policyholder with respect to the DPF of the contracts. We have therefore elected to classify these features as a liability, consistent with accounting treatment under CALM, and in accordance with guidance provided by the CIA. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Derivatives embedded in insurance contracts are treated as separate derivatives and measured at fair value with changes in fair value recognized in income, except when the embedded derivative itself meets the definition of an insurance contract under IFRS, or when the risks and characteristics are closely related to those of the host contracts or when the derivative is the policyholder's option to surrender an insurance contract for a fixed amount or an amount based on a fixed amount and an interest rate. The derivatives that have not been separated are accounted for as insurance contract liabilities. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Significant judgment is required in determining our liabilities for insurance contracts including the assumptions required for their determination. Application of different assumptions may result in different measurement of the insurance contract liabilities. Actual experience may differ from assumptions, and estimates may change from period to period based on future events or revisions of assumptions. Key assumptions and considerations in choosing assumptions are discussed in Note 10 and sensitivities are discussed in Note 7.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory', window );">Investment Contract Liabilities</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investment Contract Liabilities</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Contracts issued by us that do not transfer significant insurance risk, but do transfer financial risk from the policyholder to us, are financial liabilities and are accounted for as investment contracts. Service components of investment contracts are treated as service contracts. For further details on how service components of investment contracts are treated, see the Service Contracts accounting policy in this Note. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Liabilities for investment contracts without DPF are measured at FVTPL or amortized cost. Contracts recorded at FVTPL are measured at fair value at inception and each subsequent reporting period. Contracts recorded at amortized cost are initially recognized at fair value, less transaction costs directly attributable to the issue of the contract. At each subsequent period, the contracts are measured at amortized cost using the effective interest method. Changes in fair value of investment contract liabilities recorded at FVTPL and amortization on contracts recorded at amortized cost are recorded as an Increase (decrease) in investment contract liabilities in our Consolidated Statements of Operations. Deposits collected from and payments made to contract holders are recorded as an increase and decrease in Investment contract liabilities in our Consolidated Statements of Financial Position. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">As discussed in the Segregated Funds section of this Note, certain investment contracts under which the policyholder bears the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders in the Consolidated Statements of Financial Position. The accounting for investment contracts that contain DPF is described in the Insurance Contract Liabilities section of this Note. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;"></font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock', window );">Other Liabilities</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Other Liabilities </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other liabilities, which are measured at amortized cost, include accounts payable, repurchase agreements, accrued expenses and taxes, senior financing and provisions. Liabilities for provisions, other than insurance contract liabilities and investment contract liabilities, are recognized for present legal or constructive obligations as a result of a past event if it is probable that they will result in an outflow of economic resources and the amount can be reliably estimated. The amounts recognized for these provisions are the best estimates of the expenditures required to settle the present obligations or to transfer them to a third party at the statement of financial position date, considering all the inherent risks and uncertainties, as well as the time value of money. These provisions are reviewed as relevant facts and circumstances change.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Senior Debentures and Subordinated Debt</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Senior debentures and subordinated debt liabilities are recorded at amortized cost using the effective interest method. Transaction costs are recorded as part of the liability and are recognized in income using the effective interest method. These liabilities are derecognized when the obligation of the contract is discharged, cancelled or expired.</font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock', window );">Service Contracts</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Service Contracts</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Contracts issued by us to customers that do not transfer significant insurance risk and do not transfer financial risk from the customer to us, including contracts for investment management service, are classified as service contracts. Service components of investment contracts are also accounted for as service contracts. Fee income earned from these contracts is described in the Premium and Fee Income Recognition accounting policy section of this Note. Deferred acquisition costs are described under the Other Assets accounting policy section of this Note. Where the cost of meeting the obligations of the contract exceed the economic benefits expected to be received under it, a provision is recognized in Other liabilities.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock', window );">Segregated Funds</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Segregated Funds</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Segregated funds are products for which we issue a contract where the benefit amount is directly linked to the fair value of the investments held in the particular segregated fund. Although the underlying assets are registered in our name and the segregated fund contract holder has no direct access to the specific assets, the contractual arrangements are such that the segregated fund policyholder bears the risks and rewards of the fund's investment performance. In addition, certain contracts include guarantees from us. We derive fee income from segregated funds, which is included in Fee income in our Consolidated Statements of Operations. Policyholder transfers between general funds and segregated funds are included in Net transfer to (from) segregated funds in our Consolidated Statements of Operations. Deposits to segregated funds are reported as increases in segregated funds liabilities and are not reported as revenues in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investments for Account of Segregated Fund Holders</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investments for account of segregated fund holders are recorded separately from the Total general fund assets in our Consolidated Statements of Financial Position and are carried at fair value. Fair values are determined using quoted market values or, where quoted market values are not available, estimated fair values as determined by us. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Insurance Contracts for Account of Segregated Fund Holders</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Insurance contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Insurance contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Insurance contracts for account of segregated fund holders. The liabilities reported as Insurance contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. Changes in the fair value of the invested assets of the segregated funds are recorded in net realized and unrealized gains (losses) within the segregated fund and are not recorded in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other assets and liabilities associated with these insurance contracts, such as origination costs and the liabilities associated with guarantees provided by us, are included in general fund liabilities in Insurance contract liabilities in our Consolidated Statements of Financial Position. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Investment Contracts for Account of Segregated Fund Holders</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Investment contracts for account of segregated fund holders are recorded separately from the Total general fund liabilities in our Consolidated Statements of Financial Position. Investment contracts under which the segregated fund holders bear the risks associated with the underlying investments are classified as Investment contracts for account of segregated fund holders. The liabilities reported as Investment contracts for account of segregated fund holders are measured at the aggregate of the policyholder account balances. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other liabilities associated with these investment contracts, such as onerous contract provisions required for service components, are included in general fund liabilities in Investment contract liabilities in our Consolidated Statements of Financial Position. </font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory', window );">Income Taxes</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Income Taxes</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Current income tax assets and liabilities for the current and prior periods are measured at the amount expected to be recovered from or paid to the taxation authorities. Deferred income tax is provided using the liability method on temporary differences at the statement of financial position date between the tax bases of assets and liabilities and their carrying amounts for financial reporting purposes. Current and deferred income tax relating to items recognized in the current or previous period in OCI or directly in equity is accordingly recognized in OCI or equity and not in our Consolidated Statements of Operations. Interest and penalties payable to taxation authorities are recorded in Interest expense and Operating expenses, respectively, in our Consolidated Statements of Operations.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Deferred income tax assets and liabilities are calculated based on income tax rates and laws that are expected to apply when the liability is settled or the asset is realized, which are normally those enacted or considered substantively enacted at our Consolidated Statements of Financial Position dates. Deferred income tax assets are recognized for all deductible temporary differences, carry forward of unused tax credits and unused tax losses to the extent of the probability that future taxable profit will be available against which these assets can be utilized. At each reporting period, we assess all available evidence, both positive and negative, to determine the amount of deferred income tax assets to be recognized. The recognition of deferred income tax assets requires estimates and significant judgment about future events, such as projections of future taxable profits, based on the information available at the reporting date. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The determination of the required provision for current and deferred income taxes requires that we interpret tax legislation in the jurisdictions in which we operate. For each reporting period, our income tax provision reflects our best estimate, based on the information available at the reporting date, of tax positions that are under audit or appeal by relevant tax authorities. To the extent that our estimate of tax positions or the timing of realization of deferred income tax assets or liabilities are not as expected, the provision for income taxes may increase or decrease in the future to reflect the actual experience.  </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Deferred income tax is provided on temporary differences arising on investments in subsidiaries, joint ventures and associates, except where we control the timing of the reversal of the temporary difference and it is apparent that the temporary difference will not reverse in the foreseeable future. No deferred income tax asset or liability is recognized in relation to temporary differences that arise from the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, did not affect either the accounting profit or taxable profit or loss. Deferred income tax assets and deferred income tax liabilities are offset if a legally enforceable right exists to set off current tax assets against current tax liabilities, the deferred income taxes relate to the same taxable entity and the same taxation authority and we intend either to settle on a net basis, or to realize the asset and settle the liability simultaneously.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In determining the impact of taxes, we are required to comply with Canadian accepted actuarial practice and IFRS. CALM requires that all projected cash flows associated with insurance contract liabilities, including income taxes, be included in the determination of insurance contract liabilities. The insurance contract liabilities are therefore determined including all policy-related income tax effects on a discounted basis, and then adjusted for any related deferred income tax assets and liabilities held in accordance with IFRS. The net result of this adjustment is to leave the discounting effect of the deferred income taxes associated with temporary differences on policy-related tax items in the insurance contract liabilities.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory', window );">Pension Plans and Other Post-Retirement Benefits</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Pension Plans and Other Post-Retirement Benefits</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">For defined benefit plans, the present value of the defined benefit obligation is calculated by independent actuaries using the projected unit credit method, and actuarial assumptions that represent best estimates of future variables that will affect the ultimate cost of these obligations. The discount rate used for our material defined benefit plans is determined with reference to market yields of high-quality corporate bonds that are denominated in the same currency in which the benefits will be paid, and that have terms to maturity approximating the terms of obligations. Plan assets are measured at fair value and are held in separate trustee administered funds or as qualifying insurance contracts. The difference between the fair value of the plan assets and the present value of the defined benefit obligation is recognized on the Consolidated Statements of Financial Position as an asset or liability in Other assets or Other liabilities, respectively. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Costs charged to our Consolidated Statements of Operations include current service cost, any past service costs, any gains or losses from curtailments or settlements, and interest on the net defined benefit liability (asset). Remeasurement of the net defined benefit liability (asset), which includes the impact of changes to the actuarial assumption underlying the liability calculations, liability experience gains or losses, the difference between the return on plan assets and the amount included in the interest on the net defined benefit liability (asset), is reflected immediately in OCI. The calculation of the defined benefit expenses and obligations requires judgment as the recognition is dependent on various actuarial assumptions such as discount rates, health care cost trend rates and projected compensation increases. These key assumptions are discussed in Note 25.  </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory', window );">Dividends</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Dividends</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Dividends payable to holders of shares of SLF Inc. are recognized in the period in which they are authorized or approved. Dividends that have been reinvested in additional common shares under the Dividend Reinvestment and Share Purchase Plan ("DRIP") are also reflected as dividends within retained earnings. Where SLF Inc. has issued common shares from treasury under the DRIP, the additional shares have been reflected in common shares.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory', window );">Premium and Fee Income Recognition</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Premium and Fee Income Recognition</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Gross premiums for all types of insurance contracts excluding segregated fund contracts are generally recognized as revenue when due. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income is generated from insurance contracts and service contracts.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income from insurance contracts includes fees from segregated fund contracts, guarantee fees and other fees associated with insurance contracts and is typically recognized as revenue when services are rendered.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fee income from service contracts represents fees associated with non-insurance contracts with customers, and includes Distribution fees, Fund management and other asset-based fees, and Administrative services and other fees. Distribution fees includes fees earned from the distribution of investment products and other intermediary activities. Fund management and other asset-based fees includes fees earned from investment management services. Administrative services and other fees includes fees earned from contract administration and other management services. Fee income from service contracts is typically recognized as revenue when services are rendered at either a point in time or over time. The majority of fee income from service contracts is comprised of variable consideration which is based on a percentage of assets under management or another variable metric and is recognized as revenue when it is highly probable that a significant reversal in the amount of the revenue recognized will not occur.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory', window );">Share-Based Payments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Share-Based Payments</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Stock options of SLF Inc. granted to employees are accounted for as equity-settled share-based payment transactions. The total compensation expense for stock options is computed based on the fair value of the stock option at the date of grant and the estimated number of options expected to vest at the end of the vesting period. The expense is recognized over the vesting period as compensation expense in Operating expenses in our Consolidated Statements of Operations, with an offset to contributed surplus in our Consolidated Statements of Changes in Equity. When options are exercised, new common shares are issued, contributed surplus is reversed and the common shares issued are credited to common shares in our Consolidated Statements of Changes in Equity.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Other share-based payment plans based on the value of SLF Inc.'s common shares are accounted for as cash-settled share-based payment transactions. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are recomputed at the end of each reporting period and are measured at the fair value of the award at that reporting date. The liabilities are accrued and expensed on a straight-line basis over the vesting periods. The liabilities are settled in cash at the end of the vesting period. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Share-based payment awards within MFS Investment Management (&#8220;MFS&#8221;), which are based on their own shares, are accounted for as cash-settled share-based payment awards. The vested and unvested awards, as well as the shares that have been issued under these plans, are recognized as liabilities because MFS has a practice of purchasing the issued shares from employees after a specified holding period. The total liabilities for these plans are computed based on the estimated number of awards expected to vest at the end of the vesting period. The liabilities are accrued over the vesting period and are measured at fair value at each reporting period with the change in fair value recognized as compensation expense in Operating expenses in our Consolidated Statements of Operations. The liabilities are settled in cash when the shares are purchased from the employees.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory', window );">Basic And Diluted Earnings Per Share (EPS)</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">Basic and Diluted Earnings Per Share ("EPS")</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Basic EPS is calculated by dividing the common shareholders' net income by the weighted average number of common shares issued and outstanding. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Diluted EPS adjusts common shareholders' net income and the weighted average number of common shares for the effects of all dilutive potential common shares under the assumption that convertible instruments are converted and that outstanding options are exercised. Diluted EPS is calculated by dividing the adjusted common shareholders' net income by the adjusted weighted average number of common shares outstanding. For convertible instruments, common shareholders' net income is increased by the after-tax expense on the convertible instrument while the weighted average common shares are increased by the number of common shares that would be issued at conversion. For stock options, it is assumed that the proceeds from the exercise of options whose exercise price is less than the average market price of common shares during the period are used to repurchase common shares at the average market price for the period. The difference between the number of common shares issued for the exercise of the dilutive options and the number of common shares that would have been repurchased at the average market price of the common shares during the period is adjusted to the weighted average number of common shares outstanding. </font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock', window );">Changes In Accounting Policies</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;font-size:14pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">2.A</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">New and Amended International Financial Reporting Standards Adopted in 2018 </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;"> </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">2.A.i IFRS 15 </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;">Revenue from Contracts with Customers </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In May 2014, the IASB issued IFRS 15</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"> Revenue from Contracts with Customers</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ("IFRS 15"), which replaces IAS 11 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Construction Contracts</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, IAS 18 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Revenue</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and various interpretations. Amendments to IFRS 15 were issued in September 2015 and April 2016.       IFRS 15 establishes principles about the nature, amount, timing, and uncertainty of revenue arising from contracts with customers.  IFRS 15 requires entities to recognize revenue to reflect the transfer of goods or services to customers measured at the amounts an entity expects to be entitled to in exchange for those goods or services. Insurance contracts and revenues arising from those contracts, primarily premium revenue, are not within the scope of this standard. Revenues from service contracts and service components of investment contracts (which are treated as service contracts) that are reported in Fee income and primarily arise from our asset management businesses are within the scope of IFRS 15. IFRS 15 also provides guidance related to the costs to obtain and to fulfill a contract. We adopted IFRS 15 on a cumulative retrospective basis and recognized differences on transition to IFRS 15 as at January 1, 2018 in retained earnings. As a result of the adoption of IFRS 15, we derecognized a portion of our deferred acquisition costs (previously recognized in Other assets) and the related deferred tax liability on our Consolidated Statements of Financial Position, which reduced opening retained earnings by </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$44</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> on an after-tax basis as at January 1, 2018. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Additional disclosure on revenue from contracts with customers is included in Note 17.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">2.A.ii</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"> Amendments to IFRS 4 </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">(IFRS 9 deferral approach)</font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In September 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Amendments to IFRS 4 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">to allow insurance entities whose predominant activities are to issue contracts within the scope of IFRS 4 an optional temporary exemption from applying IFRS 9 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Instruments </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRS 9") ("deferral approach"). On January 1, 2018, we qualified for and elected to take the deferral approach as our activities are predominantly connected with insurance in accordance with IFRS standards. Consequently, we will continue to apply IAS 39 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Financial Instruments: Recognition and Measurement </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IAS 39"), the existing financial instrument standard.  </font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">To enable a comparison to entities applying IFRS 9, entities that apply the deferral approach are required to disclose fair value and changes in fair value separately for (i) those financial assets that pass the Solely Payment of Principal and Interest (&#8220;SPPI&#8221;) test, excluding any financial asset that is managed and whose performance is evaluated on a fair value basis; and (ii) all other financial assets, including financial assets that are managed and their performance is evaluated on a fair value basis. We are also required to disclose credit ratings of financial assets that pass the SPPI test. Financial assets which pass the SPPI test are assets with contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest on the principal amount outstanding. See Note 5.A.i for disclosure of the carrying value and fair value of our financial assets as at December 31, 2018 and 2017. Except for Debt securities designated as AFS and Mortgages and loans, our financial assets are managed and their performance is evaluated on a fair value basis.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table includes these disclosures:</font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:55%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:4%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December 31, 2018</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">($ billions)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">IAS 39 Classification</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SPPI</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Non-SPPI</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AFS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12.9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans supporting Insurance contract liabilities</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortized cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">43.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans not supporting Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortized cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(1) Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements of Operations of classifying assets supporting those liabilities as SPPI or non-SPPI is not material.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Note 6.A.v discloses the carrying value of Debt securities and Mortgages and loans by credit risk rating. Debt securities designated as AFS with a credit rating below investment grade have a carrying value of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$0.1 billion</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at December 31, 2018. Mortgages and loans with a credit rating below investment grade have a carrying value of </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">$2.1 billion</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> as at December 31, 2018. </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">2.A.iii</font><font style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;"> </font><font style="font-family:Arial;font-size:10pt;color:#000000;font-weight:bold;">Other New and Amended IFRS</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following new and amended IFRS are effective for annual periods beginning on or after January 1, 2018, and did not have a material impact on our Consolidated Financial Statements. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In June 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Classification and Measurement of Share-based Payment Transactions</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which amends IFRS 2 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Share-based Payment.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> The amendments clarify how to account for certain types of share-based payment transactions, such as the effects of vesting and non-vesting conditions on the measurement of cash-settled share-based payments. These amendments are applicable to awards granted on or after that date and to unvested and vested but unexercised awards outstanding at that date. These amendments were applied prospectively. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Annual Improvements to IFRSs 2014-2016 Cycle</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which includes minor amendments to IFRS 1 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">First-time Adoption of International Financial Reporting Standards </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">and</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">IAS 28 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Investments in Associates and Joint Ventures </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IAS 28").  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2016, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Transfers of Investment Property (Amendments to IAS 40). </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The amendments to IAS 40 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Investment Property</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> clarify that an entity shall transfer property to, or from, investment property when, and only when, there is evidence of a change in use. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2016, the IASB issued IFRIC 22 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Foreign Currency Transactions and Advance Consideration </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRIC 22"), which was developed by the IFRS Interpretations Committee. IFRIC 22 clarifies that for purposes of determining the exchange rate in transactions which include the receipt or payment of advance consideration in a foreign currency, the date of the transaction is the date of initial recognition of the non-monetary prepayment asset or deferred income liability. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">2.B</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"> </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">New and Amended International Financial Reporting Standards to be Adopted in 2019</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following new and amended IFRS were issued by the IASB and are expected to be adopted by us in 2019. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In January 2016, the IASB issued IFRS 16 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Leases</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> ("IFRS 16"), which replaces IAS 17 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Leases</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, and related interpretations. IFRS 16 sets out the principles for the recognition, measurement, presentation and disclosure of leases for both lessees and lessors. For lessees, IFRS 16 removes the classification of leases as either operating or financing and requires that all leases to be recognized on the statement of financial position, with certain exemptions allowed by this new standard. The accounting for lessors is substantially unchanged. The standard is effective for annual periods beginning on or after January 1, 2019, to be applied retrospectively, or on a modified retrospective basis. We will be adopting IFRS 16 on a modified retrospective basis. At the time of adoption of IFRS 16, we expect to recognize right-of-use assets of approximately $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">800</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> and lease liabilities of approximately $</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">900</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">on our Consolidated Statements of Financial Position. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Together with the derecognition of deferred balances previously recognized under IAS 17, the overall impact to retained earnings is not expected to be material.  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In June 2017, the IASB issued IFRIC 23 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Uncertainty over Income Tax Treatments </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IFRIC 23")</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">, </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">which was developed by the IFRS Interpretations Committee. IFRIC 23 clarifies how to apply the recognition and measurement requirements in IAS 12 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Income Taxes </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">("IAS 12"), when there is uncertainty over income tax treatments, and requires an entity to determine whether tax treatments should be considered collectively or independently. In addition, IFRIC 23 addresses the assumptions an entity should make about the examination of tax treatments by taxation authorities, as well as how an entity should consider changes in facts and circumstances. IFRIC 23 also provides guidance on how to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits, and tax rates, based on whether it is probable that a tax authority will accept an uncertain tax treatment used, or proposed to be used, by an entity in its income tax filings. IFRIC 23 is effective for annual periods beginning on or after January 1, 2019 and is to be applied retrospectively, or on a cumulative retrospective basis. We do not expect IFRIC 23 to have a material impact on our Consolidated Financial Statements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In October 2017, the IASB issued narrow-scope amendments to IAS 28. The amendments clarify that long-term interests in an associate or joint venture to which the equity method is not applied should be accounted for following the requirements of IFRS 9. The amendments are effective for annual periods beginning on or after January 1, 2019, and are to be applied retrospectively with certain exceptions. As we will not adopt IFRS 9 until 2021, we will be required to apply IAS 39 to the long-term interests in associates or joint ventures covered by these amendments. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#160;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In December 2017, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Annual Improvements to IFRSs 2015-2017 Cycle</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">, which includes minor amendments to four IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2019. We do not expect the adoption of these amendments to have a material impact on our Consolidated Financial Statements. </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In February 2018, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Plan Amendment, Curtailment or Settlement</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> which amends IAS 19 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Employee Benefits</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> (&#8220;IAS 19&#8221;). Under IAS 19, when an amendment, curtailment or settlement of a defined benefit pension plan occurs, the net defined benefit liability or asset is remeasured. The amendments require an entity to use the updated assumptions from this remeasurement to determine current service cost and net interest for reporting periods after the change to the plan. The amendments are applicable to plan amendments, curtailments or settlements occurring on or after January 1, 2019.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">2.C</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"> </font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;">New and Amended International Financial Reporting Standards to be Adopted in 2020 or Later</font><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following new and amended standards were issued by the IASB and are expected to be adopted by us in 2020 or later.  </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In July 2014, the IASB issued the final version of IFRS 9, which replaces IAS 39. IFRS 9 includes guidance on the classification and measurement of financial instruments, impairment of financial assets, and hedge accounting. Financial asset classification is based on the cash flow characteristics and the business model in which an asset is held. The classification determines how a financial instrument is accounted for and measured. IFRS 9 also introduces an impairment model for financial instruments not measured at fair value through profit or loss that requires recognition of expected losses at initial recognition of a financial instrument and the recognition of full lifetime expected losses if certain criteria are met. In addition, a new model for hedge accounting was introduced to achieve better alignment with risk management activities. This standard is effective for </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">annual periods beginning on or after </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">January 1, 2018. In October 2017, the IASB issued narrow-scope amendments to IFRS 9. The amendments clarify the classification of certain prepayable financial assets and the accounting of financial liabilities following modification. The amendments are effective for annual periods beginning on or after January 1, 2019. However, pursuant to the aforementioned amendments to IFRS 4, we elected the deferral approach permitted under IFRS 4 to continue to apply IAS 39. We are currently assessing the impact that IFRS 9, along with these amendments, will have on our Consolidated Financial Statements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In May 2017, the IASB issued IFRS 17, which replaces IFRS 4. IFRS</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">&#160;</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">17 establishes the principles for the recognition, measurement, presentation and disclosure of insurance contracts. IFRS 17 requires entities to measure insurance contract liabilities at their current fulfillment values using one of three measurement models, depending on the nature of the contract. IFRS 17 is effective for annual periods beginning on or after January 1, 2021 and is to be applied retrospectively to each group of insurance contracts unless impracticable. If, and only if, it is impracticable to apply IFRS 17 retrospectively for a group of insurance contracts, an entity shall apply IFRS 17 using a modified retrospective approach or a fair value approach. In November 2018, the IASB tentatively decided to defer the effective date of IFRS 17 by one year, to January 1, 2022. IFRS 17 will affect how we account for our insurance contracts and how we report our financial performance in our Consolidated Statements of Operations. We are currently assessing the impact that IFRS 17 will have on our Consolidated Financial Statements.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In March 2018, the IASB issued a revised </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Conceptual Framework for Financial Reporting </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">(&#8220;2018 Conceptual Framework&#8221;), which replaces the </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Conceptual Framework for Financial Reporting</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> issued in 2010. The 2018 Conceptual Framework includes revised definitions of an asset and a liability, as well as new guidance on measurement, derecognition, presentation and disclosure. The 2018 Conceptual Framework is effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of this framework will have on our Consolidated Financial Statements.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In October 2018, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Definition of a Business,</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> which amends IFRS 3 </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Business Combinations</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;">. The amendments clarify the definition of a business to assist entities in determining whether a transaction represents a business combination or an acquisition of assets. The amendments are effective for annual periods beginning on or after January 1, 2020, to be applied prospectively. We will assess the impact the adoption of these amendments will have on the accounting treatment of future transactions.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">In October 2018, the IASB issued </font><font style="font-family:Arial;font-size:8.5pt;color:#000000;font-style:italic;">Definition of Material (Amendments to IAS 1 and IAS 8).</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> The amendments clarify the definition of material and provide guidance to improve consistency in its application in IFRS standards. The amendments are effective for annual periods beginning on or after January 1, 2020. We are currently assessing the impact the adoption of these amendments will have on our Consolidated Financial Statements.  </font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for derivative financial instruments and hedging. [Refer: Financial instruments, class [member]; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for dividends. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for employee benefits. Employee benefits are all forms of consideration given by an entity in exchange for services rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for fair value measurement. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for fee and commission income and expense. [Refer: Fee and commission income (expense)]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for foreign currency translation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for goodwill. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for income tax.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for insurance contracts and related assets, liabilities, income and expense. [Refer: Types of insurance contracts [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 4<br> -IssueDate 2017-01-01<br> -Paragraph 37<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=4&amp;date=2017-03-01&amp;anchor=para_37_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for intangible assets other than goodwill. [Refer: Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for investment in associates and joint ventures. [Refer: Associates [member]; Joint ventures [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for investment property. [Refer: Investment property]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for reinsurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for transactions in which the entity: (a) receives goods or services from the supplier of those goods or services (including an employee) in a share-based payment arrangement; or (b) incurs an obligation to settle the transaction with the supplier in a share-based payment arrangement when another group entity receives those goods or services. [Refer: Share-based payment arrangements [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph b<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_b&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The explanation of the measurement basis (or bases) used in preparing the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 117<br> -Subparagraph a<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_117_a&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExplanationOfMeasurementBasesUsedInPreparingFinancialStatements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_StatementOfIFRSCompliance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An explicit and unreserved statement of compliance with all the requirements of IFRSs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2017-01-01<br> -Paragraph 16<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=1&amp;date=2017-03-01&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfIFRSCompliance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Corporate Information And Statement Of IFRS Compliance [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CorporateInformationAndStatementOfIFRSComplianceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Basis Of Consolidation [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForBasisOfConsolidationPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Changes In Accounting Policies [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForChangesInAccountingPoliciesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Estimates, Assumptions and Judgments [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForEstimatesAssumptionsandJudgmentsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Other Assets [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForOtherAssetsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Other Liabilities [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForOtherLiabilitiesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Separate Accounts [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForSeparateAccountsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Accounting Policy For Service Contracts [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfAccountingPolicyForServiceContractsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description Of Nature Of Entity's Operations And Principal Activities [Policy Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivitiesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6759924480">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Significant Accounting Policies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract', window );"><strong>Corporate Information And Statement Of IFRS Compliance [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock', window );">Schedule of Significant Estimates and Judgments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Significant estimates and judgments have been made in the following areas and are discussed as noted: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3" rowspan="1"></td></tr><tr><td style="width:41%;" rowspan="1" colspan="1"></td><td style="width:2%;" rowspan="1" colspan="1"></td><td style="width:57%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Insurance contract and investment contract assumptions and measurement</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Insurance Contract Liabilities and Investment Contract Liabilities                          Note 10 Insurance Contract Liabilities and Investment Contract Liabilities              </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Determination of fair value </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Basis of Consolidation                                                                           Note 1 Determination of Fair Value </font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 3 Acquisitions</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 5 Total Invested Assets and Related Net Investment Income</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Impairment of financial instruments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Financial Assets Excluding Derivative Financial Instruments<br clear="none"/>Note 6 Financial Instrument Risk Management</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income taxes </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Income Taxes <br clear="none"/>Note 20 Income Taxes</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Pension plans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Pension Plans and Other Post-Retirement Benefits<br clear="none"/>Note 25 Pension Plans and Other Post-Retirement Benefits</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Goodwill and intangible assets on acquisition and impairment</font></div><div style="padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Goodwill </font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Intangible Assets</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 3 Acquisitions</font></div><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 9 Goodwill and Intangible Assets</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Determination of control for purpose of consolidation </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 1 Basis of Consolidation<br clear="none"/>Note 16 Interests in Other Entities</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Share-based payments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Note 19 Share-Based Payments</font></div></td></tr></table></div></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsExplanatory', window );">Summary of Financial Assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2" rowspan="1"></td></tr><tr><td style="width:72%;" rowspan="1" colspan="1"></td><td style="width:28%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables</font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities presented in our Consolidated Statements of Cash Flows consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,089</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,504</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Short-term securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,208</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,794</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Bank overdraft, recorded in Other liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">104</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,750</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying values and fair values of our financial assets are shown in the following table: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Carrying value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair   value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Carrying value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair   value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,822</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">48,434</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45,406</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets &#8211; fair value through profit or loss</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets &#8211; available-for-sale</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total financial assets</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">143,061</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">144,673</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">137,691</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140,292</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Other invested assets (FVTPL and AFS) include our investments in segregated funds, mutual funds, and limited partnerships.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Invested assets on our Consolidated Statements of Financial Position of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$151,726</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$146,139</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">) includes Total financial assets in this table, Investment properties of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$7,157</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$7,067</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">), and Other invested assets &#8211; non-financial assets of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,508</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,381</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">).</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in Level 3:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="37" rowspan="1"></td></tr><tr><td style="width:174px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:31px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:30px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:31px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:35px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">For the year ended</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Debt securities &#8211; fair value through profit or loss</font><font style="font-family:Arial;font-size:6pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:4pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Other invested assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Total invested assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Total assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Beginning balance </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,067</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,700</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in net income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(3)(5)  </sup></font><font style="font-family:Arial;font-size:7.5pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:pt">&#160;</sub></font><font style="font-family:Arial;font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">515</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">544</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in OCI</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Purchases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">19</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">644</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,022</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(49</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(227</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,113</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,396</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(31</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,427</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Settlements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(27</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers into Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers (out) of Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(159</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(221</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(380</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(385</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Foreign currency translation</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Ending balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,052</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,596</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Gains (losses) included in earnings relating to instruments still held at the reporting date</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">69</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">414</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Beginning balance </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">442</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">191</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">144</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,544</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">6,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8,920</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">865</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,785</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in net income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(3)(5)  </sup></font><font style="font-family:Arial;font-size:7.5pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:pt">&#160;</sub></font><font style="font-family:Arial;font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(59</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">102</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">60</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in OCI</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Purchases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">180</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">32</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">505</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">448</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,414</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">302</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,716</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(41</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(318</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(277</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(645</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(77</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(722</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Settlements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(66</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(78</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(79</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers into Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)(6)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">204</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">49</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">259</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">512</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers (out) of Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(284</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(262</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(546</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(546</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Foreign currency translation</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(151</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Ending balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">10,700</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Gains (losses) included in earnings relating to instruments still held at the reporting date</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">(59</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">147</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">96</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">123</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Included in Net investment income (loss) for Total invested assets measured at fair value in our Consolidated Statements of Operations. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data, and as a result, no longer meet the Level 1 or 2 definitions at the reporting date. Transfers out of Level 3 occur when the pricing inputs become more transparent and satisfy the Level 1 or 2 criteria and are primarily the result of observable market data being available at the reporting date, thus removing the requirement to rely on inputs that lack observability. </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Total gains and losses in net income (loss) and OCI are calculated assuming transfers into or out of Level 3 occur at the beginning of the period. For an asset or liability that transfers into Level 3 during the reporting period, the entire change in fair value for the period is included in the table above. For transfers out of Level 3 during the reporting period, the change in fair value for the period is excluded from the table above.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Foreign currency translation relates to the foreign exchange impact of translating Level 3 assets and liabilities of foreign subsidiaries from their functional currencies to Canadian dollars.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(5) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Investment properties included in net income is comprised of fair value changes on investment properties of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$529</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$211</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017) net of amortization of leasing commissions and tenant inducements of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$88</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$53</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> in 2017).</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(6) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Transfers into Level 3 in Investment properties includes the reclassification of our former head office location in 2017, previously classified as owner-occupied with a fair value of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$259</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> at the time of transfer from Other assets to Investment properties. The reclassification recognized a revaluation surplus of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$172</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">, which was recorded as an increase of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$139</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> of accumulated other comprehensive income, net of taxes of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$33</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of debt securities by geographic location is shown in the following table. The geographic location is based on the country of the creditor's parent.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:148px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit  or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for- sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit  or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for- sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">25,091</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,217</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">29,308</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24,132</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,114</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28,246</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,329</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,917</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27,246</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20,758</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,719</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,477</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,092</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">565</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,657</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,319</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">590</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,909</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,890</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,342</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,232</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,758</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,229</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,987</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Balance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of debt securities by issuer and industry sector is shown in the following table:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:284px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:26px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for-sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities issued or guaranteed by:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canadian federal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,830</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,746</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,576</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,832</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,198</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canadian provincial and municipal government<br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,866</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,065</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,296</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">U.S. government and agency</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,527</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,907</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,049</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other foreign government</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,929</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">717</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,646</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,361</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">752</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total government issued or guaranteed debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">22,005</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,189</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">27,194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">22,116</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,540</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,656</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Corporate debt securities by industry sector</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:8.5pt;">:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Financials</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,470</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,860</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,856</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,705</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,561</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Utilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,353</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">528</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,881</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,756</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">550</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Industrials</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,053</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">590</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,643</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,090</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,797</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Energy</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,628</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">340</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,657</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Communication services</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,826</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,307</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,826</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">545</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,371</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Real estate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,640</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">376</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,016</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,213</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health care</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,734</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">299</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,033</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,256</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">323</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,579</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Consumer staples</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">257</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,882</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,920</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">351</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,271</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Consumer discretionary</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,372</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,581</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,329</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">363</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,692</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Materials</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">256</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">262</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,473</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Information technology</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,024</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">207</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,056</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">267</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,323</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34,870</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,013</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39,883</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">34,170</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,894</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">40,064</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Asset-backed securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,527</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,839</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,366</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,681</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,218</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,899</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(1) Balances in 2017 have been changed to conform with current year presentation.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(2) Our grouping of debt securities by sector is based on the Global Industry Classification Standard and S&amp;P Dow Jones Indices. During 2018, certain </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:48px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Consumer discretionary and Information technology debt securities were moved to the Communication services sector.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The contractual maturities of debt securities are shown in the following table. Actual maturities could differ from contractual maturities because of the borrower's right to call or extend or right to prepay obligations, with or without prepayment penalties.</font><font style="font-family:Arial;font-size:8.5pt;color:#000000;"> </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="25" rowspan="1"></td></tr><tr><td style="width:148px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Available-for- sale</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total debt securities</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Available-for- sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in 1 year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,189</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,175</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,364</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,432</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,053</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,485</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 2-5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,307</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,865</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,172</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,903</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,465</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,368</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 6-10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,080</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12,660</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,148</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,177</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due after 10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">39,826</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,421</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">44,247</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">40,484</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,957</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45,441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total debt securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">74,443</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">72,619</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of mortgages by scheduled maturity, before allowances for losses, is as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in 1 year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">968</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">931</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 2-5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,118</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,829</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 6-10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,351</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,963</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due after 10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,021</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,792</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,515</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of loans by scheduled maturity, before allowances for losses, is as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in 1 year or less</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,425</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,806</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 2-5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,350</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due in years 6-10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,968</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Due after 10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,863</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,216</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,439</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,340</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying value of mortgages and loans by geographic location and type is shown in the following tables. The geographic location for mortgages is based on location of property, while for corporate loans it is based on the country of the creditor's parent. </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:217px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">United States</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">United Kingdom</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Retail</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,921</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,281</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Office</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,811</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,228</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Multi-family residential</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,455</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,920</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,375</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Industrial and land</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,906</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">618</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">104</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">722</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,557</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">7,876</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16,433</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,238</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">11,458</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,547</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,389</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages and loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">21,795</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">19,334</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,547</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,822</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$3,537</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> of mortgages in Canada are insured by the CMHC.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="21" rowspan="1"></td></tr><tr><td style="width:217px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:66px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Retail</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,027</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,264</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,291</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Office</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,363</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,261</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Multi-family residential</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,368</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,582</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Industrial and land</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">670</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">990</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,660</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#160;&#160;Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">581</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">699</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,390</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15,493</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,265</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">9,542</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,678</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,827</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,312</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total mortgages and loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21,655</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">16,645</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,678</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,827</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,805</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$3,171</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> of mortgages in Canada are insured by the CMHC.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2017-01-01<br> -Paragraph 7<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=7&amp;date=2017-03-01&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_CorporateInformationAndStatementOfIFRSComplianceAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Corporate Information And Statement Of IFRS Compliance [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_CorporateInformationAndStatementOfIFRSComplianceAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Detailed Information On Accounting Judgments and Estimates</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DisclosureOfDetailedInformationOnAccountingJudgmentsandEstimatesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6883358256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Changes in Accounting Policies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract', window );"><strong>Disclosure of changes in accounting policies, accounting estimates and errors [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory', window );">Disclosure of Amendments to IFRS 4</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:10px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:55%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:5%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:4%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December 31, 2018</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">($ billions)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">IAS 39 Classification</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SPPI</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Non-SPPI</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">AFS</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12.9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans supporting Insurance contract liabilities</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortized cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">43.8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans not supporting Insurance contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Amortized cost</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4.4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">0.2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">(1) Because we use CALM to value our insurance contract liabilities, the impact on net income in our Consolidated Statements of Operations of classifying assets supporting those liabilities as SPPI or non-SPPI is not material.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for changes in accounting policies, accounting estimates and errors.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Section Accounting policies<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IAS&amp;num=8&amp;date=2017-03-01&amp;anchor=sect_Accountingpolicies&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of changes in accounting policies, accounting estimates and errors [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_DisclosureofchangesinaccountingpoliciesaccountingestimatesanderrorsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6881604752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segmented Information (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_OperatingSegmentsAbstract', window );"><strong>Operating Segments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsExplanatory', window );">Results of operating segments</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Assets and liabilities by segment are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="29" rowspan="1"></td></tr><tr><td style="width:152px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:50px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:24px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:53px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:42px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:64px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidation adjustments</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">As at December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">86,697</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">34,584</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,468</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28,855</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,378</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(217</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">168,765</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">85,885</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">491</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">6,173</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">78,946</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">30,671</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,396</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23,692</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(217</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">144,195</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">84,698</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">32,259</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,115</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">27,234</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,605</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(191</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">162,720</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">87,817</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,101</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,986</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">106,392</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">76,683</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28,791</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,346</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">21,748</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">10,372</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(191</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">139,749</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.</font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;"></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:681px;border-collapse:collapse;text-align:left;"><tr><td colspan="29" rowspan="1"></td></tr><tr><td style="width:173px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:36px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:52px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:21px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:45px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:10px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:54px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:60px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:12px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:40px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Canada</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF U.S.</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asia</font><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Consolidation adjustments</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross premiums:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,261</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(79</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Life insurance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,796</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,633</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health insurance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,316</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,767</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">24</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,121</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total gross premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,179</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">20,981</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: ceded premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,487</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">232</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,339</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net investment income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">305</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">76</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">79</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,389</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fee income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,240</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">73</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,111</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">514</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(126</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,966</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">15,068</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,181</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,124</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,537</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">239</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">26,997</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total benefits and expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,497</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,930</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,919</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(152</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">23,486</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">308</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">51</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">597</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,263</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">910</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">567</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,914</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Net income (loss) attributable to participating policyholders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">321</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">12</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">298</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders' net income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">942</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">52</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">910</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">555</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,616</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Gross premiums:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Annuities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,464</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,488</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Life insurance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,493</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,736</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,508</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">94</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,831</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Health insurance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,916</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,570</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,519</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total gross premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,873</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,527</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">132</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">19,838</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: ceded premiums</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">436</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">226</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">24</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,557</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net investment income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,864</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,722</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">526</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(79</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fee income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,132</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">103</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,037</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">524</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">118</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(72</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,842</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">13,267</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">6,837</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,082</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,547</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(151</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">29,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total benefits and expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,894</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">7,369</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,976</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,679</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(151</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">26,545</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Income tax expense (benefit)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">197</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(392</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">453</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">62</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(18</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">302</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total net income (loss)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,176</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(140</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">653</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">806</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,487</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Net income (loss) attributable to participating policyholders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">213</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">245</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Shareholders' net income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">963</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(144</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">653</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">778</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,242</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Balances in 2017 have been changed to conform with current year presentation as a result of the resegmentation described in this Note.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasExplanatory', window );">Disclosure of geographical areas</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table shows total assets by country for SLF Asset Management and Corporate:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:341px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:49px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,147</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,750</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,550</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8,274</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">321</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">365</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,723</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other countries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">170</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">154</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total general fund assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,468</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,115</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14,378</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">14,605</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment for account of segregated fund holders:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,986</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total investment for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">10,513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">11,986</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Consists of the Canadian operations of Bentall Kennedy and Sun Life Institutional Investments (Canada) Inc. for SLF Asset Management.</font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table shows revenue by country for SLF Asset Management and Corporate: </font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:341px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:49px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">SLF Asset Management</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Corporate</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Revenue:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United States</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,945</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">58</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">147</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">United Kingdom</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Canada</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">179</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">121</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">20</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other countries</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total revenue</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,124</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,082</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">239</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">752</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Consists of the Canadian operations of the Bentall Kennedy group of companies ("Bentall Kennedy") and Sun Life Institutional Investments (Canada)     Inc. for SLF Asset Management.</font></div></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfGeographicalAreasExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of geographical information.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 33<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_33&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfGeographicalAreasExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The disclosure of operating segments. [Refer: Operating segments [member]]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2017-01-01<br> -Paragraph 23<br> -URI http://eifrs.ifrs.org/eifrs/XBRL?type=IFRS&amp;num=8&amp;date=2017-03-01&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2017-03-09<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_slf_OperatingSegmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Operating Segments [Abstract]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">slf_OperatingSegmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>slf_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.10.0.1</span><table class="report" border="0" cellspacing="2" id="idp6909610144">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Total Invested Assets and Related Net Investment Income (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2018</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_slf_FairValueMeasurementAbstract', window );"><strong>Fair Value Measurement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory', window );">Schedule of assets carried at fair value</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:245px;" rowspan="1" colspan="1"></td><td style="width:6px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">8,926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,683</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,207</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">59,776</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">58,447</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11,698</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,845</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,379</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,532</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">710</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,085</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,322</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">912</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">2,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total invested assets measured at fair value</font></div></td><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14,982</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">75,140</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,052</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">100,174</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">14,632</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">74,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">98,847</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investments for account of segregated fund holders</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">24,705</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">76,761</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,596</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27,481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">77,757</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">106,392</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">39,687</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">151,901</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">203,236</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">42,113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">152,426</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">10,700</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">205,239</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investment contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,756</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total liabilities measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,298</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,759</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:Arial;font-size:8.5pt;color:#000000;">                                                                                                                                              </font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Debt securities &#8211; fair value through profit or loss consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:245px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian federal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,815</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">15</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,830</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,351</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">15</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,366</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian provincial and municipal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,852</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,866</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,142</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,158</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">U.S. government and agency</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,380</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">125</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,231</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other foreign government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,895</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">34</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,929</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,318</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,361</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Corporate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">34,665</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">205</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">34,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">33,864</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">306</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">34,170</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Asset-backed securities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Commercial mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,464</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,467</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,459</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,460</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Residential mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,961</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,625</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Collateralized debt obligations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">143</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">143</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">55</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">55</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">856</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">956</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">508</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">33</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">541</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">59,776</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">58,447</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">59,967</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Debt securities &#8211; available-for-sale consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:680px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:246px;" rowspan="1" colspan="1"></td><td style="width:8px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:39px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:39px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian federal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,746</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,746</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,832</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,832</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Canadian provincial and municipal government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,199</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,138</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">U.S. government and agency</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,527</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other foreign government</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">716</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">717</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">752</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Corporate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,971</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">42</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">5,013</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,838</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">56</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,894</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Asset-backed securities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Commercial mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">766</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">766</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">744</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Residential mortgage-backed securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">386</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">386</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Collateralized debt obligations</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">804</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">804</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">345</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">414</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">883</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">651</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">662</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,485</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11,698</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,652</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value change: </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,704</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,630</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(401</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1,295</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">649</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total change in fair value through profit or loss assets and liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(4,376</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,780</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value changes on investment properties</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">529</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange gains (losses)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">446</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(388</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Realized gains (losses) on property and equipment</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value and foreign currency changes on assets and liabilities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3,373</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,603</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease and as a result, we recognized a gain of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$28</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:11px;text-align:left;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;color:#000000;font-style:normal;font-weight:bold;text-decoration:none;"></font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory', window );">Schedule of liabilities carried at fair value</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:679px;border-collapse:collapse;text-align:left;"><tr><td colspan="33" rowspan="1"></td></tr><tr><td style="width:245px;" rowspan="1" colspan="1"></td><td style="width:6px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:41px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">As at</font></div></td><td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td colspan="16" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 1</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Level 3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">8,926</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">580</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,683</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,207</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,253</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">59,776</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,103</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">58,447</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,513</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">818</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">11,698</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,845</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3,379</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,532</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">398</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">186</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">710</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,085</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">183</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3,322</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">912</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">2,773</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">7,067</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total invested assets measured at fair value</font></div></td><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14,982</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">75,140</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,052</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">100,174</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">14,632</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">74,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">98,847</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investments for account of segregated fund holders</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">24,705</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">76,761</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,596</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">103,062</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">27,481</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">77,757</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">106,392</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">39,687</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">151,901</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">203,236</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">42,113</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">152,426</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">10,700</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">205,239</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Investment contract liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Derivative liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,295</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,756</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Total liabilities measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,284</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,298</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,751</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">1,759</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Fair value and foreign currency changes on assets and liabilities recorded to net income consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value change: </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(2,704</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,630</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(401</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(1,295</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">649</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:18px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total change in fair value through profit or loss assets and liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(4,376</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,780</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value changes on investment properties</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">529</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Foreign exchange gains (losses)</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">446</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(388</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Realized gains (losses) on property and equipment</font><font style="font-family:Arial;font-size:8.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">28</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair value and foreign currency changes on assets and liabilities </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(3,373</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,603</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Primarily arises from the translation of foreign currency denominated AFS monetary assets and mortgage and loans. Any offsetting amounts arising from foreign currency derivatives are included in the fair value change on derivative investments.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">In 2018, we sold and leased back a property in Waterloo, Ontario. The transaction qualified as a sale and operating lease and as a result, we recognized a gain of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$28</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">.</font></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentTableTextBlock', window );">Schedule of interest and other investment income</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Interest and other investment income consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">For the years ended December 31,</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Interest income:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">131</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">65</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,312</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,292</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">384</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">352</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,050</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,928</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">45</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">70</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">175</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">165</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total interest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,097</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,872</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; dividends on fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">160</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; dividends on available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">15</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment properties rental income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">594</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">623</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment properties expenses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(259</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(286</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">242</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">223</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Investment expenses and taxes</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">(207</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">(193</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total interest and other investment income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,641</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,413</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Comprised of operating lease rental income.</font></div></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsExplanatory', window );">Disclosure of financial assets</a></td>
<td class="text"><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table summarizes the financial assets included in our Consolidated Statements of Financial Position and the asset classifications applicable to these assets:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:8.5pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2" rowspan="1"></td></tr><tr><td style="width:72%;" rowspan="1" colspan="1"></td><td style="width:28%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">FVTPL and AFS</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Loans and receivables</font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities presented in our Consolidated Statements of Cash Flows consist of the following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:505px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2017</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,089</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,504</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">5,209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">4,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Short-term securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,208</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,794</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Less: Bank overdraft, recorded in Other liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">104</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Net cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,402</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,750</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The carrying values and fair values of our financial assets are shown in the following table: </font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:683px;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:326px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:32px;" rowspan="1" colspan="1"></td><td style="width:9px;" rowspan="1" colspan="1"></td><td style="width:44px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">As at</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">December 31, 2017</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Carrying value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">Fair   value</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Carrying value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Fair   value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Cash, cash equivalents and short-term securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">9,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">8,890</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">61,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">59,967</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">13,041</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">12,652</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">4,014</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">5,078</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">620</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">942</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Mortgages and loans </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">46,822</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">48,434</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">42,805</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">45,406</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Derivative assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">1,112</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">1,478</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets &#8211; fair value through profit or loss</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">2,701</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">2,211</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Other invested assets &#8211; available-for-sale</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Policy loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">3,222</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">3,106</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">Total financial assets</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">143,061</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;font-weight:bold;">144,673</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">137,691</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">$</font></div></td><td style="vertical-align:middle;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;">140,292</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1) </sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">Other invested assets (FVTPL and AFS) include our investments in segregated funds, mutual funds, and limited partnerships.</font></div><div style="line-height:120%;padding-bottom:0px;padding-top:0px;text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> Invested assets on our Consolidated Statements of Financial Position of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$151,726</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$146,139</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">) includes Total financial assets in this table, Investment properties of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$7,157</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$7,067</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">), and Other invested assets &#8211; non-financial assets of </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,508</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> (</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">$1,381</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;"> as at </font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2017</font><font style="font-family:Arial;font-size:7.5pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">).</font></div><div style="line-height:120%;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:8.5pt;"><font style="font-family:Arial;font-size:8.5pt;"><br clear="none"/></font></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:13px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:8.5pt;color:#000000;">The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in Level 3:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="37" rowspan="1"></td></tr><tr><td style="width:174px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:37px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:17px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:31px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:29px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:30px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:31px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:16px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:14px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:34px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td><td style="width:13px;" rowspan="1" colspan="1"></td><td style="width:5px;" rowspan="1" colspan="1"></td><td style="width:35px;" rowspan="1" colspan="1"></td><td style="width:3px;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">For the year ended</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Debt securities &#8211; fair value through profit or loss</font><font style="font-family:Arial;font-size:6pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:4pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Debt securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Equity securities &#8211; fair value through profit or loss</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Equity securities &#8211; available-for-sale</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Other invested assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Investment properties</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Total invested assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Investments for account of segregated fund holders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:6pt;"><font style="font-family:Arial;font-size:6pt;font-weight:bold;">Total assets measured at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">December 31, 2018</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Beginning balance </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">417</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">136</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">167</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">38</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,721</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,067</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9,546</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,154</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,700</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in net income</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)(3)(5)  </sup></font><font style="font-family:Arial;font-size:7.5pt;"><sub style="vertical-align:bottom;line-height:120%;font-size:pt">&#160;</sub></font><font style="font-family:Arial;font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">&#160;</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">69</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">441</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">515</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">544</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Included in OCI</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(3)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(22</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Purchases</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">140</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">19</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">644</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,592</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">430</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,022</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(49</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(227</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,113</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,396</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(31</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1,427</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Settlements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(26</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(27</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers into Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">14</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">4</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">18</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Transfers (out) of Level 3</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(159</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(221</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(380</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">(385</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Foreign currency translation</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(4)</sup></font><font style="font-family:Arial;font-size:7.5pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">13</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">3</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">141</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">16</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">225</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Ending balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">373</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">43</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">36</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">2,241</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">7,157</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">10,052</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">1,596</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">11,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;">Gains (losses) included in earnings relating to instruments still held at the reporting date</font><font style="font-family:Arial;font-size:7.5pt;"><sup style="vertical-align:top;line-height:120%;font-size:pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">5</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">9</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">69</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">331</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">414</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:7.5pt;"><font style="font-family:Arial;font-size:7.5pt;font-weight:bold;">27</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;